Jacksonville Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Jacksonville averaged
6.1%
for the week of 2023-05-25, compared to the national average of
6.57% for the same period.
The average rate for the prior week (2023-05-18) was
6.22% and
one month ago for the week of 2023-04-20, the
average rate was 6.02%.
Jacksonville's average rate one year ago was 4.78%.
For refis of the same type during the week of 2023-05-25, the average rate
was 6.47%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-05-25 | 6.57% |
| Jacksonville 30 Year Fixed Rate | 2023-05-25 | 6.1% |
| Jacksonville 30 Year Fixed Rate Refi | 2023-05-25 | 6.47% |
| Jacksonville 15 Year Fixed Rate | 2023-05-25 | 5.87% |
| Jacksonville 15 Year Fixed Rate Refi | 2023-05-25 | 6.37% |
| Jacksonville 30 Year FHA | 2023-05-25 | 6.55% |
| Jacksonville 30 Year FHA Refi | 2023-05-25 | 6.71% |
| Jacksonville 30 Year USDA | 2023-05-25 | 6.83% |
| Jacksonville 30 Year USDA Refi | 2023-05-25 | 6.53% |
| Jacksonville 30 Year VA | 2023-05-25 | 6.31% |
| Jacksonville 30 Year VA Refi | 2023-05-25 | 6.31% |
Jacksonville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Jacksonville, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Jacksonville Average Closing Costs & Other Stats
Jacksonville, TX's 85 lenders originated 917
loans during 2022. The total origination value was $195,705,000, with an average loan value of
$213,419.
Jacksonville's average closing costs are $5,262.
The top Jacksonville lender as defined by loan originations is QUICKEN LOANS, LLC, with
43 loans originated. Their average total fees are
$6,323, which is $2,248
higher than the next largest lender,
Austin Bank, Texas.
The lowest fee Jacksonville lenders (with over 10 loans originated) are
Prosperity Bank ($3,094), ALTRA ($3,866), Austin Bank, Texas ($4,075), QUICKEN LOANS, LLC ($6,323) and CMG MORTGAGE, INC. ($6,620).
The lowest rate Jacksonville lenders (with over 10 loans originated) are
Austin Bank, Texas (4.60%), Prosperity Bank (4.63%), QUICKEN LOANS, LLC (4.84%), CMG MORTGAGE, INC. (4.90%) and UNITED WHOLESALE MORTGAGE, LLC (5.08%).
Jacksonville, TX Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| Austin Bank, Texas | $34,130,000 | $29,425,000 | -13.8% | 15.0% |
| QUICKEN LOANS, LLC | $19,930,000 | $15,335,000 | -23.1% | 7.8% |
| ALTRA | $12,270,000 | $10,215,000 | -16.7% | 5.2% |
| Prosperity Bank | $5,115,000 | $7,915,000 | 54.7% | 4.0% |
| Texas National Bank of Jacksonville | $8,925,000 | $7,520,000 | -15.7% | 3.8% |
| CMG MORTGAGE, INC. | $3,675,000 | $6,795,000 | 84.9% | 3.5% |
| UNITED WHOLESALE MORTGAGE, LLC | $6,700,000 | $6,430,000 | -4.0% | 3.3% |
| 21ST MORTGAGE CORPORATION | $4,490,000 | $6,065,000 | 35.1% | 3.1% |
| VeraBank | $2,440,000 | $5,025,000 | 105.9% | 2.6% |
| FINANCE OF AMERICA MORTGAGE LLC | $6,270,000 | $3,410,000 | -45.6% | 1.7% |
| LOANDEPOT.COM, LLC | $3,090,000 | $3,365,000 | 8.9% | 1.7% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $3,035,000 | $2,610,000 | -14.0% | 1.3% |
| Mortgage Research Center, LLC | $5,405,000 | $2,535,000 | -53.1% | 1.3% |
| MORTGAGE FINANCIAL SERVICES, LLC | $4,010,000 | $2,520,000 | -37.2% | 1.3% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $2,420,000 | $2,220,000 | -8.3% | 1.1% |
| Commercial Bank of Texas | $1,930,000 | $2,155,000 | 11.7% | 1.1% |
| EAST TEXAS PROFESSIONAL Credit Union | $640,000 | $2,145,000 | 235.2% | 1.1% |
| BancorpSouth Bank | $2,455,000 | $2,140,000 | -12.8% | 1.1% |
| Southside Bank | $4,145,000 | $2,045,000 | -50.7% | 1.0% |
| Arbor Realty Trust, Inc. | $2,005,000 | n/a | 1.0% | |
| GUARANTEED RATE, INC. | $1,830,000 | n/a | 0.9% | |
| Citizens 1st Bank | $2,600,000 | $1,725,000 | -33.7% | 0.9% |
| CALIBER HOME LOANS, INC. | $2,000,000 | $1,715,000 | -14.3% | 0.9% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $910,000 | $1,695,000 | 86.3% | 0.9% |
| HOME POINT FINANCIAL CORPORATION | $1,095,000 | $1,685,000 | 53.9% | 0.9% |
| ACADEMY MORTGAGE CORPORATION | $4,555,000 | $1,650,000 | -63.8% | 0.8% |
| Wells Fargo Bank | $4,485,000 | $1,540,000 | -65.7% | 0.8% |
| Mr. Cooper ( Nationstar Mortgage ) | $3,070,000 | $1,520,000 | -50.5% | 0.8% |
| Flagstar Bank, FSB | $815,000 | $1,425,000 | 74.8% | 0.7% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $1,820,000 | $1,355,000 | -25.5% | 0.7% |
| Texas Bank and Trust Company | $795,000 | $1,305,000 | 64.2% | 0.7% |
| Regions Bank | $3,160,000 | $1,270,000 | -59.8% | 0.6% |
| GSF Mortgage Corporation | $135,000 | $1,250,000 | 825.9% | 0.6% |
| TRIAD FINANCIAL SERVICES, INC. | $190,000 | $1,250,000 | 557.9% | 0.6% |
| Gateway First Bank | $4,365,000 | $1,180,000 | -73.0% | 0.6% |
| BOM Bank | $1,125,000 | n/a | 0.6% | |
| InterBank | $1,100,000 | n/a | 0.6% | |
| UBank | $660,000 | $1,070,000 | 62.1% | 0.5% |
| CROSSCOUNTRY MORTGAGE, LLC | $775,000 | $1,025,000 | 32.3% | 0.5% |
| SFMC, LP | $635,000 | $995,000 | 56.7% | 0.5% |
| Texas Mortgage Lending, LLC | $625,000 | $985,000 | 57.6% | 0.5% |
| INTEGRITY MORTGAGE CORPORATION OF TEXAS | $235,000 | $980,000 | 317.0% | 0.5% |
| GUILD MORTGAGE COMPANY | $3,135,000 | $955,000 | -69.5% | 0.5% |
| PENNYMAC LOAN SERVICES, LLC | $2,880,000 | $955,000 | -66.8% | 0.5% |
| Telco Plus Credit Union | $650,000 | $940,000 | 44.6% | 0.5% |
| Toyota Financial Savings Bank | $935,000 | n/a | 0.5% | |
| JPMorgan Chase Bank | $1,830,000 | $925,000 | -49.5% | 0.5% |
| USAA Federal Savings Bank | $945,000 | $925,000 | -2.1% | 0.5% |
| Sunflower Bank | $580,000 | $905,000 | 56.0% | 0.5% |
| EVERETT FINANCIAL, INC. | $645,000 | $875,000 | 35.7% | 0.4% |
| COUNTRYPLACE MORTGAGE, LTD. | $600,000 | $870,000 | 45.0% | 0.4% |
| FREEDOM MORTGAGE CORPORATION | $4,730,000 | $870,000 | -81.6% | 0.4% |
| AMERICAN FINANCING CORPORATION | $190,000 | $790,000 | 315.8% | 0.4% |
| PNC Bank | $215,000 | $790,000 | 267.4% | 0.4% |
| Charles Schwab Bank, SSB | $775,000 | n/a | 0.4% | |
| RANDOLPH-BROOKS | $775,000 | n/a | 0.4% | |
| MID AMERICA MORTGAGE, INC. | $315,000 | $745,000 | 136.5% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $870,000 | $715,000 | -17.8% | 0.4% |
| GUARANTEED RATE AFFINITY, LLC | $410,000 | $650,000 | 58.5% | 0.3% |
| ASPIRE FINANCIAL, INC. | $2,070,000 | $620,000 | -70.0% | 0.3% |
| Ameris Bank | $605,000 | n/a | 0.3% | |
| THRIVE MORTGAGE, LLC | $490,000 | $585,000 | 19.4% | 0.3% |
| First National Bank of East Texas | $580,000 | n/a | 0.3% | |
| NEWREZ LLC | $435,000 | $560,000 | 28.7% | 0.3% |
| Prosperity Home Mortgage, LLC | $315,000 | $560,000 | 77.8% | 0.3% |
| BNC National Bank | $555,000 | n/a | 0.3% | |
| Texas Bank | $45,000 | $555,000 | 1,133.3% | 0.3% |
| NTFN, INC. | $545,000 | $550,000 | 0.9% | 0.3% |
| BROKER SOLUTIONS, INC. | $1,480,000 | $545,000 | -63.2% | 0.3% |
| ROYAL UNITED MORTGAGE LLC | $130,000 | $535,000 | 311.5% | 0.3% |
| NETWORK CAPITAL FUNDING CORPORATION | $510,000 | n/a | 0.3% | |
| The First National Bank of Hughes Springs | $510,000 | n/a | 0.3% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $250,000 | $500,000 | 100.0% | 0.3% |
| SECURITY SERVICE | $500,000 | n/a | 0.3% | |
| Truist | $225,000 | $480,000 | 113.3% | 0.2% |
| U.S. Bank | $290,000 | $470,000 | 62.1% | 0.2% |
| BETTER MORTGAGE CORPORATION | $1,520,000 | $450,000 | -70.4% | 0.2% |
| CHURCHILL MORTGAGE CORPORATION | $420,000 | n/a | 0.2% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $420,000 | n/a | 0.2% | |
| First United Bank and Trust Company | $1,095,000 | $415,000 | -62.1% | 0.2% |
| Equity Prime Mortgage LLC | $410,000 | n/a | 0.2% | |
| Alliance Bank | $275,000 | $405,000 | 47.3% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $2,955,000 | $405,000 | -86.3% | 0.2% |
| North American Savings Bank, F.S.B. | $155,000 | $385,000 | 148.4% | 0.2% |
| AMCAP MORTGAGE, LTD. | $1,535,000 | $370,000 | -75.9% | 0.2% |
| GREAT LAKES | $365,000 | n/a | 0.2% | |
| Citizens Bank & Trust Company of Vivian, Louisiana | $355,000 | n/a | 0.2% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $340,000 | n/a | 0.2% | |
| TIB The Independent Bankersbank | $1,915,000 | $335,000 | -82.5% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $2,440,000 | $330,000 | -86.5% | 0.2% |
| City Bank | $205,000 | $325,000 | 58.5% | 0.2% |
| Cooperative Teachers Credit Union | $620,000 | $325,000 | -47.6% | 0.2% |
| BTH Bank | $635,000 | $315,000 | -50.4% | 0.2% |
| CERTAINTY HOME LOANS, LLC | $460,000 | $315,000 | -31.5% | 0.2% |
| CSL Financial, LLC | $315,000 | n/a | 0.2% | |
| Mineola Community Bank, S.S.B. | $165,000 | $315,000 | 90.9% | 0.2% |
| LONGBRIDGE FINANCIAL, LLC | $305,000 | n/a | 0.2% | |
| BLACK HILLS FEDERAL CREDIT UNION | $295,000 | n/a | 0.2% | |
| Commerce Home Mortgage, Inc. | $295,000 | n/a | 0.2% | |
| PLANET HOME LENDING, LLC | $225,000 | $285,000 | 26.7% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $1,270,000 | $285,000 | -77.6% | 0.1% |
| NATIONS RELIABLE LENDING, LLC | $275,000 | n/a | 0.1% | |
| SOUTHWEST FUNDING, LP | $195,000 | $265,000 | 35.9% | 0.1% |
| EASTMAN | $455,000 | $260,000 | -42.9% | 0.1% |
| PANORAMA MORTGAGE GROUP, LLC | $255,000 | n/a | 0.1% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $2,435,000 | $255,000 | -89.5% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $165,000 | $250,000 | 51.5% | 0.1% |
| GENEVA FINANCIAL, LLC | $245,000 | n/a | 0.1% | |
| ONY GLO, INC. | $245,000 | n/a | 0.1% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $240,000 | n/a | 0.1% | |
| LEADERONE FINANCIAL CORPORATION | $235,000 | n/a | 0.1% | |
| MICHIGAN MUTUAL, INC. | $225,000 | $235,000 | 4.4% | 0.1% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $145,000 | $235,000 | 62.1% | 0.1% |
| NBKC BANK | $235,000 | n/a | 0.1% | |
| Citizens Bank | $185,000 | $225,000 | 21.6% | 0.1% |
| OCMBC, INC. | $225,000 | n/a | 0.1% | |
| ANGEL OAK HOME LOANS LLC | $215,000 | n/a | 0.1% | |
| BEST FINANCE CAPITAL, INC. | $215,000 | n/a | 0.1% | |
| Hometown Lenders, Inc. | $215,000 | n/a | 0.1% | |
| Allegiance Bank | $205,000 | n/a | 0.1% | |
| LOANPEOPLE, LLC | $205,000 | n/a | 0.1% | |
| Ally Bank | $800,000 | $195,000 | -75.6% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $255,000 | $195,000 | -23.5% | 0.1% |
| INTERLINC MORTGAGE SERVICES, LLC | $720,000 | $195,000 | -72.9% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $195,000 | n/a | 0.1% | |
| Core Bank | $185,000 | n/a | 0.1% | |
| MOVEMENT MORTGAGE, LLC | $460,000 | $185,000 | -59.8% | 0.1% |
| SUMMIT FUNDING, INC. | $245,000 | $185,000 | -24.5% | 0.1% |
| Deere Employees Credit Union | $165,000 | $180,000 | 9.1% | 0.1% |
| A+ Federal Credit Union | $155,000 | $175,000 | 12.9% | 0.1% |
| KELLY COMMUNITY FEDERAL CREDIT UNION | $2,560,000 | $175,000 | -93.2% | 0.1% |
| Midwest Mortgage Associates Corporation | $175,000 | n/a | 0.1% | |
| Paramount Residential Mortgage Group, Inc. | $1,205,000 | $175,000 | -85.5% | 0.1% |
| Wallick & Volk, Inc. | $175,000 | n/a | 0.1% | |
| MORIA DEVELOPMENT, INC. | $165,000 | n/a | 0.1% | |
| AB COMMUNITY INVESTMENT COMPANY | $155,000 | n/a | 0.1% | |
| PHH Mortgage Corporation | $195,000 | $155,000 | -20.5% | 0.1% |
| AMERICAN ADVISORS GROUP | $525,000 | $150,000 | -71.4% | 0.1% |
| HomeBank Texas | $145,000 | n/a | 0.1% | |
| Lakeview Community Capital, LLC | $145,000 | n/a | 0.1% | |
| LENDINGHOME FUNDING CORPORATION | $145,000 | n/a | 0.1% | |
| LOANPAL, LLC | $145,000 | n/a | 0.1% | |
| Metro City Bank | $125,000 | $145,000 | 16.0% | 0.1% |
| T2 FINANCIAL LLC | $685,000 | $145,000 | -78.8% | 0.1% |
| AMERICAN HERITAGE LENDING, INC. | $135,000 | n/a | 0.1% | |
| Bank of America | $735,000 | $135,000 | -81.6% | 0.1% |
| STOCKTON MORTGAGE CORPORATION | $125,000 | n/a | 0.1% | |
| Watermark Capital, Inc. | $125,000 | n/a | 0.1% | |
| American State Bank | $1,020,000 | $115,000 | -88.7% | 0.1% |
| GIBRALTAR MORTGAGE SERVICES, LLC | $115,000 | n/a | 0.1% | |
| Guaranty Bank & Trust, N.A. | $115,000 | n/a | 0.1% | |
| ZILLOW HOME LOANS, LLC | $145,000 | $115,000 | -20.7% | 0.1% |
| Frost Bank | $95,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $95,000 | n/a | 0.0% | |
| PENTAGON FEDERAL CREDIT UNION | $365,000 | $90,000 | -75.3% | 0.0% |
| DIGITAL Federal Credit Union | $85,000 | n/a | 0.0% | |
| VILLAGE CAPITAL MORTGAGE | $610,000 | $85,000 | -86.1% | 0.0% |
| Chicago Mortgage Solutions LLC | $630,000 | $75,000 | -88.1% | 0.0% |
| FirstBank | $65,000 | n/a | 0.0% | |
| Sabine Federal Credit Union | $55,000 | n/a | 0.0% | |
| Discover Bank | $35,000 | n/a | 0.0% |
Jacksonville's top lender by overall market share is Austin Bank, Texas, with 15.0% market share. In second place, with 7.8%, is QUICKEN LOANS, LLC, having originated $15,335,000 in loans. In third place, with 5.2%, is ALTRA, having originated $10,215,000 in loans. In fourth place, with 4.0%, is Prosperity Bank, having originated $7,915,000 in loans. In fifth place, with 3.8%, is Texas National Bank of Jacksonville, having originated $7,520,000 in loans.
Jacksonville Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Jacksonville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $212,500 (11.1%) | $297,778 (12.5%) | 0.00 | 174 |
| 2018-02-01 | $209,475 (7.6%) | $313,142 (19.5%) | 0.00 | 179 |
| 2018-03-01 | $225,900 (3.2%) | $319,967 (9.3%) | 0.00 | 181 |
| 2018-04-01 | $226,225 (-2.7%) | $323,721 (8.9%) | 0.00 | 181 |
| 2018-05-01 | $235,250 (-4.8%) | $328,708 (8.3%) | 0.00 | 178 |
| 2018-06-01 | $240,500 (-7.0%) | $330,162 (2.0%) | 0.00 | 184 |
| 2018-07-01 | $244,975 (0.0%) | $316,511 (-0.2%) | 0.00 | 202 |
| 2018-08-01 | $241,875 (7.0%) | $309,224 (2.5%) | 0.00 | 200 |
| 2018-09-01 | $239,000 (16.9%) | $314,186 (9.4%) | 0.00 | 196 |
| 2018-10-01 | $235,500 (19.3%) | $299,989 (5.8%) | 0.00 | 182 |
| 2018-11-01 | $235,000 (17.9%) | $310,131 (10.1%) | 0.00 | 189 |
| 2018-12-01 | $234,750 (9.9%) | $309,085 (6.4%) | 0.00 | 182 |
| 2019-01-01 | $232,000 (9.2%) | $308,065 (3.5%) | 0.00 | 176 |
| 2019-02-01 | $229,500 (9.6%) | $314,855 (0.6%) | 0.00 | 169 |
| 2019-03-01 | $235,000 (4.0%) | $307,797 (-3.8%) | 0.00 | 175 |
| 2019-04-01 | $242,125 (7.0%) | $307,890 (-4.9%) | 0.00 | 198 |
| 2019-05-01 | $249,700 (6.1%) | $340,402 (3.6%) | 0.00 | 206 |
| 2019-06-01 | $249,900 (3.9%) | $347,200 (5.2%) | 0.00 | 196 |
| 2019-07-01 | $241,459 (-1.4%) | $347,679 (9.9%) | 0.00 | 179 |
| 2019-08-01 | $249,500 (3.2%) | $344,280 (11.3%) | 0.00 | 177 |
| 2019-09-01 | $249,500 (4.4%) | $338,993 (7.9%) | 0.00 | 155 |
| 2019-10-01 | $249,500 (5.9%) | $341,319 (13.8%) | 0.00 | 150 |
| 2019-11-01 | $243,000 (3.4%) | $332,574 (7.2%) | 0.00 | 155 |
| 2019-12-01 | $237,125 (1.0%) | $325,252 (5.2%) | 0.00 | 165 |
| 2020-01-01 | $239,995 (3.5%) | $323,215 (4.9%) | 0.00 | 151 |
| 2020-02-01 | $234,900 (2.4%) | $320,855 (1.9%) | 0.00 | 153 |
| 2020-03-01 | $241,095 (2.6%) | $344,873 (12.1%) | 0.00 | 140 |
| 2020-04-01 | $247,600 (2.3%) | $341,651 (11.0%) | 0.00 | 140 |
| 2020-05-01 | $259,995 (4.1%) | $355,191 (4.3%) | 0.00 | 126 |
| 2020-06-01 | $260,000 (4.0%) | $364,017 (4.8%) | 0.00 | 112 |
| 2020-07-01 | $261,450 (8.3%) | $369,008 (6.1%) | 0.00 | 107 |
| 2020-08-01 | $269,220 (7.9%) | $368,163 (6.9%) | 0.00 | 101 |
| 2020-09-01 | $244,893 (-1.9%) | $332,767 (-1.8%) | 0.00 | 89 |
| 2020-10-01 | $236,000 (-5.4%) | $330,193 (-3.3%) | 0.00 | 79 |
| 2020-11-01 | $217,500 (-10.5%) | $312,421 (-6.1%) | 0.00 | 82 |
| 2020-12-01 | $256,269 (8.1%) | $355,639 (9.3%) | 0.00 | 72 |
| 2021-01-01 | $256,275 (6.8%) | $357,046 (10.5%) | 0.00 | 66 |
| 2021-02-01 | $268,225 (14.2%) | $376,763 (17.4%) | 0.00 | 62 |
| 2021-03-01 | $258,600 (7.3%) | $371,357 (7.7%) | 0.00 | 56 |
| 2021-04-01 | $262,375 (6.0%) | $345,274 (1.1%) | 0.00 | 55 |
| 2021-05-01 | $248,500 (-4.4%) | $340,264 (-4.2%) | 0.00 | 64 |
| 2021-06-01 | $230,000 (-11.5%) | $321,939 (-11.6%) | 0.00 | 65 |
| 2021-07-01 | $254,000 (-2.9%) | $368,146 (-0.2%) | 0.00 | 66 |
| 2021-08-01 | $254,747 (-5.4%) | $371,720 (1.0%) | 0.00 | 86 |
| 2021-09-01 | $267,500 (9.2%) | $370,387 (11.3%) | 0.00 | 94 |
| 2021-10-01 | $225,000 (-4.7%) | $375,065 (13.6%) | 0.00 | 87 |
| 2021-11-01 | $195,219 (-10.2%) | $347,785 (11.3%) | 0.00 | 87 |
| 2021-12-01 | $188,994 (-26.3%) | $361,286 (1.6%) | 0.00 | 75 |
| 2022-01-01 | $197,988 (-22.7%) | $347,200 (-2.8%) | 0.00 | 60 |
| 2022-02-01 | $209,822 (-21.8%) | $336,114 (-10.8%) | 0.00 | 53 |
| 2022-03-01 | $274,300 (6.1%) | $402,328 (8.3%) | 0.00 | 54 |
| 2022-04-01 | $286,250 (9.1%) | $429,392 (24.4%) | 0.00 | 65 |
| 2022-05-01 | $274,975 (10.7%) | $434,300 (27.6%) | 0.00 | 82 |
| 2022-06-01 | $259,475 (12.8%) | $393,955 (22.4%) | 0.00 | 86 |
| 2022-07-01 | $278,900 (9.8%) | $392,447 (6.6%) | 0.00 | 100 |
| 2022-08-01 | $264,450 (3.8%) | $404,421 (8.8%) | 0.00 | 119 |
| 2022-09-01 | $252,500 (-5.6%) | $384,197 (3.7%) | 0.00 | 116 |
| 2022-10-01 | $269,900 (20.0%) | $384,821 (2.6%) | 0.00 | 134 |
| 2022-11-01 | $255,000 (30.6%) | $361,693 (4.0%) | 0.00 | 138 |
| 2022-12-01 | $255,000 (34.9%) | $336,679 (-6.8%) | 0.00 | 136 |
| 2023-01-01 | $255,000 (28.8%) | $332,666 (-4.2%) | 0.00 | 118 |
| 2023-02-01 | $255,000 (21.5%) | $330,253 (-1.7%) | 0.00 | 119 |
| 2023-03-01 | $255,000 (-7.0%) | $365,511 (-9.2%) | 0.00 | 123 |
| 2023-04-01 | $259,950 (-9.2%) | $385,225 (-10.3%) | 0.00 | 120 |
Jacksonville's median listing price comes in at 0% of the national average.
Jacksonville's average listing price for 2023-04-01 was $385,225, a difference of $-44,167 (-10.3%) versus the prior year and $19,714 versus the prior month.
For the 2023-04-01 period, Jacksonville had 120 MLS listings, a difference of -3 listings (-2%) versus the prior month and 55 listings (85%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Jacksonville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,050 sqft |
| 2018-02-01 | 0 days | 2,092 sqft |
| 2018-03-01 | 0 days | 2,211 sqft |
| 2018-04-01 | 0 days | 2,220 sqft |
| 2018-05-01 | 0 days | 2,180 sqft |
| 2018-06-01 | 0 days | 2,194 sqft |
| 2018-07-01 | 0 days | 2,149 sqft |
| 2018-08-01 | 0 days | 2,111 sqft |
| 2018-09-01 | 0 days | 2,094 sqft |
| 2018-10-01 | 0 days | 2,155 sqft |
| 2018-11-01 | 0 days | 2,165 sqft |
| 2018-12-01 | 0 days | 2,094 sqft |
| 2019-01-01 | 0 days | 2,006 sqft |
| 2019-02-01 | 0 days | 2,022 sqft |
| 2019-03-01 | 0 days | 2,001 sqft |
| 2019-04-01 | 0 days | 1,971 sqft |
| 2019-05-01 | 0 days | 2,160 sqft |
| 2019-06-01 | 0 days | 2,181 sqft |
| 2019-07-01 | 0 days | 2,248 sqft |
| 2019-08-01 | 0 days | 2,265 sqft |
| 2019-09-01 | 0 days | 2,254 sqft |
| 2019-10-01 | 0 days | 2,265 sqft |
| 2019-11-01 | 0 days | 2,120 sqft |
| 2019-12-01 | 0 days | 2,085 sqft |
| 2020-01-01 | 0 days | 2,108 sqft |
| 2020-02-01 | 0 days | 2,100 sqft |
| 2020-03-01 | 0 days | 2,148 sqft |
| 2020-04-01 | 0 days | 2,152 sqft |
| 2020-05-01 | 0 days | 2,233 sqft |
| 2020-06-01 | 0 days | 2,208 sqft |
| 2020-07-01 | 0 days | 2,235 sqft |
| 2020-08-01 | 0 days | 2,192 sqft |
| 2020-09-01 | 0 days | 2,032 sqft |
| 2020-10-01 | 0 days | 1,949 sqft |
| 2020-11-01 | 0 days | 1,939 sqft |
| 2020-12-01 | 0 days | 2,004 sqft |
| 2021-01-01 | 0 days | 2,012 sqft |
| 2021-02-01 | 0 days | 2,074 sqft |
| 2021-03-01 | 0 days | 2,094 sqft |
| 2021-04-01 | 0 days | 2,112 sqft |
| 2021-05-01 | 0 days | 2,064 sqft |
| 2021-06-01 | 0 days | 1,874 sqft |
| 2021-07-01 | 0 days | 2,000 sqft |
| 2021-08-01 | 0 days | 1,922 sqft |
| 2021-09-01 | 0 days | 1,907 sqft |
| 2021-10-01 | 0 days | 1,792 sqft |
| 2021-11-01 | 0 days | 1,755 sqft |
| 2021-12-01 | 0 days | 1,751 sqft |
| 2022-01-01 | 0 days | 1,720 sqft |
| 2022-02-01 | 0 days | 1,800 sqft |
| 2022-03-01 | 0 days | 2,038 sqft |
| 2022-04-01 | 0 days | 2,015 sqft |
| 2022-05-01 | 0 days | 2,008 sqft |
| 2022-06-01 | 0 days | 1,980 sqft |
| 2022-07-01 | 0 days | 1,948 sqft |
| 2022-08-01 | 0 days | 1,906 sqft |
| 2022-09-01 | 0 days | 1,861 sqft |
| 2022-10-01 | 0 days | 1,892 sqft |
| 2022-11-01 | 0 days | 1,703 sqft |
| 2022-12-01 | 0 days | 1,668 sqft |
| 2023-01-01 | 0 days | 1,684 sqft |
| 2023-02-01 | 0 days | 1,581 sqft |
| 2023-03-01 | 0 days | 1,628 sqft |
| 2023-04-01 | 0 days | 1,732 sqft |
Jacksonville's median square footage for active listings during the 2023-04-01 period was 1,732 sqft. One year prior, the average listing was 2,015 sqft.
Jacksonville, TX Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 582 | $134,850,000 | $231,701 |
| Refi | 152 | $35,470,000 | $233,355 |
| Cash Out Refi | 95 | $17,845,000 | $187,842 |
| Home Improvement | 48 | $4,270,000 | $88,958 |
| Other | 40 | $3,270,000 | $81,750 |
Jacksonville's most frequently cited loan purpose was Home Purchase, with 582 originations. The 2nd most popular reason was Refi, with 152 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5-6% | 211 | $44,935,000 | $212,962 |
| 4-5% | 191 | $48,945,000 | $256,257 |
| 3-4% | 171 | $42,365,000 | $247,749 |
| 6-7% | 107 | $18,745,000 | $175,187 |
| Over 8% | 61 | $6,395,000 | $104,836 |
| 7-8% | 45 | $5,925,000 | $131,667 |
| 2.5-3% | 39 | $9,555,000 | $245,000 |
| <2.5% | 17 | $4,015,000 | $236,176 |
During 2022, Jacksonville's most frequently originated rate bucket was 5-6%, with 211 originations.
Loan Sizing (Jacksonville, TX MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 324 | $47,120,000 | $145,432 |
| $200k-400k | 269 | $74,295,000 | $276,190 |
| $100,000 or less | 220 | $14,420,000 | $65,545 |
| $400k-600k | 79 | $37,715,000 | $477,405 |
| $600k-1000k | 18 | $12,700,000 | $705,556 |
| $Over $1MM | 7 | $9,455,000 | $1,350,714 |
Jacksonville's loan sizing saw the bucket of loans from $100k-200k with 324 originations, totaling $47,120,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 381 | $87,015,000 | $228,386 |
| 60-80% | 232 | $57,910,000 | $249,612 |
| 40-60% | 103 | $23,635,000 | $229,466 |
| 20-40% | 61 | $5,915,000 | $96,967 |
| Under 20% | 46 | $2,090,000 | $45,435 |
| Over 100% | 18 | $3,370,000 | $187,222 |
Jacksonville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 381 originations, totaling $87,015,000 in origination value.