Mount Pleasant Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Mount Pleasant averaged 6.01% for the week of 2024-10-03, compared to the national average of 6.12% for the same period.

The average rate for the prior week (2024-09-26) was 6.17% and one month ago for the week of 2024-08-29, the average rate was 6.34%.

Mount Pleasant's average rate one year ago was 7.3%.

For refis of the same type during the week of 2024-10-03, the average rate was 6.62%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-10-03 6.12%
Mount Pleasant 30 Year Fixed Rate 2024-10-03 6.01%
Mount Pleasant 30 Year Fixed Rate Refi 2024-10-03 6.62%
Mount Pleasant 15 Year Fixed Rate 2024-10-03 5.25%
Mount Pleasant 15 Year Fixed Rate Refi 2024-10-03 5.25%
Mount Pleasant 30 Year FHA 2024-10-03 5.5%
Mount Pleasant 30 Year FHA Refi 2024-10-03 5.89%
Mount Pleasant 30 Year USDA 2024-10-03 5.97%
Mount Pleasant 30 Year USDA Refi 2024-10-03 6.17%
Mount Pleasant 30 Year VA 2024-10-03 5.6%
Mount Pleasant 30 Year VA Refi 2024-10-03 5.7%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Mount Pleasant, TX.

Mount Pleasant Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Mount Pleasant, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
QUICKEN LOANS, LLC 16 6.70% $8,691
VeraBank 12 6.11% $3,925
Guaranty Bank & Trust, N.A. 12 6.83% $4,773
The City National Bank of Sulphur Springs 10 7.46% $2,436
UNITED WHOLESALE MORTGAGE, LLC 7 7.11% $5,355
DRAPER AND KRAMER MORTGAGE CORP. 6 6.44% $11,704
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 5 7.05% $9,261
AMERISAVE MORTGAGE CORPORATION 4 6.47% $10,886
HOMEBRIDGE FINANCIAL SERVICES, INC. 4 6.31% $5,826
CMG MORTGAGE, INC. 4 6.56% $7,044
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 6.71% $10,423
Mr. Cooper ( Nationstar Mortgage ) 3 6.79% $8,810
OPEN MORTGAGE, LLC 2 6.38% $6,571
CROSSCOUNTRY MORTGAGE, LLC 2 7.43% $8,475
Discover Bank 2 6.49% $0
RED RIVER EMPLOYEES 2 7.44% $4,128
ROYAL UNITED MORTGAGE LLC 2 7.56% $13,170
T2 FINANCIAL LLC 2 6.38% $6,616
EAST TEXAS PROFESSIONAL Credit Union 2 6.50% $2,760
EVERETT FINANCIAL, INC. 2 6.88% $8,877
Bank of America 2 7.00% $7,161
Citibank 2 7.00% $10,655
Wells Fargo Bank 2 6.31% $6,002
MUTUAL OF OMAHA MORTGAGE, INC. 1 7.25% $4,555
Network Funding, L.P. 1 7.00% $5,934
NTFN, INC. 1 7.50% $10,014
PENNYMAC LOAN SERVICES, LLC 1 6.13% $7,370
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.25% $5,248
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.25% $15,577
Prosperity Bank 1 7.75% $6,125
RANDOLPH-BROOKS 1 8.75% $2,556
SECURITYNATIONAL MORTGAGE COMPANY 1 6.25% $5,022
SFMC, LP 1 6.50% $9,838
The American National Bank of Texas 1 8.50% $12,304
The Loan Store, Inc. 1 6.38% $7,575
UNION HOME MORTGAGE CORP. 1 6.63% $4,525
USAA Federal Savings Bank 1 7.63% $4,572
U.S. Bank 1 6.13% $3,739
VANDERBILT MORTGAGE AND FINANCE, INC. 1 9.25% $8,435
ZILLOW HOME LOANS, LLC 1 6.50% $4,071
ADVANCIAL 1 5.88% $5,662
Zions Bank 1 7.00% $8,767
Ally Bank 1 6.50% $4,091
American Bank of Oklahoma 1 8.00% $5,274
AMERICAN FINANCIAL NETWORK, INC. 1 7.38% $6,497
American Mortgage & Equity Consultants, Inc. 1 6.88% $4,888
AMERICAN PACIFIC MORTGAGE CORPORATION 1 7.00% $8,284
AmeriHome Mortgage Company, LLC 1 7.63% $8,967
Ameris Bank 1 6.99% $4,242
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.13% $6,020
Austin Bank, Texas 1 7.15% $3,878
BROKER SOLUTIONS, INC. 1 6.38% $6,704
CARDINAL FINANCIAL 1 7.38% $12,309
Commercial Bank of Texas 1 7.99% $7,035
First Bank 1 7.63% $8,407
FIRST COMMUNITY MORTGAGE, INC. 1 7.25% $8,038
First United Bank and Trust Company 1 7.13% $10,307
Flagstar Bank, FSB 1 5.50% $7,839
Gateway First Bank 1 6.88% $7,769
Golden Empire Mortgage, Inc. 1 6.25% $5,773
GUILD MORTGAGE COMPANY 1 7.38% $4,654
LOANDEPOT.COM, LLC 1 6.13% $15,447
MANN FINANCIAL INC. 1 6.38% $4,204
MORTGAGE FINANCIAL SERVICES, LLC 1 7.13% $6,646

Mount Pleasant Average Closing Costs & Other Stats

Mount Pleasant, TX's 64 lenders originated 549 loans during 2023. The total origination value was $116,015,000, with an average loan value of $211,321.

Mount Pleasant's average closing costs are $6,379.

The top Mount Pleasant lender as defined by loan originations is QUICKEN LOANS, LLC, with 16 loans originated. Their average total fees are $8,691, which is $4,767 higher than the next largest lender, VeraBank.

The lowest fee Mount Pleasant lenders (with over 10 loans originated) are The City National Bank of Sulphur Springs ($2,436), VeraBank ($3,925), Guaranty Bank & Trust, N.A. ($4,773), QUICKEN LOANS, LLC ($8,691) and .

The lowest rate Mount Pleasant lenders (with over 10 loans originated) are VeraBank (6.11%), QUICKEN LOANS, LLC (6.70%), Guaranty Bank & Trust, N.A. (6.83%), The City National Bank of Sulphur Springs (7.46%) and .

Mount Pleasant, TX Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Guaranty Bank & Trust, N.A. $23,135,000 $13,935,000 -39.8% 12.0%
Pilgrim Bank $12,710,000 $8,000,000 -37.1% 6.9%
Cypress Bank, SSB $10,460,000 $7,750,000 -25.9% 6.7%
VeraBank $2,615,000 $6,610,000 152.8% 5.7%
DRAPER AND KRAMER MORTGAGE CORP. $11,325,000 $5,225,000 -53.9% 4.5%
QUICKEN LOANS, LLC $6,550,000 $5,120,000 -21.8% 4.4%
UNITED WHOLESALE MORTGAGE, LLC $2,835,000 $4,100,000 44.6% 3.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,745,000 $3,315,000 20.8% 2.9%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $620,000 $3,260,000 425.8% 2.8%
The City National Bank of Sulphur Springs $3,780,000 $3,010,000 -20.4% 2.6%
Mortgage Research Center, LLC $2,805,000 $2,975,000 6.1% 2.6%
Citibank $2,060,000 n/a 1.8%
First National Bank of East Texas $1,005,000 $2,005,000 99.5% 1.7%
CMG MORTGAGE, INC. $935,000 $1,965,000 110.2% 1.7%
T2 FINANCIAL LLC $1,280,000 $1,840,000 43.8% 1.6%
AMERISAVE MORTGAGE CORPORATION $1,720,000 n/a 1.5%
HOMEBRIDGE FINANCIAL SERVICES, INC. $735,000 $1,680,000 128.6% 1.4%
Bank of America $725,000 $1,635,000 125.5% 1.4%
21ST MORTGAGE CORPORATION $1,890,000 $1,315,000 -30.4% 1.1%
CROSSCOUNTRY MORTGAGE, LLC $880,000 $1,310,000 48.9% 1.1%
EVERETT FINANCIAL, INC. $590,000 $1,065,000 80.5% 0.9%
Austin Bank, Texas $1,005,000 n/a 0.9%
MORTGAGE FINANCIAL SERVICES, LLC $1,685,000 $955,000 -43.3% 0.8%
Gateway First Bank $1,215,000 $920,000 -24.3% 0.8%
PENNYMAC LOAN SERVICES, LLC $2,385,000 $920,000 -61.4% 0.8%
Alliance Bank $450,000 $875,000 94.4% 0.8%
Zions Bank $105,000 $825,000 685.7% 0.7%
Wells Fargo Bank $1,855,000 $810,000 -56.3% 0.7%
RED RIVER EMPLOYEES $700,000 n/a 0.6%
OPEN MORTGAGE, LLC $790,000 $665,000 -15.8% 0.6%
EAST TEXAS PROFESSIONAL Credit Union $980,000 $660,000 -32.7% 0.6%
GUILD MORTGAGE COMPANY $1,465,000 $650,000 -55.6% 0.6%
AMERICAN PACIFIC MORTGAGE CORPORATION $625,000 $630,000 0.8% 0.5%
The American National Bank of Texas $145,000 $625,000 331.0% 0.5%
SECURITYNATIONAL MORTGAGE COMPANY $610,000 n/a 0.5%
ROYAL UNITED MORTGAGE LLC $125,000 $585,000 368.0% 0.5%
First United Bank and Trust Company $1,465,000 $565,000 -61.4% 0.5%
Prosperity Bank $135,000 $560,000 314.8% 0.5%
Texas Bank and Trust Company $545,000 $550,000 0.9% 0.5%
American Bank of Oklahoma $540,000 n/a 0.5%
CARDINAL FINANCIAL $2,395,000 $525,000 -78.1% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $1,160,000 $525,000 -54.7% 0.5%
USAA Federal Savings Bank $590,000 $450,000 -23.7% 0.4%
UNITED BUILT HOMES, L.L.C. $395,000 $445,000 12.7% 0.4%
FINANCE OF AMERICA REVERSE LLC $440,000 n/a 0.4%
Town Square Mortgage & Investments, Inc. $460,000 $435,000 -5.4% 0.4%
Discover Bank $95,000 $430,000 352.6% 0.4%
FIRST COMMUNITY MORTGAGE, INC. $415,000 n/a 0.4%
Golden Empire Mortgage, Inc. $415,000 n/a 0.4%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $470,000 $410,000 -12.8% 0.4%
BROKER SOLUTIONS, INC. $175,000 $410,000 134.3% 0.4%
ZILLOW HOME LOANS, LLC $410,000 n/a 0.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,690,000 $405,000 -76.0% 0.3%
BNC National Bank $395,000 n/a 0.3%
PENTAGON FEDERAL CREDIT UNION $395,000 n/a 0.3%
VANDERBILT MORTGAGE AND FINANCE, INC. $675,000 $395,000 -41.5% 0.3%
Ally Bank $225,000 $375,000 66.7% 0.3%
LOANDEPOT.COM, LLC $2,765,000 $375,000 -86.4% 0.3%
First National Bank of Winnsboro $370,000 n/a 0.3%
Network Funding, L.P. $145,000 $365,000 151.7% 0.3%
Barrington Bank & Trust Company, N.A. $175,000 $360,000 105.7% 0.3%
NAVY FEDERAL CREDIT UNION $145,000 $355,000 144.8% 0.3%
LEADERONE FINANCIAL CORPORATION $350,000 n/a 0.3%
ADVANCIAL $340,000 n/a 0.3%
Legend Bank, N.A. $325,000 n/a 0.3%
SFMC, LP $215,000 $320,000 48.8% 0.3%
RANDOLPH-BROOKS $1,000,000 $310,000 -69.0% 0.3%
TEXAR $115,000 $305,000 165.2% 0.3%
TRIAD FINANCIAL SERVICES, INC. $1,360,000 $305,000 -77.6% 0.3%
Nations Lending Corporation $5,585,000 $300,000 -94.6% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $220,000 $280,000 27.3% 0.2%
First Bank $275,000 n/a 0.2%
United Community Bank $135,000 $275,000 103.7% 0.2%
Paramount Residential Mortgage Group, Inc. $1,640,000 $270,000 -83.5% 0.2%
GUARANTEED RATE, INC. $1,295,000 $265,000 -79.5% 0.2%
NTFN, INC. $265,000 n/a 0.2%
CHURCHILL MORTGAGE CORPORATION $255,000 n/a 0.2%
American Mortgage & Equity Consultants, Inc. $245,000 n/a 0.2%
Commercial Bank of Texas $705,000 $245,000 -65.2% 0.2%
Credit Union of Texas $475,000 $245,000 -48.4% 0.2%
GERSHMAN INVESTMENT CORP. $245,000 n/a 0.2%
AmeriHome Mortgage Company, LLC $235,000 n/a 0.2%
NFM, INC. $235,000 n/a 0.2%
Texas Heritage National Bank $225,000 n/a 0.2%
U.S. Bank $195,000 $225,000 15.4% 0.2%
INTERLINC MORTGAGE SERVICES, LLC $215,000 n/a 0.2%
FIDELITY BANK $205,000 n/a 0.2%
Spring Hill State Bank $405,000 $205,000 -49.4% 0.2%
VAN DYK MORTGAGE CORPORATION $205,000 n/a 0.2%
Ameris Bank $185,000 n/a 0.2%
Citizens Bank $600,000 $185,000 -69.2% 0.2%
Flagstar Bank, FSB $755,000 $185,000 -75.5% 0.2%
AMCAP MORTGAGE, LTD. $175,000 n/a 0.2%
UNION HOME MORTGAGE CORP. $175,000 n/a 0.2%
Century Mortgage Company DBA Century Lending Company $355,000 $165,000 -53.5% 0.1%
American Airlines Federal Credit Union $155,000 n/a 0.1%
The First National Bank of Hughes Springs $55,000 $155,000 181.8% 0.1%
The Loan Store, Inc. $155,000 n/a 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $145,000 n/a 0.1%
LENDINGHOME FUNDING CORPORATION $285,000 $135,000 -52.6% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $125,000 n/a 0.1%
MANN FINANCIAL INC. $125,000 n/a 0.1%
Texas Bank $315,000 $125,000 -60.3% 0.1%
Carrington Mortgage Services, LLC $75,000 $105,000 40.0% 0.1%
LOANPAL, LLC $480,000 $105,000 -78.1% 0.1%
MID AMERICA MORTGAGE, INC. $380,000 $105,000 -72.4% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $105,000 n/a 0.1%
SOUTHWEST STAGE FUNDING, LLC $260,000 $105,000 -59.6% 0.1%
TEXANS $155,000 $105,000 -32.3% 0.1%
Frost Bank $75,000 n/a 0.1%
LONGBRIDGE FINANCIAL, LLC $205,000 $65,000 -68.3% 0.1%
A+ Federal Credit Union $45,000 n/a 0.0%
CHERRY CREEK MORTGAGE, LLC $25,000 n/a 0.0%

Mount Pleasant's top lender by overall market share is Guaranty Bank & Trust, N.A., with 12.0% market share. In second place, with 6.9%, is Pilgrim Bank, having originated $8,000,000 in loans. In third place, with 6.7%, is Cypress Bank, SSB, having originated $7,750,000 in loans. In fourth place, with 5.7%, is VeraBank, having originated $6,610,000 in loans. In fifth place, with 4.5%, is DRAPER AND KRAMER MORTGAGE CORP., having originated $5,225,000 in loans.


Mount Pleasant Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Mount Pleasant (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $181,950 (4.0%) $313,834 (-2.2%) 0.00 219
2018-02-01 $194,700 (8.8%) $316,703 (-2.9%) 0.00 224
2018-03-01 $189,900 (1.5%) $312,552 (-5.7%) 0.00 249
2018-04-01 $217,400 (16.6%) $330,412 (0.8%) 0.00 251
2018-05-01 $227,450 (26.4%) $340,051 (4.3%) 0.00 265
2018-06-01 $229,900 (23.9%) $329,271 (6.4%) 0.00 266
2018-07-01 $222,400 (19.3%) $332,738 (7.4%) 0.00 238
2018-08-01 $219,650 (13.2%) $334,607 (5.4%) 0.00 227
2018-09-01 $229,950 (19.5%) $360,105 (14.1%) 0.00 234
2018-10-01 $230,450 (14.4%) $369,597 (13.2%) 0.00 227
2018-11-01 $224,975 (22.0%) $378,408 (18.3%) 0.00 211
2018-12-01 $229,900 (24.4%) $371,238 (18.4%) 0.00 192
2019-01-01 $227,475 (25.0%) $395,642 (26.1%) 0.00 183
2019-02-01 $226,175 (16.2%) $395,639 (24.9%) 0.00 174
2019-03-01 $244,450 (28.7%) $401,377 (28.4%) 0.00 171
2019-04-01 $244,450 (12.4%) $400,381 (21.2%) 0.00 170
2019-05-01 $270,700 (19.0%) $422,098 (24.1%) 0.00 173
2019-06-01 $250,000 (8.7%) $412,741 (25.4%) 0.00 167
2019-07-01 $229,100 (3.0%) $319,615 (-3.9%) 0.00 149
2019-08-01 $227,070 (3.4%) $332,978 (-0.5%) 0.00 148
2019-09-01 $223,501 (-2.8%) $341,717 (-5.1%) 0.00 149
2019-10-01 $233,209 (1.2%) $346,397 (-6.3%) 0.00 145
2019-11-01 $222,450 (-1.1%) $284,495 (-24.8%) 0.00 125
2019-12-01 $248,225 (8.0%) $294,307 (-20.7%) 0.00 114
2020-01-01 $242,450 (6.6%) $285,636 (-27.8%) 0.00 109
2020-02-01 $239,900 (6.1%) $289,359 (-26.9%) 0.00 126
2020-03-01 $223,850 (-8.4%) $274,328 (-31.7%) 0.00 128
2020-04-01 $216,000 (-11.6%) $263,888 (-34.1%) 0.00 138
2020-05-01 $217,000 (-19.8%) $273,805 (-35.1%) 0.00 132
2020-06-01 $229,225 (-8.3%) $295,057 (-28.5%) 0.00 119
2020-07-01 $225,000 (-1.8%) $298,435 (-6.6%) 0.00 111
2020-08-01 $227,000 (0.0%) $300,622 (-9.7%) 0.00 95
2020-09-01 $238,125 (6.5%) $313,792 (-8.2%) 0.00 82
2020-10-01 $239,000 (2.5%) $321,342 (-7.2%) 0.00 78
2020-11-01 $225,000 (1.2%) $327,865 (15.2%) 0.00 74
2020-12-01 $232,175 (-6.5%) $328,168 (11.5%) 0.00 74
2021-01-01 $249,999 (3.1%) $378,630 (32.6%) 0.00 71
2021-02-01 $248,225 (3.5%) $466,602 (61.3%) 0.00 67
2021-03-01 $254,900 (13.9%) $419,669 (53.0%) 0.00 58
2021-04-01 $246,250 (14.0%) $394,062 (49.3%) 0.00 57
2021-05-01 $272,400 (25.5%) $402,474 (47.0%) 0.00 54
2021-06-01 $271,225 (18.3%) $408,752 (38.5%) 0.00 53
2021-07-01 $270,400 (20.2%) $389,879 (30.6%) 0.00 56
2021-08-01 $257,033 (13.2%) $374,272 (24.5%) 0.00 68
2021-09-01 $267,625 (12.4%) $430,711 (37.3%) 0.00 77
2021-10-01 $268,500 (12.3%) $444,612 (38.4%) 0.00 78
2021-11-01 $277,450 (23.3%) $407,428 (24.3%) 0.00 68
2021-12-01 $308,250 (32.8%) $423,270 (29.0%) 0.00 68
2022-01-01 $314,000 (25.6%) $453,340 (19.7%) 0.00 66
2022-02-01 $303,000 (22.1%) $451,751 (-3.2%) 0.00 59
2022-03-01 $326,225 (28.0%) $526,900 (25.6%) 0.00 60
2022-04-01 $359,500 (46.0%) $585,176 (48.5%) 0.00 66
2022-05-01 $340,000 (24.8%) $520,560 (29.3%) 0.00 84
2022-06-01 $349,225 (28.8%) $508,782 (24.5%) 0.00 97
2022-07-01 $334,990 (23.9%) $503,745 (29.2%) 0.00 113
2022-08-01 $334,945 (30.3%) $467,227 (24.8%) 0.00 130
2022-09-01 $349,175 (30.5%) $449,445 (4.4%) 0.00 128
2022-10-01 $266,900 (-0.6%) $408,153 (-8.2%) 0.00 146
2022-11-01 $266,900 (-3.8%) $397,040 (-2.6%) 0.00 140
2022-12-01 $266,900 (-13.4%) $399,060 (-5.7%) 0.00 132
2023-01-01 $288,750 (-8.0%) $387,834 (-14.5%) 0.00 129
2023-02-01 $289,000 (-4.6%) $396,500 (-12.2%) 0.00 129
2023-03-01 $309,500 (-5.1%) $422,274 (-19.9%) 0.00 135
2023-04-01 $345,000 (-4.0%) $503,987 (-13.9%) 0.00 148
2023-05-01 $342,000 (0.6%) $532,149 (2.2%) 0.00 153
2023-06-01 $364,950 (4.5%) $534,106 (5.0%) 0.00 159
2023-07-01 $347,450 (3.7%) $521,127 (3.5%) 0.00 170
2023-08-01 $338,975 (1.2%) $502,339 (7.5%) 0.00 171
2023-09-01 $335,000 (-4.1%) $488,198 (8.6%) 0.00 165
2023-10-01 $349,950 (31.1%) $471,758 (15.6%) 0.00 155
2023-11-01 $349,950 (31.1%) $483,670 (21.8%) 0.00 146
2023-12-01 $350,000 (31.1%) $487,257 (22.1%) 0.00 139
2024-01-01 $338,675 (17.3%) $481,762 (24.2%) 0.00 139
2024-02-01 $329,000 (13.8%) $486,991 (22.8%) 0.00 151
2024-03-01 $329,450 (6.5%) $490,503 (16.2%) 0.00 159
2024-04-01 $324,975 (-5.8%) $482,807 (-4.2%) 0.00 183
2024-05-01 $326,000 (-4.7%) $477,339 (-10.3%) 0.00 201
2024-06-01 $327,000 (-10.4%) $472,520 (-11.5%) 0.00 210
2024-07-01 $325,000 (-6.5%) $469,740 (-9.9%) 0.00 210
2024-08-01 $329,000 (-2.9%) $449,097 (-10.6%) 0.00 206
2024-09-01 $343,650 (2.6%) $465,026 (-4.8%) 0.00 197
Mount Pleasant's median listing price for 2024-09-01 was $343,650, a difference of $8,650 (2.6%) versus the prior year and $14,650 versus the prior month.

Mount Pleasant's median listing price comes in at 0% of the national average.

Mount Pleasant's average listing price for 2024-09-01 was $465,026, a difference of $-23,172 (-4.8%) versus the prior year and $15,929 versus the prior month.

For the 2024-09-01 period, Mount Pleasant had 197 MLS listings, a difference of -9 listings (-4%) versus the prior month and 32 listings (19%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Mount Pleasant (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,126 sqft
2018-02-01 0 days 2,201 sqft
2018-03-01 0 days 2,136 sqft
2018-04-01 0 days 2,198 sqft
2018-05-01 0 days 2,212 sqft
2018-06-01 0 days 2,223 sqft
2018-07-01 0 days 2,257 sqft
2018-08-01 0 days 2,276 sqft
2018-09-01 0 days 2,329 sqft
2018-10-01 0 days 2,284 sqft
2018-11-01 0 days 2,262 sqft
2018-12-01 0 days 2,247 sqft
2019-01-01 0 days 2,240 sqft
2019-02-01 0 days 2,245 sqft
2019-03-01 0 days 2,221 sqft
2019-04-01 0 days 2,190 sqft
2019-05-01 0 days 2,319 sqft
2019-06-01 0 days 2,310 sqft
2019-07-01 0 days 2,191 sqft
2019-08-01 0 days 2,199 sqft
2019-09-01 0 days 2,174 sqft
2019-10-01 0 days 2,236 sqft
2019-11-01 0 days 2,253 sqft
2019-12-01 0 days 2,296 sqft
2020-01-01 0 days 2,204 sqft
2020-02-01 0 days 2,253 sqft
2020-03-01 0 days 2,080 sqft
2020-04-01 0 days 2,029 sqft
2020-05-01 0 days 2,075 sqft
2020-06-01 0 days 2,188 sqft
2020-07-01 0 days 2,254 sqft
2020-08-01 0 days 2,252 sqft
2020-09-01 0 days 2,370 sqft
2020-10-01 0 days 2,238 sqft
2020-11-01 0 days 2,194 sqft
2020-12-01 0 days 2,170 sqft
2021-01-01 0 days 2,258 sqft
2021-02-01 0 days 2,396 sqft
2021-03-01 0 days 2,264 sqft
2021-04-01 0 days 2,345 sqft
2021-05-01 0 days 2,339 sqft
2021-06-01 0 days 2,071 sqft
2021-07-01 0 days 2,097 sqft
2021-08-01 0 days 2,084 sqft
2021-09-01 0 days 2,012 sqft
2021-10-01 0 days 1,992 sqft
2021-11-01 0 days 2,067 sqft
2021-12-01 0 days 2,090 sqft
2022-01-01 0 days 2,058 sqft
2022-02-01 0 days 2,000 sqft
2022-03-01 0 days 2,008 sqft
2022-04-01 0 days 2,000 sqft
2022-05-01 0 days 2,000 sqft
2022-06-01 0 days 2,009 sqft
2022-07-01 0 days 2,024 sqft
2022-08-01 0 days 2,000 sqft
2022-09-01 0 days 2,000 sqft
2022-10-01 0 days 1,753 sqft
2022-11-01 0 days 1,771 sqft
2022-12-01 0 days 1,782 sqft
2023-01-01 0 days 1,796 sqft
2023-02-01 0 days 1,753 sqft
2023-03-01 0 days 1,888 sqft
2023-04-01 0 days 2,074 sqft
2023-05-01 0 days 2,055 sqft
2023-06-01 0 days 2,063 sqft
2023-07-01 0 days 2,069 sqft
2023-08-01 0 days 2,078 sqft
2023-09-01 0 days 2,065 sqft
2023-10-01 0 days 2,023 sqft
2023-11-01 0 days 2,009 sqft
2023-12-01 0 days 2,009 sqft
2024-01-01 0 days 2,002 sqft
2024-02-01 0 days 1,985 sqft
2024-03-01 0 days 2,006 sqft
2024-04-01 0 days 2,004 sqft
2024-05-01 0 days 2,015 sqft
2024-06-01 0 days 2,019 sqft
2024-07-01 0 days 2,010 sqft
2024-08-01 0 days 1,960 sqft
2024-09-01 0 days 1,950 sqft
Mount Pleasant's median listing age (time on market) for 2024-09-01 was 0 days.

Mount Pleasant's median square footage for active listings during the 2024-09-01 period was 1,950 sqft. One year prior, the average listing was 2,065 sqft.

Mount Pleasant, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 373 $88,605,000 $237,547
Refi 58 $12,810,000 $220,862
Home Improvement 45 $4,135,000 $91,889
Cash Out Refi 45 $7,615,000 $169,222
Other 28 $2,850,000 $101,786

Mount Pleasant's most frequently cited loan purpose was Home Purchase, with 373 originations. The 2nd most popular reason was Refi, with 58 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 165 $43,175,000 $261,667
7-8% 143 $28,915,000 $202,203
Over 8% 71 $9,305,000 $131,056
5-6% 46 $11,690,000 $254,130
4-5% 11 $1,875,000 $170,455

During 2023, Mount Pleasant's most frequently originated rate bucket was 6-7%, with 165 originations.

Loan Sizing (Mount Pleasant, TX MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 187 $27,705,000 $148,155
$200k-400k 184 $50,920,000 $276,739
$100,000 or less 127 $7,645,000 $60,197
$400k-600k 33 $15,705,000 $475,909
$600k-1000k 15 $10,605,000 $707,000
$Over $1MM 3 $3,435,000 $1,145,000

Mount Pleasant's loan sizing saw the bucket of loans from $100k-200k with 187 originations, totaling $27,705,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 201 $49,785,000 $247,687
60-80% 106 $26,680,000 $251,698
20-40% 53 $7,305,000 $137,830
40-60% 45 $9,045,000 $201,000
Under 20% 28 $1,710,000 $61,071
Over 100% 2 $390,000 $195,000

Mount Pleasant's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 201 originations, totaling $49,785,000 in origination value.