TEXARKANA Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Texarkana averaged
7.03%
for the week of 2023-09-21, compared to the national average of
7.19% for the same period.
The average rate for the prior week (2023-09-14) was
7.12% and
one month ago for the week of 2023-08-17, the
average rate was 7.13%.
Texarkana's average rate one year ago was 5.96%.
For refis of the same type during the week of 2023-09-21, the average rate
was 6.36%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-09-21 | 7.19% |
| Texarkana 30 Year Fixed Rate | 2023-09-21 | 7.03% |
| Texarkana 30 Year Fixed Rate Refi | 2023-09-21 | 6.36% |
| Texarkana 15 Year Fixed Rate | 2023-09-21 | 6.59% |
| Texarkana 15 Year Fixed Rate Refi | 2023-09-21 | 6.38% |
| Texarkana 30 Year FHA | 2023-09-21 | 6.53% |
| Texarkana 30 Year FHA Refi | 2023-09-21 | 7.04% |
| Texarkana 30 Year USDA | 2023-09-21 | 7.22% |
| Texarkana 30 Year USDA Refi | 2023-09-21 | 7.02% |
| Texarkana 30 Year VA | 2023-09-21 | 6.46% |
| Texarkana 30 Year VA Refi | 2023-09-21 | 6.82% |
TEXARKANA Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the TEXARKANA, TX-AR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
TEXARKANA Average Closing Costs & Other Stats
TEXARKANA, TX-AR's 102 lenders originated 2,704
loans during 2022. The total origination value was $488,660,000, with an average loan value of
$180,717.
TEXARKANA's average closing costs are $4,864.
The top TEXARKANA lender as defined by loan originations is MORTGAGE FINANCIAL SERVICES, LLC, with
66 loans originated. Their average total fees are
$5,298, which is $927
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee TEXARKANA lenders (with over 10 loans originated) are
EVERETT FINANCIAL, INC. ($2,477), JPMorgan Chase Bank ($2,818), Regions Bank ($3,325), RED RIVER EMPLOYEES ($3,589) and Wells Fargo Bank ($3,644).
The lowest rate TEXARKANA lenders (with over 10 loans originated) are
FREEDOM MORTGAGE CORPORATION (4.18%), Guaranty Bank & Trust, N.A. (4.55%), State Bank of De Kalb (4.62%), Regions Bank (4.63%) and JPMorgan Chase Bank (4.75%).
TEXARKANA, TX-AR Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| State Bank of De Kalb | $50,295,000 | $52,730,000 | 4.8% | 10.8% |
| MORTGAGE FINANCIAL SERVICES, LLC | $53,990,000 | $40,225,000 | -25.5% | 8.2% |
| RED RIVER EMPLOYEES | $29,780,000 | $38,495,000 | 29.3% | 7.9% |
| Farmers Bank & Trust Company | $44,445,000 | $36,750,000 | -17.3% | 7.5% |
| QUICKEN LOANS, LLC | $45,880,000 | $27,745,000 | -39.5% | 5.7% |
| BancorpSouth Bank | $21,880,000 | $18,590,000 | -15.0% | 3.8% |
| Guaranty Bank & Trust, N.A. | $18,985,000 | $15,655,000 | -17.5% | 3.2% |
| Mortgage Research Center, LLC | $13,435,000 | $15,490,000 | 15.3% | 3.2% |
| SWBC MORTGAGE CORPORATION | $15,505,000 | $13,110,000 | -15.4% | 2.7% |
| TEXAR | $25,310,000 | $11,665,000 | -53.9% | 2.4% |
| EVERETT FINANCIAL, INC. | $4,125,000 | $11,115,000 | 169.5% | 2.3% |
| Texana Bank | $6,155,000 | $8,665,000 | 40.8% | 1.8% |
| GUILD MORTGAGE COMPANY | $19,195,000 | $8,165,000 | -57.5% | 1.7% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $2,085,000 | $8,060,000 | 286.6% | 1.6% |
| UNITED WHOLESALE MORTGAGE, LLC | $3,085,000 | $7,165,000 | 132.3% | 1.5% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $6,195,000 | $7,145,000 | 15.3% | 1.5% |
| TRIAD FINANCIAL SERVICES, INC. | $3,365,000 | $6,265,000 | 86.2% | 1.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $5,145,000 | $5,925,000 | 15.2% | 1.2% |
| 21ST MORTGAGE CORPORATION | $5,520,000 | $5,680,000 | 2.9% | 1.2% |
| Horatio State Bank | $4,865,000 | $5,580,000 | 14.7% | 1.1% |
| The First National Bank of Tom Bean | $1,790,000 | $5,555,000 | 210.3% | 1.1% |
| Diamond Bank | $5,585,000 | $5,360,000 | -4.0% | 1.1% |
| Regions Bank | $9,100,000 | $5,265,000 | -42.1% | 1.1% |
| LOANDEPOT.COM, LLC | $6,830,000 | $5,070,000 | -25.8% | 1.0% |
| Gateway First Bank | $3,950,000 | $4,935,000 | 24.9% | 1.0% |
| Wells Fargo Bank | $6,145,000 | $4,195,000 | -31.7% | 0.9% |
| NAVY FEDERAL CREDIT UNION | $3,020,000 | $3,970,000 | 31.5% | 0.8% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $3,170,000 | $3,645,000 | 15.0% | 0.7% |
| FREEDOM MORTGAGE CORPORATION | $17,565,000 | $3,590,000 | -79.6% | 0.7% |
| AMERISAVE MORTGAGE CORPORATION | $5,145,000 | $3,560,000 | -30.8% | 0.7% |
| UNITED BUILT HOMES, L.L.C. | $1,490,000 | $3,355,000 | 125.2% | 0.7% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $3,000,000 | $3,200,000 | 6.7% | 0.7% |
| JPMorgan Chase Bank | $1,735,000 | $3,175,000 | 83.0% | 0.6% |
| USAA Federal Savings Bank | $2,490,000 | $3,175,000 | 27.5% | 0.6% |
| HOME POINT FINANCIAL CORPORATION | $4,455,000 | $3,145,000 | -29.4% | 0.6% |
| PENNYMAC LOAN SERVICES, LLC | $6,950,000 | $3,110,000 | -55.3% | 0.6% |
| The City National Bank of Sulphur Springs | $2,595,000 | $2,920,000 | 12.5% | 0.6% |
| Arvest Bank | $2,185,000 | $2,790,000 | 27.7% | 0.6% |
| CALIBER HOME LOANS, INC. | $7,155,000 | $2,690,000 | -62.4% | 0.6% |
| FirstTrust Home Loans, Inc. | $2,035,000 | $2,505,000 | 23.1% | 0.5% |
| Farm Credit Services of Western Arkansas, ACA | $2,680,000 | $2,400,000 | -10.4% | 0.5% |
| Citizens Bank | $6,565,000 | $2,205,000 | -66.4% | 0.5% |
| Waterstone Mortgage Corporation | $3,960,000 | $2,050,000 | -48.2% | 0.4% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,865,000 | $1,940,000 | 4.0% | 0.4% |
| NEWREZ LLC | $2,390,000 | $1,930,000 | -19.2% | 0.4% |
| BROKER SOLUTIONS, INC. | $980,000 | $1,725,000 | 76.0% | 0.4% |
| United Community Bank | $1,660,000 | n/a | 0.3% | |
| CORNERSTONE HOME LENDING, INC. | $3,830,000 | $1,505,000 | -60.7% | 0.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $690,000 | $1,405,000 | 103.6% | 0.3% |
| First Horizon Bank | $1,355,000 | n/a | 0.3% | |
| ROYAL UNITED MORTGAGE LLC | $990,000 | $1,325,000 | 33.8% | 0.3% |
| AMERICAN FINANCING CORPORATION | $1,630,000 | $1,280,000 | -21.5% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $2,055,000 | $1,215,000 | -40.9% | 0.2% |
| Bank of England | $3,575,000 | $1,195,000 | -66.6% | 0.2% |
| BETTER MORTGAGE CORPORATION | $950,000 | $1,100,000 | 15.8% | 0.2% |
| Bank of America | $260,000 | $1,055,000 | 305.8% | 0.2% |
| T2 FINANCIAL LLC | $1,055,000 | n/a | 0.2% | |
| The First National Bank of Hughes Springs | $250,000 | $1,040,000 | 316.0% | 0.2% |
| AMCAP MORTGAGE, LTD. | $3,155,000 | $1,010,000 | -68.0% | 0.2% |
| Truist | $655,000 | $960,000 | 46.6% | 0.2% |
| PNC Bank | $220,000 | $895,000 | 306.8% | 0.2% |
| North American Savings Bank, F.S.B. | $55,000 | $850,000 | 1,445.5% | 0.2% |
| SOUTHWEST STAGE FUNDING, LLC | $425,000 | $840,000 | 97.6% | 0.2% |
| Carrington Mortgage Services, LLC | $1,035,000 | $815,000 | -21.3% | 0.2% |
| U.S. Bank | $34,655,000 | $795,000 | -97.7% | 0.2% |
| Secured Investment Corp. | $775,000 | n/a | 0.2% | |
| GUARANTEED RATE, INC. | $195,000 | $750,000 | 284.6% | 0.2% |
| Ixonia Bank | $750,000 | n/a | 0.2% | |
| LEADERONE FINANCIAL CORPORATION | $1,385,000 | $750,000 | -45.8% | 0.2% |
| NFM, INC. | $705,000 | n/a | 0.1% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $255,000 | $665,000 | 160.8% | 0.1% |
| CERTAINTY HOME LOANS, LLC | $655,000 | n/a | 0.1% | |
| CHURCHILL MORTGAGE CORPORATION | $1,225,000 | $655,000 | -46.5% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $295,000 | $650,000 | 120.3% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $650,000 | n/a | 0.1% | |
| Assurance Financial Group, L.L.C. | $620,000 | n/a | 0.1% | |
| Pilgrim Bank | $605,000 | n/a | 0.1% | |
| AMERICAN INTERNET MORTGAGE, INC. | $175,000 | $590,000 | 237.1% | 0.1% |
| Bank OZK | $4,040,000 | $590,000 | -85.4% | 0.1% |
| Austin Capital Bank SSB | $245,000 | $555,000 | 126.5% | 0.1% |
| Flagstar Bank, FSB | $1,135,000 | $550,000 | -51.5% | 0.1% |
| Magnolia Bank | $670,000 | $550,000 | -17.9% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $370,000 | $540,000 | 45.9% | 0.1% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $280,000 | $540,000 | 92.9% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,505,000 | $540,000 | -64.1% | 0.1% |
| ZILLOW HOME LOANS, LLC | $1,330,000 | $520,000 | -60.9% | 0.1% |
| Comerica Bank | $505,000 | n/a | 0.1% | |
| Equity Prime Mortgage LLC | $225,000 | $495,000 | 120.0% | 0.1% |
| Mid-Continent Funding, Inc. | $215,000 | $480,000 | 123.3% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $1,610,000 | $465,000 | -71.1% | 0.1% |
| BOKF | $465,000 | n/a | 0.1% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $720,000 | $445,000 | -38.2% | 0.1% |
| AmeriHome Mortgage Company, LLC | $815,000 | $440,000 | -46.0% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $900,000 | $420,000 | -53.3% | 0.1% |
| ASPIRE FINANCIAL, INC. | $650,000 | $415,000 | -36.2% | 0.1% |
| Origin Bank | $345,000 | $405,000 | 17.4% | 0.1% |
| UNION HOME MORTGAGE CORP. | $1,715,000 | $405,000 | -76.4% | 0.1% |
| SIRVA MORTGAGE, INC. | $165,000 | $400,000 | 142.4% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $395,000 | n/a | 0.1% | |
| Wyndham Capital Mortgage, Inc. | $385,000 | n/a | 0.1% | |
| Sunflower Bank | $305,000 | $380,000 | 24.6% | 0.1% |
| PREMIA MORTGAGE, LLC | $255,000 | $375,000 | 47.1% | 0.1% |
| BAY EQUITY LLC | $365,000 | n/a | 0.1% | |
| PHH Mortgage Corporation | $155,000 | $365,000 | 135.5% | 0.1% |
| CLEARPATH LENDING | $805,000 | $360,000 | -55.3% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $355,000 | n/a | 0.1% | |
| CALCON MUTUAL MORTGAGE LLC | $340,000 | n/a | 0.1% | |
| ACADEMY MORTGAGE CORPORATION | $5,855,000 | $335,000 | -94.3% | 0.1% |
| North East Texas Credit Union | $335,000 | n/a | 0.1% | |
| First State Bank of St. Charles, Missouri | $330,000 | n/a | 0.1% | |
| Citizens Bank & Trust Company of Vivian, Louisiana | $160,000 | $325,000 | 103.1% | 0.1% |
| SFMC, LP | $325,000 | $325,000 | 0.0% | 0.1% |
| CMG MORTGAGE, INC. | $675,000 | $315,000 | -53.3% | 0.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $115,000 | $315,000 | 173.9% | 0.1% |
| First Guaranty Bank | $65,000 | $315,000 | 384.6% | 0.1% |
| GSF Mortgage Corporation | $315,000 | n/a | 0.1% | |
| Colonial Savings, F.A. | $125,000 | $305,000 | 144.0% | 0.1% |
| Discover Bank | $270,000 | $305,000 | 13.0% | 0.1% |
| NEW DAY FINANCIAL, LLC | $2,490,000 | $300,000 | -88.0% | 0.1% |
| Farm Credit Mid-America, ACA | $345,000 | $295,000 | -14.5% | 0.1% |
| United Fidelity Funding Corp. | $295,000 | n/a | 0.1% | |
| First National Bank Texas | $285,000 | n/a | 0.1% | |
| TEXAS DOW EMPLOYEES CREDIT UNION | $285,000 | n/a | 0.1% | |
| Great Plains National Bank | $275,000 | n/a | 0.1% | |
| Hometown Lenders, Inc. | $85,000 | $270,000 | 217.6% | 0.1% |
| Home Federal Bank | $255,000 | n/a | 0.1% | |
| NAVY ARMY COMMUNITY CREDIT UNION | $255,000 | n/a | 0.1% | |
| RANLIFE, INC. | $245,000 | n/a | 0.1% | |
| THE MORTGAGE LINK, INC. | $245,000 | n/a | 0.1% | |
| First United Bank and Trust Company | $225,000 | $235,000 | 4.4% | 0.0% |
| Austin Bank, Texas | $225,000 | n/a | 0.0% | |
| STOCKTON MORTGAGE CORPORATION | $225,000 | n/a | 0.0% | |
| Plains Commerce Bank | $220,000 | n/a | 0.0% | |
| S1L, Inc. | $600,000 | $220,000 | -63.3% | 0.0% |
| ENDEAVOR CAPITAL, LLC. | $605,000 | $215,000 | -64.5% | 0.0% |
| IMPAC MORTGAGE CORP. | $215,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $215,000 | n/a | 0.0% | |
| Strong Home Mortgage, LLC | $215,000 | n/a | 0.0% | |
| Amerifirst Financial, Inc. | $205,000 | n/a | 0.0% | |
| Centennial Bank | $205,000 | $195,000 | -4.9% | 0.0% |
| Hometown Equity Mortgage, LLC | $195,000 | n/a | 0.0% | |
| INTELLILOAN, INC. | $195,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $185,000 | n/a | 0.0% | |
| Low VA Rates, LLC | $185,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $885,000 | $185,000 | -79.1% | 0.0% |
| SPRING EQ, LLC | $185,000 | $170,000 | -8.1% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $165,000 | n/a | 0.0% | |
| BANK OF LITTLE ROCK MORTGAGE CORPORATION | $165,000 | n/a | 0.0% | |
| OPEN MORTGAGE, LLC | $165,000 | n/a | 0.0% | |
| Farmers Bank & Trust | $155,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $55,000 | $155,000 | 181.8% | 0.0% |
| AMERICAN ADVISORS GROUP | $235,000 | $150,000 | -36.2% | 0.0% |
| MOVEMENT MORTGAGE, LLC | $245,000 | $145,000 | -40.8% | 0.0% |
| M&T Bank | $490,000 | $145,000 | -70.4% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $125,000 | $140,000 | 12.0% | 0.0% |
| NBH Bank | $135,000 | n/a | 0.0% | |
| Texas Bank | $135,000 | n/a | 0.0% | |
| Zions Bancorporation, N.A. | $135,000 | n/a | 0.0% | |
| The Home Loan Expert LLC | $130,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $125,000 | n/a | 0.0% | |
| Southwest Airlines Federal Credit Union | $125,000 | n/a | 0.0% | |
| CARTER FEDERAL CREDIT UNION | $115,000 | n/a | 0.0% | |
| DIRECTIONS EQUITY, LLC | $115,000 | n/a | 0.0% | |
| Nations Lending Corporation | $105,000 | $115,000 | 9.5% | 0.0% |
| Chicago Mortgage Solutions LLC | $105,000 | n/a | 0.0% | |
| LENDINGHOME FUNDING CORPORATION | $105,000 | n/a | 0.0% | |
| CIVIC FINANCIAL SERVICES, LLC | $105,000 | $95,000 | -9.5% | 0.0% |
| LOANPAL, LLC | $95,000 | n/a | 0.0% | |
| Northpointe Bank | $85,000 | n/a | 0.0% | |
| CSL Financial, LLC | $75,000 | n/a | 0.0% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $780,000 | $75,000 | -90.4% | 0.0% |
| PLANET HOME LENDING, LLC | $95,000 | $75,000 | -21.1% | 0.0% |
| First Security Bank | $135,000 | $65,000 | -51.9% | 0.0% |
| VeraBank | $65,000 | n/a | 0.0% | |
| EASTMAN | $280,000 | $55,000 | -80.4% | 0.0% |
| EECU | $350,000 | $55,000 | -84.3% | 0.0% |
| NASA Federal Credit Union | $55,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $25,000 | $25,000 | 0.0% | 0.0% |
| EAST TEXAS PROFESSIONAL Credit Union | $15,000 | n/a | 0.0% | |
| Farm Credit Services of Western Arkansas, PCA | $25,000 | $15,000 | -40.0% | 0.0% |
| Southern Bancorp Bank | $170,000 | $15,000 | -91.2% | 0.0% |
TEXARKANA's top lender by overall market share is State Bank of De Kalb, with 10.8% market share. In second place, with 8.2%, is MORTGAGE FINANCIAL SERVICES, LLC, having originated $40,225,000 in loans. In third place, with 7.9%, is RED RIVER EMPLOYEES, having originated $38,495,000 in loans. In fourth place, with 7.5%, is Farmers Bank & Trust Company, having originated $36,750,000 in loans. In fifth place, with 5.7%, is QUICKEN LOANS, LLC, having originated $27,745,000 in loans.
TEXARKANA Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - TEXARKANA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $136,975 (-1.3%) | $185,893 (-0.1%) | 0.51 | 473 |
| 2018-02-01 | $135,150 (-2.8%) | $186,605 (0.7%) | 0.49 | 469 |
| 2018-03-01 | $141,500 (0.0%) | $192,739 (0.4%) | 0.50 | 467 |
| 2018-04-01 | $157,287 (4.9%) | $203,969 (5.6%) | 0.53 | 468 |
| 2018-05-01 | $159,900 (0.3%) | $210,470 (7.5%) | 0.53 | 470 |
| 2018-06-01 | $159,950 (0.2%) | $218,921 (13.6%) | 0.53 | 510 |
| 2018-07-01 | $164,550 (10.1%) | $218,876 (14.7%) | 0.55 | 547 |
| 2018-08-01 | $169,700 (19.1%) | $220,122 (19.1%) | 0.57 | 547 |
| 2018-09-01 | $166,350 (14.7%) | $218,039 (17.3%) | 0.56 | 528 |
| 2018-10-01 | $157,475 (9.4%) | $209,776 (13.8%) | 0.53 | 547 |
| 2018-11-01 | $158,250 (13.2%) | $212,687 (16.8%) | 0.54 | 555 |
| 2018-12-01 | $155,900 (12.2%) | $216,807 (15.7%) | 0.54 | 523 |
| 2019-01-01 | $155,750 (13.7%) | $213,471 (14.8%) | 0.54 | 501 |
| 2019-02-01 | $159,950 (18.4%) | $212,155 (13.7%) | 0.54 | 496 |
| 2019-03-01 | $167,471 (18.4%) | $216,504 (12.3%) | 0.55 | 488 |
| 2019-04-01 | $174,700 (11.1%) | $224,584 (10.1%) | 0.55 | 487 |
| 2019-05-01 | $171,600 (7.3%) | $217,176 (3.2%) | 0.54 | 472 |
| 2019-06-01 | $165,450 (3.4%) | $212,968 (-2.7%) | 0.52 | 498 |
| 2019-07-01 | $167,750 (1.9%) | $212,875 (-2.7%) | 0.53 | 493 |
| 2019-08-01 | $166,064 (-2.1%) | $213,203 (-3.1%) | 0.53 | 478 |
| 2019-09-01 | $161,659 (-2.8%) | $210,771 (-3.3%) | 0.52 | 481 |
| 2019-10-01 | $159,556 (1.3%) | $209,150 (-0.3%) | 0.51 | 481 |
| 2019-11-01 | $159,900 (1.0%) | $207,186 (-2.6%) | 0.52 | 464 |
| 2019-12-01 | $161,175 (3.4%) | $207,224 (-4.4%) | 0.54 | 421 |
| 2020-01-01 | $159,450 (2.4%) | $209,008 (-2.1%) | 0.53 | 370 |
| 2020-02-01 | $163,000 (1.9%) | $214,846 (1.3%) | 0.53 | 361 |
| 2020-03-01 | $157,950 (-5.7%) | $205,903 (-4.9%) | 0.50 | 366 |
| 2020-04-01 | $166,375 (-4.8%) | $213,144 (-5.1%) | 0.52 | 346 |
| 2020-05-01 | $179,450 (4.6%) | $224,877 (3.6%) | 0.55 | 304 |
| 2020-06-01 | $188,425 (13.9%) | $233,975 (9.9%) | 0.56 | 293 |
| 2020-07-01 | $197,824 (17.9%) | $242,080 (13.7%) | 0.57 | 280 |
| 2020-08-01 | $185,000 (11.4%) | $234,150 (9.8%) | 0.53 | 258 |
| 2020-09-01 | $184,850 (14.4%) | $240,405 (14.1%) | 0.53 | 234 |
| 2020-10-01 | $189,000 (18.5%) | $240,177 (14.8%) | 0.54 | 236 |
| 2020-11-01 | $185,000 (15.7%) | $238,842 (15.3%) | 0.54 | 235 |
| 2020-12-01 | $187,125 (16.1%) | $247,094 (19.2%) | 0.56 | 202 |
| 2021-01-01 | $184,900 (16.0%) | $253,718 (21.4%) | 0.55 | 182 |
| 2021-02-01 | $191,075 (17.2%) | $254,469 (18.4%) | 0.56 | 170 |
| 2021-03-01 | $195,350 (23.7%) | $259,122 (25.9%) | 0.55 | 161 |
| 2021-04-01 | $193,875 (16.5%) | $363,138 (70.4%) | 0.52 | 136 |
| 2021-05-01 | $199,900 (11.4%) | $372,681 (65.7%) | 0.53 | 134 |
| 2021-06-01 | $180,950 (-4.0%) | $344,953 (47.4%) | 0.48 | 142 |
| 2021-07-01 | $179,500 (-9.3%) | $321,072 (32.6%) | 0.47 | 169 |
| 2021-08-01 | $169,500 (-8.4%) | $305,381 (30.4%) | 0.45 | 189 |
| 2021-09-01 | $172,875 (-6.5%) | $291,635 (21.3%) | 0.46 | 197 |
| 2021-10-01 | $178,000 (-5.8%) | $294,760 (22.7%) | 0.47 | 213 |
| 2021-11-01 | $178,750 (-3.4%) | $297,029 (24.4%) | 0.48 | 226 |
| 2021-12-01 | $179,950 (-3.8%) | $295,872 (19.7%) | 0.49 | 229 |
| 2022-01-01 | $195,000 (5.5%) | $318,221 (25.4%) | 0.53 | 186 |
| 2022-02-01 | $223,250 (16.8%) | $334,202 (31.3%) | 0.58 | 178 |
| 2022-03-01 | $246,500 (26.2%) | $316,835 (22.3%) | 0.62 | 164 |
| 2022-04-01 | $272,500 (40.6%) | $353,032 (-2.8%) | 0.65 | 160 |
| 2022-05-01 | $258,500 (29.3%) | $340,701 (-8.6%) | 0.59 | 208 |
| 2022-06-01 | $239,800 (32.5%) | $322,975 (-6.4%) | 0.53 | 228 |
| 2022-07-01 | $237,000 (32.0%) | $308,644 (-3.9%) | 0.53 | 271 |
| 2022-08-01 | $225,975 (33.3%) | $295,166 (-3.4%) | 0.52 | 276 |
| 2022-09-01 | $223,625 (29.4%) | $281,971 (-3.3%) | 0.52 | 285 |
| 2022-10-01 | $213,450 (19.9%) | $273,162 (-7.3%) | 0.50 | 293 |
| 2022-11-01 | $199,700 (11.7%) | $264,871 (-10.8%) | 0.48 | 321 |
| 2022-12-01 | $199,000 (10.6%) | $263,046 (-11.1%) | 0.49 | 315 |
| 2023-01-01 | $207,225 (6.3%) | $266,335 (-16.3%) | 0.51 | 297 |
| 2023-02-01 | $223,450 (0.1%) | $277,803 (-16.9%) | 0.54 | 268 |
| 2023-03-01 | $233,950 (-5.1%) | $291,280 (-8.1%) | 0.55 | 267 |
| 2023-04-01 | $245,000 (-10.1%) | $302,957 (-14.2%) | 0.57 | 280 |
| 2023-05-01 | $279,000 (7.9%) | $318,928 (-6.4%) | 0.63 | 272 |
| 2023-06-01 | $259,950 (8.4%) | $314,937 (-2.5%) | 0.58 | 294 |
| 2023-07-01 | $245,000 (3.4%) | $305,294 (-1.1%) | 0.56 | 314 |
| 2023-08-01 | $249,900 (10.6%) | $316,550 (7.2%) | 0.57 | 353 |
TEXARKANA's median listing price comes in at 57% of the national average.
TEXARKANA's average listing price for 2023-08-01 was $316,550, a difference of $21,384 (7.2%) versus the prior year and $11,256 versus the prior month.
For the 2023-08-01 period, TEXARKANA had 353 MLS listings, a difference of 39 listings (12%) versus the prior month and 77 listings (28%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - TEXARKANA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 108 days | 1,792 sqft |
| 2018-02-01 | 109 days | 1,801 sqft |
| 2018-03-01 | 103 days | 1,824 sqft |
| 2018-04-01 | 75 days | 1,907 sqft |
| 2018-05-01 | 73 days | 1,931 sqft |
| 2018-06-01 | 68 days | 1,954 sqft |
| 2018-07-01 | 65 days | 1,949 sqft |
| 2018-08-01 | 68 days | 1,985 sqft |
| 2018-09-01 | 78 days | 1,973 sqft |
| 2018-10-01 | 80 days | 1,947 sqft |
| 2018-11-01 | 79 days | 1,961 sqft |
| 2018-12-01 | 89 days | 1,975 sqft |
| 2019-01-01 | 103 days | 1,971 sqft |
| 2019-02-01 | 108 days | 1,951 sqft |
| 2019-03-01 | 99 days | 1,968 sqft |
| 2019-04-01 | 84 days | 1,999 sqft |
| 2019-05-01 | 75 days | 1,999 sqft |
| 2019-06-01 | 73 days | 1,984 sqft |
| 2019-07-01 | 77 days | 1,990 sqft |
| 2019-08-01 | 73 days | 2,005 sqft |
| 2019-09-01 | 73 days | 1,957 sqft |
| 2019-10-01 | 73 days | 1,920 sqft |
| 2019-11-01 | 86 days | 1,920 sqft |
| 2019-12-01 | 95 days | 1,952 sqft |
| 2020-01-01 | 106 days | 1,961 sqft |
| 2020-02-01 | 100 days | 1,955 sqft |
| 2020-03-01 | 77 days | 1,880 sqft |
| 2020-04-01 | 75 days | 1,928 sqft |
| 2020-05-01 | 87 days | 1,997 sqft |
| 2020-06-01 | 87 days | 2,030 sqft |
| 2020-07-01 | 71 days | 2,070 sqft |
| 2020-08-01 | 66 days | 2,043 sqft |
| 2020-09-01 | 71 days | 2,124 sqft |
| 2020-10-01 | 73 days | 2,088 sqft |
| 2020-11-01 | 54 days | 1,982 sqft |
| 2020-12-01 | 67 days | 2,032 sqft |
| 2021-01-01 | 76 days | 2,038 sqft |
| 2021-02-01 | 86 days | 2,112 sqft |
| 2021-03-01 | 64 days | 2,127 sqft |
| 2021-04-01 | 52 days | 2,024 sqft |
| 2021-05-01 | 30 days | 1,920 sqft |
| 2021-06-01 | 33 days | 1,849 sqft |
| 2021-07-01 | 33 days | 1,791 sqft |
| 2021-08-01 | 43 days | 1,773 sqft |
| 2021-09-01 | 45 days | 1,794 sqft |
| 2021-10-01 | 49 days | 1,877 sqft |
| 2021-11-01 | 53 days | 1,836 sqft |
| 2021-12-01 | 55 days | 1,848 sqft |
| 2022-01-01 | 61 days | 1,894 sqft |
| 2022-02-01 | 68 days | 1,905 sqft |
| 2022-03-01 | 57 days | 2,002 sqft |
| 2022-04-01 | 36 days | 2,135 sqft |
| 2022-05-01 | 33 days | 2,053 sqft |
| 2022-06-01 | 35 days | 1,983 sqft |
| 2022-07-01 | 41 days | 1,944 sqft |
| 2022-08-01 | 48 days | 1,907 sqft |
| 2022-09-01 | 65 days | 1,890 sqft |
| 2022-10-01 | 67 days | 1,913 sqft |
| 2022-11-01 | 68 days | 1,877 sqft |
| 2022-12-01 | 80 days | 1,871 sqft |
| 2023-01-01 | 86 days | 1,841 sqft |
| 2023-02-01 | 88 days | 1,883 sqft |
| 2023-03-01 | 70 days | 1,950 sqft |
| 2023-04-01 | 61 days | 2,016 sqft |
| 2023-05-01 | 60 days | 2,073 sqft |
| 2023-06-01 | 47 days | 2,016 sqft |
| 2023-07-01 | 48 days | 1,946 sqft |
| 2023-08-01 | 56 days | 1,942 sqft |
TEXARKANA's median square footage for active listings during the 2023-08-01 period was 1,942 sqft. One year prior, the average listing was 1,907 sqft.
TEXARKANA, TX-AR Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 71834 | Texarkana, TX-Texarkana, AR | $680 | $680 | $850 | $1,060 | $1,360 |
| 71837 | Texarkana, TX-Texarkana, AR | $610 | $610 | $760 | $950 | $1,220 |
| 71839 | Texarkana, TX-Texarkana, AR | $620 | $620 | $770 | $960 | $1,240 |
| 71840 | Texarkana, TX-Texarkana, AR | $650 | $660 | $820 | $1,020 | $1,310 |
| 71854 | Texarkana, TX-Texarkana, AR | $640 | $640 | $800 | $1,000 | $1,280 |
| 75501 | Texarkana, TX-Texarkana, AR | $630 | $630 | $790 | $990 | $1,270 |
| 75503 | Texarkana, TX-Texarkana, AR | $780 | $780 | $980 | $1,220 | $1,570 |
| 75504 | Texarkana, TX-Texarkana, AR | $680 | $680 | $850 | $1,060 | $1,360 |
| 75505 | Texarkana, TX-Texarkana, AR | $680 | $680 | $850 | $1,060 | $1,360 |
| 75554 | Texarkana, TX-Texarkana, AR | $600 | $600 | $760 | $940 | $1,210 |
| 75556 | Texarkana, TX-Texarkana, AR | $650 | $660 | $820 | $1,020 | $1,310 |
| 75559 | Texarkana, TX-Texarkana, AR | $600 | $600 | $760 | $940 | $1,210 |
| 75561 | Texarkana, TX-Texarkana, AR | $640 | $640 | $800 | $1,000 | $1,280 |
| 75567 | Texarkana, TX-Texarkana, AR | $820 | $820 | $1,030 | $1,290 | $1,650 |
| 75569 | Texarkana, TX-Texarkana, AR | $790 | $790 | $990 | $1,240 | $1,590 |
| 75570 | Texarkana, TX-Texarkana, AR | $600 | $600 | $760 | $940 | $1,210 |
| 75573 | Texarkana, TX-Texarkana, AR | $750 | $750 | $940 | $1,180 | $1,510 |
| 75574 | Texarkana, TX-Texarkana, AR | $650 | $650 | $810 | $1,010 | $1,300 |
2022 Average & Median Rent Data Statistics
TEXARKANA, TX-AR average 1BR rent: $672, median: $655
TEXARKANA, TX-AR average 2BR rent: $841, median: $815
TEXARKANA, TX-AR average 3BR rent: $1,049, median: $1,015
TEXARKANA, TX-AR Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,814 | $340,590,000 | $187,756 |
| Cash Out Refi | 422 | $65,340,000 | $154,834 |
| Refi | 339 | $68,555,000 | $202,227 |
| Home Improvement | 68 | $7,370,000 | $108,382 |
| Other | 61 | $6,805,000 | $111,557 |
Texarkana's most frequently cited loan purpose was Home Purchase, with 1,814 originations. The 2nd most popular reason was Cash Out Refi, with 422 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5-6% | 671 | $123,665,000 | $184,300 |
| 4-5% | 615 | $124,685,000 | $202,740 |
| 3-4% | 453 | $90,775,000 | $200,386 |
| 6-7% | 398 | $61,470,000 | $154,447 |
| 7-8% | 147 | $20,435,000 | $139,014 |
| 2.5-3% | 115 | $24,095,000 | $209,522 |
| Over 8% | 106 | $11,840,000 | $111,698 |
| <2.5% | 49 | $6,425,000 | $131,122 |
During 2022, Texarkana's most frequently originated rate bucket was 5-6%, with 671 originations.
Loan Sizing (TEXARKANA, TX-AR MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 1,037 | $151,055,000 | $145,665 |
| $100,000 or less | 785 | $48,795,000 | $62,159 |
| $200k-400k | 731 | $199,655,000 | $273,126 |
| $400k-600k | 111 | $51,965,000 | $468,153 |
| $600k-1000k | 28 | $19,140,000 | $683,571 |
| $Over $1MM | 12 | $18,050,000 | $1,504,167 |
TEXARKANA's loan sizing saw the bucket of loans from $100k-200k with 1,037 originations, totaling $151,055,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,314 | $266,760,000 | $203,014 |
| 60-80% | 719 | $134,985,000 | $187,740 |
| 40-60% | 234 | $32,770,000 | $140,043 |
| 20-40% | 134 | $11,000,000 | $82,090 |
| Under 20% | 93 | $3,485,000 | $37,473 |
| Over 100% | 49 | $12,785,000 | $260,918 |
TEXARKANA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,314 originations, totaling $266,760,000 in origination value.