Bank Of Bartlett Mortgage Rates, Fees & Info
Bartlett, TNLEI: 5493001EXVWX6Q13MY44
Tax ID: 62-1072448
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Bank Of Bartlett is a smaller bank specializing in Home Purchase loans. Bank Of Bartlett has a high proportion of conventional loans. Their top markets by origination volume include: Memphis, Nashville, Birmingham, New Orleans, and Pensacola among others. We have data for 10 markets. (Some data included below & more in-depth data is available with an active subscription.)Bank Of Bartlett has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
211Origination Dollar Volume (All Markets)
$55,265,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 199 | $50,025,000 | $251,382 | $0 | 0.00% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 2 | $2,100,000 | $1,050,000 | $0 | 0.00% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 2 | $1,260,000 | $630,000 | $0 | 0.00% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $0 | 0.00% |
| Outside of Metro Areas | 2 | $410,000 | $205,000 | $0 | 0.00% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 0.00% |
| Malvern, AR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 0.00% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 0.00% |
| Oxford, MS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 0.00% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 211 | $55,265,000 | $261,919 | $0 | 0.00% |
For 2022, Bank Of Bartlett's most frequently originated type of loan was Conventional, with 211 originations.
Loan Reason
For 2022, Bank Of Bartlett's most frequently cited loan purpose was Home Purchase, with 137 originations. The 2nd most popular reason was Refi, with 56 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 211 | $55,265,000 | $261,919 | $0 | 0.00% |
For 2022, Bank Of Bartlett's most frequently cited loan duration was Other, with 211 originations.
Loan Sizing
2022 saw Bank Of Bartlett place emphasis on $200k-400k loans with 65 originations, totaling $17,875,000 in origination value.
Applicant Income
Bank Of Bartlett lent most frequently to those with incomes in the $100k-150k range, with 36 originations. The second most popular income band? $75k-100k, with 36 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 211 | $55,265,000 | $261,919 | $0 | 0.00% |
Bank Of Bartlett lent most frequently to those with DTI ratios of Exempt%, with 211 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications85.84%
Bank Of Bartlett has an average approval rate.
Pick Rate
Approvals leading to origination63.51%
Bank Of Bartlett has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 211 | $55,265,000 | $261,919 |
Complaints
| Bank Name | Product | Issue | 2022 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| BANK OF AMERICA, NATIONAL ASSOCIATION | Home equity loan or line of credit (HELOC) | Trouble during payment process | 1 | 6.7% |
| BANK OF AMERICA, NATIONAL ASSOCIATION | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 3 | 20.0% |
| BANK OF AMERICA, NATIONAL ASSOCIATION | Conventional home mortgage | Closing on a mortgage | 1 | 6.7% |
| BANK OF AMERICA, NATIONAL ASSOCIATION | Conventional home mortgage | Struggling to pay mortgage | 1 | 6.7% |
| BANK OF AMERICA, NATIONAL ASSOCIATION | Conventional home mortgage | Trouble during payment process | 7 | 46.7% |
| BANK OF AMERICA, NATIONAL ASSOCIATION | FHA mortgage | Struggling to pay mortgage | 1 | 6.7% |
| BANK OF AMERICA, NATIONAL ASSOCIATION | Home equity loan or line of credit (HELOC) | Struggling to pay mortgage | 1 | 6.7% |