Bank Five Nine Mortgage Rates, Fees & Info

Oconomowoc, WI

LEI: 254900DTLB5WWMBJAD86

Tax ID: 39-0148000

5 stars - out of 5 stars, based on 51 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Bank Five Nine is a smaller bank specializing in Refi, Home Purchase, and Cash Out Refi loans. Bank Five Nine has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets include Milwaukee, Chicago, Madison, Minneapolis, and Racine among others. Bank Five Nine has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Bank Five Nine is typically a low fee lendor.


Originations

2,559

Origination Dollar Volume (All Markets)

$622,105,000

Employee count

325 Show all (9) awards

Relative Rate

Bank Five Nine's average 30 year fixed rate mortgage of loans were 3.22%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of 0.07%.

Relative Fees

Bank Five Nine's average total fees for a 30 year fixed rate mortgage are $2,600.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 1,480 $368,910,000 $249,264 $2,180 3.03%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 201 $46,235,000 $230,025 $2,925 3.09%
MADISON, WI (FHA|USDA|VA) 121 $34,335,000 $283,760 $2,586 3.08%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 107 $33,185,000 $310,140 $2,531 3.08%
RACINE, WI (FHA|USDA|VA) 103 $23,745,000 $230,534 $2,840 3.10%
Outside of Metro Areas 98 $23,670,000 $241,531 $2,610 3.17%
GREEN BAY, WI (FHA|USDA|VA) 63 $12,225,000 $194,048 $2,645 3.07%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 58 $11,070,000 $190,862 $1,989 2.97%
APPLETON, WI (FHA|USDA|VA) 50 $10,280,000 $205,600 $2,227 2.96%
Beaver Dam, WI (FHA|USDA|VA) 47 $9,705,000 $206,489 $2,170 3.03%
WAUSAU-WESTON, WI (FHA|USDA|VA) 57 $9,375,000 $164,474 $2,584 2.85%
Whitewater, WI (FHA|USDA|VA) 33 $8,545,000 $258,939 $2,233 3.15%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 26 $6,550,000 $251,923 $2,585 3.16%
EAU CLAIRE, WI (FHA|USDA|VA) 22 $3,410,000 $155,000 $1,867 2.84%
SHEBOYGAN, WI (FHA|USDA|VA) 15 $2,465,000 $164,333 $2,254 3.12%
FOND DU LAC, WI (FHA|USDA|VA) 9 $1,865,000 $207,222 $2,079 2.89%
Baraboo, WI (FHA|USDA|VA) 7 $1,835,000 $262,143 $2,044 3.11%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 7 $1,425,000 $203,571 $2,081 2.79%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 5 $1,345,000 $269,000 $2,664 2.98%
Stevens Point, WI (FHA|USDA|VA) 6 $1,330,000 $221,667 $2,142 2.81%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 2 $850,000 $425,000 $3,197 3.19%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $595,000 $595,000 $7,819 5.25%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $525,000 $525,000 $5,921 3.75%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 2 $510,000 $255,000 $2,906 2.81%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $505,000 $505,000 $4,276 3.13%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1 $435,000 $435,000 $3,084 2.75%
DECATUR, AL (FHA|USDA|VA) 2 $410,000 $205,000 $2,413 3.81%
Lake City, FL (FHA|USDA|VA) 1 $405,000 $405,000 $2,574 3.38%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $405,000 $405,000 $2,750 3.00%
TUCSON, AZ (FHA|USDA|VA) 1 $375,000 $375,000 $4,125 3.25%
Marinette, WI-MI (FHA|USDA|VA) 2 $350,000 $175,000 $2,318 3.81%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $335,000 $335,000 $4,992 3.38%
WICHITA, KS (FHA|USDA|VA) 1 $325,000 $325,000 $2,969 3.13%
Shawano, WI (FHA|USDA|VA) 2 $300,000 $150,000 $1,760 2.88%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $295,000 $295,000 $4,288 2.88%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $295,000 $295,000 $6,241 2.99%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $285,000 $285,000 $4,295 3.50%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $275,000 $275,000 $3,641 2.88%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1 $265,000 $265,000 $3,364 3.13%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 2 $260,000 $130,000 $1,689 2.63%
Manitowoc, WI (FHA|USDA|VA) 2 $230,000 $115,000 $3,815 3.06%
DULUTH, MN-WI (FHA|USDA|VA) 1 $225,000 $225,000 $3,218 3.50%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $225,000 $225,000 $3,639 3.63%
Menomonie, WI (FHA|USDA|VA) 2 $220,000 $110,000 $2,571 4.13%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $205,000 $205,000 $3,288 3.38%
LAS CRUCES, NM (FHA|USDA|VA) 1 $195,000 $195,000 $3,029 3.25%
ALBUQUERQUE, NM (FHA|USDA|VA) 1 $175,000 $175,000 $3,613 3.38%
PANAMA CITY, FL (FHA|USDA|VA) 1 $175,000 $175,000 $3,692 3.25%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $155,000 $155,000 $2,105 3.38%
Houghton, MI (FHA|USDA|VA) 1 $135,000 $135,000 $2,445 2.88%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 1 $135,000 $135,000 $0 3.25%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $135,000 $135,000 $2,940 2.63%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $115,000 $115,000 $2,227 2.63%
Iron Mountain, MI-WI (FHA|USDA|VA) 1 $95,000 $95,000 $1,710 2.63%
Watertown, SD (FHA|USDA|VA) 1 $95,000 $95,000 $1,907 2.50%
BOISE CITY, ID (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.63%

Bank Five Nine's top markets include Milwaukee, Chicago, Madison, Minneapolis, and Racine among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 2,444 $598,880,000 $245,041 $2,186 3.05%
FHA 91 $17,325,000 $190,385 $6,001 3.11%
VA 24 $5,900,000 $245,833 $4,493 2.87%

For the 2021 period, Bank Five Nine's most frequently originated loan type of loans were Conventional, with 2,444 originations. Their 2nd most popular type is FHA, with 91 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Refi 1,020 $227,140,000 $222,686 $1,760 2.83%
Home Purchase 966 $251,130,000 $259,969 $3,198 3.29%
Cash Out Refi 573 $143,835,000 $251,021 $1,991 3.03%

For the 2021, Bank Five Nine's most frequently cited loan purpose of loans were Refi, with 1,020 originations. The 2nd most popular reason of loans were Home Purchase, with 966 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 1,766 $451,020,000 $255,391 $2,600 3.22%
15 Year 506 $96,660,000 $191,028 $1,790 2.46%
20 Year 122 $31,530,000 $258,443 $1,875 2.94%
Other 74 $20,440,000 $276,216 $1,665 3.02%
10 Year 57 $6,405,000 $112,368 $1,294 2.65%
30+ year 27 $14,485,000 $536,481 $3,273 3.81%
5 Year 7 $1,565,000 $223,571 $0 4.36%

For the 2021, Bank Five Nine's most frequently cited loan length of loans were 30 Year, with 1,766 originations. The 2nd most popular length of loans were 15 Year, with 506 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 2,131 $510,525,000 $239,571
$1k-2k 250 $67,660,000 $270,640
$2k-3k 30 $7,970,000 $265,667
$3k-4k 18 $5,210,000 $289,444

$2,600 of loans were Bank Five Nine's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 2,131 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
2.5-3% 1,061 $258,305,000 $243,454
3-4% 942 $248,600,000 $263,907
<2.5% 435 $80,245,000 $184,471
4-5% 77 $22,285,000 $289,416
5-6% 43 $12,595,000 $292,907
6-7% 1 $75,000 $75,000

During 2021, Bank Five Nine's average interest rate of loans were 3.22%, while their most frequently originated rate bucket of loans were 2.5-3%, with 1,061 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 1,124 $312,410,000 $277,945 $2,480 3.09%
$100k-200k 937 $140,805,000 $150,272 $2,220 2.98%
$400k-600k 285 $135,055,000 $473,877 $2,610 3.14%
$100,000 or less 200 $14,500,000 $72,500 $1,731 2.90%
$600k-1MM 8 $6,620,000 $827,500 $3,226 4.19%
$1MM+ 5 $12,715,000 $2,543,000 $4,354 4.06%

2021 saw Bank Five Nine place emphasis on $200k-400k loans with 1,124 originations, totaling $312,410,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$100k-150k 603 $169,245,000 $280,672 $2,306 3.07%
$50k-75k 575 $106,245,000 $184,774 $2,304 3.05%
$75k-100k 452 $99,130,000 $219,314 $2,451 3.04%
$150k-250k 393 $128,555,000 $327,112 $2,339 2.97%
$50k or less 357 $46,535,000 $130,350 $2,449 3.07%
$250k+ 128 $51,220,000 $400,156 $2,431 3.01%

Bank Five Nine lent most frequently to those with incomes in the $100k-150k range, with 603 originations. The second most popular income band? $50k-75k, with 575 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 636 $152,050,000 $239,072 $2,238 2.94%
30-36% 516 $122,550,000 $237,500 $2,322 3.05%
<20% 279 $61,505,000 $220,448 $1,930 2.78%
42% 103 $22,885,000 $222,184 $2,438 3.24%
40% 100 $25,790,000 $257,900 $2,537 3.12%
38% 95 $22,715,000 $239,105 $2,466 3.12%
41% 90 $22,660,000 $251,778 $2,453 3.24%
39% 83 $21,775,000 $262,349 $2,557 3.20%
36% 82 $19,730,000 $240,610 $2,419 3.03%
37% 79 $17,875,000 $226,266 $2,441 2.97%
43% 78 $19,530,000 $250,385 $2,479 3.17%
44% 71 $16,115,000 $226,972 $2,530 3.08%
45% 53 $12,725,000 $240,094 $2,726 3.06%
48% 52 $13,300,000 $255,769 $2,311 2.98%
47% 50 $11,070,000 $221,400 $2,717 2.99%
49% 47 $11,455,000 $243,723 $2,210 2.98%
46% 43 $11,435,000 $265,930 $2,949 3.15%
50-60% 32 $7,930,000 $247,813 $4,577 3.81%
>60% 19 $7,835,000 $412,368 $2,942 4.79%

Bank Five Nine lent most frequently to those with DTI ratios of 20-30%, with 636 originations. The next most common DTI ratio? 30-36%, with 516 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 2,288 $545,670,000 $238,492 $2,300 3.02%
Not provided 165 $42,995,000 $260,576 $2,814 3.16%
Not applicable 9 $11,125,000 $1,236,111 $0 4.56%
Black 51 $10,615,000 $208,137 $3,259 3.35%
Asian 39 $9,405,000 $241,154 $2,193 3.09%
American Indian 4 $1,210,000 $302,500 $4,471 3.09%
Native Hawaiian 2 $830,000 $415,000 $1,892 3.13%
Other Asian 1 $255,000 $255,000 $1,503 2.99%

Approval Rates

Total approvals of all applications
96.09%

Bank Five Nine has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
84.51%

Bank Five Nine has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 2,559 $622,105,000 $243,105

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
2,559 $622,105,000 $243,105

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 156 $29,530,000 $189,295 $1,786 2.71%
40-60% 469 $93,795,000 $199,989 $1,899 2.81%
60-80% 1,063 $270,215,000 $254,200 $2,083 3.06%
80-100% 829 $223,325,000 $269,391 $3,077 3.22%
Over 100% 2 $1,980,000 $990,000 $8,694 4.19%
Under 20% 37 $2,455,000 $66,351 $887 3.06%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
BANK OF THE WEST Conventional home mortgage Trouble during payment process 6 20.0%
BANK OF THE WEST VA mortgage Trouble during payment process 1 3.3%
BANK OF THE WEST Other type of mortgage Trouble during payment process 2 6.7%
BANK OF THE WEST Other type of mortgage Struggling to pay mortgage 1 3.3%
BANK OF THE WEST Other type of mortgage Closing on a mortgage 1 3.3%
BANK OF THE WEST Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 1 3.3%
BANK OF THE WEST Home equity loan or line of credit (HELOC) Trouble during payment process 3 10.0%
BANK OF THE WEST Home equity loan or line of credit (HELOC) Closing on a mortgage 4 13.3%
BANK OF THE WEST Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 2 6.7%
BANK OF THE WEST FHA mortgage Trouble during payment process 1 3.3%
BANK OF THE WEST Conventional home mortgage Struggling to pay mortgage 2 6.7%
BANK OF THE WEST Conventional home mortgage Closing on a mortgage 1 3.3%
BANK OF THE WEST Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 5 16.7%

Bank Details

Branches

Bank Name Branch Branch Type Deposits (000's)
Bank Five Nine 1811 West Washington Avenue West Bend, WI 53095 Full Service B&M $77,968
Bank Five Nine 11715 North Port Washington Road Mequon, WI 53092 Full Service B&M $64,364
Bank Five Nine 12600 North Avenue Brookfield, WI 53005 Full Service B&M $39,140
Bank Five Nine 1300 Summit Avenue, Suite 100 Oconomowoc, WI 53066 Full Service B&M $55,040
Bank Five Nine 1306 W Wisconsin Av Oconomowoc, WI 53066 Limited, Mobile/Seasonal Office $0
Bank Five Nine 155 West Wisconsin Avenue Oconomowoc, WI 53066 Full Service B&M $364,783
Bank Five Nine 18815 West Capitol Drive Brookfield, WI 53005 Full Service B&M $101,674
Bank Five Nine 2300 Washington Street Grafton, WI 53024 Full Service B&M $49,106
Bank Five Nine 400 E Wisconsin Avenue Milwaukee, WI 53202 Limited, Drive-thru $2,624
Bank Five Nine 5555 N Port Washington Rd Glendale, WI 53217 Full Service B&M $16,296
Bank Five Nine 800 Cardinal Lane Hartland, WI 53029 Full Service B&M $128,571
Bank Five Nine 940 Bell Avenue Hartford, WI 53027 Full Service B&M $70,581
Bank Five Nine N112 W17100 Mequon Road Germantown, WI 53022 Full Service B&M $97,407
Bank Five Nine N56 W14044 Silver Spring Drive Suite 100 Menomonee Falls, WI 53051 Full Service B&M $36,812
Bank Five Nine W359 N5900 Brown Street Oconomowoc, WI 53066 Full Service B&M $101,724

For 2021, Bank Five Nine had 15 branches.

Yearly Performance Overview

Bank Income

Item Value (in 000's)
Total interest income $57,088
Net interest income $50,273
Total noninterest income $29,325
Gross Fiduciary activities income $0
Service charges on deposit accounts $806
Trading account gains and fees $0
Additional Noninterest Income $28,519
Pre-tax net operating income $27,936
Securities gains (or losses, -) $0
Income before extraordinary items $22,587
Discontinued Operations (Extraordinary gains, net) $0
Net income of bank and minority interests $22,587
Minority interest net income $0
Net income $22,587
Sale, conversion, retirement of capital stock, net $0
Net operating income $22,587

Bank Five Nine's gross interest income from loans was $57,088,000.
Bank Five Nine's net interest income from loans was $50,273,000.
Bank Five Nine's fee based income from loans was $806,000.
Bank Five Nine's net income from loans was $22,587,000.

Bank Expenses

Item Value (in 000's)
Total interest expense $6,815
Provision for credit losses $600
Total noninterest expense $51,062
Salaries and employee benefits $35,209
Premises and equipment expense $6,454
Additional noninterest expense $9,399
Applicable income taxes $5,349
Net charge-offs $505
Cash dividends $3,168

Bank Five Nine's interest expense for loans was $6,815,000.
Bank Five Nine's payroll and benefits expense were $35,209,000.
Bank Five Nine's property, plant and equipment expenses $6,454,000.

Loan Performance

Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
All loans 0.0%
Real Estate loans 0.0%
Construction & Land Development loans 0.0%
Nonfarm, nonresidential loans 1.0%
Multifamily residential loans 0.0%
1-4 family residential loans 0.0%
HELOC loans 0.0%
All other family 0.0%
Commercial & industrial loans 0.0%
Personal loans 0.0%
Credit card loans 1.5%
Other individual loans 0.0%
Auto loans 0.0%
Other consumer loans 0.0%
Unsecured commercial real estate loans 0.0%

Deposits

Type Value (in 000's)
Total deposits $1,272,464
Deposits held in domestic offices $1,272,464
Deposits by Individuals, partnerships, and corporations $1,224,643
Deposits by U.S. Government $3
Deposits by States and political subdivisions in the U.S. $47,819
Deposits by Commercial banks and other depository institutions in U.S. $0
Deposits by Banks in foreign countries $0
Deposits by Foreign governments and official institutions $0
Transaction accounts $182,300
Demand deposits $84,366
Nontransaction accounts $1,090,165
Money market deposit accounts (MMDAs) $336,588
Other savings deposits (excluding MMDAs) $465,925
Total time deposits $287,652
Total time and savings deposits $1,188,099
Noninterest-bearing deposits $242,767
Interest-bearing deposits $1,029,697
Retail deposits $1,168,907
IRAs and Keogh plan accounts $31,509
Brokered deposits $27,776
Deposits held in foreign offices $0

Assets

Asset Value (in 000's)
Total Assets $1,553,593
Cash & Balances due from depository institutions $212,604
Interest-bearing balances $195,485
Total securities $254,975
Federal funds sold & reverse repurchase $0
Net loans and leases $1,010,814
Loan and leases loss allowance $9,042
Trading account assets $0
Bank premises and fixed assets $31,776
Other real estate owned $169
Goodwill and other intangibles $14,927
All other assets $28,328

Liabilities

Liabilities Value (in 000's)
Total liabilities and capital $1,553,593
Total Liabilities $1,391,280
Total deposits $1,272,464
Interest-bearing deposits $1,029,697
Deposits held in domestic offices $1,272,464
% insured (estimated) $78
Federal funds purchased and repurchase agreements $58,939
Trading liabilities $0
Other borrowed funds $47,500
Subordinated debt $0
All other liabilities $12,377

Issued Loan Types

Type Value (in 000's)
Net loans and leases $1,010,814
Loan and leases loss allowance $9,042
Total loans and leases (domestic) $1,019,856
All real estate loans $932,649
Real estate loans in domestic offices $932,649
Construction and development loans $144,941
Residential 1-4 family construction $24,969
Other construction, all land development and other land $119,972
Loans secured by nonfarm nonresidential properties $603,045
Nonfarm nonresidential secured by owner-occupied properties $558,086
Commercial real estate & other non-farm, non-residential $44,959
Multifamily residential real estate $35,619
1-4 family residential loans $148,850
Farmland loans $194
Loans held in foreign offices $0
Farm loans $0
Commercial and industrial loans $77,679
To non-U.S. addressees $0
Loans to individuals $3,394
Credit card loans $331
Related Plans $158
Consumer Auto Loans $141
Other loans to individuals $2,764
All other loans & leases $6,134
Loans to foreign governments and official institutions $0
Other loans $29
Loans to depository institutions and acceptances of other banks $0
Loans not secured by real estate $0
Loans secured by real estate to non-U.S. addressees $0
Restructured Loans & leases $0
Non 1-4 family restructured loans & leases $0
Total loans and leases (foreign) $0

Bank Five Nine had $1,010,814,000 of loans outstanding in 2021. $932,649,000 of loans were in real estate loans. $144,941,000 of loans were in development loans. $35,619,000 of loans were in multifamily mortgage loans. $148,850,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $331,000 of loans were in credit card loans. $141,000 of loans were in the auto loan category.

Small Business Loans

Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
Nonfarm, nonresidential loans - <$1MM 673 $111,443 $165,591
Nonfarm, nonresidential loans - <$100k 90 $1,982 $22,022
Nonfarm, nonresidential loans - $100-250k 161 $11,008 $68,373
Nonfarm, nonresidential loans - $250k-1MM 422 $98,453 $233,301
Commercial & Industrial, US addressed loans - <$1MM 992 $70,431 $70,999
Commercial & Industrial, US addressed loans - <$100k 514 $10,178 $19,802
Commercial & Industrial, US addressed loans - $100-250k 278 $22,963 $82,601
Commercial & Industrial, US addressed loans - $250k-1MM 200 $37,290 $186,450
Farmland loans - <$1MM 4 $194 $48,500
Farmland loans - $100-250k 2 $50 $25,000
Farmland loans - $250k-1MM 2 $144 $72,000