JACKSON Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Jackson averaged
6.87%
for the week of 2024-12-12, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2024-12-05) was
6.76% and
one month ago for the week of 2024-11-07, the
average rate was 6.96%.
Jackson's average rate one year ago was 7%.
For refis of the same type during the week of 2024-12-12, the average rate
was 7.29%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-12-12 | 6.6% |
| Jackson 30 Year Fixed Rate | 2024-12-12 | 6.87% |
| Jackson 30 Year Fixed Rate Refi | 2024-12-12 | 7.29% |
| Jackson 15 Year Fixed Rate | 2024-12-12 | 5.9% |
| Jackson 15 Year Fixed Rate Refi | 2024-12-12 | 5.94% |
| Jackson 30 Year FHA | 2024-12-12 | 6.33% |
| Jackson 30 Year FHA Refi | 2024-12-12 | 6.18% |
| Jackson 30 Year USDA | 2024-12-12 | 5.97% |
| Jackson 30 Year USDA Refi | 2024-12-12 | 6.2% |
| Jackson 30 Year VA | 2024-12-12 | 6.33% |
| Jackson 30 Year VA Refi | 2024-12-12 | 6.08% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within JACKSON, MS.
JACKSON Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the JACKSON, MS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
JACKSON Average Closing Costs & Other Stats
JACKSON, MS's 149 lenders originated 10,264
loans during 2023. The total origination value was $2,054,100,000, with an average loan value of
$200,127.
JACKSON's average closing costs are $4,839.
The top JACKSON lender as defined by loan originations is Trustmark National Bank, with
412 loans originated. Their average total fees are
$4,205, which is $969
lower than the next largest lender,
BancorpSouth.
The lowest fee JACKSON lenders (with over 10 loans originated) are
The Citizens National Bank of Meridian ($3,129), JPMorgan Chase Bank ($3,315), Origin Bank ($3,424), EVANSVILLE TEACHERS ($3,777) and BankPlus ($3,940).
The lowest rate JACKSON lenders (with over 10 loans originated) are
FIDELITY BANK (5.80%), Bank of America (5.97%), Hancock Whitney Bank (6.20%), First Horizon Bank (6.35%) and LOANDEPOT.COM, LLC (6.39%).
JACKSON, MS Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| Trustmark National Bank | $328,375,000 | $268,380,000 | -18.3% | 13.1% |
| BancorpSouth | $227,250,000 | $184,915,000 | -18.6% | 9.0% |
| BankPlus | $280,865,000 | $165,215,000 | -41.2% | 8.0% |
| Community Bank of Mississippi | $145,285,000 | $122,635,000 | -15.6% | 6.0% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $129,705,000 | $101,295,000 | -21.9% | 4.9% |
| QUICKEN LOANS, LLC | $116,360,000 | $94,370,000 | -18.9% | 4.6% |
| UNITED WHOLESALE MORTGAGE, LLC | $52,565,000 | $56,900,000 | 8.2% | 2.8% |
| OPEN MORTGAGE, LLC | $54,115,000 | $56,615,000 | 4.6% | 2.8% |
| Regions Bank | $74,475,000 | $55,965,000 | -24.9% | 2.7% |
| Renasant Bank | $90,130,000 | $55,840,000 | -38.0% | 2.7% |
| Prudential Huntoon Paige Associates, LLC | $44,010,000 | n/a | 2.1% | |
| Mortgage Research Center, LLC | $47,290,000 | $37,760,000 | -20.2% | 1.8% |
| PriorityOne Bank | $52,780,000 | $31,140,000 | -41.0% | 1.5% |
| First Commercial Bank | $37,220,000 | $29,385,000 | -21.1% | 1.4% |
| The First, A National Banking Association | $27,665,000 | $27,105,000 | -2.0% | 1.3% |
| Origin Bank | $53,915,000 | $26,630,000 | -50.6% | 1.3% |
| BankFirst Financial Services | $37,425,000 | $24,530,000 | -34.5% | 1.2% |
| First Horizon Bank | $51,555,000 | $24,440,000 | -52.6% | 1.2% |
| Merchants Bank of Indiana | $56,060,000 | $23,075,000 | -58.8% | 1.1% |
| PLANET HOME LENDING, LLC | $37,055,000 | $21,130,000 | -43.0% | 1.0% |
| GREYSTONE SERVICING COMPANY LLC | $63,980,000 | $18,065,000 | -71.8% | 0.9% |
| STOCKTON MORTGAGE CORPORATION | $4,235,000 | $17,605,000 | 315.7% | 0.9% |
| ACOPIA, LLC | $450,000 | $17,420,000 | 3,771.1% | 0.8% |
| Bank of England | $17,405,000 | $15,910,000 | -8.6% | 0.8% |
| 21ST MORTGAGE CORPORATION | $11,490,000 | $15,175,000 | 32.1% | 0.7% |
| EVANSVILLE TEACHERS | $26,470,000 | $14,135,000 | -46.6% | 0.7% |
| NAVY FEDERAL CREDIT UNION | $17,595,000 | $14,100,000 | -19.9% | 0.7% |
| Cedar Rapids Bank and Trust Company | $13,810,000 | n/a | 0.7% | |
| MORTGAGE INVESTORS GROUP, INC. | $11,710,000 | $13,190,000 | 12.6% | 0.6% |
| JPMorgan Chase Bank | $13,315,000 | $12,480,000 | -6.3% | 0.6% |
| KEESLER | $18,795,000 | $11,385,000 | -39.4% | 0.6% |
| SWBC MORTGAGE CORPORATION | $860,000 | $11,285,000 | 1,212.2% | 0.5% |
| PENNYMAC LOAN SERVICES, LLC | $17,110,000 | $11,160,000 | -34.8% | 0.5% |
| LOANDEPOT.COM, LLC | $65,280,000 | $10,205,000 | -84.4% | 0.5% |
| USAA Federal Savings Bank | $13,610,000 | $9,675,000 | -28.9% | 0.5% |
| CROSSCOUNTRY MORTGAGE, LLC | $1,865,000 | $9,265,000 | 396.8% | 0.5% |
| Wells Fargo Bank | $41,660,000 | $9,050,000 | -78.3% | 0.4% |
| FIDELITY BANK | $14,305,000 | $8,895,000 | -37.8% | 0.4% |
| FREEDOM MORTGAGE CORPORATION | $11,045,000 | $8,875,000 | -19.6% | 0.4% |
| Hancock Whitney Bank | $8,945,000 | $8,560,000 | -4.3% | 0.4% |
| Bethpage Federal Credit Union | $8,485,000 | n/a | 0.4% | |
| UNION HOME MORTGAGE CORP. | $865,000 | $8,430,000 | 874.6% | 0.4% |
| Magnolia Bank | $12,870,000 | $8,030,000 | -37.6% | 0.4% |
| Bank of Yazoo City | $11,590,000 | $7,660,000 | -33.9% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $17,355,000 | $7,560,000 | -56.4% | 0.4% |
| Copiah Bank | $15,245,000 | $7,520,000 | -50.7% | 0.4% |
| Southern Bancorp Bank | $8,295,000 | $7,405,000 | -10.7% | 0.4% |
| First Bank | $4,530,000 | $7,005,000 | 54.6% | 0.3% |
| The Citizens National Bank of Meridian | $10,890,000 | $6,880,000 | -36.8% | 0.3% |
| NEWREZ LLC | $3,820,000 | $6,405,000 | 67.7% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $16,805,000 | $6,130,000 | -63.5% | 0.3% |
| Grandbridge Real Estate Capital LLC | $5,940,000 | n/a | 0.3% | |
| Guaranty Bank and Trust Company | $19,880,000 | $5,930,000 | -70.2% | 0.3% |
| BROKER SOLUTIONS, INC. | $8,975,000 | $5,880,000 | -34.5% | 0.3% |
| Peoples Bank | $9,240,000 | $5,800,000 | -37.2% | 0.3% |
| Bank of America | $14,305,000 | $5,635,000 | -60.6% | 0.3% |
| CORNERSTONE HOME LENDING, INC. | $11,320,000 | $5,605,000 | -50.5% | 0.3% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $7,955,000 | $5,495,000 | -30.9% | 0.3% |
| Flagstar Bank, FSB | $74,765,000 | $4,680,000 | -93.7% | 0.2% |
| FIRST COMMUNITY MORTGAGE, INC. | $2,825,000 | $4,535,000 | 60.5% | 0.2% |
| LIMA ONE CAPITAL, LLC | $715,000 | $4,440,000 | 521.0% | 0.2% |
| TRIAD FINANCIAL SERVICES, INC. | $2,705,000 | $4,165,000 | 54.0% | 0.2% |
| MOVEMENT MORTGAGE, LLC | $8,880,000 | $4,150,000 | -53.3% | 0.2% |
| FirstBank | $7,150,000 | $4,080,000 | -42.9% | 0.2% |
| BERKELEY POINT CAPITAL LLC | $4,065,000 | n/a | 0.2% | |
| The Federal Savings Bank | $8,030,000 | $3,895,000 | -51.5% | 0.2% |
| U.S. Bank | $6,655,000 | $3,610,000 | -45.8% | 0.2% |
| SOUTHWEST STAGE FUNDING, LLC | $3,215,000 | $3,575,000 | 11.2% | 0.2% |
| The Citizens Bank of Philadelphia, Mississippi | $625,000 | $3,450,000 | 452.0% | 0.2% |
| RIVERTRUST Federal Credit Union | $10,625,000 | $3,370,000 | -68.3% | 0.2% |
| Liberty Bank and Trust Company | $6,895,000 | $3,285,000 | -52.4% | 0.2% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $2,450,000 | $3,280,000 | 33.9% | 0.2% |
| Discover Bank | $1,880,000 | $3,250,000 | 72.9% | 0.2% |
| BETTER MORTGAGE CORPORATION | $6,120,000 | $3,190,000 | -47.9% | 0.2% |
| Morgan Stanley Private Bank | $1,030,000 | $3,120,000 | 202.9% | 0.2% |
| MUTUAL | $3,165,000 | $2,935,000 | -7.3% | 0.1% |
| CALIBER HOME LOANS, INC. | $16,400,000 | $2,910,000 | -82.3% | 0.1% |
| FIRST SOUTH FINANCIAL | $6,215,000 | $2,800,000 | -54.9% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $2,445,000 | $2,790,000 | 14.1% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,695,000 | $2,725,000 | 1.1% | 0.1% |
| Carrington Mortgage Services, LLC | $4,630,000 | $2,610,000 | -43.6% | 0.1% |
| Merchants & Planters Bank | $2,580,000 | n/a | 0.1% | |
| Equity Prime Mortgage LLC | $1,970,000 | $2,520,000 | 27.9% | 0.1% |
| NEW DAY FINANCIAL, LLC | $5,715,000 | $2,215,000 | -61.2% | 0.1% |
| GUILD MORTGAGE COMPANY | $1,440,000 | $2,175,000 | 51.0% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $1,905,000 | $2,170,000 | 13.9% | 0.1% |
| CARDINAL FINANCIAL | $1,965,000 | $2,115,000 | 7.6% | 0.1% |
| SeaTrust Mortgage Company | $520,000 | $2,115,000 | 306.7% | 0.1% |
| Fidelity National Bank | $2,085,000 | n/a | 0.1% | |
| First South Farm Credit, ACA | $380,000 | $2,080,000 | 447.4% | 0.1% |
| DHI MORTGAGE COMPANY, LTD. | $2,075,000 | n/a | 0.1% | |
| HOPE FEDERAL CREDIT UNION | $5,990,000 | $2,005,000 | -66.5% | 0.1% |
| Truist | $2,355,000 | $1,975,000 | -16.1% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $1,960,000 | n/a | 0.1% | |
| Raymond James Bank | $1,580,000 | $1,950,000 | 23.4% | 0.1% |
| Towne Bank | $1,875,000 | n/a | 0.1% | |
| GMFS LLC | $7,080,000 | $1,835,000 | -74.1% | 0.1% |
| ACADEMY MORTGAGE CORPORATION | $7,475,000 | $1,795,000 | -76.0% | 0.1% |
| CIS Financial Services, Inc. | $495,000 | $1,750,000 | 253.5% | 0.1% |
| AmeriHome Mortgage Company, LLC | $145,000 | $1,735,000 | 1,096.6% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $4,030,000 | $1,715,000 | -57.4% | 0.1% |
| GUARANTEED RATE, INC. | $1,590,000 | $1,665,000 | 4.7% | 0.1% |
| COUNTRYPLACE MORTGAGE, LTD. | $1,525,000 | $1,645,000 | 7.9% | 0.1% |
| Figure Lending LLC | $1,130,000 | $1,590,000 | 40.7% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $3,085,000 | $1,555,000 | -49.6% | 0.1% |
| DOMINION FINANCIAL SERVICES, LLC | $2,520,000 | $1,540,000 | -38.9% | 0.1% |
| SILVER HILL FUNDING, LLC | $935,000 | $1,535,000 | 64.2% | 0.1% |
| Capitol Federal Savings Bank | $995,000 | $1,505,000 | 51.3% | 0.1% |
| Presidential Bank, FSB | $1,465,000 | n/a | 0.1% | |
| Plains Commerce Bank | $1,410,000 | $1,405,000 | -0.4% | 0.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | $4,140,000 | $1,380,000 | -66.7% | 0.1% |
| CMG MORTGAGE, INC. | $2,330,000 | $1,355,000 | -41.8% | 0.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $3,420,000 | $1,330,000 | -61.1% | 0.1% |
| The Bank of Forest | $1,315,000 | n/a | 0.1% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,890,000 | $1,280,000 | -32.3% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $1,010,000 | $1,235,000 | 22.3% | 0.1% |
| The Huntington National Bank | $405,000 | $1,215,000 | 200.0% | 0.1% |
| First IC Corporation | $1,170,000 | n/a | 0.1% | |
| MORTGAGE ACCESS CORP. | $5,310,000 | $1,150,000 | -78.3% | 0.1% |
| North American Savings Bank, F.S.B. | $1,970,000 | $1,125,000 | -42.9% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $1,360,000 | $1,105,000 | -18.8% | 0.1% |
| Citizens Bank | $610,000 | $1,090,000 | 78.7% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $280,000 | $1,090,000 | 289.3% | 0.1% |
| Merchants & Marine Bank | $605,000 | $1,085,000 | 79.3% | 0.1% |
| Paragon Bank | $1,040,000 | n/a | 0.1% | |
| Great Southern Bank | $1,010,000 | n/a | 0.0% | |
| RiverHills Bank | $990,000 | n/a | 0.0% | |
| Nations Lending Corporation | $1,730,000 | $985,000 | -43.1% | 0.0% |
| FBC MORTGAGE, LLC | $980,000 | n/a | 0.0% | |
| Fifth Third Bank | $980,000 | n/a | 0.0% | |
| DEEPHAVEN MORTGAGE LLC | $255,000 | $930,000 | 264.7% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $2,100,000 | $925,000 | -56.0% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $765,000 | $915,000 | 19.6% | 0.0% |
| Stifel Bank and Trust | $1,650,000 | $895,000 | -45.8% | 0.0% |
| Baxter Credit Union | $570,000 | $870,000 | 52.6% | 0.0% |
| United Community Bank | $2,505,000 | $870,000 | -65.3% | 0.0% |
| ZILLOW HOME LOANS, LLC | $1,925,000 | $850,000 | -55.8% | 0.0% |
| Firefighters First Federal Credit Union | $845,000 | n/a | 0.0% | |
| Coastal Community Bank | $830,000 | n/a | 0.0% | |
| CSL Financial, LLC | $775,000 | $830,000 | 7.1% | 0.0% |
| ALL IN | $820,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $330,000 | $815,000 | 147.0% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $25,295,000 | $815,000 | -96.8% | 0.0% |
| Red River Bank | $805,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $530,000 | $795,000 | 50.0% | 0.0% |
| VILLAGE CAPITAL MORTGAGE | $1,775,000 | $795,000 | -55.2% | 0.0% |
| Planters Bank & Trust Company | $3,240,000 | $775,000 | -76.1% | 0.0% |
| First Savings Bank | $645,000 | $765,000 | 18.6% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $2,380,000 | $760,000 | -68.1% | 0.0% |
| EVERETT FINANCIAL, INC. | $16,620,000 | $740,000 | -95.5% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $360,000 | $735,000 | 104.2% | 0.0% |
| Colonial Savings, F.A. | $1,405,000 | $730,000 | -48.0% | 0.0% |
| Assurance Financial Group, L.L.C. | $370,000 | $725,000 | 95.9% | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | $3,005,000 | $710,000 | -76.4% | 0.0% |
| Farmers Bank & Trust | $695,000 | n/a | 0.0% | |
| MEMBER FIRST MORTGAGE, LLC | $695,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $715,000 | $690,000 | -3.5% | 0.0% |
| First Federal Bank | $785,000 | $685,000 | -12.7% | 0.0% |
| DIGITAL Federal Credit Union | $665,000 | n/a | 0.0% | |
| BNY Mellon | $645,000 | n/a | 0.0% | |
| STANDARD MORTGAGE CORPORATION | $635,000 | n/a | 0.0% | |
| Armed Forces Bank | $370,000 | $630,000 | 70.3% | 0.0% |
| Ally Bank | $2,265,000 | $625,000 | -72.4% | 0.0% |
| Secured Investment Corp. | $240,000 | $625,000 | 160.4% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $250,000 | $620,000 | 148.0% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $595,000 | $595,000 | 0.0% | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $165,000 | $590,000 | 257.6% | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | $580,000 | n/a | 0.0% | |
| COMMUNITY MORTGAGE CORPORATION | $360,000 | $570,000 | 58.3% | 0.0% |
| EMBRACE HOME LOANS, INC. | $915,000 | $565,000 | -38.3% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $500,000 | $560,000 | 12.0% | 0.0% |
| Ixonia Bank | $13,200,000 | $525,000 | -96.0% | 0.0% |
| PNC Bank | $1,850,000 | $520,000 | -71.9% | 0.0% |
| Hometown Equity Mortgage, LLC | $1,430,000 | $510,000 | -64.3% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $980,000 | $505,000 | -48.5% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $300,000 | $500,000 | 66.7% | 0.0% |
| BNC National Bank | $1,710,000 | $495,000 | -71.1% | 0.0% |
| M&T Bank | $1,060,000 | $490,000 | -53.8% | 0.0% |
| Sunflower Bank | $490,000 | n/a | 0.0% | |
| First Financial Bank | $535,000 | $480,000 | -10.3% | 0.0% |
| Northpointe Bank | $1,605,000 | $470,000 | -70.7% | 0.0% |
| RESIDENTIAL BANCORP | $470,000 | n/a | 0.0% | |
| LENDINGONE, LLC | $95,000 | $460,000 | 384.2% | 0.0% |
| Relyance Bank | $175,000 | $455,000 | 160.0% | 0.0% |
| Deere Employees Credit Union | $805,000 | $445,000 | -44.7% | 0.0% |
| ENCORE BANK | $445,000 | n/a | 0.0% | |
| GUIDANCE RESIDENTIAL, LLC | $380,000 | $435,000 | 14.5% | 0.0% |
| Beeline Loans, Inc. | $430,000 | n/a | 0.0% | |
| Core Bank | $395,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $35,000 | $390,000 | 1,014.3% | 0.0% |
| Waterstone Mortgage Corporation | $385,000 | n/a | 0.0% | |
| EMM LOANS LLC | $810,000 | $380,000 | -53.1% | 0.0% |
| CHEVRON | $175,000 | $375,000 | 114.3% | 0.0% |
| Evolve Bank & Trust | $1,005,000 | $375,000 | -62.7% | 0.0% |
| Resource Bank | $375,000 | n/a | 0.0% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $980,000 | $370,000 | -62.2% | 0.0% |
| Logan Finance Corporation | $360,000 | n/a | 0.0% | |
| KS StateBank | $355,000 | $355,000 | 0.0% | 0.0% |
| Onpath Federal Credit Union | $355,000 | n/a | 0.0% | |
| Paramount Residential Mortgage Group, Inc. | $1,120,000 | $350,000 | -68.8% | 0.0% |
| Prosperity Home Mortgage, LLC | $205,000 | $350,000 | 70.7% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $500,000 | $350,000 | -30.0% | 0.0% |
| First Guaranty Bank | $75,000 | $335,000 | 346.7% | 0.0% |
| PHH Mortgage Corporation | $265,000 | $335,000 | 26.4% | 0.0% |
| A&D Mortgage LLC | $330,000 | n/a | 0.0% | |
| Axos Bank | $330,000 | $330,000 | 0.0% | 0.0% |
| GSF Mortgage Corporation | $315,000 | n/a | 0.0% | |
| Heritage Bank of St Tammany | $315,000 | n/a | 0.0% | |
| S1L, Inc. | $315,000 | n/a | 0.0% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $490,000 | $310,000 | -36.7% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $305,000 | n/a | 0.0% | |
| Neighborhood Loans, Inc. | $305,000 | n/a | 0.0% | |
| HONDA Federal Credit Union | $300,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $495,000 | $295,000 | -40.4% | 0.0% |
| NEXTIER BANK, NATIONAL ASSOCIATION | $295,000 | n/a | 0.0% | |
| Quontic Bank | $700,000 | $295,000 | -57.9% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $380,000 | $285,000 | -25.0% | 0.0% |
| Servion, Inc. | $285,000 | n/a | 0.0% | |
| SUN WEST MORTGAGE COMPANY, INC. | $415,000 | $285,000 | -31.3% | 0.0% |
| HOMESTAR FINANCIAL CORPORATION | $380,000 | $275,000 | -27.6% | 0.0% |
| Meridian Bank Corporation | $275,000 | n/a | 0.0% | |
| OCMBC, INC. | $275,000 | n/a | 0.0% | |
| The Loan Store, Inc. | $275,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $1,670,000 | $265,000 | -84.1% | 0.0% |
| DELMAR FINANCIAL COMPANY | $920,000 | $255,000 | -72.3% | 0.0% |
| Pinnacle Bank | $4,485,000 | $255,000 | -94.3% | 0.0% |
| CB&S Bank, Inc. | $245,000 | n/a | 0.0% | |
| Gateway First Bank | $235,000 | $245,000 | 4.3% | 0.0% |
| AMERICAN FINANCING CORPORATION | $2,920,000 | $240,000 | -91.8% | 0.0% |
| Citibank | $1,685,000 | $230,000 | -86.4% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $225,000 | n/a | 0.0% | |
| First National Bank of America | $220,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $195,000 | $215,000 | 10.3% | 0.0% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | $255,000 | $215,000 | -15.7% | 0.0% |
| Willamette Valley Bank | $445,000 | $210,000 | -52.8% | 0.0% |
| Bank of Springfield | $205,000 | n/a | 0.0% | |
| Simmons Bank | $775,000 | $205,000 | -73.5% | 0.0% |
| BOKF | $195,000 | n/a | 0.0% | |
| TELCOE FEDERAL CREDIT UNION | $195,000 | n/a | 0.0% | |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $1,255,000 | $185,000 | -85.3% | 0.0% |
| Citadel Servicing Corporation | $175,000 | n/a | 0.0% | |
| HOMEXPRESS MORTGAGE CORP. | $175,000 | n/a | 0.0% | |
| SUNBELT Federal Credit Union | $175,000 | n/a | 0.0% | |
| Northwest Federal Credit Union | $170,000 | n/a | 0.0% | |
| Grand Bank for Savings, FSB | $1,355,000 | $165,000 | -87.8% | 0.0% |
| ILLINOIS STATE CREDIT UNION | $165,000 | n/a | 0.0% | |
| South State Bank | $75,000 | $160,000 | 113.3% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $305,000 | $155,000 | -49.2% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $550,000 | $155,000 | -71.8% | 0.0% |
| Commerce Home Mortgage, Inc. | $155,000 | n/a | 0.0% | |
| STATEWIDE FEDERAL CREDIT UNION | $600,000 | $155,000 | -74.2% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $95,000 | $145,000 | 52.6% | 0.0% |
| The Farmers Bank | $145,000 | n/a | 0.0% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $685,000 | $135,000 | -80.3% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $135,000 | n/a | 0.0% | |
| COCA-COLA | $125,000 | n/a | 0.0% | |
| Magnolia State Bank | $150,000 | $125,000 | -16.7% | 0.0% |
| Orion Federal Credit Union | $290,000 | $105,000 | -63.8% | 0.0% |
| Lakeview Community Capital, LLC | $1,475,000 | $100,000 | -93.2% | 0.0% |
| Citizens Bank | $610,000 | $95,000 | -84.4% | 0.0% |
| NBKC BANK | $3,220,000 | $95,000 | -97.0% | 0.0% |
| FINANCE OF AMERICA MORTGAGE LLC | $1,030,000 | $85,000 | -91.7% | 0.0% |
| XPLORE FEDERAL CREDIT UNION | $85,000 | n/a | 0.0% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $80,000 | n/a | 0.0% | |
| SUPERIOR CHOICE | $75,000 | n/a | 0.0% | |
| Cross Keys Bank | $55,000 | n/a | 0.0% | |
| AFFINITY | $155,000 | $35,000 | -77.4% | 0.0% |
| Bell Bank | $35,000 | n/a | 0.0% | |
| BMO Harris Bank | $555,000 | $15,000 | -97.3% | 0.0% |
JACKSON's top lender by overall market share is Trustmark National Bank, with 13.1% market share. In second place, with 9.0%, is BancorpSouth, having originated $184,915,000 in loans. In third place, with 8.0%, is BankPlus, having originated $165,215,000 in loans. In fourth place, with 6.0%, is Community Bank of Mississippi, having originated $122,635,000 in loans. In fifth place, with 4.9%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $101,295,000 in loans.
JACKSON Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - JACKSON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $230,950 (7.5%) | $293,197 (2.4%) | 0.86 | 2,456 |
| 2018-02-01 | $229,975 (4.3%) | $290,380 (0.2%) | 0.83 | 2,550 |
| 2018-03-01 | $235,000 (3.6%) | $295,824 (0.7%) | 0.82 | 2,687 |
| 2018-04-01 | $239,250 (4.5%) | $301,497 (2.6%) | 0.81 | 2,844 |
| 2018-05-01 | $252,925 (10.1%) | $326,327 (11.9%) | 0.84 | 2,312 |
| 2018-06-01 | $259,000 (12.6%) | $329,107 (12.2%) | 0.86 | 2,332 |
| 2018-07-01 | $252,500 (9.8%) | $328,095 (12.0%) | 0.84 | 2,319 |
| 2018-08-01 | $249,700 (6.6%) | $321,979 (9.6%) | 0.84 | 2,336 |
| 2018-09-01 | $244,900 (4.8%) | $316,100 (6.8%) | 0.82 | 2,336 |
| 2018-10-01 | $238,325 (2.6%) | $304,020 (2.9%) | 0.81 | 2,340 |
| 2018-11-01 | $238,063 (3.6%) | $307,286 (4.8%) | 0.81 | 2,254 |
| 2018-12-01 | $235,000 (0.3%) | $306,020 (3.3%) | 0.81 | 2,178 |
| 2019-01-01 | $234,950 (1.7%) | $306,046 (4.4%) | 0.81 | 2,031 |
| 2019-02-01 | $239,925 (4.3%) | $315,425 (8.6%) | 0.81 | 2,006 |
| 2019-03-01 | $246,407 (4.9%) | $320,941 (8.5%) | 0.81 | 2,033 |
| 2019-04-01 | $255,475 (6.8%) | $325,745 (8.0%) | 0.81 | 2,085 |
| 2019-05-01 | $256,250 (1.3%) | $327,379 (0.3%) | 0.80 | 2,103 |
| 2019-06-01 | $255,250 (-1.5%) | $329,593 (0.2%) | 0.80 | 2,111 |
| 2019-07-01 | $252,350 (-0.1%) | $324,965 (-1.0%) | 0.79 | 2,136 |
| 2019-08-01 | $251,273 (0.6%) | $324,730 (0.9%) | 0.80 | 2,100 |
| 2019-09-01 | $250,557 (2.3%) | $324,344 (2.6%) | 0.80 | 2,062 |
| 2019-10-01 | $249,750 (4.8%) | $322,970 (6.2%) | 0.81 | 2,033 |
| 2019-11-01 | $248,900 (4.6%) | $317,423 (3.3%) | 0.82 | 2,030 |
| 2019-12-01 | $249,900 (6.3%) | $315,581 (3.1%) | 0.83 | 1,954 |
| 2020-01-01 | $252,500 (7.5%) | $318,751 (4.2%) | 0.84 | 1,777 |
| 2020-02-01 | $252,850 (5.4%) | $314,422 (-0.3%) | 0.83 | 1,760 |
| 2020-03-01 | $259,950 (5.5%) | $321,087 (0.1%) | 0.81 | 1,767 |
| 2020-04-01 | $263,700 (3.2%) | $318,347 (-2.3%) | 0.83 | 1,715 |
| 2020-05-01 | $269,900 (5.3%) | $332,012 (1.4%) | 0.82 | 1,605 |
| 2020-06-01 | $283,500 (11.1%) | $346,806 (5.2%) | 0.84 | 1,483 |
| 2020-07-01 | $298,300 (18.2%) | $354,131 (9.0%) | 0.86 | 1,357 |
| 2020-08-01 | $301,900 (20.2%) | $362,077 (11.5%) | 0.87 | 1,268 |
| 2020-09-01 | $303,500 (21.1%) | $381,771 (17.7%) | 0.87 | 1,155 |
| 2020-10-01 | $294,000 (17.7%) | $378,092 (17.1%) | 0.84 | 1,089 |
| 2020-11-01 | $285,000 (14.5%) | $378,551 (19.3%) | 0.83 | 1,028 |
| 2020-12-01 | $277,200 (10.9%) | $370,118 (17.3%) | 0.82 | 924 |
| 2021-01-01 | $275,000 (8.9%) | $369,056 (15.8%) | 0.82 | 831 |
| 2021-02-01 | $278,925 (10.3%) | $369,733 (17.6%) | 0.81 | 785 |
| 2021-03-01 | $274,825 (5.7%) | $364,027 (13.4%) | 0.78 | 709 |
| 2021-04-01 | $277,225 (5.1%) | $387,251 (21.6%) | 0.75 | 597 |
| 2021-05-01 | $279,900 (3.7%) | $394,713 (18.9%) | 0.74 | 591 |
| 2021-06-01 | $269,425 (-5.0%) | $386,790 (11.5%) | 0.71 | 640 |
| 2021-07-01 | $275,000 (-7.8%) | $379,297 (7.1%) | 0.73 | 708 |
| 2021-08-01 | $272,000 (-9.9%) | $369,804 (2.1%) | 0.73 | 755 |
| 2021-09-01 | $273,725 (-9.8%) | $375,416 (-1.7%) | 0.73 | 728 |
| 2021-10-01 | $299,000 (1.7%) | $402,227 (6.4%) | 0.80 | 712 |
| 2021-11-01 | $269,925 (-5.3%) | $386,607 (2.1%) | 0.72 | 691 |
| 2021-12-01 | $265,500 (-4.2%) | $378,482 (2.3%) | 0.72 | 639 |
| 2022-01-01 | $271,500 (-1.3%) | $382,040 (3.5%) | 0.73 | 562 |
| 2022-02-01 | $299,800 (7.5%) | $385,599 (4.3%) | 0.78 | 537 |
| 2022-03-01 | $312,450 (13.7%) | $401,443 (10.3%) | 0.78 | 587 |
| 2022-04-01 | $307,450 (10.9%) | $409,000 (5.6%) | 0.73 | 623 |
| 2022-05-01 | $284,825 (1.8%) | $388,155 (-1.7%) | 0.65 | 716 |
| 2022-06-01 | $284,875 (5.7%) | $375,351 (-3.0%) | 0.63 | 791 |
| 2022-07-01 | $310,000 (12.7%) | $389,374 (2.7%) | 0.70 | 904 |
| 2022-08-01 | $300,025 (10.3%) | $379,382 (2.6%) | 0.69 | 966 |
| 2022-09-01 | $297,875 (8.8%) | $367,443 (-2.1%) | 0.70 | 1,018 |
| 2022-10-01 | $299,000 (0.0%) | $356,427 (-11.4%) | 0.70 | 1,107 |
| 2022-11-01 | $305,957 (13.4%) | $357,104 (-7.6%) | 0.74 | 1,127 |
| 2022-12-01 | $325,000 (22.4%) | $366,806 (-3.1%) | 0.80 | 1,114 |
| 2023-01-01 | $320,000 (17.9%) | $352,788 (-7.7%) | 0.79 | 1,046 |
| 2023-02-01 | $324,850 (8.4%) | $360,172 (-6.6%) | 0.78 | 1,054 |
| 2023-03-01 | $299,450 (-4.2%) | $349,331 (-13.0%) | 0.71 | 1,141 |
| 2023-04-01 | $284,889 (-7.3%) | $342,584 (-16.2%) | 0.66 | 1,135 |
| 2023-05-01 | $289,900 (1.8%) | $350,752 (-9.6%) | 0.66 | 1,100 |
| 2023-06-01 | $289,625 (1.7%) | $352,781 (-6.0%) | 0.65 | 1,162 |
| 2023-07-01 | $284,325 (-8.3%) | $338,738 (-13.0%) | 0.65 | 1,225 |
| 2023-08-01 | $287,000 (-4.3%) | $341,419 (-10.0%) | 0.66 | 1,313 |
| 2023-09-01 | $288,500 (-3.2%) | $344,536 (-6.2%) | 0.67 | 1,380 |
| 2023-10-01 | $284,224 (-4.9%) | $341,919 (-4.1%) | 0.67 | 1,445 |
| 2023-11-01 | $284,225 (-7.1%) | $345,195 (-3.3%) | 0.68 | 1,508 |
| 2023-12-01 | $285,000 (-12.3%) | $349,581 (-4.7%) | 0.70 | 1,471 |
| 2024-01-01 | $292,425 (-8.6%) | $350,291 (-0.7%) | 0.71 | 1,361 |
| 2024-02-01 | $297,175 (-8.5%) | $349,967 (-2.8%) | 0.72 | 1,304 |
| 2024-03-01 | $299,999 (0.2%) | $358,446 (2.6%) | 0.71 | 1,365 |
| 2024-04-01 | $307,500 (7.9%) | $364,734 (6.5%) | 0.72 | 1,429 |
| 2024-05-01 | $320,738 (10.6%) | $379,652 (8.2%) | 0.72 | 1,475 |
| 2024-06-01 | $320,000 (10.5%) | $381,651 (8.2%) | 0.72 | 1,534 |
| 2024-07-01 | $319,499 (12.4%) | $382,898 (13.0%) | 0.73 | 1,600 |
| 2024-08-01 | $311,500 (8.5%) | $368,765 (8.0%) | 0.72 | 1,656 |
| 2024-09-01 | $312,500 (8.3%) | $365,805 (6.2%) | 0.74 | 1,735 |
| 2024-10-01 | $308,225 (8.4%) | $361,098 (5.6%) | 0.73 | 1,795 |
| 2024-11-01 | $302,250 (6.3%) | $354,519 (2.7%) | 0.73 | 1,787 |
JACKSON's median listing price for 2024-11-01 was $302,250, a difference of
$18,025
(6.3%) versus the prior year and
$-5,975 versus the prior month.
JACKSON's median listing price comes in at 73% of the national average.
JACKSON's average listing price for 2024-11-01 was $354,519, a difference of $9,324 (2.7%) versus the prior year and $-6,579 versus the prior month.
For the 2024-11-01 period, JACKSON had 1,787 MLS listings, a difference of -8 listings (0%) versus the prior month and 279 listings (19%) versus the prior year.
JACKSON's median listing price comes in at 73% of the national average.
JACKSON's average listing price for 2024-11-01 was $354,519, a difference of $9,324 (2.7%) versus the prior year and $-6,579 versus the prior month.
For the 2024-11-01 period, JACKSON had 1,787 MLS listings, a difference of -8 listings (0%) versus the prior month and 279 listings (19%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - JACKSON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 93 days | 2,183 sqft |
| 2018-02-01 | 91 days | 2,153 sqft |
| 2018-03-01 | 74 days | 2,198 sqft |
| 2018-04-01 | 64 days | 2,207 sqft |
| 2018-05-01 | 65 days | 2,364 sqft |
| 2018-06-01 | 67 days | 2,392 sqft |
| 2018-07-01 | 70 days | 2,379 sqft |
| 2018-08-01 | 72 days | 2,339 sqft |
| 2018-09-01 | 77 days | 2,292 sqft |
| 2018-10-01 | 82 days | 2,225 sqft |
| 2018-11-01 | 90 days | 2,240 sqft |
| 2018-12-01 | 95 days | 2,228 sqft |
| 2019-01-01 | 102 days | 2,212 sqft |
| 2019-02-01 | 100 days | 2,262 sqft |
| 2019-03-01 | 82 days | 2,296 sqft |
| 2019-04-01 | 64 days | 2,331 sqft |
| 2019-05-01 | 63 days | 2,338 sqft |
| 2019-06-01 | 71 days | 2,341 sqft |
| 2019-07-01 | 74 days | 2,283 sqft |
| 2019-08-01 | 79 days | 2,272 sqft |
| 2019-09-01 | 79 days | 2,279 sqft |
| 2019-10-01 | 81 days | 2,282 sqft |
| 2019-11-01 | 83 days | 2,267 sqft |
| 2019-12-01 | 90 days | 2,257 sqft |
| 2020-01-01 | 97 days | 2,257 sqft |
| 2020-02-01 | 94 days | 2,254 sqft |
| 2020-03-01 | 72 days | 2,307 sqft |
| 2020-04-01 | 74 days | 2,301 sqft |
| 2020-05-01 | 78 days | 2,342 sqft |
| 2020-06-01 | 75 days | 2,401 sqft |
| 2020-07-01 | 65 days | 2,429 sqft |
| 2020-08-01 | 64 days | 2,426 sqft |
| 2020-09-01 | 63 days | 2,421 sqft |
| 2020-10-01 | 61 days | 2,351 sqft |
| 2020-11-01 | 61 days | 2,347 sqft |
| 2020-12-01 | 71 days | 2,272 sqft |
| 2021-01-01 | 82 days | 2,287 sqft |
| 2021-02-01 | 70 days | 2,301 sqft |
| 2021-03-01 | 58 days | 2,311 sqft |
| 2021-04-01 | 52 days | 2,443 sqft |
| 2021-05-01 | 37 days | 2,368 sqft |
| 2021-06-01 | 37 days | 2,227 sqft |
| 2021-07-01 | 43 days | 2,326 sqft |
| 2021-08-01 | 41 days | 2,246 sqft |
| 2021-09-01 | 47 days | 2,320 sqft |
| 2021-10-01 | 52 days | 2,355 sqft |
| 2021-11-01 | 22 days | 2,240 sqft |
| 2021-12-01 | 50 days | 2,186 sqft |
| 2022-01-01 | 57 days | 2,179 sqft |
| 2022-02-01 | 44 days | 2,195 sqft |
| 2022-03-01 | 32 days | 2,135 sqft |
| 2022-04-01 | 35 days | 2,216 sqft |
| 2022-05-01 | 37 days | 2,146 sqft |
| 2022-06-01 | 40 days | 2,107 sqft |
| 2022-07-01 | 43 days | 2,200 sqft |
| 2022-08-01 | 50 days | 2,129 sqft |
| 2022-09-01 | 56 days | 2,126 sqft |
| 2022-10-01 | 56 days | 2,114 sqft |
| 2022-11-01 | 60 days | 2,128 sqft |
| 2022-12-01 | 71 days | 2,150 sqft |
| 2023-01-01 | 78 days | 2,115 sqft |
| 2023-02-01 | 74 days | 2,107 sqft |
| 2023-03-01 | 54 days | 2,063 sqft |
| 2023-04-01 | 53 days | 2,000 sqft |
| 2023-05-01 | 59 days | 2,002 sqft |
| 2023-06-01 | 60 days | 1,998 sqft |
| 2023-07-01 | 57 days | 1,974 sqft |
| 2023-08-01 | 56 days | 2,006 sqft |
| 2023-09-01 | 54 days | 2,015 sqft |
| 2023-10-01 | 58 days | 1,998 sqft |
| 2023-11-01 | 65 days | 2,009 sqft |
| 2023-12-01 | 70 days | 2,006 sqft |
| 2024-01-01 | 78 days | 2,008 sqft |
| 2024-02-01 | 77 days | 2,025 sqft |
| 2024-03-01 | 56 days | 2,052 sqft |
| 2024-04-01 | 52 days | 2,072 sqft |
| 2024-05-01 | 52 days | 2,117 sqft |
| 2024-06-01 | 60 days | 2,112 sqft |
| 2024-07-01 | 65 days | 2,094 sqft |
| 2024-08-01 | 65 days | 2,056 sqft |
| 2024-09-01 | 66 days | 2,049 sqft |
| 2024-10-01 | 68 days | 2,048 sqft |
| 2024-11-01 | 73 days | 2,009 sqft |
JACKSON's median listing age (time on market) for 2024-11-01 was 73 days.
This
is 12%
longer
than the same period one year ago.
JACKSON's median square footage for active listings during the 2024-11-01 period was 2,009 sqft. One year prior, the average listing was 2,009 sqft.
JACKSON's median square footage for active listings during the 2024-11-01 period was 2,009 sqft. One year prior, the average listing was 2,009 sqft.
JACKSON, MS Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 39041 | Jackson, MS HUD Metro FMR Area | $650 | $660 | $770 | $930 | $1,060 |
| 39042 | Jackson, MS HUD Metro FMR Area | $950 | $960 | $1,120 | $1,360 | $1,550 |
| 39043 | Jackson, MS HUD Metro FMR Area | $990 | $1,000 | $1,170 | $1,420 | $1,620 |
| 39044 | Jackson, MS HUD Metro FMR Area | $760 | $830 | $960 | $1,220 | $1,420 |
| 39045 | Jackson, MS HUD Metro FMR Area | $710 | $740 | $870 | $1,090 | $1,190 |
| 39046 | Jackson, MS HUD Metro FMR Area | $780 | $790 | $920 | $1,120 | $1,270 |
| 39047 | Jackson, MS HUD Metro FMR Area | $1,320 | $1,340 | $1,560 | $1,900 | $2,160 |
| 39051 | Jackson, MS HUD Metro FMR Area | $690 | $700 | $820 | $1,000 | $1,130 |
| 39056 | Jackson, MS HUD Metro FMR Area | $980 | $990 | $1,160 | $1,410 | $1,600 |
| 39059 | Jackson, MS HUD Metro FMR Area | $680 | $690 | $800 | $970 | $1,110 |
| 39060 | Jackson, MS HUD Metro FMR Area | $860 | $870 | $1,020 | $1,240 | $1,410 |
| 39066 | Jackson, MS HUD Metro FMR Area | $760 | $770 | $900 | $1,090 | $1,240 |
| 39071 | Jackson, MS HUD Metro FMR Area | $680 | $690 | $800 | $970 | $1,110 |
| 39073 | Jackson, MS HUD Metro FMR Area | $770 | $800 | $930 | $1,140 | $1,310 |
| 39078 | Jackson, MS HUD Metro FMR Area | $670 | $700 | $820 | $1,020 | $1,170 |
| 39079 | Jackson, MS HUD Metro FMR Area | $650 | $690 | $810 | $1,020 | $1,170 |
| 39083 | Jackson, MS HUD Metro FMR Area | $680 | $690 | $810 | $990 | $1,120 |
| 39086 | Jackson, MS HUD Metro FMR Area | $660 | $670 | $790 | $960 | $1,090 |
| 39094 | Jackson, MS HUD Metro FMR Area | $680 | $690 | $800 | $970 | $1,110 |
| 39110 | Jackson, MS HUD Metro FMR Area | $1,340 | $1,360 | $1,590 | $1,940 | $2,200 |
| 39114 | Jackson, MS HUD Metro FMR Area | $570 | $730 | $840 | $1,160 | $1,420 |
| 39117 | Jackson, MS HUD Metro FMR Area | $730 | $740 | $860 | $1,050 | $1,190 |
| 39130 | Jackson, MS HUD Metro FMR Area | $930 | $940 | $1,100 | $1,340 | $1,520 |
| 39144 | Jackson, MS HUD Metro FMR Area | $710 | $720 | $840 | $1,020 | $1,160 |
| 39145 | Jackson, MS HUD Metro FMR Area | $750 | $760 | $890 | $1,080 | $1,230 |
| 39146 | Jackson, MS HUD Metro FMR Area | $670 | $720 | $850 | $1,100 | $1,150 |
| 39154 | Jackson, MS HUD Metro FMR Area | $910 | $930 | $1,080 | $1,310 | $1,490 |
| 39157 | Jackson, MS HUD Metro FMR Area | $1,160 | $1,170 | $1,370 | $1,670 | $1,890 |
| 39158 | Jackson, MS HUD Metro FMR Area | $930 | $940 | $1,100 | $1,340 | $1,520 |
| 39167 | Jackson, MS HUD Metro FMR Area | $990 | $1,000 | $1,170 | $1,420 | $1,620 |
| 39170 | Jackson, MS HUD Metro FMR Area | $740 | $750 | $880 | $1,070 | $1,220 |
| 39174 | Jackson, MS HUD Metro FMR Area | $840 | $850 | $1,000 | $1,210 | $1,380 |
| 39175 | Jackson, MS HUD Metro FMR Area | $650 | $660 | $770 | $930 | $1,060 |
| 39191 | Jackson, MS HUD Metro FMR Area | $820 | $830 | $970 | $1,180 | $1,340 |
| 39193 | Jackson, MS HUD Metro FMR Area | $990 | $1,000 | $1,170 | $1,420 | $1,620 |
| 39201 | Jackson, MS HUD Metro FMR Area | $1,160 | $1,170 | $1,370 | $1,670 | $1,890 |
| 39202 | Jackson, MS HUD Metro FMR Area | $790 | $800 | $930 | $1,130 | $1,290 |
| 39203 | Jackson, MS HUD Metro FMR Area | $670 | $680 | $790 | $960 | $1,090 |
| 39204 | Jackson, MS HUD Metro FMR Area | $770 | $780 | $910 | $1,110 | $1,260 |
| 39205 | Jackson, MS HUD Metro FMR Area | $860 | $870 | $1,020 | $1,240 | $1,410 |
| 39206 | Jackson, MS HUD Metro FMR Area | $860 | $870 | $1,020 | $1,240 | $1,410 |
| 39207 | Jackson, MS HUD Metro FMR Area | $860 | $870 | $1,020 | $1,240 | $1,410 |
| 39208 | Jackson, MS HUD Metro FMR Area | $890 | $900 | $1,050 | $1,280 | $1,450 |
| 39209 | Jackson, MS HUD Metro FMR Area | $760 | $770 | $900 | $1,100 | $1,240 |
| 39211 | Jackson, MS HUD Metro FMR Area | $1,030 | $1,050 | $1,220 | $1,480 | $1,690 |
| 39212 | Jackson, MS HUD Metro FMR Area | $920 | $930 | $1,090 | $1,330 | $1,510 |
| 39213 | Jackson, MS HUD Metro FMR Area | $710 | $720 | $840 | $1,020 | $1,160 |
| 39215 | Jackson, MS HUD Metro FMR Area | $860 | $870 | $1,020 | $1,240 | $1,410 |
| 39216 | Jackson, MS HUD Metro FMR Area | $880 | $890 | $1,040 | $1,270 | $1,440 |
| 39217 | Jackson, MS HUD Metro FMR Area | $860 | $870 | $1,020 | $1,240 | $1,410 |
| 39218 | Jackson, MS HUD Metro FMR Area | $920 | $930 | $1,090 | $1,330 | $1,510 |
| 39225 | Jackson, MS HUD Metro FMR Area | $860 | $870 | $1,020 | $1,240 | $1,410 |
| 39232 | Jackson, MS HUD Metro FMR Area | $1,140 | $1,160 | $1,350 | $1,640 | $1,870 |
| 39236 | Jackson, MS HUD Metro FMR Area | $860 | $870 | $1,020 | $1,240 | $1,410 |
| 39269 | Jackson, MS HUD Metro FMR Area | $860 | $870 | $1,020 | $1,240 | $1,410 |
| 39272 | Jackson, MS HUD Metro FMR Area | $1,110 | $1,120 | $1,310 | $1,590 | $1,810 |
| 39283 | Jackson, MS HUD Metro FMR Area | $860 | $870 | $1,020 | $1,240 | $1,410 |
| 39284 | Jackson, MS HUD Metro FMR Area | $860 | $870 | $1,020 | $1,240 | $1,410 |
| 39286 | Jackson, MS HUD Metro FMR Area | $860 | $870 | $1,020 | $1,240 | $1,410 |
| 39288 | Jackson, MS HUD Metro FMR Area | $990 | $1,000 | $1,170 | $1,420 | $1,620 |
| 39296 | Jackson, MS HUD Metro FMR Area | $860 | $870 | $1,020 | $1,240 | $1,410 |
| 39298 | Jackson, MS HUD Metro FMR Area | $990 | $1,000 | $1,170 | $1,420 | $1,620 |
| 39654 | Jackson, MS HUD Metro FMR Area | $710 | $720 | $840 | $1,020 | $1,160 |
| 39668 | Jackson, MS HUD Metro FMR Area | $710 | $720 | $840 | $1,020 | $1,160 |
2022 Average & Median Rent Data Statistics
JACKSON, MS average 1BR rent: $862, median: $870
JACKSON, MS average 2BR rent: $1,007, median: $1,020
JACKSON, MS average 3BR rent: $1,230, median: $1,240
JACKSON, MS Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 6,043 | $1,454,315,000 | $240,661 |
| Refi | 1,631 | $309,785,000 | $189,936 |
| Other | 1,178 | $94,910,000 | $80,569 |
| Cash Out Refi | 728 | $140,020,000 | $192,335 |
| Home Improvement | 684 | $55,070,000 | $80,512 |
Jackson's most frequently cited loan purpose was Home Purchase, with 6,043 originations. The 2nd most popular reason was Refi, with 1,631 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 2,897 | $717,385,000 | $247,630 |
| Over 8% | 2,540 | $295,540,000 | $116,354 |
| 7-8% | 2,195 | $462,785,000 | $210,836 |
| 5-6% | 1,237 | $335,365,000 | $271,112 |
| <2.5% | 567 | $25,625,000 | $45,194 |
| 4-5% | 205 | $41,605,000 | $202,951 |
| 3-4% | 90 | $46,650,000 | $518,333 |
| 2.5-3% | 47 | $5,355,000 | $113,936 |
During 2023, Jackson's most frequently originated rate bucket was 6-7%, with 2,897 originations.
Loan Sizing (JACKSON, MS MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 3,592 | $168,270,000 | $46,846 |
| $200k-400k | 3,151 | $868,305,000 | $275,565 |
| $100k-200k | 2,682 | $394,830,000 | $147,215 |
| $400k-600k | 562 | $268,370,000 | $477,527 |
| $600k-1000k | 206 | $145,960,000 | $708,544 |
| $Over $1MM | 71 | $208,365,000 | $2,934,718 |
JACKSON's loan sizing saw the bucket of loans from $100,000 or less with 3,592 originations, totaling $168,270,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 4,157 | $1,043,215,000 | $250,954 |
| Under 20% | 1,836 | $81,090,000 | $44,167 |
| 60-80% | 1,735 | $482,175,000 | $277,911 |
| 20-40% | 1,133 | $118,515,000 | $104,603 |
| 40-60% | 738 | $171,230,000 | $232,019 |
| Over 100% | 171 | $47,615,000 | $278,450 |
JACKSON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 4,157 originations, totaling $1,043,215,000 in origination value.