West Plains Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in West Plains averaged 6.92% for the week of 2023-09-21, compared to the national average of 7.19% for the same period.

The average rate for the prior week (2023-09-14) was 6.71% and one month ago for the week of 2023-08-17, the average rate was 6.62%.

West Plains's average rate one year ago was 5.85%.

For refis of the same type during the week of 2023-09-21, the average rate was 7.29%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-09-21 7.19%
West Plains 30 Year Fixed Rate 2023-09-21 6.92%
West Plains 30 Year Fixed Rate Refi 2023-09-21 7.29%
West Plains 15 Year Fixed Rate 2023-09-21 6.74%
West Plains 15 Year Fixed Rate Refi 2023-09-21 6.74%
West Plains 30 Year FHA 2023-09-21 7.14%
West Plains 30 Year FHA Refi 2023-09-21 6.94%
West Plains 30 Year USDA 2023-09-21 7.02%
West Plains 30 Year USDA Refi 2023-09-21 7.02%
West Plains 30 Year VA 2023-09-21 6.92%
West Plains 30 Year VA Refi 2023-09-21 6.92%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within West Plains, MO.

West Plains Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the West Plains, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
Southern Bank 45 5.34% $1,579
DAS Acquisition Company, LLC 37 5.35% $3,860
QUICKEN LOANS, LLC 19 4.96% $6,316
Simmons Bank 10 4.38% $2,996
PRIMELENDING, A PLAINSCAPITAL COMPANY 7 5.62% $3,282
FLAT BRANCH MORTGAGE, INC. 5 5.45% $3,242
GERSHMAN INVESTMENT CORP. 5 5.18% $3,045
Arvest Bank 5 4.83% $3,267
Wood & Huston Bank 5 5.40% $1,986
PENNYMAC LOAN SERVICES, LLC 4 5.00% $4,736
Great Southern Bank 4 4.49% $2,125
Mr. Cooper ( Nationstar Mortgage ) 4 4.50% $9,791
Wells Fargo Bank 4 4.16% $1,807
Regions Bank 3 3.96% $2,683
U.S. Bank 3 5.25% $3,139
FirstTrust Home Loans, Inc. 3 4.96% $3,009
Plains Commerce Bank 3 4.33% $4,329
BROKER SOLUTIONS, INC. 3 5.37% $5,269
The Central Trust Bank 2 5.69% $3,655
Mortgage Research Center, LLC 2 5.13% $5,785
TJC Mortgage, Inc. 2 4.06% $2,752
UNION HOME MORTGAGE CORP. 2 4.56% $3,684
HOMESIDE FINANCIAL, LLC 2 4.25% $4,438
AMERISAVE MORTGAGE CORPORATION 2 6.25% $4,370
CHURCHILL MORTGAGE CORPORATION 2 4.50% $3,375
GUILD MORTGAGE COMPANY 2 4.81% $2,572
M&T Bank 2 4.88% $4,073
Bank of America 2 4.13% $3,889
PLANET HOME LENDING, LLC 1 2.88% $2,224
Prosperity Home Mortgage, LLC 1 5.50% $2,143
The Huntington National Bank 1 4.95% $5,121
TOGETHER CREDIT UNION 1 2.93% $2,224
AMERICAN FINANCING CORPORATION 1 4.99% $4,161
Wyndham Capital Mortgage, Inc. 1 4.50% $520
ASSEMBLIES OF GOD Credit Union 1 6.13% $7,260
BancorpSouth 1 4.13% $2,289
Bank of England 1 4.38% $4,541
Boeing Employees Credit Union 1 6.25% $2,476
CALIBER HOME LOANS, INC. 1 3.65% $8,863
Centennial Bank 1 5.00% $4,707
CITIZENS EQUITY FIRST 1 3.63% $2,222
Evolve Bank & Trust 1 3.25% $3,026
FCS Financial FLCA 1 7.00% $2,207
First Guaranty Mortgage Corporation 1 3.63% $2,673
First National Bank of America 1 6.63% $6,007
First National Bank of Omaha 1 5.38% $3,396
FREEDOM MORTGAGE CORPORATION 1 3.38% $2,858
GUARANTEED RATE, INC. 1 5.88% $3,149
GUIDANCE RESIDENTIAL, LLC 1 6.88% $3,055
KELLER MORTGAGE, LLC 1 3.50% $5,235
LAKEVIEW LOAN SERVICING, LLC 1 6.88% $5,159
LOANDEPOT.COM, LLC 1 2.75% $5,903
LOANPAL, LLC 1 3.99% $5,437
MEGASTAR FINANCIAL CORP. 1 3.38% $3,540
MISSOURI ELECTRIC COOPERATIVES EMPL 1 3.25% $2,241
NASA Federal Credit Union 1 5.50% $3,155
NAVY FEDERAL CREDIT UNION 1 4.75% $2,326
NEWREZ LLC 1 4.88% $6,077
Oakstar Bank 1 5.50% $1,592
Old National Bank 1 5.25% $2,988
PHH Mortgage Corporation 1 4.00% $5,319

West Plains Average Closing Costs & Other Stats

West Plains, MO's 61 lenders originated 633 loans during 2022. The total origination value was $99,935,000, with an average loan value of $157,875.

West Plains's average closing costs are $3,602.

The top West Plains lender as defined by loan originations is Southern Bank, with 45 loans originated. Their average total fees are $1,579, which is $2,281 lower than the next largest lender, DAS Acquisition Company, LLC.

The lowest fee West Plains lenders (with over 10 loans originated) are Southern Bank ($1,579), Simmons Bank ($2,996), DAS Acquisition Company, LLC ($3,860), QUICKEN LOANS, LLC ($6,316) and .

The lowest rate West Plains lenders (with over 10 loans originated) are Simmons Bank (4.38%), QUICKEN LOANS, LLC (4.96%), Southern Bank (5.34%), DAS Acquisition Company, LLC (5.35%) and .

West Plains, MO Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
DAS Acquisition Company, LLC $7,700,000 $14,965,000 94.4% 15.0%
Southern Bank $14,585,000 $13,500,000 -7.4% 13.5%
QUICKEN LOANS, LLC $14,870,000 $8,770,000 -41.0% 8.8%
MID AMERICA MORTGAGE, INC. $2,100,000 $5,800,000 176.2% 5.8%
Mortgage Research Center, LLC $3,570,000 $4,385,000 22.8% 4.4%
Simmons Bank $11,290,000 $3,575,000 -68.3% 3.6%
Wood & Huston Bank $2,110,000 $2,430,000 15.2% 2.4%
TJC Mortgage, Inc. $530,000 $2,275,000 329.2% 2.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $7,380,000 $2,070,000 -72.0% 2.1%
GERSHMAN INVESTMENT CORP. $3,415,000 $1,955,000 -42.8% 2.0%
Arvest Bank $5,250,000 $1,630,000 -69.0% 1.6%
U.S. Bank $3,150,000 $1,615,000 -48.7% 1.6%
FREEDOM MORTGAGE CORPORATION $5,530,000 $1,530,000 -72.3% 1.5%
Great Southern Bank $1,560,000 $1,465,000 -6.1% 1.5%
PENNYMAC LOAN SERVICES, LLC $1,130,000 $1,445,000 27.9% 1.4%
LOANDEPOT.COM, LLC $1,525,000 $1,400,000 -8.2% 1.4%
FLAT BRANCH MORTGAGE, INC. $2,775,000 $1,255,000 -54.8% 1.3%
AMERISAVE MORTGAGE CORPORATION $1,215,000 $1,130,000 -7.0% 1.1%
Wells Fargo Bank $1,885,000 $1,090,000 -42.2% 1.1%
Mr. Cooper ( Nationstar Mortgage ) $1,170,000 $1,025,000 -12.4% 1.0%
GUILD MORTGAGE COMPANY $2,665,000 $805,000 -69.8% 0.8%
NAVY FEDERAL CREDIT UNION $1,815,000 $805,000 -55.6% 0.8%
Bank of America $230,000 $800,000 247.8% 0.8%
Barrington Bank & Trust Company, N.A. $235,000 $795,000 238.3% 0.8%
FirstTrust Home Loans, Inc. $725,000 n/a 0.7%
HOMESIDE FINANCIAL, LLC $700,000 $715,000 2.1% 0.7%
NEW DAY FINANCIAL, LLC $860,000 $690,000 -19.8% 0.7%
North American Savings Bank, F.S.B. $650,000 n/a 0.7%
BROKER SOLUTIONS, INC. $425,000 $605,000 42.4% 0.6%
Ameris Bank $590,000 n/a 0.6%
MISSOURI ELECTRIC COOPERATIVES EMPL $705,000 $575,000 -18.4% 0.6%
CHURCHILL MORTGAGE CORPORATION $760,000 $560,000 -26.3% 0.6%
Equity Prime Mortgage LLC $95,000 $560,000 489.5% 0.6%
VILLAGE CAPITAL MORTGAGE $400,000 $545,000 36.3% 0.5%
FIRST INTEGRITY MORTGAGE SERVICES, INC. $1,925,000 $525,000 -72.7% 0.5%
PHH Mortgage Corporation $525,000 n/a 0.5%
M&T Bank $505,000 n/a 0.5%
Regions Bank $365,000 $485,000 32.9% 0.5%
Bank of England $475,000 $455,000 -4.2% 0.5%
The Huntington National Bank $425,000 n/a 0.4%
UNION HOME MORTGAGE CORP. $1,570,000 $415,000 -73.6% 0.4%
FNBC Bank $405,000 n/a 0.4%
KELLER MORTGAGE, LLC $405,000 n/a 0.4%
PLANET HOME LENDING, LLC $920,000 $405,000 -56.0% 0.4%
The Central Trust Bank $515,000 $400,000 -22.3% 0.4%
Centennial Bank $390,000 n/a 0.4%
Paramount Residential Mortgage Group, Inc. $385,000 n/a 0.4%
Plains Commerce Bank $5,110,000 $385,000 -92.5% 0.4%
First Bank $375,000 n/a 0.4%
UNITED WHOLESALE MORTGAGE, LLC $330,000 $370,000 12.1% 0.4%
21ST MORTGAGE CORPORATION $380,000 $360,000 -5.3% 0.4%
LOANPAL, LLC $355,000 n/a 0.4%
American Airlines Federal Credit Union $345,000 n/a 0.3%
Evolve Bank & Trust $345,000 n/a 0.3%
PNC Bank $485,000 $340,000 -29.9% 0.3%
REVERSE MORTGAGE FUNDING LLC $340,000 n/a 0.3%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $335,000 n/a 0.3%
Old National Bank $315,000 n/a 0.3%
Servion, Inc. $145,000 $315,000 117.2% 0.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $640,000 $310,000 -51.6% 0.3%
BancorpSouth Bank $290,000 n/a 0.3%
CALIBER HOME LOANS, INC. $375,000 $275,000 -26.7% 0.3%
Magnolia Bank $240,000 $275,000 14.6% 0.3%
ASSEMBLIES OF GOD Credit Union $245,000 n/a 0.2%
First National Bank of Omaha $245,000 n/a 0.2%
MEGASTAR FINANCIAL CORP. $245,000 n/a 0.2%
Mid-Missouri Bank $65,000 $245,000 276.9% 0.2%
Wyndham Capital Mortgage, Inc. $245,000 n/a 0.2%
AMERICAN FINANCIAL RESOURCES, INC. $225,000 n/a 0.2%
BAYSHORE MORTGAGE FUNDING, LLC $195,000 $225,000 15.4% 0.2%
KeyBank $215,000 n/a 0.2%
NEWREZ LLC $250,000 $215,000 -14.0% 0.2%
Nations Lending Corporation $205,000 n/a 0.2%
Carrington Mortgage Services, LLC $375,000 $200,000 -46.7% 0.2%
First Guaranty Mortgage Corporation $125,000 $200,000 60.0% 0.2%
LAKEVIEW LOAN SERVICING, LLC $365,000 $200,000 -45.2% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $280,000 $195,000 -30.4% 0.2%
Old Missouri Bank $905,000 $195,000 -78.5% 0.2%
GUIDANCE RESIDENTIAL, LLC $185,000 n/a 0.2%
JPMorgan Chase Bank $855,000 $180,000 -78.9% 0.2%
GUARANTEED RATE, INC. $540,000 $175,000 -67.6% 0.2%
Prosperity Home Mortgage, LLC $175,000 n/a 0.2%
CITIZENS EQUITY FIRST $85,000 $165,000 94.1% 0.2%
Hometown National Bank $155,000 n/a 0.2%
FCS Financial FLCA $255,000 $145,000 -43.1% 0.1%
First National Bank of America $145,000 n/a 0.1%
TOGETHER CREDIT UNION $145,000 n/a 0.1%
NASA Federal Credit Union $135,000 n/a 0.1%
ATLANTA POSTAL $125,000 n/a 0.1%
MISSOURI Credit Union $145,000 $125,000 -13.8% 0.1%
TRIAD FINANCIAL SERVICES, INC. $115,000 n/a 0.1%
BETTER MORTGAGE CORPORATION $595,000 $105,000 -82.4% 0.1%
Stockmens Bank $105,000 n/a 0.1%
AMERICAN ADVISORS GROUP $80,000 $95,000 18.8% 0.1%
JAMES B. NUTTER & COMPANY $95,000 n/a 0.1%
LENDINGHOME FUNDING CORPORATION $95,000 n/a 0.1%
HomePride Bank $85,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $620,000 $75,000 -87.9% 0.1%
Flagstar Bank, FSB $900,000 $65,000 -92.8% 0.1%
Boeing Employees Credit Union $55,000 n/a 0.1%
Oakstar Bank $55,000 n/a 0.1%
BOKF $225,000 $25,000 -88.9% 0.0%
Commerce Bank $235,000 $25,000 -89.4% 0.0%

West Plains's top lender by overall market share is DAS Acquisition Company, LLC, with 15.0% market share. In second place, with 13.5%, is Southern Bank, having originated $13,500,000 in loans. In third place, with 8.8%, is QUICKEN LOANS, LLC, having originated $8,770,000 in loans. In fourth place, with 5.8%, is MID AMERICA MORTGAGE, INC., having originated $5,800,000 in loans. In fifth place, with 4.4%, is Mortgage Research Center, LLC, having originated $4,385,000 in loans.


West Plains Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - West Plains (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $134,950 (5.8%) $206,951 (15.4%) 0.00 305
2018-02-01 $139,900 (8.8%) $198,616 (8.8%) 0.00 304
2018-03-01 $141,450 (8.9%) $201,947 (11.7%) 0.00 294
2018-04-01 $146,225 (12.5%) $198,151 (5.2%) 0.00 293
2018-05-01 $143,475 (3.2%) $195,302 (1.4%) 0.00 283
2018-06-01 $139,900 (0.0%) $196,155 (1.8%) 0.00 282
2018-07-01 $144,900 (4.2%) $201,991 (6.1%) 0.00 283
2018-08-01 $139,974 (-0.7%) $194,040 (-0.2%) 0.00 283
2018-09-01 $144,900 (3.6%) $195,188 (-2.5%) 0.00 292
2018-10-01 $145,875 (7.0%) $196,388 (0.7%) 0.00 283
2018-11-01 $140,725 (0.6%) $196,881 (-1.2%) 0.00 278
2018-12-01 $139,900 (0.3%) $194,701 (-4.7%) 0.00 256
2019-01-01 $141,475 (4.8%) $194,153 (-6.2%) 0.00 243
2019-02-01 $142,250 (1.7%) $193,503 (-2.6%) 0.00 249
2019-03-01 $149,850 (5.9%) $208,209 (3.1%) 0.00 244
2019-04-01 $158,175 (8.2%) $223,264 (12.7%) 0.00 238
2019-05-01 $159,687 (11.3%) $227,725 (16.6%) 0.00 248
2019-06-01 $159,900 (14.3%) $228,664 (16.6%) 0.00 260
2019-07-01 $158,950 (9.7%) $228,397 (13.1%) 0.00 262
2019-08-01 $159,050 (13.6%) $227,386 (17.2%) 0.00 259
2019-09-01 $159,275 (9.9%) $227,461 (16.5%) 0.00 261
2019-10-01 $159,675 (9.5%) $229,057 (16.6%) 0.00 256
2019-11-01 $159,900 (13.6%) $218,399 (10.9%) 0.00 249
2019-12-01 $159,900 (14.3%) $218,680 (12.3%) 0.00 238
2020-01-01 $159,900 (13.0%) $219,551 (13.1%) 0.00 231
2020-02-01 $165,450 (16.3%) $223,492 (15.5%) 0.00 225
2020-03-01 $169,900 (13.4%) $234,105 (12.4%) 0.00 232
2020-04-01 $174,788 (10.5%) $232,856 (4.3%) 0.00 227
2020-05-01 $175,450 (9.9%) $237,153 (4.1%) 0.00 217
2020-06-01 $167,400 (4.7%) $235,177 (2.9%) 0.00 213
2020-07-01 $175,000 (10.1%) $239,806 (5.0%) 0.00 194
2020-08-01 $194,900 (22.5%) $247,938 (9.0%) 0.00 177
2020-09-01 $199,900 (25.5%) $260,709 (14.6%) 0.00 144
2020-10-01 $184,900 (15.8%) $258,539 (12.9%) 0.00 138
2020-11-01 $166,950 (4.4%) $257,458 (17.9%) 0.00 146
2020-12-01 $166,900 (4.4%) $285,921 (30.8%) 0.00 135
2021-01-01 $169,200 (5.8%) $271,090 (23.5%) 0.00 120
2021-02-01 $159,900 (-3.4%) $257,735 (15.3%) 0.00 101
2021-03-01 $166,200 (-2.2%) $261,274 (11.6%) 0.00 95
2021-04-01 $191,200 (9.4%) $319,913 (37.4%) 0.00 84
2021-05-01 $198,500 (13.1%) $323,517 (36.4%) 0.00 93
2021-06-01 $185,000 (10.5%) $374,920 (59.4%) 0.00 96
2021-07-01 $243,700 (39.3%) $378,196 (57.7%) 0.00 109
2021-08-01 $254,925 (30.8%) $388,508 (56.7%) 0.00 115
2021-09-01 $211,975 (6.0%) $357,616 (37.2%) 0.00 137
2021-10-01 $237,400 (28.4%) $390,030 (50.9%) 0.00 109
2021-11-01 $242,400 (45.2%) $401,768 (56.1%) 0.00 110
2021-12-01 $262,025 (57.0%) $427,312 (49.5%) 0.00 103
2022-01-01 $207,450 (22.6%) $404,635 (49.3%) 0.00 92
2022-02-01 $202,450 (26.6%) $405,115 (57.2%) 0.00 89
2022-03-01 $199,900 (20.3%) $408,822 (56.5%) 0.00 85
2022-04-01 $204,450 (6.9%) $405,771 (26.8%) 0.00 91
2022-05-01 $264,625 (33.3%) $425,703 (31.6%) 0.00 95
2022-06-01 $277,175 (49.8%) $380,071 (1.4%) 0.00 99
2022-07-01 $317,050 (30.1%) $384,711 (1.7%) 0.00 121
2022-08-01 $305,500 (19.8%) $377,013 (-3.0%) 0.00 136
2022-09-01 $281,550 (32.8%) $381,885 (6.8%) 0.00 138
2022-10-01 $275,000 (15.8%) $353,669 (-9.3%) 0.00 164
2022-11-01 $261,175 (7.8%) $345,252 (-14.1%) 0.00 170
2022-12-01 $249,900 (-4.6%) $338,352 (-20.8%) 0.00 166
2023-01-01 $251,175 (21.1%) $353,719 (-12.6%) 0.00 150
2023-02-01 $259,950 (28.4%) $369,756 (-8.7%) 0.00 138
2023-03-01 $275,000 (37.6%) $388,567 (-5.0%) 0.00 128
2023-04-01 $279,900 (36.9%) $416,980 (2.8%) 0.00 124
2023-05-01 $278,675 (5.3%) $399,627 (-6.1%) 0.00 125
2023-06-01 $268,675 (-3.1%) $376,612 (-0.9%) 0.00 131
2023-07-01 $269,900 (-14.9%) $388,043 (0.9%) 0.00 124
2023-08-01 $254,450 (-16.7%) $380,257 (0.9%) 0.00 131
West Plains's median listing price for 2023-08-01 was $254,450, a difference of $-51,050 (-16.7%) versus the prior year and $-15,450 versus the prior month.

West Plains's median listing price comes in at 0% of the national average.

West Plains's average listing price for 2023-08-01 was $380,257, a difference of $3,244 (0.9%) versus the prior year and $-7,786 versus the prior month.

For the 2023-08-01 period, West Plains had 131 MLS listings, a difference of 7 listings (6%) versus the prior month and -5 listings (-4%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - West Plains (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,014 sqft
2018-02-01 0 days 2,022 sqft
2018-03-01 0 days 2,111 sqft
2018-04-01 0 days 2,123 sqft
2018-05-01 0 days 2,125 sqft
2018-06-01 0 days 2,200 sqft
2018-07-01 0 days 2,192 sqft
2018-08-01 0 days 2,022 sqft
2018-09-01 0 days 1,988 sqft
2018-10-01 0 days 1,967 sqft
2018-11-01 0 days 1,854 sqft
2018-12-01 0 days 1,776 sqft
2019-01-01 0 days 1,782 sqft
2019-02-01 0 days 1,793 sqft
2019-03-01 0 days 1,809 sqft
2019-04-01 0 days 1,833 sqft
2019-05-01 0 days 1,986 sqft
2019-06-01 0 days 1,980 sqft
2019-07-01 0 days 1,889 sqft
2019-08-01 0 days 1,907 sqft
2019-09-01 0 days 1,959 sqft
2019-10-01 0 days 2,040 sqft
2019-11-01 0 days 2,039 sqft
2019-12-01 0 days 2,008 sqft
2020-01-01 0 days 1,988 sqft
2020-02-01 0 days 2,000 sqft
2020-03-01 0 days 2,043 sqft
2020-04-01 0 days 2,034 sqft
2020-05-01 0 days 2,000 sqft
2020-06-01 0 days 1,984 sqft
2020-07-01 0 days 1,983 sqft
2020-08-01 0 days 2,084 sqft
2020-09-01 0 days 2,116 sqft
2020-10-01 0 days 2,025 sqft
2020-11-01 0 days 1,878 sqft
2020-12-01 0 days 1,900 sqft
2021-01-01 0 days 1,909 sqft
2021-02-01 0 days 1,876 sqft
2021-03-01 0 days 1,725 sqft
2021-04-01 0 days 1,880 sqft
2021-05-01 0 days 2,000 sqft
2021-06-01 0 days 1,993 sqft
2021-07-01 0 days 2,000 sqft
2021-08-01 0 days 2,173 sqft
2021-09-01 0 days 1,917 sqft
2021-10-01 0 days 2,000 sqft
2021-11-01 0 days 2,000 sqft
2021-12-01 0 days 1,800 sqft
2022-01-01 0 days 1,670 sqft
2022-02-01 0 days 1,800 sqft
2022-03-01 0 days 1,823 sqft
2022-04-01 0 days 1,900 sqft
2022-05-01 0 days 2,144 sqft
2022-06-01 0 days 1,997 sqft
2022-07-01 0 days 2,049 sqft
2022-08-01 0 days 1,983 sqft
2022-09-01 0 days 2,012 sqft
2022-10-01 0 days 2,016 sqft
2022-11-01 0 days 1,986 sqft
2022-12-01 0 days 1,902 sqft
2023-01-01 0 days 1,896 sqft
2023-02-01 0 days 1,900 sqft
2023-03-01 0 days 2,011 sqft
2023-04-01 0 days 2,074 sqft
2023-05-01 0 days 1,999 sqft
2023-06-01 0 days 1,971 sqft
2023-07-01 0 days 2,053 sqft
2023-08-01 0 days 2,053 sqft
West Plains's median listing age (time on market) for 2023-08-01 was 0 days.

West Plains's median square footage for active listings during the 2023-08-01 period was 2,053 sqft. One year prior, the average listing was 1,983 sqft.

West Plains, MO Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 378 $66,100,000 $174,868
Cash Out Refi 123 $20,215,000 $164,350
Refi 73 $9,865,000 $135,137
Home Improvement 43 $2,545,000 $59,186
Other 16 $1,210,000 $75,625

West Plains's most frequently cited loan purpose was Home Purchase, with 378 originations. The 2nd most popular reason was Cash Out Refi, with 123 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 171 $27,055,000 $158,216
4-5% 160 $25,660,000 $160,375
3-4% 145 $22,175,000 $152,931
6-7% 88 $13,630,000 $154,886
2.5-3% 31 $6,595,000 $212,742
7-8% 20 $2,470,000 $123,500
Over 8% 5 $285,000 $57,000
<2.5% 5 $875,000 $175,000

During 2022, West Plains's most frequently originated rate bucket was 5-6%, with 171 originations.

Loan Sizing (West Plains, MO MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 263 $38,315,000 $145,684
$100,000 or less 197 $12,695,000 $64,442
$200k-400k 155 $40,815,000 $263,323
$400k-600k 18 $8,110,000 $450,556

West Plains's loan sizing saw the bucket of loans from $100k-200k with 263 originations, totaling $38,315,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 310 $56,740,000 $183,032
60-80% 159 $25,875,000 $162,736
40-60% 66 $9,850,000 $149,242
20-40% 46 $3,590,000 $78,043
Under 20% 38 $1,310,000 $34,474
Over 100% 5 $1,155,000 $231,000

West Plains's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 310 originations, totaling $56,740,000 in origination value.