JONESBORO Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Jonesboro averaged 5.97% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

The average rate for the prior week (2022-06-16) was 6.14% and one month ago for the week of 2022-05-19, the average rate was 5.31%.

Jonesboro's average rate one year ago was 3.04%.

For refis of the same type during the week of 2022-06-23, the average rate was 6.1%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-23 5.81%
Jonesboro 30 Year Fixed Rate 2022-06-23 5.97%
Jonesboro 30 Year Fixed Rate Refi 2022-06-23 6.1%
Jonesboro 15 Year Fixed Rate 2022-06-23 5.16%
Jonesboro 15 Year Fixed Rate Refi 2022-06-23 5.16%
Jonesboro 30 Year FHA 2022-06-23 -0.14%
Jonesboro 30 Year FHA Refi 2022-06-23 -0.05%
Jonesboro 30 Year USDA 2022-06-23 -0.13%
Jonesboro 30 Year USDA Refi 2022-06-23 -0.21%
Jonesboro 30 Year VA 2022-06-23 0.34%
Jonesboro 30 Year VA Refi 2022-06-23 -0.17%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within JONESBORO, AR.

JONESBORO Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the JONESBORO, AR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
First Community Bank 131 3.15% $4,432
Simmons Bank 126 3.18% $3,304
QUICKEN LOANS, LLC 122 3.13% $4,586
Arvest Bank 100 3.08% $3,344
First Financial Bank 95 3.00% $3,798
Citizens Bank 75 2.89% $3,838
DAS Acquisition Company, LLC 71 3.17% $3,368
ENCORE BANK 70 2.88% $2,474
Centennial Bank 63 3.24% $2,980
Regions Bank 41 3.08% $2,901
Eagle Bank and Trust Company 40 3.02% $2,907
Southern Bank 38 3.68% $1,812
Wells Fargo Bank 34 3.24% $2,951
First National Bank 32 4.07% $1,543
Evolve Bank & Trust 30 3.10% $3,404
First Horizon Bank 29 2.95% $2,794
UNITED WHOLESALE MORTGAGE, LLC 28 2.94% $4,654
CALIBER HOME LOANS, INC. 24 3.24% $3,711
WILLOW BEND MORTGAGE COMPANY, LLC 20 3.42% $3,953
BancorpSouth Bank 20 3.14% $2,896
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 19 3.23% $4,490
LOANDEPOT.COM, LLC 17 3.05% $5,310
First Security Bank 16 2.96% $3,025
FirstTrust Home Loans, Inc. 16 3.16% $2,893
AMERISAVE MORTGAGE CORPORATION 15 3.12% $5,878
The Farmers & Merchants Bank 14 2.94% $2,459
EVERETT FINANCIAL, INC. 14 3.47% $1,775
MORTGAGE INVESTORS GROUP, INC. 11 3.11% $4,034
BETTER MORTGAGE CORPORATION 11 3.36% $2,425
U.S. Bank 11 3.37% $2,444
BROKER SOLUTIONS, INC. 11 3.03% $3,572
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 10 3.16% $3,061
Bank of America 10 2.85% $3,658
ARKANSAS Federal Credit Union 10 3.10% $4,299
Mr. Cooper ( Nationstar Mortgage ) 9 3.46% $5,381
PENNYMAC LOAN SERVICES, LLC 8 3.17% $5,329
JPMorgan Chase Bank 7 3.16% $3,018
SUCCESS Federal Credit Union 7 3.44% $2,238
Mortgage Research Center, LLC 5 2.87% $1,943
FREEDOM MORTGAGE CORPORATION 5 3.52% $2,565
NEWREZ LLC 4 2.84% $2,291
Sierra Pacific Mortgage Company, Inc. 4 3.13% $3,690
ENDEAVOR CAPITAL, LLC. 4 3.44% $4,660
SECURITYNATIONAL MORTGAGE COMPANY 4 3.94% $4,305
The Federal Savings Bank 3 3.50% $3,486
AMERICAN FINANCING CORPORATION 3 2.96% $3,030
ROYAL UNITED MORTGAGE LLC 3 3.75% $5,297
RESIDENTIAL BANCORP. 3 2.91% $3,746
Bank of England 3 3.08% $4,102
ACADEMY MORTGAGE CORPORATION 3 3.96% $3,745
Gateway First Bank 3 3.04% $1,800
PENTAGON FEDERAL CREDIT UNION 2 3.06% $1,324
Ally Bank 2 2.56% $6,151
CMG MORTGAGE, INC. 2 3.06% $2,553
GMFS LLC 2 3.19% $1,349
COMMUNITY MORTGAGE CORPORATION 2 2.94% $2,590
GUILD MORTGAGE COMPANY 2 3.38% $3,184
MUTUAL OF OMAHA MORTGAGE, INC. 2 3.63% $4,294
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 3.68% $3,381
First Option Mortgage, LLC 2 3.00% $3,419
Manufacturers and Traders Trust Company 2 3.31% $3,652
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 3.19% $5,436
Truist Bank 2 3.18% $2,686
TOP FLITE FINANCIAL, INC. 2 3.50% $4,173
AMERICAN FINANCIAL NETWORK, INC. 2 3.44% $12,382
First Guaranty Mortgage Corporation 2 3.50% $2,694
MID AMERICA MORTGAGE, INC. 2 2.88% $1,751
Wyndham Capital Mortgage, Inc. 1 2.88% $1,941
AFFINITY 1 2.88% $2,609
AMERICAN INTERNET MORTGAGE, INC. 1 2.88% $3,568
Assurance Financial Group, L.L.C. 1 3.38% $4,260
BLUELEAF LENDING, LLC 1 2.88% $2,694
BMO Harris Bank 1 3.50% $2,674
CELEBRITY HOME LOANS, LLC 1 3.12% $3,976
Century Next Bank 1 3.00% $4,853
Chambers Bank 1 2.38% $1,795
CHURCHILL MORTGAGE CORPORATION 1 3.63% $3,845
Citibank 1 2.75% $4,996
Colonial Savings, F.A. 1 2.88% $2,735
Deere Employees Credit Union 1 2.25% $2,236
DELMAR FINANCIAL COMPANY 1 3.63% $2,913
EVANSVILLE TEACHERS 1 2.88% $1,882
Farm Credit Services of Western Arkansas, ACA 1 4.30% $1,802
FIRST COMMUNITY MORTGAGE, INC. 1 3.38% $5,951
Flagstar Bank, FSB 1 3.14% $2,831
FLAT BRANCH MORTGAGE, INC. 1 3.13% $3,341
Generations Bank 1 3.13% $3,172
GUARANTEED RATE AFFINITY, LLC 1 2.99% $3
Hamilton Mortgage Corporation 1 3.38% $2,842
Hometown Lenders, Inc. 1 4.13% $3,838
LAKEVIEW LOAN SERVICING, LLC 1 3.75% $2,798
LEADERONE FINANCIAL CORPORATION 1 3.13% $2,956
Magnolia Bank 1 2.88% $90
Nations Lending Corporation 1 3.25% $8,427
Oakstar Bank 1 3.13% $2,222
Paramount Bank 1 2.75% $2,899
PHH Mortgage Corporation 1 2.88% $2,614
Plains Commerce Bank 1 2.88% $3,404
PLANET HOME LENDING, LLC 1 3.38% $1,900
Raymond James Bank 1 2.63% $2,848
Renasant Bank 1 2.88% $2,319
RUOFF MORTGAGE COMPANY, INC. 1 3.38% $2,473
Signature Federal Credit Union 1 4.00% $3,612
STANDARD MORTGAGE CORPORATION 1 2.75% $2,913
STEARNS LENDING, LLC 1 2.88% $2,091
The Bank of Missouri 1 2.38% $2,590
The Home Loan Expert LLC 1 3.38% $2,401
THE MORTGAGE FIRM, INC. 1 2.63% $3,046
TIAA, FSB 1 2.50% $3,626
TIB The Independent Bankersbank 1 2.88% $2,461
TOGETHER CREDIT UNION 1 3.25% $2,354
UBS Bank USA 1 2.38% $4,559
UNION HOME MORTGAGE CORP. 1 3.25% $2,718
Uwharrie Bank 1 3.50% $2,429
Willamette Valley Bank 1 3.00% $4,621

JONESBORO, AR's 115 lenders originated 4,968 loans during 2021. The total origination value was $1,015,540,000, with an average loan value of $204,416.

The top JONESBORO lender as defined by loan originations is First Community Bank, with 131 loans originated. Their average total fees are $4,432, which is $1,128 higher than the next largest lender, Simmons Bank.

The lowest fee JONESBORO lenders (with over 10 loans originated) are First National Bank ($1,543), EVERETT FINANCIAL, INC. ($1,775), Southern Bank ($1,812), BETTER MORTGAGE CORPORATION ($2,425) and U.S. Bank ($2,444).

The lowest rate JONESBORO lenders (with over 10 loans originated) are Bank of America (2.85%), ENCORE BANK (2.88%), Citizens Bank (2.89%), UNITED WHOLESALE MORTGAGE, LLC (2.94%) and The Farmers & Merchants Bank (2.94%).

JONESBORO, AR Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
First Community Bank $55,670,000 $89,280,000 60.4% 8.8%
Simmons Bank $62,615,000 $63,805,000 1.9% 6.3%
QUICKEN LOANS, LLC $54,155,000 $60,095,000 11.0% 5.9%
ENCORE BANK $43,770,000 $57,405,000 31.2% 5.7%
Arvest Bank $44,215,000 $55,520,000 25.6% 5.5%
DAS Acquisition Company, LLC $60,685,000 $54,310,000 -10.5% 5.3%
First Financial Bank $45,755,000 $43,760,000 -4.4% 4.3%
Focus Bank $25,830,000 $29,340,000 13.6% 2.9%
First National Bank $43,695,000 $26,670,000 -39.0% 2.6%
Citizens Bank $11,320,000 $25,700,000 127.0% 2.5%
FREEDOM MORTGAGE CORPORATION $25,920,000 $25,500,000 -1.6% 2.5%
Centennial Bank $33,285,000 $23,380,000 -29.8% 2.3%
First Horizon Bank $55,000 $22,330,000 40,500.0% 2.2%
Eagle Bank and Trust Company $17,730,000 $18,435,000 4.0% 1.8%
The Farmers & Merchants Bank $9,565,000 $17,665,000 84.7% 1.7%
Southern Bank $23,835,000 $17,355,000 -27.2% 1.7%
Evolve Bank & Trust $20,455,000 $17,320,000 -15.3% 1.7%
FNBC Bank $10,405,000 $17,215,000 65.4% 1.7%
BancorpSouth Bank $19,040,000 $16,180,000 -15.0% 1.6%
ORIX REAL ESTATE CAPITAL, LLC $16,505,000 $16,150,000 -2.2% 1.6%
CALIBER HOME LOANS, INC. $10,455,000 $15,355,000 46.9% 1.5%
Mortgage Research Center, LLC $6,315,000 $14,165,000 124.3% 1.4%
Wells Fargo Bank $7,900,000 $13,340,000 68.9% 1.3%
Regions Bank $15,915,000 $12,290,000 -22.8% 1.2%
PENNYMAC LOAN SERVICES, LLC $3,005,000 $11,980,000 298.7% 1.2%
Relyance Bank $55,000 $11,150,000 20,172.7% 1.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $2,930,000 $10,755,000 267.1% 1.1%
Unico Bank $17,585,000 $10,370,000 -41.0% 1.0%
First Security Bank $33,260,000 $10,060,000 -69.8% 1.0%
UNITED WHOLESALE MORTGAGE, LLC $3,330,000 $9,335,000 180.3% 0.9%
Capital One $6,755,000 $9,065,000 34.2% 0.9%
PREMIER BANK OF ARKANSAS $4,140,000 $8,930,000 115.7% 0.9%
LOANDEPOT.COM, LLC $5,690,000 $8,440,000 48.3% 0.8%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $7,065,000 $8,340,000 18.0% 0.8%
Mr. Cooper ( Nationstar Mortgage ) $4,760,000 $7,175,000 50.7% 0.7%
EVERETT FINANCIAL, INC. $24,090,000 $7,075,000 -70.6% 0.7%
AMERISAVE MORTGAGE CORPORATION $3,670,000 $7,055,000 92.2% 0.7%
WILLOW BEND MORTGAGE COMPANY, LLC $5,650,000 $6,390,000 13.1% 0.6%
SUCCESS Federal Credit Union $4,650,000 $5,930,000 27.5% 0.6%
Southern Bancorp Bank $6,090,000 $5,555,000 -8.8% 0.5%
BETTER MORTGAGE CORPORATION $1,665,000 $5,205,000 212.6% 0.5%
BROKER SOLUTIONS, INC. $975,000 $5,100,000 423.1% 0.5%
Bank of America $2,950,000 $5,045,000 71.0% 0.5%
FirstTrust Home Loans, Inc. $6,150,000 $4,280,000 -30.4% 0.4%
ARKANSAS Federal Credit Union $2,825,000 $4,210,000 49.0% 0.4%
JPMorgan Chase Bank $2,010,000 $3,615,000 79.9% 0.4%
VILLAGE CAPITAL & INVESTMENT LLC $1,535,000 $3,600,000 134.5% 0.4%
U.S. Bank $4,615,000 $3,545,000 -23.2% 0.3%
Cross County Bank $3,330,000 n/a 0.3%
MORTGAGE INVESTORS GROUP, INC. $7,700,000 $3,205,000 -58.4% 0.3%
AMERICAN FINANCIAL NETWORK, INC. $580,000 $3,085,000 431.9% 0.3%
NAVY FEDERAL CREDIT UNION $2,340,000 $2,695,000 15.2% 0.3%
USAA Federal Savings Bank $3,525,000 $2,695,000 -23.5% 0.3%
Sierra Pacific Mortgage Company, Inc. $14,235,000 $2,555,000 -82.1% 0.3%
Bank of England $1,470,000 $2,500,000 70.1% 0.2%
PLANET HOME LENDING, LLC $1,455,000 $2,035,000 39.9% 0.2%
Carrington Mortgage Services, LLC $785,000 $1,995,000 154.1% 0.2%
LAKEVIEW LOAN SERVICING, LLC $420,000 $1,920,000 357.1% 0.2%
TOP FLITE FINANCIAL, INC. $730,000 $1,860,000 154.8% 0.2%
CMG MORTGAGE, INC. $3,520,000 $1,830,000 -48.0% 0.2%
AMERICAN FINANCING CORPORATION $1,050,000 $1,660,000 58.1% 0.2%
ACADEMY MORTGAGE CORPORATION $470,000 $1,550,000 229.8% 0.2%
Truist Bank $950,000 $1,535,000 61.6% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,160,000 $1,475,000 27.2% 0.1%
CLEARPATH LENDING $800,000 $1,465,000 83.1% 0.1%
First Service Bank $1,930,000 $1,315,000 -31.9% 0.1%
PENTAGON FEDERAL CREDIT UNION $230,000 $1,270,000 452.2% 0.1%
NEWREZ LLC $2,655,000 $1,215,000 -54.2% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $860,000 $1,130,000 31.4% 0.1%
CROSSCOUNTRY MORTGAGE, LLC $1,070,000 n/a 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,715,000 $1,035,000 -39.7% 0.1%
FOUR POINTS $1,175,000 $1,030,000 -12.3% 0.1%
The Federal Savings Bank $2,530,000 $1,030,000 -59.3% 0.1%
GUILD MORTGAGE COMPANY $1,390,000 $1,025,000 -26.3% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $995,000 $1,005,000 1.0% 0.1%
ENDEAVOR CAPITAL, LLC. $985,000 n/a 0.1%
FLAT BRANCH MORTGAGE, INC. $945,000 $965,000 2.1% 0.1%
Signature Bank of Arkansas $3,730,000 $965,000 -74.1% 0.1%
UBS Bank USA $965,000 n/a 0.1%
Ally Bank $445,000 $960,000 115.7% 0.1%
The First National Bank of Lawrence County at Walnut Ridge $960,000 n/a 0.1%
Gateway First Bank $310,000 $860,000 177.4% 0.1%
21ST MORTGAGE CORPORATION $675,000 $820,000 21.5% 0.1%
NEW DAY FINANCIAL, LLC $2,455,000 $820,000 -66.6% 0.1%
First Guaranty Mortgage Corporation $640,000 $795,000 24.2% 0.1%
FINANCE OF AMERICA COMMERCIAL LLC $780,000 n/a 0.1%
RUOFF MORTGAGE COMPANY, INC. $565,000 $765,000 35.4% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $605,000 $740,000 22.3% 0.1%
Plains Commerce Bank $430,000 $725,000 68.6% 0.1%
GMFS LLC $270,000 $720,000 166.7% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $715,000 n/a 0.1%
First National Bank of Eastern Arkansas $675,000 n/a 0.1%
Low VA Rates, LLC $650,000 $670,000 3.1% 0.1%
North American Savings Bank, F.S.B. $665,000 n/a 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $240,000 $650,000 170.8% 0.1%
MID AMERICA MORTGAGE, INC. $145,000 $625,000 331.0% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $835,000 $610,000 -26.9% 0.1%
Citibank $595,000 n/a 0.1%
COMMUNITY MORTGAGE CORPORATION $370,000 $565,000 52.7% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $205,000 $550,000 168.3% 0.1%
ROYAL UNITED MORTGAGE LLC $455,000 $550,000 20.9% 0.1%
FIRST COMMUNITY MORTGAGE, INC. $685,000 $545,000 -20.4% 0.1%
GUARANTEED RATE AFFINITY, LLC $540,000 n/a 0.1%
Raymond James Bank $525,000 n/a 0.1%
RELIANCE FIRST CAPITAL, LLC $605,000 $525,000 -13.2% 0.1%
Assurance Financial Group, L.L.C. $265,000 $495,000 86.8% 0.0%
RESIDENTIAL BANCORP. $485,000 n/a 0.0%
HOME POINT FINANCIAL CORPORATION $205,000 $480,000 134.1% 0.0%
TIAA, FSB $330,000 $480,000 45.5% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $460,000 n/a 0.0%
Deere Employees Credit Union $1,875,000 $455,000 -75.7% 0.0%
First Citizens National Bank $455,000 n/a 0.0%
The Citizens Bank $450,000 n/a 0.0%
Magnolia Bank $245,000 $440,000 79.6% 0.0%
CHURCHILL MORTGAGE CORPORATION $920,000 $425,000 -53.8% 0.0%
BARTLETT MORTGAGE, INC. $195,000 $415,000 112.8% 0.0%
Flagstar Bank, FSB $410,000 n/a 0.0%
LENDINGONE, LLC $400,000 n/a 0.0%
Nations Lending Corporation $795,000 $395,000 -50.3% 0.0%
Wyndham Capital Mortgage, Inc. $155,000 $380,000 145.2% 0.0%
Generations Bank $375,000 n/a 0.0%
PHH Mortgage Corporation $270,000 $365,000 35.2% 0.0%
Barrington Bank & Trust Company, N.A. $1,440,000 $360,000 -75.0% 0.0%
CELEBRITY HOME LOANS, LLC $355,000 n/a 0.0%
KS StateBank $345,000 $345,000 0.0% 0.0%
AgFirst Farm Credit Bank $340,000 n/a 0.0%
Farmers Bank & Trust Company $870,000 $340,000 -60.9% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $325,000 n/a 0.0%
First Option Mortgage, LLC $320,000 n/a 0.0%
Chicago Mortgage Solutions LLC $315,000 n/a 0.0%
TIB The Independent Bankersbank $315,000 n/a 0.0%
Hamilton Mortgage Corporation $310,000 n/a 0.0%
Montgomery Bank $300,000 n/a 0.0%
The Home Loan Expert LLC $300,000 n/a 0.0%
FIRST SOUTH FINANCIAL $290,000 n/a 0.0%
Chambers Bank $105,000 $285,000 171.4% 0.0%
Capital Bank $255,000 $255,000 0.0% 0.0%
United Bank $215,000 $250,000 16.3% 0.0%
Diamond Bank $245,000 n/a 0.0%
FBC MORTGAGE, LLC $3,095,000 $245,000 -92.1% 0.0%
Colonial Savings, F.A. $235,000 n/a 0.0%
THE MORTGAGE FIRM, INC. $235,000 n/a 0.0%
TOGETHER CREDIT UNION $230,000 n/a 0.0%
AMERICAN INTERNET MORTGAGE, INC. $285,000 $225,000 -21.1% 0.0%
POLARIS HOME FUNDING CORP. $350,000 $225,000 -35.7% 0.0%
Willamette Valley Bank $215,000 n/a 0.0%
CSL Financial, LLC $210,000 n/a 0.0%
Manufacturers and Traders Trust Company $210,000 n/a 0.0%
SOUTHWEST STAGE FUNDING, LLC $305,000 $210,000 -31.1% 0.0%
Mid-Continent Funding, Inc. $310,000 $205,000 -33.9% 0.0%
Texana Bank $205,000 n/a 0.0%
LEADERONE FINANCIAL CORPORATION $195,000 n/a 0.0%
Murphy-Wall State Bank and Trust Company $195,000 n/a 0.0%
Renasant Bank $380,000 $195,000 -48.7% 0.0%
STANDARD MORTGAGE CORPORATION $195,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $190,000 n/a 0.0%
Ameris Bank $185,000 n/a 0.0%
Century Next Bank $185,000 n/a 0.0%
Core Bank $185,000 n/a 0.0%
Figure Lending LLC $185,000 n/a 0.0%
Pinnacle Bank $95,000 $185,000 94.7% 0.0%
SPRING EQ, LLC $170,000 n/a 0.0%
AFFINITY $165,000 n/a 0.0%
Oakstar Bank $165,000 n/a 0.0%
Signature Federal Credit Union $160,000 n/a 0.0%
EVANSVILLE TEACHERS $155,000 n/a 0.0%
First Midwest Bank of Dexter $200,000 $155,000 -22.5% 0.0%
FEDEX EMPLOYEES CREDIT ASSOCIATION $145,000 n/a 0.0%
The Bank of Missouri $145,000 n/a 0.0%
BLUELEAF LENDING, LLC $135,000 n/a 0.0%
First United Bank and Trust Company $135,000 n/a 0.0%
UNION HOME MORTGAGE CORP. $125,000 $135,000 8.0% 0.0%
Uwharrie Bank $135,000 n/a 0.0%
Allied First Bank,sb $125,000 n/a 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $155,000 $125,000 -19.4% 0.0%
DELMAR FINANCIAL COMPANY $115,000 n/a 0.0%
Farm Credit Services of Western Arkansas, ACA $105,000 n/a 0.0%
Paramount Bank $105,000 n/a 0.0%
STEARNS LENDING, LLC $105,000 n/a 0.0%
CONSTRUCTIVE LOANS, LLC $95,000 n/a 0.0%
MORTGAGE FINANCIAL SERVICES, LLC $510,000 $95,000 -81.4% 0.0%
CORNERSTONE HOME LENDING, INC. $745,000 $85,000 -88.6% 0.0%
TRIAD FINANCIAL SERVICES, INC. $85,000 $75,000 -11.8% 0.0%
AMERICAN ADVISORS GROUP $195,000 $65,000 -66.7% 0.0%
Hometown Lenders, Inc. $195,000 $65,000 -66.7% 0.0%
RED RIVER EMPLOYEES $205,000 $55,000 -73.2% 0.0%
Reliant Bank $230,000 $55,000 -76.1% 0.0%
SENTE MORTGAGE, INC. $515,000 $45,000 -91.3% 0.0%
SUPERIOR CHOICE $45,000 n/a 0.0%
BMO Harris Bank $35,000 n/a 0.0%
Discover Bank $340,000 $35,000 -89.7% 0.0%
NASA Federal Credit Union $35,000 n/a 0.0%

JONESBORO's top lender by overall market share is First Community Bank, with 8.8% market share. In second place, with 6.3%, is Simmons Bank, having originated $63,805,000 in loans. In third place, with 5.9%, is QUICKEN LOANS, LLC, having originated $60,095,000 in loans. In third place, with 5.7%, is ENCORE BANK, having originated $57,405,000 in loans. In third place, with 5.5%, is Arvest Bank, having originated $55,520,000 in loans.


JONESBORO, AR Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 2,548 $553,090,000 $217,068
Refi 1,597 $340,855,000 $213,435
Cash Out Refi 607 $105,355,000 $173,567
Home Improvement 128 $8,690,000 $67,891
Other 88 $7,550,000 $85,795

Jonesboro's most frequently cited loan purpose was Home Purchase, with 2,548 originations. The 2nd most popular reason was Refi, with 1,597 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 1,700 $332,310,000 $195,476
3-4% 1,659 $335,575,000 $202,275
<2.5% 748 $166,140,000 $222,112
4-5% 481 $73,385,000 $152,568
5-6% 62 $7,660,000 $123,548
Over 8% 20 $1,420,000 $71,000
6-7% 15 $1,765,000 $117,667
7-8% 13 $1,225,000 $94,231

During 2021, Jonesboro's most frequently originated rate bucket was 2.5-3%, with 1,700 originations.

Loan Sizing (JONESBORO, AR MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 2,289 $340,575,000 $148,788
$200k-400k 1,288 $347,580,000 $269,860
$100,000 or less 1,114 $70,770,000 $63,528
$400k-600k 193 $90,285,000 $467,798
$Over $1MM 46 $138,130,000 $3,002,826
$600k-1000k 38 $28,200,000 $742,105

JONESBORO's loan sizing saw the bucket of loans from $100k-200k with 2,289 originations, totaling $340,575,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 2,269 $463,175,000 $204,132
60-80% 1,392 $297,250,000 $213,542
40-60% 456 $78,040,000 $171,140
20-40% 215 $18,745,000 $87,186
Under 20% 132 $8,940,000 $67,727
Over 100% 48 $30,370,000 $632,708

JONESBORO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,269 originations, totaling $463,175,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - JONESBORO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $174,450 (10.5%) $229,258 (5.9%) 0.00 803
2018-02-01 $182,950 (8.3%) $234,767 (4.9%) 0.00 785
2018-03-01 $189,000 (7.4%) $239,379 (5.5%) 0.00 750
2018-04-01 $182,450 (-0.8%) $239,706 (3.8%) 0.00 734
2018-05-01 $181,574 (-1.8%) $241,358 (2.9%) 0.00 724
2018-06-01 $183,248 (2.7%) $242,862 (2.8%) 0.00 765
2018-07-01 $184,400 (8.5%) $242,041 (4.6%) 0.00 778
2018-08-01 $182,850 (11.4%) $243,544 (6.7%) 0.00 795
2018-09-01 $181,500 (10.0%) $243,842 (5.4%) 0.00 824
2018-10-01 $181,450 (4.9%) $243,626 (7.1%) 0.00 850
2018-11-01 $174,900 (2.3%) $238,120 (5.8%) 0.00 900
2018-12-01 $184,500 (8.6%) $238,394 (4.6%) 0.00 876
2019-01-01 $184,900 (6.0%) $231,454 (1.0%) 0.00 870
2019-02-01 $189,925 (3.8%) $240,681 (2.5%) 0.00 857
2019-03-01 $200,114 (5.9%) $247,003 (3.2%) 0.00 836
2019-04-01 $201,600 (10.5%) $247,592 (3.3%) 0.00 793
2019-05-01 $203,700 (12.2%) $258,575 (7.1%) 0.00 793
2019-06-01 $208,800 (13.9%) $262,879 (8.2%) 0.00 808
2019-07-01 $218,650 (18.6%) $264,287 (9.2%) 0.00 787
2019-08-01 $209,229 (14.4%) $260,623 (7.0%) 0.00 690
2019-09-01 $194,950 (7.4%) $254,542 (4.4%) 0.00 613
2019-10-01 $192,450 (6.1%) $249,096 (2.3%) 0.00 596
2019-11-01 $197,000 (12.6%) $251,726 (5.7%) 0.00 553
2019-12-01 $189,450 (2.7%) $245,807 (3.1%) 0.00 560
2020-01-01 $180,728 (-2.3%) $238,575 (3.1%) 0.00 536
2020-02-01 $188,500 (-0.8%) $239,087 (-0.7%) 0.00 584
2020-03-01 $192,400 (-3.9%) $241,870 (-2.1%) 0.00 586
2020-04-01 $205,200 (1.8%) $249,251 (0.7%) 0.00 553
2020-05-01 $199,900 (-1.9%) $255,673 (-1.1%) 0.00 508
2020-06-01 $209,900 (0.5%) $258,743 (-1.6%) 0.00 511
2020-07-01 $204,900 (-6.3%) $262,170 (-0.8%) 0.00 485
2020-08-01 $199,900 (-4.5%) $260,711 (0.0%) 0.00 461
2020-09-01 $210,900 (8.2%) $266,640 (4.8%) 0.00 436
2020-10-01 $199,900 (3.9%) $264,077 (6.0%) 0.00 415
2020-11-01 $187,400 (-4.9%) $261,238 (3.8%) 0.00 391
2020-12-01 $195,000 (2.9%) $265,187 (7.9%) 0.00 357
2021-01-01 $199,900 (10.6%) $274,963 (15.3%) 0.00 330
2021-02-01 $209,950 (11.4%) $291,667 (22.0%) 0.00 300
2021-03-01 $217,450 (13.0%) $293,560 (21.4%) 0.00 286
2021-04-01 $197,400 (-3.8%) $285,876 (14.7%) 0.00 250
2021-05-01 $188,500 (-5.7%) $286,725 (12.2%) 0.00 245
2021-06-01 $192,400 (-8.3%) $276,850 (7.0%) 0.00 280
2021-07-01 $191,400 (-6.6%) $276,450 (5.5%) 0.00 320
2021-08-01 $188,400 (-5.8%) $272,506 (4.5%) 0.00 323
2021-09-01 $194,950 (-7.6%) $272,165 (2.1%) 0.00 329
2021-10-01 $189,900 (-5.0%) $267,262 (1.2%) 0.00 306
2021-11-01 $194,450 (3.8%) $263,675 (0.9%) 0.00 281
2021-12-01 $198,333 (1.7%) $266,983 (0.7%) 0.00 281
2022-01-01 $197,365 (-1.3%) $257,398 (-6.4%) 0.00 250
2022-02-01 $199,100 (-5.2%) $257,526 (-11.7%) 0.00 227
2022-03-01 $200,390 (-7.9%) $274,366 (-6.5%) 0.00 234
2022-04-01 $207,000 (4.9%) $271,007 (-5.2%) 0.00 261
2022-05-01 $208,450 (10.6%) $267,640 (-6.7%) 0.00 261
JONESBORO's median listing price for 2022-05-01 was $208,450, a difference of $19,950 (10.6%) versus the prior year and $1,450 versus the prior month.

JONESBORO's median listing price comes in at 0% of the national average.

JONESBORO's average listing price for 2022-05-01 was $267,640, a difference of $-19,085 (-6.7%) versus the prior year and $-3,367 versus the prior month.

For the 2022-05-01 period, JONESBORO had 261 MLS listings, a difference of 0 listings (0%) versus the prior month and 16 listings (7%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - JONESBORO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,940 sqft
2018-02-01 0 days 1,963 sqft
2018-03-01 0 days 1,969 sqft
2018-04-01 0 days 1,950 sqft
2018-05-01 0 days 1,960 sqft
2018-06-01 0 days 1,970 sqft
2018-07-01 0 days 1,988 sqft
2018-08-01 0 days 1,976 sqft
2018-09-01 0 days 1,970 sqft
2018-10-01 0 days 1,985 sqft
2018-11-01 0 days 1,966 sqft
2018-12-01 0 days 1,960 sqft
2019-01-01 0 days 1,962 sqft
2019-02-01 0 days 1,979 sqft
2019-03-01 0 days 2,036 sqft
2019-04-01 0 days 2,070 sqft
2019-05-01 0 days 2,104 sqft
2019-06-01 0 days 2,100 sqft
2019-07-01 0 days 2,126 sqft
2019-08-01 0 days 2,097 sqft
2019-09-01 0 days 2,051 sqft
2019-10-01 0 days 2,021 sqft
2019-11-01 0 days 2,062 sqft
2019-12-01 0 days 1,951 sqft
2020-01-01 0 days 1,920 sqft
2020-02-01 0 days 1,937 sqft
2020-03-01 0 days 1,946 sqft
2020-04-01 0 days 2,046 sqft
2020-05-01 0 days 2,041 sqft
2020-06-01 0 days 2,076 sqft
2020-07-01 0 days 2,043 sqft
2020-08-01 0 days 2,040 sqft
2020-09-01 0 days 2,038 sqft
2020-10-01 0 days 2,036 sqft
2020-11-01 0 days 1,978 sqft
2020-12-01 0 days 1,980 sqft
2021-01-01 0 days 1,978 sqft
2021-02-01 0 days 2,167 sqft
2021-03-01 0 days 2,179 sqft
2021-04-01 0 days 1,989 sqft
2021-05-01 0 days 1,724 sqft
2021-06-01 0 days 1,722 sqft
2021-07-01 0 days 1,729 sqft
2021-08-01 0 days 1,785 sqft
2021-09-01 0 days 1,829 sqft
2021-10-01 0 days 1,848 sqft
2021-11-01 0 days 1,854 sqft
2021-12-01 0 days 1,873 sqft
2022-01-01 0 days 1,823 sqft
2022-02-01 0 days 1,873 sqft
2022-03-01 0 days 1,789 sqft
2022-04-01 0 days 1,742 sqft
2022-05-01 0 days 1,764 sqft
JONESBORO's median listing age (time on market) for 2022-05-01 was 0 days.

JONESBORO's median square footage for active listings during the 2022-05-01 period was 1,764 sqft. One year prior, the average listing was 1,724 sqft.