Cashmere Valley Bank Mortgage Rates, Fees & Info
Cashmere, WALEI: 549300DU4JZVSGF3G964
Tax ID: 91-0168460
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Cashmere Valley Bank is a smaller bank specializing in Home Purchase and Refi loans. Cashmere Valley Bank has a high proportion of conventional loans. Their top markets by origination volume include: Wenatchee, Ellensburg, Yakima, Seattle, and Port Angeles among others. We have data for 6 markets. (Some data included below & more in-depth data is available with an active subscription.)Cashmere Valley Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
100Origination Dollar Volume (All Markets)
$45,630,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| WENATCHEE, WA (FHA|USDA|VA) | 69 | $33,735,000 | $488,913 | $0 | 0.00% |
| Ellensburg, WA (FHA|USDA|VA) | 16 | $6,740,000 | $421,250 | $0 | 0.00% |
| YAKIMA, WA (FHA|USDA|VA) | 12 | $4,330,000 | $360,833 | $0 | 0.00% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $0 | 0.00% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 0.00% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 0.00% |
Their top states include:
Similar Lenders
We use machine learning to identify the top lenders compared against Cashmere Valley Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 100 | $45,630,000 | $456,300 | $0 | 0.00% |
For 2024, Cashmere Valley Bank's most frequently originated type of loan was Conventional, with 100 originations.
Loan Reason
For 2024, Cashmere Valley Bank's most frequently cited loan purpose was Home Purchase, with 68 originations. The 2nd most popular reason was Cash Out Refi, with 16 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 100 | $45,630,000 | $456,300 | $0 | 0.00% |
For 2024, Cashmere Valley Bank's most frequently cited loan duration was Other, with 100 originations.
Loan Sizing
2024 saw Cashmere Valley Bank place emphasis on $200k-400k loans with 36 originations, totaling $10,650,000 in origination value.
Applicant Income
Cashmere Valley Bank lent most frequently to those with incomes in the $100k-150k range, with 27 originations. The second most popular income band? $250k+, with 26 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 100 | $45,630,000 | $456,300 | $0 | 0.00% |
Cashmere Valley Bank lent most frequently to those with DTI ratios of Exempt%, with 100 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications90.34%
Cashmere Valley Bank has an average approval rate.
Pick Rate
Approvals leading to origination69.00%
Cashmere Valley Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 100 | $45,630,000 | $456,300 |