Mineola Community Bank S.s.b. Mortgage Rates, Fees & Info
Mineola, TXLEI: 54930067OMWEWTHVDO95
Tax ID: 75-0440734
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Mineola Community Bank S.s.b. is a smaller bank specializing in Home Purchase and Cash Out Refi loans. Mineola Community Bank S.s.b. has a high proportion of conventional loans. Their top markets by origination volume include: Dallas, Tyler, Jacksonville, Corsicana, and Palestine among others. We have data for 9 markets. (Some data included below & more in-depth data is available with an active subscription.)Mineola Community Bank S.s.b. has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
124Origination Dollar Volume (All Markets)
$31,230,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 75 | $13,585,000 | $181,133 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 19 | $10,495,000 | $552,368 | $0 | 0.00% |
| TYLER, TX (FHA|USDA|VA) | 24 | $5,920,000 | $246,667 | $0 | 0.00% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 0.00% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 0.00% |
| Palestine, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 0.00% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 0.00% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 0.00% |
| Athens, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 124 | $31,230,000 | $251,855 | $0 | 0.00% |
For 2022, Mineola Community Bank S.s.b.'s most frequently originated type of loan was Conventional, with 124 originations.
Loan Reason
For 2022, Mineola Community Bank S.s.b.'s most frequently cited loan purpose was Home Purchase, with 68 originations. The 2nd most popular reason was Cash Out Refi, with 22 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 124 | $31,230,000 | $251,855 | $0 | 0.00% |
For 2022, Mineola Community Bank S.s.b.'s most frequently cited loan duration was Other, with 124 originations.
Loan Sizing
2022 saw Mineola Community Bank S.s.b. place emphasis on $200k-400k loans with 49 originations, totaling $13,345,000 in origination value.
Applicant Income
Mineola Community Bank S.s.b. lent most frequently to those with incomes in the $100k-150k range, with 30 originations. The second most popular income band? $75k-100k, with 23 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 124 | $31,230,000 | $251,855 | $0 | 0.00% |
Mineola Community Bank S.s.b. lent most frequently to those with DTI ratios of Exempt%, with 124 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications85.19%
Mineola Community Bank S.s.b. has an average approval rate.
Pick Rate
Approvals leading to origination70.16%
Mineola Community Bank S.s.b. has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 124 | $31,230,000 | $251,855 |