Cambridge Mortgage Rates
30 Year Fixed Rate mortgages in Cambridge averaged
5.87%
for the week of 2022-06-23, compared to the national average of
5.81% for the same period.
The average rate for the prior week (2022-06-16) was
6.04% and
one month ago for the week of 2022-05-19, the
average rate was 5.31%.
Cambridge's average rate one year ago was 3.41%.
For refis of the same type during the week of 2022-06-23, the average rate
was 6.09%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-06-23 | 5.81% |
| Cambridge 30 Year Fixed Rate | 2022-06-23 | 5.87% |
| Cambridge 30 Year Fixed Rate Refi | 2022-06-23 | 6.09% |
| Cambridge 15 Year Fixed Rate | 2022-06-23 | 5.24% |
| Cambridge 15 Year Fixed Rate Refi | 2022-06-23 | 5.13% |
| Cambridge 30 Year FHA | 2022-06-23 | 0.28% |
| Cambridge 30 Year FHA Refi | 2022-06-23 | -0.01% |
| Cambridge 30 Year USDA | 2022-06-23 | 0.02% |
| Cambridge 30 Year USDA Refi | 2022-06-23 | -0.02% |
| Cambridge 30 Year VA | 2022-06-23 | 0.39% |
| Cambridge 30 Year VA Refi | 2022-06-23 | 0.02% |
Cambridge Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Cambridge, MD market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Cambridge, MD's 109 lenders originated 1,317
loans during 2021. The total origination value was $292,225,000, with an average loan value of
$221,887.
The top Cambridge lender as defined by loan originations is QUICKEN LOANS, LLC, with
69 loans originated. Their average total fees are
$5,353, which is $1,230
higher than the next largest lender,
HOME POINT FINANCIAL CORPORATION.
The lowest fee Cambridge lenders (with over 10 loans originated) are
SOUTHERN TRUST MORTGAGE, LLC ($2,750), Wells Fargo Bank ($3,288), Truist Bank ($3,862), Bank of America ($3,921) and STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED ($3,941).
The lowest rate Cambridge lenders (with over 10 loans originated) are
Bank of America (2.71%), STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED (2.87%), UNITED WHOLESALE MORTGAGE, LLC (2.91%), Truist Bank (2.98%) and QUICKEN LOANS, LLC (3.03%).
Cambridge, MD Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $17,940,000 | $29,775,000 | 66.0% | 10.2% |
| HOME POINT FINANCIAL CORPORATION | $11,010,000 | $21,760,000 | 97.6% | 7.4% |
| FIRST HOME MORTGAGE CORPORATION | $12,255,000 | $13,265,000 | 8.2% | 4.5% |
| SOUTHERN TRUST MORTGAGE, LLC | $3,395,000 | $9,680,000 | 185.1% | 3.3% |
| MCLEAN MORTGAGE CORPORATION | $4,135,000 | $9,390,000 | 127.1% | 3.2% |
| Provident State Bank, Inc. | $6,365,000 | $8,955,000 | 40.7% | 3.1% |
| Bank of America | $5,445,000 | $8,505,000 | 56.2% | 2.9% |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | $4,210,000 | $7,965,000 | 89.2% | 2.7% |
| FREEDOM MORTGAGE CORPORATION | $5,620,000 | $7,065,000 | 25.7% | 2.4% |
| UNITED WHOLESALE MORTGAGE, LLC | $6,365,000 | $6,885,000 | 8.2% | 2.4% |
| Truist Bank | $4,255,000 | $6,140,000 | 44.3% | 2.1% |
| Wells Fargo Bank | $5,490,000 | $5,605,000 | 2.1% | 1.9% |
| CROSSCOUNTRY MORTGAGE, LLC | $2,220,000 | $4,550,000 | 105.0% | 1.6% |
| AMERISAVE MORTGAGE CORPORATION | $1,205,000 | $4,395,000 | 264.7% | 1.5% |
| Sierra Pacific Mortgage Company, Inc. | $3,040,000 | $4,210,000 | 38.5% | 1.4% |
| Mortgage Network, Inc. | $1,295,000 | $4,185,000 | 223.2% | 1.4% |
| LOANDEPOT.COM, LLC | $2,370,000 | $4,130,000 | 74.3% | 1.4% |
| The Queenstown Bank of Maryland | $590,000 | $3,970,000 | 572.9% | 1.4% |
| GUARANTEED RATE, INC. | $2,115,000 | $3,945,000 | 86.5% | 1.3% |
| BAY CAPITAL MORTGAGE CORPORATION | $6,665,000 | $3,940,000 | -40.9% | 1.3% |
| Shore United Bank | $2,650,000 | $3,635,000 | 37.2% | 1.2% |
| PARTNERS 1ST Federal Credit Union | $935,000 | $3,200,000 | 242.2% | 1.1% |
| Mr. Cooper ( Nationstar Mortgage ) | $1,345,000 | $3,125,000 | 132.3% | 1.1% |
| PENNYMAC LOAN SERVICES, LLC | $1,355,000 | $3,105,000 | 129.2% | 1.1% |
| JPMorgan Chase Bank | $1,565,000 | $3,095,000 | 97.8% | 1.1% |
| NAVY FEDERAL CREDIT UNION | $1,735,000 | $3,070,000 | 76.9% | 1.1% |
| MOVEMENT MORTGAGE, LLC | $1,645,000 | $2,990,000 | 81.8% | 1.0% |
| ACADEMY MORTGAGE CORPORATION | $2,405,000 | $2,870,000 | 19.3% | 1.0% |
| TIDEWATER MORTGAGE SERVICES, INC. | $1,650,000 | $2,750,000 | 66.7% | 0.9% |
| NEWREZ LLC | $1,680,000 | $2,675,000 | 59.2% | 0.9% |
| PNC Bank | $415,000 | $2,660,000 | 541.0% | 0.9% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $1,495,000 | $2,640,000 | 76.6% | 0.9% |
| Manufacturers and Traders Trust Company | $4,210,000 | $2,575,000 | -38.8% | 0.9% |
| CALIBER HOME LOANS, INC. | $4,215,000 | $2,235,000 | -47.0% | 0.8% |
| Hebron Savings Bank | $2,395,000 | $2,060,000 | -14.0% | 0.7% |
| EMBRACE HOME LOANS, INC. | $2,120,000 | $2,010,000 | -5.2% | 0.7% |
| Nations Lending Corporation | $1,680,000 | $1,995,000 | 18.8% | 0.7% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,900,000 | n/a | 0.7% | |
| Keystone Funding, Inc. | $1,895,000 | n/a | 0.6% | |
| DIRECT MORTGAGE LOANS, LLC | $1,260,000 | $1,795,000 | 42.5% | 0.6% |
| Mortgage Research Center, LLC | $2,140,000 | $1,735,000 | -18.9% | 0.6% |
| Towne Bank | $1,965,000 | $1,715,000 | -12.7% | 0.6% |
| Carrington Mortgage Services, LLC | $1,440,000 | $1,710,000 | 18.8% | 0.6% |
| Atlantic Coast Mortgage, LLC | $345,000 | $1,610,000 | 366.7% | 0.6% |
| Prosperity Home Mortgage, LLC | $1,905,000 | $1,590,000 | -16.5% | 0.5% |
| TOWER | $215,000 | $1,525,000 | 609.3% | 0.5% |
| BETTER MORTGAGE CORPORATION | $965,000 | $1,420,000 | 47.2% | 0.5% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $95,000 | $1,390,000 | 1,363.2% | 0.5% |
| DEPARTMENT OF COMMERCE | $765,000 | $1,390,000 | 81.7% | 0.5% |
| GUARANTEED RATE AFFINITY, LLC | $905,000 | $1,280,000 | 41.4% | 0.4% |
| EMM LOANS LLC | $2,775,000 | $1,210,000 | -56.4% | 0.4% |
| AgFirst Farm Credit Bank | $435,000 | $1,185,000 | 172.4% | 0.4% |
| PENTAGON FEDERAL CREDIT UNION | $615,000 | $1,180,000 | 91.9% | 0.4% |
| HOMESIDE FINANCIAL, LLC | $185,000 | $1,175,000 | 535.1% | 0.4% |
| APEX HOME LOANS, INC. | $105,000 | $1,150,000 | 995.2% | 0.4% |
| FIRST SAVINGS MORTGAGE CORPORATION | $470,000 | $1,140,000 | 142.6% | 0.4% |
| AMERICAN FINANCIAL NETWORK, INC. | $635,000 | $1,110,000 | 74.8% | 0.4% |
| NFM, INC. | $1,950,000 | $1,105,000 | -43.3% | 0.4% |
| Fulton Bank | $1,065,000 | n/a | 0.4% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $225,000 | $1,065,000 | 373.3% | 0.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $885,000 | $1,050,000 | 18.6% | 0.4% |
| MidAtlantic Farm Credit, ACA | $250,000 | $1,050,000 | 320.0% | 0.4% |
| ON Q FINANCIAL, INC. | $640,000 | $1,045,000 | 63.3% | 0.4% |
| Flagstar Bank, FSB | $1,030,000 | n/a | 0.4% | |
| Northpointe Bank | $1,025,000 | n/a | 0.4% | |
| Morgan Stanley Private Bank | $1,015,000 | n/a | 0.3% | |
| CMG MORTGAGE, INC. | $990,000 | n/a | 0.3% | |
| HOMESPIRE MORTGAGE CORPORATION | $985,000 | n/a | 0.3% | |
| InterContinental Capital Group, Inc | $115,000 | $975,000 | 747.8% | 0.3% |
| NEW DAY FINANCIAL, LLC | $1,770,000 | $970,000 | -45.2% | 0.3% |
| George Mason Mortgage, LLC | $1,790,000 | $955,000 | -46.6% | 0.3% |
| VILLAGE CAPITAL & INVESTMENT LLC | $355,000 | $940,000 | 164.8% | 0.3% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $905,000 | n/a | 0.3% | |
| TOWNE MORTGAGE COMPANY | $5,115,000 | $885,000 | -82.7% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $155,000 | $760,000 | 390.3% | 0.3% |
| SWBC MORTGAGE CORPORATION | $460,000 | $755,000 | 64.1% | 0.3% |
| SEVERN SAVINGS BANK, FSB DBA SEVERN BANK | $145,000 | $750,000 | 417.2% | 0.3% |
| SUN WEST MORTGAGE COMPANY, INC. | $325,000 | $750,000 | 130.8% | 0.3% |
| Chicago Mortgage Solutions LLC | $735,000 | n/a | 0.3% | |
| EQUITY RESOURCES, INC. | $680,000 | $730,000 | 7.4% | 0.2% |
| The Federal Savings Bank | $390,000 | $725,000 | 85.9% | 0.2% |
| TD Bank | $715,000 | n/a | 0.2% | |
| Paramount Residential Mortgage Group, Inc. | $705,000 | n/a | 0.2% | |
| USAA Federal Savings Bank | $1,260,000 | $685,000 | -45.6% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $420,000 | $670,000 | 59.5% | 0.2% |
| NETWORK CAPITAL FUNDING CORPORATION | $605,000 | n/a | 0.2% | |
| Gateway First Bank | $580,000 | n/a | 0.2% | |
| Sandy Spring Bank | $125,000 | $565,000 | 352.0% | 0.2% |
| Vellum Mortgage, Inc. | $545,000 | n/a | 0.2% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $710,000 | $510,000 | -28.2% | 0.2% |
| BROKER SOLUTIONS, INC. | $280,000 | $505,000 | 80.4% | 0.2% |
| Wyndham Capital Mortgage, Inc. | $355,000 | $495,000 | 39.4% | 0.2% |
| Presidential Bank, FSB | $490,000 | n/a | 0.2% | |
| NATIONS DIRECT MORTGAGE, LLC | $450,000 | n/a | 0.2% | |
| TJC Mortgage, Inc. | $1,190,000 | $440,000 | -63.0% | 0.2% |
| UNIVERSAL MORTGAGE & FINANCE, INC. | $420,000 | n/a | 0.1% | |
| RELIANCE FIRST CAPITAL, LLC | $165,000 | $415,000 | 151.5% | 0.1% |
| Bank of England | $410,000 | n/a | 0.1% | |
| Ameris Bank | $700,000 | $405,000 | -42.1% | 0.1% |
| EagleBank | $310,000 | $400,000 | 29.0% | 0.1% |
| NJ LENDERS CORP. | $395,000 | n/a | 0.1% | |
| Meridian Bank Corporation | $550,000 | $390,000 | -29.1% | 0.1% |
| CLEARPATH LENDING | $450,000 | $370,000 | -17.8% | 0.1% |
| Citizens Bank | $1,705,000 | $365,000 | -78.6% | 0.1% |
| Congressional Bank | $360,000 | n/a | 0.1% | |
| CHURCHILL MORTGAGE CORPORATION | $350,000 | n/a | 0.1% | |
| First Mortgage Solutions, LLC | $345,000 | n/a | 0.1% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $420,000 | $335,000 | -20.2% | 0.1% |
| The Huntington National Bank | $335,000 | n/a | 0.1% | |
| INTERCOASTAL MORTGAGE COMPANY | $410,000 | $315,000 | -23.2% | 0.1% |
| Univest Bank and Trust Co. | $315,000 | n/a | 0.1% | |
| The Freedom Bank of Virginia | $205,000 | $305,000 | 48.8% | 0.1% |
| UNION HOME MORTGAGE CORP. | $305,000 | n/a | 0.1% | |
| MORIA DEVELOPMENT, INC. | $105,000 | $290,000 | 176.2% | 0.1% |
| Capital Bank | $285,000 | n/a | 0.1% | |
| Bank-Fund Staff Federal Credit Union | $665,000 | $275,000 | -58.6% | 0.1% |
| DAS Acquisition Company, LLC | $275,000 | n/a | 0.1% | |
| OCEANSIDE MORTGAGE COMPANY | $195,000 | $265,000 | 35.9% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $260,000 | n/a | 0.1% | |
| AMERICAN FINANCING CORPORATION | $255,000 | n/a | 0.1% | |
| Citibank | $255,000 | n/a | 0.1% | |
| Plains Commerce Bank | $255,000 | n/a | 0.1% | |
| SIRVA MORTGAGE, INC. | $255,000 | n/a | 0.1% | |
| SOFI LENDING CORP. | $255,000 | n/a | 0.1% | |
| The Farmers Bank of Willards | $255,000 | n/a | 0.1% | |
| Waterstone Mortgage Corporation | $690,000 | $245,000 | -64.5% | 0.1% |
| Low VA Rates, LLC | $235,000 | n/a | 0.1% | |
| Northwest Federal Credit Union | $235,000 | n/a | 0.1% | |
| WesBanco Bank, Inc. | $520,000 | $235,000 | -54.8% | 0.1% |
| Wilmington Savings Fund Society, FSB | $320,000 | $235,000 | -26.6% | 0.1% |
| Prime Choice Funding Inc. | $225,000 | n/a | 0.1% | |
| STEARNS LENDING, LLC | $515,000 | $225,000 | -56.3% | 0.1% |
| Texana Bank | $225,000 | n/a | 0.1% | |
| 1ST PREFERENCE MORTGAGE CORP. | $105,000 | $215,000 | 104.8% | 0.1% |
| FINANCE OF AMERICA MORTGAGE LLC | $205,000 | n/a | 0.1% | |
| GUILD MORTGAGE COMPANY | $205,000 | n/a | 0.1% | |
| U.S. Bank | $395,000 | $200,000 | -49.4% | 0.1% |
| 1ST FINANCIAL, INC. | $195,000 | n/a | 0.1% | |
| Colten Mortgage, LLC | $195,000 | n/a | 0.1% | |
| PLANET HOME LENDING, LLC | $1,190,000 | $190,000 | -84.0% | 0.1% |
| Atlantic Home Loans, Inc. | $185,000 | n/a | 0.1% | |
| FBC MORTGAGE, LLC | $145,000 | $185,000 | 27.6% | 0.1% |
| POLARIS HOME FUNDING CORP. | $185,000 | n/a | 0.1% | |
| Victorian Finance, LLC | $185,000 | n/a | 0.1% | |
| AmeriHome Mortgage Company, LLC | $235,000 | $175,000 | -25.5% | 0.1% |
| BAYSHORE MORTGAGE FUNDING, LLC | $165,000 | n/a | 0.1% | |
| EDUCATIONAL SYSTEMS | $210,000 | $165,000 | -21.4% | 0.1% |
| Financial Freedom Mortgage, LLC | $165,000 | n/a | 0.1% | |
| MISSION MORTGAGE LLC | $165,000 | n/a | 0.1% | |
| Equity Prime Mortgage LLC | $155,000 | n/a | 0.1% | |
| HomePromise Corporation | $155,000 | n/a | 0.1% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $885,000 | $145,000 | -83.6% | 0.0% |
| FIRST FINANCIAL OF MARYLAND | $145,000 | n/a | 0.0% | |
| First Guaranty Mortgage Corporation | $300,000 | $145,000 | -51.7% | 0.0% |
| Magnolia Bank | $165,000 | $145,000 | -12.1% | 0.0% |
| ZILLOW HOME LOANS, LLC | $145,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $140,000 | n/a | 0.0% | |
| First Heritage Mortgage, LLC | $135,000 | n/a | 0.0% | |
| First National Bank of America | $85,000 | $135,000 | 58.8% | 0.0% |
| LENDERFI, INC. | $365,000 | $135,000 | -63.0% | 0.0% |
| NASA Federal Credit Union | $135,000 | n/a | 0.0% | |
| Signal Financial Federal Credit Union | $135,000 | n/a | 0.0% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $135,000 | n/a | 0.0% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $740,000 | $125,000 | -83.1% | 0.0% |
| Mid-Continent Funding, Inc. | $125,000 | n/a | 0.0% | |
| RESIDENTIAL HOME FUNDING CORP. | $125,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $120,000 | n/a | 0.0% | |
| Metro City Bank | $115,000 | n/a | 0.0% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $110,000 | $115,000 | 4.5% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $105,000 | n/a | 0.0% | |
| DEL-ONE FEDERAL CREDIT UNION | $85,000 | n/a | 0.0% | |
| First Shore Federal Savings and Loan Association | $130,000 | $80,000 | -38.5% | 0.0% |
| TIDEMARK FEDERAL CREDIT UNION | $145,000 | $75,000 | -48.3% | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $55,000 | n/a | 0.0% | |
| Baxter Credit Union | $55,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $45,000 | n/a | 0.0% | |
| 21ST MORTGAGE CORPORATION | $35,000 | $35,000 | 0.0% | 0.0% |
| AMERICAN ADVISORS GROUP | $35,000 | n/a | 0.0% | |
| Mid-Atlantic Federal Credit Union | $65,000 | $35,000 | -46.2% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $15,000 | $25,000 | 66.7% | 0.0% |
Cambridge's top lender by overall market share is QUICKEN LOANS, LLC, with 10.2% market share. In second place, with 7.4%, is HOME POINT FINANCIAL CORPORATION, having originated $21,760,000 in loans. In third place, with 4.5%, is FIRST HOME MORTGAGE CORPORATION, having originated $13,265,000 in loans. In third place, with 3.3%, is SOUTHERN TRUST MORTGAGE, LLC, having originated $9,680,000 in loans. In third place, with 3.2%, is MCLEAN MORTGAGE CORPORATION, having originated $9,390,000 in loans.
Cambridge, MD Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 592 | $147,170,000 | $248,598 |
| Refi | 439 | $90,795,000 | $206,822 |
| Cash Out Refi | 242 | $48,290,000 | $199,545 |
| Other | 27 | $3,765,000 | $139,444 |
| Home Improvement | 17 | $2,205,000 | $129,706 |
Cambridge's most frequently cited loan purpose was Home Purchase, with 592 originations. The 2nd most popular reason was Refi, with 439 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 512 | $119,170,000 | $232,754 |
| 3-4% | 443 | $94,015,000 | $212,223 |
| <2.5% | 222 | $51,050,000 | $229,955 |
| 4-5% | 42 | $7,860,000 | $187,143 |
| 5-6% | 10 | $1,090,000 | $109,000 |
| Over 8% | 5 | $415,000 | $83,000 |
| 6-7% | 3 | $95,000 | $31,667 |
| 7-8% | 3 | $245,000 | $81,667 |
During 2021, Cambridge's most frequently originated rate bucket was 2.5-3%, with 512 originations.
Loan Sizing (Cambridge, MD MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 560 | $150,620,000 | $268,964 |
| $100k-200k | 535 | $80,465,000 | $150,402 |
| $100,000 or less | 131 | $9,015,000 | $68,817 |
| $400k-600k | 71 | $34,515,000 | $486,127 |
| $600k-1000k | 15 | $10,925,000 | $728,333 |
| $Over $1MM | 5 | $6,685,000 | $1,337,000 |
Cambridge's loan sizing saw the bucket of loans from $200k-400k with 560 originations, totaling $150,620,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 538 | $126,700,000 | $235,502 |
| 60-80% | 401 | $95,285,000 | $237,618 |
| 40-60% | 152 | $29,010,000 | $190,855 |
| 20-40% | 64 | $8,500,000 | $132,813 |
| Under 20% | 26 | $1,210,000 | $46,538 |
| Over 100% | 20 | $5,780,000 | $289,000 |
Cambridge's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 538 originations, totaling $126,700,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Cambridge (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $199,450 (14.0%) | $322,750 (25.9%) | 0.00 | 211 |
| 2018-02-01 | $202,450 (12.5%) | $323,558 (23.2%) | 0.00 | 216 |
| 2018-03-01 | $210,000 (9.4%) | $327,008 (23.3%) | 0.00 | 217 |
| 2018-04-01 | $212,450 (9.0%) | $304,877 (1.9%) | 0.00 | 222 |
| 2018-05-01 | $219,450 (10.0%) | $307,294 (2.1%) | 0.00 | 243 |
| 2018-06-01 | $225,000 (12.6%) | $313,098 (3.9%) | 0.00 | 250 |
| 2018-07-01 | $230,995 (7.4%) | $313,531 (5.1%) | 0.00 | 247 |
| 2018-08-01 | $225,000 (7.7%) | $311,461 (5.3%) | 0.00 | 252 |
| 2018-09-01 | $229,000 (4.1%) | $282,112 (-15.9%) | 0.00 | 247 |
| 2018-10-01 | $239,575 (5.6%) | $304,715 (-8.7%) | 0.00 | 236 |
| 2018-11-01 | $239,250 (14.5%) | $328,780 (3.5%) | 0.00 | 225 |
| 2018-12-01 | $225,000 (9.8%) | $330,372 (2.1%) | 0.00 | 213 |
| 2019-01-01 | $214,000 (7.3%) | $316,353 (-2.0%) | 0.00 | 196 |
| 2019-02-01 | $207,450 (2.5%) | $315,454 (-2.5%) | 0.00 | 208 |
| 2019-03-01 | $202,086 (-3.8%) | $308,918 (-5.5%) | 0.00 | 217 |
| 2019-04-01 | $207,500 (-2.3%) | $301,819 (-1.0%) | 0.00 | 234 |
| 2019-05-01 | $210,000 (-4.3%) | $300,386 (-2.3%) | 0.00 | 247 |
| 2019-06-01 | $229,000 (1.8%) | $306,751 (-2.0%) | 0.00 | 245 |
| 2019-07-01 | $229,000 (-0.9%) | $309,129 (-1.4%) | 0.00 | 244 |
| 2019-08-01 | $233,471 (3.8%) | $309,431 (-0.7%) | 0.00 | 228 |
| 2019-09-01 | $225,971 (-1.3%) | $307,634 (9.1%) | 0.00 | 219 |
| 2019-10-01 | $226,950 (-5.3%) | $311,133 (2.1%) | 0.00 | 217 |
| 2019-11-01 | $239,900 (0.3%) | $336,842 (2.5%) | 0.00 | 213 |
| 2019-12-01 | $225,000 (0.0%) | $330,679 (0.1%) | 0.00 | 197 |
| 2020-01-01 | $220,000 (2.8%) | $328,794 (3.9%) | 0.00 | 185 |
| 2020-02-01 | $220,000 (6.1%) | $323,581 (2.6%) | 0.00 | 180 |
| 2020-03-01 | $232,450 (15.0%) | $323,593 (4.8%) | 0.00 | 194 |
| 2020-04-01 | $224,900 (8.4%) | $310,946 (3.0%) | 0.00 | 186 |
| 2020-05-01 | $229,900 (9.5%) | $309,474 (3.0%) | 0.00 | 179 |
| 2020-06-01 | $232,200 (1.4%) | $324,834 (5.9%) | 0.00 | 160 |
| 2020-07-01 | $239,000 (4.4%) | $332,522 (7.6%) | 0.00 | 139 |
| 2020-08-01 | $230,000 (-1.5%) | $302,996 (-2.1%) | 0.00 | 135 |
| 2020-09-01 | $209,450 (-7.3%) | $298,229 (-3.1%) | 0.00 | 132 |
| 2020-10-01 | $244,900 (7.9%) | $415,073 (33.4%) | 0.00 | 134 |
| 2020-11-01 | $235,000 (-2.0%) | $434,583 (29.0%) | 0.00 | 127 |
| 2020-12-01 | $227,000 (0.9%) | $463,978 (40.3%) | 0.00 | 103 |
| 2021-01-01 | $237,990 (8.2%) | $483,883 (47.2%) | 0.00 | 88 |
| 2021-02-01 | $248,700 (13.1%) | $517,678 (60.0%) | 0.00 | 82 |
| 2021-03-01 | $244,450 (5.2%) | $562,011 (73.7%) | 0.00 | 72 |
| 2021-04-01 | $278,945 (24.0%) | $578,385 (86.0%) | 0.00 | 68 |
| 2021-05-01 | $305,000 (32.7%) | $587,603 (89.9%) | 0.00 | 80 |
| 2021-06-01 | $312,450 (34.6%) | $601,127 (85.1%) | 0.00 | 86 |
| 2021-07-01 | $297,500 (24.5%) | $551,906 (66.0%) | 0.00 | 105 |
| 2021-08-01 | $292,450 (27.2%) | $477,015 (57.4%) | 0.00 | 104 |
| 2021-09-01 | $299,700 (43.1%) | $484,098 (62.3%) | 0.00 | 107 |
| 2021-10-01 | $305,000 (24.5%) | $362,550 (-12.7%) | 0.00 | 109 |
| 2021-11-01 | $299,900 (27.6%) | $384,480 (-11.5%) | 0.00 | 107 |
| 2021-12-01 | $299,000 (31.7%) | $366,198 (-21.1%) | 0.00 | 104 |
| 2022-01-01 | $299,000 (25.6%) | $363,382 (-24.9%) | 0.00 | 87 |
| 2022-02-01 | $299,450 (20.4%) | $339,732 (-34.4%) | 0.00 | 77 |
| 2022-03-01 | $289,950 (18.6%) | $329,737 (-41.3%) | 0.00 | 94 |
| 2022-04-01 | $275,900 (-1.1%) | $324,830 (-43.8%) | 0.00 | 112 |
| 2022-05-01 | $294,000 (-3.6%) | $334,109 (-43.1%) | 0.00 | 121 |
Cambridge's median listing price comes in at 0% of the national average.
Cambridge's average listing price for 2022-05-01 was $334,109, a difference of $-253,494 (-43.1%) versus the prior year and $9,279 versus the prior month.
For the 2022-05-01 period, Cambridge had 121 MLS listings, a difference of 9 listings (8%) versus the prior month and 41 listings (51%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Cambridge (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,705 sqft |
| 2018-02-01 | 0 days | 1,686 sqft |
| 2018-03-01 | 0 days | 1,696 sqft |
| 2018-04-01 | 0 days | 1,686 sqft |
| 2018-05-01 | 0 days | 1,696 sqft |
| 2018-06-01 | 0 days | 1,696 sqft |
| 2018-07-01 | 0 days | 1,695 sqft |
| 2018-08-01 | 0 days | 1,673 sqft |
| 2018-09-01 | 0 days | 1,694 sqft |
| 2018-10-01 | 0 days | 1,784 sqft |
| 2018-11-01 | 0 days | 1,796 sqft |
| 2018-12-01 | 0 days | 1,810 sqft |
| 2019-01-01 | 0 days | 1,805 sqft |
| 2019-02-01 | 0 days | 1,824 sqft |
| 2019-03-01 | 0 days | 1,779 sqft |
| 2019-04-01 | 0 days | 1,724 sqft |
| 2019-05-01 | 0 days | 1,688 sqft |
| 2019-06-01 | 0 days | 1,720 sqft |
| 2019-07-01 | 0 days | 1,720 sqft |
| 2019-08-01 | 0 days | 1,738 sqft |
| 2019-09-01 | 0 days | 1,738 sqft |
| 2019-10-01 | 0 days | 1,743 sqft |
| 2019-11-01 | 0 days | 1,792 sqft |
| 2019-12-01 | 0 days | 1,738 sqft |
| 2020-01-01 | 0 days | 1,747 sqft |
| 2020-02-01 | 0 days | 1,738 sqft |
| 2020-03-01 | 0 days | 1,792 sqft |
| 2020-04-01 | 0 days | 1,792 sqft |
| 2020-05-01 | 0 days | 1,744 sqft |
| 2020-06-01 | 0 days | 1,744 sqft |
| 2020-07-01 | 0 days | 1,773 sqft |
| 2020-08-01 | 0 days | 1,732 sqft |
| 2020-09-01 | 0 days | 1,675 sqft |
| 2020-10-01 | 0 days | 1,746 sqft |
| 2020-11-01 | 0 days | 1,729 sqft |
| 2020-12-01 | 0 days | 1,670 sqft |
| 2021-01-01 | 0 days | 1,737 sqft |
| 2021-02-01 | 0 days | 1,751 sqft |
| 2021-03-01 | 0 days | 1,721 sqft |
| 2021-04-01 | 0 days | 1,628 sqft |
| 2021-05-01 | 0 days | 1,816 sqft |
| 2021-06-01 | 0 days | 1,735 sqft |
| 2021-07-01 | 0 days | 1,740 sqft |
| 2021-08-01 | 0 days | 1,711 sqft |
| 2021-09-01 | 0 days | 1,643 sqft |
| 2021-10-01 | 0 days | 1,647 sqft |
| 2021-11-01 | 0 days | 1,613 sqft |
| 2021-12-01 | 0 days | 1,655 sqft |
| 2022-01-01 | 0 days | 1,662 sqft |
| 2022-02-01 | 0 days | 1,595 sqft |
| 2022-03-01 | 0 days | 1,584 sqft |
| 2022-04-01 | 0 days | 1,600 sqft |
| 2022-05-01 | 0 days | 1,580 sqft |
Cambridge's median square footage for active listings during the 2022-05-01 period was 1,580 sqft. One year prior, the average listing was 1,816 sqft.
