TEXARKANA Mortgage Rates
30 Year Fixed Rate mortgages in Texarkana averaged
5.58%
for the week of 2022-05-12, compared to the national average of
5.3% for the same period.
The average rate for the prior week (2022-05-05) was
5.35% and
one month ago for the week of 2022-04-07, the
average rate was 5%.
Texarkana's average rate one year ago was 3.39%.
For refis of the same type during the week of 2022-05-12, the average rate
was 5.32%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-05-12 | 5.3% |
| Texarkana 30 Year Fixed Rate | 2022-05-12 | 5.58% |
| Texarkana 30 Year Fixed Rate Refi | 2022-05-12 | 5.32% |
| Texarkana 15 Year Fixed Rate | 2022-05-12 | 5.69% |
| Texarkana 15 Year Fixed Rate Refi | 2022-05-12 | 4.77% |
| Texarkana 30 Year FHA | 2022-05-12 | 5.54% |
| Texarkana 30 Year FHA Refi | 2022-05-12 | 5.68% |
| Texarkana 30 Year USDA | 2022-05-12 | 5.42% |
| Texarkana 30 Year USDA Refi | 2022-05-12 | 4.76% |
| Texarkana 30 Year VA | 2022-05-12 | 5.62% |
| Texarkana 30 Year VA Refi | 2022-05-12 | 5.04% |
TEXARKANA Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the TEXARKANA, TX-AR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
TEXARKANA, TX-AR's 111 lenders originated 3,515
loans during 2021. The total origination value was $704,525,000, with an average loan value of
$200,434.
The top TEXARKANA lender as defined by loan originations is QUICKEN LOANS, LLC, with
96 loans originated. Their average total fees are
$4,499, which is $491
higher than the next largest lender,
MORTGAGE FINANCIAL SERVICES, LLC.
The lowest fee TEXARKANA lenders (with over 10 loans originated) are
RED RIVER EMPLOYEES ($2,666), Citizens Bank ($3,039), BancorpSouth Bank ($3,177), Wells Fargo Bank ($3,250) and CALIBER HOME LOANS, INC. ($3,254).
The lowest rate TEXARKANA lenders (with over 10 loans originated) are
State Bank of De Kalb (2.91%), AMERISAVE MORTGAGE CORPORATION (2.93%), CORNERSTONE HOME LENDING, INC. (2.96%), Citizens Bank (2.97%) and Farmers Bank & Trust Company (2.98%).
TEXARKANA, TX-AR Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| MORTGAGE FINANCIAL SERVICES, LLC | $58,225,000 | $53,990,000 | -7.3% | 7.7% |
| State Bank of De Kalb | $60,565,000 | $50,295,000 | -17.0% | 7.1% |
| QUICKEN LOANS, LLC | $30,085,000 | $45,880,000 | 52.5% | 6.5% |
| Farmers Bank & Trust Company | $48,160,000 | $44,445,000 | -7.7% | 6.3% |
| Arbor Realty Trust, Inc. | $4,105,000 | $40,850,000 | 895.1% | 5.8% |
| U.S. Bank | $290,000 | $34,655,000 | 11,850.0% | 4.9% |
| RED RIVER EMPLOYEES | $17,485,000 | $29,780,000 | 70.3% | 4.2% |
| TEXAR | $32,220,000 | $25,310,000 | -21.4% | 3.6% |
| BancorpSouth Bank | $21,565,000 | $21,880,000 | 1.5% | 3.1% |
| BERKELEY POINT CAPITAL LLC | $21,795,000 | n/a | 3.1% | |
| GUILD MORTGAGE COMPANY | $3,865,000 | $19,195,000 | 396.6% | 2.7% |
| Guaranty Bank & Trust, N.A. | $23,195,000 | $18,985,000 | -18.2% | 2.7% |
| FREEDOM MORTGAGE CORPORATION | $20,985,000 | $17,565,000 | -16.3% | 2.5% |
| SWBC MORTGAGE CORPORATION | $17,845,000 | $15,505,000 | -13.1% | 2.2% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $14,355,000 | n/a | 2.0% | |
| Mortgage Research Center, LLC | $8,100,000 | $13,435,000 | 65.9% | 1.9% |
| COREVEST AMERICAN FINANCE LENDER LLC | $9,995,000 | n/a | 1.4% | |
| Regions Bank | $16,665,000 | $9,100,000 | -45.4% | 1.3% |
| CALIBER HOME LOANS, INC. | $5,330,000 | $7,155,000 | 34.2% | 1.0% |
| PENNYMAC LOAN SERVICES, LLC | $4,460,000 | $6,950,000 | 55.8% | 1.0% |
| LOANDEPOT.COM, LLC | $1,900,000 | $6,830,000 | 259.5% | 1.0% |
| Citizens Bank | $3,050,000 | $6,565,000 | 115.2% | 0.9% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $8,820,000 | $6,195,000 | -29.8% | 0.9% |
| Texana Bank | $6,500,000 | $6,155,000 | -5.3% | 0.9% |
| Wells Fargo Bank | $4,035,000 | $6,145,000 | 52.3% | 0.9% |
| ACADEMY MORTGAGE CORPORATION | $7,600,000 | $5,855,000 | -23.0% | 0.8% |
| Diamond Bank | $6,740,000 | $5,585,000 | -17.1% | 0.8% |
| 21ST MORTGAGE CORPORATION | $6,570,000 | $5,520,000 | -16.0% | 0.8% |
| AMERISAVE MORTGAGE CORPORATION | $2,220,000 | $5,145,000 | 131.8% | 0.7% |
| Mr. Cooper ( Nationstar Mortgage ) | $5,045,000 | $5,145,000 | 2.0% | 0.7% |
| Horatio State Bank | $3,425,000 | $4,865,000 | 42.0% | 0.7% |
| HOME POINT FINANCIAL CORPORATION | $2,255,000 | $4,455,000 | 97.6% | 0.6% |
| EVERETT FINANCIAL, INC. | $15,900,000 | $4,125,000 | -74.1% | 0.6% |
| Bank OZK | $5,245,000 | $4,040,000 | -23.0% | 0.6% |
| Waterstone Mortgage Corporation | $6,600,000 | $3,960,000 | -40.0% | 0.6% |
| Gateway First Bank | $5,940,000 | $3,950,000 | -33.5% | 0.6% |
| CORNERSTONE HOME LENDING, INC. | $7,255,000 | $3,830,000 | -47.2% | 0.5% |
| Bank of England | $3,980,000 | $3,575,000 | -10.2% | 0.5% |
| TRIAD FINANCIAL SERVICES, INC. | $1,075,000 | $3,365,000 | 213.0% | 0.5% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $3,920,000 | $3,170,000 | -19.1% | 0.4% |
| AMCAP MORTGAGE, LTD. | $2,455,000 | $3,155,000 | 28.5% | 0.4% |
| Hancock Whitney Bank | $3,125,000 | n/a | 0.4% | |
| UNITED WHOLESALE MORTGAGE, LLC | $1,960,000 | $3,085,000 | 57.4% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $3,070,000 | $3,020,000 | -1.6% | 0.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,050,000 | $3,000,000 | 185.7% | 0.4% |
| Farm Credit Services of Western Arkansas, ACA | $5,020,000 | $2,680,000 | -46.6% | 0.4% |
| The City National Bank of Sulphur Springs | $495,000 | $2,595,000 | 424.2% | 0.4% |
| NEW DAY FINANCIAL, LLC | $1,960,000 | $2,490,000 | 27.0% | 0.4% |
| USAA Federal Savings Bank | $3,180,000 | $2,490,000 | -21.7% | 0.4% |
| NEWREZ LLC | $1,100,000 | $2,390,000 | 117.3% | 0.3% |
| Arvest Bank | $2,870,000 | $2,185,000 | -23.9% | 0.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $530,000 | $2,085,000 | 293.4% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $945,000 | $2,055,000 | 117.5% | 0.3% |
| FirstTrust Home Loans, Inc. | $4,085,000 | $2,035,000 | -50.2% | 0.3% |
| VILLAGE CAPITAL & INVESTMENT LLC | $1,505,000 | $2,015,000 | 33.9% | 0.3% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,690,000 | $1,865,000 | 10.4% | 0.3% |
| The First National Bank of Tom Bean | $1,595,000 | $1,790,000 | 12.2% | 0.3% |
| JPMorgan Chase Bank | $2,260,000 | $1,735,000 | -23.2% | 0.2% |
| UNION HOME MORTGAGE CORP. | $1,065,000 | $1,715,000 | 61.0% | 0.2% |
| AMERICAN FINANCING CORPORATION | $640,000 | $1,630,000 | 154.7% | 0.2% |
| Barrington Bank & Trust Company, N.A. | $1,595,000 | $1,610,000 | 0.9% | 0.2% |
| First Guaranty Mortgage Corporation | $1,070,000 | $1,525,000 | 42.5% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,350,000 | $1,505,000 | 11.5% | 0.2% |
| UNITED BUILT HOMES, L.L.C. | $1,595,000 | $1,490,000 | -6.6% | 0.2% |
| LEADERONE FINANCIAL CORPORATION | $105,000 | $1,385,000 | 1,219.0% | 0.2% |
| InterContinental Capital Group, Inc | $715,000 | $1,345,000 | 88.1% | 0.2% |
| ZILLOW HOME LOANS, LLC | $215,000 | $1,330,000 | 518.6% | 0.2% |
| CHURCHILL MORTGAGE CORPORATION | $295,000 | $1,225,000 | 315.3% | 0.2% |
| Reliant Bank | $675,000 | $1,180,000 | 74.8% | 0.2% |
| Flagstar Bank, FSB | $705,000 | $1,135,000 | 61.0% | 0.2% |
| Carrington Mortgage Services, LLC | $1,090,000 | $1,035,000 | -5.0% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $585,000 | $990,000 | 69.2% | 0.1% |
| BROKER SOLUTIONS, INC. | $625,000 | $980,000 | 56.8% | 0.1% |
| BETTER MORTGAGE CORPORATION | $1,065,000 | $950,000 | -10.8% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $900,000 | n/a | 0.1% | |
| MID AMERICA MORTGAGE, INC. | $485,000 | $885,000 | 82.5% | 0.1% |
| AmeriHome Mortgage Company, LLC | $865,000 | $815,000 | -5.8% | 0.1% |
| American State Bank | $805,000 | n/a | 0.1% | |
| CLEARPATH LENDING | $1,635,000 | $805,000 | -50.8% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $330,000 | $800,000 | 142.4% | 0.1% |
| GREAT WESTERN FINANCIAL SERVICES, INC. | $450,000 | $790,000 | 75.6% | 0.1% |
| Hamilton Mortgage Corporation | $650,000 | $785,000 | 20.8% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $660,000 | $780,000 | 18.2% | 0.1% |
| Lakeview Community Capital, LLC | $775,000 | n/a | 0.1% | |
| KeyBank | $155,000 | $725,000 | 367.7% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $720,000 | n/a | 0.1% | |
| Goldwater Bank, N.A. | $890,000 | $715,000 | -19.7% | 0.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $690,000 | n/a | 0.1% | |
| CMG MORTGAGE, INC. | $565,000 | $675,000 | 19.5% | 0.1% |
| Magnolia Bank | $670,000 | n/a | 0.1% | |
| Truist Bank | $1,355,000 | $655,000 | -51.7% | 0.1% |
| ASPIRE FINANCIAL, INC. | $650,000 | n/a | 0.1% | |
| ENDEAVOR CAPITAL, LLC. | $605,000 | n/a | 0.1% | |
| S1L, Inc. | $105,000 | $600,000 | 471.4% | 0.1% |
| The Huntington National Bank | $580,000 | n/a | 0.1% | |
| Paramount Bank | $550,000 | n/a | 0.1% | |
| BKCO MORTGAGE, LLC | $545,000 | n/a | 0.1% | |
| RESIDENTIAL BANCORP. | $545,000 | n/a | 0.1% | |
| The Federal Savings Bank | $990,000 | $540,000 | -45.5% | 0.1% |
| Ally Bank | $215,000 | $515,000 | 139.5% | 0.1% |
| ACOPIA, LLC | $305,000 | $490,000 | 60.7% | 0.1% |
| Manufacturers and Traders Trust Company | $490,000 | n/a | 0.1% | |
| CHERRY CREEK MORTGAGE, LLC | $465,000 | n/a | 0.1% | |
| Prosperity Bank | $455,000 | n/a | 0.1% | |
| Credence Funding Corporation | $445,000 | n/a | 0.1% | |
| SOUTHWEST STAGE FUNDING, LLC | $535,000 | $425,000 | -20.6% | 0.1% |
| EMM LOANS LLC | $415,000 | n/a | 0.1% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $400,000 | n/a | 0.1% | |
| NATIONS RELIABLE LENDING, LLC | $380,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $370,000 | n/a | 0.1% | |
| First Internet Bank of Indiana | $365,000 | n/a | 0.1% | |
| NP, Inc. | $355,000 | n/a | 0.1% | |
| EECU | $350,000 | n/a | 0.0% | |
| Farm Credit Mid-America, ACA | $345,000 | n/a | 0.0% | |
| Origin Bank | $430,000 | $345,000 | -19.8% | 0.0% |
| SFMC, LP | $515,000 | $325,000 | -36.9% | 0.0% |
| First Financial Bank | $320,000 | n/a | 0.0% | |
| HOMESIDE FINANCIAL, LLC | $320,000 | n/a | 0.0% | |
| INTEGRITY MORTGAGE CORPORATION OF TEXAS | $320,000 | n/a | 0.0% | |
| NATIONS DIRECT MORTGAGE, LLC | $305,000 | $305,000 | 0.0% | 0.0% |
| Sunflower Bank | $305,000 | n/a | 0.0% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $745,000 | $295,000 | -60.4% | 0.0% |
| The Citizens Bank | $295,000 | n/a | 0.0% | |
| SECURITY SERVICE | $285,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $280,000 | n/a | 0.0% | |
| EASTMAN | $155,000 | $280,000 | 80.6% | 0.0% |
| SUMMIT FUNDING, INC. | $275,000 | n/a | 0.0% | |
| Discover Bank | $255,000 | $270,000 | 5.9% | 0.0% |
| Acre Mortgage and Financial Inc | $265,000 | n/a | 0.0% | |
| Bank of America | $1,365,000 | $260,000 | -81.0% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $850,000 | $255,000 | -70.0% | 0.0% |
| PREMIA MORTGAGE, LLC | $430,000 | $255,000 | -40.7% | 0.0% |
| NBKC BANK | $145,000 | $250,000 | 72.4% | 0.0% |
| The First National Bank of Hughes Springs | $720,000 | $250,000 | -65.3% | 0.0% |
| Austin Capital Bank SSB | $85,000 | $245,000 | 188.2% | 0.0% |
| MOVEMENT MORTGAGE, LLC | $480,000 | $245,000 | -49.0% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $310,000 | $240,000 | -22.6% | 0.0% |
| AMERICAN ADVISORS GROUP | $145,000 | $235,000 | 62.1% | 0.0% |
| AMWEST FUNDING CORP. | $235,000 | n/a | 0.0% | |
| CELEBRITY HOME LOANS, LLC | $720,000 | $230,000 | -68.1% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $230,000 | n/a | 0.0% | |
| BMO Harris Bank | $225,000 | n/a | 0.0% | |
| Chicago Patrolmen's Federal Credit Union | $225,000 | n/a | 0.0% | |
| Community First National Bank | $225,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $225,000 | n/a | 0.0% | |
| First United Bank and Trust Company | $115,000 | $225,000 | 95.7% | 0.0% |
| Amarillo National Bank | $125,000 | $220,000 | 76.0% | 0.0% |
| PNC Bank | $220,000 | n/a | 0.0% | |
| City Bank | $235,000 | $215,000 | -8.5% | 0.0% |
| Loan Simple, Inc. | $215,000 | n/a | 0.0% | |
| Mid-Continent Funding, Inc. | $500,000 | $215,000 | -57.0% | 0.0% |
| ACCELERATE MORTGAGE, LLC | $205,000 | n/a | 0.0% | |
| Centennial Bank | $125,000 | $205,000 | 64.0% | 0.0% |
| UMB Bank | $205,000 | n/a | 0.0% | |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $195,000 | n/a | 0.0% | |
| FINANCE OF AMERICA MORTGAGE LLC | $265,000 | $195,000 | -26.4% | 0.0% |
| GUARANTEED RATE, INC. | $1,335,000 | $195,000 | -85.4% | 0.0% |
| LENDERFI, INC. | $195,000 | n/a | 0.0% | |
| MEMBER HOME LOAN, L.L.C. | $195,000 | n/a | 0.0% | |
| WILLOW BEND MORTGAGE COMPANY, LLC | $165,000 | $195,000 | 18.2% | 0.0% |
| Renasant Bank | $185,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $25,000 | $185,000 | 640.0% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $230,000 | $175,000 | -23.9% | 0.0% |
| Leaders Credit Union | $175,000 | n/a | 0.0% | |
| Southern Bancorp Bank | $170,000 | n/a | 0.0% | |
| DELMAR FINANCIAL COMPANY | $165,000 | n/a | 0.0% | |
| Evolve Bank & Trust | $165,000 | n/a | 0.0% | |
| Mid-America Bank | $165,000 | n/a | 0.0% | |
| SIRVA MORTGAGE, INC. | $135,000 | $165,000 | 22.2% | 0.0% |
| Citizens Bank & Trust Company of Vivian, Louisiana | $320,000 | $160,000 | -50.0% | 0.0% |
| PHH Mortgage Corporation | $155,000 | n/a | 0.0% | |
| Simmons Bank | $75,000 | $155,000 | 106.7% | 0.0% |
| Veritex Community Bank | $155,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $165,000 | $145,000 | -12.1% | 0.0% |
| GMFS LLC | $145,000 | n/a | 0.0% | |
| JAMES B. NUTTER & COMPANY | $125,000 | $145,000 | 16.0% | 0.0% |
| The Bank of Holly Springs | $145,000 | n/a | 0.0% | |
| Triumph Bank | $145,000 | n/a | 0.0% | |
| First Security Bank | $355,000 | $135,000 | -62.0% | 0.0% |
| Colonial Savings, F.A. | $410,000 | $125,000 | -69.5% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $125,000 | n/a | 0.0% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $115,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $95,000 | $115,000 | 21.1% | 0.0% |
| The American National Bank of Texas | $115,000 | $115,000 | 0.0% | 0.0% |
| Citibank | $260,000 | $105,000 | -59.6% | 0.0% |
| CIVIC FINANCIAL SERVICES, LLC | $105,000 | n/a | 0.0% | |
| Nations Lending Corporation | $675,000 | $105,000 | -84.4% | 0.0% |
| POLARIS HOME FUNDING CORP. | $105,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $85,000 | $105,000 | 23.5% | 0.0% |
| PLANET HOME LENDING, LLC | $565,000 | $95,000 | -83.2% | 0.0% |
| Hometown Lenders, Inc. | $85,000 | n/a | 0.0% | |
| FAY SERVICING, LLC | $65,000 | n/a | 0.0% | |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $65,000 | n/a | 0.0% | |
| First Guaranty Bank | $65,000 | n/a | 0.0% | |
| The Farmers & Merchants Bank | $65,000 | n/a | 0.0% | |
| Figure Lending LLC | $55,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $55,000 | n/a | 0.0% | |
| North American Savings Bank, F.S.B. | $310,000 | $55,000 | -82.3% | 0.0% |
| Farm Credit Services of Western Arkansas, PCA | $65,000 | $25,000 | -61.5% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $25,000 | $25,000 | 0.0% | 0.0% |
| RANDOLPH-BROOKS | $185,000 | $15,000 | -91.9% | 0.0% |
TEXARKANA's top lender by overall market share is MORTGAGE FINANCIAL SERVICES, LLC, with 7.7% market share. In second place, with 7.1%, is State Bank of De Kalb, having originated $50,295,000 in loans. In third place, with 6.5%, is QUICKEN LOANS, LLC, having originated $45,880,000 in loans. In third place, with 6.3%, is Farmers Bank & Trust Company, having originated $44,445,000 in loans. In third place, with 5.8%, is Arbor Realty Trust, Inc., having originated $40,850,000 in loans.
TEXARKANA, TX-AR Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,869 | $361,255,000 | $193,288 |
| Refi | 1,057 | $195,115,000 | $184,593 |
| Cash Out Refi | 503 | $140,635,000 | $279,592 |
| Home Improvement | 61 | $4,745,000 | $77,787 |
| Other | 25 | $2,775,000 | $111,000 |
Texarkana's most frequently cited loan purpose was Home Purchase, with 1,869 originations. The 2nd most popular reason was Refi, with 1,057 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 1,026 | $208,500,000 | $203,216 |
| 3-4% | 995 | $193,695,000 | $194,668 |
| <2.5% | 480 | $129,980,000 | $270,792 |
| 4-5% | 372 | $60,500,000 | $162,634 |
| 5-6% | 199 | $27,175,000 | $136,558 |
| 6-7% | 80 | $5,830,000 | $72,875 |
| Over 8% | 60 | $5,500,000 | $91,667 |
| 7-8% | 33 | $2,705,000 | $81,970 |
During 2021, Texarkana's most frequently originated rate bucket was 2.5-3%, with 1,026 originations.
Loan Sizing (TEXARKANA, TX-AR MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 1,474 | $215,010,000 | $145,868 |
| $100,000 or less | 1,050 | $65,290,000 | $62,181 |
| $200k-400k | 859 | $228,745,000 | $266,292 |
| $400k-600k | 98 | $46,580,000 | $475,306 |
| $Over $1MM | 22 | $140,140,000 | $6,370,000 |
| $600k-1000k | 12 | $8,760,000 | $730,000 |
TEXARKANA's loan sizing saw the bucket of loans from $100k-200k with 1,474 originations, totaling $215,010,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,519 | $288,985,000 | $190,247 |
| 60-80% | 986 | $248,240,000 | $251,765 |
| 40-60% | 301 | $67,095,000 | $222,907 |
| 20-40% | 148 | $10,400,000 | $70,270 |
| Under 20% | 95 | $6,105,000 | $64,263 |
| Over 100% | 47 | $10,035,000 | $213,511 |
TEXARKANA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,519 originations, totaling $288,985,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - TEXARKANA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $133,900 (-3.5%) | $180,606 (-3.1%) | 0.49 | 522 |
| 2018-02-01 | $133,450 (-4.0%) | $182,334 (-1.9%) | 0.48 | 522 |
| 2018-03-01 | $140,000 (-0.7%) | $189,748 (-1.6%) | 0.48 | 523 |
| 2018-04-01 | $152,337 (2.2%) | $199,574 (3.2%) | 0.51 | 520 |
| 2018-05-01 | $158,450 (0.3%) | $205,287 (3.9%) | 0.53 | 513 |
| 2018-06-01 | $159,900 (0.6%) | $215,307 (11.4%) | 0.53 | 555 |
| 2018-07-01 | $159,900 (7.3%) | $213,001 (11.7%) | 0.53 | 608 |
| 2018-08-01 | $161,700 (14.7%) | $213,195 (16.3%) | 0.54 | 619 |
| 2018-09-01 | $165,000 (15.8%) | $212,598 (15.8%) | 0.55 | 598 |
| 2018-10-01 | $155,000 (10.8%) | $207,982 (15.2%) | 0.52 | 632 |
| 2018-11-01 | $157,500 (15.0%) | $212,512 (18.9%) | 0.53 | 633 |
| 2018-12-01 | $155,000 (14.9%) | $212,408 (17.8%) | 0.53 | 601 |
| 2019-01-01 | $153,400 (14.6%) | $209,826 (16.2%) | 0.53 | 578 |
| 2019-02-01 | $157,500 (18.0%) | $212,336 (16.5%) | 0.53 | 595 |
| 2019-03-01 | $166,386 (18.9%) | $217,919 (14.9%) | 0.54 | 599 |
| 2019-04-01 | $174,900 (14.8%) | $226,729 (13.6%) | 0.55 | 600 |
| 2019-05-01 | $175,000 (10.4%) | $224,190 (9.2%) | 0.54 | 583 |
| 2019-06-01 | $169,900 (6.3%) | $220,041 (2.2%) | 0.52 | 599 |
| 2019-07-01 | $169,900 (6.3%) | $219,124 (2.9%) | 0.53 | 604 |
| 2019-08-01 | $168,657 (4.3%) | $219,798 (3.1%) | 0.53 | 593 |
| 2019-09-01 | $166,000 (0.6%) | $217,837 (2.5%) | 0.53 | 588 |
| 2019-10-01 | $159,900 (3.2%) | $211,101 (1.5%) | 0.51 | 604 |
| 2019-11-01 | $159,500 (1.3%) | $210,290 (-1.1%) | 0.51 | 586 |
| 2019-12-01 | $159,900 (3.2%) | $208,734 (-1.7%) | 0.53 | 535 |
| 2020-01-01 | $162,400 (5.9%) | $211,081 (0.6%) | 0.54 | 480 |
| 2020-02-01 | $164,900 (4.7%) | $215,252 (1.4%) | 0.53 | 454 |
| 2020-03-01 | $159,400 (-4.2%) | $209,044 (-4.1%) | 0.50 | 453 |
| 2020-04-01 | $161,500 (-7.7%) | $215,343 (-5.0%) | 0.50 | 429 |
| 2020-05-01 | $179,900 (2.8%) | $230,365 (2.8%) | 0.55 | 365 |
| 2020-06-01 | $193,449 (13.9%) | $241,849 (9.9%) | 0.56 | 375 |
| 2020-07-01 | $204,900 (20.6%) | $253,176 (15.5%) | 0.59 | 356 |
| 2020-08-01 | $189,900 (12.6%) | $247,551 (12.6%) | 0.54 | 325 |
| 2020-09-01 | $193,200 (16.4%) | $259,237 (19.0%) | 0.55 | 295 |
| 2020-10-01 | $195,000 (22.0%) | $256,763 (21.6%) | 0.56 | 282 |
| 2020-11-01 | $190,000 (19.1%) | $250,492 (19.1%) | 0.54 | 286 |
| 2020-12-01 | $190,000 (18.8%) | $266,349 (27.6%) | 0.56 | 254 |
| 2021-01-01 | $189,900 (16.9%) | $270,693 (28.2%) | 0.56 | 228 |
| 2021-02-01 | $196,000 (18.9%) | $270,466 (25.7%) | 0.56 | 212 |
| 2021-03-01 | $199,500 (25.2%) | $279,087 (33.5%) | 0.56 | 196 |
| 2021-04-01 | $231,950 (43.6%) | $367,794 (70.8%) | 0.62 | 165 |
| 2021-05-01 | $220,000 (22.3%) | $380,057 (65.0%) | 0.58 | 146 |
| 2021-06-01 | $184,450 (-4.7%) | $358,739 (48.3%) | 0.48 | 149 |
| 2021-07-01 | $182,500 (-10.9%) | $333,702 (31.8%) | 0.47 | 170 |
| 2021-08-01 | $172,450 (-9.2%) | $312,960 (26.4%) | 0.45 | 195 |
| 2021-09-01 | $173,000 (-10.5%) | $296,734 (14.5%) | 0.46 | 212 |
| 2021-10-01 | $179,500 (-8.0%) | $296,328 (15.4%) | 0.47 | 229 |
| 2021-11-01 | $179,700 (-5.4%) | $298,538 (19.2%) | 0.47 | 240 |
| 2021-12-01 | $179,950 (-5.3%) | $292,984 (10.0%) | 0.48 | 247 |
| 2022-01-01 | $189,900 (0.0%) | $309,788 (14.4%) | 0.51 | 207 |
| 2022-02-01 | $211,950 (8.1%) | $330,339 (22.1%) | 0.54 | 191 |
| 2022-03-01 | $231,500 (16.0%) | $320,166 (14.7%) | 0.57 | 182 |
| 2022-04-01 | $279,900 (20.7%) | $347,565 (-5.5%) | 0.66 | 166 |
TEXARKANA's median listing price comes in at 66% of the national average.
TEXARKANA's average listing price for 2022-04-01 was $347,565, a difference of $-20,229 (-5.5%) versus the prior year and $27,399 versus the prior month.
For the 2022-04-01 period, TEXARKANA had 166 MLS listings, a difference of -16 listings (-9%) versus the prior month and 1 listings (1%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - TEXARKANA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 112 days | 1,796 sqft |
| 2018-02-01 | 112 days | 1,801 sqft |
| 2018-03-01 | 110 days | 1,855 sqft |
| 2018-04-01 | 81 days | 1,912 sqft |
| 2018-05-01 | 78 days | 1,931 sqft |
| 2018-06-01 | 71 days | 1,978 sqft |
| 2018-07-01 | 69 days | 1,955 sqft |
| 2018-08-01 | 72 days | 1,988 sqft |
| 2018-09-01 | 80 days | 1,998 sqft |
| 2018-10-01 | 82 days | 1,948 sqft |
| 2018-11-01 | 82 days | 1,954 sqft |
| 2018-12-01 | 92 days | 1,959 sqft |
| 2019-01-01 | 103 days | 1,953 sqft |
| 2019-02-01 | 113 days | 1,956 sqft |
| 2019-03-01 | 95 days | 1,971 sqft |
| 2019-04-01 | 83 days | 2,003 sqft |
| 2019-05-01 | 80 days | 2,028 sqft |
| 2019-06-01 | 77 days | 2,004 sqft |
| 2019-07-01 | 79 days | 2,043 sqft |
| 2019-08-01 | 77 days | 2,064 sqft |
| 2019-09-01 | 75 days | 1,992 sqft |
| 2019-10-01 | 75 days | 1,916 sqft |
| 2019-11-01 | 84 days | 1,920 sqft |
| 2019-12-01 | 98 days | 1,958 sqft |
| 2020-01-01 | 109 days | 1,970 sqft |
| 2020-02-01 | 105 days | 1,966 sqft |
| 2020-03-01 | 92 days | 1,920 sqft |
| 2020-04-01 | 83 days | 1,931 sqft |
| 2020-05-01 | 95 days | 2,025 sqft |
| 2020-06-01 | 85 days | 2,041 sqft |
| 2020-07-01 | 57 days | 2,087 sqft |
| 2020-08-01 | 64 days | 2,025 sqft |
| 2020-09-01 | 71 days | 2,149 sqft |
| 2020-10-01 | 71 days | 2,090 sqft |
| 2020-11-01 | 55 days | 2,019 sqft |
| 2020-12-01 | 62 days | 2,077 sqft |
| 2021-01-01 | 73 days | 2,128 sqft |
| 2021-02-01 | 78 days | 2,183 sqft |
| 2021-03-01 | 78 days | 2,198 sqft |
| 2021-04-01 | 75 days | 2,151 sqft |
| 2021-05-01 | 37 days | 2,019 sqft |
| 2021-06-01 | 35 days | 1,886 sqft |
| 2021-07-01 | 39 days | 1,848 sqft |
| 2021-08-01 | 39 days | 1,814 sqft |
| 2021-09-01 | 44 days | 1,799 sqft |
| 2021-10-01 | 44 days | 1,888 sqft |
| 2021-11-01 | 54 days | 1,851 sqft |
| 2021-12-01 | 56 days | 1,841 sqft |
| 2022-01-01 | 63 days | 1,863 sqft |
| 2022-02-01 | 69 days | 1,875 sqft |
| 2022-03-01 | 60 days | 1,960 sqft |
| 2022-04-01 | 36 days | 2,161 sqft |
TEXARKANA's median square footage for active listings during the 2022-04-01 period was 2,161 sqft. One year prior, the average listing was 2,151 sqft.
