JONESBORO Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Jonesboro averaged
6.89%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.5% and
one month ago for the week of 2025-02-27, the
average rate was 7.01%.
Jonesboro's average rate one year ago was 6.84%.
For refis of the same type during the week of 2025-04-03, the average rate
was 6.96%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Jonesboro 30 Year Fixed Rate | 2025-04-03 | 6.89% |
| Jonesboro 30 Year Fixed Rate Refi | 2025-04-03 | 6.96% |
| Jonesboro 15 Year Fixed Rate | 2025-04-03 | 5.72% |
| Jonesboro 15 Year Fixed Rate Refi | 2025-04-03 | 5.72% |
| Jonesboro 30 Year FHA | 2025-04-03 | 5.97% |
| Jonesboro 30 Year FHA Refi | 2025-04-03 | 6.16% |
| Jonesboro 30 Year USDA | 2025-04-03 | 6.39% |
| Jonesboro 30 Year USDA Refi | 2025-04-03 | 6.32% |
| Jonesboro 30 Year VA | 2025-04-03 | 6.37% |
| Jonesboro 30 Year VA Refi | 2025-04-03 | 6.06% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within JONESBORO, AR.
JONESBORO Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the JONESBORO, AR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
JONESBORO Average Closing Costs & Other Stats
JONESBORO, AR's 83 lenders originated 2,694
loans during 2024. The total origination value was $499,140,000, with an average loan value of
$185,278.
JONESBORO's average closing costs are $4,692.
The top JONESBORO lender as defined by loan originations is Arvest Bank, with
68 loans originated. Their average total fees are
$4,239, which is $1,240
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee JONESBORO lenders (with over 10 loans originated) are
First National Bank ($1,314), Southern Bank ($1,898), First Security Bank ($2,683), Nations Lending Corporation ($3,008) and ENCORE BANK ($3,333).
The lowest rate JONESBORO lenders (with over 10 loans originated) are
First Security Bank (6.26%), Nations Lending Corporation (6.47%), MORTGAGE INVESTORS GROUP, INC. (6.53%), First Horizon Bank (6.55%) and DAS Acquisition Company, LLC (6.60%).
JONESBORO, AR Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| Arvest Bank | $28,185,000 | $43,655,000 | 54.9% | 8.7% |
| First Community Bank | $20,255,000 | $24,035,000 | 18.7% | 4.8% |
| QUICKEN LOANS, LLC | $17,085,000 | $21,810,000 | 27.7% | 4.4% |
| Southern Bank | $12,180,000 | $16,790,000 | 37.8% | 3.4% |
| First National Bank | $13,875,000 | $15,150,000 | 9.2% | 3.0% |
| Evolve Bank & Trust | $15,085,000 | $14,880,000 | -1.4% | 3.0% |
| UNITED WHOLESALE MORTGAGE, LLC | $11,505,000 | $14,600,000 | 26.9% | 2.9% |
| Focus Bank | $14,890,000 | $14,545,000 | -2.3% | 2.9% |
| Simmons Bank | $24,895,000 | $14,010,000 | -43.7% | 2.8% |
| MORTGAGE INVESTORS GROUP, INC. | $5,695,000 | $13,955,000 | 145.0% | 2.8% |
| First Horizon Bank | $10,040,000 | $12,905,000 | 28.5% | 2.6% |
| Mortgage Research Center, LLC | $10,150,000 | $11,805,000 | 16.3% | 2.4% |
| DAS Acquisition Company, LLC | $17,290,000 | $11,220,000 | -35.1% | 2.2% |
| Centennial Bank | $14,885,000 | $10,855,000 | -27.1% | 2.2% |
| First Financial Bank | $24,405,000 | $10,715,000 | -56.1% | 2.1% |
| FNBC Bank | $8,825,000 | $10,615,000 | 20.3% | 2.1% |
| ENCORE BANK | $16,655,000 | $10,585,000 | -36.4% | 2.1% |
| Signature Bank of Arkansas | $4,105,000 | $10,235,000 | 149.3% | 2.1% |
| BROKER SOLUTIONS, INC. | $7,615,000 | $9,510,000 | 24.9% | 1.9% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $7,045,000 | $8,580,000 | 21.8% | 1.7% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $8,430,000 | n/a | 1.7% | |
| BancorpSouth | $9,030,000 | $7,780,000 | -13.8% | 1.6% |
| Farm Credit Mid-America, ACA | $970,000 | $7,000,000 | 621.6% | 1.4% |
| First Security Bank | $6,880,000 | $6,760,000 | -1.7% | 1.4% |
| FIRST COLONY MORTGAGE CORPORATION | $6,660,000 | n/a | 1.3% | |
| Nations Lending Corporation | $6,810,000 | $6,600,000 | -3.1% | 1.3% |
| Regions Bank | $5,475,000 | $6,075,000 | 11.0% | 1.2% |
| The Citizens Bank | $6,005,000 | n/a | 1.2% | |
| FREEDOM MORTGAGE CORPORATION | $1,295,000 | $5,480,000 | 323.2% | 1.1% |
| SENTE MORTGAGE, INC. | $1,130,000 | $4,870,000 | 331.0% | 1.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $695,000 | $4,820,000 | 593.5% | 1.0% |
| Southern Bancorp Bank | $3,025,000 | $4,630,000 | 53.1% | 0.9% |
| VILLAGE CAPITAL MORTGAGE | $615,000 | $4,095,000 | 565.9% | 0.8% |
| SUCCESS Federal Credit Union | $4,460,000 | $4,070,000 | -8.7% | 0.8% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,510,000 | $3,990,000 | 164.2% | 0.8% |
| EVERETT FINANCIAL, INC. | $12,185,000 | $3,375,000 | -72.3% | 0.7% |
| Unico Bank | $7,535,000 | $3,270,000 | -56.6% | 0.7% |
| PENNYMAC LOAN SERVICES, LLC | $1,815,000 | $3,245,000 | 78.8% | 0.7% |
| Cross County Bank | $8,775,000 | $3,235,000 | -63.1% | 0.6% |
| DHI MORTGAGE COMPANY, LTD. | $2,860,000 | n/a | 0.6% | |
| MOVEMENT MORTGAGE, LLC | $370,000 | $2,520,000 | 581.1% | 0.5% |
| The Farmers & Merchants Bank | $3,510,000 | $2,425,000 | -30.9% | 0.5% |
| ARKANSAS Federal Credit Union | $3,380,000 | $2,370,000 | -29.9% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $1,805,000 | $2,335,000 | 29.4% | 0.5% |
| MID AMERICA MORTGAGE, INC. | $3,360,000 | $2,325,000 | -30.8% | 0.5% |
| Cornerstone First Mortgage, Inc | $875,000 | $2,255,000 | 157.7% | 0.5% |
| Equity Prime Mortgage LLC | $400,000 | $2,115,000 | 428.8% | 0.4% |
| Bank of America | $1,450,000 | $1,980,000 | 36.6% | 0.4% |
| LOANDEPOT.COM, LLC | $1,810,000 | $1,900,000 | 5.0% | 0.4% |
| STOCKTON MORTGAGE CORPORATION | $1,210,000 | $1,800,000 | 48.8% | 0.4% |
| Bank of England | $865,000 | $1,715,000 | 98.3% | 0.3% |
| NEWREZ LLC | $190,000 | $1,590,000 | 736.8% | 0.3% |
| USAA Federal Savings Bank | $715,000 | $1,540,000 | 115.4% | 0.3% |
| 21ST MORTGAGE CORPORATION | $765,000 | $1,485,000 | 94.1% | 0.3% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $655,000 | $1,465,000 | 123.7% | 0.3% |
| The First National Bank of Lawrence County at Walnut Ridge | $230,000 | $1,415,000 | 515.2% | 0.3% |
| CARDINAL FINANCIAL | $1,345,000 | n/a | 0.3% | |
| FIRST COMMUNITY MORTGAGE, INC. | $210,000 | $1,275,000 | 507.1% | 0.3% |
| Deere Employees Credit Union | $320,000 | $1,265,000 | 295.3% | 0.3% |
| AMERICAN FINANCIAL NETWORK, INC. | $2,950,000 | $1,195,000 | -59.5% | 0.2% |
| Wells Fargo Bank | $1,905,000 | $1,130,000 | -40.7% | 0.2% |
| GUARANTEED RATE, INC. | $155,000 | $1,125,000 | 625.8% | 0.2% |
| Bank OZK | $190,000 | $1,075,000 | 465.8% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $1,040,000 | $1,075,000 | 3.4% | 0.2% |
| COMMUNITY MORTGAGE CORPORATION | $195,000 | $1,010,000 | 417.9% | 0.2% |
| AMERICAN FINANCIAL RESOURCES, INC. | $195,000 | $930,000 | 376.9% | 0.2% |
| U.S. Bank | $955,000 | $925,000 | -3.1% | 0.2% |
| Barrington Bank & Trust Company, N.A. | $1,770,000 | $915,000 | -48.3% | 0.2% |
| ENDEAVOR CAPITAL, LLC. | $295,000 | $915,000 | 210.2% | 0.2% |
| NEW DAY FINANCIAL, LLC | $1,550,000 | $850,000 | -45.2% | 0.2% |
| Eagle Bank and Trust Company | $1,505,000 | $835,000 | -44.5% | 0.2% |
| Magnolia Bank | $655,000 | $825,000 | 26.0% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,140,000 | $775,000 | -32.0% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $765,000 | n/a | 0.2% | |
| Texana Bank | $135,000 | $760,000 | 463.0% | 0.2% |
| JPMorgan Chase Bank | $425,000 | $755,000 | 77.6% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $320,000 | $750,000 | 134.4% | 0.2% |
| The Federal Savings Bank | $595,000 | $750,000 | 26.1% | 0.2% |
| NAVY FEDERAL CREDIT UNION | $1,665,000 | $720,000 | -56.8% | 0.1% |
| Truist | $710,000 | n/a | 0.1% | |
| Renasant Bank | $1,315,000 | $690,000 | -47.5% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $1,390,000 | $660,000 | -52.5% | 0.1% |
| GMFS LLC | $805,000 | $655,000 | -18.6% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $305,000 | $640,000 | 109.8% | 0.1% |
| PREMIA MORTGAGE, LLC | $385,000 | $590,000 | 53.2% | 0.1% |
| The Loan Store, Inc. | $590,000 | n/a | 0.1% | |
| LEADERONE FINANCIAL CORPORATION | $245,000 | $580,000 | 136.7% | 0.1% |
| Figure Lending LLC | $240,000 | $575,000 | 139.6% | 0.1% |
| T2 FINANCIAL LLC | $275,000 | $575,000 | 109.1% | 0.1% |
| Discover Bank | $670,000 | $570,000 | -14.9% | 0.1% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $560,000 | n/a | 0.1% | |
| CMG MORTGAGE, INC. | $185,000 | $550,000 | 197.3% | 0.1% |
| GUILD MORTGAGE COMPANY | $550,000 | n/a | 0.1% | |
| LAKEVIEW LOAN SERVICING, LLC | $260,000 | $545,000 | 109.6% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $540,000 | n/a | 0.1% | |
| OCMBC, INC. | $535,000 | n/a | 0.1% | |
| BETTER MORTGAGE CORPORATION | $645,000 | $530,000 | -17.8% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $155,000 | $530,000 | 241.9% | 0.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $825,000 | $510,000 | -38.2% | 0.1% |
| GUIDANCE RESIDENTIAL, LLC | $265,000 | $485,000 | 83.0% | 0.1% |
| PHH Mortgage Corporation | $1,270,000 | $470,000 | -63.0% | 0.1% |
| PLANET HOME LENDING, LLC | $345,000 | $455,000 | 31.9% | 0.1% |
| FLAT BRANCH MORTGAGE, INC. | $605,000 | $445,000 | -26.4% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $165,000 | $445,000 | 169.7% | 0.1% |
| ZILLOW HOME LOANS, LLC | $520,000 | $425,000 | -18.3% | 0.1% |
| Carrington Mortgage Services, LLC | $885,000 | $420,000 | -52.5% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $1,555,000 | $415,000 | -73.3% | 0.1% |
| UNION HOME MORTGAGE CORP. | $385,000 | n/a | 0.1% | |
| TRIAD FINANCIAL SERVICES, INC. | $280,000 | $375,000 | 33.9% | 0.1% |
| MORTGAGE FINANCIAL SERVICES, LLC | $370,000 | n/a | 0.1% | |
| M&T Bank | $370,000 | n/a | 0.1% | |
| Ally Bank | $365,000 | n/a | 0.1% | |
| Great Southern Bank | $345,000 | n/a | 0.1% | |
| Peoples Bank | $340,000 | n/a | 0.1% | |
| Flagstar Bank, FSB | $120,000 | $330,000 | 175.0% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $35,000 | $330,000 | 842.9% | 0.1% |
| BLUCURRENT | $325,000 | n/a | 0.1% | |
| Midwest Mortgage Associates Corporation | $5,915,000 | $325,000 | -94.5% | 0.1% |
| LOANPAL, LLC | $315,000 | n/a | 0.1% | |
| NBKC BANK | $250,000 | $305,000 | 22.0% | 0.1% |
| LENDSURE MORTGAGE CORP. | $300,000 | n/a | 0.1% | |
| Old National Bank | $295,000 | n/a | 0.1% | |
| Wolfe Financial, Inc | $275,000 | n/a | 0.1% | |
| NP, Inc. | $265,000 | n/a | 0.1% | |
| RBC Bank, (Georgia) | $265,000 | n/a | 0.1% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $265,000 | n/a | 0.1% | |
| Citadel Servicing Corporation | $260,000 | n/a | 0.1% | |
| Trustmark National Bank | $245,000 | n/a | 0.0% | |
| CLEARPATH LENDING | $235,000 | $235,000 | 0.0% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $220,000 | n/a | 0.0% | |
| SOUTHWEST STAGE FUNDING, LLC | $185,000 | $220,000 | 18.9% | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | $400,000 | $215,000 | -46.3% | 0.0% |
| PNC Bank | $445,000 | $215,000 | -51.7% | 0.0% |
| Patriot Bank | $205,000 | n/a | 0.0% | |
| Citizens Bank | $5,805,000 | $200,000 | -96.6% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $265,000 | $190,000 | -28.3% | 0.0% |
| Montgomery Bank | $290,000 | $185,000 | -36.2% | 0.0% |
| V.I.P. MORTGAGE, INC. | $185,000 | n/a | 0.0% | |
| First National Bank of East Texas | $165,000 | n/a | 0.0% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $580,000 | $165,000 | -71.6% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $895,000 | $165,000 | -81.6% | 0.0% |
| TELCOE FEDERAL CREDIT UNION | $160,000 | n/a | 0.0% | |
| Century Mortgage Company DBA Century Lending Company | $1,590,000 | $155,000 | -90.3% | 0.0% |
| Coastal Community Bank | $150,000 | $155,000 | 3.3% | 0.0% |
| NEW WAVE LENDING GROUP INC | $135,000 | n/a | 0.0% | |
| Meridian Bank Corporation | $125,000 | n/a | 0.0% | |
| TOGETHER CREDIT UNION | $125,000 | n/a | 0.0% | |
| AMERICAN FINANCING CORPORATION | $205,000 | $115,000 | -43.9% | 0.0% |
| First Service Bank | $115,000 | n/a | 0.0% | |
| GERSHMAN INVESTMENT CORP. | $115,000 | n/a | 0.0% | |
| Gulf Coast Bank and Trust Company | $115,000 | n/a | 0.0% | |
| Transportation Federal Credit Union | $115,000 | n/a | 0.0% | |
| First Midwest Bank of Dexter | $130,000 | $110,000 | -15.4% | 0.0% |
| AMWEST FUNDING CORP. | $105,000 | n/a | 0.0% | |
| Anstaff Bank | $655,000 | $105,000 | -84.0% | 0.0% |
| The First National Bank of Ottawa | $105,000 | n/a | 0.0% | |
| EASTMAN | $55,000 | $95,000 | 72.7% | 0.0% |
| Lamar National Bank | $95,000 | n/a | 0.0% | |
| Leaders Credit Union | $395,000 | $95,000 | -75.9% | 0.0% |
| Stifel Bank and Trust | $95,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $75,000 | n/a | 0.0% | |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $65,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $300,000 | $45,000 | -85.0% | 0.0% |
| Bethpage Federal Credit Union | $35,000 | $35,000 | 0.0% | 0.0% |
JONESBORO's top lender by overall market share is Arvest Bank, with 8.7% market share. In second place, with 4.8%, is First Community Bank, having originated $24,035,000 in loans. In third place, with 4.4%, is QUICKEN LOANS, LLC, having originated $21,810,000 in loans. In fourth place, with 3.4%, is Southern Bank, having originated $16,790,000 in loans. In fifth place, with 3.0%, is First National Bank, having originated $15,150,000 in loans.
JONESBORO Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - JONESBORO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $174,950 (11.2%) | $225,139 (6.1%) | 0.00 | 581 |
| 2018-02-01 | $183,387 (10.8%) | $232,855 (6.7%) | 0.00 | 564 |
| 2018-03-01 | $188,800 (11.1%) | $235,627 (6.5%) | 0.00 | 546 |
| 2018-04-01 | $175,500 (-1.3%) | $232,936 (1.7%) | 0.00 | 544 |
| 2018-05-01 | $176,250 (-3.4%) | $232,181 (0.2%) | 0.00 | 555 |
| 2018-06-01 | $174,900 (0.0%) | $233,358 (0.9%) | 0.00 | 590 |
| 2018-07-01 | $179,900 (8.4%) | $236,190 (3.0%) | 0.00 | 606 |
| 2018-08-01 | $178,950 (11.9%) | $235,272 (5.3%) | 0.00 | 632 |
| 2018-09-01 | $177,900 (8.8%) | $234,919 (3.7%) | 0.00 | 641 |
| 2018-10-01 | $174,575 (2.8%) | $237,160 (5.1%) | 0.00 | 655 |
| 2018-11-01 | $169,900 (-2.6%) | $231,905 (2.0%) | 0.00 | 679 |
| 2018-12-01 | $179,700 (4.2%) | $233,972 (3.2%) | 0.00 | 655 |
| 2019-01-01 | $184,000 (5.2%) | $230,286 (2.3%) | 0.00 | 644 |
| 2019-02-01 | $186,375 (1.6%) | $240,099 (3.1%) | 0.00 | 630 |
| 2019-03-01 | $194,186 (2.9%) | $245,518 (4.2%) | 0.00 | 610 |
| 2019-04-01 | $199,900 (13.9%) | $249,554 (7.1%) | 0.00 | 577 |
| 2019-05-01 | $204,075 (15.8%) | $259,936 (12.0%) | 0.00 | 584 |
| 2019-06-01 | $205,000 (17.2%) | $260,389 (11.6%) | 0.00 | 601 |
| 2019-07-01 | $212,900 (18.3%) | $262,211 (11.0%) | 0.00 | 578 |
| 2019-08-01 | $208,973 (16.8%) | $260,104 (10.6%) | 0.00 | 559 |
| 2019-09-01 | $203,082 (14.2%) | $257,606 (9.7%) | 0.00 | 560 |
| 2019-10-01 | $202,155 (15.8%) | $255,296 (7.7%) | 0.00 | 560 |
| 2019-11-01 | $206,200 (21.4%) | $256,328 (10.5%) | 0.00 | 525 |
| 2019-12-01 | $189,975 (5.7%) | $247,417 (5.8%) | 0.00 | 535 |
| 2020-01-01 | $186,475 (1.4%) | $242,087 (5.1%) | 0.00 | 511 |
| 2020-02-01 | $189,900 (1.9%) | $242,486 (1.0%) | 0.00 | 522 |
| 2020-03-01 | $197,400 (1.7%) | $248,632 (1.3%) | 0.00 | 508 |
| 2020-04-01 | $207,450 (3.8%) | $255,249 (2.3%) | 0.00 | 466 |
| 2020-05-01 | $199,900 (-2.1%) | $263,753 (1.5%) | 0.00 | 432 |
| 2020-06-01 | $210,925 (2.9%) | $268,669 (3.2%) | 0.00 | 440 |
| 2020-07-01 | $214,150 (0.6%) | $272,178 (3.8%) | 0.00 | 413 |
| 2020-08-01 | $210,950 (1.0%) | $272,278 (4.7%) | 0.00 | 394 |
| 2020-09-01 | $219,925 (8.3%) | $275,180 (6.8%) | 0.00 | 378 |
| 2020-10-01 | $214,950 (6.3%) | $273,438 (7.1%) | 0.00 | 359 |
| 2020-11-01 | $199,900 (-3.1%) | $267,421 (4.3%) | 0.00 | 355 |
| 2020-12-01 | $201,050 (5.8%) | $270,798 (9.5%) | 0.00 | 322 |
| 2021-01-01 | $199,900 (7.2%) | $278,828 (15.2%) | 0.00 | 288 |
| 2021-02-01 | $212,450 (11.9%) | $294,790 (21.6%) | 0.00 | 242 |
| 2021-03-01 | $221,800 (12.4%) | $305,741 (23.0%) | 0.00 | 234 |
| 2021-04-01 | $208,150 (0.3%) | $301,120 (18.0%) | 0.00 | 216 |
| 2021-05-01 | $199,450 (-0.2%) | $302,989 (14.9%) | 0.00 | 205 |
| 2021-06-01 | $199,700 (-5.3%) | $297,815 (10.9%) | 0.00 | 235 |
| 2021-07-01 | $199,900 (-6.7%) | $307,131 (12.8%) | 0.00 | 258 |
| 2021-08-01 | $199,900 (-5.2%) | $307,638 (13.0%) | 0.00 | 272 |
| 2021-09-01 | $200,156 (-9.0%) | $295,854 (7.5%) | 0.00 | 295 |
| 2021-10-01 | $199,400 (-7.2%) | $294,275 (7.6%) | 0.00 | 287 |
| 2021-11-01 | $213,250 (6.7%) | $300,303 (12.3%) | 0.00 | 264 |
| 2021-12-01 | $225,475 (12.2%) | $300,948 (11.1%) | 0.00 | 253 |
| 2022-01-01 | $229,000 (14.6%) | $292,723 (5.0%) | 0.00 | 220 |
| 2022-02-01 | $203,900 (-4.0%) | $266,227 (-9.7%) | 0.00 | 196 |
| 2022-03-01 | $218,300 (-1.6%) | $285,169 (-6.7%) | 0.00 | 205 |
| 2022-04-01 | $219,900 (5.6%) | $284,732 (-5.4%) | 0.00 | 222 |
| 2022-05-01 | $220,400 (10.5%) | $284,725 (-6.0%) | 0.00 | 235 |
| 2022-06-01 | $224,400 (12.4%) | $286,878 (-3.7%) | 0.00 | 283 |
| 2022-07-01 | $224,950 (12.5%) | $291,169 (-5.2%) | 0.00 | 360 |
| 2022-08-01 | $219,900 (10.0%) | $283,242 (-7.9%) | 0.00 | 390 |
| 2022-09-01 | $222,668 (11.3%) | $284,822 (-3.7%) | 0.00 | 394 |
| 2022-10-01 | $224,900 (12.8%) | $278,225 (-5.5%) | 0.00 | 415 |
| 2022-11-01 | $219,900 (3.1%) | $271,668 (-9.5%) | 0.00 | 437 |
| 2022-12-01 | $225,000 (-0.2%) | $277,746 (-7.7%) | 0.00 | 419 |
| 2023-01-01 | $222,225 (-3.0%) | $267,069 (-8.8%) | 0.00 | 394 |
| 2023-02-01 | $227,450 (11.6%) | $267,294 (0.4%) | 0.00 | 370 |
| 2023-03-01 | $243,675 (11.6%) | $278,370 (-2.4%) | 0.00 | 358 |
| 2023-04-01 | $254,900 (15.9%) | $298,317 (4.8%) | 0.00 | 374 |
| 2023-05-01 | $259,800 (17.9%) | $300,716 (5.6%) | 0.00 | 372 |
| 2023-06-01 | $257,700 (14.8%) | $299,411 (4.4%) | 0.00 | 363 |
| 2023-07-01 | $264,900 (17.8%) | $303,915 (4.4%) | 0.00 | 390 |
| 2023-08-01 | $268,475 (22.1%) | $303,436 (7.1%) | 0.00 | 447 |
| 2023-09-01 | $247,400 (11.1%) | $289,457 (1.6%) | 0.00 | 511 |
| 2023-10-01 | $238,400 (6.0%) | $287,191 (3.2%) | 0.00 | 555 |
| 2023-11-01 | $235,000 (6.9%) | $296,577 (9.2%) | 0.00 | 560 |
| 2023-12-01 | $238,950 (6.2%) | $293,064 (5.5%) | 0.00 | 562 |
| 2024-01-01 | $229,900 (3.5%) | $288,919 (8.2%) | 0.00 | 512 |
| 2024-02-01 | $232,812 (2.4%) | $298,745 (11.8%) | 0.00 | 457 |
| 2024-03-01 | $242,400 (-0.5%) | $310,301 (11.5%) | 0.00 | 470 |
| 2024-04-01 | $234,975 (-7.8%) | $311,547 (4.4%) | 0.00 | 488 |
| 2024-05-01 | $239,000 (-8.0%) | $310,001 (3.1%) | 0.00 | 492 |
| 2024-06-01 | $239,900 (-6.9%) | $301,952 (0.9%) | 0.00 | 509 |
| 2024-07-01 | $239,900 (-9.4%) | $302,261 (-0.5%) | 0.00 | 541 |
| 2024-08-01 | $239,500 (-10.8%) | $302,817 (-0.2%) | 0.00 | 594 |
| 2024-09-01 | $244,675 (-1.1%) | $309,418 (6.9%) | 0.00 | 596 |
| 2024-10-01 | $249,900 (4.8%) | $313,187 (9.1%) | 0.00 | 590 |
| 2024-11-01 | $246,500 (4.9%) | $311,089 (4.9%) | 0.00 | 585 |
| 2024-12-01 | $249,800 (4.5%) | $309,275 (5.5%) | 0.00 | 586 |
| 2025-01-01 | $246,950 (7.4%) | $315,807 (9.3%) | 0.00 | 558 |
| 2025-02-01 | $247,075 (6.1%) | $316,677 (6.0%) | 0.00 | 557 |
| 2025-03-01 | $249,900 (3.1%) | $314,386 (1.3%) | 0.00 | 605 |
JONESBORO's median listing price for 2025-03-01 was $249,900, a difference of
$7,500
(3.1%) versus the prior year and
$2,825 versus the prior month.
JONESBORO's median listing price comes in at 0% of the national average.
JONESBORO's average listing price for 2025-03-01 was $314,386, a difference of $4,085 (1.3%) versus the prior year and $-2,291 versus the prior month.
For the 2025-03-01 period, JONESBORO had 605 MLS listings, a difference of 48 listings (9%) versus the prior month and 135 listings (29%) versus the prior year.
JONESBORO's median listing price comes in at 0% of the national average.
JONESBORO's average listing price for 2025-03-01 was $314,386, a difference of $4,085 (1.3%) versus the prior year and $-2,291 versus the prior month.
For the 2025-03-01 period, JONESBORO had 605 MLS listings, a difference of 48 listings (9%) versus the prior month and 135 listings (29%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - JONESBORO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,909 sqft |
| 2018-02-01 | 0 days | 1,945 sqft |
| 2018-03-01 | 0 days | 1,945 sqft |
| 2018-04-01 | 0 days | 1,923 sqft |
| 2018-05-01 | 0 days | 1,940 sqft |
| 2018-06-01 | 0 days | 1,940 sqft |
| 2018-07-01 | 0 days | 1,969 sqft |
| 2018-08-01 | 0 days | 1,953 sqft |
| 2018-09-01 | 0 days | 1,940 sqft |
| 2018-10-01 | 0 days | 1,954 sqft |
| 2018-11-01 | 0 days | 1,934 sqft |
| 2018-12-01 | 0 days | 1,950 sqft |
| 2019-01-01 | 0 days | 1,943 sqft |
| 2019-02-01 | 0 days | 1,957 sqft |
| 2019-03-01 | 0 days | 2,021 sqft |
| 2019-04-01 | 0 days | 2,078 sqft |
| 2019-05-01 | 0 days | 2,112 sqft |
| 2019-06-01 | 0 days | 2,105 sqft |
| 2019-07-01 | 0 days | 2,126 sqft |
| 2019-08-01 | 0 days | 2,097 sqft |
| 2019-09-01 | 0 days | 2,064 sqft |
| 2019-10-01 | 0 days | 2,042 sqft |
| 2019-11-01 | 0 days | 2,048 sqft |
| 2019-12-01 | 0 days | 1,950 sqft |
| 2020-01-01 | 0 days | 1,910 sqft |
| 2020-02-01 | 0 days | 1,916 sqft |
| 2020-03-01 | 0 days | 1,921 sqft |
| 2020-04-01 | 0 days | 1,974 sqft |
| 2020-05-01 | 0 days | 1,937 sqft |
| 2020-06-01 | 0 days | 2,041 sqft |
| 2020-07-01 | 0 days | 2,075 sqft |
| 2020-08-01 | 0 days | 2,098 sqft |
| 2020-09-01 | 0 days | 2,086 sqft |
| 2020-10-01 | 0 days | 2,044 sqft |
| 2020-11-01 | 0 days | 1,987 sqft |
| 2020-12-01 | 0 days | 2,000 sqft |
| 2021-01-01 | 0 days | 1,980 sqft |
| 2021-02-01 | 0 days | 2,132 sqft |
| 2021-03-01 | 0 days | 2,163 sqft |
| 2021-04-01 | 0 days | 2,030 sqft |
| 2021-05-01 | 0 days | 1,813 sqft |
| 2021-06-01 | 0 days | 1,776 sqft |
| 2021-07-01 | 0 days | 1,802 sqft |
| 2021-08-01 | 0 days | 1,846 sqft |
| 2021-09-01 | 0 days | 1,876 sqft |
| 2021-10-01 | 0 days | 1,932 sqft |
| 2021-11-01 | 0 days | 1,939 sqft |
| 2021-12-01 | 0 days | 1,956 sqft |
| 2022-01-01 | 0 days | 1,921 sqft |
| 2022-02-01 | 0 days | 1,920 sqft |
| 2022-03-01 | 0 days | 1,843 sqft |
| 2022-04-01 | 0 days | 1,791 sqft |
| 2022-05-01 | 0 days | 1,882 sqft |
| 2022-06-01 | 0 days | 1,849 sqft |
| 2022-07-01 | 0 days | 1,852 sqft |
| 2022-08-01 | 0 days | 1,755 sqft |
| 2022-09-01 | 0 days | 1,779 sqft |
| 2022-10-01 | 0 days | 1,792 sqft |
| 2022-11-01 | 0 days | 1,775 sqft |
| 2022-12-01 | 0 days | 1,802 sqft |
| 2023-01-01 | 0 days | 1,783 sqft |
| 2023-02-01 | 0 days | 1,778 sqft |
| 2023-03-01 | 0 days | 1,821 sqft |
| 2023-04-01 | 0 days | 1,842 sqft |
| 2023-05-01 | 0 days | 1,871 sqft |
| 2023-06-01 | 0 days | 1,886 sqft |
| 2023-07-01 | 0 days | 1,920 sqft |
| 2023-08-01 | 0 days | 1,971 sqft |
| 2023-09-01 | 0 days | 1,866 sqft |
| 2023-10-01 | 0 days | 1,847 sqft |
| 2023-11-01 | 0 days | 1,806 sqft |
| 2023-12-01 | 0 days | 1,800 sqft |
| 2024-01-01 | 0 days | 1,769 sqft |
| 2024-02-01 | 0 days | 1,777 sqft |
| 2024-03-01 | 0 days | 1,750 sqft |
| 2024-04-01 | 0 days | 1,697 sqft |
| 2024-05-01 | 0 days | 1,750 sqft |
| 2024-06-01 | 0 days | 1,732 sqft |
| 2024-07-01 | 0 days | 1,719 sqft |
| 2024-08-01 | 0 days | 1,729 sqft |
| 2024-09-01 | 0 days | 1,748 sqft |
| 2024-10-01 | 0 days | 1,750 sqft |
| 2024-11-01 | 0 days | 1,771 sqft |
| 2024-12-01 | 0 days | 1,764 sqft |
| 2025-01-01 | 0 days | 1,773 sqft |
| 2025-02-01 | 0 days | 1,768 sqft |
| 2025-03-01 | 0 days | 1,739 sqft |
JONESBORO's median listing age (time on market) for 2025-03-01 was 0 days.
JONESBORO's median square footage for active listings during the 2025-03-01 period was 1,739 sqft. One year prior, the average listing was 1,750 sqft.
JONESBORO's median square footage for active listings during the 2025-03-01 period was 1,739 sqft. One year prior, the average listing was 1,750 sqft.
JONESBORO, AR Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,715 | $354,325,000 | $206,603 |
| Refi | 371 | $80,225,000 | $216,240 |
| Cash Out Refi | 219 | $34,715,000 | $158,516 |
| Home Improvement | 197 | $16,035,000 | $81,396 |
| Other | 192 | $13,840,000 | $72,083 |
Jonesboro's most frequently cited loan purpose was Home Purchase, with 1,715 originations. The 2nd most popular reason was Refi, with 371 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 940 | $199,030,000 | $211,734 |
| Over 8% | 675 | $80,785,000 | $119,681 |
| 7-8% | 473 | $87,405,000 | $184,789 |
| 5-6% | 358 | $75,620,000 | $211,229 |
| 4-5% | 24 | $5,790,000 | $241,250 |
| <2.5% | 5 | $815,000 | $163,000 |
| 3-4% | 5 | $525,000 | $105,000 |
During 2024, Jonesboro's most frequently originated rate bucket was 6-7%, with 940 originations.
Loan Sizing (JONESBORO, AR MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 1,010 | $150,690,000 | $149,198 |
| $100,000 or less | 810 | $44,410,000 | $54,827 |
| $200k-400k | 705 | $189,145,000 | $268,291 |
| $400k-600k | 107 | $50,765,000 | $474,439 |
| $600k-1000k | 42 | $30,050,000 | $715,476 |
| $Over $1MM | 20 | $34,080,000 | $1,704,000 |
JONESBORO's loan sizing saw the bucket of loans from $100k-200k with 1,010 originations, totaling $150,690,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,129 | $252,365,000 | $223,530 |
| 60-80% | 547 | $112,525,000 | $205,713 |
| Under 20% | 301 | $10,875,000 | $36,130 |
| 20-40% | 227 | $22,525,000 | $99,229 |
| 40-60% | 190 | $29,610,000 | $155,842 |
| Over 100% | 43 | $13,035,000 | $303,140 |
JONESBORO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,129 originations, totaling $252,365,000 in origination value.