Calvin B. Taylor Banking Company Of Berlin Maryland Mortgage Rates, Fees & Info
Berlin, MDLEI: 5493005NXMQ7SP5TOF96
Tax ID: 52-0505410
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Calvin B. Taylor Banking Company Of Berlin Maryland is a smaller bank specializing in Home Purchase loans. Calvin B. Taylor Banking Company Of Berlin Maryland has a high proportion of conventional loans. Their top markets by origination volume include: Salisbury, Washington, and Cambridge among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)Calvin B. Taylor Banking Company Of Berlin Maryland has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
148Origination Dollar Volume (All Markets)
$49,150,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 77 | $25,355,000 | $329,286 | $0 | 0.00% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 69 | $23,035,000 | $333,841 | $0 | 0.00% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $0 | 0.00% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against Calvin B. Taylor Banking Company of Berlin Maryland based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 148 | $49,150,000 | $332,095 | $0 | 0.00% |
For 2022, Calvin B. Taylor Banking Company Of Berlin Maryland's most frequently originated type of loan was Conventional, with 148 originations.
Loan Reason
For 2022, Calvin B. Taylor Banking Company Of Berlin Maryland's most frequently cited loan purpose was Home Purchase, with 110 originations. The 2nd most popular reason was Refi, with 29 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 148 | $49,150,000 | $332,095 | $0 | 0.00% |
For 2022, Calvin B. Taylor Banking Company Of Berlin Maryland's most frequently cited loan duration was Other, with 148 originations.
Loan Sizing
2022 saw Calvin B. Taylor Banking Company Of Berlin Maryland place emphasis on $200k-400k loans with 44 originations, totaling $12,650,000 in origination value.
Applicant Income
Calvin B. Taylor Banking Company Of Berlin Maryland lent most frequently to those with incomes in the $250k+ range, with 34 originations. The second most popular income band? $100k-150k, with 32 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 148 | $49,150,000 | $332,095 | $0 | 0.00% |
Calvin B. Taylor Banking Company Of Berlin Maryland lent most frequently to those with DTI ratios of Exempt%, with 148 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications84.00%
Calvin B. Taylor Banking Company Of Berlin Maryland has a below average approval rate.
Pick Rate
Approvals leading to origination72.30%
Calvin B. Taylor Banking Company Of Berlin Maryland has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 148 | $49,150,000 | $332,095 |