JONESBORO Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Jonesboro averaged 6.71% for the week of 2024-02-22, compared to the national average of 6.9% for the same period.

The average rate for the prior week (2024-02-15) was 6.18% and one month ago for the week of 2024-01-18, the average rate was 6.41%.

Jonesboro's average rate one year ago was 6.36%.

For refis of the same type during the week of 2024-02-22, the average rate was 5.99%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-02-22 6.9%
Jonesboro 30 Year Fixed Rate 2024-02-22 6.71%
Jonesboro 30 Year Fixed Rate Refi 2024-02-22 5.99%
Jonesboro 15 Year Fixed Rate 2024-02-22 6.29%
Jonesboro 15 Year Fixed Rate Refi 2024-02-22 6.69%
Jonesboro 30 Year FHA 2024-02-22 -0.5%
Jonesboro 30 Year FHA Refi 2024-02-22 0%
Jonesboro 30 Year USDA 2024-02-22 -0.49%
Jonesboro 30 Year USDA Refi 2024-02-22 0%
Jonesboro 30 Year VA 2024-02-22 -0.52%
Jonesboro 30 Year VA Refi 2024-02-22 0.2%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within JONESBORO, AR.

JONESBORO Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the JONESBORO, AR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
Simmons Bank 88 4.77% $4,048
Arvest Bank 75 4.56% $3,757
First Community Bank 65 4.70% $4,699
First Financial Bank 60 4.74% $4,395
DAS Acquisition Company, LLC 56 5.04% $4,950
QUICKEN LOANS, LLC 54 4.96% $7,670
ENCORE BANK 46 4.10% $4,247
First National Bank 42 5.31% $1,404
Centennial Bank 36 5.03% $2,991
UNITED WHOLESALE MORTGAGE, LLC 27 4.65% $5,738
Evolve Bank & Trust 26 4.37% $3,711
Citizens Bank 24 4.94% $4,911
EVERETT FINANCIAL, INC. 22 4.45% $1,822
Regions Bank 22 5.05% $3,157
Southern Bank 20 5.07% $1,722
First Horizon Bank 18 4.41% $3,726
Wells Fargo Bank 16 4.66% $2,717
BancorpSouth 16 4.80% $2,862
Eagle Bank and Trust Company 16 5.52% $3,578
First Security Bank 16 5.26% $2,916
Bank of America 12 4.73% $3,578
WILLOW BEND MORTGAGE COMPANY, LLC 11 4.94% $4,865
PENNYMAC LOAN SERVICES, LLC 10 5.24% $5,357
CALIBER HOME LOANS, INC. 10 4.47% $4,673
LOANDEPOT.COM, LLC 9 4.80% $5,614
FirstTrust Home Loans, Inc. 9 5.60% $6,567
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 9 5.47% $4,032
SUCCESS Federal Credit Union 8 4.66% $2,400
Mr. Cooper ( Nationstar Mortgage ) 6 5.10% $6,386
BROKER SOLUTIONS, INC. 6 5.27% $8,990
U.S. Bank 6 3.98% $6,123
BETTER MORTGAGE CORPORATION 5 4.25% $3,828
GUARANTEED RATE, INC. 4 5.88% $3,650
AMERICAN FINANCING CORPORATION 4 5.38% $5,323
FREEDOM MORTGAGE CORPORATION 4 6.37% $8,445
LAKEVIEW LOAN SERVICING, LLC 3 4.04% $4,108
Signature Bank of Arkansas 3 6.54% $3,247
MORTGAGE INVESTORS GROUP, INC. 3 4.58% $4,393
The Farmers & Merchants Bank 3 5.02% $2,389
CMG MORTGAGE, INC. 3 4.83% $3,766
Bank of England 3 5.83% $5,037
ARKANSAS Federal Credit Union 3 4.58% $3,329
NAVY FEDERAL CREDIT UNION 3 7.38% $6,676
AMERISAVE MORTGAGE CORPORATION 2 4.19% $7,461
Ally Bank 2 3.75% $3,895
Discover Bank 2 5.50% $0
Deere Employees Credit Union 2 2.63% $3,115
Trustmark National Bank 2 2.75% $3,257
North American Savings Bank, F.S.B. 2 6.31% $2,963
JPMorgan Chase Bank 2 6.56% $2,635
NBKC BANK 2 5.31% $2,918
Nations Lending Corporation 2 7.44% $3,356
ZILLOW HOME LOANS, LLC 1 4.25% $3,304
AgFirst Farm Credit Bank 1 6.00% $6,449
AmeriHome Mortgage Company, LLC 1 3.99% $5,238
Ameris Bank 1 6.00% $2,250
ARC HOME LLC 1 7.13% $5,674
BANK OF LITTLE ROCK MORTGAGE CORPORATION 1 7.13% $2,849
Baxter Credit Union 1 6.13% $2,989
Busey Bank 1 6.63% $3,607
CARDINAL FINANCIAL 1 3.25% $3,332
Carrington Mortgage Services, LLC 1 5.63% $3,127
Chambers Bank 1 3.75% $3,385
CHURCHILL MORTGAGE CORPORATION 1 3.99% $3,405
Citibank 1 3.38% $9,988
CLEARPATH LENDING 1 6.38% $8,504
CROSSCOUNTRY MORTGAGE, LLC 1 3.88% $4,551
DEEPHAVEN MORTGAGE LLC 1 8.13% $5,831
EMBRACE HOME LOANS, INC. 1 5.49% $3,699
Farm Credit Mid-America, ACA 1 7.38% $5,692
First Guaranty Mortgage Corporation 1 4.38% $3,600
First Internet Bank of Indiana 1 4.88% $3,121
First United Bank and Trust Company 1 5.13% $4,394
Flagstar Bank, FSB 1 4.61% $7,149
Gateway First Bank 1 5.63% $3,167
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 4.88% $2,784
HOME POINT FINANCIAL CORPORATION 1 3.99% $5,538
Magnolia Bank 1 3.49% $2,359
Morgan Stanley Private Bank 1 3.10% $3,639
MORTGAGE FINANCIAL SERVICES, LLC 1 5.12% $5,146
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 3.38% $3,424
MUTUAL OF OMAHA MORTGAGE, INC. 1 7.00% $5,669
NEWREZ LLC 1 4.63% $2,359
PHH Mortgage Corporation 1 4.13% $6,513
Pinnacle Bank 1 5.88% $2,982
Plains Commerce Bank 1 5.50% $4,620
PLANET HOME LENDING, LLC 1 3.99% $6,074
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 3.25% $3,989
RELIANCE FIRST CAPITAL, LLC 1 3.75% $11,782
S1L, Inc. 1 3.25% $4,065
Sierra Pacific Mortgage Company, Inc. 1 6.88% $3,124
SOFI LENDING CORP. 1 4.75% $4,319
Sullivan Bank 1 6.25% $2,526
TELCOE FEDERAL CREDIT UNION 1 5.38% $4,095
The Central Trust Bank 1 4.88% $3,449
The Home Loan Expert LLC 1 4.00% $2,768
The Huntington National Bank 1 3.25% $4,964
Truist 1 6.49% $3,973
UBS Bank USA 1 4.38% $4,393
United Community Bank 1 6.34% $6,638
USAA Federal Savings Bank 1 5.25% $2,107
VANDERBILT MORTGAGE AND FINANCE, INC. 1 4.88% $3,447
21ST MORTGAGE CORPORATION 1 6.45% $4,770

JONESBORO Average Closing Costs & Other Stats

JONESBORO, AR's 103 lenders originated 3,295 loans during 2022. The total origination value was $767,215,000, with an average loan value of $232,842.

JONESBORO's average closing costs are $4,343.

The top JONESBORO lender as defined by loan originations is Simmons Bank, with 88 loans originated. Their average total fees are $4,048, which is $291 higher than the next largest lender, Arvest Bank.

The lowest fee JONESBORO lenders (with over 10 loans originated) are First National Bank ($1,404), Southern Bank ($1,722), EVERETT FINANCIAL, INC. ($1,822), Wells Fargo Bank ($2,717) and BancorpSouth ($2,862).

The lowest rate JONESBORO lenders (with over 10 loans originated) are ENCORE BANK (4.10%), Evolve Bank & Trust (4.37%), First Horizon Bank (4.41%), EVERETT FINANCIAL, INC. (4.45%) and CALIBER HOME LOANS, INC. (4.47%).

JONESBORO, AR Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
Simmons Bank $63,805,000 $49,155,000 -23.0% 6.4%
Arvest Bank $55,520,000 $46,760,000 -15.8% 6.1%
First Community Bank $89,280,000 $44,845,000 -49.8% 5.8%
DAS Acquisition Company, LLC $54,310,000 $38,305,000 -29.5% 5.0%
WALKER & DUNLOP, LLC $36,965,000 n/a 4.8%
GREYSTONE SERVICING COMPANY LLC $33,715,000 n/a 4.4%
ENCORE BANK $57,405,000 $31,770,000 -44.7% 4.1%
First Financial Bank $43,760,000 $27,010,000 -38.3% 3.5%
First National Bank $26,670,000 $26,290,000 -1.4% 3.4%
QUICKEN LOANS, LLC $60,095,000 $26,285,000 -56.3% 3.4%
Evolve Bank & Trust $17,320,000 $21,545,000 24.4% 2.8%
FNBC Bank $17,215,000 $20,920,000 21.5% 2.7%
EVERETT FINANCIAL, INC. $7,075,000 $20,560,000 190.6% 2.7%
Focus Bank $29,340,000 $20,290,000 -30.8% 2.6%
UNITED WHOLESALE MORTGAGE, LLC $9,335,000 $16,530,000 77.1% 2.2%
Southern Bank $17,355,000 $14,285,000 -17.7% 1.9%
Centennial Bank $23,380,000 $14,080,000 -39.8% 1.8%
Citizens Bank $25,700,000 $12,155,000 -52.7% 1.6%
Eagle Bank and Trust Company $18,435,000 $11,175,000 -39.4% 1.5%
Unico Bank $10,370,000 $10,600,000 2.2% 1.4%
BancorpSouth Bank $16,180,000 $10,560,000 -34.7% 1.4%
Mortgage Research Center, LLC $14,165,000 $10,125,000 -28.5% 1.3%
Bank OZK $9,905,000 n/a 1.3%
First Security Bank $10,060,000 $9,865,000 -1.9% 1.3%
Signature Bank of Arkansas $965,000 $9,760,000 911.4% 1.3%
Capital One $9,065,000 $9,005,000 -0.7% 1.2%
First Horizon Bank $22,330,000 $8,240,000 -63.1% 1.1%
Regions Bank $12,290,000 $8,175,000 -33.5% 1.1%
The Farmers & Merchants Bank $17,665,000 $7,910,000 -55.2% 1.0%
CALIBER HOME LOANS, INC. $15,355,000 $7,445,000 -51.5% 1.0%
Diamond Bank $245,000 $6,805,000 2,677.6% 0.9%
Wells Fargo Bank $13,340,000 $6,480,000 -51.4% 0.8%
FirstTrust Home Loans, Inc. $4,280,000 $6,295,000 47.1% 0.8%
Arbor Realty Trust, Inc. $6,085,000 n/a 0.8%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $8,340,000 $5,480,000 -34.3% 0.7%
WILLOW BEND MORTGAGE COMPANY, LLC $6,390,000 $5,155,000 -19.3% 0.7%
LOANDEPOT.COM, LLC $8,440,000 $5,135,000 -39.2% 0.7%
BROKER SOLUTIONS, INC. $5,100,000 $4,775,000 -6.4% 0.6%
SUCCESS Federal Credit Union $5,930,000 $4,000,000 -32.5% 0.5%
PENNYMAC LOAN SERVICES, LLC $11,980,000 $3,860,000 -67.8% 0.5%
FREEDOM MORTGAGE CORPORATION $25,500,000 $3,780,000 -85.2% 0.5%
Bank of America $5,045,000 $3,765,000 -25.4% 0.5%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $10,755,000 $3,520,000 -67.3% 0.5%
Southern Bancorp Bank $5,555,000 $3,430,000 -38.3% 0.4%
U.S. Bank $3,545,000 $3,065,000 -13.5% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $7,175,000 $2,905,000 -59.5% 0.4%
USAA Federal Savings Bank $2,695,000 $2,665,000 -1.1% 0.3%
CORNERSTONE HOME LENDING, INC. $85,000 $2,170,000 2,452.9% 0.3%
MORTGAGE INVESTORS GROUP, INC. $3,205,000 $2,090,000 -34.8% 0.3%
PREMIER BANK OF ARKANSAS $8,930,000 $2,060,000 -76.9% 0.3%
Nations Lending Corporation $395,000 $2,040,000 416.5% 0.3%
VILLAGE CAPITAL MORTGAGE $3,600,000 $2,010,000 -44.2% 0.3%
Dundee Bank $2,005,000 n/a 0.3%
CROSSCOUNTRY MORTGAGE, LLC $1,070,000 $2,000,000 86.9% 0.3%
BETTER MORTGAGE CORPORATION $5,205,000 $1,995,000 -61.7% 0.3%
First Service Bank $1,315,000 $1,945,000 47.9% 0.3%
AMERISAVE MORTGAGE CORPORATION $7,055,000 $1,910,000 -72.9% 0.2%
ARKANSAS Federal Credit Union $4,210,000 $1,700,000 -59.6% 0.2%
NAVY FEDERAL CREDIT UNION $2,695,000 $1,330,000 -50.6% 0.2%
CMG MORTGAGE, INC. $1,830,000 $1,320,000 -27.9% 0.2%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,005,000 $1,240,000 23.4% 0.2%
21ST MORTGAGE CORPORATION $820,000 $1,150,000 40.2% 0.1%
Bank of England $2,500,000 $1,135,000 -54.6% 0.1%
Flagstar Bank, FSB $410,000 $1,095,000 167.1% 0.1%
Carrington Mortgage Services, LLC $1,995,000 $1,030,000 -48.4% 0.1%
MID AMERICA MORTGAGE, INC. $625,000 $1,000,000 60.0% 0.1%
ZILLOW HOME LOANS, LLC $950,000 n/a 0.1%
Trustmark National Bank $930,000 n/a 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $550,000 $910,000 65.5% 0.1%
RELIANCE FIRST CAPITAL, LLC $525,000 $910,000 73.3% 0.1%
CLEARPATH LENDING $1,465,000 $885,000 -39.6% 0.1%
AMERICAN FINANCING CORPORATION $1,660,000 $860,000 -48.2% 0.1%
Texana Bank $205,000 $860,000 319.5% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,035,000 $825,000 -20.3% 0.1%
UBS Bank USA $965,000 $805,000 -16.6% 0.1%
ACADEMY MORTGAGE CORPORATION $1,550,000 $800,000 -48.4% 0.1%
Ally Bank $960,000 $785,000 -18.2% 0.1%
NEW DAY FINANCIAL, LLC $820,000 $785,000 -4.3% 0.1%
MORTGAGE FINANCIAL SERVICES, LLC $95,000 $745,000 684.2% 0.1%
The Huntington National Bank $735,000 n/a 0.1%
Sierra Pacific Mortgage Company, Inc. $2,555,000 $730,000 -71.4% 0.1%
GUARANTEED RATE, INC. $720,000 n/a 0.1%
Deere Employees Credit Union $455,000 $705,000 54.9% 0.1%
PILGRIM MORTGAGE LLC $690,000 n/a 0.1%
Morgan Stanley Private Bank $665,000 n/a 0.1%
TOP FLITE FINANCIAL, INC. $1,860,000 $660,000 -64.5% 0.1%
LAKEVIEW LOAN SERVICING, LLC $1,920,000 $645,000 -66.4% 0.1%
Discover Bank $35,000 $640,000 1,728.6% 0.1%
Magnolia Bank $440,000 $620,000 40.9% 0.1%
Gateway First Bank $860,000 $560,000 -34.9% 0.1%
Anstaff Bank $555,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $425,000 $555,000 30.6% 0.1%
North American Savings Bank, F.S.B. $665,000 $550,000 -17.3% 0.1%
The Central Trust Bank $550,000 n/a 0.1%
GUILD MORTGAGE COMPANY $1,025,000 $540,000 -47.3% 0.1%
JPMorgan Chase Bank $3,615,000 $535,000 -85.2% 0.1%
The Federal Savings Bank $1,030,000 $530,000 -48.5% 0.1%
BANK OF LITTLE ROCK MORTGAGE CORPORATION $520,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $1,270,000 $510,000 -59.8% 0.1%
Hamilton Mortgage Corporation $310,000 $505,000 62.9% 0.1%
FLAT BRANCH MORTGAGE, INC. $965,000 $500,000 -48.2% 0.1%
NBKC BANK $440,000 n/a 0.1%
PLANET HOME LENDING, LLC $2,035,000 $440,000 -78.4% 0.1%
First Internet Bank of Indiana $435,000 n/a 0.1%
EMBRACE HOME LOANS, INC. $415,000 n/a 0.1%
First Federal Bank $415,000 n/a 0.1%
Equity Prime Mortgage LLC $410,000 n/a 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $410,000 n/a 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $740,000 $400,000 -45.9% 0.1%
NEWREZ LLC $1,215,000 $395,000 -67.5% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,475,000 $390,000 -73.6% 0.1%
SOUTHWEST STAGE FUNDING, LLC $210,000 $385,000 83.3% 0.1%
PREMIA MORTGAGE, LLC $375,000 n/a 0.0%
Barrington Bank & Trust Company, N.A. $360,000 $370,000 2.8% 0.0%
Truist $1,535,000 $370,000 -75.9% 0.0%
First United Bank and Trust Company $135,000 $365,000 170.4% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $610,000 $365,000 -40.2% 0.0%
Paramount Residential Mortgage Group, Inc. $360,000 n/a 0.0%
BNC National Bank $355,000 n/a 0.0%
Citibank $595,000 $355,000 -40.3% 0.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $350,000 n/a 0.0%
ASSOCIATED MORTGAGE CORPORATION $345,000 n/a 0.0%
GENEVA FINANCIAL, LLC $335,000 n/a 0.0%
FOUR POINTS $1,030,000 $330,000 -68.0% 0.0%
AMCAP MORTGAGE, LTD. $325,000 n/a 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,130,000 $315,000 -72.1% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $290,000 n/a 0.0%
GSF Mortgage Corporation $290,000 n/a 0.0%
HOME POINT FINANCIAL CORPORATION $480,000 $290,000 -39.6% 0.0%
LOANPAL, LLC $280,000 n/a 0.0%
POLARIS HOME FUNDING CORP. $225,000 $275,000 22.2% 0.0%
Farm Credit Mid-America, ACA $265,000 n/a 0.0%
First Midwest Bank of Poplar Bluff $265,000 n/a 0.0%
AgFirst Farm Credit Bank $340,000 $255,000 -25.0% 0.0%
First National Bank of Eastern Arkansas $675,000 $255,000 -62.2% 0.0%
Sullivan Bank $255,000 n/a 0.0%
PHH Mortgage Corporation $365,000 $250,000 -31.5% 0.0%
Plains Commerce Bank $725,000 $245,000 -66.2% 0.0%
SOFI LENDING CORP. $245,000 n/a 0.0%
The Home Loan Expert LLC $300,000 $235,000 -21.7% 0.0%
The First National Bank of Lawrence County at Walnut Ridge $960,000 $230,000 -76.0% 0.0%
Atlantic Union Bank $215,000 n/a 0.0%
Baxter Credit Union $215,000 n/a 0.0%
COMMUNITY MORTGAGE CORPORATION $565,000 $215,000 -61.9% 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. $650,000 $210,000 -67.7% 0.0%
FINANCE OF AMERICA MORTGAGE LLC $205,000 n/a 0.0%
FIRST SOUTH FINANCIAL $290,000 $205,000 -29.3% 0.0%
JAMES B. NUTTER & COMPANY $205,000 n/a 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $195,000 n/a 0.0%
Chambers Bank $285,000 $195,000 -31.6% 0.0%
M&T Bank $210,000 $190,000 -9.5% 0.0%
AMERICAN ADVISORS GROUP $65,000 $185,000 184.6% 0.0%
ARC HOME LLC $185,000 n/a 0.0%
CSL Financial, LLC $210,000 $180,000 -14.3% 0.0%
ROYAL UNITED MORTGAGE LLC $550,000 $180,000 -67.3% 0.0%
Farmers Bank & Trust Company $340,000 $175,000 -48.5% 0.0%
PNC Bank $175,000 n/a 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $165,000 n/a 0.0%
AmeriHome Mortgage Company, LLC $165,000 n/a 0.0%
Lakeview Community Capital, LLC $165,000 n/a 0.0%
TELCOE FEDERAL CREDIT UNION $165,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $75,000 $165,000 120.0% 0.0%
United Community Bank $155,000 n/a 0.0%
Renasant Bank $195,000 $145,000 -25.6% 0.0%
RESIDENTIAL BANCORP. $485,000 $145,000 -70.1% 0.0%
S1L, Inc. $145,000 n/a 0.0%
First Arkansas Bank and Trust $135,000 n/a 0.0%
NATIONS RELIABLE LENDING, LLC $135,000 n/a 0.0%
Farmers Bank & Trust $125,000 n/a 0.0%
First Guaranty Mortgage Corporation $795,000 $125,000 -84.3% 0.0%
Ameris Bank $185,000 $115,000 -37.8% 0.0%
GMFS LLC $720,000 $115,000 -84.0% 0.0%
DEEPHAVEN MORTGAGE LLC $105,000 n/a 0.0%
Pinnacle Bank $185,000 $105,000 -43.2% 0.0%
Busey Bank $95,000 n/a 0.0%
Figure Lending LLC $185,000 $95,000 -48.6% 0.0%
LENDINGONE, LLC $400,000 $95,000 -76.3% 0.0%
Planters Bank & Trust Company $85,000 n/a 0.0%
SPRING EQ, LLC $170,000 $65,000 -61.8% 0.0%
State Department Federal Credit Union $55,000 n/a 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $55,000 n/a 0.0%
AFFINITY $165,000 $25,000 -84.8% 0.0%
ATLANTA POSTAL $25,000 n/a 0.0%
BMO Harris Bank $35,000 $25,000 -28.6% 0.0%

JONESBORO's top lender by overall market share is Simmons Bank, with 6.4% market share. In second place, with 6.1%, is Arvest Bank, having originated $46,760,000 in loans. In third place, with 5.8%, is First Community Bank, having originated $44,845,000 in loans. In fourth place, with 5.0%, is DAS Acquisition Company, LLC, having originated $38,305,000 in loans. In fifth place, with 4.8%, is WALKER & DUNLOP, LLC, having originated $36,965,000 in loans.


JONESBORO Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - JONESBORO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $174,950 (11.2%) $225,139 (6.1%) 0.00 581
2018-02-01 $183,387 (10.8%) $232,855 (6.7%) 0.00 564
2018-03-01 $188,800 (11.1%) $235,627 (6.5%) 0.00 546
2018-04-01 $175,500 (-1.3%) $232,936 (1.7%) 0.00 544
2018-05-01 $176,250 (-3.4%) $232,218 (0.3%) 0.00 555
2018-06-01 $174,900 (0.0%) $233,358 (0.9%) 0.00 590
2018-07-01 $179,900 (8.4%) $236,190 (3.0%) 0.00 606
2018-08-01 $178,950 (11.9%) $235,272 (5.3%) 0.00 632
2018-09-01 $177,900 (8.8%) $234,919 (3.7%) 0.00 641
2018-10-01 $174,575 (2.8%) $237,160 (5.1%) 0.00 655
2018-11-01 $169,900 (-2.6%) $231,905 (2.0%) 0.00 679
2018-12-01 $179,700 (4.2%) $233,972 (3.2%) 0.00 655
2019-01-01 $184,000 (5.2%) $230,286 (2.3%) 0.00 644
2019-02-01 $186,375 (1.6%) $240,099 (3.1%) 0.00 630
2019-03-01 $194,186 (2.9%) $245,518 (4.2%) 0.00 610
2019-04-01 $199,900 (13.9%) $249,554 (7.1%) 0.00 577
2019-05-01 $204,075 (15.8%) $259,936 (11.9%) 0.00 584
2019-06-01 $205,000 (17.2%) $260,389 (11.6%) 0.00 601
2019-07-01 $212,900 (18.3%) $262,211 (11.0%) 0.00 578
2019-08-01 $208,973 (16.8%) $260,104 (10.6%) 0.00 559
2019-09-01 $203,082 (14.2%) $257,606 (9.7%) 0.00 560
2019-10-01 $202,155 (15.8%) $255,296 (7.7%) 0.00 560
2019-11-01 $206,200 (21.4%) $256,328 (10.5%) 0.00 525
2019-12-01 $189,975 (5.7%) $247,417 (5.8%) 0.00 535
2020-01-01 $186,475 (1.4%) $242,087 (5.1%) 0.00 511
2020-02-01 $189,900 (1.9%) $242,486 (1.0%) 0.00 522
2020-03-01 $197,400 (1.7%) $248,632 (1.3%) 0.00 508
2020-04-01 $207,450 (3.8%) $255,249 (2.3%) 0.00 466
2020-05-01 $199,900 (-2.1%) $263,753 (1.5%) 0.00 432
2020-06-01 $210,925 (2.9%) $268,669 (3.2%) 0.00 440
2020-07-01 $214,150 (0.6%) $272,178 (3.8%) 0.00 413
2020-08-01 $210,950 (1.0%) $272,278 (4.7%) 0.00 394
2020-09-01 $219,925 (8.3%) $275,180 (6.8%) 0.00 378
2020-10-01 $214,950 (6.3%) $273,438 (7.1%) 0.00 359
2020-11-01 $199,900 (-3.1%) $267,421 (4.3%) 0.00 355
2020-12-01 $201,050 (5.8%) $270,798 (9.5%) 0.00 322
2021-01-01 $199,900 (7.2%) $278,828 (15.2%) 0.00 288
2021-02-01 $212,450 (11.9%) $294,790 (21.6%) 0.00 242
2021-03-01 $221,800 (12.4%) $305,741 (23.0%) 0.00 234
2021-04-01 $208,150 (0.3%) $301,120 (18.0%) 0.00 216
2021-05-01 $199,450 (-0.2%) $302,989 (14.9%) 0.00 205
2021-06-01 $199,778 (-5.3%) $298,350 (11.1%) 0.00 235
2021-07-01 $199,900 (-6.7%) $307,295 (12.9%) 0.00 258
2021-08-01 $199,900 (-5.2%) $307,638 (13.0%) 0.00 272
2021-09-01 $200,156 (-9.0%) $295,854 (7.5%) 0.00 295
2021-10-01 $199,400 (-7.2%) $294,275 (7.6%) 0.00 287
2021-11-01 $213,250 (6.7%) $300,303 (12.3%) 0.00 264
2021-12-01 $225,475 (12.2%) $300,948 (11.1%) 0.00 253
2022-01-01 $229,000 (14.6%) $292,723 (5.0%) 0.00 220
2022-02-01 $203,900 (-4.0%) $266,227 (-9.7%) 0.00 196
2022-03-01 $218,300 (-1.6%) $285,169 (-6.7%) 0.00 205
2022-04-01 $219,900 (5.6%) $284,732 (-5.4%) 0.00 222
2022-05-01 $220,400 (10.5%) $284,725 (-6.0%) 0.00 235
2022-06-01 $224,400 (12.3%) $286,878 (-3.9%) 0.00 283
2022-07-01 $224,950 (12.5%) $291,169 (-5.3%) 0.00 360
2022-08-01 $219,900 (10.0%) $283,242 (-7.9%) 0.00 390
2022-09-01 $222,668 (11.3%) $284,822 (-3.7%) 0.00 394
2022-10-01 $224,900 (12.8%) $278,225 (-5.5%) 0.00 415
2022-11-01 $219,900 (3.1%) $271,668 (-9.5%) 0.00 437
2022-12-01 $225,000 (-0.2%) $277,746 (-7.7%) 0.00 419
2023-01-01 $222,225 (-3.0%) $267,069 (-8.8%) 0.00 394
2023-02-01 $227,450 (11.6%) $267,294 (0.4%) 0.00 370
2023-03-01 $244,900 (12.2%) $278,501 (-2.3%) 0.00 359
2023-04-01 $254,900 (15.9%) $298,395 (4.8%) 0.00 375
2023-05-01 $259,800 (17.9%) $300,746 (5.6%) 0.00 372
2023-06-01 $257,700 (14.8%) $299,411 (4.4%) 0.00 363
2023-07-01 $264,900 (17.8%) $303,915 (4.4%) 0.00 390
2023-08-01 $268,475 (22.1%) $303,436 (7.1%) 0.00 447
2023-09-01 $247,400 (11.1%) $289,457 (1.6%) 0.00 511
2023-10-01 $238,400 (6.0%) $287,191 (3.2%) 0.00 555
2023-11-01 $235,000 (6.9%) $296,577 (9.2%) 0.00 560
2023-12-01 $238,950 (6.2%) $293,064 (5.5%) 0.00 562
JONESBORO's median listing price for 2023-12-01 was $238,950, a difference of $13,950 (6.2%) versus the prior year and $3,950 versus the prior month.

JONESBORO's median listing price comes in at 0% of the national average.

JONESBORO's average listing price for 2023-12-01 was $293,064, a difference of $15,318 (5.5%) versus the prior year and $-3,513 versus the prior month.

For the 2023-12-01 period, JONESBORO had 562 MLS listings, a difference of 2 listings (0%) versus the prior month and 143 listings (34%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - JONESBORO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,913 sqft
2018-02-01 0 days 1,945 sqft
2018-03-01 0 days 1,945 sqft
2018-04-01 0 days 1,923 sqft
2018-05-01 0 days 1,940 sqft
2018-06-01 0 days 1,940 sqft
2018-07-01 0 days 1,969 sqft
2018-08-01 0 days 1,953 sqft
2018-09-01 0 days 1,940 sqft
2018-10-01 0 days 1,954 sqft
2018-11-01 0 days 1,934 sqft
2018-12-01 0 days 1,950 sqft
2019-01-01 0 days 1,943 sqft
2019-02-01 0 days 1,957 sqft
2019-03-01 0 days 2,021 sqft
2019-04-01 0 days 2,078 sqft
2019-05-01 0 days 2,112 sqft
2019-06-01 0 days 2,105 sqft
2019-07-01 0 days 2,126 sqft
2019-08-01 0 days 2,097 sqft
2019-09-01 0 days 2,064 sqft
2019-10-01 0 days 2,042 sqft
2019-11-01 0 days 2,048 sqft
2019-12-01 0 days 1,950 sqft
2020-01-01 0 days 1,910 sqft
2020-02-01 0 days 1,916 sqft
2020-03-01 0 days 1,921 sqft
2020-04-01 0 days 1,974 sqft
2020-05-01 0 days 1,937 sqft
2020-06-01 0 days 2,041 sqft
2020-07-01 0 days 2,075 sqft
2020-08-01 0 days 2,098 sqft
2020-09-01 0 days 2,086 sqft
2020-10-01 0 days 2,044 sqft
2020-11-01 0 days 1,987 sqft
2020-12-01 0 days 2,000 sqft
2021-01-01 0 days 1,980 sqft
2021-02-01 0 days 2,132 sqft
2021-03-01 0 days 2,163 sqft
2021-04-01 0 days 2,030 sqft
2021-05-01 0 days 1,813 sqft
2021-06-01 0 days 1,777 sqft
2021-07-01 0 days 1,810 sqft
2021-08-01 0 days 1,839 sqft
2021-09-01 0 days 1,873 sqft
2021-10-01 0 days 1,926 sqft
2021-11-01 0 days 1,939 sqft
2021-12-01 0 days 1,956 sqft
2022-01-01 0 days 1,921 sqft
2022-02-01 0 days 1,920 sqft
2022-03-01 0 days 1,843 sqft
2022-04-01 0 days 1,791 sqft
2022-05-01 0 days 1,882 sqft
2022-06-01 0 days 1,849 sqft
2022-07-01 0 days 1,852 sqft
2022-08-01 0 days 1,755 sqft
2022-09-01 0 days 1,779 sqft
2022-10-01 0 days 1,792 sqft
2022-11-01 0 days 1,775 sqft
2022-12-01 0 days 1,802 sqft
2023-01-01 0 days 1,783 sqft
2023-02-01 0 days 1,778 sqft
2023-03-01 0 days 1,821 sqft
2023-04-01 0 days 1,843 sqft
2023-05-01 0 days 1,872 sqft
2023-06-01 0 days 1,886 sqft
2023-07-01 0 days 1,920 sqft
2023-08-01 0 days 1,971 sqft
2023-09-01 0 days 1,866 sqft
2023-10-01 0 days 1,847 sqft
2023-11-01 0 days 1,806 sqft
2023-12-01 0 days 1,800 sqft
JONESBORO's median listing age (time on market) for 2023-12-01 was 0 days.

JONESBORO's median square footage for active listings during the 2023-12-01 period was 1,800 sqft. One year prior, the average listing was 1,802 sqft.

JONESBORO, AR Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 2,129 $516,265,000 $242,492
Refi 475 $158,825,000 $334,368
Cash Out Refi 391 $69,565,000 $177,916
Home Improvement 168 $12,730,000 $75,774
Other 132 $9,830,000 $74,470

Jonesboro's most frequently cited loan purpose was Home Purchase, with 2,129 originations. The 2nd most popular reason was Refi, with 475 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
4-5% 862 $255,360,000 $296,241
5-6% 803 $152,255,000 $189,608
3-4% 650 $160,280,000 $246,585
6-7% 380 $60,280,000 $158,632
2.5-3% 149 $32,585,000 $218,691
7-8% 139 $20,905,000 $150,396
Over 8% 57 $4,305,000 $75,526
<2.5% 33 $7,365,000 $223,182

During 2022, Jonesboro's most frequently originated rate bucket was 4-5%, with 862 originations.

Loan Sizing (JONESBORO, AR MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 1,273 $190,765,000 $149,855
$200k-400k 931 $249,935,000 $268,459
$100,000 or less 844 $50,250,000 $59,538
$400k-600k 150 $71,630,000 $477,533
$600k-1000k 62 $45,800,000 $738,710
$Over $1MM 35 $158,835,000 $4,538,143

JONESBORO's loan sizing saw the bucket of loans from $100k-200k with 1,273 originations, totaling $190,765,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,588 $363,140,000 $228,678
60-80% 790 $221,170,000 $279,962
40-60% 256 $81,200,000 $317,188
Under 20% 208 $7,420,000 $35,673
20-40% 183 $17,615,000 $96,257
Over 100% 40 $10,990,000 $274,750

JONESBORO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,588 originations, totaling $363,140,000 in origination value.