JONESBORO Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Jonesboro averaged 6.25% for the week of 2024-10-10, compared to the national average of 6.32% for the same period.

The average rate for the prior week (2024-10-03) was 6.05% and one month ago for the week of 2024-09-05, the average rate was 6.48%.

Jonesboro's average rate one year ago was 7.42%.

For refis of the same type during the week of 2024-10-10, the average rate was 6.51%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-10-10 6.32%
Jonesboro 30 Year Fixed Rate 2024-10-10 6.25%
Jonesboro 30 Year Fixed Rate Refi 2024-10-10 6.51%
Jonesboro 15 Year Fixed Rate 2024-10-10 5.21%
Jonesboro 15 Year Fixed Rate Refi 2024-10-10 5.91%
Jonesboro 30 Year FHA 2024-10-10 6%
Jonesboro 30 Year FHA Refi 2024-10-10 6%
Jonesboro 30 Year USDA 2024-10-10 6.02%
Jonesboro 30 Year USDA Refi 2024-10-10 6.28%
Jonesboro 30 Year VA 2024-10-10 6.02%
Jonesboro 30 Year VA Refi 2024-10-10 6.05%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within JONESBORO, AR.

JONESBORO Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the JONESBORO, AR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Simmons Bank 52 6.73% $4,240
Arvest Bank 45 6.65% $3,871
First Community Bank 43 6.81% $5,491
QUICKEN LOANS, LLC 42 6.87% $5,822
First Financial Bank 34 6.63% $5,454
Centennial Bank 33 6.69% $3,897
DAS Acquisition Company, LLC 28 6.89% $4,846
Southern Bank 21 7.11% $2,325
Evolve Bank & Trust 20 6.24% $4,047
UNITED WHOLESALE MORTGAGE, LLC 19 7.01% $6,000
First National Bank 18 8.51% $1,385
First Security Bank 16 6.43% $3,567
Citizens Bank 14 6.58% $4,140
First Horizon Bank 13 6.35% $3,082
Regions Bank 12 6.78% $3,999
MORTGAGE INVESTORS GROUP, INC. 11 6.44% $3,395
ENCORE BANK 10 4.59% $2,592
FirstTrust Home Loans, Inc. 10 6.54% $4,821
SUCCESS Federal Credit Union 10 6.35% $3,329
WILLOW BEND MORTGAGE COMPANY, LLC 10 7.06% $4,723
EVERETT FINANCIAL, INC. 9 7.14% $7,212
ARKANSAS Federal Credit Union 8 6.70% $4,128
BancorpSouth 8 6.83% $5,883
BROKER SOLUTIONS, INC. 8 6.92% $4,666
Midwest Mortgage Associates Corporation 8 6.69% $4,381
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 8 6.47% $6,188
Nations Lending Corporation 7 7.36% $3,599
Wells Fargo Bank 6 6.85% $2,767
Assurance Financial Group, L.L.C. 6 7.99% $6,122
Signature Bank of Arkansas 5 7.49% $2,820
STOCKTON MORTGAGE CORPORATION 5 6.68% $5,273
CORNERSTONE HOME LENDING, INC. 4 6.40% $2,831
LOANDEPOT.COM, LLC 4 6.53% $9,160
MUTUAL OF OMAHA MORTGAGE, INC. 4 6.28% $8,211
Farm Credit Mid-America, ACA 3 6.63% $5,091
FREEDOM MORTGAGE CORPORATION 3 7.08% $6,354
Renasant Bank 3 6.83% $6,808
VANDERBILT MORTGAGE AND FINANCE, INC. 3 8.91% $4,794
AMERICAN FINANCIAL NETWORK, INC. 3 7.83% $5,189
JPMorgan Chase Bank 3 7.71% $3,642
AMERISAVE MORTGAGE CORPORATION 3 5.88% $8,203
Bank of England 3 6.58% $4,977
Fifth Third Bank 2 5.94% $3,685
SENTE MORTGAGE, INC. 2 7.44% $5,529
Eagle Bank and Trust Company 2 5.93% $3,419
Network Funding, L.P. 2 6.31% $3,363
The Farmers & Merchants Bank 2 6.69% $2,431
ROYAL UNITED MORTGAGE LLC 2 6.81% $6,991
NAVY FEDERAL CREDIT UNION 1 6.50% $1,746
NBKC BANK 1 5.75% $3,337
PHH Mortgage Corporation 1 7.00% $41,653
PNC Bank 1 6.25% $1,300
PREMIA MORTGAGE, LLC 1 7.30% $788
Prosperity Home Mortgage, LLC 1 7.50% $6,564
Citibank 1 6.50% $9,535
FIDELITY BANK 1 6.63% $3,482
RELIANCE FIRST CAPITAL, LLC 1 5.99% $11,677
RESIDENTIAL BANCORP 1 5.50% $9,448
BETTER MORTGAGE CORPORATION 1 5.50% $2,867
Bank of America 1 5.88% $3,352
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.99% $3,996
T2 FINANCIAL LLC 1 7.00% $3,563
AMERICAN INTERNET MORTGAGE, INC. 1 5.88% $11,960
U.S. Bank 1 6.75% $3,647
FirstBank 1 8.13% $4,639
CALIBER HOME LOANS, INC. 1 5.50% $6,771
Discover Bank 1 6.74% $0
GMFS LLC 1 7.50% $4,188
GUARANTEED RATE, INC. 1 6.75% $4,054
GUIDANCE RESIDENTIAL, LLC 1 5.88% $11,011
Deere Employees Credit Union 1 6.00% $3,291
Ixonia Bank 1 6.63% $3,447
LAKEVIEW LOAN SERVICING, LLC 1 7.99% $4,583
CROSSCOUNTRY MORTGAGE, LLC 1 6.95% $11,010
Countybank 1 5.13% $6,099
Mortgage Research Center, LLC 1 5.75% $4,589
Mr. Cooper ( Nationstar Mortgage ) 1 7.13% $5,373
AgHeritage Farm Credit Services FLCA 1 7.60% $2,900
21ST MORTGAGE CORPORATION 1 8.50% $5,841

JONESBORO Average Closing Costs & Other Stats

JONESBORO, AR's 79 lenders originated 2,508 loans during 2023. The total origination value was $461,440,000, with an average loan value of $183,987.

JONESBORO's average closing costs are $4,550.

The top JONESBORO lender as defined by loan originations is Simmons Bank, with 52 loans originated. Their average total fees are $4,240, which is $368 higher than the next largest lender, Arvest Bank.

The lowest fee JONESBORO lenders (with over 10 loans originated) are First National Bank ($1,385), Southern Bank ($2,325), ENCORE BANK ($2,592), First Horizon Bank ($3,082) and SUCCESS Federal Credit Union ($3,329).

The lowest rate JONESBORO lenders (with over 10 loans originated) are ENCORE BANK (4.59%), Evolve Bank & Trust (6.24%), First Horizon Bank (6.35%), SUCCESS Federal Credit Union (6.35%) and First Security Bank (6.43%).

JONESBORO, AR Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Arvest Bank $46,760,000 $28,185,000 -39.7% 6.1%
Simmons Bank $49,155,000 $24,895,000 -49.4% 5.4%
First Financial Bank $27,010,000 $24,405,000 -9.6% 5.3%
First Community Bank $44,845,000 $20,255,000 -54.8% 4.4%
DAS Acquisition Company, LLC $38,305,000 $17,290,000 -54.9% 3.7%
QUICKEN LOANS, LLC $26,285,000 $17,085,000 -35.0% 3.7%
ENCORE BANK $31,770,000 $16,655,000 -47.6% 3.6%
Evolve Bank & Trust $21,545,000 $15,085,000 -30.0% 3.3%
Focus Bank $20,290,000 $14,890,000 -26.6% 3.2%
Centennial Bank $14,080,000 $14,885,000 5.7% 3.2%
First National Bank $26,290,000 $13,875,000 -47.2% 3.0%
EVERETT FINANCIAL, INC. $20,560,000 $12,185,000 -40.7% 2.6%
Southern Bank $14,285,000 $12,180,000 -14.7% 2.6%
UNITED WHOLESALE MORTGAGE, LLC $16,530,000 $11,505,000 -30.4% 2.5%
Mortgage Research Center, LLC $10,125,000 $10,150,000 0.2% 2.2%
First Horizon Bank $8,240,000 $10,040,000 21.8% 2.2%
BancorpSouth $10,560,000 $9,030,000 -14.5% 2.0%
FNBC Bank $20,920,000 $8,825,000 -57.8% 1.9%
Cross County Bank $8,775,000 n/a 1.9%
BROKER SOLUTIONS, INC. $4,775,000 $7,615,000 59.5% 1.7%
FirstTrust Home Loans, Inc. $6,295,000 $7,580,000 20.4% 1.6%
Unico Bank $10,600,000 $7,535,000 -28.9% 1.6%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $5,480,000 $7,045,000 28.6% 1.5%
First Security Bank $9,865,000 $6,880,000 -30.3% 1.5%
Nations Lending Corporation $2,040,000 $6,810,000 233.8% 1.5%
Midwest Mortgage Associates Corporation $5,915,000 n/a 1.3%
Citizens Bank $12,155,000 $5,805,000 -52.2% 1.3%
MORTGAGE INVESTORS GROUP, INC. $2,090,000 $5,695,000 172.5% 1.2%
Regions Bank $8,175,000 $5,475,000 -33.0% 1.2%
WILLOW BEND MORTGAGE COMPANY, LLC $5,155,000 $5,095,000 -1.2% 1.1%
SUCCESS Federal Credit Union $4,000,000 $4,460,000 11.5% 1.0%
Signature Bank of Arkansas $9,760,000 $4,105,000 -57.9% 0.9%
The Farmers & Merchants Bank $7,910,000 $3,510,000 -55.6% 0.8%
ARKANSAS Federal Credit Union $1,700,000 $3,380,000 98.8% 0.7%
MID AMERICA MORTGAGE, INC. $1,000,000 $3,360,000 236.0% 0.7%
Southern Bancorp Bank $3,430,000 $3,025,000 -11.8% 0.7%
AMERICAN FINANCIAL NETWORK, INC. $2,950,000 n/a 0.6%
Wells Fargo Bank $6,480,000 $1,905,000 -70.6% 0.4%
PENNYMAC LOAN SERVICES, LLC $3,860,000 $1,815,000 -53.0% 0.4%
LOANDEPOT.COM, LLC $5,135,000 $1,810,000 -64.8% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $2,905,000 $1,805,000 -37.9% 0.4%
Barrington Bank & Trust Company, N.A. $370,000 $1,770,000 378.4% 0.4%
NAVY FEDERAL CREDIT UNION $1,330,000 $1,665,000 25.2% 0.4%
Century Mortgage Company DBA Century Lending Company $1,590,000 n/a 0.3%
AMERISAVE MORTGAGE CORPORATION $1,910,000 $1,555,000 -18.6% 0.3%
NEW DAY FINANCIAL, LLC $785,000 $1,550,000 97.5% 0.3%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,240,000 $1,510,000 21.8% 0.3%
Eagle Bank and Trust Company $11,175,000 $1,505,000 -86.5% 0.3%
Bank of America $3,765,000 $1,450,000 -61.5% 0.3%
Sierra Pacific Mortgage Company, Inc. $730,000 $1,390,000 90.4% 0.3%
CORNERSTONE HOME LENDING, INC. $2,170,000 $1,315,000 -39.4% 0.3%
Renasant Bank $145,000 $1,315,000 806.9% 0.3%
FREEDOM MORTGAGE CORPORATION $3,780,000 $1,295,000 -65.7% 0.3%
PHH Mortgage Corporation $250,000 $1,270,000 408.0% 0.3%
GREYSTONE SERVICING COMPANY LLC $33,715,000 $1,265,000 -96.2% 0.3%
STOCKTON MORTGAGE CORPORATION $1,210,000 n/a 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $210,000 $1,140,000 442.9% 0.2%
Assurance Financial Group, L.L.C. $1,130,000 n/a 0.2%
SENTE MORTGAGE, INC. $1,130,000 n/a 0.2%
Paramount Residential Mortgage Group, Inc. $360,000 $1,040,000 188.9% 0.2%
Farm Credit Mid-America, ACA $265,000 $970,000 266.0% 0.2%
U.S. Bank $3,065,000 $955,000 -68.8% 0.2%
RELIANCE FIRST CAPITAL, LLC $910,000 $895,000 -1.6% 0.2%
Carrington Mortgage Services, LLC $1,030,000 $885,000 -14.1% 0.2%
Cornerstone First Mortgage, Inc $875,000 n/a 0.2%
Bank of England $1,135,000 $865,000 -23.8% 0.2%
Fidelity National Bank $855,000 n/a 0.2%
CROSSCOUNTRY MORTGAGE, LLC $2,000,000 $825,000 -58.8% 0.2%
GMFS LLC $115,000 $805,000 600.0% 0.2%
21ST MORTGAGE CORPORATION $1,150,000 $765,000 -33.5% 0.2%
USAA Federal Savings Bank $2,665,000 $715,000 -73.2% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $315,000 $695,000 120.6% 0.2%
Guaranty Bank and Trust Company $685,000 n/a 0.1%
Discover Bank $640,000 $670,000 4.7% 0.1%
Anstaff Bank $555,000 $655,000 18.0% 0.1%
Magnolia Bank $620,000 $655,000 5.6% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $410,000 $655,000 59.8% 0.1%
BETTER MORTGAGE CORPORATION $1,995,000 $645,000 -67.7% 0.1%
VILLAGE CAPITAL MORTGAGE $2,010,000 $615,000 -69.4% 0.1%
FLAT BRANCH MORTGAGE, INC. $500,000 $605,000 21.0% 0.1%
The Federal Savings Bank $530,000 $595,000 12.3% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $825,000 $580,000 -29.7% 0.1%
GSF Mortgage Corporation $290,000 $550,000 89.7% 0.1%
ZILLOW HOME LOANS, LLC $950,000 $520,000 -45.3% 0.1%
Network Funding, L.P. $510,000 n/a 0.1%
Fifth Third Bank $470,000 n/a 0.1%
Countybank $465,000 n/a 0.1%
FINANCE OF AMERICA REVERSE LLC $460,000 n/a 0.1%
PNC Bank $175,000 $445,000 154.3% 0.1%
JPMorgan Chase Bank $535,000 $425,000 -20.6% 0.1%
HOMEXPRESS MORTGAGE CORP. $405,000 n/a 0.1%
Equity Prime Mortgage LLC $410,000 $400,000 -2.4% 0.1%
PENTAGON FEDERAL CREDIT UNION $510,000 $400,000 -21.6% 0.1%
Leaders Credit Union $395,000 n/a 0.1%
PREMIA MORTGAGE, LLC $375,000 $385,000 2.7% 0.1%
MOVEMENT MORTGAGE, LLC $370,000 n/a 0.1%
The Bank of Missouri $370,000 n/a 0.1%
PLANET HOME LENDING, LLC $440,000 $345,000 -21.6% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $325,000 n/a 0.1%
Deere Employees Credit Union $705,000 $320,000 -54.6% 0.1%
LENDINGHOME FUNDING CORPORATION $320,000 n/a 0.1%
TOP FLITE FINANCIAL, INC. $660,000 $305,000 -53.8% 0.1%
SPRING EQ, LLC $65,000 $300,000 361.5% 0.1%
ENDEAVOR CAPITAL, LLC. $295,000 n/a 0.1%
Montgomery Bank $290,000 n/a 0.1%
Citibank $355,000 $285,000 -19.7% 0.1%
TRIAD FINANCIAL SERVICES, INC. $165,000 $280,000 69.7% 0.1%
T2 FINANCIAL LLC $275,000 n/a 0.1%
NEXERA HOLDING LLC $270,000 n/a 0.1%
AgHeritage Farm Credit Services FLCA $265,000 n/a 0.1%
GUIDANCE RESIDENTIAL, LLC $265,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $180,000 $265,000 47.2% 0.1%
LAKEVIEW LOAN SERVICING, LLC $645,000 $260,000 -59.7% 0.1%
First National Bank of North Arkansas $255,000 n/a 0.1%
NBKC BANK $440,000 $250,000 -43.2% 0.1%
LEADERONE FINANCIAL CORPORATION $245,000 n/a 0.1%
Figure Lending LLC $95,000 $240,000 152.6% 0.1%
CIS Financial Services, Inc. $235,000 n/a 0.1%
CLEARPATH LENDING $885,000 $235,000 -73.4% 0.1%
The First National Bank of Lawrence County at Walnut Ridge $230,000 $230,000 0.0% 0.0%
Diamond Bank $6,805,000 $225,000 -96.7% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $210,000 n/a 0.0%
AMERICAN FINANCING CORPORATION $860,000 $205,000 -76.2% 0.0%
Armstrong Bank $205,000 n/a 0.0%
FirstBank $205,000 n/a 0.0%
ACADEMY MORTGAGE CORPORATION $800,000 $200,000 -75.0% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $195,000 n/a 0.0%
COMMUNITY MORTGAGE CORPORATION $215,000 $195,000 -9.3% 0.0%
FIDELITY BANK $195,000 n/a 0.0%
OPEN MORTGAGE, LLC $195,000 n/a 0.0%
Bank OZK $9,905,000 $190,000 -98.1% 0.0%
NEWREZ LLC $395,000 $190,000 -51.9% 0.0%
CALIBER HOME LOANS, INC. $7,445,000 $185,000 -97.5% 0.0%
CMG MORTGAGE, INC. $1,320,000 $185,000 -86.0% 0.0%
RESIDENTIAL BANCORP $145,000 $185,000 27.6% 0.0%
SOUTHWEST STAGE FUNDING, LLC $385,000 $185,000 -51.9% 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $390,000 $165,000 -57.7% 0.0%
NFM, INC. $165,000 n/a 0.0%
CHURCHILL MORTGAGE CORPORATION $555,000 $155,000 -72.1% 0.0%
GUARANTEED RATE, INC. $720,000 $155,000 -78.5% 0.0%
Coastal Community Bank $150,000 n/a 0.0%
Armed Forces Bank $145,000 n/a 0.0%
Ixonia Bank $135,000 n/a 0.0%
MERCHANTS & FARMERS BANK $135,000 n/a 0.0%
Texana Bank $860,000 $135,000 -84.3% 0.0%
First Midwest Bank of Dexter $130,000 n/a 0.0%
OAKTREE FUNDING CORP. $125,000 n/a 0.0%
POLARIS HOME FUNDING CORP. $275,000 $125,000 -54.5% 0.0%
Flagstar Bank, FSB $1,095,000 $120,000 -89.0% 0.0%
Prosperity Home Mortgage, LLC $115,000 n/a 0.0%
COUNTRYPLACE MORTGAGE, LTD. $65,000 n/a 0.0%
Charles Schwab Bank, SSB $55,000 n/a 0.0%
CSL Financial, LLC $180,000 $55,000 -69.4% 0.0%
EASTMAN $55,000 n/a 0.0%
Bethpage Federal Credit Union $35,000 n/a 0.0%
FOUR POINTS $330,000 $35,000 -89.4% 0.0%
Lakeview Community Capital, LLC $165,000 $35,000 -78.8% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $35,000 n/a 0.0%
CITIZENS EQUITY FIRST $25,000 n/a 0.0%
BARKSDALE $15,000 n/a 0.0%

JONESBORO's top lender by overall market share is Arvest Bank, with 6.1% market share. In second place, with 5.4%, is Simmons Bank, having originated $24,895,000 in loans. In third place, with 5.3%, is First Financial Bank, having originated $24,405,000 in loans. In fourth place, with 4.4%, is First Community Bank, having originated $20,255,000 in loans. In fifth place, with 3.7%, is DAS Acquisition Company, LLC, having originated $17,290,000 in loans.


JONESBORO Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - JONESBORO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $174,950 (11.2%) $225,139 (6.1%) 0.00 581
2018-02-01 $183,387 (10.8%) $232,855 (6.7%) 0.00 564
2018-03-01 $188,800 (11.1%) $235,627 (6.5%) 0.00 546
2018-04-01 $175,500 (-1.3%) $232,936 (1.7%) 0.00 544
2018-05-01 $176,250 (-3.4%) $232,218 (0.3%) 0.00 555
2018-06-01 $174,900 (0.0%) $233,358 (0.9%) 0.00 590
2018-07-01 $179,900 (8.4%) $236,190 (3.0%) 0.00 606
2018-08-01 $178,950 (11.9%) $235,272 (5.3%) 0.00 632
2018-09-01 $177,900 (8.8%) $234,919 (3.7%) 0.00 641
2018-10-01 $174,575 (2.8%) $237,160 (5.1%) 0.00 655
2018-11-01 $169,900 (-2.6%) $231,905 (2.0%) 0.00 679
2018-12-01 $179,700 (4.2%) $233,972 (3.2%) 0.00 655
2019-01-01 $184,000 (5.2%) $230,286 (2.3%) 0.00 644
2019-02-01 $186,375 (1.6%) $240,099 (3.1%) 0.00 630
2019-03-01 $194,186 (2.9%) $245,518 (4.2%) 0.00 610
2019-04-01 $199,900 (13.9%) $249,554 (7.1%) 0.00 577
2019-05-01 $204,075 (15.8%) $259,936 (11.9%) 0.00 584
2019-06-01 $205,000 (17.2%) $260,389 (11.6%) 0.00 601
2019-07-01 $212,900 (18.3%) $262,211 (11.0%) 0.00 578
2019-08-01 $208,973 (16.8%) $260,104 (10.6%) 0.00 559
2019-09-01 $203,082 (14.2%) $257,606 (9.7%) 0.00 560
2019-10-01 $202,155 (15.8%) $255,296 (7.7%) 0.00 560
2019-11-01 $206,200 (21.4%) $256,328 (10.5%) 0.00 525
2019-12-01 $189,975 (5.7%) $247,417 (5.8%) 0.00 535
2020-01-01 $186,475 (1.4%) $242,087 (5.1%) 0.00 511
2020-02-01 $189,900 (1.9%) $242,486 (1.0%) 0.00 522
2020-03-01 $197,400 (1.7%) $248,632 (1.3%) 0.00 508
2020-04-01 $207,450 (3.8%) $255,249 (2.3%) 0.00 466
2020-05-01 $199,900 (-2.1%) $263,753 (1.5%) 0.00 432
2020-06-01 $210,925 (2.9%) $268,669 (3.2%) 0.00 440
2020-07-01 $214,150 (0.6%) $272,178 (3.8%) 0.00 413
2020-08-01 $210,950 (1.0%) $272,278 (4.7%) 0.00 394
2020-09-01 $219,925 (8.3%) $275,180 (6.8%) 0.00 378
2020-10-01 $214,950 (6.3%) $273,438 (7.1%) 0.00 359
2020-11-01 $199,900 (-3.1%) $267,421 (4.3%) 0.00 355
2020-12-01 $201,050 (5.8%) $270,798 (9.5%) 0.00 322
2021-01-01 $199,900 (7.2%) $278,828 (15.2%) 0.00 288
2021-02-01 $212,450 (11.9%) $294,790 (21.6%) 0.00 242
2021-03-01 $221,800 (12.4%) $305,741 (23.0%) 0.00 234
2021-04-01 $208,150 (0.3%) $301,120 (18.0%) 0.00 216
2021-05-01 $199,450 (-0.2%) $302,989 (14.9%) 0.00 205
2021-06-01 $199,778 (-5.3%) $298,350 (11.1%) 0.00 235
2021-07-01 $199,900 (-6.7%) $307,295 (12.9%) 0.00 258
2021-08-01 $199,900 (-5.2%) $307,638 (13.0%) 0.00 272
2021-09-01 $200,156 (-9.0%) $295,854 (7.5%) 0.00 295
2021-10-01 $199,400 (-7.2%) $294,275 (7.6%) 0.00 287
2021-11-01 $213,250 (6.7%) $300,303 (12.3%) 0.00 264
2021-12-01 $225,475 (12.2%) $300,948 (11.1%) 0.00 253
2022-01-01 $229,000 (14.6%) $292,723 (5.0%) 0.00 220
2022-02-01 $203,900 (-4.0%) $266,227 (-9.7%) 0.00 196
2022-03-01 $218,300 (-1.6%) $285,169 (-6.7%) 0.00 205
2022-04-01 $219,900 (5.6%) $284,732 (-5.4%) 0.00 222
2022-05-01 $220,400 (10.5%) $284,725 (-6.0%) 0.00 235
2022-06-01 $224,400 (12.3%) $286,878 (-3.9%) 0.00 283
2022-07-01 $224,950 (12.5%) $291,169 (-5.3%) 0.00 360
2022-08-01 $219,900 (10.0%) $283,242 (-7.9%) 0.00 390
2022-09-01 $222,668 (11.3%) $284,822 (-3.7%) 0.00 394
2022-10-01 $224,900 (12.8%) $278,225 (-5.5%) 0.00 415
2022-11-01 $219,900 (3.1%) $271,668 (-9.5%) 0.00 437
2022-12-01 $225,000 (-0.2%) $277,746 (-7.7%) 0.00 419
2023-01-01 $222,225 (-3.0%) $267,069 (-8.8%) 0.00 394
2023-02-01 $227,450 (11.6%) $267,294 (0.4%) 0.00 370
2023-03-01 $244,900 (12.2%) $278,501 (-2.3%) 0.00 359
2023-04-01 $254,900 (15.9%) $298,395 (4.8%) 0.00 375
2023-05-01 $259,800 (17.9%) $300,746 (5.6%) 0.00 372
2023-06-01 $257,700 (14.8%) $299,411 (4.4%) 0.00 363
2023-07-01 $264,900 (17.8%) $303,915 (4.4%) 0.00 390
2023-08-01 $268,475 (22.1%) $303,436 (7.1%) 0.00 447
2023-09-01 $247,400 (11.1%) $289,457 (1.6%) 0.00 511
2023-10-01 $238,400 (6.0%) $287,191 (3.2%) 0.00 555
2023-11-01 $235,000 (6.9%) $296,577 (9.2%) 0.00 560
2023-12-01 $238,950 (6.2%) $293,064 (5.5%) 0.00 562
2024-01-01 $229,900 (3.5%) $288,919 (8.2%) 0.00 512
2024-02-01 $232,812 (2.4%) $298,745 (11.8%) 0.00 457
2024-03-01 $242,400 (-1.0%) $310,301 (11.4%) 0.00 470
2024-04-01 $234,975 (-7.8%) $311,547 (4.4%) 0.00 488
2024-05-01 $239,450 (-7.8%) $310,914 (3.4%) 0.00 492
2024-06-01 $241,900 (-6.1%) $303,790 (1.5%) 0.00 509
2024-07-01 $239,900 (-9.4%) $302,261 (-0.5%) 0.00 541
2024-08-01 $239,500 (-10.8%) $302,817 (-0.2%) 0.00 594
2024-09-01 $244,675 (-1.1%) $309,418 (6.9%) 0.00 596
JONESBORO's median listing price for 2024-09-01 was $244,675, a difference of $-2,725 (-1.1%) versus the prior year and $5,175 versus the prior month.

JONESBORO's median listing price comes in at 0% of the national average.

JONESBORO's average listing price for 2024-09-01 was $309,418, a difference of $19,961 (6.9%) versus the prior year and $6,601 versus the prior month.

For the 2024-09-01 period, JONESBORO had 596 MLS listings, a difference of 2 listings (0%) versus the prior month and 85 listings (17%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - JONESBORO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,913 sqft
2018-02-01 0 days 1,945 sqft
2018-03-01 0 days 1,945 sqft
2018-04-01 0 days 1,923 sqft
2018-05-01 0 days 1,940 sqft
2018-06-01 0 days 1,940 sqft
2018-07-01 0 days 1,969 sqft
2018-08-01 0 days 1,953 sqft
2018-09-01 0 days 1,940 sqft
2018-10-01 0 days 1,954 sqft
2018-11-01 0 days 1,934 sqft
2018-12-01 0 days 1,950 sqft
2019-01-01 0 days 1,943 sqft
2019-02-01 0 days 1,957 sqft
2019-03-01 0 days 2,021 sqft
2019-04-01 0 days 2,078 sqft
2019-05-01 0 days 2,112 sqft
2019-06-01 0 days 2,105 sqft
2019-07-01 0 days 2,126 sqft
2019-08-01 0 days 2,097 sqft
2019-09-01 0 days 2,064 sqft
2019-10-01 0 days 2,042 sqft
2019-11-01 0 days 2,048 sqft
2019-12-01 0 days 1,950 sqft
2020-01-01 0 days 1,910 sqft
2020-02-01 0 days 1,916 sqft
2020-03-01 0 days 1,921 sqft
2020-04-01 0 days 1,974 sqft
2020-05-01 0 days 1,937 sqft
2020-06-01 0 days 2,041 sqft
2020-07-01 0 days 2,075 sqft
2020-08-01 0 days 2,098 sqft
2020-09-01 0 days 2,086 sqft
2020-10-01 0 days 2,044 sqft
2020-11-01 0 days 1,987 sqft
2020-12-01 0 days 2,000 sqft
2021-01-01 0 days 1,980 sqft
2021-02-01 0 days 2,132 sqft
2021-03-01 0 days 2,163 sqft
2021-04-01 0 days 2,030 sqft
2021-05-01 0 days 1,813 sqft
2021-06-01 0 days 1,777 sqft
2021-07-01 0 days 1,810 sqft
2021-08-01 0 days 1,839 sqft
2021-09-01 0 days 1,873 sqft
2021-10-01 0 days 1,926 sqft
2021-11-01 0 days 1,939 sqft
2021-12-01 0 days 1,956 sqft
2022-01-01 0 days 1,921 sqft
2022-02-01 0 days 1,920 sqft
2022-03-01 0 days 1,843 sqft
2022-04-01 0 days 1,791 sqft
2022-05-01 0 days 1,882 sqft
2022-06-01 0 days 1,849 sqft
2022-07-01 0 days 1,852 sqft
2022-08-01 0 days 1,755 sqft
2022-09-01 0 days 1,779 sqft
2022-10-01 0 days 1,792 sqft
2022-11-01 0 days 1,775 sqft
2022-12-01 0 days 1,802 sqft
2023-01-01 0 days 1,783 sqft
2023-02-01 0 days 1,778 sqft
2023-03-01 0 days 1,821 sqft
2023-04-01 0 days 1,843 sqft
2023-05-01 0 days 1,872 sqft
2023-06-01 0 days 1,886 sqft
2023-07-01 0 days 1,920 sqft
2023-08-01 0 days 1,971 sqft
2023-09-01 0 days 1,866 sqft
2023-10-01 0 days 1,847 sqft
2023-11-01 0 days 1,806 sqft
2023-12-01 0 days 1,800 sqft
2024-01-01 0 days 1,769 sqft
2024-02-01 0 days 1,777 sqft
2024-03-01 0 days 1,750 sqft
2024-04-01 0 days 1,697 sqft
2024-05-01 0 days 1,751 sqft
2024-06-01 0 days 1,737 sqft
2024-07-01 0 days 1,719 sqft
2024-08-01 0 days 1,729 sqft
2024-09-01 0 days 1,748 sqft
JONESBORO's median listing age (time on market) for 2024-09-01 was 0 days.

JONESBORO's median square footage for active listings during the 2024-09-01 period was 1,748 sqft. One year prior, the average listing was 1,866 sqft.

JONESBORO, AR Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,725 $348,915,000 $202,270
Refi 270 $61,420,000 $227,481
Home Improvement 193 $13,735,000 $71,166
Cash Out Refi 183 $26,705,000 $145,929
Other 137 $10,665,000 $77,847

Jonesboro's most frequently cited loan purpose was Home Purchase, with 1,725 originations. The 2nd most popular reason was Refi, with 270 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 856 $166,060,000 $193,995
7-8% 544 $97,660,000 $179,522
Over 8% 522 $61,710,000 $118,218
5-6% 333 $77,275,000 $232,057
4-5% 25 $3,835,000 $153,400
2.5-3% 12 $1,940,000 $161,667
<2.5% 9 $2,625,000 $291,667
3-4% 2 $280,000 $140,000

During 2023, Jonesboro's most frequently originated rate bucket was 6-7%, with 856 originations.

Loan Sizing (JONESBORO, AR MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 922 $137,160,000 $148,764
$100,000 or less 742 $39,630,000 $53,410
$200k-400k 685 $183,175,000 $267,409
$400k-600k 106 $49,790,000 $469,717
$600k-1000k 37 $27,795,000 $751,216
$Over $1MM 16 $23,890,000 $1,493,125

JONESBORO's loan sizing saw the bucket of loans from $100k-200k with 922 originations, totaling $137,160,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,188 $256,390,000 $215,816
60-80% 454 $88,830,000 $195,661
Under 20% 250 $9,440,000 $37,760
20-40% 188 $17,700,000 $94,149
40-60% 172 $28,470,000 $165,523
Over 100% 36 $10,170,000 $282,500

JONESBORO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,188 originations, totaling $256,390,000 in origination value.