JONESBORO Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Jonesboro averaged 6.72% for the week of 2024-11-07, compared to the national average of 6.79% for the same period.

    The average rate for the prior week (2024-10-31) was 6.95% and one month ago for the week of 2024-10-03, the average rate was 6.35%.

    Jonesboro's average rate one year ago was 7.89%.

    For refis of the same type during the week of 2024-11-07, the average rate was 6.78%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-07 6.79%
    Jonesboro 30 Year Fixed Rate 2024-11-07 6.72%
    Jonesboro 30 Year Fixed Rate Refi 2024-11-07 6.78%
    Jonesboro 15 Year Fixed Rate 2024-11-07 6.1%
    Jonesboro 15 Year Fixed Rate Refi 2024-11-07 6.5%
    Jonesboro 30 Year FHA 2024-11-07 6.12%
    Jonesboro 30 Year FHA Refi 2024-11-07 6.53%
    Jonesboro 30 Year USDA 2024-11-07 6.22%
    Jonesboro 30 Year USDA Refi 2024-11-07 6.58%
    Jonesboro 30 Year VA 2024-11-07 6.4%
    Jonesboro 30 Year VA Refi 2024-11-07 6.24%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within JONESBORO, AR.

    JONESBORO Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the JONESBORO, AR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Simmons Bank 52 6.73% $4,240
    Arvest Bank 45 6.65% $3,871
    First Community Bank 43 6.81% $5,491
    QUICKEN LOANS, LLC 42 6.87% $5,822
    First Financial Bank 34 6.63% $5,454
    Centennial Bank 33 6.69% $3,897
    DAS Acquisition Company, LLC 28 6.89% $4,846
    Southern Bank 21 7.11% $2,325
    Evolve Bank & Trust 20 6.24% $4,047
    UNITED WHOLESALE MORTGAGE, LLC 19 7.01% $6,000
    First National Bank 18 8.51% $1,385
    First Security Bank 16 6.43% $3,567
    Citizens Bank 14 6.58% $4,140
    First Horizon Bank 13 6.35% $3,082
    Regions Bank 12 6.78% $3,999
    MORTGAGE INVESTORS GROUP, INC. 11 6.44% $3,395
    ENCORE BANK 10 4.59% $2,592
    FirstTrust Home Loans, Inc. 10 6.54% $4,821
    SUCCESS Federal Credit Union 10 6.35% $3,329
    WILLOW BEND MORTGAGE COMPANY, LLC 10 7.06% $4,723
    EVERETT FINANCIAL, INC. 9 7.14% $7,212
    ARKANSAS Federal Credit Union 8 6.70% $4,128
    BancorpSouth 8 6.83% $5,883
    BROKER SOLUTIONS, INC. 8 6.92% $4,666
    Midwest Mortgage Associates Corporation 8 6.69% $4,381
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 8 6.47% $6,188
    Nations Lending Corporation 7 7.36% $3,599
    Wells Fargo Bank 6 6.85% $2,767
    Assurance Financial Group, L.L.C. 6 7.99% $6,122
    Signature Bank of Arkansas 5 7.49% $2,820
    STOCKTON MORTGAGE CORPORATION 5 6.68% $5,273
    CORNERSTONE HOME LENDING, INC. 4 6.40% $2,831
    LOANDEPOT.COM, LLC 4 6.53% $9,160
    MUTUAL OF OMAHA MORTGAGE, INC. 4 6.28% $8,211
    Farm Credit Mid-America, ACA 3 6.63% $5,091
    FREEDOM MORTGAGE CORPORATION 3 7.08% $6,354
    Renasant Bank 3 6.83% $6,808
    VANDERBILT MORTGAGE AND FINANCE, INC. 3 8.91% $4,794
    AMERICAN FINANCIAL NETWORK, INC. 3 7.83% $5,189
    JPMorgan Chase Bank 3 7.71% $3,642
    AMERISAVE MORTGAGE CORPORATION 3 5.88% $8,203
    Bank of England 3 6.58% $4,977
    Fifth Third Bank 2 5.94% $3,685
    SENTE MORTGAGE, INC. 2 7.44% $5,529
    Eagle Bank and Trust Company 2 5.93% $3,419
    Network Funding, L.P. 2 6.31% $3,363
    The Farmers & Merchants Bank 2 6.69% $2,431
    ROYAL UNITED MORTGAGE LLC 2 6.81% $6,991
    NAVY FEDERAL CREDIT UNION 1 6.50% $1,746
    NBKC BANK 1 5.75% $3,337
    PHH Mortgage Corporation 1 7.00% $41,653
    PNC Bank 1 6.25% $1,300
    PREMIA MORTGAGE, LLC 1 7.30% $788
    Prosperity Home Mortgage, LLC 1 7.50% $6,564
    Citibank 1 6.50% $9,535
    FIDELITY BANK 1 6.63% $3,482
    RELIANCE FIRST CAPITAL, LLC 1 5.99% $11,677
    RESIDENTIAL BANCORP 1 5.50% $9,448
    BETTER MORTGAGE CORPORATION 1 5.50% $2,867
    Bank of America 1 5.88% $3,352
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.99% $3,996
    T2 FINANCIAL LLC 1 7.00% $3,563
    AMERICAN INTERNET MORTGAGE, INC. 1 5.88% $11,960
    U.S. Bank 1 6.75% $3,647
    FirstBank 1 8.13% $4,639
    CALIBER HOME LOANS, INC. 1 5.50% $6,771
    Discover Bank 1 6.74% $0
    GMFS LLC 1 7.50% $4,188
    GUARANTEED RATE, INC. 1 6.75% $4,054
    GUIDANCE RESIDENTIAL, LLC 1 5.88% $11,011
    Deere Employees Credit Union 1 6.00% $3,291
    Ixonia Bank 1 6.63% $3,447
    LAKEVIEW LOAN SERVICING, LLC 1 7.99% $4,583
    CROSSCOUNTRY MORTGAGE, LLC 1 6.95% $11,010
    Countybank 1 5.13% $6,099
    Mortgage Research Center, LLC 1 5.75% $4,589
    Mr. Cooper ( Nationstar Mortgage ) 1 7.13% $5,373
    AgHeritage Farm Credit Services FLCA 1 7.60% $2,900
    21ST MORTGAGE CORPORATION 1 8.50% $5,841

    JONESBORO Average Closing Costs & Other Stats

    JONESBORO, AR's 79 lenders originated 2,508 loans during 2023. The total origination value was $461,440,000, with an average loan value of $183,987.

    JONESBORO's average closing costs are $4,550.

    The top JONESBORO lender as defined by loan originations is Simmons Bank, with 52 loans originated. Their average total fees are $4,240, which is $368 higher than the next largest lender, Arvest Bank.

    The lowest fee JONESBORO lenders (with over 10 loans originated) are First National Bank ($1,385), Southern Bank ($2,325), ENCORE BANK ($2,592), First Horizon Bank ($3,082) and SUCCESS Federal Credit Union ($3,329).

    The lowest rate JONESBORO lenders (with over 10 loans originated) are ENCORE BANK (4.59%), Evolve Bank & Trust (6.24%), First Horizon Bank (6.35%), SUCCESS Federal Credit Union (6.35%) and First Security Bank (6.43%).

    JONESBORO, AR Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Arvest Bank $46,760,000 $28,185,000 -39.7% 6.1%
    Simmons Bank $49,155,000 $24,895,000 -49.4% 5.4%
    First Financial Bank $27,010,000 $24,405,000 -9.6% 5.3%
    First Community Bank $44,845,000 $20,255,000 -54.8% 4.4%
    DAS Acquisition Company, LLC $38,305,000 $17,290,000 -54.9% 3.7%
    QUICKEN LOANS, LLC $26,285,000 $17,085,000 -35.0% 3.7%
    ENCORE BANK $31,770,000 $16,655,000 -47.6% 3.6%
    Evolve Bank & Trust $21,545,000 $15,085,000 -30.0% 3.3%
    Focus Bank $20,290,000 $14,890,000 -26.6% 3.2%
    Centennial Bank $14,080,000 $14,885,000 5.7% 3.2%
    First National Bank $26,290,000 $13,875,000 -47.2% 3.0%
    EVERETT FINANCIAL, INC. $20,560,000 $12,185,000 -40.7% 2.6%
    Southern Bank $14,285,000 $12,180,000 -14.7% 2.6%
    UNITED WHOLESALE MORTGAGE, LLC $16,530,000 $11,505,000 -30.4% 2.5%
    Mortgage Research Center, LLC $10,125,000 $10,150,000 0.2% 2.2%
    First Horizon Bank $8,240,000 $10,040,000 21.8% 2.2%
    BancorpSouth $10,560,000 $9,030,000 -14.5% 2.0%
    FNBC Bank $20,920,000 $8,825,000 -57.8% 1.9%
    Cross County Bank $8,775,000 n/a 1.9%
    BROKER SOLUTIONS, INC. $4,775,000 $7,615,000 59.5% 1.7%
    FirstTrust Home Loans, Inc. $6,295,000 $7,580,000 20.4% 1.6%
    Unico Bank $10,600,000 $7,535,000 -28.9% 1.6%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $5,480,000 $7,045,000 28.6% 1.5%
    First Security Bank $9,865,000 $6,880,000 -30.3% 1.5%
    Nations Lending Corporation $2,040,000 $6,810,000 233.8% 1.5%
    Midwest Mortgage Associates Corporation $5,915,000 n/a 1.3%
    Citizens Bank $12,155,000 $5,805,000 -52.2% 1.3%
    MORTGAGE INVESTORS GROUP, INC. $2,090,000 $5,695,000 172.5% 1.2%
    Regions Bank $8,175,000 $5,475,000 -33.0% 1.2%
    WILLOW BEND MORTGAGE COMPANY, LLC $5,155,000 $5,095,000 -1.2% 1.1%
    SUCCESS Federal Credit Union $4,000,000 $4,460,000 11.5% 1.0%
    Signature Bank of Arkansas $9,760,000 $4,105,000 -57.9% 0.9%
    The Farmers & Merchants Bank $7,910,000 $3,510,000 -55.6% 0.8%
    ARKANSAS Federal Credit Union $1,700,000 $3,380,000 98.8% 0.7%
    MID AMERICA MORTGAGE, INC. $1,000,000 $3,360,000 236.0% 0.7%
    Southern Bancorp Bank $3,430,000 $3,025,000 -11.8% 0.7%
    AMERICAN FINANCIAL NETWORK, INC. $2,950,000 n/a 0.6%
    Wells Fargo Bank $6,480,000 $1,905,000 -70.6% 0.4%
    PENNYMAC LOAN SERVICES, LLC $3,860,000 $1,815,000 -53.0% 0.4%
    LOANDEPOT.COM, LLC $5,135,000 $1,810,000 -64.8% 0.4%
    Mr. Cooper ( Nationstar Mortgage ) $2,905,000 $1,805,000 -37.9% 0.4%
    Barrington Bank & Trust Company, N.A. $370,000 $1,770,000 378.4% 0.4%
    NAVY FEDERAL CREDIT UNION $1,330,000 $1,665,000 25.2% 0.4%
    Century Mortgage Company DBA Century Lending Company $1,590,000 n/a 0.3%
    AMERISAVE MORTGAGE CORPORATION $1,910,000 $1,555,000 -18.6% 0.3%
    NEW DAY FINANCIAL, LLC $785,000 $1,550,000 97.5% 0.3%
    VANDERBILT MORTGAGE AND FINANCE, INC. $1,240,000 $1,510,000 21.8% 0.3%
    Eagle Bank and Trust Company $11,175,000 $1,505,000 -86.5% 0.3%
    Bank of America $3,765,000 $1,450,000 -61.5% 0.3%
    Sierra Pacific Mortgage Company, Inc. $730,000 $1,390,000 90.4% 0.3%
    CORNERSTONE HOME LENDING, INC. $2,170,000 $1,315,000 -39.4% 0.3%
    Renasant Bank $145,000 $1,315,000 806.9% 0.3%
    FREEDOM MORTGAGE CORPORATION $3,780,000 $1,295,000 -65.7% 0.3%
    PHH Mortgage Corporation $250,000 $1,270,000 408.0% 0.3%
    GREYSTONE SERVICING COMPANY LLC $33,715,000 $1,265,000 -96.2% 0.3%
    STOCKTON MORTGAGE CORPORATION $1,210,000 n/a 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $210,000 $1,140,000 442.9% 0.2%
    Assurance Financial Group, L.L.C. $1,130,000 n/a 0.2%
    SENTE MORTGAGE, INC. $1,130,000 n/a 0.2%
    Paramount Residential Mortgage Group, Inc. $360,000 $1,040,000 188.9% 0.2%
    Farm Credit Mid-America, ACA $265,000 $970,000 266.0% 0.2%
    U.S. Bank $3,065,000 $955,000 -68.8% 0.2%
    RELIANCE FIRST CAPITAL, LLC $910,000 $895,000 -1.6% 0.2%
    Carrington Mortgage Services, LLC $1,030,000 $885,000 -14.1% 0.2%
    Cornerstone First Mortgage, Inc $875,000 n/a 0.2%
    Bank of England $1,135,000 $865,000 -23.8% 0.2%
    Fidelity National Bank $855,000 n/a 0.2%
    CROSSCOUNTRY MORTGAGE, LLC $2,000,000 $825,000 -58.8% 0.2%
    GMFS LLC $115,000 $805,000 600.0% 0.2%
    21ST MORTGAGE CORPORATION $1,150,000 $765,000 -33.5% 0.2%
    USAA Federal Savings Bank $2,665,000 $715,000 -73.2% 0.2%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $315,000 $695,000 120.6% 0.2%
    Guaranty Bank and Trust Company $685,000 n/a 0.1%
    Discover Bank $640,000 $670,000 4.7% 0.1%
    Anstaff Bank $555,000 $655,000 18.0% 0.1%
    Magnolia Bank $620,000 $655,000 5.6% 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $410,000 $655,000 59.8% 0.1%
    BETTER MORTGAGE CORPORATION $1,995,000 $645,000 -67.7% 0.1%
    VILLAGE CAPITAL MORTGAGE $2,010,000 $615,000 -69.4% 0.1%
    FLAT BRANCH MORTGAGE, INC. $500,000 $605,000 21.0% 0.1%
    The Federal Savings Bank $530,000 $595,000 12.3% 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $825,000 $580,000 -29.7% 0.1%
    GSF Mortgage Corporation $290,000 $550,000 89.7% 0.1%
    ZILLOW HOME LOANS, LLC $950,000 $520,000 -45.3% 0.1%
    Network Funding, L.P. $510,000 n/a 0.1%
    Fifth Third Bank $470,000 n/a 0.1%
    Countybank $465,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $460,000 n/a 0.1%
    PNC Bank $175,000 $445,000 154.3% 0.1%
    JPMorgan Chase Bank $535,000 $425,000 -20.6% 0.1%
    HOMEXPRESS MORTGAGE CORP. $405,000 n/a 0.1%
    Equity Prime Mortgage LLC $410,000 $400,000 -2.4% 0.1%
    PENTAGON FEDERAL CREDIT UNION $510,000 $400,000 -21.6% 0.1%
    Leaders Credit Union $395,000 n/a 0.1%
    PREMIA MORTGAGE, LLC $375,000 $385,000 2.7% 0.1%
    MOVEMENT MORTGAGE, LLC $370,000 n/a 0.1%
    The Bank of Missouri $370,000 n/a 0.1%
    PLANET HOME LENDING, LLC $440,000 $345,000 -21.6% 0.1%
    AMERICAN INTERNET MORTGAGE, INC. $325,000 n/a 0.1%
    Deere Employees Credit Union $705,000 $320,000 -54.6% 0.1%
    LENDINGHOME FUNDING CORPORATION $320,000 n/a 0.1%
    TOP FLITE FINANCIAL, INC. $660,000 $305,000 -53.8% 0.1%
    SPRING EQ, LLC $65,000 $300,000 361.5% 0.1%
    ENDEAVOR CAPITAL, LLC. $295,000 n/a 0.1%
    Montgomery Bank $290,000 n/a 0.1%
    Citibank $355,000 $285,000 -19.7% 0.1%
    TRIAD FINANCIAL SERVICES, INC. $165,000 $280,000 69.7% 0.1%
    T2 FINANCIAL LLC $275,000 n/a 0.1%
    NEXERA HOLDING LLC $270,000 n/a 0.1%
    AgHeritage Farm Credit Services FLCA $265,000 n/a 0.1%
    GUIDANCE RESIDENTIAL, LLC $265,000 n/a 0.1%
    ROYAL UNITED MORTGAGE LLC $180,000 $265,000 47.2% 0.1%
    LAKEVIEW LOAN SERVICING, LLC $645,000 $260,000 -59.7% 0.1%
    First National Bank of North Arkansas $255,000 n/a 0.1%
    NBKC BANK $440,000 $250,000 -43.2% 0.1%
    LEADERONE FINANCIAL CORPORATION $245,000 n/a 0.1%
    Figure Lending LLC $95,000 $240,000 152.6% 0.1%
    CIS Financial Services, Inc. $235,000 n/a 0.1%
    CLEARPATH LENDING $885,000 $235,000 -73.4% 0.1%
    The First National Bank of Lawrence County at Walnut Ridge $230,000 $230,000 0.0% 0.0%
    Diamond Bank $6,805,000 $225,000 -96.7% 0.0%
    FIRST COMMUNITY MORTGAGE, INC. $210,000 n/a 0.0%
    AMERICAN FINANCING CORPORATION $860,000 $205,000 -76.2% 0.0%
    Armstrong Bank $205,000 n/a 0.0%
    FirstBank $205,000 n/a 0.0%
    ACADEMY MORTGAGE CORPORATION $800,000 $200,000 -75.0% 0.0%
    AMERICAN FINANCIAL RESOURCES, INC. $195,000 n/a 0.0%
    COMMUNITY MORTGAGE CORPORATION $215,000 $195,000 -9.3% 0.0%
    FIDELITY BANK $195,000 n/a 0.0%
    OPEN MORTGAGE, LLC $195,000 n/a 0.0%
    Bank OZK $9,905,000 $190,000 -98.1% 0.0%
    NEWREZ LLC $395,000 $190,000 -51.9% 0.0%
    CALIBER HOME LOANS, INC. $7,445,000 $185,000 -97.5% 0.0%
    CMG MORTGAGE, INC. $1,320,000 $185,000 -86.0% 0.0%
    RESIDENTIAL BANCORP $145,000 $185,000 27.6% 0.0%
    SOUTHWEST STAGE FUNDING, LLC $385,000 $185,000 -51.9% 0.0%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $390,000 $165,000 -57.7% 0.0%
    NFM, INC. $165,000 n/a 0.0%
    CHURCHILL MORTGAGE CORPORATION $555,000 $155,000 -72.1% 0.0%
    GUARANTEED RATE, INC. $720,000 $155,000 -78.5% 0.0%
    Coastal Community Bank $150,000 n/a 0.0%
    Armed Forces Bank $145,000 n/a 0.0%
    Ixonia Bank $135,000 n/a 0.0%
    MERCHANTS & FARMERS BANK $135,000 n/a 0.0%
    Texana Bank $860,000 $135,000 -84.3% 0.0%
    First Midwest Bank of Dexter $130,000 n/a 0.0%
    OAKTREE FUNDING CORP. $125,000 n/a 0.0%
    POLARIS HOME FUNDING CORP. $275,000 $125,000 -54.5% 0.0%
    Flagstar Bank, FSB $1,095,000 $120,000 -89.0% 0.0%
    Prosperity Home Mortgage, LLC $115,000 n/a 0.0%
    COUNTRYPLACE MORTGAGE, LTD. $65,000 n/a 0.0%
    Charles Schwab Bank, SSB $55,000 n/a 0.0%
    CSL Financial, LLC $180,000 $55,000 -69.4% 0.0%
    EASTMAN $55,000 n/a 0.0%
    Bethpage Federal Credit Union $35,000 n/a 0.0%
    FOUR POINTS $330,000 $35,000 -89.4% 0.0%
    Lakeview Community Capital, LLC $165,000 $35,000 -78.8% 0.0%
    SUN WEST MORTGAGE COMPANY, INC. $35,000 n/a 0.0%
    CITIZENS EQUITY FIRST $25,000 n/a 0.0%
    BARKSDALE $15,000 n/a 0.0%

    JONESBORO's top lender by overall market share is Arvest Bank, with 6.1% market share. In second place, with 5.4%, is Simmons Bank, having originated $24,895,000 in loans. In third place, with 5.3%, is First Financial Bank, having originated $24,405,000 in loans. In fourth place, with 4.4%, is First Community Bank, having originated $20,255,000 in loans. In fifth place, with 3.7%, is DAS Acquisition Company, LLC, having originated $17,290,000 in loans.

    JONESBORO Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - JONESBORO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $174,950 (11.2%) $225,139 (6.1%) 0.00 581
    2018-02-01 $183,387 (10.8%) $232,855 (6.7%) 0.00 564
    2018-03-01 $188,800 (11.1%) $235,627 (6.5%) 0.00 546
    2018-04-01 $175,500 (-1.3%) $232,936 (1.7%) 0.00 544
    2018-05-01 $176,250 (-3.4%) $232,218 (0.3%) 0.00 555
    2018-06-01 $174,900 (0.0%) $233,358 (0.9%) 0.00 590
    2018-07-01 $179,900 (8.4%) $236,190 (3.0%) 0.00 606
    2018-08-01 $178,950 (11.9%) $235,272 (5.3%) 0.00 632
    2018-09-01 $177,900 (8.8%) $234,919 (3.7%) 0.00 641
    2018-10-01 $174,575 (2.8%) $237,160 (5.1%) 0.00 655
    2018-11-01 $169,900 (-2.6%) $231,905 (2.0%) 0.00 679
    2018-12-01 $179,700 (4.2%) $233,972 (3.2%) 0.00 655
    2019-01-01 $184,000 (5.2%) $230,286 (2.3%) 0.00 644
    2019-02-01 $186,375 (1.6%) $240,099 (3.1%) 0.00 630
    2019-03-01 $194,186 (2.9%) $245,518 (4.2%) 0.00 610
    2019-04-01 $199,900 (13.9%) $249,554 (7.1%) 0.00 577
    2019-05-01 $204,075 (15.8%) $259,936 (11.9%) 0.00 584
    2019-06-01 $205,000 (17.2%) $260,389 (11.6%) 0.00 601
    2019-07-01 $212,900 (18.3%) $262,211 (11.0%) 0.00 578
    2019-08-01 $208,973 (16.8%) $260,104 (10.6%) 0.00 559
    2019-09-01 $203,082 (14.2%) $257,606 (9.7%) 0.00 560
    2019-10-01 $202,155 (15.8%) $255,296 (7.7%) 0.00 560
    2019-11-01 $206,200 (21.4%) $256,328 (10.5%) 0.00 525
    2019-12-01 $189,975 (5.7%) $247,417 (5.8%) 0.00 535
    2020-01-01 $186,475 (1.4%) $242,087 (5.1%) 0.00 511
    2020-02-01 $189,900 (1.9%) $242,486 (1.0%) 0.00 522
    2020-03-01 $197,400 (1.7%) $248,632 (1.3%) 0.00 508
    2020-04-01 $207,450 (3.8%) $255,249 (2.3%) 0.00 466
    2020-05-01 $199,900 (-2.1%) $263,753 (1.5%) 0.00 432
    2020-06-01 $210,925 (2.9%) $268,669 (3.2%) 0.00 440
    2020-07-01 $214,150 (0.6%) $272,178 (3.8%) 0.00 413
    2020-08-01 $210,950 (1.0%) $272,278 (4.7%) 0.00 394
    2020-09-01 $219,925 (8.3%) $275,180 (6.8%) 0.00 378
    2020-10-01 $214,950 (6.3%) $273,438 (7.1%) 0.00 359
    2020-11-01 $199,900 (-3.1%) $267,421 (4.3%) 0.00 355
    2020-12-01 $201,050 (5.8%) $270,798 (9.5%) 0.00 322
    2021-01-01 $199,900 (7.2%) $278,828 (15.2%) 0.00 288
    2021-02-01 $212,450 (11.9%) $294,790 (21.6%) 0.00 242
    2021-03-01 $221,800 (12.4%) $305,741 (23.0%) 0.00 234
    2021-04-01 $208,150 (0.3%) $301,120 (18.0%) 0.00 216
    2021-05-01 $199,450 (-0.2%) $302,989 (14.9%) 0.00 205
    2021-06-01 $199,778 (-5.3%) $298,350 (11.1%) 0.00 235
    2021-07-01 $199,900 (-6.7%) $307,295 (12.9%) 0.00 258
    2021-08-01 $199,900 (-5.2%) $307,638 (13.0%) 0.00 272
    2021-09-01 $200,156 (-9.0%) $295,854 (7.5%) 0.00 295
    2021-10-01 $199,400 (-7.2%) $294,275 (7.6%) 0.00 287
    2021-11-01 $213,250 (6.7%) $300,303 (12.3%) 0.00 264
    2021-12-01 $225,475 (12.2%) $300,948 (11.1%) 0.00 253
    2022-01-01 $229,000 (14.6%) $292,723 (5.0%) 0.00 220
    2022-02-01 $203,900 (-4.0%) $266,227 (-9.7%) 0.00 196
    2022-03-01 $218,300 (-1.6%) $285,169 (-6.7%) 0.00 205
    2022-04-01 $219,900 (5.6%) $284,732 (-5.4%) 0.00 222
    2022-05-01 $220,400 (10.5%) $284,725 (-6.0%) 0.00 235
    2022-06-01 $224,400 (12.3%) $286,878 (-3.9%) 0.00 283
    2022-07-01 $224,950 (12.5%) $291,169 (-5.3%) 0.00 360
    2022-08-01 $219,900 (10.0%) $283,242 (-7.9%) 0.00 390
    2022-09-01 $222,668 (11.3%) $284,822 (-3.7%) 0.00 394
    2022-10-01 $224,900 (12.8%) $278,225 (-5.5%) 0.00 415
    2022-11-01 $219,900 (3.1%) $271,668 (-9.5%) 0.00 437
    2022-12-01 $225,000 (-0.2%) $277,746 (-7.7%) 0.00 419
    2023-01-01 $222,225 (-3.0%) $267,069 (-8.8%) 0.00 394
    2023-02-01 $227,450 (11.6%) $267,294 (0.4%) 0.00 370
    2023-03-01 $244,900 (12.2%) $278,501 (-2.3%) 0.00 359
    2023-04-01 $254,900 (15.9%) $298,395 (4.8%) 0.00 375
    2023-05-01 $259,800 (17.9%) $300,746 (5.6%) 0.00 372
    2023-06-01 $257,700 (14.8%) $299,411 (4.4%) 0.00 363
    2023-07-01 $264,900 (17.8%) $303,915 (4.4%) 0.00 390
    2023-08-01 $268,475 (22.1%) $303,436 (7.1%) 0.00 447
    2023-09-01 $247,400 (11.1%) $289,457 (1.6%) 0.00 511
    2023-10-01 $238,400 (6.0%) $287,191 (3.2%) 0.00 555
    2023-11-01 $235,000 (6.9%) $296,577 (9.2%) 0.00 560
    2023-12-01 $238,950 (6.2%) $293,064 (5.5%) 0.00 562
    2024-01-01 $229,900 (3.5%) $288,919 (8.2%) 0.00 512
    2024-02-01 $232,812 (2.4%) $298,745 (11.8%) 0.00 457
    2024-03-01 $242,400 (-1.0%) $310,301 (11.4%) 0.00 470
    2024-04-01 $234,975 (-7.8%) $311,547 (4.4%) 0.00 488
    2024-05-01 $239,450 (-7.8%) $310,914 (3.4%) 0.00 492
    2024-06-01 $241,900 (-6.1%) $303,790 (1.5%) 0.00 509
    2024-07-01 $239,900 (-9.4%) $302,261 (-0.5%) 0.00 541
    2024-08-01 $239,500 (-10.8%) $302,817 (-0.2%) 0.00 594
    2024-09-01 $244,675 (-1.1%) $309,418 (6.9%) 0.00 596
    2024-10-01 $249,900 (4.8%) $313,187 (9.1%) 0.00 590
    JONESBORO's median listing price for 2024-10-01 was $249,900, a difference of $11,500 (4.8%) versus the prior year and $5,225 versus the prior month.

    JONESBORO's median listing price comes in at 0% of the national average.

    JONESBORO's average listing price for 2024-10-01 was $313,187, a difference of $25,996 (9.1%) versus the prior year and $3,769 versus the prior month.

    For the 2024-10-01 period, JONESBORO had 590 MLS listings, a difference of -6 listings (-1%) versus the prior month and 35 listings (6%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - JONESBORO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,913 sqft
    2018-02-01 0 days 1,945 sqft
    2018-03-01 0 days 1,945 sqft
    2018-04-01 0 days 1,923 sqft
    2018-05-01 0 days 1,940 sqft
    2018-06-01 0 days 1,940 sqft
    2018-07-01 0 days 1,969 sqft
    2018-08-01 0 days 1,953 sqft
    2018-09-01 0 days 1,940 sqft
    2018-10-01 0 days 1,954 sqft
    2018-11-01 0 days 1,934 sqft
    2018-12-01 0 days 1,950 sqft
    2019-01-01 0 days 1,943 sqft
    2019-02-01 0 days 1,957 sqft
    2019-03-01 0 days 2,021 sqft
    2019-04-01 0 days 2,078 sqft
    2019-05-01 0 days 2,112 sqft
    2019-06-01 0 days 2,105 sqft
    2019-07-01 0 days 2,126 sqft
    2019-08-01 0 days 2,097 sqft
    2019-09-01 0 days 2,064 sqft
    2019-10-01 0 days 2,042 sqft
    2019-11-01 0 days 2,048 sqft
    2019-12-01 0 days 1,950 sqft
    2020-01-01 0 days 1,910 sqft
    2020-02-01 0 days 1,916 sqft
    2020-03-01 0 days 1,921 sqft
    2020-04-01 0 days 1,974 sqft
    2020-05-01 0 days 1,937 sqft
    2020-06-01 0 days 2,041 sqft
    2020-07-01 0 days 2,075 sqft
    2020-08-01 0 days 2,098 sqft
    2020-09-01 0 days 2,086 sqft
    2020-10-01 0 days 2,044 sqft
    2020-11-01 0 days 1,987 sqft
    2020-12-01 0 days 2,000 sqft
    2021-01-01 0 days 1,980 sqft
    2021-02-01 0 days 2,132 sqft
    2021-03-01 0 days 2,163 sqft
    2021-04-01 0 days 2,030 sqft
    2021-05-01 0 days 1,813 sqft
    2021-06-01 0 days 1,777 sqft
    2021-07-01 0 days 1,810 sqft
    2021-08-01 0 days 1,839 sqft
    2021-09-01 0 days 1,873 sqft
    2021-10-01 0 days 1,926 sqft
    2021-11-01 0 days 1,939 sqft
    2021-12-01 0 days 1,956 sqft
    2022-01-01 0 days 1,921 sqft
    2022-02-01 0 days 1,920 sqft
    2022-03-01 0 days 1,843 sqft
    2022-04-01 0 days 1,791 sqft
    2022-05-01 0 days 1,882 sqft
    2022-06-01 0 days 1,849 sqft
    2022-07-01 0 days 1,852 sqft
    2022-08-01 0 days 1,755 sqft
    2022-09-01 0 days 1,779 sqft
    2022-10-01 0 days 1,792 sqft
    2022-11-01 0 days 1,775 sqft
    2022-12-01 0 days 1,802 sqft
    2023-01-01 0 days 1,783 sqft
    2023-02-01 0 days 1,778 sqft
    2023-03-01 0 days 1,821 sqft
    2023-04-01 0 days 1,843 sqft
    2023-05-01 0 days 1,872 sqft
    2023-06-01 0 days 1,886 sqft
    2023-07-01 0 days 1,920 sqft
    2023-08-01 0 days 1,971 sqft
    2023-09-01 0 days 1,866 sqft
    2023-10-01 0 days 1,847 sqft
    2023-11-01 0 days 1,806 sqft
    2023-12-01 0 days 1,800 sqft
    2024-01-01 0 days 1,769 sqft
    2024-02-01 0 days 1,777 sqft
    2024-03-01 0 days 1,750 sqft
    2024-04-01 0 days 1,697 sqft
    2024-05-01 0 days 1,751 sqft
    2024-06-01 0 days 1,737 sqft
    2024-07-01 0 days 1,719 sqft
    2024-08-01 0 days 1,729 sqft
    2024-09-01 0 days 1,748 sqft
    2024-10-01 0 days 1,750 sqft
    JONESBORO's median listing age (time on market) for 2024-10-01 was 0 days.

    JONESBORO's median square footage for active listings during the 2024-10-01 period was 1,750 sqft. One year prior, the average listing was 1,847 sqft.

    JONESBORO, AR Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 1,725 $348,915,000 $202,270
    Refi 270 $61,420,000 $227,481
    Home Improvement 193 $13,735,000 $71,166
    Cash Out Refi 183 $26,705,000 $145,929
    Other 137 $10,665,000 $77,847

    Jonesboro's most frequently cited loan purpose was Home Purchase, with 1,725 originations. The 2nd most popular reason was Refi, with 270 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 856 $166,060,000 $193,995
    7-8% 544 $97,660,000 $179,522
    Over 8% 522 $61,710,000 $118,218
    5-6% 333 $77,275,000 $232,057
    4-5% 25 $3,835,000 $153,400
    2.5-3% 12 $1,940,000 $161,667
    <2.5% 9 $2,625,000 $291,667
    3-4% 2 $280,000 $140,000

    During 2023, Jonesboro's most frequently originated rate bucket was 6-7%, with 856 originations.

    Loan Sizing (JONESBORO, AR MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 922 $137,160,000 $148,764
    $100,000 or less 742 $39,630,000 $53,410
    $200k-400k 685 $183,175,000 $267,409
    $400k-600k 106 $49,790,000 $469,717
    $600k-1000k 37 $27,795,000 $751,216
    $Over $1MM 16 $23,890,000 $1,493,125

    JONESBORO's loan sizing saw the bucket of loans from $100k-200k with 922 originations, totaling $137,160,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 1,188 $256,390,000 $215,816
    60-80% 454 $88,830,000 $195,661
    Under 20% 250 $9,440,000 $37,760
    20-40% 188 $17,700,000 $94,149
    40-60% 172 $28,470,000 $165,523
    Over 100% 36 $10,170,000 $282,500

    JONESBORO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,188 originations, totaling $256,390,000 in origination value.