Jacksonville Mortgage Rates & Closing Costs

  • JUMP TO:
  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
  • Time on Market/Property Size
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Jacksonville averaged 7.19% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

    The average rate for the prior week (2024-11-07) was 6.8% and one month ago for the week of 2024-10-10, the average rate was 6.53%.

    Jacksonville's average rate one year ago was 7.61%.

    For refis of the same type during the week of 2024-11-14, the average rate was 7.18%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-14 6.78%
    Jacksonville 30 Year Fixed Rate 2024-11-14 7.19%
    Jacksonville 30 Year Fixed Rate Refi 2024-11-14 7.18%
    Jacksonville 15 Year Fixed Rate 2024-11-14 5.79%
    Jacksonville 15 Year Fixed Rate Refi 2024-11-14 5.99%
    Jacksonville 30 Year FHA 2024-11-14 0.2%
    Jacksonville 30 Year FHA Refi 2024-11-14 0.2%
    Jacksonville 30 Year USDA 2024-11-14 -0.1%
    Jacksonville 30 Year USDA Refi 2024-11-14 -0.2%
    Jacksonville 30 Year VA 2024-11-14 -0.2%
    Jacksonville 30 Year VA Refi 2024-11-14 -0.1%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Jacksonville, TX.

    Jacksonville Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Jacksonville, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    QUICKEN LOANS, LLC 37 6.80% $7,480
    Austin Bank, Texas 29 6.78% $3,697
    ALTRA 14 6.95% $6,062
    CMG MORTGAGE, INC. 9 6.87% $7,825
    UNITED WHOLESALE MORTGAGE, LLC 9 6.94% $6,990
    Southside Bank 7 7.36% $4,181
    MORTGAGE FINANCIAL SERVICES, LLC 6 6.83% $10,122
    Prosperity Bank 6 6.54% $3,780
    Texas Mortgage Lending, LLC 4 6.81% $5,659
    KELLY COMMUNITY FEDERAL CREDIT UNION 4 6.06% $2,928
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 4 7.59% $8,166
    AMCAP MORTGAGE, LTD. 4 7.25% $14,383
    21ST MORTGAGE CORPORATION 4 7.98% $6,636
    VeraBank 3 6.58% $1,907
    GUARANTEED RATE, INC. 3 6.57% $11,359
    Flagstar Bank, FSB 3 6.71% $6,886
    CARDINAL FINANCIAL 2 7.50% $8,291
    AMERISAVE MORTGAGE CORPORATION 2 7.00% $4,972
    BancorpSouth 2 6.76% $5,562
    BOKF 2 6.50% $5,319
    Commercial Bank of Texas 2 7.25% $3,382
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 7.25% $5,841
    HALLMARK HOME MORTGAGE, LLC 2 7.38% $9,416
    INTEGRITY MORTGAGE CORPORATION OF TEXAS 2 6.68% $10,434
    JPMorgan Chase Bank 2 7.88% $3,659
    LOANDEPOT.COM, LLC 2 7.68% $4,655
    MID AMERICA MORTGAGE, INC. 2 7.19% $25,511
    Mr. Cooper ( Nationstar Mortgage ) 2 6.74% $11,201
    NAVY FEDERAL CREDIT UNION 2 5.56% $10,922
    Neighborhood Loans, Inc. 2 7.75% $7,220
    NEWREZ LLC 2 7.00% $5,690
    SFMC, LP 2 7.31% $7,539
    U.S. Bank 2 7.25% $3,514
    VANDERBILT MORTGAGE AND FINANCE, INC. 2 8.12% $6,280
    LEGEND LENDING CORPORATION 1 7.25% $5,461
    LHM FINANCIAL CORPORATION 1 6.63% $5,325
    UNION HOME MORTGAGE CORP. 1 5.50% $14,357
    LOANPAL, LLC 1 6.50% $11,287
    MANN FINANCIAL INC. 1 6.75% $4,493
    MEMBER FIRST MORTGAGE, LLC 1 5.88% $5,847
    ATLANTA POSTAL 1 6.63% $4,241
    CROSSCOUNTRY MORTGAGE, LLC 1 6.88% $12,833
    Mortgage Research Center, LLC 1 6.50% $2,187
    ZILLOW HOME LOANS, LLC 1 6.63% $5,830
    Zions Bank 1 5.75% $3,421
    NBKC BANK 1 6.63% $5,348
    AMERICAN FINANCING CORPORATION 1 6.13% $6,071
    Waterstone Mortgage Corporation 1 7.25% $5,311
    NTFN, INC. 1 7.00% $4,731
    Paramount Residential Mortgage Group, Inc. 1 5.88% $15,599
    Plains Commerce Bank 1 6.88% $10,551
    PNC Bank 1 7.88% $2,845
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.88% $4,045
    CHURCHILL MORTGAGE CORPORATION 1 6.38% $8,262
    Century Mortgage Company DBA Century Lending Company 1 7.38% $6,895
    Quontic Bank 1 9.50% $10,515
    RANDOLPH-BROOKS 1 6.63% $1,120
    Raymond James Bank 1 5.13% $2,523
    RED RIVER EMPLOYEES 1 7.88% $8,291
    ROYAL UNITED MORTGAGE LLC 1 7.50% $4,270
    SECURITY SERVICE 1 5.88% $2,572
    Servion, Inc. 1 6.88% $5,108
    WILLOW BEND MORTGAGE COMPANY, LLC 1 6.88% $6,945
    Carrington Mortgage Services, LLC 1 5.88% $11,594
    SWBC MORTGAGE CORPORATION 1 8.63% $4,596
    T2 FINANCIAL LLC 1 6.88% $15,705
    Telco Plus Credit Union 1 3.24% $0
    Baxter Credit Union 1 6.88% $3,378
    EVERETT FINANCIAL, INC. 1 6.88% $7,321
    Extraco Banks 1 5.88% $15,538
    TEXAS TRUST 1 7.63% $2,838
    First United Bank and Trust Company 1 7.38% $12,735
    Equity Prime Mortgage LLC 1 8.13% $5,724
    Florida Capital Bank 1 6.38% $26,801
    GENEVA FINANCIAL, LLC 1 6.38% $6,342
    ENVOY MORTGAGE, LTD 1 6.88% $12,296
    THRIVE MORTGAGE, LLC 1 6.50% $6,575
    EASTMAN 1 5.25% $3,469
    TOTAL MORTGAGE SERVICES, LLC 1 6.50% $8,998
    Towne Bank 1 6.25% $3,025
    DIRECT MORTGAGE LOANS, LLC 1 7.38% $12,058

    Jacksonville Average Closing Costs & Other Stats

    Jacksonville, TX's 81 lenders originated 707 loans during 2023. The total origination value was $161,075,000, with an average loan value of $227,829.

    Jacksonville's average closing costs are $5,532.

    The top Jacksonville lender as defined by loan originations is QUICKEN LOANS, LLC, with 37 loans originated. Their average total fees are $7,480, which is $3,783 higher than the next largest lender, Austin Bank, Texas.

    The lowest fee Jacksonville lenders (with over 10 loans originated) are Austin Bank, Texas ($3,697), ALTRA ($6,062), QUICKEN LOANS, LLC ($7,480), .

    The lowest rate Jacksonville lenders (with over 10 loans originated) are Austin Bank, Texas (6.78%), QUICKEN LOANS, LLC (6.80%), ALTRA (6.95%), .

    Jacksonville, TX Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Austin Bank, Texas $29,425,000 $22,620,000 -23.1% 14.0%
    QUICKEN LOANS, LLC $15,335,000 $10,930,000 -28.7% 6.8%
    Texas National Bank of Jacksonville $7,520,000 $10,470,000 39.2% 6.5%
    ALTRA $10,215,000 $8,950,000 -12.4% 5.6%
    21ST MORTGAGE CORPORATION $6,065,000 $6,905,000 13.8% 4.3%
    UNITED WHOLESALE MORTGAGE, LLC $6,430,000 $6,330,000 -1.6% 3.9%
    CMG MORTGAGE, INC. $6,795,000 $5,280,000 -22.3% 3.3%
    Mortgage Research Center, LLC $2,535,000 $4,815,000 89.9% 3.0%
    VeraBank $5,025,000 $3,695,000 -26.5% 2.3%
    Prosperity Bank $7,915,000 $3,610,000 -54.4% 2.2%
    MORTGAGE FINANCIAL SERVICES, LLC $2,520,000 $2,935,000 16.5% 1.8%
    First State Bank $2,245,000 n/a 1.4%
    GUARANTEED RATE, INC. $1,830,000 $2,050,000 12.0% 1.3%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $1,355,000 $2,035,000 50.2% 1.3%
    AMCAP MORTGAGE, LTD. $370,000 $1,880,000 408.1% 1.2%
    Citizens 1st Bank $1,725,000 $1,700,000 -1.4% 1.1%
    Bank of America $135,000 $1,680,000 1,144.4% 1.0%
    BancorpSouth $2,140,000 $1,675,000 -21.7% 1.0%
    UBank $1,070,000 $1,665,000 55.6% 1.0%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,220,000 $1,455,000 -34.5% 0.9%
    SOUTHWEST STAGE FUNDING, LLC $285,000 $1,390,000 387.7% 0.9%
    HALLMARK HOME MORTGAGE, LLC $1,355,000 n/a 0.8%
    UNITED BUILT HOMES, L.L.C. $1,355,000 n/a 0.8%
    KELLY COMMUNITY FEDERAL CREDIT UNION $175,000 $1,320,000 654.3% 0.8%
    Florida Capital Bank $1,315,000 n/a 0.8%
    CARDINAL FINANCIAL $2,610,000 $1,235,000 -52.7% 0.8%
    VANDERBILT MORTGAGE AND FINANCE, INC. $1,695,000 $1,215,000 -28.3% 0.8%
    GUILD MORTGAGE COMPANY $955,000 $1,155,000 20.9% 0.7%
    Commercial Bank of Texas $2,155,000 $1,150,000 -46.6% 0.7%
    Henderson Federal Savings Bank $1,150,000 n/a 0.7%
    BOKF $1,135,000 n/a 0.7%
    LOANDEPOT.COM, LLC $3,365,000 $1,105,000 -67.2% 0.7%
    Texas Mortgage Lending, LLC $985,000 $1,050,000 6.6% 0.7%
    TRIAD FINANCIAL SERVICES, INC. $1,250,000 $995,000 -20.4% 0.6%
    Southside Bank $2,045,000 $980,000 -52.1% 0.6%
    American State Bank $115,000 $965,000 739.1% 0.6%
    EASTMAN $260,000 $950,000 265.4% 0.6%
    Texas Bank and Trust Company $1,305,000 $940,000 -28.0% 0.6%
    SFMC, LP $995,000 $890,000 -10.6% 0.6%
    PENNYMAC LOAN SERVICES, LLC $955,000 $850,000 -11.0% 0.5%
    NAVY FEDERAL CREDIT UNION $715,000 $840,000 17.5% 0.5%
    Century Mortgage Company DBA Century Lending Company $790,000 n/a 0.5%
    MID AMERICA MORTGAGE, INC. $745,000 $790,000 6.0% 0.5%
    InterBank $1,100,000 $785,000 -28.6% 0.5%
    Cooperative Teachers Credit Union $325,000 $775,000 138.5% 0.5%
    Texas Bank $555,000 $725,000 30.6% 0.5%
    BOM Bank $1,125,000 $705,000 -37.3% 0.4%
    Zions Bank $685,000 n/a 0.4%
    Paramount Residential Mortgage Group, Inc. $175,000 $645,000 268.6% 0.4%
    MEMBER FIRST MORTGAGE, LLC $635,000 n/a 0.4%
    UNION HOME MORTGAGE CORP. $600,000 n/a 0.4%
    INTEGRITY MORTGAGE CORPORATION OF TEXAS $980,000 $595,000 -39.3% 0.4%
    NEWREZ LLC $560,000 $560,000 0.0% 0.3%
    PENTAGON FEDERAL CREDIT UNION $90,000 $560,000 522.2% 0.3%
    Extraco Banks $545,000 n/a 0.3%
    Flagstar Bank, FSB $1,425,000 $535,000 -62.5% 0.3%
    NTFN, INC. $550,000 $530,000 -3.6% 0.3%
    JPMorgan Chase Bank $925,000 $525,000 -43.2% 0.3%
    T2 FINANCIAL LLC $145,000 $525,000 262.1% 0.3%
    COUNTRYPLACE MORTGAGE, LTD. $870,000 $510,000 -41.4% 0.3%
    DIRECT MORTGAGE LOANS, LLC $505,000 n/a 0.3%
    Raymond James Bank $505,000 n/a 0.3%
    GSB MORTGAGE, INC. $495,000 n/a 0.3%
    ENVOY MORTGAGE, LTD $485,000 n/a 0.3%
    LEGEND LENDING CORPORATION $485,000 n/a 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $1,520,000 $480,000 -68.4% 0.3%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $470,000 n/a 0.3%
    Neighborhood Loans, Inc. $470,000 n/a 0.3%
    ZILLOW HOME LOANS, LLC $115,000 $465,000 304.3% 0.3%
    CIS Financial Services, Inc. $445,000 n/a 0.3%
    EUSTIS AND AMERICAN MORTGAGE COMPANY $420,000 n/a 0.3%
    U.S. Bank $470,000 $420,000 -10.6% 0.3%
    Telco Plus Credit Union $940,000 $415,000 -55.9% 0.3%
    USAA Federal Savings Bank $925,000 $410,000 -55.7% 0.3%
    EVERETT FINANCIAL, INC. $875,000 $405,000 -53.7% 0.3%
    BROKER SOLUTIONS, INC. $545,000 $395,000 -27.5% 0.2%
    Credit Union of Texas $395,000 n/a 0.2%
    GENEVA FINANCIAL, LLC $245,000 $380,000 55.1% 0.2%
    Community Bank $375,000 n/a 0.2%
    NBKC BANK $235,000 $365,000 55.3% 0.2%
    Baxter Credit Union $355,000 n/a 0.2%
    CROSSCOUNTRY MORTGAGE, LLC $1,025,000 $355,000 -65.4% 0.2%
    First United Bank and Trust Company $415,000 $355,000 -14.5% 0.2%
    Quontic Bank $355,000 n/a 0.2%
    Waterstone Mortgage Corporation $355,000 n/a 0.2%
    AMERICAN PACIFIC MORTGAGE CORPORATION $340,000 $350,000 2.9% 0.2%
    Plains Commerce Bank $350,000 n/a 0.2%
    LOANPAL, LLC $145,000 $335,000 131.0% 0.2%
    MANN FINANCIAL INC. $330,000 n/a 0.2%
    THRIVE MORTGAGE, LLC $585,000 $325,000 -44.4% 0.2%
    CREDIT HUMAN FEDERAL CREDIT UNION $500,000 $305,000 -39.0% 0.2%
    Town Square Mortgage & Investments, Inc. $305,000 n/a 0.2%
    AMERISAVE MORTGAGE CORPORATION $330,000 $295,000 -10.6% 0.2%
    Midwest Mortgage Associates Corporation $175,000 $295,000 68.6% 0.2%
    MEMBERS FIRST CREDIT UNION $275,000 n/a 0.2%
    NATIONS RELIABLE LENDING, LLC $275,000 $275,000 0.0% 0.2%
    TOTAL MORTGAGE SERVICES, LLC $265,000 n/a 0.2%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $405,000 $260,000 -35.8% 0.2%
    United Heritage Credit Union $250,000 n/a 0.2%
    SECURITY SERVICE $500,000 $245,000 -51.0% 0.2%
    SUCCESS MORTGAGE PARTNERS, INC. $240,000 n/a 0.1%
    Guaranty Bank & Trust, N.A. $115,000 $235,000 104.3% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $240,000 $235,000 -2.1% 0.1%
    WILLOW BEND MORTGAGE COMPANY, LLC $235,000 n/a 0.1%
    Carrington Mortgage Services, LLC $225,000 n/a 0.1%
    CSL Financial, LLC $315,000 $225,000 -28.6% 0.1%
    TEXAS TECH $225,000 n/a 0.1%
    Third Coast Bank SSB $225,000 n/a 0.1%
    Gateway First Bank $1,180,000 $220,000 -81.4% 0.1%
    Nations Lending Corporation $215,000 n/a 0.1%
    Equity Prime Mortgage LLC $410,000 $210,000 -48.8% 0.1%
    RED RIVER EMPLOYEES $205,000 n/a 0.1%
    TIB The Independent Bankersbank $335,000 $205,000 -38.8% 0.1%
    The First National Bank of Hughes Springs $510,000 $200,000 -60.8% 0.1%
    PLAZA HOME MORTGAGE, INC. $195,000 n/a 0.1%
    TEXAS TRUST $195,000 n/a 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $255,000 $185,000 -27.5% 0.1%
    RANDOLPH-BROOKS $775,000 $180,000 -76.8% 0.1%
    CHURCHILL MORTGAGE CORPORATION $420,000 $175,000 -58.3% 0.1%
    Ixonia Bank $165,000 n/a 0.1%
    NEW DAY FINANCIAL, LLC $165,000 n/a 0.1%
    PNC Bank $790,000 $165,000 -79.1% 0.1%
    Servion, Inc. $165,000 n/a 0.1%
    LHM FINANCIAL CORPORATION $155,000 n/a 0.1%
    ATLANTA POSTAL $145,000 n/a 0.1%
    Mid-Continent Funding, Inc. $145,000 n/a 0.1%
    EAST TEXAS PROFESSIONAL Credit Union $2,145,000 $140,000 -93.5% 0.1%
    DEEPHAVEN MORTGAGE LLC $135,000 n/a 0.1%
    HOMESIDE FINANCIAL, LLC $195,000 $135,000 -30.8% 0.1%
    Simmons Bank $135,000 n/a 0.1%
    Discover Bank $35,000 $130,000 271.4% 0.1%
    AMERICAN HERITAGE LENDING, INC. $135,000 $125,000 -7.4% 0.1%
    ASPIRE FINANCIAL, INC. $620,000 $125,000 -79.8% 0.1%
    Regions Bank $1,270,000 $125,000 -90.2% 0.1%
    Towne Bank $125,000 n/a 0.1%
    AMERICAN FINANCING CORPORATION $790,000 $115,000 -85.4% 0.1%
    FINANCE OF AMERICA REVERSE LLC $115,000 n/a 0.1%
    ROYAL UNITED MORTGAGE LLC $535,000 $110,000 -79.4% 0.1%
    MOUNTAIN WEST FINANCIAL, INC. $105,000 n/a 0.1%
    BETTER MORTGAGE CORPORATION $450,000 $95,000 -78.9% 0.1%
    HOUSTON TEXAS FIRE FIGHTERS $95,000 n/a 0.1%
    SWBC MORTGAGE CORPORATION $85,000 n/a 0.1%
    AB COMMUNITY INVESTMENT COMPANY $155,000 $75,000 -51.6% 0.0%
    United Community Bank $65,000 n/a 0.0%
    EECU $45,000 n/a 0.0%
    First National Bank of East Texas $580,000 $45,000 -92.2% 0.0%
    VELOCITY Credit Union $35,000 n/a 0.0%

    Jacksonville's top lender by overall market share is Austin Bank, Texas, with 14.0% market share. In second place, with 6.8%, is QUICKEN LOANS, LLC, having originated $10,930,000 in loans. In third place, with 6.5%, is Texas National Bank of Jacksonville, having originated $10,470,000 in loans. In fourth place, with 5.6%, is ALTRA, having originated $8,950,000 in loans. In fifth place, with 4.3%, is 21ST MORTGAGE CORPORATION, having originated $6,905,000 in loans.

    Jacksonville Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Jacksonville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $212,225 (11.0%) $296,930 (12.1%) 0.00 177
    2018-02-01 $209,500 (7.6%) $311,820 (19.0%) 0.00 182
    2018-03-01 $227,450 (3.9%) $317,900 (8.7%) 0.00 186
    2018-04-01 $228,200 (-2.9%) $323,386 (8.2%) 0.00 183
    2018-05-01 $235,250 (-5.2%) $328,140 (7.5%) 0.00 180
    2018-06-01 $244,000 (-5.6%) $330,249 (1.8%) 0.00 185
    2018-07-01 $244,500 (-0.2%) $315,751 (-0.6%) 0.00 204
    2018-08-01 $240,500 (7.9%) $308,280 (2.5%) 0.00 202
    2018-09-01 $237,000 (16.0%) $313,319 (9.4%) 0.00 198
    2018-10-01 $236,550 (20.5%) $299,936 (6.0%) 0.00 184
    2018-11-01 $235,000 (17.9%) $310,022 (9.8%) 0.00 191
    2018-12-01 $235,000 (10.0%) $310,749 (7.2%) 0.00 184
    2019-01-01 $231,900 (9.3%) $309,476 (4.2%) 0.00 180
    2019-02-01 $229,250 (9.4%) $315,877 (1.3%) 0.00 172
    2019-03-01 $234,957 (3.3%) $315,702 (-0.7%) 0.00 179
    2019-04-01 $242,207 (6.1%) $310,222 (-4.1%) 0.00 196
    2019-05-01 $249,700 (6.1%) $342,645 (4.4%) 0.00 207
    2019-06-01 $249,900 (2.4%) $348,351 (5.5%) 0.00 200
    2019-07-01 $241,818 (-1.1%) $347,683 (10.1%) 0.00 180
    2019-08-01 $244,918 (1.8%) $350,176 (13.6%) 0.00 176
    2019-09-01 $247,495 (4.4%) $346,382 (10.6%) 0.00 165
    2019-10-01 $249,600 (5.5%) $346,625 (15.6%) 0.00 153
    2019-11-01 $243,000 (3.4%) $338,927 (9.3%) 0.00 158
    2019-12-01 $239,173 (1.8%) $326,085 (4.9%) 0.00 168
    2020-01-01 $241,095 (4.0%) $324,091 (4.7%) 0.00 155
    2020-02-01 $234,950 (2.5%) $320,823 (1.6%) 0.00 156
    2020-03-01 $242,898 (3.4%) $347,316 (10.0%) 0.00 142
    2020-04-01 $250,325 (3.4%) $344,266 (11.0%) 0.00 142
    2020-05-01 $260,000 (4.1%) $357,039 (4.2%) 0.00 128
    2020-06-01 $261,725 (4.7%) $366,334 (5.2%) 0.00 115
    2020-07-01 $273,075 (12.9%) $371,290 (6.8%) 0.00 110
    2020-08-01 $275,950 (12.7%) $367,974 (5.1%) 0.00 103
    2020-09-01 $250,250 (1.1%) $334,259 (-3.5%) 0.00 93
    2020-10-01 $236,500 (-5.3%) $331,502 (-4.4%) 0.00 81
    2020-11-01 $227,175 (-6.5%) $311,598 (-8.1%) 0.00 85
    2020-12-01 $256,425 (7.2%) $355,445 (9.0%) 0.00 74
    2021-01-01 $256,275 (6.3%) $357,068 (10.2%) 0.00 68
    2021-02-01 $272,450 (16.0%) $376,646 (17.4%) 0.00 63
    2021-03-01 $261,300 (7.6%) $373,044 (7.4%) 0.00 56
    2021-04-01 $267,125 (6.7%) $348,848 (1.3%) 0.00 54
    2021-05-01 $248,750 (-4.3%) $341,312 (-4.4%) 0.00 65
    2021-06-01 $230,000 (-12.1%) $323,246 (-11.8%) 0.00 66
    2021-07-01 $259,000 (-5.2%) $368,688 (-0.7%) 0.00 67
    2021-08-01 $254,997 (-7.6%) $370,950 (0.8%) 0.00 88
    2021-09-01 $272,313 (8.8%) $373,924 (11.9%) 0.00 96
    2021-10-01 $228,000 (-3.6%) $376,957 (13.7%) 0.00 89
    2021-11-01 $195,741 (-13.8%) $348,068 (11.7%) 0.00 87
    2021-12-01 $191,244 (-25.4%) $361,954 (1.8%) 0.00 75
    2022-01-01 $198,494 (-22.6%) $348,226 (-2.5%) 0.00 61
    2022-02-01 $209,944 (-22.9%) $337,224 (-10.5%) 0.00 54
    2022-03-01 $277,150 (6.1%) $402,771 (8.0%) 0.00 55
    2022-04-01 $314,900 (17.9%) $422,725 (21.2%) 0.00 79
    2022-05-01 $309,900 (24.6%) $427,850 (25.4%) 0.00 94
    2022-06-01 $297,250 (29.2%) $394,696 (22.1%) 0.00 95
    2022-07-01 $297,200 (14.8%) $392,449 (6.4%) 0.00 111
    2022-08-01 $277,175 (8.7%) $405,594 (9.3%) 0.00 127
    2022-09-01 $264,675 (-2.8%) $387,719 (3.7%) 0.00 129
    2022-10-01 $275,000 (20.6%) $386,083 (2.4%) 0.00 139
    2022-11-01 $255,000 (30.3%) $364,229 (4.6%) 0.00 141
    2022-12-01 $255,000 (33.3%) $339,442 (-6.2%) 0.00 140
    2023-01-01 $258,675 (30.3%) $336,597 (-3.3%) 0.00 122
    2023-02-01 $255,000 (21.5%) $334,122 (-0.9%) 0.00 128
    2023-03-01 $258,675 (-6.7%) $369,564 (-8.2%) 0.00 137
    2023-04-01 $304,500 (-3.3%) $386,330 (-8.6%) 0.00 130
    2023-05-01 $325,600 (5.1%) $386,446 (-9.7%) 0.00 130
    2023-06-01 $293,750 (-1.2%) $376,823 (-4.5%) 0.00 143
    2023-07-01 $300,000 (0.9%) $403,538 (2.8%) 0.00 172
    2023-08-01 $325,000 (17.3%) $402,451 (-0.8%) 0.00 182
    2023-09-01 $310,000 (17.1%) $386,636 (-0.3%) 0.00 186
    2023-10-01 $301,250 (9.6%) $377,344 (-2.3%) 0.00 192
    2023-11-01 $305,000 (19.6%) $379,238 (4.1%) 0.00 186
    2023-12-01 $310,000 (21.6%) $393,299 (15.9%) 0.00 187
    2024-01-01 $272,450 (5.3%) $379,597 (12.8%) 0.00 188
    2024-02-01 $259,450 (1.8%) $367,085 (9.9%) 0.00 195
    2024-03-01 $292,000 (12.9%) $383,217 (3.7%) 0.00 184
    2024-04-01 $293,750 (-3.5%) $385,004 (-0.3%) 0.00 187
    2024-05-01 $308,600 (-5.2%) $406,043 (5.1%) 0.00 179
    2024-06-01 $299,900 (2.1%) $396,513 (5.2%) 0.00 173
    2024-07-01 $299,450 (-0.2%) $392,863 (-2.7%) 0.00 174
    2024-08-01 $285,000 (-12.3%) $404,053 (0.4%) 0.00 181
    2024-09-01 $295,625 (-4.6%) $409,641 (6.0%) 0.00 173
    2024-10-01 $295,350 (-2.0%) $421,078 (11.6%) 0.00 184
    Jacksonville's median listing price for 2024-10-01 was $295,350, a difference of $-5,900 (-2.0%) versus the prior year and $-275 versus the prior month.

    Jacksonville's median listing price comes in at 0% of the national average.

    Jacksonville's average listing price for 2024-10-01 was $421,078, a difference of $43,734 (11.6%) versus the prior year and $11,437 versus the prior month.

    For the 2024-10-01 period, Jacksonville had 184 MLS listings, a difference of 11 listings (6%) versus the prior month and -8 listings (-4%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Jacksonville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,048 sqft
    2018-02-01 0 days 2,080 sqft
    2018-03-01 0 days 2,082 sqft
    2018-04-01 0 days 2,200 sqft
    2018-05-01 0 days 2,175 sqft
    2018-06-01 0 days 2,192 sqft
    2018-07-01 0 days 2,136 sqft
    2018-08-01 0 days 2,098 sqft
    2018-09-01 0 days 2,094 sqft
    2018-10-01 0 days 2,155 sqft
    2018-11-01 0 days 2,168 sqft
    2018-12-01 0 days 2,108 sqft
    2019-01-01 0 days 2,009 sqft
    2019-02-01 0 days 2,032 sqft
    2019-03-01 0 days 2,004 sqft
    2019-04-01 0 days 1,982 sqft
    2019-05-01 0 days 2,180 sqft
    2019-06-01 0 days 2,198 sqft
    2019-07-01 0 days 2,248 sqft
    2019-08-01 0 days 2,260 sqft
    2019-09-01 0 days 2,263 sqft
    2019-10-01 0 days 2,265 sqft
    2019-11-01 0 days 2,148 sqft
    2019-12-01 0 days 2,103 sqft
    2020-01-01 0 days 2,120 sqft
    2020-02-01 0 days 2,104 sqft
    2020-03-01 0 days 2,152 sqft
    2020-04-01 0 days 2,176 sqft
    2020-05-01 0 days 2,250 sqft
    2020-06-01 0 days 2,220 sqft
    2020-07-01 0 days 2,294 sqft
    2020-08-01 0 days 2,196 sqft
    2020-09-01 0 days 2,057 sqft
    2020-10-01 0 days 1,953 sqft
    2020-11-01 0 days 1,947 sqft
    2020-12-01 0 days 2,008 sqft
    2021-01-01 0 days 2,023 sqft
    2021-02-01 0 days 2,092 sqft
    2021-03-01 0 days 2,105 sqft
    2021-04-01 0 days 2,173 sqft
    2021-05-01 0 days 2,076 sqft
    2021-06-01 0 days 1,918 sqft
    2021-07-01 0 days 2,000 sqft
    2021-08-01 0 days 1,922 sqft
    2021-09-01 0 days 1,913 sqft
    2021-10-01 0 days 1,792 sqft
    2021-11-01 0 days 1,749 sqft
    2021-12-01 0 days 1,751 sqft
    2022-01-01 0 days 1,724 sqft
    2022-02-01 0 days 1,817 sqft
    2022-03-01 0 days 2,054 sqft
    2022-04-01 0 days 2,013 sqft
    2022-05-01 0 days 2,007 sqft
    2022-06-01 0 days 1,994 sqft
    2022-07-01 0 days 1,987 sqft
    2022-08-01 0 days 1,920 sqft
    2022-09-01 0 days 1,889 sqft
    2022-10-01 0 days 1,907 sqft
    2022-11-01 0 days 1,790 sqft
    2022-12-01 0 days 1,690 sqft
    2023-01-01 0 days 1,743 sqft
    2023-02-01 0 days 1,649 sqft
    2023-03-01 0 days 1,684 sqft
    2023-04-01 0 days 1,793 sqft
    2023-05-01 0 days 1,864 sqft
    2023-06-01 0 days 1,799 sqft
    2023-07-01 0 days 1,922 sqft
    2023-08-01 0 days 1,935 sqft
    2023-09-01 0 days 1,864 sqft
    2023-10-01 0 days 1,803 sqft
    2023-11-01 0 days 1,799 sqft
    2023-12-01 0 days 1,794 sqft
    2024-01-01 0 days 1,764 sqft
    2024-02-01 0 days 1,697 sqft
    2024-03-01 0 days 1,751 sqft
    2024-04-01 0 days 1,783 sqft
    2024-05-01 0 days 1,799 sqft
    2024-06-01 0 days 1,850 sqft
    2024-07-01 0 days 1,855 sqft
    2024-08-01 0 days 1,866 sqft
    2024-09-01 0 days 1,872 sqft
    2024-10-01 0 days 1,818 sqft
    Jacksonville's median listing age (time on market) for 2024-10-01 was 0 days.

    Jacksonville's median square footage for active listings during the 2024-10-01 period was 1,818 sqft. One year prior, the average listing was 1,803 sqft.

    Jacksonville, TX Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 506 $121,760,000 $240,632
    Cash Out Refi 67 $13,295,000 $198,433
    Home Improvement 50 $5,420,000 $108,400
    Refi 47 $15,765,000 $335,426
    Other 37 $4,835,000 $130,676

    Jacksonville's most frequently cited loan purpose was Home Purchase, with 506 originations. The 2nd most popular reason was Cash Out Refi, with 67 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 220 $57,940,000 $263,364
    7-8% 177 $35,895,000 $202,797
    Over 8% 146 $19,290,000 $132,123
    5-6% 76 $23,110,000 $304,079
    <2.5% 3 $15,000 $5,000
    4-5% 3 $745,000 $248,333
    3-4% 2 $680,000 $340,000

    During 2023, Jacksonville's most frequently originated rate bucket was 6-7%, with 220 originations.

    Loan Sizing (Jacksonville, TX MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 244 $35,780,000 $146,639
    $200k-400k 196 $54,790,000 $279,541
    $100,000 or less 173 $11,215,000 $64,827
    $400k-600k 60 $29,110,000 $485,167
    $600k-1000k 27 $19,465,000 $720,926
    $Over $1MM 7 $10,715,000 $1,530,714

    Jacksonville's loan sizing saw the bucket of loans from $100k-200k with 244 originations, totaling $35,780,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 323 $71,575,000 $221,594
    60-80% 142 $39,810,000 $280,352
    40-60% 59 $12,255,000 $207,712
    20-40% 54 $8,030,000 $148,704
    Under 20% 36 $2,040,000 $56,667
    Over 100% 17 $4,575,000 $269,118

    Jacksonville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 323 originations, totaling $71,575,000 in origination value.