Everett Co-operative Bank Mortgage Rates, Fees & InfoEverett, MA
Tax ID: 04-1294820
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Review & OverviewEverett Co-operative Bank is a smaller bank specializing in Home Purchase and Refi loans. Everett Co-operative Bank has a high proportion of conventional loans. Their top markets by origination volume include: Boston, Barnstable Town, Worcester, Providence, and Naples among others. We have data for 9 markets. (Some data included below & more in-depth data is available with an active subscription.)
Everett Co-operative Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
Origination Dollar Volume (All Markets)$458,925,000
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
|Market||Originations||Total Value||Average Loan||Average Fees||Average Rate|
|Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA)||295||$449,295,000||$1,523,034||$0||0.00%|
|BARNSTABLE TOWN, MA (FHA|USDA|VA)||3||$3,665,000||$1,221,667||$0||0.00%|
|Outside of Metro Areas||4||$2,130,000||$532,500||$0||0.00%|
|WORCESTER, MA-CT (FHA|USDA|VA)||2||$1,530,000||$765,000||$0||0.00%|
|PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA)||2||$930,000||$465,000||$0||0.00%|
|NAPLES-MARCO ISLAND, FL (FHA|USDA|VA)||1||$475,000||$475,000||$0||0.00%|
|MANCHESTER-NASHUA, NH (FHA|USDA|VA)||2||$470,000||$235,000||$0||0.00%|
|PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA)||1||$285,000||$285,000||$0||0.00%|
|Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA)||1||$145,000||$145,000||$0||0.00%|
|Loan Type||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
For 2022, Everett Co-operative Bank's most frequently originated type of loan was Conventional, with 311 originations.
For 2022, Everett Co-operative Bank's most frequently cited loan purpose was Home Purchase, with 114 originations. The 2nd most popular reason was Other, with 76 originations.
|Loan Length||Originations||Total Value||Average Loan||Average Fees||Average Rate|
For 2022, Everett Co-operative Bank's most frequently cited loan duration was Other, with 311 originations.
2022 saw Everett Co-operative Bank place emphasis on $1MM+ loans with 82 originations, totaling $367,890,000 in origination value.
Everett Co-operative Bank lent most frequently to those with incomes in the $150k-250k range, with 64 originations. The second most popular income band? $250k+, with 55 originations.
Applicant Debt to Income Ratio
|DTI Ratio||Originations||Total Value||Average Loan||Average Fees||Average Rate|
Everett Co-operative Bank lent most frequently to those with DTI ratios of Exempt%, with 311 originations.
Approval RatesTotal approvals of all applications
Everett Co-operative Bank has an average approval rate.
Pick RateApprovals leading to origination
Everett Co-operative Bank has an average pick rate.
Points and Fees
|Points||Originations||Total Value||Average Loan|