The Stephenson National Bank And Trust Mortgage Rates, Fees & Info
Marinette, WILEI: 549300508JOHWSRFDR57
Tax ID: 39-0638020
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
The Stephenson National Bank And Trust is a smaller bank specializing in Home Purchase loans. The Stephenson National Bank And Trust has a high proportion of conventional loans. Their top markets by origination volume include: Marinette, Green Bay, Uvalde, Oshkosh, and Shawano among others. We have data for 8 markets. (Some data included below & more in-depth data is available with an active subscription.)The Stephenson National Bank And Trust has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
158Origination Dollar Volume (All Markets)
$29,050,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Marinette, WI-MI (FHA|USDA|VA) | 119 | $19,405,000 | $163,067 | $0 | 0.00% |
| GREEN BAY, WI (FHA|USDA|VA) | 27 | $7,075,000 | $262,037 | $0 | 0.00% |
| Outside of Metro Areas | 7 | $1,415,000 | $202,143 | $0 | 0.00% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $0 | 0.00% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 0.00% |
| Shawano, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 0.00% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 0.00% |
| Houghton, MI (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against The Stephenson National Bank and Trust based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 158 | $29,050,000 | $183,861 | $0 | 0.00% |
For 2024, The Stephenson National Bank And Trust's most frequently originated type of loan was Conventional, with 158 originations.
Loan Reason
For 2024, The Stephenson National Bank And Trust's most frequently cited loan purpose was Home Purchase, with 89 originations. The 2nd most popular reason was Refi, with 21 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 158 | $29,050,000 | $183,861 | $0 | 0.00% |
For 2024, The Stephenson National Bank And Trust's most frequently cited loan duration was Other, with 158 originations.
Loan Sizing
2024 saw The Stephenson National Bank And Trust place emphasis on $100,000 or less loans with 58 originations, totaling $3,410,000 in origination value.
Applicant Income
The Stephenson National Bank And Trust lent most frequently to those with incomes in the $50k-75k range, with 35 originations. The second most popular income band? $100k-150k, with 34 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 158 | $29,050,000 | $183,861 | $0 | 0.00% |
The Stephenson National Bank And Trust lent most frequently to those with DTI ratios of Exempt%, with 158 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications89.95%
The Stephenson National Bank And Trust has an average approval rate.
Pick Rate
Approvals leading to origination81.01%
The Stephenson National Bank And Trust has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 158 | $29,050,000 | $183,861 |