Jacksonville Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Jacksonville averaged
7.25%
for the week of 2022-11-23, compared to the national average of
6.58% for the same period.
The average rate for the prior week (2022-11-17) was
7.38% and
one month ago for the week of 2022-10-20, the
average rate was 7.61%.
Jacksonville's average rate one year ago was 3.72%.
For refis of the same type during the week of 2022-11-23, the average rate
was 6.66%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-11-23 | 6.58% |
| Jacksonville 30 Year Fixed Rate | 2022-11-23 | 7.25% |
| Jacksonville 30 Year Fixed Rate Refi | 2022-11-23 | 6.66% |
| Jacksonville 15 Year Fixed Rate | 2022-11-23 | 6.82% |
| Jacksonville 15 Year Fixed Rate Refi | 2022-11-23 | 6.13% |
| Jacksonville 30 Year FHA | 2022-11-23 | 0.22% |
| Jacksonville 30 Year FHA Refi | 2022-11-23 | -0.17% |
| Jacksonville 30 Year USDA | 2022-11-23 | 0.49% |
| Jacksonville 30 Year USDA Refi | 2022-11-23 | 2.92% |
| Jacksonville 30 Year VA | 2022-11-23 | 0.43% |
| Jacksonville 30 Year VA Refi | 2022-11-23 | -0.06% |
Jacksonville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Jacksonville, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Jacksonville Average Closing Costs & Other Stats
Jacksonville, TX's 99 lenders originated 1,134
loans during 2021. The total origination value was $264,320,000, with an average loan value of
$233,086.
Jacksonville's average closing costs are $4,910.
The top Jacksonville lender as defined by loan originations is Austin Bank, Texas, with
66 loans originated. Their average total fees are
$3,578, which is $2,124
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Jacksonville lenders (with over 10 loans originated) are
ALTRA ($3,188), UNITED WHOLESALE MORTGAGE, LLC ($3,232), Austin Bank, Texas ($3,578), Gateway First Bank ($3,849) and Southside Bank ($4,547).
The lowest rate Jacksonville lenders (with over 10 loans originated) are
Wells Fargo Bank (3.09%), QUICKEN LOANS, LLC (3.12%), UNITED WHOLESALE MORTGAGE, LLC (3.13%), ALTRA (3.15%) and FINANCE OF AMERICA MORTGAGE LLC (3.18%).
Jacksonville, TX Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| Austin Bank, Texas | $24,055,000 | $34,130,000 | 41.9% | 12.9% |
| QUICKEN LOANS, LLC | $16,405,000 | $19,930,000 | 21.5% | 7.5% |
| The City National Bank of Sulphur Springs | $13,270,000 | n/a | 5.0% | |
| ALTRA | $8,750,000 | $12,270,000 | 40.2% | 4.6% |
| Spirit of Texas Bank, SSB | $9,845,000 | n/a | 3.7% | |
| Texas National Bank of Jacksonville | $4,320,000 | $8,925,000 | 106.6% | 3.4% |
| UNITED WHOLESALE MORTGAGE, LLC | $3,620,000 | $6,700,000 | 85.1% | 2.5% |
| FINANCE OF AMERICA MORTGAGE LLC | $7,160,000 | $6,270,000 | -12.4% | 2.4% |
| Mortgage Research Center, LLC | $2,085,000 | $5,405,000 | 159.2% | 2.0% |
| Prosperity Bank | $1,600,000 | $5,115,000 | 219.7% | 1.9% |
| FREEDOM MORTGAGE CORPORATION | $5,055,000 | $4,730,000 | -6.4% | 1.8% |
| ACADEMY MORTGAGE CORPORATION | $2,005,000 | $4,555,000 | 127.2% | 1.7% |
| 21ST MORTGAGE CORPORATION | $4,515,000 | $4,490,000 | -0.6% | 1.7% |
| Wells Fargo Bank | $1,765,000 | $4,485,000 | 154.1% | 1.7% |
| Gateway First Bank | $3,300,000 | $4,365,000 | 32.3% | 1.7% |
| Southside Bank | $4,225,000 | $4,145,000 | -1.9% | 1.6% |
| MORTGAGE FINANCIAL SERVICES, LLC | $4,070,000 | $4,010,000 | -1.5% | 1.5% |
| CMG MORTGAGE, INC. | $2,585,000 | $3,675,000 | 42.2% | 1.4% |
| Regions Bank | $1,205,000 | $3,160,000 | 162.2% | 1.2% |
| GUILD MORTGAGE COMPANY | $3,800,000 | $3,135,000 | -17.5% | 1.2% |
| LOANDEPOT.COM, LLC | $1,995,000 | $3,090,000 | 54.9% | 1.2% |
| Mr. Cooper ( Nationstar Mortgage ) | $2,195,000 | $3,070,000 | 39.9% | 1.2% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $460,000 | $3,035,000 | 559.8% | 1.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $2,595,000 | $2,955,000 | 13.9% | 1.1% |
| PENNYMAC LOAN SERVICES, LLC | $1,195,000 | $2,880,000 | 141.0% | 1.1% |
| Citizens 1st Bank | $2,035,000 | $2,600,000 | 27.8% | 1.0% |
| KELLY COMMUNITY FEDERAL CREDIT UNION | $335,000 | $2,560,000 | 664.2% | 1.0% |
| BancorpSouth Bank | $1,500,000 | $2,455,000 | 63.7% | 0.9% |
| AMERISAVE MORTGAGE CORPORATION | $355,000 | $2,440,000 | 587.3% | 0.9% |
| VeraBank | $2,405,000 | $2,440,000 | 1.5% | 0.9% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $775,000 | $2,435,000 | 214.2% | 0.9% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $940,000 | $2,420,000 | 157.4% | 0.9% |
| ASPIRE FINANCIAL, INC. | $330,000 | $2,070,000 | 527.3% | 0.8% |
| CALIBER HOME LOANS, INC. | $2,335,000 | $2,000,000 | -14.3% | 0.8% |
| Commercial Bank of Texas | $2,425,000 | $1,930,000 | -20.4% | 0.7% |
| TIB The Independent Bankersbank | $820,000 | $1,915,000 | 133.5% | 0.7% |
| JPMorgan Chase Bank | $1,155,000 | $1,830,000 | 58.4% | 0.7% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $975,000 | $1,820,000 | 86.7% | 0.7% |
| Southern Bank | $1,805,000 | n/a | 0.7% | |
| Farm Credit Mid-America, ACA | $1,710,000 | n/a | 0.6% | |
| AMCAP MORTGAGE, LTD. | $930,000 | $1,535,000 | 65.1% | 0.6% |
| BETTER MORTGAGE CORPORATION | $445,000 | $1,520,000 | 241.6% | 0.6% |
| BROKER SOLUTIONS, INC. | $800,000 | $1,480,000 | 85.0% | 0.6% |
| Town Square Mortgage & Investments, Inc. | $1,385,000 | n/a | 0.5% | |
| SOUTHWEST STAGE FUNDING, LLC | $1,300,000 | $1,270,000 | -2.3% | 0.5% |
| Paramount Residential Mortgage Group, Inc. | $1,205,000 | n/a | 0.5% | |
| LAKEVIEW LOAN SERVICING, LLC | $420,000 | $1,195,000 | 184.5% | 0.5% |
| First United Bank and Trust Company | $1,105,000 | $1,095,000 | -0.9% | 0.4% |
| HOME POINT FINANCIAL CORPORATION | $285,000 | $1,095,000 | 284.2% | 0.4% |
| American State Bank | $285,000 | $1,020,000 | 257.9% | 0.4% |
| USAA Federal Savings Bank | $1,450,000 | $945,000 | -34.8% | 0.4% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $880,000 | $910,000 | 3.4% | 0.3% |
| NAVY FEDERAL CREDIT UNION | $230,000 | $870,000 | 278.3% | 0.3% |
| Flagstar Bank, FSB | $605,000 | $815,000 | 34.7% | 0.3% |
| Ally Bank | $800,000 | n/a | 0.3% | |
| Texas Bank and Trust Company | $960,000 | $795,000 | -17.2% | 0.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $480,000 | $775,000 | 61.5% | 0.3% |
| Bank of America | $440,000 | $735,000 | 67.0% | 0.3% |
| UNITED BUILT HOMES, L.L.C. | $1,120,000 | $735,000 | -34.4% | 0.3% |
| INTERLINC MORTGAGE SERVICES, LLC | $720,000 | n/a | 0.3% | |
| T2 FINANCIAL LLC | $685,000 | n/a | 0.3% | |
| UBank | $665,000 | $660,000 | -0.8% | 0.2% |
| Telco Plus Credit Union | $75,000 | $650,000 | 766.7% | 0.2% |
| EVERETT FINANCIAL, INC. | $915,000 | $645,000 | -29.5% | 0.2% |
| EAST TEXAS PROFESSIONAL Credit Union | $990,000 | $640,000 | -35.4% | 0.2% |
| BTH Bank | $1,230,000 | $635,000 | -48.4% | 0.2% |
| SFMC, LP | $1,445,000 | $635,000 | -56.1% | 0.2% |
| Chicago Mortgage Solutions LLC | $630,000 | n/a | 0.2% | |
| Texas Mortgage Lending, LLC | $625,000 | n/a | 0.2% | |
| Cooperative Teachers Credit Union | $460,000 | $620,000 | 34.8% | 0.2% |
| Network Funding, L.P. | $610,000 | $610,000 | 0.0% | 0.2% |
| VILLAGE CAPITAL & INVESTMENT LLC | $890,000 | $610,000 | -31.5% | 0.2% |
| COUNTRYPLACE MORTGAGE, LTD. | $280,000 | $600,000 | 114.3% | 0.2% |
| KELLER MORTGAGE, LLC | $430,000 | $600,000 | 39.5% | 0.2% |
| Sunflower Bank | $550,000 | $580,000 | 5.5% | 0.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $560,000 | n/a | 0.2% | |
| NTFN, INC. | $470,000 | $545,000 | 16.0% | 0.2% |
| TJC Mortgage, Inc. | $385,000 | $530,000 | 37.7% | 0.2% |
| AMERICAN ADVISORS GROUP | $140,000 | $525,000 | 275.0% | 0.2% |
| Barrington Bank & Trust Company, N.A. | $520,000 | n/a | 0.2% | |
| THRIVE MORTGAGE, LLC | $175,000 | $490,000 | 180.0% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $720,000 | $485,000 | -32.6% | 0.2% |
| CERTAINTY HOME LOANS, LLC | $370,000 | $460,000 | 24.3% | 0.2% |
| MOVEMENT MORTGAGE, LLC | $1,260,000 | $460,000 | -63.5% | 0.2% |
| EASTMAN | $255,000 | $455,000 | 78.4% | 0.2% |
| NEWREZ LLC | $1,040,000 | $435,000 | -58.2% | 0.2% |
| The American National Bank of Texas | $485,000 | $435,000 | -10.3% | 0.2% |
| Citibank | $415,000 | n/a | 0.2% | |
| GUARANTEED RATE AFFINITY, LLC | $2,690,000 | $410,000 | -84.8% | 0.2% |
| UNION HOME MORTGAGE CORP. | $190,000 | $410,000 | 115.8% | 0.2% |
| NEW DAY FINANCIAL, LLC | $300,000 | $390,000 | 30.0% | 0.1% |
| BLUELEAF LENDING, LLC | $375,000 | n/a | 0.1% | |
| HAMILTON HOME LOANS, INC. | $185,000 | $365,000 | 97.3% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $285,000 | $365,000 | 28.1% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $345,000 | n/a | 0.1% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $335,000 | n/a | 0.1% | |
| CORNERSTONE HOME LENDING, INC. | $510,000 | $320,000 | -37.3% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $195,000 | $315,000 | 61.5% | 0.1% |
| Prosperity Home Mortgage, LLC | $315,000 | n/a | 0.1% | |
| LOANFLIGHT LENDING, LLC | $365,000 | $295,000 | -19.2% | 0.1% |
| U.S. Bank | $325,000 | $290,000 | -10.8% | 0.1% |
| Evolve Bank & Trust | $285,000 | n/a | 0.1% | |
| LADERA LENDING, INC. | $285,000 | n/a | 0.1% | |
| Republic State Mortgage Co. | $75,000 | $285,000 | 280.0% | 0.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $280,000 | n/a | 0.1% | |
| Alliance Bank | $275,000 | n/a | 0.1% | |
| Assurance Financial Group, L.L.C. | $275,000 | n/a | 0.1% | |
| First Horizon Bank | $275,000 | n/a | 0.1% | |
| PILGRIM MORTGAGE LLC | $275,000 | n/a | 0.1% | |
| GREAT WESTERN FINANCIAL SERVICES, INC. | $95,000 | $265,000 | 178.9% | 0.1% |
| Lamar National Bank | $265,000 | n/a | 0.1% | |
| UNIVERSITY Federal Credit Union | $265,000 | n/a | 0.1% | |
| DELMAR FINANCIAL COMPANY | $255,000 | n/a | 0.1% | |
| HOMESIDE FINANCIAL, LLC | $255,000 | n/a | 0.1% | |
| Servion, Inc. | $255,000 | n/a | 0.1% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $295,000 | $250,000 | -15.3% | 0.1% |
| Amerifirst Financial, Inc. | $245,000 | n/a | 0.1% | |
| InterContinental Capital Group, Inc | $450,000 | $245,000 | -45.6% | 0.1% |
| SUMMIT FUNDING, INC. | $165,000 | $245,000 | 48.5% | 0.1% |
| First Guaranty Mortgage Corporation | $235,000 | n/a | 0.1% | |
| INTEGRITY MORTGAGE CORPORATION OF TEXAS | $325,000 | $235,000 | -27.7% | 0.1% |
| MICHIGAN MUTUAL, INC. | $235,000 | $225,000 | -4.3% | 0.1% |
| PLANET HOME LENDING, LLC | $290,000 | $225,000 | -22.4% | 0.1% |
| SWBC MORTGAGE CORPORATION | $460,000 | $225,000 | -51.1% | 0.1% |
| Truist Bank | $1,505,000 | $225,000 | -85.0% | 0.1% |
| Colonial Savings, F.A. | $215,000 | n/a | 0.1% | |
| PNC Bank | $215,000 | n/a | 0.1% | |
| Citizens National Bank of Texas | $205,000 | n/a | 0.1% | |
| City Bank | $540,000 | $205,000 | -62.0% | 0.1% |
| PHH Mortgage Corporation | $195,000 | n/a | 0.1% | |
| SOUTHWEST FUNDING, LP | $255,000 | $195,000 | -23.5% | 0.1% |
| AMERICAN FINANCING CORPORATION | $1,235,000 | $190,000 | -84.6% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $190,000 | n/a | 0.1% | |
| TRIAD FINANCIAL SERVICES, INC. | $505,000 | $190,000 | -62.4% | 0.1% |
| Citizens Bank | $75,000 | $185,000 | 146.7% | 0.1% |
| OPEN MORTGAGE, LLC | $185,000 | n/a | 0.1% | |
| Texas Bank Financial | $185,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $175,000 | n/a | 0.1% | |
| MASON MCDUFFIE MORTGAGE CORPORATION | $175,000 | n/a | 0.1% | |
| Nations Lending Corporation | $490,000 | $175,000 | -64.3% | 0.1% |
| Baxter Credit Union | $55,000 | $170,000 | 209.1% | 0.1% |
| CityWorth Mortgage LLC | $165,000 | n/a | 0.1% | |
| Deere Employees Credit Union | $165,000 | n/a | 0.1% | |
| Mineola Community Bank, S.S.B. | $165,000 | $165,000 | 0.0% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $470,000 | $165,000 | -64.9% | 0.1% |
| A+ Federal Credit Union | $55,000 | $155,000 | 181.8% | 0.1% |
| Midwest Community Bank | $155,000 | n/a | 0.1% | |
| North American Savings Bank, F.S.B. | $155,000 | n/a | 0.1% | |
| INTERCAP LENDING INC. | $145,000 | n/a | 0.1% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $320,000 | $145,000 | -54.7% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $145,000 | n/a | 0.1% | |
| S1L, Inc. | $560,000 | $145,000 | -74.1% | 0.1% |
| ZILLOW HOME LOANS, LLC | $145,000 | n/a | 0.1% | |
| GSF Mortgage Corporation | $135,000 | n/a | 0.1% | |
| Paramount Bank | $135,000 | n/a | 0.1% | |
| RANLIFE, INC. | $135,000 | n/a | 0.1% | |
| ROYAL UNITED MORTGAGE LLC | $515,000 | $130,000 | -74.8% | 0.0% |
| Central National Bank | $125,000 | n/a | 0.0% | |
| GREATER TEXAS FEDERAL CREDIT UNION | $125,000 | n/a | 0.0% | |
| Metro City Bank | $125,000 | n/a | 0.0% | |
| Peoples Bank | $125,000 | n/a | 0.0% | |
| Veritex Community Bank | $125,000 | n/a | 0.0% | |
| AgFirst Farm Credit Bank | $105,000 | n/a | 0.0% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $265,000 | $95,000 | -64.2% | 0.0% |
| MEMBER HOME LOAN, L.L.C. | $95,000 | n/a | 0.0% | |
| The Home Loan Expert LLC | $95,000 | n/a | 0.0% | |
| BBVA USA | $85,000 | n/a | 0.0% | |
| International Bank of Commerce | $85,000 | n/a | 0.0% | |
| FINANCE OF AMERICA COMMERCIAL LLC | $75,000 | n/a | 0.0% | |
| HSBC BANK USA, NATIONAL ASSOCIATION | $75,000 | n/a | 0.0% | |
| HOMETRUST MORTGAGE COMPANY | $65,000 | n/a | 0.0% | |
| Texas Bank | $160,000 | $45,000 | -71.9% | 0.0% |
| Reliant Bank | $25,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $25,000 | n/a | 0.0% |
Jacksonville's top lender by overall market share is Austin Bank, Texas, with 12.9% market share. In second place, with 7.5%, is QUICKEN LOANS, LLC, having originated $19,930,000 in loans. In third place, with 5.0%, is The City National Bank of Sulphur Springs, having originated $13,270,000 in loans. In fourth place, with 4.6%, is ALTRA, having originated $12,270,000 in loans. In fifth place, with 3.7%, is Spirit of Texas Bank, SSB, having originated $9,845,000 in loans.
Jacksonville Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Jacksonville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $212,500 (11.1%) | $297,778 (12.5%) | 0.00 | 174 |
| 2018-02-01 | $209,475 (7.6%) | $313,142 (19.5%) | 0.00 | 179 |
| 2018-03-01 | $225,900 (3.2%) | $319,967 (9.3%) | 0.00 | 181 |
| 2018-04-01 | $226,225 (-2.7%) | $323,721 (8.9%) | 0.00 | 181 |
| 2018-05-01 | $235,250 (-4.8%) | $328,708 (8.3%) | 0.00 | 178 |
| 2018-06-01 | $240,500 (-7.0%) | $330,162 (2.0%) | 0.00 | 184 |
| 2018-07-01 | $244,975 (0.0%) | $316,511 (-0.2%) | 0.00 | 202 |
| 2018-08-01 | $241,875 (7.0%) | $309,224 (2.5%) | 0.00 | 200 |
| 2018-09-01 | $237,000 (16.0%) | $314,555 (9.5%) | 0.00 | 196 |
| 2018-10-01 | $235,450 (19.3%) | $300,306 (5.9%) | 0.00 | 181 |
| 2018-11-01 | $234,750 (17.8%) | $310,554 (10.3%) | 0.00 | 188 |
| 2018-12-01 | $231,750 (8.5%) | $309,189 (6.5%) | 0.00 | 181 |
| 2019-01-01 | $230,375 (8.4%) | $308,164 (3.5%) | 0.00 | 175 |
| 2019-02-01 | $229,250 (9.4%) | $314,972 (0.6%) | 0.00 | 168 |
| 2019-03-01 | $234,979 (4.0%) | $314,993 (-1.6%) | 0.00 | 176 |
| 2019-04-01 | $240,979 (6.5%) | $308,440 (-4.7%) | 0.00 | 194 |
| 2019-05-01 | $249,475 (6.1%) | $340,753 (3.7%) | 0.00 | 205 |
| 2019-06-01 | $249,900 (3.9%) | $347,580 (5.3%) | 0.00 | 196 |
| 2019-07-01 | $241,459 (-1.4%) | $347,679 (9.9%) | 0.00 | 179 |
| 2019-08-01 | $244,918 (1.3%) | $349,517 (13.0%) | 0.00 | 174 |
| 2019-09-01 | $247,495 (4.4%) | $343,255 (9.1%) | 0.00 | 163 |
| 2019-10-01 | $249,375 (5.9%) | $341,096 (13.6%) | 0.00 | 150 |
| 2019-11-01 | $243,000 (3.5%) | $333,146 (7.3%) | 0.00 | 154 |
| 2019-12-01 | $236,750 (2.2%) | $325,750 (5.4%) | 0.00 | 164 |
| 2020-01-01 | $239,990 (4.2%) | $323,350 (4.9%) | 0.00 | 151 |
| 2020-02-01 | $234,900 (2.5%) | $320,855 (1.9%) | 0.00 | 153 |
| 2020-03-01 | $241,095 (2.6%) | $345,028 (9.5%) | 0.00 | 140 |
| 2020-04-01 | $247,000 (2.5%) | $341,927 (10.9%) | 0.00 | 139 |
| 2020-05-01 | $259,990 (4.2%) | $355,604 (4.4%) | 0.00 | 125 |
| 2020-06-01 | $260,000 (4.0%) | $364,017 (4.7%) | 0.00 | 112 |
| 2020-07-01 | $261,450 (8.3%) | $369,008 (6.1%) | 0.00 | 107 |
| 2020-08-01 | $275,000 (12.3%) | $369,242 (5.6%) | 0.00 | 100 |
| 2020-09-01 | $243,585 (-1.6%) | $333,547 (-2.8%) | 0.00 | 88 |
| 2020-10-01 | $236,000 (-5.4%) | $330,986 (-3.0%) | 0.00 | 79 |
| 2020-11-01 | $215,000 (-11.5%) | $312,734 (-6.1%) | 0.00 | 82 |
| 2020-12-01 | $256,269 (8.2%) | $355,639 (9.2%) | 0.00 | 72 |
| 2021-01-01 | $256,275 (6.8%) | $357,046 (10.4%) | 0.00 | 66 |
| 2021-02-01 | $268,225 (14.2%) | $376,763 (17.4%) | 0.00 | 62 |
| 2021-03-01 | $258,600 (7.3%) | $373,468 (8.2%) | 0.00 | 55 |
| 2021-04-01 | $267,125 (8.2%) | $348,848 (2.0%) | 0.00 | 54 |
| 2021-05-01 | $248,500 (-4.4%) | $340,264 (-4.3%) | 0.00 | 64 |
| 2021-06-01 | $230,000 (-11.5%) | $321,939 (-11.6%) | 0.00 | 65 |
| 2021-07-01 | $254,000 (-2.9%) | $368,146 (-0.2%) | 0.00 | 66 |
| 2021-08-01 | $254,747 (-7.4%) | $371,720 (0.7%) | 0.00 | 86 |
| 2021-09-01 | $267,500 (9.8%) | $370,387 (11.0%) | 0.00 | 94 |
| 2021-10-01 | $225,000 (-4.7%) | $375,065 (13.3%) | 0.00 | 87 |
| 2021-11-01 | $195,219 (-9.2%) | $347,785 (11.2%) | 0.00 | 87 |
| 2021-12-01 | $186,747 (-27.1%) | $361,286 (1.6%) | 0.00 | 75 |
| 2022-01-01 | $197,988 (-22.7%) | $347,200 (-2.8%) | 0.00 | 60 |
| 2022-02-01 | $209,822 (-21.8%) | $336,114 (-10.8%) | 0.00 | 53 |
| 2022-03-01 | $274,300 (6.1%) | $402,328 (7.7%) | 0.00 | 54 |
| 2022-04-01 | $286,250 (7.2%) | $429,392 (23.1%) | 0.00 | 65 |
| 2022-05-01 | $274,975 (10.7%) | $434,300 (27.6%) | 0.00 | 82 |
| 2022-06-01 | $259,000 (12.6%) | $393,970 (22.4%) | 0.00 | 86 |
| 2022-07-01 | $276,950 (9.0%) | $392,581 (6.6%) | 0.00 | 99 |
| 2022-08-01 | $264,225 (3.7%) | $404,666 (8.9%) | 0.00 | 118 |
| 2022-09-01 | $250,000 (-6.5%) | $384,263 (3.8%) | 0.00 | 115 |
| 2022-10-01 | $269,900 (20.0%) | $384,821 (2.6%) | 0.00 | 134 |
Jacksonville's median listing price comes in at 0% of the national average.
Jacksonville's average listing price for 2022-10-01 was $384,821, a difference of $9,756 (2.6%) versus the prior year and $558 versus the prior month.
For the 2022-10-01 period, Jacksonville had 134 MLS listings, a difference of 19 listings (17%) versus the prior month and 47 listings (54%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Jacksonville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,050 sqft |
| 2018-02-01 | 0 days | 2,092 sqft |
| 2018-03-01 | 0 days | 2,211 sqft |
| 2018-04-01 | 0 days | 2,220 sqft |
| 2018-05-01 | 0 days | 2,180 sqft |
| 2018-06-01 | 0 days | 2,194 sqft |
| 2018-07-01 | 0 days | 2,149 sqft |
| 2018-08-01 | 0 days | 2,111 sqft |
| 2018-09-01 | 0 days | 2,113 sqft |
| 2018-10-01 | 0 days | 2,165 sqft |
| 2018-11-01 | 0 days | 2,170 sqft |
| 2018-12-01 | 0 days | 2,101 sqft |
| 2019-01-01 | 0 days | 2,010 sqft |
| 2019-02-01 | 0 days | 2,032 sqft |
| 2019-03-01 | 0 days | 2,007 sqft |
| 2019-04-01 | 0 days | 1,982 sqft |
| 2019-05-01 | 0 days | 2,168 sqft |
| 2019-06-01 | 0 days | 2,181 sqft |
| 2019-07-01 | 0 days | 2,248 sqft |
| 2019-08-01 | 0 days | 2,260 sqft |
| 2019-09-01 | 0 days | 2,263 sqft |
| 2019-10-01 | 0 days | 2,265 sqft |
| 2019-11-01 | 0 days | 2,120 sqft |
| 2019-12-01 | 0 days | 2,095 sqft |
| 2020-01-01 | 0 days | 2,108 sqft |
| 2020-02-01 | 0 days | 2,100 sqft |
| 2020-03-01 | 0 days | 2,136 sqft |
| 2020-04-01 | 0 days | 2,140 sqft |
| 2020-05-01 | 0 days | 2,228 sqft |
| 2020-06-01 | 0 days | 2,208 sqft |
| 2020-07-01 | 0 days | 2,235 sqft |
| 2020-08-01 | 0 days | 2,192 sqft |
| 2020-09-01 | 0 days | 2,042 sqft |
| 2020-10-01 | 0 days | 1,949 sqft |
| 2020-11-01 | 0 days | 1,943 sqft |
| 2020-12-01 | 0 days | 2,004 sqft |
| 2021-01-01 | 0 days | 2,012 sqft |
| 2021-02-01 | 0 days | 2,074 sqft |
| 2021-03-01 | 0 days | 2,095 sqft |
| 2021-04-01 | 0 days | 2,157 sqft |
| 2021-05-01 | 0 days | 2,064 sqft |
| 2021-06-01 | 0 days | 1,896 sqft |
| 2021-07-01 | 0 days | 2,000 sqft |
| 2021-08-01 | 0 days | 1,922 sqft |
| 2021-09-01 | 0 days | 1,907 sqft |
| 2021-10-01 | 0 days | 1,792 sqft |
| 2021-11-01 | 0 days | 1,755 sqft |
| 2021-12-01 | 0 days | 1,751 sqft |
| 2022-01-01 | 0 days | 1,720 sqft |
| 2022-02-01 | 0 days | 1,800 sqft |
| 2022-03-01 | 0 days | 2,038 sqft |
| 2022-04-01 | 0 days | 2,015 sqft |
| 2022-05-01 | 0 days | 2,008 sqft |
| 2022-06-01 | 0 days | 1,980 sqft |
| 2022-07-01 | 0 days | 1,947 sqft |
| 2022-08-01 | 0 days | 1,901 sqft |
| 2022-09-01 | 0 days | 1,858 sqft |
| 2022-10-01 | 0 days | 1,892 sqft |
Jacksonville's median square footage for active listings during the 2022-10-01 period was 1,892 sqft. One year prior, the average listing was 1,792 sqft.
Jacksonville, TX Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 622 | $146,240,000 | $235,113 |
| Refi | 330 | $82,250,000 | $249,242 |
| Cash Out Refi | 128 | $29,010,000 | $226,641 |
| Other | 28 | $4,040,000 | $144,286 |
| Home Improvement | 26 | $2,780,000 | $106,923 |
Jacksonville's most frequently cited loan purpose was Home Purchase, with 622 originations. The 2nd most popular reason was Refi, with 330 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 438 | $113,020,000 | $258,037 |
| 2.5-3% | 302 | $73,580,000 | $243,642 |
| <2.5% | 144 | $32,180,000 | $223,472 |
| 4-5% | 63 | $11,175,000 | $177,381 |
| Over 8% | 41 | $3,535,000 | $86,220 |
| 5-6% | 26 | $2,180,000 | $83,846 |
| 6-7% | 22 | $2,390,000 | $108,636 |
| 7-8% | 20 | $2,000,000 | $100,000 |
During 2021, Jacksonville's most frequently originated rate bucket was 3-4%, with 438 originations.
Loan Sizing (Jacksonville, TX MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 389 | $57,805,000 | $148,599 |
| $200k-400k | 387 | $108,315,000 | $279,884 |
| $100,000 or less | 253 | $16,815,000 | $66,462 |
| $400k-600k | 80 | $38,350,000 | $479,375 |
| $600k-1000k | 18 | $12,280,000 | $682,222 |
| $Over $1MM | 7 | $30,755,000 | $4,393,571 |
Jacksonville's loan sizing saw the bucket of loans from $100k-200k with 389 originations, totaling $57,805,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 470 | $101,670,000 | $216,319 |
| 60-80% | 323 | $92,585,000 | $286,641 |
| 40-60% | 145 | $26,445,000 | $182,379 |
| 20-40% | 48 | $7,760,000 | $161,667 |
| Over 100% | 25 | $5,275,000 | $211,000 |
| Under 20% | 20 | $870,000 | $43,500 |
Jacksonville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 470 originations, totaling $101,670,000 in origination value.
