TEXARKANA Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Texarkana averaged
6.86%
for the week of 2024-11-14, compared to the national average of
6.78% for the same period.
The average rate for the prior week (2024-11-07) was
6.77% and
one month ago for the week of 2024-10-10, the
average rate was 6.5%.
Texarkana's average rate one year ago was 7.78%.
For refis of the same type during the week of 2024-11-14, the average rate
was 7.08%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-11-14 | 6.78% |
| Texarkana 30 Year Fixed Rate | 2024-11-14 | 6.86% |
| Texarkana 30 Year Fixed Rate Refi | 2024-11-14 | 7.08% |
| Texarkana 15 Year Fixed Rate | 2024-11-14 | 7.46% |
| Texarkana 15 Year Fixed Rate Refi | 2024-11-14 | 6.09% |
| Texarkana 30 Year FHA | 2024-11-14 | 0.16% |
| Texarkana 30 Year FHA Refi | 2024-11-14 | -0.1% |
| Texarkana 30 Year USDA | 2024-11-14 | 0.2% |
| Texarkana 30 Year USDA Refi | 2024-11-14 | -0.1% |
| Texarkana 30 Year VA | 2024-11-14 | 0.16% |
| Texarkana 30 Year VA Refi | 2024-11-14 | -0.1% |
TEXARKANA Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the TEXARKANA, TX-AR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
TEXARKANA Average Closing Costs & Other Stats
TEXARKANA, TX-AR's 81 lenders originated 2,021
loans during 2023. The total origination value was $361,485,000, with an average loan value of
$178,864.
TEXARKANA's average closing costs are $5,099.
The top TEXARKANA lender as defined by loan originations is RED RIVER EMPLOYEES, with
77 loans originated. Their average total fees are
$3,360, which is $2,013
lower than the next largest lender,
MORTGAGE FINANCIAL SERVICES, LLC.
The lowest fee TEXARKANA lenders (with over 10 loans originated) are
RED RIVER EMPLOYEES ($3,360), EVERETT FINANCIAL, INC. ($4,789), Farmers Bank & Trust Company ($5,300), MORTGAGE FINANCIAL SERVICES, LLC ($5,373) and SWBC MORTGAGE CORPORATION ($5,511).
The lowest rate TEXARKANA lenders (with over 10 loans originated) are
SWBC MORTGAGE CORPORATION (6.38%), State Bank of De Kalb (6.49%), BancorpSouth (6.49%), PENNYMAC LOAN SERVICES, LLC (6.72%) and MORTGAGE FINANCIAL SERVICES, LLC (6.78%).
TEXARKANA, TX-AR Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| MORTGAGE FINANCIAL SERVICES, LLC | $40,225,000 | $30,450,000 | -24.3% | 8.4% |
| Farmers Bank & Trust Company | $36,750,000 | $26,560,000 | -27.7% | 7.3% |
| State Bank of De Kalb | $52,730,000 | $22,450,000 | -57.4% | 6.2% |
| RED RIVER EMPLOYEES | $38,495,000 | $20,425,000 | -46.9% | 5.7% |
| EVERETT FINANCIAL, INC. | $11,115,000 | $16,830,000 | 51.4% | 4.7% |
| QUICKEN LOANS, LLC | $27,745,000 | $14,285,000 | -48.5% | 4.0% |
| UNITED WHOLESALE MORTGAGE, LLC | $7,165,000 | $14,040,000 | 96.0% | 3.9% |
| BancorpSouth | $18,590,000 | $13,540,000 | -27.2% | 3.7% |
| Mortgage Research Center, LLC | $15,490,000 | $11,165,000 | -27.9% | 3.1% |
| SWBC MORTGAGE CORPORATION | $13,110,000 | $10,555,000 | -19.5% | 2.9% |
| Guaranty Bank & Trust, N.A. | $15,655,000 | $8,720,000 | -44.3% | 2.4% |
| 21ST MORTGAGE CORPORATION | $5,680,000 | $7,745,000 | 36.4% | 2.1% |
| GUILD MORTGAGE COMPANY | $8,165,000 | $7,450,000 | -8.8% | 2.1% |
| COMMERCIAL NATIONAL BANK | $6,955,000 | n/a | 1.9% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $7,145,000 | $6,590,000 | -7.8% | 1.8% |
| Regions Bank | $5,265,000 | $5,095,000 | -3.2% | 1.4% |
| NAVY FEDERAL CREDIT UNION | $3,970,000 | $4,835,000 | 21.8% | 1.3% |
| TEXAR | $11,665,000 | $4,665,000 | -60.0% | 1.3% |
| Horatio State Bank | $5,580,000 | $4,485,000 | -19.6% | 1.2% |
| TRIAD FINANCIAL SERVICES, INC. | $6,265,000 | $4,390,000 | -29.9% | 1.2% |
| U.S. Bank | $795,000 | $4,255,000 | 435.2% | 1.2% |
| Simmons Bank | $4,180,000 | n/a | 1.2% | |
| Diamond Bank | $5,360,000 | $3,665,000 | -31.6% | 1.0% |
| PENNYMAC LOAN SERVICES, LLC | $3,110,000 | $3,520,000 | 13.2% | 1.0% |
| UNITED BUILT HOMES, L.L.C. | $3,355,000 | $3,470,000 | 3.4% | 1.0% |
| LIMA ONE CAPITAL, LLC | $3,395,000 | n/a | 0.9% | |
| Texana Bank | $8,665,000 | $3,120,000 | -64.0% | 0.9% |
| FirstTrust Home Loans, Inc. | $2,505,000 | $3,050,000 | 21.8% | 0.8% |
| USAA Federal Savings Bank | $3,175,000 | $2,835,000 | -10.7% | 0.8% |
| Farm Credit Services of Western Arkansas, ACA | $2,400,000 | $2,710,000 | 12.9% | 0.7% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $3,200,000 | $2,620,000 | -18.1% | 0.7% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,940,000 | $2,620,000 | 35.1% | 0.7% |
| LOANDEPOT.COM, LLC | $5,070,000 | $2,360,000 | -53.5% | 0.7% |
| SECURITYNATIONAL MORTGAGE COMPANY | $2,305,000 | n/a | 0.6% | |
| Gateway First Bank | $4,935,000 | $2,240,000 | -54.6% | 0.6% |
| BROKER SOLUTIONS, INC. | $1,725,000 | $1,865,000 | 8.1% | 0.5% |
| MIL-WAY FEDERAL CREDIT UNION | $1,860,000 | n/a | 0.5% | |
| Wells Fargo Bank | $4,195,000 | $1,760,000 | -58.0% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $5,925,000 | $1,575,000 | -73.4% | 0.4% |
| AMERISAVE MORTGAGE CORPORATION | $3,560,000 | $1,475,000 | -58.6% | 0.4% |
| CARDINAL FINANCIAL | $8,060,000 | $1,445,000 | -82.1% | 0.4% |
| DRAPER AND KRAMER MORTGAGE CORP. | $315,000 | $1,420,000 | 350.8% | 0.4% |
| GUARANTEED RATE, INC. | $750,000 | $1,330,000 | 77.3% | 0.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $1,405,000 | $1,290,000 | -8.2% | 0.4% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $665,000 | $1,290,000 | 94.0% | 0.4% |
| Chambers Bank | $1,270,000 | n/a | 0.4% | |
| Flagstar Bank, FSB | $550,000 | $1,160,000 | 110.9% | 0.3% |
| FREEDOM MORTGAGE CORPORATION | $3,590,000 | $1,125,000 | -68.7% | 0.3% |
| AMCAP MORTGAGE, LTD. | $1,010,000 | $1,090,000 | 7.9% | 0.3% |
| T2 FINANCIAL LLC | $1,055,000 | $1,030,000 | -2.4% | 0.3% |
| FIRST COMMUNITY MORTGAGE, INC. | $895,000 | n/a | 0.2% | |
| SOUTHWEST STAGE FUNDING, LLC | $840,000 | $885,000 | 5.4% | 0.2% |
| First Western Bank | $770,000 | n/a | 0.2% | |
| ROYAL UNITED MORTGAGE LLC | $1,325,000 | $765,000 | -42.3% | 0.2% |
| United Community Bank | $1,660,000 | $735,000 | -55.7% | 0.2% |
| Plains Commerce Bank | $220,000 | $725,000 | 229.5% | 0.2% |
| MERCHANTS & FARMERS BANK | $685,000 | n/a | 0.2% | |
| Fifth Third Bank | $645,000 | n/a | 0.2% | |
| Ally Bank | $620,000 | n/a | 0.2% | |
| AMERICAN FINANCIAL NETWORK, INC. | $610,000 | n/a | 0.2% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $540,000 | $600,000 | 11.1% | 0.2% |
| The Huntington National Bank | $600,000 | n/a | 0.2% | |
| PNC Bank | $895,000 | $580,000 | -35.2% | 0.2% |
| AMERICAN FINANCIAL RESOURCES, INC. | $540,000 | $575,000 | 6.5% | 0.2% |
| CMG MORTGAGE, INC. | $315,000 | $560,000 | 77.8% | 0.2% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $555,000 | n/a | 0.2% | |
| Bank of America | $1,055,000 | $550,000 | -47.9% | 0.2% |
| CALCON MUTUAL MORTGAGE LLC | $340,000 | $550,000 | 61.8% | 0.2% |
| JPMorgan Chase Bank | $3,175,000 | $545,000 | -82.8% | 0.2% |
| NATIONS RELIABLE LENDING, LLC | $545,000 | n/a | 0.2% | |
| Mid-Continent Funding, Inc. | $480,000 | $540,000 | 12.5% | 0.1% |
| The First National Bank of Hughes Springs | $1,040,000 | $475,000 | -54.3% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $650,000 | $470,000 | -27.7% | 0.1% |
| Truist | $960,000 | $470,000 | -51.0% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $75,000 | $460,000 | 513.3% | 0.1% |
| AmeriHome Mortgage Company, LLC | $440,000 | $450,000 | 2.3% | 0.1% |
| PREMIA MORTGAGE, LLC | $375,000 | $440,000 | 17.3% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $430,000 | n/a | 0.1% | |
| First United Bank and Trust Company | $235,000 | $410,000 | 74.5% | 0.1% |
| ZILLOW HOME LOANS, LLC | $520,000 | $410,000 | -21.2% | 0.1% |
| BNC National Bank | $405,000 | n/a | 0.1% | |
| Citizens Bank | $2,205,000 | $405,000 | -81.6% | 0.1% |
| LOANPAL, LLC | $95,000 | $405,000 | 326.3% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $465,000 | $390,000 | -16.1% | 0.1% |
| Central Bank | $375,000 | n/a | 0.1% | |
| Eagle Bank and Trust Company | $355,000 | n/a | 0.1% | |
| Morgan Stanley Private Bank | $355,000 | n/a | 0.1% | |
| MORTGAGEONE, INC. | $355,000 | n/a | 0.1% | |
| NEWREZ LLC | $1,930,000 | $350,000 | -81.9% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $3,645,000 | $350,000 | -90.4% | 0.1% |
| OCMBC, INC. | $335,000 | n/a | 0.1% | |
| DELMAR FINANCIAL COMPANY | $330,000 | n/a | 0.1% | |
| NBH Bank | $135,000 | $330,000 | 144.4% | 0.1% |
| Texas Mortgage Lending, LLC | $330,000 | n/a | 0.1% | |
| Bank OZK | $590,000 | $325,000 | -44.9% | 0.1% |
| First National Bank of America | $325,000 | n/a | 0.1% | |
| GARDNER FINANCIAL SERVICES, LTD. | $315,000 | n/a | 0.1% | |
| NBKC BANK | $290,000 | n/a | 0.1% | |
| TOP FLITE FINANCIAL, INC. | $290,000 | n/a | 0.1% | |
| CHURCHILL MORTGAGE CORPORATION | $655,000 | $285,000 | -56.5% | 0.1% |
| Town Square Mortgage & Investments, Inc. | $285,000 | n/a | 0.1% | |
| LENDINGHOME FUNDING CORPORATION | $105,000 | $280,000 | 166.7% | 0.1% |
| Citizens Bank & Trust Company of Vivian, Louisiana | $325,000 | $275,000 | -15.4% | 0.1% |
| LEADERONE FINANCIAL CORPORATION | $750,000 | $275,000 | -63.3% | 0.1% |
| SFMC, LP | $325,000 | $275,000 | -15.4% | 0.1% |
| Equity Prime Mortgage LLC | $495,000 | $270,000 | -45.5% | 0.1% |
| CIS Financial Services, Inc. | $260,000 | n/a | 0.1% | |
| PENTAGON FEDERAL CREDIT UNION | $420,000 | $260,000 | -38.1% | 0.1% |
| HOMESPIRE MORTGAGE CORPORATION | $255,000 | n/a | 0.1% | |
| Red River Bank | $255,000 | n/a | 0.1% | |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $245,000 | n/a | 0.1% | |
| DOMINION FINANCIAL SERVICES, LLC | $230,000 | n/a | 0.1% | |
| COUNTRYPLACE MORTGAGE, LTD. | $225,000 | n/a | 0.1% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $540,000 | $225,000 | -58.3% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $125,000 | $225,000 | 80.0% | 0.1% |
| Bank of England | $1,195,000 | $215,000 | -82.0% | 0.1% |
| Colonial Savings, F.A. | $305,000 | $205,000 | -32.8% | 0.1% |
| General Mortgage Capital Corporation | $205,000 | n/a | 0.1% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $205,000 | n/a | 0.1% | |
| Sunflower Bank | $380,000 | $205,000 | -46.1% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $195,000 | n/a | 0.1% | |
| Discover Bank | $305,000 | $195,000 | -36.1% | 0.1% |
| RBC Bank, (Georgia) | $195,000 | n/a | 0.1% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $395,000 | $185,000 | -53.2% | 0.1% |
| City Bank | $185,000 | n/a | 0.1% | |
| First Liberty Bank | $185,000 | n/a | 0.1% | |
| SIRVA MORTGAGE, INC. | $400,000 | $185,000 | -53.8% | 0.1% |
| Carrington Mortgage Services, LLC | $815,000 | $180,000 | -77.9% | 0.0% |
| AMWEST FUNDING CORP. | $175,000 | n/a | 0.0% | |
| EECU | $55,000 | $175,000 | 218.2% | 0.0% |
| BECKAM FUNDING CORP. | $170,000 | n/a | 0.0% | |
| Citadel Servicing Corporation | $165,000 | n/a | 0.0% | |
| Farm Credit Services of Western Arkansas, PCA | $15,000 | $160,000 | 966.7% | 0.0% |
| AMERICAN FINANCING CORPORATION | $1,280,000 | $155,000 | -87.9% | 0.0% |
| Credit Union of Texas | $155,000 | n/a | 0.0% | |
| LAKEVIEW LOAN SERVICING, LLC | $1,215,000 | $155,000 | -87.2% | 0.0% |
| Network Funding, L.P. | $155,000 | n/a | 0.0% | |
| Southern Bancorp Bank | $15,000 | $155,000 | 933.3% | 0.0% |
| Assurance Financial Group, L.L.C. | $620,000 | $145,000 | -76.6% | 0.0% |
| Arvest Bank | $2,790,000 | $140,000 | -95.0% | 0.0% |
| VeraBank | $65,000 | $140,000 | 115.4% | 0.0% |
| BAY EQUITY LLC | $365,000 | $135,000 | -63.0% | 0.0% |
| The City National Bank of Sulphur Springs | $2,920,000 | $135,000 | -95.4% | 0.0% |
| The Federal Savings Bank | $135,000 | n/a | 0.0% | |
| The First National Bank of Tom Bean | $5,555,000 | $130,000 | -97.7% | 0.0% |
| Coastal Community Bank | $125,000 | n/a | 0.0% | |
| Secured Investment Corp. | $775,000 | $125,000 | -83.9% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $115,000 | n/a | 0.0% | |
| ENDEAVOR CAPITAL, LLC. | $215,000 | $115,000 | -46.5% | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | $115,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $365,000 | $115,000 | -68.5% | 0.0% |
| PLANET HOME LENDING, LLC | $75,000 | $115,000 | 53.3% | 0.0% |
| UNION HOME MORTGAGE CORP. | $405,000 | $115,000 | -71.6% | 0.0% |
| Charles Schwab Bank, SSB | $105,000 | n/a | 0.0% | |
| SUPERIOR CHOICE | $105,000 | n/a | 0.0% | |
| Figure Lending LLC | $100,000 | n/a | 0.0% | |
| NEW DAY FINANCIAL, LLC | $300,000 | $95,000 | -68.3% | 0.0% |
| Paramount Residential Mortgage Group, Inc. | $355,000 | $85,000 | -76.1% | 0.0% |
| V.I.P. MORTGAGE, INC. | $85,000 | n/a | 0.0% | |
| EAST TEXAS PROFESSIONAL Credit Union | $15,000 | $75,000 | 400.0% | 0.0% |
| Citibank | $65,000 | n/a | 0.0% | |
| MANN FINANCIAL INC. | $65,000 | n/a | 0.0% | |
| Armstrong Bank | $55,000 | n/a | 0.0% | |
| LIBERTYONE Credit Union | $55,000 | n/a | 0.0% | |
| ARKANSAS Federal Credit Union | $15,000 | n/a | 0.0% |
TEXARKANA's top lender by overall market share is MORTGAGE FINANCIAL SERVICES, LLC, with 8.4% market share. In second place, with 7.3%, is Farmers Bank & Trust Company, having originated $26,560,000 in loans. In third place, with 6.2%, is State Bank of De Kalb, having originated $22,450,000 in loans. In fourth place, with 5.7%, is RED RIVER EMPLOYEES, having originated $20,425,000 in loans. In fifth place, with 4.7%, is EVERETT FINANCIAL, INC., having originated $16,830,000 in loans.
TEXARKANA Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - TEXARKANA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $136,975 (-1.2%) | $185,893 (0.1%) | 0.51 | 473 |
| 2018-02-01 | $135,150 (-2.8%) | $186,605 (0.8%) | 0.49 | 469 |
| 2018-03-01 | $140,000 (-0.7%) | $192,447 (0.4%) | 0.49 | 466 |
| 2018-04-01 | $156,119 (4.2%) | $203,696 (5.5%) | 0.53 | 467 |
| 2018-05-01 | $159,900 (0.3%) | $210,057 (7.3%) | 0.53 | 469 |
| 2018-06-01 | $159,900 (0.2%) | $218,528 (13.4%) | 0.53 | 510 |
| 2018-07-01 | $163,500 (9.4%) | $218,514 (14.5%) | 0.55 | 547 |
| 2018-08-01 | $169,700 (19.1%) | $219,864 (18.9%) | 0.57 | 548 |
| 2018-09-01 | $166,125 (14.6%) | $217,886 (17.1%) | 0.56 | 529 |
| 2018-10-01 | $157,450 (9.3%) | $209,776 (13.8%) | 0.53 | 546 |
| 2018-11-01 | $157,500 (12.6%) | $212,487 (16.4%) | 0.53 | 554 |
| 2018-12-01 | $155,900 (12.2%) | $216,601 (17.9%) | 0.54 | 522 |
| 2019-01-01 | $155,250 (13.3%) | $213,251 (14.7%) | 0.54 | 500 |
| 2019-02-01 | $159,950 (18.4%) | $211,934 (13.6%) | 0.54 | 495 |
| 2019-03-01 | $166,957 (19.3%) | $216,118 (12.3%) | 0.55 | 487 |
| 2019-04-01 | $174,200 (11.6%) | $224,185 (10.1%) | 0.55 | 486 |
| 2019-05-01 | $171,600 (7.3%) | $217,176 (3.4%) | 0.54 | 472 |
| 2019-06-01 | $165,450 (3.5%) | $212,968 (-2.5%) | 0.52 | 498 |
| 2019-07-01 | $167,750 (2.6%) | $212,875 (-2.6%) | 0.53 | 493 |
| 2019-08-01 | $166,064 (-2.1%) | $213,203 (-3.0%) | 0.53 | 478 |
| 2019-09-01 | $161,659 (-2.7%) | $210,771 (-3.3%) | 0.52 | 481 |
| 2019-10-01 | $159,556 (1.3%) | $209,150 (-0.3%) | 0.51 | 481 |
| 2019-11-01 | $159,900 (1.5%) | $207,186 (-2.5%) | 0.52 | 464 |
| 2019-12-01 | $161,175 (3.4%) | $207,224 (-4.3%) | 0.54 | 421 |
| 2020-01-01 | $159,450 (2.7%) | $209,008 (-2.0%) | 0.53 | 370 |
| 2020-02-01 | $163,000 (1.9%) | $214,846 (1.4%) | 0.53 | 361 |
| 2020-03-01 | $157,950 (-5.4%) | $205,903 (-4.7%) | 0.50 | 366 |
| 2020-04-01 | $166,375 (-4.5%) | $213,144 (-4.9%) | 0.52 | 346 |
| 2020-05-01 | $179,450 (4.6%) | $224,877 (3.6%) | 0.55 | 304 |
| 2020-06-01 | $188,425 (13.9%) | $233,975 (9.9%) | 0.56 | 293 |
| 2020-07-01 | $197,824 (17.9%) | $242,080 (13.7%) | 0.57 | 280 |
| 2020-08-01 | $185,000 (11.4%) | $234,150 (9.8%) | 0.53 | 258 |
| 2020-09-01 | $184,850 (14.4%) | $240,405 (14.1%) | 0.53 | 234 |
| 2020-10-01 | $189,000 (18.5%) | $240,177 (14.8%) | 0.54 | 236 |
| 2020-11-01 | $185,000 (15.7%) | $238,842 (15.3%) | 0.54 | 235 |
| 2020-12-01 | $187,125 (16.1%) | $247,094 (19.2%) | 0.56 | 202 |
| 2021-01-01 | $184,900 (16.0%) | $253,718 (21.4%) | 0.55 | 182 |
| 2021-02-01 | $191,075 (17.2%) | $254,469 (18.4%) | 0.56 | 170 |
| 2021-03-01 | $195,350 (23.7%) | $259,122 (25.9%) | 0.55 | 161 |
| 2021-04-01 | $193,875 (16.5%) | $363,138 (70.4%) | 0.52 | 136 |
| 2021-05-01 | $199,900 (11.4%) | $372,681 (65.7%) | 0.53 | 134 |
| 2021-06-01 | $180,950 (-4.0%) | $344,953 (47.4%) | 0.48 | 142 |
| 2021-07-01 | $179,700 (-9.2%) | $322,468 (33.2%) | 0.47 | 168 |
| 2021-08-01 | $170,225 (-8.0%) | $306,602 (30.9%) | 0.45 | 188 |
| 2021-09-01 | $174,000 (-5.9%) | $292,226 (21.6%) | 0.46 | 197 |
| 2021-10-01 | $178,000 (-5.8%) | $294,760 (22.7%) | 0.47 | 213 |
| 2021-11-01 | $178,750 (-3.4%) | $297,029 (24.4%) | 0.48 | 226 |
| 2021-12-01 | $179,950 (-3.8%) | $295,872 (19.7%) | 0.49 | 229 |
| 2022-01-01 | $195,000 (5.5%) | $318,221 (25.4%) | 0.53 | 186 |
| 2022-02-01 | $223,250 (16.8%) | $334,202 (31.3%) | 0.58 | 178 |
| 2022-03-01 | $246,500 (26.2%) | $316,835 (22.3%) | 0.62 | 164 |
| 2022-04-01 | $272,500 (40.6%) | $353,032 (-2.8%) | 0.65 | 160 |
| 2022-05-01 | $258,500 (29.3%) | $340,701 (-8.6%) | 0.59 | 208 |
| 2022-06-01 | $239,800 (32.5%) | $322,975 (-6.4%) | 0.53 | 228 |
| 2022-07-01 | $237,000 (31.9%) | $308,644 (-4.3%) | 0.53 | 271 |
| 2022-08-01 | $225,975 (32.8%) | $295,166 (-3.7%) | 0.52 | 276 |
| 2022-09-01 | $223,625 (28.5%) | $281,971 (-3.5%) | 0.52 | 285 |
| 2022-10-01 | $213,450 (19.9%) | $273,162 (-7.3%) | 0.50 | 293 |
| 2022-11-01 | $199,700 (11.7%) | $264,871 (-10.8%) | 0.48 | 321 |
| 2022-12-01 | $199,000 (10.6%) | $263,046 (-11.1%) | 0.49 | 315 |
| 2023-01-01 | $207,225 (6.3%) | $266,335 (-16.3%) | 0.51 | 297 |
| 2023-02-01 | $223,450 (0.1%) | $277,803 (-16.9%) | 0.54 | 268 |
| 2023-03-01 | $233,950 (-5.1%) | $291,280 (-8.1%) | 0.55 | 267 |
| 2023-04-01 | $245,000 (-10.1%) | $302,957 (-14.2%) | 0.57 | 280 |
| 2023-05-01 | $279,000 (7.9%) | $318,928 (-6.4%) | 0.63 | 272 |
| 2023-06-01 | $259,950 (8.4%) | $314,937 (-2.5%) | 0.58 | 294 |
| 2023-07-01 | $245,000 (3.4%) | $305,294 (-1.1%) | 0.56 | 314 |
| 2023-08-01 | $249,900 (10.6%) | $316,550 (7.2%) | 0.57 | 353 |
| 2023-09-01 | $235,000 (5.1%) | $302,236 (7.2%) | 0.55 | 359 |
| 2023-10-01 | $239,450 (12.2%) | $295,558 (8.2%) | 0.56 | 380 |
| 2023-11-01 | $248,625 (24.5%) | $309,937 (17.0%) | 0.59 | 362 |
| 2023-12-01 | $252,000 (26.6%) | $302,921 (15.2%) | 0.61 | 371 |
| 2024-01-01 | $253,000 (22.1%) | $306,973 (15.3%) | 0.62 | 356 |
| 2024-02-01 | $241,350 (8.0%) | $288,187 (3.7%) | 0.58 | 363 |
| 2024-03-01 | $234,500 (0.2%) | $283,358 (-2.7%) | 0.55 | 391 |
| 2024-04-01 | $236,750 (-3.4%) | $285,526 (-5.8%) | 0.55 | 366 |
| 2024-05-01 | $239,900 (-14.0%) | $284,656 (-10.8%) | 0.54 | 386 |
| 2024-06-01 | $245,000 (-5.8%) | $287,354 (-8.8%) | 0.55 | 426 |
| 2024-07-01 | $246,699 (0.7%) | $288,084 (-5.6%) | 0.56 | 431 |
| 2024-08-01 | $245,000 (-2.0%) | $287,959 (-9.0%) | 0.57 | 440 |
| 2024-09-01 | $237,750 (1.2%) | $288,162 (-4.7%) | 0.56 | 454 |
| 2024-10-01 | $239,950 (0.2%) | $290,283 (-1.8%) | 0.56 | 455 |
TEXARKANA's median listing price comes in at 56% of the national average.
TEXARKANA's average listing price for 2024-10-01 was $290,283, a difference of $-5,275 (-1.8%) versus the prior year and $2,121 versus the prior month.
For the 2024-10-01 period, TEXARKANA had 455 MLS listings, a difference of 1 listings (0%) versus the prior month and 75 listings (20%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - TEXARKANA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 108 days | 1,792 sqft |
| 2018-02-01 | 109 days | 1,801 sqft |
| 2018-03-01 | 105 days | 1,821 sqft |
| 2018-04-01 | 75 days | 1,902 sqft |
| 2018-05-01 | 73 days | 1,930 sqft |
| 2018-06-01 | 68 days | 1,954 sqft |
| 2018-07-01 | 65 days | 1,949 sqft |
| 2018-08-01 | 68 days | 1,987 sqft |
| 2018-09-01 | 78 days | 1,974 sqft |
| 2018-10-01 | 80 days | 1,947 sqft |
| 2018-11-01 | 79 days | 1,957 sqft |
| 2018-12-01 | 89 days | 1,970 sqft |
| 2019-01-01 | 103 days | 1,969 sqft |
| 2019-02-01 | 108 days | 1,948 sqft |
| 2019-03-01 | 99 days | 1,962 sqft |
| 2019-04-01 | 83 days | 1,993 sqft |
| 2019-05-01 | 75 days | 2,000 sqft |
| 2019-06-01 | 73 days | 1,981 sqft |
| 2019-07-01 | 77 days | 1,990 sqft |
| 2019-08-01 | 73 days | 2,005 sqft |
| 2019-09-01 | 73 days | 1,957 sqft |
| 2019-10-01 | 73 days | 1,920 sqft |
| 2019-11-01 | 86 days | 1,920 sqft |
| 2019-12-01 | 95 days | 1,952 sqft |
| 2020-01-01 | 106 days | 1,961 sqft |
| 2020-02-01 | 100 days | 1,955 sqft |
| 2020-03-01 | 77 days | 1,880 sqft |
| 2020-04-01 | 75 days | 1,928 sqft |
| 2020-05-01 | 87 days | 1,997 sqft |
| 2020-06-01 | 87 days | 2,030 sqft |
| 2020-07-01 | 71 days | 2,070 sqft |
| 2020-08-01 | 66 days | 2,043 sqft |
| 2020-09-01 | 71 days | 2,124 sqft |
| 2020-10-01 | 73 days | 2,088 sqft |
| 2020-11-01 | 54 days | 1,982 sqft |
| 2020-12-01 | 67 days | 2,032 sqft |
| 2021-01-01 | 76 days | 2,038 sqft |
| 2021-02-01 | 86 days | 2,112 sqft |
| 2021-03-01 | 64 days | 2,127 sqft |
| 2021-04-01 | 52 days | 2,024 sqft |
| 2021-05-01 | 30 days | 1,920 sqft |
| 2021-06-01 | 33 days | 1,849 sqft |
| 2021-07-01 | 33 days | 1,796 sqft |
| 2021-08-01 | 44 days | 1,775 sqft |
| 2021-09-01 | 45 days | 1,797 sqft |
| 2021-10-01 | 49 days | 1,877 sqft |
| 2021-11-01 | 53 days | 1,836 sqft |
| 2021-12-01 | 55 days | 1,848 sqft |
| 2022-01-01 | 61 days | 1,894 sqft |
| 2022-02-01 | 68 days | 1,905 sqft |
| 2022-03-01 | 57 days | 2,002 sqft |
| 2022-04-01 | 36 days | 2,133 sqft |
| 2022-05-01 | 33 days | 2,053 sqft |
| 2022-06-01 | 35 days | 1,983 sqft |
| 2022-07-01 | 41 days | 1,944 sqft |
| 2022-08-01 | 48 days | 1,907 sqft |
| 2022-09-01 | 65 days | 1,890 sqft |
| 2022-10-01 | 67 days | 1,913 sqft |
| 2022-11-01 | 68 days | 1,877 sqft |
| 2022-12-01 | 80 days | 1,871 sqft |
| 2023-01-01 | 86 days | 1,841 sqft |
| 2023-02-01 | 88 days | 1,883 sqft |
| 2023-03-01 | 70 days | 1,950 sqft |
| 2023-04-01 | 61 days | 2,016 sqft |
| 2023-05-01 | 60 days | 2,073 sqft |
| 2023-06-01 | 47 days | 2,016 sqft |
| 2023-07-01 | 48 days | 1,946 sqft |
| 2023-08-01 | 56 days | 1,942 sqft |
| 2023-09-01 | 59 days | 1,913 sqft |
| 2023-10-01 | 63 days | 1,906 sqft |
| 2023-11-01 | 73 days | 1,920 sqft |
| 2023-12-01 | 80 days | 1,925 sqft |
| 2024-01-01 | 89 days | 1,914 sqft |
| 2024-02-01 | 81 days | 1,840 sqft |
| 2024-03-01 | 67 days | 1,807 sqft |
| 2024-04-01 | 72 days | 1,849 sqft |
| 2024-05-01 | 67 days | 1,879 sqft |
| 2024-06-01 | 65 days | 1,923 sqft |
| 2024-07-01 | 76 days | 1,920 sqft |
| 2024-08-01 | 79 days | 1,895 sqft |
| 2024-09-01 | 83 days | 1,902 sqft |
| 2024-10-01 | 77 days | 1,901 sqft |
TEXARKANA's median square footage for active listings during the 2024-10-01 period was 1,901 sqft. One year prior, the average listing was 1,906 sqft.
TEXARKANA, TX-AR Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 71834 | Texarkana, TX-Texarkana, AR HUD Metro FMR Area | $640 | $690 | $850 | $1,050 | $1,300 |
| 71837 | Texarkana, TX-Texarkana, AR HUD Metro FMR Area | $650 | $660 | $830 | $1,030 | $1,340 |
| 71839 | Texarkana, TX-Texarkana, AR HUD Metro FMR Area | $660 | $670 | $840 | $1,050 | $1,370 |
| 71840 | Texarkana, TX-Texarkana, AR HUD Metro FMR Area | $690 | $690 | $870 | $1,080 | $1,410 |
| 71854 | Texarkana, TX-Texarkana, AR HUD Metro FMR Area | $700 | $700 | $880 | $1,100 | $1,430 |
| 75501 | Texarkana, TX-Texarkana, AR HUD Metro FMR Area | $660 | $670 | $840 | $1,050 | $1,360 |
| 75503 | Texarkana, TX-Texarkana, AR HUD Metro FMR Area | $810 | $820 | $1,030 | $1,280 | $1,670 |
| 75504 | Texarkana, TX-Texarkana, AR HUD Metro FMR Area | $720 | $720 | $910 | $1,130 | $1,480 |
| 75505 | Texarkana, TX-Texarkana, AR HUD Metro FMR Area | $720 | $720 | $910 | $1,130 | $1,480 |
| 75554 | Texarkana, TX-Texarkana, AR HUD Metro FMR Area | $650 | $660 | $830 | $1,030 | $1,340 |
| 75556 | Texarkana, TX-Texarkana, AR HUD Metro FMR Area | $690 | $690 | $870 | $1,080 | $1,410 |
| 75559 | Texarkana, TX-Texarkana, AR HUD Metro FMR Area | $650 | $660 | $830 | $1,030 | $1,340 |
| 75561 | Texarkana, TX-Texarkana, AR HUD Metro FMR Area | $660 | $670 | $840 | $1,050 | $1,360 |
| 75567 | Texarkana, TX-Texarkana, AR HUD Metro FMR Area | $840 | $840 | $1,060 | $1,320 | $1,720 |
| 75569 | Texarkana, TX-Texarkana, AR HUD Metro FMR Area | $780 | $780 | $980 | $1,220 | $1,590 |
| 75570 | Texarkana, TX-Texarkana, AR HUD Metro FMR Area | $650 | $660 | $830 | $1,030 | $1,340 |
| 75573 | Texarkana, TX-Texarkana, AR HUD Metro FMR Area | $770 | $780 | $980 | $1,220 | $1,590 |
| 75574 | Texarkana, TX-Texarkana, AR HUD Metro FMR Area | $690 | $690 | $870 | $1,080 | $1,410 |
2022 Average & Median Rent Data Statistics
TEXARKANA, TX-AR average 1BR rent: $709, median: $690
TEXARKANA, TX-AR average 2BR rent: $892, median: $870
TEXARKANA, TX-AR average 3BR rent: $1,109, median: $1,080
TEXARKANA, TX-AR Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,461 | $286,735,000 | $196,259 |
| Cash Out Refi | 196 | $26,110,000 | $133,214 |
| Refi | 186 | $31,840,000 | $171,183 |
| Other | 92 | $8,820,000 | $95,870 |
| Home Improvement | 86 | $7,980,000 | $92,791 |
Texarkana's most frequently cited loan purpose was Home Purchase, with 1,461 originations. The 2nd most popular reason was Cash Out Refi, with 196 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 659 | $134,195,000 | $203,634 |
| 7-8% | 510 | $85,450,000 | $167,549 |
| Over 8% | 473 | $64,855,000 | $137,114 |
| 5-6% | 167 | $38,165,000 | $228,533 |
| 4-5% | 7 | $1,545,000 | $220,714 |
| <2.5% | 4 | $20,000 | $5,000 |
| 3-4% | 4 | $360,000 | $90,000 |
| 2.5-3% | 1 | $295,000 | $295,000 |
During 2023, Texarkana's most frequently originated rate bucket was 6-7%, with 659 originations.
Loan Sizing (TEXARKANA, TX-AR MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 737 | $106,265,000 | $144,186 |
| $100,000 or less | 668 | $41,520,000 | $62,156 |
| $200k-400k | 508 | $138,080,000 | $271,811 |
| $400k-600k | 75 | $35,245,000 | $469,933 |
| $600k-1000k | 22 | $15,310,000 | $695,909 |
| $Over $1MM | 11 | $25,065,000 | $2,278,636 |
TEXARKANA's loan sizing saw the bucket of loans from $100k-200k with 737 originations, totaling $106,265,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 991 | $200,145,000 | $201,963 |
| 60-80% | 396 | $76,210,000 | $192,449 |
| 40-60% | 157 | $21,505,000 | $136,975 |
| 20-40% | 137 | $12,715,000 | $92,810 |
| Under 20% | 97 | $4,015,000 | $41,392 |
| Over 100% | 43 | $9,885,000 | $229,884 |
TEXARKANA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 991 originations, totaling $200,145,000 in origination value.