Uvalde Mortgage Rates & Closing Costs

  • JUMP TO:
  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
  • Time on Market/Property Size
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Uvalde averaged 6.68% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

    The average rate for the prior week (2024-11-07) was 6.59% and one month ago for the week of 2024-10-10, the average rate was 6.12%.

    Uvalde's average rate one year ago was 7.4%.

    For refis of the same type during the week of 2024-11-14, the average rate was 7.28%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-14 6.78%
    Uvalde 30 Year Fixed Rate 2024-11-14 6.68%
    Uvalde 30 Year Fixed Rate Refi 2024-11-14 7.28%
    Uvalde 15 Year Fixed Rate 2024-11-14 5.99%
    Uvalde 15 Year Fixed Rate Refi 2024-11-14 6.49%
    Uvalde 30 Year FHA 2024-11-14 -0.1%
    Uvalde 30 Year FHA Refi 2024-11-14 0.2%
    Uvalde 30 Year USDA 2024-11-14 -0.1%
    Uvalde 30 Year USDA Refi 2024-11-14 -0.1%
    Uvalde 30 Year VA 2024-11-14 0%
    Uvalde 30 Year VA Refi 2024-11-14 0.1%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Uvalde, TX.

    Uvalde Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Uvalde, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    SECURITY SERVICE 9 6.68% $3,367
    QUICKEN LOANS, LLC 6 7.39% $10,430
    UNITED WHOLESALE MORTGAGE, LLC 4 6.25% $11,250
    21ST MORTGAGE CORPORATION 3 8.10% $6,196
    ACADEMY MORTGAGE CORPORATION 3 6.54% $7,590
    AMCAP MORTGAGE, LTD. 3 7.04% $7,606
    JPMorgan Chase Bank 3 6.46% $7,478
    S1L, Inc. 2 7.63% $10,787
    CALCON MUTUAL MORTGAGE LLC 2 6.81% $12,553
    MORTGAGE FINANCIAL SERVICES, LLC 2 7.00% $5,627
    MOVEMENT MORTGAGE, LLC 2 7.31% $7,251
    CMG MORTGAGE, INC. 2 6.06% $9,511
    GUILD MORTGAGE COMPANY 2 6.81% $6,609
    GULF COAST EDUCATORS FEDERAL CREDIT UNION 1 5.63% $4,193
    U.S. Bank 1 6.25% $4,915
    LOANPEOPLE, LLC 1 7.25% $7,562
    Morgan Stanley Private Bank 1 7.20% $2,706
    Mr. Cooper ( Nationstar Mortgage ) 1 6.63% $10,738
    Network Funding, L.P. 1 7.13% $15,665
    Paramount Residential Mortgage Group, Inc. 1 6.63% $9,367
    PNC Bank 1 6.38% $6,765
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.13% $16,590
    Armed Forces Bank 1 6.88% $5,411
    RANDOLPH-BROOKS 1 6.88% $0
    AMERISAVE MORTGAGE CORPORATION 1 7.00% $7,853
    SWBC MORTGAGE CORPORATION 1 6.50% $9,332
    The Loan Store, Inc. 1 6.75% $3,600
    AMERICAN FINANCING CORPORATION 1 7.38% $8,210
    BROKER SOLUTIONS, INC. 1 7.00% $7,561
    BancorpSouth 1 8.00% $10,625
    CHURCHILL MORTGAGE CORPORATION 1 6.75% $5,573
    Deere Employees Credit Union 1 6.75% $4,795
    DHI MORTGAGE COMPANY, LTD. 1 7.25% $5,155
    DRAPER AND KRAMER MORTGAGE CORP. 1 6.62% $13,053
    GUARANTEED RATE, INC. 1 7.13% $4,374

    Uvalde Average Closing Costs & Other Stats

    Uvalde, TX's 35 lenders originated 208 loans during 2023. The total origination value was $44,670,000, with an average loan value of $214,760.

    Uvalde's average closing costs are $6,152.

    The top Uvalde lender as defined by loan originations is SECURITY SERVICE, with 9 loans originated. Their average total fees are $3,367, which is $7,062 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Uvalde lenders (with over 10 loans originated) are .

    The lowest rate Uvalde lenders (with over 10 loans originated) are .

    Uvalde, TX Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    SECURITY SERVICE $7,280,000 $4,010,000 -44.9% 9.0%
    QUICKEN LOANS, LLC $5,300,000 $2,495,000 -52.9% 5.6%
    UNITED WHOLESALE MORTGAGE, LLC $1,690,000 $2,460,000 45.6% 5.5%
    ACADEMY MORTGAGE CORPORATION $1,220,000 $2,305,000 88.9% 5.2%
    AMCAP MORTGAGE, LTD. $560,000 $2,110,000 276.8% 4.7%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,940,000 $1,895,000 -35.5% 4.2%
    JPMorgan Chase Bank $175,000 $1,775,000 914.3% 4.0%
    GUILD MORTGAGE COMPANY $1,650,000 $1,635,000 -0.9% 3.7%
    21ST MORTGAGE CORPORATION $1,365,000 $1,445,000 5.9% 3.2%
    MORTGAGE FINANCIAL SERVICES, LLC $145,000 $1,315,000 806.9% 2.9%
    TOWNE MORTGAGE COMPANY $1,235,000 n/a 2.8%
    Mortgage Research Center, LLC $2,935,000 $945,000 -67.8% 2.1%
    CMG MORTGAGE, INC. $1,270,000 $915,000 -28.0% 2.0%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $885,000 n/a 2.0%
    Wallick & Volk, Inc. $375,000 $820,000 118.7% 1.8%
    GUARANTEED RATE, INC. $490,000 $790,000 61.2% 1.8%
    CALCON MUTUAL MORTGAGE LLC $750,000 n/a 1.7%
    Equity Prime Mortgage LLC $195,000 $675,000 246.2% 1.5%
    PENTAGON FEDERAL CREDIT UNION $590,000 n/a 1.3%
    S1L, Inc. $550,000 n/a 1.2%
    NAVY FEDERAL CREDIT UNION $545,000 $485,000 -11.0% 1.1%
    Deere Employees Credit Union $465,000 n/a 1.0%
    MOVEMENT MORTGAGE, LLC $460,000 n/a 1.0%
    GARDNER FINANCIAL SERVICES, LTD. $425,000 n/a 1.0%
    TRIAD FINANCIAL SERVICES, INC. $825,000 $405,000 -50.9% 0.9%
    Morgan Stanley Private Bank $395,000 n/a 0.9%
    RANDOLPH-BROOKS $400,000 $385,000 -3.8% 0.9%
    Broadway National Bank $125,000 $365,000 192.0% 0.8%
    Paramount Residential Mortgage Group, Inc. $365,000 n/a 0.8%
    SWBC MORTGAGE CORPORATION $890,000 $365,000 -59.0% 0.8%
    Network Funding, L.P. $345,000 n/a 0.8%
    MID AMERICA MORTGAGE, INC. $685,000 $285,000 -58.4% 0.6%
    DRAPER AND KRAMER MORTGAGE CORP. $275,000 n/a 0.6%
    BancorpSouth $455,000 $265,000 -41.8% 0.6%
    BROKER SOLUTIONS, INC. $225,000 $265,000 17.8% 0.6%
    LOANPEOPLE, LLC $265,000 n/a 0.6%
    U.S. Bank $385,000 $255,000 -33.8% 0.6%
    H E B $250,000 n/a 0.6%
    Mr. Cooper ( Nationstar Mortgage ) $390,000 $245,000 -37.2% 0.5%
    Northpointe Bank $245,000 n/a 0.5%
    PNC Bank $245,000 n/a 0.5%
    SOUTHWEST STAGE FUNDING, LLC $95,000 $240,000 152.6% 0.5%
    GULF COAST EDUCATORS FEDERAL CREDIT UNION $235,000 n/a 0.5%
    VELOCITY COMMERCIAL CAPITAL, LLC $235,000 n/a 0.5%
    V.I.P. MORTGAGE, INC. $115,000 $235,000 104.3% 0.5%
    Gateway First Bank $230,000 n/a 0.5%
    AMERICAN PACIFIC MORTGAGE CORPORATION $3,865,000 $215,000 -94.4% 0.5%
    COUNTRYPLACE MORTGAGE, LTD. $210,000 n/a 0.5%
    Century Mortgage Company DBA Century Lending Company $195,000 n/a 0.4%
    Loan Simple, Inc. $135,000 $185,000 37.0% 0.4%
    LONE STAR STATE BANK $185,000 n/a 0.4%
    CREDIT HUMAN FEDERAL CREDIT UNION $145,000 $175,000 20.7% 0.4%
    CHURCHILL MORTGAGE CORPORATION $150,000 $165,000 10.0% 0.4%
    Armed Forces Bank $145,000 n/a 0.3%
    Classic Bank $145,000 n/a 0.3%
    AMERICAN FINANCING CORPORATION $135,000 n/a 0.3%
    CANOPY MORTGAGE, LLC $135,000 n/a 0.3%
    Plains Commerce Bank $105,000 $135,000 28.6% 0.3%
    TOTAL MORTGAGE SERVICES, LLC $135,000 n/a 0.3%
    DHI MORTGAGE COMPANY, LTD. $125,000 n/a 0.3%
    AMERISAVE MORTGAGE CORPORATION $225,000 $115,000 -48.9% 0.3%
    The Loan Store, Inc. $105,000 n/a 0.2%
    VANDERBILT MORTGAGE AND FINANCE, INC. $95,000 n/a 0.2%
    FINANCE OF AMERICA REVERSE LLC $55,000 n/a 0.1%

    Uvalde's top lender by overall market share is SECURITY SERVICE, with 9.0% market share. In second place, with 5.6%, is QUICKEN LOANS, LLC, having originated $2,495,000 in loans. In third place, with 5.5%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $2,460,000 in loans. In fourth place, with 5.2%, is ACADEMY MORTGAGE CORPORATION, having originated $2,305,000 in loans. In fifth place, with 4.7%, is AMCAP MORTGAGE, LTD., having originated $2,110,000 in loans.

    Uvalde Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Uvalde (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $218,625 (14.3%) $303,932 (22.6%) 0.00 116
    2018-02-01 $208,225 (8.2%) $275,725 (11.7%) 0.00 114
    2018-03-01 $214,250 (-0.1%) $257,558 (-9.5%) 0.00 121
    2018-04-01 $218,500 (1.6%) $291,152 (5.3%) 0.00 124
    2018-05-01 $235,500 (18.9%) $338,638 (31.4%) 0.00 119
    2018-06-01 $239,750 (26.2%) $359,906 (41.3%) 0.00 121
    2018-07-01 $239,250 (20.5%) $363,722 (40.0%) 0.00 123
    2018-08-01 $223,500 (6.4%) $305,796 (14.3%) 0.00 131
    2018-09-01 $219,950 (10.1%) $296,212 (13.0%) 0.00 120
    2018-10-01 $222,500 (12.9%) $304,070 (14.9%) 0.00 112
    2018-11-01 $217,000 (2.1%) $288,255 (-0.4%) 0.00 119
    2018-12-01 $204,900 (-4.7%) $278,501 (-7.7%) 0.00 117
    2019-01-01 $204,950 (-6.3%) $277,158 (-8.8%) 0.00 101
    2019-02-01 $213,250 (2.4%) $288,725 (4.7%) 0.00 101
    2019-03-01 $219,514 (2.5%) $297,840 (15.6%) 0.00 106
    2019-04-01 $219,064 (0.3%) $304,233 (4.5%) 0.00 111
    2019-05-01 $239,250 (1.6%) $315,319 (-6.9%) 0.00 114
    2019-06-01 $234,000 (-2.4%) $305,017 (-15.3%) 0.00 113
    2019-07-01 $233,250 (-2.5%) $299,004 (-17.8%) 0.00 116
    2019-08-01 $234,455 (4.9%) $307,684 (0.6%) 0.00 113
    2019-09-01 $231,386 (5.2%) $309,449 (4.5%) 0.00 108
    2019-10-01 $229,341 (3.1%) $311,898 (2.6%) 0.00 105
    2019-11-01 $239,000 (10.1%) $316,349 (9.8%) 0.00 100
    2019-12-01 $242,200 (18.2%) $321,424 (15.4%) 0.00 98
    2020-01-01 $262,500 (28.1%) $338,101 (22.0%) 0.00 95
    2020-02-01 $260,000 (21.9%) $334,958 (16.0%) 0.00 92
    2020-03-01 $271,750 (23.8%) $350,563 (17.7%) 0.00 97
    2020-04-01 $282,000 (28.7%) $351,687 (15.6%) 0.00 95
    2020-05-01 $287,000 (20.0%) $353,362 (12.1%) 0.00 95
    2020-06-01 $314,000 (34.2%) $388,835 (27.5%) 0.00 94
    2020-07-01 $334,000 (43.2%) $417,118 (39.5%) 0.00 78
    2020-08-01 $294,000 (25.4%) $393,523 (27.9%) 0.00 76
    2020-09-01 $292,000 (26.2%) $372,436 (20.4%) 0.00 78
    2020-10-01 $282,500 (23.2%) $378,505 (21.4%) 0.00 84
    2020-11-01 $291,500 (22.0%) $419,965 (32.8%) 0.00 79
    2020-12-01 $287,000 (18.5%) $387,656 (20.6%) 0.00 73
    2021-01-01 $292,000 (11.2%) $393,374 (16.4%) 0.00 64
    2021-02-01 $282,000 (8.5%) $354,405 (5.8%) 0.00 62
    2021-03-01 $291,500 (7.3%) $351,243 (0.2%) 0.00 55
    2021-04-01 $292,450 (3.7%) $369,500 (5.1%) 0.00 48
    2021-05-01 $287,450 (0.2%) $370,416 (4.8%) 0.00 39
    2021-06-01 $304,975 (-2.9%) $401,443 (3.2%) 0.00 31
    2021-07-01 $269,500 (-19.3%) $466,721 (11.9%) 0.00 41
    2021-08-01 $312,000 (6.1%) $483,035 (22.8%) 0.00 41
    2021-09-01 $331,175 (13.4%) $420,596 (12.9%) 0.00 41
    2021-10-01 $295,000 (4.4%) $390,766 (3.2%) 0.00 32
    2021-11-01 $303,725 (4.2%) $404,914 (-3.6%) 0.00 33
    2021-12-01 $306,200 (6.7%) $397,060 (2.4%) 0.00 31
    2022-01-01 $277,000 (-5.1%) $358,610 (-8.8%) 0.00 35
    2022-02-01 $263,450 (-6.6%) $449,439 (26.8%) 0.00 33
    2022-03-01 $267,450 (-8.3%) $462,717 (31.7%) 0.00 36
    2022-04-01 $312,000 (6.7%) $427,582 (15.7%) 0.00 39
    2022-05-01 $342,250 (19.1%) $481,176 (29.9%) 0.00 40
    2022-06-01 $307,125 (0.7%) $469,077 (16.9%) 0.00 50
    2022-07-01 $310,000 (15.0%) $440,497 (-5.6%) 0.00 62
    2022-08-01 $341,225 (9.4%) $463,444 (-4.1%) 0.00 74
    2022-09-01 $366,500 (10.7%) $487,653 (15.9%) 0.00 77
    2022-10-01 $345,450 (17.1%) $490,542 (25.5%) 0.00 77
    2022-11-01 $335,900 (10.6%) $453,582 (12.0%) 0.00 80
    2022-12-01 $364,999 (19.2%) $472,656 (19.0%) 0.00 77
    2023-01-01 $332,425 (20.0%) $431,171 (20.2%) 0.00 82
    2023-02-01 $327,000 (24.1%) $422,803 (-5.9%) 0.00 75
    2023-03-01 $340,950 (27.5%) $458,912 (-0.8%) 0.00 78
    2023-04-01 $312,450 (0.1%) $465,494 (8.9%) 0.00 72
    2023-05-01 $285,000 (-16.7%) $438,191 (-8.9%) 0.00 83
    2023-06-01 $284,725 (-7.3%) $407,482 (-13.1%) 0.00 81
    2023-07-01 $319,450 (3.1%) $419,430 (-4.8%) 0.00 81
    2023-08-01 $325,000 (-4.8%) $458,557 (-1.1%) 0.00 88
    2023-09-01 $347,450 (-5.2%) $472,208 (-3.2%) 0.00 91
    2023-10-01 $351,225 (1.7%) $490,573 (0.0%) 0.00 97
    2023-11-01 $349,500 (4.1%) $479,429 (5.7%) 0.00 97
    2023-12-01 $370,000 (1.4%) $495,670 (4.9%) 0.00 83
    2024-01-01 $365,000 (9.8%) $523,070 (21.3%) 0.00 75
    2024-02-01 $348,000 (6.4%) $512,218 (21.2%) 0.00 80
    2024-03-01 $357,500 (4.9%) $539,645 (17.6%) 0.00 97
    2024-04-01 $399,000 (27.7%) $574,306 (23.4%) 0.00 92
    2024-05-01 $435,000 (52.6%) $616,476 (40.7%) 0.00 98
    2024-06-01 $416,000 (46.1%) $556,363 (36.5%) 0.00 112
    2024-07-01 $394,250 (23.4%) $517,741 (23.4%) 0.00 118
    2024-08-01 $389,250 (19.8%) $540,287 (17.8%) 0.00 122
    2024-09-01 $399,000 (14.8%) $843,041 (78.5%) 0.00 119
    2024-10-01 $399,000 (13.6%) $724,616 (47.7%) 0.00 119
    Uvalde's median listing price for 2024-10-01 was $399,000, a difference of $47,775 (13.6%) versus the prior year and $0 versus the prior month.

    Uvalde's median listing price comes in at 0% of the national average.

    Uvalde's average listing price for 2024-10-01 was $724,616, a difference of $234,043 (47.7%) versus the prior year and $-118,425 versus the prior month.

    For the 2024-10-01 period, Uvalde had 119 MLS listings, a difference of 0 listings (0%) versus the prior month and 22 listings (23%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Uvalde (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,090 sqft
    2018-02-01 0 days 2,009 sqft
    2018-03-01 0 days 2,047 sqft
    2018-04-01 0 days 2,061 sqft
    2018-05-01 0 days 2,079 sqft
    2018-06-01 0 days 2,109 sqft
    2018-07-01 0 days 2,144 sqft
    2018-08-01 0 days 2,097 sqft
    2018-09-01 0 days 2,016 sqft
    2018-10-01 0 days 2,049 sqft
    2018-11-01 0 days 2,004 sqft
    2018-12-01 0 days 1,995 sqft
    2019-01-01 0 days 1,966 sqft
    2019-02-01 0 days 2,003 sqft
    2019-03-01 0 days 2,048 sqft
    2019-04-01 0 days 2,063 sqft
    2019-05-01 0 days 2,088 sqft
    2019-06-01 0 days 2,078 sqft
    2019-07-01 0 days 2,001 sqft
    2019-08-01 0 days 2,010 sqft
    2019-09-01 0 days 2,022 sqft
    2019-10-01 0 days 2,031 sqft
    2019-11-01 0 days 2,016 sqft
    2019-12-01 0 days 2,109 sqft
    2020-01-01 0 days 2,125 sqft
    2020-02-01 0 days 2,183 sqft
    2020-03-01 0 days 2,259 sqft
    2020-04-01 0 days 2,308 sqft
    2020-05-01 0 days 2,286 sqft
    2020-06-01 0 days 2,266 sqft
    2020-07-01 0 days 2,446 sqft
    2020-08-01 0 days 2,258 sqft
    2020-09-01 0 days 2,167 sqft
    2020-10-01 0 days 2,150 sqft
    2020-11-01 0 days 2,243 sqft
    2020-12-01 0 days 2,319 sqft
    2021-01-01 0 days 2,362 sqft
    2021-02-01 0 days 2,318 sqft
    2021-03-01 0 days 2,291 sqft
    2021-04-01 0 days 2,195 sqft
    2021-05-01 0 days 2,206 sqft
    2021-06-01 0 days 2,283 sqft
    2021-07-01 0 days 1,967 sqft
    2021-08-01 0 days 2,108 sqft
    2021-09-01 0 days 1,857 sqft
    2021-10-01 0 days 1,656 sqft
    2021-11-01 0 days 1,653 sqft
    2021-12-01 0 days 1,662 sqft
    2022-01-01 0 days 1,653 sqft
    2022-02-01 0 days 1,632 sqft
    2022-03-01 0 days 1,687 sqft
    2022-04-01 0 days 1,706 sqft
    2022-05-01 0 days 1,729 sqft
    2022-06-01 0 days 1,804 sqft
    2022-07-01 0 days 2,020 sqft
    2022-08-01 0 days 2,142 sqft
    2022-09-01 0 days 2,149 sqft
    2022-10-01 0 days 2,020 sqft
    2022-11-01 0 days 2,024 sqft
    2022-12-01 0 days 2,158 sqft
    2023-01-01 0 days 1,900 sqft
    2023-02-01 0 days 1,862 sqft
    2023-03-01 0 days 1,858 sqft
    2023-04-01 0 days 1,854 sqft
    2023-05-01 0 days 1,782 sqft
    2023-06-01 0 days 1,760 sqft
    2023-07-01 0 days 1,756 sqft
    2023-08-01 0 days 1,800 sqft
    2023-09-01 0 days 1,859 sqft
    2023-10-01 0 days 1,857 sqft
    2023-11-01 0 days 1,852 sqft
    2023-12-01 0 days 1,960 sqft
    2024-01-01 0 days 2,063 sqft
    2024-02-01 0 days 1,868 sqft
    2024-03-01 0 days 1,952 sqft
    2024-04-01 0 days 1,951 sqft
    2024-05-01 0 days 1,977 sqft
    2024-06-01 0 days 1,968 sqft
    2024-07-01 0 days 1,815 sqft
    2024-08-01 0 days 1,827 sqft
    2024-09-01 0 days 1,908 sqft
    2024-10-01 0 days 1,944 sqft
    Uvalde's median listing age (time on market) for 2024-10-01 was 0 days.

    Uvalde's median square footage for active listings during the 2024-10-01 period was 1,944 sqft. One year prior, the average listing was 1,857 sqft.

    Uvalde, TX Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 159 $36,485,000 $229,465
    Other 20 $2,010,000 $100,500
    Cash Out Refi 20 $3,150,000 $157,500
    Refi 7 $2,725,000 $389,286
    Home Improvement 2 $300,000 $150,000

    Uvalde's most frequently cited loan purpose was Home Purchase, with 159 originations. The 2nd most popular reason was Other, with 20 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 82 $18,370,000 $224,024
    7-8% 45 $11,775,000 $261,667
    5-6% 27 $6,515,000 $241,296
    Over 8% 18 $2,030,000 $112,778
    <2.5% 10 $50,000 $5,000
    4-5% 3 $1,045,000 $348,333

    During 2023, Uvalde's most frequently originated rate bucket was 6-7%, with 82 originations.

    Loan Sizing (Uvalde, TX MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 74 $11,010,000 $148,784
    $200k-400k 65 $18,505,000 $284,692
    $100,000 or less 48 $2,460,000 $51,250
    $400k-600k 15 $7,355,000 $490,333
    $600k-1000k 4 $2,710,000 $677,500
    $Over $1MM 2 $2,630,000 $1,315,000

    Uvalde's loan sizing saw the bucket of loans from $100k-200k with 74 originations, totaling $11,010,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 111 $25,395,000 $228,784
    60-80% 31 $10,035,000 $323,710
    20-40% 15 $1,235,000 $82,333
    Under 20% 15 $235,000 $15,667
    40-60% 9 $1,465,000 $162,778
    Over 100% 5 $1,425,000 $285,000

    Uvalde's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 111 originations, totaling $25,395,000 in origination value.