TEXARKANA Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Texarkana averaged 6.97% for the week of 2024-07-11, compared to the national average of 6.89% for the same period.

The average rate for the prior week (2024-07-03) was 7.03% and one month ago for the week of 2024-06-06, the average rate was 7.37%.

Texarkana's average rate one year ago was 7.19%.

For refis of the same type during the week of 2024-07-11, the average rate was 6.99%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-07-11 6.89%
Texarkana 30 Year Fixed Rate 2024-07-11 6.97%
Texarkana 30 Year Fixed Rate Refi 2024-07-11 6.99%
Texarkana 15 Year Fixed Rate 2024-07-11 7.54%
Texarkana 15 Year Fixed Rate Refi 2024-07-11 6.27%
Texarkana 30 Year FHA 2024-07-11 6.51%
Texarkana 30 Year FHA Refi 2024-07-11 6.86%
Texarkana 30 Year USDA 2024-07-11 6.57%
Texarkana 30 Year USDA Refi 2024-07-11 6.77%
Texarkana 30 Year VA 2024-07-11 6.62%
Texarkana 30 Year VA Refi 2024-07-11 6.46%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within TEXARKANA, TX-AR.

TEXARKANA Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the TEXARKANA, TX-AR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
RED RIVER EMPLOYEES 77 7.07% $3,360
MORTGAGE FINANCIAL SERVICES, LLC 56 6.78% $5,373
QUICKEN LOANS, LLC 35 7.03% $6,268
EVERETT FINANCIAL, INC. 29 7.21% $4,789
UNITED WHOLESALE MORTGAGE, LLC 28 6.83% $5,985
SWBC MORTGAGE CORPORATION 26 6.38% $5,511
State Bank of De Kalb 21 6.49% $6,899
BancorpSouth 18 6.49% $6,053
Farmers Bank & Trust Company 17 6.85% $5,300
PENNYMAC LOAN SERVICES, LLC 11 6.72% $5,675
LOANDEPOT.COM, LLC 9 7.40% $6,211
GUILD MORTGAGE COMPANY 8 7.20% $5,077
Wells Fargo Bank 8 6.19% $4,645
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 7 7.00% $8,003
MIL-WAY FEDERAL CREDIT UNION 7 6.77% $3,237
Guaranty Bank & Trust, N.A. 7 6.61% $4,547
NAVY FEDERAL CREDIT UNION 6 7.19% $3,558
Farm Credit Services of Western Arkansas, ACA 6 7.18% $7,080
FirstTrust Home Loans, Inc. 6 6.48% $7,558
ROYAL UNITED MORTGAGE LLC 6 7.21% $7,606
Mr. Cooper ( Nationstar Mortgage ) 5 6.82% $6,333
Regions Bank 5 7.00% $3,314
Gateway First Bank 4 6.19% $8,143
Mortgage Research Center, LLC 3 7.08% $3,853
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 6.91% $7,439
21ST MORTGAGE CORPORATION 3 7.88% $5,796
GUARANTEED RATE, INC. 3 7.08% $3,622
CARDINAL FINANCIAL 3 7.08% $7,799
BROKER SOLUTIONS, INC. 3 7.24% $8,738
AMCAP MORTGAGE, LTD. 2 6.81% $4,927
NEWREZ LLC 2 7.56% $3,383
Texas Mortgage Lending, LLC 2 7.19% $5,376
RELIANCE FIRST CAPITAL, LLC 2 6.44% $4,988
The Huntington National Bank 2 5.69% $6,325
VANDERBILT MORTGAGE AND FINANCE, INC. 2 7.62% $5,402
AMERISAVE MORTGAGE CORPORATION 2 7.81% $8,314
USAA Federal Savings Bank 2 6.81% $6,854
Simmons Bank 2 8.06% $4,935
U.S. Bank 2 6.06% $3,042
Flagstar Bank, FSB 2 7.00% $6,925
JPMorgan Chase Bank 2 6.56% $3,908
Network Funding, L.P. 1 8.13% $6,095
Bank of America 1 6.75% $5,617
PHH Mortgage Corporation 1 7.25% $7,878
PLAZA HOME MORTGAGE, INC. 1 6.75% $7,305
PREMIA MORTGAGE, LLC 1 6.38% $2,954
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 8.00% $7,519
PROVIDENT FUNDING ASSOCIATES, L.P. 1 7.75% $4,518
Arvest Bank 1 6.38% $4,493
ALLIED MORTGAGE GROUP, INC. 1 6.00% $3,673
SIRVA MORTGAGE, INC. 1 5.63% $7,181
AmeriHome Mortgage Company, LLC 1 7.63% $5,121
Sunflower Bank 1 6.38% $8,091
T2 FINANCIAL LLC 1 6.50% $12,821
The Federal Savings Bank 1 7.00% $5,265
Truist 1 5.78% $4,076
Ally Bank 1 6.88% $10,920
DELMAR FINANCIAL COMPANY 1 6.75% $5,051
Discover Bank 1 6.74% $0
Eagle Bank and Trust Company 1 6.38% $6,884
DRAPER AND KRAMER MORTGAGE CORP. 1 7.25% $26,856
EECU 1 7.38% $707
DEEPHAVEN MORTGAGE LLC 1 9.50% $1,838
CROSSCOUNTRY MORTGAGE, LLC 1 5.88% $8,429
Fifth Third Bank 1 5.13% $6,750
FIRST COMMUNITY MORTGAGE, INC. 1 6.99% $3,482
First Liberty Bank 1 7.49% $4,002
First National Bank of America 1 10.63% $11,421
VeraBank 1 7.13% $2,875
First United Bank and Trust Company 1 7.88% $5,011
FLAT BRANCH MORTGAGE, INC. 1 6.38% $3,219
FREEDOM MORTGAGE CORPORATION 1 7.38% $9,249
GARDNER FINANCIAL SERVICES, LTD. 1 6.50% $9,693
CMG MORTGAGE, INC. 1 7.63% $14,024
City Bank 1 7.00% $5,463
Citibank 1 5.88% $2,376
CHURCHILL MORTGAGE CORPORATION 1 6.99% $8,331
MANN FINANCIAL INC. 1 6.38% $3,490
Morgan Stanley Private Bank 1 6.35% $2,617
MUTUAL OF OMAHA MORTGAGE, INC. 1 7.13% $7,252
NBKC BANK 1 8.00% $5,588

TEXARKANA Average Closing Costs & Other Stats

TEXARKANA, TX-AR's 81 lenders originated 2,021 loans during 2023. The total origination value was $361,485,000, with an average loan value of $178,864.

TEXARKANA's average closing costs are $5,099.

The top TEXARKANA lender as defined by loan originations is RED RIVER EMPLOYEES, with 77 loans originated. Their average total fees are $3,360, which is $2,013 lower than the next largest lender, MORTGAGE FINANCIAL SERVICES, LLC.

The lowest fee TEXARKANA lenders (with over 10 loans originated) are RED RIVER EMPLOYEES ($3,360), EVERETT FINANCIAL, INC. ($4,789), Farmers Bank & Trust Company ($5,300), MORTGAGE FINANCIAL SERVICES, LLC ($5,373) and SWBC MORTGAGE CORPORATION ($5,511).

The lowest rate TEXARKANA lenders (with over 10 loans originated) are SWBC MORTGAGE CORPORATION (6.38%), State Bank of De Kalb (6.49%), BancorpSouth (6.49%), PENNYMAC LOAN SERVICES, LLC (6.72%) and MORTGAGE FINANCIAL SERVICES, LLC (6.78%).

TEXARKANA, TX-AR Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
MORTGAGE FINANCIAL SERVICES, LLC $40,225,000 $30,450,000 -24.3% 8.4%
Farmers Bank & Trust Company $36,750,000 $26,560,000 -27.7% 7.3%
State Bank of De Kalb $52,730,000 $22,450,000 -57.4% 6.2%
RED RIVER EMPLOYEES $38,495,000 $20,425,000 -46.9% 5.7%
EVERETT FINANCIAL, INC. $11,115,000 $16,830,000 51.4% 4.7%
QUICKEN LOANS, LLC $27,745,000 $14,285,000 -48.5% 4.0%
UNITED WHOLESALE MORTGAGE, LLC $7,165,000 $14,040,000 96.0% 3.9%
BancorpSouth $18,590,000 $13,540,000 -27.2% 3.7%
Mortgage Research Center, LLC $15,490,000 $11,165,000 -27.9% 3.1%
SWBC MORTGAGE CORPORATION $13,110,000 $10,555,000 -19.5% 2.9%
Guaranty Bank & Trust, N.A. $15,655,000 $8,720,000 -44.3% 2.4%
21ST MORTGAGE CORPORATION $5,680,000 $7,745,000 36.4% 2.1%
GUILD MORTGAGE COMPANY $8,165,000 $7,450,000 -8.8% 2.1%
COMMERCIAL NATIONAL BANK $6,955,000 n/a 1.9%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $7,145,000 $6,590,000 -7.8% 1.8%
Regions Bank $5,265,000 $5,095,000 -3.2% 1.4%
NAVY FEDERAL CREDIT UNION $3,970,000 $4,835,000 21.8% 1.3%
TEXAR $11,665,000 $4,665,000 -60.0% 1.3%
Horatio State Bank $5,580,000 $4,485,000 -19.6% 1.2%
TRIAD FINANCIAL SERVICES, INC. $6,265,000 $4,390,000 -29.9% 1.2%
U.S. Bank $795,000 $4,255,000 435.2% 1.2%
Simmons Bank $4,180,000 n/a 1.2%
Diamond Bank $5,360,000 $3,665,000 -31.6% 1.0%
PENNYMAC LOAN SERVICES, LLC $3,110,000 $3,520,000 13.2% 1.0%
UNITED BUILT HOMES, L.L.C. $3,355,000 $3,470,000 3.4% 1.0%
LIMA ONE CAPITAL, LLC $3,395,000 n/a 0.9%
Texana Bank $8,665,000 $3,120,000 -64.0% 0.9%
FirstTrust Home Loans, Inc. $2,505,000 $3,050,000 21.8% 0.8%
USAA Federal Savings Bank $3,175,000 $2,835,000 -10.7% 0.8%
Farm Credit Services of Western Arkansas, ACA $2,400,000 $2,710,000 12.9% 0.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,200,000 $2,620,000 -18.1% 0.7%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,940,000 $2,620,000 35.1% 0.7%
LOANDEPOT.COM, LLC $5,070,000 $2,360,000 -53.5% 0.7%
SECURITYNATIONAL MORTGAGE COMPANY $2,305,000 n/a 0.6%
Gateway First Bank $4,935,000 $2,240,000 -54.6% 0.6%
BROKER SOLUTIONS, INC. $1,725,000 $1,865,000 8.1% 0.5%
MIL-WAY FEDERAL CREDIT UNION $1,860,000 n/a 0.5%
Wells Fargo Bank $4,195,000 $1,760,000 -58.0% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $5,925,000 $1,575,000 -73.4% 0.4%
AMERISAVE MORTGAGE CORPORATION $3,560,000 $1,475,000 -58.6% 0.4%
CARDINAL FINANCIAL $8,060,000 $1,445,000 -82.1% 0.4%
DRAPER AND KRAMER MORTGAGE CORP. $315,000 $1,420,000 350.8% 0.4%
GUARANTEED RATE, INC. $750,000 $1,330,000 77.3% 0.4%
CROSSCOUNTRY MORTGAGE, LLC $1,405,000 $1,290,000 -8.2% 0.4%
MORTGAGE SOLUTIONS OF COLORADO, LLC $665,000 $1,290,000 94.0% 0.4%
Chambers Bank $1,270,000 n/a 0.4%
Flagstar Bank, FSB $550,000 $1,160,000 110.9% 0.3%
FREEDOM MORTGAGE CORPORATION $3,590,000 $1,125,000 -68.7% 0.3%
AMCAP MORTGAGE, LTD. $1,010,000 $1,090,000 7.9% 0.3%
T2 FINANCIAL LLC $1,055,000 $1,030,000 -2.4% 0.3%
FIRST COMMUNITY MORTGAGE, INC. $895,000 n/a 0.2%
SOUTHWEST STAGE FUNDING, LLC $840,000 $885,000 5.4% 0.2%
First Western Bank $770,000 n/a 0.2%
ROYAL UNITED MORTGAGE LLC $1,325,000 $765,000 -42.3% 0.2%
United Community Bank $1,660,000 $735,000 -55.7% 0.2%
Plains Commerce Bank $220,000 $725,000 229.5% 0.2%
MERCHANTS & FARMERS BANK $685,000 n/a 0.2%
Fifth Third Bank $645,000 n/a 0.2%
Ally Bank $620,000 n/a 0.2%
AMERICAN FINANCIAL NETWORK, INC. $610,000 n/a 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $540,000 $600,000 11.1% 0.2%
The Huntington National Bank $600,000 n/a 0.2%
PNC Bank $895,000 $580,000 -35.2% 0.2%
AMERICAN FINANCIAL RESOURCES, INC. $540,000 $575,000 6.5% 0.2%
CMG MORTGAGE, INC. $315,000 $560,000 77.8% 0.2%
PREMIER MORTGAGE RESOURCES, L.L.C. $555,000 n/a 0.2%
Bank of America $1,055,000 $550,000 -47.9% 0.2%
CALCON MUTUAL MORTGAGE LLC $340,000 $550,000 61.8% 0.2%
JPMorgan Chase Bank $3,175,000 $545,000 -82.8% 0.2%
NATIONS RELIABLE LENDING, LLC $545,000 n/a 0.2%
Mid-Continent Funding, Inc. $480,000 $540,000 12.5% 0.1%
The First National Bank of Hughes Springs $1,040,000 $475,000 -54.3% 0.1%
RELIANCE FIRST CAPITAL, LLC $650,000 $470,000 -27.7% 0.1%
Truist $960,000 $470,000 -51.0% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $75,000 $460,000 513.3% 0.1%
AmeriHome Mortgage Company, LLC $440,000 $450,000 2.3% 0.1%
PREMIA MORTGAGE, LLC $375,000 $440,000 17.3% 0.1%
PLAZA HOME MORTGAGE, INC. $430,000 n/a 0.1%
First United Bank and Trust Company $235,000 $410,000 74.5% 0.1%
ZILLOW HOME LOANS, LLC $520,000 $410,000 -21.2% 0.1%
BNC National Bank $405,000 n/a 0.1%
Citizens Bank $2,205,000 $405,000 -81.6% 0.1%
LOANPAL, LLC $95,000 $405,000 326.3% 0.1%
Barrington Bank & Trust Company, N.A. $465,000 $390,000 -16.1% 0.1%
Central Bank $375,000 n/a 0.1%
Eagle Bank and Trust Company $355,000 n/a 0.1%
Morgan Stanley Private Bank $355,000 n/a 0.1%
MORTGAGEONE, INC. $355,000 n/a 0.1%
NEWREZ LLC $1,930,000 $350,000 -81.9% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $3,645,000 $350,000 -90.4% 0.1%
OCMBC, INC. $335,000 n/a 0.1%
DELMAR FINANCIAL COMPANY $330,000 n/a 0.1%
NBH Bank $135,000 $330,000 144.4% 0.1%
Texas Mortgage Lending, LLC $330,000 n/a 0.1%
Bank OZK $590,000 $325,000 -44.9% 0.1%
First National Bank of America $325,000 n/a 0.1%
GARDNER FINANCIAL SERVICES, LTD. $315,000 n/a 0.1%
NBKC BANK $290,000 n/a 0.1%
TOP FLITE FINANCIAL, INC. $290,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $655,000 $285,000 -56.5% 0.1%
Town Square Mortgage & Investments, Inc. $285,000 n/a 0.1%
LENDINGHOME FUNDING CORPORATION $105,000 $280,000 166.7% 0.1%
Citizens Bank & Trust Company of Vivian, Louisiana $325,000 $275,000 -15.4% 0.1%
LEADERONE FINANCIAL CORPORATION $750,000 $275,000 -63.3% 0.1%
SFMC, LP $325,000 $275,000 -15.4% 0.1%
Equity Prime Mortgage LLC $495,000 $270,000 -45.5% 0.1%
CIS Financial Services, Inc. $260,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $420,000 $260,000 -38.1% 0.1%
HOMESPIRE MORTGAGE CORPORATION $255,000 n/a 0.1%
Red River Bank $255,000 n/a 0.1%
EUSTIS AND AMERICAN MORTGAGE COMPANY $245,000 n/a 0.1%
DOMINION FINANCIAL SERVICES, LLC $230,000 n/a 0.1%
COUNTRYPLACE MORTGAGE, LTD. $225,000 n/a 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $540,000 $225,000 -58.3% 0.1%
FINANCE OF AMERICA REVERSE LLC $125,000 $225,000 80.0% 0.1%
Bank of England $1,195,000 $215,000 -82.0% 0.1%
Colonial Savings, F.A. $305,000 $205,000 -32.8% 0.1%
General Mortgage Capital Corporation $205,000 n/a 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $205,000 n/a 0.1%
Sunflower Bank $380,000 $205,000 -46.1% 0.1%
DEEPHAVEN MORTGAGE LLC $195,000 n/a 0.1%
Discover Bank $305,000 $195,000 -36.1% 0.1%
RBC Bank, (Georgia) $195,000 n/a 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $395,000 $185,000 -53.2% 0.1%
City Bank $185,000 n/a 0.1%
First Liberty Bank $185,000 n/a 0.1%
SIRVA MORTGAGE, INC. $400,000 $185,000 -53.8% 0.1%
Carrington Mortgage Services, LLC $815,000 $180,000 -77.9% 0.0%
AMWEST FUNDING CORP. $175,000 n/a 0.0%
EECU $55,000 $175,000 218.2% 0.0%
BECKAM FUNDING CORP. $170,000 n/a 0.0%
Citadel Servicing Corporation $165,000 n/a 0.0%
Farm Credit Services of Western Arkansas, PCA $15,000 $160,000 966.7% 0.0%
AMERICAN FINANCING CORPORATION $1,280,000 $155,000 -87.9% 0.0%
Credit Union of Texas $155,000 n/a 0.0%
LAKEVIEW LOAN SERVICING, LLC $1,215,000 $155,000 -87.2% 0.0%
Network Funding, L.P. $155,000 n/a 0.0%
Southern Bancorp Bank $15,000 $155,000 933.3% 0.0%
Assurance Financial Group, L.L.C. $620,000 $145,000 -76.6% 0.0%
Arvest Bank $2,790,000 $140,000 -95.0% 0.0%
VeraBank $65,000 $140,000 115.4% 0.0%
BAY EQUITY LLC $365,000 $135,000 -63.0% 0.0%
The City National Bank of Sulphur Springs $2,920,000 $135,000 -95.4% 0.0%
The Federal Savings Bank $135,000 n/a 0.0%
The First National Bank of Tom Bean $5,555,000 $130,000 -97.7% 0.0%
Coastal Community Bank $125,000 n/a 0.0%
Secured Investment Corp. $775,000 $125,000 -83.9% 0.0%
ALLIED MORTGAGE GROUP, INC. $115,000 n/a 0.0%
ENDEAVOR CAPITAL, LLC. $215,000 $115,000 -46.5% 0.0%
FLAT BRANCH MORTGAGE, INC. $115,000 n/a 0.0%
PHH Mortgage Corporation $365,000 $115,000 -68.5% 0.0%
PLANET HOME LENDING, LLC $75,000 $115,000 53.3% 0.0%
UNION HOME MORTGAGE CORP. $405,000 $115,000 -71.6% 0.0%
Charles Schwab Bank, SSB $105,000 n/a 0.0%
SUPERIOR CHOICE $105,000 n/a 0.0%
Figure Lending LLC $100,000 n/a 0.0%
NEW DAY FINANCIAL, LLC $300,000 $95,000 -68.3% 0.0%
Paramount Residential Mortgage Group, Inc. $355,000 $85,000 -76.1% 0.0%
V.I.P. MORTGAGE, INC. $85,000 n/a 0.0%
EAST TEXAS PROFESSIONAL Credit Union $15,000 $75,000 400.0% 0.0%
Citibank $65,000 n/a 0.0%
MANN FINANCIAL INC. $65,000 n/a 0.0%
Armstrong Bank $55,000 n/a 0.0%
LIBERTYONE Credit Union $55,000 n/a 0.0%
ARKANSAS Federal Credit Union $15,000 n/a 0.0%

TEXARKANA's top lender by overall market share is MORTGAGE FINANCIAL SERVICES, LLC, with 8.4% market share. In second place, with 7.3%, is Farmers Bank & Trust Company, having originated $26,560,000 in loans. In third place, with 6.2%, is State Bank of De Kalb, having originated $22,450,000 in loans. In fourth place, with 5.7%, is RED RIVER EMPLOYEES, having originated $20,425,000 in loans. In fifth place, with 4.7%, is EVERETT FINANCIAL, INC., having originated $16,830,000 in loans.


TEXARKANA Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - TEXARKANA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $136,975 (-1.2%) $185,893 (0.1%) 0.51 473
2018-02-01 $135,150 (-2.8%) $186,605 (0.8%) 0.49 469
2018-03-01 $140,000 (-0.7%) $192,447 (0.4%) 0.49 466
2018-04-01 $156,119 (4.2%) $203,696 (5.5%) 0.53 467
2018-05-01 $159,900 (0.3%) $210,057 (7.3%) 0.53 469
2018-06-01 $159,900 (0.2%) $218,528 (13.4%) 0.53 510
2018-07-01 $163,500 (9.4%) $218,514 (14.5%) 0.55 547
2018-08-01 $169,700 (19.1%) $219,864 (18.9%) 0.57 548
2018-09-01 $166,125 (14.6%) $217,886 (17.1%) 0.56 529
2018-10-01 $157,450 (9.3%) $209,776 (13.8%) 0.53 546
2018-11-01 $157,500 (12.6%) $212,487 (16.4%) 0.53 554
2018-12-01 $155,900 (12.2%) $216,601 (17.9%) 0.54 522
2019-01-01 $155,250 (13.3%) $213,251 (14.7%) 0.54 500
2019-02-01 $159,950 (18.4%) $211,934 (13.6%) 0.54 495
2019-03-01 $166,957 (19.3%) $216,118 (12.3%) 0.55 487
2019-04-01 $174,200 (11.6%) $224,185 (10.1%) 0.55 486
2019-05-01 $171,600 (7.3%) $217,176 (3.4%) 0.54 472
2019-06-01 $165,450 (3.5%) $212,968 (-2.5%) 0.52 498
2019-07-01 $167,750 (2.6%) $212,875 (-2.6%) 0.53 493
2019-08-01 $166,064 (-2.1%) $213,203 (-3.0%) 0.53 478
2019-09-01 $161,659 (-2.7%) $210,771 (-3.3%) 0.52 481
2019-10-01 $159,556 (1.3%) $209,150 (-0.3%) 0.51 481
2019-11-01 $159,900 (1.5%) $207,186 (-2.5%) 0.52 464
2019-12-01 $161,175 (3.4%) $207,224 (-4.3%) 0.54 421
2020-01-01 $159,450 (2.7%) $209,008 (-2.0%) 0.53 370
2020-02-01 $163,000 (1.9%) $214,846 (1.4%) 0.53 361
2020-03-01 $157,950 (-5.4%) $205,903 (-4.7%) 0.50 366
2020-04-01 $166,375 (-4.5%) $213,144 (-4.9%) 0.52 346
2020-05-01 $179,450 (4.6%) $224,877 (3.6%) 0.55 304
2020-06-01 $188,425 (13.9%) $233,975 (9.9%) 0.56 293
2020-07-01 $197,824 (17.9%) $242,080 (13.7%) 0.57 280
2020-08-01 $185,000 (11.4%) $234,150 (9.8%) 0.53 258
2020-09-01 $184,850 (14.4%) $240,405 (14.1%) 0.53 234
2020-10-01 $189,000 (18.5%) $240,177 (14.8%) 0.54 236
2020-11-01 $185,000 (15.7%) $238,842 (15.3%) 0.54 235
2020-12-01 $187,125 (16.1%) $247,094 (19.2%) 0.56 202
2021-01-01 $184,900 (16.0%) $253,718 (21.4%) 0.55 182
2021-02-01 $191,075 (17.2%) $254,469 (18.4%) 0.56 170
2021-03-01 $195,350 (23.7%) $259,122 (25.9%) 0.55 161
2021-04-01 $193,875 (16.5%) $363,138 (70.4%) 0.52 136
2021-05-01 $199,900 (11.4%) $372,681 (65.7%) 0.53 134
2021-06-01 $180,950 (-4.0%) $344,953 (47.4%) 0.48 142
2021-07-01 $179,700 (-9.2%) $322,468 (33.2%) 0.47 168
2021-08-01 $170,225 (-8.0%) $306,602 (30.9%) 0.45 188
2021-09-01 $174,000 (-5.9%) $292,226 (21.6%) 0.46 197
2021-10-01 $178,000 (-5.8%) $294,760 (22.7%) 0.47 213
2021-11-01 $178,750 (-3.4%) $297,029 (24.4%) 0.48 226
2021-12-01 $179,950 (-3.8%) $295,872 (19.7%) 0.49 229
2022-01-01 $195,000 (5.5%) $318,221 (25.4%) 0.53 186
2022-02-01 $223,250 (16.8%) $334,202 (31.3%) 0.58 178
2022-03-01 $246,500 (26.2%) $316,835 (22.3%) 0.62 164
2022-04-01 $272,500 (40.6%) $353,032 (-2.8%) 0.65 160
2022-05-01 $258,500 (29.3%) $340,701 (-8.6%) 0.59 208
2022-06-01 $239,800 (32.5%) $322,975 (-6.4%) 0.53 228
2022-07-01 $237,000 (31.9%) $308,644 (-4.3%) 0.53 271
2022-08-01 $225,975 (32.8%) $295,166 (-3.7%) 0.52 276
2022-09-01 $223,625 (28.5%) $281,971 (-3.5%) 0.52 285
2022-10-01 $213,450 (19.9%) $273,162 (-7.3%) 0.50 293
2022-11-01 $199,700 (11.7%) $264,871 (-10.8%) 0.48 321
2022-12-01 $199,000 (10.6%) $263,046 (-11.1%) 0.49 315
2023-01-01 $207,225 (6.3%) $266,335 (-16.3%) 0.51 297
2023-02-01 $223,450 (0.1%) $277,803 (-16.9%) 0.54 268
2023-03-01 $233,950 (-5.1%) $291,280 (-8.1%) 0.55 267
2023-04-01 $245,000 (-10.1%) $302,957 (-14.2%) 0.57 280
2023-05-01 $279,000 (7.9%) $318,928 (-6.4%) 0.63 272
2023-06-01 $259,950 (8.4%) $314,937 (-2.5%) 0.58 294
2023-07-01 $245,000 (3.4%) $305,294 (-1.1%) 0.56 314
2023-08-01 $249,900 (10.6%) $316,550 (7.2%) 0.57 353
2023-09-01 $235,000 (5.1%) $302,236 (7.2%) 0.55 359
2023-10-01 $239,450 (12.2%) $295,558 (8.2%) 0.56 380
2023-11-01 $248,625 (24.5%) $309,937 (17.0%) 0.59 362
2023-12-01 $252,000 (26.6%) $302,921 (15.2%) 0.61 371
2024-01-01 $253,000 (22.1%) $306,973 (15.3%) 0.62 356
2024-02-01 $241,350 (8.0%) $288,187 (3.7%) 0.58 363
2024-03-01 $234,500 (0.2%) $283,358 (-2.7%) 0.55 391
2024-04-01 $236,750 (-3.4%) $285,526 (-5.8%) 0.55 366
2024-05-01 $239,900 (-14.0%) $284,656 (-10.8%) 0.54 386
2024-06-01 $245,000 (-5.8%) $287,672 (-8.7%) 0.55 426
TEXARKANA's median listing price for 2024-06-01 was $245,000, a difference of $-14,950 (-5.8%) versus the prior year and $5,100 versus the prior month.

TEXARKANA's median listing price comes in at 55% of the national average.

TEXARKANA's average listing price for 2024-06-01 was $287,672, a difference of $-27,265 (-8.7%) versus the prior year and $3,016 versus the prior month.

For the 2024-06-01 period, TEXARKANA had 426 MLS listings, a difference of 40 listings (10%) versus the prior month and 132 listings (45%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - TEXARKANA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 108 days 1,792 sqft
2018-02-01 109 days 1,801 sqft
2018-03-01 105 days 1,821 sqft
2018-04-01 75 days 1,902 sqft
2018-05-01 73 days 1,930 sqft
2018-06-01 68 days 1,954 sqft
2018-07-01 65 days 1,949 sqft
2018-08-01 68 days 1,987 sqft
2018-09-01 78 days 1,974 sqft
2018-10-01 80 days 1,947 sqft
2018-11-01 79 days 1,957 sqft
2018-12-01 89 days 1,970 sqft
2019-01-01 103 days 1,969 sqft
2019-02-01 108 days 1,948 sqft
2019-03-01 99 days 1,962 sqft
2019-04-01 83 days 1,993 sqft
2019-05-01 75 days 2,000 sqft
2019-06-01 73 days 1,981 sqft
2019-07-01 77 days 1,990 sqft
2019-08-01 73 days 2,005 sqft
2019-09-01 73 days 1,957 sqft
2019-10-01 73 days 1,920 sqft
2019-11-01 86 days 1,920 sqft
2019-12-01 95 days 1,952 sqft
2020-01-01 106 days 1,961 sqft
2020-02-01 100 days 1,955 sqft
2020-03-01 77 days 1,880 sqft
2020-04-01 75 days 1,928 sqft
2020-05-01 87 days 1,997 sqft
2020-06-01 87 days 2,030 sqft
2020-07-01 71 days 2,070 sqft
2020-08-01 66 days 2,043 sqft
2020-09-01 71 days 2,124 sqft
2020-10-01 73 days 2,088 sqft
2020-11-01 54 days 1,982 sqft
2020-12-01 67 days 2,032 sqft
2021-01-01 76 days 2,038 sqft
2021-02-01 86 days 2,112 sqft
2021-03-01 64 days 2,127 sqft
2021-04-01 52 days 2,024 sqft
2021-05-01 30 days 1,920 sqft
2021-06-01 33 days 1,849 sqft
2021-07-01 33 days 1,796 sqft
2021-08-01 44 days 1,775 sqft
2021-09-01 45 days 1,797 sqft
2021-10-01 49 days 1,877 sqft
2021-11-01 53 days 1,836 sqft
2021-12-01 55 days 1,848 sqft
2022-01-01 61 days 1,894 sqft
2022-02-01 68 days 1,905 sqft
2022-03-01 57 days 2,002 sqft
2022-04-01 36 days 2,133 sqft
2022-05-01 33 days 2,053 sqft
2022-06-01 35 days 1,983 sqft
2022-07-01 41 days 1,944 sqft
2022-08-01 48 days 1,907 sqft
2022-09-01 65 days 1,890 sqft
2022-10-01 67 days 1,913 sqft
2022-11-01 68 days 1,877 sqft
2022-12-01 80 days 1,871 sqft
2023-01-01 86 days 1,841 sqft
2023-02-01 88 days 1,883 sqft
2023-03-01 70 days 1,950 sqft
2023-04-01 61 days 2,016 sqft
2023-05-01 60 days 2,073 sqft
2023-06-01 47 days 2,016 sqft
2023-07-01 48 days 1,946 sqft
2023-08-01 56 days 1,942 sqft
2023-09-01 59 days 1,913 sqft
2023-10-01 63 days 1,906 sqft
2023-11-01 73 days 1,920 sqft
2023-12-01 80 days 1,925 sqft
2024-01-01 89 days 1,914 sqft
2024-02-01 81 days 1,840 sqft
2024-03-01 67 days 1,807 sqft
2024-04-01 72 days 1,849 sqft
2024-05-01 67 days 1,879 sqft
2024-06-01 63 days 1,924 sqft
TEXARKANA's median listing age (time on market) for 2024-06-01 was 63 days. This is 32% longer than the same period one year ago.

TEXARKANA's median square footage for active listings during the 2024-06-01 period was 1,924 sqft. One year prior, the average listing was 2,016 sqft.

TEXARKANA, TX-AR Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
71834 Texarkana, TX-Texarkana, AR HUD Metro FMR Area $640 $690 $850 $1,050 $1,300
71837 Texarkana, TX-Texarkana, AR HUD Metro FMR Area $650 $660 $830 $1,030 $1,340
71839 Texarkana, TX-Texarkana, AR HUD Metro FMR Area $660 $670 $840 $1,050 $1,370
71840 Texarkana, TX-Texarkana, AR HUD Metro FMR Area $690 $690 $870 $1,080 $1,410
71854 Texarkana, TX-Texarkana, AR HUD Metro FMR Area $700 $700 $880 $1,100 $1,430
75501 Texarkana, TX-Texarkana, AR HUD Metro FMR Area $660 $670 $840 $1,050 $1,360
75503 Texarkana, TX-Texarkana, AR HUD Metro FMR Area $810 $820 $1,030 $1,280 $1,670
75504 Texarkana, TX-Texarkana, AR HUD Metro FMR Area $720 $720 $910 $1,130 $1,480
75505 Texarkana, TX-Texarkana, AR HUD Metro FMR Area $720 $720 $910 $1,130 $1,480
75554 Texarkana, TX-Texarkana, AR HUD Metro FMR Area $650 $660 $830 $1,030 $1,340
75556 Texarkana, TX-Texarkana, AR HUD Metro FMR Area $690 $690 $870 $1,080 $1,410
75559 Texarkana, TX-Texarkana, AR HUD Metro FMR Area $650 $660 $830 $1,030 $1,340
75561 Texarkana, TX-Texarkana, AR HUD Metro FMR Area $660 $670 $840 $1,050 $1,360
75567 Texarkana, TX-Texarkana, AR HUD Metro FMR Area $840 $840 $1,060 $1,320 $1,720
75569 Texarkana, TX-Texarkana, AR HUD Metro FMR Area $780 $780 $980 $1,220 $1,590
75570 Texarkana, TX-Texarkana, AR HUD Metro FMR Area $650 $660 $830 $1,030 $1,340
75573 Texarkana, TX-Texarkana, AR HUD Metro FMR Area $770 $780 $980 $1,220 $1,590
75574 Texarkana, TX-Texarkana, AR HUD Metro FMR Area $690 $690 $870 $1,080 $1,410

2022 Average & Median Rent Data Statistics
TEXARKANA, TX-AR average 1BR rent: $709, median: $690
TEXARKANA, TX-AR average 2BR rent: $892, median: $870
TEXARKANA, TX-AR average 3BR rent: $1,109, median: $1,080

TEXARKANA, TX-AR Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,461 $286,735,000 $196,259
Cash Out Refi 196 $26,110,000 $133,214
Refi 186 $31,840,000 $171,183
Other 92 $8,820,000 $95,870
Home Improvement 86 $7,980,000 $92,791

Texarkana's most frequently cited loan purpose was Home Purchase, with 1,461 originations. The 2nd most popular reason was Cash Out Refi, with 196 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 659 $134,195,000 $203,634
7-8% 510 $85,450,000 $167,549
Over 8% 473 $64,855,000 $137,114
5-6% 167 $38,165,000 $228,533
4-5% 7 $1,545,000 $220,714
<2.5% 4 $20,000 $5,000
3-4% 4 $360,000 $90,000
2.5-3% 1 $295,000 $295,000

During 2023, Texarkana's most frequently originated rate bucket was 6-7%, with 659 originations.

Loan Sizing (TEXARKANA, TX-AR MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 737 $106,265,000 $144,186
$100,000 or less 668 $41,520,000 $62,156
$200k-400k 508 $138,080,000 $271,811
$400k-600k 75 $35,245,000 $469,933
$600k-1000k 22 $15,310,000 $695,909
$Over $1MM 11 $25,065,000 $2,278,636

TEXARKANA's loan sizing saw the bucket of loans from $100k-200k with 737 originations, totaling $106,265,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 991 $200,145,000 $201,963
60-80% 396 $76,210,000 $192,449
40-60% 157 $21,505,000 $136,975
20-40% 137 $12,715,000 $92,810
Under 20% 97 $4,015,000 $41,392
Over 100% 43 $9,885,000 $229,884

TEXARKANA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 991 originations, totaling $200,145,000 in origination value.