All America Bank Mortgage Rates, Fees & Info
Oklahoma City, OKLEI: 5493005MFZ2ASTT3WX73
Tax ID: 73-0785513
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
All America Bank is a smaller bank specializing in Home Purchase and Refi loans. All America Bank has a high proportion of conventional loans. Their top markets by origination volume include: Oklahoma City, Lawton, Miami, Ardmore, and Stillwater among others. We have data for 7 markets. (Some data included below & more in-depth data is available with an active subscription.)All America Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
159Origination Dollar Volume (All Markets)
$22,865,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 41 | $10,405,000 | $253,780 | $0 | 0.00% |
| LAWTON, OK (FHA|USDA|VA) | 86 | $8,460,000 | $98,372 | $0 | 0.00% |
| Outside of Metro Areas | 28 | $2,690,000 | $96,071 | $0 | 0.00% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1 | $785,000 | $785,000 | $0 | 0.00% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 0.00% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 0.00% |
| Altus, OK (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 159 | $22,865,000 | $143,805 | $0 | 0.00% |
For 2023, All America Bank's most frequently originated type of loan was Conventional, with 159 originations.
Loan Reason
For 2023, All America Bank's most frequently cited loan purpose was Home Purchase, with 111 originations. The 2nd most popular reason was Refi, with 39 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 159 | $22,865,000 | $143,805 | $0 | 0.00% |
For 2023, All America Bank's most frequently cited loan duration was Other, with 159 originations.
Loan Sizing
2023 saw All America Bank place emphasis on $100,000 or less loans with 90 originations, totaling $5,040,000 in origination value.
Applicant Income
All America Bank lent most frequently to those with incomes in the $250k+ range, with 18 originations. The second most popular income band? $150k-250k, with 16 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 159 | $22,865,000 | $143,805 | $0 | 0.00% |
All America Bank lent most frequently to those with DTI ratios of Exempt%, with 159 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.57%
All America Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination93.71%
All America Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 159 | $22,865,000 | $143,805 |