Bank Of Bartlett Mortgage Rates, Fees & Info
Bartlett, TNLEI: 5493001EXVWX6Q13MY44
Tax ID: 62-1072448
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Bank Of Bartlett is a smaller bank specializing in Home Purchase and Refi loans. Bank Of Bartlett has a high proportion of conventional loans. Their top markets by origination volume include: Memphis, Dallas, Crestview, Daphne, and Tampa among others. We have data for 16 markets. (Some data included below & more in-depth data is available with an active subscription.)Bank Of Bartlett has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
Originations
527Origination Dollar Volume (All Markets)
$99,575,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 502 | $92,210,000 | $183,685 | $0 | 0.00% |
| Outside of Metro Areas | 7 | $2,125,000 | $303,571 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $0 | 0.00% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $0 | 0.00% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $0 | 0.00% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $0 | 0.00% |
| Starkville, MS (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $0 | 0.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 0.00% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 0.00% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 0.00% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 0.00% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 0.00% |
| Enterprise, AL (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 0.00% |
| Oxford, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 527 | $99,575,000 | $188,947 | $0 | 0.00% |
For 2023, Bank Of Bartlett's most frequently originated type of loan was Conventional, with 527 originations.
Loan Reason
For 2023, Bank Of Bartlett's most frequently cited loan purpose was Home Purchase, with 190 originations. The 2nd most popular reason was Home Improvement, with 128 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 527 | $99,575,000 | $188,947 | $0 | 0.00% |
For 2023, Bank Of Bartlett's most frequently cited loan duration was Other, with 527 originations.
Loan Sizing
2023 saw Bank Of Bartlett place emphasis on $100,000 or less loans with 183 originations, totaling $11,425,000 in origination value.
Applicant Income
Bank Of Bartlett lent most frequently to those with incomes in the $150k-250k range, with 127 originations. The second most popular income band? $100k-150k, with 112 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 527 | $99,575,000 | $188,947 | $0 | 0.00% |
Bank Of Bartlett lent most frequently to those with DTI ratios of Exempt%, with 527 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications79.18%
Bank Of Bartlett has a below average approval rate.
Pick Rate
Approvals leading to origination61.48%
Bank Of Bartlett has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 527 | $99,575,000 | $188,947 |