TEXARKANA Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Texarkana averaged
7.63%
for the week of 2026-11-05, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2026-10-29) was
7.69% and
one month ago for the week of 2026-10-01, the
average rate was 7.63%.
Texarkana's average rate one year ago was 6.32%.
For refis of the same type during the week of 2026-11-05, the average rate
was 7.92%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2026-11-05 | 7.18% |
| Texarkana 30 Year Fixed Rate | 2026-11-05 | 7.63% |
| Texarkana 30 Year Fixed Rate Refi | 2026-11-05 | 7.92% |
| Texarkana 15 Year Fixed Rate | 2026-11-05 | 6.57% |
| Texarkana 15 Year Fixed Rate Refi | 2026-11-05 | 6.97% |
| Texarkana 30 Year FHA | 2026-11-05 | 6.99% |
| Texarkana 30 Year FHA Refi | 2026-11-05 | 6.73% |
| Texarkana 30 Year USDA | 2026-11-05 | 6.8% |
| Texarkana 30 Year USDA Refi | 2026-11-05 | 7.1% |
| Texarkana 30 Year VA | 2026-11-05 | 7.14% |
| Texarkana 30 Year VA Refi | 2026-11-05 | 6.62% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within TEXARKANA, TX-AR.
TEXARKANA Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the TEXARKANA, TX-AR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
TEXARKANA Average Closing Costs & Other Stats
TEXARKANA, TX-AR's 80 lenders originated 2,251
loans during 2025. The total origination value was $445,565,000, with an average loan value of
$197,941.
TEXARKANA's average closing costs are $5,505.
The top TEXARKANA lender as defined by loan originations is QUICKEN LOANS, LLC, with
46 loans originated. Their average total fees are
$6,248, which is $957
higher than the next largest lender,
MORTGAGE FINANCIAL SERVICES, LLC.
The lowest fee TEXARKANA lenders (with over 10 loans originated) are
TEXAR ($4,091), Simmons Bank ($5,115), MORTGAGE FINANCIAL SERVICES, LLC ($5,291), SWBC MORTGAGE CORPORATION ($5,629) and HIGHLANDS RESIDENTIAL MORTGAGE, LTD. ($5,854).
The lowest rate TEXARKANA lenders (with over 10 loans originated) are
BancorpSouth (6.68%), TEXAR (6.71%), SWBC MORTGAGE CORPORATION (6.77%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (6.79%) and MORTGAGE FINANCIAL SERVICES, LLC (6.81%).
TEXARKANA, TX-AR Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2024 Loan Value | 2025 Loan Value | % Change | 2025 Market Share |
|---|---|---|---|---|
| MORTGAGE FINANCIAL SERVICES, LLC | $27,920,000 | $30,935,000 | 10.8% | 6.9% |
| RED RIVER EMPLOYEES | $28,195,000 | $26,880,000 | -4.7% | 6.0% |
| UNITED WHOLESALE MORTGAGE, LLC | $22,820,000 | $26,580,000 | 16.5% | 6.0% |
| State Bank of De Kalb | $21,495,000 | $21,200,000 | -1.4% | 4.8% |
| Farmers Bank & Trust Company | $26,805,000 | $20,715,000 | -22.7% | 4.6% |
| Mortgage Research Center, LLC | $15,120,000 | $17,895,000 | 18.4% | 4.0% |
| QUICKEN LOANS, LLC | $21,240,000 | $17,455,000 | -17.8% | 3.9% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $18,790,000 | $16,800,000 | -10.6% | 3.8% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $11,575,000 | $15,710,000 | 35.7% | 3.5% |
| COMMERCIAL NATIONAL BANK | $6,270,000 | $15,120,000 | 141.1% | 3.4% |
| Diamond Bank | $3,190,000 | $12,370,000 | 287.8% | 2.8% |
| SWBC MORTGAGE CORPORATION | $9,600,000 | $11,425,000 | 19.0% | 2.6% |
| GUILD MORTGAGE COMPANY | $11,985,000 | $10,920,000 | -8.9% | 2.5% |
| BancorpSouth | $22,415,000 | $10,765,000 | -52.0% | 2.4% |
| 21ST MORTGAGE CORPORATION | $8,505,000 | $10,210,000 | 20.0% | 2.3% |
| Prudential Huntoon Paige Associates, LLC | $7,235,000 | n/a | 1.6% | |
| Horatio State Bank | $5,555,000 | $6,870,000 | 23.7% | 1.5% |
| TEXAR | $4,175,000 | $6,800,000 | 62.9% | 1.5% |
| Bank OZK | $345,000 | $6,265,000 | 1,715.9% | 1.4% |
| PENNYMAC LOAN SERVICES, LLC | $3,275,000 | $6,005,000 | 83.4% | 1.3% |
| Guaranty Bank & Trust, N.A. | $7,470,000 | $5,890,000 | -21.2% | 1.3% |
| FirstTrust Home Loans, Inc. | $5,615,000 | n/a | 1.3% | |
| PlainsCapital Bank | $5,505,000 | n/a | 1.2% | |
| Simmons Bank | $9,495,000 | $5,115,000 | -46.1% | 1.1% |
| TRIAD FINANCIAL SERVICES, INC. | $3,135,000 | $4,765,000 | 52.0% | 1.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,615,000 | $4,510,000 | 179.3% | 1.0% |
| NEWREZ LLC | $3,065,000 | $4,480,000 | 46.2% | 1.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $2,985,000 | $4,335,000 | 45.2% | 1.0% |
| FREEDOM MORTGAGE CORPORATION | $1,960,000 | $4,285,000 | 118.6% | 1.0% |
| NAVY FEDERAL CREDIT UNION | $3,790,000 | $4,145,000 | 9.4% | 0.9% |
| Regions Bank | $5,105,000 | $4,100,000 | -19.7% | 0.9% |
| Texana Bank | $3,005,000 | $4,100,000 | 36.4% | 0.9% |
| LOANDEPOT.COM, LLC | $4,240,000 | $2,925,000 | -31.0% | 0.7% |
| USAA Federal Savings Bank | $2,705,000 | $2,850,000 | 5.4% | 0.6% |
| SOUTHWEST STAGE FUNDING, LLC | $3,010,000 | $2,705,000 | -10.1% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $2,020,000 | $2,290,000 | 13.4% | 0.5% |
| BROKER SOLUTIONS, INC. | $1,655,000 | $2,110,000 | 27.5% | 0.5% |
| CARDINAL FINANCIAL | $1,435,000 | $1,985,000 | 38.3% | 0.4% |
| Farm Credit Services of Western Arkansas, ACA | $1,965,000 | $1,765,000 | -10.2% | 0.4% |
| PLANET HOME LENDING, LLC | $1,445,000 | $1,640,000 | 13.5% | 0.4% |
| Glacier Bank | $1,630,000 | n/a | 0.4% | |
| VILLAGE CAPITAL MORTGAGE | $1,310,000 | $1,625,000 | 24.0% | 0.4% |
| CMG MORTGAGE, INC. | $480,000 | $1,580,000 | 229.2% | 0.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $3,190,000 | $1,540,000 | -51.7% | 0.3% |
| Gateway First Bank | $525,000 | $1,505,000 | 186.7% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $255,000 | $1,460,000 | 472.5% | 0.3% |
| UNITED BUILT HOMES, L.L.C. | $2,650,000 | $1,410,000 | -46.8% | 0.3% |
| NEW DAY FINANCIAL, LLC | $770,000 | $1,200,000 | 55.8% | 0.3% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $1,045,000 | $1,140,000 | 9.1% | 0.3% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $1,860,000 | $1,090,000 | -41.4% | 0.2% |
| Citizens Bank | $1,890,000 | $1,030,000 | -45.5% | 0.2% |
| CLEARPATH LENDING | $265,000 | $1,030,000 | 288.7% | 0.2% |
| Texas Heritage National Bank | $1,025,000 | n/a | 0.2% | |
| Charles Schwab Bank, SSB | $980,000 | n/a | 0.2% | |
| ZILLOW HOME LOANS, LLC | $505,000 | $865,000 | 71.3% | 0.2% |
| Wells Fargo Bank | $2,510,000 | $850,000 | -66.1% | 0.2% |
| GUARANTEED RATE, INC. | $450,000 | $805,000 | 78.9% | 0.2% |
| PREMIA MORTGAGE, LLC | $465,000 | $780,000 | 67.7% | 0.2% |
| BETTER MORTGAGE CORPORATION | $305,000 | $770,000 | 152.5% | 0.2% |
| The Loan Store, Inc. | $765,000 | n/a | 0.2% | |
| Equity Prime Mortgage LLC | $2,105,000 | $735,000 | -65.1% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $545,000 | $730,000 | 33.9% | 0.2% |
| JPMorgan Chase Bank | $1,460,000 | $730,000 | -50.0% | 0.2% |
| TOP FLITE FINANCIAL, INC. | $725,000 | n/a | 0.2% | |
| LENDINGHOME FUNDING CORPORATION | $645,000 | $715,000 | 10.9% | 0.2% |
| Eagle Bank and Trust Company | $75,000 | $705,000 | 840.0% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $700,000 | n/a | 0.2% | |
| U.S. Bank | $1,230,000 | $700,000 | -43.1% | 0.2% |
| The First National Bank of Tom Bean | $790,000 | $690,000 | -12.7% | 0.2% |
| SIRVA MORTGAGE, INC. | $1,170,000 | $685,000 | -41.5% | 0.2% |
| Arvest Bank | $525,000 | $675,000 | 28.6% | 0.2% |
| Barrington Bank & Trust Company, N.A. | $470,000 | $675,000 | 43.6% | 0.2% |
| PNC Bank | $320,000 | $665,000 | 107.8% | 0.1% |
| Plains Commerce Bank | $820,000 | $660,000 | -19.5% | 0.1% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $655,000 | n/a | 0.1% | |
| The First National Bank of Hughes Springs | $500,000 | $655,000 | 31.0% | 0.1% |
| Texas Mortgage Lending, LLC | $650,000 | n/a | 0.1% | |
| BARKSDALE | $630,000 | n/a | 0.1% | |
| Carrington Mortgage Services, LLC | $700,000 | $595,000 | -15.0% | 0.1% |
| SPRING EQ, LLC | $585,000 | n/a | 0.1% | |
| TEXAS TECH | $255,000 | $570,000 | 123.5% | 0.1% |
| M&T Bank | $560,000 | n/a | 0.1% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $495,000 | n/a | 0.1% | |
| SUN WEST MORTGAGE COMPANY, INC. | $195,000 | $495,000 | 153.8% | 0.1% |
| Truist | $600,000 | $485,000 | -19.2% | 0.1% |
| PHH Mortgage Corporation | $135,000 | $475,000 | 251.9% | 0.1% |
| FIDELITY BANK | $435,000 | n/a | 0.1% | |
| CARTER FEDERAL CREDIT UNION | $415,000 | n/a | 0.1% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $105,000 | $405,000 | 285.7% | 0.1% |
| RAIN CITY CAPITAL, LLC | $400,000 | n/a | 0.1% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $405,000 | $400,000 | -1.2% | 0.1% |
| INTERNATIONAL CITY MORTGAGE, INC. | $395,000 | n/a | 0.1% | |
| TEXAS DOW EMPLOYEES CREDIT UNION | $395,000 | n/a | 0.1% | |
| Hamilton Mortgage Corporation | $385,000 | n/a | 0.1% | |
| Paramount Residential Mortgage Group, Inc. | $1,155,000 | $385,000 | -66.7% | 0.1% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $385,000 | n/a | 0.1% | |
| Heritage Bank | $375,000 | n/a | 0.1% | |
| FirstBank | $360,000 | n/a | 0.1% | |
| Fifth Third Bank | $345,000 | n/a | 0.1% | |
| Progressive Bank | $345,000 | n/a | 0.1% | |
| OCMBC, INC. | $265,000 | $340,000 | 28.3% | 0.1% |
| DIRECTIONS EQUITY, LLC | $325,000 | n/a | 0.1% | |
| Encompass Lending Group, LP | $325,000 | n/a | 0.1% | |
| NP, Inc. | $325,000 | n/a | 0.1% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $280,000 | $310,000 | 10.7% | 0.1% |
| First United Bank and Trust Company | $125,000 | $305,000 | 144.0% | 0.1% |
| TruHome Solutions, LLC | $295,000 | n/a | 0.1% | |
| Citibank | $215,000 | $290,000 | 34.9% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $895,000 | $285,000 | -68.2% | 0.1% |
| Cypress Bank, SSB | $285,000 | n/a | 0.1% | |
| MORTGAGEONE, INC. | $285,000 | n/a | 0.1% | |
| ROYAL UNITED MORTGAGE LLC | $930,000 | $280,000 | -69.9% | 0.1% |
| A&D Mortgage LLC | $275,000 | n/a | 0.1% | |
| AMWEST FUNDING CORP. | $480,000 | $275,000 | -42.7% | 0.1% |
| First Horizon Bank | $275,000 | n/a | 0.1% | |
| NEXERA HOLDING LLC | $275,000 | n/a | 0.1% | |
| FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers | $265,000 | n/a | 0.1% | |
| Bank of America | $280,000 | $255,000 | -8.9% | 0.1% |
| TIB The Independent Bankersbank | $255,000 | n/a | 0.1% | |
| First Community Bank | $245,000 | n/a | 0.1% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $245,000 | n/a | 0.1% | |
| AMERICAN HERITAGE LENDING, INC. | $285,000 | $240,000 | -15.8% | 0.1% |
| HARTFORD FUNDING, LTD. | $235,000 | n/a | 0.1% | |
| Independent Bank | $235,000 | n/a | 0.1% | |
| V.I.P. MORTGAGE, INC. | $235,000 | n/a | 0.1% | |
| Commerce Home Mortgage, Inc. | $225,000 | n/a | 0.1% | |
| COMPASS MORTGAGE, INC. | $225,000 | n/a | 0.1% | |
| GoPrime Mortgage, Inc. | $225,000 | n/a | 0.1% | |
| LAKEVIEW LOAN SERVICING, LLC | $1,135,000 | $225,000 | -80.2% | 0.1% |
| RANLIFE, INC. | $225,000 | n/a | 0.1% | |
| HomePromise Corporation | $215,000 | n/a | 0.0% | |
| Mid-Continent Funding, Inc. | $215,000 | n/a | 0.0% | |
| Austin Bank, Texas | $175,000 | $205,000 | 17.1% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $205,000 | n/a | 0.0% | |
| First Western Trust Bank | $205,000 | $205,000 | 0.0% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $205,000 | n/a | 0.0% | |
| LEADERONE FINANCIAL CORPORATION | $205,000 | n/a | 0.0% | |
| Magnolia Bank | $245,000 | $205,000 | -16.3% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $165,000 | $195,000 | 18.2% | 0.0% |
| THE MORTGAGE LINK, INC. | $195,000 | n/a | 0.0% | |
| UNIVERSITY Federal Credit Union | $195,000 | n/a | 0.0% | |
| Coastal Community Bank | $160,000 | $180,000 | 12.5% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $175,000 | n/a | 0.0% | |
| FIRST COMMUNITY MORTGAGE, INC. | $535,000 | $175,000 | -67.3% | 0.0% |
| Credit Union of Texas | $395,000 | $170,000 | -57.0% | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | $170,000 | n/a | 0.0% | |
| First National Bank Texas | $165,000 | n/a | 0.0% | |
| LOANPAL, LLC | $350,000 | $165,000 | -52.9% | 0.0% |
| Figure Lending LLC | $150,000 | $160,000 | 6.7% | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | $160,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $180,000 | $160,000 | -11.1% | 0.0% |
| EECU | $85,000 | $155,000 | 82.4% | 0.0% |
| Firefighters First Federal Credit Union | $155,000 | n/a | 0.0% | |
| Nations Lending Corporation | $155,000 | n/a | 0.0% | |
| Northpointe Bank | $155,000 | n/a | 0.0% | |
| PENTAGON FEDERAL CREDIT UNION | $525,000 | $155,000 | -70.5% | 0.0% |
| RESIDENTIAL BANCORP | $155,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $145,000 | n/a | 0.0% | |
| RF Renovo Management Company, LLC | $145,000 | n/a | 0.0% | |
| CSL Financial, LLC | $165,000 | $140,000 | -15.2% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $135,000 | n/a | 0.0% | |
| First National Bank of East Texas | $135,000 | n/a | 0.0% | |
| SENTE MORTGAGE, INC. | $135,000 | n/a | 0.0% | |
| ALLIED MORTGAGE GROUP, INC. | $125,000 | n/a | 0.0% | |
| FIRST NORTHERN Credit Union | $125,000 | n/a | 0.0% | |
| HOMESIDE FINANCIAL, LLC | $125,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $125,000 | n/a | 0.0% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,065,000 | $125,000 | -88.3% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $110,000 | n/a | 0.0% | |
| The Citizens Bank | $105,000 | n/a | 0.0% | |
| First Southern Bank | $95,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $95,000 | $95,000 | 0.0% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $85,000 | n/a | 0.0% | |
| Southern Bancorp Bank | $85,000 | n/a | 0.0% | |
| RANDOLPH-BROOKS | $75,000 | $75,000 | 0.0% | 0.0% |
| United Bank | $75,000 | n/a | 0.0% | |
| VeraBank | $265,000 | $75,000 | -71.7% | 0.0% |
| Gilmer National Bank Gilmer Texas | $65,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $65,000 | n/a | 0.0% | |
| Pilgrim Bank | $265,000 | $65,000 | -75.5% | 0.0% |
| Texas National Bank of Jacksonville | $65,000 | n/a | 0.0% | |
| First Financial Bank | $55,000 | n/a | 0.0% | |
| ALL REVERSE MORTGAGE, INC. | $45,000 | n/a | 0.0% | |
| MidFirst Bank | $35,000 | n/a | 0.0% | |
| Farm Credit Services of Western Arkansas, PCA | $85,000 | $15,000 | -82.4% | 0.0% |
TEXARKANA's top lender by overall market share is MORTGAGE FINANCIAL SERVICES, LLC, with 6.9% market share. In second place, with 6.0%, is RED RIVER EMPLOYEES, having originated $26,880,000 in loans. In third place, with 6.0%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $26,580,000 in loans. In fourth place, with 4.8%, is State Bank of De Kalb, having originated $21,200,000 in loans. In fifth place, with 4.6%, is Farmers Bank & Trust Company, having originated $20,715,000 in loans.
TEXARKANA Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - TEXARKANA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $137,000 (-1.2%) | $186,007 (0.1%) | 0.51 | 472 |
| 2018-02-01 | $135,350 (-2.6%) | $186,719 (0.9%) | 0.49 | 468 |
| 2018-03-01 | $141,500 (0.4%) | $192,571 (0.4%) | 0.50 | 465 |
| 2018-04-01 | $157,287 (4.9%) | $203,845 (5.6%) | 0.53 | 466 |
| 2018-05-01 | $159,900 (0.3%) | $210,217 (7.4%) | 0.53 | 468 |
| 2018-06-01 | $159,900 (0.2%) | $218,696 (13.5%) | 0.53 | 509 |
| 2018-07-01 | $163,850 (9.8%) | $218,668 (14.5%) | 0.55 | 546 |
| 2018-08-01 | $169,700 (19.1%) | $219,864 (18.9%) | 0.57 | 548 |
| 2018-09-01 | $166,125 (14.6%) | $217,886 (17.1%) | 0.56 | 529 |
| 2018-10-01 | $157,450 (9.3%) | $209,776 (13.7%) | 0.53 | 546 |
| 2018-11-01 | $157,500 (12.6%) | $212,487 (16.4%) | 0.53 | 554 |
| 2018-12-01 | $155,900 (12.2%) | $216,601 (17.8%) | 0.54 | 522 |
| 2019-01-01 | $155,000 (13.1%) | $213,071 (14.6%) | 0.54 | 500 |
| 2019-02-01 | $159,725 (18.0%) | $211,758 (13.4%) | 0.54 | 496 |
| 2019-03-01 | $166,957 (18.0%) | $216,118 (12.2%) | 0.55 | 488 |
| 2019-04-01 | $174,100 (10.7%) | $223,987 (9.9%) | 0.55 | 486 |
| 2019-05-01 | $171,600 (7.3%) | $217,176 (3.3%) | 0.54 | 472 |
| 2019-06-01 | $165,450 (3.5%) | $212,968 (-2.6%) | 0.52 | 498 |
| 2019-07-01 | $167,750 (2.4%) | $212,875 (-2.7%) | 0.53 | 493 |
| 2019-08-01 | $166,064 (-2.1%) | $213,203 (-3.0%) | 0.53 | 478 |
| 2019-09-01 | $161,659 (-2.7%) | $210,771 (-3.3%) | 0.52 | 481 |
| 2019-10-01 | $159,556 (1.3%) | $209,150 (-0.3%) | 0.51 | 481 |
| 2019-11-01 | $159,900 (1.5%) | $207,186 (-2.5%) | 0.52 | 464 |
| 2019-12-01 | $161,175 (3.4%) | $207,224 (-4.3%) | 0.54 | 421 |
| 2020-01-01 | $159,450 (2.9%) | $209,008 (-1.9%) | 0.53 | 370 |
| 2020-02-01 | $163,000 (2.1%) | $214,846 (1.5%) | 0.53 | 361 |
| 2020-03-01 | $157,950 (-5.4%) | $205,903 (-4.7%) | 0.50 | 366 |
| 2020-04-01 | $166,375 (-4.4%) | $213,144 (-4.8%) | 0.52 | 346 |
| 2020-05-01 | $179,450 (4.6%) | $224,877 (3.6%) | 0.55 | 304 |
| 2020-06-01 | $188,425 (13.9%) | $233,975 (9.9%) | 0.56 | 293 |
| 2020-07-01 | $197,824 (17.9%) | $242,080 (13.7%) | 0.57 | 280 |
| 2020-08-01 | $185,000 (11.4%) | $234,150 (9.8%) | 0.53 | 258 |
| 2020-09-01 | $184,850 (14.4%) | $240,405 (14.1%) | 0.53 | 234 |
| 2020-10-01 | $189,000 (18.5%) | $240,177 (14.8%) | 0.54 | 236 |
| 2020-11-01 | $185,000 (15.7%) | $238,842 (15.3%) | 0.54 | 235 |
| 2020-12-01 | $187,125 (16.1%) | $247,094 (19.2%) | 0.56 | 202 |
| 2021-01-01 | $184,900 (16.0%) | $253,718 (21.4%) | 0.55 | 182 |
| 2021-02-01 | $191,075 (17.2%) | $254,469 (18.4%) | 0.56 | 170 |
| 2021-03-01 | $195,350 (23.7%) | $259,122 (25.9%) | 0.55 | 161 |
| 2021-04-01 | $193,875 (16.5%) | $363,138 (70.4%) | 0.52 | 136 |
| 2021-05-01 | $199,900 (11.4%) | $372,681 (65.7%) | 0.53 | 134 |
| 2021-06-01 | $180,950 (-4.0%) | $344,953 (47.4%) | 0.48 | 142 |
| 2021-07-01 | $179,500 (-9.3%) | $321,072 (32.6%) | 0.47 | 169 |
| 2021-08-01 | $169,500 (-8.4%) | $305,381 (30.4%) | 0.45 | 189 |
| 2021-09-01 | $172,875 (-6.5%) | $291,635 (21.3%) | 0.46 | 197 |
| 2021-10-01 | $178,000 (-5.8%) | $294,760 (22.7%) | 0.47 | 213 |
| 2021-11-01 | $178,750 (-3.4%) | $297,029 (24.4%) | 0.48 | 226 |
| 2021-12-01 | $179,950 (-3.8%) | $295,872 (19.7%) | 0.49 | 229 |
| 2022-01-01 | $195,000 (5.5%) | $318,221 (25.4%) | 0.53 | 186 |
| 2022-02-01 | $223,250 (16.8%) | $334,202 (31.3%) | 0.58 | 178 |
| 2022-03-01 | $246,500 (26.2%) | $316,835 (22.3%) | 0.62 | 164 |
| 2022-04-01 | $272,500 (40.6%) | $353,032 (-2.8%) | 0.65 | 160 |
| 2022-05-01 | $259,475 (29.8%) | $341,092 (-8.5%) | 0.59 | 207 |
| 2022-06-01 | $239,600 (32.4%) | $323,290 (-6.3%) | 0.53 | 227 |
| 2022-07-01 | $235,000 (30.9%) | $308,874 (-3.8%) | 0.53 | 270 |
| 2022-08-01 | $225,700 (33.2%) | $295,363 (-3.3%) | 0.52 | 275 |
| 2022-09-01 | $223,750 (29.4%) | $282,181 (-3.2%) | 0.52 | 284 |
| 2022-10-01 | $213,450 (19.9%) | $273,162 (-7.3%) | 0.50 | 293 |
| 2022-11-01 | $199,700 (11.7%) | $264,871 (-10.8%) | 0.48 | 321 |
| 2022-12-01 | $199,000 (10.6%) | $263,244 (-11.0%) | 0.49 | 314 |
| 2023-01-01 | $207,225 (6.3%) | $266,443 (-16.3%) | 0.51 | 297 |
| 2023-02-01 | $223,450 (0.1%) | $277,803 (-16.9%) | 0.54 | 268 |
| 2023-03-01 | $233,950 (-5.1%) | $291,280 (-8.1%) | 0.55 | 267 |
| 2023-04-01 | $245,000 (-10.1%) | $302,957 (-14.2%) | 0.57 | 280 |
| 2023-05-01 | $279,000 (7.5%) | $318,928 (-6.5%) | 0.63 | 272 |
| 2023-06-01 | $259,950 (8.5%) | $314,937 (-2.6%) | 0.58 | 294 |
| 2023-07-01 | $245,000 (4.3%) | $305,294 (-1.2%) | 0.56 | 314 |
| 2023-08-01 | $249,900 (10.7%) | $316,550 (7.2%) | 0.57 | 353 |
| 2023-09-01 | $235,000 (5.0%) | $302,236 (7.1%) | 0.55 | 359 |
| 2023-10-01 | $239,450 (12.2%) | $295,558 (8.2%) | 0.56 | 380 |
| 2023-11-01 | $248,625 (24.5%) | $309,937 (17.0%) | 0.59 | 362 |
| 2023-12-01 | $252,000 (26.6%) | $302,921 (15.1%) | 0.61 | 371 |
| 2024-01-01 | $253,000 (22.1%) | $306,973 (15.2%) | 0.62 | 356 |
| 2024-02-01 | $241,350 (8.0%) | $288,187 (3.7%) | 0.58 | 363 |
| 2024-03-01 | $234,500 (0.2%) | $283,358 (-2.7%) | 0.55 | 391 |
| 2024-04-01 | $236,750 (-3.4%) | $285,526 (-5.8%) | 0.55 | 366 |
| 2024-05-01 | $239,900 (-14.0%) | $284,710 (-10.7%) | 0.55 | 386 |
| 2024-06-01 | $245,000 (-5.8%) | $287,354 (-8.8%) | 0.56 | 426 |
| 2024-07-01 | $246,699 (0.7%) | $288,084 (-5.6%) | 0.56 | 431 |
| 2024-08-01 | $245,000 (-2.0%) | $287,959 (-9.0%) | 0.57 | 440 |
| 2024-09-01 | $239,913 (2.1%) | $289,467 (-4.2%) | 0.56 | 455 |
| 2024-10-01 | $239,950 (0.2%) | $290,741 (-1.6%) | 0.57 | 456 |
| 2024-11-01 | $236,000 (-5.1%) | $288,300 (-7.0%) | 0.57 | 476 |
| 2024-12-01 | $227,225 (-9.8%) | $284,394 (-6.1%) | 0.57 | 459 |
| 2025-01-01 | $232,500 (-8.1%) | $288,424 (-6.0%) | 0.58 | 440 |
| 2025-02-01 | $234,000 (-3.1%) | $289,012 (0.3%) | 0.57 | 437 |
| 2025-03-01 | $249,900 (6.6%) | $295,000 (4.1%) | 0.59 | 440 |
| 2025-04-01 | $258,375 (9.1%) | $296,957 (4.0%) | 0.60 | 465 |
| 2025-05-01 | $266,250 (11.0%) | $306,271 (7.6%) | 0.61 | 483 |
| 2025-06-01 | $267,000 (9.0%) | $304,164 (5.9%) | 0.61 | 516 |
| 2025-07-01 | $255,875 (3.7%) | $296,009 (2.8%) | 0.58 | 533 |
| 2025-08-01 | $249,900 (2.0%) | $294,515 (2.3%) | 0.58 | 539 |
| 2025-09-01 | $254,325 (6.0%) | $299,143 (3.3%) | 0.60 | 538 |
| 2025-10-01 | $258,975 (7.9%) | $299,718 (3.1%) | 0.61 | 543 |
| 2025-11-01 | $262,950 (11.4%) | $295,627 (2.5%) | 0.63 | 552 |
| 2025-12-01 | $249,925 (10.0%) | $284,674 (0.1%) | 0.62 | 535 |
| 2026-01-01 | $244,900 (5.3%) | $282,603 (-2.0%) | 0.61 | 519 |
| 2026-02-01 | $256,925 (9.8%) | $284,516 (-1.6%) | 0.00 | 528 |
| 2026-03-01 | $265,950 (6.4%) | $293,758 (-0.4%) | 0.00 | 511 |
| 2026-04-01 | $269,000 (4.1%) | $298,080 (0.4%) | 0.00 | 534 |
| 2026-05-01 | $274,900 (3.3%) | $311,375 (1.7%) | 0.00 | 516 |
| 2026-06-01 | $279,375 (4.6%) | $317,667 (4.4%) | 0.00 | 545 |
| 2026-07-01 | $275,075 (7.5%) | $314,425 (6.2%) | 0.00 | 559 |
| 2026-08-01 | $274,255 (9.8%) | $310,396 (5.4%) | 0.00 | 573 |
| 2026-09-01 | $275,000 (8.1%) | $312,127 (4.3%) | 0.00 | 564 |
| 2026-10-01 | $274,255 (5.9%) | $309,347 (3.2%) | 0.00 | 567 |
TEXARKANA's median listing price for 2026-10-01 was $274,255, a difference of
$15,280
(5.9%) versus the prior year and
$-745 versus the prior month.
TEXARKANA's median listing price comes in at 0% of the national average.
TEXARKANA's average listing price for 2026-10-01 was $309,347, a difference of $9,629 (3.2%) versus the prior year and $-2,780 versus the prior month.
For the 2026-10-01 period, TEXARKANA had 567 MLS listings, a difference of 3 listings (1%) versus the prior month and 24 listings (4%) versus the prior year.
TEXARKANA's median listing price comes in at 0% of the national average.
TEXARKANA's average listing price for 2026-10-01 was $309,347, a difference of $9,629 (3.2%) versus the prior year and $-2,780 versus the prior month.
For the 2026-10-01 period, TEXARKANA had 567 MLS listings, a difference of 3 listings (1%) versus the prior month and 24 listings (4%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - TEXARKANA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 108 days | 1,791 sqft |
| 2018-02-01 | 109 days | 1,801 sqft |
| 2018-03-01 | 103 days | 1,821 sqft |
| 2018-04-01 | 75 days | 1,902 sqft |
| 2018-05-01 | 73 days | 1,930 sqft |
| 2018-06-01 | 68 days | 1,954 sqft |
| 2018-07-01 | 65 days | 1,949 sqft |
| 2018-08-01 | 68 days | 1,988 sqft |
| 2018-09-01 | 78 days | 1,974 sqft |
| 2018-10-01 | 80 days | 1,948 sqft |
| 2018-11-01 | 79 days | 1,960 sqft |
| 2018-12-01 | 89 days | 1,970 sqft |
| 2019-01-01 | 103 days | 1,969 sqft |
| 2019-02-01 | 108 days | 1,949 sqft |
| 2019-03-01 | 99 days | 1,965 sqft |
| 2019-04-01 | 84 days | 1,996 sqft |
| 2019-05-01 | 75 days | 2,000 sqft |
| 2019-06-01 | 73 days | 1,984 sqft |
| 2019-07-01 | 77 days | 1,990 sqft |
| 2019-08-01 | 73 days | 2,004 sqft |
| 2019-09-01 | 73 days | 1,957 sqft |
| 2019-10-01 | 73 days | 1,920 sqft |
| 2019-11-01 | 86 days | 1,920 sqft |
| 2019-12-01 | 95 days | 1,951 sqft |
| 2020-01-01 | 106 days | 1,960 sqft |
| 2020-02-01 | 100 days | 1,953 sqft |
| 2020-03-01 | 77 days | 1,878 sqft |
| 2020-04-01 | 75 days | 1,926 sqft |
| 2020-05-01 | 87 days | 1,997 sqft |
| 2020-06-01 | 87 days | 2,030 sqft |
| 2020-07-01 | 71 days | 2,070 sqft |
| 2020-08-01 | 66 days | 2,043 sqft |
| 2020-09-01 | 71 days | 2,124 sqft |
| 2020-10-01 | 73 days | 2,089 sqft |
| 2020-11-01 | 54 days | 1,989 sqft |
| 2020-12-01 | 67 days | 2,039 sqft |
| 2021-01-01 | 76 days | 2,038 sqft |
| 2021-02-01 | 86 days | 2,112 sqft |
| 2021-03-01 | 64 days | 2,127 sqft |
| 2021-04-01 | 52 days | 2,024 sqft |
| 2021-05-01 | 30 days | 1,920 sqft |
| 2021-06-01 | 33 days | 1,849 sqft |
| 2021-07-01 | 33 days | 1,791 sqft |
| 2021-08-01 | 43 days | 1,773 sqft |
| 2021-09-01 | 45 days | 1,794 sqft |
| 2021-10-01 | 49 days | 1,877 sqft |
| 2021-11-01 | 53 days | 1,836 sqft |
| 2021-12-01 | 55 days | 1,848 sqft |
| 2022-01-01 | 61 days | 1,894 sqft |
| 2022-02-01 | 68 days | 1,905 sqft |
| 2022-03-01 | 57 days | 2,002 sqft |
| 2022-04-01 | 36 days | 2,133 sqft |
| 2022-05-01 | 33 days | 2,056 sqft |
| 2022-06-01 | 36 days | 1,986 sqft |
| 2022-07-01 | 40 days | 1,945 sqft |
| 2022-08-01 | 48 days | 1,909 sqft |
| 2022-09-01 | 65 days | 1,890 sqft |
| 2022-10-01 | 67 days | 1,916 sqft |
| 2022-11-01 | 68 days | 1,876 sqft |
| 2022-12-01 | 80 days | 1,871 sqft |
| 2023-01-01 | 86 days | 1,839 sqft |
| 2023-02-01 | 88 days | 1,879 sqft |
| 2023-03-01 | 70 days | 1,948 sqft |
| 2023-04-01 | 61 days | 2,016 sqft |
| 2023-05-01 | 60 days | 2,073 sqft |
| 2023-06-01 | 47 days | 2,016 sqft |
| 2023-07-01 | 48 days | 1,946 sqft |
| 2023-08-01 | 56 days | 1,942 sqft |
| 2023-09-01 | 59 days | 1,913 sqft |
| 2023-10-01 | 63 days | 1,906 sqft |
| 2023-11-01 | 73 days | 1,920 sqft |
| 2023-12-01 | 80 days | 1,925 sqft |
| 2024-01-01 | 89 days | 1,914 sqft |
| 2024-02-01 | 81 days | 1,840 sqft |
| 2024-03-01 | 67 days | 1,807 sqft |
| 2024-04-01 | 72 days | 1,849 sqft |
| 2024-05-01 | 68 days | 1,876 sqft |
| 2024-06-01 | 65 days | 1,923 sqft |
| 2024-07-01 | 76 days | 1,920 sqft |
| 2024-08-01 | 79 days | 1,895 sqft |
| 2024-09-01 | 81 days | 1,904 sqft |
| 2024-10-01 | 75 days | 1,901 sqft |
| 2024-11-01 | 78 days | 1,900 sqft |
| 2024-12-01 | 87 days | 1,900 sqft |
| 2025-01-01 | 94 days | 1,894 sqft |
| 2025-02-01 | 95 days | 1,890 sqft |
| 2025-03-01 | 87 days | 1,918 sqft |
| 2025-04-01 | 77 days | 1,940 sqft |
| 2025-05-01 | 71 days | 2,000 sqft |
| 2025-06-01 | 71 days | 2,000 sqft |
| 2025-07-01 | 77 days | 1,976 sqft |
| 2025-08-01 | 80 days | 1,903 sqft |
| 2025-09-01 | 89 days | 1,897 sqft |
| 2025-10-01 | 85 days | 1,909 sqft |
| 2025-11-01 | 82 days | 1,927 sqft |
| 2025-12-01 | 89 days | 1,907 sqft |
| 2026-01-01 | 93 days | 1,912 sqft |
| 2026-02-01 | 0 days | 1,908 sqft |
| 2026-03-01 | 0 days | 1,914 sqft |
| 2026-04-01 | 0 days | 1,906 sqft |
| 2026-05-01 | 0 days | 1,922 sqft |
| 2026-06-01 | 0 days | 1,932 sqft |
| 2026-07-01 | 0 days | 1,918 sqft |
| 2026-08-01 | 0 days | 1,939 sqft |
| 2026-09-01 | 0 days | 1,961 sqft |
| 2026-10-01 | 0 days | 1,901 sqft |
TEXARKANA's median listing age (time on market) for 2026-10-01 was 0 days.
This
is -100%
shorter
than the same period one year ago.
TEXARKANA's median square footage for active listings during the 2026-10-01 period was 1,901 sqft. One year prior, the average listing was 1,909 sqft.
TEXARKANA's median square footage for active listings during the 2026-10-01 period was 1,901 sqft. One year prior, the average listing was 1,909 sqft.
TEXARKANA, TX-AR Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,414 | $300,380,000 | $212,433 |
| Refi | 348 | $81,860,000 | $235,230 |
| Cash Out Refi | 275 | $43,165,000 | $156,964 |
| Other | 131 | $13,515,000 | $103,168 |
| Home Improvement | 83 | $6,645,000 | $80,060 |
Texarkana's most frequently cited loan purpose was Home Purchase, with 1,414 originations. The 2nd most popular reason was Refi, with 348 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 793 | $173,775,000 | $219,136 |
| 7-8% | 393 | $68,385,000 | $174,008 |
| Over 8% | 301 | $33,425,000 | $111,047 |
| 5-6% | 264 | $66,900,000 | $253,409 |
| 4-5% | 20 | $2,090,000 | $104,500 |
| <2.5% | 4 | $20,000 | $5,000 |
| 3-4% | 3 | $435,000 | $145,000 |
| 2.5-3% | 3 | $405,000 | $135,000 |
During 2025, Texarkana's most frequently originated rate bucket was 6-7%, with 793 originations.
Loan Sizing (TEXARKANA, TX-AR MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 837 | $124,585,000 | $148,847 |
| $200k-400k | 661 | $183,145,000 | $277,073 |
| $100,000 or less | 603 | $36,205,000 | $60,041 |
| $400k-600k | 111 | $52,555,000 | $473,468 |
| $600k-1000k | 27 | $19,925,000 | $737,963 |
| $Over $1MM | 12 | $29,150,000 | $2,429,167 |
TEXARKANA's loan sizing saw the bucket of loans from $100k-200k with 837 originations, totaling $124,585,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 969 | $217,445,000 | $224,401 |
| 60-80% | 306 | $66,420,000 | $217,059 |
| 40-60% | 151 | $24,445,000 | $161,887 |
| 20-40% | 133 | $11,615,000 | $87,331 |
| Under 20% | 119 | $3,785,000 | $31,807 |
| Over 100% | 49 | $10,725,000 | $218,878 |
TEXARKANA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 969 originations, totaling $217,445,000 in origination value.