Weatherford Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Weatherford averaged 7.04% for the week of 2025-06-18, compared to the national average of 6.81% for the same period.

The average rate for the prior week (2025-06-12) was 6.97% and one month ago for the week of 2025-05-15, the average rate was 6.94%.

Weatherford's average rate one year ago was 7.38%.

For refis of the same type during the week of 2025-06-18, the average rate was 7.31%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-06-18 6.81%
Weatherford 30 Year Fixed Rate 2025-06-18 7.04%
Weatherford 30 Year Fixed Rate Refi 2025-06-18 7.31%
Weatherford 15 Year Fixed Rate 2025-06-18 5.76%
Weatherford 15 Year Fixed Rate Refi 2025-06-18 6.56%
Weatherford 30 Year FHA 2025-06-18 -0.1%
Weatherford 30 Year FHA Refi 2025-06-18 -0.1%
Weatherford 30 Year USDA 2025-06-18 0%
Weatherford 30 Year USDA Refi 2025-06-18 0.2%
Weatherford 30 Year VA 2025-06-18 0%
Weatherford 30 Year VA Refi 2025-06-18 0%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Weatherford, OK.

Weatherford Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Weatherford, OK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
QUICKEN LOANS, LLC 19 6.89% $5,446
INTERLINC MORTGAGE SERVICES, LLC 12 6.89% $4,553
InterBank 9 7.96% $2,758
BancFirst 8 6.85% $3,530
GUARANTEED RATE, INC. 7 6.49% $3,963
USAA Federal Savings Bank 3 6.67% $4,922
ASSOCIATED MORTGAGE CORPORATION 2 6.94% $4,123
CWM PARTNERS, L.P. 2 6.87% $3,550
Farm Credit Mid-America, ACA 2 6.81% $7,217
JPMorgan Chase Bank 2 6.31% $6,131
NP, Inc. 1 9.62% $23,468
SOUTHWEST FUNDING, LP 1 6.99% $6,854
SUN WEST MORTGAGE COMPANY, INC. 1 6.88% $8,350
U.S. Bank 1 8.13% $5,274
ALLEGIANCE 1 5.50% $4,317
Wells Fargo Bank 1 6.75% $4,940
American Mortgage & Equity Consultants, Inc. 1 7.13% $3,860
AMERISAVE MORTGAGE CORPORATION 1 6.75% $13,066
BROKER SOLUTIONS, INC. 1 7.63% $9,748
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.50% $4,823
First-Citizens Bank & Trust Company 1 7.25% $3,362
FORT SILL 1 6.88% $4,510
Great Plains National Bank 1 6.88% $5,076
GUILD MORTGAGE COMPANY 1 6.63% $2,153
MidFirst Bank 1 7.00% $3,831

Weatherford Average Closing Costs & Other Stats

Weatherford, OK's 25 lenders originated 286 loans during 2024. The total origination value was $49,080,000, with an average loan value of $171,608.

Weatherford's average closing costs are $4,975.

The top Weatherford lender as defined by loan originations is QUICKEN LOANS, LLC, with 19 loans originated. Their average total fees are $5,446, which is $893 higher than the next largest lender, INTERLINC MORTGAGE SERVICES, LLC.

The lowest fee Weatherford lenders (with over 10 loans originated) are INTERLINC MORTGAGE SERVICES, LLC ($4,553), QUICKEN LOANS, LLC ($5,446), .

The lowest rate Weatherford lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (6.89%), INTERLINC MORTGAGE SERVICES, LLC (6.89%), .

Weatherford, OK Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
BancFirst $5,685,000 $6,445,000 13.4% 13.1%
INTERLINC MORTGAGE SERVICES, LLC $4,985,000 $5,845,000 17.3% 11.9%
QUICKEN LOANS, LLC $5,550,000 $5,440,000 -2.0% 11.1%
Legacy Bank $640,000 $2,815,000 339.8% 5.7%
UNITED WHOLESALE MORTGAGE, LLC $1,160,000 $2,190,000 88.8% 4.5%
Great Plains National Bank $3,155,000 $2,030,000 -35.7% 4.1%
GUARANTEED RATE, INC. $3,525,000 $1,950,000 -44.7% 4.0%
SUN WEST MORTGAGE COMPANY, INC. $780,000 $1,620,000 107.7% 3.3%
InterBank $1,525,000 $1,380,000 -9.5% 2.8%
Regent Bank $1,225,000 n/a 2.5%
Mortgage Research Center, LLC $2,510,000 $1,105,000 -56.0% 2.3%
MidFirst Bank $600,000 $780,000 30.0% 1.6%
BROKER SOLUTIONS, INC. $445,000 $720,000 61.8% 1.5%
Farm Credit Mid-America, ACA $670,000 n/a 1.4%
SOUTHWEST FUNDING, LP $665,000 n/a 1.4%
NP, Inc. $635,000 n/a 1.3%
USAA Federal Savings Bank $480,000 $605,000 26.0% 1.2%
CWM PARTNERS, L.P. $1,155,000 $575,000 -50.2% 1.2%
ASSOCIATED MORTGAGE CORPORATION $350,000 $545,000 55.7% 1.1%
GUILD MORTGAGE COMPANY $755,000 $540,000 -28.5% 1.1%
MID AMERICA MORTGAGE, INC. $255,000 $500,000 96.1% 1.0%
JPMorgan Chase Bank $470,000 $480,000 2.1% 1.0%
Equity Prime Mortgage LLC $460,000 n/a 0.9%
Barrington Bank & Trust Company, N.A. $440,000 n/a 0.9%
ALLEGIANCE $390,000 n/a 0.8%
HOMEBRIDGE FINANCIAL SERVICES, INC. $380,000 n/a 0.8%
AMERISAVE MORTGAGE CORPORATION $540,000 $370,000 -31.5% 0.8%
First Federal Bank $365,000 n/a 0.7%
NAVY FEDERAL CREDIT UNION $465,000 $350,000 -24.7% 0.7%
First Liberty Bank $335,000 n/a 0.7%
AmeriHome Mortgage Company, LLC $325,000 n/a 0.7%
PLAZA HOME MORTGAGE, INC. $295,000 $325,000 10.2% 0.7%
UIF CORPORATION $285,000 n/a 0.6%
First National Bank Of Oklahoma $275,000 n/a 0.6%
BETTER MORTGAGE CORPORATION $265,000 n/a 0.5%
The Federal Savings Bank $265,000 n/a 0.5%
TRIAD FINANCIAL SERVICES, INC. $260,000 n/a 0.5%
21ST MORTGAGE CORPORATION $215,000 $240,000 11.6% 0.5%
First United Bank and Trust Company $410,000 $235,000 -42.7% 0.5%
PENNYMAC LOAN SERVICES, LLC $115,000 $235,000 104.3% 0.5%
FREEDOM MORTGAGE CORPORATION $375,000 $225,000 -40.0% 0.5%
NEW DAY FINANCIAL, LLC $215,000 n/a 0.4%
FINANCE OF AMERICA REVERSE LLC $210,000 n/a 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $180,000 $210,000 16.7% 0.4%
A&D Mortgage LLC $200,000 n/a 0.4%
FORT SILL $185,000 n/a 0.4%
ZILLOW HOME LOANS, LLC $175,000 n/a 0.4%
LOANPAL, LLC $170,000 n/a 0.3%
LOANDEPOT.COM, LLC $105,000 $155,000 47.6% 0.3%
U.S. Bank $25,000 $155,000 520.0% 0.3%
Waterstone Mortgage Corporation $155,000 n/a 0.3%
PNC Bank $25,000 $145,000 480.0% 0.3%
Stride Bank $75,000 $145,000 93.3% 0.3%
American Mortgage & Equity Consultants, Inc. $135,000 n/a 0.3%
First-Citizens Bank & Trust Company $135,000 n/a 0.3%
F & M Bank $135,000 n/a 0.3%
MICHIGAN MUTUAL, INC. $135,000 n/a 0.3%
OKLAHOMA'S $135,000 $135,000 0.0% 0.3%
FIRST AMERICAN MORTGAGE, INC. $1,025,000 $125,000 -87.8% 0.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $265,000 $120,000 -54.7% 0.2%
Mr. Cooper ( Nationstar Mortgage ) $125,000 $120,000 -4.0% 0.2%
CMG MORTGAGE, INC. $115,000 n/a 0.2%
Equity Bank $115,000 $115,000 0.0% 0.2%
ROYAL UNITED MORTGAGE LLC $95,000 n/a 0.2%
COMMUNICATION $100,000 $75,000 -25.0% 0.2%
Municipal Employees Credit Union of Oklahoma City $75,000 n/a 0.2%
Bank of America $65,000 n/a 0.1%
Wells Fargo Bank $205,000 $65,000 -68.3% 0.1%
BOKF $55,000 n/a 0.1%
BLUE SKY BANK $45,000 n/a 0.1%
Coastal Community Bank $25,000 $35,000 40.0% 0.1%
Tinker Federal Credit Union $180,000 $35,000 -80.6% 0.1%
UMB Bank $35,000 n/a 0.1%
All America Bank $25,000 n/a 0.1%

Weatherford's top lender by overall market share is BancFirst, with 13.1% market share. In second place, with 11.9%, is INTERLINC MORTGAGE SERVICES, LLC, having originated $5,845,000 in loans. In third place, with 11.1%, is QUICKEN LOANS, LLC, having originated $5,440,000 in loans. In fourth place, with 5.7%, is Legacy Bank, having originated $2,815,000 in loans. In fifth place, with 4.5%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $2,190,000 in loans.

Weatherford, OK Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 195 $35,215,000 $180,590
Cash Out Refi 34 $5,510,000 $162,059
Refi 32 $6,500,000 $203,125
Other 18 $1,160,000 $64,444
Home Improvement 7 $695,000 $99,286

Weatherford's most frequently cited loan purpose was Home Purchase, with 195 originations. The 2nd most popular reason was Cash Out Refi, with 34 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 119 $21,925,000 $184,244
7-8% 73 $11,985,000 $164,178
Over 8% 42 $4,380,000 $104,286
5-6% 25 $5,455,000 $218,200
<2.5% 4 $290,000 $72,500
4-5% 2 $190,000 $95,000

During 2024, Weatherford's most frequently originated rate bucket was 6-7%, with 119 originations.

Loan Sizing (Weatherford, OK MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 112 $16,360,000 $146,071
$200k-400k 85 $22,625,000 $266,176
$100,000 or less 80 $4,890,000 $61,125
$400k-600k 7 $3,345,000 $477,857
$600k-1000k 1 $635,000 $635,000
$Over $1MM 1 $1,225,000 $1,225,000

Weatherford's loan sizing saw the bucket of loans from $100k-200k with 112 originations, totaling $16,360,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 145 $28,405,000 $195,897
60-80% 52 $8,530,000 $164,038
20-40% 25 $1,865,000 $74,600
40-60% 21 $2,995,000 $142,619
Under 20% 12 $400,000 $33,333
Over 100% 4 $760,000 $190,000

Weatherford's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 145 originations, totaling $28,405,000 in origination value.