MEMPHIS Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Memphis averaged
6.58%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.59% and
one month ago for the week of 2025-02-27, the
average rate was 6.7%.
Memphis's average rate one year ago was 6.63%.
For refis of the same type during the week of 2025-04-03, the average rate
was 7.17%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Memphis 30 Year Fixed Rate | 2025-04-03 | 6.58% |
| Memphis 30 Year Fixed Rate Refi | 2025-04-03 | 7.17% |
| Memphis 15 Year Fixed Rate | 2025-04-03 | 6.38% |
| Memphis 15 Year Fixed Rate Refi | 2025-04-03 | 6.5% |
| Memphis 30 Year FHA | 2025-04-03 | 5.83% |
| Memphis 30 Year FHA Refi | 2025-04-03 | 5.87% |
| Memphis 30 Year USDA | 2025-04-03 | 5.91% |
| Memphis 30 Year USDA Refi | 2025-04-03 | 6.22% |
| Memphis 30 Year VA | 2025-04-03 | 6.06% |
| Memphis 30 Year VA Refi | 2025-04-03 | 5.36% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within MEMPHIS, TN-MS-AR.
MEMPHIS Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the MEMPHIS, TN-MS-AR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
MEMPHIS Average Closing Costs & Other Stats
MEMPHIS, TN-MS-AR's 276 lenders originated 23,407
loans during 2024. The total origination value was $5,757,655,000, with an average loan value of
$245,980.
MEMPHIS's average closing costs are $5,665.
The top MEMPHIS lender as defined by loan originations is COMMUNITY MORTGAGE CORPORATION, with
594 loans originated. Their average total fees are
$6,688, which is $401
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee MEMPHIS lenders (with over 10 loans originated) are
Discover Bank ($0), SIRVA MORTGAGE, INC. ($621), DHI MORTGAGE COMPANY, LTD. ($2,103), Leaders Credit Union ($3,222) and First Citizens National Bank ($3,512).
The lowest rate MEMPHIS lenders (with over 10 loans originated) are
SWBC MORTGAGE CORPORATION (5.25%), Raymond James Bank (5.58%), DHI MORTGAGE COMPANY, LTD. (5.66%), CREDIT UNION MORTGAGE ASSOCIATION, INC. (5.98%) and Bank of America (6.04%).
MEMPHIS, TN-MS-AR Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| COMMUNITY MORTGAGE CORPORATION | $306,415,000 | $314,670,000 | 2.7% | 5.5% |
| QUICKEN LOANS, LLC | $283,740,000 | $300,240,000 | 5.8% | 5.2% |
| UNITED WHOLESALE MORTGAGE, LLC | $127,300,000 | $204,105,000 | 60.3% | 3.5% |
| BancorpSouth | $136,795,000 | $202,570,000 | 48.1% | 3.5% |
| Pinnacle Bank | $185,150,000 | $173,915,000 | -6.1% | 3.0% |
| WALKER & DUNLOP, LLC | $107,725,000 | $142,560,000 | 32.3% | 2.5% |
| First Horizon Bank | $205,930,000 | $138,290,000 | -32.8% | 2.4% |
| Patriot Bank | $136,795,000 | $131,090,000 | -4.2% | 2.3% |
| Mortgage Research Center, LLC | $98,165,000 | $118,815,000 | 21.0% | 2.1% |
| Trustmark National Bank | $165,510,000 | $112,730,000 | -31.9% | 2.0% |
| GUARANTEED RATE, INC. | $96,885,000 | $108,505,000 | 12.0% | 1.9% |
| MORTGAGE INVESTORS GROUP, INC. | $103,065,000 | $107,780,000 | 4.6% | 1.9% |
| CROSSCOUNTRY MORTGAGE, LLC | $73,465,000 | $103,085,000 | 40.3% | 1.8% |
| DHI MORTGAGE COMPANY, LTD. | $75,490,000 | $103,075,000 | 36.5% | 1.8% |
| Regions Bank | $124,875,000 | $101,755,000 | -18.5% | 1.8% |
| FREEDOM MORTGAGE CORPORATION | $43,660,000 | $90,065,000 | 106.3% | 1.6% |
| NAVY FEDERAL CREDIT UNION | $79,860,000 | $89,210,000 | 11.7% | 1.5% |
| Renasant Bank | $94,770,000 | $85,030,000 | -10.3% | 1.5% |
| PENNYMAC LOAN SERVICES, LLC | $47,070,000 | $84,650,000 | 79.8% | 1.5% |
| Bank of Bartlett | $92,210,000 | $75,105,000 | -18.6% | 1.3% |
| Eagle Bank and Trust Company | $78,170,000 | $73,955,000 | -5.4% | 1.3% |
| BARTLETT MORTGAGE, INC. | $65,490,000 | $70,395,000 | 7.5% | 1.2% |
| Evolve Bank & Trust | $86,590,000 | $67,060,000 | -22.6% | 1.2% |
| JPMorgan Chase Bank | $25,055,000 | $66,155,000 | 164.0% | 1.1% |
| Financial Federal Bank | $56,070,000 | $63,215,000 | 12.7% | 1.1% |
| GREYSTONE SERVICING COMPANY LLC | $62,920,000 | n/a | 1.1% | |
| Nations Lending Corporation | $43,595,000 | $56,275,000 | 29.1% | 1.0% |
| Orion Federal Credit Union | $30,445,000 | $54,515,000 | 79.1% | 0.9% |
| Simmons Bank | $79,700,000 | $51,645,000 | -35.2% | 0.9% |
| Leaders Credit Union | $14,000,000 | $50,595,000 | 261.4% | 0.9% |
| Bank of America | $30,400,000 | $49,585,000 | 63.1% | 0.9% |
| LENDINGHOME FUNDING CORPORATION | $37,440,000 | $44,435,000 | 18.7% | 0.8% |
| Independent Bank | $35,425,000 | $43,675,000 | 23.3% | 0.8% |
| Arbor Realty Trust, Inc. | $43,680,000 | $42,725,000 | -2.2% | 0.7% |
| STOCKTON MORTGAGE CORPORATION | $42,635,000 | $42,450,000 | -0.4% | 0.7% |
| Guaranty Bank and Trust Company | $50,130,000 | $40,885,000 | -18.4% | 0.7% |
| Brighton Bank | $33,055,000 | $39,160,000 | 18.5% | 0.7% |
| BROKER SOLUTIONS, INC. | $31,310,000 | $38,790,000 | 23.9% | 0.7% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $12,820,000 | $35,620,000 | 177.8% | 0.6% |
| LOANDEPOT.COM, LLC | $34,300,000 | $35,580,000 | 3.7% | 0.6% |
| Bank of England | $47,410,000 | $35,110,000 | -25.9% | 0.6% |
| Community Bank of Mississippi | $37,055,000 | $34,360,000 | -7.3% | 0.6% |
| CMG MORTGAGE, INC. | $14,490,000 | $33,225,000 | 129.3% | 0.6% |
| Truist | $90,280,000 | $32,700,000 | -63.8% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $31,440,000 | $31,525,000 | 0.3% | 0.5% |
| BELLCO | $31,515,000 | n/a | 0.5% | |
| BankPlus | $26,065,000 | $29,755,000 | 14.2% | 0.5% |
| BERKELEY POINT CAPITAL LLC | $50,650,000 | $28,195,000 | -44.3% | 0.5% |
| NEWREZ LLC | $29,825,000 | $27,845,000 | -6.6% | 0.5% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $16,175,000 | $27,810,000 | 71.9% | 0.5% |
| UNION HOME MORTGAGE CORP. | $16,795,000 | $27,775,000 | 65.4% | 0.5% |
| EVERETT FINANCIAL, INC. | $12,745,000 | $27,635,000 | 116.8% | 0.5% |
| Paragon Bank | $37,475,000 | $27,210,000 | -27.4% | 0.5% |
| Commercial Bank & Trust Co. | $17,690,000 | $26,300,000 | 48.7% | 0.5% |
| T2 FINANCIAL LLC | $1,400,000 | $23,910,000 | 1,607.9% | 0.4% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $5,630,000 | $23,230,000 | 312.6% | 0.4% |
| U.S. Bank | $17,725,000 | $22,415,000 | 26.5% | 0.4% |
| Wells Fargo Bank | $43,750,000 | $22,165,000 | -49.3% | 0.4% |
| Cedar Rapids Bank and Trust Company | $21,175,000 | n/a | 0.4% | |
| Prudential Huntoon Paige Associates, LLC | $21,005,000 | n/a | 0.4% | |
| The Bank of Fayette County | $22,935,000 | $20,945,000 | -8.7% | 0.4% |
| VILLAGE CAPITAL MORTGAGE | $6,415,000 | $20,625,000 | 221.5% | 0.4% |
| SWBC MORTGAGE CORPORATION | $18,850,000 | $20,170,000 | 7.0% | 0.4% |
| Equity Prime Mortgage LLC | $13,240,000 | $19,820,000 | 49.7% | 0.3% |
| First Citizens National Bank | $16,870,000 | $19,795,000 | 17.3% | 0.3% |
| FIRST COMMUNITY MORTGAGE, INC. | $9,095,000 | $18,805,000 | 106.8% | 0.3% |
| FIRST SOUTH FINANCIAL | $19,155,000 | $18,735,000 | -2.2% | 0.3% |
| SOUTHWEST FUNDING, LP | $18,710,000 | n/a | 0.3% | |
| USAA Federal Savings Bank | $12,520,000 | $18,670,000 | 49.1% | 0.3% |
| Wolfe Financial, Inc | $21,300,000 | $18,505,000 | -13.1% | 0.3% |
| The Bank of Holly Springs | $57,485,000 | $18,150,000 | -68.4% | 0.3% |
| FirstBank | $5,205,000 | $18,115,000 | 248.0% | 0.3% |
| First Security Bank | $250,000 | $17,845,000 | 7,038.0% | 0.3% |
| Flagstar Bank, FSB | $14,655,000 | $17,440,000 | 19.0% | 0.3% |
| Paramount Residential Mortgage Group, Inc. | $23,720,000 | $16,305,000 | -31.3% | 0.3% |
| BankFirst Financial Services | $16,355,000 | $15,915,000 | -2.7% | 0.3% |
| PLANET HOME LENDING, LLC | $7,895,000 | $15,360,000 | 94.6% | 0.3% |
| Carrington Mortgage Services, LLC | $15,210,000 | $14,985,000 | -1.5% | 0.3% |
| GUILD MORTGAGE COMPANY | $12,305,000 | $14,240,000 | 15.7% | 0.2% |
| Memphis City Employees Credit Union | $11,515,000 | $14,215,000 | 23.4% | 0.2% |
| CARDINAL FINANCIAL | $49,885,000 | $13,695,000 | -72.5% | 0.2% |
| ACOPIA, LLC | $4,290,000 | $13,010,000 | 203.3% | 0.2% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $56,430,000 | $12,910,000 | -77.1% | 0.2% |
| NEW DAY FINANCIAL, LLC | $10,115,000 | $12,820,000 | 26.7% | 0.2% |
| Farm Credit Mid-America, ACA | $5,020,000 | $12,810,000 | 155.2% | 0.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $8,830,000 | $12,650,000 | 43.3% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $17,595,000 | $12,500,000 | -29.0% | 0.2% |
| Planters Bank & Trust Company | $9,945,000 | $12,395,000 | 24.6% | 0.2% |
| SECURITYNATIONAL MORTGAGE COMPANY | $13,195,000 | $12,235,000 | -7.3% | 0.2% |
| 21ST MORTGAGE CORPORATION | $12,555,000 | $11,545,000 | -8.0% | 0.2% |
| MORTGAGE FINANCIAL SERVICES, LLC | $9,590,000 | $11,465,000 | 19.6% | 0.2% |
| Merchants Bank of Indiana | $11,410,000 | n/a | 0.2% | |
| Raymond James Bank | $9,915,000 | $11,170,000 | 12.7% | 0.2% |
| Discover Bank | $13,270,000 | $10,880,000 | -18.0% | 0.2% |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $9,510,000 | $10,865,000 | 14.2% | 0.2% |
| LIMA ONE CAPITAL, LLC | $13,710,000 | $10,760,000 | -21.5% | 0.2% |
| INSOUTH Bank | $6,480,000 | $10,245,000 | 58.1% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $5,675,000 | $10,020,000 | 76.6% | 0.2% |
| LOANPAL, LLC | $1,750,000 | $9,890,000 | 465.1% | 0.2% |
| AMERICAN MORTGAGE SERVICES INCORPORATED | $8,935,000 | $9,865,000 | 10.4% | 0.2% |
| Figure Lending LLC | $8,950,000 | $9,765,000 | 9.1% | 0.2% |
| The Federal Savings Bank | $15,290,000 | $9,625,000 | -37.1% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $5,075,000 | $9,615,000 | 89.5% | 0.2% |
| COLLIERS MORTGAGE LLC | $9,545,000 | n/a | 0.2% | |
| ENVOY MORTGAGE, LTD | $255,000 | $9,175,000 | 3,498.0% | 0.2% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $4,745,000 | $9,145,000 | 92.7% | 0.2% |
| Barrington Bank & Trust Company, N.A. | $3,950,000 | $9,055,000 | 129.2% | 0.2% |
| BRIGHTSTAR | $3,275,000 | $8,970,000 | 173.9% | 0.2% |
| RELIANCE FIRST CAPITAL, LLC | $8,380,000 | $8,925,000 | 6.5% | 0.2% |
| MOVEMENT MORTGAGE, LLC | $6,685,000 | $8,425,000 | 26.0% | 0.1% |
| LENDINGONE, LLC | $2,895,000 | $8,390,000 | 189.8% | 0.1% |
| NBKC BANK | $7,090,000 | $8,330,000 | 17.5% | 0.1% |
| Southern Bancorp Bank | $4,065,000 | $8,270,000 | 103.4% | 0.1% |
| Citizens Bank | $30,015,000 | $8,145,000 | -72.9% | 0.1% |
| AmeriHome Mortgage Company, LLC | $3,315,000 | $8,045,000 | 142.7% | 0.1% |
| PriorityOne Bank | $3,520,000 | $7,995,000 | 127.1% | 0.1% |
| UBS Bank USA | $8,030,000 | $7,845,000 | -2.3% | 0.1% |
| RF Renovo Management Company, LLC | $7,635,000 | n/a | 0.1% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $690,000 | $7,580,000 | 998.6% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $9,580,000 | $7,555,000 | -21.1% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $13,950,000 | $7,440,000 | -46.7% | 0.1% |
| First Commercial Bank | $7,615,000 | $7,410,000 | -2.7% | 0.1% |
| PREMIA MORTGAGE, LLC | $4,160,000 | $7,410,000 | 78.1% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $5,495,000 | $7,205,000 | 31.1% | 0.1% |
| SIRVA MORTGAGE, INC. | $7,895,000 | $7,060,000 | -10.6% | 0.1% |
| Cornerstone First Mortgage, Inc | $2,095,000 | $7,035,000 | 235.8% | 0.1% |
| The Citizens National Bank of Meridian | $2,030,000 | $7,025,000 | 246.1% | 0.1% |
| AMERICAN HERITAGE LENDING, INC. | $3,070,000 | $6,945,000 | 126.2% | 0.1% |
| COREVEST AMERICAN FINANCE LENDER LLC | $6,940,000 | n/a | 0.1% | |
| PENTAGON FEDERAL CREDIT UNION | $8,965,000 | $6,790,000 | -24.3% | 0.1% |
| OCMBC, INC. | $4,065,000 | $6,630,000 | 63.1% | 0.1% |
| BETTER MORTGAGE CORPORATION | $5,010,000 | $6,525,000 | 30.2% | 0.1% |
| ServisFirst Bank | $6,370,000 | n/a | 0.1% | |
| FIRST COLONY MORTGAGE CORPORATION | $2,245,000 | $6,355,000 | 183.1% | 0.1% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $8,995,000 | $6,210,000 | -31.0% | 0.1% |
| PNC Bank | $9,030,000 | $6,110,000 | -32.3% | 0.1% |
| Commerce Home Mortgage, Inc. | $520,000 | $6,025,000 | 1,058.7% | 0.1% |
| Bethpage Federal Credit Union | $27,295,000 | $5,985,000 | -78.1% | 0.1% |
| MORTGAGE ACCESS CORP. | $3,940,000 | $5,945,000 | 50.9% | 0.1% |
| AMWEST FUNDING CORP. | $3,010,000 | $5,935,000 | 97.2% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $2,765,000 | $5,905,000 | 113.6% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $6,600,000 | $5,890,000 | -10.8% | 0.1% |
| GUIDANCE RESIDENTIAL, LLC | $2,930,000 | $5,625,000 | 92.0% | 0.1% |
| Fidelity National Bank | $5,650,000 | $5,555,000 | -1.7% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $4,690,000 | $5,495,000 | 17.2% | 0.1% |
| ZILLOW HOME LOANS, LLC | $5,020,000 | $5,475,000 | 9.1% | 0.1% |
| Coastal Community Bank | $5,175,000 | $5,280,000 | 2.0% | 0.1% |
| MICHIGAN MUTUAL, INC. | $555,000 | $5,220,000 | 840.5% | 0.1% |
| The Citizens Bank of Philadelphia, Mississippi | $450,000 | $5,210,000 | 1,057.8% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,305,000 | $5,190,000 | 297.7% | 0.1% |
| Fifth Third Bank | $2,265,000 | $4,955,000 | 118.8% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $5,030,000 | $4,920,000 | -2.2% | 0.1% |
| Plains Commerce Bank | $10,310,000 | $4,885,000 | -52.6% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $1,135,000 | $4,860,000 | 328.2% | 0.1% |
| Magnolia Bank | $1,930,000 | $4,855,000 | 151.6% | 0.1% |
| GMFS LLC | $9,015,000 | $4,830,000 | -46.4% | 0.1% |
| FBC MORTGAGE, LLC | $3,105,000 | $4,695,000 | 51.2% | 0.1% |
| PHH Mortgage Corporation | $1,765,000 | $4,670,000 | 164.6% | 0.1% |
| Prosperity Home Mortgage, LLC | $1,755,000 | $4,635,000 | 164.1% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $3,475,000 | $4,550,000 | 30.9% | 0.1% |
| First National Bank of Eastern Arkansas | $6,240,000 | $4,520,000 | -27.6% | 0.1% |
| Morgan Stanley Private Bank | $7,015,000 | $4,485,000 | -36.1% | 0.1% |
| Hometown Equity Mortgage, LLC | $5,710,000 | $4,365,000 | -23.6% | 0.1% |
| BankTennessee | $12,010,000 | $4,360,000 | -63.7% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $3,100,000 | $4,280,000 | 38.1% | 0.1% |
| MILEND, INC. | $4,365,000 | $4,200,000 | -3.8% | 0.1% |
| FIRST TECHNOLOGY | $4,005,000 | n/a | 0.1% | |
| SeaTrust Mortgage Company | $1,420,000 | $3,900,000 | 174.6% | 0.1% |
| Lakeview Community Capital, LLC | $910,000 | $3,880,000 | 326.4% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $3,180,000 | $3,835,000 | 20.6% | 0.1% |
| Stifel Bank and Trust | $5,990,000 | $3,830,000 | -36.1% | 0.1% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $1,490,000 | $3,810,000 | 155.7% | 0.1% |
| First National Bank of Pennsylvania | $3,520,000 | $3,590,000 | 2.0% | 0.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $15,280,000 | $3,520,000 | -77.0% | 0.1% |
| Toyota Financial Savings Bank | $1,190,000 | $3,430,000 | 188.2% | 0.1% |
| First Federal Bank | $245,000 | $3,415,000 | 1,293.9% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $5,085,000 | $3,345,000 | -34.2% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $4,210,000 | $3,330,000 | -20.9% | 0.1% |
| EMM LOANS LLC | $1,355,000 | $3,285,000 | 142.4% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $2,810,000 | $3,125,000 | 11.2% | 0.1% |
| Ally Bank | $3,130,000 | $3,070,000 | -1.9% | 0.1% |
| Southern Bank | $5,330,000 | $2,975,000 | -44.2% | 0.1% |
| Performance Financial, Inc. | $2,960,000 | n/a | 0.1% | |
| EVANSVILLE TEACHERS | $1,090,000 | $2,900,000 | 166.1% | 0.1% |
| Farmers Bank & Trust | $3,425,000 | $2,875,000 | -16.1% | 0.0% |
| M&T Bank | $2,100,000 | $2,875,000 | 36.9% | 0.0% |
| ONY GLO, INC. | $605,000 | $2,810,000 | 364.5% | 0.0% |
| The Loan Store, Inc. | $1,380,000 | $2,790,000 | 102.2% | 0.0% |
| TOWNE MORTGAGE COMPANY | $115,000 | $2,790,000 | 2,326.1% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $1,165,000 | $2,765,000 | 137.3% | 0.0% |
| Northpointe Bank | $4,285,000 | $2,705,000 | -36.9% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $2,950,000 | $2,685,000 | -9.0% | 0.0% |
| The Huntington National Bank | $6,670,000 | $2,670,000 | -60.0% | 0.0% |
| First National Bank of America | $1,115,000 | $2,650,000 | 137.7% | 0.0% |
| Bank of Ripley | $1,960,000 | $2,625,000 | 33.9% | 0.0% |
| CLEARPATH LENDING | $1,290,000 | $2,515,000 | 95.0% | 0.0% |
| HOPE FEDERAL CREDIT UNION | $885,000 | $2,500,000 | 182.5% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $760,000 | $2,490,000 | 227.6% | 0.0% |
| University Bank | $2,410,000 | n/a | 0.0% | |
| AMERICAN FINANCING CORPORATION | $3,640,000 | $2,405,000 | -33.9% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $105,000 | $2,360,000 | 2,147.6% | 0.0% |
| LENDSURE MORTGAGE CORP. | $2,955,000 | $2,330,000 | -21.2% | 0.0% |
| DIGITAL Federal Credit Union | $3,300,000 | $2,305,000 | -30.2% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,410,000 | $2,220,000 | 57.4% | 0.0% |
| Citadel Servicing Corporation | $3,670,000 | $2,150,000 | -41.4% | 0.0% |
| Citibank | $4,035,000 | $2,095,000 | -48.1% | 0.0% |
| Arvest Bank | $2,210,000 | $2,060,000 | -6.8% | 0.0% |
| Ixonia Bank | $480,000 | $1,975,000 | 311.5% | 0.0% |
| NEXERA HOLDING LLC | $1,875,000 | $1,970,000 | 5.1% | 0.0% |
| SPRING EQ, LLC | $860,000 | $1,935,000 | 125.0% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $430,000 | $1,925,000 | 347.7% | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | $660,000 | $1,905,000 | 188.6% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $1,525,000 | $1,895,000 | 24.3% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $720,000 | $1,890,000 | 162.5% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $2,030,000 | $1,820,000 | -10.3% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $2,130,000 | $1,820,000 | -14.6% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $1,415,000 | $1,790,000 | 26.5% | 0.0% |
| Ameris Bank | $800,000 | $1,785,000 | 123.1% | 0.0% |
| GENEVA FINANCIAL, LLC | $3,145,000 | $1,785,000 | -43.2% | 0.0% |
| TruHome Solutions, LLC | $2,675,000 | $1,740,000 | -35.0% | 0.0% |
| A&D Mortgage LLC | $2,605,000 | $1,735,000 | -33.4% | 0.0% |
| Baxter Credit Union | $1,475,000 | $1,720,000 | 16.6% | 0.0% |
| ENDEAVOR CAPITAL, LLC. | $195,000 | $1,690,000 | 766.7% | 0.0% |
| ALLIANT CREDIT UNION | $475,000 | $1,665,000 | 250.5% | 0.0% |
| Charles Schwab Bank, SSB | $1,580,000 | $1,640,000 | 3.8% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $270,000 | $1,635,000 | 505.6% | 0.0% |
| NexBank | $610,000 | $1,565,000 | 156.6% | 0.0% |
| First Option Mortgage, LLC | $2,860,000 | $1,510,000 | -47.2% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,040,000 | $1,485,000 | 42.8% | 0.0% |
| Residential Acceptance Corporation | $1,480,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $1,075,000 | $1,455,000 | 35.3% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $1,345,000 | n/a | 0.0% | |
| DATA MORTGAGE, INC. | $1,290,000 | n/a | 0.0% | |
| ENCORE BANK | $2,940,000 | $1,275,000 | -56.6% | 0.0% |
| General Mortgage Capital Corporation | $1,140,000 | $1,255,000 | 10.1% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $2,185,000 | $1,225,000 | -43.9% | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | $95,000 | $1,210,000 | 1,173.7% | 0.0% |
| UNITED PREMIER FUNDING, LLC | $185,000 | $1,200,000 | 548.6% | 0.0% |
| First Community Bank | $265,000 | $1,190,000 | 349.1% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $550,000 | $1,190,000 | 116.4% | 0.0% |
| Bank of Utah | $335,000 | $1,165,000 | 247.8% | 0.0% |
| RBC Bank, (Georgia) | $720,000 | $1,160,000 | 61.1% | 0.0% |
| Gold Coast Bank | $1,145,000 | n/a | 0.0% | |
| NFM, INC. | $740,000 | $1,145,000 | 54.7% | 0.0% |
| North American Savings Bank, F.S.B. | $1,575,000 | $1,130,000 | -28.3% | 0.0% |
| CIS Financial Services, Inc. | $1,735,000 | $1,055,000 | -39.2% | 0.0% |
| BNY Mellon | $1,025,000 | n/a | 0.0% | |
| GREAT RIVER FEDERAL CREDIT UNION | $4,560,000 | $1,025,000 | -77.5% | 0.0% |
| CITIZENS EQUITY FIRST | $585,000 | $1,015,000 | 73.5% | 0.0% |
| REDSTONE Federal Credit Union | $935,000 | $1,015,000 | 8.6% | 0.0% |
| CSL Financial, LLC | $935,000 | $985,000 | 5.3% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $980,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $195,000 | $965,000 | 394.9% | 0.0% |
| Kwik Mortgage Corporation | $705,000 | $955,000 | 35.5% | 0.0% |
| Assurance Financial Group, L.L.C. | $105,000 | $930,000 | 785.7% | 0.0% |
| Logan Finance Corporation | $75,000 | $925,000 | 1,133.3% | 0.0% |
| SmartBank | $105,000 | $895,000 | 752.4% | 0.0% |
| TJC Mortgage, Inc. | $200,000 | $885,000 | 342.5% | 0.0% |
| CIBC Bank USA | $865,000 | n/a | 0.0% | |
| Mid-Continent Funding, Inc. | $1,675,000 | $855,000 | -49.0% | 0.0% |
| Bank of Springfield | $1,055,000 | $845,000 | -19.9% | 0.0% |
| Liberty Bank and Trust Company | $260,000 | $825,000 | 217.3% | 0.0% |
| THE MORTGAGE LINK, INC. | $820,000 | n/a | 0.0% | |
| Troy Bank and Trust Company | $820,000 | n/a | 0.0% | |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $380,000 | $815,000 | 114.5% | 0.0% |
| STAR ONE CREDIT UNION | $1,530,000 | $800,000 | -47.7% | 0.0% |
| OAKTREE FUNDING CORP. | $925,000 | $795,000 | -14.1% | 0.0% |
| FM Home Loans, LLC | $790,000 | n/a | 0.0% | |
| Texana Bank | $790,000 | n/a | 0.0% | |
| Axos Bank | $1,040,000 | $780,000 | -25.0% | 0.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $765,000 | n/a | 0.0% | |
| JMAC LENDING, INC. | $105,000 | $765,000 | 628.6% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $135,000 | $760,000 | 463.0% | 0.0% |
| DIRECTIONS EQUITY, LLC | $760,000 | n/a | 0.0% | |
| BECKAM FUNDING CORP. | $1,385,000 | $750,000 | -45.8% | 0.0% |
| RED RIVER EMPLOYEES | $270,000 | $725,000 | 168.5% | 0.0% |
| Beeline Loans, Inc. | $115,000 | $715,000 | 521.7% | 0.0% |
| UIF CORPORATION | $1,845,000 | $710,000 | -61.5% | 0.0% |
| LADERA LENDING, INC. | $750,000 | $700,000 | -6.7% | 0.0% |
| STATE EMPLOYEES' | $150,000 | $700,000 | 366.7% | 0.0% |
| BM Real Estate Services, Inc. | $1,065,000 | $690,000 | -35.2% | 0.0% |
| GSF Mortgage Corporation | $910,000 | $685,000 | -24.7% | 0.0% |
| SFMC, LP | $685,000 | n/a | 0.0% | |
| Watermark Capital, Inc. | $325,000 | $685,000 | 110.8% | 0.0% |
| SUMMIT FUNDING, INC. | $595,000 | $650,000 | 9.2% | 0.0% |
| COMMUNITY FIRST CREDIT UNION OF FLO | $645,000 | n/a | 0.0% | |
| First National Bank | $35,000 | $615,000 | 1,657.1% | 0.0% |
| Leader Bank | $615,000 | n/a | 0.0% | |
| MORTGAGEONE, INC. | $610,000 | n/a | 0.0% | |
| WINGS FINANCIAL | $2,545,000 | $610,000 | -76.0% | 0.0% |
| Firefighters First Federal Credit Union | $445,000 | $605,000 | 36.0% | 0.0% |
| Generations Bank | $595,000 | n/a | 0.0% | |
| GERSHMAN INVESTMENT CORP. | $910,000 | $590,000 | -35.2% | 0.0% |
| Quontic Bank | $590,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP | $55,000 | $585,000 | 963.6% | 0.0% |
| GREENSTATE CREDIT UNION | $580,000 | n/a | 0.0% | |
| EASTMAN | $205,000 | $575,000 | 180.5% | 0.0% |
| FOUR POINTS | $575,000 | n/a | 0.0% | |
| AMERICAN INTERNET MORTGAGE, INC. | $1,085,000 | $570,000 | -47.5% | 0.0% |
| UNITED MORTGAGE CORP | $565,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $2,540,000 | $560,000 | -78.0% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $415,000 | $555,000 | 33.7% | 0.0% |
| Capital City Home Loans, LLC | $545,000 | n/a | 0.0% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $660,000 | $545,000 | -17.4% | 0.0% |
| DELMAR FINANCIAL COMPANY | $145,000 | $540,000 | 272.4% | 0.0% |
| Horizon Bank | $535,000 | n/a | 0.0% | |
| POLARIS HOME FUNDING CORP. | $380,000 | $535,000 | 40.8% | 0.0% |
| MidWestOne Bank | $525,000 | n/a | 0.0% | |
| CB&S Bank, Inc. | $1,255,000 | $515,000 | -59.0% | 0.0% |
| NP, Inc. | $950,000 | $515,000 | -45.8% | 0.0% |
| United Community Bank | $495,000 | $515,000 | 4.0% | 0.0% |
| IVY MORTGAGE, INC. | $505,000 | $510,000 | 1.0% | 0.0% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $495,000 | n/a | 0.0% | |
| Old National Bank | $490,000 | n/a | 0.0% | |
| SENTE MORTGAGE, INC. | $490,000 | n/a | 0.0% | |
| First State Bank of St. Charles, Missouri | $475,000 | n/a | 0.0% | |
| INTERCAP LENDING INC. | $475,000 | n/a | 0.0% | |
| Gateway First Bank | $565,000 | $470,000 | -16.8% | 0.0% |
| Northwest Bank | $470,000 | n/a | 0.0% | |
| STANDARD MORTGAGE CORPORATION | $255,000 | $470,000 | 84.3% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $180,000 | $460,000 | 155.6% | 0.0% |
| GENISYS | $455,000 | n/a | 0.0% | |
| ROSS MORTGAGE CORPORATION | $450,000 | n/a | 0.0% | |
| First National Bank of Omaha | $445,000 | n/a | 0.0% | |
| Home Mortgage Alliance Corp | $445,000 | n/a | 0.0% | |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $440,000 | n/a | 0.0% | |
| DUPACO COMMUNITY | $435,000 | n/a | 0.0% | |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $435,000 | n/a | 0.0% | |
| First Financial Bank | $275,000 | $430,000 | 56.4% | 0.0% |
| GEO-CORP, INC. | $430,000 | n/a | 0.0% | |
| BMO Harris Bank | $2,125,000 | $425,000 | -80.0% | 0.0% |
| CHARTER WEST BANK | $425,000 | n/a | 0.0% | |
| Merchants & Marine Bank | $425,000 | n/a | 0.0% | |
| American Mortgage Bank, LLC | $420,000 | n/a | 0.0% | |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $490,000 | $415,000 | -15.3% | 0.0% |
| Heritage Bank | $415,000 | n/a | 0.0% | |
| Legacy Home Loans, LLC | $415,000 | n/a | 0.0% | |
| The Union Bank Company | $410,000 | n/a | 0.0% | |
| FIDELITY BANK | $935,000 | $405,000 | -56.7% | 0.0% |
| First American Bank | $65,000 | $405,000 | 523.1% | 0.0% |
| V.I.P. MORTGAGE, INC. | $405,000 | n/a | 0.0% | |
| Hamilton Mortgage Corporation | $340,000 | $400,000 | 17.6% | 0.0% |
| Presidential Bank, FSB | $385,000 | $395,000 | 2.6% | 0.0% |
| CONSTRUCTIVE LOANS, LLC | $200,000 | $390,000 | 95.0% | 0.0% |
| AMERICAN HERITAGE FCU | $385,000 | n/a | 0.0% | |
| BAY EQUITY LLC | $1,410,000 | $385,000 | -72.7% | 0.0% |
| BAY-VALLEY MORTGAGE GROUP | $440,000 | $385,000 | -12.5% | 0.0% |
| COMMUNITY MORTGAGE, LLC | $85,000 | $385,000 | 352.9% | 0.0% |
| CANOPY MORTGAGE, LLC | $840,000 | $380,000 | -54.8% | 0.0% |
| AXIA FINANCIAL, LLC | $375,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $55,000 | $375,000 | 581.8% | 0.0% |
| SILVER HILL FUNDING, LLC | $1,550,000 | $375,000 | -75.8% | 0.0% |
| KEESLER | $215,000 | $370,000 | 72.1% | 0.0% |
| The Farmers & Merchants Bank | $770,000 | $365,000 | -52.6% | 0.0% |
| Bank OZK | $355,000 | n/a | 0.0% | |
| TOTAL MORTGAGE SERVICES, LLC | $65,000 | $355,000 | 446.2% | 0.0% |
| UNITED HOME LOANS, INC. | $355,000 | n/a | 0.0% | |
| PANORAMA MORTGAGE GROUP, LLC | $2,765,000 | $345,000 | -87.5% | 0.0% |
| TRUWEST Credit Union | $345,000 | n/a | 0.0% | |
| MidFirst Bank | $230,000 | $340,000 | 47.8% | 0.0% |
| SOUTH CAROLINA FEDERAL CREDIT UNION | $335,000 | n/a | 0.0% | |
| Wilson Bank And Trust | $345,000 | $335,000 | -2.9% | 0.0% |
| HomePromise Corporation | $325,000 | n/a | 0.0% | |
| INFINITY EQUITY GROUP, INC. | $325,000 | n/a | 0.0% | |
| State Bank of De Kalb | $325,000 | n/a | 0.0% | |
| Elements Financial Federal Credit Union | $320,000 | n/a | 0.0% | |
| VAN DYK MORTGAGE CORPORATION | $435,000 | $315,000 | -27.6% | 0.0% |
| ARC HOME LLC | $1,090,000 | $310,000 | -71.6% | 0.0% |
| DELTA COMMUNITY CREDIT UNION | $110,000 | $310,000 | 181.8% | 0.0% |
| MY MORTGAGE, INC. | $305,000 | n/a | 0.0% | |
| VIBE CREDIT UNION | $300,000 | n/a | 0.0% | |
| ALL IN | $260,000 | $295,000 | 13.5% | 0.0% |
| Centennial Bank | $165,000 | $295,000 | 78.8% | 0.0% |
| MORIA DEVELOPMENT, INC. | $295,000 | n/a | 0.0% | |
| MYCUMORTGAGE, LLC | $195,000 | $295,000 | 51.3% | 0.0% |
| The Citizens National Bank of Bluffton | $295,000 | n/a | 0.0% | |
| Bell Bank | $1,125,000 | $285,000 | -74.7% | 0.0% |
| Goldwater Bank, N.A. | $275,000 | n/a | 0.0% | |
| Gulf Coast Bank and Trust Company | $275,000 | n/a | 0.0% | |
| USAlliance Federal Credit Union | $125,000 | $275,000 | 120.0% | 0.0% |
| VERITAS FUNDING, LLC | $540,000 | $275,000 | -49.1% | 0.0% |
| EMBRACE HOME LOANS, INC. | $1,820,000 | $265,000 | -85.4% | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | $290,000 | $260,000 | -10.3% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $1,380,000 | $255,000 | -81.5% | 0.0% |
| First-Citizens Bank & Trust Company | $265,000 | $255,000 | -3.8% | 0.0% |
| AMERICAN FINANCE HOUSE LARIBA | $250,000 | n/a | 0.0% | |
| Bank Independent | $245,000 | n/a | 0.0% | |
| First Savings Bank | $1,915,000 | $245,000 | -87.2% | 0.0% |
| Origin Bank | $185,000 | $245,000 | 32.4% | 0.0% |
| Fortera Federal Credit Union | $205,000 | $240,000 | 17.1% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $1,580,000 | $240,000 | -84.8% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $175,000 | $240,000 | 37.1% | 0.0% |
| GTE Federal Credit Union | $575,000 | $235,000 | -59.1% | 0.0% |
| Deere Employees Credit Union | $515,000 | $230,000 | -55.3% | 0.0% |
| Centennial Bank | $165,000 | $225,000 | 36.4% | 0.0% |
| Mortgage Assurance Inc. | $225,000 | n/a | 0.0% | |
| Security First Bank of North Dakota | $225,000 | n/a | 0.0% | |
| City Lending Inc. | $220,000 | n/a | 0.0% | |
| ATLANTA POSTAL | $415,000 | $215,000 | -48.2% | 0.0% |
| Notre Dame Federal Credit Union Corporation | $85,000 | $215,000 | 152.9% | 0.0% |
| Servion, Inc. | $215,000 | n/a | 0.0% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $215,000 | n/a | 0.0% | |
| The First National Bank of Middle Tennessee | $1,530,000 | $215,000 | -85.9% | 0.0% |
| U. T. | $1,335,000 | $215,000 | -83.9% | 0.0% |
| KeyBank | $210,000 | n/a | 0.0% | |
| PILGRIM MORTGAGE LLC | $515,000 | $210,000 | -59.2% | 0.0% |
| ORNL Federal Credit Union | $205,000 | n/a | 0.0% | |
| PREMIER LENDING, INC. | $205,000 | n/a | 0.0% | |
| AHL FUNDING | $200,000 | n/a | 0.0% | |
| Liberty Savings Bank, F.S.B. | $75,000 | $200,000 | 166.7% | 0.0% |
| Independence Bank of Kentucky | $195,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $325,000 | $195,000 | -40.0% | 0.0% |
| INTOUCH CREDIT UNION | $215,000 | $190,000 | -11.6% | 0.0% |
| PROPONENT Federal Credit Union | $65,000 | $190,000 | 192.3% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $1,770,000 | $185,000 | -89.5% | 0.0% |
| RANLIFE, INC. | $195,000 | $185,000 | -5.1% | 0.0% |
| Sunflower Bank | $610,000 | $185,000 | -69.7% | 0.0% |
| Synovus Bank | $160,000 | $185,000 | 15.6% | 0.0% |
| Legends Bank | $175,000 | n/a | 0.0% | |
| PINE BLUFF COTTON BELT Federal Credit Union | $175,000 | n/a | 0.0% | |
| SKYONE Federal Credit Union | $175,000 | n/a | 0.0% | |
| ASCEND FEDERAL CREDIT UNION | $215,000 | $170,000 | -20.9% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $470,000 | $165,000 | -64.9% | 0.0% |
| MUTUAL | $165,000 | n/a | 0.0% | |
| NATIONS DIRECT MORTGAGE, LLC | $165,000 | n/a | 0.0% | |
| SOUTHERN TRUST MORTGAGE, LLC | $445,000 | $165,000 | -62.9% | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $345,000 | $155,000 | -55.1% | 0.0% |
| Bank of Yazoo City | $155,000 | n/a | 0.0% | |
| Community Mortgage Banc Corporation | $155,000 | n/a | 0.0% | |
| US MORTGAGE CORPORATION | $390,000 | $155,000 | -60.3% | 0.0% |
| First Western Federal Savings Bank | $240,000 | $150,000 | -37.5% | 0.0% |
| HomeTrust Bank | $640,000 | $145,000 | -77.3% | 0.0% |
| Carroll Bank and Trust | $285,000 | $135,000 | -52.6% | 0.0% |
| FAIRWINDS CREDIT UNION | $135,000 | n/a | 0.0% | |
| ITHINK FINANCIAL Credit Union | $135,000 | n/a | 0.0% | |
| JMJ FINANCIAL GROUP | $135,000 | n/a | 0.0% | |
| JUSTICE Federal Credit Union | $135,000 | n/a | 0.0% | |
| ON Q FINANCIAL, INC. | $135,000 | n/a | 0.0% | |
| Relyance Bank | $135,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $535,000 | $125,000 | -76.6% | 0.0% |
| United States Senate Federal Credit Union | $170,000 | $125,000 | -26.5% | 0.0% |
| Connexus Credit Union | $370,000 | $120,000 | -67.6% | 0.0% |
| Alliance Credit Union | $115,000 | n/a | 0.0% | |
| MLB RESIDENTIAL LENDING, LLC | $115,000 | n/a | 0.0% | |
| Cross County Bank | $375,000 | $105,000 | -72.0% | 0.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $105,000 | n/a | 0.0% | |
| Fidelity Bank | $165,000 | $105,000 | -36.4% | 0.0% |
| FIRST STATE MORTGAGE SERVICES, LLC | $105,000 | n/a | 0.0% | |
| INTERCOASTAL MORTGAGE COMPANY | $105,000 | n/a | 0.0% | |
| Montgomery Bank | $105,000 | n/a | 0.0% | |
| WesBanco | $105,000 | n/a | 0.0% | |
| Bank-Fund Staff Federal Credit Union | $95,000 | n/a | 0.0% | |
| Hancock Whitney Bank | $65,000 | $95,000 | 46.2% | 0.0% |
| HERITAGE GROVE Federal Credit Union | $95,000 | n/a | 0.0% | |
| South State Bank | $295,000 | $95,000 | -67.8% | 0.0% |
| United Nations Federal Credit Union | $240,000 | $95,000 | -60.4% | 0.0% |
| Waterstone Mortgage Corporation | $300,000 | $95,000 | -68.3% | 0.0% |
| COMMUNITY BANK | $85,000 | n/a | 0.0% | |
| Financial Partners Credit Union | $85,000 | n/a | 0.0% | |
| KEYPOINT | $345,000 | $85,000 | -75.4% | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | $85,000 | n/a | 0.0% | |
| ARKANSAS Federal Credit Union | $300,000 | $80,000 | -73.3% | 0.0% |
| ADVANCIAL | $155,000 | $75,000 | -51.6% | 0.0% |
| AUGUSTA FINANCIAL, INC. | $75,000 | n/a | 0.0% | |
| Southeast Financial Credit Union | $110,000 | $75,000 | -31.8% | 0.0% |
| BOKF | $705,000 | $65,000 | -90.8% | 0.0% |
| KNOXVILLE TVA EMPLOYEES CREDIT UNION | $65,000 | n/a | 0.0% | |
| Southwest Airlines Federal Credit Union | $65,000 | n/a | 0.0% | |
| SUNBELT Federal Credit Union | $65,000 | n/a | 0.0% | |
| Busey Bank | $55,000 | n/a | 0.0% | |
| CHEVRON | $95,000 | $55,000 | -42.1% | 0.0% |
| CONSUMERS COOPERATIVE CREDIT UNION | $55,000 | n/a | 0.0% | |
| UNITED | $55,000 | n/a | 0.0% | |
| RiverHills Bank | $45,000 | $45,000 | 0.0% | 0.0% |
| Listerhill Credit Union | $55,000 | $35,000 | -36.4% | 0.0% |
| Transportation Federal Credit Union | $35,000 | n/a | 0.0% | |
| Clearview Federal Credit Union | $130,000 | $25,000 | -80.8% | 0.0% |
| Ardent Federal Credit Union | $15,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $50,000 | $15,000 | -70.0% | 0.0% |
MEMPHIS's top lender by overall market share is COMMUNITY MORTGAGE CORPORATION, with 5.5% market share. In second place, with 5.2%, is QUICKEN LOANS, LLC, having originated $300,240,000 in loans. In third place, with 3.5%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $204,105,000 in loans. In fourth place, with 3.5%, is BancorpSouth, having originated $202,570,000 in loans. In fifth place, with 3.0%, is Pinnacle Bank, having originated $173,915,000 in loans.
MEMPHIS Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - MEMPHIS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $186,000 (9.5%) | $245,469 (5.5%) | 0.69 | 3,833 |
| 2018-02-01 | $183,888 (8.2%) | $242,438 (4.8%) | 0.67 | 3,817 |
| 2018-03-01 | $185,000 (6.7%) | $247,771 (5.4%) | 0.65 | 3,822 |
| 2018-04-01 | $191,975 (6.7%) | $254,825 (3.5%) | 0.65 | 3,224 |
| 2018-05-01 | $199,925 (8.1%) | $264,572 (5.0%) | 0.67 | 3,183 |
| 2018-06-01 | $210,000 (8.3%) | $266,962 (4.9%) | 0.70 | 3,436 |
| 2018-07-01 | $212,450 (8.1%) | $265,749 (4.3%) | 0.71 | 3,781 |
| 2018-08-01 | $212,163 (8.8%) | $264,381 (4.7%) | 0.71 | 3,786 |
| 2018-09-01 | $210,000 (6.5%) | $263,674 (4.0%) | 0.71 | 3,788 |
| 2018-10-01 | $214,950 (11.4%) | $266,470 (6.9%) | 0.73 | 3,789 |
| 2018-11-01 | $209,988 (10.6%) | $261,545 (5.0%) | 0.71 | 3,754 |
| 2018-12-01 | $209,900 (13.5%) | $256,048 (3.4%) | 0.72 | 3,490 |
| 2019-01-01 | $202,975 (9.1%) | $253,358 (3.2%) | 0.70 | 3,161 |
| 2019-02-01 | $205,838 (11.9%) | $256,976 (6.0%) | 0.70 | 3,055 |
| 2019-03-01 | $213,043 (15.2%) | $268,071 (8.2%) | 0.70 | 2,990 |
| 2019-04-01 | $220,400 (14.8%) | $279,675 (9.8%) | 0.70 | 3,008 |
| 2019-05-01 | $229,350 (14.7%) | $284,955 (7.7%) | 0.72 | 3,019 |
| 2019-06-01 | $229,900 (9.5%) | $288,083 (7.9%) | 0.72 | 3,122 |
| 2019-07-01 | $229,950 (8.2%) | $289,103 (8.8%) | 0.72 | 3,264 |
| 2019-08-01 | $232,082 (9.4%) | $289,165 (9.4%) | 0.73 | 3,246 |
| 2019-09-01 | $230,855 (9.9%) | $289,920 (10.0%) | 0.74 | 3,211 |
| 2019-10-01 | $230,086 (7.0%) | $291,221 (9.3%) | 0.74 | 3,181 |
| 2019-11-01 | $231,565 (10.3%) | $294,108 (12.5%) | 0.76 | 3,112 |
| 2019-12-01 | $232,000 (10.5%) | $291,532 (13.9%) | 0.77 | 2,958 |
| 2020-01-01 | $227,534 (12.1%) | $289,112 (14.1%) | 0.76 | 2,765 |
| 2020-02-01 | $229,900 (11.7%) | $294,520 (14.6%) | 0.75 | 2,532 |
| 2020-03-01 | $240,997 (13.1%) | $305,373 (13.9%) | 0.76 | 2,413 |
| 2020-04-01 | $247,950 (12.5%) | $311,696 (11.5%) | 0.78 | 2,416 |
| 2020-05-01 | $249,900 (9.0%) | $318,898 (11.9%) | 0.76 | 2,239 |
| 2020-06-01 | $256,813 (11.7%) | $329,553 (14.4%) | 0.76 | 2,006 |
| 2020-07-01 | $259,923 (13.0%) | $340,769 (17.9%) | 0.75 | 1,827 |
| 2020-08-01 | $263,900 (13.7%) | $338,070 (16.9%) | 0.76 | 1,737 |
| 2020-09-01 | $259,900 (12.6%) | $335,838 (15.8%) | 0.74 | 1,628 |
| 2020-10-01 | $259,900 (13.0%) | $338,445 (16.2%) | 0.74 | 1,627 |
| 2020-11-01 | $257,450 (11.2%) | $330,513 (12.4%) | 0.75 | 1,563 |
| 2020-12-01 | $249,495 (7.5%) | $319,184 (9.5%) | 0.74 | 1,445 |
| 2021-01-01 | $240,000 (5.5%) | $315,868 (9.3%) | 0.72 | 1,272 |
| 2021-02-01 | $233,995 (1.8%) | $319,162 (8.4%) | 0.68 | 1,117 |
| 2021-03-01 | $237,250 (-1.6%) | $327,646 (7.3%) | 0.67 | 1,047 |
| 2021-04-01 | $239,750 (-3.3%) | $329,374 (5.7%) | 0.65 | 1,033 |
| 2021-05-01 | $239,900 (-4.0%) | $324,225 (1.7%) | 0.64 | 1,078 |
| 2021-06-01 | $240,000 (-6.6%) | $320,885 (-2.6%) | 0.63 | 1,201 |
| 2021-07-01 | $245,000 (-5.7%) | $319,754 (-6.2%) | 0.65 | 1,342 |
| 2021-08-01 | $249,900 (-5.3%) | $324,606 (-4.0%) | 0.67 | 1,450 |
| 2021-09-01 | $248,200 (-4.5%) | $321,860 (-4.2%) | 0.66 | 1,417 |
| 2021-10-01 | $265,000 (2.0%) | $338,287 (-0.1%) | 0.71 | 1,336 |
| 2021-11-01 | $256,875 (-0.2%) | $337,405 (2.1%) | 0.69 | 1,286 |
| 2021-12-01 | $242,500 (-2.8%) | $326,509 (2.3%) | 0.66 | 1,239 |
| 2022-01-01 | $219,900 (-8.4%) | $323,241 (2.3%) | 0.59 | 1,092 |
| 2022-02-01 | $225,000 (-3.8%) | $330,575 (3.6%) | 0.59 | 966 |
| 2022-03-01 | $224,950 (-5.2%) | $325,740 (-0.6%) | 0.56 | 1,062 |
| 2022-04-01 | $246,500 (2.8%) | $340,495 (3.4%) | 0.59 | 1,156 |
| 2022-05-01 | $292,500 (21.9%) | $366,244 (13.0%) | 0.67 | 1,312 |
| 2022-06-01 | $305,000 (27.1%) | $376,023 (17.2%) | 0.68 | 1,590 |
| 2022-07-01 | $319,900 (30.6%) | $375,743 (17.5%) | 0.72 | 2,052 |
| 2022-08-01 | $312,629 (25.1%) | $369,716 (13.9%) | 0.72 | 2,214 |
| 2022-09-01 | $316,100 (27.4%) | $370,436 (15.1%) | 0.74 | 2,337 |
| 2022-10-01 | $319,900 (20.7%) | $367,170 (8.5%) | 0.75 | 2,592 |
| 2022-11-01 | $324,950 (26.5%) | $368,782 (9.3%) | 0.78 | 2,779 |
| 2022-12-01 | $325,000 (34.0%) | $370,398 (13.4%) | 0.80 | 2,668 |
| 2023-01-01 | $324,950 (47.8%) | $364,280 (12.7%) | 0.80 | 2,416 |
| 2023-02-01 | $323,048 (43.6%) | $361,857 (9.5%) | 0.78 | 2,274 |
| 2023-03-01 | $318,995 (41.8%) | $355,549 (9.2%) | 0.75 | 2,299 |
| 2023-04-01 | $324,900 (31.8%) | $364,844 (7.2%) | 0.76 | 2,340 |
| 2023-05-01 | $325,000 (11.1%) | $369,099 (0.8%) | 0.74 | 2,411 |
| 2023-06-01 | $326,995 (7.2%) | $375,003 (-0.3%) | 0.73 | 2,538 |
| 2023-07-01 | $325,000 (1.6%) | $369,187 (-1.7%) | 0.74 | 2,741 |
| 2023-08-01 | $320,000 (2.4%) | $367,659 (-0.6%) | 0.73 | 2,899 |
| 2023-09-01 | $310,000 (-1.9%) | $360,254 (-2.8%) | 0.72 | 3,176 |
| 2023-10-01 | $317,995 (-0.6%) | $366,047 (-0.3%) | 0.75 | 3,386 |
| 2023-11-01 | $319,900 (-1.6%) | $368,596 (-0.1%) | 0.76 | 3,480 |
| 2023-12-01 | $317,990 (-2.2%) | $366,669 (-1.0%) | 0.78 | 3,429 |
| 2024-01-01 | $320,225 (-1.5%) | $369,306 (1.4%) | 0.78 | 3,114 |
| 2024-02-01 | $324,000 (0.3%) | $373,526 (3.2%) | 0.78 | 3,081 |
| 2024-03-01 | $325,990 (2.2%) | $376,715 (6.0%) | 0.77 | 3,181 |
| 2024-04-01 | $339,450 (4.5%) | $390,523 (7.0%) | 0.79 | 3,261 |
| 2024-05-01 | $348,400 (7.2%) | $403,885 (9.4%) | 0.79 | 3,514 |
| 2024-06-01 | $344,900 (5.5%) | $396,477 (5.7%) | 0.78 | 3,886 |
| 2024-07-01 | $341,495 (5.1%) | $395,804 (7.2%) | 0.78 | 4,079 |
| 2024-08-01 | $339,000 (5.9%) | $393,627 (7.1%) | 0.79 | 4,193 |
| 2024-09-01 | $335,998 (8.4%) | $390,303 (8.3%) | 0.79 | 4,332 |
| 2024-10-01 | $334,500 (5.2%) | $389,298 (6.4%) | 0.79 | 4,421 |
| 2024-11-01 | $333,530 (4.3%) | $388,067 (5.3%) | 0.80 | 4,472 |
| 2024-12-01 | $329,900 (3.8%) | $386,783 (5.5%) | 0.82 | 4,064 |
| 2025-01-01 | $329,500 (2.9%) | $385,625 (4.4%) | 0.82 | 3,833 |
| 2025-02-01 | $328,050 (1.3%) | $378,805 (1.4%) | 0.80 | 3,977 |
| 2025-03-01 | $334,000 (2.5%) | $383,625 (1.8%) | 0.00 | 4,076 |
MEMPHIS's median listing price for 2025-03-01 was $334,000, a difference of
$8,010
(2.5%) versus the prior year and
$5,950 versus the prior month.
MEMPHIS's median listing price comes in at 0% of the national average.
MEMPHIS's average listing price for 2025-03-01 was $383,625, a difference of $6,910 (1.8%) versus the prior year and $4,820 versus the prior month.
For the 2025-03-01 period, MEMPHIS had 4,076 MLS listings, a difference of 99 listings (2%) versus the prior month and 895 listings (28%) versus the prior year.
MEMPHIS's median listing price comes in at 0% of the national average.
MEMPHIS's average listing price for 2025-03-01 was $383,625, a difference of $6,910 (1.8%) versus the prior year and $4,820 versus the prior month.
For the 2025-03-01 period, MEMPHIS had 4,076 MLS listings, a difference of 99 listings (2%) versus the prior month and 895 listings (28%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - MEMPHIS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 76 days | 2,097 sqft |
| 2018-02-01 | 69 days | 2,079 sqft |
| 2018-03-01 | 50 days | 2,057 sqft |
| 2018-04-01 | 51 days | 2,094 sqft |
| 2018-05-01 | 50 days | 2,103 sqft |
| 2018-06-01 | 47 days | 2,124 sqft |
| 2018-07-01 | 48 days | 2,116 sqft |
| 2018-08-01 | 54 days | 2,166 sqft |
| 2018-09-01 | 58 days | 2,183 sqft |
| 2018-10-01 | 59 days | 2,206 sqft |
| 2018-11-01 | 62 days | 2,210 sqft |
| 2018-12-01 | 67 days | 2,200 sqft |
| 2019-01-01 | 75 days | 2,181 sqft |
| 2019-02-01 | 70 days | 2,183 sqft |
| 2019-03-01 | 60 days | 2,214 sqft |
| 2019-04-01 | 51 days | 2,240 sqft |
| 2019-05-01 | 48 days | 2,250 sqft |
| 2019-06-01 | 51 days | 2,217 sqft |
| 2019-07-01 | 51 days | 2,174 sqft |
| 2019-08-01 | 53 days | 2,192 sqft |
| 2019-09-01 | 54 days | 2,197 sqft |
| 2019-10-01 | 56 days | 2,211 sqft |
| 2019-11-01 | 59 days | 2,248 sqft |
| 2019-12-01 | 67 days | 2,232 sqft |
| 2020-01-01 | 75 days | 2,213 sqft |
| 2020-02-01 | 73 days | 2,232 sqft |
| 2020-03-01 | 55 days | 2,299 sqft |
| 2020-04-01 | 52 days | 2,259 sqft |
| 2020-05-01 | 57 days | 2,265 sqft |
| 2020-06-01 | 52 days | 2,274 sqft |
| 2020-07-01 | 47 days | 2,260 sqft |
| 2020-08-01 | 45 days | 2,375 sqft |
| 2020-09-01 | 44 days | 2,336 sqft |
| 2020-10-01 | 44 days | 2,295 sqft |
| 2020-11-01 | 47 days | 2,349 sqft |
| 2020-12-01 | 52 days | 2,199 sqft |
| 2021-01-01 | 59 days | 2,265 sqft |
| 2021-02-01 | 58 days | 2,145 sqft |
| 2021-03-01 | 50 days | 2,167 sqft |
| 2021-04-01 | 39 days | 2,120 sqft |
| 2021-05-01 | 35 days | 2,112 sqft |
| 2021-06-01 | 33 days | 2,075 sqft |
| 2021-07-01 | 35 days | 2,091 sqft |
| 2021-08-01 | 38 days | 2,122 sqft |
| 2021-09-01 | 40 days | 2,124 sqft |
| 2021-10-01 | 33 days | 2,116 sqft |
| 2021-11-01 | 38 days | 2,127 sqft |
| 2021-12-01 | 44 days | 2,152 sqft |
| 2022-01-01 | 47 days | 2,101 sqft |
| 2022-02-01 | 39 days | 2,010 sqft |
| 2022-03-01 | 36 days | 1,965 sqft |
| 2022-04-01 | 32 days | 2,111 sqft |
| 2022-05-01 | 31 days | 2,359 sqft |
| 2022-06-01 | 30 days | 2,429 sqft |
| 2022-07-01 | 31 days | 2,376 sqft |
| 2022-08-01 | 38 days | 2,318 sqft |
| 2022-09-01 | 42 days | 2,232 sqft |
| 2022-10-01 | 45 days | 2,202 sqft |
| 2022-11-01 | 50 days | 2,179 sqft |
| 2022-12-01 | 61 days | 2,200 sqft |
| 2023-01-01 | 71 days | 2,196 sqft |
| 2023-02-01 | 67 days | 2,184 sqft |
| 2023-03-01 | 53 days | 2,166 sqft |
| 2023-04-01 | 47 days | 2,160 sqft |
| 2023-05-01 | 43 days | 2,168 sqft |
| 2023-06-01 | 44 days | 2,202 sqft |
| 2023-07-01 | 44 days | 2,128 sqft |
| 2023-08-01 | 46 days | 2,112 sqft |
| 2023-09-01 | 46 days | 2,050 sqft |
| 2023-10-01 | 50 days | 2,084 sqft |
| 2023-11-01 | 56 days | 2,140 sqft |
| 2023-12-01 | 63 days | 2,156 sqft |
| 2024-01-01 | 73 days | 2,167 sqft |
| 2024-02-01 | 68 days | 2,191 sqft |
| 2024-03-01 | 51 days | 2,196 sqft |
| 2024-04-01 | 48 days | 2,200 sqft |
| 2024-05-01 | 48 days | 2,212 sqft |
| 2024-06-01 | 51 days | 2,226 sqft |
| 2024-07-01 | 51 days | 2,201 sqft |
| 2024-08-01 | 59 days | 2,216 sqft |
| 2024-09-01 | 62 days | 2,175 sqft |
| 2024-10-01 | 64 days | 2,169 sqft |
| 2024-11-01 | 66 days | 2,167 sqft |
| 2024-12-01 | 73 days | 2,198 sqft |
| 2025-01-01 | 77 days | 2,200 sqft |
| 2025-02-01 | 71 days | 2,202 sqft |
| 2025-03-01 | 0 days | 2,202 sqft |
MEMPHIS's median listing age (time on market) for 2025-03-01 was 0 days.
This
is -100%
shorter
than the same period one year ago.
MEMPHIS's median square footage for active listings during the 2025-03-01 period was 2,202 sqft. One year prior, the average listing was 2,196 sqft.
MEMPHIS's median square footage for active listings during the 2025-03-01 period was 2,202 sqft. One year prior, the average listing was 2,196 sqft.
MEMPHIS, TN-MS-AR Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 13,577 | $3,826,365,000 | $281,827 |
| Cash Out Refi | 3,194 | $700,290,000 | $219,252 |
| Refi | 3,085 | $904,115,000 | $293,068 |
| Other | 1,860 | $182,310,000 | $98,016 |
| Home Improvement | 1,675 | $140,325,000 | $83,776 |
| NA | 16 | $4,250,000 | $265,625 |
Memphis's most frequently cited loan purpose was Home Purchase, with 13,577 originations. The 2nd most popular reason was Cash Out Refi, with 3,194 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 9,017 | $2,555,535,000 | $283,413 |
| Over 8% | 4,239 | $505,575,000 | $119,268 |
| 5-6% | 3,831 | $1,318,895,000 | $344,269 |
| 7-8% | 3,625 | $835,135,000 | $230,382 |
| <2.5% | 549 | $13,385,000 | $24,381 |
| 4-5% | 468 | $124,440,000 | $265,897 |
| 3-4% | 53 | $15,505,000 | $292,547 |
| 2.5-3% | 27 | $7,075,000 | $262,037 |
During 2024, Memphis's most frequently originated rate bucket was 6-7%, with 9,017 originations.
Loan Sizing (MEMPHIS, TN-MS-AR MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 8,839 | $2,523,525,000 | $285,499 |
| $100k-200k | 6,047 | $890,495,000 | $147,262 |
| $100,000 or less | 5,672 | $304,380,000 | $53,664 |
| $400k-600k | 2,139 | $1,008,265,000 | $471,372 |
| $600k-1000k | 548 | $392,400,000 | $716,058 |
| $Over $1MM | 162 | $638,590,000 | $3,941,914 |
MEMPHIS's loan sizing saw the bucket of loans from $200k-400k with 8,839 originations, totaling $2,523,525,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 9,427 | $2,825,525,000 | $299,727 |
| 60-80% | 5,227 | $1,490,325,000 | $285,121 |
| Under 20% | 2,822 | $122,760,000 | $43,501 |
| 20-40% | 1,902 | $216,630,000 | $113,896 |
| 40-60% | 1,650 | $457,610,000 | $277,339 |
| Over 100% | 398 | $151,710,000 | $381,181 |
MEMPHIS's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 9,427 originations, totaling $2,825,525,000 in origination value.