Tyler VA Loan Rates, Closing Costs & Stats
TYLER, TX
A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.
The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.
For additional benefits of VA loans, click here.
Tyler's 70 lenders originated 264 VA loans during 2023. The total origination value was $88,140,000, with an average VA loan value of $333,864.
Tyler VA Loans, 30 Year Fixed Rates
30 Year VA mortgages in Tyler
averaged
0.19%
for the week of 2024-11-29, compared to the national average (all VA variants) of
0% for the same period.
Tyler's average VA mortgage closing costs are $6,432.
The average rate for the prior week (2024-11-22) was
6.45% and
one month ago for the week of 2024-10-25, the
average rate was 6.25%.
The average rate one year ago was 7.09%.
For refis of the same type during the week of 2024-11-29, the average rate
was 0.35%.
Tyler VA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Tyler level.
The top Tyler VA lender as defined by loan originations is Mortgage Research Center, LLC, with
57 VA loans originated. Their average total fees are
$8,678, which is $2,748
higher than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee Tyler VA lenders (with over 10 loans originated) are
GUARANTEED RATE, INC. ($5,911), UNITED WHOLESALE MORTGAGE, LLC ($5,931), Mortgage Research Center, LLC ($8,678), CMG MORTGAGE, INC. ($8,980) and .
The lowest rate Tyler VA lenders (with over 10 loans originated) are
GUARANTEED RATE, INC. (6.34%), UNITED WHOLESALE MORTGAGE, LLC (6.43%), Mortgage Research Center, LLC (6.61%), CMG MORTGAGE, INC. (6.78%) and .
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Tyler (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $265,225 (9.6%) | $391,701 (21.7%) | 0.98 | 870 |
2018-02-01 | $267,625 (10.3%) | $389,085 (20.3%) | 0.97 | 886 |
2018-03-01 | $277,750 (11.6%) | $395,879 (21.4%) | 0.97 | 892 |
2018-04-01 | $282,438 (8.7%) | $400,994 (18.1%) | 0.96 | 912 |
2018-05-01 | $285,473 (9.1%) | $401,829 (17.1%) | 0.95 | 936 |
2018-06-01 | $274,900 (2.7%) | $363,676 (-3.2%) | 0.92 | 983 |
2018-07-01 | $274,000 (1.9%) | $357,958 (-4.3%) | 0.92 | 983 |
2018-08-01 | $265,000 (-1.8%) | $346,080 (-9.0%) | 0.89 | 991 |
2018-09-01 | $265,000 (-3.6%) | $344,802 (-10.9%) | 0.89 | 926 |
2018-10-01 | $265,875 (-3.3%) | $348,448 (-10.7%) | 0.90 | 930 |
2018-11-01 | $269,250 (-0.5%) | $349,021 (-10.1%) | 0.91 | 895 |
2018-12-01 | $275,000 (2.5%) | $353,121 (-9.0%) | 0.95 | 820 |
2019-01-01 | $276,425 (4.2%) | $353,979 (-9.6%) | 0.96 | 771 |
2019-02-01 | $269,700 (0.8%) | $356,842 (-8.3%) | 0.91 | 758 |
2019-03-01 | $280,100 (0.9%) | $369,130 (-6.8%) | 0.92 | 757 |
2019-04-01 | $294,950 (4.4%) | $378,495 (-5.6%) | 0.94 | 785 |
2019-05-01 | $304,950 (6.8%) | $392,852 (-2.2%) | 0.95 | 785 |
2019-06-01 | $299,900 (9.1%) | $392,423 (7.9%) | 0.94 | 782 |
2019-07-01 | $297,000 (8.4%) | $379,900 (6.1%) | 0.93 | 778 |
2019-08-01 | $291,779 (10.1%) | $373,213 (7.8%) | 0.92 | 769 |
2019-09-01 | $290,216 (9.5%) | $369,488 (7.2%) | 0.93 | 767 |
2019-10-01 | $289,174 (8.8%) | $367,975 (5.6%) | 0.93 | 763 |
2019-11-01 | $275,000 (2.1%) | $357,763 (2.5%) | 0.90 | 753 |
2019-12-01 | $269,450 (-2.0%) | $346,018 (-2.0%) | 0.90 | 735 |
2020-01-01 | $269,900 (-2.4%) | $348,328 (-1.6%) | 0.90 | 699 |
2020-02-01 | $269,900 (0.1%) | $358,346 (0.4%) | 0.88 | 661 |
2020-03-01 | $269,900 (-3.6%) | $365,769 (-0.9%) | 0.85 | 686 |
2020-04-01 | $274,993 (-6.8%) | $363,492 (-4.0%) | 0.86 | 689 |
2020-05-01 | $285,000 (-6.5%) | $387,269 (-1.4%) | 0.87 | 678 |
2020-06-01 | $290,850 (-3.0%) | $391,643 (-0.2%) | 0.86 | 669 |
2020-07-01 | $292,000 (-1.7%) | $400,572 (5.4%) | 0.85 | 622 |
2020-08-01 | $289,500 (-0.8%) | $399,299 (7.0%) | 0.83 | 594 |
2020-09-01 | $294,850 (1.6%) | $401,029 (8.5%) | 0.84 | 568 |
2020-10-01 | $290,000 (0.3%) | $405,427 (10.2%) | 0.83 | 503 |
2020-11-01 | $284,975 (3.6%) | $389,446 (8.9%) | 0.83 | 478 |
2020-12-01 | $295,000 (9.5%) | $405,272 (17.1%) | 0.88 | 436 |
2021-01-01 | $289,950 (7.4%) | $391,726 (12.5%) | 0.87 | 385 |
2021-02-01 | $299,600 (11.0%) | $404,255 (12.8%) | 0.87 | 334 |
2021-03-01 | $298,700 (10.7%) | $424,656 (16.1%) | 0.85 | 300 |
2021-04-01 | $312,500 (13.6%) | $453,549 (24.8%) | 0.85 | 310 |
2021-05-01 | $342,490 (20.2%) | $472,524 (22.0%) | 0.91 | 317 |
2021-06-01 | $364,950 (25.5%) | $522,819 (33.5%) | 0.96 | 336 |
2021-07-01 | $360,000 (23.3%) | $514,385 (28.4%) | 0.95 | 380 |
2021-08-01 | $356,700 (23.2%) | $488,691 (22.4%) | 0.95 | 432 |
2021-09-01 | $350,000 (18.7%) | $497,789 (24.1%) | 0.93 | 423 |
2021-10-01 | $349,944 (20.7%) | $504,302 (24.4%) | 0.93 | 399 |
2021-11-01 | $359,719 (26.2%) | $542,062 (39.2%) | 0.96 | 357 |
2021-12-01 | $361,519 (22.6%) | $541,818 (33.7%) | 0.98 | 349 |
2022-01-01 | $364,500 (25.7%) | $549,555 (40.3%) | 0.99 | 308 |
2022-02-01 | $368,800 (23.1%) | $555,600 (37.4%) | 0.96 | 273 |
2022-03-01 | $357,500 (19.7%) | $548,464 (29.2%) | 0.90 | 264 |
2022-04-01 | $364,990 (16.8%) | $576,841 (27.2%) | 0.87 | 298 |
2022-05-01 | $382,498 (11.7%) | $567,745 (20.2%) | 0.87 | 391 |
2022-06-01 | $397,225 (8.8%) | $571,865 (9.4%) | 0.88 | 469 |
2022-07-01 | $395,000 (9.7%) | $544,601 (5.9%) | 0.89 | 549 |
2022-08-01 | $389,638 (9.2%) | $554,014 (13.4%) | 0.90 | 589 |
2022-09-01 | $393,500 (12.4%) | $539,050 (8.3%) | 0.92 | 636 |
2022-10-01 | $399,900 (14.3%) | $540,632 (7.2%) | 0.94 | 683 |
2022-11-01 | $399,675 (11.1%) | $523,322 (-3.5%) | 0.96 | 713 |
2022-12-01 | $405,000 (12.0%) | $533,201 (-1.6%) | 1.00 | 701 |
2023-01-01 | $400,000 (9.7%) | $538,412 (-2.0%) | 0.99 | 680 |
2023-02-01 | $409,443 (11.0%) | $542,713 (-2.3%) | 0.99 | 672 |
2023-03-01 | $410,820 (14.9%) | $554,063 (1.0%) | 0.97 | 672 |
2023-04-01 | $399,700 (9.5%) | $538,296 (-6.7%) | 0.93 | 681 |
2023-05-01 | $399,450 (4.4%) | $534,790 (-5.8%) | 0.91 | 699 |
2023-06-01 | $400,000 (0.7%) | $519,942 (-9.1%) | 0.90 | 767 |
2023-07-01 | $392,000 (-0.8%) | $508,296 (-6.7%) | 0.89 | 811 |
2023-08-01 | $385,000 (-1.2%) | $512,396 (-7.5%) | 0.88 | 861 |
2023-09-01 | $385,940 (-1.9%) | $525,551 (-2.5%) | 0.90 | 877 |
2023-10-01 | $381,950 (-4.5%) | $512,004 (-5.3%) | 0.90 | 937 |
2023-11-01 | $375,000 (-6.2%) | $507,193 (-3.1%) | 0.89 | 964 |
2023-12-01 | $375,000 (-7.4%) | $503,657 (-5.5%) | 0.91 | 942 |
2024-01-01 | $375,000 (-6.3%) | $493,207 (-8.4%) | 0.92 | 883 |
2024-02-01 | $382,628 (-6.6%) | $493,989 (-9.0%) | 0.92 | 879 |
2024-03-01 | $391,650 (-4.7%) | $491,179 (-11.4%) | 0.92 | 914 |
2024-04-01 | $395,000 (-1.2%) | $489,377 (-9.1%) | 0.92 | 891 |
2024-05-01 | $395,000 (-1.1%) | $494,843 (-7.5%) | 0.89 | 940 |
2024-06-01 | $385,000 (-3.8%) | $486,901 (-6.4%) | 0.87 | 1,043 |
2024-07-01 | $379,750 (-3.1%) | $485,964 (-4.4%) | 0.87 | 1,120 |
2024-08-01 | $380,328 (-1.2%) | $486,277 (-5.1%) | 0.88 | 1,094 |
2024-09-01 | $375,000 (-2.8%) | $474,362 (-9.7%) | 0.88 | 1,080 |
2024-10-01 | $379,375 (-0.7%) | $471,255 (-8.0%) | 0.89 | 1,101 |
Tyler's median listing price comes in at 89% of the national average.
Tyler's average listing price for 2024-10-01 was $471,255, a difference of $-40,749 (-8.0%) versus the prior year and $-3,107 versus the prior month.
For the 2024-10-01 period, Tyler had 1,101 MLS listings, a difference of 21 listings (2%) versus the prior month and 164 listings (18%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Tyler (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 86 days | 2,310 sqft |
2018-02-01 | 77 days | 2,279 sqft |
2018-03-01 | 66 days | 2,304 sqft |
2018-04-01 | 63 days | 2,324 sqft |
2018-05-01 | 59 days | 2,337 sqft |
2018-06-01 | 57 days | 2,306 sqft |
2018-07-01 | 60 days | 2,285 sqft |
2018-08-01 | 65 days | 2,270 sqft |
2018-09-01 | 72 days | 2,278 sqft |
2018-10-01 | 66 days | 2,276 sqft |
2018-11-01 | 67 days | 2,267 sqft |
2018-12-01 | 77 days | 2,272 sqft |
2019-01-01 | 86 days | 2,276 sqft |
2019-02-01 | 83 days | 2,232 sqft |
2019-03-01 | 69 days | 2,274 sqft |
2019-04-01 | 54 days | 2,344 sqft |
2019-05-01 | 49 days | 2,435 sqft |
2019-06-01 | 52 days | 2,434 sqft |
2019-07-01 | 53 days | 2,429 sqft |
2019-08-01 | 57 days | 2,414 sqft |
2019-09-01 | 59 days | 2,394 sqft |
2019-10-01 | 60 days | 2,366 sqft |
2019-11-01 | 67 days | 2,301 sqft |
2019-12-01 | 71 days | 2,211 sqft |
2020-01-01 | 76 days | 2,155 sqft |
2020-02-01 | 64 days | 2,150 sqft |
2020-03-01 | 53 days | 2,177 sqft |
2020-04-01 | 57 days | 2,182 sqft |
2020-05-01 | 59 days | 2,208 sqft |
2020-06-01 | 51 days | 2,259 sqft |
2020-07-01 | 51 days | 2,230 sqft |
2020-08-01 | 52 days | 2,234 sqft |
2020-09-01 | 53 days | 2,249 sqft |
2020-10-01 | 51 days | 2,199 sqft |
2020-11-01 | 51 days | 2,204 sqft |
2020-12-01 | 64 days | 2,251 sqft |
2021-01-01 | 67 days | 2,177 sqft |
2021-02-01 | 44 days | 2,149 sqft |
2021-03-01 | 49 days | 2,147 sqft |
2021-04-01 | 33 days | 2,186 sqft |
2021-05-01 | 36 days | 2,202 sqft |
2021-06-01 | 38 days | 2,258 sqft |
2021-07-01 | 38 days | 2,201 sqft |
2021-08-01 | 38 days | 2,191 sqft |
2021-09-01 | 41 days | 2,185 sqft |
2021-10-01 | 50 days | 2,130 sqft |
2021-11-01 | 56 days | 2,133 sqft |
2021-12-01 | 55 days | 2,108 sqft |
2022-01-01 | 55 days | 2,029 sqft |
2022-02-01 | 46 days | 2,061 sqft |
2022-03-01 | 38 days | 2,001 sqft |
2022-04-01 | 30 days | 2,001 sqft |
2022-05-01 | 30 days | 2,048 sqft |
2022-06-01 | 33 days | 2,106 sqft |
2022-07-01 | 36 days | 2,075 sqft |
2022-08-01 | 39 days | 2,052 sqft |
2022-09-01 | 43 days | 2,093 sqft |
2022-10-01 | 49 days | 2,146 sqft |
2022-11-01 | 54 days | 2,145 sqft |
2022-12-01 | 70 days | 2,175 sqft |
2023-01-01 | 73 days | 2,132 sqft |
2023-02-01 | 69 days | 2,155 sqft |
2023-03-01 | 58 days | 2,180 sqft |
2023-04-01 | 50 days | 2,121 sqft |
2023-05-01 | 48 days | 2,185 sqft |
2023-06-01 | 44 days | 2,142 sqft |
2023-07-01 | 45 days | 2,099 sqft |
2023-08-01 | 50 days | 2,097 sqft |
2023-09-01 | 54 days | 2,102 sqft |
2023-10-01 | 56 days | 2,090 sqft |
2023-11-01 | 60 days | 2,082 sqft |
2023-12-01 | 70 days | 2,075 sqft |
2024-01-01 | 73 days | 2,081 sqft |
2024-02-01 | 68 days | 2,090 sqft |
2024-03-01 | 50 days | 2,095 sqft |
2024-04-01 | 51 days | 2,109 sqft |
2024-05-01 | 46 days | 2,124 sqft |
2024-06-01 | 50 days | 2,090 sqft |
2024-07-01 | 56 days | 2,070 sqft |
2024-08-01 | 61 days | 2,063 sqft |
2024-09-01 | 63 days | 2,032 sqft |
2024-10-01 | 63 days | 2,046 sqft |
Tyler's median square footage for active listings during the 2024-10-01 period was 2,046 sqft. One year prior, the average listing was 2,090 sqft.