SHREVEPORT - BOSSIER CITY Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Shreveport - Bossier City averaged 3.38% for the week of 2021-11-24, compared to the national average of 3.1% for the same period.

The average rate for the prior week (2021-11-18) was 3.08% and one month ago for the week of 2021-10-21, the average rate was 3.27%.

Shreveport - Bossier City's average rate one year ago was 3.1%.

For refis of the same type during the week of 2021-11-24, the average rate was 3.02%.

Loan Type Date Rate
US 30 Year Fixed Rate 2021-11-24 3.1%
Shreveport - Bossier City 30 Year Fixed Rate 2021-11-24 3.38%
Shreveport - Bossier City 30 Year Fixed Rate Refi 2021-11-24 3.02%
Shreveport - Bossier City 15 Year Fixed Rate 2021-11-24 3.12%
Shreveport - Bossier City 15 Year Fixed Rate Refi 2021-11-24 2.7%
Shreveport - Bossier City 30 Year FHA 2021-11-24 3.6%
Shreveport - Bossier City 30 Year FHA Refi 2021-11-24 3.71%
Shreveport - Bossier City 30 Year USDA 2021-11-24 3.57%
Shreveport - Bossier City 30 Year USDA Refi 2021-11-24 3.1%
Shreveport - Bossier City 30 Year VA 2021-11-24 3.15%
Shreveport - Bossier City 30 Year VA Refi 2021-11-24 2.91%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SHREVEPORT-BOSSIER CITY, LA.

SHREVEPORT - BOSSIER CITY Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the SHREVEPORT-BOSSIER CITY, LA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2020 Avg. 30yFix Rate 2020 Avg. Total Fees
Home Federal Bank 365 2.96% $2,796
Red River Bank 232 2.94% $2,880
QUICKEN LOANS, LLC 194 3.35% $4,977
STANDARD MORTGAGE CORPORATION 185 2.92% $3,278
EUSTIS AND AMERICAN MORTGAGE COMPANY 164 3.11% $3,851
BancorpSouth Bank 146 3.48% $3,325
Regions Bank 133 3.41% $2,932
FIDELITY BANK 132 3.20% $4,003
BARKSDALE 127 2.96% $4,322
Goldwater Bank, N.A. 107 3.21% $3,630
Origin Bank 104 3.17% $3,476
MID AMERICA MORTGAGE, INC. 102 3.50% $3,901
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 100 3.32% $3,596
PIERREMONT MORTGAGE, INC. 93 2.99% $1,701
CALIBER HOME LOANS, INC. 86 3.39% $3,980
Citizens Bank, National Association 65 3.25% $3,658
MOVEMENT MORTGAGE, LLC 62 3.34% $3,811
UNITED WHOLESALE MORTGAGE, LLC 61 3.07% $6,377
GMFS LLC 61 3.35% $3,213
FBT Mortgage, L.L.C. 57 2.87% $4,112
PLANET HOME LENDING, LLC 44 3.64% $4,529
JPMorgan Chase Bank, National Association 43 3.41% $3,298
FirstTrust Home Loans, Inc. 43 3.16% $4,024
DSLD MORTGAGE, LLC 43 3.08% $871
UNION HOME MORTGAGE CORP. 38 3.60% $4,570
LOANDEPOT.COM, LLC 33 3.46% $4,347
FBC MORTGAGE, LLC 31 3.40% $4,334
Wells Fargo Bank, National Association 31 3.50% $2,274
Trustmark National Bank 30 3.17% $3,093
Assurance Financial Group, L.L.C. 30 3.17% $3,904
NATIONSTAR MORTGAGE LLC 27 3.47% $5,480
AMERISAVE MORTGAGE CORPORATION 26 2.95% $5,232
Bossier Federal Credit Union 21 2.76% $4,046
Iberiabank 17 3.20% $3,301
PLAZA HOME MORTGAGE, INC. 16 3.85% $3,414
PENNYMAC LOAN SERVICES, LLC 15 3.27% $5,451
NAVY FEDERAL CREDIT UNION 14 4.11% $5,363
HOMESPIRE MORTGAGE CORPORATION 14 3.53% $5,051
SENTE MORTGAGE, INC. 13 3.23% $5,277
U.S. Bank National Association 11 3.70% $4,417
HOME POINT FINANCIAL CORPORATION 10 3.32% $4,063
USAA Federal Savings Bank 9 4.03% $3,501
Sabine State Bank and Trust Company 9 3.18% $5,183
ANECA Federal Credit Union 9 4.31% $6,387
NEWREZ LLC 9 3.57% $4,526
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 8 3.42% $3,182
PENTAGON FEDERAL CREDIT UNION 7 2.88% $3,441
SOUTHWEST FUNDING, LP 7 3.54% $5,278
Flagstar Bank, FSB 6 3.45% $4,783
Campus Federal Credit Union 6 3.06% $9,174
LHM FINANCIAL CORPORATION 6 3.79% $3,542
Truist Bank 6 3.38% $3,750
RELIANCE FIRST CAPITAL, LLC 5 3.60% $7,800
Bank of America, National Association 5 3.55% $3,534
Bank of England 5 4.23% $4,100
NBKC BANK 5 3.20% $3,413
AMERICAN FINANCIAL NETWORK, INC. 5 3.03% $6,751
ROYAL UNITED MORTGAGE LLC 5 3.40% $6,070
Wyndham Capital Mortgage, Inc. 4 3.13% $3,357
BETTER MORTGAGE CORPORATION 4 2.72% $4,432
BROKER SOLUTIONS, INC. 4 3.22% $3,852
Century Next Bank 4 2.91% $3,656
CRESCENT MORTGAGE COMPANY 4 3.91% $3,799
HOMESIDE FINANCIAL, LLC 4 4.06% $2,947
Renasant Bank 4 3.12% $5,372
The Federal Savings Bank 4 3.28% $5,467
THRIVE MORTGAGE, LLC 4 2.94% $4,261
Colonial Savings, F.A. 3 3.29% $2,775
ROUNDPOINT MORTGAGE SERVICING CORPORATION 3 3.38% $2,080
MEMBER ADVANTAGE MORTGAGE, LLC 3 3.50% $5,459
Texas Bank Financial 3 3.63% $4,053
Northpointe Bank 3 2.92% $2,949
SIRVA MORTGAGE, INC. 3 3.46% $987
BOKF, National Association 3 4.67% $4,234
HOMEBRIDGE FINANCIAL SERVICES, INC. 3 3.17% $3,689
Hancock Whitney Bank 3 3.13% $4,401
GSF Mortgage Corporation 3 3.63% $5,375
La Capitol Federal Credit Union 3 3.29% $3,139
Paramount Residential Mortgage Group, Inc. 3 3.38% $7,615
MICHIGAN MUTUAL, INC. 2 3.44% $2,932
TIAA, FSB 2 3.38% $159
CMG MORTGAGE, INC. 2 4.19% $3,920
Carrington Mortgage Services, LLC 2 3.56% $4,012
AMERICAN FINANCING CORPORATION 2 3.38% $10,749
AMERICAN FINANCIAL RESOURCES, INC. 2 3.81% $4,130
AMCAP MORTGAGE, LTD. 2 3.25% $6,167
UNIVERSITY LENDING GROUP, LLC 2 3.75% $4,441
MORTGAGE FINANCIAL SERVICES, LLC 2 3.25% $3,691
MUTUAL OF OMAHA MORTGAGE, INC. 2 2.69% $5,859
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 3.43% $3,883
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 2.93% $3,137
NATIONS DIRECT MORTGAGE, LLC 2 2.93% $4,145
Raymond James Bank, National Association 2 3.31% $3,383
Dollar Bank, Federal Savings Bank 2 3.63% $5,688
KELLER MORTGAGE, LLC 2 3.19% $2,650
Axos Bank 2 3.31% $1,206
CHURCHILL MORTGAGE CORPORATION 2 3.38% $4,271
US MORTGAGE CORPORATION 2 3.13% $4,106
HOMESTEAD FUNDING CORP. 2 3.19% $3,850
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 2 4.31% $3,460
Merchants Bank of Indiana 2 2.88% $2,308
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 2 2.94% $3,728
BAYSHORE MORTGAGE FUNDING, LLC 1 3.50% $4,088
Barrington Bank & Trust Company, N.A. 1 3.49% $4,645
Bank Independent 1 3.38% $4,977
ADVANCIAL 1 3.13% $3,499
Arvest Bank 1 3.50% $2,762
Armed Forces Bank, National Association 1 2.88% $3,595
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 3.38% $1,312
SOFI LENDING CORP. 1 3.38% $2,956
Ameris Bank 1 3.38% $3,258
SPRING EQ, LLC 1 3.38% $2,157
American Mortgage Bank, LLC 1 3.88% $5,937
STEARNS LENDING, LLC 1 2.88% $8,533
TEXAS TECH 1 2.75% $3,499
ACADEMY MORTGAGE CORPORATION 1 3.13% $3,544
TJC Mortgage, Inc. 1 3.13% $3,233
Trinity Oaks Mortgage, LLC 1 3.00% $4,425
AMERICAN INTERNET MORTGAGE, INC. 1 3.38% $2,613
Ally Bank 1 3.25% $4,700
AHL FUNDING 1 4.00% $11,185
First Home Bank 1 2.75% $12,081
First Savings Bank 1 3.00% $8,706
First State Bank of St. Charles, Missouri 1 2.75% $4,251
FIRST COMMUNITY MORTGAGE, INC. 1 3.25% $6,643
First Federal Bank 1 3.38% $8,653
FREEDOM MORTGAGE CORPORATION 1 2.88% $4,936
Gateway First Bank 1 2.88% $3,374
EVANSVILLE TEACHERS 1 2.75% $4,862
EMM LOANS LLC 1 3.00% $7,539
Greenbox Loans, Inc. 1 6.63% $3,311
GUILD MORTGAGE COMPANY 1 3.38% $2,784
EASTMAN 1 3.38% $3,648
Discover Bank 1 4.99% $0
CROSSCOUNTRY MORTGAGE, LLC 1 3.50% $8,870
IMPAC MORTGAGE CORP. 1 3.50% $2,888
Ixonia Bank 1 2.75% $3,426
Countybank 1 3.13% $3,135
LEADERONE FINANCIAL CORPORATION 1 3.63% $4,560
LENDERFI, INC. 1 2.88% $981
CORNERSTONE HOME LENDING, INC. 1 3.00% $3,306
Manufacturers and Traders Trust Company 1 4.13% $5,065
MORTGAGE ACCESS CORP. 1 2.63% $3,105
City National Bank 1 3.82% $4,873
Citibank, National Association 1 2.88% $3,821
CIS Financial Services, Inc. 1 2.75% $4,136
Chickasaw Community Bank 1 2.75% $2,280
North American Savings Bank, F.S.B. 1 3.63% $1,782
NP, Inc. 1 2.75% $3,922
OCEANSIDE MORTGAGE COMPANY 1 3.13% $1,922
OCMBC, INC. 1 3.38% $3,726
CHERRY CREEK MORTGAGE, LLC 1 2.63% $315
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 3.38% $3,187
PANORAMA MORTGAGE GROUP, LLC 1 3.88% $4,953
Paramount Bank 1 3.38% $0
CENTRIC 1 4.00% $3,780
Plains Commerce Bank 1 3.63% $6,685
BLUELEAF LENDING, LLC 1 3.88% $3,286
BBVA USA 1 3.50% $4,066
PNC Bank, National Association 1 3.75% $2,684

SHREVEPORT-BOSSIER CITY, LA's 160 lenders originated 12,762 loans during 2020. The total origination value was $2,654,240,000, with an average loan value of $207,980.

The top SHREVEPORT - BOSSIER CITY lender as defined by loan originations is Home Federal Bank, with 365 loans originated. Their average total fees are $2,796, which is $83 lower than the next largest lender, Red River Bank.

The lowest fee SHREVEPORT - BOSSIER CITY lenders (with over 10 loans originated) are DSLD MORTGAGE, LLC ($871), PIERREMONT MORTGAGE, INC. ($1,701), Wells Fargo Bank, National Association ($2,274), Home Federal Bank ($2,796) and Red River Bank ($2,880).

The lowest rate SHREVEPORT - BOSSIER CITY lenders (with over 10 loans originated) are Bossier Federal Credit Union (2.76%), FBT Mortgage, L.L.C. (2.87%), STANDARD MORTGAGE CORPORATION (2.92%), Red River Bank (2.94%) and AMERISAVE MORTGAGE CORPORATION (2.95%).

SHREVEPORT-BOSSIER CITY, LA Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2019 Loan Value 2020 Loan Value % Change 2020 Market Share
Home Federal Bank $91,280,000 $191,040,000 109.3% 7.2%
Red River Bank $78,045,000 $152,400,000 95.3% 5.7%
Freedom Mortgage Corporation $32,575,000 $131,690,000 304.3% 5.0%
Quicken Loans $63,075,000 $127,925,000 102.8% 4.8%
Mid America Mortgage Inc. $83,880,000 $97,700,000 16.5% 3.7%
Citizens National Bank N.A. $58,725,000 $97,550,000 66.1% 3.7%
Caliber Home Loans Inc $55,185,000 $80,655,000 46.2% 3.0%
Standard Mortgage Corporation $42,585,000 $77,275,000 81.5% 2.9%
Fidelity Bank $44,070,000 $74,765,000 69.7% 2.8%
Eustis Mortgage Corporation $37,160,000 $74,470,000 100.4% 2.8%
BancorpSouth Bank $69,125,000 $74,140,000 7.3% 2.8%
REGIONS BANK $36,775,000 $73,380,000 99.5% 2.8%
Citizens Bank & Trust Company of Vivian Louisiana $37,455,000 $64,190,000 71.4% 2.4%
Barksdale Federal Credit Union $36,370,000 $62,625,000 72.2% 2.4%
FAIRWAY INDEPENDENT MORT CORP $37,880,000 $59,195,000 56.3% 2.2%
Goldwater Bank National Association $29,355,000 $53,445,000 82.1% 2.0%
Planet Home Lending LLC $33,930,000 $49,335,000 45.4% 1.9%
Origin Bank $38,035,000 $48,885,000 28.5% 1.8%
Nationstar Mortgage $17,495,000 $41,315,000 136.2% 1.6%
MOVEMENT MORTGAGE, LLC $26,295,000 $38,925,000 48.0% 1.5%
Pierremont Mortgage $10,715,000 $38,015,000 254.8% 1.4%
Mortgage Research Center LLC $24,100,000 $37,395,000 55.2% 1.4%
United Shore Financial Services LLC $24,025,000 $37,270,000 55.1% 1.4%
Cross Keys Bank $6,470,000 $33,760,000 421.8% 1.3%
Lakeview Loan Servicing, LLC $9,890,000 $27,630,000 179.4% 1.0%
GMFS LLC $16,200,000 $25,535,000 57.6% 1.0%
FBT Mortgage LLC $25,080,000 n/a 0.9%
CBNA $17,610,000 $22,340,000 26.9% 0.8%
IBERIABANK $13,855,000 $21,555,000 55.6% 0.8%
PENNYMAC LOAN SERVICES LLC $6,710,000 $21,270,000 217.0% 0.8%
loanDepot LLC $18,060,000 $20,510,000 13.6% 0.8%
Trustmark National Bank $8,335,000 $20,275,000 143.3% 0.8%
FBC Mortgage LLC $13,610,000 $19,965,000 46.7% 0.8%
USAA FEDERAL SAVINGS BANK $24,685,000 $19,695,000 -20.2% 0.7%
Union Home Mortgage Company $9,860,000 $19,180,000 94.5% 0.7%
FirstTrust Home Loans, Inc. (Formerly First Arkansas Financial, Inc.) $12,930,000 $18,895,000 46.1% 0.7%
JPMorgan Chase Bank, NA $16,120,000 $18,510,000 14.8% 0.7%
Progressive Bank $14,285,000 $15,995,000 12.0% 0.6%
Clearpath Lending $5,225,000 $15,140,000 189.8% 0.6%
WELLS FARGO BANK NA $11,535,000 $14,575,000 26.4% 0.5%
Community Bank of Louisiana $11,410,000 $13,910,000 21.9% 0.5%
BOM Bank $4,970,000 $13,905,000 179.8% 0.5%
Homespire Mortgage Corporation $13,695,000 n/a 0.5%
Progressive National Bank $5,040,000 $13,500,000 167.9% 0.5%
Southwest Funding LP $2,375,000 $13,395,000 464.0% 0.5%
Plaza Home Mortgage Inc. $3,975,000 $12,430,000 212.7% 0.5%
NAVY FEDERAL CREDIT UNION $9,495,000 $12,010,000 26.5% 0.5%
Amerisave Mortgage Corporation $2,570,000 $11,360,000 342.0% 0.4%
21ST MORTGAGE $7,890,000 $11,020,000 39.7% 0.4%
The Federal Savings Bank $6,425,000 $10,785,000 67.9% 0.4%
NewDay Financial LLC dba NewDay USA $3,740,000 $10,540,000 181.8% 0.4%
Village Capital & Investment $1,285,000 $9,790,000 661.9% 0.4%
Home Point Financial Corporation $9,725,000 $9,560,000 -1.7% 0.4%
Access Bank $8,835,000 n/a 0.3%
HomeBridge Financial Services, Inc. $9,195,000 $8,530,000 -7.2% 0.3%
NEWREZ LLC $4,795,000 $8,430,000 75.8% 0.3%
CARRINGTON MORTGAGE SERVICES $4,370,000 $8,070,000 84.7% 0.3%
Bossier Federal Credit Union $2,395,000 $7,740,000 223.2% 0.3%
Carter Federal Credit Union $6,840,000 $7,690,000 12.4% 0.3%
American Financial Network Inc. $1,720,000 $6,810,000 295.9% 0.3%
Nations Direct Mortgage LLC $6,555,000 n/a 0.2%
NBKC Bank $4,495,000 $6,335,000 40.9% 0.2%
Thrive Mortgage LLC $705,000 $6,035,000 756.0% 0.2%
AmeriHomeMortgageCompany,LL $1,555,000 $5,585,000 259.2% 0.2%
Sente Mortgage Inc. $3,750,000 $5,570,000 48.5% 0.2%
Gibsland Bank $10,445,000 $5,475,000 -47.6% 0.2%
Business First Bank $3,235,000 $5,070,000 56.7% 0.2%
Campus Federal Credit Union $3,435,000 $4,845,000 41.0% 0.2%
First Guaranty Mortgage Corporation $2,215,000 $4,825,000 117.8% 0.2%
Aneca Federal Credit Union $1,290,000 $4,775,000 270.2% 0.2%
American Financial Resources Inc. $3,555,000 $4,585,000 29.0% 0.2%
First Community Mortgage Inc. $4,295,000 $4,500,000 4.8% 0.2%
Low VA Rates $1,535,000 $4,480,000 191.9% 0.2%
Sabine State Bank and Trust Company $755,000 $4,370,000 478.8% 0.2%
US BANK, N.A. $4,740,000 $4,345,000 -8.3% 0.2%
KeyBank National Association $670,000 $4,265,000 536.6% 0.2%
Chambers Bank $4,055,000 n/a 0.2%
Pentagon Federal Credit Union $220,000 $3,880,000 1,663.6% 0.1%
Mortgage Financial Services LLC $1,055,000 $3,820,000 262.1% 0.1%
CIS Financial Services, Inc. $3,795,000 n/a 0.1%
Cardinal Financial Company LP $2,390,000 $3,650,000 52.7% 0.1%
Guaranty Bank & Trust Company of Delhi Louisiana $540,000 $3,615,000 569.4% 0.1%
North American Savings Bank $2,455,000 $3,510,000 43.0% 0.1%
Arbor Realty Trust Inc $3,505,000 n/a 0.1%
Bank of America NA $7,000,000 $3,400,000 -51.4% 0.1%
FirstBank $485,000 $3,170,000 553.6% 0.1%
First Guaranty Bank $2,120,000 $3,150,000 48.6% 0.1%
Flagstar Bank $2,795,000 $3,120,000 11.6% 0.1%
Sun West Mortgage Company Inc. $965,000 $3,110,000 222.3% 0.1%
Primary Residential Mortgage Inc. $555,000 $3,035,000 446.8% 0.1%
Branch Banking And Trust Co $3,030,000 n/a 0.1%
United Built Homes, LLC $2,575,000 $2,905,000 12.8% 0.1%
GSF Mortgage Corporation $5,170,000 $2,735,000 -47.1% 0.1%
Better Mortgage Corporation $740,000 $2,690,000 263.5% 0.1%
US Mortgage of Florida $2,605,000 n/a 0.1%
Synergy One Lending $1,720,000 $2,485,000 44.5% 0.1%
BNC NATIONAL BANK $975,000 $2,440,000 150.3% 0.1%
Triad Financial Services Inc $650,000 $2,350,000 261.5% 0.1%
Wyndham Capital Mortgage $405,000 $2,215,000 446.9% 0.1%
Churchill Mortgage Corporation $745,000 $2,210,000 196.6% 0.1%
Member Advantage Mortgage $1,965,000 $2,095,000 6.6% 0.1%
Barrington Bank & Trust $2,430,000 $2,070,000 -14.8% 0.1%
Century Next Bank $1,565,000 $2,045,000 30.7% 0.1%
Reliance First Capital LLC $1,115,000 $2,015,000 80.7% 0.1%
Homeside Financial LLC $11,850,000 $2,010,000 -83.0% 0.1%
Homestead Funding Corp. $450,000 $1,935,000 330.0% 0.1%
New American Funding (dba for Broker Solutions Inc) $1,230,000 $1,825,000 48.4% 0.1%
Nations Lending Corporation $815,000 $1,785,000 119.0% 0.1%
Paramount Residential Mortgage Group Inc. $1,835,000 $1,670,000 -9.0% 0.1%
PNC BANK NA $610,000 $1,615,000 164.8% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC $1,850,000 $1,525,000 -17.6% 0.1%
Bank of England $820,000 $1,515,000 84.8% 0.1%
OCMBC Inc. $185,000 $1,490,000 705.4% 0.1%
PHH MORTGAGE CORPORATION $180,000 $1,475,000 719.4% 0.1%
Royal United Mortgage LLC $465,000 $1,455,000 212.9% 0.1%
Capitol Federal Savings Bank $895,000 $1,400,000 56.4% 0.1%
Cascade Financial Services $645,000 $1,350,000 109.3% 0.1%
Oceanside Mortgage Company $1,095,000 $1,345,000 22.8% 0.1%
Texas Bank Financial $1,340,000 n/a 0.1%
Hancock Whitney Bank $350,000 $1,300,000 271.4% 0.0%
Stearns Lending $4,825,000 $1,275,000 -73.6% 0.0%
Bank 2 $730,000 $1,215,000 66.4% 0.0%
Reliant Bank $1,165,000 n/a 0.0%
Colonial Savings $425,000 $1,145,000 169.4% 0.0%
Equity Prime Mortgage LLC $1,145,000 n/a 0.0%
American Financing Corporation $1,140,000 n/a 0.0%
Red River Employees Federal Credit Union $610,000 $1,125,000 84.4% 0.0%
Trinity Oaks Mortgage LLC $1,245,000 $1,120,000 -10.0% 0.0%
Raymond James Bank National Association $195,000 $1,080,000 453.8% 0.0%
AAG $605,000 $1,075,000 77.7% 0.0%
RENASANT BANK $170,000 $1,075,000 532.4% 0.0%
UBS Bank USA $1,055,000 n/a 0.0%
Crescent Mortgage Company $1,940,000 $1,035,000 -46.6% 0.0%
Sirva Mortgage Inc. $175,000 $960,000 448.6% 0.0%
PRIMELENDING $670,000 $955,000 42.5% 0.0%
Armed Forces Bank $930,000 n/a 0.0%
LenderFi, Inc. $335,000 $905,000 170.1% 0.0%
Magnolia Bank Incorporated $1,670,000 $905,000 -45.8% 0.0%
Evansville Teachers Federal Credit Union $880,000 n/a 0.0%
GATEWAY MORTGAGE GROUP $4,695,000 $865,000 -81.6% 0.0%
Intercontinental Capital Group, Inc. $855,000 n/a 0.0%
Cherry Creek Mortgage Co. Inc. $810,000 n/a 0.0%
LHM Financial DBA CNN Mortgage $795,000 n/a 0.0%
Pacific Residential Mortgage LLC $795,000 n/a 0.0%
Northpointe Bank $430,000 $750,000 74.4% 0.0%
First Home Bank $595,000 $745,000 25.2% 0.0%
US Mortgage Corporation $475,000 $725,000 52.6% 0.0%
CAPITAL BANK, NA $865,000 $715,000 -17.3% 0.0%
Sovereign Lending Group, Inc $765,000 $715,000 -6.5% 0.0%
Embrace Home Loans, Inc. $705,000 n/a 0.0%
United Security Financial $705,000 n/a 0.0%
CMG Mortgage Inc. $800,000 $685,000 -14.4% 0.0%
LendUS LLC dba RPM Mortgage $650,000 n/a 0.0%
Mid-Continent Funding, Inc. $145,000 $635,000 337.9% 0.0%
Merchants Bank of Indiana $185,000 $630,000 240.5% 0.0%
First Federal Bank of Kansas City $620,000 n/a 0.0%
Prime Choice Funding, Inc. $550,000 $615,000 11.8% 0.0%
Accelerate Mortgage $600,000 n/a 0.0%
First Savings Bank $680,000 $590,000 -13.2% 0.0%
Bayshore Mortgage Funding LLC $315,000 $585,000 85.7% 0.0%
DOLLAR BANK, FSB $580,000 n/a 0.0%
SoFi Lending Corp $580,000 n/a 0.0%
CIBC Bank USA $575,000 n/a 0.0%
Finance of America Reverse LLC $145,000 $570,000 293.1% 0.0%
Texas Tech Federal Credit Union $570,000 n/a 0.0%
Keller Mortgage LLC $1,970,000 $560,000 -71.6% 0.0%
Axos Bank $115,000 $550,000 378.3% 0.0%
GULF COAST BANK AND TRUST $545,000 n/a 0.0%
University Lending Group LLC $1,285,000 $540,000 -58.0% 0.0%
M&T Bank $530,000 n/a 0.0%
American Mortgage Bank $165,000 $525,000 218.2% 0.0%
KS StateBank $1,200,000 $520,000 -56.7% 0.0%
TIAA, FSB $1,925,000 $485,000 -74.8% 0.0%
Mortgage Solutions of Colorado LLC $745,000 $470,000 -36.9% 0.0%
PriorityOne Bank $165,000 $470,000 184.8% 0.0%
City National Bank $465,000 n/a 0.0%
BOKF NA $1,015,000 $455,000 -55.2% 0.0%
PELICAN STATE CREDIT UNION $740,000 $450,000 -39.2% 0.0%
AimLoan.com $180,000 $440,000 144.4% 0.0%
Alterra Group LLC dba Alterra Home Loans $3,890,000 $435,000 -88.8% 0.0%
Best Capital Funding $4,220,000 $435,000 -89.7% 0.0%
Guild Mortgage Company $435,000 n/a 0.0%
MLD Mortgage Inc. $430,000 n/a 0.0%
BM REAL ESTATE SERVICES, INC. $425,000 n/a 0.0%
First State Bank Of St. Charles Missouri $205,000 $425,000 107.3% 0.0%
Meridian Bank $375,000 $405,000 8.0% 0.0%
DEVON BANK $400,000 n/a 0.0%
Guaranteed Rate Inc. $1,160,000 $400,000 -65.5% 0.0%
Plains Commerce Bank $400,000 n/a 0.0%
Cf Bank National Association $395,000 n/a 0.0%
Texana Bank, N.A. $395,000 n/a 0.0%
Amcap Mortgage Ltd. $1,600,000 $385,000 -75.9% 0.0%
Homeland Federal Savings Bank $295,000 $385,000 30.5% 0.0%
Sunflower Bank, N.A. $380,000 n/a 0.0%
Supreme Lending/ Everett Financial Inc. $115,000 $380,000 230.4% 0.0%
NBH Bank $345,000 n/a 0.0%
TJC Mortgage, Inc. $355,000 $345,000 -2.8% 0.0%
LeaderOne Financial Corp. $245,000 $340,000 38.8% 0.0%
CSL Financial, LLC $500,000 $335,000 -33.0% 0.0%
FIRST NATIONAL BANK $325,000 n/a 0.0%
IAA CREDIT UNION $325,000 n/a 0.0%
Congressional Federal Credit Union $310,000 n/a 0.0%
American Homestar Mortgage LLC $295,000 n/a 0.0%
COMPASS BANK $195,000 $295,000 51.3% 0.0%
Belem Servicing, LLC dba Patriot Home Mortgage $275,000 n/a 0.0%
James B. Nutter & Company $275,000 n/a 0.0%
Network Capital Funding Corporation $335,000 $275,000 -17.9% 0.0%
Academy Mortgage Corporation $265,000 n/a 0.0%
Citibank, N.A. $100,000 $265,000 165.0% 0.0%
Eastman Credit Union $265,000 n/a 0.0%
Paramount Bank $265,000 n/a 0.0%
Weichert Financial Services $255,000 $265,000 3.9% 0.0%
SWBC Mortgage Corporation $260,000 n/a 0.0%
Discover Bank $490,000 $255,000 -48.0% 0.0%
First Federal Bank A FSB $255,000 n/a 0.0%
Keesler Federal Credit Union $455,000 $255,000 -44.0% 0.0%
Beckham Funding Corp $245,000 n/a 0.0%
CORNERSTONE HOME LENDING, INC. $245,000 n/a 0.0%
Impac Mortgage Corp. dba CashCall Mortgage $390,000 $245,000 -37.2% 0.0%
Members Cooperative Credit Union $390,000 $245,000 -37.2% 0.0%
BLUELEAF LENDING, LLC $225,000 n/a 0.0%
FIRST NATIONAL BANK OF MIDDLE TENNESSEE $225,000 n/a 0.0%
Highlands Residential Mortgage Ltd $220,000 n/a 0.0%
Michigan Mutual, Inc. DBA MiMutual Mortgage $955,000 $220,000 -77.0% 0.0%
Geneva Financial LLC $155,000 $205,000 32.3% 0.0%
Ark-La-Tex Financial Services LLC $185,000 $195,000 5.4% 0.0%
Nations Reliable Lending, LLC $175,000 $195,000 11.4% 0.0%
First National Bank $650,000 $190,000 -70.8% 0.0%
Commerce Home Mortgage Inc. $185,000 n/a 0.0%
Credit Human Federal Credit Union $35,000 $180,000 414.3% 0.0%
Advancial Federal Credit Union $175,000 n/a 0.0%
Greenbox Loans Inc. $175,000 n/a 0.0%
SPRING EQ, LLC $155,000 $175,000 12.9% 0.0%
DIRECT MORTGAGE CORP $165,000 n/a 0.0%
E Mortgage Management LLC $165,000 n/a 0.0%
First Option Mortgage LLC $165,000 n/a 0.0%
Open Mortgage LLC $165,000 n/a 0.0%
Premia Mortgage, LLC $400,000 $165,000 -58.8% 0.0%
Union Bank & Trust $155,000 n/a 0.0%
American Nationwide Mortgage Company $145,000 n/a 0.0%
Bank Independent $145,000 n/a 0.0%
Blue Ridge Bank, NA $145,000 n/a 0.0%
United Premier Funding LLC $155,000 $145,000 -6.5% 0.0%
Alliant Credit Union $135,000 n/a 0.0%
Baxter Credit Union $490,000 $135,000 -72.4% 0.0%
Longbridge Financial, LLC $430,000 $135,000 -68.6% 0.0%
AMERIS BANK $125,000 n/a 0.0%
Countybank $125,000 n/a 0.0%
LendingOne LLC $105,000 $125,000 19.0% 0.0%
ARVEST BANK $115,000 n/a 0.0%
Centric Federal Credit Union $115,000 n/a 0.0%
Farmers Bank & Trust Company $160,000 $115,000 -28.1% 0.0%
RAYNE STATE BANK & TRUST COMPANY $115,000 n/a 0.0%
EFCU Financial $105,000 n/a 0.0%
Ixonia Bank $105,000 n/a 0.0%
Notre Dame Federal Credit Union $105,000 n/a 0.0%
Quorum Federal Credit Union $55,000 $105,000 90.9% 0.0%
Hometown Lenders LLC $185,000 $95,000 -48.6% 0.0%
Home Bank National Association $85,000 n/a 0.0%
Home Loan Investment Bank $230,000 $75,000 -67.4% 0.0%
United States Senate Federal Credit Union $440,000 $75,000 -83.0% 0.0%
Memphis City Employees Credit Union $65,000 n/a 0.0%
MidFirst Bank $55,000 n/a 0.0%
Texar Federal Credit Union $155,000 $45,000 -71.0% 0.0%
South Lafourche Bank $35,000 n/a 0.0%

SHREVEPORT - BOSSIER CITY's top lender by overall market share is Home Federal Bank, with 7.2% market share. In second place, with 5.7%, is Red River Bank, having originated $152,400,000 in loans. In third place, with 5.0%, is Freedom Mortgage Corporation, having originated $131,690,000 in loans. In third place, with 4.8%, is Quicken Loans, having originated $127,925,000 in loans. In third place, with 3.7%, is Mid America Mortgage Inc., having originated $97,700,000 in loans.


SHREVEPORT-BOSSIER CITY, LA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 5,600 $1,231,480,000 $219,907
Home Purchase 5,495 $1,112,905,000 $202,530
Cash Out Refi 1,211 $265,685,000 $219,393
Home Improvement 249 $18,665,000 $74,960
Other 207 $25,505,000 $123,213

Shreveport - Bossier City's most frequently cited loan purpose was Refi, with 5,600 originations. The 2nd most popular reason was Home Purchase, with 5,495 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 4,333 $886,535,000 $204,601
2.5-3% 4,089 $934,885,000 $228,634
<2.5% 1,540 $349,530,000 $226,968
4-5% 879 $144,655,000 $164,568
5-6% 295 $35,895,000 $121,678
Over 8% 135 $10,455,000 $77,444
6-7% 75 $7,565,000 $100,867
7-8% 67 $4,595,000 $68,582

During 2020, Shreveport - Bossier City's most frequently originated rate bucket was 3-4%, with 4,333 originations.

Loan Sizing (SHREVEPORT-BOSSIER CITY, LA MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 5,092 $774,450,000 $152,092
$200k-400k 4,820 $1,293,110,000 $268,280
$100,000 or less 2,084 $130,890,000 $62,807
$400k-600k 638 $295,940,000 $463,856
$600k-1000k 84 $64,040,000 $762,381
$Over $1MM 44 $95,810,000 $2,177,500

SHREVEPORT - BOSSIER CITY's loan sizing saw the bucket of loans from $100k-200k with 5,092 originations, totaling $774,450,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 5,621 $1,197,975,000 $213,125
60-80% 2,522 $563,180,000 $223,307
40-60% 712 $133,930,000 $188,104
Over 100% 409 $117,445,000 $287,152
20-40% 367 $43,015,000 $117,207
Under 20% 299 $14,925,000 $49,916

SHREVEPORT - BOSSIER CITY's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 5,621 originations, totaling $1,197,975,000 in origination value.