LONGVIEW Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Longview averaged
7.19%
for the week of 2025-06-18, compared to the national average of
6.81% for the same period.
The average rate for the prior week (2025-06-12) was
7.22% and
one month ago for the week of 2025-05-15, the
average rate was 7.09%.
Longview's average rate one year ago was 7.13%.
For refis of the same type during the week of 2025-06-18, the average rate
was 7.1%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-06-18 | 6.81% |
| Longview 30 Year Fixed Rate | 2025-06-18 | 7.19% |
| Longview 30 Year Fixed Rate Refi | 2025-06-18 | 7.1% |
| Longview 15 Year Fixed Rate | 2025-06-18 | 7% |
| Longview 15 Year Fixed Rate Refi | 2025-06-18 | 6.06% |
| Longview 30 Year FHA | 2025-06-18 | 0.36% |
| Longview 30 Year FHA Refi | 2025-06-18 | 0% |
| Longview 30 Year USDA | 2025-06-18 | 0.1% |
| Longview 30 Year USDA Refi | 2025-06-18 | -0.1% |
| Longview 30 Year VA | 2025-06-18 | 0.16% |
| Longview 30 Year VA Refi | 2025-06-18 | -0.73% |
LONGVIEW Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the LONGVIEW, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
LONGVIEW Average Closing Costs & Other Stats
LONGVIEW, TX's 149 lenders originated 4,108
loans during 2024. The total origination value was $928,960,000, with an average loan value of
$226,134.
LONGVIEW's average closing costs are $6,025.
The top LONGVIEW lender as defined by loan originations is EASTMAN, with
162 loans originated. Their average total fees are
$5,255, which is $1,966
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee LONGVIEW lenders (with over 10 loans originated) are
VeraBank ($3,430), EAST TEXAS PROFESSIONAL Credit Union ($3,660), Origin Bank ($3,719), Austin Bank, Texas ($3,820) and JPMorgan Chase Bank ($4,351).
The lowest rate LONGVIEW lenders (with over 10 loans originated) are
Texas Mortgage Lending, LLC (6.45%), BancorpSouth (6.63%), Wells Fargo Bank (6.65%), UNITED WHOLESALE MORTGAGE, LLC (6.68%) and PENNYMAC LOAN SERVICES, LLC (6.79%).
LONGVIEW, TX Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| EASTMAN | $61,800,000 | $78,140,000 | 26.4% | 8.4% |
| UNITED WHOLESALE MORTGAGE, LLC | $40,610,000 | $63,885,000 | 57.3% | 6.9% |
| QUICKEN LOANS, LLC | $39,405,000 | $51,015,000 | 29.5% | 5.5% |
| GUILD MORTGAGE COMPANY | $41,665,000 | $49,200,000 | 18.1% | 5.3% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $31,580,000 | $31,905,000 | 1.0% | 3.4% |
| Austin Bank, Texas | $34,705,000 | $29,130,000 | -16.1% | 3.1% |
| VeraBank | $45,695,000 | $28,445,000 | -37.8% | 3.1% |
| Mortgage Research Center, LLC | $26,000,000 | $26,975,000 | 3.8% | 2.9% |
| Texas Bank and Trust Company | $23,035,000 | $26,440,000 | 14.8% | 2.8% |
| BancorpSouth | $23,850,000 | $24,455,000 | 2.5% | 2.6% |
| EAST TEXAS PROFESSIONAL Credit Union | $36,110,000 | $24,125,000 | -33.2% | 2.6% |
| GREYSTONE SERVICING COMPANY LLC | $17,270,000 | n/a | 1.9% | |
| 21ST MORTGAGE CORPORATION | $16,590,000 | $16,545,000 | -0.3% | 1.8% |
| ALTRA | $3,050,000 | $13,870,000 | 354.8% | 1.5% |
| Spring Hill State Bank | $12,235,000 | $12,415,000 | 1.5% | 1.3% |
| LOANDEPOT.COM, LLC | $5,135,000 | $12,095,000 | 135.5% | 1.3% |
| MORTGAGE FINANCIAL SERVICES, LLC | $11,970,000 | $11,945,000 | -0.2% | 1.3% |
| T2 FINANCIAL LLC | $7,765,000 | $11,050,000 | 42.3% | 1.2% |
| Community Bank | $16,805,000 | $10,940,000 | -34.9% | 1.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $3,845,000 | $10,710,000 | 178.5% | 1.2% |
| PENNYMAC LOAN SERVICES, LLC | $4,020,000 | $10,060,000 | 150.2% | 1.1% |
| UNION HOME MORTGAGE CORP. | $9,385,000 | $10,000,000 | 6.6% | 1.1% |
| Gilmer National Bank Gilmer Texas | $8,890,000 | $9,905,000 | 11.4% | 1.1% |
| WALKER & DUNLOP, LLC | $9,745,000 | n/a | 1.0% | |
| CMG MORTGAGE, INC. | $6,400,000 | $8,970,000 | 40.2% | 1.0% |
| Texas Mortgage Lending, LLC | $5,285,000 | $8,520,000 | 61.2% | 0.9% |
| Southern Bank | $7,805,000 | n/a | 0.8% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $6,640,000 | $7,700,000 | 16.0% | 0.8% |
| NEWREZ LLC | $4,640,000 | $7,660,000 | 65.1% | 0.8% |
| Origin Bank | $7,875,000 | $7,645,000 | -2.9% | 0.8% |
| Mr. Cooper ( Nationstar Mortgage ) | $3,880,000 | $7,245,000 | 86.7% | 0.8% |
| JPMorgan Chase Bank | $6,000,000 | $7,050,000 | 17.5% | 0.8% |
| First National Bank of East Texas | $12,665,000 | $6,990,000 | -44.8% | 0.8% |
| Henderson Federal Savings Bank | $8,365,000 | $6,895,000 | -17.6% | 0.7% |
| Texas Bank | $6,470,000 | $6,555,000 | 1.3% | 0.7% |
| FREEDOM MORTGAGE CORPORATION | $1,230,000 | $5,960,000 | 384.6% | 0.6% |
| Texas National Bank of Jacksonville | $5,265,000 | $5,550,000 | 5.4% | 0.6% |
| The First National Bank of Hughes Springs | $4,820,000 | $5,440,000 | 12.9% | 0.6% |
| SOUTHWEST FUNDING, LP | $5,330,000 | n/a | 0.6% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $2,225,000 | $5,270,000 | 136.9% | 0.6% |
| TRIAD FINANCIAL SERVICES, INC. | $2,560,000 | $5,185,000 | 102.5% | 0.6% |
| LAKEVIEW LOAN SERVICING, LLC | $205,000 | $5,075,000 | 2,375.6% | 0.5% |
| CARDINAL FINANCIAL | $3,295,000 | $4,790,000 | 45.4% | 0.5% |
| Guaranty Bank & Trust, N.A. | $6,165,000 | $4,715,000 | -23.5% | 0.5% |
| Inwood National Bank | $4,710,000 | n/a | 0.5% | |
| Equity Prime Mortgage LLC | $3,405,000 | $4,605,000 | 35.2% | 0.5% |
| EVERETT FINANCIAL, INC. | $7,565,000 | $4,470,000 | -40.9% | 0.5% |
| INTERLINC MORTGAGE SERVICES, LLC | $13,280,000 | $4,265,000 | -67.9% | 0.5% |
| BROKER SOLUTIONS, INC. | $2,370,000 | $3,895,000 | 64.3% | 0.4% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $2,980,000 | $3,885,000 | 30.4% | 0.4% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $1,465,000 | $3,765,000 | 157.0% | 0.4% |
| USAA Federal Savings Bank | $3,845,000 | $3,650,000 | -5.1% | 0.4% |
| Pilgrim Bank | $125,000 | $3,595,000 | 2,776.0% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $5,535,000 | $3,495,000 | -36.9% | 0.4% |
| GUARANTEED RATE, INC. | $8,790,000 | $3,455,000 | -60.7% | 0.4% |
| PNC Bank | $1,425,000 | $3,365,000 | 136.1% | 0.4% |
| PLAZA HOME MORTGAGE, INC. | $2,250,000 | $3,080,000 | 36.9% | 0.3% |
| Credit Union of Texas | $2,845,000 | $2,950,000 | 3.7% | 0.3% |
| AmeriHome Mortgage Company, LLC | $135,000 | $2,880,000 | 2,033.3% | 0.3% |
| MID AMERICA MORTGAGE, INC. | $2,295,000 | $2,860,000 | 24.6% | 0.3% |
| Flagstar Bank, FSB | $1,820,000 | $2,845,000 | 56.3% | 0.3% |
| PLANET HOME LENDING, LLC | $1,270,000 | $2,745,000 | 116.1% | 0.3% |
| Farm Credit Mid-America, ACA | $1,680,000 | $2,705,000 | 61.0% | 0.3% |
| SUN WEST MORTGAGE COMPANY, INC. | $2,060,000 | $2,680,000 | 30.1% | 0.3% |
| Wells Fargo Bank | $8,350,000 | $2,610,000 | -68.7% | 0.3% |
| UNITED BUILT HOMES, L.L.C. | $4,765,000 | $2,480,000 | -48.0% | 0.3% |
| Telco Plus Credit Union | $875,000 | $2,370,000 | 170.9% | 0.3% |
| RED RIVER EMPLOYEES | $965,000 | $2,340,000 | 142.5% | 0.3% |
| SWBC MORTGAGE CORPORATION | $560,000 | $2,335,000 | 317.0% | 0.3% |
| VILLAGE CAPITAL MORTGAGE | $1,445,000 | $2,180,000 | 50.9% | 0.2% |
| Prosperity Bank | $5,080,000 | $2,145,000 | -57.8% | 0.2% |
| Southside Bank | $1,100,000 | $2,135,000 | 94.1% | 0.2% |
| The City National Bank of Sulphur Springs | $2,730,000 | $2,080,000 | -23.8% | 0.2% |
| Texas Heritage National Bank | $2,375,000 | $1,975,000 | -16.8% | 0.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $900,000 | $1,955,000 | 117.2% | 0.2% |
| Plains Commerce Bank | $1,620,000 | $1,950,000 | 20.4% | 0.2% |
| SFMC, LP | $2,425,000 | $1,870,000 | -22.9% | 0.2% |
| Bank of America | $2,195,000 | $1,815,000 | -17.3% | 0.2% |
| Ixonia Bank | $205,000 | $1,805,000 | 780.5% | 0.2% |
| Regions Bank | $3,310,000 | $1,805,000 | -45.5% | 0.2% |
| BMO Harris Bank | $1,685,000 | n/a | 0.2% | |
| AMERICAN FINANCIAL NETWORK, INC. | $1,545,000 | $1,650,000 | 6.8% | 0.2% |
| DEEPHAVEN MORTGAGE LLC | $85,000 | $1,640,000 | 1,829.4% | 0.2% |
| HALLMARK HOME MORTGAGE, LLC | $1,670,000 | $1,555,000 | -6.9% | 0.2% |
| SOUTHWEST STAGE FUNDING, LLC | $2,905,000 | $1,520,000 | -47.7% | 0.2% |
| CHURCHILL MORTGAGE CORPORATION | $1,385,000 | $1,500,000 | 8.3% | 0.2% |
| PREMIA MORTGAGE, LLC | $670,000 | $1,450,000 | 116.4% | 0.2% |
| Gateway First Bank | $2,315,000 | $1,445,000 | -37.6% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $2,420,000 | $1,445,000 | -40.3% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $500,000 | $1,435,000 | 187.0% | 0.2% |
| Century Mortgage Company DBA Century Lending Company | $570,000 | $1,395,000 | 144.7% | 0.2% |
| FINANCE OF AMERICA REVERSE LLC | $170,000 | $1,355,000 | 697.1% | 0.1% |
| U.S. Bank | $2,360,000 | $1,350,000 | -42.8% | 0.1% |
| CANOPY MORTGAGE, LLC | $125,000 | $1,330,000 | 964.0% | 0.1% |
| DOMINION FINANCIAL SERVICES, LLC | $1,285,000 | n/a | 0.1% | |
| ROYAL UNITED MORTGAGE LLC | $1,005,000 | $1,285,000 | 27.9% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $500,000 | $1,195,000 | 139.0% | 0.1% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $1,180,000 | n/a | 0.1% | |
| LOANPAL, LLC | $1,135,000 | $1,135,000 | 0.0% | 0.1% |
| ZILLOW HOME LOANS, LLC | $490,000 | $1,105,000 | 125.5% | 0.1% |
| BancFirst | $1,095,000 | n/a | 0.1% | |
| Texana Bank | $735,000 | $1,095,000 | 49.0% | 0.1% |
| NBKC BANK | $865,000 | $1,090,000 | 26.0% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $1,245,000 | $1,090,000 | -12.4% | 0.1% |
| Waterstone Mortgage Corporation | $255,000 | $1,020,000 | 300.0% | 0.1% |
| VAN DYK MORTGAGE CORPORATION | $605,000 | $1,005,000 | 66.1% | 0.1% |
| AMWEST FUNDING CORP. | $1,630,000 | $955,000 | -41.4% | 0.1% |
| Discover Bank | $935,000 | $925,000 | -1.1% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $2,305,000 | $920,000 | -60.1% | 0.1% |
| PHH Mortgage Corporation | $385,000 | $910,000 | 136.4% | 0.1% |
| BARKSDALE | $2,080,000 | $895,000 | -57.0% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $870,000 | n/a | 0.1% | |
| RANDOLPH-BROOKS | $735,000 | $865,000 | 17.7% | 0.1% |
| The Loan Store, Inc. | $920,000 | $855,000 | -7.1% | 0.1% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $845,000 | n/a | 0.1% | |
| ARC HOME LLC | $265,000 | $840,000 | 217.0% | 0.1% |
| Network Funding, L.P. | $1,465,000 | $835,000 | -43.0% | 0.1% |
| Sunflower Bank | $630,000 | $810,000 | 28.6% | 0.1% |
| NFM, INC. | $790,000 | n/a | 0.1% | |
| Carrington Mortgage Services, LLC | $1,725,000 | $780,000 | -54.8% | 0.1% |
| AMPLIFY | $765,000 | n/a | 0.1% | |
| Citizens Bank & Trust Company of Vivian, Louisiana | $245,000 | $765,000 | 212.2% | 0.1% |
| Nations Lending Corporation | $770,000 | $740,000 | -3.9% | 0.1% |
| OCMBC, INC. | $365,000 | $740,000 | 102.7% | 0.1% |
| MOVEMENT MORTGAGE, LLC | $425,000 | $710,000 | 67.1% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $560,000 | $695,000 | 24.1% | 0.1% |
| NEW DAY FINANCIAL, LLC | $680,000 | n/a | 0.1% | |
| The American National Bank of Texas | $665,000 | n/a | 0.1% | |
| RBC Bank, (Georgia) | $625,000 | n/a | 0.1% | |
| COUNTRYPLACE MORTGAGE, LTD. | $500,000 | $620,000 | 24.0% | 0.1% |
| S1L, Inc. | $680,000 | $615,000 | -9.6% | 0.1% |
| Legend Bank, N.A. | $610,000 | n/a | 0.1% | |
| First United Bank and Trust Company | $265,000 | $595,000 | 124.5% | 0.1% |
| LAND HOME FINANCIAL SERVICES, INC. | $595,000 | n/a | 0.1% | |
| Legacy Bank & Trust Company | $595,000 | n/a | 0.1% | |
| Republic State Mortgage Co. | $450,000 | $595,000 | 32.2% | 0.1% |
| General Mortgage Capital Corporation | $255,000 | $590,000 | 131.4% | 0.1% |
| Brighton Bank | $585,000 | n/a | 0.1% | |
| FIDELITY BANK | $580,000 | n/a | 0.1% | |
| Northpointe Bank | $265,000 | $580,000 | 118.9% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $340,000 | $570,000 | 67.6% | 0.1% |
| Prosperity Home Mortgage, LLC | $1,265,000 | $570,000 | -54.9% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $145,000 | $555,000 | 282.8% | 0.1% |
| PILGRIM MORTGAGE LLC | $550,000 | n/a | 0.1% | |
| LEGEND LENDING CORPORATION | $530,000 | n/a | 0.1% | |
| Loan Simple, Inc. | $765,000 | $530,000 | -30.7% | 0.1% |
| SECURITY SERVICE | $115,000 | $525,000 | 356.5% | 0.1% |
| NEW WAVE LENDING GROUP INC | $515,000 | n/a | 0.1% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $580,000 | $510,000 | -12.1% | 0.1% |
| Encompass Lending Group, LP | $115,000 | $510,000 | 343.5% | 0.1% |
| CARTER FEDERAL CREDIT UNION | $265,000 | $500,000 | 88.7% | 0.1% |
| American Mortgage Bank, LLC | $85,000 | $490,000 | 476.5% | 0.1% |
| Centennial Bank | $55,000 | $490,000 | 790.9% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $490,000 | n/a | 0.1% | |
| First Financial Bank | $680,000 | $485,000 | -28.7% | 0.1% |
| WILLOW BEND MORTGAGE COMPANY, LLC | $350,000 | $485,000 | 38.6% | 0.1% |
| Assurance Financial Group, L.L.C. | $435,000 | $480,000 | 10.3% | 0.1% |
| NATIONS RELIABLE LENDING, LLC | $330,000 | $475,000 | 43.9% | 0.1% |
| Morgan Stanley Private Bank | $225,000 | $465,000 | 106.7% | 0.1% |
| Citizens 1st Bank | $895,000 | $455,000 | -49.2% | 0.0% |
| ALLIANT CREDIT UNION | $450,000 | n/a | 0.0% | |
| TOWNE MORTGAGE COMPANY | $450,000 | n/a | 0.0% | |
| Core Bank | $445,000 | n/a | 0.0% | |
| The First National Bank of Fort Smith | $445,000 | n/a | 0.0% | |
| FLAT BRANCH MORTGAGE, INC. | $370,000 | $440,000 | 18.9% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $1,760,000 | $435,000 | -75.3% | 0.0% |
| GENEVA FINANCIAL, LLC | $165,000 | $430,000 | 160.6% | 0.0% |
| GoPrime Mortgage, Inc. | $425,000 | n/a | 0.0% | |
| Nicolet National Bank | $285,000 | $415,000 | 45.6% | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $795,000 | $415,000 | -47.8% | 0.0% |
| V.I.P. MORTGAGE, INC. | $415,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $675,000 | $410,000 | -39.3% | 0.0% |
| Performance Financial, Inc. | $400,000 | n/a | 0.0% | |
| Raymond James Bank | $395,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $550,000 | $390,000 | -29.1% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $1,115,000 | $380,000 | -65.9% | 0.0% |
| BETTER MORTGAGE CORPORATION | $125,000 | $375,000 | 200.0% | 0.0% |
| Stifel Bank and Trust | $385,000 | $375,000 | -2.6% | 0.0% |
| ASSOCIATED MORTGAGE CORPORATION | $125,000 | $365,000 | 192.0% | 0.0% |
| Commerce Home Mortgage, Inc. | $1,565,000 | $365,000 | -76.7% | 0.0% |
| Truist | $1,230,000 | $360,000 | -70.7% | 0.0% |
| INFINITY EQUITY GROUP, INC. | $355,000 | n/a | 0.0% | |
| Secured Investment Corp. | $355,000 | n/a | 0.0% | |
| THE MORTGAGE LINK, INC. | $355,000 | n/a | 0.0% | |
| AMERITRUST MORTGAGE CORPORATION | $345,000 | n/a | 0.0% | |
| SIRVA MORTGAGE, INC. | $345,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $315,000 | n/a | 0.0% | |
| TruHome Solutions, LLC | $315,000 | n/a | 0.0% | |
| City Bank | $250,000 | $310,000 | 24.0% | 0.0% |
| CSL Financial, LLC | $380,000 | $310,000 | -18.4% | 0.0% |
| Citizens National Bank, N.A. | $305,000 | n/a | 0.0% | |
| CLEARPATH LENDING | $305,000 | n/a | 0.0% | |
| Community National Bank | $305,000 | n/a | 0.0% | |
| Mid-Continent Funding, Inc. | $305,000 | n/a | 0.0% | |
| Watermark Capital, Inc. | $195,000 | $305,000 | 56.4% | 0.0% |
| HOMESTEAD FUNDING CORP. | $295,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $105,000 | $295,000 | 181.0% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $225,000 | $285,000 | 26.7% | 0.0% |
| Fifth Third Bank | $285,000 | n/a | 0.0% | |
| AXIA FINANCIAL, LLC | $275,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $300,000 | $265,000 | -11.7% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $795,000 | $255,000 | -67.9% | 0.0% |
| First Liberty Bank | $255,000 | n/a | 0.0% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $245,000 | n/a | 0.0% | |
| Citibank | $245,000 | n/a | 0.0% | |
| GARDNER FINANCIAL SERVICES, LTD. | $245,000 | n/a | 0.0% | |
| GUIDANCE RESIDENTIAL, LLC | $245,000 | n/a | 0.0% | |
| GULF COAST EDUCATORS FEDERAL CREDIT UNION | $235,000 | $245,000 | 4.3% | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $245,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $125,000 | $240,000 | 92.0% | 0.0% |
| 1ST SIGNATURE LENDING, LLC | $235,000 | n/a | 0.0% | |
| TEXAS DOW EMPLOYEES CREDIT UNION | $235,000 | n/a | 0.0% | |
| AMERISAVE MORTGAGE CORPORATION | $2,445,000 | $225,000 | -90.8% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $285,000 | $225,000 | -21.1% | 0.0% |
| Cypress Bank, SSB | $1,695,000 | $220,000 | -87.0% | 0.0% |
| ST FIN CORP | $215,000 | n/a | 0.0% | |
| BOKF | $165,000 | $205,000 | 24.2% | 0.0% |
| RB MORTGAGE LLC | $670,000 | $205,000 | -69.4% | 0.0% |
| AB COMMUNITY INVESTMENT COMPANY | $85,000 | $200,000 | 135.3% | 0.0% |
| Baxter Credit Union | $45,000 | $200,000 | 344.4% | 0.0% |
| American National Bank & Trust | $195,000 | n/a | 0.0% | |
| ANECA Federal Credit Union | $550,000 | $195,000 | -64.5% | 0.0% |
| International Bank of Commerce | $85,000 | $195,000 | 129.4% | 0.0% |
| UNITED MORTGAGE CORP | $195,000 | n/a | 0.0% | |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | $185,000 | n/a | 0.0% | |
| Zions Bank | $185,000 | n/a | 0.0% | |
| Cross Keys Bank | $175,000 | n/a | 0.0% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $995,000 | $175,000 | -82.4% | 0.0% |
| Axos Bank | $165,000 | n/a | 0.0% | |
| Commercial Bank of Texas | $1,310,000 | $160,000 | -87.8% | 0.0% |
| First Federal Bank | $785,000 | $155,000 | -80.3% | 0.0% |
| INTEGRITY MORTGAGE CORPORATION OF TEXAS | $570,000 | $155,000 | -72.8% | 0.0% |
| Mineola Community Bank, S.S.B. | $145,000 | n/a | 0.0% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $955,000 | $145,000 | -84.8% | 0.0% |
| Gibsland Bank & Trust Company | $135,000 | n/a | 0.0% | |
| GVC MORTGAGE, INC. | $135,000 | n/a | 0.0% | |
| Priority Bank | $135,000 | n/a | 0.0% | |
| Ally Bank | $295,000 | $125,000 | -57.6% | 0.0% |
| NEXERA HOLDING LLC | $125,000 | n/a | 0.0% | |
| FirstBank | $255,000 | $115,000 | -54.9% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $145,000 | $115,000 | -20.7% | 0.0% |
| COMPEER FINANCIAL, FLCA | $105,000 | n/a | 0.0% | |
| Cooperative Teachers Credit Union | $305,000 | $105,000 | -65.6% | 0.0% |
| Goldwater Bank, N.A. | $105,000 | n/a | 0.0% | |
| Citizens National Bank of Texas | $65,000 | $95,000 | 46.2% | 0.0% |
| CNB COMMUNITY DEVELOPMENT CORPORATION | $320,000 | $95,000 | -70.3% | 0.0% |
| First Bank | $95,000 | n/a | 0.0% | |
| MK LENDING CORP. | $95,000 | n/a | 0.0% | |
| Chickasaw Community Bank | $85,000 | n/a | 0.0% | |
| HighTechLending Inc | $85,000 | n/a | 0.0% | |
| Alliance Bank | $600,000 | $75,000 | -87.5% | 0.0% |
| MidFirst Bank | $75,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $55,000 | $65,000 | 18.2% | 0.0% |
| Community Bank of Louisiana | $55,000 | n/a | 0.0% | |
| First National Bank of America | $265,000 | $55,000 | -79.2% | 0.0% |
| FIRST SERVICE Credit Union | $55,000 | n/a | 0.0% | |
| United Heritage Credit Union | $335,000 | $55,000 | -83.6% | 0.0% |
| Figure Lending LLC | $35,000 | n/a | 0.0% | |
| PENTAGON FEDERAL CREDIT UNION | $930,000 | $35,000 | -96.2% | 0.0% |
| KELLY COMMUNITY FEDERAL CREDIT UNION | $255,000 | $25,000 | -90.2% | 0.0% |
LONGVIEW's top lender by overall market share is EASTMAN, with 8.4% market share. In second place, with 6.9%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $63,885,000 in loans. In third place, with 5.5%, is QUICKEN LOANS, LLC, having originated $51,015,000 in loans. In fourth place, with 5.3%, is GUILD MORTGAGE COMPANY, having originated $49,200,000 in loans. In fifth place, with 3.4%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $31,905,000 in loans.
LONGVIEW, TX Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,782 | $670,500,000 | $241,014 |
| Cash Out Refi | 504 | $81,080,000 | $160,873 |
| Refi | 402 | $132,410,000 | $329,378 |
| Other | 213 | $27,095,000 | $127,207 |
| Home Improvement | 207 | $17,875,000 | $86,353 |
Longview's most frequently cited loan purpose was Home Purchase, with 2,782 originations. The 2nd most popular reason was Cash Out Refi, with 504 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,382 | $355,470,000 | $257,214 |
| 7-8% | 1,039 | $229,355,000 | $220,746 |
| Over 8% | 708 | $95,980,000 | $135,565 |
| 5-6% | 404 | $127,970,000 | $316,757 |
| 4-5% | 35 | $8,755,000 | $250,143 |
| <2.5% | 30 | $190,000 | $6,333 |
| 3-4% | 4 | $4,080,000 | $1,020,000 |
| 2.5-3% | 1 | $2,255,000 | $2,255,000 |
During 2024, Longview's most frequently originated rate bucket was 6-7%, with 1,382 originations.
Loan Sizing (LONGVIEW, TX MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,523 | $415,575,000 | $272,866 |
| $100k-200k | 1,325 | $199,615,000 | $150,653 |
| $100,000 or less | 895 | $54,065,000 | $60,408 |
| $400k-600k | 270 | $127,740,000 | $473,111 |
| $600k-1000k | 70 | $52,310,000 | $747,286 |
| $Over $1MM | 25 | $79,655,000 | $3,186,200 |
LONGVIEW's loan sizing saw the bucket of loans from $200k-400k with 1,523 originations, totaling $415,575,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,897 | $469,505,000 | $247,499 |
| 60-80% | 701 | $220,785,000 | $314,957 |
| 40-60% | 311 | $56,055,000 | $180,241 |
| 20-40% | 284 | $26,420,000 | $93,028 |
| Under 20% | 265 | $12,485,000 | $47,113 |
| Over 100% | 87 | $21,065,000 | $242,126 |
LONGVIEW's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,897 originations, totaling $469,505,000 in origination value.