JACKSON Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Jackson averaged 6.75% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

The average rate for the prior week (2024-11-07) was 6.66% and one month ago for the week of 2024-10-10, the average rate was 6.39%.

Jackson's average rate one year ago was 7.37%.

For refis of the same type during the week of 2024-11-14, the average rate was 7.47%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-11-14 6.78%
Jackson 30 Year Fixed Rate 2024-11-14 6.75%
Jackson 30 Year Fixed Rate Refi 2024-11-14 7.47%
Jackson 15 Year Fixed Rate 2024-11-14 6.15%
Jackson 15 Year Fixed Rate Refi 2024-11-14 6.39%
Jackson 30 Year FHA 2024-11-14 -0.24%
Jackson 30 Year FHA Refi 2024-11-14 -0.1%
Jackson 30 Year USDA 2024-11-14 -0.33%
Jackson 30 Year USDA Refi 2024-11-14 -0.2%
Jackson 30 Year VA 2024-11-14 -0.15%
Jackson 30 Year VA Refi 2024-11-14 -0.1%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within JACKSON, MS.

JACKSON Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the JACKSON, MS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Trustmark National Bank 412 6.84% $4,205
BancorpSouth 239 6.48% $5,174
BankPlus 179 6.75% $3,940
QUICKEN LOANS, LLC 167 6.84% $6,852
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 132 6.86% $5,023
UNITED WHOLESALE MORTGAGE, LLC 103 7.04% $5,888
OPEN MORTGAGE, LLC 79 6.87% $7,126
Community Bank of Mississippi 73 6.99% $4,760
Renasant Bank 72 6.66% $5,241
Regions Bank 65 6.80% $4,300
First Horizon Bank 59 6.35% $3,973
Origin Bank 44 6.71% $3,424
MORTGAGE INVESTORS GROUP, INC. 35 6.93% $4,581
JPMorgan Chase Bank 31 6.76% $3,315
Bank of England 27 6.89% $8,797
ACOPIA, LLC 25 7.27% $5,090
Wells Fargo Bank 25 6.58% $4,773
PLANET HOME LENDING, LLC 25 7.21% $7,200
STOCKTON MORTGAGE CORPORATION 25 7.00% $7,170
FIDELITY BANK 24 5.80% $4,965
NAVY FEDERAL CREDIT UNION 24 7.09% $4,697
UNION HOME MORTGAGE CORP. 23 7.63% $5,325
EVANSVILLE TEACHERS 19 7.46% $3,777
Magnolia Bank 19 7.03% $4,760
Hancock Whitney Bank 18 6.20% $4,102
CROSSCOUNTRY MORTGAGE, LLC 17 7.24% $6,504
The Citizens National Bank of Meridian 14 7.07% $3,129
NEWREZ LLC 13 6.84% $7,025
SWBC MORTGAGE CORPORATION 13 6.65% $5,274
Bank of America 12 5.97% $4,194
Mortgage Research Center, LLC 12 6.59% $4,414
LOANDEPOT.COM, LLC 11 6.39% $5,570
BROKER SOLUTIONS, INC. 9 6.80% $6,515
21ST MORTGAGE CORPORATION 9 8.35% $6,442
MOVEMENT MORTGAGE, LLC 9 6.92% $6,349
RIVERTRUST Federal Credit Union 9 6.36% $3,409
KEESLER 9 6.26% $4,160
PENNYMAC LOAN SERVICES, LLC 9 6.92% $7,471
Mr. Cooper ( Nationstar Mortgage ) 8 7.04% $7,929
BETTER MORTGAGE CORPORATION 7 6.50% $4,563
CORNERSTONE HOME LENDING, INC. 7 6.98% $6,778
FIRST COMMUNITY MORTGAGE, INC. 7 7.18% $8,271
Flagstar Bank, FSB 7 7.56% $8,117
USAA Federal Savings Bank 7 6.52% $4,376
U.S. Bank 6 6.64% $3,568
AmeriHome Mortgage Company, LLC 6 7.12% $4,011
Morgan Stanley Private Bank 6 5.98% $4,023
VANDERBILT MORTGAGE AND FINANCE, INC. 5 8.30% $5,206
CALIBER HOME LOANS, INC. 5 6.77% $4,761
Towne Bank 5 6.08% $6,424
HOMESIDE FINANCIAL, LLC 4 7.31% $8,929
FREEDOM MORTGAGE CORPORATION 4 6.97% $9,795
Merchants & Marine Bank 4 6.97% $4,467
FirstBank 4 7.30% $5,694
GUILD MORTGAGE COMPANY 4 6.75% $4,302
Truist 4 6.26% $9,947
SeaTrust Mortgage Company 4 6.62% $6,879
Raymond James Bank 4 5.59% $4,374
GMFS LLC 3 6.21% $7,220
North American Savings Bank, F.S.B. 3 7.29% $5,434
Ally Bank 3 6.29% $5,577
HOPE FEDERAL CREDIT UNION 3 6.83% $4,569
MUTUAL OF OMAHA MORTGAGE, INC. 3 6.83% $5,748
AMERISAVE MORTGAGE CORPORATION 3 6.50% $6,189
Citizens Bank 3 7.21% $6,326
MORTGAGE ACCESS CORP. 3 6.62% $6,780
SUCCESS MORTGAGE PARTNERS, INC. 3 7.21% $3,733
CONTOUR MORTGAGE CORPORATION 3 7.08% $4,136
CARDINAL FINANCIAL 3 7.42% $14,964
EVERETT FINANCIAL, INC. 2 7.25% $7,763
DHI MORTGAGE COMPANY, LTD. 2 7.06% $9,686
Fifth Third Bank 2 7.94% $4,996
ACADEMY MORTGAGE CORPORATION 2 7.25% $6,220
First Financial Bank 2 6.81% $4,125
Deere Employees Credit Union 2 6.94% $2,395
Willamette Valley Bank 2 7.63% $4,015
GUARANTEED RATE AFFINITY, LLC 2 6.46% $2,133
GUARANTEED RATE, INC. 2 6.86% $4,148
GUARANTY HOME MORTGAGE CORPORATION 2 6.44% $6,837
DEEPHAVEN MORTGAGE LLC 2 10.06% $17,182
LIBERTY HOME MORTGAGE CORPORATION 2 7.50% $7,348
COMMUNITY MORTGAGE CORPORATION 2 9.13% $6,300
Nations Lending Corporation 2 6.81% $6,108
Carrington Mortgage Services, LLC 2 6.63% $5,890
Beeline Loans, Inc. 2 6.88% $8,853
PNC Bank 2 7.06% $5,777
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 7.31% $9,004
Baxter Credit Union 2 6.75% $3,854
ANGEL OAK MORTGAGE SOLUTIONS LLC 2 7.87% $9,605
ROYAL UNITED MORTGAGE LLC 2 6.75% $5,844
SOUTHWEST STAGE FUNDING, LLC 2 9.25% $7,432
Stifel Bank and Trust 2 6.06% $3,931
AMERICAN PACIFIC MORTGAGE CORPORATION 2 6.75% $7,480
ZILLOW HOME LOANS, LLC 2 7.63% $4,451
Discover Bank 2 7.62% $0
NETWORK CAPITAL FUNDING CORPORATION 1 5.88% $10,388
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 5.63% $7,038
NEXTIER BANK, NATIONAL ASSOCIATION 1 6.88% $2,157
Ixonia Bank 1 8.63% $11,461
Northpointe Bank 1 5.25% $14,570
Northwest Federal Credit Union 1 6.00% $3,249
Capitol Federal Savings Bank 1 4.13% $19,193
ILLINOIS STATE CREDIT UNION 1 6.00% $2,865
Orion Federal Credit Union 1 6.75% $2,156
Paramount Residential Mortgage Group, Inc. 1 8.38% $8,796
BNY Mellon 1 6.75% $4,616
PENTAGON FEDERAL CREDIT UNION 1 5.38% $3,749
PHH Mortgage Corporation 1 8.13% $5,465
TRIAD FINANCIAL SERVICES, INC. 1 7.75% $4,678
First National Bank of America 1 12.38% $7,106
Presidential Bank, FSB 1 6.38% $8,045
AMERICAN INTERNET MORTGAGE, INC. 1 5.88% $8,925
AMERICAN FINANCING CORPORATION 1 6.63% $4,362
HONDA Federal Credit Union 1 6.88% $2,960
Barrington Bank & Trust Company, N.A. 1 5.88% $15,286
RELIANCE FIRST CAPITAL, LLC 1 6.38% $12,794
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 7.13% $6,247
First Federal Bank 1 6.50% $5,833
EMM LOANS LLC 1 7.25% $3,702
S1L, Inc. 1 5.99% $7,213
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 6.13% $14,688
SECURITYNATIONAL MORTGAGE COMPANY 1 6.63% $5,200
Servion, Inc. 1 8.00% $6,524
Sierra Pacific Mortgage Company, Inc. 1 6.38% $12,056
Simmons Bank 1 6.75% $3,389
SOUTHEAST MORTGAGE OF GEORGIA, INC. 1 8.63% $7,111
FBC MORTGAGE, LLC 1 7.38% $5,862
STANDARD MORTGAGE CORPORATION 1 6.88% $4,146
STATEWIDE FEDERAL CREDIT UNION 1 5.99% $4,429
DIGITAL Federal Credit Union 1 6.38% $3,692
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.49% $8,149
GUIDANCE RESIDENTIAL, LLC 1 6.63% $8,375
Sunflower Bank 1 7.13% $3,446
Grand Bank for Savings, FSB 1 8.75% $4,305
EMBRACE HOME LOANS, INC. 1 6.88% $5,318
The Farmers Bank 1 6.62% $3,135
MID AMERICA MORTGAGE, INC. 1 8.13% $4,225
Meridian Bank Corporation 1 7.38% $7,106
MEMBER FIRST MORTGAGE, LLC 1 6.88% $3,309
CMG MORTGAGE, INC. 1 7.75% $3,990
Colonial Savings, F.A. 1 6.50% $8,522
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 7.13% $5,360
CHEVRON 1 5.75% $3,827
CB&S Bank, Inc. 1 6.63% $3,849
M&T Bank 1 8.38% $4,997
LAKEVIEW LOAN SERVICING, LLC 1 6.99% $6,426
The Huntington National Bank 1 7.00% $5,030
GARDNER FINANCIAL SERVICES, LTD. 1 7.13% $6,395
NBKC BANK 1 6.63% $2,340

JACKSON Average Closing Costs & Other Stats

JACKSON, MS's 149 lenders originated 10,264 loans during 2023. The total origination value was $2,054,100,000, with an average loan value of $200,127.

JACKSON's average closing costs are $4,839.

The top JACKSON lender as defined by loan originations is Trustmark National Bank, with 412 loans originated. Their average total fees are $4,205, which is $969 lower than the next largest lender, BancorpSouth.

The lowest fee JACKSON lenders (with over 10 loans originated) are The Citizens National Bank of Meridian ($3,129), JPMorgan Chase Bank ($3,315), Origin Bank ($3,424), EVANSVILLE TEACHERS ($3,777) and BankPlus ($3,940).

The lowest rate JACKSON lenders (with over 10 loans originated) are FIDELITY BANK (5.80%), Bank of America (5.97%), Hancock Whitney Bank (6.20%), First Horizon Bank (6.35%) and LOANDEPOT.COM, LLC (6.39%).

JACKSON, MS Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Trustmark National Bank $328,375,000 $268,380,000 -18.3% 13.1%
BancorpSouth $227,250,000 $184,915,000 -18.6% 9.0%
BankPlus $280,865,000 $165,215,000 -41.2% 8.0%
Community Bank of Mississippi $145,285,000 $122,635,000 -15.6% 6.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $129,705,000 $101,295,000 -21.9% 4.9%
QUICKEN LOANS, LLC $116,360,000 $94,370,000 -18.9% 4.6%
UNITED WHOLESALE MORTGAGE, LLC $52,565,000 $56,900,000 8.2% 2.8%
OPEN MORTGAGE, LLC $54,115,000 $56,615,000 4.6% 2.8%
Regions Bank $74,475,000 $55,965,000 -24.9% 2.7%
Renasant Bank $90,130,000 $55,840,000 -38.0% 2.7%
Prudential Huntoon Paige Associates, LLC $44,010,000 n/a 2.1%
Mortgage Research Center, LLC $47,290,000 $37,760,000 -20.2% 1.8%
PriorityOne Bank $52,780,000 $31,140,000 -41.0% 1.5%
First Commercial Bank $37,220,000 $29,385,000 -21.1% 1.4%
The First, A National Banking Association $27,665,000 $27,105,000 -2.0% 1.3%
Origin Bank $53,915,000 $26,630,000 -50.6% 1.3%
BankFirst Financial Services $37,425,000 $24,530,000 -34.5% 1.2%
First Horizon Bank $51,555,000 $24,440,000 -52.6% 1.2%
Merchants Bank of Indiana $56,060,000 $23,075,000 -58.8% 1.1%
PLANET HOME LENDING, LLC $37,055,000 $21,130,000 -43.0% 1.0%
GREYSTONE SERVICING COMPANY LLC $63,980,000 $18,065,000 -71.8% 0.9%
STOCKTON MORTGAGE CORPORATION $4,235,000 $17,605,000 315.7% 0.9%
ACOPIA, LLC $450,000 $17,420,000 3,771.1% 0.8%
Bank of England $17,405,000 $15,910,000 -8.6% 0.8%
21ST MORTGAGE CORPORATION $11,490,000 $15,175,000 32.1% 0.7%
EVANSVILLE TEACHERS $26,470,000 $14,135,000 -46.6% 0.7%
NAVY FEDERAL CREDIT UNION $17,595,000 $14,100,000 -19.9% 0.7%
Cedar Rapids Bank and Trust Company $13,810,000 n/a 0.7%
MORTGAGE INVESTORS GROUP, INC. $11,710,000 $13,190,000 12.6% 0.6%
JPMorgan Chase Bank $13,315,000 $12,480,000 -6.3% 0.6%
KEESLER $18,795,000 $11,385,000 -39.4% 0.6%
SWBC MORTGAGE CORPORATION $860,000 $11,285,000 1,212.2% 0.5%
PENNYMAC LOAN SERVICES, LLC $17,110,000 $11,160,000 -34.8% 0.5%
LOANDEPOT.COM, LLC $65,280,000 $10,205,000 -84.4% 0.5%
USAA Federal Savings Bank $13,610,000 $9,675,000 -28.9% 0.5%
CROSSCOUNTRY MORTGAGE, LLC $1,865,000 $9,265,000 396.8% 0.5%
Wells Fargo Bank $41,660,000 $9,050,000 -78.3% 0.4%
FIDELITY BANK $14,305,000 $8,895,000 -37.8% 0.4%
FREEDOM MORTGAGE CORPORATION $11,045,000 $8,875,000 -19.6% 0.4%
Hancock Whitney Bank $8,945,000 $8,560,000 -4.3% 0.4%
Bethpage Federal Credit Union $8,485,000 n/a 0.4%
UNION HOME MORTGAGE CORP. $865,000 $8,430,000 874.6% 0.4%
Magnolia Bank $12,870,000 $8,030,000 -37.6% 0.4%
Bank of Yazoo City $11,590,000 $7,660,000 -33.9% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $17,355,000 $7,560,000 -56.4% 0.4%
Copiah Bank $15,245,000 $7,520,000 -50.7% 0.4%
Southern Bancorp Bank $8,295,000 $7,405,000 -10.7% 0.4%
First Bank $4,530,000 $7,005,000 54.6% 0.3%
The Citizens National Bank of Meridian $10,890,000 $6,880,000 -36.8% 0.3%
NEWREZ LLC $3,820,000 $6,405,000 67.7% 0.3%
AMERISAVE MORTGAGE CORPORATION $16,805,000 $6,130,000 -63.5% 0.3%
Grandbridge Real Estate Capital LLC $5,940,000 n/a 0.3%
Guaranty Bank and Trust Company $19,880,000 $5,930,000 -70.2% 0.3%
BROKER SOLUTIONS, INC. $8,975,000 $5,880,000 -34.5% 0.3%
Peoples Bank $9,240,000 $5,800,000 -37.2% 0.3%
Bank of America $14,305,000 $5,635,000 -60.6% 0.3%
CORNERSTONE HOME LENDING, INC. $11,320,000 $5,605,000 -50.5% 0.3%
VANDERBILT MORTGAGE AND FINANCE, INC. $7,955,000 $5,495,000 -30.9% 0.3%
Flagstar Bank, FSB $74,765,000 $4,680,000 -93.7% 0.2%
FIRST COMMUNITY MORTGAGE, INC. $2,825,000 $4,535,000 60.5% 0.2%
LIMA ONE CAPITAL, LLC $715,000 $4,440,000 521.0% 0.2%
TRIAD FINANCIAL SERVICES, INC. $2,705,000 $4,165,000 54.0% 0.2%
MOVEMENT MORTGAGE, LLC $8,880,000 $4,150,000 -53.3% 0.2%
FirstBank $7,150,000 $4,080,000 -42.9% 0.2%
BERKELEY POINT CAPITAL LLC $4,065,000 n/a 0.2%
The Federal Savings Bank $8,030,000 $3,895,000 -51.5% 0.2%
U.S. Bank $6,655,000 $3,610,000 -45.8% 0.2%
SOUTHWEST STAGE FUNDING, LLC $3,215,000 $3,575,000 11.2% 0.2%
The Citizens Bank of Philadelphia, Mississippi $625,000 $3,450,000 452.0% 0.2%
RIVERTRUST Federal Credit Union $10,625,000 $3,370,000 -68.3% 0.2%
Liberty Bank and Trust Company $6,895,000 $3,285,000 -52.4% 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $2,450,000 $3,280,000 33.9% 0.2%
Discover Bank $1,880,000 $3,250,000 72.9% 0.2%
BETTER MORTGAGE CORPORATION $6,120,000 $3,190,000 -47.9% 0.2%
Morgan Stanley Private Bank $1,030,000 $3,120,000 202.9% 0.2%
MUTUAL $3,165,000 $2,935,000 -7.3% 0.1%
CALIBER HOME LOANS, INC. $16,400,000 $2,910,000 -82.3% 0.1%
FIRST SOUTH FINANCIAL $6,215,000 $2,800,000 -54.9% 0.1%
PENTAGON FEDERAL CREDIT UNION $2,445,000 $2,790,000 14.1% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $2,695,000 $2,725,000 1.1% 0.1%
Carrington Mortgage Services, LLC $4,630,000 $2,610,000 -43.6% 0.1%
Merchants & Planters Bank $2,580,000 n/a 0.1%
Equity Prime Mortgage LLC $1,970,000 $2,520,000 27.9% 0.1%
NEW DAY FINANCIAL, LLC $5,715,000 $2,215,000 -61.2% 0.1%
GUILD MORTGAGE COMPANY $1,440,000 $2,175,000 51.0% 0.1%
HOMESIDE FINANCIAL, LLC $1,905,000 $2,170,000 13.9% 0.1%
CARDINAL FINANCIAL $1,965,000 $2,115,000 7.6% 0.1%
SeaTrust Mortgage Company $520,000 $2,115,000 306.7% 0.1%
Fidelity National Bank $2,085,000 n/a 0.1%
First South Farm Credit, ACA $380,000 $2,080,000 447.4% 0.1%
DHI MORTGAGE COMPANY, LTD. $2,075,000 n/a 0.1%
HOPE FEDERAL CREDIT UNION $5,990,000 $2,005,000 -66.5% 0.1%
Truist $2,355,000 $1,975,000 -16.1% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $1,960,000 n/a 0.1%
Raymond James Bank $1,580,000 $1,950,000 23.4% 0.1%
Towne Bank $1,875,000 n/a 0.1%
GMFS LLC $7,080,000 $1,835,000 -74.1% 0.1%
ACADEMY MORTGAGE CORPORATION $7,475,000 $1,795,000 -76.0% 0.1%
CIS Financial Services, Inc. $495,000 $1,750,000 253.5% 0.1%
AmeriHome Mortgage Company, LLC $145,000 $1,735,000 1,096.6% 0.1%
Barrington Bank & Trust Company, N.A. $4,030,000 $1,715,000 -57.4% 0.1%
GUARANTEED RATE, INC. $1,590,000 $1,665,000 4.7% 0.1%
COUNTRYPLACE MORTGAGE, LTD. $1,525,000 $1,645,000 7.9% 0.1%
Figure Lending LLC $1,130,000 $1,590,000 40.7% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $3,085,000 $1,555,000 -49.6% 0.1%
DOMINION FINANCIAL SERVICES, LLC $2,520,000 $1,540,000 -38.9% 0.1%
SILVER HILL FUNDING, LLC $935,000 $1,535,000 64.2% 0.1%
Capitol Federal Savings Bank $995,000 $1,505,000 51.3% 0.1%
Presidential Bank, FSB $1,465,000 n/a 0.1%
Plains Commerce Bank $1,410,000 $1,405,000 -0.4% 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $4,140,000 $1,380,000 -66.7% 0.1%
CMG MORTGAGE, INC. $2,330,000 $1,355,000 -41.8% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $3,420,000 $1,330,000 -61.1% 0.1%
The Bank of Forest $1,315,000 n/a 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,890,000 $1,280,000 -32.3% 0.1%
ROYAL UNITED MORTGAGE LLC $1,010,000 $1,235,000 22.3% 0.1%
The Huntington National Bank $405,000 $1,215,000 200.0% 0.1%
First IC Corporation $1,170,000 n/a 0.1%
MORTGAGE ACCESS CORP. $5,310,000 $1,150,000 -78.3% 0.1%
North American Savings Bank, F.S.B. $1,970,000 $1,125,000 -42.9% 0.1%
GUARANTEED RATE AFFINITY, LLC $1,360,000 $1,105,000 -18.8% 0.1%
Citizens Bank $610,000 $1,090,000 78.7% 0.1%
MID AMERICA MORTGAGE, INC. $280,000 $1,090,000 289.3% 0.1%
Merchants & Marine Bank $605,000 $1,085,000 79.3% 0.1%
Paragon Bank $1,040,000 n/a 0.1%
Great Southern Bank $1,010,000 n/a 0.0%
RiverHills Bank $990,000 n/a 0.0%
Nations Lending Corporation $1,730,000 $985,000 -43.1% 0.0%
FBC MORTGAGE, LLC $980,000 n/a 0.0%
Fifth Third Bank $980,000 n/a 0.0%
DEEPHAVEN MORTGAGE LLC $255,000 $930,000 264.7% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $2,100,000 $925,000 -56.0% 0.0%
AMERICAN HERITAGE LENDING, INC. $765,000 $915,000 19.6% 0.0%
Stifel Bank and Trust $1,650,000 $895,000 -45.8% 0.0%
Baxter Credit Union $570,000 $870,000 52.6% 0.0%
United Community Bank $2,505,000 $870,000 -65.3% 0.0%
ZILLOW HOME LOANS, LLC $1,925,000 $850,000 -55.8% 0.0%
Firefighters First Federal Credit Union $845,000 n/a 0.0%
Coastal Community Bank $830,000 n/a 0.0%
CSL Financial, LLC $775,000 $830,000 7.1% 0.0%
ALL IN $820,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $330,000 $815,000 147.0% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $25,295,000 $815,000 -96.8% 0.0%
Red River Bank $805,000 n/a 0.0%
Sierra Pacific Mortgage Company, Inc. $530,000 $795,000 50.0% 0.0%
VILLAGE CAPITAL MORTGAGE $1,775,000 $795,000 -55.2% 0.0%
Planters Bank & Trust Company $3,240,000 $775,000 -76.1% 0.0%
First Savings Bank $645,000 $765,000 18.6% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $2,380,000 $760,000 -68.1% 0.0%
EVERETT FINANCIAL, INC. $16,620,000 $740,000 -95.5% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $360,000 $735,000 104.2% 0.0%
Colonial Savings, F.A. $1,405,000 $730,000 -48.0% 0.0%
Assurance Financial Group, L.L.C. $370,000 $725,000 95.9% 0.0%
LAKEVIEW LOAN SERVICING, LLC $3,005,000 $710,000 -76.4% 0.0%
Farmers Bank & Trust $695,000 n/a 0.0%
MEMBER FIRST MORTGAGE, LLC $695,000 n/a 0.0%
GENEVA FINANCIAL, LLC $715,000 $690,000 -3.5% 0.0%
First Federal Bank $785,000 $685,000 -12.7% 0.0%
DIGITAL Federal Credit Union $665,000 n/a 0.0%
BNY Mellon $645,000 n/a 0.0%
STANDARD MORTGAGE CORPORATION $635,000 n/a 0.0%
Armed Forces Bank $370,000 $630,000 70.3% 0.0%
Ally Bank $2,265,000 $625,000 -72.4% 0.0%
Secured Investment Corp. $240,000 $625,000 160.4% 0.0%
FINANCE OF AMERICA REVERSE LLC $250,000 $620,000 148.0% 0.0%
RELIANCE FIRST CAPITAL, LLC $595,000 $595,000 0.0% 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $165,000 $590,000 257.6% 0.0%
GARDNER FINANCIAL SERVICES, LTD. $580,000 n/a 0.0%
COMMUNITY MORTGAGE CORPORATION $360,000 $570,000 58.3% 0.0%
EMBRACE HOME LOANS, INC. $915,000 $565,000 -38.3% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $500,000 $560,000 12.0% 0.0%
Ixonia Bank $13,200,000 $525,000 -96.0% 0.0%
PNC Bank $1,850,000 $520,000 -71.9% 0.0%
Hometown Equity Mortgage, LLC $1,430,000 $510,000 -64.3% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $980,000 $505,000 -48.5% 0.0%
CONTOUR MORTGAGE CORPORATION $300,000 $500,000 66.7% 0.0%
BNC National Bank $1,710,000 $495,000 -71.1% 0.0%
M&T Bank $1,060,000 $490,000 -53.8% 0.0%
Sunflower Bank $490,000 n/a 0.0%
First Financial Bank $535,000 $480,000 -10.3% 0.0%
Northpointe Bank $1,605,000 $470,000 -70.7% 0.0%
RESIDENTIAL BANCORP $470,000 n/a 0.0%
LENDINGONE, LLC $95,000 $460,000 384.2% 0.0%
Relyance Bank $175,000 $455,000 160.0% 0.0%
Deere Employees Credit Union $805,000 $445,000 -44.7% 0.0%
ENCORE BANK $445,000 n/a 0.0%
GUIDANCE RESIDENTIAL, LLC $380,000 $435,000 14.5% 0.0%
Beeline Loans, Inc. $430,000 n/a 0.0%
Core Bank $395,000 n/a 0.0%
SPRING EQ, LLC $35,000 $390,000 1,014.3% 0.0%
Waterstone Mortgage Corporation $385,000 n/a 0.0%
EMM LOANS LLC $810,000 $380,000 -53.1% 0.0%
CHEVRON $175,000 $375,000 114.3% 0.0%
Evolve Bank & Trust $1,005,000 $375,000 -62.7% 0.0%
Resource Bank $375,000 n/a 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $980,000 $370,000 -62.2% 0.0%
Logan Finance Corporation $360,000 n/a 0.0%
KS StateBank $355,000 $355,000 0.0% 0.0%
Onpath Federal Credit Union $355,000 n/a 0.0%
Paramount Residential Mortgage Group, Inc. $1,120,000 $350,000 -68.8% 0.0%
Prosperity Home Mortgage, LLC $205,000 $350,000 70.7% 0.0%
RUOFF MORTGAGE COMPANY, INC. $500,000 $350,000 -30.0% 0.0%
First Guaranty Bank $75,000 $335,000 346.7% 0.0%
PHH Mortgage Corporation $265,000 $335,000 26.4% 0.0%
A&D Mortgage LLC $330,000 n/a 0.0%
Axos Bank $330,000 $330,000 0.0% 0.0%
GSF Mortgage Corporation $315,000 n/a 0.0%
Heritage Bank of St Tammany $315,000 n/a 0.0%
S1L, Inc. $315,000 n/a 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $490,000 $310,000 -36.7% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $305,000 n/a 0.0%
Neighborhood Loans, Inc. $305,000 n/a 0.0%
HONDA Federal Credit Union $300,000 n/a 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $495,000 $295,000 -40.4% 0.0%
NEXTIER BANK, NATIONAL ASSOCIATION $295,000 n/a 0.0%
Quontic Bank $700,000 $295,000 -57.9% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $380,000 $285,000 -25.0% 0.0%
Servion, Inc. $285,000 n/a 0.0%
SUN WEST MORTGAGE COMPANY, INC. $415,000 $285,000 -31.3% 0.0%
HOMESTAR FINANCIAL CORPORATION $380,000 $275,000 -27.6% 0.0%
Meridian Bank Corporation $275,000 n/a 0.0%
OCMBC, INC. $275,000 n/a 0.0%
The Loan Store, Inc. $275,000 n/a 0.0%
PREMIA MORTGAGE, LLC $1,670,000 $265,000 -84.1% 0.0%
DELMAR FINANCIAL COMPANY $920,000 $255,000 -72.3% 0.0%
Pinnacle Bank $4,485,000 $255,000 -94.3% 0.0%
CB&S Bank, Inc. $245,000 n/a 0.0%
Gateway First Bank $235,000 $245,000 4.3% 0.0%
AMERICAN FINANCING CORPORATION $2,920,000 $240,000 -91.8% 0.0%
Citibank $1,685,000 $230,000 -86.4% 0.0%
LEADERONE FINANCIAL CORPORATION $225,000 n/a 0.0%
First National Bank of America $220,000 n/a 0.0%
American Airlines Federal Credit Union $195,000 $215,000 10.3% 0.0%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $255,000 $215,000 -15.7% 0.0%
Willamette Valley Bank $445,000 $210,000 -52.8% 0.0%
Bank of Springfield $205,000 n/a 0.0%
Simmons Bank $775,000 $205,000 -73.5% 0.0%
BOKF $195,000 n/a 0.0%
TELCOE FEDERAL CREDIT UNION $195,000 n/a 0.0%
EUSTIS AND AMERICAN MORTGAGE COMPANY $1,255,000 $185,000 -85.3% 0.0%
Citadel Servicing Corporation $175,000 n/a 0.0%
HOMEXPRESS MORTGAGE CORP. $175,000 n/a 0.0%
SUNBELT Federal Credit Union $175,000 n/a 0.0%
Northwest Federal Credit Union $170,000 n/a 0.0%
Grand Bank for Savings, FSB $1,355,000 $165,000 -87.8% 0.0%
ILLINOIS STATE CREDIT UNION $165,000 n/a 0.0%
South State Bank $75,000 $160,000 113.3% 0.0%
CALCON MUTUAL MORTGAGE LLC $305,000 $155,000 -49.2% 0.0%
Century Mortgage Company DBA Century Lending Company $550,000 $155,000 -71.8% 0.0%
Commerce Home Mortgage, Inc. $155,000 n/a 0.0%
STATEWIDE FEDERAL CREDIT UNION $600,000 $155,000 -74.2% 0.0%
OCEANSIDE MORTGAGE COMPANY $95,000 $145,000 52.6% 0.0%
The Farmers Bank $145,000 n/a 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $685,000 $135,000 -80.3% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $135,000 n/a 0.0%
COCA-COLA $125,000 n/a 0.0%
Magnolia State Bank $150,000 $125,000 -16.7% 0.0%
Orion Federal Credit Union $290,000 $105,000 -63.8% 0.0%
Lakeview Community Capital, LLC $1,475,000 $100,000 -93.2% 0.0%
Citizens Bank $610,000 $95,000 -84.4% 0.0%
NBKC BANK $3,220,000 $95,000 -97.0% 0.0%
FINANCE OF AMERICA MORTGAGE LLC $1,030,000 $85,000 -91.7% 0.0%
XPLORE FEDERAL CREDIT UNION $85,000 n/a 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $80,000 n/a 0.0%
SUPERIOR CHOICE $75,000 n/a 0.0%
Cross Keys Bank $55,000 n/a 0.0%
AFFINITY $155,000 $35,000 -77.4% 0.0%
Bell Bank $35,000 n/a 0.0%
BMO Harris Bank $555,000 $15,000 -97.3% 0.0%

JACKSON's top lender by overall market share is Trustmark National Bank, with 13.1% market share. In second place, with 9.0%, is BancorpSouth, having originated $184,915,000 in loans. In third place, with 8.0%, is BankPlus, having originated $165,215,000 in loans. In fourth place, with 6.0%, is Community Bank of Mississippi, having originated $122,635,000 in loans. In fifth place, with 4.9%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $101,295,000 in loans.


JACKSON Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - JACKSON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $230,950 (7.5%) $293,197 (2.4%) 0.86 2,456
2018-02-01 $229,975 (4.3%) $290,380 (0.2%) 0.83 2,550
2018-03-01 $235,000 (3.6%) $295,824 (0.7%) 0.82 2,687
2018-04-01 $239,250 (4.5%) $301,497 (2.6%) 0.81 2,844
2018-05-01 $252,925 (10.1%) $326,327 (11.9%) 0.84 2,312
2018-06-01 $259,000 (12.6%) $329,107 (12.2%) 0.86 2,332
2018-07-01 $252,500 (9.8%) $328,095 (12.0%) 0.84 2,319
2018-08-01 $249,700 (6.6%) $321,979 (9.6%) 0.84 2,336
2018-09-01 $244,900 (4.8%) $316,100 (6.8%) 0.82 2,336
2018-10-01 $238,325 (2.6%) $304,020 (2.9%) 0.81 2,340
2018-11-01 $238,063 (3.6%) $307,286 (4.8%) 0.81 2,254
2018-12-01 $235,000 (0.3%) $306,020 (3.3%) 0.81 2,178
2019-01-01 $234,950 (1.7%) $306,046 (4.4%) 0.81 2,031
2019-02-01 $239,925 (4.3%) $315,425 (8.6%) 0.81 2,006
2019-03-01 $246,407 (4.9%) $320,941 (8.5%) 0.81 2,033
2019-04-01 $255,475 (6.8%) $325,745 (8.0%) 0.81 2,085
2019-05-01 $256,250 (1.3%) $327,379 (0.3%) 0.80 2,103
2019-06-01 $255,250 (-1.5%) $329,593 (0.2%) 0.80 2,111
2019-07-01 $252,350 (-0.1%) $324,965 (-1.0%) 0.79 2,136
2019-08-01 $251,273 (0.6%) $324,730 (0.9%) 0.80 2,100
2019-09-01 $250,557 (2.3%) $324,344 (2.6%) 0.80 2,062
2019-10-01 $249,750 (4.8%) $322,970 (6.2%) 0.81 2,033
2019-11-01 $248,900 (4.6%) $317,423 (3.3%) 0.82 2,030
2019-12-01 $249,900 (6.3%) $315,581 (3.1%) 0.83 1,954
2020-01-01 $252,500 (7.5%) $318,751 (4.2%) 0.84 1,777
2020-02-01 $252,850 (5.4%) $314,422 (-0.3%) 0.83 1,760
2020-03-01 $259,950 (5.5%) $321,087 (0.1%) 0.81 1,767
2020-04-01 $263,700 (3.2%) $318,347 (-2.3%) 0.83 1,715
2020-05-01 $269,900 (5.3%) $332,012 (1.4%) 0.82 1,605
2020-06-01 $283,500 (11.1%) $346,806 (5.2%) 0.84 1,483
2020-07-01 $298,300 (18.2%) $354,131 (9.0%) 0.86 1,357
2020-08-01 $301,900 (20.2%) $362,077 (11.5%) 0.87 1,268
2020-09-01 $303,500 (21.1%) $381,771 (17.7%) 0.87 1,155
2020-10-01 $294,000 (17.7%) $378,092 (17.1%) 0.84 1,089
2020-11-01 $285,000 (14.5%) $378,551 (19.3%) 0.83 1,028
2020-12-01 $277,200 (10.9%) $370,118 (17.3%) 0.82 924
2021-01-01 $275,000 (8.9%) $369,056 (15.8%) 0.82 831
2021-02-01 $278,925 (10.3%) $369,733 (17.6%) 0.81 785
2021-03-01 $274,825 (5.7%) $364,027 (13.4%) 0.78 709
2021-04-01 $277,225 (5.1%) $387,251 (21.6%) 0.75 597
2021-05-01 $279,900 (3.7%) $394,713 (18.9%) 0.74 591
2021-06-01 $269,425 (-5.0%) $386,790 (11.5%) 0.71 640
2021-07-01 $275,000 (-7.8%) $379,297 (7.1%) 0.73 708
2021-08-01 $272,000 (-9.9%) $369,804 (2.1%) 0.73 755
2021-09-01 $273,725 (-9.8%) $375,416 (-1.7%) 0.73 728
2021-10-01 $299,000 (1.7%) $402,227 (6.4%) 0.80 712
2021-11-01 $269,925 (-5.3%) $386,607 (2.1%) 0.72 691
2021-12-01 $265,500 (-4.2%) $378,482 (2.3%) 0.72 639
2022-01-01 $271,500 (-1.3%) $382,040 (3.5%) 0.73 562
2022-02-01 $299,800 (7.5%) $385,599 (4.3%) 0.78 537
2022-03-01 $312,450 (13.7%) $401,443 (10.3%) 0.78 587
2022-04-01 $307,450 (10.9%) $409,000 (5.6%) 0.73 623
2022-05-01 $284,825 (1.8%) $388,155 (-1.7%) 0.65 716
2022-06-01 $284,875 (5.7%) $375,351 (-3.0%) 0.63 791
2022-07-01 $310,000 (12.7%) $389,374 (2.7%) 0.70 904
2022-08-01 $300,025 (10.3%) $379,382 (2.6%) 0.69 966
2022-09-01 $297,875 (8.8%) $367,443 (-2.1%) 0.70 1,018
2022-10-01 $299,000 (0.0%) $356,427 (-11.4%) 0.70 1,107
2022-11-01 $305,957 (13.4%) $357,104 (-7.6%) 0.74 1,127
2022-12-01 $325,000 (22.4%) $366,806 (-3.1%) 0.80 1,114
2023-01-01 $320,000 (17.9%) $352,788 (-7.7%) 0.79 1,046
2023-02-01 $324,850 (8.4%) $360,172 (-6.6%) 0.78 1,054
2023-03-01 $299,450 (-4.2%) $349,331 (-13.0%) 0.71 1,141
2023-04-01 $284,889 (-7.3%) $342,584 (-16.2%) 0.66 1,135
2023-05-01 $289,900 (1.8%) $350,752 (-9.6%) 0.66 1,100
2023-06-01 $289,625 (1.7%) $352,781 (-6.0%) 0.65 1,162
2023-07-01 $284,325 (-8.3%) $338,738 (-13.0%) 0.65 1,225
2023-08-01 $287,000 (-4.3%) $341,419 (-10.0%) 0.66 1,313
2023-09-01 $288,500 (-3.2%) $344,536 (-6.2%) 0.67 1,380
2023-10-01 $284,224 (-4.9%) $341,919 (-4.1%) 0.67 1,445
2023-11-01 $284,225 (-7.1%) $345,195 (-3.3%) 0.68 1,508
2023-12-01 $285,000 (-12.3%) $349,581 (-4.7%) 0.70 1,471
2024-01-01 $292,425 (-8.6%) $350,291 (-0.7%) 0.71 1,361
2024-02-01 $297,175 (-8.5%) $349,967 (-2.8%) 0.72 1,304
2024-03-01 $299,999 (0.2%) $358,446 (2.6%) 0.71 1,365
2024-04-01 $307,500 (7.9%) $364,734 (6.5%) 0.72 1,429
2024-05-01 $320,738 (10.6%) $379,652 (8.2%) 0.72 1,475
2024-06-01 $320,000 (10.5%) $381,651 (8.2%) 0.72 1,534
2024-07-01 $319,499 (12.4%) $382,898 (13.0%) 0.73 1,600
2024-08-01 $311,500 (8.5%) $368,765 (8.0%) 0.72 1,656
2024-09-01 $312,500 (8.3%) $365,805 (6.2%) 0.74 1,735
2024-10-01 $308,225 (8.4%) $361,098 (5.6%) 0.73 1,795
JACKSON's median listing price for 2024-10-01 was $308,225, a difference of $24,001 (8.4%) versus the prior year and $-4,275 versus the prior month.

JACKSON's median listing price comes in at 73% of the national average.

JACKSON's average listing price for 2024-10-01 was $361,098, a difference of $19,179 (5.6%) versus the prior year and $-4,707 versus the prior month.

For the 2024-10-01 period, JACKSON had 1,795 MLS listings, a difference of 60 listings (3%) versus the prior month and 350 listings (24%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - JACKSON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 93 days 2,183 sqft
2018-02-01 91 days 2,153 sqft
2018-03-01 74 days 2,198 sqft
2018-04-01 64 days 2,207 sqft
2018-05-01 65 days 2,364 sqft
2018-06-01 67 days 2,392 sqft
2018-07-01 70 days 2,379 sqft
2018-08-01 72 days 2,339 sqft
2018-09-01 77 days 2,292 sqft
2018-10-01 82 days 2,225 sqft
2018-11-01 90 days 2,240 sqft
2018-12-01 95 days 2,228 sqft
2019-01-01 102 days 2,212 sqft
2019-02-01 100 days 2,262 sqft
2019-03-01 82 days 2,296 sqft
2019-04-01 64 days 2,331 sqft
2019-05-01 63 days 2,338 sqft
2019-06-01 71 days 2,341 sqft
2019-07-01 74 days 2,283 sqft
2019-08-01 79 days 2,272 sqft
2019-09-01 79 days 2,279 sqft
2019-10-01 81 days 2,282 sqft
2019-11-01 83 days 2,267 sqft
2019-12-01 90 days 2,257 sqft
2020-01-01 97 days 2,257 sqft
2020-02-01 94 days 2,254 sqft
2020-03-01 72 days 2,307 sqft
2020-04-01 74 days 2,301 sqft
2020-05-01 78 days 2,342 sqft
2020-06-01 75 days 2,401 sqft
2020-07-01 65 days 2,429 sqft
2020-08-01 64 days 2,426 sqft
2020-09-01 63 days 2,421 sqft
2020-10-01 61 days 2,351 sqft
2020-11-01 61 days 2,347 sqft
2020-12-01 71 days 2,272 sqft
2021-01-01 82 days 2,287 sqft
2021-02-01 70 days 2,301 sqft
2021-03-01 58 days 2,311 sqft
2021-04-01 52 days 2,443 sqft
2021-05-01 37 days 2,368 sqft
2021-06-01 37 days 2,227 sqft
2021-07-01 43 days 2,326 sqft
2021-08-01 41 days 2,246 sqft
2021-09-01 47 days 2,320 sqft
2021-10-01 52 days 2,355 sqft
2021-11-01 22 days 2,240 sqft
2021-12-01 50 days 2,186 sqft
2022-01-01 57 days 2,179 sqft
2022-02-01 44 days 2,195 sqft
2022-03-01 32 days 2,135 sqft
2022-04-01 35 days 2,216 sqft
2022-05-01 37 days 2,146 sqft
2022-06-01 40 days 2,107 sqft
2022-07-01 43 days 2,200 sqft
2022-08-01 50 days 2,129 sqft
2022-09-01 56 days 2,126 sqft
2022-10-01 56 days 2,114 sqft
2022-11-01 60 days 2,128 sqft
2022-12-01 71 days 2,150 sqft
2023-01-01 78 days 2,115 sqft
2023-02-01 74 days 2,107 sqft
2023-03-01 54 days 2,063 sqft
2023-04-01 53 days 2,000 sqft
2023-05-01 59 days 2,002 sqft
2023-06-01 60 days 1,998 sqft
2023-07-01 57 days 1,974 sqft
2023-08-01 56 days 2,006 sqft
2023-09-01 54 days 2,015 sqft
2023-10-01 58 days 1,998 sqft
2023-11-01 65 days 2,009 sqft
2023-12-01 70 days 2,006 sqft
2024-01-01 78 days 2,008 sqft
2024-02-01 77 days 2,025 sqft
2024-03-01 56 days 2,052 sqft
2024-04-01 52 days 2,072 sqft
2024-05-01 52 days 2,117 sqft
2024-06-01 60 days 2,112 sqft
2024-07-01 65 days 2,094 sqft
2024-08-01 65 days 2,056 sqft
2024-09-01 66 days 2,049 sqft
2024-10-01 68 days 2,048 sqft
JACKSON's median listing age (time on market) for 2024-10-01 was 68 days. This is 17% longer than the same period one year ago.

JACKSON's median square footage for active listings during the 2024-10-01 period was 2,048 sqft. One year prior, the average listing was 1,998 sqft.

JACKSON, MS Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
39041 Jackson, MS HUD Metro FMR Area $650 $660 $770 $930 $1,060
39042 Jackson, MS HUD Metro FMR Area $950 $960 $1,120 $1,360 $1,550
39043 Jackson, MS HUD Metro FMR Area $990 $1,000 $1,170 $1,420 $1,620
39044 Jackson, MS HUD Metro FMR Area $760 $830 $960 $1,220 $1,420
39045 Jackson, MS HUD Metro FMR Area $710 $740 $870 $1,090 $1,190
39046 Jackson, MS HUD Metro FMR Area $780 $790 $920 $1,120 $1,270
39047 Jackson, MS HUD Metro FMR Area $1,320 $1,340 $1,560 $1,900 $2,160
39051 Jackson, MS HUD Metro FMR Area $690 $700 $820 $1,000 $1,130
39056 Jackson, MS HUD Metro FMR Area $980 $990 $1,160 $1,410 $1,600
39059 Jackson, MS HUD Metro FMR Area $680 $690 $800 $970 $1,110
39060 Jackson, MS HUD Metro FMR Area $860 $870 $1,020 $1,240 $1,410
39066 Jackson, MS HUD Metro FMR Area $760 $770 $900 $1,090 $1,240
39071 Jackson, MS HUD Metro FMR Area $680 $690 $800 $970 $1,110
39073 Jackson, MS HUD Metro FMR Area $770 $800 $930 $1,140 $1,310
39078 Jackson, MS HUD Metro FMR Area $670 $700 $820 $1,020 $1,170
39079 Jackson, MS HUD Metro FMR Area $650 $690 $810 $1,020 $1,170
39083 Jackson, MS HUD Metro FMR Area $680 $690 $810 $990 $1,120
39086 Jackson, MS HUD Metro FMR Area $660 $670 $790 $960 $1,090
39094 Jackson, MS HUD Metro FMR Area $680 $690 $800 $970 $1,110
39110 Jackson, MS HUD Metro FMR Area $1,340 $1,360 $1,590 $1,940 $2,200
39114 Jackson, MS HUD Metro FMR Area $570 $730 $840 $1,160 $1,420
39117 Jackson, MS HUD Metro FMR Area $730 $740 $860 $1,050 $1,190
39130 Jackson, MS HUD Metro FMR Area $930 $940 $1,100 $1,340 $1,520
39144 Jackson, MS HUD Metro FMR Area $710 $720 $840 $1,020 $1,160
39145 Jackson, MS HUD Metro FMR Area $750 $760 $890 $1,080 $1,230
39146 Jackson, MS HUD Metro FMR Area $670 $720 $850 $1,100 $1,150
39154 Jackson, MS HUD Metro FMR Area $910 $930 $1,080 $1,310 $1,490
39157 Jackson, MS HUD Metro FMR Area $1,160 $1,170 $1,370 $1,670 $1,890
39158 Jackson, MS HUD Metro FMR Area $930 $940 $1,100 $1,340 $1,520
39167 Jackson, MS HUD Metro FMR Area $990 $1,000 $1,170 $1,420 $1,620
39170 Jackson, MS HUD Metro FMR Area $740 $750 $880 $1,070 $1,220
39174 Jackson, MS HUD Metro FMR Area $840 $850 $1,000 $1,210 $1,380
39175 Jackson, MS HUD Metro FMR Area $650 $660 $770 $930 $1,060
39191 Jackson, MS HUD Metro FMR Area $820 $830 $970 $1,180 $1,340
39193 Jackson, MS HUD Metro FMR Area $990 $1,000 $1,170 $1,420 $1,620
39201 Jackson, MS HUD Metro FMR Area $1,160 $1,170 $1,370 $1,670 $1,890
39202 Jackson, MS HUD Metro FMR Area $790 $800 $930 $1,130 $1,290
39203 Jackson, MS HUD Metro FMR Area $670 $680 $790 $960 $1,090
39204 Jackson, MS HUD Metro FMR Area $770 $780 $910 $1,110 $1,260
39205 Jackson, MS HUD Metro FMR Area $860 $870 $1,020 $1,240 $1,410
39206 Jackson, MS HUD Metro FMR Area $860 $870 $1,020 $1,240 $1,410
39207 Jackson, MS HUD Metro FMR Area $860 $870 $1,020 $1,240 $1,410
39208 Jackson, MS HUD Metro FMR Area $890 $900 $1,050 $1,280 $1,450
39209 Jackson, MS HUD Metro FMR Area $760 $770 $900 $1,100 $1,240
39211 Jackson, MS HUD Metro FMR Area $1,030 $1,050 $1,220 $1,480 $1,690
39212 Jackson, MS HUD Metro FMR Area $920 $930 $1,090 $1,330 $1,510
39213 Jackson, MS HUD Metro FMR Area $710 $720 $840 $1,020 $1,160
39215 Jackson, MS HUD Metro FMR Area $860 $870 $1,020 $1,240 $1,410
39216 Jackson, MS HUD Metro FMR Area $880 $890 $1,040 $1,270 $1,440
39217 Jackson, MS HUD Metro FMR Area $860 $870 $1,020 $1,240 $1,410
39218 Jackson, MS HUD Metro FMR Area $920 $930 $1,090 $1,330 $1,510
39225 Jackson, MS HUD Metro FMR Area $860 $870 $1,020 $1,240 $1,410
39232 Jackson, MS HUD Metro FMR Area $1,140 $1,160 $1,350 $1,640 $1,870
39236 Jackson, MS HUD Metro FMR Area $860 $870 $1,020 $1,240 $1,410
39269 Jackson, MS HUD Metro FMR Area $860 $870 $1,020 $1,240 $1,410
39272 Jackson, MS HUD Metro FMR Area $1,110 $1,120 $1,310 $1,590 $1,810
39283 Jackson, MS HUD Metro FMR Area $860 $870 $1,020 $1,240 $1,410
39284 Jackson, MS HUD Metro FMR Area $860 $870 $1,020 $1,240 $1,410
39286 Jackson, MS HUD Metro FMR Area $860 $870 $1,020 $1,240 $1,410
39288 Jackson, MS HUD Metro FMR Area $990 $1,000 $1,170 $1,420 $1,620
39296 Jackson, MS HUD Metro FMR Area $860 $870 $1,020 $1,240 $1,410
39298 Jackson, MS HUD Metro FMR Area $990 $1,000 $1,170 $1,420 $1,620
39654 Jackson, MS HUD Metro FMR Area $710 $720 $840 $1,020 $1,160
39668 Jackson, MS HUD Metro FMR Area $710 $720 $840 $1,020 $1,160

2022 Average & Median Rent Data Statistics
JACKSON, MS average 1BR rent: $862, median: $870
JACKSON, MS average 2BR rent: $1,007, median: $1,020
JACKSON, MS average 3BR rent: $1,230, median: $1,240

JACKSON, MS Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 6,043 $1,454,315,000 $240,661
Refi 1,631 $309,785,000 $189,936
Other 1,178 $94,910,000 $80,569
Cash Out Refi 728 $140,020,000 $192,335
Home Improvement 684 $55,070,000 $80,512

Jackson's most frequently cited loan purpose was Home Purchase, with 6,043 originations. The 2nd most popular reason was Refi, with 1,631 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 2,897 $717,385,000 $247,630
Over 8% 2,540 $295,540,000 $116,354
7-8% 2,195 $462,785,000 $210,836
5-6% 1,237 $335,365,000 $271,112
<2.5% 567 $25,625,000 $45,194
4-5% 205 $41,605,000 $202,951
3-4% 90 $46,650,000 $518,333
2.5-3% 47 $5,355,000 $113,936

During 2023, Jackson's most frequently originated rate bucket was 6-7%, with 2,897 originations.

Loan Sizing (JACKSON, MS MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 3,592 $168,270,000 $46,846
$200k-400k 3,151 $868,305,000 $275,565
$100k-200k 2,682 $394,830,000 $147,215
$400k-600k 562 $268,370,000 $477,527
$600k-1000k 206 $145,960,000 $708,544
$Over $1MM 71 $208,365,000 $2,934,718

JACKSON's loan sizing saw the bucket of loans from $100,000 or less with 3,592 originations, totaling $168,270,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 4,157 $1,043,215,000 $250,954
Under 20% 1,836 $81,090,000 $44,167
60-80% 1,735 $482,175,000 $277,911
20-40% 1,133 $118,515,000 $104,603
40-60% 738 $171,230,000 $232,019
Over 100% 171 $47,615,000 $278,450

JACKSON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 4,157 originations, totaling $1,043,215,000 in origination value.