TEXARKANA Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Texarkana averaged
6.95%
for the week of 2025-05-22, compared to the national average of
6.86% for the same period.
The average rate for the prior week (2025-05-15) was
7% and
one month ago for the week of 2025-04-17, the
average rate was 7.02%.
Texarkana's average rate one year ago was 7.41%.
For refis of the same type during the week of 2025-05-22, the average rate
was 6.86%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-05-22 | 6.86% |
| Texarkana 30 Year Fixed Rate | 2025-05-22 | 6.95% |
| Texarkana 30 Year Fixed Rate Refi | 2025-05-22 | 6.86% |
| Texarkana 15 Year Fixed Rate | 2025-05-22 | 6.01% |
| Texarkana 15 Year Fixed Rate Refi | 2025-05-22 | 6.51% |
| Texarkana 30 Year FHA | 2025-05-22 | 7.01% |
| Texarkana 30 Year FHA Refi | 2025-05-22 | 6.71% |
| Texarkana 30 Year USDA | 2025-05-22 | 6.43% |
| Texarkana 30 Year USDA Refi | 2025-05-22 | 6.53% |
| Texarkana 30 Year VA | 2025-05-22 | 6.83% |
| Texarkana 30 Year VA Refi | 2025-05-22 | 6.62% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within TEXARKANA, TX-AR.
TEXARKANA Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the TEXARKANA, TX-AR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
TEXARKANA Average Closing Costs & Other Stats
TEXARKANA, TX-AR's 78 lenders originated 2,144
loans during 2024. The total origination value was $424,880,000, with an average loan value of
$198,172.
TEXARKANA's average closing costs are $5,328.
The top TEXARKANA lender as defined by loan originations is MORTGAGE FINANCIAL SERVICES, LLC, with
54 loans originated. Their average total fees are
$5,120, which is $1,165
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee TEXARKANA lenders (with over 10 loans originated) are
JPMorgan Chase Bank ($3,786), Regions Bank ($4,101), Farmers Bank & Trust Company ($4,744), GUILD MORTGAGE COMPANY ($5,010) and UNITED WHOLESALE MORTGAGE, LLC ($5,087).
The lowest rate TEXARKANA lenders (with over 10 loans originated) are
SWBC MORTGAGE CORPORATION (6.56%), GUILD MORTGAGE COMPANY (6.67%), JPMorgan Chase Bank (6.72%), LOANDEPOT.COM, LLC (6.78%) and UNITED WHOLESALE MORTGAGE, LLC (6.82%).
TEXARKANA, TX-AR Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| RED RIVER EMPLOYEES | $20,425,000 | $28,195,000 | 38.0% | 6.6% |
| MORTGAGE FINANCIAL SERVICES, LLC | $30,450,000 | $27,920,000 | -8.3% | 6.6% |
| Farmers Bank & Trust Company | $26,560,000 | $26,805,000 | 0.9% | 6.3% |
| UNITED WHOLESALE MORTGAGE, LLC | $14,040,000 | $22,820,000 | 62.5% | 5.4% |
| BancorpSouth | $13,540,000 | $22,415,000 | 65.5% | 5.3% |
| State Bank of De Kalb | $22,450,000 | $21,495,000 | -4.3% | 5.1% |
| QUICKEN LOANS, LLC | $14,285,000 | $21,240,000 | 48.7% | 5.0% |
| WALKER & DUNLOP, LLC | $21,100,000 | n/a | 5.0% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $6,590,000 | $18,790,000 | 185.1% | 4.4% |
| Mortgage Research Center, LLC | $11,165,000 | $15,120,000 | 35.4% | 3.6% |
| GUILD MORTGAGE COMPANY | $7,450,000 | $11,985,000 | 60.9% | 2.8% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $2,620,000 | $11,575,000 | 341.8% | 2.7% |
| SWBC MORTGAGE CORPORATION | $10,555,000 | $9,600,000 | -9.0% | 2.3% |
| Simmons Bank | $4,180,000 | $9,495,000 | 127.2% | 2.2% |
| 21ST MORTGAGE CORPORATION | $7,745,000 | $8,505,000 | 9.8% | 2.0% |
| Guaranty Bank & Trust, N.A. | $8,720,000 | $7,470,000 | -14.3% | 1.8% |
| COMMERCIAL NATIONAL BANK | $6,955,000 | $6,270,000 | -9.8% | 1.5% |
| Horatio State Bank | $4,485,000 | $5,555,000 | 23.9% | 1.3% |
| Regions Bank | $5,095,000 | $5,105,000 | 0.2% | 1.2% |
| LOANDEPOT.COM, LLC | $2,360,000 | $4,240,000 | 79.7% | 1.0% |
| TEXAR | $4,665,000 | $4,175,000 | -10.5% | 1.0% |
| NAVY FEDERAL CREDIT UNION | $4,835,000 | $3,790,000 | -21.6% | 0.9% |
| PENNYMAC LOAN SERVICES, LLC | $3,520,000 | $3,275,000 | -7.0% | 0.8% |
| CROSSCOUNTRY MORTGAGE, LLC | $1,290,000 | $3,190,000 | 147.3% | 0.8% |
| Diamond Bank | $3,665,000 | $3,190,000 | -13.0% | 0.8% |
| TRIAD FINANCIAL SERVICES, INC. | $4,390,000 | $3,135,000 | -28.6% | 0.7% |
| NEWREZ LLC | $350,000 | $3,065,000 | 775.7% | 0.7% |
| SOUTHWEST STAGE FUNDING, LLC | $885,000 | $3,010,000 | 240.1% | 0.7% |
| Texana Bank | $3,120,000 | $3,005,000 | -3.7% | 0.7% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $2,620,000 | $2,985,000 | 13.9% | 0.7% |
| USAA Federal Savings Bank | $2,835,000 | $2,705,000 | -4.6% | 0.6% |
| UNITED BUILT HOMES, L.L.C. | $3,470,000 | $2,650,000 | -23.6% | 0.6% |
| Wells Fargo Bank | $1,760,000 | $2,510,000 | 42.6% | 0.6% |
| Equity Prime Mortgage LLC | $270,000 | $2,105,000 | 679.6% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $1,575,000 | $2,020,000 | 28.3% | 0.5% |
| Farm Credit Services of Western Arkansas, ACA | $2,710,000 | $1,965,000 | -27.5% | 0.5% |
| FREEDOM MORTGAGE CORPORATION | $1,125,000 | $1,960,000 | 74.2% | 0.5% |
| EVERETT FINANCIAL, INC. | $16,830,000 | $1,940,000 | -88.5% | 0.5% |
| Citizens Bank | $405,000 | $1,890,000 | 366.7% | 0.4% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $1,290,000 | $1,860,000 | 44.2% | 0.4% |
| BROKER SOLUTIONS, INC. | $1,865,000 | $1,655,000 | -11.3% | 0.4% |
| AMERICAN FINANCIAL RESOURCES, INC. | $575,000 | $1,615,000 | 180.9% | 0.4% |
| JPMorgan Chase Bank | $545,000 | $1,460,000 | 167.9% | 0.3% |
| PLANET HOME LENDING, LLC | $115,000 | $1,445,000 | 1,156.5% | 0.3% |
| CARDINAL FINANCIAL | $1,445,000 | $1,435,000 | -0.7% | 0.3% |
| GREYSTONE SERVICING COMPANY LLC | $1,375,000 | n/a | 0.3% | |
| Southern Bank | $1,375,000 | n/a | 0.3% | |
| VILLAGE CAPITAL MORTGAGE | $1,310,000 | n/a | 0.3% | |
| U.S. Bank | $4,255,000 | $1,230,000 | -71.1% | 0.3% |
| MOVEMENT MORTGAGE, LLC | $1,170,000 | n/a | 0.3% | |
| SIRVA MORTGAGE, INC. | $185,000 | $1,170,000 | 532.4% | 0.3% |
| Paramount Residential Mortgage Group, Inc. | $85,000 | $1,155,000 | 1,258.8% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $155,000 | $1,135,000 | 632.3% | 0.3% |
| AmeriHome Mortgage Company, LLC | $450,000 | $1,090,000 | 142.2% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $600,000 | $1,065,000 | 77.5% | 0.3% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $245,000 | $1,045,000 | 326.5% | 0.2% |
| AMERICAN FINANCING CORPORATION | $155,000 | $945,000 | 509.7% | 0.2% |
| ROYAL UNITED MORTGAGE LLC | $765,000 | $930,000 | 21.6% | 0.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $895,000 | n/a | 0.2% | |
| Plains Commerce Bank | $725,000 | $820,000 | 13.1% | 0.2% |
| The First National Bank of Tom Bean | $130,000 | $790,000 | 507.7% | 0.2% |
| NEW DAY FINANCIAL, LLC | $95,000 | $770,000 | 710.5% | 0.2% |
| Carrington Mortgage Services, LLC | $180,000 | $700,000 | 288.9% | 0.2% |
| T2 FINANCIAL LLC | $1,030,000 | $655,000 | -36.4% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $280,000 | $645,000 | 130.4% | 0.2% |
| NexBank | $605,000 | n/a | 0.1% | |
| Truist | $470,000 | $600,000 | 27.7% | 0.1% |
| Flagstar Bank, FSB | $1,160,000 | $590,000 | -49.1% | 0.1% |
| City Bank | $185,000 | $585,000 | 216.2% | 0.1% |
| Ixonia Bank | $585,000 | n/a | 0.1% | |
| CHURCHILL MORTGAGE CORPORATION | $285,000 | $565,000 | 98.2% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $1,475,000 | $545,000 | -63.1% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $895,000 | $535,000 | -40.2% | 0.1% |
| Arvest Bank | $140,000 | $525,000 | 275.0% | 0.1% |
| Gateway First Bank | $2,240,000 | $525,000 | -76.6% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $260,000 | $525,000 | 101.9% | 0.1% |
| ZILLOW HOME LOANS, LLC | $410,000 | $505,000 | 23.2% | 0.1% |
| The First National Bank of Hughes Springs | $475,000 | $500,000 | 5.3% | 0.1% |
| Legacy Bank & Trust Company | $495,000 | n/a | 0.1% | |
| MORTGAGE ACCESS CORP. | $485,000 | n/a | 0.1% | |
| AMWEST FUNDING CORP. | $175,000 | $480,000 | 174.3% | 0.1% |
| CMG MORTGAGE, INC. | $560,000 | $480,000 | -14.3% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $390,000 | $470,000 | 20.5% | 0.1% |
| PREMIA MORTGAGE, LLC | $440,000 | $465,000 | 5.7% | 0.1% |
| GUARANTEED RATE, INC. | $1,330,000 | $450,000 | -66.2% | 0.1% |
| DOMINION FINANCIAL SERVICES, LLC | $230,000 | $445,000 | 93.5% | 0.1% |
| CANOPY MORTGAGE, LLC | $415,000 | n/a | 0.1% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $405,000 | n/a | 0.1% | |
| The City National Bank of Sulphur Springs | $135,000 | $400,000 | 196.3% | 0.1% |
| Credit Union of Texas | $155,000 | $395,000 | 154.8% | 0.1% |
| Baxter Credit Union | $365,000 | n/a | 0.1% | |
| Discover Bank | $195,000 | $360,000 | 84.6% | 0.1% |
| LOANPAL, LLC | $405,000 | $350,000 | -13.6% | 0.1% |
| Bank OZK | $325,000 | $345,000 | 6.2% | 0.1% |
| ANECA Federal Credit Union | $335,000 | n/a | 0.1% | |
| Frost Bank | $335,000 | n/a | 0.1% | |
| PNC Bank | $580,000 | $320,000 | -44.8% | 0.1% |
| Centennial Bank | $315,000 | n/a | 0.1% | |
| EAST TEXAS PROFESSIONAL Credit Union | $75,000 | $315,000 | 320.0% | 0.1% |
| The Central Trust Bank | $315,000 | n/a | 0.1% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $310,000 | n/a | 0.1% | |
| BETTER MORTGAGE CORPORATION | $305,000 | n/a | 0.1% | |
| COMMUNITY MORTGAGE CORPORATION | $305,000 | n/a | 0.1% | |
| AMERICAN HERITAGE LENDING, INC. | $285,000 | n/a | 0.1% | |
| Bank of America | $550,000 | $280,000 | -49.1% | 0.1% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $225,000 | $280,000 | 24.4% | 0.1% |
| MICHIGAN MUTUAL, INC. | $275,000 | n/a | 0.1% | |
| American Mortgage & Equity Consultants, Inc. | $270,000 | n/a | 0.1% | |
| Citadel Servicing Corporation | $165,000 | $265,000 | 60.6% | 0.1% |
| CLEARPATH LENDING | $265,000 | n/a | 0.1% | |
| OCMBC, INC. | $335,000 | $265,000 | -20.9% | 0.1% |
| Pilgrim Bank | $265,000 | n/a | 0.1% | |
| VeraBank | $140,000 | $265,000 | 89.3% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $610,000 | $255,000 | -58.2% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $460,000 | $255,000 | -44.6% | 0.1% |
| TEXAS TECH | $255,000 | n/a | 0.1% | |
| First Liberty Bank | $185,000 | $245,000 | 32.4% | 0.1% |
| Kwik Mortgage Corporation | $245,000 | n/a | 0.1% | |
| Magnolia Bank | $245,000 | n/a | 0.1% | |
| Florida Capital Bank | $235,000 | n/a | 0.1% | |
| MERCHANTS & FARMERS BANK | $685,000 | $235,000 | -65.7% | 0.1% |
| BECKAM FUNDING CORP. | $170,000 | $225,000 | 32.4% | 0.1% |
| COMMUNITYAMERICA | $225,000 | n/a | 0.1% | |
| HOMEXPRESS MORTGAGE CORP. | $225,000 | n/a | 0.1% | |
| Citibank | $65,000 | $215,000 | 230.8% | 0.1% |
| First Western Trust Bank | $205,000 | n/a | 0.0% | |
| GUARANTEED RATE AFFINITY, LLC | $205,000 | n/a | 0.0% | |
| NBH Bank | $330,000 | $205,000 | -37.9% | 0.0% |
| Bank of England | $215,000 | $200,000 | -7.0% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $545,000 | $195,000 | -64.2% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $195,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $225,000 | $190,000 | -15.6% | 0.0% |
| Origin Bank | $185,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $180,000 | n/a | 0.0% | |
| Austin Bank, Texas | $175,000 | n/a | 0.0% | |
| DELMAR FINANCIAL COMPANY | $330,000 | $175,000 | -47.0% | 0.0% |
| CSL Financial, LLC | $165,000 | n/a | 0.0% | |
| POLARIS HOME FUNDING CORP. | $165,000 | n/a | 0.0% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $2,305,000 | $165,000 | -92.8% | 0.0% |
| Coastal Community Bank | $125,000 | $160,000 | 28.0% | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | $315,000 | $155,000 | -50.8% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $470,000 | $155,000 | -67.0% | 0.0% |
| S1L, Inc. | $155,000 | n/a | 0.0% | |
| Figure Lending LLC | $100,000 | $150,000 | 50.0% | 0.0% |
| The Federal Savings Bank | $135,000 | $145,000 | 7.4% | 0.0% |
| PHH Mortgage Corporation | $115,000 | $135,000 | 17.4% | 0.0% |
| TEXANS | $135,000 | n/a | 0.0% | |
| First United Bank and Trust Company | $410,000 | $125,000 | -69.5% | 0.0% |
| SouthStar Bank, S.S.B. | $125,000 | n/a | 0.0% | |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $115,000 | n/a | 0.0% | |
| SFMC, LP | $275,000 | $115,000 | -58.2% | 0.0% |
| BAY-VALLEY MORTGAGE GROUP | $105,000 | n/a | 0.0% | |
| First Citizens National Bank | $105,000 | n/a | 0.0% | |
| Leader Bank | $105,000 | n/a | 0.0% | |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $105,000 | n/a | 0.0% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $205,000 | $105,000 | -48.8% | 0.0% |
| Raymond James Bank | $105,000 | n/a | 0.0% | |
| TOWNE MORTGAGE COMPANY | $105,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $95,000 | n/a | 0.0% | |
| EECU | $175,000 | $85,000 | -51.4% | 0.0% |
| Farm Credit Services of Western Arkansas, PCA | $160,000 | $85,000 | -46.9% | 0.0% |
| Eagle Bank and Trust Company | $355,000 | $75,000 | -78.9% | 0.0% |
| RANDOLPH-BROOKS | $75,000 | n/a | 0.0% | |
| Chicago Patrolmen's Federal Credit Union | $55,000 | n/a | 0.0% | |
| GMFS LLC | $55,000 | n/a | 0.0% | |
| GOVERNMENT EMPLOYEES FEDERAL CREDIT UNION | $45,000 | n/a | 0.0% | |
| Grand Bank for Savings, FSB | $45,000 | n/a | 0.0% | |
| ARKANSAS Federal Credit Union | $15,000 | $40,000 | 166.7% | 0.0% |
| First National Bank of America | $325,000 | $35,000 | -89.2% | 0.0% |
TEXARKANA's top lender by overall market share is RED RIVER EMPLOYEES, with 6.6% market share. In second place, with 6.6%, is MORTGAGE FINANCIAL SERVICES, LLC, having originated $27,920,000 in loans. In third place, with 6.3%, is Farmers Bank & Trust Company, having originated $26,805,000 in loans. In fourth place, with 5.4%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $22,820,000 in loans. In fifth place, with 5.3%, is BancorpSouth, having originated $22,415,000 in loans.
TEXARKANA Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - TEXARKANA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $137,000 (-1.2%) | $186,007 (0.1%) | 0.51 | 472 |
| 2018-02-01 | $135,350 (-2.6%) | $186,719 (0.9%) | 0.49 | 468 |
| 2018-03-01 | $141,500 (0.4%) | $192,571 (0.4%) | 0.50 | 465 |
| 2018-04-01 | $157,287 (4.9%) | $203,845 (5.6%) | 0.53 | 466 |
| 2018-05-01 | $159,900 (0.3%) | $210,217 (7.4%) | 0.53 | 468 |
| 2018-06-01 | $159,900 (0.2%) | $218,696 (13.5%) | 0.53 | 509 |
| 2018-07-01 | $163,850 (9.8%) | $218,668 (14.5%) | 0.55 | 546 |
| 2018-08-01 | $169,700 (19.1%) | $219,864 (18.9%) | 0.57 | 548 |
| 2018-09-01 | $166,125 (14.6%) | $217,886 (17.1%) | 0.56 | 529 |
| 2018-10-01 | $157,450 (9.3%) | $209,776 (13.7%) | 0.53 | 546 |
| 2018-11-01 | $157,500 (12.6%) | $212,487 (16.4%) | 0.53 | 554 |
| 2018-12-01 | $155,900 (12.2%) | $216,601 (17.8%) | 0.54 | 522 |
| 2019-01-01 | $155,250 (13.3%) | $213,251 (14.7%) | 0.54 | 500 |
| 2019-02-01 | $159,950 (18.2%) | $211,934 (13.5%) | 0.54 | 495 |
| 2019-03-01 | $166,957 (18.0%) | $216,118 (12.2%) | 0.55 | 488 |
| 2019-04-01 | $174,100 (10.7%) | $223,987 (9.9%) | 0.55 | 486 |
| 2019-05-01 | $171,600 (7.3%) | $217,176 (3.3%) | 0.54 | 472 |
| 2019-06-01 | $165,450 (3.5%) | $212,968 (-2.6%) | 0.52 | 498 |
| 2019-07-01 | $167,750 (2.4%) | $212,875 (-2.7%) | 0.53 | 493 |
| 2019-08-01 | $166,064 (-2.1%) | $213,203 (-3.0%) | 0.53 | 478 |
| 2019-09-01 | $161,659 (-2.7%) | $210,771 (-3.3%) | 0.52 | 481 |
| 2019-10-01 | $159,556 (1.3%) | $209,150 (-0.3%) | 0.51 | 481 |
| 2019-11-01 | $159,900 (1.5%) | $207,186 (-2.5%) | 0.52 | 464 |
| 2019-12-01 | $161,175 (3.4%) | $207,224 (-4.3%) | 0.54 | 421 |
| 2020-01-01 | $159,450 (2.7%) | $209,008 (-2.0%) | 0.53 | 370 |
| 2020-02-01 | $163,000 (1.9%) | $214,846 (1.4%) | 0.53 | 361 |
| 2020-03-01 | $157,950 (-5.4%) | $205,903 (-4.7%) | 0.50 | 366 |
| 2020-04-01 | $166,375 (-4.4%) | $213,144 (-4.8%) | 0.52 | 346 |
| 2020-05-01 | $179,450 (4.6%) | $224,877 (3.6%) | 0.55 | 304 |
| 2020-06-01 | $188,425 (13.9%) | $233,975 (9.9%) | 0.56 | 293 |
| 2020-07-01 | $197,824 (17.9%) | $242,080 (13.7%) | 0.57 | 280 |
| 2020-08-01 | $185,000 (11.4%) | $234,150 (9.8%) | 0.53 | 258 |
| 2020-09-01 | $184,850 (14.4%) | $240,405 (14.1%) | 0.53 | 234 |
| 2020-10-01 | $189,000 (18.5%) | $240,177 (14.8%) | 0.54 | 236 |
| 2020-11-01 | $185,000 (15.7%) | $238,842 (15.3%) | 0.54 | 235 |
| 2020-12-01 | $187,125 (16.1%) | $247,094 (19.2%) | 0.56 | 202 |
| 2021-01-01 | $184,900 (16.0%) | $253,718 (21.4%) | 0.55 | 182 |
| 2021-02-01 | $191,075 (17.2%) | $254,469 (18.4%) | 0.56 | 170 |
| 2021-03-01 | $195,350 (23.7%) | $259,122 (25.9%) | 0.55 | 161 |
| 2021-04-01 | $193,875 (16.5%) | $363,138 (70.4%) | 0.52 | 136 |
| 2021-05-01 | $199,900 (11.4%) | $372,681 (65.7%) | 0.53 | 134 |
| 2021-06-01 | $180,950 (-4.0%) | $344,953 (47.4%) | 0.48 | 142 |
| 2021-07-01 | $179,500 (-9.3%) | $321,072 (32.6%) | 0.47 | 169 |
| 2021-08-01 | $169,500 (-8.4%) | $305,381 (30.4%) | 0.45 | 189 |
| 2021-09-01 | $172,875 (-6.5%) | $291,635 (21.3%) | 0.46 | 197 |
| 2021-10-01 | $178,000 (-5.8%) | $294,760 (22.7%) | 0.47 | 213 |
| 2021-11-01 | $178,750 (-3.4%) | $297,029 (24.4%) | 0.48 | 226 |
| 2021-12-01 | $179,950 (-3.8%) | $295,872 (19.7%) | 0.49 | 229 |
| 2022-01-01 | $195,000 (5.5%) | $318,221 (25.4%) | 0.53 | 186 |
| 2022-02-01 | $223,250 (16.8%) | $334,202 (31.3%) | 0.58 | 178 |
| 2022-03-01 | $246,500 (26.2%) | $316,835 (22.3%) | 0.62 | 164 |
| 2022-04-01 | $272,500 (40.6%) | $353,032 (-2.8%) | 0.65 | 160 |
| 2022-05-01 | $259,475 (29.8%) | $341,092 (-8.5%) | 0.59 | 207 |
| 2022-06-01 | $239,600 (32.4%) | $323,290 (-6.3%) | 0.53 | 227 |
| 2022-07-01 | $235,000 (30.9%) | $308,874 (-3.8%) | 0.53 | 270 |
| 2022-08-01 | $225,700 (33.2%) | $295,363 (-3.3%) | 0.52 | 275 |
| 2022-09-01 | $223,750 (29.4%) | $282,181 (-3.2%) | 0.52 | 284 |
| 2022-10-01 | $213,450 (19.9%) | $273,162 (-7.3%) | 0.50 | 293 |
| 2022-11-01 | $199,700 (11.7%) | $264,871 (-10.8%) | 0.48 | 321 |
| 2022-12-01 | $199,000 (10.6%) | $263,244 (-11.0%) | 0.49 | 314 |
| 2023-01-01 | $207,225 (6.3%) | $266,443 (-16.3%) | 0.51 | 297 |
| 2023-02-01 | $223,450 (0.1%) | $277,803 (-16.9%) | 0.54 | 268 |
| 2023-03-01 | $233,950 (-5.1%) | $291,280 (-8.1%) | 0.55 | 267 |
| 2023-04-01 | $245,000 (-10.1%) | $302,957 (-14.2%) | 0.57 | 280 |
| 2023-05-01 | $279,000 (7.5%) | $318,928 (-6.5%) | 0.63 | 272 |
| 2023-06-01 | $259,950 (8.5%) | $314,937 (-2.6%) | 0.58 | 294 |
| 2023-07-01 | $245,000 (4.3%) | $305,294 (-1.2%) | 0.56 | 314 |
| 2023-08-01 | $249,900 (10.7%) | $316,550 (7.2%) | 0.57 | 353 |
| 2023-09-01 | $235,000 (5.0%) | $302,236 (7.1%) | 0.55 | 359 |
| 2023-10-01 | $239,450 (12.2%) | $295,558 (8.2%) | 0.56 | 380 |
| 2023-11-01 | $248,625 (24.5%) | $309,937 (17.0%) | 0.59 | 362 |
| 2023-12-01 | $252,000 (26.6%) | $302,921 (15.1%) | 0.61 | 371 |
| 2024-01-01 | $253,000 (22.1%) | $306,973 (15.2%) | 0.62 | 356 |
| 2024-02-01 | $241,350 (8.0%) | $288,187 (3.7%) | 0.58 | 363 |
| 2024-03-01 | $234,500 (0.2%) | $283,358 (-2.7%) | 0.55 | 391 |
| 2024-04-01 | $236,750 (-3.4%) | $285,526 (-5.8%) | 0.55 | 366 |
| 2024-05-01 | $239,900 (-14.0%) | $284,710 (-10.7%) | 0.55 | 386 |
| 2024-06-01 | $245,000 (-5.8%) | $287,354 (-8.8%) | 0.56 | 426 |
| 2024-07-01 | $246,699 (0.7%) | $288,084 (-5.6%) | 0.56 | 431 |
| 2024-08-01 | $245,000 (-2.0%) | $287,959 (-9.0%) | 0.57 | 440 |
| 2024-09-01 | $237,750 (1.2%) | $288,162 (-4.7%) | 0.56 | 454 |
| 2024-10-01 | $239,950 (0.2%) | $290,283 (-1.8%) | 0.56 | 455 |
| 2024-11-01 | $236,000 (-5.1%) | $288,300 (-7.0%) | 0.57 | 476 |
| 2024-12-01 | $227,675 (-9.7%) | $284,617 (-6.0%) | 0.57 | 459 |
| 2025-01-01 | $232,500 (-8.1%) | $288,424 (-6.0%) | 0.58 | 440 |
| 2025-02-01 | $234,250 (-2.9%) | $289,127 (0.3%) | 0.57 | 437 |
| 2025-03-01 | $249,900 (6.6%) | $295,000 (4.1%) | 0.59 | 440 |
| 2025-04-01 | $259,100 (9.4%) | $296,957 (4.0%) | 0.60 | 465 |
TEXARKANA's median listing price for 2025-04-01 was $259,100, a difference of
$22,350
(9.4%) versus the prior year and
$9,200 versus the prior month.
TEXARKANA's median listing price comes in at 60% of the national average.
TEXARKANA's average listing price for 2025-04-01 was $296,957, a difference of $11,431 (4.0%) versus the prior year and $1,957 versus the prior month.
For the 2025-04-01 period, TEXARKANA had 465 MLS listings, a difference of 25 listings (6%) versus the prior month and 99 listings (27%) versus the prior year.
TEXARKANA's median listing price comes in at 60% of the national average.
TEXARKANA's average listing price for 2025-04-01 was $296,957, a difference of $11,431 (4.0%) versus the prior year and $1,957 versus the prior month.
For the 2025-04-01 period, TEXARKANA had 465 MLS listings, a difference of 25 listings (6%) versus the prior month and 99 listings (27%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - TEXARKANA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 108 days | 1,791 sqft |
| 2018-02-01 | 109 days | 1,801 sqft |
| 2018-03-01 | 103 days | 1,821 sqft |
| 2018-04-01 | 75 days | 1,902 sqft |
| 2018-05-01 | 73 days | 1,930 sqft |
| 2018-06-01 | 68 days | 1,954 sqft |
| 2018-07-01 | 65 days | 1,949 sqft |
| 2018-08-01 | 68 days | 1,987 sqft |
| 2018-09-01 | 78 days | 1,974 sqft |
| 2018-10-01 | 80 days | 1,947 sqft |
| 2018-11-01 | 79 days | 1,957 sqft |
| 2018-12-01 | 89 days | 1,970 sqft |
| 2019-01-01 | 103 days | 1,969 sqft |
| 2019-02-01 | 108 days | 1,948 sqft |
| 2019-03-01 | 99 days | 1,962 sqft |
| 2019-04-01 | 84 days | 1,993 sqft |
| 2019-05-01 | 75 days | 2,000 sqft |
| 2019-06-01 | 73 days | 1,981 sqft |
| 2019-07-01 | 77 days | 1,990 sqft |
| 2019-08-01 | 73 days | 2,005 sqft |
| 2019-09-01 | 73 days | 1,957 sqft |
| 2019-10-01 | 73 days | 1,920 sqft |
| 2019-11-01 | 86 days | 1,920 sqft |
| 2019-12-01 | 95 days | 1,952 sqft |
| 2020-01-01 | 106 days | 1,961 sqft |
| 2020-02-01 | 100 days | 1,955 sqft |
| 2020-03-01 | 77 days | 1,880 sqft |
| 2020-04-01 | 75 days | 1,928 sqft |
| 2020-05-01 | 87 days | 1,997 sqft |
| 2020-06-01 | 87 days | 2,030 sqft |
| 2020-07-01 | 71 days | 2,070 sqft |
| 2020-08-01 | 66 days | 2,043 sqft |
| 2020-09-01 | 71 days | 2,124 sqft |
| 2020-10-01 | 73 days | 2,088 sqft |
| 2020-11-01 | 54 days | 1,982 sqft |
| 2020-12-01 | 67 days | 2,032 sqft |
| 2021-01-01 | 76 days | 2,038 sqft |
| 2021-02-01 | 86 days | 2,112 sqft |
| 2021-03-01 | 64 days | 2,127 sqft |
| 2021-04-01 | 52 days | 2,024 sqft |
| 2021-05-01 | 30 days | 1,920 sqft |
| 2021-06-01 | 33 days | 1,849 sqft |
| 2021-07-01 | 33 days | 1,791 sqft |
| 2021-08-01 | 43 days | 1,773 sqft |
| 2021-09-01 | 45 days | 1,794 sqft |
| 2021-10-01 | 49 days | 1,877 sqft |
| 2021-11-01 | 53 days | 1,836 sqft |
| 2021-12-01 | 55 days | 1,848 sqft |
| 2022-01-01 | 61 days | 1,894 sqft |
| 2022-02-01 | 68 days | 1,905 sqft |
| 2022-03-01 | 57 days | 2,002 sqft |
| 2022-04-01 | 36 days | 2,133 sqft |
| 2022-05-01 | 33 days | 2,056 sqft |
| 2022-06-01 | 36 days | 1,986 sqft |
| 2022-07-01 | 40 days | 1,945 sqft |
| 2022-08-01 | 48 days | 1,909 sqft |
| 2022-09-01 | 65 days | 1,890 sqft |
| 2022-10-01 | 67 days | 1,916 sqft |
| 2022-11-01 | 68 days | 1,877 sqft |
| 2022-12-01 | 80 days | 1,872 sqft |
| 2023-01-01 | 86 days | 1,841 sqft |
| 2023-02-01 | 88 days | 1,883 sqft |
| 2023-03-01 | 70 days | 1,950 sqft |
| 2023-04-01 | 61 days | 2,016 sqft |
| 2023-05-01 | 60 days | 2,073 sqft |
| 2023-06-01 | 47 days | 2,016 sqft |
| 2023-07-01 | 48 days | 1,946 sqft |
| 2023-08-01 | 56 days | 1,942 sqft |
| 2023-09-01 | 59 days | 1,913 sqft |
| 2023-10-01 | 63 days | 1,906 sqft |
| 2023-11-01 | 73 days | 1,920 sqft |
| 2023-12-01 | 80 days | 1,925 sqft |
| 2024-01-01 | 89 days | 1,914 sqft |
| 2024-02-01 | 81 days | 1,840 sqft |
| 2024-03-01 | 67 days | 1,807 sqft |
| 2024-04-01 | 72 days | 1,849 sqft |
| 2024-05-01 | 68 days | 1,876 sqft |
| 2024-06-01 | 65 days | 1,923 sqft |
| 2024-07-01 | 76 days | 1,920 sqft |
| 2024-08-01 | 79 days | 1,895 sqft |
| 2024-09-01 | 83 days | 1,902 sqft |
| 2024-10-01 | 77 days | 1,901 sqft |
| 2024-11-01 | 78 days | 1,900 sqft |
| 2024-12-01 | 87 days | 1,900 sqft |
| 2025-01-01 | 94 days | 1,894 sqft |
| 2025-02-01 | 95 days | 1,891 sqft |
| 2025-03-01 | 87 days | 1,914 sqft |
| 2025-04-01 | 77 days | 1,933 sqft |
TEXARKANA's median listing age (time on market) for 2025-04-01 was 77 days.
This
is 7%
longer
than the same period one year ago.
TEXARKANA's median square footage for active listings during the 2025-04-01 period was 1,933 sqft. One year prior, the average listing was 1,849 sqft.
TEXARKANA's median square footage for active listings during the 2025-04-01 period was 1,933 sqft. One year prior, the average listing was 1,849 sqft.
TEXARKANA, TX-AR Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,400 | $297,060,000 | $212,186 |
| Refi | 274 | $70,860,000 | $258,613 |
| Cash Out Refi | 216 | $34,510,000 | $159,769 |
| Other | 159 | $15,695,000 | $98,711 |
| Home Improvement | 95 | $6,755,000 | $71,105 |
Texarkana's most frequently cited loan purpose was Home Purchase, with 1,400 originations. The 2nd most popular reason was Refi, with 274 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 679 | $156,185,000 | $230,022 |
| Over 8% | 411 | $57,055,000 | $138,820 |
| 7-8% | 356 | $66,810,000 | $187,669 |
| 5-6% | 176 | $62,320,000 | $354,091 |
| 4-5% | 14 | $4,220,000 | $301,429 |
| <2.5% | 9 | $265,000 | $29,444 |
| 3-4% | 1 | $155,000 | $155,000 |
| 2.5-3% | 1 | $265,000 | $265,000 |
During 2024, Texarkana's most frequently originated rate bucket was 6-7%, with 679 originations.
Loan Sizing (TEXARKANA, TX-AR MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 790 | $115,550,000 | $146,266 |
| $100,000 or less | 619 | $36,925,000 | $59,653 |
| $200k-400k | 609 | $166,695,000 | $273,719 |
| $400k-600k | 91 | $43,165,000 | $474,341 |
| $600k-1000k | 26 | $19,160,000 | $736,923 |
| $Over $1MM | 9 | $43,385,000 | $4,820,556 |
TEXARKANA's loan sizing saw the bucket of loans from $100k-200k with 790 originations, totaling $115,550,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 922 | $201,890,000 | $218,970 |
| 60-80% | 320 | $98,790,000 | $308,719 |
| 40-60% | 122 | $18,330,000 | $150,246 |
| Under 20% | 114 | $3,850,000 | $33,772 |
| 20-40% | 103 | $9,525,000 | $92,476 |
| Over 100% | 36 | $8,290,000 | $230,278 |
TEXARKANA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 922 originations, totaling $201,890,000 in origination value.