New Carlisle Federal Savings Bank Mortgage Rates, Fees & Info
New Carlisle, OHLEI: 5493002WXCO8XZD1EB38
Tax ID: 31-0389975
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
New Carlisle Federal Savings Bank is a smaller bank specializing in Home Purchase loans. New Carlisle Federal Savings Bank has a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Springfield, Dayton, Urbana, Sevierville, and Knoxville among others. We have data for 10 markets. (Some data included below & more in-depth data is available with an active subscription.)New Carlisle Federal Savings Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
172Origination Dollar Volume (All Markets)
$33,400,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| SPRINGFIELD, OH (FHA|USDA|VA) | 93 | $16,005,000 | $172,097 | $0 | 0.00% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 59 | $10,605,000 | $179,746 | $0 | 0.00% |
| Urbana, OH (FHA|USDA|VA) | 6 | $1,840,000 | $306,667 | $0 | 0.00% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $1,570,000 | $785,000 | $0 | 0.00% |
| KNOXVILLE, TN (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $0 | 0.00% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $0 | 0.00% |
| COLUMBUS, OH (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $0 | 0.00% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 0.00% |
| Wapakoneta, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
| Outside of Metro Areas | 1 | $45,000 | $45,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against New Carlisle Federal Savings Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 170 | $33,060,000 | $194,471 | $0 | 0.00% |
| USDA | 2 | $340,000 | $170,000 | $0 | 0.00% |
For 2022, New Carlisle Federal Savings Bank's most frequently originated type of loan was Conventional, with 170 originations. Their 2nd most popular type was USDA, with 2 originations.
Loan Reason
For 2022, New Carlisle Federal Savings Bank's most frequently cited loan purpose was Home Purchase, with 107 originations. The 2nd most popular reason was Cash Out Refi, with 36 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 172 | $33,400,000 | $194,186 | $0 | 0.00% |
For 2022, New Carlisle Federal Savings Bank's most frequently cited loan duration was Other, with 172 originations.
Loan Sizing
2022 saw New Carlisle Federal Savings Bank place emphasis on $100k-200k loans with 68 originations, totaling $9,560,000 in origination value.
Applicant Income
New Carlisle Federal Savings Bank lent most frequently to those with incomes in the $100k-150k range, with 32 originations. The second most popular income band? $150k-250k, with 27 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 172 | $33,400,000 | $194,186 | $0 | 0.00% |
New Carlisle Federal Savings Bank lent most frequently to those with DTI ratios of Exempt%, with 172 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.53%
New Carlisle Federal Savings Bank has an average approval rate.
Pick Rate
Approvals leading to origination84.30%
New Carlisle Federal Savings Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 172 | $33,400,000 | $194,186 |