JONESBORO Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Jonesboro averaged
6.28%
for the week of 2023-05-25, compared to the national average of
6.57% for the same period.
The average rate for the prior week (2023-05-18) was
6.1% and
one month ago for the week of 2023-04-20, the
average rate was 5.8%.
Jonesboro's average rate one year ago was 4.66%.
For refis of the same type during the week of 2023-05-25, the average rate
was 5.66%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-05-25 | 6.57% |
Jonesboro 30 Year Fixed Rate | 2023-05-25 | 6.28% |
Jonesboro 30 Year Fixed Rate Refi | 2023-05-25 | 5.66% |
Jonesboro 15 Year Fixed Rate | 2023-05-25 | 6.17% |
Jonesboro 15 Year Fixed Rate Refi | 2023-05-25 | 5.87% |
Jonesboro 30 Year FHA | 2023-05-25 | 6.22% |
Jonesboro 30 Year FHA Refi | 2023-05-25 | 6.51% |
Jonesboro 30 Year USDA | 2023-05-25 | 6.44% |
Jonesboro 30 Year USDA Refi | 2023-05-25 | 6.83% |
Jonesboro 30 Year VA | 2023-05-25 | 6.19% |
Jonesboro 30 Year VA Refi | 2023-05-25 | 6.51% |
JONESBORO Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the JONESBORO, AR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
JONESBORO Average Closing Costs & Other Stats
JONESBORO, AR's 103 lenders originated 3,295
loans during 2022. The total origination value was $767,215,000, with an average loan value of
$232,842.
JONESBORO's average closing costs are $4,343.
The top JONESBORO lender as defined by loan originations is Simmons Bank, with
88 loans originated. Their average total fees are
$4,048, which is $291
higher than the next largest lender,
Arvest Bank.
The lowest fee JONESBORO lenders (with over 10 loans originated) are
First National Bank ($1,404), Southern Bank ($1,722), EVERETT FINANCIAL, INC. ($1,822), Wells Fargo Bank ($2,717) and BancorpSouth Bank ($2,862).
The lowest rate JONESBORO lenders (with over 10 loans originated) are
ENCORE BANK (4.10%), Evolve Bank & Trust (4.37%), First Horizon Bank (4.41%), EVERETT FINANCIAL, INC. (4.45%) and CALIBER HOME LOANS, INC. (4.47%).
JONESBORO, AR Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
Simmons Bank | $63,805,000 | $49,155,000 | -23.0% | 6.4% |
Arvest Bank | $55,520,000 | $46,760,000 | -15.8% | 6.1% |
First Community Bank | $89,280,000 | $44,845,000 | -49.8% | 5.8% |
DAS Acquisition Company, LLC | $54,310,000 | $38,305,000 | -29.5% | 5.0% |
WALKER & DUNLOP, LLC | $36,965,000 | n/a | 4.8% | |
GREYSTONE SERVICING COMPANY LLC | $33,715,000 | n/a | 4.4% | |
ENCORE BANK | $57,405,000 | $31,770,000 | -44.7% | 4.1% |
First Financial Bank | $43,760,000 | $27,010,000 | -38.3% | 3.5% |
First National Bank | $26,670,000 | $26,290,000 | -1.4% | 3.4% |
QUICKEN LOANS, LLC | $60,095,000 | $26,285,000 | -56.3% | 3.4% |
Evolve Bank & Trust | $17,320,000 | $21,545,000 | 24.4% | 2.8% |
FNBC Bank | $17,215,000 | $20,920,000 | 21.5% | 2.7% |
EVERETT FINANCIAL, INC. | $7,075,000 | $20,560,000 | 190.6% | 2.7% |
Focus Bank | $29,340,000 | $20,290,000 | -30.8% | 2.6% |
UNITED WHOLESALE MORTGAGE, LLC | $9,335,000 | $16,530,000 | 77.1% | 2.2% |
Southern Bank | $17,355,000 | $14,285,000 | -17.7% | 1.9% |
Centennial Bank | $23,380,000 | $14,080,000 | -39.8% | 1.8% |
Citizens Bank | $25,700,000 | $12,155,000 | -52.7% | 1.6% |
Eagle Bank and Trust Company | $18,435,000 | $11,175,000 | -39.4% | 1.5% |
Unico Bank | $10,370,000 | $10,600,000 | 2.2% | 1.4% |
BancorpSouth Bank | $16,180,000 | $10,560,000 | -34.7% | 1.4% |
Mortgage Research Center, LLC | $14,165,000 | $10,125,000 | -28.5% | 1.3% |
Bank OZK | $9,905,000 | n/a | 1.3% | |
First Security Bank | $10,060,000 | $9,865,000 | -1.9% | 1.3% |
Signature Bank of Arkansas | $965,000 | $9,760,000 | 911.4% | 1.3% |
Capital One | $9,065,000 | $9,005,000 | -0.7% | 1.2% |
First Horizon Bank | $22,330,000 | $8,240,000 | -63.1% | 1.1% |
Regions Bank | $12,290,000 | $8,175,000 | -33.5% | 1.1% |
The Farmers & Merchants Bank | $17,665,000 | $7,910,000 | -55.2% | 1.0% |
CALIBER HOME LOANS, INC. | $15,355,000 | $7,445,000 | -51.5% | 1.0% |
Diamond Bank | $245,000 | $6,805,000 | 2,677.6% | 0.9% |
Wells Fargo Bank | $13,340,000 | $6,480,000 | -51.4% | 0.8% |
FirstTrust Home Loans, Inc. | $4,280,000 | $6,295,000 | 47.1% | 0.8% |
Arbor Realty Trust, Inc. | $6,085,000 | n/a | 0.8% | |
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $8,340,000 | $5,480,000 | -34.3% | 0.7% |
WILLOW BEND MORTGAGE COMPANY, LLC | $6,390,000 | $5,155,000 | -19.3% | 0.7% |
LOANDEPOT.COM, LLC | $8,440,000 | $5,135,000 | -39.2% | 0.7% |
BROKER SOLUTIONS, INC. | $5,100,000 | $4,775,000 | -6.4% | 0.6% |
SUCCESS Federal Credit Union | $5,930,000 | $4,000,000 | -32.5% | 0.5% |
PENNYMAC LOAN SERVICES, LLC | $11,980,000 | $3,860,000 | -67.8% | 0.5% |
FREEDOM MORTGAGE CORPORATION | $25,500,000 | $3,780,000 | -85.2% | 0.5% |
Bank of America | $5,045,000 | $3,765,000 | -25.4% | 0.5% |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $10,755,000 | $3,520,000 | -67.3% | 0.5% |
Southern Bancorp Bank | $5,555,000 | $3,430,000 | -38.3% | 0.4% |
U.S. Bank | $3,545,000 | $3,065,000 | -13.5% | 0.4% |
Mr. Cooper ( Nationstar Mortgage ) | $7,175,000 | $2,905,000 | -59.5% | 0.4% |
USAA Federal Savings Bank | $2,695,000 | $2,665,000 | -1.1% | 0.3% |
CORNERSTONE HOME LENDING, INC. | $85,000 | $2,170,000 | 2,452.9% | 0.3% |
MORTGAGE INVESTORS GROUP, INC. | $3,205,000 | $2,090,000 | -34.8% | 0.3% |
PREMIER BANK OF ARKANSAS | $8,930,000 | $2,060,000 | -76.9% | 0.3% |
Nations Lending Corporation | $395,000 | $2,040,000 | 416.5% | 0.3% |
VILLAGE CAPITAL MORTGAGE | $3,600,000 | $2,010,000 | -44.2% | 0.3% |
Dundee Bank | $2,005,000 | n/a | 0.3% | |
CROSSCOUNTRY MORTGAGE, LLC | $1,070,000 | $2,000,000 | 86.9% | 0.3% |
BETTER MORTGAGE CORPORATION | $5,205,000 | $1,995,000 | -61.7% | 0.3% |
First Service Bank | $1,315,000 | $1,945,000 | 47.9% | 0.3% |
AMERISAVE MORTGAGE CORPORATION | $7,055,000 | $1,910,000 | -72.9% | 0.2% |
ARKANSAS Federal Credit Union | $4,210,000 | $1,700,000 | -59.6% | 0.2% |
NAVY FEDERAL CREDIT UNION | $2,695,000 | $1,330,000 | -50.6% | 0.2% |
CMG MORTGAGE, INC. | $1,830,000 | $1,320,000 | -27.9% | 0.2% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $1,005,000 | $1,240,000 | 23.4% | 0.2% |
21ST MORTGAGE CORPORATION | $820,000 | $1,150,000 | 40.2% | 0.1% |
Bank of England | $2,500,000 | $1,135,000 | -54.6% | 0.1% |
Flagstar Bank, FSB | $410,000 | $1,095,000 | 167.1% | 0.1% |
Carrington Mortgage Services, LLC | $1,995,000 | $1,030,000 | -48.4% | 0.1% |
MID AMERICA MORTGAGE, INC. | $625,000 | $1,000,000 | 60.0% | 0.1% |
ZILLOW HOME LOANS, LLC | $950,000 | n/a | 0.1% | |
Trustmark National Bank | $930,000 | n/a | 0.1% | |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $550,000 | $910,000 | 65.5% | 0.1% |
RELIANCE FIRST CAPITAL, LLC | $525,000 | $910,000 | 73.3% | 0.1% |
CLEARPATH LENDING | $1,465,000 | $885,000 | -39.6% | 0.1% |
AMERICAN FINANCING CORPORATION | $1,660,000 | $860,000 | -48.2% | 0.1% |
Texana Bank | $205,000 | $860,000 | 319.5% | 0.1% |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,035,000 | $825,000 | -20.3% | 0.1% |
UBS Bank USA | $965,000 | $805,000 | -16.6% | 0.1% |
ACADEMY MORTGAGE CORPORATION | $1,550,000 | $800,000 | -48.4% | 0.1% |
Ally Bank | $960,000 | $785,000 | -18.2% | 0.1% |
NEW DAY FINANCIAL, LLC | $820,000 | $785,000 | -4.3% | 0.1% |
MORTGAGE FINANCIAL SERVICES, LLC | $95,000 | $745,000 | 684.2% | 0.1% |
The Huntington National Bank | $735,000 | n/a | 0.1% | |
Sierra Pacific Mortgage Company, Inc. | $2,555,000 | $730,000 | -71.4% | 0.1% |
GUARANTEED RATE, INC. | $720,000 | n/a | 0.1% | |
Deere Employees Credit Union | $455,000 | $705,000 | 54.9% | 0.1% |
PILGRIM MORTGAGE LLC | $690,000 | n/a | 0.1% | |
Morgan Stanley Private Bank | $665,000 | n/a | 0.1% | |
TOP FLITE FINANCIAL, INC. | $1,860,000 | $660,000 | -64.5% | 0.1% |
LAKEVIEW LOAN SERVICING, LLC | $1,920,000 | $645,000 | -66.4% | 0.1% |
Discover Bank | $35,000 | $640,000 | 1,728.6% | 0.1% |
Magnolia Bank | $440,000 | $620,000 | 40.9% | 0.1% |
Gateway First Bank | $860,000 | $560,000 | -34.9% | 0.1% |
Anstaff Bank | $555,000 | n/a | 0.1% | |
CHURCHILL MORTGAGE CORPORATION | $425,000 | $555,000 | 30.6% | 0.1% |
North American Savings Bank, F.S.B. | $665,000 | $550,000 | -17.3% | 0.1% |
The Central Trust Bank | $550,000 | n/a | 0.1% | |
GUILD MORTGAGE COMPANY | $1,025,000 | $540,000 | -47.3% | 0.1% |
JPMorgan Chase Bank | $3,615,000 | $535,000 | -85.2% | 0.1% |
The Federal Savings Bank | $1,030,000 | $530,000 | -48.5% | 0.1% |
BANK OF LITTLE ROCK MORTGAGE CORPORATION | $520,000 | n/a | 0.1% | |
PENTAGON FEDERAL CREDIT UNION | $1,270,000 | $510,000 | -59.8% | 0.1% |
Hamilton Mortgage Corporation | $310,000 | $505,000 | 62.9% | 0.1% |
FLAT BRANCH MORTGAGE, INC. | $965,000 | $500,000 | -48.2% | 0.1% |
NBKC BANK | $440,000 | n/a | 0.1% | |
PLANET HOME LENDING, LLC | $2,035,000 | $440,000 | -78.4% | 0.1% |
First Internet Bank of Indiana | $435,000 | n/a | 0.1% | |
EMBRACE HOME LOANS, INC. | $415,000 | n/a | 0.1% | |
First Federal Bank | $415,000 | n/a | 0.1% | |
Equity Prime Mortgage LLC | $410,000 | n/a | 0.1% | |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $410,000 | n/a | 0.1% | |
SECURITYNATIONAL MORTGAGE COMPANY | $740,000 | $400,000 | -45.9% | 0.1% |
NEWREZ LLC | $1,215,000 | $395,000 | -67.5% | 0.1% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,475,000 | $390,000 | -73.6% | 0.1% |
SOUTHWEST STAGE FUNDING, LLC | $210,000 | $385,000 | 83.3% | 0.1% |
PREMIA MORTGAGE, LLC | $375,000 | n/a | 0.0% | |
Barrington Bank & Trust Company, N.A. | $360,000 | $370,000 | 2.8% | 0.0% |
Truist | $1,535,000 | $370,000 | -75.9% | 0.0% |
First United Bank and Trust Company | $135,000 | $365,000 | 170.4% | 0.0% |
SOVEREIGN LENDING GROUP INCORPORATED | $610,000 | $365,000 | -40.2% | 0.0% |
Paramount Residential Mortgage Group, Inc. | $360,000 | n/a | 0.0% | |
BNC National Bank | $355,000 | n/a | 0.0% | |
Citibank | $595,000 | $355,000 | -40.3% | 0.0% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $350,000 | n/a | 0.0% | |
ASSOCIATED MORTGAGE CORPORATION | $345,000 | n/a | 0.0% | |
GENEVA FINANCIAL, LLC | $335,000 | n/a | 0.0% | |
FOUR POINTS | $1,030,000 | $330,000 | -68.0% | 0.0% |
AMCAP MORTGAGE, LTD. | $325,000 | n/a | 0.0% | |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,130,000 | $315,000 | -72.1% | 0.0% |
CREDIT HUMAN FEDERAL CREDIT UNION | $290,000 | n/a | 0.0% | |
GSF Mortgage Corporation | $290,000 | n/a | 0.0% | |
HOME POINT FINANCIAL CORPORATION | $480,000 | $290,000 | -39.6% | 0.0% |
LOANPAL, LLC | $280,000 | n/a | 0.0% | |
POLARIS HOME FUNDING CORP. | $225,000 | $275,000 | 22.2% | 0.0% |
Farm Credit Mid-America, ACA | $265,000 | n/a | 0.0% | |
First Midwest Bank of Poplar Bluff | $265,000 | n/a | 0.0% | |
AgFirst Farm Credit Bank | $340,000 | $255,000 | -25.0% | 0.0% |
First National Bank of Eastern Arkansas | $675,000 | $255,000 | -62.2% | 0.0% |
Sullivan Bank | $255,000 | n/a | 0.0% | |
PHH Mortgage Corporation | $365,000 | $250,000 | -31.5% | 0.0% |
Plains Commerce Bank | $725,000 | $245,000 | -66.2% | 0.0% |
SOFI LENDING CORP. | $245,000 | n/a | 0.0% | |
The Home Loan Expert LLC | $300,000 | $235,000 | -21.7% | 0.0% |
The First National Bank of Lawrence County at Walnut Ridge | $960,000 | $230,000 | -76.0% | 0.0% |
Atlantic Union Bank | $215,000 | n/a | 0.0% | |
Baxter Credit Union | $215,000 | n/a | 0.0% | |
COMMUNITY MORTGAGE CORPORATION | $565,000 | $215,000 | -61.9% | 0.0% |
MUTUAL OF OMAHA MORTGAGE, INC. | $650,000 | $210,000 | -67.7% | 0.0% |
FINANCE OF AMERICA MORTGAGE LLC | $205,000 | n/a | 0.0% | |
FIRST SOUTH FINANCIAL | $290,000 | $205,000 | -29.3% | 0.0% |
JAMES B. NUTTER & COMPANY | $205,000 | n/a | 0.0% | |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $195,000 | n/a | 0.0% | |
Chambers Bank | $285,000 | $195,000 | -31.6% | 0.0% |
M&T Bank | $210,000 | $190,000 | -9.5% | 0.0% |
AMERICAN ADVISORS GROUP | $65,000 | $185,000 | 184.6% | 0.0% |
ARC HOME LLC | $185,000 | n/a | 0.0% | |
CSL Financial, LLC | $210,000 | $180,000 | -14.3% | 0.0% |
ROYAL UNITED MORTGAGE LLC | $550,000 | $180,000 | -67.3% | 0.0% |
Farmers Bank & Trust Company | $340,000 | $175,000 | -48.5% | 0.0% |
PNC Bank | $175,000 | n/a | 0.0% | |
AMERICAN PACIFIC MORTGAGE CORPORATION | $165,000 | n/a | 0.0% | |
AmeriHome Mortgage Company, LLC | $165,000 | n/a | 0.0% | |
Lakeview Community Capital, LLC | $165,000 | n/a | 0.0% | |
TELCOE FEDERAL CREDIT UNION | $165,000 | n/a | 0.0% | |
TRIAD FINANCIAL SERVICES, INC. | $75,000 | $165,000 | 120.0% | 0.0% |
United Community Bank | $155,000 | n/a | 0.0% | |
Renasant Bank | $195,000 | $145,000 | -25.6% | 0.0% |
RESIDENTIAL BANCORP. | $485,000 | $145,000 | -70.1% | 0.0% |
S1L, Inc. | $145,000 | n/a | 0.0% | |
First Arkansas Bank and Trust | $135,000 | n/a | 0.0% | |
NATIONS RELIABLE LENDING, LLC | $135,000 | n/a | 0.0% | |
Farmers Bank & Trust | $125,000 | n/a | 0.0% | |
First Guaranty Mortgage Corporation | $795,000 | $125,000 | -84.3% | 0.0% |
Ameris Bank | $185,000 | $115,000 | -37.8% | 0.0% |
GMFS LLC | $720,000 | $115,000 | -84.0% | 0.0% |
DEEPHAVEN MORTGAGE LLC | $105,000 | n/a | 0.0% | |
Pinnacle Bank | $185,000 | $105,000 | -43.2% | 0.0% |
Busey Bank | $95,000 | n/a | 0.0% | |
Figure Lending LLC | $185,000 | $95,000 | -48.6% | 0.0% |
LENDINGONE, LLC | $400,000 | $95,000 | -76.3% | 0.0% |
Planters Bank & Trust Company | $85,000 | n/a | 0.0% | |
SPRING EQ, LLC | $170,000 | $65,000 | -61.8% | 0.0% |
State Department Federal Credit Union | $55,000 | n/a | 0.0% | |
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $55,000 | n/a | 0.0% | |
AFFINITY | $165,000 | $25,000 | -84.8% | 0.0% |
ATLANTA POSTAL | $25,000 | n/a | 0.0% | |
BMO Harris Bank | $35,000 | $25,000 | -28.6% | 0.0% |
JONESBORO's top lender by overall market share is Simmons Bank, with 6.4% market share. In second place, with 6.1%, is Arvest Bank, having originated $46,760,000 in loans. In third place, with 5.8%, is First Community Bank, having originated $44,845,000 in loans. In fourth place, with 5.0%, is DAS Acquisition Company, LLC, having originated $38,305,000 in loans. In fifth place, with 4.8%, is WALKER & DUNLOP, LLC, having originated $36,965,000 in loans.
JONESBORO Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - JONESBORO (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $174,950 (11.2%) | $225,139 (6.1%) | 0.00 | 581 |
2018-02-01 | $183,387 (10.8%) | $232,855 (6.7%) | 0.00 | 564 |
2018-03-01 | $188,800 (11.1%) | $235,627 (6.5%) | 0.00 | 546 |
2018-04-01 | $175,500 (-1.3%) | $232,936 (1.7%) | 0.00 | 544 |
2018-05-01 | $176,250 (-3.4%) | $232,181 (0.2%) | 0.00 | 555 |
2018-06-01 | $174,900 (0.0%) | $233,358 (0.9%) | 0.00 | 590 |
2018-07-01 | $179,900 (8.4%) | $236,190 (3.0%) | 0.00 | 606 |
2018-08-01 | $178,950 (11.9%) | $235,272 (5.3%) | 0.00 | 632 |
2018-09-01 | $177,900 (8.8%) | $234,919 (3.7%) | 0.00 | 641 |
2018-10-01 | $174,575 (2.8%) | $237,160 (5.1%) | 0.00 | 655 |
2018-11-01 | $169,900 (-2.6%) | $231,905 (2.0%) | 0.00 | 679 |
2018-12-01 | $179,700 (4.2%) | $233,972 (3.2%) | 0.00 | 655 |
2019-01-01 | $184,000 (5.2%) | $230,286 (2.3%) | 0.00 | 644 |
2019-02-01 | $186,425 (1.7%) | $240,344 (3.2%) | 0.00 | 630 |
2019-03-01 | $194,900 (3.2%) | $244,430 (3.7%) | 0.00 | 622 |
2019-04-01 | $199,900 (13.9%) | $249,853 (7.3%) | 0.00 | 576 |
2019-05-01 | $204,475 (16.0%) | $260,226 (12.1%) | 0.00 | 583 |
2019-06-01 | $205,450 (17.5%) | $260,673 (11.7%) | 0.00 | 600 |
2019-07-01 | $213,400 (18.6%) | $262,364 (11.1%) | 0.00 | 577 |
2019-08-01 | $215,000 (20.2%) | $266,871 (13.4%) | 0.00 | 564 |
2019-09-01 | $217,300 (22.2%) | $268,304 (14.2%) | 0.00 | 544 |
2019-10-01 | $201,500 (15.4%) | $255,091 (7.6%) | 0.00 | 557 |
2019-11-01 | $206,200 (21.4%) | $256,328 (10.5%) | 0.00 | 525 |
2019-12-01 | $189,975 (5.7%) | $247,417 (5.8%) | 0.00 | 535 |
2020-01-01 | $186,475 (1.4%) | $242,087 (5.1%) | 0.00 | 511 |
2020-02-01 | $189,900 (1.9%) | $242,486 (0.9%) | 0.00 | 522 |
2020-03-01 | $197,400 (1.3%) | $248,632 (1.7%) | 0.00 | 508 |
2020-04-01 | $207,450 (3.8%) | $255,249 (2.2%) | 0.00 | 466 |
2020-05-01 | $199,900 (-2.2%) | $263,753 (1.4%) | 0.00 | 432 |
2020-06-01 | $210,925 (2.7%) | $268,669 (3.1%) | 0.00 | 440 |
2020-07-01 | $214,150 (0.4%) | $272,178 (3.7%) | 0.00 | 413 |
2020-08-01 | $210,950 (-1.9%) | $272,278 (2.0%) | 0.00 | 394 |
2020-09-01 | $219,925 (1.2%) | $275,180 (2.6%) | 0.00 | 378 |
2020-10-01 | $214,950 (6.7%) | $272,762 (6.9%) | 0.00 | 359 |
2020-11-01 | $199,900 (-3.1%) | $267,421 (4.3%) | 0.00 | 355 |
2020-12-01 | $201,050 (5.8%) | $270,798 (9.5%) | 0.00 | 322 |
2021-01-01 | $199,900 (7.2%) | $278,828 (15.2%) | 0.00 | 288 |
2021-02-01 | $212,450 (11.9%) | $294,790 (21.6%) | 0.00 | 242 |
2021-03-01 | $221,800 (12.4%) | $305,741 (23.0%) | 0.00 | 234 |
2021-04-01 | $208,150 (0.3%) | $301,120 (18.0%) | 0.00 | 216 |
2021-05-01 | $199,450 (-0.2%) | $302,989 (14.9%) | 0.00 | 205 |
2021-06-01 | $199,700 (-5.3%) | $297,815 (10.9%) | 0.00 | 235 |
2021-07-01 | $199,900 (-6.7%) | $307,131 (12.8%) | 0.00 | 258 |
2021-08-01 | $199,900 (-5.2%) | $307,638 (13.0%) | 0.00 | 272 |
2021-09-01 | $200,156 (-9.0%) | $295,854 (7.5%) | 0.00 | 295 |
2021-10-01 | $199,400 (-7.2%) | $294,275 (7.9%) | 0.00 | 287 |
2021-11-01 | $213,250 (6.7%) | $300,623 (12.4%) | 0.00 | 264 |
2021-12-01 | $225,475 (12.2%) | $300,948 (11.1%) | 0.00 | 253 |
2022-01-01 | $229,000 (14.6%) | $292,723 (5.0%) | 0.00 | 220 |
2022-02-01 | $203,900 (-4.0%) | $266,227 (-9.7%) | 0.00 | 196 |
2022-03-01 | $218,300 (-1.6%) | $285,169 (-6.7%) | 0.00 | 205 |
2022-04-01 | $219,900 (5.6%) | $284,732 (-5.4%) | 0.00 | 222 |
2022-05-01 | $220,400 (10.5%) | $284,725 (-6.0%) | 0.00 | 235 |
2022-06-01 | $224,400 (12.4%) | $286,878 (-3.7%) | 0.00 | 283 |
2022-07-01 | $225,000 (12.6%) | $291,344 (-5.1%) | 0.00 | 361 |
2022-08-01 | $219,900 (10.0%) | $283,870 (-7.7%) | 0.00 | 391 |
2022-09-01 | $222,900 (11.4%) | $284,999 (-3.7%) | 0.00 | 395 |
2022-10-01 | $224,900 (12.8%) | $278,383 (-5.4%) | 0.00 | 416 |
2022-11-01 | $219,900 (3.1%) | $271,668 (-9.6%) | 0.00 | 437 |
2022-12-01 | $225,000 (-0.2%) | $277,746 (-7.7%) | 0.00 | 419 |
2023-01-01 | $222,700 (-2.8%) | $267,069 (-8.8%) | 0.00 | 394 |
2023-02-01 | $227,450 (11.6%) | $267,294 (0.4%) | 0.00 | 370 |
2023-03-01 | $243,675 (11.6%) | $278,370 (-2.4%) | 0.00 | 358 |
2023-04-01 | $254,900 (15.9%) | $298,317 (4.8%) | 0.00 | 374 |
JONESBORO's median listing price comes in at 0% of the national average.
JONESBORO's average listing price for 2023-04-01 was $298,317, a difference of $13,585 (4.8%) versus the prior year and $19,947 versus the prior month.
For the 2023-04-01 period, JONESBORO had 374 MLS listings, a difference of 16 listings (4%) versus the prior month and 152 listings (68%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - JONESBORO (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,913 sqft |
2018-02-01 | 0 days | 1,945 sqft |
2018-03-01 | 0 days | 1,945 sqft |
2018-04-01 | 0 days | 1,923 sqft |
2018-05-01 | 0 days | 1,940 sqft |
2018-06-01 | 0 days | 1,940 sqft |
2018-07-01 | 0 days | 1,969 sqft |
2018-08-01 | 0 days | 1,953 sqft |
2018-09-01 | 0 days | 1,940 sqft |
2018-10-01 | 0 days | 1,954 sqft |
2018-11-01 | 0 days | 1,925 sqft |
2018-12-01 | 0 days | 1,950 sqft |
2019-01-01 | 0 days | 1,943 sqft |
2019-02-01 | 0 days | 1,956 sqft |
2019-03-01 | 0 days | 2,005 sqft |
2019-04-01 | 0 days | 2,078 sqft |
2019-05-01 | 0 days | 2,110 sqft |
2019-06-01 | 0 days | 2,100 sqft |
2019-07-01 | 0 days | 2,125 sqft |
2019-08-01 | 0 days | 2,109 sqft |
2019-09-01 | 0 days | 2,097 sqft |
2019-10-01 | 0 days | 2,035 sqft |
2019-11-01 | 0 days | 2,048 sqft |
2019-12-01 | 0 days | 1,950 sqft |
2020-01-01 | 0 days | 1,910 sqft |
2020-02-01 | 0 days | 1,916 sqft |
2020-03-01 | 0 days | 1,921 sqft |
2020-04-01 | 0 days | 1,974 sqft |
2020-05-01 | 0 days | 1,937 sqft |
2020-06-01 | 0 days | 2,041 sqft |
2020-07-01 | 0 days | 2,075 sqft |
2020-08-01 | 0 days | 2,098 sqft |
2020-09-01 | 0 days | 2,086 sqft |
2020-10-01 | 0 days | 2,044 sqft |
2020-11-01 | 0 days | 1,987 sqft |
2020-12-01 | 0 days | 2,000 sqft |
2021-01-01 | 0 days | 1,980 sqft |
2021-02-01 | 0 days | 2,132 sqft |
2021-03-01 | 0 days | 2,163 sqft |
2021-04-01 | 0 days | 2,030 sqft |
2021-05-01 | 0 days | 1,813 sqft |
2021-06-01 | 0 days | 1,776 sqft |
2021-07-01 | 0 days | 1,802 sqft |
2021-08-01 | 0 days | 1,846 sqft |
2021-09-01 | 0 days | 1,879 sqft |
2021-10-01 | 0 days | 1,950 sqft |
2021-11-01 | 0 days | 1,945 sqft |
2021-12-01 | 0 days | 1,956 sqft |
2022-01-01 | 0 days | 1,921 sqft |
2022-02-01 | 0 days | 1,920 sqft |
2022-03-01 | 0 days | 1,843 sqft |
2022-04-01 | 0 days | 1,791 sqft |
2022-05-01 | 0 days | 1,882 sqft |
2022-06-01 | 0 days | 1,849 sqft |
2022-07-01 | 0 days | 1,852 sqft |
2022-08-01 | 0 days | 1,760 sqft |
2022-09-01 | 0 days | 1,782 sqft |
2022-10-01 | 0 days | 1,792 sqft |
2022-11-01 | 0 days | 1,775 sqft |
2022-12-01 | 0 days | 1,802 sqft |
2023-01-01 | 0 days | 1,783 sqft |
2023-02-01 | 0 days | 1,778 sqft |
2023-03-01 | 0 days | 1,821 sqft |
2023-04-01 | 0 days | 1,842 sqft |
JONESBORO's median square footage for active listings during the 2023-04-01 period was 1,842 sqft. One year prior, the average listing was 1,791 sqft.
JONESBORO, AR Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 2,129 | $516,265,000 | $242,492 |
Refi | 475 | $158,825,000 | $334,368 |
Cash Out Refi | 391 | $69,565,000 | $177,916 |
Home Improvement | 168 | $12,730,000 | $75,774 |
Other | 132 | $9,830,000 | $74,470 |
Jonesboro's most frequently cited loan purpose was Home Purchase, with 2,129 originations. The 2nd most popular reason was Refi, with 475 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
4-5% | 862 | $255,360,000 | $296,241 |
5-6% | 803 | $152,255,000 | $189,608 |
3-4% | 650 | $160,280,000 | $246,585 |
6-7% | 380 | $60,280,000 | $158,632 |
2.5-3% | 149 | $32,585,000 | $218,691 |
7-8% | 139 | $20,905,000 | $150,396 |
Over 8% | 57 | $4,305,000 | $75,526 |
<2.5% | 33 | $7,365,000 | $223,182 |
During 2022, Jonesboro's most frequently originated rate bucket was 4-5%, with 862 originations.
Loan Sizing (JONESBORO, AR MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 1,273 | $190,765,000 | $149,855 |
$200k-400k | 931 | $249,935,000 | $268,459 |
$100,000 or less | 844 | $50,250,000 | $59,538 |
$400k-600k | 150 | $71,630,000 | $477,533 |
$600k-1000k | 62 | $45,800,000 | $738,710 |
$Over $1MM | 35 | $158,835,000 | $4,538,143 |
JONESBORO's loan sizing saw the bucket of loans from $100k-200k with 1,273 originations, totaling $190,765,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 1,588 | $363,140,000 | $228,678 |
60-80% | 790 | $221,170,000 | $279,962 |
40-60% | 256 | $81,200,000 | $317,188 |
Under 20% | 208 | $7,420,000 | $35,673 |
20-40% | 183 | $17,615,000 | $96,257 |
Over 100% | 40 | $10,990,000 | $274,750 |
JONESBORO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,588 originations, totaling $363,140,000 in origination value.