WILMINGTON Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Wilmington averaged
6.79%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.7% and
one month ago for the week of 2025-02-27, the
average rate was 7.01%.
Wilmington's average rate one year ago was 6.74%.
For refis of the same type during the week of 2025-04-03, the average rate
was 6.59%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Wilmington 30 Year Fixed Rate | 2025-04-03 | 6.79% |
| Wilmington 30 Year Fixed Rate Refi | 2025-04-03 | 6.59% |
| Wilmington 15 Year Fixed Rate | 2025-04-03 | 6.3% |
| Wilmington 15 Year Fixed Rate Refi | 2025-04-03 | 6.02% |
| Wilmington 30 Year FHA | 2025-04-03 | 6.25% |
| Wilmington 30 Year FHA Refi | 2025-04-03 | 6.46% |
| Wilmington 30 Year USDA | 2025-04-03 | 6.52% |
| Wilmington 30 Year USDA Refi | 2025-04-03 | 6.12% |
| Wilmington 30 Year VA | 2025-04-03 | 6.16% |
| Wilmington 30 Year VA Refi | 2025-04-03 | 5.41% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within WILMINGTON, NC.
WILMINGTON Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the WILMINGTON, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
WILMINGTON Average Closing Costs & Other Stats
WILMINGTON, NC's 253 lenders originated 8,303
loans during 2024. The total origination value was $3,000,205,000, with an average loan value of
$361,340.
WILMINGTON's average closing costs are $5,047.
The top WILMINGTON lender as defined by loan originations is STATE EMPLOYEES', with
236 loans originated. Their average total fees are
$4,563, which is $2,672
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee WILMINGTON lenders (with over 10 loans originated) are
PULTE MORTGAGE LLC ($1,839), DHI MORTGAGE COMPANY, LTD. ($2,956), CORNING ($3,256), First Bank ($3,640) and PROVIDENT FUNDING ASSOCIATES, L.P. ($3,859).
The lowest rate WILMINGTON lenders (with over 10 loans originated) are
First Bank (5.43%), DHI MORTGAGE COMPANY, LTD. (6.02%), Morgan Stanley Private Bank (6.06%), NAVY FEDERAL CREDIT UNION (6.24%) and STATE EMPLOYEES' (6.25%).
WILMINGTON, NC Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| STATE EMPLOYEES' | $175,565,000 | $156,555,000 | -10.8% | 5.2% |
| GUARANTEED RATE, INC. | $92,915,000 | $149,650,000 | 61.1% | 5.0% |
| First-Citizens Bank & Trust Company | $146,320,000 | $149,450,000 | 2.1% | 5.0% |
| QUICKEN LOANS, LLC | $100,625,000 | $122,145,000 | 21.4% | 4.1% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $67,125,000 | $111,660,000 | 66.3% | 3.7% |
| WALKER & DUNLOP, LLC | $10,555,000 | $97,070,000 | 819.7% | 3.2% |
| CORNING | $86,485,000 | $83,935,000 | -2.9% | 2.8% |
| UNITED WHOLESALE MORTGAGE, LLC | $97,315,000 | $83,925,000 | -13.8% | 2.8% |
| MOVEMENT MORTGAGE, LLC | $127,855,000 | $81,220,000 | -36.5% | 2.7% |
| First National Bank of Pennsylvania | $66,300,000 | $72,085,000 | 8.7% | 2.4% |
| Truist | $46,815,000 | $61,635,000 | 31.7% | 2.1% |
| DHI MORTGAGE COMPANY, LTD. | $56,755,000 | $60,605,000 | 6.8% | 2.0% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $54,485,000 | n/a | 1.8% | |
| Integrity Home Mortgage Corp | $35,265,000 | $52,990,000 | 50.3% | 1.8% |
| First Bank | $48,960,000 | $51,840,000 | 5.9% | 1.7% |
| PGIM Real Estate Finance, LLC | $48,505,000 | n/a | 1.6% | |
| CROSSCOUNTRY MORTGAGE, LLC | $30,690,000 | $48,145,000 | 56.9% | 1.6% |
| NAVY FEDERAL CREDIT UNION | $39,495,000 | $46,325,000 | 17.3% | 1.5% |
| Towne Bank | $43,035,000 | $44,950,000 | 4.4% | 1.5% |
| NEWREZ LLC | $16,610,000 | $43,615,000 | 162.6% | 1.5% |
| Southern Bank and Trust Company | $36,595,000 | $42,960,000 | 17.4% | 1.4% |
| Bank of America | $41,675,000 | $42,585,000 | 2.2% | 1.4% |
| M&T Realty Capital Corporation | $49,725,000 | $40,860,000 | -17.8% | 1.4% |
| North State Bank | $39,690,000 | $40,105,000 | 1.0% | 1.3% |
| CORNERSTONE HOME LENDING, INC. | $26,680,000 | $35,705,000 | 33.8% | 1.2% |
| SeaTrust Mortgage Company | $13,270,000 | $30,440,000 | 129.4% | 1.0% |
| Wells Fargo Bank | $24,260,000 | $29,750,000 | 22.6% | 1.0% |
| PNC Bank | $28,760,000 | $29,375,000 | 2.1% | 1.0% |
| Mortgage Research Center, LLC | $24,190,000 | $28,895,000 | 19.5% | 1.0% |
| American Security Mortgage Corp. | $20,940,000 | $28,635,000 | 36.7% | 1.0% |
| PENNYMAC LOAN SERVICES, LLC | $25,500,000 | $28,510,000 | 11.8% | 1.0% |
| FREEDOM MORTGAGE CORPORATION | $10,370,000 | $28,105,000 | 171.0% | 0.9% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $18,525,000 | $25,975,000 | 40.2% | 0.9% |
| INTERCOASTAL MORTGAGE COMPANY | $25,080,000 | $25,000,000 | -0.3% | 0.8% |
| LENDINGONE, LLC | $715,000 | $24,005,000 | 3,257.3% | 0.8% |
| First Carolina Bank | $8,615,000 | $19,840,000 | 130.3% | 0.7% |
| TD Bank | $10,635,000 | $19,785,000 | 86.0% | 0.7% |
| COASTAL Federal Credit Union | $14,565,000 | $18,450,000 | 26.7% | 0.6% |
| UNION HOME MORTGAGE CORP. | $9,220,000 | $18,195,000 | 97.3% | 0.6% |
| PULTE MORTGAGE LLC | $24,460,000 | $18,030,000 | -26.3% | 0.6% |
| JPMorgan Chase Bank | $18,240,000 | $17,370,000 | -4.8% | 0.6% |
| LENDINGHOME FUNDING CORPORATION | $5,990,000 | $17,110,000 | 185.6% | 0.6% |
| South State Bank | $19,855,000 | $16,605,000 | -16.4% | 0.6% |
| Presidential Bank, FSB | $16,195,000 | n/a | 0.5% | |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $22,185,000 | $14,655,000 | -33.9% | 0.5% |
| Prosperity Home Mortgage, LLC | $8,080,000 | $14,065,000 | 74.1% | 0.5% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $17,230,000 | $13,865,000 | -19.5% | 0.5% |
| Alcova Mortgage LLC | $2,970,000 | $12,625,000 | 325.1% | 0.4% |
| Morgan Stanley Private Bank | $9,740,000 | $12,390,000 | 27.2% | 0.4% |
| The Loan Store, Inc. | $830,000 | $11,485,000 | 1,283.7% | 0.4% |
| United Bank | $17,430,000 | $10,610,000 | -39.1% | 0.4% |
| HOMESIDE FINANCIAL, LLC | $12,080,000 | $10,200,000 | -15.6% | 0.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $7,785,000 | $9,905,000 | 27.2% | 0.3% |
| LOANDEPOT.COM, LLC | $18,215,000 | $9,800,000 | -46.2% | 0.3% |
| Fifth Third Bank | $3,850,000 | $9,565,000 | 148.4% | 0.3% |
| USAA Federal Savings Bank | $5,535,000 | $9,545,000 | 72.4% | 0.3% |
| U.S. Bank | $17,350,000 | $9,300,000 | -46.4% | 0.3% |
| Capital City Home Loans, LLC | $6,410,000 | $9,035,000 | 41.0% | 0.3% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $7,235,000 | $8,985,000 | 24.2% | 0.3% |
| UBS Bank USA | $7,950,000 | $8,975,000 | 12.9% | 0.3% |
| GUILD MORTGAGE COMPANY | $2,965,000 | $8,840,000 | 198.1% | 0.3% |
| Arbor Realty Trust, Inc. | $8,830,000 | n/a | 0.3% | |
| NBKC BANK | $2,980,000 | $8,530,000 | 186.2% | 0.3% |
| Citibank | $15,120,000 | $8,180,000 | -45.9% | 0.3% |
| First Horizon Bank | $12,590,000 | $8,035,000 | -36.2% | 0.3% |
| CMG MORTGAGE, INC. | $14,535,000 | $7,795,000 | -46.4% | 0.3% |
| RESOURCE FINANCIAL SERVICES, INC. | $4,000,000 | $7,660,000 | 91.5% | 0.3% |
| Citizens Bank | $11,410,000 | $7,220,000 | -36.7% | 0.2% |
| Flagstar Bank, FSB | $2,315,000 | $6,805,000 | 194.0% | 0.2% |
| NFM, INC. | $3,580,000 | $6,580,000 | 83.8% | 0.2% |
| T2 FINANCIAL LLC | $2,535,000 | $6,495,000 | 156.2% | 0.2% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | $8,780,000 | $6,260,000 | -28.7% | 0.2% |
| BROKER SOLUTIONS, INC. | $5,440,000 | $6,180,000 | 13.6% | 0.2% |
| Raymond James Bank | $3,700,000 | $6,125,000 | 65.5% | 0.2% |
| Regions Bank | $5,600,000 | $6,105,000 | 9.0% | 0.2% |
| PLANET HOME LENDING, LLC | $1,375,000 | $6,045,000 | 339.6% | 0.2% |
| The Huntington National Bank | $6,665,000 | $5,810,000 | -12.8% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $4,970,000 | $5,775,000 | 16.2% | 0.2% |
| Carrington Mortgage Services, LLC | $3,560,000 | $5,625,000 | 58.0% | 0.2% |
| VILLAGE CAPITAL MORTGAGE | $460,000 | $5,560,000 | 1,108.7% | 0.2% |
| Blue Ridge Bank | $3,110,000 | $5,555,000 | 78.6% | 0.2% |
| Mortgage Assurance Inc. | $2,315,000 | $5,195,000 | 124.4% | 0.2% |
| The Federal Savings Bank | $3,650,000 | $5,095,000 | 39.6% | 0.2% |
| Paragon Bank | $5,815,000 | $4,835,000 | -16.9% | 0.2% |
| United Community Bank | $6,945,000 | $4,790,000 | -31.0% | 0.2% |
| AMERICAN FINANCIAL RESOURCES, INC. | $2,295,000 | $4,730,000 | 106.1% | 0.2% |
| Stifel Bank and Trust | $2,920,000 | $4,615,000 | 58.0% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $4,185,000 | $4,510,000 | 7.8% | 0.2% |
| RELIANCE FIRST CAPITAL, LLC | $2,395,000 | $4,415,000 | 84.3% | 0.1% |
| Commerce Home Mortgage, Inc. | $3,630,000 | $4,395,000 | 21.1% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $1,515,000 | $4,305,000 | 184.2% | 0.1% |
| AMERICAN HERITAGE LENDING, INC. | $2,830,000 | $4,255,000 | 50.4% | 0.1% |
| Ameris Bank | $1,875,000 | $4,160,000 | 121.9% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $1,075,000 | $4,135,000 | 284.7% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $515,000 | $3,875,000 | 652.4% | 0.1% |
| LOCAL GOVERNMENT FEDERAL CREDIT UNION | $13,810,000 | $3,860,000 | -72.0% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $980,000 | $3,815,000 | 289.3% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $4,205,000 | $3,805,000 | -9.5% | 0.1% |
| RADIUS FINANCIAL GROUP INC. | $3,135,000 | $3,765,000 | 20.1% | 0.1% |
| Discover Bank | $3,025,000 | $3,565,000 | 17.9% | 0.1% |
| COREVEST AMERICAN FINANCE LENDER LLC | $3,515,000 | n/a | 0.1% | |
| Northpointe Bank | $19,985,000 | $3,505,000 | -82.5% | 0.1% |
| HomeTrust Bank | $8,135,000 | $3,425,000 | -57.9% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $965,000 | $3,285,000 | 240.4% | 0.1% |
| SFMC, LP | $2,715,000 | $3,260,000 | 20.1% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $3,320,000 | $3,225,000 | -2.9% | 0.1% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $3,215,000 | n/a | 0.1% | |
| AmeriHome Mortgage Company, LLC | $885,000 | $3,165,000 | 257.6% | 0.1% |
| TIDEWATER MORTGAGE SERVICES, INC. | $1,465,000 | $3,145,000 | 114.7% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $3,470,000 | $3,035,000 | -12.5% | 0.1% |
| ACOPIA, LLC | $2,195,000 | $3,005,000 | 36.9% | 0.1% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $3,005,000 | n/a | 0.1% | |
| ZILLOW HOME LOANS, LLC | $3,490,000 | $2,945,000 | -15.6% | 0.1% |
| CARDINAL FINANCIAL | $5,445,000 | $2,940,000 | -46.0% | 0.1% |
| The Central Trust Bank | $3,360,000 | $2,930,000 | -12.8% | 0.1% |
| Cornerstone First Mortgage, Inc | $2,925,000 | n/a | 0.1% | |
| NEW DAY FINANCIAL, LLC | $3,900,000 | $2,885,000 | -26.0% | 0.1% |
| Pinnacle Bank | $5,840,000 | $2,775,000 | -52.5% | 0.1% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $185,000 | $2,750,000 | 1,386.5% | 0.1% |
| CAPITAL CENTER, L.L.C. | $2,720,000 | n/a | 0.1% | |
| Citadel Servicing Corporation | $4,610,000 | $2,580,000 | -44.0% | 0.1% |
| First Federal Bank | $245,000 | $2,575,000 | 951.0% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,335,000 | $2,530,000 | 89.5% | 0.1% |
| LIMA ONE CAPITAL, LLC | $2,965,000 | $2,530,000 | -14.7% | 0.1% |
| Corporate Investors Mortgage Group, Inc. | $3,065,000 | $2,515,000 | -17.9% | 0.1% |
| DOMINION FINANCIAL SERVICES, LLC | $8,075,000 | $2,480,000 | -69.3% | 0.1% |
| Towne Mortgage of the Carolinas, LLC | $3,810,000 | $2,460,000 | -35.4% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $2,145,000 | $2,450,000 | 14.2% | 0.1% |
| SHARONVIEW FEDERAL CREDIT UNION | $2,230,000 | n/a | 0.1% | |
| Paramount Residential Mortgage Group, Inc. | $1,320,000 | $2,175,000 | 64.8% | 0.1% |
| NETWORK CAPITAL FUNDING CORPORATION | $2,135,000 | n/a | 0.1% | |
| Providence Bank | $1,260,000 | $2,110,000 | 67.5% | 0.1% |
| Marine Federal Credit Union | $560,000 | $2,105,000 | 275.9% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $1,625,000 | $2,095,000 | 28.9% | 0.1% |
| TOWNE MORTGAGE COMPANY | $1,170,000 | $2,055,000 | 75.6% | 0.1% |
| UNIVERSITY Federal Credit Union | $2,055,000 | n/a | 0.1% | |
| BETTER MORTGAGE CORPORATION | $3,960,000 | $2,020,000 | -49.0% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $125,000 | $1,995,000 | 1,496.0% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $2,625,000 | $1,955,000 | -25.5% | 0.1% |
| EQUITY RESOURCES, INC. | $1,465,000 | $1,940,000 | 32.4% | 0.1% |
| Figure Lending LLC | $2,830,000 | $1,935,000 | -31.6% | 0.1% |
| Truliant Federal Credit Union | $10,430,000 | $1,920,000 | -81.6% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $5,925,000 | $1,910,000 | -67.8% | 0.1% |
| A&D Mortgage LLC | $610,000 | $1,875,000 | 207.4% | 0.1% |
| The Freedom Bank of Virginia | $255,000 | $1,835,000 | 619.6% | 0.1% |
| BMO Harris Bank | $1,820,000 | n/a | 0.1% | |
| LOANPAL, LLC | $250,000 | $1,785,000 | 614.0% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $890,000 | $1,765,000 | 98.3% | 0.1% |
| ARC HOME LLC | $1,755,000 | n/a | 0.1% | |
| BAY EQUITY LLC | $1,710,000 | n/a | 0.1% | |
| Renasant Bank | $2,575,000 | $1,700,000 | -34.0% | 0.1% |
| HOMESTEAD FUNDING CORP. | $935,000 | $1,675,000 | 79.1% | 0.1% |
| AMWEST FUNDING CORP. | $665,000 | $1,660,000 | 149.6% | 0.1% |
| EVERETT FINANCIAL, INC. | $3,405,000 | $1,620,000 | -52.4% | 0.1% |
| Gateway First Bank | $2,025,000 | $1,620,000 | -20.0% | 0.1% |
| Ally Bank | $1,310,000 | $1,570,000 | 19.8% | 0.1% |
| Charles Schwab Bank, SSB | $1,095,000 | $1,555,000 | 42.0% | 0.1% |
| Plains Commerce Bank | $3,860,000 | $1,555,000 | -59.7% | 0.1% |
| GoPrime Mortgage, Inc. | $1,720,000 | $1,550,000 | -9.9% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $255,000 | $1,540,000 | 503.9% | 0.1% |
| M&T Bank | $615,000 | $1,530,000 | 148.8% | 0.1% |
| Sound Bank | $8,285,000 | $1,520,000 | -81.7% | 0.1% |
| First Heritage Mortgage, LLC | $4,135,000 | $1,500,000 | -63.7% | 0.0% |
| Northwest Federal Credit Union | $500,000 | $1,495,000 | 199.0% | 0.0% |
| Atlantic Coast Mortgage, LLC | $680,000 | $1,490,000 | 119.1% | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | $1,355,000 | $1,485,000 | 9.6% | 0.0% |
| FIDELITY DIRECT MORTGAGE, LLC | $380,000 | $1,480,000 | 289.5% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $870,000 | $1,455,000 | 67.2% | 0.0% |
| NEXERA HOLDING LLC | $605,000 | $1,440,000 | 138.0% | 0.0% |
| United Nations Federal Credit Union | $1,775,000 | $1,375,000 | -22.5% | 0.0% |
| AXIA FINANCIAL, LLC | $1,345,000 | n/a | 0.0% | |
| SUMMIT FUNDING, INC. | $1,345,000 | n/a | 0.0% | |
| NexBank | $610,000 | $1,340,000 | 119.7% | 0.0% |
| Waterstone Mortgage Corporation | $1,335,000 | n/a | 0.0% | |
| BNY Mellon | $6,170,000 | $1,305,000 | -78.8% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $1,715,000 | $1,295,000 | -24.5% | 0.0% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $1,275,000 | n/a | 0.0% | |
| The Northern Trust Company | $1,265,000 | n/a | 0.0% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $330,000 | $1,235,000 | 274.2% | 0.0% |
| RAPID MORTGAGE COMPANY | $350,000 | $1,220,000 | 248.6% | 0.0% |
| The Fidelity Bank | $1,910,000 | $1,215,000 | -36.4% | 0.0% |
| 21ST MORTGAGE CORPORATION | $1,360,000 | $1,200,000 | -11.8% | 0.0% |
| EXCITE Credit Union | $555,000 | $1,190,000 | 114.4% | 0.0% |
| Farmers Bank & Trust | $475,000 | $1,190,000 | 150.5% | 0.0% |
| Fulton Bank | $900,000 | $1,190,000 | 32.2% | 0.0% |
| SOUTHERN TRUST MORTGAGE, LLC | $2,590,000 | $1,185,000 | -54.2% | 0.0% |
| South Atlantic Bank | $1,155,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $625,000 | $1,120,000 | 79.2% | 0.0% |
| EMBRACE HOME LOANS, INC. | $2,460,000 | $1,090,000 | -55.7% | 0.0% |
| V.I.P. MORTGAGE, INC. | $505,000 | $1,070,000 | 111.9% | 0.0% |
| MORTGAGE INVESTORS GROUP, INC. | $1,055,000 | n/a | 0.0% | |
| Southern First Bank | $1,055,000 | n/a | 0.0% | |
| ALLEGACY FEDERAL CREDIT UNION | $965,000 | $1,035,000 | 7.3% | 0.0% |
| SELF-HELP Credit Union | $1,035,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $840,000 | $1,030,000 | 22.6% | 0.0% |
| Strong Home Mortgage, LLC | $1,740,000 | $1,010,000 | -42.0% | 0.0% |
| DAS Acquisition Company, LLC | $1,000,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $995,000 | n/a | 0.0% | |
| Coastal Community Bank | $995,000 | n/a | 0.0% | |
| NATIONS DIRECT MORTGAGE, LLC | $1,415,000 | $985,000 | -30.4% | 0.0% |
| REV FEDERAL CREDIT UNION | $970,000 | n/a | 0.0% | |
| First National Bank of America | $1,630,000 | $960,000 | -41.1% | 0.0% |
| C & F Mortgage Corporation | $945,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $325,000 | $935,000 | 187.7% | 0.0% |
| Bethpage Federal Credit Union | $1,980,000 | $930,000 | -53.0% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $1,300,000 | $920,000 | -29.2% | 0.0% |
| Baxter Credit Union | $910,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $1,070,000 | $890,000 | -16.8% | 0.0% |
| CLIFFCO, INC. | $850,000 | n/a | 0.0% | |
| LENDSURE MORTGAGE CORP. | $1,215,000 | $845,000 | -30.5% | 0.0% |
| OCMBC, INC. | $1,060,000 | $820,000 | -22.6% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $490,000 | $815,000 | 66.3% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $835,000 | $815,000 | -2.4% | 0.0% |
| Nations Lending Corporation | $1,515,000 | $810,000 | -46.5% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $520,000 | $810,000 | 55.8% | 0.0% |
| CLEARPATH LENDING | $285,000 | $805,000 | 182.5% | 0.0% |
| PREMIA MORTGAGE, LLC | $1,820,000 | $800,000 | -56.0% | 0.0% |
| VERITAS FUNDING, LLC | $355,000 | $785,000 | 121.1% | 0.0% |
| FIRST HOME MORTGAGE CORPORATION | $780,000 | n/a | 0.0% | |
| Advisors Mortgage Group, L.L.C. | $685,000 | $755,000 | 10.2% | 0.0% |
| Academy Bank | $750,000 | n/a | 0.0% | |
| Kwik Mortgage Corporation | $1,630,000 | $740,000 | -54.6% | 0.0% |
| ENVOY MORTGAGE, LTD | $730,000 | n/a | 0.0% | |
| Florida Capital Bank | $725,000 | n/a | 0.0% | |
| MERCK SHARP & DOHME FEDERAL CREDIT UNION | $725,000 | n/a | 0.0% | |
| CHARLOTTE METRO FEDERAL CREDIT UNION | $1,280,000 | $710,000 | -44.5% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $660,000 | $710,000 | 7.6% | 0.0% |
| SANCTUARY HOME MORTGAGE LLC | $685,000 | n/a | 0.0% | |
| Peoples Bank | $675,000 | n/a | 0.0% | |
| Capital Bank | $730,000 | $670,000 | -8.2% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,720,000 | $660,000 | -61.6% | 0.0% |
| Princeton Mortgage Corporation | $2,135,000 | $660,000 | -69.1% | 0.0% |
| CANOPY MORTGAGE, LLC | $540,000 | $650,000 | 20.4% | 0.0% |
| Calvin B. Taylor Banking Company of Berlin, Maryland | $645,000 | n/a | 0.0% | |
| Axos Bank | $635,000 | n/a | 0.0% | |
| Bank of Oak Ridge | $125,000 | $635,000 | 408.0% | 0.0% |
| USAlliance Federal Credit Union | $125,000 | $625,000 | 400.0% | 0.0% |
| Ixonia Bank | $810,000 | $595,000 | -26.5% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $570,000 | $595,000 | 4.4% | 0.0% |
| LOANFLIGHT LENDING, LLC | $585,000 | n/a | 0.0% | |
| DEVELOPER'S MORTGAGE COMPANY | $1,045,000 | $565,000 | -45.9% | 0.0% |
| AgFirst Farm Credit Bank | $560,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $105,000 | $560,000 | 433.3% | 0.0% |
| Encompass Lending Group, LP | $285,000 | $555,000 | 94.7% | 0.0% |
| Bank OZK | $740,000 | $540,000 | -27.0% | 0.0% |
| Coastal Bank & Trust | $1,630,000 | $540,000 | -66.9% | 0.0% |
| MORTGAGE EQUITY PARTNERS LLC | $540,000 | n/a | 0.0% | |
| BancorpSouth | $535,000 | n/a | 0.0% | |
| First State Bank | $535,000 | n/a | 0.0% | |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | $530,000 | n/a | 0.0% | |
| Lakeview Community Capital, LLC | $205,000 | $530,000 | 158.5% | 0.0% |
| RESIDENTIAL BANCORP | $725,000 | $515,000 | -29.0% | 0.0% |
| Goldman Sachs Bank USA | $5,005,000 | $505,000 | -89.9% | 0.0% |
| Leader Bank | $500,000 | n/a | 0.0% | |
| GVC MORTGAGE, INC. | $495,000 | n/a | 0.0% | |
| Shore United Bank | $495,000 | n/a | 0.0% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $2,425,000 | $490,000 | -79.8% | 0.0% |
| Magnolia Bank | $295,000 | $485,000 | 64.4% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $485,000 | n/a | 0.0% | |
| Evolve Bank & Trust | $535,000 | $475,000 | -11.2% | 0.0% |
| INTERSTATE HOME LOAN CENTER, INC. | $475,000 | n/a | 0.0% | |
| OAKTREE FUNDING CORP. | $475,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $1,115,000 | $475,000 | -57.4% | 0.0% |
| Residential Mortgage Solutions, Inc. | $205,000 | $470,000 | 129.3% | 0.0% |
| TOWER | $900,000 | $470,000 | -47.8% | 0.0% |
| BLACK HILLS FEDERAL CREDIT UNION | $465,000 | n/a | 0.0% | |
| FIRST FLIGHT FEDERAL CREDIT UNION | $465,000 | n/a | 0.0% | |
| Franklin Loan Corporation | $465,000 | n/a | 0.0% | |
| JMAC LENDING, INC. | $465,000 | n/a | 0.0% | |
| MASON MCDUFFIE MORTGAGE CORPORATION | $465,000 | n/a | 0.0% | |
| KeyBank | $1,260,000 | $455,000 | -63.9% | 0.0% |
| US MORTGAGE CORPORATION | $450,000 | n/a | 0.0% | |
| Aurora Financial, LLC | $870,000 | $445,000 | -48.9% | 0.0% |
| City National Bank of Florida | $445,000 | n/a | 0.0% | |
| NMSI, INC. | $265,000 | $445,000 | 67.9% | 0.0% |
| SouthStar Bank, S.S.B. | $430,000 | n/a | 0.0% | |
| BAY-VALLEY MORTGAGE GROUP | $375,000 | $425,000 | 13.3% | 0.0% |
| FBC MORTGAGE, LLC | $685,000 | $425,000 | -38.0% | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | $425,000 | n/a | 0.0% | |
| CITIZENS EQUITY FIRST | $410,000 | n/a | 0.0% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,755,000 | $405,000 | -76.9% | 0.0% |
| First National Bank of Omaha | $400,000 | n/a | 0.0% | |
| Old National Bank | $315,000 | $385,000 | 22.2% | 0.0% |
| Countybank | $355,000 | $375,000 | 5.6% | 0.0% |
| DELMAR FINANCIAL COMPANY | $375,000 | n/a | 0.0% | |
| General Mortgage Capital Corporation | $195,000 | $375,000 | 92.3% | 0.0% |
| OPEN MORTGAGE, LLC | $375,000 | n/a | 0.0% | |
| S1L, Inc. | $1,450,000 | $370,000 | -74.5% | 0.0% |
| Towne Mortgage, LLC | $365,000 | n/a | 0.0% | |
| GEORGIA UNITED | $355,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $495,000 | $355,000 | -28.3% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $235,000 | $345,000 | 46.8% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $610,000 | $345,000 | -43.4% | 0.0% |
| Northwest Bank | $345,000 | n/a | 0.0% | |
| UNIFY FINANCIAL Credit Union | $340,000 | n/a | 0.0% | |
| BAYER HERITAGE | $335,000 | n/a | 0.0% | |
| CHURCHILL MORTGAGE CORPORATION | $2,135,000 | $335,000 | -84.3% | 0.0% |
| AMERICAN FINANCING CORPORATION | $235,000 | $330,000 | 40.4% | 0.0% |
| LATINO COMMUNITY CREDIT UNION | $890,000 | $330,000 | -62.9% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $325,000 | n/a | 0.0% | |
| Arvest Bank | $145,000 | $325,000 | 124.1% | 0.0% |
| CAROLINAS TELCO FEDERAL CREDIT UNION | $325,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $365,000 | $325,000 | -11.0% | 0.0% |
| Valley National Bank | $325,000 | n/a | 0.0% | |
| Benchmark Community Bank | $905,000 | $315,000 | -65.2% | 0.0% |
| DELTA COMMUNITY CREDIT UNION | $45,000 | $315,000 | 600.0% | 0.0% |
| DIGITAL Federal Credit Union | $45,000 | $315,000 | 600.0% | 0.0% |
| FIRST TECHNOLOGY | $155,000 | $315,000 | 103.2% | 0.0% |
| MLD MORTGAGE INC. | $315,000 | n/a | 0.0% | |
| MORTGAGEONE, INC. | $315,000 | n/a | 0.0% | |
| Republic Bank & Trust Company | $315,000 | n/a | 0.0% | |
| AMERITRUST MORTGAGE CORPORATION | $305,000 | n/a | 0.0% | |
| DIRECT MORTGAGE LOANS, LLC | $305,000 | n/a | 0.0% | |
| EAGLE HOME MORTGAGE, LLC | $305,000 | n/a | 0.0% | |
| Herring Bank | $305,000 | n/a | 0.0% | |
| SOUTH CAROLINA FEDERAL CREDIT UNION | $305,000 | n/a | 0.0% | |
| UNITED MORTGAGE CORP | $305,000 | n/a | 0.0% | |
| Allied First Bank,sb | $295,000 | n/a | 0.0% | |
| AgCarolina Farm Credit, FLCA | $2,055,000 | $290,000 | -85.9% | 0.0% |
| Loan Simple, Inc. | $285,000 | n/a | 0.0% | |
| SUN WEST MORTGAGE COMPANY, INC. | $915,000 | $275,000 | -69.9% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $275,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $115,000 | $265,000 | 130.4% | 0.0% |
| CONSTRUCTIVE LOANS, LLC | $255,000 | n/a | 0.0% | |
| First Western Trust Bank | $255,000 | $255,000 | 0.0% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $1,285,000 | $255,000 | -80.2% | 0.0% |
| Signature Federal Credit Union | $255,000 | n/a | 0.0% | |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $1,060,000 | $245,000 | -76.9% | 0.0% |
| GENISYS | $245,000 | n/a | 0.0% | |
| Legends Bank | $245,000 | n/a | 0.0% | |
| Connexus Credit Union | $225,000 | n/a | 0.0% | |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $165,000 | $225,000 | 36.4% | 0.0% |
| IVY MORTGAGE, INC. | $275,000 | $225,000 | -18.2% | 0.0% |
| SWBC MORTGAGE CORPORATION | $225,000 | n/a | 0.0% | |
| ATLANTA POSTAL | $220,000 | n/a | 0.0% | |
| Acre Mortgage and Financial Inc | $205,000 | n/a | 0.0% | |
| AFFINITY | $205,000 | n/a | 0.0% | |
| Elements Financial Federal Credit Union | $205,000 | n/a | 0.0% | |
| MASSMUTUAL | $85,000 | $205,000 | 141.2% | 0.0% |
| NP, Inc. | $660,000 | $205,000 | -68.9% | 0.0% |
| CityWorth Mortgage LLC | $195,000 | n/a | 0.0% | |
| THE FAMILY CREDIT UNION | $195,000 | n/a | 0.0% | |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $435,000 | $195,000 | -55.2% | 0.0% |
| ADVANCIAL | $185,000 | n/a | 0.0% | |
| EMM LOANS LLC | $965,000 | $185,000 | -80.8% | 0.0% |
| WINGS FINANCIAL | $185,000 | n/a | 0.0% | |
| Assurance Financial Group, L.L.C. | $245,000 | $175,000 | -28.6% | 0.0% |
| Atlantic Union Bank | $175,000 | n/a | 0.0% | |
| Putnam County Bank | $175,000 | n/a | 0.0% | |
| STOCKTON MORTGAGE CORPORATION | $175,000 | n/a | 0.0% | |
| LADERA LENDING, INC. | $870,000 | $165,000 | -81.0% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $165,000 | n/a | 0.0% | |
| The Citizens Bank | $165,000 | n/a | 0.0% | |
| MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION | $155,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $155,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $85,000 | $155,000 | 82.4% | 0.0% |
| SCIENT Federal Credit Union | $155,000 | n/a | 0.0% | |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | $155,000 | n/a | 0.0% | |
| Wilmington Savings Fund Society, FSB | $155,000 | n/a | 0.0% | |
| HighTechLending Inc | $145,000 | n/a | 0.0% | |
| Apple Federal Credit Union | $75,000 | $125,000 | 66.7% | 0.0% |
| Summit Credit Union | $310,000 | $125,000 | -59.7% | 0.0% |
| American Airlines Federal Credit Union | $655,000 | $105,000 | -84.0% | 0.0% |
| LANGLEY | $105,000 | n/a | 0.0% | |
| UTILITIES EMPLOYEES CREDIT UNION | $105,000 | n/a | 0.0% | |
| United States Senate Federal Credit Union | $395,000 | $85,000 | -78.5% | 0.0% |
| Bank-Fund Staff Federal Credit Union | $75,000 | n/a | 0.0% | |
| KS Bank, Inc. | $680,000 | $65,000 | -90.4% | 0.0% |
| Service Federal Credit Union | $65,000 | n/a | 0.0% | |
| Bangor Savings Bank | $55,000 | n/a | 0.0% | |
| MidFirst Bank | $55,000 | n/a | 0.0% | |
| PUBLIX EMPLOYEES | $55,000 | n/a | 0.0% | |
| Bank of the James | $25,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $25,000 | n/a | 0.0% | |
| PROPONENT Federal Credit Union | $25,000 | n/a | 0.0% |
WILMINGTON's top lender by overall market share is STATE EMPLOYEES', with 5.2% market share. In second place, with 5.0%, is GUARANTEED RATE, INC., having originated $149,650,000 in loans. In third place, with 5.0%, is First-Citizens Bank & Trust Company, having originated $149,450,000 in loans. In fourth place, with 4.1%, is QUICKEN LOANS, LLC, having originated $122,145,000 in loans. In fifth place, with 3.7%, is ATLANTIC BAY MORTGAGE GROUP, L.L.C., having originated $111,660,000 in loans.
WILMINGTON Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - WILMINGTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $319,569 (3.7%) | $441,171 (6.5%) | 1.18 | 3,666 |
| 2018-02-01 | $319,950 (4.2%) | $437,674 (5.0%) | 1.16 | 3,721 |
| 2018-03-01 | $329,000 (5.4%) | $442,034 (4.3%) | 1.15 | 3,817 |
| 2018-04-01 | $330,065 (3.3%) | $450,161 (2.7%) | 1.12 | 3,860 |
| 2018-05-01 | $337,025 (3.7%) | $457,797 (2.6%) | 1.13 | 3,858 |
| 2018-06-01 | $339,000 (3.5%) | $459,372 (3.1%) | 1.13 | 3,898 |
| 2018-07-01 | $339,085 (4.3%) | $460,645 (3.0%) | 1.13 | 3,945 |
| 2018-08-01 | $337,000 (3.7%) | $459,654 (3.0%) | 1.13 | 3,932 |
| 2018-09-01 | $339,500 (4.5%) | $460,580 (3.3%) | 1.14 | 3,943 |
| 2018-10-01 | $335,000 (3.1%) | $453,831 (2.2%) | 1.13 | 3,500 |
| 2018-11-01 | $339,157 (4.4%) | $452,677 (2.0%) | 1.15 | 3,400 |
| 2018-12-01 | $330,000 (3.2%) | $447,718 (1.9%) | 1.14 | 3,361 |
| 2019-01-01 | $338,900 (6.1%) | $448,278 (1.6%) | 1.17 | 3,178 |
| 2019-02-01 | $334,900 (4.7%) | $442,677 (1.1%) | 1.13 | 3,260 |
| 2019-03-01 | $339,311 (3.1%) | $443,798 (0.4%) | 1.11 | 3,410 |
| 2019-04-01 | $343,413 (4.0%) | $447,596 (-0.6%) | 1.09 | 3,605 |
| 2019-05-01 | $349,900 (3.8%) | $461,420 (0.8%) | 1.09 | 3,634 |
| 2019-06-01 | $349,900 (3.2%) | $463,785 (1.0%) | 1.09 | 3,717 |
| 2019-07-01 | $352,000 (3.8%) | $468,438 (1.7%) | 1.10 | 3,705 |
| 2019-08-01 | $356,818 (5.9%) | $474,213 (3.2%) | 1.13 | 3,703 |
| 2019-09-01 | $360,295 (6.1%) | $478,683 (3.9%) | 1.15 | 3,665 |
| 2019-10-01 | $363,200 (8.4%) | $481,663 (6.1%) | 1.17 | 3,636 |
| 2019-11-01 | $359,000 (5.9%) | $477,518 (5.5%) | 1.18 | 3,614 |
| 2019-12-01 | $352,500 (6.8%) | $477,194 (6.6%) | 1.18 | 3,460 |
| 2020-01-01 | $352,444 (4.0%) | $476,312 (6.3%) | 1.18 | 3,303 |
| 2020-02-01 | $355,000 (6.0%) | $476,230 (7.6%) | 1.16 | 3,259 |
| 2020-03-01 | $366,368 (8.0%) | $493,487 (11.2%) | 1.15 | 3,422 |
| 2020-04-01 | $359,988 (4.8%) | $488,929 (9.2%) | 1.13 | 3,536 |
| 2020-05-01 | $365,000 (4.3%) | $496,155 (7.5%) | 1.11 | 3,454 |
| 2020-06-01 | $370,000 (5.7%) | $505,604 (9.0%) | 1.09 | 2,982 |
| 2020-07-01 | $369,250 (4.9%) | $511,555 (9.2%) | 1.07 | 2,698 |
| 2020-08-01 | $368,950 (3.4%) | $517,355 (9.1%) | 1.06 | 2,474 |
| 2020-09-01 | $369,899 (2.7%) | $524,726 (9.6%) | 1.06 | 2,298 |
| 2020-10-01 | $369,000 (1.6%) | $534,819 (11.0%) | 1.06 | 2,169 |
| 2020-11-01 | $365,000 (1.7%) | $533,767 (11.8%) | 1.07 | 2,130 |
| 2020-12-01 | $365,510 (3.7%) | $534,485 (12.0%) | 1.09 | 2,047 |
| 2021-01-01 | $359,827 (2.1%) | $541,772 (13.7%) | 1.07 | 1,774 |
| 2021-02-01 | $370,296 (4.3%) | $571,682 (20.0%) | 1.08 | 1,377 |
| 2021-03-01 | $375,056 (2.4%) | $572,199 (16.0%) | 1.06 | 1,190 |
| 2021-04-01 | $389,500 (8.2%) | $579,562 (18.5%) | 1.05 | 1,107 |
| 2021-05-01 | $410,000 (12.3%) | $633,679 (27.7%) | 1.09 | 1,013 |
| 2021-06-01 | $407,200 (10.1%) | $629,983 (24.6%) | 1.07 | 1,074 |
| 2021-07-01 | $426,500 (15.5%) | $630,848 (23.3%) | 1.13 | 1,139 |
| 2021-08-01 | $421,975 (14.4%) | $606,881 (17.3%) | 1.13 | 1,242 |
| 2021-09-01 | $417,950 (13.0%) | $592,434 (12.9%) | 1.11 | 1,307 |
| 2021-10-01 | $424,900 (15.2%) | $597,920 (11.8%) | 1.13 | 1,304 |
| 2021-11-01 | $417,450 (14.4%) | $605,116 (13.4%) | 1.12 | 1,189 |
| 2021-12-01 | $423,994 (16.0%) | $599,309 (12.1%) | 1.15 | 1,054 |
| 2022-01-01 | $431,788 (20.0%) | $613,570 (13.3%) | 1.17 | 844 |
| 2022-02-01 | $445,550 (20.3%) | $649,560 (13.6%) | 1.16 | 702 |
| 2022-03-01 | $449,950 (20.0%) | $691,744 (20.9%) | 1.13 | 693 |
| 2022-04-01 | $469,000 (20.4%) | $698,874 (20.6%) | 1.12 | 735 |
| 2022-05-01 | $484,370 (18.1%) | $692,439 (9.3%) | 1.11 | 995 |
| 2022-06-01 | $489,443 (20.2%) | $699,686 (11.1%) | 1.09 | 1,263 |
| 2022-07-01 | $499,000 (17.0%) | $713,732 (13.1%) | 1.12 | 1,587 |
| 2022-08-01 | $500,000 (18.5%) | $713,821 (17.6%) | 1.16 | 1,653 |
| 2022-09-01 | $499,526 (19.5%) | $703,823 (18.8%) | 1.17 | 1,743 |
| 2022-10-01 | $495,945 (16.7%) | $680,644 (13.8%) | 1.17 | 1,799 |
| 2022-11-01 | $487,450 (16.8%) | $656,956 (8.6%) | 1.17 | 1,895 |
| 2022-12-01 | $479,900 (13.2%) | $642,475 (7.2%) | 1.18 | 1,858 |
| 2023-01-01 | $472,500 (9.4%) | $641,501 (4.6%) | 1.17 | 1,770 |
| 2023-02-01 | $469,900 (5.5%) | $635,276 (-2.2%) | 1.13 | 1,707 |
| 2023-03-01 | $469,950 (4.5%) | $639,329 (-7.6%) | 1.11 | 1,685 |
| 2023-04-01 | $489,900 (4.5%) | $671,240 (-4.0%) | 1.14 | 1,620 |
| 2023-05-01 | $488,950 (1.0%) | $681,777 (-1.5%) | 1.11 | 1,638 |
| 2023-06-01 | $492,250 (0.6%) | $685,145 (-2.1%) | 1.11 | 1,692 |
| 2023-07-01 | $489,900 (-1.8%) | $691,391 (-3.1%) | 1.11 | 1,748 |
| 2023-08-01 | $482,300 (-3.5%) | $766,283 (7.4%) | 1.11 | 1,841 |
| 2023-09-01 | $479,900 (-3.9%) | $688,907 (-2.1%) | 1.12 | 1,957 |
| 2023-10-01 | $487,000 (-1.8%) | $681,038 (0.1%) | 1.15 | 2,161 |
| 2023-11-01 | $477,000 (-2.1%) | $670,464 (2.1%) | 1.14 | 2,394 |
| 2023-12-01 | $472,165 (-1.6%) | $657,866 (2.4%) | 1.15 | 2,352 |
| 2024-01-01 | $462,350 (-2.2%) | $642,634 (0.2%) | 1.13 | 2,288 |
| 2024-02-01 | $472,650 (0.6%) | $645,489 (1.6%) | 1.14 | 2,413 |
| 2024-03-01 | $478,500 (1.8%) | $663,856 (3.8%) | 1.13 | 2,431 |
| 2024-04-01 | $489,225 (-0.1%) | $666,407 (-0.7%) | 1.14 | 2,646 |
| 2024-05-01 | $494,950 (1.2%) | $680,827 (-0.1%) | 1.13 | 2,663 |
| 2024-06-01 | $489,900 (-0.5%) | $664,726 (-3.0%) | 1.11 | 2,827 |
| 2024-07-01 | $485,000 (-1.0%) | $666,988 (-3.5%) | 1.11 | 2,903 |
| 2024-08-01 | $475,000 (-1.5%) | $662,644 (-13.5%) | 1.10 | 2,953 |
| 2024-09-01 | $471,870 (-1.7%) | $670,315 (-2.7%) | 1.11 | 3,013 |
| 2024-10-01 | $466,500 (-4.2%) | $673,648 (-1.1%) | 1.10 | 3,092 |
| 2024-11-01 | $465,000 (-2.5%) | $660,254 (-1.5%) | 1.12 | 3,184 |
| 2024-12-01 | $468,700 (-0.7%) | $650,615 (-1.1%) | 1.16 | 2,979 |
| 2025-01-01 | $475,000 (2.7%) | $659,077 (2.6%) | 1.19 | 2,825 |
| 2025-02-01 | $479,475 (1.4%) | $649,531 (0.6%) | 1.16 | 2,923 |
| 2025-03-01 | $499,000 (4.3%) | $671,868 (1.2%) | 0.00 | 3,146 |
WILMINGTON's median listing price for 2025-03-01 was $499,000, a difference of
$20,500
(4.3%) versus the prior year and
$19,525 versus the prior month.
WILMINGTON's median listing price comes in at 0% of the national average.
WILMINGTON's average listing price for 2025-03-01 was $671,868, a difference of $8,012 (1.2%) versus the prior year and $22,337 versus the prior month.
For the 2025-03-01 period, WILMINGTON had 3,146 MLS listings, a difference of 223 listings (8%) versus the prior month and 715 listings (29%) versus the prior year.
WILMINGTON's median listing price comes in at 0% of the national average.
WILMINGTON's average listing price for 2025-03-01 was $671,868, a difference of $8,012 (1.2%) versus the prior year and $22,337 versus the prior month.
For the 2025-03-01 period, WILMINGTON had 3,146 MLS listings, a difference of 223 listings (8%) versus the prior month and 715 listings (29%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - WILMINGTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 107 days | 2,042 sqft |
| 2018-02-01 | 103 days | 2,042 sqft |
| 2018-03-01 | 86 days | 2,047 sqft |
| 2018-04-01 | 68 days | 2,062 sqft |
| 2018-05-01 | 69 days | 2,084 sqft |
| 2018-06-01 | 72 days | 2,100 sqft |
| 2018-07-01 | 74 days | 2,089 sqft |
| 2018-08-01 | 74 days | 2,066 sqft |
| 2018-09-01 | 83 days | 2,080 sqft |
| 2018-10-01 | 99 days | 2,067 sqft |
| 2018-11-01 | 103 days | 2,064 sqft |
| 2018-12-01 | 108 days | 2,044 sqft |
| 2019-01-01 | 101 days | 2,039 sqft |
| 2019-02-01 | 93 days | 2,031 sqft |
| 2019-03-01 | 80 days | 2,053 sqft |
| 2019-04-01 | 66 days | 2,074 sqft |
| 2019-05-01 | 67 days | 2,087 sqft |
| 2019-06-01 | 71 days | 2,088 sqft |
| 2019-07-01 | 74 days | 2,102 sqft |
| 2019-08-01 | 76 days | 2,106 sqft |
| 2019-09-01 | 80 days | 2,103 sqft |
| 2019-10-01 | 82 days | 2,100 sqft |
| 2019-11-01 | 84 days | 2,063 sqft |
| 2019-12-01 | 89 days | 2,057 sqft |
| 2020-01-01 | 96 days | 2,058 sqft |
| 2020-02-01 | 95 days | 2,064 sqft |
| 2020-03-01 | 72 days | 2,069 sqft |
| 2020-04-01 | 73 days | 2,050 sqft |
| 2020-05-01 | 80 days | 2,076 sqft |
| 2020-06-01 | 87 days | 2,125 sqft |
| 2020-07-01 | 73 days | 2,124 sqft |
| 2020-08-01 | 70 days | 2,118 sqft |
| 2020-09-01 | 67 days | 2,118 sqft |
| 2020-10-01 | 70 days | 2,115 sqft |
| 2020-11-01 | 68 days | 2,078 sqft |
| 2020-12-01 | 69 days | 2,075 sqft |
| 2021-01-01 | 74 days | 2,053 sqft |
| 2021-02-01 | 74 days | 2,075 sqft |
| 2021-03-01 | 55 days | 2,029 sqft |
| 2021-04-01 | 49 days | 2,064 sqft |
| 2021-05-01 | 47 days | 2,053 sqft |
| 2021-06-01 | 40 days | 1,990 sqft |
| 2021-07-01 | 41 days | 1,991 sqft |
| 2021-08-01 | 40 days | 2,002 sqft |
| 2021-09-01 | 44 days | 1,997 sqft |
| 2021-10-01 | 47 days | 2,001 sqft |
| 2021-11-01 | 52 days | 1,991 sqft |
| 2021-12-01 | 60 days | 1,968 sqft |
| 2022-01-01 | 71 days | 1,999 sqft |
| 2022-02-01 | 52 days | 1,984 sqft |
| 2022-03-01 | 37 days | 1,929 sqft |
| 2022-04-01 | 34 days | 1,940 sqft |
| 2022-05-01 | 32 days | 1,941 sqft |
| 2022-06-01 | 34 days | 1,943 sqft |
| 2022-07-01 | 39 days | 1,990 sqft |
| 2022-08-01 | 46 days | 2,014 sqft |
| 2022-09-01 | 53 days | 2,014 sqft |
| 2022-10-01 | 57 days | 2,010 sqft |
| 2022-11-01 | 62 days | 1,996 sqft |
| 2022-12-01 | 66 days | 1,973 sqft |
| 2023-01-01 | 76 days | 1,969 sqft |
| 2023-02-01 | 74 days | 1,969 sqft |
| 2023-03-01 | 57 days | 1,971 sqft |
| 2023-04-01 | 52 days | 1,983 sqft |
| 2023-05-01 | 50 days | 2,000 sqft |
| 2023-06-01 | 50 days | 2,027 sqft |
| 2023-07-01 | 50 days | 2,007 sqft |
| 2023-08-01 | 50 days | 1,953 sqft |
| 2023-09-01 | 50 days | 1,946 sqft |
| 2023-10-01 | 51 days | 1,921 sqft |
| 2023-11-01 | 55 days | 1,883 sqft |
| 2023-12-01 | 63 days | 1,871 sqft |
| 2024-01-01 | 76 days | 1,875 sqft |
| 2024-02-01 | 65 days | 1,879 sqft |
| 2024-03-01 | 56 days | 1,874 sqft |
| 2024-04-01 | 53 days | 1,867 sqft |
| 2024-05-01 | 53 days | 1,882 sqft |
| 2024-06-01 | 58 days | 1,872 sqft |
| 2024-07-01 | 60 days | 1,855 sqft |
| 2024-08-01 | 65 days | 1,864 sqft |
| 2024-09-01 | 67 days | 1,863 sqft |
| 2024-10-01 | 67 days | 1,844 sqft |
| 2024-11-01 | 71 days | 1,835 sqft |
| 2024-12-01 | 77 days | 1,840 sqft |
| 2025-01-01 | 85 days | 1,852 sqft |
| 2025-02-01 | 81 days | 1,857 sqft |
| 2025-03-01 | 0 days | 1,870 sqft |
WILMINGTON's median listing age (time on market) for 2025-03-01 was 0 days.
This
is -100%
shorter
than the same period one year ago.
WILMINGTON's median square footage for active listings during the 2025-03-01 period was 1,870 sqft. One year prior, the average listing was 1,874 sqft.
WILMINGTON's median square footage for active listings during the 2025-03-01 period was 1,870 sqft. One year prior, the average listing was 1,874 sqft.
WILMINGTON, NC Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 4,532 | $2,045,550,000 | $451,357 |
| Other | 1,053 | $155,325,000 | $147,507 |
| Refi | 1,000 | $461,590,000 | $461,590 |
| Home Improvement | 894 | $105,120,000 | $117,584 |
| Cash Out Refi | 821 | $229,865,000 | $279,982 |
| NA | 3 | $2,755,000 | $918,333 |
Wilmington's most frequently cited loan purpose was Home Purchase, with 4,532 originations. The 2nd most popular reason was Other, with 1,053 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 3,344 | $1,319,530,000 | $394,596 |
| 7-8% | 1,986 | $603,190,000 | $303,721 |
| 5-6% | 1,466 | $734,040,000 | $500,709 |
| Over 8% | 1,255 | $216,065,000 | $172,163 |
| 4-5% | 124 | $41,600,000 | $335,484 |
| <2.5% | 38 | $2,150,000 | $56,579 |
| 3-4% | 20 | $7,560,000 | $378,000 |
| 2.5-3% | 10 | $1,750,000 | $175,000 |
During 2024, Wilmington's most frequently originated rate bucket was 6-7%, with 3,344 originations.
Loan Sizing (WILMINGTON, NC MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 3,104 | $916,450,000 | $295,248 |
| $100k-200k | 1,518 | $215,000,000 | $141,634 |
| $400k-600k | 1,433 | $692,485,000 | $483,241 |
| $100,000 or less | 1,396 | $78,240,000 | $56,046 |
| $600k-1000k | 619 | $453,015,000 | $731,850 |
| $Over $1MM | 233 | $645,015,000 | $2,768,305 |
WILMINGTON's loan sizing saw the bucket of loans from $200k-400k with 3,104 originations, totaling $916,450,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,593 | $1,132,075,000 | $436,589 |
| 60-80% | 1,915 | $1,043,155,000 | $544,728 |
| Under 20% | 1,492 | $114,120,000 | $76,488 |
| 20-40% | 1,128 | $218,840,000 | $194,007 |
| 40-60% | 835 | $285,545,000 | $341,970 |
| Over 100% | 137 | $91,155,000 | $665,365 |
WILMINGTON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,593 originations, totaling $1,132,075,000 in origination value.