Batesville VA Loan Rates, Closing Costs & Stats

Batesville, AR

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Batesville's 25 lenders originated 82 VA loans during 2023. The total origination value was $16,670,000, with an average VA loan value of $203,293.

    Batesville VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Batesville averaged 6.98% for the week of 2025-02-14, compared to the national average (all VA variants) of 6.428% for the same period.

    Batesville's average VA mortgage closing costs are $3,954.

    The average rate for the prior week (2025-02-07) was 6.61% and one month ago for the week of 2025-01-10, the average rate was 6.95%.

    The average rate one year ago was 6.57%.

    For refis of the same type during the week of 2025-02-14, the average rate was 6.43%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Batesville VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Batesville level.

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Mortgage Research Center, LLC 31 6.83% $2,566
    First Community Bank 6 6.23% $4,014
    QUICKEN LOANS, LLC 5 6.47% $8,854
    PENNYMAC LOAN SERVICES, LLC 3 6.75% $3,975
    The Federal Savings Bank 3 6.17% $16,694
    CARDINAL FINANCIAL 2 6.44% $9,754
    Renasant Bank 2 6.25% $6,732
    USAA Federal Savings Bank 2 6.50% $3,398
    NEW DAY FINANCIAL, LLC 2 7.49% $7,833
    Mr. Cooper ( Nationstar Mortgage ) 2 6.00% $10,659
    DAS Acquisition Company, LLC 2 7.44% $1,762
    NAVY FEDERAL CREDIT UNION 1 5.38% $1,960
    Regions Bank 1 6.25% $3,942
    ACADEMY MORTGAGE CORPORATION 1 6.25% $4,695
    VILLAGE CAPITAL MORTGAGE 1 5.75% $1,989
    BANK OF LITTLE ROCK MORTGAGE CORPORATION 1 7.63% $3,665
    Barrington Bank & Trust Company, N.A. 1 6.63% $3,622
    Encompass Lending Group, LP 1 7.00% $6,267
    FIRST COMMUNITY MORTGAGE, INC. 1 6.25% $5,099
    FREEDOM MORTGAGE CORPORATION 1 6.38% $1,732
    GERSHMAN INVESTMENT CORP. 1 6.88% $4,995
    GUARANTEED RATE, INC. 1 5.75% $2,607
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 7.00% $13,605
    MORTGAGE SOLUTIONS OF COLORADO, LLC 1 5.75% $10,223
    MOVEMENT MORTGAGE, LLC 1 6.25% $3,419

    The top Batesville VA lender as defined by loan originations is Mortgage Research Center, LLC, with 31 VA loans originated. Their average total fees are $2,566, which is $1,448 lower than the next largest lender, First Community Bank.

    The lowest fee Batesville VA lenders (with over 10 loans originated) are Mortgage Research Center, LLC ($2,566), .

    The lowest rate Batesville VA lenders (with over 10 loans originated) are Mortgage Research Center, LLC (6.83%), .

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Batesville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $149,000 (-3.4%) $180,702 (4.0%) 0.00 158
    2018-02-01 $145,250 (-8.7%) $177,487 (-0.1%) 0.00 148
    2018-03-01 $148,700 (-3.3%) $177,188 (-1.8%) 0.00 166
    2018-04-01 $149,900 (-5.7%) $177,838 (-6.9%) 0.00 175
    2018-05-01 $149,900 (-6.3%) $179,406 (-9.6%) 0.00 175
    2018-06-01 $149,900 (-6.3%) $177,960 (-10.2%) 0.00 167
    2018-07-01 $144,950 (-5.9%) $177,577 (-5.1%) 0.00 170
    2018-08-01 $142,588 (-4.6%) $185,435 (-0.2%) 0.00 170
    2018-09-01 $150,000 (4.2%) $190,359 (7.0%) 0.00 165
    2018-10-01 $153,750 (5.2%) $190,564 (4.4%) 0.00 171
    2018-11-01 $158,750 (8.9%) $195,291 (9.6%) 0.00 164
    2018-12-01 $161,950 (8.7%) $203,994 (13.3%) 0.00 157
    2019-01-01 $154,950 (4.0%) $205,964 (14.0%) 0.00 153
    2019-02-01 $151,500 (4.3%) $204,375 (15.2%) 0.00 160
    2019-03-01 $156,386 (5.2%) $203,551 (14.9%) 0.00 159
    2019-04-01 $164,900 (10.0%) $204,255 (14.9%) 0.00 156
    2019-05-01 $169,900 (13.3%) $205,377 (14.5%) 0.00 158
    2019-06-01 $169,900 (13.3%) $207,561 (16.6%) 0.00 153
    2019-07-01 $175,000 (20.7%) $205,335 (15.6%) 0.00 145
    2019-08-01 $175,000 (22.7%) $204,225 (10.1%) 0.00 139
    2019-09-01 $175,000 (16.7%) $202,970 (6.6%) 0.00 128
    2019-10-01 $175,000 (13.8%) $202,133 (6.1%) 0.00 122
    2019-11-01 $175,000 (10.2%) $201,067 (3.0%) 0.00 124
    2019-12-01 $171,175 (5.7%) $191,765 (-6.0%) 0.00 121
    2020-01-01 $172,450 (11.3%) $193,830 (-5.9%) 0.00 124
    2020-02-01 $177,500 (17.2%) $190,037 (-7.0%) 0.00 130
    2020-03-01 $177,000 (13.2%) $199,374 (-2.1%) 0.00 126
    2020-04-01 $169,950 (3.1%) $187,492 (-8.2%) 0.00 128
    2020-05-01 $169,900 (0.0%) $184,638 (-10.1%) 0.00 124
    2020-06-01 $171,250 (0.8%) $187,774 (-9.5%) 0.00 119
    2020-07-01 $177,400 (1.4%) $199,226 (-3.0%) 0.00 106
    2020-08-01 $182,900 (4.5%) $210,497 (3.1%) 0.00 91
    2020-09-01 $174,675 (-0.2%) $223,109 (9.9%) 0.00 86
    2020-10-01 $172,000 (-1.7%) $219,552 (8.6%) 0.00 83
    2020-11-01 $168,900 (-3.5%) $204,012 (1.5%) 0.00 80
    2020-12-01 $169,900 (-0.7%) $206,133 (7.5%) 0.00 82
    2021-01-01 $169,450 (-1.7%) $204,117 (5.3%) 0.00 90
    2021-02-01 $158,725 (-10.6%) $203,050 (6.9%) 0.00 81
    2021-03-01 $153,625 (-13.2%) $199,479 (0.1%) 0.00 72
    2021-04-01 $151,250 (-11.0%) $226,218 (20.7%) 0.00 55
    2021-05-01 $149,750 (-11.9%) $225,682 (22.2%) 0.00 59
    2021-06-01 $163,725 (-4.4%) $227,725 (21.3%) 0.00 58
    2021-07-01 $169,900 (-4.2%) $243,886 (22.4%) 0.00 55
    2021-08-01 $156,900 (-14.2%) $235,384 (11.8%) 0.00 57
    2021-09-01 $156,450 (-10.4%) $242,873 (8.9%) 0.00 49
    2021-10-01 $161,700 (-6.0%) $221,609 (0.9%) 0.00 49
    2021-11-01 $175,750 (4.1%) $224,291 (9.9%) 0.00 44
    2021-12-01 $178,000 (4.8%) $233,526 (13.3%) 0.00 38
    2022-01-01 $175,000 (3.3%) $227,028 (11.2%) 0.00 36
    2022-02-01 $194,950 (22.8%) $237,853 (17.1%) 0.00 42
    2022-03-01 $188,575 (22.8%) $224,899 (12.7%) 0.00 42
    2022-04-01 $220,000 (45.5%) $269,794 (19.3%) 0.00 44
    2022-05-01 $219,925 (46.9%) $259,511 (15.0%) 0.00 59
    2022-06-01 $226,250 (38.2%) $271,134 (19.1%) 0.00 64
    2022-07-01 $232,500 (36.9%) $279,663 (14.7%) 0.00 74
    2022-08-01 $221,250 (41.0%) $270,917 (15.1%) 0.00 74
    2022-09-01 $221,750 (41.7%) $280,947 (15.7%) 0.00 68
    2022-10-01 $247,450 (53.0%) $304,107 (37.2%) 0.00 77
    2022-11-01 $269,900 (53.6%) $309,659 (38.1%) 0.00 75
    2022-12-01 $207,400 (16.5%) $295,264 (26.4%) 0.00 65
    2023-01-01 $217,450 (24.3%) $295,494 (30.2%) 0.00 60
    2023-02-01 $255,000 (30.8%) $315,410 (32.6%) 0.00 52
    2023-03-01 $247,475 (31.2%) $292,079 (29.9%) 0.00 50
    2023-04-01 $242,500 (10.2%) $276,043 (2.3%) 0.00 54
    2023-05-01 $230,000 (4.6%) $270,855 (4.4%) 0.00 49
    2023-06-01 $249,175 (10.1%) $302,363 (11.5%) 0.00 59
    2023-07-01 $235,000 (1.1%) $287,402 (2.8%) 0.00 70
    2023-08-01 $229,925 (3.9%) $289,754 (7.0%) 0.00 69
    2023-09-01 $229,450 (3.5%) $273,587 (-2.6%) 0.00 76
    2023-10-01 $229,450 (-7.3%) $264,778 (-12.9%) 0.00 85
    2023-11-01 $238,875 (-11.5%) $276,395 (-10.7%) 0.00 92
    2023-12-01 $239,000 (15.2%) $275,392 (-6.7%) 0.00 95
    2024-01-01 $229,950 (5.8%) $278,600 (-5.7%) 0.00 87
    2024-02-01 $233,750 (-8.3%) $286,816 (-9.1%) 0.00 81
    2024-03-01 $235,000 (-5.0%) $289,679 (-0.8%) 0.00 75
    2024-04-01 $242,450 (0.0%) $291,489 (5.6%) 0.00 89
    2024-05-01 $244,225 (6.2%) $291,231 (7.5%) 0.00 90
    2024-06-01 $237,000 (-4.9%) $289,102 (-4.4%) 0.00 90
    2024-07-01 $221,225 (-5.9%) $288,494 (0.4%) 0.00 97
    2024-08-01 $245,000 (6.6%) $311,896 (7.6%) 0.00 96
    2024-09-01 $245,000 (6.8%) $295,847 (8.1%) 0.00 95
    2024-10-01 $258,750 (12.8%) $300,867 (13.6%) 0.00 94
    2024-11-01 $274,900 (15.1%) $303,364 (9.8%) 0.00 93
    2024-12-01 $259,900 (8.7%) $287,589 (4.4%) 0.00 106
    2025-01-01 $274,925 (19.6%) $293,262 (5.3%) 0.00 89
    Batesville's median listing price for 2025-01-01 was $274,925, a difference of $44,975 (19.6%) versus the prior year and $15,025 versus the prior month.

    Batesville's median listing price comes in at 0% of the national average.

    Batesville's average listing price for 2025-01-01 was $293,262, a difference of $14,662 (5.3%) versus the prior year and $5,673 versus the prior month.

    For the 2025-01-01 period, Batesville had 89 MLS listings, a difference of -17 listings (-16%) versus the prior month and 2 listings (2%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Batesville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,876 sqft
    2018-02-01 0 days 1,894 sqft
    2018-03-01 0 days 1,872 sqft
    2018-04-01 0 days 1,882 sqft
    2018-05-01 0 days 1,909 sqft
    2018-06-01 0 days 1,943 sqft
    2018-07-01 0 days 2,003 sqft
    2018-08-01 0 days 1,986 sqft
    2018-09-01 0 days 1,976 sqft
    2018-10-01 0 days 1,976 sqft
    2018-11-01 0 days 2,017 sqft
    2018-12-01 0 days 2,020 sqft
    2019-01-01 0 days 2,009 sqft
    2019-02-01 0 days 2,011 sqft
    2019-03-01 0 days 2,028 sqft
    2019-04-01 0 days 2,019 sqft
    2019-05-01 0 days 2,035 sqft
    2019-06-01 0 days 2,048 sqft
    2019-07-01 0 days 2,094 sqft
    2019-08-01 0 days 2,061 sqft
    2019-09-01 0 days 2,059 sqft
    2019-10-01 0 days 2,057 sqft
    2019-11-01 0 days 2,010 sqft
    2019-12-01 0 days 1,970 sqft
    2020-01-01 0 days 2,016 sqft
    2020-02-01 0 days 2,000 sqft
    2020-03-01 0 days 2,047 sqft
    2020-04-01 0 days 1,901 sqft
    2020-05-01 0 days 1,956 sqft
    2020-06-01 0 days 1,974 sqft
    2020-07-01 0 days 2,013 sqft
    2020-08-01 0 days 2,063 sqft
    2020-09-01 0 days 2,038 sqft
    2020-10-01 0 days 2,112 sqft
    2020-11-01 0 days 1,967 sqft
    2020-12-01 0 days 1,927 sqft
    2021-01-01 0 days 1,922 sqft
    2021-02-01 0 days 1,942 sqft
    2021-03-01 0 days 1,891 sqft
    2021-04-01 0 days 1,879 sqft
    2021-05-01 0 days 1,809 sqft
    2021-06-01 0 days 1,835 sqft
    2021-07-01 0 days 1,856 sqft
    2021-08-01 0 days 1,794 sqft
    2021-09-01 0 days 1,745 sqft
    2021-10-01 0 days 1,686 sqft
    2021-11-01 0 days 1,639 sqft
    2021-12-01 0 days 1,643 sqft
    2022-01-01 0 days 1,649 sqft
    2022-02-01 0 days 1,680 sqft
    2022-03-01 0 days 1,630 sqft
    2022-04-01 0 days 1,749 sqft
    2022-05-01 0 days 1,849 sqft
    2022-06-01 0 days 1,849 sqft
    2022-07-01 0 days 1,889 sqft
    2022-08-01 0 days 2,008 sqft
    2022-09-01 0 days 2,018 sqft
    2022-10-01 0 days 2,003 sqft
    2022-11-01 0 days 2,031 sqft
    2022-12-01 0 days 1,967 sqft
    2023-01-01 0 days 1,993 sqft
    2023-02-01 0 days 2,005 sqft
    2023-03-01 0 days 1,916 sqft
    2023-04-01 0 days 1,939 sqft
    2023-05-01 0 days 1,931 sqft
    2023-06-01 0 days 1,929 sqft
    2023-07-01 0 days 1,928 sqft
    2023-08-01 0 days 2,007 sqft
    2023-09-01 0 days 1,891 sqft
    2023-10-01 0 days 1,826 sqft
    2023-11-01 0 days 1,880 sqft
    2023-12-01 0 days 1,860 sqft
    2024-01-01 0 days 1,764 sqft
    2024-02-01 0 days 1,793 sqft
    2024-03-01 0 days 1,791 sqft
    2024-04-01 0 days 1,843 sqft
    2024-05-01 0 days 1,801 sqft
    2024-06-01 0 days 1,758 sqft
    2024-07-01 0 days 1,722 sqft
    2024-08-01 0 days 1,836 sqft
    2024-09-01 0 days 1,825 sqft
    2024-10-01 0 days 1,893 sqft
    2024-11-01 0 days 1,909 sqft
    2024-12-01 0 days 1,899 sqft
    2025-01-01 0 days 1,907 sqft
    Batesville's median listing age (time on market) for 2025-01-01 was 0 days.

    Batesville's median square footage for active listings during the 2025-01-01 period was 1,907 sqft. One year prior, the average listing was 1,764 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.