Credit Union Mortgage Association Rates, Fees & Info
WILMINGTON, DELEI: 549300DNWSJUNAWUM003
Tax ID: 54-1094297
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Mortgage Data
Review & Overview
Credit Union Mortgage Association is a smaller credit union specializing in Home Purchase loans. Credit Union Mortgage Association has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Washington, Baltimore, New York, Chicago, and Miami among others. We have data for 167 markets. (Some data included below & more in-depth data is available with an active subscription.)Credit Union Mortgage Association has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Credit Union Mortgage Association is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.17% | 4/5/25 |
| 30 Year Conventional Refi | 5.84% | 4/5/25 |
| 30 Year Cash-out Refi | 6.10% | 4/5/25 |
| 30 Year FHA Purchase | 6.48% | 4/5/25 |
| 30 Year FHA Refi | 6.72% | 4/5/25 |
| 30 Year VA Purchase | 6.13% | 4/5/25 |
| 30 Year VA Refi | 6.72% | 4/5/25 |
| 30 Year USDA Purchase | 6.60% | 4/5/25 |
| 15 Year Conventional Purchase | 5.68% | 4/5/25 |
| 15 Year Conventional Refi | 5.56% | 4/5/25 |
| 15 Year Cash-out Refi | 5.56% | 4/5/25 |
| 15 Year FHA Purchase | 6.00% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Credit Union Mortgage Association Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Credit Union Mortgage Association. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
995Origination Dollar Volume (All Markets)
$337,055,000Awards
CREDIT UNION MORTGAGE ASSOCIATION - 2024
CREDIT UNION MORTGAGE ASSOCIATION is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
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Relative Rate
Credit Union Mortgage Association's average 30 year fixed mortgage rate was
6.03%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of -0.52%.
Relative Fees (Closing Costs)
Credit Union Mortgage Association's average total fees/closing costs for a 30 year fixed rate
mortgage were $5,463.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 216 | $106,140,000 | $491,389 | $6,437 | 5.96% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 96 | $37,640,000 | $392,083 | $5,114 | 5.87% |
| Outside of Metro Areas | 50 | $12,600,000 | $252,000 | $4,950 | 5.98% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 25 | $10,555,000 | $422,200 | $7,308 | 6.08% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 34 | $9,920,000 | $291,765 | $5,765 | 6.00% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 33 | $9,455,000 | $286,515 | $6,467 | 6.35% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 28 | $9,120,000 | $325,714 | $3,809 | 5.66% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 22 | $6,570,000 | $298,636 | $3,429 | 5.75% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 22 | $6,210,000 | $282,273 | $6,477 | 5.91% |
| RICHMOND, VA (FHA|USDA|VA) | 29 | $5,825,000 | $200,862 | $3,997 | 6.58% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 23 | $5,145,000 | $223,696 | $3,966 | 5.75% |
| Sayre, PA (FHA|USDA|VA) | 24 | $4,500,000 | $187,500 | $4,575 | 5.81% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 9 | $3,985,000 | $442,778 | $5,025 | 5.61% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 15 | $3,755,000 | $250,333 | $5,349 | 5.92% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 11 | $3,715,000 | $337,727 | $5,556 | 6.30% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 8 | $3,470,000 | $433,750 | $6,121 | 6.05% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 10 | $3,430,000 | $343,000 | $5,146 | 5.71% |
| LOUISVILLE, KY (FHA|USDA|VA) | 14 | $2,950,000 | $210,714 | $3,476 | 5.80% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 11 | $2,725,000 | $247,727 | $4,425 | 5.76% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 6 | $2,690,000 | $448,333 | $4,321 | 6.23% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 4 | $2,460,000 | $615,000 | $3,612 | 5.59% |
| ROCHESTER, NY (FHA|USDA|VA) | 17 | $2,435,000 | $143,235 | $3,839 | 6.07% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 10 | $2,140,000 | $214,000 | $4,349 | 6.03% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 3 | $2,135,000 | $711,667 | $5,310 | 6.75% |
| Oxford, MS (FHA|USDA|VA) | 5 | $2,085,000 | $417,000 | $8,193 | 6.00% |
| KNOXVILLE, TN (FHA|USDA|VA) | 7 | $1,985,000 | $283,571 | $4,397 | 6.45% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 8 | $1,930,000 | $241,250 | $5,389 | 6.19% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 4 | $1,810,000 | $452,500 | $6,534 | 5.84% |
| PITTSBURGH, PA (FHA|USDA|VA) | 7 | $1,605,000 | $229,286 | $5,490 | 6.07% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 9 | $1,585,000 | $176,111 | $3,902 | 5.83% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 4 | $1,480,000 | $370,000 | $5,686 | 6.50% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 3 | $1,425,000 | $475,000 | $8,553 | 6.17% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $4,536 | 6.00% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $1,345,000 | $1,345,000 | $14,285 | 7.13% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 5 | $1,305,000 | $261,000 | $5,585 | 6.55% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 3 | $1,285,000 | $428,333 | $4,000 | 6.08% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 5 | $1,285,000 | $257,000 | $3,778 | 5.68% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 3 | $1,255,000 | $418,333 | $3,769 | 6.33% |
| Tupelo, MS (FHA|USDA|VA) | 6 | $1,220,000 | $203,333 | $3,717 | 5.83% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 2 | $1,200,000 | $600,000 | $11,778 | 6.25% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $6,975 | 6.54% |
| SPARTANBURG, SC (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $3,671 | 5.71% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $3,751 | 6.54% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $5,672 | 6.05% |
| MORGANTOWN, WV (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $6,734 | 5.56% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $5,504 | 6.29% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $3,359 | 5.75% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $5,887 | 5.50% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $945,000 | $945,000 | $3,479 | 6.88% |
| LYNCHBURG, VA (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $4,343 | 5.81% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $7,410 | 6.03% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $4,566 | 6.06% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $3,020 | 4.94% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1 | $875,000 | $875,000 | $5,311 | 5.75% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $6,263 | 6.16% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $4,009 | 5.94% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $4,842 | 6.54% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $9,136 | 5.06% |
| Easton, MD (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $4,100 | 6.75% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 6 | $750,000 | $125,000 | $3,878 | 6.95% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $4,272 | 6.15% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $3,107 | 6.17% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $4,541 | 5.75% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $5,340 | 5.75% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $9,546 | 6.25% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $5,750 | 6.88% |
| SYRACUSE, NY (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $4,358 | 6.19% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $3,343 | 5.75% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $6,143 | 4.75% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $5,697 | 6.13% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $6,292 | 6.25% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $3,588 | 6.28% |
| Sanford, NC (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $4,852 | 5.50% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $5,865 | 5.81% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $3,287 | 5.94% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $5,247 | 5.88% |
| Tahlequah, OK (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $6,615 | 6.44% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $6,004 | 6.00% |
| Grenada, MS (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $6,436 | 6.00% |
| ITHACA, NY (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $6,409 | 7.00% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $4,355 | 5.88% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $9,673 | 5.63% |
| COLUMBIA, SC (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $5,185 | 5.81% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $4,502 | 5.88% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,753 | 5.75% |
| Lumberton, NC (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $2,899 | 5.67% |
| BOISE CITY, ID (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $20,630 | 6.13% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,944 | 6.13% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $3,743 | 6.25% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $7,503 | 5.69% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,755 | 5.88% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,569 | 6.13% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,613 | 5.25% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,726 | 5.75% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $5,753 | 6.50% |
| Corning, NY (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,222 | 4.88% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,636 | 6.50% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $8,196 | 5.25% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $5,018 | 6.38% |
| LEBANON, PA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,342 | 5.69% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,853 | 6.13% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,464 | 5.63% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,205 | 5.94% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,363 | 6.13% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,439 | 5.75% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $9,086 | 4.88% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $6,580 | 6.38% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,871 | 6.63% |
| Burley, ID (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,321 | 6.88% |
| Boone, NC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,987 | 5.75% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,922 | 7.00% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,437 | 6.13% |
| Bennington, VT (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,741 | 6.50% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,163 | 6.25% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,930 | 5.25% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,893 | 6.13% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,855 | 5.88% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,673 | 6.13% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,476 | 6.88% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,932 | 5.63% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,272 | 5.88% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,152 | 5.00% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,847 | 5.88% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,129 | 5.75% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,145 | 6.50% |
| ERIE, PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,499 | 6.38% |
| Muskogee, OK (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,978 | 5.94% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,395 | 6.38% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,011 | 7.25% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,944 | 6.50% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,492 | 5.88% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,102 | 5.00% |
| Danville, VA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,460 | 6.13% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,841 | 6.75% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,647 | 6.13% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,606 | 6.63% |
| ELMIRA, NY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,456 | 5.88% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,017 | 6.00% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,457 | 6.13% |
| Montrose, CO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,633 | 5.63% |
| READING, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,665 | 5.88% |
| Oneonta, NY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,916 | 7.13% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,946 | 5.88% |
| TYLER, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,224 | 6.25% |
| SALEM, OR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,753 | 6.00% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,667 | 6.63% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,335 | 6.00% |
| Urbana, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,622 | 5.00% |
| Findlay, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,815 | 6.88% |
| Platteville, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,845 | 5.88% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,224 | 5.63% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,104 | 5.63% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,127 | 6.88% |
| DOVER, DE (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,425 | 6.38% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,773 | 6.88% |
| OCALA, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,501 | 6.25% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,495 | 6.50% |
| Great Bend, KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,798 | 6.38% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,035 | 6.00% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,785 | 6.00% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,041 | 6.00% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,315 | 5.88% |
| AKRON, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,015 | 6.88% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,726 | 6.88% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,339 | 6.00% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,590 | 5.88% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,600 | 6.50% |
Similar Lenders
We use machine learning to identify the top lenders compared against CREDIT UNION MORTGAGE ASSOCIATION based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2024, Credit Union Mortgage Association's most frequently originated type of loan was Conventional, with 931 originations. Their 2nd most popular type was FHA, with 43 originations.
Loan Reason
For 2024, Credit Union Mortgage Association's most frequently cited loan purpose was Home Purchase, with 729 originations. The 2nd most popular reason was Cash Out Refi, with 186 originations.
Loan Duration/Length
For 2024, Credit Union Mortgage Association's most frequently cited loan duration was 30 Year, with 861 originations. The 2nd most popular length was 15 Year, with 82 originations.
Origination Fees/Closing Costs
Credit Union Mortgage Association's average total fees were $5,463, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 675 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5-6% | 513 | $184,975,000 | $360,575 |
| 6-7% | 389 | $119,775,000 | $307,905 |
| 4-5% | 55 | $20,315,000 | $369,364 |
| 7-8% | 34 | $11,130,000 | $327,353 |
| Over 8% | 4 | $860,000 | $215,000 |
During 2024, Credit Union Mortgage Association's average interest rate for loans was 6.03%, while their most frequently originated rate bucket for loans was 5-6%, with 513 originations.
Loan Sizing
2024 saw Credit Union Mortgage Association place emphasis on $200k-400k loans with 402 originations, totaling $116,210,000 in origination value.
Applicant Income
Credit Union Mortgage Association lent most frequently to those with incomes in the $150k-250k range, with 310 originations. The second most popular income band? $100k-150k, with 234 originations.
Applicant Debt to Income Ratio
Credit Union Mortgage Association lent most frequently to those with DTI ratios of 20-30%, with 270 originations. The next most common DTI ratio? 30-36%, with 177 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications91.97%
Credit Union Mortgage Association has an average approval rate.
Pick Rate
Approvals leading to origination58.49%
Credit Union Mortgage Association has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 995 | $337,055,000 | $338,749 |