WILMINGTON Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Wilmington averaged 5.5% for the week of 2022-05-12, compared to the national average of 5.3% for the same period.

The average rate for the prior week (2022-05-05) was 5.57% and one month ago for the week of 2022-04-07, the average rate was 4.82%.

Wilmington's average rate one year ago was 3.37%.

For refis of the same type during the week of 2022-05-12, the average rate was 5.29%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-12 5.3%
Wilmington 30 Year Fixed Rate 2022-05-12 5.5%
Wilmington 30 Year Fixed Rate Refi 2022-05-12 5.29%
Wilmington 15 Year Fixed Rate 2022-05-12 4.94%
Wilmington 15 Year Fixed Rate Refi 2022-05-12 4.48%
Wilmington 30 Year FHA 2022-05-12 5.1%
Wilmington 30 Year FHA Refi 2022-05-12 5.43%
Wilmington 30 Year USDA 2022-05-12 5.41%
Wilmington 30 Year USDA Refi 2022-05-12 4.9%
Wilmington 30 Year VA 2022-05-12 5.43%
Wilmington 30 Year VA Refi 2022-05-12 5.12%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within WILMINGTON, NC.

WILMINGTON Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the WILMINGTON, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
GUARANTEED RATE, INC. 756 3.03% $4,869
QUICKEN LOANS, LLC 715 3.10% $4,989
STATE EMPLOYEES' 443 3.26% $4,040
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 430 3.24% $4,114
Alpha Mortgage Corporation 354 3.22% $3,776
ANGEL OAK HOME LOANS LLC 333 3.28% $4,267
Wells Fargo Bank 301 3.09% $3,354
Towne Bank 293 3.15% $3,826
MOVEMENT MORTGAGE, LLC 285 3.15% $4,244
UNITED WHOLESALE MORTGAGE, LLC 264 3.05% $4,446
Truist Bank 222 3.03% $3,803
CORNING 178 2.91% $3,791
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 172 3.09% $3,520
UNION HOME MORTGAGE CORP. 168 3.11% $3,771
HOME POINT FINANCIAL CORPORATION 166 2.92% $4,078
CORNERSTONE HOME LENDING, INC. 165 3.09% $3,494
LOANDEPOT.COM, LLC 153 2.98% $4,782
North State Bank 147 3.04% $3,078
First-Citizens Bank & Trust Company 145 3.11% $3,923
PENNYMAC LOAN SERVICES, LLC 138 3.01% $4,180
BETTER MORTGAGE CORPORATION 127 2.92% $3,188
HOMESIDE FINANCIAL, LLC 126 3.15% $3,873
AMERISAVE MORTGAGE CORPORATION 115 2.86% $4,967
VANDERBILT MORTGAGE AND FINANCE, INC. 108 3.06% $4,019
CALIBER HOME LOANS, INC. 104 2.98% $3,368
Bank of America 97 2.78% $3,983
INTERCOASTAL MORTGAGE COMPANY 94 3.11% $3,392
JPMorgan Chase Bank 93 3.07% $3,098
First Bank 87 3.00% $3,534
American Security Mortgage Corp. 85 2.92% $3,078
ON Q FINANCIAL, INC. 79 2.99% $5,250
CROSSCOUNTRY MORTGAGE, LLC 75 3.19% $4,279
Mr. Cooper ( Nationstar Mortgage ) 72 3.16% $5,572
NAVY FEDERAL CREDIT UNION 71 3.17% $3,868
PNC Bank 70 3.01% $3,307
RESOURCE FINANCIAL SERVICES, INC. 70 3.05% $3,408
EXCITE Credit Union 68 3.09% $3,335
Northpointe Bank 67 3.10% $3,530
NEWREZ LLC 66 3.19% $4,341
DHI MORTGAGE COMPANY, LTD. 65 2.93% $2,694
SeaTrust Mortgage Company 65 3.08% $3,943
First National Bank of Pennsylvania 63 2.96% $3,478
U.S. Bank 62 3.02% $4,372
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 59 3.15% $3,777
PULTE MORTGAGE LLC 58 3.19% $551
Capital City Home Loans, LLC 56 3.01% $3,572
South State Bank 55 3.35% $5,139
LOCAL GOVERNMENT FEDERAL CREDIT UNION 54 3.29% $3,952
THE MORTGAGE FIRM, INC. 52 3.30% $3,541
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 50 3.11% $5,300
EQUITY RESOURCES, INC. 48 2.97% $3,115
Southern Bank and Trust Company 46 3.03% $3,274
Blue Ridge Bank 44 3.46% $5,180
Regions Bank 43 3.00% $5,243
FREEDOM MORTGAGE CORPORATION 40 3.04% $3,044
Renasant Bank 40 2.97% $3,678
Citizens Bank 39 3.00% $4,265
TD Bank 37 3.09% $4,887
Wyndham Capital Mortgage, Inc. 36 2.95% $2,312
Mortgage Assurance Inc. 36 2.86% $2,912
KELLER MORTGAGE, LLC 35 3.16% $2,301
BROKER SOLUTIONS, INC. 31 3.09% $3,645
Flagstar Bank, FSB 30 3.20% $3,898
Alcova Mortgage LLC 29 3.10% $4,077
PROVIDENT FUNDING ASSOCIATES, L.P. 29 2.74% $3,121
MUTUAL OF OMAHA MORTGAGE, INC. 29 3.32% $3,749
Corporate Investors Mortgage Group, Inc. 28 3.16% $3,803
Stifel Bank and Trust 26 2.72% $4,291
Gateway First Bank 24 3.18% $2,631
LAND HOME FINANCIAL SERVICES, INC. 24 3.37% $5,576
InterContinental Capital Group, Inc 23 3.02% $4,452
Prosperity Home Mortgage, LLC 23 3.19% $4,647
JET DIRECT FUNDING CORP 22 3.02% $4,206
SHARONVIEW FEDERAL CREDIT UNION 22 3.04% $2,465
HOMESTEAD FUNDING CORP. 22 3.02% $2,320
Fifth Third Bank 22 2.91% $4,143
AMERICAN FINANCIAL NETWORK, INC. 18 3.10% $8,031
First Heritage Mortgage, LLC 18 3.10% $4,388
PRIMELENDING, A PLAINSCAPITAL COMPANY 17 3.24% $4,882
CAPITAL CENTER, L.L.C. 16 2.95% $1,334
Ameris Bank 16 3.18% $4,513
GoPrime Mortgage, Inc. 16 3.33% $4,104
COASTAL Federal Credit Union 16 3.10% $3,455
PENTAGON FEDERAL CREDIT UNION 16 2.95% $3,365
MCLEAN MORTGAGE CORPORATION 15 3.01% $3,167
United Community Bank 15 3.18% $3,962
FINANCE OF AMERICA MORTGAGE LLC 15 3.05% $3,782
First Savings Bank 15 3.33% $4,359
Plains Commerce Bank 15 3.38% $3,132
AMERICAN FINANCING CORPORATION 14 3.17% $4,177
SOUTHERN TRUST MORTGAGE, LLC 14 3.04% $4,493
Morgan Stanley Private Bank 14 2.70% $4,308
Advisors Mortgage Group, L.L.C. 14 3.57% $3,456
AmeriHome Mortgage Company, LLC 13 3.46% $3,609
T2 FINANCIAL LLC 13 3.22% $4,047
NFM, INC. 13 3.14% $4,417
Pinnacle Bank 13 3.08% $3,885
SOFI LENDING CORP. 12 3.05% $4,511
First Guaranty Mortgage Corporation 12 3.00% $2,951
Strong Home Mortgage, LLC 12 2.94% $1,240
West Town Bank & Trust 11 3.32% $3,873
CMG MORTGAGE, INC. 11 3.14% $4,636
PLANET HOME LENDING, LLC 11 2.97% $3,631
PRIMARY RESIDENTIAL MORTGAGE, INC. 11 3.22% $5,093
North American Savings Bank, F.S.B. 11 3.01% $2,224
First Home Bank 10 3.31% $6,762
Carrington Mortgage Services, LLC 10 3.63% $4,573
RAPID MORTGAGE COMPANY 9 2.99% $4,623
FirstBank 9 2.80% $2,696
GUILD MORTGAGE COMPANY 9 3.25% $3,175
ZILLOW HOME LOANS, LLC 9 3.06% $3,869
CRESCENT MORTGAGE COMPANY 9 3.19% $3,917
ROYAL UNITED MORTGAGE LLC 9 3.43% $6,570
LAKEVIEW LOAN SERVICING, LLC 9 3.28% $2,449
First Federal Bank 9 3.04% $7,263
Charles Schwab Bank, SSB 8 2.83% $3,326
Nations Lending Corporation 8 3.02% $7,109
RELIANCE FIRST CAPITAL, LLC 8 3.19% $4,605
NBKC BANK 8 2.86% $2,083
C & F Mortgage Corporation 8 3.00% $2,924
CALCON MUTUAL MORTGAGE LLC 8 2.70% $4,375
SUN WEST MORTGAGE COMPANY, INC. 8 2.69% $2,297
LATINO COMMUNITY CREDIT UNION 8 5.81% $3,927
Arvest Bank 8 3.06% $2,504
FIRST HOME MORTGAGE CORPORATION 8 3.31% $4,398
KeyBank 8 2.89% $4,336
FIRST COMMUNITY MORTGAGE, INC. 7 3.09% $4,436
AMERICAN INTERNET MORTGAGE, INC. 7 2.82% $2,839
TIAA, FSB 7 3.11% $6,344
First Horizon Bank 7 3.11% $4,660
Raymond James Bank 6 2.92% $4,253
PHH Mortgage Corporation 6 3.31% $6,685
The Central Trust Bank 6 3.12% $4,061
EMBRACE HOME LOANS, INC. 6 3.19% $3,370
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 6 3.29% $1,833
MILEND, INC. 6 3.31% $8,759
Northwest Federal Credit Union 6 3.31% $5,248
City National Bank 5 2.93% $4,110
Hometown Lenders, Inc. 5 3.47% $4,253
CHURCHILL MORTGAGE CORPORATION 5 3.13% $3,969
PLAZA HOME MORTGAGE, INC. 5 3.50% $3,849
EMM LOANS LLC 5 3.12% $5,605
Cf Bank 5 2.87% $3,124
Atlantic Coast Mortgage, LLC 5 3.30% $2,908
OVM FINANCIAL, INC. 5 3.28% $4,159
Citibank 5 3.00% $4,266
GENEVA FINANCIAL, LLC 5 3.25% $3,598
Manufacturers and Traders Trust Company 5 3.33% $3,289
Bethpage Federal Credit Union 5 2.78% $6,750
UBS Bank USA 5 2.70% $6,181
The Federal Savings Bank 5 3.13% $4,730
George Mason Mortgage, LLC 5 3.15% $3,993
Ally Bank 5 3.03% $3,682
GMFS LLC 5 3.08% $3,765
BNC National Bank 5 3.03% $4,880
DRAPER AND KRAMER MORTGAGE CORP. 4 3.15% $3,089
ARK-LA-TEX FINANCIAL SERVICES, LLC. 4 3.09% $3,581
Aurora Financial, LLC 4 2.78% $1,654
FIRST SAVINGS MORTGAGE CORPORATION 4 2.94% $5,458
Waterstone Mortgage Corporation 4 3.13% $4,615
Colten Mortgage, LLC 4 3.16% $3,471
Uwharrie Bank 4 3.25% $1,948
CREDIT UNION MORTGAGE ASSOCIATION, INC. 4 2.91% $3,394
Mortgage Research Center, LLC 4 3.00% $3,009
PREMIA MORTGAGE, LLC 4 2.81% $1,596
GUARANTEED RATE AFFINITY, LLC 4 3.09% $2,705
USAA Federal Savings Bank 4 3.06% $2,698
United Bank 4 3.22% $3,225
BAYSHORE MORTGAGE FUNDING, LLC 4 3.09% $5,688
AMERIFIRST FINANCIAL CORPORATION 4 3.00% $3,277
HOMEBRIDGE FINANCIAL SERVICES, INC. 4 3.28% $2,959
Towne Mortgage of the Carolinas, LLC 4 3.31% $4,918
HOMESPIRE MORTGAGE CORPORATION 4 3.06% $3,434
ANGEL OAK MORTGAGE SOLUTIONS LLC 3 5.71% $6,937
Wolfe Financial, Inc 3 2.92% $4,204
First Republic Bank 3 2.78% $6,976
Barrington Bank & Trust Company, N.A. 3 3.38% $4,305
US MORTGAGE CORPORATION 3 3.21% $6,446
United Nations Federal Credit Union 3 2.92% $5,885
Independent Bank 3 2.63% $2,587
TIDEWATER MORTGAGE SERVICES, INC. 3 3.33% $4,570
ACADEMY MORTGAGE CORPORATION 3 3.21% $3,385
CANOPY MORTGAGE, LLC 3 2.83% $2,478
The Union Bank Company 3 3.54% $6,055
The Fidelity Bank 3 3.13% $3,613
TEACHERS 3 3.04% $3,587
SWBC MORTGAGE CORPORATION 3 3.00% $2,504
Dollar Bank, Federal Savings Bank 3 3.04% $12,100
Liberty Savings Bank, F.S.B. 3 2.88% $2,974
ARC HOME LLC 3 3.49% $5,180
Luxury Mortgage Corp. 3 3.62% $11,293
SPRING EQ, LLC 3 2.58% $0
SOVEREIGN LENDING GROUP INCORPORATED 3 2.92% $5,437
Southern First Bank 3 2.92% $3,200
DEEPHAVEN MORTGAGE LLC 3 5.71% $8,584
AMERICAN FEDERAL MORTGAGE CORPORATION 3 2.75% $2,725
TOP FLITE FINANCIAL, INC. 2 3.38% $5,086
TOWNE MORTGAGE COMPANY 2 3.00% $6,066
Prime Choice Funding Inc. 2 2.69% $8,189
Synovus Bank 2 3.25% $5,327
Presidential Bank, FSB 2 3.00% $3,839
First Reliance Bank 2 3.25% $4,648
CAROLINAS TELCO FEDERAL CREDIT UNION 2 3.63% $5,581
SUMMIT FUNDING, INC. 2 2.81% $3,571
Toyota Financial Savings Bank 2 2.81% $4,095
Austin Capital Bank SSB 2 3.25% $3,330
Discover Bank 2 5.74% $0
Peoples Bank 2 3.13% $3,397
DELTA COMMUNITY CREDIT UNION 2 3.00% $6,100
First Mortgage Solutions, LLC 2 2.87% $2,979
Truliant Federal Credit Union 2 3.38% $3,244
Beeline Loans, Inc. 2 2.50% $4,193
NORWICH COMMERCIAL GROUP, INC. 2 3.19% $2,766
GUARANTY HOME MORTGAGE CORPORATION 2 2.81% $3,476
Paramount Residential Mortgage Group, Inc. 2 3.44% $2,909
MICHIGAN MUTUAL, INC. 2 3.19% $4,659
CONTOUR MORTGAGE CORPORATION 2 2.81% $4,298
Bank of England 2 3.19% $3,670
First Internet Bank of Indiana 2 3.06% $5,156
BAY CAPITAL MORTGAGE CORPORATION 2 3.06% $3,084
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 2 3.19% $3,119
Citadel Servicing Corporation 2 5.37% $5,708
NP, Inc. 2 3.50% $20,691
SIRVA MORTGAGE, INC. 2 2.94% $2,198
DATA MORTGAGE, INC. 2 3.56% $5,262
Goldman Sachs Bank USA 2 3.10% $4,118
NASA Federal Credit Union 2 2.88% $4,939
RESIDENTIAL MORTGAGE SERVICES, INC. 2 3.13% $4,493
AMERICAN PACIFIC MORTGAGE CORPORATION 2 3.06% $2,790
TJC Mortgage, Inc. 2 3.31% $3,397
IMPAC MORTGAGE CORP. 2 2.93% $845
Atlantic Union Bank 2 3.19% $3,247
Republic Bank & Trust Company 2 3.31% $3,226
Integrity Home Mortgage Corp 2 3.25% $3,962
Victorian Finance, LLC 2 2.81% $6,483
Assurance Financial Group, L.L.C. 2 3.69% $4,254
THRIVE MORTGAGE, LLC 2 2.94% $4,204
FIRST TECHNOLOGY 2 2.75% $3,464
HomeTrust Bank 2 3.13% $2,774
JET HOMELOANS, LLC 2 3.31% $4,256
Capital Bank 2 3.31% $4,092
Quontic Bank 2 5.44% $8,447
ALLIED MORTGAGE GROUP, INC. 2 3.56% $3,902
AmRes Corporation 2 3.19% $3,543
LADERA LENDING, INC. 2 2.94% $3,661
NBH Bank 1 4.19% $2,321
ACOPIA, LLC 1 3.88% $3,259
A&D Mortgage LLC 1 4.38% $9,708
AFFINITY 1 3.25% $2,265
AgCarolina Farm Credit, FLCA 1 4.16% $8,118
Allen Tate Mortgage Partners, LLC 1 4.00% $2,881
ALLIANT CREDIT UNION 1 3.50% $4,166
Allied First Bank,sb 1 3.25% $3,466
American Airlines Federal Credit Union 1 2.75% $0
AMERICAN FINANCIAL RESOURCES, INC. 1 3.13% $3,738
American National Bank and Trust Company 1 2.50% $3,158
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 3.25% $4,950
AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 3.13% $3,101
APEX HOME LOANS, INC. 1 3.13% $3,542
ATLANTA POSTAL 1 2.88% $3,848
Auto Club Trust, FSB 1 2.50% $2,671
Axos Bank 1 4.99% $9,063
Bank of Tennessee 1 2.63% $1,685
Baxter Credit Union 1 2.75% $3,226
BAYCOAST MORTGAGE COMPANY, LLC 1 3.00% $4,059
BAY EQUITY LLC 1 2.99% $9,186
BNY Mellon 1 2.25% $5,233
BOKF 1 3.25% $3,575
Carrollton Bank 1 3.13% $3,253
CELEBRITY HOME LOANS, LLC 1 2.88% $4,589
CERTAINTY HOME LOANS, LLC 1 3.50% $4,662
CityWorth Mortgage LLC 1 2.88% $3,493
COMPASS MORTGAGE, INC. 1 2.88% $3,452
CONSUMERS COOPERATIVE CREDIT UNION 1 3.13% $4,819
Countybank 1 2.63% $2,421
County National Bank 1 3.00% $6,160
Deere Employees Credit Union 1 2.25% $2,821
DEVELOPER'S MORTGAGE COMPANY 1 3.13% $970
DIRECT MORTGAGE LOANS, LLC 1 2.63% $3,972
EagleBank 1 2.88% $3,590
EASTMAN 1 2.88% $5,236
Encompass Lending Group, LP 1 3.88% $4,008
Equity Prime Mortgage LLC 1 2.88% $1,828
EVERETT FINANCIAL, INC. 1 3.50% $1,985
FBC MORTGAGE, LLC 1 3.49% $5,573
FEDEX EMPLOYEES CREDIT ASSOCIATION 1 2.88% $3,191
FIRST ALLIANCE HOME MORTGAGE, LLC 1 3.25% $3,737
FIRST BANCORP, INC. 1 4.00% $3,719
First Bank 1 3.25% $4,804
First Community Bank 1 2.63% $2,316
First Community Bank 1 2.75% $4,139
First Federal Savings and Loan Association of Lakewood 1 3.35% $2,445
First Palmetto Bank 1 2.88% $3,154
FRANKLIN MINT 1 2.88% $7,452
GEO-CORP, INC. 1 2.75% $3,796
GSF Mortgage Corporation 1 2.88% $3,204
GuardHill Financial Corp. 1 3.25% $4,570
HAMILTON HOME LOANS, INC. 1 2.75% $4,786
HANCOCK MORTGAGE PARTNERS, LLC 1 3.50% $3,904
HANSCOM 1 2.88% $4,426
HARBORONE MORTGAGE, LLC 1 3.25% $2,333
Heritage Bank 1 2.88% $4,776
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 3.13% $5,970
HOMESTAR FINANCIAL CORPORATION 1 3.63% $4,909
HOME TOWN FUNDING, INC. 1 2.88% $3,330
HSBC BANK USA, NATIONAL ASSOCIATION 1 2.75% $4,490
Huntingdon Valley Bank 1 3.38% $3,692
Independent Bank 1 3.00% $3,507
INTERCAP LENDING INC. 1 2.75% $3,398
Ixonia Bank 1 3.25% $3,363
JMAC LENDING, INC. 1 2.63% $2,631
LAFAYETTE FEDERAL CREDIT UNION 1 3.00% $4,312
LANGLEY 1 3.00% $2,993
Leader Bank 1 3.00% $3,726
LENDERFI, INC. 1 2.75% $1,246
LENDSURE MORTGAGE CORP. 1 3.75% $6,891
LIBERTY HOME MORTGAGE CORPORATION 1 3.50% $3,231
LOANPAL, LLC 1 3.25% $9,357
Magnolia Bank 1 3.38% $8,105
MEMBERS 1ST FEDERAL CREDIT UNION 1 3.00% $3,054
Meridian Bank Corporation 1 4.00% $3,508
MLD MORTGAGE INC. 1 2.88% $4,235
MORIA DEVELOPMENT, INC. 1 3.75% $3,986
Mortgage Lenders Investment Trading Corporation 1 3.38% $6,050
NATIONS RELIABLE LENDING, LLC 1 3.25% $4,682
NATIONWIDE MORTGAGE BANKERS, INC. 1 3.49% $7,743
ABSOLUTE HOME MORTGAGE CORPORATION 1 3.13% $2,885
NewTowne Mortgage, LLC 1 3.00% $3,622
Notre Dame Federal Credit Union Corporation 1 3.00% $1,769
N R L Federal Credit Union 1 2.88% $4,145
ONY GLO, INC. 1 2.88% $3,856
OPEN MORTGAGE, LLC 1 2.88% $3,523
PANORAMA MORTGAGE GROUP, LLC 1 2.63% $3,238
Paramount Bank 1 2.63% $3,459
PIKE CREEK MORTGAGE SERVICES, INC. 1 3.88% $3,689
Platinum Home Mortgage Corporation 1 2.88% $3,188
POLARIS HOME FUNDING CORP. 1 2.88% $4,934
Princeton Mortgage Corporation 1 3.38% $6,023
RBC Bank, (Georgia) 1 3.63% $2,162
RUOFF MORTGAGE COMPANY, INC. 1 3.13% $0
SECURITYNATIONAL MORTGAGE COMPANY 1 3.38% $6,788
SEVERN SAVINGS BANK, FSB DBA SEVERN BANK 1 3.00% $11,311
SIGNATURE MORTGAGE CORPORATION 1 3.13% $3,456
SIWELL, INC. 1 2.50% $7,170
South Atlantic Bank 1 2.50% $3,410
Starion Bank 1 2.63% $628
STEARNS LENDING, LLC 1 2.75% $1,447
STOCKTON MORTGAGE CORPORATION 1 4.00% $4,151
SUCCESS MORTGAGE PARTNERS, INC. 1 2.88% $5,349
Summit Community Bank, Inc. 1 3.00% $3,670
Sunflower Bank 1 3.25% $5,512
The Cortland Savings and Banking Company 1 3.00% $3,862
The Huntington National Bank 1 3.13% $3,298
The Loan Store, Inc. 1 2.75% $6,011
The Park National Bank 1 3.00% $4,093
Third Federal Savings and Loan Association of Cleveland 1 2.99% $3,395
THRIVENT Federal Credit Union 1 2.88% $6,604
Tidewater Home Funding, LLC 1 2.88% $7,801
TOTAL MORTGAGE SERVICES, LLC 1 3.50% $4,899
Towne Mortgage, LLC 1 3.25% $2,464
Triumph Bank 1 2.88% $2,246
UMB Bank 1 2.56% $2,406
UNIVERSITY LENDING GROUP, LLC 1 3.50% $2,264
VAN DYK MORTGAGE CORPORATION 1 2.88% $2,662
Warsaw Federal Savings and Loan Association 1 3.00% $2,663
Watermark Capital, Inc. 1 2.50% $2,761
Westfield Bank, FSB 1 2.75% $2,964
WEYCO COMMUNITY CREDIT UNION 1 3.25% $3,712
Wilmington Savings Fund Society, FSB 1 2.88% $4,040
York Traditions Bank 1 2.75% $3,569

WILMINGTON, NC's 370 lenders originated 19,878 loans during 2021. The total origination value was $5,969,110,000, with an average loan value of $300,287.

The top WILMINGTON lender as defined by loan originations is GUARANTEED RATE, INC., with 756 loans originated. Their average total fees are $4,869, which is $120 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee WILMINGTON lenders (with over 10 loans originated) are PULTE MORTGAGE LLC ($551), Strong Home Mortgage, LLC ($1,240), CAPITAL CENTER, L.L.C. ($1,334), North American Savings Bank, F.S.B. ($2,224) and KELLER MORTGAGE, LLC ($2,301).

The lowest rate WILMINGTON lenders (with over 10 loans originated) are Morgan Stanley Private Bank (2.70%), Stifel Bank and Trust (2.72%), PROVIDENT FUNDING ASSOCIATES, L.P. (2.74%), Bank of America (2.78%) and AMERISAVE MORTGAGE CORPORATION (2.86%).

WILMINGTON, NC Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
GUARANTEED RATE, INC. $423,775,000 $405,765,000 -4.2% 6.8%
QUICKEN LOANS, LLC $246,000,000 $327,110,000 33.0% 5.5%
Wells Fargo Bank $288,710,000 $300,740,000 4.2% 5.0%
Truist Bank $169,305,000 $219,900,000 29.9% 3.7%
STATE EMPLOYEES' $146,190,000 $210,800,000 44.2% 3.5%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $204,860,000 $181,420,000 -11.4% 3.0%
First Bank $111,885,000 $179,045,000 60.0% 3.0%
First-Citizens Bank & Trust Company $166,125,000 $169,745,000 2.2% 2.8%
Alpha Mortgage Corporation $153,280,000 n/a 2.6%
Towne Bank $154,380,000 $139,415,000 -9.7% 2.3%
ANGEL OAK HOME LOANS LLC $101,810,000 $134,000,000 31.6% 2.2%
MOVEMENT MORTGAGE, LLC $109,030,000 $130,835,000 20.0% 2.2%
UNITED WHOLESALE MORTGAGE, LLC $77,290,000 $125,830,000 62.8% 2.1%
FREEDOM MORTGAGE CORPORATION $141,170,000 $115,340,000 -18.3% 1.9%
CORNING $143,805,000 $93,925,000 -34.7% 1.6%
PENNYMAC LOAN SERVICES, LLC $50,170,000 $88,670,000 76.7% 1.5%
First National Bank of Pennsylvania $74,200,000 $83,945,000 13.1% 1.4%
North State Bank $87,800,000 $78,760,000 -10.3% 1.3%
LOANDEPOT.COM, LLC $40,995,000 $78,025,000 90.3% 1.3%
CORNERSTONE HOME LENDING, INC. $22,795,000 $76,035,000 233.6% 1.3%
HOME POINT FINANCIAL CORPORATION $25,145,000 $74,500,000 196.3% 1.2%
UNION HOME MORTGAGE CORP. $64,740,000 $70,740,000 9.3% 1.2%
Bank of America $76,515,000 $69,350,000 -9.4% 1.2%
BETTER MORTGAGE CORPORATION $18,705,000 $66,905,000 257.7% 1.1%
Southern Bank and Trust Company $42,700,000 $63,015,000 47.6% 1.1%
KeyBank $2,690,000 $62,380,000 2,219.0% 1.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $77,150,000 $60,970,000 -21.0% 1.0%
WALKER & DUNLOP, LLC $29,595,000 $59,010,000 99.4% 1.0%
JPMorgan Chase Bank $45,480,000 $54,460,000 19.7% 0.9%
NAVY FEDERAL CREDIT UNION $55,920,000 $53,965,000 -3.5% 0.9%
CALIBER HOME LOANS, INC. $63,280,000 $51,840,000 -18.1% 0.9%
PNC Bank $67,290,000 $50,820,000 -24.5% 0.9%
INTERCOASTAL MORTGAGE COMPANY $23,230,000 $49,605,000 113.5% 0.8%
AMERISAVE MORTGAGE CORPORATION $28,065,000 $47,505,000 69.3% 0.8%
HOMESIDE FINANCIAL, LLC $48,600,000 $47,370,000 -2.5% 0.8%
VANDERBILT MORTGAGE AND FINANCE, INC. $31,010,000 $45,865,000 47.9% 0.8%
Mortgage Research Center, LLC $35,340,000 $40,695,000 15.2% 0.7%
NEWREZ LLC $20,400,000 $39,870,000 95.4% 0.7%
Mr. Cooper ( Nationstar Mortgage ) $32,685,000 $38,755,000 18.6% 0.6%
ON Q FINANCIAL, INC. $103,810,000 $38,495,000 -62.9% 0.6%
DHI MORTGAGE COMPANY, LTD. $19,450,000 $36,540,000 87.9% 0.6%
TD Bank $26,755,000 $35,180,000 31.5% 0.6%
U.S. Bank $31,360,000 $35,180,000 12.2% 0.6%
South State Bank $13,520,000 $34,415,000 154.5% 0.6%
CROSSCOUNTRY MORTGAGE, LLC $10,610,000 $34,125,000 221.6% 0.6%
Regions Bank $63,465,000 $32,440,000 -48.9% 0.5%
American Security Mortgage Corp. $44,705,000 $30,925,000 -30.8% 0.5%
Northpointe Bank $27,545,000 $29,790,000 8.2% 0.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $19,470,000 $28,160,000 44.6% 0.5%
RESOURCE FINANCIAL SERVICES, INC. $27,750,000 $28,010,000 0.9% 0.5%
Capital One $27,705,000 n/a 0.5%
First Carolina Bank $18,070,000 $25,650,000 41.9% 0.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $24,295,000 $25,155,000 3.5% 0.4%
SeaTrust Mortgage Company $21,725,000 $24,000,000 10.5% 0.4%
Blue Ridge Bank $19,310,000 $23,320,000 20.8% 0.4%
PULTE MORTGAGE LLC $14,450,000 $22,580,000 56.3% 0.4%
Stifel Bank and Trust $9,465,000 $22,410,000 136.8% 0.4%
THE MORTGAGE FIRM, INC. $790,000 $21,430,000 2,612.7% 0.4%
Capital City Home Loans, LLC $28,660,000 $20,485,000 -28.5% 0.3%
LAKEVIEW LOAN SERVICING, LLC $16,285,000 $19,170,000 17.7% 0.3%
Citizens Bank $21,390,000 $18,125,000 -15.3% 0.3%
ORIX REAL ESTATE CAPITAL, LLC $18,060,000 n/a 0.3%
LOCAL GOVERNMENT FEDERAL CREDIT UNION $16,510,000 $17,985,000 8.9% 0.3%
Wyndham Capital Mortgage, Inc. $12,300,000 $17,525,000 42.5% 0.3%
EXCITE Credit Union $15,925,000 $17,280,000 8.5% 0.3%
Arbor Realty Trust, Inc. $27,375,000 $17,105,000 -37.5% 0.3%
Renasant Bank $17,265,000 $16,655,000 -3.5% 0.3%
USAA Federal Savings Bank $25,195,000 $16,470,000 -34.6% 0.3%
EQUITY RESOURCES, INC. $46,375,000 $15,565,000 -66.4% 0.3%
Morgan Stanley Private Bank $11,745,000 $14,760,000 25.7% 0.2%
BROKER SOLUTIONS, INC. $8,005,000 $14,325,000 79.0% 0.2%
NEW DAY FINANCIAL, LLC $10,695,000 $13,105,000 22.5% 0.2%
Flagstar Bank, FSB $29,000,000 $12,485,000 -56.9% 0.2%
Mortgage Assurance Inc. $18,925,000 $12,305,000 -35.0% 0.2%
VILLAGE CAPITAL & INVESTMENT LLC $9,725,000 $12,180,000 25.2% 0.2%
HOMESTEAD FUNDING CORP. $14,445,000 $11,900,000 -17.6% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $18,330,000 $11,845,000 -35.4% 0.2%
PENTAGON FEDERAL CREDIT UNION $8,360,000 $11,800,000 41.1% 0.2%
KELLER MORTGAGE, LLC $6,740,000 $11,545,000 71.3% 0.2%
Gateway First Bank $11,455,000 $11,350,000 -0.9% 0.2%
InterContinental Capital Group, Inc $7,995,000 $10,730,000 34.2% 0.2%
Corporate Investors Mortgage Group, Inc. $13,870,000 $10,695,000 -22.9% 0.2%
The Federal Savings Bank $6,890,000 $10,640,000 54.4% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $7,600,000 $10,570,000 39.1% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $21,510,000 $10,540,000 -51.0% 0.2%
COASTAL Federal Credit Union $11,535,000 $10,300,000 -10.7% 0.2%
United Bank $10,165,000 $10,185,000 0.2% 0.2%
United Community Bank $4,535,000 $9,795,000 116.0% 0.2%
Fifth Third Bank $6,795,000 $9,450,000 39.1% 0.2%
Alcova Mortgage LLC $4,640,000 $9,445,000 103.6% 0.2%
SHARONVIEW FEDERAL CREDIT UNION $13,130,000 $9,315,000 -29.1% 0.2%
Prosperity Home Mortgage, LLC $4,735,000 $9,165,000 93.6% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $7,655,000 $9,105,000 18.9% 0.2%
Carrington Mortgage Services, LLC $6,120,000 $9,030,000 47.5% 0.2%
Pinnacle Bank $32,510,000 $8,680,000 -73.3% 0.1%
JET DIRECT FUNDING CORP $9,835,000 $8,595,000 -12.6% 0.1%
LAND HOME FINANCIAL SERVICES, INC. $10,530,000 $8,305,000 -21.1% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $15,745,000 $8,230,000 -47.7% 0.1%
Ameris Bank $5,170,000 $7,820,000 51.3% 0.1%
Raymond James Bank $5,425,000 $7,345,000 35.4% 0.1%
RAPID MORTGAGE COMPANY $6,670,000 $7,150,000 7.2% 0.1%
TIAA, FSB $3,405,000 $7,130,000 109.4% 0.1%
Marine Federal Credit Union $2,615,000 $7,110,000 171.9% 0.1%
North American Savings Bank, F.S.B. $6,075,000 $7,025,000 15.6% 0.1%
PLANET HOME LENDING, LLC $3,680,000 $6,880,000 87.0% 0.1%
CAPITAL CENTER, L.L.C. $2,030,000 $6,830,000 236.5% 0.1%
RESIDENTIAL MORTGAGE SERVICES, INC. $7,885,000 $6,685,000 -15.2% 0.1%
First Guaranty Mortgage Corporation $3,510,000 $6,660,000 89.7% 0.1%
Strong Home Mortgage, LLC $4,085,000 $6,595,000 61.4% 0.1%
First Heritage Mortgage, LLC $5,650,000 $6,570,000 16.3% 0.1%
UBS Bank USA $1,480,000 $6,405,000 332.8% 0.1%
SOUTHERN TRUST MORTGAGE, LLC $6,555,000 $6,305,000 -3.8% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $6,720,000 $6,215,000 -7.5% 0.1%
Charles Schwab Bank, SSB $1,855,000 $6,150,000 231.5% 0.1%
GoPrime Mortgage, Inc. $5,170,000 $6,105,000 18.1% 0.1%
First Horizon Bank $1,360,000 $5,710,000 319.9% 0.1%
NBKC BANK $5,640,000 $5,615,000 -0.4% 0.1%
AmeriHome Mortgage Company, LLC $6,115,000 $5,470,000 -10.5% 0.1%
Barrington Bank & Trust Company, N.A. $4,030,000 $5,405,000 34.1% 0.1%
FINANCE OF AMERICA MORTGAGE LLC $2,665,000 $5,315,000 99.4% 0.1%
NFM, INC. $1,695,000 $5,015,000 195.9% 0.1%
CLEARPATH LENDING $8,540,000 $4,970,000 -41.8% 0.1%
SOFI LENDING CORP. $1,865,000 $4,970,000 166.5% 0.1%
CALCON MUTUAL MORTGAGE LLC $9,740,000 $4,920,000 -49.5% 0.1%
AMERICAN FINANCING CORPORATION $3,055,000 $4,900,000 60.4% 0.1%
CMG MORTGAGE, INC. $11,270,000 $4,895,000 -56.6% 0.1%
PLAZA HOME MORTGAGE, INC. $11,955,000 $4,890,000 -59.1% 0.1%
First Federal Bank $5,670,000 $4,785,000 -15.6% 0.1%
MCLEAN MORTGAGE CORPORATION $3,650,000 $4,605,000 26.2% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,490,000 $4,430,000 197.3% 0.1%
Plains Commerce Bank $255,000 $4,390,000 1,621.6% 0.1%
T2 FINANCIAL LLC $265,000 $4,335,000 1,535.8% 0.1%
First Republic Bank $4,470,000 $4,305,000 -3.7% 0.1%
RELIANCE FIRST CAPITAL, LLC $6,120,000 $4,295,000 -29.8% 0.1%
NP, Inc. $2,505,000 $4,240,000 69.3% 0.1%
First Home Bank $2,855,000 $4,105,000 43.8% 0.1%
City National Bank $3,150,000 $3,990,000 26.7% 0.1%
First Savings Bank $5,335,000 $3,990,000 -25.2% 0.1%
CHURCHILL MORTGAGE CORPORATION $3,965,000 $3,830,000 -3.4% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $2,050,000 $3,700,000 80.5% 0.1%
ZILLOW HOME LOANS, LLC $2,405,000 $3,695,000 53.6% 0.1%
ATHAS CAPITAL GROUP, INC. $260,000 $3,680,000 1,315.4% 0.1%
BNC National Bank $3,715,000 $3,585,000 -3.5% 0.1%
FirstBank $2,910,000 $3,355,000 15.3% 0.1%
PHH Mortgage Corporation $755,000 $3,345,000 343.0% 0.1%
DOMINION FINANCIAL SERVICES, LLC $260,000 $3,340,000 1,184.6% 0.1%
BAYSHORE MORTGAGE FUNDING, LLC $545,000 $3,320,000 509.2% 0.1%
CIVIC FINANCIAL SERVICES, LLC $1,610,000 $3,310,000 105.6% 0.1%
Cf Bank $2,735,000 $3,250,000 18.8% 0.1%
Citibank $2,140,000 $3,155,000 47.4% 0.1%
Southern First Bank $2,205,000 $3,095,000 40.4% 0.1%
HomeTrust Bank $1,485,000 $3,055,000 105.7% 0.1%
Union Bank $5,205,000 $3,050,000 -41.4% 0.1%
Nations Lending Corporation $2,940,000 $3,025,000 2.9% 0.1%
FINANCE OF AMERICA REVERSE LLC $955,000 $3,020,000 216.2% 0.1%
FIRST HOME MORTGAGE CORPORATION $2,085,000 $3,015,000 44.6% 0.1%
FIRST COMMUNITY MORTGAGE, INC. $1,705,000 $2,970,000 74.2% 0.0%
CRESCENT MORTGAGE COMPANY $3,160,000 $2,965,000 -6.2% 0.0%
Select Bank & Trust Company $10,590,000 $2,965,000 -72.0% 0.0%
Ally Bank $7,585,000 $2,960,000 -61.0% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $695,000 $2,940,000 323.0% 0.0%
LENDINGHOME FUNDING CORPORATION $1,205,000 $2,915,000 141.9% 0.0%
Low VA Rates, LLC $2,975,000 $2,875,000 -3.4% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $4,250,000 $2,840,000 -33.2% 0.0%
The Central Trust Bank $1,380,000 $2,825,000 104.7% 0.0%
GUILD MORTGAGE COMPANY $1,920,000 $2,800,000 45.8% 0.0%
FIRST SAVINGS MORTGAGE CORPORATION $825,000 $2,785,000 237.6% 0.0%
EMBRACE HOME LOANS, INC. $5,010,000 $2,755,000 -45.0% 0.0%
Arvest Bank $4,665,000 $2,710,000 -41.9% 0.0%
READYCAP COMMERCIAL, LLC $2,705,000 n/a 0.0%
United Nations Federal Credit Union $335,000 $2,635,000 686.6% 0.0%
West Town Bank & Trust $2,510,000 $2,440,000 -2.8% 0.0%
C & F Mortgage Corporation $960,000 $2,405,000 150.5% 0.0%
The Fidelity Bank $1,905,000 $2,405,000 26.2% 0.0%
ACCELERATE MORTGAGE, LLC $590,000 $2,380,000 303.4% 0.0%
ROYAL UNITED MORTGAGE LLC $2,025,000 $2,370,000 17.0% 0.0%
MILEND, INC. $1,745,000 $2,345,000 34.4% 0.0%
Bank of New Hampshire $1,925,000 $2,315,000 20.3% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $1,305,000 $2,300,000 76.2% 0.0%
Advisors Mortgage Group, L.L.C. $1,180,000 $2,290,000 94.1% 0.0%
KS StateBank $1,045,000 $2,290,000 119.1% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $1,820,000 $2,285,000 25.5% 0.0%
Northwest Federal Credit Union $2,595,000 $2,280,000 -12.1% 0.0%
Synovus Bank $1,235,000 $2,280,000 84.6% 0.0%
Dollar Bank, Federal Savings Bank $1,355,000 $2,255,000 66.4% 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $2,250,000 n/a 0.0%
LATINO COMMUNITY CREDIT UNION $675,000 $2,240,000 231.9% 0.0%
CANOPY MORTGAGE, LLC $295,000 $2,180,000 639.0% 0.0%
Magnolia Bank $3,930,000 $2,100,000 -46.6% 0.0%
Atlantic Coast Mortgage, LLC $1,005,000 $2,070,000 106.0% 0.0%
SPRING EQ, LLC $950,000 $2,070,000 117.9% 0.0%
AMERIFIRST FINANCIAL CORPORATION $2,430,000 $2,050,000 -15.6% 0.0%
Lakeview Community Capital, LLC $2,035,000 $2,025,000 -0.5% 0.0%
PREMIA MORTGAGE, LLC $1,165,000 $1,985,000 70.4% 0.0%
BNY Mellon $775,000 $1,910,000 146.5% 0.0%
HOMESPIRE MORTGAGE CORPORATION $940,000 $1,905,000 102.7% 0.0%
LADERA LENDING, INC. $2,140,000 $1,885,000 -11.9% 0.0%
Luxury Mortgage Corp. $1,885,000 n/a 0.0%
TJC Mortgage, Inc. $1,950,000 $1,845,000 -5.4% 0.0%
Towne Mortgage of the Carolinas, LLC $2,315,000 $1,835,000 -20.7% 0.0%
Bethpage Federal Credit Union $260,000 $1,830,000 603.8% 0.0%
Peoples Bank $1,795,000 n/a 0.0%
OVM FINANCIAL, INC. $2,430,000 $1,775,000 -27.0% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,970,000 $1,755,000 -10.9% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $2,565,000 $1,705,000 -33.5% 0.0%
Axos Bank $610,000 $1,700,000 178.7% 0.0%
Bank of Oak Ridge $1,830,000 $1,685,000 -7.9% 0.0%
Bank OZK $1,135,000 $1,685,000 48.5% 0.0%
First National Bank $1,675,000 n/a 0.0%
George Mason Mortgage, LLC $5,460,000 $1,670,000 -69.4% 0.0%
Aurora Financial, LLC $760,000 $1,655,000 117.8% 0.0%
Hometown Lenders, Inc. $640,000 $1,650,000 157.8% 0.0%
American National Bank and Trust Company $430,000 $1,630,000 279.1% 0.0%
GMFS LLC $395,000 $1,585,000 301.3% 0.0%
Third Federal Savings and Loan Association of Cleveland $2,900,000 $1,580,000 -45.5% 0.0%
Benchmark Community Bank $335,000 $1,555,000 364.2% 0.0%
Bank of England $2,185,000 $1,540,000 -29.5% 0.0%
EMM LOANS LLC $265,000 $1,540,000 481.1% 0.0%
DEEPHAVEN MORTGAGE LLC $1,525,000 n/a 0.0%
ARC HOME LLC $1,905,000 $1,510,000 -20.7% 0.0%
Goldman Sachs Bank USA $1,115,000 $1,480,000 32.7% 0.0%
Truliant Federal Credit Union $2,610,000 $1,435,000 -45.0% 0.0%
Toyota Financial Savings Bank $1,340,000 n/a 0.0%
TOWER $2,115,000 $1,335,000 -36.9% 0.0%
TEACHERS $1,320,000 n/a 0.0%
Manufacturers and Traders Trust Company $960,000 $1,310,000 36.5% 0.0%
SWBC MORTGAGE CORPORATION $1,185,000 $1,280,000 8.0% 0.0%
AMERICAN ADVISORS GROUP $870,000 $1,270,000 46.0% 0.0%
Figure Lending LLC $1,170,000 $1,245,000 6.4% 0.0%
First Mortgage Solutions, LLC $2,605,000 $1,235,000 -52.6% 0.0%
ALLIANT CREDIT UNION $1,215,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $1,715,000 $1,215,000 -29.2% 0.0%
Colten Mortgage, LLC $650,000 $1,215,000 86.9% 0.0%
Integrity Home Mortgage Corp $1,205,000 n/a 0.0%
GSF Mortgage Corporation $1,010,000 $1,200,000 18.8% 0.0%
ALLIED MORTGAGE GROUP, INC. $1,320,000 $1,170,000 -11.4% 0.0%
CONTOUR MORTGAGE CORPORATION $1,160,000 n/a 0.0%
South Atlantic Bank $1,160,000 n/a 0.0%
TOWNE MORTGAGE COMPANY $3,060,000 $1,155,000 -62.3% 0.0%
Liberty Savings Bank, F.S.B. $1,140,000 n/a 0.0%
LIBERTY HOME MORTGAGE CORPORATION $185,000 $1,130,000 510.8% 0.0%
DATA MORTGAGE, INC. $1,105,000 n/a 0.0%
Capital Bank $790,000 $1,090,000 38.0% 0.0%
ACADEMY MORTGAGE CORPORATION $510,000 $1,070,000 109.8% 0.0%
Wilmington Savings Fund Society, FSB $1,070,000 n/a 0.0%
GENEVA FINANCIAL, LLC $145,000 $1,065,000 634.5% 0.0%
SIRVA MORTGAGE, INC. $1,025,000 n/a 0.0%
US MORTGAGE CORPORATION $450,000 $1,025,000 127.8% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $1,990,000 $1,020,000 -48.7% 0.0%
AMERICAN FEDERAL MORTGAGE CORPORATION $1,385,000 $1,015,000 -26.7% 0.0%
GUARANTEED RATE AFFINITY, LLC $1,005,000 n/a 0.0%
REVERSE MORTGAGE FUNDING LLC $1,010,000 $1,005,000 -0.5% 0.0%
ACOPIA, LLC $1,485,000 $995,000 -33.0% 0.0%
Uwharrie Bank $1,070,000 $990,000 -7.5% 0.0%
Baxter Credit Union $1,355,000 $985,000 -27.3% 0.0%
Discover Bank $1,455,000 $980,000 -32.6% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $295,000 $965,000 227.1% 0.0%
EVERETT FINANCIAL, INC. $1,310,000 $965,000 -26.3% 0.0%
IMPAC MORTGAGE CORP. $645,000 $960,000 48.8% 0.0%
LOANPAL, LLC $1,050,000 $960,000 -8.6% 0.0%
Waterstone Mortgage Corporation $2,080,000 $960,000 -53.8% 0.0%
BOKF $2,470,000 $950,000 -61.5% 0.0%
Bank of Yazoo City $935,000 n/a 0.0%
21ST MORTGAGE CORPORATION $745,000 $910,000 22.1% 0.0%
ATLANTA POSTAL $910,000 n/a 0.0%
Sunflower Bank $910,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $115,000 $890,000 673.9% 0.0%
STEARNS LENDING, LLC $1,695,000 $875,000 -48.4% 0.0%
TIDEWATER MORTGAGE SERVICES, INC. $585,000 $865,000 47.9% 0.0%
1ST SIGNATURE LENDING, LLC $155,000 $860,000 454.8% 0.0%
Prime Choice Funding Inc. $1,605,000 $850,000 -47.0% 0.0%
Visio Financial Services Inc. $680,000 $840,000 23.5% 0.0%
CAROLINAS TELCO FEDERAL CREDIT UNION $1,010,000 $820,000 -18.8% 0.0%
BM Real Estate Services, Inc. $810,000 n/a 0.0%
WEYCO COMMUNITY CREDIT UNION $810,000 n/a 0.0%
ALLEGACY FEDERAL CREDIT UNION $725,000 $805,000 11.0% 0.0%
SEVERN SAVINGS BANK, FSB DBA SEVERN BANK $805,000 n/a 0.0%
MLD MORTGAGE INC. $1,275,000 $800,000 -37.3% 0.0%
Independent Bank $795,000 n/a 0.0%
Wolfe Financial, Inc $795,000 n/a 0.0%
DELTA COMMUNITY CREDIT UNION $785,000 n/a 0.0%
Triumph Bank $2,475,000 $785,000 -68.3% 0.0%
First Internet Bank of Indiana $660,000 $775,000 17.4% 0.0%
GREENVILLE FEDERAL CREDIT UNION $775,000 n/a 0.0%
The Union Bank Company $735,000 $775,000 5.4% 0.0%
PROPER RATE, LLC $770,000 n/a 0.0%
RUOFF MORTGAGE COMPANY, INC. $360,000 $770,000 113.9% 0.0%
FRANKLIN MINT $765,000 n/a 0.0%
Republic Bank & Trust Company $355,000 $760,000 114.1% 0.0%
UMB Bank $285,000 $755,000 164.9% 0.0%
TOP FLITE FINANCIAL, INC. $745,000 n/a 0.0%
CELEBRITY HOME LOANS, LLC $735,000 n/a 0.0%
Shamrock Home Loans, Inc. $735,000 n/a 0.0%
RF Renovo Management Company, LLC $730,000 n/a 0.0%
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. $275,000 $710,000 158.2% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $710,000 n/a 0.0%
LENDINGONE, LLC $310,000 $700,000 125.8% 0.0%
MICHIGAN MUTUAL, INC. $490,000 $700,000 42.9% 0.0%
Victorian Finance, LLC $995,000 $700,000 -29.6% 0.0%
FBC MORTGAGE, LLC $175,000 $690,000 294.3% 0.0%
LENDERFI, INC. $1,160,000 $690,000 -40.5% 0.0%
MEMBERS 1ST FEDERAL CREDIT UNION $680,000 n/a 0.0%
POLARIS HOME FUNDING CORP. $1,165,000 $680,000 -41.6% 0.0%
Tidewater Home Funding, LLC $520,000 $680,000 30.8% 0.0%
NBH Bank $225,000 $675,000 200.0% 0.0%
Paramount Residential Mortgage Group, Inc. $1,200,000 $675,000 -43.8% 0.0%
Paramount Bank $530,000 $670,000 26.4% 0.0%
Nicolet National Bank $665,000 n/a 0.0%
HANSCOM $660,000 n/a 0.0%
FineMark National Bank & Trust $655,000 n/a 0.0%
BAY CAPITAL MORTGAGE CORPORATION $345,000 $650,000 88.4% 0.0%
IVY MORTGAGE, INC. $705,000 $645,000 -8.5% 0.0%
VELOCIO MORTGAGE L.L.C. $645,000 n/a 0.0%
Watermark Capital, Inc. $275,000 $640,000 132.7% 0.0%
MORTGAGEONE, INC. $630,000 n/a 0.0%
Leader Bank $910,000 $625,000 -31.3% 0.0%
Allied First Bank,sb $265,000 $620,000 134.0% 0.0%
FIRST FLIGHT FEDERAL CREDIT UNION $235,000 $610,000 159.6% 0.0%
Carrollton Bank $605,000 n/a 0.0%
Quontic Bank $600,000 n/a 0.0%
Equity Prime Mortgage LLC $460,000 $590,000 28.3% 0.0%
WINGS FINANCIAL $590,000 n/a 0.0%
Beeline Loans, Inc. $580,000 n/a 0.0%
FIRST TECHNOLOGY $725,000 $570,000 -21.4% 0.0%
HOMESTAR FINANCIAL CORPORATION $570,000 n/a 0.0%
AmRes Corporation $1,100,000 $550,000 -50.0% 0.0%
Assurance Financial Group, L.L.C. $2,255,000 $550,000 -75.6% 0.0%
NATIONS RELIABLE LENDING, LLC $550,000 n/a 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $415,000 $545,000 31.3% 0.0%
Austin Capital Bank SSB $1,105,000 $545,000 -50.7% 0.0%
CNB Bank $235,000 $545,000 131.9% 0.0%
JET HOMELOANS, LLC $540,000 n/a 0.0%
SOUTHWEST STAGE FUNDING, LLC $585,000 $535,000 -8.5% 0.0%
American Airlines Federal Credit Union $530,000 $530,000 0.0% 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $530,000 $525,000 -0.9% 0.0%
HOMEXPRESS MORTGAGE CORP. $520,000 n/a 0.0%
TOTAL MORTGAGE SERVICES, LLC $515,000 $515,000 0.0% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $295,000 $510,000 72.9% 0.0%
AgCarolina Farm Credit, FLCA $505,000 n/a 0.0%
Amalgamated Bank $505,000 n/a 0.0%
NewTowne Mortgage, LLC $505,000 n/a 0.0%
NORWICH COMMERCIAL GROUP, INC. $485,000 n/a 0.0%
First Reliance Bank $540,000 $480,000 -11.1% 0.0%
The Bank of South Carolina $255,000 $480,000 88.2% 0.0%
County National Bank $475,000 n/a 0.0%
Hometown Equity Mortgage, LLC $475,000 n/a 0.0%
The Freedom Bank of Virginia $425,000 $475,000 11.8% 0.0%
Home Loan Investment Bank, F.S.B. $470,000 n/a 0.0%
Ixonia Bank $1,255,000 $470,000 -62.5% 0.0%
Presidential Bank, FSB $1,400,000 $460,000 -67.1% 0.0%
The Loan Store, Inc. $460,000 n/a 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $460,000 n/a 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $450,000 $450,000 0.0% 0.0%
Univest Bank and Trust Co. $450,000 n/a 0.0%
Summit Community Bank, Inc. $780,000 $440,000 -43.6% 0.0%
Farmers Bank & Trust $365,000 $435,000 19.2% 0.0%
Westfield Bank, FSB $430,000 n/a 0.0%
The Old Point National Bank of Phoebus $425,000 n/a 0.0%
CASTLE & COOKE MORTGAGE, LLC $295,000 $420,000 42.4% 0.0%
EASTMAN $225,000 $420,000 86.7% 0.0%
ONY GLO, INC. $415,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $65,000 $405,000 523.1% 0.0%
EagleBank $405,000 n/a 0.0%
NASA Federal Credit Union $655,000 $405,000 -38.2% 0.0%
STOCKTON MORTGAGE CORPORATION $400,000 n/a 0.0%
UNIVERSITY LENDING GROUP, LLC $400,000 n/a 0.0%
Cornerstone First Mortgage, Inc $395,000 n/a 0.0%
WesBanco Bank, Inc. $395,000 n/a 0.0%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $1,570,000 $390,000 -75.2% 0.0%
Apple Federal Credit Union $325,000 $390,000 20.0% 0.0%
Atlantic Union Bank $2,795,000 $390,000 -86.0% 0.0%
DUKE UNIVERSITY FEDERAL CREDIT UNION $390,000 n/a 0.0%
Aquesta Bank $680,000 $385,000 -43.4% 0.0%
Clearview Federal Credit Union $455,000 $385,000 -15.4% 0.0%
Goldwater Bank, N.A. $385,000 n/a 0.0%
FIRST BANCORP, INC. $1,015,000 $375,000 -63.1% 0.0%
Tradition Capital Bank $375,000 n/a 0.0%
MID AMERICA MORTGAGE, INC. $195,000 $370,000 89.7% 0.0%
Mid-Continent Funding, Inc. $310,000 $370,000 19.4% 0.0%
S. C. TELCO $370,000 n/a 0.0%
THRIVE MORTGAGE, LLC $5,095,000 $370,000 -92.7% 0.0%
CERTAINTY HOME LOANS, LLC $870,000 $365,000 -58.0% 0.0%
FIRST CREDIT CORPORATION OF NEW YORK, INC. $225,000 $360,000 60.0% 0.0%
MASSMUTUAL $355,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $350,000 n/a 0.0%
Allen Tate Mortgage Partners, LLC $685,000 $340,000 -50.4% 0.0%
Paragon Bank $335,000 n/a 0.0%
Bank of Tennessee $330,000 n/a 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $635,000 $325,000 -48.8% 0.0%
JMAC LENDING, INC. $325,000 n/a 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $560,000 $325,000 -42.0% 0.0%
SILVER HILL FUNDING, LLC $315,000 n/a 0.0%
Willamette Valley Bank $315,000 n/a 0.0%
Deere Employees Credit Union $490,000 $310,000 -36.7% 0.0%
BMO Harris Bank $355,000 $305,000 -14.1% 0.0%
COMPASS MORTGAGE, INC. $305,000 n/a 0.0%
Florida Capital Bank $950,000 $305,000 -67.9% 0.0%
HARBORONE MORTGAGE, LLC $305,000 n/a 0.0%
Residential Mortgage Solutions, Inc. $715,000 $305,000 -57.3% 0.0%
First Community Bank $145,000 $295,000 103.4% 0.0%
GEO-CORP, INC. $245,000 $295,000 20.4% 0.0%
THRIVENT Federal Credit Union $295,000 n/a 0.0%
PIEDMONT ADVANTAGE CREDIT UNION $175,000 $290,000 65.7% 0.0%
Princeton Mortgage Corporation $290,000 n/a 0.0%
BAYCOAST MORTGAGE COMPANY, LLC $285,000 n/a 0.0%
DEVELOPER'S MORTGAGE COMPANY $285,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $285,000 n/a 0.0%
Sierra Pacific Mortgage Company, Inc. $10,490,000 $285,000 -97.3% 0.0%
Texana Bank $620,000 $285,000 -54.0% 0.0%
The Cortland Savings and Banking Company $285,000 n/a 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $275,000 n/a 0.0%
APEX HOME LOANS, INC. $505,000 $275,000 -45.5% 0.0%
Cadence Bank, N.A. $275,000 n/a 0.0%
EAGLE HOME MORTGAGE, LLC $295,000 $275,000 -6.8% 0.0%
GuardHill Financial Corp. $275,000 n/a 0.0%
Huntingdon Valley Bank $275,000 n/a 0.0%
LAFAYETTE FEDERAL CREDIT UNION $275,000 n/a 0.0%
Citadel Servicing Corporation $270,000 n/a 0.0%
Encompass Lending Group, LP $265,000 n/a 0.0%
First Bank $111,885,000 $265,000 -99.8% 0.0%
HANCOCK MORTGAGE PARTNERS, LLC $265,000 n/a 0.0%
The Huntington National Bank $2,100,000 $265,000 -87.4% 0.0%
LANGLEY $260,000 n/a 0.0%
N R L Federal Credit Union $235,000 $260,000 10.6% 0.0%
S&T Bank $260,000 n/a 0.0%
Summit Credit Union $260,000 n/a 0.0%
A&D Mortgage LLC $255,000 n/a 0.0%
BOND STREET MORTGAGE, LLC $255,000 n/a 0.0%
Fidelity Bank $255,000 n/a 0.0%
Starion Bank $255,000 n/a 0.0%
SUMMIT FUNDING, INC. $1,175,000 $250,000 -78.7% 0.0%
BAY EQUITY LLC $255,000 $245,000 -3.9% 0.0%
First Federal Savings and Loan Association of Lakewood $245,000 n/a 0.0%
Heritage Bank $245,000 n/a 0.0%
INTERCAP LENDING INC. $245,000 n/a 0.0%
SIWELL, INC. $245,000 n/a 0.0%
The Park National Bank $245,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $120,000 $245,000 104.2% 0.0%
Valley National Bank $195,000 $245,000 25.6% 0.0%
CHARTWAY FEDERAL CREDIT UNION $235,000 n/a 0.0%
DUPACO COMMUNITY $235,000 n/a 0.0%
COMMUNITYAMERICA $225,000 n/a 0.0%
DIRECT MORTGAGE LOANS, LLC $225,000 n/a 0.0%
Mortgage Lenders Investment Trading Corporation $175,000 $225,000 28.6% 0.0%
Call Federal Credit Union $215,000 n/a 0.0%
PIKE CREEK MORTGAGE SERVICES, INC. $375,000 $215,000 -42.7% 0.0%
Platinum Home Mortgage Corporation $395,000 $215,000 -45.6% 0.0%
TOGETHER CREDIT UNION $175,000 $215,000 22.9% 0.0%
VAN DYK MORTGAGE CORPORATION $195,000 $215,000 10.3% 0.0%
Abbott Laboratories Employees Credit Union $205,000 n/a 0.0%
Armed Forces Bank $680,000 $205,000 -69.9% 0.0%
Clear Mountain Bank $205,000 n/a 0.0%
Countybank $205,000 n/a 0.0%
First Palmetto Bank $435,000 $205,000 -52.9% 0.0%
HAMILTON HOME LOANS, INC. $645,000 $205,000 -68.2% 0.0%
LENDSURE MORTGAGE CORP. $1,885,000 $205,000 -89.1% 0.0%
NATIONS DIRECT MORTGAGE, LLC $215,000 $205,000 -4.7% 0.0%
Texas Security Bank $205,000 n/a 0.0%
CIS Financial Services, Inc. $195,000 n/a 0.0%
JUSTICE Federal Credit Union $195,000 n/a 0.0%
FIRST ALLIANCE HOME MORTGAGE, LLC $185,000 n/a 0.0%
PANORAMA MORTGAGE GROUP, LLC $185,000 n/a 0.0%
CONSUMERS COOPERATIVE CREDIT UNION $175,000 n/a 0.0%
OPEN MORTGAGE, LLC $175,000 n/a 0.0%
Towne Mortgage, LLC $175,000 n/a 0.0%
AFFINITY $165,000 $165,000 0.0% 0.0%
Black Hills Community Bank $165,000 n/a 0.0%
HOME TOWN FUNDING, INC. $165,000 n/a 0.0%
ALL REVERSE MORTGAGE, INC. $155,000 n/a 0.0%
FEDERATED MORTGAGE CORP. $155,000 n/a 0.0%
Independent Bank $155,000 n/a 0.0%
LEADERONE FINANCIAL CORPORATION $985,000 $155,000 -84.3% 0.0%
Meridian Bank Corporation $780,000 $155,000 -80.1% 0.0%
MIDWEST LOAN SOLUTIONS, INC. $155,000 n/a 0.0%
The National Bank of Coxsackie $155,000 n/a 0.0%
York Traditions Bank $235,000 $155,000 -34.0% 0.0%
CHEVRON $145,000 n/a 0.0%
FIDELITY BANK $515,000 $145,000 -71.8% 0.0%
First Community Bank $145,000 $145,000 0.0% 0.0%
SIGNATURE MORTGAGE CORPORATION $710,000 $145,000 -79.6% 0.0%
City Bank $135,000 n/a 0.0%
FAY SERVICING, LLC $135,000 n/a 0.0%
FEDEX EMPLOYEES CREDIT ASSOCIATION $85,000 $135,000 58.8% 0.0%
HUDSON HERITAGE $135,000 n/a 0.0%
MEMBER ADVANTAGE MORTGAGE, LLC $135,000 n/a 0.0%
RBC Bank, (Georgia) $125,000 n/a 0.0%
UIF CORPORATION $480,000 $125,000 -74.0% 0.0%
QUORUM FEDERAL CREDIT UNION $130,000 $120,000 -7.7% 0.0%
Auto Club Trust, FSB $115,000 n/a 0.0%
Opendoor Home Loans LLC $115,000 n/a 0.0%
SELF-HELP Credit Union $595,000 $115,000 -80.7% 0.0%
Warsaw Federal Savings and Loan Association $115,000 n/a 0.0%
INOVA FEDERAL CREDIT UNION $245,000 $105,000 -57.1% 0.0%
NEXTMARK $400,000 $95,000 -76.3% 0.0%
Notre Dame Federal Credit Union Corporation $95,000 n/a 0.0%
State Department Federal Credit Union $95,000 n/a 0.0%
CityWorth Mortgage LLC $685,000 $85,000 -87.6% 0.0%
COMMONWEALTH ONE FEDERAL CREDIT UNION $85,000 n/a 0.0%
PARSONS Federal Credit Union $85,000 n/a 0.0%
GREENWOOD $75,000 n/a 0.0%
HOMELAND BANCSHARES, INC. $75,000 n/a 0.0%
PROPONENT Federal Credit Union $295,000 $65,000 -78.0% 0.0%
RTP Federal Credit Union $65,000 n/a 0.0%
Alaska USA Federal Credit Union $55,000 n/a 0.0%
Park Lane Finance Solutions, LLC $55,000 n/a 0.0%
Signature Federal Credit Union $55,000 n/a 0.0%
Lumbee Guaranty Bank $45,000 n/a 0.0%
United States Senate Federal Credit Union $25,000 n/a 0.0%

WILMINGTON's top lender by overall market share is GUARANTEED RATE, INC., with 6.8% market share. In second place, with 5.5%, is QUICKEN LOANS, LLC, having originated $327,110,000 in loans. In third place, with 5.0%, is Wells Fargo Bank, having originated $300,740,000 in loans. In third place, with 3.7%, is Truist Bank, having originated $219,900,000 in loans. In third place, with 3.5%, is STATE EMPLOYEES', having originated $210,800,000 in loans.


WILMINGTON, NC Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 8,001 $2,870,545,000 $358,773
Refi 7,216 $2,013,480,000 $279,030
Cash Out Refi 3,047 $815,135,000 $267,521
Other 894 $137,180,000 $153,445
Home Improvement 720 $132,770,000 $184,403

Wilmington's most frequently cited loan purpose was Home Purchase, with 8,001 originations. The 2nd most popular reason was Refi, with 7,216 originations.

Interest Rate Frequencies