JONESBORO Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Jonesboro averaged 6.28% for the week of 2023-05-25, compared to the national average of 6.57% for the same period.

    The average rate for the prior week (2023-05-18) was 6.1% and one month ago for the week of 2023-04-20, the average rate was 5.8%.

    Jonesboro's average rate one year ago was 4.66%.

    For refis of the same type during the week of 2023-05-25, the average rate was 5.66%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-05-25 6.57%
    Jonesboro 30 Year Fixed Rate 2023-05-25 6.28%
    Jonesboro 30 Year Fixed Rate Refi 2023-05-25 5.66%
    Jonesboro 15 Year Fixed Rate 2023-05-25 6.17%
    Jonesboro 15 Year Fixed Rate Refi 2023-05-25 5.87%
    Jonesboro 30 Year FHA 2023-05-25 6.22%
    Jonesboro 30 Year FHA Refi 2023-05-25 6.51%
    Jonesboro 30 Year USDA 2023-05-25 6.44%
    Jonesboro 30 Year USDA Refi 2023-05-25 6.83%
    Jonesboro 30 Year VA 2023-05-25 6.19%
    Jonesboro 30 Year VA Refi 2023-05-25 6.51%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within JONESBORO, AR.

    JONESBORO Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the JONESBORO, AR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    Simmons Bank 88 4.77% $4,048
    Arvest Bank 75 4.56% $3,757
    First Community Bank 65 4.70% $4,699
    First Financial Bank 60 4.74% $4,395
    DAS Acquisition Company, LLC 56 5.04% $4,950
    QUICKEN LOANS, LLC 54 4.96% $7,670
    ENCORE BANK 46 4.10% $4,247
    First National Bank 42 5.31% $1,404
    Centennial Bank 36 5.03% $2,991
    UNITED WHOLESALE MORTGAGE, LLC 27 4.65% $5,738
    Evolve Bank & Trust 26 4.37% $3,711
    Citizens Bank 24 4.94% $4,911
    EVERETT FINANCIAL, INC. 22 4.45% $1,822
    Regions Bank 22 5.05% $3,157
    Southern Bank 20 5.07% $1,722
    First Horizon Bank 18 4.41% $3,726
    Wells Fargo Bank 16 4.66% $2,717
    BancorpSouth Bank 16 4.80% $2,862
    Eagle Bank and Trust Company 16 5.52% $3,578
    First Security Bank 16 5.26% $2,916
    Bank of America 12 4.73% $3,578
    WILLOW BEND MORTGAGE COMPANY, LLC 11 4.94% $4,865
    PENNYMAC LOAN SERVICES, LLC 10 5.24% $5,357
    CALIBER HOME LOANS, INC. 10 4.47% $4,673
    LOANDEPOT.COM, LLC 9 4.80% $5,614
    FirstTrust Home Loans, Inc. 9 5.60% $6,567
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 9 5.47% $4,032
    SUCCESS Federal Credit Union 8 4.66% $2,400
    Mr. Cooper ( Nationstar Mortgage ) 6 5.10% $6,386
    BROKER SOLUTIONS, INC. 6 5.27% $8,990
    U.S. Bank 6 3.98% $6,123
    BETTER MORTGAGE CORPORATION 5 4.25% $3,828
    GUARANTEED RATE, INC. 4 5.88% $3,650
    AMERICAN FINANCING CORPORATION 4 5.38% $5,323
    FREEDOM MORTGAGE CORPORATION 4 6.37% $8,445
    LAKEVIEW LOAN SERVICING, LLC 3 4.04% $4,108
    Signature Bank of Arkansas 3 6.54% $3,247
    MORTGAGE INVESTORS GROUP, INC. 3 4.58% $4,393
    The Farmers & Merchants Bank 3 5.02% $2,389
    CMG MORTGAGE, INC. 3 4.83% $3,766
    Bank of England 3 5.83% $5,037
    ARKANSAS Federal Credit Union 3 4.58% $3,329
    NAVY FEDERAL CREDIT UNION 3 7.38% $6,676
    AMERISAVE MORTGAGE CORPORATION 2 4.19% $7,461
    Ally Bank 2 3.75% $3,895
    Discover Bank 2 5.50% $0
    Deere Employees Credit Union 2 2.63% $3,115
    Trustmark National Bank 2 2.75% $3,257
    North American Savings Bank, F.S.B. 2 6.31% $2,963
    JPMorgan Chase Bank 2 6.56% $2,635
    NBKC BANK 2 5.31% $2,918
    Nations Lending Corporation 2 7.44% $3,356
    ZILLOW HOME LOANS, LLC 1 4.25% $3,304
    AgFirst Farm Credit Bank 1 6.00% $6,449
    AmeriHome Mortgage Company, LLC 1 3.99% $5,238
    Ameris Bank 1 6.00% $2,250
    ARC HOME LLC 1 7.13% $5,674
    BANK OF LITTLE ROCK MORTGAGE CORPORATION 1 7.13% $2,849
    Baxter Credit Union 1 6.13% $2,989
    Busey Bank 1 6.63% $3,607
    CARDINAL FINANCIAL 1 3.25% $3,332
    Carrington Mortgage Services, LLC 1 5.63% $3,127
    Chambers Bank 1 3.75% $3,385
    CHURCHILL MORTGAGE CORPORATION 1 3.99% $3,405
    Citibank 1 3.38% $9,988
    CLEARPATH LENDING 1 6.38% $8,504
    CROSSCOUNTRY MORTGAGE, LLC 1 3.88% $4,551
    DEEPHAVEN MORTGAGE LLC 1 8.13% $5,831
    EMBRACE HOME LOANS, INC. 1 5.49% $3,699
    Farm Credit Mid-America, ACA 1 7.38% $5,692
    First Guaranty Mortgage Corporation 1 4.38% $3,600
    First Internet Bank of Indiana 1 4.88% $3,121
    First United Bank and Trust Company 1 5.13% $4,394
    Flagstar Bank, FSB 1 4.61% $7,149
    Gateway First Bank 1 5.63% $3,167
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 4.88% $2,784
    HOME POINT FINANCIAL CORPORATION 1 3.99% $5,538
    Magnolia Bank 1 3.49% $2,359
    Morgan Stanley Private Bank 1 3.10% $3,639
    MORTGAGE FINANCIAL SERVICES, LLC 1 5.12% $5,146
    MORTGAGE SOLUTIONS OF COLORADO, LLC 1 3.38% $3,424
    MUTUAL OF OMAHA MORTGAGE, INC. 1 7.00% $5,669
    NEWREZ LLC 1 4.63% $2,359
    PHH Mortgage Corporation 1 4.13% $6,513
    Pinnacle Bank 1 5.88% $2,982
    Plains Commerce Bank 1 5.50% $4,620
    PLANET HOME LENDING, LLC 1 3.99% $6,074
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 3.25% $3,989
    RELIANCE FIRST CAPITAL, LLC 1 3.75% $11,782
    S1L, Inc. 1 3.25% $4,065
    Sierra Pacific Mortgage Company, Inc. 1 6.88% $3,124
    SOFI LENDING CORP. 1 4.75% $4,319
    Sullivan Bank 1 6.25% $2,526
    TELCOE FEDERAL CREDIT UNION 1 5.38% $4,095
    The Central Trust Bank 1 4.88% $3,449
    The Home Loan Expert LLC 1 4.00% $2,768
    The Huntington National Bank 1 3.25% $4,964
    Truist 1 6.49% $3,973
    UBS Bank USA 1 4.38% $4,393
    United Community Bank 1 6.34% $6,638
    USAA Federal Savings Bank 1 5.25% $2,107
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 4.88% $3,447
    21ST MORTGAGE CORPORATION 1 6.45% $4,770

    JONESBORO Average Closing Costs & Other Stats

    JONESBORO, AR's 103 lenders originated 3,295 loans during 2022. The total origination value was $767,215,000, with an average loan value of $232,842.

    JONESBORO's average closing costs are $4,343.

    The top JONESBORO lender as defined by loan originations is Simmons Bank, with 88 loans originated. Their average total fees are $4,048, which is $291 higher than the next largest lender, Arvest Bank.

    The lowest fee JONESBORO lenders (with over 10 loans originated) are First National Bank ($1,404), Southern Bank ($1,722), EVERETT FINANCIAL, INC. ($1,822), Wells Fargo Bank ($2,717) and BancorpSouth Bank ($2,862).

    The lowest rate JONESBORO lenders (with over 10 loans originated) are ENCORE BANK (4.10%), Evolve Bank & Trust (4.37%), First Horizon Bank (4.41%), EVERETT FINANCIAL, INC. (4.45%) and CALIBER HOME LOANS, INC. (4.47%).

    JONESBORO, AR Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    Simmons Bank $63,805,000 $49,155,000 -23.0% 6.4%
    Arvest Bank $55,520,000 $46,760,000 -15.8% 6.1%
    First Community Bank $89,280,000 $44,845,000 -49.8% 5.8%
    DAS Acquisition Company, LLC $54,310,000 $38,305,000 -29.5% 5.0%
    WALKER & DUNLOP, LLC $36,965,000 n/a 4.8%
    GREYSTONE SERVICING COMPANY LLC $33,715,000 n/a 4.4%
    ENCORE BANK $57,405,000 $31,770,000 -44.7% 4.1%
    First Financial Bank $43,760,000 $27,010,000 -38.3% 3.5%
    First National Bank $26,670,000 $26,290,000 -1.4% 3.4%
    QUICKEN LOANS, LLC $60,095,000 $26,285,000 -56.3% 3.4%
    Evolve Bank & Trust $17,320,000 $21,545,000 24.4% 2.8%
    FNBC Bank $17,215,000 $20,920,000 21.5% 2.7%
    EVERETT FINANCIAL, INC. $7,075,000 $20,560,000 190.6% 2.7%
    Focus Bank $29,340,000 $20,290,000 -30.8% 2.6%
    UNITED WHOLESALE MORTGAGE, LLC $9,335,000 $16,530,000 77.1% 2.2%
    Southern Bank $17,355,000 $14,285,000 -17.7% 1.9%
    Centennial Bank $23,380,000 $14,080,000 -39.8% 1.8%
    Citizens Bank $25,700,000 $12,155,000 -52.7% 1.6%
    Eagle Bank and Trust Company $18,435,000 $11,175,000 -39.4% 1.5%
    Unico Bank $10,370,000 $10,600,000 2.2% 1.4%
    BancorpSouth Bank $16,180,000 $10,560,000 -34.7% 1.4%
    Mortgage Research Center, LLC $14,165,000 $10,125,000 -28.5% 1.3%
    Bank OZK $9,905,000 n/a 1.3%
    First Security Bank $10,060,000 $9,865,000 -1.9% 1.3%
    Signature Bank of Arkansas $965,000 $9,760,000 911.4% 1.3%
    Capital One $9,065,000 $9,005,000 -0.7% 1.2%
    First Horizon Bank $22,330,000 $8,240,000 -63.1% 1.1%
    Regions Bank $12,290,000 $8,175,000 -33.5% 1.1%
    The Farmers & Merchants Bank $17,665,000 $7,910,000 -55.2% 1.0%
    CALIBER HOME LOANS, INC. $15,355,000 $7,445,000 -51.5% 1.0%
    Diamond Bank $245,000 $6,805,000 2,677.6% 0.9%
    Wells Fargo Bank $13,340,000 $6,480,000 -51.4% 0.8%
    FirstTrust Home Loans, Inc. $4,280,000 $6,295,000 47.1% 0.8%
    Arbor Realty Trust, Inc. $6,085,000 n/a 0.8%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $8,340,000 $5,480,000 -34.3% 0.7%
    WILLOW BEND MORTGAGE COMPANY, LLC $6,390,000 $5,155,000 -19.3% 0.7%
    LOANDEPOT.COM, LLC $8,440,000 $5,135,000 -39.2% 0.7%
    BROKER SOLUTIONS, INC. $5,100,000 $4,775,000 -6.4% 0.6%
    SUCCESS Federal Credit Union $5,930,000 $4,000,000 -32.5% 0.5%
    PENNYMAC LOAN SERVICES, LLC $11,980,000 $3,860,000 -67.8% 0.5%
    FREEDOM MORTGAGE CORPORATION $25,500,000 $3,780,000 -85.2% 0.5%
    Bank of America $5,045,000 $3,765,000 -25.4% 0.5%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $10,755,000 $3,520,000 -67.3% 0.5%
    Southern Bancorp Bank $5,555,000 $3,430,000 -38.3% 0.4%
    U.S. Bank $3,545,000 $3,065,000 -13.5% 0.4%
    Mr. Cooper ( Nationstar Mortgage ) $7,175,000 $2,905,000 -59.5% 0.4%
    USAA Federal Savings Bank $2,695,000 $2,665,000 -1.1% 0.3%
    CORNERSTONE HOME LENDING, INC. $85,000 $2,170,000 2,452.9% 0.3%
    MORTGAGE INVESTORS GROUP, INC. $3,205,000 $2,090,000 -34.8% 0.3%
    PREMIER BANK OF ARKANSAS $8,930,000 $2,060,000 -76.9% 0.3%
    Nations Lending Corporation $395,000 $2,040,000 416.5% 0.3%
    VILLAGE CAPITAL MORTGAGE $3,600,000 $2,010,000 -44.2% 0.3%
    Dundee Bank $2,005,000 n/a 0.3%
    CROSSCOUNTRY MORTGAGE, LLC $1,070,000 $2,000,000 86.9% 0.3%
    BETTER MORTGAGE CORPORATION $5,205,000 $1,995,000 -61.7% 0.3%
    First Service Bank $1,315,000 $1,945,000 47.9% 0.3%
    AMERISAVE MORTGAGE CORPORATION $7,055,000 $1,910,000 -72.9% 0.2%
    ARKANSAS Federal Credit Union $4,210,000 $1,700,000 -59.6% 0.2%
    NAVY FEDERAL CREDIT UNION $2,695,000 $1,330,000 -50.6% 0.2%
    CMG MORTGAGE, INC. $1,830,000 $1,320,000 -27.9% 0.2%
    VANDERBILT MORTGAGE AND FINANCE, INC. $1,005,000 $1,240,000 23.4% 0.2%
    21ST MORTGAGE CORPORATION $820,000 $1,150,000 40.2% 0.1%
    Bank of England $2,500,000 $1,135,000 -54.6% 0.1%
    Flagstar Bank, FSB $410,000 $1,095,000 167.1% 0.1%
    Carrington Mortgage Services, LLC $1,995,000 $1,030,000 -48.4% 0.1%
    MID AMERICA MORTGAGE, INC. $625,000 $1,000,000 60.0% 0.1%
    ZILLOW HOME LOANS, LLC $950,000 n/a 0.1%
    Trustmark National Bank $930,000 n/a 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $550,000 $910,000 65.5% 0.1%
    RELIANCE FIRST CAPITAL, LLC $525,000 $910,000 73.3% 0.1%
    CLEARPATH LENDING $1,465,000 $885,000 -39.6% 0.1%
    AMERICAN FINANCING CORPORATION $1,660,000 $860,000 -48.2% 0.1%
    Texana Bank $205,000 $860,000 319.5% 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $1,035,000 $825,000 -20.3% 0.1%
    UBS Bank USA $965,000 $805,000 -16.6% 0.1%
    ACADEMY MORTGAGE CORPORATION $1,550,000 $800,000 -48.4% 0.1%
    Ally Bank $960,000 $785,000 -18.2% 0.1%
    NEW DAY FINANCIAL, LLC $820,000 $785,000 -4.3% 0.1%
    MORTGAGE FINANCIAL SERVICES, LLC $95,000 $745,000 684.2% 0.1%
    The Huntington National Bank $735,000 n/a 0.1%
    Sierra Pacific Mortgage Company, Inc. $2,555,000 $730,000 -71.4% 0.1%
    GUARANTEED RATE, INC. $720,000 n/a 0.1%
    Deere Employees Credit Union $455,000 $705,000 54.9% 0.1%
    PILGRIM MORTGAGE LLC $690,000 n/a 0.1%
    Morgan Stanley Private Bank $665,000 n/a 0.1%
    TOP FLITE FINANCIAL, INC. $1,860,000 $660,000 -64.5% 0.1%
    LAKEVIEW LOAN SERVICING, LLC $1,920,000 $645,000 -66.4% 0.1%
    Discover Bank $35,000 $640,000 1,728.6% 0.1%
    Magnolia Bank $440,000 $620,000 40.9% 0.1%
    Gateway First Bank $860,000 $560,000 -34.9% 0.1%
    Anstaff Bank $555,000 n/a 0.1%
    CHURCHILL MORTGAGE CORPORATION $425,000 $555,000 30.6% 0.1%
    North American Savings Bank, F.S.B. $665,000 $550,000 -17.3% 0.1%
    The Central Trust Bank $550,000 n/a 0.1%
    GUILD MORTGAGE COMPANY $1,025,000 $540,000 -47.3% 0.1%
    JPMorgan Chase Bank $3,615,000 $535,000 -85.2% 0.1%
    The Federal Savings Bank $1,030,000 $530,000 -48.5% 0.1%
    BANK OF LITTLE ROCK MORTGAGE CORPORATION $520,000 n/a 0.1%
    PENTAGON FEDERAL CREDIT UNION $1,270,000 $510,000 -59.8% 0.1%
    Hamilton Mortgage Corporation $310,000 $505,000 62.9% 0.1%
    FLAT BRANCH MORTGAGE, INC. $965,000 $500,000 -48.2% 0.1%
    NBKC BANK $440,000 n/a 0.1%
    PLANET HOME LENDING, LLC $2,035,000 $440,000 -78.4% 0.1%
    First Internet Bank of Indiana $435,000 n/a 0.1%
    EMBRACE HOME LOANS, INC. $415,000 n/a 0.1%
    First Federal Bank $415,000 n/a 0.1%
    Equity Prime Mortgage LLC $410,000 n/a 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $410,000 n/a 0.1%
    SECURITYNATIONAL MORTGAGE COMPANY $740,000 $400,000 -45.9% 0.1%
    NEWREZ LLC $1,215,000 $395,000 -67.5% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $1,475,000 $390,000 -73.6% 0.1%
    SOUTHWEST STAGE FUNDING, LLC $210,000 $385,000 83.3% 0.1%
    PREMIA MORTGAGE, LLC $375,000 n/a 0.0%
    Barrington Bank & Trust Company, N.A. $360,000 $370,000 2.8% 0.0%
    Truist $1,535,000 $370,000 -75.9% 0.0%
    First United Bank and Trust Company $135,000 $365,000 170.4% 0.0%
    SOVEREIGN LENDING GROUP INCORPORATED $610,000 $365,000 -40.2% 0.0%
    Paramount Residential Mortgage Group, Inc. $360,000 n/a 0.0%
    BNC National Bank $355,000 n/a 0.0%
    Citibank $595,000 $355,000 -40.3% 0.0%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $350,000 n/a 0.0%
    ASSOCIATED MORTGAGE CORPORATION $345,000 n/a 0.0%
    GENEVA FINANCIAL, LLC $335,000 n/a 0.0%
    FOUR POINTS $1,030,000 $330,000 -68.0% 0.0%
    AMCAP MORTGAGE, LTD. $325,000 n/a 0.0%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,130,000 $315,000 -72.1% 0.0%
    CREDIT HUMAN FEDERAL CREDIT UNION $290,000 n/a 0.0%
    GSF Mortgage Corporation $290,000 n/a 0.0%
    HOME POINT FINANCIAL CORPORATION $480,000 $290,000 -39.6% 0.0%
    LOANPAL, LLC $280,000 n/a 0.0%
    POLARIS HOME FUNDING CORP. $225,000 $275,000 22.2% 0.0%
    Farm Credit Mid-America, ACA $265,000 n/a 0.0%
    First Midwest Bank of Poplar Bluff $265,000 n/a 0.0%
    AgFirst Farm Credit Bank $340,000 $255,000 -25.0% 0.0%
    First National Bank of Eastern Arkansas $675,000 $255,000 -62.2% 0.0%
    Sullivan Bank $255,000 n/a 0.0%
    PHH Mortgage Corporation $365,000 $250,000 -31.5% 0.0%
    Plains Commerce Bank $725,000 $245,000 -66.2% 0.0%
    SOFI LENDING CORP. $245,000 n/a 0.0%
    The Home Loan Expert LLC $300,000 $235,000 -21.7% 0.0%
    The First National Bank of Lawrence County at Walnut Ridge $960,000 $230,000 -76.0% 0.0%
    Atlantic Union Bank $215,000 n/a 0.0%
    Baxter Credit Union $215,000 n/a 0.0%
    COMMUNITY MORTGAGE CORPORATION $565,000 $215,000 -61.9% 0.0%
    MUTUAL OF OMAHA MORTGAGE, INC. $650,000 $210,000 -67.7% 0.0%
    FINANCE OF AMERICA MORTGAGE LLC $205,000 n/a 0.0%
    FIRST SOUTH FINANCIAL $290,000 $205,000 -29.3% 0.0%
    JAMES B. NUTTER & COMPANY $205,000 n/a 0.0%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $195,000 n/a 0.0%
    Chambers Bank $285,000 $195,000 -31.6% 0.0%
    M&T Bank $210,000 $190,000 -9.5% 0.0%
    AMERICAN ADVISORS GROUP $65,000 $185,000 184.6% 0.0%
    ARC HOME LLC $185,000 n/a 0.0%
    CSL Financial, LLC $210,000 $180,000 -14.3% 0.0%
    ROYAL UNITED MORTGAGE LLC $550,000 $180,000 -67.3% 0.0%
    Farmers Bank & Trust Company $340,000 $175,000 -48.5% 0.0%
    PNC Bank $175,000 n/a 0.0%
    AMERICAN PACIFIC MORTGAGE CORPORATION $165,000 n/a 0.0%
    AmeriHome Mortgage Company, LLC $165,000 n/a 0.0%
    Lakeview Community Capital, LLC $165,000 n/a 0.0%
    TELCOE FEDERAL CREDIT UNION $165,000 n/a 0.0%
    TRIAD FINANCIAL SERVICES, INC. $75,000 $165,000 120.0% 0.0%
    United Community Bank $155,000 n/a 0.0%
    Renasant Bank $195,000 $145,000 -25.6% 0.0%
    RESIDENTIAL BANCORP. $485,000 $145,000 -70.1% 0.0%
    S1L, Inc. $145,000 n/a 0.0%
    First Arkansas Bank and Trust $135,000 n/a 0.0%
    NATIONS RELIABLE LENDING, LLC $135,000 n/a 0.0%
    Farmers Bank & Trust $125,000 n/a 0.0%
    First Guaranty Mortgage Corporation $795,000 $125,000 -84.3% 0.0%
    Ameris Bank $185,000 $115,000 -37.8% 0.0%
    GMFS LLC $720,000 $115,000 -84.0% 0.0%
    DEEPHAVEN MORTGAGE LLC $105,000 n/a 0.0%
    Pinnacle Bank $185,000 $105,000 -43.2% 0.0%
    Busey Bank $95,000 n/a 0.0%
    Figure Lending LLC $185,000 $95,000 -48.6% 0.0%
    LENDINGONE, LLC $400,000 $95,000 -76.3% 0.0%
    Planters Bank & Trust Company $85,000 n/a 0.0%
    SPRING EQ, LLC $170,000 $65,000 -61.8% 0.0%
    State Department Federal Credit Union $55,000 n/a 0.0%
    WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $55,000 n/a 0.0%
    AFFINITY $165,000 $25,000 -84.8% 0.0%
    ATLANTA POSTAL $25,000 n/a 0.0%
    BMO Harris Bank $35,000 $25,000 -28.6% 0.0%

    JONESBORO's top lender by overall market share is Simmons Bank, with 6.4% market share. In second place, with 6.1%, is Arvest Bank, having originated $46,760,000 in loans. In third place, with 5.8%, is First Community Bank, having originated $44,845,000 in loans. In fourth place, with 5.0%, is DAS Acquisition Company, LLC, having originated $38,305,000 in loans. In fifth place, with 4.8%, is WALKER & DUNLOP, LLC, having originated $36,965,000 in loans.

    JONESBORO Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - JONESBORO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $174,950 (11.2%) $225,139 (6.1%) 0.00 581
    2018-02-01 $183,387 (10.8%) $232,855 (6.7%) 0.00 564
    2018-03-01 $188,800 (11.1%) $235,627 (6.5%) 0.00 546
    2018-04-01 $175,500 (-1.3%) $232,936 (1.7%) 0.00 544
    2018-05-01 $176,250 (-3.4%) $232,181 (0.2%) 0.00 555
    2018-06-01 $174,900 (0.0%) $233,358 (0.9%) 0.00 590
    2018-07-01 $179,900 (8.4%) $236,190 (3.0%) 0.00 606
    2018-08-01 $178,950 (11.9%) $235,272 (5.3%) 0.00 632
    2018-09-01 $177,900 (8.8%) $234,919 (3.7%) 0.00 641
    2018-10-01 $174,575 (2.8%) $237,160 (5.1%) 0.00 655
    2018-11-01 $169,900 (-2.6%) $231,905 (2.0%) 0.00 679
    2018-12-01 $179,700 (4.2%) $233,972 (3.2%) 0.00 655
    2019-01-01 $184,000 (5.2%) $230,286 (2.3%) 0.00 644
    2019-02-01 $186,425 (1.7%) $240,344 (3.2%) 0.00 630
    2019-03-01 $194,900 (3.2%) $244,430 (3.7%) 0.00 622
    2019-04-01 $199,900 (13.9%) $249,853 (7.3%) 0.00 576
    2019-05-01 $204,475 (16.0%) $260,226 (12.1%) 0.00 583
    2019-06-01 $205,450 (17.5%) $260,673 (11.7%) 0.00 600
    2019-07-01 $213,400 (18.6%) $262,364 (11.1%) 0.00 577
    2019-08-01 $215,000 (20.2%) $266,871 (13.4%) 0.00 564
    2019-09-01 $217,300 (22.2%) $268,304 (14.2%) 0.00 544
    2019-10-01 $201,500 (15.4%) $255,091 (7.6%) 0.00 557
    2019-11-01 $206,200 (21.4%) $256,328 (10.5%) 0.00 525
    2019-12-01 $189,975 (5.7%) $247,417 (5.8%) 0.00 535
    2020-01-01 $186,475 (1.4%) $242,087 (5.1%) 0.00 511
    2020-02-01 $189,900 (1.9%) $242,486 (0.9%) 0.00 522
    2020-03-01 $197,400 (1.3%) $248,632 (1.7%) 0.00 508
    2020-04-01 $207,450 (3.8%) $255,249 (2.2%) 0.00 466
    2020-05-01 $199,900 (-2.2%) $263,753 (1.4%) 0.00 432
    2020-06-01 $210,925 (2.7%) $268,669 (3.1%) 0.00 440
    2020-07-01 $214,150 (0.4%) $272,178 (3.7%) 0.00 413
    2020-08-01 $210,950 (-1.9%) $272,278 (2.0%) 0.00 394
    2020-09-01 $219,925 (1.2%) $275,180 (2.6%) 0.00 378
    2020-10-01 $214,950 (6.7%) $272,762 (6.9%) 0.00 359
    2020-11-01 $199,900 (-3.1%) $267,421 (4.3%) 0.00 355
    2020-12-01 $201,050 (5.8%) $270,798 (9.5%) 0.00 322
    2021-01-01 $199,900 (7.2%) $278,828 (15.2%) 0.00 288
    2021-02-01 $212,450 (11.9%) $294,790 (21.6%) 0.00 242
    2021-03-01 $221,800 (12.4%) $305,741 (23.0%) 0.00 234
    2021-04-01 $208,150 (0.3%) $301,120 (18.0%) 0.00 216
    2021-05-01 $199,450 (-0.2%) $302,989 (14.9%) 0.00 205
    2021-06-01 $199,700 (-5.3%) $297,815 (10.9%) 0.00 235
    2021-07-01 $199,900 (-6.7%) $307,131 (12.8%) 0.00 258
    2021-08-01 $199,900 (-5.2%) $307,638 (13.0%) 0.00 272
    2021-09-01 $200,156 (-9.0%) $295,854 (7.5%) 0.00 295
    2021-10-01 $199,400 (-7.2%) $294,275 (7.9%) 0.00 287
    2021-11-01 $213,250 (6.7%) $300,623 (12.4%) 0.00 264
    2021-12-01 $225,475 (12.2%) $300,948 (11.1%) 0.00 253
    2022-01-01 $229,000 (14.6%) $292,723 (5.0%) 0.00 220
    2022-02-01 $203,900 (-4.0%) $266,227 (-9.7%) 0.00 196
    2022-03-01 $218,300 (-1.6%) $285,169 (-6.7%) 0.00 205
    2022-04-01 $219,900 (5.6%) $284,732 (-5.4%) 0.00 222
    2022-05-01 $220,400 (10.5%) $284,725 (-6.0%) 0.00 235
    2022-06-01 $224,400 (12.4%) $286,878 (-3.7%) 0.00 283
    2022-07-01 $225,000 (12.6%) $291,344 (-5.1%) 0.00 361
    2022-08-01 $219,900 (10.0%) $283,870 (-7.7%) 0.00 391
    2022-09-01 $222,900 (11.4%) $284,999 (-3.7%) 0.00 395
    2022-10-01 $224,900 (12.8%) $278,383 (-5.4%) 0.00 416
    2022-11-01 $219,900 (3.1%) $271,668 (-9.6%) 0.00 437
    2022-12-01 $225,000 (-0.2%) $277,746 (-7.7%) 0.00 419
    2023-01-01 $222,700 (-2.8%) $267,069 (-8.8%) 0.00 394
    2023-02-01 $227,450 (11.6%) $267,294 (0.4%) 0.00 370
    2023-03-01 $243,675 (11.6%) $278,370 (-2.4%) 0.00 358
    2023-04-01 $254,900 (15.9%) $298,317 (4.8%) 0.00 374
    JONESBORO's median listing price for 2023-04-01 was $254,900, a difference of $35,000 (15.9%) versus the prior year and $11,225 versus the prior month.

    JONESBORO's median listing price comes in at 0% of the national average.

    JONESBORO's average listing price for 2023-04-01 was $298,317, a difference of $13,585 (4.8%) versus the prior year and $19,947 versus the prior month.

    For the 2023-04-01 period, JONESBORO had 374 MLS listings, a difference of 16 listings (4%) versus the prior month and 152 listings (68%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - JONESBORO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,913 sqft
    2018-02-01 0 days 1,945 sqft
    2018-03-01 0 days 1,945 sqft
    2018-04-01 0 days 1,923 sqft
    2018-05-01 0 days 1,940 sqft
    2018-06-01 0 days 1,940 sqft
    2018-07-01 0 days 1,969 sqft
    2018-08-01 0 days 1,953 sqft
    2018-09-01 0 days 1,940 sqft
    2018-10-01 0 days 1,954 sqft
    2018-11-01 0 days 1,925 sqft
    2018-12-01 0 days 1,950 sqft
    2019-01-01 0 days 1,943 sqft
    2019-02-01 0 days 1,956 sqft
    2019-03-01 0 days 2,005 sqft
    2019-04-01 0 days 2,078 sqft
    2019-05-01 0 days 2,110 sqft
    2019-06-01 0 days 2,100 sqft
    2019-07-01 0 days 2,125 sqft
    2019-08-01 0 days 2,109 sqft
    2019-09-01 0 days 2,097 sqft
    2019-10-01 0 days 2,035 sqft
    2019-11-01 0 days 2,048 sqft
    2019-12-01 0 days 1,950 sqft
    2020-01-01 0 days 1,910 sqft
    2020-02-01 0 days 1,916 sqft
    2020-03-01 0 days 1,921 sqft
    2020-04-01 0 days 1,974 sqft
    2020-05-01 0 days 1,937 sqft
    2020-06-01 0 days 2,041 sqft
    2020-07-01 0 days 2,075 sqft
    2020-08-01 0 days 2,098 sqft
    2020-09-01 0 days 2,086 sqft
    2020-10-01 0 days 2,044 sqft
    2020-11-01 0 days 1,987 sqft
    2020-12-01 0 days 2,000 sqft
    2021-01-01 0 days 1,980 sqft
    2021-02-01 0 days 2,132 sqft
    2021-03-01 0 days 2,163 sqft
    2021-04-01 0 days 2,030 sqft
    2021-05-01 0 days 1,813 sqft
    2021-06-01 0 days 1,776 sqft
    2021-07-01 0 days 1,802 sqft
    2021-08-01 0 days 1,846 sqft
    2021-09-01 0 days 1,879 sqft
    2021-10-01 0 days 1,950 sqft
    2021-11-01 0 days 1,945 sqft
    2021-12-01 0 days 1,956 sqft
    2022-01-01 0 days 1,921 sqft
    2022-02-01 0 days 1,920 sqft
    2022-03-01 0 days 1,843 sqft
    2022-04-01 0 days 1,791 sqft
    2022-05-01 0 days 1,882 sqft
    2022-06-01 0 days 1,849 sqft
    2022-07-01 0 days 1,852 sqft
    2022-08-01 0 days 1,760 sqft
    2022-09-01 0 days 1,782 sqft
    2022-10-01 0 days 1,792 sqft
    2022-11-01 0 days 1,775 sqft
    2022-12-01 0 days 1,802 sqft
    2023-01-01 0 days 1,783 sqft
    2023-02-01 0 days 1,778 sqft
    2023-03-01 0 days 1,821 sqft
    2023-04-01 0 days 1,842 sqft
    JONESBORO's median listing age (time on market) for 2023-04-01 was 0 days.

    JONESBORO's median square footage for active listings during the 2023-04-01 period was 1,842 sqft. One year prior, the average listing was 1,791 sqft.

    JONESBORO, AR Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 2,129 $516,265,000 $242,492
    Refi 475 $158,825,000 $334,368
    Cash Out Refi 391 $69,565,000 $177,916
    Home Improvement 168 $12,730,000 $75,774
    Other 132 $9,830,000 $74,470

    Jonesboro's most frequently cited loan purpose was Home Purchase, with 2,129 originations. The 2nd most popular reason was Refi, with 475 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    4-5% 862 $255,360,000 $296,241
    5-6% 803 $152,255,000 $189,608
    3-4% 650 $160,280,000 $246,585
    6-7% 380 $60,280,000 $158,632
    2.5-3% 149 $32,585,000 $218,691
    7-8% 139 $20,905,000 $150,396
    Over 8% 57 $4,305,000 $75,526
    <2.5% 33 $7,365,000 $223,182

    During 2022, Jonesboro's most frequently originated rate bucket was 4-5%, with 862 originations.

    Loan Sizing (JONESBORO, AR MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 1,273 $190,765,000 $149,855
    $200k-400k 931 $249,935,000 $268,459
    $100,000 or less 844 $50,250,000 $59,538
    $400k-600k 150 $71,630,000 $477,533
    $600k-1000k 62 $45,800,000 $738,710
    $Over $1MM 35 $158,835,000 $4,538,143

    JONESBORO's loan sizing saw the bucket of loans from $100k-200k with 1,273 originations, totaling $190,765,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 1,588 $363,140,000 $228,678
    60-80% 790 $221,170,000 $279,962
    40-60% 256 $81,200,000 $317,188
    Under 20% 208 $7,420,000 $35,673
    20-40% 183 $17,615,000 $96,257
    Over 100% 40 $10,990,000 $274,750

    JONESBORO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,588 originations, totaling $363,140,000 in origination value.