Jacksonville Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Jacksonville averaged 6.56% for the week of 2023-12-07, compared to the national average of 7.03% for the same period.

    The average rate for the prior week (2023-11-30) was 7.05% and one month ago for the week of 2023-11-02, the average rate was 7.59%.

    Jacksonville's average rate one year ago was 6.12%.

    For refis of the same type during the week of 2023-12-07, the average rate was 7.53%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-12-07 7.03%
    Jacksonville 30 Year Fixed Rate 2023-12-07 6.56%
    Jacksonville 30 Year Fixed Rate Refi 2023-12-07 7.53%
    Jacksonville 15 Year Fixed Rate 2023-12-07 6.29%
    Jacksonville 15 Year Fixed Rate Refi 2023-12-07 6.59%
    Jacksonville 30 Year FHA 2023-12-07 6.46%
    Jacksonville 30 Year FHA Refi 2023-12-07 6.62%
    Jacksonville 30 Year USDA 2023-12-07 6.92%
    Jacksonville 30 Year USDA Refi 2023-12-07 6.92%
    Jacksonville 30 Year VA 2023-12-07 6.74%
    Jacksonville 30 Year VA Refi 2023-12-07 6.34%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Jacksonville, TX.

    Jacksonville Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Jacksonville, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    QUICKEN LOANS, LLC 43 4.84% $6,323
    Austin Bank, Texas 28 4.60% $4,075
    ALTRA 22 5.21% $3,866
    UNITED WHOLESALE MORTGAGE, LLC 17 5.08% $7,113
    Prosperity Bank 13 4.63% $3,094
    CMG MORTGAGE, INC. 12 4.90% $6,620
    FINANCE OF AMERICA MORTGAGE LLC 9 4.71% $6,942
    MORTGAGE FINANCIAL SERVICES, LLC 9 4.47% $9,105
    LOANDEPOT.COM, LLC 7 4.95% $5,910
    BancorpSouth 6 5.19% $7,416
    HOME POINT FINANCIAL CORPORATION 5 4.35% $5,118
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 5 5.40% $8,058
    Flagstar Bank, FSB 5 4.29% $6,526
    VeraBank 5 4.05% $4,321
    Wells Fargo Bank 5 4.48% $6,728
    INTEGRITY MORTGAGE CORPORATION OF TEXAS 4 5.15% $5,019
    Commercial Bank of Texas 4 4.75% $3,515
    Mr. Cooper ( Nationstar Mortgage ) 4 4.90% $10,137
    CARDINAL FINANCIAL 4 4.87% $10,282
    GUARANTEED RATE, INC. 4 4.98% $6,972
    ASPIRE FINANCIAL, INC. 4 5.56% $5,075
    AMERICAN FINANCING CORPORATION 3 4.67% $7,831
    CALIBER HOME LOANS, INC. 3 4.21% $6,938
    Sunflower Bank 3 3.71% $5,492
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 3 5.25% $6,044
    Prosperity Home Mortgage, LLC 2 4.19% $6,984
    Southside Bank 2 5.56% $7,491
    NEWREZ LLC 2 4.31% $5,294
    FREEDOM MORTGAGE CORPORATION 2 3.81% $6,862
    Gateway First Bank 2 4.63% $4,595
    Texas Mortgage Lending, LLC 2 6.50% $11,103
    MID AMERICA MORTGAGE, INC. 2 4.88% $6,143
    GUARANTEED RATE AFFINITY, LLC 2 5.13% $5,185
    Truist 2 3.10% $2,990
    ACADEMY MORTGAGE CORPORATION 2 4.69% $12,387
    U.S. Bank 2 4.38% $2,612
    GUILD MORTGAGE COMPANY 2 5.31% $9,886
    EAST TEXAS PROFESSIONAL Credit Union 2 4.13% $7,956
    JPMorgan Chase Bank 2 3.25% $5,190
    NAVY FEDERAL CREDIT UNION 2 6.06% $5,497
    NETWORK CAPITAL FUNDING CORPORATION 2 5.69% $10,724
    Regions Bank 2 4.13% $7,060
    AMERISAVE MORTGAGE CORPORATION 2 4.31% $6,026
    ZILLOW HOME LOANS, LLC 1 7.13% $2,961
    A+ Federal Credit Union 1 3.75% $0
    Ally Bank 1 6.00% $2,406
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 4.63% $7,776
    Ameris Bank 1 6.50% $7,069
    ANGEL OAK HOME LOANS LLC 1 6.00% $11,359
    BETTER MORTGAGE CORPORATION 1 5.25% $5,536
    BLACK HILLS FEDERAL CREDIT UNION 1 4.99% $5,480
    BNC National Bank 1 5.00% $5,761
    BROKER SOLUTIONS, INC. 1 3.99% $5,080
    CERTAINTY HOME LOANS, LLC 1 5.88% $4,247
    Charles Schwab Bank, SSB 1 5.00% $7,198
    CHURCHILL MORTGAGE CORPORATION 1 3.50% $7,105
    City Bank 1 4.25% $7,001
    Core Bank 1 4.87% $3,786
    CROSSCOUNTRY MORTGAGE, LLC 1 4.45% $22,573
    Discover Bank 1 7.99% $0
    EASTMAN 1 6.25% $3,079
    EVERETT FINANCIAL, INC. 1 5.88% $3,107
    GREAT LAKES 1 5.50% $4,588
    Guaranty Bank & Trust, N.A. 1 3.25% $4,094
    Hometown Lenders, Inc. 1 4.13% $2,384
    KELLY COMMUNITY FEDERAL CREDIT UNION 1 3.62% $5,596
    LOANPAL, LLC 1 3.88% $3,654
    LOANPEOPLE, LLC 1 6.88% $8,576
    Metro City Bank 1 5.75% $4,741
    PANORAMA MORTGAGE GROUP, LLC 1 6.50% $6,810
    Paramount Residential Mortgage Group, Inc. 1 3.63% $6,097
    PENNYMAC LOAN SERVICES, LLC 1 4.63% $11,402
    PHH Mortgage Corporation 1 6.13% $4,356
    PNC Bank 1 4.63% $5,539
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 4.25% $17,553
    ROYAL UNITED MORTGAGE LLC 1 4.63% $6,967
    SFMC, LP 1 5.25% $16,573
    T2 FINANCIAL LLC 1 6.13% $8,795
    Telco Plus Credit Union 1 4.69% $5,412
    THRIVE MORTGAGE, LLC 1 4.38% $4,882
    Toyota Financial Savings Bank 1 2.75% $9,350
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 5.75% $7,358
    Wallick & Volk, Inc. 1 7.63% $4,083
    Watermark Capital, Inc. 1 4.50% $5,046
    AB COMMUNITY INVESTMENT COMPANY 1 5.00% $2,485

    Jacksonville Average Closing Costs & Other Stats

    Jacksonville, TX's 85 lenders originated 917 loans during 2022. The total origination value was $195,705,000, with an average loan value of $213,419.

    Jacksonville's average closing costs are $5,262.

    The top Jacksonville lender as defined by loan originations is QUICKEN LOANS, LLC, with 43 loans originated. Their average total fees are $6,323, which is $2,248 higher than the next largest lender, Austin Bank, Texas.

    The lowest fee Jacksonville lenders (with over 10 loans originated) are Prosperity Bank ($3,094), ALTRA ($3,866), Austin Bank, Texas ($4,075), QUICKEN LOANS, LLC ($6,323) and CMG MORTGAGE, INC. ($6,620).

    The lowest rate Jacksonville lenders (with over 10 loans originated) are Austin Bank, Texas (4.60%), Prosperity Bank (4.63%), QUICKEN LOANS, LLC (4.84%), CMG MORTGAGE, INC. (4.90%) and UNITED WHOLESALE MORTGAGE, LLC (5.08%).

    Jacksonville, TX Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    Austin Bank, Texas $34,130,000 $29,425,000 -13.8% 15.0%
    QUICKEN LOANS, LLC $19,930,000 $15,335,000 -23.1% 7.8%
    ALTRA $12,270,000 $10,215,000 -16.7% 5.2%
    Prosperity Bank $5,115,000 $7,915,000 54.7% 4.0%
    Texas National Bank of Jacksonville $8,925,000 $7,520,000 -15.7% 3.8%
    CMG MORTGAGE, INC. $3,675,000 $6,795,000 84.9% 3.5%
    UNITED WHOLESALE MORTGAGE, LLC $6,700,000 $6,430,000 -4.0% 3.3%
    21ST MORTGAGE CORPORATION $4,490,000 $6,065,000 35.1% 3.1%
    VeraBank $2,440,000 $5,025,000 105.9% 2.6%
    FINANCE OF AMERICA MORTGAGE LLC $6,270,000 $3,410,000 -45.6% 1.7%
    LOANDEPOT.COM, LLC $3,090,000 $3,365,000 8.9% 1.7%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $3,035,000 $2,610,000 -14.0% 1.3%
    Mortgage Research Center, LLC $5,405,000 $2,535,000 -53.1% 1.3%
    MORTGAGE FINANCIAL SERVICES, LLC $4,010,000 $2,520,000 -37.2% 1.3%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,420,000 $2,220,000 -8.3% 1.1%
    Commercial Bank of Texas $1,930,000 $2,155,000 11.7% 1.1%
    EAST TEXAS PROFESSIONAL Credit Union $640,000 $2,145,000 235.2% 1.1%
    BancorpSouth Bank $2,455,000 $2,140,000 -12.8% 1.1%
    Southside Bank $4,145,000 $2,045,000 -50.7% 1.0%
    Arbor Realty Trust, Inc. $2,005,000 n/a 1.0%
    GUARANTEED RATE, INC. $1,830,000 n/a 0.9%
    Citizens 1st Bank $2,600,000 $1,725,000 -33.7% 0.9%
    CALIBER HOME LOANS, INC. $2,000,000 $1,715,000 -14.3% 0.9%
    VANDERBILT MORTGAGE AND FINANCE, INC. $910,000 $1,695,000 86.3% 0.9%
    HOME POINT FINANCIAL CORPORATION $1,095,000 $1,685,000 53.9% 0.9%
    ACADEMY MORTGAGE CORPORATION $4,555,000 $1,650,000 -63.8% 0.8%
    Wells Fargo Bank $4,485,000 $1,540,000 -65.7% 0.8%
    Mr. Cooper ( Nationstar Mortgage ) $3,070,000 $1,520,000 -50.5% 0.8%
    Flagstar Bank, FSB $815,000 $1,425,000 74.8% 0.7%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $1,820,000 $1,355,000 -25.5% 0.7%
    Texas Bank and Trust Company $795,000 $1,305,000 64.2% 0.7%
    Regions Bank $3,160,000 $1,270,000 -59.8% 0.6%
    GSF Mortgage Corporation $135,000 $1,250,000 825.9% 0.6%
    TRIAD FINANCIAL SERVICES, INC. $190,000 $1,250,000 557.9% 0.6%
    Gateway First Bank $4,365,000 $1,180,000 -73.0% 0.6%
    BOM Bank $1,125,000 n/a 0.6%
    InterBank $1,100,000 n/a 0.6%
    UBank $660,000 $1,070,000 62.1% 0.5%
    CROSSCOUNTRY MORTGAGE, LLC $775,000 $1,025,000 32.3% 0.5%
    SFMC, LP $635,000 $995,000 56.7% 0.5%
    Texas Mortgage Lending, LLC $625,000 $985,000 57.6% 0.5%
    INTEGRITY MORTGAGE CORPORATION OF TEXAS $235,000 $980,000 317.0% 0.5%
    GUILD MORTGAGE COMPANY $3,135,000 $955,000 -69.5% 0.5%
    PENNYMAC LOAN SERVICES, LLC $2,880,000 $955,000 -66.8% 0.5%
    Telco Plus Credit Union $650,000 $940,000 44.6% 0.5%
    Toyota Financial Savings Bank $935,000 n/a 0.5%
    JPMorgan Chase Bank $1,830,000 $925,000 -49.5% 0.5%
    USAA Federal Savings Bank $945,000 $925,000 -2.1% 0.5%
    Sunflower Bank $580,000 $905,000 56.0% 0.5%
    EVERETT FINANCIAL, INC. $645,000 $875,000 35.7% 0.4%
    COUNTRYPLACE MORTGAGE, LTD. $600,000 $870,000 45.0% 0.4%
    FREEDOM MORTGAGE CORPORATION $4,730,000 $870,000 -81.6% 0.4%
    AMERICAN FINANCING CORPORATION $190,000 $790,000 315.8% 0.4%
    PNC Bank $215,000 $790,000 267.4% 0.4%
    Charles Schwab Bank, SSB $775,000 n/a 0.4%
    RANDOLPH-BROOKS $775,000 n/a 0.4%
    MID AMERICA MORTGAGE, INC. $315,000 $745,000 136.5% 0.4%
    NAVY FEDERAL CREDIT UNION $870,000 $715,000 -17.8% 0.4%
    GUARANTEED RATE AFFINITY, LLC $410,000 $650,000 58.5% 0.3%
    ASPIRE FINANCIAL, INC. $2,070,000 $620,000 -70.0% 0.3%
    Ameris Bank $605,000 n/a 0.3%
    THRIVE MORTGAGE, LLC $490,000 $585,000 19.4% 0.3%
    First National Bank of East Texas $580,000 n/a 0.3%
    NEWREZ LLC $435,000 $560,000 28.7% 0.3%
    Prosperity Home Mortgage, LLC $315,000 $560,000 77.8% 0.3%
    BNC National Bank $555,000 n/a 0.3%
    Texas Bank $45,000 $555,000 1,133.3% 0.3%
    NTFN, INC. $545,000 $550,000 0.9% 0.3%
    BROKER SOLUTIONS, INC. $1,480,000 $545,000 -63.2% 0.3%
    ROYAL UNITED MORTGAGE LLC $130,000 $535,000 311.5% 0.3%
    NETWORK CAPITAL FUNDING CORPORATION $510,000 n/a 0.3%
    The First National Bank of Hughes Springs $510,000 n/a 0.3%
    CREDIT HUMAN FEDERAL CREDIT UNION $250,000 $500,000 100.0% 0.3%
    SECURITY SERVICE $500,000 n/a 0.3%
    Truist $225,000 $480,000 113.3% 0.2%
    U.S. Bank $290,000 $470,000 62.1% 0.2%
    BETTER MORTGAGE CORPORATION $1,520,000 $450,000 -70.4% 0.2%
    CHURCHILL MORTGAGE CORPORATION $420,000 n/a 0.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $420,000 n/a 0.2%
    First United Bank and Trust Company $1,095,000 $415,000 -62.1% 0.2%
    Equity Prime Mortgage LLC $410,000 n/a 0.2%
    Alliance Bank $275,000 $405,000 47.3% 0.2%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $2,955,000 $405,000 -86.3% 0.2%
    North American Savings Bank, F.S.B. $155,000 $385,000 148.4% 0.2%
    AMCAP MORTGAGE, LTD. $1,535,000 $370,000 -75.9% 0.2%
    GREAT LAKES $365,000 n/a 0.2%
    Citizens Bank & Trust Company of Vivian, Louisiana $355,000 n/a 0.2%
    AMERICAN PACIFIC MORTGAGE CORPORATION $340,000 n/a 0.2%
    TIB The Independent Bankersbank $1,915,000 $335,000 -82.5% 0.2%
    AMERISAVE MORTGAGE CORPORATION $2,440,000 $330,000 -86.5% 0.2%
    City Bank $205,000 $325,000 58.5% 0.2%
    Cooperative Teachers Credit Union $620,000 $325,000 -47.6% 0.2%
    BTH Bank $635,000 $315,000 -50.4% 0.2%
    CERTAINTY HOME LOANS, LLC $460,000 $315,000 -31.5% 0.2%
    CSL Financial, LLC $315,000 n/a 0.2%
    Mineola Community Bank, S.S.B. $165,000 $315,000 90.9% 0.2%
    LONGBRIDGE FINANCIAL, LLC $305,000 n/a 0.2%
    BLACK HILLS FEDERAL CREDIT UNION $295,000 n/a 0.2%
    Commerce Home Mortgage, Inc. $295,000 n/a 0.2%
    PLANET HOME LENDING, LLC $225,000 $285,000 26.7% 0.1%
    SOUTHWEST STAGE FUNDING, LLC $1,270,000 $285,000 -77.6% 0.1%
    NATIONS RELIABLE LENDING, LLC $275,000 n/a 0.1%
    SOUTHWEST FUNDING, LP $195,000 $265,000 35.9% 0.1%
    EASTMAN $455,000 $260,000 -42.9% 0.1%
    PANORAMA MORTGAGE GROUP, LLC $255,000 n/a 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $2,435,000 $255,000 -89.5% 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $165,000 $250,000 51.5% 0.1%
    GENEVA FINANCIAL, LLC $245,000 n/a 0.1%
    ONY GLO, INC. $245,000 n/a 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $240,000 n/a 0.1%
    LEADERONE FINANCIAL CORPORATION $235,000 n/a 0.1%
    MICHIGAN MUTUAL, INC. $225,000 $235,000 4.4% 0.1%
    NATIONWIDE MORTGAGE BANKERS, INC. $145,000 $235,000 62.1% 0.1%
    NBKC BANK $235,000 n/a 0.1%
    Citizens Bank $185,000 $225,000 21.6% 0.1%
    OCMBC, INC. $225,000 n/a 0.1%
    ANGEL OAK HOME LOANS LLC $215,000 n/a 0.1%
    BEST FINANCE CAPITAL, INC. $215,000 n/a 0.1%
    Hometown Lenders, Inc. $215,000 n/a 0.1%
    Allegiance Bank $205,000 n/a 0.1%
    LOANPEOPLE, LLC $205,000 n/a 0.1%
    Ally Bank $800,000 $195,000 -75.6% 0.1%
    HOMESIDE FINANCIAL, LLC $255,000 $195,000 -23.5% 0.1%
    INTERLINC MORTGAGE SERVICES, LLC $720,000 $195,000 -72.9% 0.1%
    Wyndham Capital Mortgage, Inc. $195,000 n/a 0.1%
    Core Bank $185,000 n/a 0.1%
    MOVEMENT MORTGAGE, LLC $460,000 $185,000 -59.8% 0.1%
    SUMMIT FUNDING, INC. $245,000 $185,000 -24.5% 0.1%
    Deere Employees Credit Union $165,000 $180,000 9.1% 0.1%
    A+ Federal Credit Union $155,000 $175,000 12.9% 0.1%
    KELLY COMMUNITY FEDERAL CREDIT UNION $2,560,000 $175,000 -93.2% 0.1%
    Midwest Mortgage Associates Corporation $175,000 n/a 0.1%
    Paramount Residential Mortgage Group, Inc. $1,205,000 $175,000 -85.5% 0.1%
    Wallick & Volk, Inc. $175,000 n/a 0.1%
    MORIA DEVELOPMENT, INC. $165,000 n/a 0.1%
    AB COMMUNITY INVESTMENT COMPANY $155,000 n/a 0.1%
    PHH Mortgage Corporation $195,000 $155,000 -20.5% 0.1%
    AMERICAN ADVISORS GROUP $525,000 $150,000 -71.4% 0.1%
    HomeBank Texas $145,000 n/a 0.1%
    Lakeview Community Capital, LLC $145,000 n/a 0.1%
    LENDINGHOME FUNDING CORPORATION $145,000 n/a 0.1%
    LOANPAL, LLC $145,000 n/a 0.1%
    Metro City Bank $125,000 $145,000 16.0% 0.1%
    T2 FINANCIAL LLC $685,000 $145,000 -78.8% 0.1%
    AMERICAN HERITAGE LENDING, INC. $135,000 n/a 0.1%
    Bank of America $735,000 $135,000 -81.6% 0.1%
    STOCKTON MORTGAGE CORPORATION $125,000 n/a 0.1%
    Watermark Capital, Inc. $125,000 n/a 0.1%
    American State Bank $1,020,000 $115,000 -88.7% 0.1%
    GIBRALTAR MORTGAGE SERVICES, LLC $115,000 n/a 0.1%
    Guaranty Bank & Trust, N.A. $115,000 n/a 0.1%
    ZILLOW HOME LOANS, LLC $145,000 $115,000 -20.7% 0.1%
    Frost Bank $95,000 n/a 0.0%
    OCEANSIDE MORTGAGE COMPANY $95,000 n/a 0.0%
    PENTAGON FEDERAL CREDIT UNION $365,000 $90,000 -75.3% 0.0%
    DIGITAL Federal Credit Union $85,000 n/a 0.0%
    VILLAGE CAPITAL MORTGAGE $610,000 $85,000 -86.1% 0.0%
    Chicago Mortgage Solutions LLC $630,000 $75,000 -88.1% 0.0%
    FirstBank $65,000 n/a 0.0%
    Sabine Federal Credit Union $55,000 n/a 0.0%
    Discover Bank $35,000 n/a 0.0%

    Jacksonville's top lender by overall market share is Austin Bank, Texas, with 15.0% market share. In second place, with 7.8%, is QUICKEN LOANS, LLC, having originated $15,335,000 in loans. In third place, with 5.2%, is ALTRA, having originated $10,215,000 in loans. In fourth place, with 4.0%, is Prosperity Bank, having originated $7,915,000 in loans. In fifth place, with 3.8%, is Texas National Bank of Jacksonville, having originated $7,520,000 in loans.

    Jacksonville Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Jacksonville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $212,500 (11.1%) $297,778 (12.5%) 0.00 174
    2018-02-01 $209,475 (7.6%) $313,142 (19.5%) 0.00 179
    2018-03-01 $225,900 (3.2%) $319,967 (9.3%) 0.00 181
    2018-04-01 $226,225 (-2.7%) $323,721 (8.9%) 0.00 181
    2018-05-01 $235,250 (-4.8%) $328,708 (8.3%) 0.00 178
    2018-06-01 $240,500 (-7.0%) $330,162 (2.0%) 0.00 184
    2018-07-01 $244,975 (0.0%) $316,511 (-0.2%) 0.00 202
    2018-08-01 $241,875 (7.0%) $309,224 (2.5%) 0.00 200
    2018-09-01 $239,000 (16.9%) $314,186 (9.4%) 0.00 196
    2018-10-01 $235,500 (19.3%) $299,989 (5.8%) 0.00 182
    2018-11-01 $235,000 (17.9%) $310,131 (10.1%) 0.00 189
    2018-12-01 $234,750 (9.9%) $309,085 (6.4%) 0.00 182
    2019-01-01 $232,000 (9.2%) $308,065 (3.5%) 0.00 176
    2019-02-01 $229,500 (9.6%) $314,855 (0.6%) 0.00 169
    2019-03-01 $236,143 (4.5%) $314,851 (-1.6%) 0.00 177
    2019-04-01 $242,268 (7.1%) $308,952 (-4.6%) 0.00 195
    2019-05-01 $249,700 (6.1%) $340,402 (3.6%) 0.00 206
    2019-06-01 $249,900 (3.9%) $347,200 (5.2%) 0.00 196
    2019-07-01 $241,459 (-1.4%) $347,679 (9.9%) 0.00 179
    2019-08-01 $244,918 (1.3%) $349,517 (13.0%) 0.00 174
    2019-09-01 $247,495 (3.6%) $343,255 (9.3%) 0.00 163
    2019-10-01 $249,375 (5.9%) $341,096 (13.7%) 0.00 150
    2019-11-01 $243,000 (3.4%) $332,574 (7.2%) 0.00 155
    2019-12-01 $237,125 (1.0%) $325,252 (5.2%) 0.00 165
    2020-01-01 $239,995 (3.5%) $323,215 (4.9%) 0.00 151
    2020-02-01 $234,900 (2.4%) $320,855 (1.9%) 0.00 153
    2020-03-01 $241,095 (2.1%) $344,873 (9.5%) 0.00 140
    2020-04-01 $247,600 (2.2%) $341,651 (10.6%) 0.00 140
    2020-05-01 $259,995 (4.1%) $355,191 (4.3%) 0.00 126
    2020-06-01 $260,000 (4.0%) $364,017 (4.8%) 0.00 112
    2020-07-01 $261,450 (8.3%) $369,008 (6.1%) 0.00 107
    2020-08-01 $269,220 (9.9%) $368,163 (5.3%) 0.00 101
    2020-09-01 $244,893 (-1.1%) $332,767 (-3.1%) 0.00 89
    2020-10-01 $236,000 (-5.4%) $330,193 (-3.2%) 0.00 79
    2020-11-01 $217,500 (-10.5%) $312,421 (-6.1%) 0.00 82
    2020-12-01 $256,269 (8.1%) $355,639 (9.3%) 0.00 72
    2021-01-01 $256,275 (6.8%) $357,046 (10.5%) 0.00 66
    2021-02-01 $268,225 (14.2%) $376,763 (17.4%) 0.00 62
    2021-03-01 $258,600 (7.3%) $371,357 (7.7%) 0.00 56
    2021-04-01 $262,375 (6.0%) $345,274 (1.1%) 0.00 55
    2021-05-01 $248,500 (-4.4%) $340,264 (-4.2%) 0.00 64
    2021-06-01 $230,000 (-11.5%) $321,939 (-11.6%) 0.00 65
    2021-07-01 $254,000 (-2.9%) $368,146 (-0.2%) 0.00 66
    2021-08-01 $254,747 (-5.4%) $371,720 (1.0%) 0.00 86
    2021-09-01 $267,500 (9.2%) $370,387 (11.3%) 0.00 94
    2021-10-01 $225,000 (-4.7%) $375,065 (13.6%) 0.00 87
    2021-11-01 $195,219 (-10.2%) $347,785 (11.3%) 0.00 87
    2021-12-01 $188,994 (-26.3%) $361,286 (1.6%) 0.00 75
    2022-01-01 $197,988 (-22.7%) $347,200 (-2.8%) 0.00 60
    2022-02-01 $209,822 (-21.8%) $336,114 (-10.8%) 0.00 53
    2022-03-01 $274,300 (6.1%) $402,328 (8.3%) 0.00 54
    2022-04-01 $286,250 (9.1%) $429,392 (24.4%) 0.00 65
    2022-05-01 $274,975 (10.7%) $434,300 (27.6%) 0.00 82
    2022-06-01 $259,475 (12.8%) $393,955 (22.4%) 0.00 86
    2022-07-01 $278,900 (9.8%) $392,447 (6.6%) 0.00 100
    2022-08-01 $264,450 (3.8%) $404,421 (8.8%) 0.00 119
    2022-09-01 $252,500 (-5.6%) $384,197 (3.7%) 0.00 116
    2022-10-01 $269,900 (20.0%) $384,821 (2.6%) 0.00 134
    2022-11-01 $255,000 (30.6%) $361,693 (4.0%) 0.00 138
    2022-12-01 $255,000 (34.9%) $336,679 (-6.8%) 0.00 136
    2023-01-01 $255,000 (28.8%) $332,666 (-4.2%) 0.00 118
    2023-02-01 $255,000 (21.5%) $330,253 (-1.7%) 0.00 119
    2023-03-01 $255,000 (-7.0%) $365,511 (-9.2%) 0.00 123
    2023-04-01 $259,950 (-9.2%) $385,225 (-10.3%) 0.00 120
    2023-05-01 $310,000 (12.7%) $384,715 (-11.4%) 0.00 120
    2023-06-01 $271,000 (4.4%) $375,979 (-4.6%) 0.00 134
    2023-07-01 $279,800 (0.3%) $401,591 (2.3%) 0.00 156
    2023-08-01 $325,000 (22.9%) $402,451 (-0.5%) 0.00 182
    2023-09-01 $310,000 (22.8%) $386,636 (0.6%) 0.00 186
    2023-10-01 $301,250 (11.6%) $377,344 (-1.9%) 0.00 192
    2023-11-01 $305,000 (19.6%) $379,238 (4.9%) 0.00 186
    Jacksonville's median listing price for 2023-11-01 was $305,000, a difference of $50,000 (19.6%) versus the prior year and $3,750 versus the prior month.

    Jacksonville's median listing price comes in at 0% of the national average.

    Jacksonville's average listing price for 2023-11-01 was $379,238, a difference of $17,545 (4.9%) versus the prior year and $1,894 versus the prior month.

    For the 2023-11-01 period, Jacksonville had 186 MLS listings, a difference of -6 listings (-3%) versus the prior month and 48 listings (35%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Jacksonville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,050 sqft
    2018-02-01 0 days 2,092 sqft
    2018-03-01 0 days 2,211 sqft
    2018-04-01 0 days 2,220 sqft
    2018-05-01 0 days 2,180 sqft
    2018-06-01 0 days 2,194 sqft
    2018-07-01 0 days 2,149 sqft
    2018-08-01 0 days 2,111 sqft
    2018-09-01 0 days 2,094 sqft
    2018-10-01 0 days 2,155 sqft
    2018-11-01 0 days 2,165 sqft
    2018-12-01 0 days 2,094 sqft
    2019-01-01 0 days 2,006 sqft
    2019-02-01 0 days 2,022 sqft
    2019-03-01 0 days 1,994 sqft
    2019-04-01 0 days 1,978 sqft
    2019-05-01 0 days 2,160 sqft
    2019-06-01 0 days 2,181 sqft
    2019-07-01 0 days 2,248 sqft
    2019-08-01 0 days 2,260 sqft
    2019-09-01 0 days 2,263 sqft
    2019-10-01 0 days 2,265 sqft
    2019-11-01 0 days 2,120 sqft
    2019-12-01 0 days 2,085 sqft
    2020-01-01 0 days 2,108 sqft
    2020-02-01 0 days 2,100 sqft
    2020-03-01 0 days 2,148 sqft
    2020-04-01 0 days 2,152 sqft
    2020-05-01 0 days 2,233 sqft
    2020-06-01 0 days 2,208 sqft
    2020-07-01 0 days 2,235 sqft
    2020-08-01 0 days 2,192 sqft
    2020-09-01 0 days 2,032 sqft
    2020-10-01 0 days 1,925 sqft
    2020-11-01 0 days 1,939 sqft
    2020-12-01 0 days 2,004 sqft
    2021-01-01 0 days 2,012 sqft
    2021-02-01 0 days 2,074 sqft
    2021-03-01 0 days 2,094 sqft
    2021-04-01 0 days 2,112 sqft
    2021-05-01 0 days 2,064 sqft
    2021-06-01 0 days 1,874 sqft
    2021-07-01 0 days 2,000 sqft
    2021-08-01 0 days 1,922 sqft
    2021-09-01 0 days 1,907 sqft
    2021-10-01 0 days 1,792 sqft
    2021-11-01 0 days 1,755 sqft
    2021-12-01 0 days 1,751 sqft
    2022-01-01 0 days 1,720 sqft
    2022-02-01 0 days 1,800 sqft
    2022-03-01 0 days 2,038 sqft
    2022-04-01 0 days 2,015 sqft
    2022-05-01 0 days 2,008 sqft
    2022-06-01 0 days 1,980 sqft
    2022-07-01 0 days 1,948 sqft
    2022-08-01 0 days 1,906 sqft
    2022-09-01 0 days 1,861 sqft
    2022-10-01 0 days 1,892 sqft
    2022-11-01 0 days 1,703 sqft
    2022-12-01 0 days 1,668 sqft
    2023-01-01 0 days 1,684 sqft
    2023-02-01 0 days 1,577 sqft
    2023-03-01 0 days 1,628 sqft
    2023-04-01 0 days 1,732 sqft
    2023-05-01 0 days 1,779 sqft
    2023-06-01 0 days 1,785 sqft
    2023-07-01 0 days 1,881 sqft
    2023-08-01 0 days 1,935 sqft
    2023-09-01 0 days 1,864 sqft
    2023-10-01 0 days 1,803 sqft
    2023-11-01 0 days 1,799 sqft
    Jacksonville's median listing age (time on market) for 2023-11-01 was 0 days.

    Jacksonville's median square footage for active listings during the 2023-11-01 period was 1,799 sqft. One year prior, the average listing was 1,703 sqft.

    Jacksonville, TX Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 582 $134,850,000 $231,701
    Refi 152 $35,470,000 $233,355
    Cash Out Refi 95 $17,845,000 $187,842
    Home Improvement 48 $4,270,000 $88,958
    Other 40 $3,270,000 $81,750

    Jacksonville's most frequently cited loan purpose was Home Purchase, with 582 originations. The 2nd most popular reason was Refi, with 152 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 211 $44,935,000 $212,962
    4-5% 191 $48,945,000 $256,257
    3-4% 171 $42,365,000 $247,749
    6-7% 107 $18,745,000 $175,187
    Over 8% 61 $6,395,000 $104,836
    7-8% 45 $5,925,000 $131,667
    2.5-3% 39 $9,555,000 $245,000
    <2.5% 17 $4,015,000 $236,176

    During 2022, Jacksonville's most frequently originated rate bucket was 5-6%, with 211 originations.

    Loan Sizing (Jacksonville, TX MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 324 $47,120,000 $145,432
    $200k-400k 269 $74,295,000 $276,190
    $100,000 or less 220 $14,420,000 $65,545
    $400k-600k 79 $37,715,000 $477,405
    $600k-1000k 18 $12,700,000 $705,556
    $Over $1MM 7 $9,455,000 $1,350,714

    Jacksonville's loan sizing saw the bucket of loans from $100k-200k with 324 originations, totaling $47,120,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 381 $87,015,000 $228,386
    60-80% 232 $57,910,000 $249,612
    40-60% 103 $23,635,000 $229,466
    20-40% 61 $5,915,000 $96,967
    Under 20% 46 $2,090,000 $45,435
    Over 100% 18 $3,370,000 $187,222

    Jacksonville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 381 originations, totaling $87,015,000 in origination value.