All America Bank Mortgage Rates, Fees & Info
Oklahoma City, OKLEI: 5493005MFZ2ASTT3WX73
Tax ID: 73-0785513
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
All America Bank is a smaller bank specializing in Home Purchase loans. All America Bank has a high proportion of conventional loans. Their top markets by origination volume include: Oklahoma City, Lawton, Miami, Shawnee, and San Antonio among others. We have data for 14 markets. (Some data included below & more in-depth data is available with an active subscription.)All America Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
282Origination Dollar Volume (All Markets)
$52,100,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 85 | $31,175,000 | $366,765 | $0 | 0.00% |
| LAWTON, OK (FHA|USDA|VA) | 139 | $12,865,000 | $92,554 | $0 | 0.00% |
| Outside of Metro Areas | 36 | $2,920,000 | $81,111 | $0 | 0.00% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1 | $1,845,000 | $1,845,000 | $0 | 0.00% |
| Shawnee, OK (FHA|USDA|VA) | 8 | $760,000 | $95,000 | $0 | 0.00% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $0 | 0.00% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 0.00% |
| Weatherford, OK (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $0 | 0.00% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 0.00% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 0.00% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 0.00% |
| Altus, OK (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 0.00% |
| ENID, OK (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 0.00% |
| Elk City, OK (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 282 | $52,100,000 | $184,752 | $0 | 0.00% |
For 2022, All America Bank's most frequently originated type of loan was Conventional, with 282 originations.
Loan Reason
For 2022, All America Bank's most frequently cited loan purpose was Home Purchase, with 194 originations. The 2nd most popular reason was Refi, with 69 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 282 | $52,100,000 | $184,752 | $0 | 0.00% |
For 2022, All America Bank's most frequently cited loan duration was Other, with 282 originations.
Loan Sizing
2022 saw All America Bank place emphasis on $100,000 or less loans with 171 originations, totaling $10,165,000 in origination value.
Applicant Income
All America Bank lent most frequently to those with incomes in the $100k-150k range, with 31 originations. The second most popular income band? $250k+, with 27 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 282 | $52,100,000 | $184,752 | $0 | 0.00% |
All America Bank lent most frequently to those with DTI ratios of Exempt%, with 282 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.97%
All America Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination97.16%
All America Bank has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 282 | $52,100,000 | $184,752 |