Bank Of Bartlett Mortgage Rates, Fees & Info

Bartlett, TN

LEI: 5493001EXVWX6Q13MY44

Tax ID: 62-1072448

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Mortgage Data

Review & Overview

Bank Of Bartlett is a smaller bank specializing in Home Purchase and Refi loans. Bank Of Bartlett has a high proportion of conventional loans. Their top markets by origination volume include: Memphis, Dallas, Crestview, Daphne, and Tampa among others. We have data for 16 markets. (Some data included below & more in-depth data is available with an active subscription.)

Bank Of Bartlett has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

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Originations

527

Origination Dollar Volume (All Markets)

$99,575,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 502 $92,210,000 $183,685 $0 0.00%
Outside of Metro Areas 7 $2,125,000 $303,571 $0 0.00%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 2 $760,000 $380,000 $0 0.00%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $650,000 $325,000 $0 0.00%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $495,000 $495,000 $0 0.00%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1 $495,000 $495,000 $0 0.00%
Starkville, MS (FHA|USDA|VA) 2 $460,000 $230,000 $0 0.00%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1 $325,000 $325,000 $0 0.00%
ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $315,000 $315,000 $0 0.00%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1 $285,000 $285,000 $0 0.00%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $285,000 $285,000 $0 0.00%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $255,000 $255,000 $0 0.00%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $255,000 $255,000 $0 0.00%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $245,000 $245,000 $0 0.00%
Enterprise, AL (FHA|USDA|VA) 2 $230,000 $115,000 $0 0.00%
Oxford, MS (FHA|USDA|VA) 1 $185,000 $185,000 $0 0.00%
Bank Of Bartlett's top markets include Memphis, Dallas, Crestview, Daphne, and Tampa among others.

Their top states include:
  • Tennessee (FHA|USDA|VA)
  • Mississippi (FHA|USDA|VA)
  • Alabama (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 527 $99,575,000 $188,947 $0 0.00%

    For 2023, Bank Of Bartlett's most frequently originated type of loan was Conventional, with 527 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 190 $52,640,000 $277,053 $0 0.00%
    Home Improvement 128 $14,370,000 $112,266 $0 0.00%
    Refi 125 $20,855,000 $166,840 $0 0.00%
    Other 84 $11,710,000 $139,405 $0 0.00%

    For 2023, Bank Of Bartlett's most frequently cited loan purpose was Home Purchase, with 190 originations. The 2nd most popular reason was Home Improvement, with 128 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 527 $99,575,000 $188,947 $0 0.00%

    For 2023, Bank Of Bartlett's most frequently cited loan duration was Other, with 527 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 183 $11,425,000 $62,432 $0 0.00%
    $200k-400k 151 $39,835,000 $263,808 $0 0.00%
    $100k-200k 147 $20,115,000 $136,837 $0 0.00%
    $400k-600k 32 $15,630,000 $488,438 $0 0.00%
    $600k-1MM 10 $7,380,000 $738,000 $0 0.00%
    $1MM+ 4 $5,190,000 $1,297,500 $0 0.00%

    2023 saw Bank Of Bartlett place emphasis on $100,000 or less loans with 183 originations, totaling $11,425,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 127 $26,215,000 $206,417 $0 0.00%
    $100k-150k 112 $18,010,000 $160,804 $0 0.00%
    $250k+ 78 $28,580,000 $366,410 $0 0.00%
    $50k-75k 64 $7,180,000 $112,188 $0 0.00%
    $75k-100k 56 $9,030,000 $161,250 $0 0.00%
    $50k or less 42 $3,400,000 $80,952 $0 0.00%

    Bank Of Bartlett lent most frequently to those with incomes in the $150k-250k range, with 127 originations. The second most popular income band? $100k-150k, with 112 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 527 $99,575,000 $188,947 $0 0.00%

    Bank Of Bartlett lent most frequently to those with DTI ratios of Exempt%, with 527 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 311 $54,105,000 $173,971 $0 0.00%
    Asian 106 $27,670,000 $261,038 $0 0.00%
    Black 49 $8,545,000 $174,388 $0 0.00%
    Not applicable 41 $6,175,000 $150,610 $0 0.00%
    Not provided 17 $2,695,000 $158,529 $0 0.00%
    American Indian 3 $385,000 $128,333 $0 0.00%

    Approval Rates

    Total approvals of all applications
    79.18%

    Bank Of Bartlett has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    61.48%

    Bank Of Bartlett has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 527 $99,575,000 $188,947

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    527 $99,575,000 $188,947