WILMINGTON Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Wilmington averaged
6.07%
for the week of 2024-09-05, compared to the national average of
6.35% for the same period.
The average rate for the prior week (2024-08-29) was
6.27% and
one month ago for the week of 2024-08-01, the
average rate was 6.45%.
Wilmington's average rate one year ago was 7.2%.
For refis of the same type during the week of 2024-09-05, the average rate
was 6.7%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-09-05 | 6.35% |
| Wilmington 30 Year Fixed Rate | 2024-09-05 | 6.07% |
| Wilmington 30 Year Fixed Rate Refi | 2024-09-05 | 6.7% |
| Wilmington 15 Year Fixed Rate | 2024-09-05 | 5.41% |
| Wilmington 15 Year Fixed Rate Refi | 2024-09-05 | 5.67% |
| Wilmington 30 Year FHA | 2024-09-05 | -0.31% |
| Wilmington 30 Year FHA Refi | 2024-09-05 | 0% |
| Wilmington 30 Year USDA | 2024-09-05 | 0.2% |
| Wilmington 30 Year USDA Refi | 2024-09-05 | -0.2% |
| Wilmington 30 Year VA | 2024-09-05 | -0.53% |
| Wilmington 30 Year VA Refi | 2024-09-05 | -0.1% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within WILMINGTON, NC.
WILMINGTON Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the WILMINGTON, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
WILMINGTON Average Closing Costs & Other Stats
WILMINGTON, NC's 267 lenders originated 7,959
loans during 2023. The total origination value was $2,554,485,000, with an average loan value of
$320,956.
WILMINGTON's average closing costs are $4,847.
The top WILMINGTON lender as defined by loan originations is STATE EMPLOYEES', with
283 loans originated. Their average total fees are
$4,513, which is $2,717
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee WILMINGTON lenders (with over 10 loans originated) are
PULTE MORTGAGE LLC ($2,416), DHI MORTGAGE COMPANY, LTD. ($2,548), Southern Bank and Trust Company ($3,431), Morgan Stanley Private Bank ($3,559) and CORNING ($3,890).
The lowest rate WILMINGTON lenders (with over 10 loans originated) are
First Bank (5.37%), LOCAL GOVERNMENT FEDERAL CREDIT UNION (5.65%), DHI MORTGAGE COMPANY, LTD. (5.75%), STATE EMPLOYEES' (5.83%) and Morgan Stanley Private Bank (5.88%).
WILMINGTON, NC Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| STATE EMPLOYEES' | $235,445,000 | $175,565,000 | -25.4% | 6.9% |
| First-Citizens Bank & Trust Company | $163,570,000 | $146,320,000 | -10.5% | 5.7% |
| MOVEMENT MORTGAGE, LLC | $128,520,000 | $127,855,000 | -0.5% | 5.0% |
| QUICKEN LOANS, LLC | $133,180,000 | $100,625,000 | -24.4% | 3.9% |
| UNITED WHOLESALE MORTGAGE, LLC | $71,310,000 | $97,315,000 | 36.5% | 3.8% |
| GUARANTEED RATE, INC. | $139,745,000 | $92,915,000 | -33.5% | 3.6% |
| CORNING | $95,090,000 | $86,485,000 | -9.0% | 3.4% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $132,690,000 | $67,125,000 | -49.4% | 2.6% |
| First National Bank of Pennsylvania | $82,145,000 | $66,300,000 | -19.3% | 2.6% |
| DHI MORTGAGE COMPANY, LTD. | $40,660,000 | $56,755,000 | 39.6% | 2.2% |
| M&T Realty Capital Corporation | $49,725,000 | n/a | 1.9% | |
| First Bank | $126,415,000 | $48,960,000 | -61.3% | 1.9% |
| Truist | $155,550,000 | $46,815,000 | -69.9% | 1.8% |
| Towne Bank | $44,965,000 | $43,035,000 | -4.3% | 1.7% |
| Bank of America | $41,040,000 | $41,675,000 | 1.5% | 1.6% |
| North State Bank | $46,385,000 | $39,690,000 | -14.4% | 1.6% |
| NAVY FEDERAL CREDIT UNION | $37,455,000 | $39,495,000 | 5.4% | 1.5% |
| Southern Bank and Trust Company | $66,340,000 | $36,595,000 | -44.8% | 1.4% |
| Integrity Home Mortgage Corp | $2,325,000 | $35,265,000 | 1,416.8% | 1.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $28,610,000 | $30,690,000 | 7.3% | 1.2% |
| PNC Bank | $51,220,000 | $28,760,000 | -43.9% | 1.1% |
| CORNERSTONE HOME LENDING, INC. | $34,445,000 | $26,680,000 | -22.5% | 1.0% |
| PENNYMAC LOAN SERVICES, LLC | $36,610,000 | $25,500,000 | -30.3% | 1.0% |
| INTERCOASTAL MORTGAGE COMPANY | $35,215,000 | $25,080,000 | -28.8% | 1.0% |
| PULTE MORTGAGE LLC | $21,895,000 | $24,460,000 | 11.7% | 1.0% |
| Wells Fargo Bank | $231,245,000 | $24,260,000 | -89.5% | 0.9% |
| Mortgage Research Center, LLC | $25,320,000 | $24,190,000 | -4.5% | 0.9% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $25,415,000 | $22,185,000 | -12.7% | 0.9% |
| American Security Mortgage Corp. | $20,495,000 | $20,940,000 | 2.2% | 0.8% |
| Northpointe Bank | $23,240,000 | $19,985,000 | -14.0% | 0.8% |
| South State Bank | $78,365,000 | $19,855,000 | -74.7% | 0.8% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $30,840,000 | $18,525,000 | -39.9% | 0.7% |
| JPMorgan Chase Bank | $15,610,000 | $18,240,000 | 16.8% | 0.7% |
| LOANDEPOT.COM, LLC | $35,105,000 | $18,215,000 | -48.1% | 0.7% |
| United Bank | $17,205,000 | $17,430,000 | 1.3% | 0.7% |
| U.S. Bank | $12,480,000 | $17,350,000 | 39.0% | 0.7% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $23,905,000 | $17,230,000 | -27.9% | 0.7% |
| NEWREZ LLC | $10,340,000 | $16,610,000 | 60.6% | 0.7% |
| Citibank | $15,120,000 | n/a | 0.6% | |
| Grandbridge Real Estate Capital LLC | $15,065,000 | n/a | 0.6% | |
| COASTAL Federal Credit Union | $19,380,000 | $14,565,000 | -24.8% | 0.6% |
| CMG MORTGAGE, INC. | $4,805,000 | $14,535,000 | 202.5% | 0.6% |
| CBRE MULTIFAMILY CAPITAL, INC. | $14,310,000 | n/a | 0.6% | |
| LOCAL GOVERNMENT FEDERAL CREDIT UNION | $25,695,000 | $13,810,000 | -46.3% | 0.5% |
| SeaTrust Mortgage Company | $17,320,000 | $13,270,000 | -23.4% | 0.5% |
| First Horizon Bank | $12,510,000 | $12,590,000 | 0.6% | 0.5% |
| HOMESIDE FINANCIAL, LLC | $19,280,000 | $12,080,000 | -37.3% | 0.5% |
| Citizens Bank | $6,525,000 | $11,410,000 | 74.9% | 0.4% |
| TD Bank | $21,420,000 | $10,635,000 | -50.4% | 0.4% |
| WALKER & DUNLOP, LLC | $63,430,000 | $10,555,000 | -83.4% | 0.4% |
| Truliant Federal Credit Union | $2,355,000 | $10,430,000 | 342.9% | 0.4% |
| FREEDOM MORTGAGE CORPORATION | $28,675,000 | $10,370,000 | -63.8% | 0.4% |
| CALIBER HOME LOANS, INC. | $34,745,000 | $9,930,000 | -71.4% | 0.4% |
| Morgan Stanley Private Bank | $16,665,000 | $9,740,000 | -41.6% | 0.4% |
| UNION HOME MORTGAGE CORP. | $37,110,000 | $9,220,000 | -75.2% | 0.4% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | $8,780,000 | n/a | 0.3% | |
| First Carolina Bank | $36,610,000 | $8,615,000 | -76.5% | 0.3% |
| Sound Bank | $8,285,000 | n/a | 0.3% | |
| HomeTrust Bank | $4,330,000 | $8,135,000 | 87.9% | 0.3% |
| Prosperity Home Mortgage, LLC | $1,275,000 | $8,080,000 | 533.7% | 0.3% |
| DOMINION FINANCIAL SERVICES, LLC | $9,110,000 | $8,075,000 | -11.4% | 0.3% |
| UBS Bank USA | $8,770,000 | $7,950,000 | -9.4% | 0.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $24,940,000 | $7,785,000 | -68.8% | 0.3% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $9,930,000 | $7,235,000 | -27.1% | 0.3% |
| JET HOMELOANS, LLC | $5,240,000 | $7,120,000 | 35.9% | 0.3% |
| United Community Bank | $7,450,000 | $6,945,000 | -6.8% | 0.3% |
| The Huntington National Bank | $3,695,000 | $6,665,000 | 80.4% | 0.3% |
| Capital City Home Loans, LLC | $15,755,000 | $6,410,000 | -59.3% | 0.3% |
| BNY Mellon | $4,855,000 | $6,170,000 | 27.1% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $4,395,000 | $5,990,000 | 36.3% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $19,700,000 | $5,925,000 | -69.9% | 0.2% |
| Pinnacle Bank | $2,740,000 | $5,840,000 | 113.1% | 0.2% |
| Paragon Bank | $21,715,000 | $5,815,000 | -73.2% | 0.2% |
| Regions Bank | $12,075,000 | $5,600,000 | -53.6% | 0.2% |
| USAA Federal Savings Bank | $10,285,000 | $5,535,000 | -46.2% | 0.2% |
| CARDINAL FINANCIAL | $6,420,000 | $5,445,000 | -15.2% | 0.2% |
| BROKER SOLUTIONS, INC. | $5,600,000 | $5,440,000 | -2.9% | 0.2% |
| BERKELEY POINT CAPITAL LLC | $5,185,000 | n/a | 0.2% | |
| Goldman Sachs Bank USA | $5,545,000 | $5,005,000 | -9.7% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $8,020,000 | $4,970,000 | -38.0% | 0.2% |
| Citadel Servicing Corporation | $2,325,000 | $4,610,000 | 98.3% | 0.2% |
| Third Federal Savings and Loan Association of Cleveland | $4,440,000 | $4,205,000 | -5.3% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $8,185,000 | $4,185,000 | -48.9% | 0.2% |
| First Heritage Mortgage, LLC | $7,110,000 | $4,135,000 | -41.8% | 0.2% |
| RESOURCE FINANCIAL SERVICES, INC. | $10,250,000 | $4,000,000 | -61.0% | 0.2% |
| BETTER MORTGAGE CORPORATION | $14,095,000 | $3,960,000 | -71.9% | 0.2% |
| NEW DAY FINANCIAL, LLC | $5,375,000 | $3,900,000 | -27.4% | 0.2% |
| Plains Commerce Bank | $3,465,000 | $3,860,000 | 11.4% | 0.2% |
| Fifth Third Bank | $9,050,000 | $3,850,000 | -57.5% | 0.2% |
| Towne Mortgage of the Carolinas, LLC | $525,000 | $3,810,000 | 625.7% | 0.1% |
| Raymond James Bank | $2,815,000 | $3,700,000 | 31.4% | 0.1% |
| The Federal Savings Bank | $3,615,000 | $3,650,000 | 1.0% | 0.1% |
| Commerce Home Mortgage, Inc. | $1,025,000 | $3,630,000 | 254.1% | 0.1% |
| NFM, INC. | $3,295,000 | $3,580,000 | 8.6% | 0.1% |
| Carrington Mortgage Services, LLC | $5,155,000 | $3,560,000 | -30.9% | 0.1% |
| ZILLOW HOME LOANS, LLC | $925,000 | $3,490,000 | 277.3% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $6,330,000 | $3,470,000 | -45.2% | 0.1% |
| EVERETT FINANCIAL, INC. | $5,625,000 | $3,405,000 | -39.5% | 0.1% |
| The Central Trust Bank | $4,520,000 | $3,360,000 | -25.7% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $4,325,000 | $3,320,000 | -23.2% | 0.1% |
| RADIUS FINANCIAL GROUP INC. | $890,000 | $3,135,000 | 252.2% | 0.1% |
| Blue Ridge Bank | $7,220,000 | $3,110,000 | -56.9% | 0.1% |
| Corporate Investors Mortgage Group, Inc. | $2,160,000 | $3,065,000 | 41.9% | 0.1% |
| Discover Bank | $2,140,000 | $3,025,000 | 41.4% | 0.1% |
| NBKC BANK | $2,750,000 | $2,980,000 | 8.4% | 0.1% |
| Alcova Mortgage LLC | $8,320,000 | $2,970,000 | -64.3% | 0.1% |
| GUILD MORTGAGE COMPANY | $4,945,000 | $2,965,000 | -40.0% | 0.1% |
| LIMA ONE CAPITAL, LLC | $5,065,000 | $2,965,000 | -41.5% | 0.1% |
| Stifel Bank and Trust | $10,505,000 | $2,920,000 | -72.2% | 0.1% |
| AMERICAN HERITAGE LENDING, INC. | $600,000 | $2,830,000 | 371.7% | 0.1% |
| Figure Lending LLC | $2,910,000 | $2,830,000 | -2.7% | 0.1% |
| SFMC, LP | $2,715,000 | n/a | 0.1% | |
| MID AMERICA MORTGAGE, INC. | $155,000 | $2,625,000 | 1,593.5% | 0.1% |
| SOUTHERN TRUST MORTGAGE, LLC | $2,330,000 | $2,590,000 | 11.2% | 0.1% |
| Renasant Bank | $4,260,000 | $2,575,000 | -39.6% | 0.1% |
| T2 FINANCIAL LLC | $2,150,000 | $2,535,000 | 17.9% | 0.1% |
| EMBRACE HOME LOANS, INC. | $2,005,000 | $2,460,000 | 22.7% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $655,000 | $2,425,000 | 270.2% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $4,485,000 | $2,395,000 | -46.6% | 0.1% |
| Flagstar Bank, FSB | $56,495,000 | $2,315,000 | -95.9% | 0.1% |
| Mortgage Assurance Inc. | $4,460,000 | $2,315,000 | -48.1% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,425,000 | $2,295,000 | 61.1% | 0.1% |
| ACOPIA, LLC | $2,195,000 | n/a | 0.1% | |
| FINANCE OF AMERICA REVERSE LLC | $4,010,000 | $2,145,000 | -46.5% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $2,980,000 | $2,135,000 | -28.4% | 0.1% |
| Princeton Mortgage Corporation | $2,135,000 | n/a | 0.1% | |
| AgCarolina Farm Credit, FLCA | $2,055,000 | n/a | 0.1% | |
| Gateway First Bank | $5,850,000 | $2,025,000 | -65.4% | 0.1% |
| Bethpage Federal Credit Union | $1,715,000 | $1,980,000 | 15.5% | 0.1% |
| The Fidelity Bank | $6,980,000 | $1,910,000 | -72.6% | 0.1% |
| Ameris Bank | $41,830,000 | $1,875,000 | -95.5% | 0.1% |
| PREMIA MORTGAGE, LLC | $885,000 | $1,820,000 | 105.6% | 0.1% |
| United Nations Federal Credit Union | $1,775,000 | n/a | 0.1% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $640,000 | $1,755,000 | 174.2% | 0.1% |
| Strong Home Mortgage, LLC | $4,120,000 | $1,740,000 | -57.8% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $940,000 | $1,720,000 | 83.0% | 0.1% |
| GoPrime Mortgage, Inc. | $4,665,000 | $1,720,000 | -63.1% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $2,180,000 | $1,715,000 | -21.3% | 0.1% |
| Coastal Bank & Trust | $1,630,000 | n/a | 0.1% | |
| First National Bank of America | $75,000 | $1,630,000 | 2,073.3% | 0.1% |
| Kwik Mortgage Corporation | $1,685,000 | $1,630,000 | -3.3% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $1,185,000 | $1,625,000 | 37.1% | 0.1% |
| BNC National Bank | $1,205,000 | $1,550,000 | 28.6% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $1,590,000 | $1,515,000 | -4.7% | 0.1% |
| Nations Lending Corporation | $1,510,000 | $1,515,000 | 0.3% | 0.1% |
| EQUITY RESOURCES, INC. | $3,430,000 | $1,465,000 | -57.3% | 0.1% |
| TIDEWATER MORTGAGE SERVICES, INC. | $805,000 | $1,465,000 | 82.0% | 0.1% |
| S1L, Inc. | $1,450,000 | n/a | 0.1% | |
| GUIDANCE RESIDENTIAL, LLC | $415,000 | $1,435,000 | 245.8% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $1,415,000 | n/a | 0.1% | |
| PLANET HOME LENDING, LLC | $3,070,000 | $1,375,000 | -55.2% | 0.1% |
| 21ST MORTGAGE CORPORATION | $890,000 | $1,360,000 | 52.8% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $1,355,000 | n/a | 0.1% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $3,630,000 | $1,335,000 | -63.2% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $2,430,000 | $1,320,000 | -45.7% | 0.1% |
| MILEND, INC. | $1,285,000 | $1,315,000 | 2.3% | 0.1% |
| Ally Bank | $6,370,000 | $1,310,000 | -79.4% | 0.1% |
| CONTOUR MORTGAGE CORPORATION | $1,070,000 | $1,300,000 | 21.5% | 0.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $600,000 | $1,285,000 | 114.2% | 0.1% |
| CHARLOTTE METRO FEDERAL CREDIT UNION | $220,000 | $1,280,000 | 481.8% | 0.1% |
| Equity Prime Mortgage LLC | $800,000 | $1,260,000 | 57.5% | 0.0% |
| KeyBank | $1,180,000 | $1,260,000 | 6.8% | 0.0% |
| Providence Bank | $1,260,000 | n/a | 0.0% | |
| MEMBERS 1ST FEDERAL CREDIT UNION | $1,250,000 | n/a | 0.0% | |
| LENDSURE MORTGAGE CORP. | $3,685,000 | $1,215,000 | -67.0% | 0.0% |
| George Mason Mortgage, LLC | $2,285,000 | $1,200,000 | -47.5% | 0.0% |
| TOWNE MORTGAGE COMPANY | $1,500,000 | $1,170,000 | -22.0% | 0.0% |
| Toyota Financial Savings Bank | $935,000 | $1,125,000 | 20.3% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $805,000 | $1,115,000 | 38.5% | 0.0% |
| ACADEMY MORTGAGE CORPORATION | $3,860,000 | $1,105,000 | -71.4% | 0.0% |
| Dollar Bank, Federal Savings Bank | $1,900,000 | $1,105,000 | -41.8% | 0.0% |
| Charles Schwab Bank, SSB | $3,765,000 | $1,095,000 | -70.9% | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $5,785,000 | $1,075,000 | -81.4% | 0.0% |
| SPRING EQ, LLC | $3,440,000 | $1,070,000 | -68.9% | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $275,000 | $1,060,000 | 285.5% | 0.0% |
| OCMBC, INC. | $1,060,000 | n/a | 0.0% | |
| DEVELOPER'S MORTGAGE COMPANY | $1,045,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $4,010,000 | $1,035,000 | -74.2% | 0.0% |
| EASTMAN | $1,030,000 | n/a | 0.0% | |
| Bank of England | $1,420,000 | $1,025,000 | -27.8% | 0.0% |
| Summit Community Bank, Inc. | $3,060,000 | $990,000 | -67.6% | 0.0% |
| Univest Bank and Trust Co. | $985,000 | n/a | 0.0% | |
| American Mortgage & Equity Consultants, Inc. | $980,000 | n/a | 0.0% | |
| Coastal Carolina National Bank | $2,380,000 | $980,000 | -58.8% | 0.0% |
| ALLEGACY FEDERAL CREDIT UNION | $1,095,000 | $965,000 | -11.9% | 0.0% |
| EMM LOANS LLC | $3,650,000 | $965,000 | -73.6% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $965,000 | n/a | 0.0% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $2,845,000 | $940,000 | -67.0% | 0.0% |
| HOMESTEAD FUNDING CORP. | $6,595,000 | $935,000 | -85.8% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $450,000 | $915,000 | 103.3% | 0.0% |
| Benchmark Community Bank | $315,000 | $905,000 | 187.3% | 0.0% |
| Fulton Bank | $305,000 | $900,000 | 195.1% | 0.0% |
| TOWER | $1,770,000 | $900,000 | -49.2% | 0.0% |
| LATINO COMMUNITY CREDIT UNION | $730,000 | $890,000 | 21.9% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $2,245,000 | $890,000 | -60.4% | 0.0% |
| AmeriHome Mortgage Company, LLC | $2,575,000 | $885,000 | -65.6% | 0.0% |
| Aurora Financial, LLC | $735,000 | $870,000 | 18.4% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $400,000 | $870,000 | 117.5% | 0.0% |
| LADERA LENDING, INC. | $870,000 | n/a | 0.0% | |
| FirstBank Southwest | $845,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $1,470,000 | $840,000 | -42.9% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $415,000 | $835,000 | 101.2% | 0.0% |
| The Loan Store, Inc. | $830,000 | n/a | 0.0% | |
| Ixonia Bank | $245,000 | $810,000 | 230.6% | 0.0% |
| American National Bank and Trust Company | $1,930,000 | $805,000 | -58.3% | 0.0% |
| Webster Bank | $795,000 | n/a | 0.0% | |
| RF Renovo Management Company, LLC | $780,000 | n/a | 0.0% | |
| KINECTA | $75,000 | $775,000 | 933.3% | 0.0% |
| Skyline National Bank | $755,000 | n/a | 0.0% | |
| Warsaw Federal Savings and Loan Association | $755,000 | n/a | 0.0% | |
| Bank OZK | $255,000 | $740,000 | 190.2% | 0.0% |
| Capital Bank | $730,000 | n/a | 0.0% | |
| First United Bank and Trust Company | $725,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP | $1,070,000 | $725,000 | -32.2% | 0.0% |
| LENDINGONE, LLC | $410,000 | $715,000 | 74.4% | 0.0% |
| PREMIER LENDING, INC. | $695,000 | n/a | 0.0% | |
| Advisors Mortgage Group, L.L.C. | $450,000 | $685,000 | 52.2% | 0.0% |
| FBC MORTGAGE, LLC | $720,000 | $685,000 | -4.9% | 0.0% |
| Atlantic Coast Mortgage, LLC | $3,010,000 | $680,000 | -77.4% | 0.0% |
| KS Bank, Inc. | $1,240,000 | $680,000 | -45.2% | 0.0% |
| AMWEST FUNDING CORP. | $415,000 | $665,000 | 60.2% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $175,000 | $660,000 | 277.1% | 0.0% |
| NP, Inc. | $295,000 | $660,000 | 123.7% | 0.0% |
| American Airlines Federal Credit Union | $710,000 | $655,000 | -7.7% | 0.0% |
| PHH Mortgage Corporation | $1,765,000 | $625,000 | -64.6% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $760,000 | $620,000 | -18.4% | 0.0% |
| Clearview Federal Credit Union | $125,000 | $620,000 | 396.0% | 0.0% |
| Grow Financial Federal Credit Union | $620,000 | n/a | 0.0% | |
| Logan Finance Corporation | $620,000 | n/a | 0.0% | |
| M&T Bank | $4,060,000 | $615,000 | -84.9% | 0.0% |
| A&D Mortgage LLC | $850,000 | $610,000 | -28.2% | 0.0% |
| First Palmetto Bank | $610,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $1,640,000 | $610,000 | -62.8% | 0.0% |
| NexBank | $720,000 | $610,000 | -15.3% | 0.0% |
| NEXERA HOLDING LLC | $1,485,000 | $605,000 | -59.3% | 0.0% |
| University Bank | $605,000 | n/a | 0.0% | |
| CIVIC FINANCIAL SERVICES, LLC | $8,070,000 | $590,000 | -92.7% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $1,665,000 | $585,000 | -64.9% | 0.0% |
| GTE Federal Credit Union | $45,000 | $580,000 | 1,188.9% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $1,145,000 | $570,000 | -50.2% | 0.0% |
| NEW FED MORTGAGE, CORP. | $565,000 | n/a | 0.0% | |
| Marine Federal Credit Union | $1,655,000 | $560,000 | -66.2% | 0.0% |
| EXCITE Credit Union | $10,955,000 | $555,000 | -94.9% | 0.0% |
| First Financial Bank | $315,000 | $555,000 | 76.2% | 0.0% |
| MEMBER ONE | $555,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $2,135,000 | $545,000 | -74.5% | 0.0% |
| Horizon Bank | $545,000 | n/a | 0.0% | |
| CANOPY MORTGAGE, LLC | $610,000 | $540,000 | -11.5% | 0.0% |
| Evolve Bank & Trust | $285,000 | $535,000 | 87.7% | 0.0% |
| Carter Bank & Trust | $525,000 | n/a | 0.0% | |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $525,000 | n/a | 0.0% | |
| HOMESTAR FINANCIAL CORPORATION | $125,000 | $520,000 | 316.0% | 0.0% |
| JAMS-01, INC. | $520,000 | n/a | 0.0% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,025,000 | $520,000 | -49.3% | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | $6,680,000 | $515,000 | -92.3% | 0.0% |
| CIBC Bank USA | $4,125,000 | $505,000 | -87.8% | 0.0% |
| V.I.P. MORTGAGE, INC. | $505,000 | n/a | 0.0% | |
| Northwest Federal Credit Union | $620,000 | $500,000 | -19.4% | 0.0% |
| Independent Bank | $495,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $555,000 | $495,000 | -10.8% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $2,245,000 | $490,000 | -78.2% | 0.0% |
| First Internet Bank of Indiana | $810,000 | $485,000 | -40.1% | 0.0% |
| Wyndham Capital Mortgage, Inc. | $8,800,000 | $485,000 | -94.5% | 0.0% |
| First Federal Bank | $1,850,000 | $480,000 | -74.1% | 0.0% |
| Farmers Bank & Trust | $475,000 | n/a | 0.0% | |
| City National Bank | $11,255,000 | $465,000 | -95.9% | 0.0% |
| Sandy Spring Bank | $465,000 | n/a | 0.0% | |
| VILLAGE CAPITAL MORTGAGE | $2,425,000 | $460,000 | -81.0% | 0.0% |
| Tyndall Federal Credit Union | $455,000 | n/a | 0.0% | |
| Mid-Continent Funding, Inc. | $1,495,000 | $450,000 | -69.9% | 0.0% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | $445,000 | n/a | 0.0% | |
| Rayne State Bank & Trust Company | $445,000 | n/a | 0.0% | |
| Signal Financial Federal Credit Union | $445,000 | n/a | 0.0% | |
| BANKSOUTH MORTGAGE COMPANY, LLC | $175,000 | $435,000 | 148.6% | 0.0% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $435,000 | n/a | 0.0% | |
| United Fidelity Funding Corp. | $425,000 | n/a | 0.0% | |
| Bell Bank | $1,945,000 | $405,000 | -79.2% | 0.0% |
| SouthPoint Bank | $395,000 | n/a | 0.0% | |
| The Dart Bank | $395,000 | n/a | 0.0% | |
| United States Senate Federal Credit Union | $395,000 | n/a | 0.0% | |
| Uwharrie Bank | $500,000 | $390,000 | -22.0% | 0.0% |
| North American Savings Bank, F.S.B. | $3,425,000 | $385,000 | -88.8% | 0.0% |
| Watermark Capital, Inc. | $165,000 | $385,000 | 133.3% | 0.0% |
| FIDELITY DIRECT MORTGAGE, LLC | $380,000 | n/a | 0.0% | |
| BAY-VALLEY MORTGAGE GROUP | $375,000 | n/a | 0.0% | |
| CHARTER WEST BANK | $375,000 | n/a | 0.0% | |
| GOLD Credit Union | $365,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $365,000 | n/a | 0.0% | |
| Countybank | $355,000 | n/a | 0.0% | |
| INTERCAP LENDING INC. | $335,000 | $355,000 | 6.0% | 0.0% |
| VERITAS FUNDING, LLC | $775,000 | $355,000 | -54.2% | 0.0% |
| RAPID MORTGAGE COMPANY | $6,040,000 | $350,000 | -94.2% | 0.0% |
| Armed Forces Bank | $325,000 | $345,000 | 6.2% | 0.0% |
| AIR ACADEMY | $335,000 | n/a | 0.0% | |
| FOUNDERS FEDERAL CREDIT UNION | $480,000 | $335,000 | -30.2% | 0.0% |
| MORTGAGE ACCESS CORP. | $335,000 | n/a | 0.0% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $330,000 | n/a | 0.0% | |
| ON Q FINANCIAL, INC. | $12,070,000 | $325,000 | -97.3% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $85,000 | $325,000 | 282.4% | 0.0% |
| Old National Bank | $315,000 | n/a | 0.0% | |
| Summit Credit Union | $310,000 | n/a | 0.0% | |
| F & M BANK CORP. | $1,815,000 | $305,000 | -83.2% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $295,000 | n/a | 0.0% | |
| Magnolia Bank | $730,000 | $295,000 | -59.6% | 0.0% |
| Sunflower Bank | $2,345,000 | $295,000 | -87.4% | 0.0% |
| CLEARPATH LENDING | $355,000 | $285,000 | -19.7% | 0.0% |
| Encompass Lending Group, LP | $335,000 | $285,000 | -14.9% | 0.0% |
| FIRST CREDIT CORPORATION OF NEW YORK, INC. | $220,000 | $285,000 | 29.5% | 0.0% |
| First IC Corporation | $285,000 | n/a | 0.0% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $290,000 | $280,000 | -3.4% | 0.0% |
| BankSouth | $275,000 | n/a | 0.0% | |
| Core Bank | $275,000 | n/a | 0.0% | |
| Farmers & Merchants Bank | $275,000 | n/a | 0.0% | |
| First Federal Bank of the Midwest | $275,000 | n/a | 0.0% | |
| IVY MORTGAGE, INC. | $275,000 | n/a | 0.0% | |
| Quontic Bank | $935,000 | $275,000 | -70.6% | 0.0% |
| NMSI, INC. | $265,000 | n/a | 0.0% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $265,000 | n/a | 0.0% | |
| Century Mortgage Company DBA Century Lending Company | $255,000 | n/a | 0.0% | |
| First Western Trust Bank | $295,000 | $255,000 | -13.6% | 0.0% |
| The Freedom Bank of Virginia | $890,000 | $255,000 | -71.3% | 0.0% |
| LOANPAL, LLC | $4,125,000 | $250,000 | -93.9% | 0.0% |
| Assurance Financial Group, L.L.C. | $245,000 | n/a | 0.0% | |
| Fidelity Bank | $245,000 | n/a | 0.0% | |
| First Federal Bank | $1,850,000 | $245,000 | -86.8% | 0.0% |
| GSF Mortgage Corporation | $325,000 | $245,000 | -24.6% | 0.0% |
| Select Bank | $245,000 | n/a | 0.0% | |
| AMERICAN FINANCING CORPORATION | $3,145,000 | $235,000 | -92.5% | 0.0% |
| FIRST SAVINGS MORTGAGE CORPORATION | $2,330,000 | $235,000 | -89.9% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $1,275,000 | $235,000 | -81.6% | 0.0% |
| MDE Home Loans, LLC | $235,000 | n/a | 0.0% | |
| EDUCATIONAL SYSTEMS | $225,000 | n/a | 0.0% | |
| THE MORTGAGE FIRM, INC. | $15,580,000 | $225,000 | -98.6% | 0.0% |
| Ballston Spa National Bank | $210,000 | n/a | 0.0% | |
| First Savings Bank | $1,280,000 | $205,000 | -84.0% | 0.0% |
| Lakeview Community Capital, LLC | $690,000 | $205,000 | -70.3% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $205,000 | n/a | 0.0% | |
| Residential Mortgage Solutions, Inc. | $205,000 | n/a | 0.0% | |
| General Mortgage Capital Corporation | $295,000 | $195,000 | -33.9% | 0.0% |
| MYCUMORTGAGE, LLC | $195,000 | n/a | 0.0% | |
| POLARIS HOME FUNDING CORP. | $330,000 | $195,000 | -40.9% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $185,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $765,000 | $185,000 | -75.8% | 0.0% |
| Shamrock Home Loans, Inc. | $390,000 | $185,000 | -52.6% | 0.0% |
| The State Bank and Trust Company | $185,000 | n/a | 0.0% | |
| NORWICH COMMERCIAL GROUP, INC. | $830,000 | $175,000 | -78.9% | 0.0% |
| Roxboro Savings Bank SSB | $175,000 | n/a | 0.0% | |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $165,000 | n/a | 0.0% | |
| First Commonwealth Bank | $155,000 | n/a | 0.0% | |
| FIRST TECHNOLOGY | $125,000 | $155,000 | 24.0% | 0.0% |
| LOANLEADERS OF AMERICA, INC. | $155,000 | n/a | 0.0% | |
| ALL REVERSE MORTGAGE, INC. | $145,000 | n/a | 0.0% | |
| Arvest Bank | $1,810,000 | $145,000 | -92.0% | 0.0% |
| AMERICAN HERITAGE FCU | $135,000 | n/a | 0.0% | |
| FIRST MORTGAGE COMPANY, INC. | $245,000 | $135,000 | -44.9% | 0.0% |
| Bank of Oak Ridge | $125,000 | n/a | 0.0% | |
| HUDSON HERITAGE | $125,000 | n/a | 0.0% | |
| PLAZA HOME MORTGAGE, INC. | $1,150,000 | $125,000 | -89.1% | 0.0% |
| USAlliance Federal Credit Union | $210,000 | $125,000 | -40.5% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $1,420,000 | $115,000 | -91.9% | 0.0% |
| State Department Federal Credit Union | $250,000 | $105,000 | -58.0% | 0.0% |
| AMERICHOICE | $85,000 | n/a | 0.0% | |
| MASSMUTUAL | $85,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $370,000 | $85,000 | -77.0% | 0.0% |
| Apple Federal Credit Union | $740,000 | $75,000 | -89.9% | 0.0% |
| UMB Bank | $75,000 | n/a | 0.0% | |
| Meridian Bank Corporation | $65,000 | n/a | 0.0% | |
| TEACHERS | $1,060,000 | $65,000 | -93.9% | 0.0% |
| Deere Employees Credit Union | $55,000 | n/a | 0.0% | |
| DELTA COMMUNITY CREDIT UNION | $45,000 | n/a | 0.0% | |
| DIGITAL Federal Credit Union | $725,000 | $45,000 | -93.8% | 0.0% |
| NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION | $45,000 | n/a | 0.0% | |
| Lumbee Guaranty Bank | $25,000 | n/a | 0.0% | |
| Parda Federal Credit Union | $25,000 | n/a | 0.0% | |
| The Park National Bank | $25,000 | n/a | 0.0% |
WILMINGTON's top lender by overall market share is STATE EMPLOYEES', with 6.9% market share. In second place, with 5.7%, is First-Citizens Bank & Trust Company, having originated $146,320,000 in loans. In third place, with 5.0%, is MOVEMENT MORTGAGE, LLC, having originated $127,855,000 in loans. In fourth place, with 3.9%, is QUICKEN LOANS, LLC, having originated $100,625,000 in loans. In fifth place, with 3.8%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $97,315,000 in loans.