JONESBORO Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Jonesboro averaged
6.25%
for the week of 2024-10-10, compared to the national average of
6.32% for the same period.
The average rate for the prior week (2024-10-03) was
6.05% and
one month ago for the week of 2024-09-05, the
average rate was 6.48%.
Jonesboro's average rate one year ago was 7.42%.
For refis of the same type during the week of 2024-10-10, the average rate
was 6.51%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-10-10 | 6.32% |
Jonesboro 30 Year Fixed Rate | 2024-10-10 | 6.25% |
Jonesboro 30 Year Fixed Rate Refi | 2024-10-10 | 6.51% |
Jonesboro 15 Year Fixed Rate | 2024-10-10 | 5.21% |
Jonesboro 15 Year Fixed Rate Refi | 2024-10-10 | 5.91% |
Jonesboro 30 Year FHA | 2024-10-10 | 6% |
Jonesboro 30 Year FHA Refi | 2024-10-10 | 6% |
Jonesboro 30 Year USDA | 2024-10-10 | 6.02% |
Jonesboro 30 Year USDA Refi | 2024-10-10 | 6.28% |
Jonesboro 30 Year VA | 2024-10-10 | 6.02% |
Jonesboro 30 Year VA Refi | 2024-10-10 | 6.05% |
JONESBORO Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the JONESBORO, AR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
JONESBORO Average Closing Costs & Other Stats
JONESBORO, AR's 79 lenders originated 2,508
loans during 2023. The total origination value was $461,440,000, with an average loan value of
$183,987.
JONESBORO's average closing costs are $4,550.
The top JONESBORO lender as defined by loan originations is Simmons Bank, with
52 loans originated. Their average total fees are
$4,240, which is $368
higher than the next largest lender,
Arvest Bank.
The lowest fee JONESBORO lenders (with over 10 loans originated) are
First National Bank ($1,385), Southern Bank ($2,325), ENCORE BANK ($2,592), First Horizon Bank ($3,082) and SUCCESS Federal Credit Union ($3,329).
The lowest rate JONESBORO lenders (with over 10 loans originated) are
ENCORE BANK (4.59%), Evolve Bank & Trust (6.24%), First Horizon Bank (6.35%), SUCCESS Federal Credit Union (6.35%) and First Security Bank (6.43%).
JONESBORO, AR Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
Arvest Bank | $46,760,000 | $28,185,000 | -39.7% | 6.1% |
Simmons Bank | $49,155,000 | $24,895,000 | -49.4% | 5.4% |
First Financial Bank | $27,010,000 | $24,405,000 | -9.6% | 5.3% |
First Community Bank | $44,845,000 | $20,255,000 | -54.8% | 4.4% |
DAS Acquisition Company, LLC | $38,305,000 | $17,290,000 | -54.9% | 3.7% |
QUICKEN LOANS, LLC | $26,285,000 | $17,085,000 | -35.0% | 3.7% |
ENCORE BANK | $31,770,000 | $16,655,000 | -47.6% | 3.6% |
Evolve Bank & Trust | $21,545,000 | $15,085,000 | -30.0% | 3.3% |
Focus Bank | $20,290,000 | $14,890,000 | -26.6% | 3.2% |
Centennial Bank | $14,080,000 | $14,885,000 | 5.7% | 3.2% |
First National Bank | $26,290,000 | $13,875,000 | -47.2% | 3.0% |
EVERETT FINANCIAL, INC. | $20,560,000 | $12,185,000 | -40.7% | 2.6% |
Southern Bank | $14,285,000 | $12,180,000 | -14.7% | 2.6% |
UNITED WHOLESALE MORTGAGE, LLC | $16,530,000 | $11,505,000 | -30.4% | 2.5% |
Mortgage Research Center, LLC | $10,125,000 | $10,150,000 | 0.2% | 2.2% |
First Horizon Bank | $8,240,000 | $10,040,000 | 21.8% | 2.2% |
BancorpSouth | $10,560,000 | $9,030,000 | -14.5% | 2.0% |
FNBC Bank | $20,920,000 | $8,825,000 | -57.8% | 1.9% |
Cross County Bank | $8,775,000 | n/a | 1.9% | |
BROKER SOLUTIONS, INC. | $4,775,000 | $7,615,000 | 59.5% | 1.7% |
FirstTrust Home Loans, Inc. | $6,295,000 | $7,580,000 | 20.4% | 1.6% |
Unico Bank | $10,600,000 | $7,535,000 | -28.9% | 1.6% |
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $5,480,000 | $7,045,000 | 28.6% | 1.5% |
First Security Bank | $9,865,000 | $6,880,000 | -30.3% | 1.5% |
Nations Lending Corporation | $2,040,000 | $6,810,000 | 233.8% | 1.5% |
Midwest Mortgage Associates Corporation | $5,915,000 | n/a | 1.3% | |
Citizens Bank | $12,155,000 | $5,805,000 | -52.2% | 1.3% |
MORTGAGE INVESTORS GROUP, INC. | $2,090,000 | $5,695,000 | 172.5% | 1.2% |
Regions Bank | $8,175,000 | $5,475,000 | -33.0% | 1.2% |
WILLOW BEND MORTGAGE COMPANY, LLC | $5,155,000 | $5,095,000 | -1.2% | 1.1% |
SUCCESS Federal Credit Union | $4,000,000 | $4,460,000 | 11.5% | 1.0% |
Signature Bank of Arkansas | $9,760,000 | $4,105,000 | -57.9% | 0.9% |
The Farmers & Merchants Bank | $7,910,000 | $3,510,000 | -55.6% | 0.8% |
ARKANSAS Federal Credit Union | $1,700,000 | $3,380,000 | 98.8% | 0.7% |
MID AMERICA MORTGAGE, INC. | $1,000,000 | $3,360,000 | 236.0% | 0.7% |
Southern Bancorp Bank | $3,430,000 | $3,025,000 | -11.8% | 0.7% |
AMERICAN FINANCIAL NETWORK, INC. | $2,950,000 | n/a | 0.6% | |
Wells Fargo Bank | $6,480,000 | $1,905,000 | -70.6% | 0.4% |
PENNYMAC LOAN SERVICES, LLC | $3,860,000 | $1,815,000 | -53.0% | 0.4% |
LOANDEPOT.COM, LLC | $5,135,000 | $1,810,000 | -64.8% | 0.4% |
Mr. Cooper ( Nationstar Mortgage ) | $2,905,000 | $1,805,000 | -37.9% | 0.4% |
Barrington Bank & Trust Company, N.A. | $370,000 | $1,770,000 | 378.4% | 0.4% |
NAVY FEDERAL CREDIT UNION | $1,330,000 | $1,665,000 | 25.2% | 0.4% |
Century Mortgage Company DBA Century Lending Company | $1,590,000 | n/a | 0.3% | |
AMERISAVE MORTGAGE CORPORATION | $1,910,000 | $1,555,000 | -18.6% | 0.3% |
NEW DAY FINANCIAL, LLC | $785,000 | $1,550,000 | 97.5% | 0.3% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $1,240,000 | $1,510,000 | 21.8% | 0.3% |
Eagle Bank and Trust Company | $11,175,000 | $1,505,000 | -86.5% | 0.3% |
Bank of America | $3,765,000 | $1,450,000 | -61.5% | 0.3% |
Sierra Pacific Mortgage Company, Inc. | $730,000 | $1,390,000 | 90.4% | 0.3% |
CORNERSTONE HOME LENDING, INC. | $2,170,000 | $1,315,000 | -39.4% | 0.3% |
Renasant Bank | $145,000 | $1,315,000 | 806.9% | 0.3% |
FREEDOM MORTGAGE CORPORATION | $3,780,000 | $1,295,000 | -65.7% | 0.3% |
PHH Mortgage Corporation | $250,000 | $1,270,000 | 408.0% | 0.3% |
GREYSTONE SERVICING COMPANY LLC | $33,715,000 | $1,265,000 | -96.2% | 0.3% |
STOCKTON MORTGAGE CORPORATION | $1,210,000 | n/a | 0.3% | |
MUTUAL OF OMAHA MORTGAGE, INC. | $210,000 | $1,140,000 | 442.9% | 0.2% |
Assurance Financial Group, L.L.C. | $1,130,000 | n/a | 0.2% | |
SENTE MORTGAGE, INC. | $1,130,000 | n/a | 0.2% | |
Paramount Residential Mortgage Group, Inc. | $360,000 | $1,040,000 | 188.9% | 0.2% |
Farm Credit Mid-America, ACA | $265,000 | $970,000 | 266.0% | 0.2% |
U.S. Bank | $3,065,000 | $955,000 | -68.8% | 0.2% |
RELIANCE FIRST CAPITAL, LLC | $910,000 | $895,000 | -1.6% | 0.2% |
Carrington Mortgage Services, LLC | $1,030,000 | $885,000 | -14.1% | 0.2% |
Cornerstone First Mortgage, Inc | $875,000 | n/a | 0.2% | |
Bank of England | $1,135,000 | $865,000 | -23.8% | 0.2% |
Fidelity National Bank | $855,000 | n/a | 0.2% | |
CROSSCOUNTRY MORTGAGE, LLC | $2,000,000 | $825,000 | -58.8% | 0.2% |
GMFS LLC | $115,000 | $805,000 | 600.0% | 0.2% |
21ST MORTGAGE CORPORATION | $1,150,000 | $765,000 | -33.5% | 0.2% |
USAA Federal Savings Bank | $2,665,000 | $715,000 | -73.2% | 0.2% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $315,000 | $695,000 | 120.6% | 0.2% |
Guaranty Bank and Trust Company | $685,000 | n/a | 0.1% | |
Discover Bank | $640,000 | $670,000 | 4.7% | 0.1% |
Anstaff Bank | $555,000 | $655,000 | 18.0% | 0.1% |
Magnolia Bank | $620,000 | $655,000 | 5.6% | 0.1% |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $410,000 | $655,000 | 59.8% | 0.1% |
BETTER MORTGAGE CORPORATION | $1,995,000 | $645,000 | -67.7% | 0.1% |
VILLAGE CAPITAL MORTGAGE | $2,010,000 | $615,000 | -69.4% | 0.1% |
FLAT BRANCH MORTGAGE, INC. | $500,000 | $605,000 | 21.0% | 0.1% |
The Federal Savings Bank | $530,000 | $595,000 | 12.3% | 0.1% |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $825,000 | $580,000 | -29.7% | 0.1% |
GSF Mortgage Corporation | $290,000 | $550,000 | 89.7% | 0.1% |
ZILLOW HOME LOANS, LLC | $950,000 | $520,000 | -45.3% | 0.1% |
Network Funding, L.P. | $510,000 | n/a | 0.1% | |
Fifth Third Bank | $470,000 | n/a | 0.1% | |
Countybank | $465,000 | n/a | 0.1% | |
FINANCE OF AMERICA REVERSE LLC | $460,000 | n/a | 0.1% | |
PNC Bank | $175,000 | $445,000 | 154.3% | 0.1% |
JPMorgan Chase Bank | $535,000 | $425,000 | -20.6% | 0.1% |
HOMEXPRESS MORTGAGE CORP. | $405,000 | n/a | 0.1% | |
Equity Prime Mortgage LLC | $410,000 | $400,000 | -2.4% | 0.1% |
PENTAGON FEDERAL CREDIT UNION | $510,000 | $400,000 | -21.6% | 0.1% |
Leaders Credit Union | $395,000 | n/a | 0.1% | |
PREMIA MORTGAGE, LLC | $375,000 | $385,000 | 2.7% | 0.1% |
MOVEMENT MORTGAGE, LLC | $370,000 | n/a | 0.1% | |
The Bank of Missouri | $370,000 | n/a | 0.1% | |
PLANET HOME LENDING, LLC | $440,000 | $345,000 | -21.6% | 0.1% |
AMERICAN INTERNET MORTGAGE, INC. | $325,000 | n/a | 0.1% | |
Deere Employees Credit Union | $705,000 | $320,000 | -54.6% | 0.1% |
LENDINGHOME FUNDING CORPORATION | $320,000 | n/a | 0.1% | |
TOP FLITE FINANCIAL, INC. | $660,000 | $305,000 | -53.8% | 0.1% |
SPRING EQ, LLC | $65,000 | $300,000 | 361.5% | 0.1% |
ENDEAVOR CAPITAL, LLC. | $295,000 | n/a | 0.1% | |
Montgomery Bank | $290,000 | n/a | 0.1% | |
Citibank | $355,000 | $285,000 | -19.7% | 0.1% |
TRIAD FINANCIAL SERVICES, INC. | $165,000 | $280,000 | 69.7% | 0.1% |
T2 FINANCIAL LLC | $275,000 | n/a | 0.1% | |
NEXERA HOLDING LLC | $270,000 | n/a | 0.1% | |
AgHeritage Farm Credit Services FLCA | $265,000 | n/a | 0.1% | |
GUIDANCE RESIDENTIAL, LLC | $265,000 | n/a | 0.1% | |
ROYAL UNITED MORTGAGE LLC | $180,000 | $265,000 | 47.2% | 0.1% |
LAKEVIEW LOAN SERVICING, LLC | $645,000 | $260,000 | -59.7% | 0.1% |
First National Bank of North Arkansas | $255,000 | n/a | 0.1% | |
NBKC BANK | $440,000 | $250,000 | -43.2% | 0.1% |
LEADERONE FINANCIAL CORPORATION | $245,000 | n/a | 0.1% | |
Figure Lending LLC | $95,000 | $240,000 | 152.6% | 0.1% |
CIS Financial Services, Inc. | $235,000 | n/a | 0.1% | |
CLEARPATH LENDING | $885,000 | $235,000 | -73.4% | 0.1% |
The First National Bank of Lawrence County at Walnut Ridge | $230,000 | $230,000 | 0.0% | 0.0% |
Diamond Bank | $6,805,000 | $225,000 | -96.7% | 0.0% |
FIRST COMMUNITY MORTGAGE, INC. | $210,000 | n/a | 0.0% | |
AMERICAN FINANCING CORPORATION | $860,000 | $205,000 | -76.2% | 0.0% |
Armstrong Bank | $205,000 | n/a | 0.0% | |
FirstBank | $205,000 | n/a | 0.0% | |
ACADEMY MORTGAGE CORPORATION | $800,000 | $200,000 | -75.0% | 0.0% |
AMERICAN FINANCIAL RESOURCES, INC. | $195,000 | n/a | 0.0% | |
COMMUNITY MORTGAGE CORPORATION | $215,000 | $195,000 | -9.3% | 0.0% |
FIDELITY BANK | $195,000 | n/a | 0.0% | |
OPEN MORTGAGE, LLC | $195,000 | n/a | 0.0% | |
Bank OZK | $9,905,000 | $190,000 | -98.1% | 0.0% |
NEWREZ LLC | $395,000 | $190,000 | -51.9% | 0.0% |
CALIBER HOME LOANS, INC. | $7,445,000 | $185,000 | -97.5% | 0.0% |
CMG MORTGAGE, INC. | $1,320,000 | $185,000 | -86.0% | 0.0% |
RESIDENTIAL BANCORP | $145,000 | $185,000 | 27.6% | 0.0% |
SOUTHWEST STAGE FUNDING, LLC | $385,000 | $185,000 | -51.9% | 0.0% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $390,000 | $165,000 | -57.7% | 0.0% |
NFM, INC. | $165,000 | n/a | 0.0% | |
CHURCHILL MORTGAGE CORPORATION | $555,000 | $155,000 | -72.1% | 0.0% |
GUARANTEED RATE, INC. | $720,000 | $155,000 | -78.5% | 0.0% |
Coastal Community Bank | $150,000 | n/a | 0.0% | |
Armed Forces Bank | $145,000 | n/a | 0.0% | |
Ixonia Bank | $135,000 | n/a | 0.0% | |
MERCHANTS & FARMERS BANK | $135,000 | n/a | 0.0% | |
Texana Bank | $860,000 | $135,000 | -84.3% | 0.0% |
First Midwest Bank of Dexter | $130,000 | n/a | 0.0% | |
OAKTREE FUNDING CORP. | $125,000 | n/a | 0.0% | |
POLARIS HOME FUNDING CORP. | $275,000 | $125,000 | -54.5% | 0.0% |
Flagstar Bank, FSB | $1,095,000 | $120,000 | -89.0% | 0.0% |
Prosperity Home Mortgage, LLC | $115,000 | n/a | 0.0% | |
COUNTRYPLACE MORTGAGE, LTD. | $65,000 | n/a | 0.0% | |
Charles Schwab Bank, SSB | $55,000 | n/a | 0.0% | |
CSL Financial, LLC | $180,000 | $55,000 | -69.4% | 0.0% |
EASTMAN | $55,000 | n/a | 0.0% | |
Bethpage Federal Credit Union | $35,000 | n/a | 0.0% | |
FOUR POINTS | $330,000 | $35,000 | -89.4% | 0.0% |
Lakeview Community Capital, LLC | $165,000 | $35,000 | -78.8% | 0.0% |
SUN WEST MORTGAGE COMPANY, INC. | $35,000 | n/a | 0.0% | |
CITIZENS EQUITY FIRST | $25,000 | n/a | 0.0% | |
BARKSDALE | $15,000 | n/a | 0.0% |
JONESBORO's top lender by overall market share is Arvest Bank, with 6.1% market share. In second place, with 5.4%, is Simmons Bank, having originated $24,895,000 in loans. In third place, with 5.3%, is First Financial Bank, having originated $24,405,000 in loans. In fourth place, with 4.4%, is First Community Bank, having originated $20,255,000 in loans. In fifth place, with 3.7%, is DAS Acquisition Company, LLC, having originated $17,290,000 in loans.
JONESBORO Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - JONESBORO (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $174,950 (11.2%) | $225,139 (6.1%) | 0.00 | 581 |
2018-02-01 | $183,387 (10.8%) | $232,855 (6.7%) | 0.00 | 564 |
2018-03-01 | $188,800 (11.1%) | $235,627 (6.5%) | 0.00 | 546 |
2018-04-01 | $175,500 (-1.3%) | $232,936 (1.7%) | 0.00 | 544 |
2018-05-01 | $176,250 (-3.4%) | $232,218 (0.3%) | 0.00 | 555 |
2018-06-01 | $174,900 (0.0%) | $233,358 (0.9%) | 0.00 | 590 |
2018-07-01 | $179,900 (8.4%) | $236,190 (3.0%) | 0.00 | 606 |
2018-08-01 | $178,950 (11.9%) | $235,272 (5.3%) | 0.00 | 632 |
2018-09-01 | $177,900 (8.8%) | $234,919 (3.7%) | 0.00 | 641 |
2018-10-01 | $174,575 (2.8%) | $237,160 (5.1%) | 0.00 | 655 |
2018-11-01 | $169,900 (-2.6%) | $231,905 (2.0%) | 0.00 | 679 |
2018-12-01 | $179,700 (4.2%) | $233,972 (3.2%) | 0.00 | 655 |
2019-01-01 | $184,000 (5.2%) | $230,286 (2.3%) | 0.00 | 644 |
2019-02-01 | $186,375 (1.6%) | $240,099 (3.1%) | 0.00 | 630 |
2019-03-01 | $194,186 (2.9%) | $245,518 (4.2%) | 0.00 | 610 |
2019-04-01 | $199,900 (13.9%) | $249,554 (7.1%) | 0.00 | 577 |
2019-05-01 | $204,075 (15.8%) | $259,936 (11.9%) | 0.00 | 584 |
2019-06-01 | $205,000 (17.2%) | $260,389 (11.6%) | 0.00 | 601 |
2019-07-01 | $212,900 (18.3%) | $262,211 (11.0%) | 0.00 | 578 |
2019-08-01 | $208,973 (16.8%) | $260,104 (10.6%) | 0.00 | 559 |
2019-09-01 | $203,082 (14.2%) | $257,606 (9.7%) | 0.00 | 560 |
2019-10-01 | $202,155 (15.8%) | $255,296 (7.7%) | 0.00 | 560 |
2019-11-01 | $206,200 (21.4%) | $256,328 (10.5%) | 0.00 | 525 |
2019-12-01 | $189,975 (5.7%) | $247,417 (5.8%) | 0.00 | 535 |
2020-01-01 | $186,475 (1.4%) | $242,087 (5.1%) | 0.00 | 511 |
2020-02-01 | $189,900 (1.9%) | $242,486 (1.0%) | 0.00 | 522 |
2020-03-01 | $197,400 (1.7%) | $248,632 (1.3%) | 0.00 | 508 |
2020-04-01 | $207,450 (3.8%) | $255,249 (2.3%) | 0.00 | 466 |
2020-05-01 | $199,900 (-2.1%) | $263,753 (1.5%) | 0.00 | 432 |
2020-06-01 | $210,925 (2.9%) | $268,669 (3.2%) | 0.00 | 440 |
2020-07-01 | $214,150 (0.6%) | $272,178 (3.8%) | 0.00 | 413 |
2020-08-01 | $210,950 (1.0%) | $272,278 (4.7%) | 0.00 | 394 |
2020-09-01 | $219,925 (8.3%) | $275,180 (6.8%) | 0.00 | 378 |
2020-10-01 | $214,950 (6.3%) | $273,438 (7.1%) | 0.00 | 359 |
2020-11-01 | $199,900 (-3.1%) | $267,421 (4.3%) | 0.00 | 355 |
2020-12-01 | $201,050 (5.8%) | $270,798 (9.5%) | 0.00 | 322 |
2021-01-01 | $199,900 (7.2%) | $278,828 (15.2%) | 0.00 | 288 |
2021-02-01 | $212,450 (11.9%) | $294,790 (21.6%) | 0.00 | 242 |
2021-03-01 | $221,800 (12.4%) | $305,741 (23.0%) | 0.00 | 234 |
2021-04-01 | $208,150 (0.3%) | $301,120 (18.0%) | 0.00 | 216 |
2021-05-01 | $199,450 (-0.2%) | $302,989 (14.9%) | 0.00 | 205 |
2021-06-01 | $199,778 (-5.3%) | $298,350 (11.1%) | 0.00 | 235 |
2021-07-01 | $199,900 (-6.7%) | $307,295 (12.9%) | 0.00 | 258 |
2021-08-01 | $199,900 (-5.2%) | $307,638 (13.0%) | 0.00 | 272 |
2021-09-01 | $200,156 (-9.0%) | $295,854 (7.5%) | 0.00 | 295 |
2021-10-01 | $199,400 (-7.2%) | $294,275 (7.6%) | 0.00 | 287 |
2021-11-01 | $213,250 (6.7%) | $300,303 (12.3%) | 0.00 | 264 |
2021-12-01 | $225,475 (12.2%) | $300,948 (11.1%) | 0.00 | 253 |
2022-01-01 | $229,000 (14.6%) | $292,723 (5.0%) | 0.00 | 220 |
2022-02-01 | $203,900 (-4.0%) | $266,227 (-9.7%) | 0.00 | 196 |
2022-03-01 | $218,300 (-1.6%) | $285,169 (-6.7%) | 0.00 | 205 |
2022-04-01 | $219,900 (5.6%) | $284,732 (-5.4%) | 0.00 | 222 |
2022-05-01 | $220,400 (10.5%) | $284,725 (-6.0%) | 0.00 | 235 |
2022-06-01 | $224,400 (12.3%) | $286,878 (-3.9%) | 0.00 | 283 |
2022-07-01 | $224,950 (12.5%) | $291,169 (-5.3%) | 0.00 | 360 |
2022-08-01 | $219,900 (10.0%) | $283,242 (-7.9%) | 0.00 | 390 |
2022-09-01 | $222,668 (11.3%) | $284,822 (-3.7%) | 0.00 | 394 |
2022-10-01 | $224,900 (12.8%) | $278,225 (-5.5%) | 0.00 | 415 |
2022-11-01 | $219,900 (3.1%) | $271,668 (-9.5%) | 0.00 | 437 |
2022-12-01 | $225,000 (-0.2%) | $277,746 (-7.7%) | 0.00 | 419 |
2023-01-01 | $222,225 (-3.0%) | $267,069 (-8.8%) | 0.00 | 394 |
2023-02-01 | $227,450 (11.6%) | $267,294 (0.4%) | 0.00 | 370 |
2023-03-01 | $244,900 (12.2%) | $278,501 (-2.3%) | 0.00 | 359 |
2023-04-01 | $254,900 (15.9%) | $298,395 (4.8%) | 0.00 | 375 |
2023-05-01 | $259,800 (17.9%) | $300,746 (5.6%) | 0.00 | 372 |
2023-06-01 | $257,700 (14.8%) | $299,411 (4.4%) | 0.00 | 363 |
2023-07-01 | $264,900 (17.8%) | $303,915 (4.4%) | 0.00 | 390 |
2023-08-01 | $268,475 (22.1%) | $303,436 (7.1%) | 0.00 | 447 |
2023-09-01 | $247,400 (11.1%) | $289,457 (1.6%) | 0.00 | 511 |
2023-10-01 | $238,400 (6.0%) | $287,191 (3.2%) | 0.00 | 555 |
2023-11-01 | $235,000 (6.9%) | $296,577 (9.2%) | 0.00 | 560 |
2023-12-01 | $238,950 (6.2%) | $293,064 (5.5%) | 0.00 | 562 |
2024-01-01 | $229,900 (3.5%) | $288,919 (8.2%) | 0.00 | 512 |
2024-02-01 | $232,812 (2.4%) | $298,745 (11.8%) | 0.00 | 457 |
2024-03-01 | $242,400 (-1.0%) | $310,301 (11.4%) | 0.00 | 470 |
2024-04-01 | $234,975 (-7.8%) | $311,547 (4.4%) | 0.00 | 488 |
2024-05-01 | $239,450 (-7.8%) | $310,914 (3.4%) | 0.00 | 492 |
2024-06-01 | $241,900 (-6.1%) | $303,790 (1.5%) | 0.00 | 509 |
2024-07-01 | $239,900 (-9.4%) | $302,261 (-0.5%) | 0.00 | 541 |
2024-08-01 | $239,500 (-10.8%) | $302,817 (-0.2%) | 0.00 | 594 |
2024-09-01 | $244,675 (-1.1%) | $309,418 (6.9%) | 0.00 | 596 |
JONESBORO's median listing price comes in at 0% of the national average.
JONESBORO's average listing price for 2024-09-01 was $309,418, a difference of $19,961 (6.9%) versus the prior year and $6,601 versus the prior month.
For the 2024-09-01 period, JONESBORO had 596 MLS listings, a difference of 2 listings (0%) versus the prior month and 85 listings (17%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - JONESBORO (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,913 sqft |
2018-02-01 | 0 days | 1,945 sqft |
2018-03-01 | 0 days | 1,945 sqft |
2018-04-01 | 0 days | 1,923 sqft |
2018-05-01 | 0 days | 1,940 sqft |
2018-06-01 | 0 days | 1,940 sqft |
2018-07-01 | 0 days | 1,969 sqft |
2018-08-01 | 0 days | 1,953 sqft |
2018-09-01 | 0 days | 1,940 sqft |
2018-10-01 | 0 days | 1,954 sqft |
2018-11-01 | 0 days | 1,934 sqft |
2018-12-01 | 0 days | 1,950 sqft |
2019-01-01 | 0 days | 1,943 sqft |
2019-02-01 | 0 days | 1,957 sqft |
2019-03-01 | 0 days | 2,021 sqft |
2019-04-01 | 0 days | 2,078 sqft |
2019-05-01 | 0 days | 2,112 sqft |
2019-06-01 | 0 days | 2,105 sqft |
2019-07-01 | 0 days | 2,126 sqft |
2019-08-01 | 0 days | 2,097 sqft |
2019-09-01 | 0 days | 2,064 sqft |
2019-10-01 | 0 days | 2,042 sqft |
2019-11-01 | 0 days | 2,048 sqft |
2019-12-01 | 0 days | 1,950 sqft |
2020-01-01 | 0 days | 1,910 sqft |
2020-02-01 | 0 days | 1,916 sqft |
2020-03-01 | 0 days | 1,921 sqft |
2020-04-01 | 0 days | 1,974 sqft |
2020-05-01 | 0 days | 1,937 sqft |
2020-06-01 | 0 days | 2,041 sqft |
2020-07-01 | 0 days | 2,075 sqft |
2020-08-01 | 0 days | 2,098 sqft |
2020-09-01 | 0 days | 2,086 sqft |
2020-10-01 | 0 days | 2,044 sqft |
2020-11-01 | 0 days | 1,987 sqft |
2020-12-01 | 0 days | 2,000 sqft |
2021-01-01 | 0 days | 1,980 sqft |
2021-02-01 | 0 days | 2,132 sqft |
2021-03-01 | 0 days | 2,163 sqft |
2021-04-01 | 0 days | 2,030 sqft |
2021-05-01 | 0 days | 1,813 sqft |
2021-06-01 | 0 days | 1,777 sqft |
2021-07-01 | 0 days | 1,810 sqft |
2021-08-01 | 0 days | 1,839 sqft |
2021-09-01 | 0 days | 1,873 sqft |
2021-10-01 | 0 days | 1,926 sqft |
2021-11-01 | 0 days | 1,939 sqft |
2021-12-01 | 0 days | 1,956 sqft |
2022-01-01 | 0 days | 1,921 sqft |
2022-02-01 | 0 days | 1,920 sqft |
2022-03-01 | 0 days | 1,843 sqft |
2022-04-01 | 0 days | 1,791 sqft |
2022-05-01 | 0 days | 1,882 sqft |
2022-06-01 | 0 days | 1,849 sqft |
2022-07-01 | 0 days | 1,852 sqft |
2022-08-01 | 0 days | 1,755 sqft |
2022-09-01 | 0 days | 1,779 sqft |
2022-10-01 | 0 days | 1,792 sqft |
2022-11-01 | 0 days | 1,775 sqft |
2022-12-01 | 0 days | 1,802 sqft |
2023-01-01 | 0 days | 1,783 sqft |
2023-02-01 | 0 days | 1,778 sqft |
2023-03-01 | 0 days | 1,821 sqft |
2023-04-01 | 0 days | 1,843 sqft |
2023-05-01 | 0 days | 1,872 sqft |
2023-06-01 | 0 days | 1,886 sqft |
2023-07-01 | 0 days | 1,920 sqft |
2023-08-01 | 0 days | 1,971 sqft |
2023-09-01 | 0 days | 1,866 sqft |
2023-10-01 | 0 days | 1,847 sqft |
2023-11-01 | 0 days | 1,806 sqft |
2023-12-01 | 0 days | 1,800 sqft |
2024-01-01 | 0 days | 1,769 sqft |
2024-02-01 | 0 days | 1,777 sqft |
2024-03-01 | 0 days | 1,750 sqft |
2024-04-01 | 0 days | 1,697 sqft |
2024-05-01 | 0 days | 1,751 sqft |
2024-06-01 | 0 days | 1,737 sqft |
2024-07-01 | 0 days | 1,719 sqft |
2024-08-01 | 0 days | 1,729 sqft |
2024-09-01 | 0 days | 1,748 sqft |
JONESBORO's median square footage for active listings during the 2024-09-01 period was 1,748 sqft. One year prior, the average listing was 1,866 sqft.
JONESBORO, AR Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 1,725 | $348,915,000 | $202,270 |
Refi | 270 | $61,420,000 | $227,481 |
Home Improvement | 193 | $13,735,000 | $71,166 |
Cash Out Refi | 183 | $26,705,000 | $145,929 |
Other | 137 | $10,665,000 | $77,847 |
Jonesboro's most frequently cited loan purpose was Home Purchase, with 1,725 originations. The 2nd most popular reason was Refi, with 270 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 856 | $166,060,000 | $193,995 |
7-8% | 544 | $97,660,000 | $179,522 |
Over 8% | 522 | $61,710,000 | $118,218 |
5-6% | 333 | $77,275,000 | $232,057 |
4-5% | 25 | $3,835,000 | $153,400 |
2.5-3% | 12 | $1,940,000 | $161,667 |
<2.5% | 9 | $2,625,000 | $291,667 |
3-4% | 2 | $280,000 | $140,000 |
During 2023, Jonesboro's most frequently originated rate bucket was 6-7%, with 856 originations.
Loan Sizing (JONESBORO, AR MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 922 | $137,160,000 | $148,764 |
$100,000 or less | 742 | $39,630,000 | $53,410 |
$200k-400k | 685 | $183,175,000 | $267,409 |
$400k-600k | 106 | $49,790,000 | $469,717 |
$600k-1000k | 37 | $27,795,000 | $751,216 |
$Over $1MM | 16 | $23,890,000 | $1,493,125 |
JONESBORO's loan sizing saw the bucket of loans from $100k-200k with 922 originations, totaling $137,160,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 1,188 | $256,390,000 | $215,816 |
60-80% | 454 | $88,830,000 | $195,661 |
Under 20% | 250 | $9,440,000 | $37,760 |
20-40% | 188 | $17,700,000 | $94,149 |
40-60% | 172 | $28,470,000 | $165,523 |
Over 100% | 36 | $10,170,000 | $282,500 |
JONESBORO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,188 originations, totaling $256,390,000 in origination value.