Jacksonville Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Jacksonville averaged 6.17% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 6.48% and one month ago for the week of 2022-05-26, the average rate was 5.57%.

Jacksonville's average rate one year ago was 3.34%.

For refis of the same type during the week of 2022-06-30, the average rate was 5.98%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Jacksonville 30 Year Fixed Rate 2022-06-30 6.17%
Jacksonville 30 Year Fixed Rate Refi 2022-06-30 5.98%
Jacksonville 15 Year Fixed Rate 2022-06-30 6.05%
Jacksonville 15 Year Fixed Rate Refi 2022-06-30 5.16%
Jacksonville 30 Year FHA 2022-06-30 5.89%
Jacksonville 30 Year FHA Refi 2022-06-30 5.7%
Jacksonville 30 Year USDA 2022-06-30 5.79%
Jacksonville 30 Year USDA Refi 2022-06-30 3.12%
Jacksonville 30 Year VA 2022-06-30 5.55%
Jacksonville 30 Year VA Refi 2022-06-30 5.16%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Jacksonville, TX.

Jacksonville Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Jacksonville, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
Austin Bank, Texas 66 3.49% $3,578
QUICKEN LOANS, LLC 51 3.12% $5,702
ALTRA 18 3.15% $3,188
UNITED WHOLESALE MORTGAGE, LLC 18 3.13% $3,232
Wells Fargo Bank 13 3.09% $4,616
Gateway First Bank 11 3.40% $3,849
FINANCE OF AMERICA MORTGAGE LLC 11 3.18% $5,567
ACADEMY MORTGAGE CORPORATION 11 3.52% $5,162
LOANDEPOT.COM, LLC 10 3.39% $5,075
Southside Bank 10 3.58% $4,547
MORTGAGE FINANCIAL SERVICES, LLC 9 3.05% $9,257
Regions Bank 7 3.21% $5,581
AMERISAVE MORTGAGE CORPORATION 7 2.98% $7,315
Commercial Bank of Texas 7 3.39% $3,756
CMG MORTGAGE, INC. 6 3.06% $5,014
GUILD MORTGAGE COMPANY 6 3.25% $6,097
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 6 3.35% $5,374
TIB The Independent Bankersbank 6 3.27% $5,165
VeraBank 6 3.69% $4,611
PRIMARY RESIDENTIAL MORTGAGE, INC. 6 3.33% $6,495
Prosperity Bank 5 2.95% $2,874
BancorpSouth Bank 5 3.48% $5,109
KELLY COMMUNITY FEDERAL CREDIT UNION 5 2.74% $6,313
Mortgage Research Center, LLC 4 3.03% $7,225
CALIBER HOME LOANS, INC. 4 3.36% $3,055
AMCAP MORTGAGE, LTD. 4 3.03% $5,906
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4 3.22% $4,813
Mr. Cooper ( Nationstar Mortgage ) 4 3.09% $6,907
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 4 3.06% $5,499
JPMorgan Chase Bank 3 3.00% $4,861
ASPIRE FINANCIAL, INC. 3 2.96% $5,627
BETTER MORTGAGE CORPORATION 3 3.04% $2,699
EAST TEXAS PROFESSIONAL Credit Union 3 3.92% $2,507
PENNYMAC LOAN SERVICES, LLC 3 2.87% $4,263
Farm Credit Mid-America, ACA 3 3.42% $10,165
PRIMELENDING, A PLAINSCAPITAL COMPANY 3 3.67% $5,162
BROKER SOLUTIONS, INC. 3 2.92% $7,702
Flagstar Bank, FSB 3 2.93% $5,700
BTH Bank 3 3.46% $3,688
HOME POINT FINANCIAL CORPORATION 3 2.83% $3,676
CERTAINTY HOME LOANS, LLC 2 3.50% $2,474
Chicago Mortgage Solutions LLC 2 2.68% $3,341
THRIVE MORTGAGE, LLC 2 3.31% $4,488
UNION HOME MORTGAGE CORP. 2 2.94% $3,421
Sunflower Bank 2 2.81% $7,122
GUARANTEED RATE AFFINITY, LLC 2 3.12% $3,368
EVERETT FINANCIAL, INC. 2 3.44% $2,457
Paramount Residential Mortgage Group, Inc. 2 3.19% $3,246
NAVY FEDERAL CREDIT UNION 2 3.69% $6,899
U.S. Bank 1 2.99% $3,180
ZILLOW HOME LOANS, LLC 1 3.25% $4,567
A+ Federal Credit Union 1 2.88% $0
Ally Bank 1 2.63% $6,833
AMERICAN FINANCIAL NETWORK, INC. 1 3.25% $7,270
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 2.88% $4,979
Amerifirst Financial, Inc. 1 3.38% $5,262
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 6.50% $13,016
Bank of America 1 3.00% $3,672
Baxter Credit Union 1 3.00% $3,686
Citibank 1 3.38% $4,027
Colonial Savings, F.A. 1 3.63% $2,972
CORNERSTONE HOME LENDING, INC. 1 3.50% $4,077
CROSSCOUNTRY MORTGAGE, LLC 1 3.63% $6,265
Deere Employees Credit Union 1 2.75% $4,426
DELMAR FINANCIAL COMPANY 1 3.13% $4,110
EASTMAN 1 3.63% $5,121
First United Bank and Trust Company 1 3.25% $4,603
FREEDOM MORTGAGE CORPORATION 1 2.88% $18,503
HAMILTON HOME LOANS, INC. 1 3.88% $7,015
HOMETRUST MORTGAGE COMPANY 1 2.88% $2,605
HSBC BANK USA, NATIONAL ASSOCIATION 1 2.63% $2,722
INTEGRITY MORTGAGE CORPORATION OF TEXAS 1 3.25% $5,561
KELLER MORTGAGE, LLC 1 4.38% $5,666
LADERA LENDING, INC. 1 3.25% $6,700
LOANFLIGHT LENDING, LLC 1 3.00% $4,211
MEMBER HOME LOAN, L.L.C. 1 2.75% $3,901
Midwest Community Bank 1 2.88% $3,539
MOVEMENT MORTGAGE, LLC 1 3.19% $0
Nations Lending Corporation 1 3.25% $3,226
NATIONWIDE MORTGAGE BANKERS, INC. 1 2.99% $5,139
NEWREZ LLC 1 3.25% $3,048
NTFN, INC. 1 3.50% $9,376
PENTAGON FEDERAL CREDIT UNION 1 2.88% $3,474
PILGRIM MORTGAGE LLC 1 3.63% $5,722
PLAZA HOME MORTGAGE, INC. 1 2.75% $2,269
PNC Bank 1 3.38% $3,800
Prosperity Home Mortgage, LLC 1 3.00% $5,893
PROVIDENT FUNDING ASSOCIATES, L.P. 1 2.75% $2,576
Republic State Mortgage Co. 1 2.50% $4,860
S1L, Inc. 1 3.50% $4,445
Servion, Inc. 1 3.13% $6,382
SFMC, LP 1 2.99% $6,672
Telco Plus Credit Union 1 3.63% $279
Texas Bank and Trust Company 1 3.75% $1,865
Texas Mortgage Lending, LLC 1 2.50% $2,683
The American National Bank of Texas 1 3.50% $10,408
TJC Mortgage, Inc. 1 3.25% $4,993
Town Square Mortgage & Investments, Inc. 1 3.50% $11,370
Truist Bank 1 2.99% $2,731

Jacksonville, TX's 99 lenders originated 1,134 loans during 2021. The total origination value was $264,320,000, with an average loan value of $233,086.

The top Jacksonville lender as defined by loan originations is Austin Bank, Texas, with 66 loans originated. Their average total fees are $3,578, which is $2,124 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Jacksonville lenders (with over 10 loans originated) are ALTRA ($3,188), UNITED WHOLESALE MORTGAGE, LLC ($3,232), Austin Bank, Texas ($3,578), Gateway First Bank ($3,849) and Southside Bank ($4,547).

The lowest rate Jacksonville lenders (with over 10 loans originated) are Wells Fargo Bank (3.09%), QUICKEN LOANS, LLC (3.12%), UNITED WHOLESALE MORTGAGE, LLC (3.13%), ALTRA (3.15%) and FINANCE OF AMERICA MORTGAGE LLC (3.18%).

Jacksonville, TX Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
Austin Bank, Texas $24,055,000 $34,130,000 41.9% 12.9%
QUICKEN LOANS, LLC $16,405,000 $19,930,000 21.5% 7.5%
The City National Bank of Sulphur Springs $13,270,000 n/a 5.0%
ALTRA $8,750,000 $12,270,000 40.2% 4.6%
Spirit of Texas Bank, SSB $9,845,000 n/a 3.7%
Texas National Bank of Jacksonville $4,320,000 $8,925,000 106.6% 3.4%
UNITED WHOLESALE MORTGAGE, LLC $3,620,000 $6,700,000 85.1% 2.5%
FINANCE OF AMERICA MORTGAGE LLC $7,160,000 $6,270,000 -12.4% 2.4%
Mortgage Research Center, LLC $2,085,000 $5,405,000 159.2% 2.0%
Prosperity Bank $1,600,000 $5,115,000 219.7% 1.9%
FREEDOM MORTGAGE CORPORATION $5,055,000 $4,730,000 -6.4% 1.8%
ACADEMY MORTGAGE CORPORATION $2,005,000 $4,555,000 127.2% 1.7%
21ST MORTGAGE CORPORATION $4,515,000 $4,490,000 -0.6% 1.7%
Wells Fargo Bank $1,765,000 $4,485,000 154.1% 1.7%
Gateway First Bank $3,300,000 $4,365,000 32.3% 1.7%
Southside Bank $4,225,000 $4,145,000 -1.9% 1.6%
MORTGAGE FINANCIAL SERVICES, LLC $4,070,000 $4,010,000 -1.5% 1.5%
CMG MORTGAGE, INC. $2,585,000 $3,675,000 42.2% 1.4%
Regions Bank $1,205,000 $3,160,000 162.2% 1.2%
GUILD MORTGAGE COMPANY $3,800,000 $3,135,000 -17.5% 1.2%
LOANDEPOT.COM, LLC $1,995,000 $3,090,000 54.9% 1.2%
Mr. Cooper ( Nationstar Mortgage ) $2,195,000 $3,070,000 39.9% 1.2%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $460,000 $3,035,000 559.8% 1.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $2,595,000 $2,955,000 13.9% 1.1%
PENNYMAC LOAN SERVICES, LLC $1,195,000 $2,880,000 141.0% 1.1%
Citizens 1st Bank $2,035,000 $2,600,000 27.8% 1.0%
KELLY COMMUNITY FEDERAL CREDIT UNION $335,000 $2,560,000 664.2% 1.0%
BancorpSouth Bank $1,500,000 $2,455,000 63.7% 0.9%
AMERISAVE MORTGAGE CORPORATION $355,000 $2,440,000 587.3% 0.9%
VeraBank $2,405,000 $2,440,000 1.5% 0.9%
PRIMELENDING, A PLAINSCAPITAL COMPANY $775,000 $2,435,000 214.2% 0.9%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $940,000 $2,420,000 157.4% 0.9%
ASPIRE FINANCIAL, INC. $330,000 $2,070,000 527.3% 0.8%
CALIBER HOME LOANS, INC. $2,335,000 $2,000,000 -14.3% 0.8%
Commercial Bank of Texas $2,425,000 $1,930,000 -20.4% 0.7%
TIB The Independent Bankersbank $820,000 $1,915,000 133.5% 0.7%
JPMorgan Chase Bank $1,155,000 $1,830,000 58.4% 0.7%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $975,000 $1,820,000 86.7% 0.7%
Southern Bank $1,805,000 n/a 0.7%
Farm Credit Mid-America, ACA $1,710,000 n/a 0.6%
AMCAP MORTGAGE, LTD. $930,000 $1,535,000 65.1% 0.6%
BETTER MORTGAGE CORPORATION $445,000 $1,520,000 241.6% 0.6%
BROKER SOLUTIONS, INC. $800,000 $1,480,000 85.0% 0.6%
Town Square Mortgage & Investments, Inc. $1,385,000 n/a 0.5%
SOUTHWEST STAGE FUNDING, LLC $1,300,000 $1,270,000 -2.3% 0.5%
Paramount Residential Mortgage Group, Inc. $1,205,000 n/a 0.5%
LAKEVIEW LOAN SERVICING, LLC $420,000 $1,195,000 184.5% 0.5%
First United Bank and Trust Company $1,105,000 $1,095,000 -0.9% 0.4%
HOME POINT FINANCIAL CORPORATION $285,000 $1,095,000 284.2% 0.4%
American State Bank $285,000 $1,020,000 257.9% 0.4%
USAA Federal Savings Bank $1,450,000 $945,000 -34.8% 0.4%
VANDERBILT MORTGAGE AND FINANCE, INC. $880,000 $910,000 3.4% 0.3%
NAVY FEDERAL CREDIT UNION $230,000 $870,000 278.3% 0.3%
Flagstar Bank, FSB $605,000 $815,000 34.7% 0.3%
Ally Bank $800,000 n/a 0.3%
Texas Bank and Trust Company $960,000 $795,000 -17.2% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $480,000 $775,000 61.5% 0.3%
Bank of America $440,000 $735,000 67.0% 0.3%
UNITED BUILT HOMES, L.L.C. $1,120,000 $735,000 -34.4% 0.3%
INTERLINC MORTGAGE SERVICES, LLC $720,000 n/a 0.3%
T2 FINANCIAL LLC $685,000 n/a 0.3%
UBank $665,000 $660,000 -0.8% 0.2%
Telco Plus Credit Union $75,000 $650,000 766.7% 0.2%
EVERETT FINANCIAL, INC. $915,000 $645,000 -29.5% 0.2%
EAST TEXAS PROFESSIONAL Credit Union $990,000 $640,000 -35.4% 0.2%
BTH Bank $1,230,000 $635,000 -48.4% 0.2%
SFMC, LP $1,445,000 $635,000 -56.1% 0.2%
Chicago Mortgage Solutions LLC $630,000 n/a 0.2%
Texas Mortgage Lending, LLC $625,000 n/a 0.2%
Cooperative Teachers Credit Union $460,000 $620,000 34.8% 0.2%
Network Funding, L.P. $610,000 $610,000 0.0% 0.2%
VILLAGE CAPITAL & INVESTMENT LLC $890,000 $610,000 -31.5% 0.2%
COUNTRYPLACE MORTGAGE, LTD. $280,000 $600,000 114.3% 0.2%
KELLER MORTGAGE, LLC $430,000 $600,000 39.5% 0.2%
Sunflower Bank $550,000 $580,000 5.5% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $560,000 n/a 0.2%
NTFN, INC. $470,000 $545,000 16.0% 0.2%
TJC Mortgage, Inc. $385,000 $530,000 37.7% 0.2%
AMERICAN ADVISORS GROUP $140,000 $525,000 275.0% 0.2%
Barrington Bank & Trust Company, N.A. $520,000 n/a 0.2%
THRIVE MORTGAGE, LLC $175,000 $490,000 180.0% 0.2%
PLAZA HOME MORTGAGE, INC. $720,000 $485,000 -32.6% 0.2%
CERTAINTY HOME LOANS, LLC $370,000 $460,000 24.3% 0.2%
MOVEMENT MORTGAGE, LLC $1,260,000 $460,000 -63.5% 0.2%
EASTMAN $255,000 $455,000 78.4% 0.2%
NEWREZ LLC $1,040,000 $435,000 -58.2% 0.2%
The American National Bank of Texas $485,000 $435,000 -10.3% 0.2%
Citibank $415,000 n/a 0.2%
GUARANTEED RATE AFFINITY, LLC $2,690,000 $410,000 -84.8% 0.2%
UNION HOME MORTGAGE CORP. $190,000 $410,000 115.8% 0.2%
NEW DAY FINANCIAL, LLC $300,000 $390,000 30.0% 0.1%
BLUELEAF LENDING, LLC $375,000 n/a 0.1%
HAMILTON HOME LOANS, INC. $185,000 $365,000 97.3% 0.1%
PENTAGON FEDERAL CREDIT UNION $285,000 $365,000 28.1% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $345,000 n/a 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $335,000 n/a 0.1%
CORNERSTONE HOME LENDING, INC. $510,000 $320,000 -37.3% 0.1%
MID AMERICA MORTGAGE, INC. $195,000 $315,000 61.5% 0.1%
Prosperity Home Mortgage, LLC $315,000 n/a 0.1%
LOANFLIGHT LENDING, LLC $365,000 $295,000 -19.2% 0.1%
U.S. Bank $325,000 $290,000 -10.8% 0.1%
Evolve Bank & Trust $285,000 n/a 0.1%
LADERA LENDING, INC. $285,000 n/a 0.1%
Republic State Mortgage Co. $75,000 $285,000 280.0% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $280,000 n/a 0.1%
Alliance Bank $275,000 n/a 0.1%
Assurance Financial Group, L.L.C. $275,000 n/a 0.1%
First Horizon Bank $275,000 n/a 0.1%
PILGRIM MORTGAGE LLC $275,000 n/a 0.1%
GREAT WESTERN FINANCIAL SERVICES, INC. $95,000 $265,000 178.9% 0.1%
Lamar National Bank $265,000 n/a 0.1%
UNIVERSITY Federal Credit Union $265,000 n/a 0.1%
DELMAR FINANCIAL COMPANY $255,000 n/a 0.1%
HOMESIDE FINANCIAL, LLC $255,000 n/a 0.1%
Servion, Inc. $255,000 n/a 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $295,000 $250,000 -15.3% 0.1%
Amerifirst Financial, Inc. $245,000 n/a 0.1%
InterContinental Capital Group, Inc $450,000 $245,000 -45.6% 0.1%
SUMMIT FUNDING, INC. $165,000 $245,000 48.5% 0.1%
First Guaranty Mortgage Corporation $235,000 n/a 0.1%
INTEGRITY MORTGAGE CORPORATION OF TEXAS $325,000 $235,000 -27.7% 0.1%
MICHIGAN MUTUAL, INC. $235,000 $225,000 -4.3% 0.1%
PLANET HOME LENDING, LLC $290,000 $225,000 -22.4% 0.1%
SWBC MORTGAGE CORPORATION $460,000 $225,000 -51.1% 0.1%
Truist Bank $1,505,000 $225,000 -85.0% 0.1%
Colonial Savings, F.A. $215,000 n/a 0.1%
PNC Bank $215,000 n/a 0.1%
Citizens National Bank of Texas $205,000 n/a 0.1%
City Bank $540,000 $205,000 -62.0% 0.1%
PHH Mortgage Corporation $195,000 n/a 0.1%
SOUTHWEST FUNDING, LP $255,000 $195,000 -23.5% 0.1%
AMERICAN FINANCING CORPORATION $1,235,000 $190,000 -84.6% 0.1%
FINANCE OF AMERICA REVERSE LLC $190,000 n/a 0.1%
TRIAD FINANCIAL SERVICES, INC. $505,000 $190,000 -62.4% 0.1%
Citizens Bank $75,000 $185,000 146.7% 0.1%
OPEN MORTGAGE, LLC $185,000 n/a 0.1%
Texas Bank Financial $185,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $175,000 n/a 0.1%
MASON MCDUFFIE MORTGAGE CORPORATION $175,000 n/a 0.1%
Nations Lending Corporation $490,000 $175,000 -64.3% 0.1%
Baxter Credit Union $55,000 $170,000 209.1% 0.1%
CityWorth Mortgage LLC $165,000 n/a 0.1%
Deere Employees Credit Union $165,000 n/a 0.1%
Mineola Community Bank, S.S.B. $165,000 $165,000 0.0% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $470,000 $165,000 -64.9% 0.1%
A+ Federal Credit Union $55,000 $155,000 181.8% 0.1%
Midwest Community Bank $155,000 n/a 0.1%
North American Savings Bank, F.S.B. $155,000 n/a 0.1%
INTERCAP LENDING INC. $145,000 n/a 0.1%
NATIONWIDE MORTGAGE BANKERS, INC. $320,000 $145,000 -54.7% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $145,000 n/a 0.1%
S1L, Inc. $560,000 $145,000 -74.1% 0.1%
ZILLOW HOME LOANS, LLC $145,000 n/a 0.1%
GSF Mortgage Corporation $135,000 n/a 0.1%
Paramount Bank $135,000 n/a 0.1%
RANLIFE, INC. $135,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $515,000 $130,000 -74.8% 0.0%
Central National Bank $125,000 n/a 0.0%
GREATER TEXAS FEDERAL CREDIT UNION $125,000 n/a 0.0%
Metro City Bank $125,000 n/a 0.0%
Peoples Bank $125,000 n/a 0.0%
Veritex Community Bank $125,000 n/a 0.0%
AgFirst Farm Credit Bank $105,000 n/a 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $265,000 $95,000 -64.2% 0.0%
MEMBER HOME LOAN, L.L.C. $95,000 n/a 0.0%
The Home Loan Expert LLC $95,000 n/a 0.0%
BBVA USA $85,000 n/a 0.0%
International Bank of Commerce $85,000 n/a 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $75,000 n/a 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $75,000 n/a 0.0%
HOMETRUST MORTGAGE COMPANY $65,000 n/a 0.0%
Texas Bank $160,000 $45,000 -71.9% 0.0%
Reliant Bank $25,000 n/a 0.0%
SPRING EQ, LLC $25,000 n/a 0.0%

Jacksonville's top lender by overall market share is Austin Bank, Texas, with 12.9% market share. In second place, with 7.5%, is QUICKEN LOANS, LLC, having originated $19,930,000 in loans. In third place, with 5.0%, is The City National Bank of Sulphur Springs, having originated $13,270,000 in loans. In third place, with 4.6%, is ALTRA, having originated $12,270,000 in loans. In third place, with 3.7%, is Spirit of Texas Bank, SSB, having originated $9,845,000 in loans.


Jacksonville, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 622 $146,240,000 $235,113
Refi 330 $82,250,000 $249,242
Cash Out Refi 128 $29,010,000 $226,641
Other 28 $4,040,000 $144,286
Home Improvement 26 $2,780,000 $106,923

Jacksonville's most frequently cited loan purpose was Home Purchase, with 622 originations. The 2nd most popular reason was Refi, with 330 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 438 $113,020,000 $258,037
2.5-3% 302 $73,580,000 $243,642
<2.5% 144 $32,180,000 $223,472
4-5% 63 $11,175,000 $177,381
Over 8% 41 $3,535,000 $86,220
5-6% 26 $2,180,000 $83,846
6-7% 22 $2,390,000 $108,636
7-8% 20 $2,000,000 $100,000

During 2021, Jacksonville's most frequently originated rate bucket was 3-4%, with 438 originations.

Loan Sizing (Jacksonville, TX MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 389 $57,805,000 $148,599
$200k-400k 387 $108,315,000 $279,884
$100,000 or less 253 $16,815,000 $66,462
$400k-600k 80 $38,350,000 $479,375
$600k-1000k 18 $12,280,000 $682,222
$Over $1MM 7 $30,755,000 $4,393,571

Jacksonville's loan sizing saw the bucket of loans from $100k-200k with 389 originations, totaling $57,805,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 470 $101,670,000 $216,319
60-80% 323 $92,585,000 $286,641
40-60% 145 $26,445,000 $182,379
20-40% 48 $7,760,000 $161,667
Over 100% 25 $5,275,000 $211,000
Under 20% 20 $870,000 $43,500

Jacksonville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 470 originations, totaling $101,670,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Jacksonville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $192,500 (5.9%) $290,824 (8.3%) 0.00 185
2018-02-01 $185,500 (-0.4%) $314,096 (10.6%) 0.00 186
2018-03-01 $209,900 (5.2%) $304,406 (-0.8%) 0.00 179
2018-04-01 $229,000 (17.5%) $307,772 (3.3%) 0.00 195
2018-05-01 $232,000 (13.5%) $308,804 (1.2%) 0.00 195
2018-06-01 $229,000 (9.1%) $307,660 (-0.9%) 0.00 202
2018-07-01 $234,750 (17.4%) $296,050 (0.9%) 0.00 208
2018-08-01 $235,000 (20.4%) $291,808 (-3.3%) 0.00 193
2018-09-01 $225,000 (25.1%) $306,001 (9.8%) 0.00 191
2018-10-01 $234,750 (32.6%) $298,733 (9.5%) 0.00 179
2018-11-01 $230,175 (24.3%) $292,589 (4.5%) 0.00 177
2018-12-01 $235,000 (17.8%) $298,658 (5.0%) 0.00 169
2019-01-01 $230,000 (19.5%) $290,436 (-0.1%) 0.00 164
2019-02-01 $229,000 (23.5%) $290,566 (-7.5%) 0.00 160
2019-03-01 $232,814 (10.9%) $292,682 (-3.9%) 0.00 163
2019-04-01 $239,814 (4.7%) $295,207 (-4.1%) 0.00 180
2019-05-01 $239,900 (3.4%) $311,190 (0.8%) 0.00 194
2019-06-01 $230,000 (0.4%) $316,202 (2.8%) 0.00 186
2019-07-01 $224,900 (-4.2%) $275,515 (-6.9%) 0.00 151
2019-08-01 $222,429 (-5.4%) $267,416 (-8.4%) 0.00 150
2019-09-01 $214,000 (-4.9%) $253,272 (-17.2%) 0.00 133
2019-10-01 $206,000 (-12.3%) $259,576 (-13.1%) 0.00 129
2019-11-01 $199,900 (-13.2%) $251,412 (-14.1%) 0.00 135
2019-12-01 $195,500 (-16.8%) $244,037 (-18.3%) 0.00 138
2020-01-01 $192,500 (-16.3%) $241,041 (-17.0%) 0.00 128
2020-02-01 $192,500 (-15.9%) $245,227 (-15.6%) 0.00 122
2020-03-01 $204,250 (-12.3%) $264,683 (-9.6%) 0.00 117
2020-04-01 $207,000 (-13.7%) $274,783 (-6.9%) 0.00 118
2020-05-01 $239,500 (-0.2%) $294,709 (-5.3%) 0.00 115
2020-06-01 $229,500 (-0.2%) $288,140 (-8.9%) 0.00 104
2020-07-01 $251,950 (12.0%) $300,912 (9.2%) 0.00 102
2020-08-01 $224,900 (1.1%) $299,815 (12.1%) 0.00 90
2020-09-01 $190,750 (-10.9%) $258,762 (2.2%) 0.00 65
2020-10-01 $179,900 (-12.7%) $228,926 (-11.8%) 0.00 69
2020-11-01 $175,950 (-12.0%) $236,108 (-6.1%) 0.00 71
2020-12-01 $207,500 (6.1%) $284,921 (16.8%) 0.00 65
2021-01-01 $192,500 (0.0%) $291,297 (20.9%) 0.00 54
2021-02-01 $260,750 (35.5%) $338,773 (38.2%) 0.00 55
2021-03-01 $239,250 (17.1%) $319,222 (20.6%) 0.00 51
2021-04-01 $197,500 (-4.6%) $276,928 (0.8%) 0.00 47
2021-05-01 $229,900 (-4.0%) $297,591 (1.0%) 0.00 67
2021-06-01 $214,450 (-6.6%) $294,295 (2.1%) 0.00 60
2021-07-01 $244,325 (-3.0%) $354,671 (17.9%) 0.00 61
2021-08-01 $243,727 (8.4%) $358,860 (19.7%) 0.00 73
2021-09-01 $249,477 (30.8%) $367,062 (41.9%) 0.00 88
2021-10-01 $210,500 (17.0%) $361,403 (57.9%) 0.00 85
2021-11-01 $179,900 (2.2%) $348,724 (47.7%) 0.00 86
2021-12-01 $178,000 (-14.2%) $355,508 (24.8%) 0.00 76
2022-01-01 $180,000 (-6.5%) $362,076 (24.3%) 0.00 65
2022-02-01 $187,000 (-28.3%) $360,983 (6.6%) 0.00 50
2022-03-01 $262,500 (9.7%) $427,279 (33.9%) 0.00 48
2022-04-01 $230,000 (16.5%) $400,621 (44.7%) 0.00 67
2022-05-01 $262,000 (14.0%) $443,042 (48.9%) 0.00 81
2022-06-01 $267,000 (24.5%) $392,722 (33.4%) 0.00 86
Jacksonville's median listing price for 2022-06-01 was $267,000, a difference of $52,550 (24.5%) versus the prior year and $5,000 versus the prior month.

Jacksonville's median listing price comes in at 0% of the national average.

Jacksonville's average listing price for 2022-06-01 was $392,722, a difference of $98,427 (33.4%) versus the prior year and $-50,320 versus the prior month.

For the 2022-06-01 period, Jacksonville had 86 MLS listings, a difference of 5 listings (6%) versus the prior month and 26 listings (43%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Jacksonville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,974 sqft
2018-02-01 0 days 1,986 sqft
2018-03-01 0 days 2,016 sqft
2018-04-01 0 days 2,085 sqft
2018-05-01 0 days 2,155 sqft
2018-06-01 0 days 2,135 sqft
2018-07-01 0 days 2,067 sqft
2018-08-01 0 days 2,081 sqft
2018-09-01 0 days 2,039 sqft
2018-10-01 0 days 2,207 sqft
2018-11-01 0 days 2,208 sqft
2018-12-01 0 days 2,189 sqft
2019-01-01 0 days 2,080 sqft
2019-02-01 0 days 2,080 sqft
2019-03-01 0 days 2,046 sqft
2019-04-01 0 days 2,046 sqft
2019-05-01 0 days 2,200 sqft
2019-06-01 0 days 2,200 sqft
2019-07-01 0 days 2,226 sqft
2019-08-01 0 days 2,191 sqft
2019-09-01 0 days 2,112 sqft
2019-10-01 0 days 1,998 sqft
2019-11-01 0 days 1,998 sqft
2019-12-01 0 days 1,895 sqft
2020-01-01 0 days 1,925 sqft
2020-02-01 0 days 1,923 sqft
2020-03-01 0 days 2,039 sqft
2020-04-01 0 days 2,093 sqft
2020-05-01 0 days 2,093 sqft
2020-06-01 0 days 2,184 sqft
2020-07-01 0 days 2,202 sqft
2020-08-01 0 days 2,194 sqft
2020-09-01 0 days 2,050 sqft
2020-10-01 0 days 1,829 sqft
2020-11-01 0 days 1,824 sqft
2020-12-01 0 days 1,910 sqft
2021-01-01 0 days 1,927 sqft
2021-02-01 0 days 2,000 sqft
2021-03-01 0 days 2,036 sqft
2021-04-01 0 days 1,929 sqft
2021-05-01 0 days 1,741 sqft
2021-06-01 0 days 1,750 sqft
2021-07-01 0 days 2,009 sqft
2021-08-01 0 days 1,915 sqft
2021-09-01 0 days 1,875 sqft
2021-10-01 0 days 1,774 sqft
2021-11-01 0 days 1,696 sqft
2021-12-01 0 days 1,728 sqft
2022-01-01 0 days 1,728 sqft
2022-02-01 0 days 1,795 sqft
2022-03-01 0 days 2,007 sqft
2022-04-01 0 days 1,932 sqft
2022-05-01 0 days 2,027 sqft
2022-06-01 0 days 1,994 sqft
Jacksonville's median listing age (time on market) for 2022-06-01 was 0 days.

Jacksonville's median square footage for active listings during the 2022-06-01 period was 1,994 sqft. One year prior, the average listing was 1,750 sqft.