Quail Creek Bank Mortgage Rates, Fees & Info
Oklahoma City, OKLEI: 549300D3HXQOVIN2DA88
Tax ID: 73-0965506
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Quail Creek Bank is a smaller bank specializing in Home Purchase loans. Quail Creek Bank has a high proportion of conventional loans. Their top markets by origination volume include: Oklahoma City, Tulsa, Stillwater, Bartlesville, and Dallas among others. We have data for 9 markets. (Some data included below & more in-depth data is available with an active subscription.)Quail Creek Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
219Origination Dollar Volume (All Markets)
$82,685,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 203 | $78,275,000 | $385,591 | $0 | 0.00% |
| TULSA, OK (FHA|USDA|VA) | 6 | $1,580,000 | $263,333 | $0 | 0.00% |
| Stillwater, OK (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $0 | 0.00% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $0 | 0.00% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $0 | 0.00% |
| Outside of Metro Areas | 1 | $325,000 | $325,000 | $0 | 0.00% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 0.00% |
| Emporia, KS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against Quail Creek Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 219 | $82,685,000 | $377,557 | $0 | 0.00% |
For 2022, Quail Creek Bank's most frequently originated type of loan was Conventional, with 219 originations.
Loan Reason
For 2022, Quail Creek Bank's most frequently cited loan purpose was Home Purchase, with 164 originations. The 2nd most popular reason was Refi, with 51 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 219 | $82,685,000 | $377,557 | $0 | 0.00% |
For 2022, Quail Creek Bank's most frequently cited loan duration was Other, with 219 originations.
Loan Sizing
2022 saw Quail Creek Bank place emphasis on $100k-200k loans with 71 originations, totaling $10,315,000 in origination value.
Applicant Income
Quail Creek Bank lent most frequently to those with incomes in the $250k+ range, with 41 originations. The second most popular income band? $150k-250k, with 28 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 219 | $82,685,000 | $377,557 | $0 | 0.00% |
Quail Creek Bank lent most frequently to those with DTI ratios of Exempt%, with 219 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications99.19%
Quail Creek Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination88.58%
Quail Creek Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 219 | $82,685,000 | $377,557 |