Shreveport VA Loan Rates, Closing Costs & Stats

SHREVEPORT-BOSSIER CITY, LA

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Shreveport's 92 lenders originated 1,072 VA loans during 2024. The total origination value was $307,730,000, with an average VA loan value of $287,062.

    Shreveport VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Shreveport averaged 0.36% for the week of 2025-07-04, compared to the national average (all VA variants) of 0% for the same period.

    Shreveport's average VA mortgage closing costs are $5,680.

    The average rate for the prior week (2025-06-27) was 6.79% and one month ago for the week of 2025-05-30, the average rate was 6.62%.

    The average rate one year ago was 6.73%.

    For refis of the same type during the week of 2025-07-04, the average rate was 0.09%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Shreveport VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Shreveport level.

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Mortgage Research Center, LLC 137 6.49% $4,855
    DSLD MORTGAGE, LLC 84 5.81% $6,586
    NAVY FEDERAL CREDIT UNION 84 5.98% $7,258
    UNITED WHOLESALE MORTGAGE, LLC 74 6.12% $5,387
    FREEDOM MORTGAGE CORPORATION 61 6.03% $6,824
    Origin Bank 56 6.10% $5,922
    PLANET HOME LENDING, LLC 47 6.14% $6,942
    QUICKEN LOANS, LLC 34 6.25% $9,586
    MOVEMENT MORTGAGE, LLC 29 6.71% $9,682
    PENNYMAC LOAN SERVICES, LLC 27 5.69% $5,925
    USAA Federal Savings Bank 25 6.19% $10,000
    NEWREZ LLC 22 6.30% $5,886
    GUARANTEED RATE, INC. 18 6.14% $4,367
    EUSTIS AND AMERICAN MORTGAGE COMPANY 17 6.77% $7,226
    NEW DAY FINANCIAL, LLC 16 7.65% $8,301
    S1L, Inc. 15 6.43% $7,946
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 15 6.46% $10,682
    VILLAGE CAPITAL MORTGAGE 14 5.77% $3,604
    Red River Bank 13 6.00% $7,101
    FIDELITY BANK 13 6.56% $8,044
    The Federal Savings Bank 10 6.56% $17,866
    Assurance Financial Group, L.L.C. 9 6.60% $6,538
    GUILD MORTGAGE COMPANY 9 6.57% $10,492
    Prosperity Home Mortgage, LLC 9 6.44% $7,471
    PIERREMONT MORTGAGE, INC. 6 6.21% $2,850
    Equity Prime Mortgage LLC 6 6.54% $5,927
    CLEARPATH LENDING 6 5.87% $7,911
    Mr. Cooper ( Nationstar Mortgage ) 5 5.60% $4,689
    MORTGAGE SOLUTIONS OF COLORADO, LLC 5 6.90% $2,989
    BARKSDALE 5 6.55% $12,054
    Barrington Bank & Trust Company, N.A. 5 6.45% $5,057
    Trustmark National Bank 5 6.28% $9,649
    LOANDEPOT.COM, LLC 4 6.31% $7,410
    CROSSCOUNTRY MORTGAGE, LLC 4 6.94% $3,985
    STANDARD MORTGAGE CORPORATION 4 6.00% $7,357
    UNION HOME MORTGAGE CORP. 4 6.50% $9,755
    BancorpSouth 4 6.44% $13,538
    HOMEBRIDGE FINANCIAL SERVICES, INC. 3 6.21% $2,572
    Lakeview Community Capital, LLC 3 5.79% $7,097
    HOMESIDE FINANCIAL, LLC 3 6.33% $10,068
    Paramount Residential Mortgage Group, Inc. 3 7.08% $7,388
    AMERICAN PORTFOLIO MORTGAGE CORPORATION 3 6.58% $3,816
    Armed Forces Bank 3 5.75% $6,023
    Carrington Mortgage Services, LLC 3 6.04% $6,943
    BROKER SOLUTIONS, INC. 2 6.87% $13,815
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 6.56% $4,324
    FIRST COMMUNITY MORTGAGE, INC. 2 7.38% $2,145
    Flagstar Bank, FSB 2 6.60% $8,032
    MUTUAL OF OMAHA MORTGAGE, INC. 2 5.63% $19,778
    NBKC BANK 2 5.81% $5,562
    PENTAGON FEDERAL CREDIT UNION 2 6.69% $7,291
    SOUTHWEST FUNDING, LP 2 6.19% $6,270
    STOCKTON MORTGAGE CORPORATION 2 6.19% $7,473
    TOWNE MORTGAGE COMPANY 2 6.12% $15,201
    KEESLER 1 5.63% $3,543
    NBH Bank 1 5.75% $2,008
    Bank of England 1 6.25% $8,120
    JPMorgan Chase Bank 1 5.49% $3,722
    Home Federal Bank 1 5.50% $21,614
    Old National Bank 1 4.75% $10,894
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.75% $835
    GUARANTEED RATE AFFINITY, LLC 1 6.25% $3,650
    Great Southern Bank 1 6.50% $8,111
    AXIA FINANCIAL, LLC 1 6.25% $5,263
    GENEVA FINANCIAL, LLC 1 7.00% $1,992
    Gateway First Bank 1 7.13% $2,462
    PLAZA HOME MORTGAGE, INC. 1 7.25% $3,514
    PREMIER MORTGAGE RESOURCES, L.L.C. 1 6.75% $4,430
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.75% $10,219
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.75% $12,773
    First Federal Bank 1 6.00% $4,240
    EMM LOANS LLC 1 5.88% $8,254
    Eagle Bank and Trust Company 1 6.00% $10,905
    RELIANCE FIRST CAPITAL, LLC 1 7.25% $3,347
    ROYAL UNITED MORTGAGE LLC 1 6.00% $9,008
    CORNERSTONE HOME LENDING, INC. 1 6.25% $12,141
    SECURITYNATIONAL MORTGAGE COMPANY 1 7.25% $7,001
    Service Federal Credit Union 1 6.38% $6,502
    U.S. Bank 1 6.50% $4,182
    Cornerstone First Mortgage, Inc 1 6.75% $2,508
    AMERICAN FINANCIAL NETWORK, INC. 1 6.75% $1,040
    SUN WEST MORTGAGE COMPANY, INC. 1 5.50% $3,228
    T2 FINANCIAL LLC 1 6.25% $9,856
    Core Bank 1 5.63% $4,424
    ZILLOW HOME LOANS, LLC 1 7.25% $4,421
    CARDINAL FINANCIAL 1 5.75% $4,461
    MORTGAGEONE, INC. 1 6.00% $785
    MICHIGAN MUTUAL, INC. 1 6.25% $198
    Magnolia Bank 1 6.38% $22,005
    LAND HOME FINANCIAL SERVICES, INC. 1 6.63% $6,375
    ALLIANT CREDIT UNION 1 5.75% $3,350
    NATIONS DIRECT MORTGAGE, LLC 1 7.25% $8,046

    The top Shreveport VA lender as defined by loan originations is Mortgage Research Center, LLC, with 137 VA loans originated. Their average total fees are $4,855, which is $1,731 lower than the next largest lender, DSLD MORTGAGE, LLC.

    The lowest fee Shreveport VA lenders (with over 10 loans originated) are VILLAGE CAPITAL MORTGAGE ($3,604), GUARANTEED RATE, INC. ($4,367), Mortgage Research Center, LLC ($4,855), UNITED WHOLESALE MORTGAGE, LLC ($5,387) and NEWREZ LLC ($5,886).

    The lowest rate Shreveport VA lenders (with over 10 loans originated) are PENNYMAC LOAN SERVICES, LLC (5.69%), VILLAGE CAPITAL MORTGAGE (5.77%), DSLD MORTGAGE, LLC (5.81%), NAVY FEDERAL CREDIT UNION (5.98%) and Red River Bank (6.00%).

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Shreveport (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $183,950 (1.9%) $234,762 (3.1%) 0.68 2,000
    2018-02-01 $186,750 (1.0%) $237,362 (2.2%) 0.68 1,991
    2018-03-01 $189,900 (2.4%) $239,566 (1.1%) 0.67 2,009
    2018-04-01 $193,700 (2.4%) $244,094 (1.3%) 0.66 2,107
    2018-05-01 $192,875 (1.6%) $247,710 (2.2%) 0.64 2,102
    2018-06-01 $196,900 (3.8%) $250,320 (2.9%) 0.66 2,107
    2018-07-01 $194,800 (3.1%) $250,200 (4.1%) 0.65 2,169
    2018-08-01 $199,000 (6.7%) $248,492 (3.8%) 0.67 2,174
    2018-09-01 $195,450 (5.7%) $247,384 (4.4%) 0.66 2,122
    2018-10-01 $199,000 (7.6%) $249,598 (6.7%) 0.67 2,062
    2018-11-01 $195,125 (5.5%) $245,870 (5.5%) 0.66 2,049
    2018-12-01 $194,000 (5.2%) $244,477 (4.4%) 0.67 2,008
    2019-01-01 $195,925 (6.5%) $243,564 (3.8%) 0.68 1,949
    2019-02-01 $199,900 (7.0%) $244,576 (3.0%) 0.68 1,985
    2019-03-01 $201,229 (6.0%) $247,579 (3.3%) 0.66 2,016
    2019-04-01 $203,653 (5.1%) $251,679 (3.1%) 0.65 2,040
    2019-05-01 $208,418 (8.1%) $255,239 (3.0%) 0.65 2,011
    2019-06-01 $204,000 (3.6%) $250,874 (0.2%) 0.64 1,963
    2019-07-01 $200,000 (2.7%) $250,986 (0.3%) 0.63 1,964
    2019-08-01 $203,364 (2.2%) $250,558 (0.8%) 0.64 1,950
    2019-09-01 $200,909 (2.8%) $250,152 (1.1%) 0.64 1,912
    2019-10-01 $197,000 (-1.0%) $249,064 (-0.2%) 0.64 1,880
    2019-11-01 $192,900 (-1.1%) $243,826 (-0.8%) 0.63 1,819
    2019-12-01 $192,275 (-0.9%) $241,936 (-1.0%) 0.64 1,785
    2020-01-01 $192,400 (-1.8%) $245,269 (0.7%) 0.64 1,689
    2020-02-01 $190,733 (-4.6%) $245,545 (0.4%) 0.62 1,657
    2020-03-01 $195,563 (-2.8%) $251,873 (1.7%) 0.61 1,669
    2020-04-01 $199,900 (-1.8%) $254,736 (1.2%) 0.63 1,651
    2020-05-01 $208,000 (-0.2%) $256,462 (0.5%) 0.63 1,540
    2020-06-01 $209,950 (2.9%) $271,830 (8.4%) 0.62 1,290
    2020-07-01 $210,000 (5.0%) $281,385 (12.1%) 0.61 1,234
    2020-08-01 $200,000 (-1.7%) $284,022 (13.4%) 0.57 1,152
    2020-09-01 $207,725 (3.4%) $285,030 (13.9%) 0.60 1,112
    2020-10-01 $199,900 (1.5%) $277,948 (11.6%) 0.57 1,076
    2020-11-01 $193,700 (0.4%) $275,470 (13.0%) 0.57 1,044
    2020-12-01 $182,875 (-4.9%) $270,432 (11.8%) 0.54 979
    2021-01-01 $179,900 (-6.5%) $267,527 (9.1%) 0.54 938
    2021-02-01 $179,250 (-6.0%) $270,564 (10.2%) 0.52 793
    2021-03-01 $171,975 (-12.1%) $269,769 (7.1%) 0.49 768
    2021-04-01 $199,950 (0.0%) $283,421 (11.3%) 0.54 385
    2021-05-01 $180,000 (-13.5%) $259,550 (1.2%) 0.48 487
    2021-06-01 $183,500 (-12.6%) $262,154 (-3.6%) 0.48 566
    2021-07-01 $171,000 (-18.6%) $260,663 (-7.4%) 0.45 702
    2021-08-01 $168,500 (-15.8%) $248,208 (-12.6%) 0.45 756
    2021-09-01 $162,950 (-21.6%) $236,860 (-16.9%) 0.43 780
    2021-10-01 $165,000 (-17.5%) $251,286 (-9.6%) 0.44 702
    2021-11-01 $162,475 (-16.1%) $246,107 (-10.7%) 0.43 735
    2021-12-01 $162,875 (-10.9%) $242,638 (-10.3%) 0.44 718
    2022-01-01 $167,500 (-6.9%) $242,146 (-9.5%) 0.45 626
    2022-02-01 $167,075 (-6.8%) $249,169 (-7.9%) 0.43 550
    2022-03-01 $180,813 (5.1%) $278,890 (3.4%) 0.45 477
    2022-04-01 $199,900 (0.0%) $286,714 (1.2%) 0.48 485
    2022-05-01 $205,425 (14.1%) $288,842 (11.3%) 0.47 518
    2022-06-01 $229,900 (25.3%) $314,081 (19.8%) 0.51 603
    2022-07-01 $235,000 (37.4%) $316,226 (21.3%) 0.53 728
    2022-08-01 $225,000 (33.5%) $299,938 (20.8%) 0.52 762
    2022-09-01 $219,000 (34.4%) $290,493 (22.6%) 0.51 814
    2022-10-01 $220,000 (33.3%) $288,998 (15.0%) 0.52 841
    2022-11-01 $229,450 (41.2%) $291,502 (18.5%) 0.55 865
    2022-12-01 $229,000 (40.6%) $281,072 (15.8%) 0.57 854
    2023-01-01 $229,000 (36.7%) $282,286 (16.6%) 0.57 802
    2023-02-01 $229,000 (37.1%) $283,302 (13.7%) 0.55 747
    2023-03-01 $234,725 (29.8%) $289,590 (3.8%) 0.55 764
    2023-04-01 $239,950 (20.0%) $295,412 (3.0%) 0.56 793
    2023-05-01 $237,100 (15.4%) $288,860 (0.0%) 0.54 787
    2023-06-01 $247,500 (7.7%) $286,596 (-8.8%) 0.56 837
    2023-07-01 $253,600 (7.9%) $291,783 (-7.7%) 0.58 868
    2023-08-01 $247,200 (9.9%) $289,880 (-3.4%) 0.57 1,029
    2023-09-01 $245,000 (11.9%) $288,794 (-0.6%) 0.57 1,062
    2023-10-01 $246,500 (12.1%) $287,308 (-0.6%) 0.58 1,105
    2023-11-01 $249,450 (8.7%) $294,409 (1.0%) 0.59 1,152
    2023-12-01 $245,500 (7.2%) $289,758 (3.1%) 0.60 1,126
    2024-01-01 $249,900 (9.1%) $289,657 (2.6%) 0.61 1,059
    2024-02-01 $245,675 (7.3%) $294,333 (3.9%) 0.59 1,051
    2024-03-01 $242,500 (3.3%) $295,438 (2.0%) 0.57 1,057
    2024-04-01 $239,975 (0.0%) $302,326 (2.3%) 0.56 1,065
    2024-05-01 $241,675 (1.9%) $304,480 (5.4%) 0.55 1,126
    2024-06-01 $239,000 (-3.4%) $297,236 (3.7%) 0.54 1,168
    2024-07-01 $239,950 (-5.4%) $294,975 (1.1%) 0.55 1,226
    2024-08-01 $239,900 (-3.0%) $290,998 (0.4%) 0.56 1,265
    2024-09-01 $239,700 (-2.2%) $289,220 (0.2%) 0.56 1,313
    2024-10-01 $241,500 (-2.0%) $295,119 (2.7%) 0.57 1,328
    2024-11-01 $249,480 (0.0%) $304,021 (3.3%) 0.60 1,306
    2024-12-01 $243,125 (-1.0%) $300,138 (3.6%) 0.60 1,300
    2025-01-01 $247,450 (-1.0%) $298,888 (3.2%) 0.62 1,303
    2025-02-01 $252,500 (2.8%) $313,646 (6.6%) 0.61 1,267
    2025-03-01 $250,000 (3.1%) $311,591 (5.5%) 0.59 1,307
    2025-04-01 $258,925 (7.9%) $318,844 (5.5%) 0.60 1,376
    2025-05-01 $260,000 (7.6%) $319,796 (5.0%) 0.59 1,391
    Shreveport's median listing price for 2025-05-01 was $260,000, a difference of $18,325 (7.6%) versus the prior year and $1,075 versus the prior month.

    Shreveport's median listing price comes in at 59% of the national average.

    Shreveport's average listing price for 2025-05-01 was $319,796, a difference of $15,316 (5.0%) versus the prior year and $952 versus the prior month.

    For the 2025-05-01 period, Shreveport had 1,391 MLS listings, a difference of 15 listings (1%) versus the prior month and 265 listings (24%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Shreveport (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 88 days 1,860 sqft
    2018-02-01 89 days 1,872 sqft
    2018-03-01 71 days 1,883 sqft
    2018-04-01 62 days 1,900 sqft
    2018-05-01 64 days 1,913 sqft
    2018-06-01 67 days 1,933 sqft
    2018-07-01 68 days 1,932 sqft
    2018-08-01 71 days 1,939 sqft
    2018-09-01 78 days 1,940 sqft
    2018-10-01 82 days 1,945 sqft
    2018-11-01 84 days 1,922 sqft
    2018-12-01 86 days 1,894 sqft
    2019-01-01 89 days 1,890 sqft
    2019-02-01 80 days 1,901 sqft
    2019-03-01 73 days 1,909 sqft
    2019-04-01 66 days 1,928 sqft
    2019-05-01 66 days 1,934 sqft
    2019-06-01 73 days 1,915 sqft
    2019-07-01 73 days 1,915 sqft
    2019-08-01 72 days 1,906 sqft
    2019-09-01 73 days 1,892 sqft
    2019-10-01 74 days 1,871 sqft
    2019-11-01 74 days 1,850 sqft
    2019-12-01 81 days 1,844 sqft
    2020-01-01 83 days 1,849 sqft
    2020-02-01 74 days 1,840 sqft
    2020-03-01 64 days 1,862 sqft
    2020-04-01 67 days 1,878 sqft
    2020-05-01 75 days 1,889 sqft
    2020-06-01 71 days 1,932 sqft
    2020-07-01 65 days 1,940 sqft
    2020-08-01 59 days 1,946 sqft
    2020-09-01 56 days 1,960 sqft
    2020-10-01 56 days 1,928 sqft
    2020-11-01 63 days 1,899 sqft
    2020-12-01 69 days 1,863 sqft
    2021-01-01 70 days 1,818 sqft
    2021-02-01 58 days 1,789 sqft
    2021-03-01 55 days 1,789 sqft
    2021-04-01 20 days 1,913 sqft
    2021-05-01 31 days 1,787 sqft
    2021-06-01 42 days 1,786 sqft
    2021-07-01 38 days 1,730 sqft
    2021-08-01 48 days 1,710 sqft
    2021-09-01 51 days 1,670 sqft
    2021-10-01 58 days 1,714 sqft
    2021-11-01 53 days 1,713 sqft
    2021-12-01 59 days 1,694 sqft
    2022-01-01 71 days 1,696 sqft
    2022-02-01 72 days 1,692 sqft
    2022-03-01 57 days 1,735 sqft
    2022-04-01 50 days 1,732 sqft
    2022-05-01 42 days 1,800 sqft
    2022-06-01 35 days 1,848 sqft
    2022-07-01 38 days 1,828 sqft
    2022-08-01 46 days 1,823 sqft
    2022-09-01 54 days 1,800 sqft
    2022-10-01 54 days 1,804 sqft
    2022-11-01 59 days 1,832 sqft
    2022-12-01 65 days 1,830 sqft
    2023-01-01 74 days 1,829 sqft
    2023-02-01 63 days 1,834 sqft
    2023-03-01 58 days 1,870 sqft
    2023-04-01 52 days 1,854 sqft
    2023-05-01 55 days 1,793 sqft
    2023-06-01 52 days 1,791 sqft
    2023-07-01 53 days 1,864 sqft
    2023-08-01 53 days 1,838 sqft
    2023-09-01 58 days 1,868 sqft
    2023-10-01 62 days 1,871 sqft
    2023-11-01 63 days 1,900 sqft
    2023-12-01 66 days 1,866 sqft
    2024-01-01 80 days 1,872 sqft
    2024-02-01 70 days 1,849 sqft
    2024-03-01 56 days 1,842 sqft
    2024-04-01 54 days 1,849 sqft
    2024-05-01 52 days 1,860 sqft
    2024-06-01 54 days 1,847 sqft
    2024-07-01 57 days 1,825 sqft
    2024-08-01 61 days 1,806 sqft
    2024-09-01 67 days 1,798 sqft
    2024-10-01 65 days 1,806 sqft
    2024-11-01 67 days 1,846 sqft
    2024-12-01 74 days 1,816 sqft
    2025-01-01 80 days 1,814 sqft
    2025-02-01 77 days 1,862 sqft
    2025-03-01 60 days 1,888 sqft
    2025-04-01 58 days 1,910 sqft
    2025-05-01 64 days 1,913 sqft
    Shreveport's median listing age (time on market) for 2025-05-01 was 64 days. This is 23% longer than the same period one year ago.

    Shreveport's median square footage for active listings during the 2025-05-01 period was 1,913 sqft. One year prior, the average listing was 1,860 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.