Johnson Bank Mortgage Rates, Fees & Info

Racine, WI

LEI: IWRZQFYIRJ0IMURZBB68

Tax ID: 39-1141446

5 stars - out of 5 stars, based on 82 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Johnson Bank is a small bank specializing in Refi and Home Purchase loans. Johnson Bank has a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets include Milwaukee, Madison, Chicago, Racine, and Janesville among others. Johnson Bank has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Johnson Bank is typically a low fee lendor.


Originations

6,668

Origination Dollar Volume (All Markets)

$1,717,250,000

Employee count

854 Show all (10) awards

Relative Rate

Johnson Bank's average 30 year fixed rate mortgage of loans were 3.06%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.09%.

Relative Fees

Johnson Bank's average total fees for a 30 year fixed rate mortgage are $2,443.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 1,487 $425,475,000 $286,130 $2,073 3.15%
MADISON, WI (FHA|USDA|VA) 578 $192,600,000 $333,218 $2,303 2.98%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 791 $175,455,000 $221,814 $2,149 3.12%
Outside of Metro Areas 707 $163,035,000 $230,601 $2,115 3.12%
RACINE, WI (FHA|USDA|VA) 763 $151,185,000 $198,145 $1,988 3.11%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 654 $126,520,000 $193,456 $2,039 3.06%
GREEN BAY, WI (FHA|USDA|VA) 514 $124,570,000 $242,354 $1,966 3.18%
APPLETON, WI (FHA|USDA|VA) 316 $82,430,000 $260,854 $1,736 3.02%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 47 $36,755,000 $782,021 $2,700 2.91%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 168 $33,700,000 $200,595 $1,775 3.08%
SHEBOYGAN, WI (FHA|USDA|VA) 154 $29,550,000 $191,883 $1,781 3.11%
Whitewater, WI (FHA|USDA|VA) 95 $29,275,000 $308,158 $2,809 2.94%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 104 $26,550,000 $255,288 $1,774 3.01%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 39 $21,315,000 $546,538 $8,531 3.05%
Marinette, WI-MI (FHA|USDA|VA) 20 $19,130,000 $956,500 $2,076 3.04%
Shawano, WI (FHA|USDA|VA) 19 $12,515,000 $658,684 $1,802 3.11%
Manitowoc, WI (FHA|USDA|VA) 41 $12,335,000 $300,854 $1,749 2.99%
EAU CLAIRE, WI (FHA|USDA|VA) 21 $11,245,000 $535,476 $2,209 3.24%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 8 $5,750,000 $718,750 $6,129 2.71%
Beaver Dam, WI (FHA|USDA|VA) 22 $4,530,000 $205,909 $1,978 3.10%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 6 $3,180,000 $530,000 $17,574 3.01%
Baraboo, WI (FHA|USDA|VA) 11 $2,945,000 $267,727 $1,959 3.11%
DULUTH, MN-WI (FHA|USDA|VA) 10 $2,690,000 $269,000 $2,391 3.48%
WAUSAU-WESTON, WI (FHA|USDA|VA) 14 $2,490,000 $177,857 $2,301 3.06%
FOND DU LAC, WI (FHA|USDA|VA) 10 $2,370,000 $237,000 $2,034 2.80%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 6 $2,370,000 $395,000 $4,382 3.04%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 3 $2,005,000 $668,333 $5,378 3.14%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 2 $1,880,000 $940,000 $9,837 2.93%
ROCKFORD, IL (FHA|USDA|VA) 11 $1,585,000 $144,091 $2,476 3.10%
BOULDER, CO (FHA|USDA|VA) 3 $1,185,000 $395,000 $3,152 3.31%
TUCSON, AZ (FHA|USDA|VA) 5 $1,125,000 $225,000 $2,487 2.98%
PUNTA GORDA, FL (FHA|USDA|VA) 2 $700,000 $350,000 $4,893 3.17%
Platteville, WI (FHA|USDA|VA) 3 $695,000 $231,667 $1,941 2.50%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 2 $660,000 $330,000 $3,914 3.50%
Menomonie, WI (FHA|USDA|VA) 3 $625,000 $208,333 $1,984 2.75%
THE VILLAGES, FL (FHA|USDA|VA) 3 $595,000 $198,333 $3,078 2.67%
Stevens Point, WI (FHA|USDA|VA) 4 $570,000 $142,500 $2,063 3.09%
Show Low, AZ (FHA|USDA|VA) 1 $535,000 $535,000 $7,779 2.50%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $495,000 $495,000 $3,791 3.00%
ROCHESTER, MN (FHA|USDA|VA) 2 $480,000 $240,000 $2,089 2.95%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 2 $470,000 $235,000 $2,575 3.00%
Glenwood Springs, CO (FHA|USDA|VA) 1 $445,000 $445,000 $2,979 2.35%
OCALA, FL (FHA|USDA|VA) 1 $405,000 $405,000 $3,810 2.80%
JACKSONVILLE, FL (FHA|USDA|VA) 1 $395,000 $395,000 $4,303 3.00%
Iron Mountain, MI-WI (FHA|USDA|VA) 2 $350,000 $175,000 $2,566 3.18%
SANTA FE, NM (FHA|USDA|VA) 1 $325,000 $325,000 $6,038 2.95%
BILLINGS, MT (FHA|USDA|VA) 1 $315,000 $315,000 $0 3.27%
Winona, MN (FHA|USDA|VA) 1 $285,000 $285,000 $2,377 2.40%
FORT COLLINS, CO (FHA|USDA|VA) 1 $255,000 $255,000 $0 3.99%
Brainerd, MN (FHA|USDA|VA) 1 $255,000 $255,000 $0 3.99%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $185,000 $185,000 $2,480 3.25%
Durango, CO (FHA|USDA|VA) 1 $145,000 $145,000 $2,600 2.25%
Rochelle, IL (FHA|USDA|VA) 1 $95,000 $95,000 $1,885 2.50%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $85,000 $85,000 $1,463 3.25%
ST. CLOUD, MN (FHA|USDA|VA) 1 $75,000 $75,000 $1,768 2.45%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $65,000 $65,000 $0 3.00%

Johnson Bank's top markets include Milwaukee, Madison, Chicago, Racine, and Janesville among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 6,666 $1,716,890,000 $257,559 $2,145 3.10%
USDA 2 $360,000 $180,000 $3,650 2.63%

For the 2021 period, Johnson Bank's most frequently originated loan type of loans were Conventional, with 6,666 originations. Their 2nd most popular type is USDA, with 2 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Refi 2,577 $659,835,000 $256,048 $1,598 2.83%
Home Purchase 1,819 $660,705,000 $363,224 $3,045 3.06%
Cash Out Refi 1,133 $261,405,000 $230,719 $1,961 2.88%
Other 732 $91,720,000 $125,301 $0 3.97%
Home Improvement 407 $43,585,000 $107,088 $0 3.98%

For the 2021, Johnson Bank's most frequently cited loan purpose of loans were Refi, with 2,577 originations. The 2nd most popular reason of loans were Home Purchase, with 1,819 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 2,922 $876,420,000 $299,938 $2,443 3.06%
1 Year 1,458 $193,520,000 $132,730 $450 3.97%
15 Year 1,419 $336,925,000 $237,438 $1,691 2.42%
20 Year 460 $127,180,000 $276,478 $2,299 2.90%
10 Year 216 $45,590,000 $211,065 $1,449 2.44%
Other 132 $86,930,000 $658,561 $1,193 3.07%
5 Year 57 $41,645,000 $730,614 $0 3.95%
3 Year 4 $9,040,000 $2,260,000 $0 3.50%

For the 2021, Johnson Bank's most frequently cited loan length of loans were 30 Year, with 2,922 originations. The 2nd most popular length of loans were 1 Year, with 1,458 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 4,350 $1,182,340,000 $271,802
$1k-2k 527 $123,235,000 $233,843
$2k-3k 145 $39,785,000 $274,379
$3k-4k 85 $32,745,000 $385,235
$5k+ 34 $17,960,000 $528,235

$2,443 of loans were Johnson Bank's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 4,350 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 2,853 $635,195,000 $222,641
2.5-3% 2,160 $634,050,000 $293,542
<2.5% 1,536 $434,660,000 $282,982
4-5% 103 $11,505,000 $111,699
5-6% 16 $1,840,000 $115,000

During 2021, Johnson Bank's average interest rate of loans were 3.06%, while their most frequently originated rate bucket of loans were 3-4%, with 2,853 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$100k-200k 2,312 $338,610,000 $146,458 $1,819 3.07%
$200k-400k 2,283 $632,475,000 $277,037 $2,023 2.99%
$100,000 or less 1,118 $72,740,000 $65,063 $1,662 3.55%
$400k-600k 705 $342,455,000 $485,752 $2,754 2.86%
$600k-1MM 169 $125,915,000 $745,059 $3,360 3.07%
$1MM+ 81 $205,055,000 $2,531,543 $9,553 2.98%

2021 saw Johnson Bank place emphasis on $100k-200k loans with 2,312 originations, totaling $338,610,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$100k-150k 1,558 $359,190,000 $230,546 $2,028 3.07%
$150k-250k 1,304 $375,650,000 $288,075 $2,172 3.12%
$50k-75k 1,074 $164,220,000 $152,905 $1,859 3.06%
$75k-100k 1,024 $202,780,000 $198,027 $2,023 3.09%
$250k+ 861 $382,645,000 $444,419 $3,093 3.15%
$50k or less 709 $96,115,000 $135,564 $1,996 3.07%

Johnson Bank lent most frequently to those with incomes in the $100k-150k range, with 1,558 originations. The second most popular income band? $150k-250k, with 1,304 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 1,773 $419,825,000 $236,788 $2,047 3.02%
30-36% 1,199 $293,495,000 $244,783 $2,139 3.14%
<20% 920 $236,980,000 $257,587 $1,880 2.91%
44% 260 $55,550,000 $213,654 $2,423 3.38%
45% 249 $46,995,000 $188,735 $2,171 3.45%
43% 230 $54,110,000 $235,261 $2,320 3.20%
42% 211 $46,765,000 $221,635 $2,093 3.21%
36% 210 $48,690,000 $231,857 $2,361 3.14%
39% 202 $49,420,000 $244,653 $2,271 3.18%
41% 198 $51,430,000 $259,747 $2,220 3.15%
38% 194 $46,220,000 $238,247 $2,103 3.15%
37% 186 $45,610,000 $245,215 $3,237 3.20%
40% 180 $49,230,000 $273,500 $2,392 3.23%
47% 118 $29,260,000 $247,966 $2,032 2.91%
46% 117 $30,165,000 $257,821 $2,100 2.92%
48% 109 $27,515,000 $252,431 $2,358 3.00%
49% 99 $26,925,000 $271,970 $2,259 2.90%
50-60% 56 $17,370,000 $310,179 $2,490 3.07%
>60% 11 $4,345,000 $395,000 $1,912 3.57%

Johnson Bank lent most frequently to those with DTI ratios of 20-30%, with 1,773 originations. The next most common DTI ratio? 30-36%, with 1,199 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 6,236 $1,499,940,000 $240,529 $2,134 3.09%
Not applicable 66 $126,800,000 $1,921,212 $2,062 3.65%
Asian 157 $43,955,000 $279,968 $2,524 2.98%
Black 123 $26,265,000 $213,537 $2,159 3.29%
Not provided 61 $14,965,000 $245,328 $2,249 2.92%
American Indian 21 $4,815,000 $229,286 $1,929 3.20%
Native Hawaiian 3 $325,000 $108,333 $1,378 3.10%
Other Pacific Islander 1 $185,000 $185,000 $0 3.25%

Approval Rates

Total approvals of all applications
92.48%

Johnson Bank has an average approval rate.

Pick Rate

Approvals leading to origination
86.67%

Johnson Bank has an average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 6,668 $1,717,250,000 $257,536

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
6,668 $1,717,250,000 $257,536

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 1,005 $143,755,000 $143,040 $1,600 3.35%
40-60% 1,600 $357,380,000 $223,363 $1,668 2.87%
60-80% 2,228 $723,950,000 $324,933 $2,217 2.97%
80-100% 1,269 $451,115,000 $355,489 $2,828 3.05%
Over 100% 1 $305,000 $305,000 $0 3.75%
Under 20% 565 $40,745,000 $72,115 $1,064 3.93%

Bank Details

Branches

Bank Name Branch Branch Type Deposits (000's)
Johnson Bank 333 East Wisconsin Avenue Milwaukee, WI 53202 Full Service B&M $791,085
Johnson Bank 3928 60th Street Kenosha, WI 53144 Full Service B&M $62,634
Johnson Bank 4001 N Main Street Wind Point, WI 53402 Full Service B&M $121,093
Johnson Bank 4959 Douglas Avenue Racine, WI 53402 Full Service B&M $114,997
Johnson Bank 5201 East Terrace Drive Madison, WI 53718 Full Service B&M $596,394
Johnson Bank 525 Junction Road Madison, WI 53717 Full Service B&M $17,644
Johnson Bank 526 North River Street Spooner, WI 54801 Full Service B&M $20,943
Johnson Bank 555 Main Street, 490 Racine, WI 53403 Full Service B&M $870,574
Johnson Bank 5600 Lake Drive, Suite 101 Whitefish Bay, WI 53217 Full Service B&M $38,694
Johnson Bank 5901 Durand Avenue Racine, WI 53406 Full Service B&M $153,156
Johnson Bank 6700 Washington Avenue Racine, WI 53406 Full Service B&M $89,214
Johnson Bank 7401 144th Avenue Kenosha, WI 53142 Full Service B&M $29,969
Johnson Bank 7500 Green Bay Road Kenosha, WI 53142 Full Service B&M $572,512
Johnson Bank 1 South Main Street Janesville, WI 53545 Full Service B&M $358,566
Johnson Bank 1000 Fox Street Mukwonago, WI 53149 Full Service B&M $41,649
Johnson Bank 101 West Chestnut Street Burlington, WI 53105 Full Service B&M $15,970
Johnson Bank 10631 Ushwy 63 Hayward, WI 54843 Full Service B&M $167,589
Johnson Bank 14000 W North Ave Brookfield, WI 53005 Full Service B&M $31,430
Johnson Bank 1555 West Mequon Road Mequon, WI 53092 Full Service B&M $8,930
Johnson Bank 159 Martin Luther King Jr. Boulevard Madison, WI 53703 Full Service B&M $8,557
Johnson Bank 200 Sherman Avenue West Fort Atkinson, WI 53538 Full Service B&M $58,583
Johnson Bank 2019 Cenex Drive Rice Lake, WI 54868 Full Service B&M $37,499
Johnson Bank 2021 Holiday Drive Janesville, WI 53545 Full Service B&M $81,526
Johnson Bank 222 West College Avenue Appleton, WI 54911 Full Service B&M $11,253
Johnson Bank 3001 W. Rawson Avenue Franklin, WI 53132 Full Service B&M $41,693
Johnson Bank 318 S. Washington Street Green Bay, WI 54301 Full Service B&M $355,310
Johnson Bank 8046 39th Avenue Kenosha, WI 53142 Full Service B&M $67,494
Johnson Bank 815 Woodlake Road Kohler, WI 53044 Full Service B&M $64,513
Johnson Bank 840 Main Avenue De Pere, WI 54115 Full Service B&M $32,738
Johnson Bank N22 W23991 Ridgeview Pkwy Waukesha, WI 53188 Full Service B&M $32,615

For 2021, Johnson Bank had 30 branches.

Yearly Performance Overview

Bank Income

Item Value (in 000's)
Total interest income $167,196
Net interest income $163,990
Total noninterest income $101,404
Gross Fiduciary activities income $34,847
Service charges on deposit accounts $7,179
Trading account gains and fees $0
Additional Noninterest Income $59,378
Pre-tax net operating income $92,024
Securities gains (or losses, -) $6
Income before extraordinary items $69,843
Discontinued Operations (Extraordinary gains, net) $0
Net income of bank and minority interests $69,843
Minority interest net income $0
Net income $69,843
Sale, conversion, retirement of capital stock, net $0
Net operating income $69,838

Johnson Bank's gross interest income from loans was $167,196,000.
Johnson Bank's net interest income from loans was $163,990,000.
Johnson Bank's fee based income from loans was $7,179,000.
Johnson Bank's net income from loans was $69,843,000.

Bank Expenses

Item Value (in 000's)
Total interest expense $3,206
Provision for credit losses $-10,000
Total noninterest expense $183,370
Salaries and employee benefits $115,376
Premises and equipment expense $27,293
Additional noninterest expense $40,701
Applicable income taxes $22,187
Net charge-offs $-1,349
Cash dividends $30,000

Johnson Bank's interest expense for loans was $3,206,000.
Johnson Bank's payroll and benefits expense were $115,376,000.
Johnson Bank's property, plant and equipment expenses $27,293,000.

Loan Performance

Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
All loans 0.0%
Real Estate loans 0.0%
Construction & Land Development loans 0.0%
Nonfarm, nonresidential loans 0.0%
Multifamily residential loans 0.0%
1-4 family residential loans 0.0%
HELOC loans 0.0%
All other family 0.0%
Commercial & industrial loans 0.0%
Personal loans 0.0%
Credit card loans 0.2%
Other individual loans 0.0%
Auto loans 0.0%
Other consumer loans 0.0%
Unsecured commercial real estate loans 0.0%

Deposits

Type Value (in 000's)
Total deposits $5,184,581
Deposits held in domestic offices $5,184,581
Deposits by Individuals, partnerships, and corporations $5,009,197
Deposits by U.S. Government $0
Deposits by States and political subdivisions in the U.S. $175,268
Deposits by Commercial banks and other depository institutions in U.S. $116
Deposits by Banks in foreign countries $0
Deposits by Foreign governments and official institutions $0
Transaction accounts $2,844,986
Demand deposits $2,096,100
Nontransaction accounts $2,339,595
Money market deposit accounts (MMDAs) $1,708,423
Other savings deposits (excluding MMDAs) $359,231
Total time deposits $271,941
Total time and savings deposits $3,088,481
Noninterest-bearing deposits $1,608,832
Interest-bearing deposits $3,575,749
Retail deposits $5,123,265
IRAs and Keogh plan accounts $61,570
Brokered deposits $0
Deposits held in foreign offices $0

Assets

Asset Value (in 000's)
Total Assets $6,049,532
Cash & Balances due from depository institutions $869,958
Interest-bearing balances $834,015
Total securities $736,122
Federal funds sold & reverse repurchase $0
Net loans and leases $4,097,282
Loan and leases loss allowance $75,470
Trading account assets $0
Bank premises and fixed assets $66,343
Other real estate owned $2
Goodwill and other intangibles $36,614
All other assets $243,211

Liabilities

Liabilities Value (in 000's)
Total liabilities and capital $6,049,532
Total Liabilities $5,270,580
Total deposits $5,184,581
Interest-bearing deposits $3,575,749
Deposits held in domestic offices $5,184,581
% insured (estimated) $50
Federal funds purchased and repurchase agreements $1,093
Trading liabilities $0
Other borrowed funds $5,000
Subordinated debt $0
All other liabilities $79,906

Issued Loan Types

Type Value (in 000's)
Net loans and leases $4,097,282
Loan and leases loss allowance $75,470
Total loans and leases (domestic) $4,172,752
All real estate loans $3,110,739
Real estate loans in domestic offices $3,110,739
Construction and development loans $426,965
Residential 1-4 family construction $69,437
Other construction, all land development and other land $357,528
Loans secured by nonfarm nonresidential properties $1,113,792
Nonfarm nonresidential secured by owner-occupied properties $609,017
Commercial real estate & other non-farm, non-residential $504,775
Multifamily residential real estate $527,360
1-4 family residential loans $1,039,600
Farmland loans $3,022
Loans held in foreign offices $0
Farm loans $109
Commercial and industrial loans $838,875
To non-U.S. addressees $0
Loans to individuals $81,485
Credit card loans $15,297
Related Plans $52,606
Consumer Auto Loans $367
Other loans to individuals $13,215
All other loans & leases $141,544
Loans to foreign governments and official institutions $0
Other loans $85,916
Loans to depository institutions and acceptances of other banks $0
Loans not secured by real estate $0
Loans secured by real estate to non-U.S. addressees $0
Restructured Loans & leases $2,391
Non 1-4 family restructured loans & leases $0
Total loans and leases (foreign) $0

Johnson Bank had $4,097,282,000 of loans outstanding in 2021. $3,110,739,000 of loans were in real estate loans. $426,965,000 of loans were in development loans. $527,360,000 of loans were in multifamily mortgage loans. $1,039,600,000 of loans were in 1-4 family mortgage loans. $109,000 of loans were in farm loans. $15,297,000 of loans were in credit card loans. $367,000 of loans were in the auto loan category.

Small Business Loans

Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
Nonfarm, nonresidential loans - <$1MM 717 $197,061 $274,841
Nonfarm, nonresidential loans - <$100k 112 $5,273 $47,080
Nonfarm, nonresidential loans - $100-250k 250 $35,152 $140,608
Nonfarm, nonresidential loans - $250k-1MM 355 $156,636 $441,228
Commercial & Industrial, US addressed loans - <$1MM 785 $111,701 $142,294
Commercial & Industrial, US addressed loans - <$100k 333 $9,456 $28,396
Commercial & Industrial, US addressed loans - $100-250k 188 $20,263 $107,782
Commercial & Industrial, US addressed loans - $250k-1MM 264 $81,982 $310,538
Farmland loans - <$1MM 13 $1,880 $144,615
Farmland loans - <$100k 3 $61 $20,333
Farmland loans - $100-250k 6 $606 $101,000
Farmland loans - $250k-1MM 4 $1,213 $303,250
Agriculture operations loans - <$1MM 1 $109 $109,000
Agriculture operations loans - $100-250k 1 $109 $109,000