JONESBORO Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Jonesboro averaged 6.85% for the week of 2022-12-01, compared to the national average of 6.49% for the same period.

The average rate for the prior week (2022-11-23) was 6.54% and one month ago for the week of 2022-10-27, the average rate was 7.44%.

Jonesboro's average rate one year ago was 3.21%.

For refis of the same type during the week of 2022-12-01, the average rate was 6.48%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-12-01 6.49%
Jonesboro 30 Year Fixed Rate 2022-12-01 6.85%
Jonesboro 30 Year Fixed Rate Refi 2022-12-01 6.48%
Jonesboro 15 Year Fixed Rate 2022-12-01 6.3%
Jonesboro 15 Year Fixed Rate Refi 2022-12-01 5.9%
Jonesboro 30 Year FHA 2022-12-01 6.43%
Jonesboro 30 Year FHA Refi 2022-12-01 6.61%
Jonesboro 30 Year USDA 2022-12-01 6.5%
Jonesboro 30 Year USDA Refi 2022-12-01 6.53%
Jonesboro 30 Year VA 2022-12-01 6.34%
Jonesboro 30 Year VA Refi 2022-12-01 6.22%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within JONESBORO, AR.

JONESBORO Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the JONESBORO, AR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
First Community Bank 131 3.15% $4,432
Simmons Bank 126 3.18% $3,304
QUICKEN LOANS, LLC 122 3.13% $4,586
Arvest Bank 100 3.08% $3,344
First Financial Bank 95 3.00% $3,798
Citizens Bank 75 2.89% $3,838
DAS Acquisition Company, LLC 71 3.17% $3,368
ENCORE BANK 70 2.88% $2,474
Centennial Bank 63 3.24% $2,980
Regions Bank 41 3.08% $2,901
Eagle Bank and Trust Company 40 3.02% $2,907
Southern Bank 38 3.68% $1,812
Wells Fargo Bank 34 3.24% $2,951
First National Bank 32 4.07% $1,543
Evolve Bank & Trust 30 3.10% $3,404
First Horizon Bank 29 2.95% $2,794
UNITED WHOLESALE MORTGAGE, LLC 28 2.94% $4,654
CALIBER HOME LOANS, INC. 24 3.24% $3,711
WILLOW BEND MORTGAGE COMPANY, LLC 20 3.42% $3,953
BancorpSouth Bank 20 3.14% $2,896
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 19 3.23% $4,490
LOANDEPOT.COM, LLC 17 3.05% $5,310
First Security Bank 16 2.96% $3,025
FirstTrust Home Loans, Inc. 16 3.16% $2,893
AMERISAVE MORTGAGE CORPORATION 15 3.12% $5,878
The Farmers & Merchants Bank 14 2.94% $2,459
EVERETT FINANCIAL, INC. 14 3.47% $1,775
MORTGAGE INVESTORS GROUP, INC. 11 3.11% $4,034
BETTER MORTGAGE CORPORATION 11 3.36% $2,425
U.S. Bank 11 3.37% $2,444
BROKER SOLUTIONS, INC. 11 3.03% $3,572
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 10 3.16% $3,061
ARKANSAS Federal Credit Union 10 3.10% $4,299
Bank of America 10 2.85% $3,658
Mr. Cooper ( Nationstar Mortgage ) 9 3.46% $5,381
PENNYMAC LOAN SERVICES, LLC 8 3.17% $5,329
SUCCESS Federal Credit Union 7 3.44% $2,238
JPMorgan Chase Bank 7 3.16% $3,018
Mortgage Research Center, LLC 5 2.87% $1,943
FREEDOM MORTGAGE CORPORATION 5 3.52% $2,565
ENDEAVOR CAPITAL, LLC. 4 3.44% $4,660
Sierra Pacific Mortgage Company, Inc. 4 3.13% $3,690
SECURITYNATIONAL MORTGAGE COMPANY 4 3.94% $4,305
NEWREZ LLC 4 2.84% $2,291
Bank of England 3 3.08% $4,102
The Federal Savings Bank 3 3.50% $3,486
RESIDENTIAL BANCORP. 3 2.91% $3,746
ROYAL UNITED MORTGAGE LLC 3 3.75% $5,297
Gateway First Bank 3 3.04% $1,800
AMERICAN FINANCING CORPORATION 3 2.96% $3,030
ACADEMY MORTGAGE CORPORATION 3 3.96% $3,745
MUTUAL OF OMAHA MORTGAGE, INC. 2 3.63% $4,294
Truist 2 3.18% $2,686
TOP FLITE FINANCIAL, INC. 2 3.50% $4,173
First Guaranty Mortgage Corporation 2 3.50% $2,694
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 3.19% $5,436
M&T Bank 2 3.31% $3,652
Ally Bank 2 2.56% $6,151
AMERICAN FINANCIAL NETWORK, INC. 2 3.44% $12,382
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 3.68% $3,381
First Option Mortgage, LLC 2 3.00% $3,419
MID AMERICA MORTGAGE, INC. 2 2.88% $1,751
COMMUNITY MORTGAGE CORPORATION 2 2.94% $2,590
PENTAGON FEDERAL CREDIT UNION 2 3.06% $1,324
CMG MORTGAGE, INC. 2 3.06% $2,553
GMFS LLC 2 3.19% $1,349
GUILD MORTGAGE COMPANY 2 3.38% $3,184
Wyndham Capital Mortgage, Inc. 1 2.88% $1,941
AFFINITY 1 2.88% $2,609
AMERICAN INTERNET MORTGAGE, INC. 1 2.88% $3,568
Assurance Financial Group, L.L.C. 1 3.38% $4,260
BLUELEAF LENDING, LLC 1 2.88% $2,694
BMO Harris Bank 1 3.50% $2,674
CELEBRITY HOME LOANS, LLC 1 3.12% $3,976
Century Next Bank 1 3.00% $4,853
Chambers Bank 1 2.38% $1,795
CHURCHILL MORTGAGE CORPORATION 1 3.63% $3,845
Citibank 1 2.75% $4,996
Colonial Savings, F.A. 1 2.88% $2,735
Deere Employees Credit Union 1 2.25% $2,236
DELMAR FINANCIAL COMPANY 1 3.63% $2,913
EVANSVILLE TEACHERS 1 2.88% $1,882
Farm Credit Services of Western Arkansas, ACA 1 4.30% $1,802
FIRST COMMUNITY MORTGAGE, INC. 1 3.38% $5,951
Flagstar Bank, FSB 1 3.14% $2,831
FLAT BRANCH MORTGAGE, INC. 1 3.13% $3,341
Generations Bank 1 3.13% $3,172
GUARANTEED RATE AFFINITY, LLC 1 2.99% $3
Hamilton Mortgage Corporation 1 3.38% $2,842
Hometown Lenders, Inc. 1 4.13% $3,838
LAKEVIEW LOAN SERVICING, LLC 1 3.75% $2,798
LEADERONE FINANCIAL CORPORATION 1 3.13% $2,956
Magnolia Bank 1 2.88% $90
Nations Lending Corporation 1 3.25% $8,427
Oakstar Bank 1 3.13% $2,222
Paramount Bank 1 2.75% $2,899
PHH Mortgage Corporation 1 2.88% $2,614
Plains Commerce Bank 1 2.88% $3,404
PLANET HOME LENDING, LLC 1 3.38% $1,900
Raymond James Bank 1 2.63% $2,848
Renasant Bank 1 2.88% $2,319
RUOFF MORTGAGE COMPANY, INC. 1 3.38% $2,473
Signature Federal Credit Union 1 4.00% $3,612
STANDARD MORTGAGE CORPORATION 1 2.75% $2,913
STEARNS LENDING, LLC 1 2.88% $2,091
The Bank of Missouri 1 2.38% $2,590
The Home Loan Expert LLC 1 3.38% $2,401
THE MORTGAGE FIRM, INC. 1 2.63% $3,046
TIAA, FSB 1 2.50% $3,626
TIB The Independent Bankersbank 1 2.88% $2,461
TOGETHER CREDIT UNION 1 3.25% $2,354
UBS Bank USA 1 2.38% $4,559
UNION HOME MORTGAGE CORP. 1 3.25% $2,718
Uwharrie Bank 1 3.50% $2,429
Willamette Valley Bank 1 3.00% $4,621

JONESBORO Average Closing Costs & Other Stats

JONESBORO, AR's 115 lenders originated 4,968 loans during 2021. The total origination value was $1,015,540,000, with an average loan value of $204,416.

JONESBORO's average closing costs are $4,081.

The top JONESBORO lender as defined by loan originations is First Community Bank, with 131 loans originated. Their average total fees are $4,432, which is $1,128 higher than the next largest lender, Simmons Bank.

The lowest fee JONESBORO lenders (with over 10 loans originated) are First National Bank ($1,543), EVERETT FINANCIAL, INC. ($1,775), Southern Bank ($1,812), BETTER MORTGAGE CORPORATION ($2,425) and U.S. Bank ($2,444).

The lowest rate JONESBORO lenders (with over 10 loans originated) are Bank of America (2.85%), ENCORE BANK (2.88%), Citizens Bank (2.89%), UNITED WHOLESALE MORTGAGE, LLC (2.94%) and The Farmers & Merchants Bank (2.94%).

JONESBORO, AR Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
First Community Bank $55,670,000 $89,280,000 60.4% 8.8%
Simmons Bank $62,615,000 $63,805,000 1.9% 6.3%
QUICKEN LOANS, LLC $54,155,000 $60,095,000 11.0% 5.9%
ENCORE BANK $43,770,000 $57,405,000 31.2% 5.7%
Arvest Bank $44,215,000 $55,520,000 25.6% 5.5%
DAS Acquisition Company, LLC $60,685,000 $54,310,000 -10.5% 5.3%
First Financial Bank $45,755,000 $43,760,000 -4.4% 4.3%
Focus Bank $25,830,000 $29,340,000 13.6% 2.9%
First National Bank $43,695,000 $26,670,000 -39.0% 2.6%
Citizens Bank $11,320,000 $25,700,000 127.0% 2.5%
FREEDOM MORTGAGE CORPORATION $25,920,000 $25,500,000 -1.6% 2.5%
Centennial Bank $33,285,000 $23,380,000 -29.8% 2.3%
First Horizon Bank $55,000 $22,330,000 40,500.0% 2.2%
Eagle Bank and Trust Company $17,730,000 $18,435,000 4.0% 1.8%
The Farmers & Merchants Bank $9,565,000 $17,665,000 84.7% 1.7%
Southern Bank $23,835,000 $17,355,000 -27.2% 1.7%
Evolve Bank & Trust $20,455,000 $17,320,000 -15.3% 1.7%
FNBC Bank $10,405,000 $17,215,000 65.4% 1.7%
BancorpSouth Bank $19,040,000 $16,180,000 -15.0% 1.6%
ORIX REAL ESTATE CAPITAL, LLC $16,505,000 $16,150,000 -2.2% 1.6%
CALIBER HOME LOANS, INC. $10,455,000 $15,355,000 46.9% 1.5%
Mortgage Research Center, LLC $6,315,000 $14,165,000 124.3% 1.4%
Wells Fargo Bank $7,900,000 $13,340,000 68.9% 1.3%
Regions Bank $15,915,000 $12,290,000 -22.8% 1.2%
PENNYMAC LOAN SERVICES, LLC $3,005,000 $11,980,000 298.7% 1.2%
Relyance Bank $55,000 $11,150,000 20,172.7% 1.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $2,930,000 $10,755,000 267.1% 1.1%
Unico Bank $17,585,000 $10,370,000 -41.0% 1.0%
First Security Bank $33,260,000 $10,060,000 -69.8% 1.0%
UNITED WHOLESALE MORTGAGE, LLC $3,330,000 $9,335,000 180.3% 0.9%
Capital One $6,755,000 $9,065,000 34.2% 0.9%
PREMIER BANK OF ARKANSAS $4,140,000 $8,930,000 115.7% 0.9%
LOANDEPOT.COM, LLC $5,690,000 $8,440,000 48.3% 0.8%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $7,065,000 $8,340,000 18.0% 0.8%
Mr. Cooper ( Nationstar Mortgage ) $4,760,000 $7,175,000 50.7% 0.7%
EVERETT FINANCIAL, INC. $24,090,000 $7,075,000 -70.6% 0.7%
AMERISAVE MORTGAGE CORPORATION $3,670,000 $7,055,000 92.2% 0.7%
WILLOW BEND MORTGAGE COMPANY, LLC $5,650,000 $6,390,000 13.1% 0.6%
SUCCESS Federal Credit Union $4,650,000 $5,930,000 27.5% 0.6%
Southern Bancorp Bank $6,090,000 $5,555,000 -8.8% 0.5%
BETTER MORTGAGE CORPORATION $1,665,000 $5,205,000 212.6% 0.5%
BROKER SOLUTIONS, INC. $975,000 $5,100,000 423.1% 0.5%
Bank of America $2,950,000 $5,045,000 71.0% 0.5%
FirstTrust Home Loans, Inc. $6,150,000 $4,280,000 -30.4% 0.4%
ARKANSAS Federal Credit Union $2,825,000 $4,210,000 49.0% 0.4%
JPMorgan Chase Bank $2,010,000 $3,615,000 79.9% 0.4%
VILLAGE CAPITAL & INVESTMENT LLC $1,535,000 $3,600,000 134.5% 0.4%
U.S. Bank $4,615,000 $3,545,000 -23.2% 0.3%
Cross County Bank $3,330,000 n/a 0.3%
MORTGAGE INVESTORS GROUP, INC. $7,700,000 $3,205,000 -58.4% 0.3%
AMERICAN FINANCIAL NETWORK, INC. $580,000 $3,085,000 431.9% 0.3%
NAVY FEDERAL CREDIT UNION $2,340,000 $2,695,000 15.2% 0.3%
USAA Federal Savings Bank $3,525,000 $2,695,000 -23.5% 0.3%
Sierra Pacific Mortgage Company, Inc. $14,235,000 $2,555,000 -82.1% 0.3%
Bank of England $1,470,000 $2,500,000 70.1% 0.2%
PLANET HOME LENDING, LLC $1,455,000 $2,035,000 39.9% 0.2%
Carrington Mortgage Services, LLC $785,000 $1,995,000 154.1% 0.2%
LAKEVIEW LOAN SERVICING, LLC $420,000 $1,920,000 357.1% 0.2%
TOP FLITE FINANCIAL, INC. $730,000 $1,860,000 154.8% 0.2%
CMG MORTGAGE, INC. $3,520,000 $1,830,000 -48.0% 0.2%
AMERICAN FINANCING CORPORATION $1,050,000 $1,660,000 58.1% 0.2%
ACADEMY MORTGAGE CORPORATION $470,000 $1,550,000 229.8% 0.2%
Truist Bank $950,000 $1,535,000 61.6% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,160,000 $1,475,000 27.2% 0.1%
CLEARPATH LENDING $800,000 $1,465,000 83.1% 0.1%
First Service Bank $1,930,000 $1,315,000 -31.9% 0.1%
PENTAGON FEDERAL CREDIT UNION $230,000 $1,270,000 452.2% 0.1%
NEWREZ LLC $2,655,000 $1,215,000 -54.2% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $860,000 $1,130,000 31.4% 0.1%
CROSSCOUNTRY MORTGAGE, LLC $1,070,000 n/a 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,715,000 $1,035,000 -39.7% 0.1%
FOUR POINTS $1,175,000 $1,030,000 -12.3% 0.1%
The Federal Savings Bank $2,530,000 $1,030,000 -59.3% 0.1%
GUILD MORTGAGE COMPANY $1,390,000 $1,025,000 -26.3% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $995,000 $1,005,000 1.0% 0.1%
ENDEAVOR CAPITAL, LLC. $985,000 n/a 0.1%
FLAT BRANCH MORTGAGE, INC. $945,000 $965,000 2.1% 0.1%
Signature Bank of Arkansas $3,730,000 $965,000 -74.1% 0.1%
UBS Bank USA $965,000 n/a 0.1%
Ally Bank $445,000 $960,000 115.7% 0.1%
The First National Bank of Lawrence County at Walnut Ridge $960,000 n/a 0.1%
Gateway First Bank $310,000 $860,000 177.4% 0.1%
21ST MORTGAGE CORPORATION $675,000 $820,000 21.5% 0.1%
NEW DAY FINANCIAL, LLC $2,455,000 $820,000 -66.6% 0.1%
First Guaranty Mortgage Corporation $640,000 $795,000 24.2% 0.1%
FINANCE OF AMERICA COMMERCIAL LLC $780,000 n/a 0.1%
RUOFF MORTGAGE COMPANY, INC. $565,000 $765,000 35.4% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $605,000 $740,000 22.3% 0.1%
Plains Commerce Bank $430,000 $725,000 68.6% 0.1%
GMFS LLC $270,000 $720,000 166.7% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $715,000 n/a 0.1%
First National Bank of Eastern Arkansas $675,000 n/a 0.1%
Low VA Rates, LLC $650,000 $670,000 3.1% 0.1%
North American Savings Bank, F.S.B. $665,000 n/a 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $240,000 $650,000 170.8% 0.1%
MID AMERICA MORTGAGE, INC. $145,000 $625,000 331.0% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $835,000 $610,000 -26.9% 0.1%
Citibank $595,000 n/a 0.1%
COMMUNITY MORTGAGE CORPORATION $370,000 $565,000 52.7% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $205,000 $550,000 168.3% 0.1%
ROYAL UNITED MORTGAGE LLC $455,000 $550,000 20.9% 0.1%
FIRST COMMUNITY MORTGAGE, INC. $685,000 $545,000 -20.4% 0.1%
GUARANTEED RATE AFFINITY, LLC $540,000 n/a 0.1%
Raymond James Bank $525,000 n/a 0.1%
RELIANCE FIRST CAPITAL, LLC $605,000 $525,000 -13.2% 0.1%
Assurance Financial Group, L.L.C. $265,000 $495,000 86.8% 0.0%
RESIDENTIAL BANCORP. $485,000 n/a 0.0%
HOME POINT FINANCIAL CORPORATION $205,000 $480,000 134.1% 0.0%
TIAA, FSB $330,000 $480,000 45.5% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $460,000 n/a 0.0%
Deere Employees Credit Union $1,875,000 $455,000 -75.7% 0.0%
First Citizens National Bank $455,000 n/a 0.0%
The Citizens Bank $450,000 n/a 0.0%
Magnolia Bank $245,000 $440,000 79.6% 0.0%
CHURCHILL MORTGAGE CORPORATION $920,000 $425,000 -53.8% 0.0%
BARTLETT MORTGAGE, INC. $195,000 $415,000 112.8% 0.0%
Flagstar Bank, FSB $410,000 n/a 0.0%
LENDINGONE, LLC $400,000 n/a 0.0%
Nations Lending Corporation $795,000 $395,000 -50.3% 0.0%
Wyndham Capital Mortgage, Inc. $155,000 $380,000 145.2% 0.0%
Generations Bank $375,000 n/a 0.0%
PHH Mortgage Corporation $270,000 $365,000 35.2% 0.0%
Barrington Bank & Trust Company, N.A. $1,440,000 $360,000 -75.0% 0.0%
CELEBRITY HOME LOANS, LLC $355,000 n/a 0.0%
KS StateBank $345,000 $345,000 0.0% 0.0%
AgFirst Farm Credit Bank $340,000 n/a 0.0%
Farmers Bank & Trust Company $870,000 $340,000 -60.9% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $325,000 n/a 0.0%
First Option Mortgage, LLC $320,000 n/a 0.0%
Chicago Mortgage Solutions LLC $315,000 n/a 0.0%
TIB The Independent Bankersbank $315,000 n/a 0.0%
Hamilton Mortgage Corporation $310,000 n/a 0.0%
Montgomery Bank $300,000 n/a 0.0%
The Home Loan Expert LLC $300,000 n/a 0.0%
FIRST SOUTH FINANCIAL $290,000 n/a 0.0%
Chambers Bank $105,000 $285,000 171.4% 0.0%
Capital Bank $255,000 $255,000 0.0% 0.0%
United Bank $215,000 $250,000 16.3% 0.0%
Diamond Bank $245,000 n/a 0.0%
FBC MORTGAGE, LLC $3,095,000 $245,000 -92.1% 0.0%
Colonial Savings, F.A. $235,000 n/a 0.0%
THE MORTGAGE FIRM, INC. $235,000 n/a 0.0%
TOGETHER CREDIT UNION $230,000 n/a 0.0%
AMERICAN INTERNET MORTGAGE, INC. $285,000 $225,000 -21.1% 0.0%
POLARIS HOME FUNDING CORP. $350,000 $225,000 -35.7% 0.0%
Willamette Valley Bank $215,000 n/a 0.0%
CSL Financial, LLC $210,000 n/a 0.0%
Manufacturers and Traders Trust Company $210,000 n/a 0.0%
SOUTHWEST STAGE FUNDING, LLC $305,000 $210,000 -31.1% 0.0%
Mid-Continent Funding, Inc. $310,000 $205,000 -33.9% 0.0%
Texana Bank $205,000 n/a 0.0%
LEADERONE FINANCIAL CORPORATION $195,000 n/a 0.0%
Murphy-Wall State Bank and Trust Company $195,000 n/a 0.0%
Renasant Bank $380,000 $195,000 -48.7% 0.0%
STANDARD MORTGAGE CORPORATION $195,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $190,000 n/a 0.0%
Ameris Bank $185,000 n/a 0.0%
Century Next Bank $185,000 n/a 0.0%
Core Bank $185,000 n/a 0.0%
Figure Lending LLC $185,000 n/a 0.0%
Pinnacle Bank $95,000 $185,000 94.7% 0.0%
SPRING EQ, LLC $170,000 n/a 0.0%
AFFINITY $165,000 n/a 0.0%
Oakstar Bank $165,000 n/a 0.0%
Signature Federal Credit Union $160,000 n/a 0.0%
EVANSVILLE TEACHERS $155,000 n/a 0.0%
First Midwest Bank of Dexter $200,000 $155,000 -22.5% 0.0%
FEDEX EMPLOYEES CREDIT ASSOCIATION $145,000 n/a 0.0%
The Bank of Missouri $145,000 n/a 0.0%
BLUELEAF LENDING, LLC $135,000 n/a 0.0%
First United Bank and Trust Company $135,000 n/a 0.0%
UNION HOME MORTGAGE CORP. $125,000 $135,000 8.0% 0.0%
Uwharrie Bank $135,000 n/a 0.0%
Allied First Bank,sb $125,000 n/a 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $155,000 $125,000 -19.4% 0.0%
DELMAR FINANCIAL COMPANY $115,000 n/a 0.0%
Farm Credit Services of Western Arkansas, ACA $105,000 n/a 0.0%
Paramount Bank $105,000 n/a 0.0%
STEARNS LENDING, LLC $105,000 n/a 0.0%
CONSTRUCTIVE LOANS, LLC $95,000 n/a 0.0%
MORTGAGE FINANCIAL SERVICES, LLC $510,000 $95,000 -81.4% 0.0%
CORNERSTONE HOME LENDING, INC. $745,000 $85,000 -88.6% 0.0%
TRIAD FINANCIAL SERVICES, INC. $85,000 $75,000 -11.8% 0.0%
AMERICAN ADVISORS GROUP $195,000 $65,000 -66.7% 0.0%
Hometown Lenders, Inc. $195,000 $65,000 -66.7% 0.0%
RED RIVER EMPLOYEES $205,000 $55,000 -73.2% 0.0%
Reliant Bank $230,000 $55,000 -76.1% 0.0%
SENTE MORTGAGE, INC. $515,000 $45,000 -91.3% 0.0%
SUPERIOR CHOICE $45,000 n/a 0.0%
BMO Harris Bank $35,000 n/a 0.0%
Discover Bank $340,000 $35,000 -89.7% 0.0%
NASA Federal Credit Union $35,000 n/a 0.0%

JONESBORO's top lender by overall market share is First Community Bank, with 8.8% market share. In second place, with 6.3%, is Simmons Bank, having originated $63,805,000 in loans. In third place, with 5.9%, is QUICKEN LOANS, LLC, having originated $60,095,000 in loans. In fourth place, with 5.7%, is ENCORE BANK, having originated $57,405,000 in loans. In fifth place, with 5.5%, is Arvest Bank, having originated $55,520,000 in loans.


JONESBORO Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - JONESBORO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $174,950 (11.2%) $225,139 (6.1%) 0.00 581
2018-02-01 $183,387 (10.8%) $232,855 (6.7%) 0.00 564
2018-03-01 $188,800 (11.1%) $235,627 (6.5%) 0.00 546
2018-04-01 $175,500 (-1.3%) $232,936 (1.7%) 0.00 544
2018-05-01 $176,250 (-3.4%) $232,181 (0.2%) 0.00 555
2018-06-01 $174,900 (0.0%) $233,358 (0.9%) 0.00 590
2018-07-01 $179,900 (8.4%) $236,190 (3.0%) 0.00 606
2018-08-01 $178,950 (11.9%) $235,272 (5.3%) 0.00 632
2018-09-01 $177,900 (8.8%) $234,919 (3.7%) 0.00 641
2018-10-01 $174,575 (2.8%) $237,160 (5.1%) 0.00 655
2018-11-01 $169,900 (-2.6%) $231,905 (2.0%) 0.00 679
2018-12-01 $179,700 (4.2%) $233,972 (3.2%) 0.00 655
2019-01-01 $184,000 (5.2%) $230,286 (2.3%) 0.00 644
2019-02-01 $186,425 (1.7%) $240,344 (3.2%) 0.00 630
2019-03-01 $194,200 (2.9%) $245,799 (4.3%) 0.00 609
2019-04-01 $199,900 (13.9%) $249,757 (7.2%) 0.00 577
2019-05-01 $204,075 (15.8%) $260,053 (12.0%) 0.00 584
2019-06-01 $205,000 (17.2%) $260,503 (11.6%) 0.00 601
2019-07-01 $212,425 (18.1%) $262,185 (11.0%) 0.00 578
2019-08-01 $208,282 (16.4%) $259,980 (10.5%) 0.00 560
2019-09-01 $202,780 (14.0%) $257,572 (9.6%) 0.00 561
2019-10-01 $202,211 (15.8%) $255,332 (7.7%) 0.00 561
2019-11-01 $206,200 (21.4%) $256,172 (10.5%) 0.00 527
2019-12-01 $191,225 (6.4%) $247,460 (5.8%) 0.00 537
2020-01-01 $187,225 (1.8%) $242,141 (5.2%) 0.00 513
2020-02-01 $189,900 (1.9%) $242,375 (0.8%) 0.00 524
2020-03-01 $197,400 (1.7%) $248,496 (1.1%) 0.00 510
2020-04-01 $207,450 (3.8%) $255,080 (2.1%) 0.00 468
2020-05-01 $199,900 (-2.1%) $263,534 (1.3%) 0.00 434
2020-06-01 $210,925 (2.9%) $268,436 (3.0%) 0.00 442
2020-07-01 $214,150 (0.8%) $271,910 (3.7%) 0.00 415
2020-08-01 $210,950 (1.3%) $272,005 (4.6%) 0.00 396
2020-09-01 $219,925 (8.5%) $274,876 (6.7%) 0.00 380
2020-10-01 $214,950 (6.3%) $272,457 (6.7%) 0.00 361
2020-11-01 $199,900 (-3.1%) $267,138 (4.3%) 0.00 357
2020-12-01 $201,050 (5.1%) $270,464 (9.3%) 0.00 324
2021-01-01 $199,900 (6.8%) $278,405 (15.0%) 0.00 290
2021-02-01 $212,450 (11.9%) $294,171 (21.4%) 0.00 244
2021-03-01 $221,800 (12.4%) $305,051 (22.8%) 0.00 236
2021-04-01 $208,150 (0.3%) $300,431 (17.8%) 0.00 218
2021-05-01 $199,450 (-0.2%) $302,202 (14.7%) 0.00 207
2021-06-01 $199,700 (-5.3%) $297,246 (10.7%) 0.00 237
2021-07-01 $199,900 (-6.7%) $306,492 (12.7%) 0.00 260
2021-08-01 $199,925 (-5.2%) $307,464 (13.0%) 0.00 272
2021-09-01 $200,156 (-9.0%) $295,717 (7.6%) 0.00 296
2021-10-01 $199,400 (-7.2%) $293,734 (7.8%) 0.00 289
2021-11-01 $213,250 (6.7%) $300,009 (12.3%) 0.00 266
2021-12-01 $225,475 (12.2%) $300,300 (11.0%) 0.00 255
2022-01-01 $229,900 (15.0%) $292,206 (5.0%) 0.00 222
2022-02-01 $203,650 (-4.1%) $265,909 (-9.6%) 0.00 198
2022-03-01 $218,925 (-1.3%) $285,219 (-6.5%) 0.00 205
2022-04-01 $219,900 (5.6%) $284,546 (-5.3%) 0.00 224
2022-05-01 $220,400 (10.5%) $284,137 (-6.0%) 0.00 237
2022-06-01 $224,400 (12.4%) $286,391 (-3.7%) 0.00 285
2022-07-01 $225,000 (12.6%) $290,937 (-5.1%) 0.00 363
2022-08-01 $219,900 (10.0%) $283,523 (-7.8%) 0.00 393
2022-09-01 $222,900 (11.4%) $284,652 (-3.7%) 0.00 397
2022-10-01 $224,900 (12.8%) $278,083 (-5.3%) 0.00 418
2022-11-01 $219,900 (3.1%) $271,403 (-9.5%) 0.00 439
JONESBORO's median listing price for 2022-11-01 was $219,900, a difference of $6,650 (3.1%) versus the prior year and $-5,000 versus the prior month.

JONESBORO's median listing price comes in at 0% of the national average.

JONESBORO's average listing price for 2022-11-01 was $271,403, a difference of $-28,606 (-9.5%) versus the prior year and $-6,680 versus the prior month.

For the 2022-11-01 period, JONESBORO had 439 MLS listings, a difference of 21 listings (5%) versus the prior month and 173 listings (65%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - JONESBORO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,913 sqft
2018-02-01 0 days 1,945 sqft
2018-03-01 0 days 1,945 sqft
2018-04-01 0 days 1,923 sqft
2018-05-01 0 days 1,940 sqft
2018-06-01 0 days 1,940 sqft
2018-07-01 0 days 1,969 sqft
2018-08-01 0 days 1,953 sqft
2018-09-01 0 days 1,940 sqft
2018-10-01 0 days 1,954 sqft
2018-11-01 0 days 1,926 sqft
2018-12-01 0 days 1,950 sqft
2019-01-01 0 days 1,943 sqft
2019-02-01 0 days 1,956 sqft
2019-03-01 0 days 2,021 sqft
2019-04-01 0 days 2,076 sqft
2019-05-01 0 days 2,109 sqft
2019-06-01 0 days 2,100 sqft
2019-07-01 0 days 2,121 sqft
2019-08-01 0 days 2,095 sqft
2019-09-01 0 days 2,065 sqft
2019-10-01 0 days 2,044 sqft
2019-11-01 0 days 2,050 sqft
2019-12-01 0 days 1,951 sqft
2020-01-01 0 days 1,914 sqft
2020-02-01 0 days 1,916 sqft
2020-03-01 0 days 1,921 sqft
2020-04-01 0 days 1,974 sqft
2020-05-01 0 days 1,937 sqft
2020-06-01 0 days 2,041 sqft
2020-07-01 0 days 2,075 sqft
2020-08-01 0 days 2,098 sqft
2020-09-01 0 days 2,086 sqft
2020-10-01 0 days 2,044 sqft
2020-11-01 0 days 1,987 sqft
2020-12-01 0 days 2,000 sqft
2021-01-01 0 days 1,980 sqft
2021-02-01 0 days 2,132 sqft
2021-03-01 0 days 2,163 sqft
2021-04-01 0 days 2,030 sqft
2021-05-01 0 days 1,819 sqft
2021-06-01 0 days 1,781 sqft
2021-07-01 0 days 1,819 sqft
2021-08-01 0 days 1,849 sqft
2021-09-01 0 days 1,876 sqft
2021-10-01 0 days 1,926 sqft
2021-11-01 0 days 1,936 sqft
2021-12-01 0 days 1,953 sqft
2022-01-01 0 days 1,921 sqft
2022-02-01 0 days 1,926 sqft
2022-03-01 0 days 1,865 sqft
2022-04-01 0 days 1,794 sqft
2022-05-01 0 days 1,890 sqft
2022-06-01 0 days 1,862 sqft
2022-07-01 0 days 1,855 sqft
2022-08-01 0 days 1,766 sqft
2022-09-01 0 days 1,786 sqft
2022-10-01 0 days 1,792 sqft
2022-11-01 0 days 1,779 sqft
JONESBORO's median listing age (time on market) for 2022-11-01 was 0 days.

JONESBORO's median square footage for active listings during the 2022-11-01 period was 1,779 sqft. One year prior, the average listing was 1,936 sqft.

JONESBORO, AR Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 2,548 $553,090,000 $217,068
Refi 1,597 $340,855,000 $213,435
Cash Out Refi 607 $105,355,000 $173,567
Home Improvement 128 $8,690,000 $67,891
Other 88 $7,550,000 $85,795

Jonesboro's most frequently cited loan purpose was Home Purchase, with 2,548 originations. The 2nd most popular reason was Refi, with 1,597 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 1,700 $332,310,000 $195,476
3-4% 1,659 $335,575,000 $202,275
<2.5% 748 $166,140,000 $222,112
4-5% 481 $73,385,000 $152,568
5-6% 62 $7,660,000 $123,548
Over 8% 20 $1,420,000 $71,000
6-7% 15 $1,765,000 $117,667
7-8% 13 $1,225,000 $94,231

During 2021, Jonesboro's most frequently originated rate bucket was 2.5-3%, with 1,700 originations.

Loan Sizing (JONESBORO, AR MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 2,289 $340,575,000 $148,788
$200k-400k 1,288 $347,580,000 $269,860
$100,000 or less 1,114 $70,770,000 $63,528
$400k-600k 193 $90,285,000 $467,798
$Over $1MM 46 $138,130,000 $3,002,826
$600k-1000k 38 $28,200,000 $742,105

JONESBORO's loan sizing saw the bucket of loans from $100k-200k with 2,289 originations, totaling $340,575,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 2,269 $463,175,000 $204,132
60-80% 1,392 $297,250,000 $213,542
40-60% 456 $78,040,000 $171,140
20-40% 215 $18,745,000 $87,186
Under 20% 132 $8,940,000 $67,727
Over 100% 48 $30,370,000 $632,708

JONESBORO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,269 originations, totaling $463,175,000 in origination value.