Jacksonville Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Jacksonville averaged
6.43%
for the week of 2024-10-03, compared to the national average of
6.12% for the same period.
The average rate for the prior week (2024-09-26) was
6.39% and
one month ago for the week of 2024-08-29, the
average rate was 6.66%.
Jacksonville's average rate one year ago was 7.72%.
For refis of the same type during the week of 2024-10-03, the average rate
was 6.22%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-10-03 | 6.12% |
Jacksonville 30 Year Fixed Rate | 2024-10-03 | 6.43% |
Jacksonville 30 Year Fixed Rate Refi | 2024-10-03 | 6.22% |
Jacksonville 15 Year Fixed Rate | 2024-10-03 | 5.35% |
Jacksonville 15 Year Fixed Rate Refi | 2024-10-03 | 5.85% |
Jacksonville 30 Year FHA | 2024-10-03 | 5.89% |
Jacksonville 30 Year FHA Refi | 2024-10-03 | 5.69% |
Jacksonville 30 Year USDA | 2024-10-03 | 5.77% |
Jacksonville 30 Year USDA Refi | 2024-10-03 | 5.87% |
Jacksonville 30 Year VA | 2024-10-03 | 5.8% |
Jacksonville 30 Year VA Refi | 2024-10-03 | 5.7% |
Jacksonville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Jacksonville, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Jacksonville Average Closing Costs & Other Stats
Jacksonville, TX's 81 lenders originated 707
loans during 2023. The total origination value was $161,075,000, with an average loan value of
$227,829.
Jacksonville's average closing costs are $5,532.
The top Jacksonville lender as defined by loan originations is QUICKEN LOANS, LLC, with
37 loans originated. Their average total fees are
$7,480, which is $3,783
higher than the next largest lender,
Austin Bank, Texas.
The lowest fee Jacksonville lenders (with over 10 loans originated) are
Austin Bank, Texas ($3,697), ALTRA ($6,062), QUICKEN LOANS, LLC ($7,480), .
The lowest rate Jacksonville lenders (with over 10 loans originated) are
Austin Bank, Texas (6.78%), QUICKEN LOANS, LLC (6.80%), ALTRA (6.95%), .
Jacksonville, TX Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
Austin Bank, Texas | $29,425,000 | $22,620,000 | -23.1% | 14.0% |
QUICKEN LOANS, LLC | $15,335,000 | $10,930,000 | -28.7% | 6.8% |
Texas National Bank of Jacksonville | $7,520,000 | $10,470,000 | 39.2% | 6.5% |
ALTRA | $10,215,000 | $8,950,000 | -12.4% | 5.6% |
21ST MORTGAGE CORPORATION | $6,065,000 | $6,905,000 | 13.8% | 4.3% |
UNITED WHOLESALE MORTGAGE, LLC | $6,430,000 | $6,330,000 | -1.6% | 3.9% |
CMG MORTGAGE, INC. | $6,795,000 | $5,280,000 | -22.3% | 3.3% |
Mortgage Research Center, LLC | $2,535,000 | $4,815,000 | 89.9% | 3.0% |
VeraBank | $5,025,000 | $3,695,000 | -26.5% | 2.3% |
Prosperity Bank | $7,915,000 | $3,610,000 | -54.4% | 2.2% |
MORTGAGE FINANCIAL SERVICES, LLC | $2,520,000 | $2,935,000 | 16.5% | 1.8% |
First State Bank | $2,245,000 | n/a | 1.4% | |
GUARANTEED RATE, INC. | $1,830,000 | $2,050,000 | 12.0% | 1.3% |
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $1,355,000 | $2,035,000 | 50.2% | 1.3% |
AMCAP MORTGAGE, LTD. | $370,000 | $1,880,000 | 408.1% | 1.2% |
Citizens 1st Bank | $1,725,000 | $1,700,000 | -1.4% | 1.1% |
Bank of America | $135,000 | $1,680,000 | 1,144.4% | 1.0% |
BancorpSouth | $2,140,000 | $1,675,000 | -21.7% | 1.0% |
UBank | $1,070,000 | $1,665,000 | 55.6% | 1.0% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $2,220,000 | $1,455,000 | -34.5% | 0.9% |
SOUTHWEST STAGE FUNDING, LLC | $285,000 | $1,390,000 | 387.7% | 0.9% |
HALLMARK HOME MORTGAGE, LLC | $1,355,000 | n/a | 0.8% | |
UNITED BUILT HOMES, L.L.C. | $1,355,000 | n/a | 0.8% | |
KELLY COMMUNITY FEDERAL CREDIT UNION | $175,000 | $1,320,000 | 654.3% | 0.8% |
Florida Capital Bank | $1,315,000 | n/a | 0.8% | |
CARDINAL FINANCIAL | $2,610,000 | $1,235,000 | -52.7% | 0.8% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $1,695,000 | $1,215,000 | -28.3% | 0.8% |
GUILD MORTGAGE COMPANY | $955,000 | $1,155,000 | 20.9% | 0.7% |
Commercial Bank of Texas | $2,155,000 | $1,150,000 | -46.6% | 0.7% |
Henderson Federal Savings Bank | $1,150,000 | n/a | 0.7% | |
BOKF | $1,135,000 | n/a | 0.7% | |
LOANDEPOT.COM, LLC | $3,365,000 | $1,105,000 | -67.2% | 0.7% |
Texas Mortgage Lending, LLC | $985,000 | $1,050,000 | 6.6% | 0.7% |
TRIAD FINANCIAL SERVICES, INC. | $1,250,000 | $995,000 | -20.4% | 0.6% |
Southside Bank | $2,045,000 | $980,000 | -52.1% | 0.6% |
American State Bank | $115,000 | $965,000 | 739.1% | 0.6% |
EASTMAN | $260,000 | $950,000 | 265.4% | 0.6% |
Texas Bank and Trust Company | $1,305,000 | $940,000 | -28.0% | 0.6% |
SFMC, LP | $995,000 | $890,000 | -10.6% | 0.6% |
PENNYMAC LOAN SERVICES, LLC | $955,000 | $850,000 | -11.0% | 0.5% |
NAVY FEDERAL CREDIT UNION | $715,000 | $840,000 | 17.5% | 0.5% |
Century Mortgage Company DBA Century Lending Company | $790,000 | n/a | 0.5% | |
MID AMERICA MORTGAGE, INC. | $745,000 | $790,000 | 6.0% | 0.5% |
InterBank | $1,100,000 | $785,000 | -28.6% | 0.5% |
Cooperative Teachers Credit Union | $325,000 | $775,000 | 138.5% | 0.5% |
Texas Bank | $555,000 | $725,000 | 30.6% | 0.5% |
BOM Bank | $1,125,000 | $705,000 | -37.3% | 0.4% |
Zions Bank | $685,000 | n/a | 0.4% | |
Paramount Residential Mortgage Group, Inc. | $175,000 | $645,000 | 268.6% | 0.4% |
MEMBER FIRST MORTGAGE, LLC | $635,000 | n/a | 0.4% | |
UNION HOME MORTGAGE CORP. | $600,000 | n/a | 0.4% | |
INTEGRITY MORTGAGE CORPORATION OF TEXAS | $980,000 | $595,000 | -39.3% | 0.4% |
NEWREZ LLC | $560,000 | $560,000 | 0.0% | 0.3% |
PENTAGON FEDERAL CREDIT UNION | $90,000 | $560,000 | 522.2% | 0.3% |
Extraco Banks | $545,000 | n/a | 0.3% | |
Flagstar Bank, FSB | $1,425,000 | $535,000 | -62.5% | 0.3% |
NTFN, INC. | $550,000 | $530,000 | -3.6% | 0.3% |
JPMorgan Chase Bank | $925,000 | $525,000 | -43.2% | 0.3% |
T2 FINANCIAL LLC | $145,000 | $525,000 | 262.1% | 0.3% |
COUNTRYPLACE MORTGAGE, LTD. | $870,000 | $510,000 | -41.4% | 0.3% |
DIRECT MORTGAGE LOANS, LLC | $505,000 | n/a | 0.3% | |
Raymond James Bank | $505,000 | n/a | 0.3% | |
GSB MORTGAGE, INC. | $495,000 | n/a | 0.3% | |
ENVOY MORTGAGE, LTD | $485,000 | n/a | 0.3% | |
LEGEND LENDING CORPORATION | $485,000 | n/a | 0.3% | |
Mr. Cooper ( Nationstar Mortgage ) | $1,520,000 | $480,000 | -68.4% | 0.3% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $470,000 | n/a | 0.3% | |
Neighborhood Loans, Inc. | $470,000 | n/a | 0.3% | |
ZILLOW HOME LOANS, LLC | $115,000 | $465,000 | 304.3% | 0.3% |
CIS Financial Services, Inc. | $445,000 | n/a | 0.3% | |
EUSTIS AND AMERICAN MORTGAGE COMPANY | $420,000 | n/a | 0.3% | |
U.S. Bank | $470,000 | $420,000 | -10.6% | 0.3% |
Telco Plus Credit Union | $940,000 | $415,000 | -55.9% | 0.3% |
USAA Federal Savings Bank | $925,000 | $410,000 | -55.7% | 0.3% |
EVERETT FINANCIAL, INC. | $875,000 | $405,000 | -53.7% | 0.3% |
BROKER SOLUTIONS, INC. | $545,000 | $395,000 | -27.5% | 0.2% |
Credit Union of Texas | $395,000 | n/a | 0.2% | |
GENEVA FINANCIAL, LLC | $245,000 | $380,000 | 55.1% | 0.2% |
Community Bank | $375,000 | n/a | 0.2% | |
NBKC BANK | $235,000 | $365,000 | 55.3% | 0.2% |
Baxter Credit Union | $355,000 | n/a | 0.2% | |
CROSSCOUNTRY MORTGAGE, LLC | $1,025,000 | $355,000 | -65.4% | 0.2% |
First United Bank and Trust Company | $415,000 | $355,000 | -14.5% | 0.2% |
Quontic Bank | $355,000 | n/a | 0.2% | |
Waterstone Mortgage Corporation | $355,000 | n/a | 0.2% | |
AMERICAN PACIFIC MORTGAGE CORPORATION | $340,000 | $350,000 | 2.9% | 0.2% |
Plains Commerce Bank | $350,000 | n/a | 0.2% | |
LOANPAL, LLC | $145,000 | $335,000 | 131.0% | 0.2% |
MANN FINANCIAL INC. | $330,000 | n/a | 0.2% | |
THRIVE MORTGAGE, LLC | $585,000 | $325,000 | -44.4% | 0.2% |
CREDIT HUMAN FEDERAL CREDIT UNION | $500,000 | $305,000 | -39.0% | 0.2% |
Town Square Mortgage & Investments, Inc. | $305,000 | n/a | 0.2% | |
AMERISAVE MORTGAGE CORPORATION | $330,000 | $295,000 | -10.6% | 0.2% |
Midwest Mortgage Associates Corporation | $175,000 | $295,000 | 68.6% | 0.2% |
MEMBERS FIRST CREDIT UNION | $275,000 | n/a | 0.2% | |
NATIONS RELIABLE LENDING, LLC | $275,000 | $275,000 | 0.0% | 0.2% |
TOTAL MORTGAGE SERVICES, LLC | $265,000 | n/a | 0.2% | |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $405,000 | $260,000 | -35.8% | 0.2% |
United Heritage Credit Union | $250,000 | n/a | 0.2% | |
SECURITY SERVICE | $500,000 | $245,000 | -51.0% | 0.2% |
SUCCESS MORTGAGE PARTNERS, INC. | $240,000 | n/a | 0.1% | |
Guaranty Bank & Trust, N.A. | $115,000 | $235,000 | 104.3% | 0.1% |
MUTUAL OF OMAHA MORTGAGE, INC. | $240,000 | $235,000 | -2.1% | 0.1% |
WILLOW BEND MORTGAGE COMPANY, LLC | $235,000 | n/a | 0.1% | |
Carrington Mortgage Services, LLC | $225,000 | n/a | 0.1% | |
CSL Financial, LLC | $315,000 | $225,000 | -28.6% | 0.1% |
TEXAS TECH | $225,000 | n/a | 0.1% | |
Third Coast Bank SSB | $225,000 | n/a | 0.1% | |
Gateway First Bank | $1,180,000 | $220,000 | -81.4% | 0.1% |
Nations Lending Corporation | $215,000 | n/a | 0.1% | |
Equity Prime Mortgage LLC | $410,000 | $210,000 | -48.8% | 0.1% |
RED RIVER EMPLOYEES | $205,000 | n/a | 0.1% | |
TIB The Independent Bankersbank | $335,000 | $205,000 | -38.8% | 0.1% |
The First National Bank of Hughes Springs | $510,000 | $200,000 | -60.8% | 0.1% |
PLAZA HOME MORTGAGE, INC. | $195,000 | n/a | 0.1% | |
TEXAS TRUST | $195,000 | n/a | 0.1% | |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $255,000 | $185,000 | -27.5% | 0.1% |
RANDOLPH-BROOKS | $775,000 | $180,000 | -76.8% | 0.1% |
CHURCHILL MORTGAGE CORPORATION | $420,000 | $175,000 | -58.3% | 0.1% |
Ixonia Bank | $165,000 | n/a | 0.1% | |
NEW DAY FINANCIAL, LLC | $165,000 | n/a | 0.1% | |
PNC Bank | $790,000 | $165,000 | -79.1% | 0.1% |
Servion, Inc. | $165,000 | n/a | 0.1% | |
LHM FINANCIAL CORPORATION | $155,000 | n/a | 0.1% | |
ATLANTA POSTAL | $145,000 | n/a | 0.1% | |
Mid-Continent Funding, Inc. | $145,000 | n/a | 0.1% | |
EAST TEXAS PROFESSIONAL Credit Union | $2,145,000 | $140,000 | -93.5% | 0.1% |
DEEPHAVEN MORTGAGE LLC | $135,000 | n/a | 0.1% | |
HOMESIDE FINANCIAL, LLC | $195,000 | $135,000 | -30.8% | 0.1% |
Simmons Bank | $135,000 | n/a | 0.1% | |
Discover Bank | $35,000 | $130,000 | 271.4% | 0.1% |
AMERICAN HERITAGE LENDING, INC. | $135,000 | $125,000 | -7.4% | 0.1% |
ASPIRE FINANCIAL, INC. | $620,000 | $125,000 | -79.8% | 0.1% |
Regions Bank | $1,270,000 | $125,000 | -90.2% | 0.1% |
Towne Bank | $125,000 | n/a | 0.1% | |
AMERICAN FINANCING CORPORATION | $790,000 | $115,000 | -85.4% | 0.1% |
FINANCE OF AMERICA REVERSE LLC | $115,000 | n/a | 0.1% | |
ROYAL UNITED MORTGAGE LLC | $535,000 | $110,000 | -79.4% | 0.1% |
MOUNTAIN WEST FINANCIAL, INC. | $105,000 | n/a | 0.1% | |
BETTER MORTGAGE CORPORATION | $450,000 | $95,000 | -78.9% | 0.1% |
HOUSTON TEXAS FIRE FIGHTERS | $95,000 | n/a | 0.1% | |
SWBC MORTGAGE CORPORATION | $85,000 | n/a | 0.1% | |
AB COMMUNITY INVESTMENT COMPANY | $155,000 | $75,000 | -51.6% | 0.0% |
United Community Bank | $65,000 | n/a | 0.0% | |
EECU | $45,000 | n/a | 0.0% | |
First National Bank of East Texas | $580,000 | $45,000 | -92.2% | 0.0% |
VELOCITY Credit Union | $35,000 | n/a | 0.0% |
Jacksonville's top lender by overall market share is Austin Bank, Texas, with 14.0% market share. In second place, with 6.8%, is QUICKEN LOANS, LLC, having originated $10,930,000 in loans. In third place, with 6.5%, is Texas National Bank of Jacksonville, having originated $10,470,000 in loans. In fourth place, with 5.6%, is ALTRA, having originated $8,950,000 in loans. In fifth place, with 4.3%, is 21ST MORTGAGE CORPORATION, having originated $6,905,000 in loans.
Jacksonville Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Jacksonville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $212,225 (11.0%) | $296,930 (12.1%) | 0.00 | 177 |
2018-02-01 | $209,500 (7.6%) | $311,820 (19.0%) | 0.00 | 182 |
2018-03-01 | $227,450 (3.9%) | $317,900 (8.7%) | 0.00 | 186 |
2018-04-01 | $228,200 (-2.9%) | $323,386 (8.2%) | 0.00 | 183 |
2018-05-01 | $235,250 (-5.2%) | $328,140 (7.5%) | 0.00 | 180 |
2018-06-01 | $244,000 (-5.6%) | $330,249 (1.8%) | 0.00 | 185 |
2018-07-01 | $244,500 (-0.2%) | $315,751 (-0.6%) | 0.00 | 204 |
2018-08-01 | $240,500 (7.9%) | $308,280 (2.5%) | 0.00 | 202 |
2018-09-01 | $237,000 (16.0%) | $313,319 (9.4%) | 0.00 | 198 |
2018-10-01 | $236,550 (20.5%) | $299,936 (6.0%) | 0.00 | 184 |
2018-11-01 | $235,000 (17.9%) | $310,022 (9.8%) | 0.00 | 191 |
2018-12-01 | $235,000 (10.0%) | $310,749 (7.2%) | 0.00 | 184 |
2019-01-01 | $231,900 (9.3%) | $309,476 (4.2%) | 0.00 | 180 |
2019-02-01 | $229,250 (9.4%) | $315,877 (1.3%) | 0.00 | 172 |
2019-03-01 | $234,957 (3.3%) | $315,702 (-0.7%) | 0.00 | 179 |
2019-04-01 | $242,207 (6.1%) | $310,222 (-4.1%) | 0.00 | 196 |
2019-05-01 | $249,700 (6.1%) | $342,645 (4.4%) | 0.00 | 207 |
2019-06-01 | $249,900 (2.4%) | $348,351 (5.5%) | 0.00 | 200 |
2019-07-01 | $241,818 (-1.1%) | $347,683 (10.1%) | 0.00 | 180 |
2019-08-01 | $244,918 (1.8%) | $350,176 (13.6%) | 0.00 | 176 |
2019-09-01 | $247,495 (4.4%) | $346,382 (10.6%) | 0.00 | 165 |
2019-10-01 | $249,600 (5.5%) | $346,625 (15.6%) | 0.00 | 153 |
2019-11-01 | $243,000 (3.4%) | $338,927 (9.3%) | 0.00 | 158 |
2019-12-01 | $239,173 (1.8%) | $326,085 (4.9%) | 0.00 | 168 |
2020-01-01 | $241,095 (4.0%) | $324,091 (4.7%) | 0.00 | 155 |
2020-02-01 | $234,950 (2.5%) | $320,823 (1.6%) | 0.00 | 156 |
2020-03-01 | $242,898 (3.4%) | $347,316 (10.0%) | 0.00 | 142 |
2020-04-01 | $250,325 (3.4%) | $344,266 (11.0%) | 0.00 | 142 |
2020-05-01 | $260,000 (4.1%) | $357,039 (4.2%) | 0.00 | 128 |
2020-06-01 | $261,725 (4.7%) | $366,334 (5.2%) | 0.00 | 115 |
2020-07-01 | $273,075 (12.9%) | $371,290 (6.8%) | 0.00 | 110 |
2020-08-01 | $275,950 (12.7%) | $367,974 (5.1%) | 0.00 | 103 |
2020-09-01 | $250,250 (1.1%) | $334,259 (-3.5%) | 0.00 | 93 |
2020-10-01 | $236,500 (-5.3%) | $331,502 (-4.4%) | 0.00 | 81 |
2020-11-01 | $227,175 (-6.5%) | $311,598 (-8.1%) | 0.00 | 85 |
2020-12-01 | $256,425 (7.2%) | $355,445 (9.0%) | 0.00 | 74 |
2021-01-01 | $256,275 (6.3%) | $357,068 (10.2%) | 0.00 | 68 |
2021-02-01 | $272,450 (16.0%) | $376,646 (17.4%) | 0.00 | 63 |
2021-03-01 | $261,300 (7.6%) | $373,044 (7.4%) | 0.00 | 56 |
2021-04-01 | $267,125 (6.7%) | $348,848 (1.3%) | 0.00 | 54 |
2021-05-01 | $248,750 (-4.3%) | $341,312 (-4.4%) | 0.00 | 65 |
2021-06-01 | $230,000 (-12.1%) | $323,246 (-11.8%) | 0.00 | 66 |
2021-07-01 | $259,000 (-5.2%) | $368,688 (-0.7%) | 0.00 | 67 |
2021-08-01 | $254,997 (-7.6%) | $370,950 (0.8%) | 0.00 | 88 |
2021-09-01 | $272,313 (8.8%) | $373,924 (11.9%) | 0.00 | 96 |
2021-10-01 | $228,000 (-3.6%) | $376,957 (13.7%) | 0.00 | 89 |
2021-11-01 | $195,741 (-13.8%) | $348,068 (11.7%) | 0.00 | 87 |
2021-12-01 | $191,244 (-25.4%) | $361,954 (1.8%) | 0.00 | 75 |
2022-01-01 | $198,494 (-22.6%) | $348,226 (-2.5%) | 0.00 | 61 |
2022-02-01 | $209,944 (-22.9%) | $337,224 (-10.5%) | 0.00 | 54 |
2022-03-01 | $277,150 (6.1%) | $402,771 (8.0%) | 0.00 | 55 |
2022-04-01 | $314,900 (17.9%) | $422,725 (21.2%) | 0.00 | 79 |
2022-05-01 | $309,900 (24.6%) | $427,850 (25.4%) | 0.00 | 94 |
2022-06-01 | $297,250 (29.2%) | $394,696 (22.1%) | 0.00 | 95 |
2022-07-01 | $297,200 (14.8%) | $392,449 (6.4%) | 0.00 | 111 |
2022-08-01 | $277,175 (8.7%) | $405,594 (9.3%) | 0.00 | 127 |
2022-09-01 | $264,675 (-2.8%) | $387,719 (3.7%) | 0.00 | 129 |
2022-10-01 | $275,000 (20.6%) | $386,083 (2.4%) | 0.00 | 139 |
2022-11-01 | $255,000 (30.3%) | $364,229 (4.6%) | 0.00 | 141 |
2022-12-01 | $255,000 (33.3%) | $339,442 (-6.2%) | 0.00 | 140 |
2023-01-01 | $258,675 (30.3%) | $336,597 (-3.3%) | 0.00 | 122 |
2023-02-01 | $255,000 (21.5%) | $334,122 (-0.9%) | 0.00 | 128 |
2023-03-01 | $258,675 (-6.7%) | $369,564 (-8.2%) | 0.00 | 137 |
2023-04-01 | $304,500 (-3.3%) | $386,330 (-8.6%) | 0.00 | 130 |
2023-05-01 | $325,600 (5.1%) | $386,446 (-9.7%) | 0.00 | 130 |
2023-06-01 | $293,750 (-1.2%) | $376,823 (-4.5%) | 0.00 | 143 |
2023-07-01 | $300,000 (0.9%) | $403,538 (2.8%) | 0.00 | 172 |
2023-08-01 | $325,000 (17.3%) | $402,451 (-0.8%) | 0.00 | 182 |
2023-09-01 | $310,000 (17.1%) | $386,636 (-0.3%) | 0.00 | 186 |
2023-10-01 | $301,250 (9.6%) | $377,344 (-2.3%) | 0.00 | 192 |
2023-11-01 | $305,000 (19.6%) | $379,238 (4.1%) | 0.00 | 186 |
2023-12-01 | $310,000 (21.6%) | $393,299 (15.9%) | 0.00 | 187 |
2024-01-01 | $272,450 (5.3%) | $379,597 (12.8%) | 0.00 | 188 |
2024-02-01 | $259,450 (1.8%) | $367,085 (9.9%) | 0.00 | 195 |
2024-03-01 | $292,000 (12.9%) | $383,217 (3.7%) | 0.00 | 184 |
2024-04-01 | $293,750 (-3.5%) | $385,004 (-0.3%) | 0.00 | 187 |
2024-05-01 | $308,600 (-5.2%) | $406,043 (5.1%) | 0.00 | 179 |
2024-06-01 | $299,900 (2.1%) | $396,513 (5.2%) | 0.00 | 173 |
2024-07-01 | $299,450 (-0.2%) | $392,863 (-2.7%) | 0.00 | 174 |
2024-08-01 | $285,000 (-12.3%) | $404,053 (0.4%) | 0.00 | 181 |
2024-09-01 | $295,625 (-4.6%) | $409,641 (6.0%) | 0.00 | 173 |
Jacksonville's median listing price comes in at 0% of the national average.
Jacksonville's average listing price for 2024-09-01 was $409,641, a difference of $23,005 (6.0%) versus the prior year and $5,588 versus the prior month.
For the 2024-09-01 period, Jacksonville had 173 MLS listings, a difference of -8 listings (-4%) versus the prior month and -13 listings (-7%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Jacksonville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 2,048 sqft |
2018-02-01 | 0 days | 2,080 sqft |
2018-03-01 | 0 days | 2,082 sqft |
2018-04-01 | 0 days | 2,200 sqft |
2018-05-01 | 0 days | 2,175 sqft |
2018-06-01 | 0 days | 2,192 sqft |
2018-07-01 | 0 days | 2,136 sqft |
2018-08-01 | 0 days | 2,098 sqft |
2018-09-01 | 0 days | 2,094 sqft |
2018-10-01 | 0 days | 2,155 sqft |
2018-11-01 | 0 days | 2,168 sqft |
2018-12-01 | 0 days | 2,108 sqft |
2019-01-01 | 0 days | 2,009 sqft |
2019-02-01 | 0 days | 2,032 sqft |
2019-03-01 | 0 days | 2,004 sqft |
2019-04-01 | 0 days | 1,982 sqft |
2019-05-01 | 0 days | 2,180 sqft |
2019-06-01 | 0 days | 2,198 sqft |
2019-07-01 | 0 days | 2,248 sqft |
2019-08-01 | 0 days | 2,260 sqft |
2019-09-01 | 0 days | 2,263 sqft |
2019-10-01 | 0 days | 2,265 sqft |
2019-11-01 | 0 days | 2,148 sqft |
2019-12-01 | 0 days | 2,103 sqft |
2020-01-01 | 0 days | 2,120 sqft |
2020-02-01 | 0 days | 2,104 sqft |
2020-03-01 | 0 days | 2,152 sqft |
2020-04-01 | 0 days | 2,176 sqft |
2020-05-01 | 0 days | 2,250 sqft |
2020-06-01 | 0 days | 2,220 sqft |
2020-07-01 | 0 days | 2,294 sqft |
2020-08-01 | 0 days | 2,196 sqft |
2020-09-01 | 0 days | 2,057 sqft |
2020-10-01 | 0 days | 1,953 sqft |
2020-11-01 | 0 days | 1,947 sqft |
2020-12-01 | 0 days | 2,008 sqft |
2021-01-01 | 0 days | 2,023 sqft |
2021-02-01 | 0 days | 2,092 sqft |
2021-03-01 | 0 days | 2,105 sqft |
2021-04-01 | 0 days | 2,173 sqft |
2021-05-01 | 0 days | 2,076 sqft |
2021-06-01 | 0 days | 1,918 sqft |
2021-07-01 | 0 days | 2,000 sqft |
2021-08-01 | 0 days | 1,922 sqft |
2021-09-01 | 0 days | 1,913 sqft |
2021-10-01 | 0 days | 1,792 sqft |
2021-11-01 | 0 days | 1,749 sqft |
2021-12-01 | 0 days | 1,751 sqft |
2022-01-01 | 0 days | 1,724 sqft |
2022-02-01 | 0 days | 1,817 sqft |
2022-03-01 | 0 days | 2,054 sqft |
2022-04-01 | 0 days | 2,013 sqft |
2022-05-01 | 0 days | 2,007 sqft |
2022-06-01 | 0 days | 1,994 sqft |
2022-07-01 | 0 days | 1,987 sqft |
2022-08-01 | 0 days | 1,920 sqft |
2022-09-01 | 0 days | 1,889 sqft |
2022-10-01 | 0 days | 1,907 sqft |
2022-11-01 | 0 days | 1,790 sqft |
2022-12-01 | 0 days | 1,690 sqft |
2023-01-01 | 0 days | 1,743 sqft |
2023-02-01 | 0 days | 1,649 sqft |
2023-03-01 | 0 days | 1,684 sqft |
2023-04-01 | 0 days | 1,793 sqft |
2023-05-01 | 0 days | 1,864 sqft |
2023-06-01 | 0 days | 1,799 sqft |
2023-07-01 | 0 days | 1,922 sqft |
2023-08-01 | 0 days | 1,935 sqft |
2023-09-01 | 0 days | 1,864 sqft |
2023-10-01 | 0 days | 1,803 sqft |
2023-11-01 | 0 days | 1,799 sqft |
2023-12-01 | 0 days | 1,794 sqft |
2024-01-01 | 0 days | 1,764 sqft |
2024-02-01 | 0 days | 1,697 sqft |
2024-03-01 | 0 days | 1,751 sqft |
2024-04-01 | 0 days | 1,783 sqft |
2024-05-01 | 0 days | 1,799 sqft |
2024-06-01 | 0 days | 1,850 sqft |
2024-07-01 | 0 days | 1,855 sqft |
2024-08-01 | 0 days | 1,866 sqft |
2024-09-01 | 0 days | 1,872 sqft |
Jacksonville's median square footage for active listings during the 2024-09-01 period was 1,872 sqft. One year prior, the average listing was 1,864 sqft.
Jacksonville, TX Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 506 | $121,760,000 | $240,632 |
Cash Out Refi | 67 | $13,295,000 | $198,433 |
Home Improvement | 50 | $5,420,000 | $108,400 |
Refi | 47 | $15,765,000 | $335,426 |
Other | 37 | $4,835,000 | $130,676 |
Jacksonville's most frequently cited loan purpose was Home Purchase, with 506 originations. The 2nd most popular reason was Cash Out Refi, with 67 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 220 | $57,940,000 | $263,364 |
7-8% | 177 | $35,895,000 | $202,797 |
Over 8% | 146 | $19,290,000 | $132,123 |
5-6% | 76 | $23,110,000 | $304,079 |
<2.5% | 3 | $15,000 | $5,000 |
4-5% | 3 | $745,000 | $248,333 |
3-4% | 2 | $680,000 | $340,000 |
During 2023, Jacksonville's most frequently originated rate bucket was 6-7%, with 220 originations.
Loan Sizing (Jacksonville, TX MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 244 | $35,780,000 | $146,639 |
$200k-400k | 196 | $54,790,000 | $279,541 |
$100,000 or less | 173 | $11,215,000 | $64,827 |
$400k-600k | 60 | $29,110,000 | $485,167 |
$600k-1000k | 27 | $19,465,000 | $720,926 |
$Over $1MM | 7 | $10,715,000 | $1,530,714 |
Jacksonville's loan sizing saw the bucket of loans from $100k-200k with 244 originations, totaling $35,780,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 323 | $71,575,000 | $221,594 |
60-80% | 142 | $39,810,000 | $280,352 |
40-60% | 59 | $12,255,000 | $207,712 |
20-40% | 54 | $8,030,000 | $148,704 |
Under 20% | 36 | $2,040,000 | $56,667 |
Over 100% | 17 | $4,575,000 | $269,118 |
Jacksonville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 323 originations, totaling $71,575,000 in origination value.