Fnbc Bank Mortgage Rates, Fees & Info
Ash Flat, ARLEI: 549300CCQSH6ZSQHNS49
Tax ID: 71-0009635
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Fnbc Bank is a smaller bank specializing in Home Purchase and Refi loans. Fnbc Bank has a high proportion of conventional loans. Their top markets by origination volume include: Jonesboro, Mountain Home, Batesville, Crestview, and Little Rock among others. We have data for 10 markets. (Some data included below & more in-depth data is available with an active subscription.)Fnbc Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
156Origination Dollar Volume (All Markets)
$30,650,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| JONESBORO, AR (FHA|USDA|VA) | 27 | $10,405,000 | $385,370 | $0 | 0.00% |
| Mountain Home, AR (FHA|USDA|VA) | 24 | $8,620,000 | $359,167 | $0 | 0.00% |
| Outside of Metro Areas | 61 | $7,445,000 | $122,049 | $0 | 0.00% |
| Batesville, AR (FHA|USDA|VA) | 38 | $3,260,000 | $85,789 | $0 | 0.00% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 0.00% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 0.00% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 0.00% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 0.00% |
| West Plains, MO (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 0.00% |
| Laurel, MS (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 156 | $30,650,000 | $196,474 | $0 | 0.00% |
For 2020, Fnbc Bank's most frequently originated type of loan was Conventional, with 156 originations.
Loan Reason
For 2020, Fnbc Bank's most frequently cited loan purpose was Home Purchase, with 88 originations. The 2nd most popular reason was Refi, with 57 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 156 | $30,650,000 | $196,474 | $0 | 0.00% |
For 2020, Fnbc Bank's most frequently cited loan duration was Other, with 156 originations.
Loan Sizing
2020 saw Fnbc Bank place emphasis on $100,000 or less loans with 92 originations, totaling $4,970,000 in origination value.
Applicant Income
Fnbc Bank lent most frequently to those with incomes in the $50k or less range, with 43 originations. The second most popular income band? $100k-150k, with 25 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 156 | $30,650,000 | $196,474 | $0 | 0.00% |
Fnbc Bank lent most frequently to those with DTI ratios of Exempt%, with 156 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications87.56%
Fnbc Bank has an average approval rate.
Pick Rate
Approvals leading to origination78.21%
Fnbc Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 156 | $30,650,000 | $196,474 |