Charles Schwab Bank Ssb Mortgage Rates, Fees & Info
West lake Hills, TXLEI: 549300INFJ8TYNZ1G568
Tax ID: 42-1558009
5 stars - Updated: 4/5/25
-
out of 5 stars, based on 64 reviews
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Charles Schwab Bank Ssb is a mid-sized bank specializing in Home Purchase and Refi loans. Charles Schwab Bank Ssb has a high proportion of conventional loans. Their top markets by origination volume include: San Francisco, Los Angeles, San Jose, New York, and Seattle among others. We have data for 307 markets. (Some data included below & more in-depth data is available with an active subscription.)Charles Schwab Bank Ssb has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Charles Schwab Bank Ssb is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 7.67% | 4/5/25 |
| 30 Year Conventional Purchase | 6.47% | 4/5/25 |
| 30 Year Conventional Refi | 6.48% | 4/5/25 |
| 30 Year Cash-out Refi | 6.77% | 4/5/25 |
| 15 Year Conventional Purchase | 5.59% | 4/5/25 |
| 15 Year Conventional Refi | 5.10% | 4/5/25 |
| 15 Year Cash-out Refi | 5.10% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Charles Schwab Bank Ssb Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Charles Schwab Bank Ssb. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
4,142Origination Dollar Volume (All Markets)
$3,811,770,000Awards
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Charles Schwab Bank SSB - 2024
Charles Schwab Bank SSB is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
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Relative Rate
Charles Schwab Bank Ssb's average 30 year fixed mortgage rate was
6.3%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of -0.25%.
Relative Fees (Closing Costs)
Charles Schwab Bank Ssb's average total fees/closing costs for a 30 year fixed rate
mortgage were $4,644.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 393 | $448,985,000 | $1,142,455 | $4,013 | 6.31% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 276 | $320,310,000 | $1,160,543 | $5,533 | 6.39% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 146 | $212,830,000 | $1,457,740 | $2,607 | 5.96% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 194 | $212,180,000 | $1,093,711 | $5,209 | 6.21% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 141 | $168,285,000 | $1,193,511 | $4,432 | 6.22% |
| Outside of Metro Areas | 181 | $152,045,000 | $840,028 | $4,824 | 6.18% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 118 | $142,600,000 | $1,208,475 | $4,728 | 6.20% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 132 | $106,690,000 | $808,258 | $3,280 | 6.38% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 93 | $99,325,000 | $1,068,011 | $5,842 | 6.15% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 121 | $95,435,000 | $788,719 | $4,425 | 6.38% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 101 | $85,445,000 | $845,990 | $4,327 | 6.31% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 80 | $80,470,000 | $1,005,875 | $7,717 | 6.27% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 91 | $80,115,000 | $880,385 | $7,216 | 6.24% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 96 | $75,160,000 | $782,917 | $4,713 | 6.33% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 70 | $66,860,000 | $955,143 | $7,178 | 6.15% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 47 | $54,195,000 | $1,153,085 | $3,439 | 6.20% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 70 | $48,850,000 | $697,857 | $4,589 | 6.21% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 72 | $46,220,000 | $641,944 | $4,434 | 6.54% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 43 | $41,845,000 | $973,140 | $3,690 | 6.16% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 41 | $36,275,000 | $884,756 | $6,175 | 6.21% |
| Heber, UT (FHA|USDA|VA) | 22 | $32,950,000 | $1,497,727 | $2,760 | 6.07% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 35 | $32,725,000 | $935,000 | $6,892 | 6.30% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 36 | $30,290,000 | $841,389 | $3,275 | 6.26% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 42 | $29,700,000 | $707,143 | $5,659 | 6.43% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 32 | $29,200,000 | $912,500 | $7,124 | 6.18% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 33 | $27,535,000 | $834,394 | $5,983 | 6.41% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 42 | $24,500,000 | $583,333 | $5,649 | 6.89% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 26 | $23,910,000 | $919,615 | $3,692 | 6.51% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 17 | $23,185,000 | $1,363,824 | $3,548 | 5.59% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 40 | $22,780,000 | $569,500 | $5,031 | 6.62% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 16 | $21,720,000 | $1,357,500 | $3,802 | 6.27% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 25 | $20,845,000 | $833,800 | $6,583 | 5.87% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 24 | $20,160,000 | $840,000 | $2,974 | 6.50% |
| SALINAS, CA (FHA|USDA|VA) | 16 | $20,010,000 | $1,250,625 | $5,475 | 6.51% |
| BOULDER, CO (FHA|USDA|VA) | 28 | $19,410,000 | $693,214 | $2,335 | 6.10% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 24 | $19,220,000 | $800,833 | $4,199 | 6.17% |
| Jackson, WY-ID (FHA|USDA|VA) | 9 | $18,415,000 | $2,046,111 | $3,584 | 6.23% |
| RENO, NV (FHA|USDA|VA) | 23 | $18,405,000 | $800,217 | $5,279 | 6.60% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 27 | $18,205,000 | $674,259 | $5,779 | 6.54% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 19 | $15,815,000 | $832,368 | $5,692 | 6.29% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 18 | $15,470,000 | $859,444 | $4,395 | 6.27% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 24 | $15,280,000 | $636,667 | $3,878 | 6.63% |
| NAPA, CA (FHA|USDA|VA) | 16 | $14,710,000 | $919,375 | $4,196 | 6.19% |
| Hailey, ID (FHA|USDA|VA) | 8 | $14,110,000 | $1,763,750 | $7,411 | 5.73% |
| Glenwood Springs, CO (FHA|USDA|VA) | 8 | $13,950,000 | $1,743,750 | $3,817 | 5.88% |
| Breckenridge, CO (FHA|USDA|VA) | 13 | $13,885,000 | $1,068,077 | $1,747 | 6.44% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 23 | $13,875,000 | $603,261 | $6,231 | 6.56% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 21 | $13,585,000 | $646,905 | $4,608 | 6.59% |
| BEND, OR (FHA|USDA|VA) | 16 | $12,830,000 | $801,875 | $5,152 | 6.03% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 18 | $12,820,000 | $712,222 | $4,249 | 6.11% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 20 | $12,620,000 | $631,000 | $2,951 | 6.42% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 13 | $12,355,000 | $950,385 | $3,613 | 5.95% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 7 | $11,975,000 | $1,710,714 | $3,317 | 6.03% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 20 | $11,710,000 | $585,500 | $4,340 | 6.61% |
| Edwards, CO (FHA|USDA|VA) | 10 | $11,490,000 | $1,149,000 | $2,774 | 6.50% |
| Bozeman, MT (FHA|USDA|VA) | 7 | $11,275,000 | $1,610,714 | $7,007 | 6.06% |
| BELLINGHAM, WA (FHA|USDA|VA) | 10 | $11,010,000 | $1,101,000 | $2,918 | 5.82% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 13 | $10,985,000 | $845,000 | $3,629 | 6.30% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 13 | $10,855,000 | $835,000 | $4,566 | 5.82% |
| ASHEVILLE, NC (FHA|USDA|VA) | 11 | $10,835,000 | $985,000 | $4,415 | 6.38% |
| TUCSON, AZ (FHA|USDA|VA) | 19 | $10,785,000 | $567,632 | $4,315 | 6.45% |
| SANTA FE, NM (FHA|USDA|VA) | 11 | $10,165,000 | $924,091 | $5,068 | 6.31% |
| Ellensburg, WA (FHA|USDA|VA) | 8 | $10,100,000 | $1,262,500 | $2,479 | 5.94% |
| Seneca, SC (FHA|USDA|VA) | 6 | $9,930,000 | $1,655,000 | $3,707 | 5.92% |
| Outside of Metro Areas | 10 | $9,790,000 | $979,000 | $4,505 | 6.64% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 18 | $9,650,000 | $536,111 | $4,920 | 6.68% |
| BOISE CITY, ID (FHA|USDA|VA) | 12 | $9,560,000 | $796,667 | $4,965 | 6.34% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 16 | $9,100,000 | $568,750 | $5,096 | 6.62% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 15 | $8,945,000 | $596,333 | $2,659 | 6.53% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 10 | $8,710,000 | $871,000 | $5,727 | 6.00% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 15 | $8,635,000 | $575,667 | $3,249 | 6.45% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 12 | $8,330,000 | $694,167 | $4,916 | 6.49% |
| Durango, CO (FHA|USDA|VA) | 12 | $8,300,000 | $691,667 | $4,102 | 6.02% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 15 | $7,995,000 | $533,000 | $2,625 | 6.28% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 13 | $7,865,000 | $605,000 | $6,196 | 6.42% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 8 | $7,790,000 | $973,750 | $2,978 | 6.35% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 7 | $7,655,000 | $1,093,571 | $3,865 | 6.12% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 11 | $7,445,000 | $676,818 | $2,299 | 6.17% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 11 | $7,345,000 | $667,727 | $3,380 | 5.87% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 6 | $7,180,000 | $1,196,667 | $6,505 | 5.29% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 5 | $7,105,000 | $1,421,000 | $5,104 | 6.11% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 12 | $6,900,000 | $575,000 | $3,478 | 6.60% |
| FORT COLLINS, CO (FHA|USDA|VA) | 10 | $6,790,000 | $679,000 | $2,692 | 6.28% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 7 | $6,215,000 | $887,857 | $6,634 | 6.24% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 7 | $6,205,000 | $886,429 | $6,861 | 6.43% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 12 | $6,080,000 | $506,667 | $2,795 | 6.34% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 7 | $5,975,000 | $853,571 | $3,770 | 5.69% |
| WENATCHEE, WA (FHA|USDA|VA) | 4 | $5,740,000 | $1,435,000 | $3,875 | 6.38% |
| Whitewater, WI (FHA|USDA|VA) | 4 | $5,570,000 | $1,392,500 | $1,882 | 5.83% |
| Easton, MD (FHA|USDA|VA) | 4 | $5,190,000 | $1,297,500 | $3,462 | 5.94% |
| PITTSBURGH, PA (FHA|USDA|VA) | 8 | $5,170,000 | $646,250 | $6,135 | 7.26% |
| Key West, FL (FHA|USDA|VA) | 4 | $5,090,000 | $1,272,500 | $11,246 | 5.84% |
| SAVANNAH, GA (FHA|USDA|VA) | 7 | $5,065,000 | $723,571 | $4,489 | 6.31% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 7 | $5,015,000 | $716,429 | $5,522 | 6.37% |
| Traverse City, MI (FHA|USDA|VA) | 6 | $5,010,000 | $835,000 | $2,950 | 6.00% |
| THE VILLAGES, FL (FHA|USDA|VA) | 9 | $4,955,000 | $550,556 | $4,831 | 5.72% |
| Lebanon, NH-VT (FHA|USDA|VA) | 5 | $4,895,000 | $979,000 | $3,977 | 5.61% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 6 | $4,670,000 | $778,333 | $2,625 | 6.43% |
| MADISON, WI (FHA|USDA|VA) | 5 | $4,665,000 | $933,000 | $1,021 | 7.40% |
| Hilo, HI (FHA|USDA|VA) | 5 | $4,605,000 | $921,000 | $3,063 | 6.69% |
| GREELEY, CO (FHA|USDA|VA) | 6 | $4,590,000 | $765,000 | $1,040 | 5.98% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 6 | $4,580,000 | $763,333 | $3,688 | 6.85% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 3 | $4,495,000 | $1,498,333 | $7,297 | 5.99% |
| Steamboat Springs, CO (FHA|USDA|VA) | 7 | $4,315,000 | $616,429 | $2,482 | 5.97% |
| RICHMOND, VA (FHA|USDA|VA) | 9 | $4,205,000 | $467,222 | $1,797 | 7.08% |
| TULSA, OK (FHA|USDA|VA) | 6 | $4,200,000 | $700,000 | $4,992 | 6.35% |
| COLUMBUS, OH (FHA|USDA|VA) | 10 | $4,080,000 | $408,000 | $1,591 | 6.27% |
| Brevard, NC (FHA|USDA|VA) | 2 | $3,990,000 | $1,995,000 | $0 | 5.51% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 6 | $3,830,000 | $638,333 | $5,772 | 6.71% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 7 | $3,825,000 | $546,429 | $10,982 | 7.36% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 4 | $3,820,000 | $955,000 | $8,183 | 6.04% |
| STOCKTON, CA (FHA|USDA|VA) | 7 | $3,595,000 | $513,571 | $1,969 | 6.68% |
| KNOXVILLE, TN (FHA|USDA|VA) | 6 | $3,470,000 | $578,333 | $4,288 | 6.62% |
| ST. GEORGE, UT (FHA|USDA|VA) | 5 | $3,405,000 | $681,000 | $2,345 | 5.98% |
| Oak Harbor, WA (FHA|USDA|VA) | 3 | $3,265,000 | $1,088,333 | $5,297 | 5.29% |
| Athens, TX (FHA|USDA|VA) | 5 | $3,165,000 | $633,000 | $6,644 | 5.89% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 7 | $3,115,000 | $445,000 | $3,387 | 6.97% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 9 | $3,095,000 | $343,889 | $4,311 | 6.69% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 7 | $3,015,000 | $430,714 | $4,198 | 6.23% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $2,970,000 | $1,485,000 | $12,095 | 6.31% |
| Show Low, AZ (FHA|USDA|VA) | 4 | $2,940,000 | $735,000 | $6,019 | 6.06% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 4 | $2,930,000 | $732,500 | $4,464 | 5.79% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $2,805,000 | $2,805,000 | $3,873 | 5.00% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 5 | $2,795,000 | $559,000 | $2,836 | 5.97% |
| Kalispell, MT (FHA|USDA|VA) | 3 | $2,765,000 | $921,667 | $4,061 | 5.97% |
| BRUNSWICK, GA (FHA|USDA|VA) | 2 | $2,690,000 | $1,345,000 | $0 | 6.24% |
| Cullowhee, NC (FHA|USDA|VA) | 2 | $2,670,000 | $1,335,000 | $10,803 | 5.95% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 3 | $2,655,000 | $885,000 | $5,967 | 6.04% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 4 | $2,580,000 | $645,000 | $6,129 | 6.33% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 7 | $2,335,000 | $333,571 | $6,648 | 7.09% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 2 | $2,300,000 | $1,150,000 | $6,591 | 5.38% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 2 | $2,180,000 | $1,090,000 | $2,240 | 6.21% |
| Payson, AZ (FHA|USDA|VA) | 2 | $2,120,000 | $1,060,000 | $7,757 | 6.06% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 5 | $2,095,000 | $419,000 | $2,902 | 6.46% |
| Brookings, OR (FHA|USDA|VA) | 2 | $2,070,000 | $1,035,000 | $8,025 | 5.13% |
| LOUISVILLE, KY (FHA|USDA|VA) | 4 | $1,990,000 | $497,500 | $5,574 | 7.56% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $1,990,000 | $995,000 | $379 | 5.55% |
| Holland, MI (FHA|USDA|VA) | 2 | $1,970,000 | $985,000 | $4,697 | 5.63% |
| Morehead City, NC (FHA|USDA|VA) | 3 | $1,905,000 | $635,000 | $4,343 | 6.25% |
| KINGSTON, NY (FHA|USDA|VA) | 3 | $1,855,000 | $618,333 | $4,657 | 6.16% |
| BATON ROUGE, LA (FHA|USDA|VA) | 4 | $1,830,000 | $457,500 | $4,079 | 6.13% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 3 | $1,785,000 | $595,000 | $3,564 | 5.98% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 2 | $1,640,000 | $820,000 | $6,681 | 5.11% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 3 | $1,625,000 | $541,667 | $3,884 | 6.16% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 2 | $1,610,000 | $805,000 | $1,687 | 6.30% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 4 | $1,610,000 | $402,500 | $6,905 | 7.70% |
| Aberdeen, WA (FHA|USDA|VA) | 3 | $1,605,000 | $535,000 | $3,624 | 6.23% |
| Granbury, TX (FHA|USDA|VA) | 3 | $1,595,000 | $531,667 | $5,890 | 5.72% |
| WILMINGTON, NC (FHA|USDA|VA) | 3 | $1,555,000 | $518,333 | $2,533 | 6.05% |
| WICHITA, KS (FHA|USDA|VA) | 3 | $1,545,000 | $515,000 | $3,336 | 6.13% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 4 | $1,520,000 | $380,000 | $2,798 | 6.33% |
| MEDFORD, OR (FHA|USDA|VA) | 4 | $1,510,000 | $377,500 | $6,065 | 6.35% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 5 | $1,505,000 | $301,000 | $3,239 | 6.83% |
| Boone, NC (FHA|USDA|VA) | 2 | $1,430,000 | $715,000 | $4,015 | 6.06% |
| PROVO-OREM, UT (FHA|USDA|VA) | 4 | $1,410,000 | $352,500 | $3,380 | 6.90% |
| LAREDO, TX (FHA|USDA|VA) | 2 | $1,360,000 | $680,000 | $665 | 5.68% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 3 | $1,345,000 | $448,333 | $3,185 | 5.92% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $1,345,000 | $1,345,000 | $4,310 | 5.68% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 2 | $1,340,000 | $670,000 | $4,606 | 6.25% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $1,315,000 | $1,315,000 | $4,054 | 6.38% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $1,295,000 | $1,295,000 | $6,996 | 5.38% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $4,775 | 7.32% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $1,285,000 | $1,285,000 | $3,648 | 6.00% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 2 | $1,250,000 | $625,000 | $4,504 | 5.45% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $1,245,000 | $1,245,000 | $6,053 | 5.98% |
| Rutland, VT (FHA|USDA|VA) | 3 | $1,195,000 | $398,333 | $9,365 | 8.33% |
| AKRON, OH (FHA|USDA|VA) | 2 | $1,190,000 | $595,000 | $4,310 | 7.31% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $4,232 | 6.56% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $1,175,000 | $1,175,000 | $6,440 | 6.25% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $1,155,000 | $1,155,000 | $7,081 | 5.25% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $1,125,000 | $1,125,000 | $6,474 | 5.88% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $1,105,000 | $1,105,000 | $3,893 | 5.38% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $4,648 | 7.03% |
| VALLEJO, CA (FHA|USDA|VA) | 2 | $1,060,000 | $530,000 | $4,372 | 5.81% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $4,108 | 6.39% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $2,958 | 7.36% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $2,467 | 5.75% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $985,000 | $985,000 | $3,373 | 6.05% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $985,000 | $985,000 | $4,279 | 5.75% |
| ROCHESTER, NY (FHA|USDA|VA) | 1 | $975,000 | $975,000 | $4,125 | 6.00% |
| NILES, MI (FHA|USDA|VA) | 1 | $945,000 | $945,000 | $5,145 | 5.13% |
| Montrose, CO (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $3,835 | 5.69% |
| GAINESVILLE, GA (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $5,042 | 8.27% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $925,000 | $925,000 | $3,312 | 5.38% |
| Poplar Bluff, MO (FHA|USDA|VA) | 1 | $895,000 | $895,000 | $3,601 | 6.50% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $5,140 | 5.83% |
| Oxford, MS (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $6,183 | 6.49% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $3,701 | 6.38% |
| OCALA, FL (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $2,766 | 6.18% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $5,355 | 6.25% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $0 | 6.00% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $815,000 | $815,000 | $5,324 | 6.75% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $4,222 | 5.85% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $775,000 | $775,000 | $2,980 | 5.00% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $2,651 | 5.95% |
| SYRACUSE, NY (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $4,711 | 6.38% |
| Laconia, NH (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $4,049 | 6.74% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $4,888 | 6.13% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $0 | 6.00% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $5,070 | 5.13% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $3,472 | 6.38% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $120 | 5.50% |
| SALEM, OR (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $3,464 | 6.10% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $3,312 | 6.88% |
| Angola, IN (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $6,736 | 5.63% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $5,276 | 6.00% |
| Sayre, PA (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $14,419 | 6.25% |
| Crossville, TN (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $3,871 | 5.56% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $4,600 | 6.13% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $5,145 | 5.55% |
| CHICO, CA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $398 | 7.81% |
| REDDING, CA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $5,571 | 5.60% |
| Oneonta, NY (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $4,441 | 6.80% |
| COLUMBIA, SC (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $4,273 | 7.56% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $4,067 | 7.81% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $0 | 5.88% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $2,898 | 5.38% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $5,091 | 6.10% |
| WACO, TX (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $2,790 | 6.19% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $5,579 | 6.00% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $0 | 6.23% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,586 | 6.31% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $4,229 | 5.68% |
| North Platte, NE (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $4,216 | 6.43% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $0 | 8.87% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,091 | 7.75% |
| FRESNO, CA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $0 | 6.46% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $5,392 | 5.13% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $3,663 | 5.98% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,300 | 6.50% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $4,080 | 6.68% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,524 | 5.68% |
| Washington, NC (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,210 | 6.25% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $3,938 | 6.50% |
| Keene, NH (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $3,153 | 7.67% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,892 | 5.74% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,459 | 5.73% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $2,911 | 6.50% |
| AMES, IA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,148 | 6.25% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $5,469 | 6.13% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $1,868 | 6.25% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,276 | 6.63% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 9.24% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,991 | 5.88% |
| Concord, NH (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,214 | 5.50% |
| Newport, TN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,093 | 6.00% |
| Shelby, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,076 | 5.13% |
| Raymondville, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $5,360 | 5.33% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,629 | 6.38% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,085 | 6.23% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 6.38% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,508 | 6.33% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,504 | 6.18% |
| Athens, TN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,367 | 5.13% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 6.38% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,107 | 5.88% |
| MERCED, CA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 5.98% |
| Gloversville, NY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,752 | 6.25% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,459 | 5.75% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,495 | 6.38% |
| Sonora, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,249 | 6.30% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,178 | 5.75% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,583 | 6.25% |
| Cullman, AL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,011 | 7.50% |
| Hood River, OR (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 8.99% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,306 | 6.38% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 8.74% |
| Somerset, KY (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 6.25% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,635 | 5.18% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,375 | 5.63% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,307 | 6.00% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 6.50% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $632 | 6.50% |
| Helena, MT (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 9.24% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 5.88% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,874 | 6.43% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,048 | 6.18% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 9.24% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,705 | 5.98% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 8.24% |
| Kapaa, HI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,106 | 6.68% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 6.63% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,669 | 6.33% |
| Bluefield, WV-VA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $3,534 | 7.63% |
| Frankfort, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,760 | 6.50% |
| Auburn, NY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,229 | 5.93% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,090 | 7.13% |
| New Castle, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 5.93% |
| Malone, NY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 6.63% |
| Coffeyville, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 9.24% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 9.75% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,276 | 6.20% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,859 | 6.20% |
| Hays, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,877 | 6.38% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,962 | 6.38% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,335 | 6.88% |
| FLINT, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 6.25% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,774 | 6.80% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,132 | 5.98% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,001 | 6.38% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 9.24% |
| Henderson, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,503 | 6.25% |
| RACINE, WI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.49% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.75% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.24% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.24% |
| Magnolia, AR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.24% |
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We use machine learning to identify the top lenders compared against Charles Schwab Bank SSB based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 3,629 | $3,647,015,000 | $1,004,964 | $4,658 | 5.92% |
| HELOC | 513 | $164,755,000 | $321,160 | n/a | 8.99% |
For 2024, Charles Schwab Bank Ssb's most frequently originated type of loan was Conventional, with 3,629 originations. Their 2nd most popular type was HELOC, with 513 originations.
Loan Reason
For 2024, Charles Schwab Bank Ssb's most frequently cited loan purpose was Home Purchase, with 2,485 originations. The 2nd most popular reason was Refi, with 781 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 4,131 | $3,796,425,000 | $919,009 | $4,644 | 6.30% |
| 15 Year | 11 | $15,345,000 | $1,395,000 | $8,880 | 5.76% |
For 2024, Charles Schwab Bank Ssb's most frequently cited loan duration was 30 Year, with 4,131 originations. The 2nd most popular length was 15 Year, with 11 originations.
Origination Fees/Closing Costs
Charles Schwab Bank Ssb's average total fees were $4,644, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,685 originations.
Interest Rates
During 2024, Charles Schwab Bank Ssb's average interest rate for loans was 6.30%, while their most frequently originated rate bucket for loans was 5-6%, with 1,847 originations.
Loan Sizing
2024 saw Charles Schwab Bank Ssb place emphasis on $1MM+ loans with 1,513 originations, totaling $2,483,215,000 in origination value.
Applicant Income
Charles Schwab Bank Ssb lent most frequently to those with incomes in the $250k+ range, with 2,883 originations. The second most popular income band? $150k-250k, with 664 originations.
Applicant Debt to Income Ratio
Charles Schwab Bank Ssb lent most frequently to those with DTI ratios of 20-30%, with 753 originations. The next most common DTI ratio? 30-36%, with 652 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.07%
Charles Schwab Bank Ssb has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination98.29%
Charles Schwab Bank Ssb has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 4,142 | $3,811,770,000 | $920,273 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4,142 | $3,811,770,000 | $920,273 |