Pensacola VA Loans

PENSACOLA-FERRY PASS-BRENT, FL

A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

For additional benefits of VA loans, click here.

Pensacola's 247 lenders originated 8,187 VA loans during 2021. The total origination value was $2,303,325,000, with an average VA loan value of $281,339.

Pensacola VA Loans, 30 Year Fixed Rates

30 Year VA mortgages in Pensacola averaged 5.56% for the week of 2022-05-13, compared to the national average (all VA variants) of 5.158% for the same period.

The average rate for the prior week (2022-05-06) was 5.39% and one month ago for the week of 2022-04-08, the average rate was 4.81%.

The average rate one year ago was 3.23%.

For refis of the same type during the week of 2022-05-13, the average rate was 5.34%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Pensacola VA Loan Lenders by Rates & Fees

The below table looks at the average fees and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Pensacola level.

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
Mortgage Research Center, LLC 611 2.86% $7,540
QUICKEN LOANS, LLC 559 2.49% $4,966
NAVY FEDERAL CREDIT UNION 496 2.50% $5,551
FREEDOM MORTGAGE CORPORATION 476 2.46% $3,195
UNIVERSITY LENDING GROUP, LLC 336 2.76% $7,353
DHI MORTGAGE COMPANY, LTD. 292 2.65% $8,431
HOME POINT FINANCIAL CORPORATION 275 2.42% $5,946
UNITED WHOLESALE MORTGAGE, LLC 270 2.47% $7,111
PENNYMAC LOAN SERVICES, LLC 268 2.45% $5,608
BROKER SOLUTIONS, INC. 196 2.61% $8,253
NEW DAY FINANCIAL, LLC 181 2.84% $7,247
USAA Federal Savings Bank 162 2.83% $5,110
THE MORTGAGE FIRM, INC. 132 3.01% $6,354
LAKEVIEW LOAN SERVICING, LLC 131 2.48% $2,797
LOANDEPOT.COM, LLC 127 2.57% $5,343
PRIMELENDING, A PLAINSCAPITAL COMPANY 111 2.81% $7,338
CALIBER HOME LOANS, INC. 105 2.64% $4,309
MORTGAGE ONE OF THE SOUTH, INC. 104 2.35% $6,612
VILLAGE CAPITAL & INVESTMENT LLC 95 2.34% $3,017
FIRST COMMUNITY MORTGAGE, INC. 86 2.73% $8,570
UNION HOME MORTGAGE CORP. 85 2.34% $8,012
Mr. Cooper ( Nationstar Mortgage ) 78 2.92% $3,338
CLEARPATH LENDING 70 2.34% $4,211
AMERICAN MORTGAGE SERVICE COMPANY 68 2.88% $8,094
Hometown Lenders, Inc. 66 3.06% $9,126
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 63 2.93% $7,340
PENTAGON FEDERAL CREDIT UNION 58 2.34% $4,018
Beach Community Mortgage Services, Inc. 58 2.49% $8,728
FBC MORTGAGE, LLC 55 2.79% $7,796
Wells Fargo Bank 52 2.51% $4,503
LOANPAL, LLC 51 2.48% $8,007
The Federal Savings Bank 49 2.58% $7,642
PRIMARY RESIDENTIAL MORTGAGE, INC. 48 3.10% $8,850
CROSSCOUNTRY MORTGAGE, LLC 45 2.96% $7,974
Truist Bank 45 2.72% $5,927
CERTAINTY HOME LOANS, LLC 38 2.67% $8,095
Citizens Bank 36 2.52% $4,521
CBM Mortgage, Inc. 35 2.91% $10,632
KELLER MORTGAGE, LLC 35 2.79% $7,585
NEWREZ LLC 34 2.66% $4,271
FIDELITY BANK 33 2.71% $4,809
HOMEBRIDGE FINANCIAL SERVICES, INC. 32 2.79% $7,860
EVERETT FINANCIAL, INC. 32 3.06% $6,424
Lakeview Community Capital, LLC 31 2.53% $2,471
NBKC BANK 31 2.49% $8,453
Low VA Rates, LLC 31 2.49% $3,768
SOUTHEAST MORTGAGE OF GEORGIA, INC. 30 2.89% $7,595
INLANTA MORTGAGE, INC. 29 2.86% $5,672
AMERISAVE MORTGAGE CORPORATION 29 2.68% $7,025
Barrington Bank & Trust Company, N.A. 28 2.80% $5,940
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 27 2.89% $7,430
Bank of England 26 2.78% $10,123
HOMETRUST MORTGAGE COMPANY 26 2.83% $7,187
PLANET HOME LENDING, LLC 24 2.53% $3,047
InterContinental Capital Group, Inc 22 2.41% $3,841
AMERICAN FINANCIAL NETWORK, INC. 22 2.47% $9,853
Waterstone Mortgage Corporation 21 2.88% $7,916
Carrington Mortgage Services, LLC 20 3.03% $5,434
Mid-Continent Funding, Inc. 19 2.71% $6,439
INTERLINC MORTGAGE SERVICES, LLC 19 2.52% $6,729
A Mortgage Boutique, LLC 19 2.60% $5,442
Trustmark National Bank 19 2.55% $7,179
First Guaranty Mortgage Corporation 19 2.52% $4,673
North American Savings Bank, F.S.B. 18 2.49% $5,328
Regions Bank 18 2.95% $6,356
CMG MORTGAGE, INC. 17 2.68% $9,557
First Federal Bank 17 3.04% $8,032
MOVEMENT MORTGAGE, LLC 17 2.94% $7,899
SOUTHPOINT FINANCIAL SERVICES, INC. 16 2.83% $7,387
Synovus Bank 16 2.66% $6,483
DSLD MORTGAGE, LLC 16 2.37% $5,761
MSA MORTGAGE, LLC 15 2.63% $9,297
BNC National Bank 15 2.32% $5,663
Wyndham Capital Mortgage, Inc. 14 2.42% $5,879
GUARANTEED RATE, INC. 14 2.76% $5,803
DAS Acquisition Company, LLC 13 2.88% $7,900
CHURCHILL MORTGAGE CORPORATION 12 2.60% $6,148
STEARNS LENDING, LLC 12 2.47% $6,814
Flagstar Bank, FSB 12 2.69% $5,594
Centennial Bank 12 2.52% $9,166
Magnolia Bank 12 2.64% $4,702
MUTUAL OF OMAHA MORTGAGE, INC. 12 2.68% $4,537
SUN WEST MORTGAGE COMPANY, INC. 11 2.52% $4,425
Ameris Bank 11 2.56% $6,412
GUARANTEED RATE AFFINITY, LLC 10 2.78% $4,546
NP, Inc. 10 2.40% $3,936
ACCELERATE MORTGAGE, LLC 10 2.20% $5,602
KS StateBank 10 2.54% $8,347
AMERICAN FINANCING CORPORATION 9 2.60% $3,365
AmeriHome Mortgage Company, LLC 9 2.91% $2,449
Equity Prime Mortgage LLC 9 3.67% $4,121
Renasant Bank 9 2.90% $7,016
AMERICAN PACIFIC MORTGAGE CORPORATION 9 2.64% $8,409
Commerce Home Mortgage, Inc. 7 2.46% $3,625
ARK-LA-TEX FINANCIAL SERVICES, LLC. 7 2.66% $13,167
Goldwater Bank, N.A. 7 3.04% $8,133
GUILD MORTGAGE COMPANY 7 3.04% $7,298
LEADERONE FINANCIAL CORPORATION 6 2.98% $7,531
PHH Mortgage Corporation 6 3.25% $3,945
Progress Bank and Trust 6 2.65% $7,368
TOWNE MORTGAGE COMPANY 6 2.71% $5,025
Hancock Whitney Bank 5 2.43% $7,694
SOVEREIGN LENDING GROUP INCORPORATED 5 2.50% $5,042
U.S. Bank 5 2.63% $6,897
First Home Bank 5 2.55% $3,759
GUARANTY HOME MORTGAGE CORPORATION 5 2.60% $5,501
NETWORK CAPITAL FUNDING CORPORATION 5 2.63% $3,693
TJC Mortgage, Inc. 5 2.33% $3,593
South State Bank 5 2.58% $3,650
CONTOUR MORTGAGE CORPORATION 5 2.50% $6,454
Ixonia Bank 5 3.15% $5,250
CELEBRITY HOME LOANS, LLC 5 2.83% $3,058
GMFS LLC 4 2.38% $4,218
NBH Bank 4 2.56% $6,864
Manufacturers and Traders Trust Company 4 2.81% $4,243
FINANCE OF AMERICA MORTGAGE LLC 4 2.38% $9,040
MORTGAGE SOLUTIONS OF COLORADO, LLC 4 3.03% $5,928
First Mortgage Solutions, LLC 4 2.34% $2,503
Northpointe Bank 4 2.72% $5,910
HOMESIDE FINANCIAL, LLC 4 2.59% $7,163
George Mason Mortgage, LLC 4 2.62% $5,825
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 4 2.41% $7,449
SOUTHERN TRUST MORTGAGE, LLC 3 2.63% $9,252
MID AMERICA MORTGAGE, INC. 3 3.08% $6,291
Strong Home Mortgage, LLC 3 2.63% $6,564
SUCCESS MORTGAGE PARTNERS, INC. 3 2.92% $4,425
RELIANCE FIRST CAPITAL, LLC 3 3.25% $6,921
CANOPY MORTGAGE, LLC 3 2.42% $6,657
OVM FINANCIAL, INC. 3 2.79% $6,667
GoPrime Mortgage, Inc. 3 2.58% $3,143
Colonial Savings, F.A. 3 3.29% $5,424
Paramount Residential Mortgage Group, Inc. 3 3.00% $11,248
POLARIS HOME FUNDING CORP. 3 3.29% $8,020
Prime Choice Funding Inc. 2 2.25% $553
Willamette Valley Bank 2 2.81% $2,290
Capital City Home Loans, LLC 2 2.88% $9,279
Towne Bank 2 2.56% $9,349
FIRST EQUITY MORTGAGE BANKERS, INC. 2 3.13% $16,375
Gulf Winds Credit Union 2 2.75% $3,662
HARVESTERS FEDERAL CREDIT UNION 2 2.50% $3,809
HOMESTAR FINANCIAL CORPORATION 2 3.00% $9,650
AMCAP MORTGAGE, LTD. 2 2.75% $4,660
BAY EQUITY LLC 2 3.38% $6,475
DIRECT MORTGAGE LOANS, LLC 2 2.87% $8,316
ACADEMY MORTGAGE CORPORATION 2 2.56% $4,010
First Midwest Bank 2 2.56% $5,368
LAND HOME FINANCIAL SERVICES, INC. 2 2.56% $9,119
LENDUS, LLC 2 2.25% $3,845
Presidential Bank, FSB 2 2.31% $2,456
PLAZA HOME MORTGAGE, INC. 2 2.63% $4,086
PIKE CREEK MORTGAGE SERVICES, INC. 2 4.19% $5,833
Meridian Bank Corporation 2 2.25% $4,628
Midwest BankCentre 2 2.56% $6,237
Paramount Bank 2 2.69% $6,520
ASPIRE FINANCIAL, INC. 2 2.38% $10,628
Nations Lending Corporation 2 2.88% $9,120
UNITED SECURITY FINANCIAL CORP 2 2.50% $3,256
NATIONWIDE MORTGAGE BANKERS, INC. 1 3.25% $4,967
ABSOLUTE HOME MORTGAGE CORPORATION 1 2.63% $3,293
AIR ACADEMY 1 2.75% $1,460
Alpha Mortgage Corporation 1 3.13% $2,396
American Mortgage & Equity Consultants, Inc. 1 2.50% $7,102
American Security Mortgage Corp. 1 2.50% $11,810
AMERIFIRST FINANCIAL CORPORATION 1 2.75% $5,350
AXIA FINANCIAL, LLC 1 2.50% $22,666
BancorpSouth Bank 1 3.13% $1,624
BAY CAPITAL MORTGAGE CORPORATION 1 2.50% $9,799
Bell Bank 1 3.00% $1,997
CALCON MUTUAL MORTGAGE LLC 1 4.25% $5,784
Capital Bank 1 2.50% $2,775
CHAMPIONS MORTGAGE LLC 1 2.00% $2,045
CHARTER WEST BANK 1 2.25% $3,451
Christensen Financial, Inc. 1 2.38% $4,420
CIS Financial Services, Inc. 1 3.50% $7,444
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 2.88% $10,393
Colten Mortgage, LLC 1 3.13% $7,642
COMMUNITYAMERICA 1 2.50% $3,624
COMMUNITY MORTGAGE, LLC 1 3.00% $4,078
CORNERSTONE HOME LENDING, INC. 1 3.25% $10,948
Countybank 1 2.75% $5,451
Credence Funding Corporation 1 2.25% $1,391
DIRECT LENDERS, LLC 1 2.50% $13,548
ENDEAVOR CAPITAL, LLC. 1 3.63% $19,691
EQUITY RESOURCES, INC. 1 2.75% $6,596
EUSTIS AND AMERICAN MORTGAGE COMPANY 1 2.75% $14,227
FAIRWAY FUNDING GROUP, INC. 1 2.25% $3,448
FBT Mortgage, L.L.C. 1 2.25% $8,872
First Financial Bank 1 2.75% $2,521
First Savings Bank 1 2.75% $2,286
First United Bank and Trust Company 1 3.63% $2,940
Florida Capital Bank 1 2.63% $8,622
FOUNDATION MORTGAGE CORPORATION 1 2.99% $17,560
Gateway First Bank 1 2.75% $16,660
Gulf Coast Bank and Trust Company 1 3.13% $5,565
HAMILTON HOME LOANS, INC. 1 2.50% $2,854
HANCOCK MORTGAGE PARTNERS, LLC 1 3.25% $8,578
Home Mortgage Alliance Corp 1 2.38% $3,276
HomePromise Corporation 1 3.25% $10,807
Hometown Equity Mortgage, LLC 1 2.50% $7,934
IMPAC MORTGAGE CORP. 1 2.88% $3,924
INTELLILOAN, INC. 1 2.50% $6,999
INTERCOASTAL MORTGAGE COMPANY 1 2.75% $12,521
JAMES B. NUTTER & COMPANY 1 2.25% $5,177
J. VIRGIL, INC. 1 2.88% $4,837
Lake Area Bank 1 2.25% $11,796
LOANLEADERS OF AMERICA, INC. 1 2.25% $4,651
MASON MCDUFFIE MORTGAGE CORPORATION 1 2.25% $3,500
MORTGAGE FINANCIAL SERVICES, LLC 1 2.63% $9,771
MORTGAGEONE, INC. 1 2.50% $13,750
1ST SIGNATURE LENDING, LLC 1 3.25% $11,511
NFM, INC. 1 2.63% $4,233
NOVA FINANCIAL & INVESTMENT CORPORATION 1 2.88% $4,844
OCEANSIDE MORTGAGE COMPANY 1 2.75% $1,681
OCMBC, INC. 1 3.25% $8,329
ON Q FINANCIAL, INC. 1 4.25% $4,545
Origin Bank 1 3.13% $8,709
PLUS RELOCATION MORTGAGE, LLC 1 3.25% $8,250
PNC Bank 1 3.00% $1,681
PREMIA MORTGAGE, LLC 1 2.50% $4,395
RESIDENTIAL BANCORP. 1 2.49% $5,524
RESIDENTIAL HOME FUNDING CORP. 1 2.75% $11,701
RESIDENTIAL MORTGAGE SERVICES, INC. 1 2.75% $7,397
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 2.75% $15,134
S1L, Inc. 1 3.25% $2,972
SECURITYNATIONAL MORTGAGE COMPANY 1 2.63% $6,775
ServisFirst Bank 1 2.50% $17,245
SHELTER MORTGAGE COMPANY, L.L.C. 1 2.63% $4,348
Southern First Bank 1 2.88% $7,318
SOUTHWEST STAGE FUNDING, LLC 1 2.75% $2,993
Sunflower Bank 1 2.99% $15,008
SWBC MORTGAGE CORPORATION 1 3.25% $4,667
T2 FINANCIAL LLC 1 3.75% $10,512
Texana Bank 1 2.25% $5,654
The Central Trust Bank 1 3.00% $14,042
The Home Loan Expert LLC 1 2.25% $1,580
The Union Bank Company 1 2.75% $11,465
TIDEWATER MORTGAGE SERVICES, INC. 1 2.50% $3,224
TOP FLITE FINANCIAL, INC. 1 3.25% $15,510
UNION CAPITAL MORTGAGE CORPORATION 1 3.88% $500
UNITED MORTGAGE CORP. 1 2.75% $5,231
US MORTGAGE CORPORATION 1 3.25% $24,363
VANDERBILT MORTGAGE AND FINANCE, INC. 1 3.25% $9,709
VAN DYK MORTGAGE CORPORATION 1 3.13% $2,574
WATSON MORTGAGE CORP. 1 2.63% $3,941
West Town Bank & Trust 1 2.25% $2,837
Wolfe Financial, Inc 1 2.25% $3,813
ZILLOW HOME LOANS, LLC 1 2.75% $19,797

The top Pensacola VA lender as defined by loan originations is Mortgage Research Center, LLC, with 611 VA loans originated. Their average total fees are $7,540, which is $2,574 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Pensacola VA lenders (with over 10 loans originated) are Lakeview Community Capital, LLC ($2,471), LAKEVIEW LOAN SERVICING, LLC ($2,797), VILLAGE CAPITAL & INVESTMENT LLC ($3,017), PLANET HOME LENDING, LLC ($3,047) and FREEDOM MORTGAGE CORPORATION ($3,195).

The lowest rate Pensacola VA lenders (with over 10 loans originated) are ACCELERATE MORTGAGE, LLC (2.20%), BNC National Bank (2.32%), CLEARPATH LENDING (2.34%), VILLAGE CAPITAL & INVESTMENT LLC (2.34%) and UNION HOME MORTGAGE CORP. (2.34%).


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Pensacola (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $259,450 (12.8%) $355,173 (11.5%) 0.96 2,690
2018-02-01 $259,900 (11.4%) $354,120 (9.7%) 0.94 2,738
2018-03-01 $265,000 (11.3%) $362,017 (9.0%) 0.92 2,763
2018-04-01 $269,900 (10.8%) $371,142 (8.9%) 0.91 2,778
2018-05-01 $271,250 (8.9%) $370,186 (6.8%) 0.90 2,940
2018-06-01 $269,900 (8.2%) $362,603 (5.8%) 0.90 2,944
2018-07-01 $268,388 (7.4%) $361,398 (7.0%) 0.89 3,069
2018-08-01 $263,509 (5.4%) $354,721 (4.0%) 0.88 3,045
2018-09-01 $264,900 (3.9%) $358,439 (3.1%) 0.89 2,975
2018-10-01 $263,375 (4.5%) $362,013 (4.9%) 0.88 2,916
2018-11-01 $265,000 (6.0%) $361,158 (4.2%) 0.89 2,858
2018-12-01 $261,750 (0.7%) $359,998 (1.3%) 0.90 2,790
2019-01-01 $260,018 (0.2%) $357,140 (0.6%) 0.90 2,622
2019-02-01 $260,000 (0.0%) $361,639 (2.1%) 0.87 2,570
2019-03-01 $273,000 (3.0%) $381,064 (5.3%) 0.89 2,518
2019-04-01 $280,500 (3.9%) $395,788 (6.6%) 0.88 2,624
2019-05-01 $286,158 (5.5%) $399,775 (8.0%) 0.88 2,658
2019-06-01 $289,000 (7.1%) $406,045 (12.0%) 0.89 2,653
2019-07-01 $289,058 (7.7%) $410,677 (13.6%) 0.90 2,643
2019-08-01 $289,514 (9.9%) $410,746 (15.8%) 0.91 2,577
2019-09-01 $287,224 (8.4%) $411,422 (14.8%) 0.91 2,515
2019-10-01 $285,000 (8.2%) $409,629 (13.2%) 0.91 2,557
2019-11-01 $284,900 (7.5%) $410,702 (13.7%) 0.92 2,485
2019-12-01 $279,950 (7.0%) $412,667 (14.6%) 0.93 2,387
2020-01-01 $279,900 (7.7%) $416,571 (16.6%) 0.93 2,298
2020-02-01 $283,234 (8.9%) $411,824 (13.9%) 0.91 2,242
2020-03-01 $292,500 (7.1%) $418,634 (9.9%) 0.91 2,170
2020-04-01 $289,900 (3.4%) $406,273 (2.7%) 0.90 2,241
2020-05-01 $295,000 (3.1%) $418,172 (4.6%) 0.89 2,104
2020-06-01 $301,185 (4.2%) $440,215 (8.4%) 0.88 1,696
2020-07-01 $299,945 (3.8%) $441,955 (7.6%) 0.86 1,598
2020-08-01 $299,000 (3.3%) $462,093 (12.5%) 0.85 1,492
2020-09-01 $299,748 (4.4%) $457,858 (11.3%) 0.86 1,368
2020-10-01 $296,535 (4.1%) $464,198 (13.3%) 0.85 1,261
2020-11-01 $293,450 (3.0%) $470,542 (14.6%) 0.84 1,201
2020-12-01 $298,075 (6.5%) $465,963 (12.9%) 0.87 1,174
2021-01-01 $312,500 (11.7%) $462,123 (10.9%) 0.92 1,068
2021-02-01 $329,575 (16.4%) $503,233 (22.2%) 0.95 825
2021-03-01 $345,450 (18.1%) $523,367 (25.0%) 0.97 756
2021-04-01 $347,192 (19.8%) $533,425 (31.3%) 0.93 793
2021-05-01 $346,900 (17.6%) $532,073 (27.2%) 0.91 860
2021-06-01 $352,500 (17.0%) $529,036 (20.2%) 0.92 969
2021-07-01 $349,950 (16.7%) $526,968 (19.2%) 0.91 1,092
2021-08-01 $359,950 (20.4%) $533,681 (15.5%) 0.95 1,244
2021-09-01 $359,950 (20.1%) $541,598 (18.3%) 0.95 1,306
2021-10-01 $364,000 (22.8%) $546,017 (17.6%) 0.96 1,326
2021-11-01 $369,000 (25.8%) $542,922 (15.4%) 0.97 1,274
2021-12-01 $374,900 (25.8%) $549,975 (18.0%) 1.00 1,189
2022-01-01 $379,990 (21.6%) $539,080 (16.7%) 1.01 979
2022-02-01 $382,500 (16.1%) $581,557 (15.6%) 0.97 808
2022-03-01 $387,597 (12.2%) $577,897 (10.4%) 0.96 775
2022-04-01 $389,900 (12.3%) $584,300 (9.5%) 0.92 847
Pensacola's median listing price for 2022-04-01 was $389,900, a difference of $42,708 (12.3%) versus the prior year and $2,303 versus the prior month.

Pensacola's median listing price comes in at 92% of the national average.

Pensacola's average listing price for 2022-04-01 was $584,300, a difference of $50,875 (9.5%) versus the prior year and $6,403 versus the prior month.

For the 2022-04-01 period, Pensacola had 847 MLS listings, a difference of 72 listings (9%) versus the prior month and 54 listings (7%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Pensacola (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 93 days 2,000 sqft
2018-02-01 89 days 1,987 sqft
2018-03-01 72 days 2,004 sqft
2018-04-01 67 days 2,010 sqft
2018-05-01 66 days 2,017 sqft
2018-06-01 66 days 2,000 sqft
2018-07-01 72 days 2,000 sqft
2018-08-01 75 days 1,984 sqft
2018-09-01 82 days 1,986 sqft
2018-10-01 85 days 1,988 sqft
2018-11-01 89 days 2,000 sqft
2018-12-01 94 days 1,996 sqft
2019-01-01 96 days 1,981 sqft
2019-02-01 91 days 1,948 sqft
2019-03-01 78 days 1,978 sqft
2019-04-01 59 days 2,018 sqft
2019-05-01 53 days 2,034 sqft
2019-06-01 61 days 2,034 sqft
2019-07-01 65 days 2,028 sqft
2019-08-01 66 days 2,025 sqft
2019-09-01 64 days 2,026 sqft
2019-10-01 63 days 2,029 sqft
2019-11-01 66 days 2,025 sqft
2019-12-01 77 days 2,003 sqft
2020-01-01 79 days 2,004 sqft
2020-02-01 64 days 2,010 sqft
2020-03-01 58 days 2,039 sqft
2020-04-01 60 days 2,010 sqft
2020-05-01 65 days 2,008 sqft
2020-06-01 59 days 2,017 sqft
2020-07-01 50 days 2,003 sqft
2020-08-01 49 days 1,955 sqft
2020-09-01 49 days 1,956 sqft
2020-10-01 51 days 1,937 sqft
2020-11-01 48 days 1,869 sqft
2020-12-01 45 days 1,879 sqft
2021-01-01 46 days 1,882 sqft
2021-02-01 43 days 1,904 sqft
2021-03-01 24 days 2,004 sqft
2021-04-01 21 days 1,907 sqft
2021-05-01 18 days 1,880 sqft
2021-06-01 21 days 1,871 sqft
2021-07-01 24 days 1,851 sqft
2021-08-01 27 days 1,884 sqft
2021-09-01 30 days 1,882 sqft
2021-10-01 34 days 1,874 sqft
2021-11-01 38 days 1,872 sqft
2021-12-01 46 days 1,917 sqft
2022-01-01 48 days 1,923 sqft
2022-02-01 28 days 1,946 sqft
2022-03-01 24 days 1,928 sqft
2022-04-01 21 days 1,903 sqft
Pensacola's median listing age (time on market) for 2022-04-01 was 21 days. This is 0% longer than the same period one year ago.

Pensacola's median square footage for active listings during the 2022-04-01 period was 1,903 sqft. One year prior, the average listing was 1,907 sqft.

VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.