Mount Pleasant Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Mount Pleasant averaged
7.18%
for the week of 2025-05-22, compared to the national average of
6.86% for the same period.
The average rate for the prior week (2025-05-15) was
7.23% and
one month ago for the week of 2025-04-17, the
average rate was 6.95%.
Mount Pleasant's average rate one year ago was 7.24%.
For refis of the same type during the week of 2025-05-22, the average rate
was 6.76%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-05-22 | 6.86% |
| Mount Pleasant 30 Year Fixed Rate | 2025-05-22 | 7.18% |
| Mount Pleasant 30 Year Fixed Rate Refi | 2025-05-22 | 6.76% |
| Mount Pleasant 15 Year Fixed Rate | 2025-05-22 | 5.81% |
| Mount Pleasant 15 Year Fixed Rate Refi | 2025-05-22 | 5.91% |
| Mount Pleasant 30 Year FHA | 2025-05-22 | 6.61% |
| Mount Pleasant 30 Year FHA Refi | 2025-05-22 | 6.61% |
| Mount Pleasant 30 Year USDA | 2025-05-22 | 6.53% |
| Mount Pleasant 30 Year USDA Refi | 2025-05-22 | 6.33% |
| Mount Pleasant 30 Year VA | 2025-05-22 | 6.52% |
| Mount Pleasant 30 Year VA Refi | 2025-05-22 | 6.52% |
Mount Pleasant Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Mount Pleasant, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Mount Pleasant Average Closing Costs & Other Stats
Mount Pleasant, TX's 56 lenders originated 581
loans during 2024. The total origination value was $139,595,000, with an average loan value of
$240,267.
Mount Pleasant's average closing costs are $6,585.
The top Mount Pleasant lender as defined by loan originations is QUICKEN LOANS, LLC, with
17 loans originated. Their average total fees are
$6,711, which is $2,042
higher than the next largest lender,
Guaranty Bank & Trust, N.A..
The lowest fee Mount Pleasant lenders (with over 10 loans originated) are
QUICKEN LOANS, LLC ($6,711), .
The lowest rate Mount Pleasant lenders (with over 10 loans originated) are
QUICKEN LOANS, LLC (7.20%), .
Mount Pleasant, TX Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| CBRE MULTIFAMILY CAPITAL, INC. | $14,235,000 | n/a | 10.2% | |
| Guaranty Bank & Trust, N.A. | $13,935,000 | $14,215,000 | 2.0% | 10.2% |
| Pilgrim Bank | $8,000,000 | $11,325,000 | 41.6% | 8.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $3,260,000 | $8,710,000 | 167.2% | 6.2% |
| Cypress Bank, SSB | $7,750,000 | $7,545,000 | -2.6% | 5.4% |
| QUICKEN LOANS, LLC | $5,120,000 | $4,395,000 | -14.2% | 3.1% |
| UNITED WHOLESALE MORTGAGE, LLC | $4,100,000 | $4,120,000 | 0.5% | 3.0% |
| Mortgage Research Center, LLC | $2,975,000 | $3,740,000 | 25.7% | 2.7% |
| The City National Bank of Sulphur Springs | $3,010,000 | $3,360,000 | 11.6% | 2.4% |
| CMG MORTGAGE, INC. | $1,965,000 | $3,245,000 | 65.1% | 2.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $1,310,000 | $3,110,000 | 137.4% | 2.2% |
| Texas Republic Bank | $2,840,000 | n/a | 2.0% | |
| VeraBank | $6,610,000 | $2,710,000 | -59.0% | 1.9% |
| 21ST MORTGAGE CORPORATION | $1,315,000 | $2,630,000 | 100.0% | 1.9% |
| T2 FINANCIAL LLC | $1,840,000 | $2,470,000 | 34.2% | 1.8% |
| EAST TEXAS PROFESSIONAL Credit Union | $660,000 | $1,710,000 | 159.1% | 1.2% |
| Mr. Cooper ( Nationstar Mortgage ) | $525,000 | $1,660,000 | 216.2% | 1.2% |
| LOANDEPOT.COM, LLC | $375,000 | $1,590,000 | 324.0% | 1.1% |
| EASTMAN | $1,545,000 | n/a | 1.1% | |
| S1L, Inc. | $1,335,000 | n/a | 1.0% | |
| DEEPHAVEN MORTGAGE LLC | $1,270,000 | n/a | 0.9% | |
| JPMorgan Chase Bank | $1,125,000 | n/a | 0.8% | |
| SOUTHWEST STAGE FUNDING, LLC | $105,000 | $1,095,000 | 942.9% | 0.8% |
| Legend Bank, N.A. | $325,000 | $1,035,000 | 218.5% | 0.7% |
| FREEDOM MORTGAGE CORPORATION | $935,000 | n/a | 0.7% | |
| BROKER SOLUTIONS, INC. | $410,000 | $870,000 | 112.2% | 0.6% |
| Austin Bank, Texas | $1,005,000 | $865,000 | -13.9% | 0.6% |
| PENNYMAC LOAN SERVICES, LLC | $920,000 | $770,000 | -16.3% | 0.6% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $765,000 | n/a | 0.5% | |
| NAVY FEDERAL CREDIT UNION | $355,000 | $760,000 | 114.1% | 0.5% |
| Equity Prime Mortgage LLC | $740,000 | n/a | 0.5% | |
| Carrington Mortgage Services, LLC | $105,000 | $730,000 | 595.2% | 0.5% |
| Morgan Stanley Private Bank | $725,000 | n/a | 0.5% | |
| Advisors Mortgage Group, L.L.C. | $715,000 | n/a | 0.5% | |
| NEWREZ LLC | $700,000 | n/a | 0.5% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $410,000 | $685,000 | 67.1% | 0.5% |
| SFMC, LP | $320,000 | $645,000 | 101.6% | 0.5% |
| SOUTHWEST FUNDING, LP | $640,000 | n/a | 0.5% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $630,000 | $635,000 | 0.8% | 0.5% |
| VAN DYK MORTGAGE CORPORATION | $205,000 | $615,000 | 200.0% | 0.4% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $145,000 | $610,000 | 320.7% | 0.4% |
| MID AMERICA MORTGAGE, INC. | $105,000 | $570,000 | 442.9% | 0.4% |
| Flagstar Bank, FSB | $185,000 | $565,000 | 205.4% | 0.4% |
| GUARANTEED RATE, INC. | $265,000 | $550,000 | 107.5% | 0.4% |
| Credit Union of Texas | $245,000 | $545,000 | 122.4% | 0.4% |
| Paramount Residential Mortgage Group, Inc. | $270,000 | $530,000 | 96.3% | 0.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $3,315,000 | $520,000 | -84.3% | 0.4% |
| GUILD MORTGAGE COMPANY | $650,000 | $510,000 | -21.5% | 0.4% |
| Farm Credit Mid-America, ACA | $505,000 | n/a | 0.4% | |
| Lakeview Community Capital, LLC | $505,000 | n/a | 0.4% | |
| INTEGRITY MORTGAGE CORPORATION OF TEXAS | $475,000 | n/a | 0.3% | |
| UNITED BUILT HOMES, L.L.C. | $445,000 | $445,000 | 0.0% | 0.3% |
| PHH Mortgage Corporation | $435,000 | n/a | 0.3% | |
| Century Mortgage Company DBA Century Lending Company | $165,000 | $430,000 | 160.6% | 0.3% |
| FIRST SERVICE Credit Union | $430,000 | n/a | 0.3% | |
| ROYAL UNITED MORTGAGE LLC | $585,000 | $430,000 | -26.5% | 0.3% |
| Independent Bank | $425,000 | n/a | 0.3% | |
| ENCORE BANK | $395,000 | n/a | 0.3% | |
| City Bank | $375,000 | n/a | 0.3% | |
| LAKEVIEW LOAN SERVICING, LLC | $350,000 | n/a | 0.3% | |
| NBKC BANK | $335,000 | n/a | 0.2% | |
| Stride Bank | $335,000 | n/a | 0.2% | |
| GULF COAST EDUCATORS FEDERAL CREDIT UNION | $305,000 | n/a | 0.2% | |
| HOMESIDE FINANCIAL, LLC | $305,000 | n/a | 0.2% | |
| USAA Federal Savings Bank | $450,000 | $295,000 | -34.4% | 0.2% |
| Texas Heritage National Bank | $225,000 | $275,000 | 22.2% | 0.2% |
| Wells Fargo Bank | $810,000 | $275,000 | -66.0% | 0.2% |
| Deere Employees Credit Union | $265,000 | n/a | 0.2% | |
| SUN WEST MORTGAGE COMPANY, INC. | $265,000 | n/a | 0.2% | |
| Discover Bank | $430,000 | $260,000 | -39.5% | 0.2% |
| First Federal Bank | $255,000 | n/a | 0.2% | |
| INTERLINC MORTGAGE SERVICES, LLC | $215,000 | $255,000 | 18.6% | 0.2% |
| MORTGAGE FINANCIAL SERVICES, LLC | $955,000 | $255,000 | -73.3% | 0.2% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $395,000 | $250,000 | -36.7% | 0.2% |
| PNC Bank | $245,000 | n/a | 0.2% | |
| Regions Bank | $245,000 | n/a | 0.2% | |
| CARDINAL FINANCIAL | $525,000 | $240,000 | -54.3% | 0.2% |
| CALCON MUTUAL MORTGAGE LLC | $220,000 | n/a | 0.2% | |
| RED RIVER EMPLOYEES | $700,000 | $210,000 | -70.0% | 0.2% |
| MLD MORTGAGE INC. | $205,000 | n/a | 0.1% | |
| ZILLOW HOME LOANS, LLC | $410,000 | $195,000 | -52.4% | 0.1% |
| MEMBERS TRUST OF THE SOUTHWEST FCU | $185,000 | n/a | 0.1% | |
| AMERISAVE MORTGAGE CORPORATION | $1,720,000 | $175,000 | -89.8% | 0.1% |
| Commercial Bank of Texas | $245,000 | $175,000 | -28.6% | 0.1% |
| Ixonia Bank | $175,000 | n/a | 0.1% | |
| Southside Bank | $175,000 | n/a | 0.1% | |
| Truist | $175,000 | n/a | 0.1% | |
| FINANCE OF AMERICA REVERSE LLC | $440,000 | $170,000 | -61.4% | 0.1% |
| American Momentum Bank | $165,000 | n/a | 0.1% | |
| American Mortgage Bank, LLC | $165,000 | n/a | 0.1% | |
| EECU | $165,000 | n/a | 0.1% | |
| EVERETT FINANCIAL, INC. | $1,065,000 | $145,000 | -86.4% | 0.1% |
| First Community Bank | $145,000 | n/a | 0.1% | |
| Gilmer National Bank Gilmer Texas | $145,000 | n/a | 0.1% | |
| Prosperity Bank | $560,000 | $145,000 | -74.1% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $305,000 | $140,000 | -54.1% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $415,000 | $135,000 | -67.5% | 0.1% |
| First National Bank of Winnsboro | $370,000 | $135,000 | -63.5% | 0.1% |
| Gateway First Bank | $920,000 | $125,000 | -86.4% | 0.1% |
| BAY EQUITY LLC | $115,000 | n/a | 0.1% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $280,000 | $115,000 | -58.9% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $105,000 | n/a | 0.1% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $105,000 | n/a | 0.1% | |
| Bank of America | $1,635,000 | $70,000 | -95.7% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $65,000 | $65,000 | 0.0% | 0.0% |
| Alliance Bank | $875,000 | $35,000 | -96.0% | 0.0% |
| RANDOLPH-BROOKS | $310,000 | $35,000 | -88.7% | 0.0% |
Mount Pleasant's top lender by overall market share is CBRE MULTIFAMILY CAPITAL, INC., with 10.2% market share. In second place, with 10.2%, is Guaranty Bank & Trust, N.A., having originated $14,215,000 in loans. In third place, with 8.1%, is Pilgrim Bank, having originated $11,325,000 in loans. In fourth place, with 6.2%, is HIGHLANDS RESIDENTIAL MORTGAGE, LTD., having originated $8,710,000 in loans. In fifth place, with 5.4%, is Cypress Bank, SSB, having originated $7,545,000 in loans.
Mount Pleasant Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Mount Pleasant (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $159,900 (6.7%) | $285,684 (-0.6%) | 0.00 | 276 |
| 2018-02-01 | $162,500 (8.5%) | $289,832 (-0.5%) | 0.00 | 282 |
| 2018-03-01 | $164,950 (-1.2%) | $283,581 (-6.2%) | 0.00 | 312 |
| 2018-04-01 | $174,875 (3.6%) | $296,019 (-1.4%) | 0.00 | 318 |
| 2018-05-01 | $179,925 (13.4%) | $299,453 (1.2%) | 0.00 | 338 |
| 2018-06-01 | $184,900 (15.6%) | $288,505 (1.0%) | 0.00 | 345 |
| 2018-07-01 | $179,400 (12.1%) | $290,280 (2.4%) | 0.00 | 310 |
| 2018-08-01 | $180,000 (6.1%) | $296,693 (2.7%) | 0.00 | 295 |
| 2018-09-01 | $199,900 (17.8%) | $320,862 (10.8%) | 0.00 | 301 |
| 2018-10-01 | $195,325 (15.8%) | $329,039 (12.3%) | 0.00 | 289 |
| 2018-11-01 | $192,425 (20.5%) | $336,873 (17.4%) | 0.00 | 271 |
| 2018-12-01 | $197,500 (23.5%) | $335,190 (18.3%) | 0.00 | 241 |
| 2019-01-01 | $201,100 (25.8%) | $347,658 (21.7%) | 0.00 | 228 |
| 2019-02-01 | $201,100 (23.8%) | $346,354 (19.5%) | 0.00 | 220 |
| 2019-03-01 | $195,529 (18.5%) | $344,515 (21.5%) | 0.00 | 224 |
| 2019-04-01 | $184,754 (5.7%) | $338,152 (14.2%) | 0.00 | 228 |
| 2019-05-01 | $210,000 (16.7%) | $356,791 (19.2%) | 0.00 | 231 |
| 2019-06-01 | $188,500 (2.0%) | $336,034 (16.5%) | 0.00 | 229 |
| 2019-07-01 | $179,470 (0.0%) | $278,955 (-3.9%) | 0.00 | 213 |
| 2019-08-01 | $179,871 (-0.1%) | $293,916 (-0.9%) | 0.00 | 204 |
| 2019-09-01 | $179,828 (-10.0%) | $307,563 (-4.1%) | 0.00 | 197 |
| 2019-10-01 | $184,852 (-5.4%) | $314,576 (-4.4%) | 0.00 | 188 |
| 2019-11-01 | $179,295 (-6.8%) | $264,557 (-21.5%) | 0.00 | 171 |
| 2019-12-01 | $173,950 (-11.9%) | $264,745 (-21.0%) | 0.00 | 157 |
| 2020-01-01 | $177,900 (-11.5%) | $265,297 (-23.7%) | 0.00 | 151 |
| 2020-02-01 | $199,000 (-1.0%) | $271,837 (-21.5%) | 0.00 | 167 |
| 2020-03-01 | $195,000 (-0.3%) | $259,448 (-24.7%) | 0.00 | 168 |
| 2020-04-01 | $199,000 (7.7%) | $257,280 (-23.9%) | 0.00 | 173 |
| 2020-05-01 | $199,900 (-4.8%) | $269,555 (-24.5%) | 0.00 | 165 |
| 2020-06-01 | $209,900 (11.4%) | $282,197 (-16.0%) | 0.00 | 152 |
| 2020-07-01 | $209,125 (16.5%) | $284,930 (2.1%) | 0.00 | 142 |
| 2020-08-01 | $209,900 (16.7%) | $283,521 (-3.5%) | 0.00 | 125 |
| 2020-09-01 | $217,450 (20.9%) | $284,289 (-7.6%) | 0.00 | 117 |
| 2020-10-01 | $219,900 (19.0%) | $290,940 (-7.5%) | 0.00 | 110 |
| 2020-11-01 | $209,225 (16.7%) | $300,849 (13.7%) | 0.00 | 105 |
| 2020-12-01 | $222,425 (27.9%) | $303,179 (14.5%) | 0.00 | 104 |
| 2021-01-01 | $235,000 (32.1%) | $340,718 (28.4%) | 0.00 | 94 |
| 2021-02-01 | $237,625 (19.4%) | $400,172 (47.2%) | 0.00 | 88 |
| 2021-03-01 | $234,250 (20.1%) | $373,447 (43.9%) | 0.00 | 75 |
| 2021-04-01 | $232,000 (16.6%) | $351,305 (36.6%) | 0.00 | 74 |
| 2021-05-01 | $249,999 (25.1%) | $373,136 (38.4%) | 0.00 | 73 |
| 2021-06-01 | $247,925 (18.1%) | $372,468 (32.0%) | 0.00 | 76 |
| 2021-07-01 | $242,500 (16.0%) | $363,448 (27.6%) | 0.00 | 82 |
| 2021-08-01 | $236,200 (12.5%) | $337,930 (19.2%) | 0.00 | 103 |
| 2021-09-01 | $244,900 (12.6%) | $369,046 (29.8%) | 0.00 | 114 |
| 2021-10-01 | $249,900 (13.6%) | $384,901 (32.3%) | 0.00 | 112 |
| 2021-11-01 | $237,450 (13.5%) | $355,384 (18.1%) | 0.00 | 103 |
| 2021-12-01 | $235,000 (5.7%) | $365,653 (20.6%) | 0.00 | 98 |
| 2022-01-01 | $244,500 (4.0%) | $396,634 (16.4%) | 0.00 | 89 |
| 2022-02-01 | $247,475 (4.1%) | $410,264 (2.5%) | 0.00 | 87 |
| 2022-03-01 | $302,425 (29.1%) | $481,211 (28.9%) | 0.00 | 81 |
| 2022-04-01 | $314,000 (35.3%) | $523,313 (49.0%) | 0.00 | 87 |
| 2022-05-01 | $310,000 (24.0%) | $489,413 (31.2%) | 0.00 | 106 |
| 2022-06-01 | $315,000 (27.1%) | $478,879 (28.6%) | 0.00 | 124 |
| 2022-07-01 | $319,450 (31.7%) | $484,262 (33.2%) | 0.00 | 147 |
| 2022-08-01 | $329,950 (39.7%) | $476,985 (41.2%) | 0.00 | 162 |
| 2022-09-01 | $340,650 (39.1%) | $463,255 (25.5%) | 0.00 | 161 |
| 2022-10-01 | $265,000 (6.0%) | $405,632 (5.4%) | 0.00 | 182 |
| 2022-11-01 | $263,400 (10.9%) | $399,443 (12.4%) | 0.00 | 178 |
| 2022-12-01 | $263,750 (12.2%) | $405,475 (10.9%) | 0.00 | 167 |
| 2023-01-01 | $267,050 (9.2%) | $394,303 (-0.6%) | 0.00 | 166 |
| 2023-02-01 | $278,500 (12.5%) | $408,128 (-0.5%) | 0.00 | 165 |
| 2023-03-01 | $289,600 (-4.2%) | $415,686 (-13.6%) | 0.00 | 170 |
| 2023-04-01 | $325,000 (3.5%) | $491,740 (-6.0%) | 0.00 | 182 |
| 2023-05-01 | $327,350 (5.6%) | $505,968 (3.4%) | 0.00 | 194 |
| 2023-06-01 | $337,750 (7.2%) | $500,438 (4.5%) | 0.00 | 203 |
| 2023-07-01 | $329,450 (3.1%) | $493,747 (2.0%) | 0.00 | 218 |
| 2023-08-01 | $315,000 (-4.5%) | $467,047 (-2.1%) | 0.00 | 228 |
| 2023-09-01 | $307,400 (-9.8%) | $452,149 (-2.4%) | 0.00 | 220 |
| 2023-10-01 | $325,000 (22.6%) | $436,963 (7.7%) | 0.00 | 216 |
| 2023-11-01 | $329,225 (25.0%) | $446,004 (11.7%) | 0.00 | 207 |
| 2023-12-01 | $324,900 (23.2%) | $441,385 (8.9%) | 0.00 | 201 |
| 2024-01-01 | $294,450 (10.3%) | $422,706 (7.2%) | 0.00 | 205 |
| 2024-02-01 | $285,000 (2.3%) | $424,889 (4.1%) | 0.00 | 216 |
| 2024-03-01 | $289,900 (0.1%) | $433,952 (4.4%) | 0.00 | 224 |
| 2024-04-01 | $299,575 (-7.8%) | $437,955 (-10.9%) | 0.00 | 240 |
| 2024-05-01 | $304,850 (-6.9%) | $438,339 (-13.4%) | 0.00 | 259 |
| 2024-06-01 | $311,950 (-7.6%) | $436,299 (-12.8%) | 0.00 | 268 |
| 2024-07-01 | $294,250 (-10.7%) | $434,148 (-12.1%) | 0.00 | 269 |
| 2024-08-01 | $299,900 (-4.8%) | $414,728 (-11.2%) | 0.00 | 263 |
| 2024-09-01 | $299,900 (-2.4%) | $426,486 (-5.7%) | 0.00 | 258 |
| 2024-10-01 | $299,675 (-7.8%) | $410,158 (-6.1%) | 0.00 | 256 |
| 2024-11-01 | $279,000 (-15.3%) | $384,413 (-13.8%) | 0.00 | 283 |
| 2024-12-01 | $277,500 (-14.6%) | $376,728 (-14.7%) | 0.00 | 287 |
| 2025-01-01 | $275,000 (-6.6%) | $368,433 (-12.8%) | 0.00 | 269 |
| 2025-02-01 | $275,263 (-3.4%) | $373,867 (-12.0%) | 0.00 | 288 |
| 2025-03-01 | $275,000 (-5.1%) | $388,612 (-10.5%) | 0.00 | 308 |
| 2025-04-01 | $275,000 (-8.2%) | $407,303 (-7.0%) | 0.00 | 331 |
Mount Pleasant's median listing price comes in at 0% of the national average.
Mount Pleasant's average listing price for 2025-04-01 was $407,303, a difference of $-30,652 (-7.0%) versus the prior year and $18,691 versus the prior month.
For the 2025-04-01 period, Mount Pleasant had 331 MLS listings, a difference of 23 listings (7%) versus the prior month and 91 listings (38%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Mount Pleasant (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,983 sqft |
| 2018-02-01 | 0 days | 2,021 sqft |
| 2018-03-01 | 0 days | 1,972 sqft |
| 2018-04-01 | 0 days | 2,001 sqft |
| 2018-05-01 | 0 days | 2,000 sqft |
| 2018-06-01 | 0 days | 2,023 sqft |
| 2018-07-01 | 0 days | 2,013 sqft |
| 2018-08-01 | 0 days | 2,028 sqft |
| 2018-09-01 | 0 days | 2,160 sqft |
| 2018-10-01 | 0 days | 2,139 sqft |
| 2018-11-01 | 0 days | 2,119 sqft |
| 2018-12-01 | 0 days | 2,115 sqft |
| 2019-01-01 | 0 days | 2,113 sqft |
| 2019-02-01 | 0 days | 2,135 sqft |
| 2019-03-01 | 0 days | 2,095 sqft |
| 2019-04-01 | 0 days | 2,072 sqft |
| 2019-05-01 | 0 days | 2,140 sqft |
| 2019-06-01 | 0 days | 2,122 sqft |
| 2019-07-01 | 0 days | 2,073 sqft |
| 2019-08-01 | 0 days | 2,077 sqft |
| 2019-09-01 | 0 days | 2,065 sqft |
| 2019-10-01 | 0 days | 2,075 sqft |
| 2019-11-01 | 0 days | 2,070 sqft |
| 2019-12-01 | 0 days | 2,121 sqft |
| 2020-01-01 | 0 days | 2,120 sqft |
| 2020-02-01 | 0 days | 2,124 sqft |
| 2020-03-01 | 0 days | 2,039 sqft |
| 2020-04-01 | 0 days | 2,019 sqft |
| 2020-05-01 | 0 days | 2,050 sqft |
| 2020-06-01 | 0 days | 2,124 sqft |
| 2020-07-01 | 0 days | 2,148 sqft |
| 2020-08-01 | 0 days | 2,159 sqft |
| 2020-09-01 | 0 days | 2,088 sqft |
| 2020-10-01 | 0 days | 2,064 sqft |
| 2020-11-01 | 0 days | 2,050 sqft |
| 2020-12-01 | 0 days | 2,073 sqft |
| 2021-01-01 | 0 days | 2,180 sqft |
| 2021-02-01 | 0 days | 2,202 sqft |
| 2021-03-01 | 0 days | 2,155 sqft |
| 2021-04-01 | 0 days | 2,266 sqft |
| 2021-05-01 | 0 days | 2,196 sqft |
| 2021-06-01 | 0 days | 2,050 sqft |
| 2021-07-01 | 0 days | 2,030 sqft |
| 2021-08-01 | 0 days | 1,992 sqft |
| 2021-09-01 | 0 days | 1,910 sqft |
| 2021-10-01 | 0 days | 1,970 sqft |
| 2021-11-01 | 0 days | 1,950 sqft |
| 2021-12-01 | 0 days | 1,985 sqft |
| 2022-01-01 | 0 days | 2,000 sqft |
| 2022-02-01 | 0 days | 1,989 sqft |
| 2022-03-01 | 0 days | 1,986 sqft |
| 2022-04-01 | 0 days | 1,920 sqft |
| 2022-05-01 | 0 days | 1,961 sqft |
| 2022-06-01 | 0 days | 1,966 sqft |
| 2022-07-01 | 0 days | 2,000 sqft |
| 2022-08-01 | 0 days | 1,994 sqft |
| 2022-09-01 | 0 days | 2,042 sqft |
| 2022-10-01 | 0 days | 1,753 sqft |
| 2022-11-01 | 0 days | 1,795 sqft |
| 2022-12-01 | 0 days | 1,800 sqft |
| 2023-01-01 | 0 days | 1,798 sqft |
| 2023-02-01 | 0 days | 1,794 sqft |
| 2023-03-01 | 0 days | 1,881 sqft |
| 2023-04-01 | 0 days | 2,041 sqft |
| 2023-05-01 | 0 days | 1,989 sqft |
| 2023-06-01 | 0 days | 2,024 sqft |
| 2023-07-01 | 0 days | 2,029 sqft |
| 2023-08-01 | 0 days | 2,070 sqft |
| 2023-09-01 | 0 days | 2,023 sqft |
| 2023-10-01 | 0 days | 1,979 sqft |
| 2023-11-01 | 0 days | 1,977 sqft |
| 2023-12-01 | 0 days | 1,987 sqft |
| 2024-01-01 | 0 days | 1,975 sqft |
| 2024-02-01 | 0 days | 1,931 sqft |
| 2024-03-01 | 0 days | 1,942 sqft |
| 2024-04-01 | 0 days | 1,946 sqft |
| 2024-05-01 | 0 days | 1,950 sqft |
| 2024-06-01 | 0 days | 1,960 sqft |
| 2024-07-01 | 0 days | 1,952 sqft |
| 2024-08-01 | 0 days | 1,939 sqft |
| 2024-09-01 | 0 days | 1,917 sqft |
| 2024-10-01 | 0 days | 1,885 sqft |
| 2024-11-01 | 0 days | 1,806 sqft |
| 2024-12-01 | 0 days | 1,765 sqft |
| 2025-01-01 | 0 days | 1,764 sqft |
| 2025-02-01 | 0 days | 1,791 sqft |
| 2025-03-01 | 0 days | 1,804 sqft |
| 2025-04-01 | 0 days | 1,801 sqft |
Mount Pleasant's median square footage for active listings during the 2025-04-01 period was 1,801 sqft. One year prior, the average listing was 1,946 sqft.
Mount Pleasant, TX Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 376 | $89,920,000 | $239,149 |
| Cash Out Refi | 76 | $16,680,000 | $219,474 |
| Refi | 51 | $26,215,000 | $514,020 |
| Home Improvement | 40 | $3,610,000 | $90,250 |
| Other | 38 | $3,170,000 | $83,421 |
Mount Pleasant's most frequently cited loan purpose was Home Purchase, with 376 originations. The 2nd most popular reason was Cash Out Refi, with 76 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 179 | $46,705,000 | $260,922 |
| 7-8% | 136 | $28,650,000 | $210,662 |
| Over 8% | 104 | $12,230,000 | $117,596 |
| 5-6% | 50 | $27,180,000 | $543,600 |
| 4-5% | 4 | $910,000 | $227,500 |
| <2.5% | 2 | $20,000 | $10,000 |
During 2024, Mount Pleasant's most frequently originated rate bucket was 6-7%, with 179 originations.
Loan Sizing (Mount Pleasant, TX MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 201 | $55,835,000 | $277,786 |
| $100k-200k | 185 | $27,635,000 | $149,378 |
| $100,000 or less | 143 | $9,345,000 | $65,350 |
| $400k-600k | 29 | $13,395,000 | $461,897 |
| $600k-1000k | 15 | $10,415,000 | $694,333 |
| $Over $1MM | 8 | $22,970,000 | $2,871,250 |
Mount Pleasant's loan sizing saw the bucket of loans from $200k-400k with 201 originations, totaling $55,835,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 214 | $53,060,000 | $247,944 |
| 60-80% | 117 | $41,825,000 | $357,479 |
| 40-60% | 57 | $8,445,000 | $148,158 |
| 20-40% | 50 | $6,530,000 | $130,600 |
| Under 20% | 23 | $1,385,000 | $60,217 |
| Over 100% | 9 | $2,695,000 | $299,444 |
Mount Pleasant's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 214 originations, totaling $53,060,000 in origination value.