Weatherford Mortgage Rates & Closing Costs

  • JUMP TO:
  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
  • Time on Market/Property Size
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Weatherford averaged 6.95% for the week of 2023-09-21, compared to the national average of 7.19% for the same period.

    The average rate for the prior week (2023-09-14) was 7.04% and one month ago for the week of 2023-08-17, the average rate was 7.15%.

    Weatherford's average rate one year ago was 6.18%.

    For refis of the same type during the week of 2023-09-21, the average rate was 7.69%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-09-21 7.19%
    Weatherford 30 Year Fixed Rate 2023-09-21 6.95%
    Weatherford 30 Year Fixed Rate Refi 2023-09-21 7.69%
    Weatherford 15 Year Fixed Rate 2023-09-21 6.34%
    Weatherford 15 Year Fixed Rate Refi 2023-09-21 6.44%
    Weatherford 30 Year FHA 2023-09-21 6.84%
    Weatherford 30 Year FHA Refi 2023-09-21 6.84%
    Weatherford 30 Year USDA 2023-09-21 7.22%
    Weatherford 30 Year USDA Refi 2023-09-21 7.02%
    Weatherford 30 Year VA 2023-09-21 6.92%
    Weatherford 30 Year VA Refi 2023-09-21 6.82%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Weatherford, OK.

    Weatherford Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Weatherford, OK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    GUARANTEED RATE, INC. 22 5.01% $4,055
    QUICKEN LOANS, LLC 21 4.97% $5,434
    BancFirst 12 5.54% $3,694
    INTERLINC MORTGAGE SERVICES, LLC 9 5.60% $4,442
    InterBank 6 4.38% $3,184
    Great Plains National Bank 5 5.73% $5,549
    Mr. Cooper ( Nationstar Mortgage ) 4 5.28% $7,126
    FIRST AMERICAN MORTGAGE, INC. 3 5.08% $2,587
    AMERICAN FINANCING CORPORATION 3 3.79% $5,833
    CWM PARTNERS, L.P. 3 5.25% $3,558
    NEWREZ LLC 3 3.92% $5,297
    Deere Employees Credit Union 3 3.00% $3,454
    First United Bank and Trust Company 3 4.79% $5,011
    SIRVA MORTGAGE, INC. 2 4.50% $4,012
    VALOR BANK 2 4.56% $3,782
    Mortgage Investment Services Corporation 2 3.69% $5,087
    AMERISAVE MORTGAGE CORPORATION 2 4.93% $10,941
    MidFirst Bank 1 5.00% $3,605
    NBH Bank 1 5.99% $3,523
    PNC Bank 1 6.75% $3,327
    RCB Bank 1 6.63% $3,140
    Stride Bank 1 4.38% $3,715
    SWBC MORTGAGE CORPORATION 1 5.13% $6,211
    UNITED WHOLESALE MORTGAGE, LLC 1 7.38% $3,392
    Wells Fargo Bank 1 4.25% $10,255
    ALLEGIANCE 1 4.75% $3,682
    WEOKIE 1 3.00% $4,142
    Arvest Bank 1 3.25% $5,344
    BAY EQUITY LLC 1 5.63% $4,686
    CARDINAL FINANCIAL 1 5.99% $4,638
    CERTAINTY HOME LOANS, LLC 1 5.25% $5,064
    Colonial Savings, F.A. 1 5.88% $4,755
    CORNERSTONE HOME LENDING, INC. 1 4.88% $6,801
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 4.25% $4,137
    First American Bank 1 5.88% $4,023
    Flagstar Bank, FSB 1 6.38% $3,342
    Gateway First Bank 1 3.88% $2,936
    GUILD MORTGAGE COMPANY 1 7.13% $3,795
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 7.00% $5,362
    HOME POINT FINANCIAL CORPORATION 1 3.25% $4,078
    JPMorgan Chase Bank 1 8.00% $4,886
    LENDSURE MORTGAGE CORP. 1 7.50% $7,364
    MID AMERICA MORTGAGE, INC. 1 4.50% $4,840

    Weatherford Average Closing Costs & Other Stats

    Weatherford, OK's 43 lenders originated 371 loans during 2022. The total origination value was $65,565,000, with an average loan value of $176,725.

    Weatherford's average closing costs are $4,670.

    The top Weatherford lender as defined by loan originations is GUARANTEED RATE, INC., with 22 loans originated. Their average total fees are $4,055, which is $1,379 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Weatherford lenders (with over 10 loans originated) are BancFirst ($3,694), GUARANTEED RATE, INC. ($4,055), QUICKEN LOANS, LLC ($5,434), .

    The lowest rate Weatherford lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (4.97%), GUARANTEED RATE, INC. (5.01%), BancFirst (5.54%), .

    Weatherford, OK Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    BancFirst $14,440,000 $8,160,000 -43.5% 12.4%
    QUICKEN LOANS, LLC $16,790,000 $7,805,000 -53.5% 11.9%
    GUARANTEED RATE, INC. $7,055,000 $7,700,000 9.1% 11.7%
    INTERLINC MORTGAGE SERVICES, LLC $5,630,000 $5,060,000 -10.1% 7.7%
    Great Plains National Bank $2,170,000 $2,080,000 -4.1% 3.2%
    InterBank $4,340,000 $1,965,000 -54.7% 3.0%
    CWM PARTNERS, L.P. $2,930,000 $1,755,000 -40.1% 2.7%
    Mortgage Research Center, LLC $2,240,000 $1,670,000 -25.4% 2.5%
    The Citizens Bank of Edmond $1,535,000 n/a 2.3%
    Legacy Bank $1,280,000 $1,175,000 -8.2% 1.8%
    Mr. Cooper ( Nationstar Mortgage ) $1,140,000 $1,120,000 -1.8% 1.7%
    FIRST AMERICAN MORTGAGE, INC. $2,980,000 $1,055,000 -64.6% 1.6%
    NEWREZ LLC $985,000 n/a 1.5%
    First United Bank and Trust Company $850,000 $970,000 14.1% 1.5%
    MID AMERICA MORTGAGE, INC. $1,600,000 $970,000 -39.4% 1.5%
    CORNERSTONE HOME LENDING, INC. $755,000 $910,000 20.5% 1.4%
    Gateway First Bank $1,035,000 $870,000 -15.9% 1.3%
    AMERICAN FINANCING CORPORATION $1,075,000 $770,000 -28.4% 1.2%
    Mortgage Investment Services Corporation $2,395,000 $745,000 -68.9% 1.1%
    Wells Fargo Bank $1,915,000 $705,000 -63.2% 1.1%
    HOME POINT FINANCIAL CORPORATION $620,000 $700,000 12.9% 1.1%
    Deere Employees Credit Union $165,000 $625,000 278.8% 1.0%
    First Bank & Trust $590,000 n/a 0.9%
    GUILD MORTGAGE COMPANY $925,000 $570,000 -38.4% 0.9%
    U.S. Bank $280,000 $530,000 89.3% 0.8%
    FINANCIAL CONCEPTS MORTGAGE, LLC $525,000 n/a 0.8%
    USAA Federal Savings Bank $510,000 n/a 0.8%
    MidFirst Bank $3,140,000 $485,000 -84.6% 0.7%
    AMERISAVE MORTGAGE CORPORATION $575,000 $480,000 -16.5% 0.7%
    Arvest Bank $610,000 $455,000 -25.4% 0.7%
    UNITED WHOLESALE MORTGAGE, LLC $500,000 $435,000 -13.0% 0.7%
    SOUTHWEST STAGE FUNDING, LLC $135,000 $420,000 211.1% 0.6%
    All America Bank $420,000 $410,000 -2.4% 0.6%
    LEGEND LENDING CORPORATION $400,000 n/a 0.6%
    PLAZA HOME MORTGAGE, INC. $385,000 n/a 0.6%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $380,000 n/a 0.6%
    SIRVA MORTGAGE, INC. $395,000 $380,000 -3.8% 0.6%
    First National Bank Of Oklahoma $1,620,000 $375,000 -76.9% 0.6%
    CERTAINTY HOME LOANS, LLC $245,000 $370,000 51.0% 0.6%
    Sunflower Bank $365,000 $365,000 0.0% 0.6%
    NBH Bank $350,000 n/a 0.5%
    PENNYMAC LOAN SERVICES, LLC $495,000 $345,000 -30.3% 0.5%
    Town Square Mortgage & Investments, Inc. $345,000 n/a 0.5%
    VALOR BANK $895,000 $340,000 -62.0% 0.5%
    FREEDOM MORTGAGE CORPORATION $2,000,000 $330,000 -83.5% 0.5%
    WEOKIE $420,000 $315,000 -25.0% 0.5%
    Barrington Bank & Trust Company, N.A. $310,000 n/a 0.5%
    21ST MORTGAGE CORPORATION $305,000 n/a 0.5%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $75,000 $290,000 286.7% 0.4%
    AMERICAN PACIFIC MORTGAGE CORPORATION $275,000 n/a 0.4%
    Stride Bank $230,000 $275,000 19.6% 0.4%
    Flagstar Bank, FSB $155,000 $230,000 48.4% 0.4%
    SUN WEST MORTGAGE COMPANY, INC. $635,000 $230,000 -63.8% 0.4%
    Equity Prime Mortgage LLC $215,000 n/a 0.3%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $755,000 $215,000 -71.5% 0.3%
    JPMorgan Chase Bank $320,000 $210,000 -34.4% 0.3%
    RCB Bank $350,000 $205,000 -41.4% 0.3%
    Bank of America $85,000 $180,000 111.8% 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $175,000 n/a 0.3%
    LAKEVIEW LOAN SERVICING, LLC $360,000 $165,000 -54.2% 0.3%
    Wyndham Capital Mortgage, Inc. $175,000 $165,000 -5.7% 0.3%
    Colonial Savings, F.A. $160,000 n/a 0.2%
    BAY EQUITY LLC $155,000 n/a 0.2%
    CALIBER HOME LOANS, INC. $860,000 $155,000 -82.0% 0.2%
    Fidelity Bank $155,000 n/a 0.2%
    ALLEGIANCE $240,000 $145,000 -39.6% 0.2%
    AmeriHome Mortgage Company, LLC $135,000 $145,000 7.4% 0.2%
    First American Bank $145,000 n/a 0.2%
    SpiritBank $145,000 n/a 0.2%
    Carrington Mortgage Services, LLC $135,000 n/a 0.2%
    LENDSURE MORTGAGE CORP. $135,000 n/a 0.2%
    American Bank of Oklahoma $125,000 n/a 0.2%
    LOANDEPOT.COM, LLC $1,070,000 $125,000 -88.3% 0.2%
    Ally Bank $115,000 n/a 0.2%
    PNC Bank $115,000 n/a 0.2%
    BOKF $1,245,000 $105,000 -91.6% 0.2%
    CROSSCOUNTRY MORTGAGE, LLC $105,000 n/a 0.2%
    First National Bank and Trust Company of Ardmore $85,000 n/a 0.1%
    Nations Lending Corporation $85,000 n/a 0.1%
    SWBC MORTGAGE CORPORATION $255,000 $85,000 -66.7% 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $265,000 $75,000 -71.7% 0.1%
    First Financial Bank $65,000 n/a 0.1%
    NAVY FEDERAL CREDIT UNION $250,000 $55,000 -78.0% 0.1%
    Equity Bank $95,000 $35,000 -63.2% 0.1%
    COMMUNICATION $25,000 n/a 0.0%
    Tinker Federal Credit Union $55,000 $25,000 -54.5% 0.0%

    Weatherford's top lender by overall market share is BancFirst, with 12.4% market share. In second place, with 11.9%, is QUICKEN LOANS, LLC, having originated $7,805,000 in loans. In third place, with 11.7%, is GUARANTEED RATE, INC., having originated $7,700,000 in loans. In fourth place, with 7.7%, is INTERLINC MORTGAGE SERVICES, LLC, having originated $5,060,000 in loans. In fifth place, with 3.2%, is Great Plains National Bank, having originated $2,080,000 in loans.

    Weatherford Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Weatherford (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $160,200 (-9.0%) $225,182 (-1.1%) 0.00 109
    2018-02-01 $160,650 (-7.9%) $221,498 (-2.8%) 0.00 103
    2018-03-01 $160,200 (-8.5%) $206,725 (-7.9%) 0.00 105
    2018-04-01 $165,950 (-5.4%) $225,528 (0.9%) 0.00 112
    2018-05-01 $164,500 (-6.0%) $224,183 (0.1%) 0.00 110
    2018-06-01 $162,000 (-9.3%) $199,216 (-19.0%) 0.00 110
    2018-07-01 $157,400 (-14.9%) $196,062 (-21.1%) 0.00 109
    2018-08-01 $155,675 (-19.5%) $192,928 (-23.6%) 0.00 105
    2018-09-01 $160,200 (-16.6%) $194,706 (-23.7%) 0.00 96
    2018-10-01 $160,125 (-15.9%) $203,022 (-20.1%) 0.00 93
    2018-11-01 $160,200 (-5.7%) $210,714 (-11.7%) 0.00 85
    2018-12-01 $161,100 (0.1%) $212,641 (-6.2%) 0.00 81
    2019-01-01 $155,425 (-3.0%) $197,429 (-12.3%) 0.00 87
    2019-02-01 $142,450 (-11.3%) $185,184 (-16.4%) 0.00 84
    2019-03-01 $148,550 (-7.3%) $197,380 (-4.5%) 0.00 82
    2019-04-01 $148,100 (-10.8%) $204,350 (-9.4%) 0.00 88
    2019-05-01 $157,450 (-4.3%) $203,760 (-9.1%) 0.00 97
    2019-06-01 $174,500 (7.7%) $209,369 (5.1%) 0.00 102
    2019-07-01 $169,700 (7.8%) $206,200 (5.2%) 0.00 102
    2019-08-01 $166,700 (7.1%) $206,429 (7.0%) 0.00 108
    2019-09-01 $169,400 (5.7%) $209,253 (7.5%) 0.00 113
    2019-10-01 $173,000 (8.0%) $211,135 (4.0%) 0.00 115
    2019-11-01 $176,200 (10.0%) $211,281 (0.3%) 0.00 113
    2019-12-01 $177,000 (9.9%) $214,917 (1.1%) 0.00 108
    2020-01-01 $176,500 (13.6%) $210,650 (6.7%) 0.00 112
    2020-02-01 $174,500 (22.5%) $210,313 (13.6%) 0.00 105
    2020-03-01 $179,300 (20.7%) $215,140 (9.0%) 0.00 110
    2020-04-01 $183,250 (23.7%) $230,389 (12.7%) 0.00 121
    2020-05-01 $179,900 (14.3%) $227,249 (11.5%) 0.00 115
    2020-06-01 $188,400 (8.0%) $227,375 (8.6%) 0.00 114
    2020-07-01 $190,325 (12.2%) $222,711 (8.0%) 0.00 113
    2020-08-01 $199,900 (19.9%) $235,523 (14.1%) 0.00 111
    2020-09-01 $217,450 (28.4%) $236,763 (13.2%) 0.00 113
    2020-10-01 $199,450 (15.3%) $232,705 (10.2%) 0.00 116
    2020-11-01 $198,475 (12.6%) $232,167 (9.9%) 0.00 105
    2020-12-01 $198,825 (12.3%) $236,252 (9.9%) 0.00 97
    2021-01-01 $198,500 (12.5%) $230,515 (9.4%) 0.00 94
    2021-02-01 $187,850 (7.7%) $222,796 (5.9%) 0.00 84
    2021-03-01 $196,500 (9.6%) $235,699 (9.6%) 0.00 81
    2021-04-01 $182,000 (-0.7%) $207,162 (-10.1%) 0.00 83
    2021-05-01 $179,900 (0.0%) $200,770 (-11.7%) 0.00 79
    2021-06-01 $176,475 (-6.3%) $192,399 (-15.4%) 0.00 71
    2021-07-01 $175,000 (-8.1%) $187,763 (-15.7%) 0.00 80
    2021-08-01 $164,225 (-17.9%) $185,315 (-21.3%) 0.00 71
    2021-09-01 $159,900 (-26.5%) $184,966 (-21.9%) 0.00 70
    2021-10-01 $172,000 (-13.8%) $200,452 (-13.9%) 0.00 68
    2021-11-01 $173,725 (-12.5%) $235,502 (1.4%) 0.00 72
    2021-12-01 $167,375 (-15.8%) $224,252 (-5.1%) 0.00 60
    2022-01-01 $154,800 (-22.0%) $216,072 (-6.3%) 0.00 54
    2022-02-01 $159,700 (-15.0%) $211,053 (-5.3%) 0.00 55
    2022-03-01 $162,450 (-17.3%) $227,765 (-3.4%) 0.00 49
    2022-04-01 $148,000 (-18.7%) $208,964 (0.9%) 0.00 64
    2022-05-01 $159,250 (-11.5%) $224,741 (11.9%) 0.00 59
    2022-06-01 $175,750 (-0.4%) $239,044 (24.2%) 0.00 61
    2022-07-01 $185,000 (5.7%) $226,954 (20.9%) 0.00 62
    2022-08-01 $185,000 (12.7%) $232,833 (25.6%) 0.00 71
    2022-09-01 $192,500 (20.4%) $254,284 (37.5%) 0.00 68
    2022-10-01 $194,800 (13.3%) $287,590 (43.5%) 0.00 70
    2022-11-01 $165,750 (-4.6%) $266,121 (13.0%) 0.00 75
    2022-12-01 $199,000 (18.9%) $247,305 (10.3%) 0.00 72
    2023-01-01 $191,225 (23.5%) $242,000 (12.0%) 0.00 65
    2023-02-01 $157,500 (-1.4%) $233,295 (10.5%) 0.00 61
    2023-03-01 $164,950 (1.5%) $235,340 (3.3%) 0.00 57
    2023-04-01 $165,000 (11.5%) $248,106 (18.7%) 0.00 55
    2023-05-01 $168,750 (6.0%) $245,390 (9.2%) 0.00 64
    2023-06-01 $199,900 (13.7%) $255,453 (6.9%) 0.00 72
    2023-07-01 $188,500 (1.9%) $240,646 (6.0%) 0.00 77
    2023-08-01 $196,900 (6.4%) $249,985 (7.4%) 0.00 76
    Weatherford's median listing price for 2023-08-01 was $196,900, a difference of $11,900 (6.4%) versus the prior year and $8,400 versus the prior month.

    Weatherford's median listing price comes in at 0% of the national average.

    Weatherford's average listing price for 2023-08-01 was $249,985, a difference of $17,152 (7.4%) versus the prior year and $9,339 versus the prior month.

    For the 2023-08-01 period, Weatherford had 76 MLS listings, a difference of -1 listings (-1%) versus the prior month and 5 listings (7%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Weatherford (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,798 sqft
    2018-02-01 0 days 1,773 sqft
    2018-03-01 0 days 1,758 sqft
    2018-04-01 0 days 1,794 sqft
    2018-05-01 0 days 1,786 sqft
    2018-06-01 0 days 1,780 sqft
    2018-07-01 0 days 1,781 sqft
    2018-08-01 0 days 1,781 sqft
    2018-09-01 0 days 1,800 sqft
    2018-10-01 0 days 1,831 sqft
    2018-11-01 0 days 1,809 sqft
    2018-12-01 0 days 1,805 sqft
    2019-01-01 0 days 1,789 sqft
    2019-02-01 0 days 1,724 sqft
    2019-03-01 0 days 1,764 sqft
    2019-04-01 0 days 1,794 sqft
    2019-05-01 0 days 1,787 sqft
    2019-06-01 0 days 1,826 sqft
    2019-07-01 0 days 1,854 sqft
    2019-08-01 0 days 1,856 sqft
    2019-09-01 0 days 1,843 sqft
    2019-10-01 0 days 1,850 sqft
    2019-11-01 0 days 1,865 sqft
    2019-12-01 0 days 1,806 sqft
    2020-01-01 0 days 1,806 sqft
    2020-02-01 0 days 1,869 sqft
    2020-03-01 0 days 1,946 sqft
    2020-04-01 0 days 1,952 sqft
    2020-05-01 0 days 1,917 sqft
    2020-06-01 0 days 1,992 sqft
    2020-07-01 0 days 1,993 sqft
    2020-08-01 0 days 2,078 sqft
    2020-09-01 0 days 2,045 sqft
    2020-10-01 0 days 2,026 sqft
    2020-11-01 0 days 2,066 sqft
    2020-12-01 0 days 2,096 sqft
    2021-01-01 0 days 2,096 sqft
    2021-02-01 0 days 2,008 sqft
    2021-03-01 0 days 2,099 sqft
    2021-04-01 0 days 1,984 sqft
    2021-05-01 0 days 1,903 sqft
    2021-06-01 0 days 1,776 sqft
    2021-07-01 0 days 1,730 sqft
    2021-08-01 0 days 1,741 sqft
    2021-09-01 0 days 1,677 sqft
    2021-10-01 0 days 1,716 sqft
    2021-11-01 0 days 1,774 sqft
    2021-12-01 0 days 1,733 sqft
    2022-01-01 0 days 1,781 sqft
    2022-02-01 0 days 1,729 sqft
    2022-03-01 0 days 1,773 sqft
    2022-04-01 0 days 1,662 sqft
    2022-05-01 0 days 1,701 sqft
    2022-06-01 0 days 1,668 sqft
    2022-07-01 0 days 1,717 sqft
    2022-08-01 0 days 1,720 sqft
    2022-09-01 0 days 1,701 sqft
    2022-10-01 0 days 1,720 sqft
    2022-11-01 0 days 1,643 sqft
    2022-12-01 0 days 1,727 sqft
    2023-01-01 0 days 1,737 sqft
    2023-02-01 0 days 1,692 sqft
    2023-03-01 0 days 1,613 sqft
    2023-04-01 0 days 1,652 sqft
    2023-05-01 0 days 1,738 sqft
    2023-06-01 0 days 1,776 sqft
    2023-07-01 0 days 1,772 sqft
    2023-08-01 0 days 1,776 sqft
    Weatherford's median listing age (time on market) for 2023-08-01 was 0 days.

    Weatherford's median square footage for active listings during the 2023-08-01 period was 1,776 sqft. One year prior, the average listing was 1,720 sqft.

    Weatherford, OK Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 257 $48,625,000 $189,202
    Refi 54 $10,570,000 $195,741
    Cash Out Refi 39 $5,445,000 $139,615
    Home Improvement 12 $460,000 $38,333
    Other 9 $465,000 $51,667

    Weatherford's most frequently cited loan purpose was Home Purchase, with 257 originations. The 2nd most popular reason was Refi, with 54 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 109 $18,855,000 $172,982
    4-5% 88 $16,660,000 $189,318
    3-4% 63 $12,285,000 $195,000
    6-7% 45 $7,805,000 $173,444
    2.5-3% 19 $3,485,000 $183,421
    7-8% 16 $1,780,000 $111,250
    <2.5% 11 $735,000 $66,818
    Over 8% 6 $380,000 $63,333

    During 2022, Weatherford's most frequently originated rate bucket was 5-6%, with 109 originations.

    Loan Sizing (Weatherford, OK MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 155 $23,025,000 $148,548
    $200k-400k 115 $30,805,000 $267,870
    $100,000 or less 91 $5,615,000 $61,703
    $400k-600k 8 $3,800,000 $475,000
    $600k-1000k 1 $785,000 $785,000
    $Over $1MM 1 $1,535,000 $1,535,000

    Weatherford's loan sizing saw the bucket of loans from $100k-200k with 155 originations, totaling $23,025,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 201 $38,395,000 $191,020
    60-80% 79 $14,545,000 $184,114
    20-40% 28 $2,220,000 $79,286
    40-60% 28 $3,890,000 $138,929
    Under 20% 11 $285,000 $25,909
    Over 100% 8 $2,250,000 $281,250

    Weatherford's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 201 originations, totaling $38,395,000 in origination value.