Mount Pleasant Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Mount Pleasant averaged 6.1% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 6.21% and one month ago for the week of 2022-05-26, the average rate was 5.2%.

Mount Pleasant's average rate one year ago was 3.56%.

For refis of the same type during the week of 2022-06-30, the average rate was 5.85%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Mount Pleasant 30 Year Fixed Rate 2022-06-30 6.1%
Mount Pleasant 30 Year Fixed Rate Refi 2022-06-30 5.85%
Mount Pleasant 15 Year Fixed Rate 2022-06-30 6.49%
Mount Pleasant 15 Year Fixed Rate Refi 2022-06-30 5.18%
Mount Pleasant 30 Year FHA 2022-06-30 5.72%
Mount Pleasant 30 Year FHA Refi 2022-06-30 5.5%
Mount Pleasant 30 Year USDA 2022-06-30 5.54%
Mount Pleasant 30 Year USDA Refi 2022-06-30 5.44%
Mount Pleasant 30 Year VA 2022-06-30 5.52%
Mount Pleasant 30 Year VA Refi 2022-06-30 5.61%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Mount Pleasant, TX.

Mount Pleasant Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Mount Pleasant, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 43 3.17% $5,129
Nations Lending Corporation 24 3.33% $4,755
Goldwater Bank, N.A. 23 3.24% $6,733
Guaranty Bank & Trust, N.A. 23 3.25% $4,244
SOUTHWEST FUNDING, LP 13 3.28% $8,264
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 10 3.29% $5,805
DRAPER AND KRAMER MORTGAGE CORP. 7 3.34% $6,398
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 7 3.28% $7,531
VeraBank 7 3.52% $2,952
The City National Bank of Sulphur Springs 7 3.43% $3,538
Wells Fargo Bank 6 2.88% $4,225
PLAZA HOME MORTGAGE, INC. 6 3.77% $6,409
EASTMAN 6 3.98% $3,930
LOANDEPOT.COM, LLC 6 3.12% $4,408
Bank of America 5 2.80% $4,978
CHERRY CREEK MORTGAGE, LLC 5 3.13% $2,776
AMERISAVE MORTGAGE CORPORATION 4 2.81% $4,809
GREAT WESTERN FINANCIAL SERVICES, INC. 4 3.13% $5,204
UNION HOME MORTGAGE CORP. 4 3.13% $4,452
UNITED WHOLESALE MORTGAGE, LLC 4 3.28% $2,862
CALIBER HOME LOANS, INC. 4 3.38% $5,083
Gateway First Bank 4 3.59% $5,401
PRIMELENDING, A PLAINSCAPITAL COMPANY 3 3.42% $6,344
Austin Bank, Texas 3 3.59% $3,103
JPMorgan Chase Bank 3 3.41% $5,716
Paramount Residential Mortgage Group, Inc. 2 3.68% $8,133
PENNYMAC LOAN SERVICES, LLC 2 2.94% $4,121
FINANCE OF AMERICA MORTGAGE LLC 2 3.19% $4,390
AMERICAN FINANCIAL NETWORK, INC. 2 2.94% $7,568
AMERICAN FINANCING CORPORATION 2 2.88% $5,524
Mr. Cooper ( Nationstar Mortgage ) 2 3.56% $6,280
Amerifirst Financial, Inc. 2 3.25% $4,775
Loan Simple, Inc. 2 1.44% $2,252
EVERETT FINANCIAL, INC. 2 3.63% $3,460
BROKER SOLUTIONS, INC. 2 3.36% $4,549
MORTGAGE FINANCIAL SERVICES, LLC 2 2.99% $6,466
Farmers Bank & Trust Company 2 2.75% $3,853
VAN DYK MORTGAGE CORPORATION 2 3.38% $5,614
Regions Bank 1 3.13% $8,874
RESIDENTIAL BANCORP. 1 3.88% $3,721
SECURITYNATIONAL MORTGAGE COMPANY 1 3.88% $4,822
Southside Bank 1 3.25% $4,140
STEARNS LENDING, LLC 1 3.25% $4,668
SUMMIT FUNDING, INC. 1 2.88% $7,242
Sunflower Bank 1 3.25% $8,978
SWBC MORTGAGE CORPORATION 1 3.88% $804
21ST MORTGAGE CORPORATION 1 6.80% $7,495
Texas Mortgage Lending, LLC 1 3.13% $2,493
THE MORTGAGE FIRM, INC. 1 3.63% $3,453
THRIVENT Federal Credit Union 1 3.50% $4,024
U.S. Bank 1 2.99% $2,559
Waterstone Mortgage Corporation 1 3.25% $9,612
TEXANS 1 2.63% $3,697
ACADEMY MORTGAGE CORPORATION 1 3.38% $5,302
Alerus Financial 1 2.50% $3,319
AMCAP MORTGAGE, LTD. 1 3.38% $4,801
AMERICAN PACIFIC MORTGAGE CORPORATION 1 3.25% $5,588
AMERICA'S CHOICE HOME LOANS LP 1 2.75% $4,195
AMPLIFY 1 3.25% $6,121
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 3.49% $6,513
BancorpSouth Bank 1 2.75% $3,838
CHURCHILL MORTGAGE CORPORATION 1 3.13% $5,812
CMG MORTGAGE, INC. 1 2.63% $5,637
CNB COMMUNITY DEVELOPMENT CORPORATION 1 6.00% $2,185
CROSSCOUNTRY MORTGAGE, LLC 1 3.25% $9,838
DATCU 1 3.00% $4,749
Farm Credit Mid-America, ACA 1 3.30% $12,867
Firstar Bank 1 2.88% $4,243
First Financial Bank 1 2.88% $8,759
First Guaranty Mortgage Corporation 1 2.88% $995
First National Bank of Omaha 1 3.13% $4,987
Flagstar Bank, FSB 1 2.75% $2,891
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 3.38% $5,291
GUILD MORTGAGE COMPANY 1 2.75% $10,870
HAMILTON HOME LOANS, INC. 1 3.88% $8,387
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 3.63% $8,098
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 3.38% $8,975
HOME POINT FINANCIAL CORPORATION 1 2.99% $3,352
IMPAC MORTGAGE CORP. 1 3.38% $1,980
KELLER MORTGAGE, LLC 1 3.88% $3,267
LOANFLIGHT LENDING, LLC 1 2.63% $2,288
MID AMERICA MORTGAGE, INC. 1 2.75% $4,120
Morgan Stanley Private Bank 1 2.65% $4,977
Mortgage Research Center, LLC 1 2.99% $1,008
MOVEMENT MORTGAGE, LLC 1 3.31% $3,150
MUTUAL OF OMAHA MORTGAGE, INC. 1 3.88% $3,711
NAVY FEDERAL CREDIT UNION 1 3.00% $2,752
Network Funding, L.P. 1 3.25% $4,839
NFM, INC. 1 2.75% $8,204
Prosperity Home Mortgage, LLC 1 3.13% $4,568

Mount Pleasant, TX's 90 lenders originated 983 loans during 2021. The total origination value was $216,825,000, with an average loan value of $220,575.

The top Mount Pleasant lender as defined by loan originations is QUICKEN LOANS, LLC, with 43 loans originated. Their average total fees are $5,129, which is $373 higher than the next largest lender, Nations Lending Corporation.

The lowest fee Mount Pleasant lenders (with over 10 loans originated) are Guaranty Bank & Trust, N.A. ($4,244), Nations Lending Corporation ($4,755), QUICKEN LOANS, LLC ($5,129), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($5,805) and Goldwater Bank, N.A. ($6,733).

The lowest rate Mount Pleasant lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (3.17%), Goldwater Bank, N.A. (3.24%), Guaranty Bank & Trust, N.A. (3.25%), SOUTHWEST FUNDING, LP (3.28%) and FAIRWAY INDEPENDENT MORTGAGE CORPORATION (3.29%).

Mount Pleasant, TX Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
Guaranty Bank & Trust, N.A. $25,750,000 $24,015,000 -6.7% 11.1%
QUICKEN LOANS, LLC $10,980,000 $15,190,000 38.3% 7.0%
Goldwater Bank, N.A. $16,975,000 $14,600,000 -14.0% 6.7%
Dieterich Bank $13,645,000 n/a 6.3%
Cypress Bank, SSB $11,040,000 $11,725,000 6.2% 5.4%
Nations Lending Corporation $2,160,000 $9,650,000 346.8% 4.5%
SOUTHWEST FUNDING, LP $11,055,000 $7,785,000 -29.6% 3.6%
DRAPER AND KRAMER MORTGAGE CORP. $4,975,000 n/a 2.3%
The City National Bank of Sulphur Springs $3,265,000 $4,080,000 25.0% 1.9%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,405,000 $3,995,000 184.3% 1.8%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $380,000 $3,585,000 843.4% 1.7%
PENNYMAC LOAN SERVICES, LLC $895,000 $3,270,000 265.4% 1.5%
Mortgage Research Center, LLC $1,720,000 $3,060,000 77.9% 1.4%
UNITED WHOLESALE MORTGAGE, LLC $1,605,000 $2,660,000 65.7% 1.2%
LOANDEPOT.COM, LLC $595,000 $2,640,000 343.7% 1.2%
First National Bank of East Texas $1,700,000 $2,570,000 51.2% 1.2%
RED RIVER EMPLOYEES $85,000 $2,485,000 2,823.5% 1.1%
VeraBank $1,025,000 $2,360,000 130.2% 1.1%
FREEDOM MORTGAGE CORPORATION $2,815,000 $2,290,000 -18.7% 1.1%
CHERRY CREEK MORTGAGE, LLC $2,065,000 n/a 1.0%
Wells Fargo Bank $4,215,000 $2,040,000 -51.6% 0.9%
MidFirst Bank $1,925,000 n/a 0.9%
Paramount Residential Mortgage Group, Inc. $1,100,000 $1,860,000 69.1% 0.9%
Gateway First Bank $1,670,000 $1,810,000 8.4% 0.8%
North East Texas Credit Union $585,000 $1,810,000 209.4% 0.8%
AMERISAVE MORTGAGE CORPORATION $1,115,000 $1,795,000 61.0% 0.8%
CALIBER HOME LOANS, INC. $730,000 $1,785,000 144.5% 0.8%
Alliance Bank $755,000 $1,635,000 116.6% 0.8%
Bank of America $385,000 $1,600,000 315.6% 0.7%
CROSSCOUNTRY MORTGAGE, LLC $335,000 $1,600,000 377.6% 0.7%
PLAZA HOME MORTGAGE, INC. $1,115,000 $1,595,000 43.0% 0.7%
Farm Credit Mid-America, ACA $1,495,000 n/a 0.7%
EASTMAN $380,000 $1,465,000 285.5% 0.7%
MORTGAGE FINANCIAL SERVICES, LLC $340,000 $1,430,000 320.6% 0.7%
21ST MORTGAGE CORPORATION $675,000 $1,400,000 107.4% 0.6%
HOME POINT FINANCIAL CORPORATION $165,000 $1,310,000 693.9% 0.6%
JPMorgan Chase Bank $805,000 $1,305,000 62.1% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $2,360,000 $1,300,000 -44.9% 0.6%
GUILD MORTGAGE COMPANY $1,175,000 $1,205,000 2.6% 0.6%
SFMC, LP $1,695,000 $1,205,000 -28.9% 0.6%
UNION HOME MORTGAGE CORP. $695,000 $1,205,000 73.4% 0.6%
LAKEVIEW LOAN SERVICING, LLC $265,000 $1,200,000 352.8% 0.6%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,970,000 $1,190,000 -39.6% 0.5%
DUGOOD FEDERAL CREDIT UNION $1,185,000 n/a 0.5%
VAN DYK MORTGAGE CORPORATION $1,175,000 n/a 0.5%
State Bank of De Kalb $540,000 $1,165,000 115.7% 0.5%
NAVY FEDERAL CREDIT UNION $240,000 $990,000 312.5% 0.5%
AMCAP MORTGAGE, LTD. $955,000 n/a 0.4%
NEWREZ LLC $550,000 $905,000 64.5% 0.4%
BROKER SOLUTIONS, INC. $310,000 $880,000 183.9% 0.4%
USAA Federal Savings Bank $830,000 $880,000 6.0% 0.4%
Veritex Community Bank $865,000 n/a 0.4%
WILLOW BEND MORTGAGE COMPANY, LLC $835,000 n/a 0.4%
Austin Bank, Texas $90,000 $830,000 822.2% 0.4%
HAMILTON HOME LOANS, INC. $805,000 n/a 0.4%
MID AMERICA MORTGAGE, INC. $785,000 n/a 0.4%
Farmers Bank & Trust Company $430,000 $740,000 72.1% 0.3%
GREAT WESTERN FINANCIAL SERVICES, INC. $825,000 $740,000 -10.3% 0.3%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $475,000 $730,000 53.7% 0.3%
UNITED BUILT HOMES, L.L.C. $480,000 $715,000 49.0% 0.3%
AmeriHome Mortgage Company, LLC $215,000 $705,000 227.9% 0.3%
Sunflower Bank $705,000 n/a 0.3%
CHURCHILL MORTGAGE CORPORATION $700,000 n/a 0.3%
VANDERBILT MORTGAGE AND FINANCE, INC. $405,000 $670,000 65.4% 0.3%
EVERETT FINANCIAL, INC. $420,000 $640,000 52.4% 0.3%
GUARANTEED RATE, INC. $295,000 $630,000 113.6% 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $205,000 $630,000 207.3% 0.3%
AMERICA'S CHOICE HOME LOANS LP $420,000 $595,000 41.7% 0.3%
MORTGAGE SOLUTIONS OF COLORADO, LLC $490,000 $550,000 12.2% 0.3%
ACADEMY MORTGAGE CORPORATION $545,000 n/a 0.3%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $305,000 $545,000 78.7% 0.3%
Morgan Stanley Private Bank $545,000 n/a 0.3%
Loan Simple, Inc. $195,000 $530,000 171.8% 0.2%
Lakeview Community Capital, LLC $525,000 n/a 0.2%
AMERICAN FINANCING CORPORATION $520,000 n/a 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $500,000 n/a 0.2%
TRIAD FINANCIAL SERVICES, INC. $105,000 $500,000 376.2% 0.2%
First Guaranty Mortgage Corporation $390,000 $460,000 17.9% 0.2%
HOMETRUST MORTGAGE COMPANY $215,000 $460,000 114.0% 0.2%
STEARNS LENDING, LLC $460,000 n/a 0.2%
BancorpSouth Bank $1,190,000 $455,000 -61.8% 0.2%
Bank of Colorado $445,000 n/a 0.2%
Regions Bank $540,000 $415,000 -23.1% 0.2%
Capital Bank $405,000 n/a 0.2%
DATCU $405,000 n/a 0.2%
FINANCE OF AMERICA MORTGAGE LLC $595,000 $395,000 -33.6% 0.2%
Wyndham Capital Mortgage, Inc. $405,000 $395,000 -2.5% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $390,000 n/a 0.2%
CMG MORTGAGE, INC. $115,000 $375,000 226.1% 0.2%
TEXANS $375,000 n/a 0.2%
Credit Union of Texas $130,000 $370,000 184.6% 0.2%
EMM LOANS LLC $345,000 n/a 0.2%
Amerifirst Financial, Inc. $340,000 n/a 0.2%
INTEGRITY MORTGAGE CORPORATION OF TEXAS $225,000 $335,000 48.9% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $335,000 n/a 0.2%
First Financial Bank $435,000 $325,000 -25.3% 0.1%
STOCKTON MORTGAGE CORPORATION $325,000 n/a 0.1%
NFM, INC. $305,000 n/a 0.1%
American Airlines Federal Credit Union $295,000 n/a 0.1%
SOUTHWEST STAGE FUNDING, LLC $140,000 $295,000 110.7% 0.1%
THE MORTGAGE FIRM, INC. $295,000 n/a 0.1%
Wallick & Volk, Inc. $145,000 $295,000 103.4% 0.1%
SWBC MORTGAGE CORPORATION $620,000 $290,000 -53.2% 0.1%
GSF Mortgage Corporation $285,000 n/a 0.1%
LOANPAL, LLC $135,000 $285,000 111.1% 0.1%
Waterstone Mortgage Corporation $285,000 n/a 0.1%
Mineola Community Bank, S.S.B. $335,000 $280,000 -16.4% 0.1%
COUNTRYPLACE MORTGAGE, LTD. $105,000 $275,000 161.9% 0.1%
LENDING 3, INC. $275,000 n/a 0.1%
LOANFLIGHT LENDING, LLC $275,000 n/a 0.1%
Servion, Inc. $275,000 n/a 0.1%
SUMMIT FUNDING, INC. $460,000 $275,000 -40.2% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $235,000 $270,000 14.9% 0.1%
BAY EQUITY LLC $265,000 n/a 0.1%
IMPAC MORTGAGE CORP. $265,000 n/a 0.1%
Network Funding, L.P. $265,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $145,000 $250,000 72.4% 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $455,000 $250,000 -45.1% 0.1%
AMPLIFY $245,000 n/a 0.1%
PHH Mortgage Corporation $195,000 $235,000 20.5% 0.1%
Colonial Savings, F.A. $225,000 $225,000 0.0% 0.1%
KS StateBank $225,000 n/a 0.1%
Magnolia Bank $225,000 n/a 0.1%
EUSTIS AND AMERICAN MORTGAGE COMPANY $215,000 n/a 0.1%
Firstar Bank $215,000 n/a 0.1%
SIWELL, INC. $215,000 n/a 0.1%
Carrington Mortgage Services, LLC $75,000 $210,000 180.0% 0.1%
Alerus Financial $185,000 n/a 0.1%
TEXAR $175,000 n/a 0.1%
BETTER MORTGAGE CORPORATION $660,000 $165,000 -75.0% 0.1%
Herring Bank $165,000 n/a 0.1%
Prosperity Home Mortgage, LLC $515,000 $165,000 -68.0% 0.1%
RESIDENTIAL BANCORP. $165,000 n/a 0.1%
S1L, Inc. $165,000 n/a 0.1%
Flagstar Bank, FSB $520,000 $155,000 -70.2% 0.1%
T2 FINANCIAL LLC $155,000 n/a 0.1%
THRIVENT Federal Credit Union $155,000 n/a 0.1%
ALTRA $25,000 $145,000 480.0% 0.1%
ASPIRE FINANCIAL, INC. $410,000 $145,000 -64.6% 0.1%
ZILLOW HOME LOANS, LLC $145,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $140,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $105,000 $135,000 28.6% 0.1%
EAST TEXAS PROFESSIONAL Credit Union $750,000 $135,000 -82.0% 0.1%
First National Bank of Omaha $135,000 n/a 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $135,000 n/a 0.1%
AMERICAN ADVISORS GROUP $175,000 $125,000 -28.6% 0.1%
PLANET HOME LENDING, LLC $740,000 $125,000 -83.1% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $125,000 n/a 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $115,000 n/a 0.1%
Hometown Lenders, Inc. $115,000 n/a 0.1%
Texas Mortgage Lending, LLC $165,000 $115,000 -30.3% 0.1%
Colten Mortgage, LLC $95,000 n/a 0.0%
CNB COMMUNITY DEVELOPMENT CORPORATION $85,000 n/a 0.0%
Discover Bank $120,000 $85,000 -29.2% 0.0%
MOVEMENT MORTGAGE, LLC $85,000 n/a 0.0%
U.S. Bank $75,000 n/a 0.0%
KELLER MORTGAGE, LLC $65,000 n/a 0.0%
NexBank $870,000 $65,000 -92.5% 0.0%
Southside Bank $515,000 $55,000 -89.3% 0.0%
Texas Bank and Trust Company $35,000 n/a 0.0%

Mount Pleasant's top lender by overall market share is Guaranty Bank & Trust, N.A., with 11.1% market share. In second place, with 7.0%, is QUICKEN LOANS, LLC, having originated $15,190,000 in loans. In third place, with 6.7%, is Goldwater Bank, N.A., having originated $14,600,000 in loans. In third place, with 6.3%, is Dieterich Bank, having originated $13,645,000 in loans. In third place, with 5.4%, is Cypress Bank, SSB, having originated $11,725,000 in loans.


Mount Pleasant, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 563 $140,785,000 $250,062
Refi 265 $49,615,000 $187,226
Cash Out Refi 112 $22,190,000 $198,125
Home Improvement 28 $2,310,000 $82,500
Other 15 $1,925,000 $128,333

Mount Pleasant's most frequently cited loan purpose was Home Purchase, with 563 originations. The 2nd most popular reason was Refi, with 265 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 367 $82,955,000 $226,035
2.5-3% 248 $57,150,000 $230,444
<2.5% 110 $24,110,000 $219,182
4-5% 102 $14,420,000 $141,373
5-6% 30 $2,410,000 $80,333
6-7% 16 $1,590,000 $99,375
Over 8% 12 $1,630,000 $135,833
7-8% 5 $315,000 $63,000

During 2021, Mount Pleasant's most frequently originated rate bucket was 3-4%, with 367 originations.

Loan Sizing (Mount Pleasant, TX MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 409 $61,225,000 $149,694
$200k-400k 307 $81,215,000 $264,544
$100,000 or less 190 $12,290,000 $64,684
$400k-600k 56 $26,570,000 $474,464
$600k-1000k 13 $10,595,000 $815,000
$Over $1MM 8 $24,930,000 $3,116,250

Mount Pleasant's loan sizing saw the bucket of loans from $100k-200k with 409 originations, totaling $61,225,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 394 $88,550,000 $224,746
60-80% 268 $59,390,000 $221,604
40-60% 121 $21,765,000 $179,876
20-40% 41 $4,875,000 $118,902
Over 100% 20 $4,440,000 $222,000
Under 20% 19 $605,000 $31,842

Mount Pleasant's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 394 originations, totaling $88,550,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Mount Pleasant (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $199,450 (19.4%) $314,828 (-5.0%) 0.00 181
2018-02-01 $209,950 (20.0%) $319,793 (-6.0%) 0.00 179
2018-03-01 $199,900 (11.1%) $310,923 (-7.3%) 0.00 198
2018-04-01 $207,400 (15.3%) $307,676 (-7.3%) 0.00 205
2018-05-01 $221,450 (23.2%) $315,544 (-3.5%) 0.00 201
2018-06-01 $223,000 (27.4%) $313,767 (4.6%) 0.00 199
2018-07-01 $215,000 (20.1%) $322,152 (8.9%) 0.00 159
2018-08-01 $204,450 (4.6%) $314,714 (0.5%) 0.00 138
2018-09-01 $209,000 (4.8%) $358,689 (13.7%) 0.00 141
2018-10-01 $213,250 (1.6%) $384,128 (17.5%) 0.00 136
2018-11-01 $212,000 (6.1%) $386,203 (22.0%) 0.00 122
2018-12-01 $218,900 (9.5%) $387,425 (20.0%) 0.00 108
2019-01-01 $229,950 (15.3%) $410,509 (30.4%) 0.00 108
2019-02-01 $224,900 (7.1%) $384,289 (20.2%) 0.00 112
2019-03-01 $266,714 (33.4%) $428,839 (37.9%) 0.00 98
2019-04-01 $269,000 (29.7%) $439,793 (42.9%) 0.00 90
2019-05-01 $286,000 (29.2%) $443,855 (40.7%) 0.00 96
2019-06-01 $265,000 (18.8%) $424,842 (35.4%) 0.00 95
2019-07-01 $247,000 (14.9%) $295,802 (-8.2%) 0.00 87
2019-08-01 $224,714 (9.9%) $290,313 (-7.8%) 0.00 85
2019-09-01 $198,714 (-4.9%) $280,735 (-21.7%) 0.00 87
2019-10-01 $226,950 (6.4%) $275,502 (-28.3%) 0.00 85
2019-11-01 $222,000 (4.7%) $272,912 (-29.3%) 0.00 74
2019-12-01 $250,000 (14.2%) $282,924 (-27.0%) 0.00 66
2020-01-01 $229,000 (-0.4%) $265,136 (-35.4%) 0.00 63
2020-02-01 $235,000 (4.5%) $267,348 (-30.4%) 0.00 68
2020-03-01 $214,700 (-19.5%) $247,815 (-42.2%) 0.00 71
2020-04-01 $204,250 (-24.1%) $239,697 (-45.5%) 0.00 79
2020-05-01 $217,500 (-24.0%) $256,293 (-42.3%) 0.00 89
2020-06-01 $242,000 (-8.7%) $310,987 (-26.8%) 0.00 95
2020-07-01 $254,450 (3.0%) $312,353 (5.6%) 0.00 83
2020-08-01 $299,000 (33.1%) $329,815 (13.6%) 0.00 67
2020-09-01 $325,000 (63.6%) $358,396 (27.7%) 0.00 66
2020-10-01 $325,000 (43.2%) $377,188 (36.9%) 0.00 66
2020-11-01 $289,900 (30.6%) $332,365 (21.8%) 0.00 54
2020-12-01 $289,900 (16.0%) $318,964 (12.7%) 0.00 63
2021-01-01 $289,900 (26.6%) $322,742 (21.7%) 0.00 57
2021-02-01 $289,950 (23.4%) $375,559 (40.5%) 0.00 54
2021-03-01 $299,950 (39.7%) $374,509 (51.1%) 0.00 47
2021-04-01 $269,450 (31.9%) $344,360 (43.7%) 0.00 47
2021-05-01 $289,900 (33.3%) $336,398 (31.3%) 0.00 48
2021-06-01 $270,000 (11.6%) $344,835 (10.9%) 0.00 42
2021-07-01 $292,000 (14.8%) $342,233 (9.6%) 0.00 47
2021-08-01 $254,900 (-14.8%) $326,382 (-1.0%) 0.00 58
2021-09-01 $265,000 (-18.5%) $327,328 (-8.7%) 0.00 65
2021-10-01 $249,900 (-23.1%) $335,261 (-11.1%) 0.00 58
2021-11-01 $289,500 (-0.1%) $338,356 (1.8%) 0.00 50
2021-12-01 $320,000 (10.4%) $353,668 (10.9%) 0.00 56
2022-01-01 $325,000 (12.1%) $350,030 (8.5%) 0.00 53
2022-02-01 $295,000 (1.7%) $326,200 (-13.1%) 0.00 47
2022-03-01 $349,900 (16.7%) $388,446 (3.7%) 0.00 47
2022-04-01 $350,000 (29.9%) $434,834 (26.3%) 0.00 55
2022-05-01 $332,500 (14.7%) $413,083 (22.8%) 0.00 61
2022-06-01 $339,450 (25.7%) $404,208 (17.2%) 0.00 72
Mount Pleasant's median listing price for 2022-06-01 was $339,450, a difference of $69,450 (25.7%) versus the prior year and $6,950 versus the prior month.

Mount Pleasant's median listing price comes in at 0% of the national average.

Mount Pleasant's average listing price for 2022-06-01 was $404,208, a difference of $59,373 (17.2%) versus the prior year and $-8,875 versus the prior month.

For the 2022-06-01 period, Mount Pleasant had 72 MLS listings, a difference of 11 listings (18%) versus the prior month and 30 listings (71%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Mount Pleasant (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,198 sqft
2018-02-01 0 days 2,225 sqft
2018-03-01 0 days 2,212 sqft
2018-04-01 0 days 2,219 sqft
2018-05-01 0 days 2,234 sqft
2018-06-01 0 days 2,225 sqft
2018-07-01 0 days 2,272 sqft
2018-08-01 0 days 2,252 sqft
2018-09-01 0 days 2,300 sqft
2018-10-01 0 days 2,349 sqft
2018-11-01 0 days 2,338 sqft
2018-12-01 0 days 2,333 sqft
2019-01-01 0 days 2,336 sqft
2019-02-01 0 days 2,413 sqft
2019-03-01 0 days 2,411 sqft
2019-04-01 0 days 2,404 sqft
2019-05-01 0 days 2,622 sqft
2019-06-01 0 days 2,465 sqft
2019-07-01 0 days 2,287 sqft
2019-08-01 0 days 2,232 sqft
2019-09-01 0 days 2,159 sqft
2019-10-01 0 days 2,340 sqft
2019-11-01 0 days 2,456 sqft
2019-12-01 0 days 2,456 sqft
2020-01-01 0 days 2,366 sqft
2020-02-01 0 days 2,398 sqft
2020-03-01 0 days 2,102 sqft
2020-04-01 0 days 2,038 sqft
2020-05-01 0 days 2,244 sqft
2020-06-01 0 days 2,323 sqft
2020-07-01 0 days 2,372 sqft
2020-08-01 0 days 2,840 sqft
2020-09-01 0 days 2,835 sqft
2020-10-01 0 days 2,686 sqft
2020-11-01 0 days 2,475 sqft
2020-12-01 0 days 2,348 sqft
2021-01-01 0 days 2,365 sqft
2021-02-01 0 days 2,431 sqft
2021-03-01 0 days 2,389 sqft
2021-04-01 0 days 2,429 sqft
2021-05-01 0 days 2,196 sqft
2021-06-01 0 days 2,151 sqft
2021-07-01 0 days 2,173 sqft
2021-08-01 0 days 2,152 sqft
2021-09-01 0 days 2,194 sqft
2021-10-01 0 days 2,035 sqft
2021-11-01 0 days 2,120 sqft
2021-12-01 0 days 2,150 sqft
2022-01-01 0 days 2,100 sqft
2022-02-01 0 days 2,015 sqft
2022-03-01 0 days 2,021 sqft
2022-04-01 0 days 2,012 sqft
2022-05-01 0 days 1,979 sqft
2022-06-01 0 days 2,046 sqft
Mount Pleasant's median listing age (time on market) for 2022-06-01 was 0 days.

Mount Pleasant's median square footage for active listings during the 2022-06-01 period was 2,046 sqft. One year prior, the average listing was 2,151 sqft.