Jacksonville Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Jacksonville averaged 7.08% for the week of 2024-03-21, compared to the national average of 6.87% for the same period.

The average rate for the prior week (2024-03-14) was 6.75% and one month ago for the week of 2024-02-15, the average rate was 6.78%.

Jacksonville's average rate one year ago was 6.81%.

For refis of the same type during the week of 2024-03-21, the average rate was 6.77%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-03-21 6.87%
Jacksonville 30 Year Fixed Rate 2024-03-21 7.08%
Jacksonville 30 Year Fixed Rate Refi 2024-03-21 6.77%
Jacksonville 15 Year Fixed Rate 2024-03-21 6.21%
Jacksonville 15 Year Fixed Rate Refi 2024-03-21 6.51%
Jacksonville 30 Year FHA 2024-03-21 6.8%
Jacksonville 30 Year FHA Refi 2024-03-21 6.9%
Jacksonville 30 Year USDA 2024-03-21 6.77%
Jacksonville 30 Year USDA Refi 2024-03-21 6.87%
Jacksonville 30 Year VA 2024-03-21 6.34%
Jacksonville 30 Year VA Refi 2024-03-21 6.64%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Jacksonville, TX.

Jacksonville Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Jacksonville, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
QUICKEN LOANS, LLC 37 6.80% $7,480
Austin Bank, Texas 29 6.78% $3,697
ALTRA 14 6.95% $6,062
CMG MORTGAGE, INC. 9 6.87% $7,825
UNITED WHOLESALE MORTGAGE, LLC 9 6.94% $6,990
Southside Bank 7 7.36% $4,181
MORTGAGE FINANCIAL SERVICES, LLC 6 6.83% $10,122
Prosperity Bank 6 6.54% $3,780
Texas Mortgage Lending, LLC 4 6.81% $5,659
KELLY COMMUNITY FEDERAL CREDIT UNION 4 6.06% $2,928
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 4 7.59% $8,166
AMCAP MORTGAGE, LTD. 4 7.25% $14,383
21ST MORTGAGE CORPORATION 4 7.98% $6,636
VeraBank 3 6.58% $1,907
GUARANTEED RATE, INC. 3 6.57% $11,359
Flagstar Bank, FSB 3 6.71% $6,886
CARDINAL FINANCIAL 2 7.50% $8,291
AMERISAVE MORTGAGE CORPORATION 2 7.00% $4,972
BancorpSouth 2 6.76% $5,562
BOKF 2 6.50% $5,319
Commercial Bank of Texas 2 7.25% $3,382
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 7.25% $5,841
HALLMARK HOME MORTGAGE, LLC 2 7.38% $9,416
INTEGRITY MORTGAGE CORPORATION OF TEXAS 2 6.68% $10,434
JPMorgan Chase Bank 2 7.88% $3,659
LOANDEPOT.COM, LLC 2 7.68% $4,655
MID AMERICA MORTGAGE, INC. 2 7.19% $25,511
Mr. Cooper ( Nationstar Mortgage ) 2 6.74% $11,201
NAVY FEDERAL CREDIT UNION 2 5.56% $10,922
Neighborhood Loans, Inc. 2 7.75% $7,220
NEWREZ LLC 2 7.00% $5,690
SFMC, LP 2 7.31% $7,539
U.S. Bank 2 7.25% $3,514
VANDERBILT MORTGAGE AND FINANCE, INC. 2 8.12% $6,280
LEGEND LENDING CORPORATION 1 7.25% $5,461
LHM FINANCIAL CORPORATION 1 6.63% $5,325
UNION HOME MORTGAGE CORP. 1 5.50% $14,357
LOANPAL, LLC 1 6.50% $11,287
MANN FINANCIAL INC. 1 6.75% $4,493
MEMBER FIRST MORTGAGE, LLC 1 5.88% $5,847
ATLANTA POSTAL 1 6.63% $4,241
CROSSCOUNTRY MORTGAGE, LLC 1 6.88% $12,833
Mortgage Research Center, LLC 1 6.50% $2,187
ZILLOW HOME LOANS, LLC 1 6.63% $5,830
Zions Bank 1 5.75% $3,421
NBKC BANK 1 6.63% $5,348
AMERICAN FINANCING CORPORATION 1 6.13% $6,071
Waterstone Mortgage Corporation 1 7.25% $5,311
NTFN, INC. 1 7.00% $4,731
Paramount Residential Mortgage Group, Inc. 1 5.88% $15,599
Plains Commerce Bank 1 6.88% $10,551
PNC Bank 1 7.88% $2,845
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.88% $4,045
CHURCHILL MORTGAGE CORPORATION 1 6.38% $8,262
Century Mortgage Company DBA Century Lending Company 1 7.38% $6,895
Quontic Bank 1 9.50% $10,515
RANDOLPH-BROOKS 1 6.63% $1,120
Raymond James Bank 1 5.13% $2,523
RED RIVER EMPLOYEES 1 7.88% $8,291
ROYAL UNITED MORTGAGE LLC 1 7.50% $4,270
SECURITY SERVICE 1 5.88% $2,572
Servion, Inc. 1 6.88% $5,108
WILLOW BEND MORTGAGE COMPANY, LLC 1 6.88% $6,945
Carrington Mortgage Services, LLC 1 5.88% $11,594
SWBC MORTGAGE CORPORATION 1 8.63% $4,596
T2 FINANCIAL LLC 1 6.88% $15,705
Telco Plus Credit Union 1 3.24% $0
Baxter Credit Union 1 6.88% $3,378
EVERETT FINANCIAL, INC. 1 6.88% $7,321
Extraco Banks 1 5.88% $15,538
TEXAS TRUST 1 7.63% $2,838
First United Bank and Trust Company 1 7.38% $12,735
Equity Prime Mortgage LLC 1 8.13% $5,724
Florida Capital Bank 1 6.38% $26,801
GENEVA FINANCIAL, LLC 1 6.38% $6,342
ENVOY MORTGAGE, LTD 1 6.88% $12,296
THRIVE MORTGAGE, LLC 1 6.50% $6,575
EASTMAN 1 5.25% $3,469
TOTAL MORTGAGE SERVICES, LLC 1 6.50% $8,998
Towne Bank 1 6.25% $3,025
DIRECT MORTGAGE LOANS, LLC 1 7.38% $12,058

Jacksonville Average Closing Costs & Other Stats

Jacksonville, TX's 81 lenders originated 707 loans during 2023. The total origination value was $161,075,000, with an average loan value of $227,829.

Jacksonville's average closing costs are $5,532.

The top Jacksonville lender as defined by loan originations is QUICKEN LOANS, LLC, with 37 loans originated. Their average total fees are $7,480, which is $3,783 higher than the next largest lender, Austin Bank, Texas.

The lowest fee Jacksonville lenders (with over 10 loans originated) are Austin Bank, Texas ($3,697), ALTRA ($6,062), QUICKEN LOANS, LLC ($7,480), .

The lowest rate Jacksonville lenders (with over 10 loans originated) are Austin Bank, Texas (6.78%), QUICKEN LOANS, LLC (6.80%), ALTRA (6.95%), .

Jacksonville, TX Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Austin Bank, Texas $29,425,000 $22,620,000 -23.1% 14.0%
QUICKEN LOANS, LLC $15,335,000 $10,930,000 -28.7% 6.8%
Texas National Bank of Jacksonville $7,520,000 $10,470,000 39.2% 6.5%
ALTRA $10,215,000 $8,950,000 -12.4% 5.6%
21ST MORTGAGE CORPORATION $6,065,000 $6,905,000 13.8% 4.3%
UNITED WHOLESALE MORTGAGE, LLC $6,430,000 $6,330,000 -1.6% 3.9%
CMG MORTGAGE, INC. $6,795,000 $5,280,000 -22.3% 3.3%
Mortgage Research Center, LLC $2,535,000 $4,815,000 89.9% 3.0%
VeraBank $5,025,000 $3,695,000 -26.5% 2.3%
Prosperity Bank $7,915,000 $3,610,000 -54.4% 2.2%
MORTGAGE FINANCIAL SERVICES, LLC $2,520,000 $2,935,000 16.5% 1.8%
First State Bank $2,245,000 n/a 1.4%
GUARANTEED RATE, INC. $1,830,000 $2,050,000 12.0% 1.3%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $1,355,000 $2,035,000 50.2% 1.3%
AMCAP MORTGAGE, LTD. $370,000 $1,880,000 408.1% 1.2%
Citizens 1st Bank $1,725,000 $1,700,000 -1.4% 1.1%
Bank of America $135,000 $1,680,000 1,144.4% 1.0%
BancorpSouth $2,140,000 $1,675,000 -21.7% 1.0%
UBank $1,070,000 $1,665,000 55.6% 1.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,220,000 $1,455,000 -34.5% 0.9%
SOUTHWEST STAGE FUNDING, LLC $285,000 $1,390,000 387.7% 0.9%
HALLMARK HOME MORTGAGE, LLC $1,355,000 n/a 0.8%
UNITED BUILT HOMES, L.L.C. $1,355,000 n/a 0.8%
KELLY COMMUNITY FEDERAL CREDIT UNION $175,000 $1,320,000 654.3% 0.8%
Florida Capital Bank $1,315,000 n/a 0.8%
CARDINAL FINANCIAL $2,610,000 $1,235,000 -52.7% 0.8%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,695,000 $1,215,000 -28.3% 0.8%
GUILD MORTGAGE COMPANY $955,000 $1,155,000 20.9% 0.7%
Commercial Bank of Texas $2,155,000 $1,150,000 -46.6% 0.7%
Henderson Federal Savings Bank $1,150,000 n/a 0.7%
BOKF $1,135,000 n/a 0.7%
LOANDEPOT.COM, LLC $3,365,000 $1,105,000 -67.2% 0.7%
Texas Mortgage Lending, LLC $985,000 $1,050,000 6.6% 0.7%
TRIAD FINANCIAL SERVICES, INC. $1,250,000 $995,000 -20.4% 0.6%
Southside Bank $2,045,000 $980,000 -52.1% 0.6%
American State Bank $115,000 $965,000 739.1% 0.6%
EASTMAN $260,000 $950,000 265.4% 0.6%
Texas Bank and Trust Company $1,305,000 $940,000 -28.0% 0.6%
SFMC, LP $995,000 $890,000 -10.6% 0.6%
PENNYMAC LOAN SERVICES, LLC $955,000 $850,000 -11.0% 0.5%
NAVY FEDERAL CREDIT UNION $715,000 $840,000 17.5% 0.5%
Century Mortgage Company DBA Century Lending Company $790,000 n/a 0.5%
MID AMERICA MORTGAGE, INC. $745,000 $790,000 6.0% 0.5%
InterBank $1,100,000 $785,000 -28.6% 0.5%
Cooperative Teachers Credit Union $325,000 $775,000 138.5% 0.5%
Texas Bank $555,000 $725,000 30.6% 0.5%
BOM Bank $1,125,000 $705,000 -37.3% 0.4%
Zions Bank $685,000 n/a 0.4%
Paramount Residential Mortgage Group, Inc. $175,000 $645,000 268.6% 0.4%
MEMBER FIRST MORTGAGE, LLC $635,000 n/a 0.4%
UNION HOME MORTGAGE CORP. $600,000 n/a 0.4%
INTEGRITY MORTGAGE CORPORATION OF TEXAS $980,000 $595,000 -39.3% 0.4%
NEWREZ LLC $560,000 $560,000 0.0% 0.3%
PENTAGON FEDERAL CREDIT UNION $90,000 $560,000 522.2% 0.3%
Extraco Banks $545,000 n/a 0.3%
Flagstar Bank, FSB $1,425,000 $535,000 -62.5% 0.3%
NTFN, INC. $550,000 $530,000 -3.6% 0.3%
JPMorgan Chase Bank $925,000 $525,000 -43.2% 0.3%
T2 FINANCIAL LLC $145,000 $525,000 262.1% 0.3%
COUNTRYPLACE MORTGAGE, LTD. $870,000 $510,000 -41.4% 0.3%
DIRECT MORTGAGE LOANS, LLC $505,000 n/a 0.3%
Raymond James Bank $505,000 n/a 0.3%
GSB MORTGAGE, INC. $495,000 n/a 0.3%
ENVOY MORTGAGE, LTD $485,000 n/a 0.3%
LEGEND LENDING CORPORATION $485,000 n/a 0.3%
Mr. Cooper ( Nationstar Mortgage ) $1,520,000 $480,000 -68.4% 0.3%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $470,000 n/a 0.3%
Neighborhood Loans, Inc. $470,000 n/a 0.3%
ZILLOW HOME LOANS, LLC $115,000 $465,000 304.3% 0.3%
CIS Financial Services, Inc. $445,000 n/a 0.3%
EUSTIS AND AMERICAN MORTGAGE COMPANY $420,000 n/a 0.3%
U.S. Bank $470,000 $420,000 -10.6% 0.3%
Telco Plus Credit Union $940,000 $415,000 -55.9% 0.3%
USAA Federal Savings Bank $925,000 $410,000 -55.7% 0.3%
EVERETT FINANCIAL, INC. $875,000 $405,000 -53.7% 0.3%
BROKER SOLUTIONS, INC. $545,000 $395,000 -27.5% 0.2%
Credit Union of Texas $395,000 n/a 0.2%
GENEVA FINANCIAL, LLC $245,000 $380,000 55.1% 0.2%
Community Bank $375,000 n/a 0.2%
NBKC BANK $235,000 $365,000 55.3% 0.2%
Baxter Credit Union $355,000 n/a 0.2%
CROSSCOUNTRY MORTGAGE, LLC $1,025,000 $355,000 -65.4% 0.2%
First United Bank and Trust Company $415,000 $355,000 -14.5% 0.2%
Quontic Bank $355,000 n/a 0.2%
Waterstone Mortgage Corporation $355,000 n/a 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $340,000 $350,000 2.9% 0.2%
Plains Commerce Bank $350,000 n/a 0.2%
LOANPAL, LLC $145,000 $335,000 131.0% 0.2%
MANN FINANCIAL INC. $330,000 n/a 0.2%
THRIVE MORTGAGE, LLC $585,000 $325,000 -44.4% 0.2%
CREDIT HUMAN FEDERAL CREDIT UNION $500,000 $305,000 -39.0% 0.2%
Town Square Mortgage & Investments, Inc. $305,000 n/a 0.2%
AMERISAVE MORTGAGE CORPORATION $330,000 $295,000 -10.6% 0.2%
Midwest Mortgage Associates Corporation $175,000 $295,000 68.6% 0.2%
MEMBERS FIRST CREDIT UNION $275,000 n/a 0.2%
NATIONS RELIABLE LENDING, LLC $275,000 $275,000 0.0% 0.2%
TOTAL MORTGAGE SERVICES, LLC $265,000 n/a 0.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $405,000 $260,000 -35.8% 0.2%
United Heritage Credit Union $250,000 n/a 0.2%
SECURITY SERVICE $500,000 $245,000 -51.0% 0.2%
SUCCESS MORTGAGE PARTNERS, INC. $240,000 n/a 0.1%
Guaranty Bank & Trust, N.A. $115,000 $235,000 104.3% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $240,000 $235,000 -2.1% 0.1%
WILLOW BEND MORTGAGE COMPANY, LLC $235,000 n/a 0.1%
Carrington Mortgage Services, LLC $225,000 n/a 0.1%
CSL Financial, LLC $315,000 $225,000 -28.6% 0.1%
TEXAS TECH $225,000 n/a 0.1%
Third Coast Bank SSB $225,000 n/a 0.1%
Gateway First Bank $1,180,000 $220,000 -81.4% 0.1%
Nations Lending Corporation $215,000 n/a 0.1%
Equity Prime Mortgage LLC $410,000 $210,000 -48.8% 0.1%
RED RIVER EMPLOYEES $205,000 n/a 0.1%
TIB The Independent Bankersbank $335,000 $205,000 -38.8% 0.1%
The First National Bank of Hughes Springs $510,000 $200,000 -60.8% 0.1%
PLAZA HOME MORTGAGE, INC. $195,000 n/a 0.1%
TEXAS TRUST $195,000 n/a 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $255,000 $185,000 -27.5% 0.1%
RANDOLPH-BROOKS $775,000 $180,000 -76.8% 0.1%
CHURCHILL MORTGAGE CORPORATION $420,000 $175,000 -58.3% 0.1%
Ixonia Bank $165,000 n/a 0.1%
NEW DAY FINANCIAL, LLC $165,000 n/a 0.1%
PNC Bank $790,000 $165,000 -79.1% 0.1%
Servion, Inc. $165,000 n/a 0.1%
LHM FINANCIAL CORPORATION $155,000 n/a 0.1%
ATLANTA POSTAL $145,000 n/a 0.1%
Mid-Continent Funding, Inc. $145,000 n/a 0.1%
EAST TEXAS PROFESSIONAL Credit Union $2,145,000 $140,000 -93.5% 0.1%
DEEPHAVEN MORTGAGE LLC $135,000 n/a 0.1%
HOMESIDE FINANCIAL, LLC $195,000 $135,000 -30.8% 0.1%
Simmons Bank $135,000 n/a 0.1%
Discover Bank $35,000 $130,000 271.4% 0.1%
AMERICAN HERITAGE LENDING, INC. $135,000 $125,000 -7.4% 0.1%
ASPIRE FINANCIAL, INC. $620,000 $125,000 -79.8% 0.1%
Regions Bank $1,270,000 $125,000 -90.2% 0.1%
Towne Bank $125,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $790,000 $115,000 -85.4% 0.1%
FINANCE OF AMERICA REVERSE LLC $115,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $535,000 $110,000 -79.4% 0.1%
MOUNTAIN WEST FINANCIAL, INC. $105,000 n/a 0.1%
BETTER MORTGAGE CORPORATION $450,000 $95,000 -78.9% 0.1%
HOUSTON TEXAS FIRE FIGHTERS $95,000 n/a 0.1%
SWBC MORTGAGE CORPORATION $85,000 n/a 0.1%
AB COMMUNITY INVESTMENT COMPANY $155,000 $75,000 -51.6% 0.0%
United Community Bank $65,000 n/a 0.0%
EECU $45,000 n/a 0.0%
First National Bank of East Texas $580,000 $45,000 -92.2% 0.0%
VELOCITY Credit Union $35,000 n/a 0.0%

Jacksonville's top lender by overall market share is Austin Bank, Texas, with 14.0% market share. In second place, with 6.8%, is QUICKEN LOANS, LLC, having originated $10,930,000 in loans. In third place, with 6.5%, is Texas National Bank of Jacksonville, having originated $10,470,000 in loans. In fourth place, with 5.6%, is ALTRA, having originated $8,950,000 in loans. In fifth place, with 4.3%, is 21ST MORTGAGE CORPORATION, having originated $6,905,000 in loans.


Jacksonville Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Jacksonville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $212,225 (11.0%) $296,930 (12.1%) 0.00 177
2018-02-01 $209,500 (7.6%) $311,820 (19.0%) 0.00 182
2018-03-01 $227,450 (3.9%) $317,900 (8.7%) 0.00 186
2018-04-01 $228,200 (-2.9%) $323,386 (8.2%) 0.00 183
2018-05-01 $235,250 (-5.2%) $328,140 (7.5%) 0.00 180
2018-06-01 $244,000 (-5.6%) $330,249 (1.8%) 0.00 185
2018-07-01 $244,500 (-0.2%) $315,751 (-0.6%) 0.00 204
2018-08-01 $240,500 (7.9%) $308,280 (2.5%) 0.00 202
2018-09-01 $237,000 (16.0%) $313,319 (9.4%) 0.00 198
2018-10-01 $236,550 (20.5%) $299,936 (6.0%) 0.00 184
2018-11-01 $235,000 (17.9%) $310,022 (9.8%) 0.00 191
2018-12-01 $235,000 (10.0%) $310,749 (7.2%) 0.00 184
2019-01-01 $231,900 (9.3%) $309,476 (4.2%) 0.00 180
2019-02-01 $229,250 (9.4%) $315,877 (1.3%) 0.00 172
2019-03-01 $234,957 (3.3%) $315,702 (-0.7%) 0.00 179
2019-04-01 $242,207 (6.1%) $310,222 (-4.1%) 0.00 196
2019-05-01 $249,700 (6.1%) $342,645 (4.4%) 0.00 207
2019-06-01 $249,900 (2.4%) $348,351 (5.5%) 0.00 200
2019-07-01 $241,818 (-1.1%) $347,683 (10.1%) 0.00 180
2019-08-01 $244,918 (1.8%) $350,176 (13.6%) 0.00 176
2019-09-01 $247,495 (4.4%) $346,382 (10.6%) 0.00 165
2019-10-01 $249,600 (5.5%) $346,625 (15.6%) 0.00 153
2019-11-01 $243,000 (3.4%) $338,927 (9.3%) 0.00 158
2019-12-01 $239,173 (1.8%) $326,085 (4.9%) 0.00 168
2020-01-01 $241,095 (4.0%) $324,091 (4.7%) 0.00 155
2020-02-01 $234,950 (2.5%) $320,823 (1.6%) 0.00 156
2020-03-01 $242,898 (3.4%) $347,316 (10.0%) 0.00 142
2020-04-01 $250,325 (3.4%) $344,266 (11.0%) 0.00 142
2020-05-01 $260,000 (4.1%) $357,039 (4.2%) 0.00 128
2020-06-01 $261,725 (4.7%) $366,334 (5.2%) 0.00 115
2020-07-01 $273,075 (12.9%) $371,290 (6.8%) 0.00 110
2020-08-01 $275,950 (12.7%) $367,974 (5.1%) 0.00 103
2020-09-01 $250,250 (1.1%) $334,259 (-3.5%) 0.00 93
2020-10-01 $236,500 (-5.3%) $331,502 (-4.4%) 0.00 81
2020-11-01 $227,175 (-6.5%) $311,598 (-8.1%) 0.00 85
2020-12-01 $256,425 (7.2%) $355,445 (9.0%) 0.00 74
2021-01-01 $256,275 (6.3%) $357,068 (10.2%) 0.00 68
2021-02-01 $272,450 (16.0%) $376,646 (17.4%) 0.00 63
2021-03-01 $261,300 (7.6%) $373,044 (7.4%) 0.00 56
2021-04-01 $267,125 (6.7%) $348,848 (1.3%) 0.00 54
2021-05-01 $248,750 (-4.3%) $341,312 (-4.4%) 0.00 65
2021-06-01 $230,000 (-12.1%) $323,246 (-11.8%) 0.00 66
2021-07-01 $259,000 (-5.2%) $368,688 (-0.7%) 0.00 67
2021-08-01 $254,997 (-7.6%) $370,950 (0.8%) 0.00 88
2021-09-01 $272,313 (8.8%) $373,924 (11.9%) 0.00 96
2021-10-01 $228,000 (-3.6%) $376,957 (13.7%) 0.00 89
2021-11-01 $195,741 (-13.8%) $348,068 (11.7%) 0.00 87
2021-12-01 $191,244 (-25.4%) $361,954 (1.8%) 0.00 75
2022-01-01 $198,494 (-22.6%) $348,226 (-2.5%) 0.00 61
2022-02-01 $209,944 (-22.9%) $337,224 (-10.5%) 0.00 54
2022-03-01 $277,150 (6.1%) $402,771 (8.0%) 0.00 55
2022-04-01 $314,900 (17.9%) $422,725 (21.2%) 0.00 79
2022-05-01 $309,900 (24.6%) $427,850 (25.4%) 0.00 94
2022-06-01 $297,250 (29.2%) $394,696 (22.1%) 0.00 95
2022-07-01 $297,200 (14.8%) $392,449 (6.4%) 0.00 111
2022-08-01 $277,175 (8.7%) $405,594 (9.3%) 0.00 127
2022-09-01 $264,675 (-2.8%) $387,719 (3.7%) 0.00 129
2022-10-01 $275,000 (20.6%) $386,083 (2.4%) 0.00 139
2022-11-01 $255,000 (30.3%) $364,229 (4.6%) 0.00 141
2022-12-01 $255,000 (33.3%) $339,442 (-6.2%) 0.00 140
2023-01-01 $258,675 (30.3%) $336,597 (-3.3%) 0.00 122
2023-02-01 $255,000 (21.5%) $334,122 (-0.9%) 0.00 128
2023-03-01 $258,675 (-6.7%) $369,564 (-8.2%) 0.00 137
2023-04-01 $304,500 (-3.3%) $386,330 (-8.6%) 0.00 130
2023-05-01 $325,600 (5.1%) $386,446 (-9.7%) 0.00 130
2023-06-01 $293,750 (-1.2%) $376,823 (-4.5%) 0.00 143
2023-07-01 $300,000 (0.9%) $403,538 (2.8%) 0.00 172
2023-08-01 $325,000 (17.3%) $402,451 (-0.8%) 0.00 182
2023-09-01 $310,000 (17.1%) $386,636 (-0.3%) 0.00 186
2023-10-01 $301,250 (9.6%) $377,344 (-2.3%) 0.00 192
2023-11-01 $305,000 (19.6%) $379,238 (4.1%) 0.00 186
2023-12-01 $310,000 (21.6%) $393,299 (15.9%) 0.00 187
2024-01-01 $272,450 (5.3%) $379,597 (12.8%) 0.00 188
2024-02-01 $259,450 (1.8%) $367,085 (9.9%) 0.00 195
Jacksonville's median listing price for 2024-02-01 was $259,450, a difference of $4,450 (1.8%) versus the prior year and $-13,000 versus the prior month.

Jacksonville's median listing price comes in at 0% of the national average.

Jacksonville's average listing price for 2024-02-01 was $367,085, a difference of $32,963 (9.9%) versus the prior year and $-12,512 versus the prior month.

For the 2024-02-01 period, Jacksonville had 195 MLS listings, a difference of 7 listings (4%) versus the prior month and 67 listings (52%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Jacksonville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,048 sqft
2018-02-01 0 days 2,080 sqft
2018-03-01 0 days 2,082 sqft
2018-04-01 0 days 2,200 sqft
2018-05-01 0 days 2,175 sqft
2018-06-01 0 days 2,192 sqft
2018-07-01 0 days 2,136 sqft
2018-08-01 0 days 2,098 sqft
2018-09-01 0 days 2,094 sqft
2018-10-01 0 days 2,155 sqft
2018-11-01 0 days 2,168 sqft
2018-12-01 0 days 2,108 sqft
2019-01-01 0 days 2,009 sqft
2019-02-01 0 days 2,032 sqft
2019-03-01 0 days 2,004 sqft
2019-04-01 0 days 1,982 sqft
2019-05-01 0 days 2,180 sqft
2019-06-01 0 days 2,198 sqft
2019-07-01 0 days 2,248 sqft
2019-08-01 0 days 2,260 sqft
2019-09-01 0 days 2,263 sqft
2019-10-01 0 days 2,265 sqft
2019-11-01 0 days 2,148 sqft
2019-12-01 0 days 2,103 sqft
2020-01-01 0 days 2,120 sqft
2020-02-01 0 days 2,104 sqft
2020-03-01 0 days 2,152 sqft
2020-04-01 0 days 2,176 sqft
2020-05-01 0 days 2,250 sqft
2020-06-01 0 days 2,220 sqft
2020-07-01 0 days 2,294 sqft
2020-08-01 0 days 2,196 sqft
2020-09-01 0 days 2,057 sqft
2020-10-01 0 days 1,953 sqft
2020-11-01 0 days 1,947 sqft
2020-12-01 0 days 2,008 sqft
2021-01-01 0 days 2,023 sqft
2021-02-01 0 days 2,092 sqft
2021-03-01 0 days 2,105 sqft
2021-04-01 0 days 2,173 sqft
2021-05-01 0 days 2,076 sqft
2021-06-01 0 days 1,918 sqft
2021-07-01 0 days 2,000 sqft
2021-08-01 0 days 1,922 sqft
2021-09-01 0 days 1,913 sqft
2021-10-01 0 days 1,792 sqft
2021-11-01 0 days 1,749 sqft
2021-12-01 0 days 1,751 sqft
2022-01-01 0 days 1,724 sqft
2022-02-01 0 days 1,817 sqft
2022-03-01 0 days 2,054 sqft
2022-04-01 0 days 2,013 sqft
2022-05-01 0 days 2,007 sqft
2022-06-01 0 days 1,994 sqft
2022-07-01 0 days 1,987 sqft
2022-08-01 0 days 1,920 sqft
2022-09-01 0 days 1,889 sqft
2022-10-01 0 days 1,907 sqft
2022-11-01 0 days 1,790 sqft
2022-12-01 0 days 1,690 sqft
2023-01-01 0 days 1,743 sqft
2023-02-01 0 days 1,649 sqft
2023-03-01 0 days 1,684 sqft
2023-04-01 0 days 1,793 sqft
2023-05-01 0 days 1,864 sqft
2023-06-01 0 days 1,799 sqft
2023-07-01 0 days 1,922 sqft
2023-08-01 0 days 1,935 sqft
2023-09-01 0 days 1,864 sqft
2023-10-01 0 days 1,803 sqft
2023-11-01 0 days 1,799 sqft
2023-12-01 0 days 1,794 sqft
2024-01-01 0 days 1,764 sqft
2024-02-01 0 days 1,697 sqft
Jacksonville's median listing age (time on market) for 2024-02-01 was 0 days.

Jacksonville's median square footage for active listings during the 2024-02-01 period was 1,697 sqft. One year prior, the average listing was 1,649 sqft.

Jacksonville, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 506 $121,760,000 $240,632
Cash Out Refi 67 $13,295,000 $198,433
Home Improvement 50 $5,420,000 $108,400
Refi 47 $15,765,000 $335,426
Other 37 $4,835,000 $130,676

Jacksonville's most frequently cited loan purpose was Home Purchase, with 506 originations. The 2nd most popular reason was Cash Out Refi, with 67 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 220 $57,940,000 $263,364
7-8% 177 $35,895,000 $202,797
Over 8% 146 $19,290,000 $132,123
5-6% 76 $23,110,000 $304,079
<2.5% 3 $15,000 $5,000
4-5% 3 $745,000 $248,333
3-4% 2 $680,000 $340,000

During 2023, Jacksonville's most frequently originated rate bucket was 6-7%, with 220 originations.

Loan Sizing (Jacksonville, TX MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 244 $35,780,000 $146,639
$200k-400k 196 $54,790,000 $279,541
$100,000 or less 173 $11,215,000 $64,827
$400k-600k 60 $29,110,000 $485,167
$600k-1000k 27 $19,465,000 $720,926
$Over $1MM 7 $10,715,000 $1,530,714

Jacksonville's loan sizing saw the bucket of loans from $100k-200k with 244 originations, totaling $35,780,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 323 $71,575,000 $221,594
60-80% 142 $39,810,000 $280,352
40-60% 59 $12,255,000 $207,712
20-40% 54 $8,030,000 $148,704
Under 20% 36 $2,040,000 $56,667
Over 100% 17 $4,575,000 $269,118

Jacksonville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 323 originations, totaling $71,575,000 in origination value.