SPOKANE - SPOKANE VALLEY Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Spokane - Spokane Valley averaged 5.46% for the week of 2022-05-19, compared to the national average of 5.25% for the same period.

The average rate for the prior week (2022-05-12) was 5.71% and one month ago for the week of 2022-04-14, the average rate was 5.41%.

Spokane - Spokane Valley's average rate one year ago was 3.28%.

For refis of the same type during the week of 2022-05-19, the average rate was 5.24%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-19 5.25%
Spokane - Spokane Valley 30 Year Fixed Rate 2022-05-19 5.46%
Spokane - Spokane Valley 30 Year Fixed Rate Refi 2022-05-19 5.24%
Spokane - Spokane Valley 15 Year Fixed Rate 2022-05-19 4.91%
Spokane - Spokane Valley 15 Year Fixed Rate Refi 2022-05-19 4.8%
Spokane - Spokane Valley 30 Year FHA 2022-05-19 5.46%
Spokane - Spokane Valley 30 Year FHA Refi 2022-05-19 5.25%
Spokane - Spokane Valley 30 Year USDA 2022-05-19 5.46%
Spokane - Spokane Valley 30 Year USDA Refi 2022-05-19 5.36%
Spokane - Spokane Valley 30 Year VA 2022-05-19 5.09%
Spokane - Spokane Valley 30 Year VA Refi 2022-05-19 5.02%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SPOKANE-SPOKANE VALLEY, WA.

SPOKANE - SPOKANE VALLEY Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the SPOKANE-SPOKANE VALLEY, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 1,600 3.08% $4,874
SPOKANE TEACHERS 1,234 3.03% $4,735
UNITED WHOLESALE MORTGAGE, LLC 843 3.00% $4,418
Washington Trust Bank 565 3.11% $3,629
CALIBER HOME LOANS, INC. 552 3.20% $4,205
Sunflower Bank 499 3.21% $5,086
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 478 3.17% $4,997
NUMERICA CREDIT UNION 444 3.23% $5,102
GUILD MORTGAGE COMPANY 430 3.17% $4,625
HOMEBRIDGE FINANCIAL SERVICES, INC. 417 3.21% $5,292
Flagstar Bank, FSB 386 3.16% $4,452
CELEBRITY HOME LOANS, LLC 371 3.31% $5,410
HOMESIDE FINANCIAL, LLC 327 3.26% $5,240
LOANDEPOT.COM, LLC 303 3.01% $4,746
Wheatland Bank 288 3.17% $4,239
JPMorgan Chase Bank 273 3.10% $2,991
LEADERONE FINANCIAL CORPORATION 264 3.18% $3,622
Wells Fargo Bank 263 3.16% $3,336
Glacier Bank 253 3.21% $6,184
Boeing Employees Credit Union 230 3.07% $3,015
Sierra Pacific Mortgage Company, Inc. 214 3.18% $4,021
Umpqua Bank 210 3.15% $4,052
AMERICAN PACIFIC MORTGAGE CORPORATION 209 3.16% $5,669
AMERISAVE MORTGAGE CORPORATION 198 2.87% $5,043
ENVOY MORTGAGE, LTD 197 3.23% $4,994
BETTER MORTGAGE CORPORATION 193 2.85% $2,916
Willamette Valley Bank 178 3.32% $4,318
GESA 175 3.14% $6,265
PRIORITY HOME LENDING, LLC 174 3.16% $6,331
MOVEMENT MORTGAGE, LLC 167 3.24% $4,425
Mr. Cooper ( Nationstar Mortgage ) 161 3.21% $5,146
PENNYMAC LOAN SERVICES, LLC 156 3.10% $4,713
U.S. Bank 156 3.06% $3,811
Banner Bank 153 3.17% $4,615
ACADEMY MORTGAGE CORPORATION 150 3.21% $4,173
FINANCE OF AMERICA MORTGAGE LLC 148 3.20% $3,954
GUARANTEED RATE, INC. 145 3.17% $4,207
BROKER SOLUTIONS, INC. 144 3.08% $4,139
PENRITH HOME LOANS LLC 137 3.15% $4,506
Northpointe Bank 132 3.33% $5,336
HomeStreet Bank 131 3.10% $4,635
SUMMIT FUNDING, INC. 130 3.28% $5,670
GLOBAL 127 3.13% $3,807
HOME POINT FINANCIAL CORPORATION 124 2.99% $4,051
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 124 3.04% $4,231
NEWREZ LLC 123 3.13% $3,463
WASHINGTON STATE EMPLOYEES Credit Union 123 3.06% $2,600
CHERRY CREEK MORTGAGE, LLC 113 3.12% $2,263
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 112 3.27% $5,737
MANN FINANCIAL INC. 100 3.08% $5,327
GENEVA FINANCIAL, LLC 99 3.29% $4,665
HORIZON 99 3.58% $5,210
DHI MORTGAGE COMPANY, LTD. 96 2.83% $2,727
Bank of America 95 2.95% $3,313
Paramount Residential Mortgage Group, Inc. 86 3.33% $4,898
CHURCHILL MORTGAGE CORPORATION 66 3.41% $4,514
FREEDOM MORTGAGE CORPORATION 65 3.21% $2,506
PREMIER MORTGAGE RESOURCES, L.L.C. 62 3.42% $4,558
CMG MORTGAGE, INC. 60 3.23% $5,828
STEARNS LENDING, LLC 58 2.97% $3,959
MUTUAL OF OMAHA MORTGAGE, INC. 56 3.06% $2,890
AMERICAN FINANCING CORPORATION 55 3.15% $4,199
KeyBank 53 3.09% $3,434
DIRECTORS MORTGAGE, INC. 49 3.32% $5,489
IDAHO CENTRAL 47 3.09% $5,769
Strong Home Mortgage, LLC 45 2.87% $1,376
CROSSCOUNTRY MORTGAGE, LLC 43 3.25% $4,385
KELLER MORTGAGE, LLC 43 3.08% $2,780
LAKEVIEW LOAN SERVICING, LLC 39 3.45% $3,001
First Interstate Bank 38 3.18% $4,417
North American Savings Bank, F.S.B. 37 2.78% $1,623
SUMMIT MORTGAGE CORPORATION 34 3.18% $3,146
S1L, Inc. 33 3.36% $4,398
NAVY FEDERAL CREDIT UNION 33 3.43% $4,593
NBKC BANK 32 3.07% $2,501
Wallick & Volk, Inc. 30 3.40% $6,841
The Federal Savings Bank 28 3.25% $8,537
PRIMELENDING, A PLAINSCAPITAL COMPANY 27 3.28% $5,597
Columbia State Bank 24 3.22% $3,438
ZILLOW HOME LOANS, LLC 24 3.13% $3,845
LAND HOME FINANCIAL SERVICES, INC. 24 3.19% $4,577
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 23 3.22% $3,645
Washington Federal Bank 23 3.31% $6,335
Wyndham Capital Mortgage, Inc. 22 2.98% $2,361
AMERICAN FINANCIAL NETWORK, INC. 21 3.08% $8,511
Carrington Mortgage Services, LLC 21 3.45% $5,117
BAY EQUITY LLC 20 3.25% $5,432
Gateway First Bank 20 3.35% $2,967
MICHIGAN MUTUAL, INC. 19 3.10% $4,044
First Guaranty Mortgage Corporation 19 3.25% $5,213
Platinum Home Mortgage Corporation 19 3.28% $5,704
FirstBank 19 2.85% $1,937
Ally Bank 18 2.97% $5,006
InterContinental Capital Group, Inc 17 3.15% $3,990
LADERA LENDING, INC. 17 3.23% $4,191
CANOPY MORTGAGE, LLC 16 2.90% $3,108
PRIMARY RESIDENTIAL MORTGAGE, INC. 15 3.13% $3,920
NETWORK CAPITAL FUNDING CORPORATION 14 2.96% $4,201
CORNERSTONE HOME LENDING, INC. 14 3.29% $4,767
PROVIDENT FUNDING ASSOCIATES, L.P. 14 2.78% $3,123
Stifel Bank and Trust 13 2.85% $2,546
SOFI LENDING CORP. 13 3.08% $4,339
SPOKANE FIREFIGHTERS CREDIT UNION 13 3.00% $3,567
SAMMAMISH MORTGAGE COMPANY 12 3.11% $3,301
ON Q FINANCIAL, INC. 12 3.07% $5,488
Watermark Capital, Inc. 11 3.02% $3,461
PREMIER LENDING, INC. 11 3.24% $3,778
PHH Mortgage Corporation 11 3.39% $5,389
PNC Bank 11 3.25% $3,844
Hometown Lenders, Inc. 11 3.28% $4,542
Potlatch No. 1 Financial Credit Union 11 2.82% $4,623
Servion, Inc. 11 3.38% $4,036
NexBank 10 3.36% $5,414
PLANET HOME LENDING, LLC 10 3.16% $5,472
SOVEREIGN LENDING GROUP INCORPORATED 10 3.01% $5,880
Morgan Stanley Private Bank 10 2.69% $4,098
Alaska USA Mortgage Company LLC 9 3.15% $4,519
LOANPAL, LLC 9 3.25% $6,917
Northwest Farm Credit Services, FLCA 9 3.65% $6,529
EMM LOANS LLC 9 3.33% $8,513
Truist Bank 9 3.16% $4,531
FIRST TECHNOLOGY 9 2.85% $4,759
Alaska USA Federal Credit Union 9 3.15% $4,519
AXIA FINANCIAL, LLC 9 3.11% $9,479
Commerce Home Mortgage, Inc. 9 3.56% $4,243
AmeriHome Mortgage Company, LLC 8 3.29% $3,762
First Home Bank 8 2.92% $7,048
AMERICAN INTERNET MORTGAGE, INC. 8 2.75% $3,427
Bank of England 8 3.23% $4,675
1st Security Bank of Washington 8 3.17% $4,778
RESIDENTIAL WHOLESALE MORTGAGE, INC. 8 3.01% $3,734
SUN WEST MORTGAGE COMPANY, INC. 8 3.25% $3,527
MORTGAGE MASTER SERVICE CORPORATION 7 3.00% $3,584
ARC HOME LLC 7 3.68% $3,801
Zions Bancorporation, N.A. 7 3.04% $4,084
BNC National Bank 7 2.91% $3,670
TIAA, FSB 7 2.98% $6,453
MUFG Union Bank 7 2.88% $3,033
Mortgage Research Center, LLC 7 2.80% $5,672
NFM, INC. 7 3.04% $4,234
LENDUS, LLC 7 3.27% $4,439
Nations Lending Corporation 7 3.09% $7,859
Arvest Bank 6 3.08% $4,216
RESIDENTIAL BANCORP. 6 3.52% $4,266
Discover Bank 6 4.12% $0
Axos Bank 6 3.14% $1,412
Victorian Finance, LLC 6 3.08% $4,103
V.I.P. MORTGAGE, INC. 6 3.08% $4,293
AMCAP MORTGAGE, LTD. 6 3.71% $4,442
TOP FLITE FINANCIAL, INC. 6 3.27% $8,808
Citizens Bank 6 3.08% $3,246
USAA Federal Savings Bank 6 2.94% $4,529
Kwik Mortgage Corporation 6 3.08% $1,701
ROUNDPOINT MORTGAGE SERVICING CORPORATION 6 3.35% $3,046
ROYAL UNITED MORTGAGE LLC 6 3.31% $8,446
LENDERFI, INC. 6 2.90% $1,063
WESTWOOD MORTGAGE, INC. 5 3.60% $7,031
First Savings Bank 5 2.95% $5,923
Franklin Loan Corporation 5 2.85% $5,270
Citadel Servicing Corporation 5 4.65% $14,075
LENOX FINANCIAL MORTGAGE CORPORATION 5 3.23% $4,125
EMBRACE HOME LOANS, INC. 5 3.27% $2,808
WHATCOM EDUCATIONAL CREDIT UNION 5 2.88% $3,884
Manufacturers and Traders Trust Company 5 3.08% $5,474
Charles Schwab Bank, SSB 5 2.20% $2,612
MORIA DEVELOPMENT, INC. 5 3.48% $5,766
SPRING EQ, LLC 4 2.63% $0
RANLIFE, INC. 4 3.16% $6,788
OnPoint Community Credit Union 4 3.00% $2,698
Peoples Bank 4 2.97% $3,675
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 4 3.06% $3,337
Unitus Community Credit Union 4 2.88% $3,725
PENTAGON FEDERAL CREDIT UNION 4 2.97% $1,638
CHEVRON 4 2.97% $4,423
NATIONS DIRECT MORTGAGE, LLC 4 3.22% $5,967
GSF Mortgage Corporation 4 3.19% $7,994
CONTOUR MORTGAGE CORPORATION 3 3.46% $8,532
GUARANTY HOME MORTGAGE CORPORATION 3 2.91% $3,784
Colonial Savings, F.A. 3 3.13% $3,128
UBS Bank USA 3 2.71% $3,931
ADVANTAGE PLUS 3 3.42% $8,220
HOMEXPRESS MORTGAGE CORP. 3 4.42% $17,508
Toyota Financial Savings Bank 3 3.00% $3,186
iQ Credit Union 3 3.54% $2,150
Citibank 3 2.92% $6,076
First Mortgage Solutions, LLC 3 2.83% $3,215
RELIANCE FIRST CAPITAL, LLC 3 3.29% $5,392
LOANLEADERS OF AMERICA, INC. 3 2.88% $5,422
LOANSNAP, INC. 3 2.87% $2,104
LPMC, LLC 3 2.92% $4,030
BMO Harris Bank 3 3.38% $4,540
MOUNTAIN AMERICA 3 3.29% $6,970
First Horizon Bank 3 3.04% $3,324
First Federal Bank 3 3.29% $10,172
ARK-LA-TEX FINANCIAL SERVICES, LLC. 3 4.13% $3,004
NEXERA HOLDING LLC 3 3.13% $2,169
NMSI, INC. 3 3.96% $8,912
NOVA FINANCIAL & INVESTMENT CORPORATION 3 3.04% $2,602
NP, Inc. 3 3.08% $8,840
Solarity Credit Union 3 3.21% $5,864
Opportunity Bank of Montana 3 2.92% $3,889
Cf Bank 3 2.63% $1,821
ANGEL OAK MORTGAGE SOLUTIONS LLC 3 3.33% $17,451
Plains Commerce Bank 3 3.42% $5,964
EVERETT FINANCIAL, INC. 3 3.25% $2,296
DRAPER AND KRAMER MORTGAGE CORP. 3 3.04% $3,196
Amerifirst Financial, Inc. 3 3.13% $3,850
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 3 3.08% $3,431
Quontic Bank 3 5.58% $8,801
VISION ONE MORTGAGE, INC. 3 3.33% $6,602
Seattle Metropolitan Credit Union 2 3.00% $4,229
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 2 3.18% $5,715
Ameris Bank 2 2.63% $7,166
ALLIANT CREDIT UNION 2 3.13% $5,266
SALAL 2 2.88% $4,983
Financial Funding Solutions, Inc. 2 2.69% $3,817
JMJ FINANCIAL GROUP 2 2.94% $3,395
SOUND 2 2.69% $4,222
BOKF 2 3.06% $3,218
ATHAS CAPITAL GROUP, INC. 2 6.19% $7,850
Prosperity Home Mortgage, LLC 2 3.31% $3,863
Waterstone Mortgage Corporation 2 3.06% $2,739
First United Bank and Trust Company 2 2.88% $2,436
OAKTREE FUNDING CORP. 2 4.25% $3,671
Baxter Credit Union 2 2.88% $2,517
Barrington Bank & Trust Company, N.A. 2 3.00% $3,763
Qualstar Credit Union 2 3.13% $2,606
Pacific NW Federal Credit Union 2 3.25% $2,426
TRISTAR FINANCE, INC. 2 2.93% $3,468
First State Bank of St. Charles, Missouri 2 3.06% $3,408
ADVANTIS 2 3.13% $3,282
Florida Capital Bank 2 3.38% $5,312
HOMESTEAD FUNDING CORP. 2 2.88% $3,089
UIF CORPORATION 2 2.88% $2,984
Evolve Bank & Trust 2 3.13% $4,061
Academy Bank 2 3.12% $3,236
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 2 3.56% $5,833
HOME MORTGAGE ALLIANCE, LLC 2 2.93% $4,160
RESIDENTIAL MORTGAGE, LLC 2 2.81% $5,950
PLAZA HOME MORTGAGE, INC. 2 3.19% $2,370
ANGEL OAK HOME LOANS LLC 2 4.13% $6,170
HighTechLending Inc 2 2.69% $2,451
MEMBER FIRST MORTGAGE, LLC 2 3.56% $2,833
First Internet Bank of Indiana 2 3.06% $2,129
AMERICAN ADVISORS GROUP 2 3.19% $3,711
Magnolia Bank 2 3.18% $5,924
Loan Simple, Inc. 2 3.19% $2,352
MORTGAGE SOLUTIONS OF COLORADO, LLC 2 2.88% $5,208
RBC Bank, (Georgia) 2 3.06% $2,079
SWBC MORTGAGE CORPORATION 2 3.25% $5,289
DAS Acquisition Company, LLC 2 3.44% $3,607
First Midwest Bank 2 2.69% $2,684
Armed Forces Bank 2 3.44% $3,798
The Huntington National Bank 2 2.88% $3,349
BEST FINANCE CAPITAL, INC. 2 2.81% $9,592
UNIVERSAL LENDING CORPORATION 2 3.13% $3,464
NATIONWIDE MORTGAGE BANKERS, INC. 2 3.13% $3,333
Lakeview Community Capital, LLC 2 3.56% $3,816
NBH Bank 2 3.25% $1,604
ALL WESTERN MORTGAGE, INC. 2 3.56% $8,115
First Federal Savings and Loan Association of Port Angeles 2 2.88% $3,530
The Loan Store, Inc. 1 2.38% $10,044
5TH STREET CAPITAL, INC. 1 5.88% $13,617
Amalgamated Bank 1 2.88% $3,466
AMERICAN FINANCIAL RESOURCES, INC. 1 2.63% $6,856
Austin Capital Bank SSB 1 3.50% $8,976
Bank of the Pacific 1 3.00% $3,504
Bank of the West 1 2.75% $4,575
BAYSHORE MORTGAGE FUNDING, LLC 1 3.25% $10,241
BELEM SERVICING LLC 1 3.99% $3,247
BEST CAPITAL FUNDING 1 2.63% $8,470
BNY Mellon 1 2.25% $1,867
Century Mortgage Company DBA Century Lending Company 1 3.25% $7,199
CHARTWAY FEDERAL CREDIT UNION 1 3.00% $3,298
Chicago Financial Services, Inc. 1 2.75% $3,170
CHU & ASSOCIATES, INC. 1 2.88% $5,824
CITYWIDE HOME LOANS, LLC 1 2.99% $4,320
Colten Mortgage, LLC 1 3.13% $3,940
COMMUNITY MORTGAGE FUNDING, LLC 1 2.75% $3,630
Congressional Bank 1 3.25% $2,496
COUNTRYPLACE MORTGAGE, LTD. 1 4.75% $8,469
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 3.25% $3,004
CRESCENT MORTGAGE COMPANY 1 2.88% $10,896
CU HOME MORTGAGE SOLUTIONS, LLC 1 2.75% $1,977
DIGITAL Federal Credit Union 1 2.63% $4,251
Equity Prime Mortgage LLC 1 3.13% $9,011
Extraco Banks 1 3.00% $5,655
Farmers Bank & Trust Company 1 2.88% $3,389
FIRST CENTENNIAL MORTGAGE CORPORATION 1 2.88% $5,367
First International Bank & Trust 1 3.13% $2,981
First National Bank 1 2.87% $5,122
First National Bank of America 1 7.50% $7,892
FIRST STATE MORTGAGE SERVICES, LLC 1 3.25% $3,312
First Western Trust Bank 1 3.38% $3,125
Goldwater Bank, N.A. 1 3.38% $2,616
Greenbox Loans, Inc. 1 6.63% $13,798
GUARANTEED RATE AFFINITY, LLC 1 3.13% $3,613
HANCOCK MORTGAGE PARTNERS, LLC 1 3.25% $3,142
HAPO COMMUNITY CREDIT UNION 1 3.50% $1,965
Heritage Bank 1 3.88% $9,091
INFINITY EQUITY GROUP, INC. 1 3.49% $4,755
INTERNATIONAL CITY MORTGAGE, INC. 1 3.38% $2,981
JMAC LENDING, INC. 1 2.88% $3,998
KINECTA 1 3.13% $3,755
KITSAP Credit Union 1 3.63% $4,179
KS StateBank 1 2.75% $3,082
Lend Smart Mortgage, LLC 1 3.25% $2,576
LIBERTY HOME MORTGAGE CORPORATION 1 2.99% $7,878
Luxury Mortgage Corp. 1 5.63% $2,190
Meridian Bank Corporation 1 2.88% $2,066
NATIONS RELIABLE LENDING, LLC 1 2.99% $3,213
NORTHROP GRUMMAN Federal Credit Union 1 3.25% $3,541
NORTHWEST COMMUNITY 1 2.88% $9,675
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 3.25% $7,603
Pinnacle Bank 1 3.38% $2,348
PREMIA MORTGAGE, LLC 1 2.75% $495
PURDUE FEDERAL CREDIT UNION 1 2.75% $3,780
Raymond James Bank 1 3.25% $3,381
RUOFF MORTGAGE COMPANY, INC. 1 2.63% $2,146
SECURITYNATIONAL MORTGAGE COMPANY 1 3.25% $3,613
Silicon Valley Bank 1 2.75% $4,220
SIRVA MORTGAGE, INC. 1 2.88% $0
South State Bank 1 3.75% $3,077
Southwest Airlines Federal Credit Union 1 3.38% $7,221
State Department Federal Credit Union 1 3.25% $4,013
T2 FINANCIAL LLC 1 3.25% $5,148
TCF National Bank 1 3.75% $3,551
The Central Trust Bank 1 3.13% $2,307
Third Federal Savings and Loan Association of Cleveland 1 2.79% $295
Timberland Bank 1 3.25% $4,612
TJC Mortgage, Inc. 1 2.88% $5,891
TOTAL MORTGAGE SERVICES, LLC 1 2.99% $3,421
UMB Bank 1 3.15% $2,815
UNITED 1 2.75% $3,025
UNITED MORTGAGE CORP. 1 3.38% $5,994
VAN DYK MORTGAGE CORPORATION 1 2.88% $6,874
VERITAS FUNDING, LLC 1 3.50% $3,881
WESCOM CENTRAL CREDIT UNION 1 3.50% $4,533
WINGS FINANCIAL 1 2.38% $3,252
Wolfe Financial, Inc 1 3.63% $7,069

SPOKANE-SPOKANE VALLEY, WA's 340 lenders originated 35,937 loans during 2021. The total origination value was $9,613,965,000, with an average loan value of $267,523.

The top SPOKANE - SPOKANE VALLEY lender as defined by loan originations is QUICKEN LOANS, LLC, with 1,600 loans originated. Their average total fees are $4,874, which is $139 higher than the next largest lender, SPOKANE TEACHERS.

The lowest fee SPOKANE - SPOKANE VALLEY lenders (with over 10 loans originated) are Strong Home Mortgage, LLC ($1,376), North American Savings Bank, F.S.B. ($1,623), FirstBank ($1,937), CHERRY CREEK MORTGAGE, LLC ($2,263) and Wyndham Capital Mortgage, Inc. ($2,361).

The lowest rate SPOKANE - SPOKANE VALLEY lenders (with over 10 loans originated) are Morgan Stanley Private Bank (2.69%), PROVIDENT FUNDING ASSOCIATES, L.P. (2.78%), North American Savings Bank, F.S.B. (2.78%), Potlatch No. 1 Financial Credit Union (2.82%) and DHI MORTGAGE COMPANY, LTD. (2.83%).

SPOKANE-SPOKANE VALLEY, WA Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
SPOKANE TEACHERS $646,180,000 $721,905,000 11.7% 7.5%
QUICKEN LOANS, LLC $644,215,000 $695,780,000 8.0% 7.2%
UNITED WHOLESALE MORTGAGE, LLC $311,065,000 $399,420,000 28.4% 4.2%
NUMERICA CREDIT UNION $322,390,000 $376,520,000 16.8% 3.9%
Washington Trust Bank $323,180,000 $332,625,000 2.9% 3.5%
CALIBER HOME LOANS, INC. $225,635,000 $253,580,000 12.4% 2.6%
Sunflower Bank $148,965,000 $218,860,000 46.9% 2.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $179,485,000 $215,855,000 20.3% 2.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $230,140,000 $209,150,000 -9.1% 2.2%
FREEDOM MORTGAGE CORPORATION $221,405,000 $192,860,000 -12.9% 2.0%
GUILD MORTGAGE COMPANY $213,405,000 $187,475,000 -12.2% 2.0%
Umpqua Bank $140,585,000 $185,430,000 31.9% 1.9%
Wells Fargo Bank $107,420,000 $169,940,000 58.2% 1.8%
CELEBRITY HOME LOANS, LLC $1,465,000 $163,175,000 11,038.2% 1.7%
LOANDEPOT.COM, LLC $101,660,000 $157,215,000 54.6% 1.6%
Flagstar Bank, FSB $157,340,000 $156,710,000 -0.4% 1.6%
Boeing Employees Credit Union $129,375,000 $145,305,000 12.3% 1.5%
HOMESIDE FINANCIAL, LLC $118,455,000 $135,250,000 14.2% 1.4%
Wheatland Bank $113,280,000 $135,035,000 19.2% 1.4%
Glacier Bank $166,000,000 $134,005,000 -19.3% 1.4%
Banner Bank $152,260,000 $132,210,000 -13.2% 1.4%
U.S. Bank $128,365,000 $127,605,000 -0.6% 1.3%
HomeStreet Bank $109,885,000 $121,340,000 10.4% 1.3%
PENNYMAC LOAN SERVICES, LLC $65,700,000 $115,395,000 75.6% 1.2%
JPMorgan Chase Bank $99,640,000 $107,495,000 7.9% 1.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $85,435,000 $104,490,000 22.3% 1.1%
LEADERONE FINANCIAL CORPORATION $99,800,000 $101,180,000 1.4% 1.1%
ENVOY MORTGAGE, LTD $89,420,000 $98,210,000 9.8% 1.0%
First Interstate Bank $111,720,000 $95,985,000 -14.1% 1.0%
BETTER MORTGAGE CORPORATION $39,375,000 $87,040,000 121.1% 0.9%
Mortgage Research Center, LLC $76,175,000 $86,150,000 13.1% 0.9%
MOVEMENT MORTGAGE, LLC $88,555,000 $85,925,000 -3.0% 0.9%
GESA $86,720,000 $85,295,000 -1.6% 0.9%
Sierra Pacific Mortgage Company, Inc. $82,180,000 $83,565,000 1.7% 0.9%
Mr. Cooper ( Nationstar Mortgage ) $75,295,000 $79,110,000 5.1% 0.8%
PRIORITY HOME LENDING, LLC $49,405,000 $73,700,000 49.2% 0.8%
HOME POINT FINANCIAL CORPORATION $36,220,000 $73,350,000 102.5% 0.8%
Willamette Valley Bank $63,145,000 $72,995,000 15.6% 0.8%
AMERISAVE MORTGAGE CORPORATION $43,255,000 $72,635,000 67.9% 0.8%
GUARANTEED RATE, INC. $9,885,000 $66,930,000 577.1% 0.7%
WASHINGTON STATE EMPLOYEES Credit Union $48,015,000 $65,435,000 36.3% 0.7%
SUMMIT FUNDING, INC. $43,390,000 $65,420,000 50.8% 0.7%
BROKER SOLUTIONS, INC. $103,910,000 $60,080,000 -42.2% 0.6%
FINANCE OF AMERICA MORTGAGE LLC $69,465,000 $60,055,000 -13.5% 0.6%
PENRITH HOME LOANS LLC $55,295,000 $59,515,000 7.6% 0.6%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $225,985,000 $57,950,000 -74.4% 0.6%
Northpointe Bank $27,315,000 $57,870,000 111.9% 0.6%
NEWREZ LLC $46,145,000 $57,740,000 25.1% 0.6%
ACADEMY MORTGAGE CORPORATION $47,270,000 $56,125,000 18.7% 0.6%
DHI MORTGAGE COMPANY, LTD. $45,665,000 $53,480,000 17.1% 0.6%
GLOBAL $39,445,000 $52,475,000 33.0% 0.5%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $44,775,000 $51,595,000 15.2% 0.5%
Bank of America $61,220,000 $51,340,000 -16.1% 0.5%
CHERRY CREEK MORTGAGE, LLC $44,575,000 $50,665,000 13.7% 0.5%
MANN FINANCIAL INC. $57,500,000 $48,795,000 -15.1% 0.5%
LAKEVIEW LOAN SERVICING, LLC $37,885,000 $48,610,000 28.3% 0.5%
WALKER & DUNLOP, LLC $15,005,000 $47,295,000 215.2% 0.5%
Citibank $795,000 $43,035,000 5,313.2% 0.4%
NORTHMARQ CAPITAL FINANCE, L.L.C. $41,260,000 n/a 0.4%
HORIZON $50,600,000 $40,020,000 -20.9% 0.4%
GENEVA FINANCIAL, LLC $42,185,000 $39,995,000 -5.2% 0.4%
Paramount Residential Mortgage Group, Inc. $32,755,000 $38,905,000 18.8% 0.4%
PREMIER MORTGAGE RESOURCES, L.L.C. $46,085,000 $36,875,000 -20.0% 0.4%
CMG MORTGAGE, INC. $13,750,000 $35,305,000 156.8% 0.4%
NAVY FEDERAL CREDIT UNION $30,935,000 $34,895,000 12.8% 0.4%
CHURCHILL MORTGAGE CORPORATION $47,185,000 $31,990,000 -32.2% 0.3%
USAA Federal Savings Bank $51,920,000 $30,385,000 -41.5% 0.3%
IDAHO CENTRAL $13,440,000 $28,715,000 113.7% 0.3%
STEARNS LENDING, LLC $18,415,000 $28,695,000 55.8% 0.3%
The Federal Savings Bank $39,900,000 $27,395,000 -31.3% 0.3%
KeyBank $21,010,000 $26,240,000 24.9% 0.3%
Columbia State Bank $23,800,000 $26,140,000 9.8% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $15,935,000 $26,115,000 63.9% 0.3%
GREYSTONE SERVICING COMPANY LLC $1,375,000 $23,635,000 1,618.9% 0.2%
AMERICAN FINANCING CORPORATION $11,680,000 $23,360,000 100.0% 0.2%
NEW DAY FINANCIAL, LLC $16,135,000 $23,310,000 44.5% 0.2%
Alaska USA Federal Credit Union $1,185,000 $22,530,000 1,801.3% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $24,285,000 $22,150,000 -8.8% 0.2%
North American Savings Bank, F.S.B. $8,655,000 $21,735,000 151.1% 0.2%
Pacific Premier Bank $21,300,000 n/a 0.2%
SUN WEST MORTGAGE COMPANY, INC. $20,740,000 $20,260,000 -2.3% 0.2%
DIRECTORS MORTGAGE, INC. $26,060,000 $19,690,000 -24.4% 0.2%
Strong Home Mortgage, LLC $18,525,000 $19,145,000 3.3% 0.2%
Washington Federal Bank $15,690,000 $18,125,000 15.5% 0.2%
NBKC BANK $32,065,000 $17,610,000 -45.1% 0.2%
KELLER MORTGAGE, LLC $22,820,000 $16,560,000 -27.4% 0.2%
CANOPY $26,630,000 $15,600,000 -41.4% 0.2%
SPOKANE FIREFIGHTERS CREDIT UNION $27,925,000 $15,065,000 -46.1% 0.2%
Carrington Mortgage Services, LLC $13,415,000 $14,730,000 9.8% 0.2%
S1L, Inc. $1,130,000 $14,290,000 1,164.6% 0.1%
Wallick & Volk, Inc. $9,225,000 $13,965,000 51.4% 0.1%
SUMMIT MORTGAGE CORPORATION $11,030,000 $13,910,000 26.1% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $12,740,000 $13,755,000 8.0% 0.1%
Ally Bank $4,240,000 $12,560,000 196.2% 0.1%
PHH Mortgage Corporation $6,045,000 $11,970,000 98.0% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $24,880,000 $11,550,000 -53.6% 0.1%
LAND HOME FINANCIAL SERVICES, INC. $25,730,000 $11,075,000 -57.0% 0.1%
BAY EQUITY LLC $8,675,000 $10,955,000 26.3% 0.1%
Potlatch No. 1 Financial Credit Union $6,785,000 $10,800,000 59.2% 0.1%
FINANCE OF AMERICA REVERSE LLC $4,585,000 $10,700,000 133.4% 0.1%
LADERA LENDING, INC. $6,810,000 $10,655,000 56.5% 0.1%
Wyndham Capital Mortgage, Inc. $3,815,000 $9,900,000 159.5% 0.1%
PLANET HOME LENDING, LLC $5,835,000 $9,825,000 68.4% 0.1%
AMERICAN ADVISORS GROUP $6,300,000 $9,540,000 51.4% 0.1%
LENDUS, LLC $4,520,000 $9,525,000 110.7% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $14,930,000 $8,955,000 -40.0% 0.1%
FirstBank $10,405,000 $8,910,000 -14.4% 0.1%
Gateway First Bank $1,200,000 $8,775,000 631.3% 0.1%
Morgan Stanley Private Bank $3,070,000 $8,770,000 185.7% 0.1%
Platinum Home Mortgage Corporation $12,840,000 $8,645,000 -32.7% 0.1%
LONGBRIDGE FINANCIAL, LLC $470,000 $8,585,000 1,726.6% 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $4,220,000 $8,305,000 96.8% 0.1%
ZILLOW HOME LOANS, LLC $7,585,000 $8,040,000 6.0% 0.1%
First Guaranty Mortgage Corporation $6,395,000 $8,035,000 25.6% 0.1%
SOFI LENDING CORP. $6,680,000 $7,855,000 17.6% 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $10,315,000 $7,650,000 -25.8% 0.1%
CORNERSTONE HOME LENDING, INC. $21,070,000 $7,485,000 -64.5% 0.1%
READYCAP COMMERCIAL, LLC $7,255,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $4,380,000 $7,180,000 63.9% 0.1%
FIRST TECHNOLOGY $4,595,000 $7,030,000 53.0% 0.1%
Truist Bank $8,365,000 $6,975,000 -16.6% 0.1%
InterContinental Capital Group, Inc $3,705,000 $6,955,000 87.7% 0.1%
PREMIER LENDING, INC. $6,685,000 n/a 0.1%
1st Security Bank of Washington $8,465,000 $6,585,000 -22.2% 0.1%
TIAA, FSB $5,035,000 $6,395,000 27.0% 0.1%
ON Q FINANCIAL, INC. $10,895,000 $6,305,000 -42.1% 0.1%
PNC Bank $4,895,000 $6,230,000 27.3% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $4,335,000 $6,160,000 42.1% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $6,320,000 $6,000,000 -5.1% 0.1%
MICHIGAN MUTUAL, INC. $5,695,000 $5,695,000 0.0% 0.1%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $1,265,000 $5,450,000 330.8% 0.1%
Servion, Inc. $4,250,000 $5,445,000 28.1% 0.1%
CANOPY MORTGAGE, LLC $2,250,000 $5,370,000 138.7% 0.1%
Stifel Bank and Trust $6,720,000 $5,360,000 -20.2% 0.1%
NETWORK CAPITAL FUNDING CORPORATION $4,085,000 $5,120,000 25.3% 0.1%
Bank of England $2,105,000 $5,015,000 138.2% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $3,745,000 $4,725,000 26.2% 0.0%
NexBank $215,000 $4,640,000 2,058.1% 0.0%
Commerce Home Mortgage, Inc. $2,695,000 $4,375,000 62.3% 0.0%
AXIA FINANCIAL, LLC $3,915,000 $4,345,000 11.0% 0.0%
First Home Bank $2,650,000 $4,310,000 62.6% 0.0%
Watermark Capital, Inc. $2,525,000 $4,175,000 65.3% 0.0%
Nations Lending Corporation $5,510,000 $4,060,000 -26.3% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $8,225,000 $3,990,000 -51.5% 0.0%
Northwest Farm Credit Services, FLCA $8,865,000 $3,945,000 -55.5% 0.0%
SAMMAMISH MORTGAGE COMPANY $6,820,000 $3,885,000 -43.0% 0.0%
Third Federal Savings and Loan Association of Cleveland $3,045,000 $3,875,000 27.3% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $725,000 $3,870,000 433.8% 0.0%
AMCAP MORTGAGE, LTD. $325,000 $3,860,000 1,087.7% 0.0%
Alaska USA Mortgage Company LLC $5,375,000 $3,795,000 -29.4% 0.0%
LOANPAL, LLC $3,055,000 $3,775,000 23.6% 0.0%
NP, Inc. $3,220,000 $3,690,000 14.6% 0.0%
Zions Bancorporation, N.A. $1,270,000 $3,620,000 185.0% 0.0%
Barrington Bank & Trust Company, N.A. $4,020,000 $3,495,000 -13.1% 0.0%
MORTGAGE LENDING GROUP LLC $385,000 $3,290,000 754.5% 0.0%
Citadel Servicing Corporation $445,000 $3,275,000 636.0% 0.0%
COLUMBIA COMMUNITY CREDIT UNION $960,000 $3,190,000 232.3% 0.0%
MID AMERICA MORTGAGE, INC. $4,815,000 $3,150,000 -34.6% 0.0%
MORTGAGE MASTER SERVICE CORPORATION $2,295,000 $3,150,000 37.3% 0.0%
Axos Bank $1,980,000 $3,115,000 57.3% 0.0%
BNC National Bank $4,665,000 $3,040,000 -34.8% 0.0%
Citizens Bank $4,605,000 $3,035,000 -34.1% 0.0%
Magnolia Bank $1,030,000 $2,960,000 187.4% 0.0%
Hometown Lenders, Inc. $2,315,000 $2,910,000 25.7% 0.0%
Manufacturers and Traders Trust Company $760,000 $2,775,000 265.1% 0.0%
HOMEXPRESS MORTGAGE CORP. $535,000 $2,770,000 417.8% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $2,885,000 $2,740,000 -5.0% 0.0%
GSF Mortgage Corporation $2,925,000 $2,645,000 -9.6% 0.0%
Peoples Bank $1,220,000 $2,580,000 111.5% 0.0%
EVERETT FINANCIAL, INC. $3,505,000 $2,575,000 -26.5% 0.0%
First Federal Bank $4,520,000 $2,575,000 -43.0% 0.0%
REVERSE MORTGAGE FUNDING LLC $1,385,000 $2,530,000 82.7% 0.0%
Armed Forces Bank $325,000 $2,520,000 675.4% 0.0%
MUFG Union Bank $1,865,000 $2,465,000 32.2% 0.0%
V.I.P. MORTGAGE, INC. $520,000 $2,445,000 370.2% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $450,000 $2,440,000 442.2% 0.0%
Discover Bank $970,000 $2,410,000 148.5% 0.0%
AmeriHome Mortgage Company, LLC $3,150,000 $2,395,000 -24.0% 0.0%
ARC HOME LLC $2,860,000 $2,375,000 -17.0% 0.0%
PLAZA HOME MORTGAGE, INC. $3,205,000 $2,340,000 -27.0% 0.0%
EMM LOANS LLC $1,590,000 $2,260,000 42.1% 0.0%
MORIA DEVELOPMENT, INC. $730,000 $2,255,000 208.9% 0.0%
ALLIANT CREDIT UNION $1,325,000 $2,250,000 69.8% 0.0%
MOUNTAIN AMERICA $1,450,000 $2,245,000 54.8% 0.0%
SALAL $655,000 $2,245,000 242.7% 0.0%
WESTWOOD MORTGAGE, INC. $855,000 $2,240,000 162.0% 0.0%
Charles Schwab Bank, SSB $1,790,000 $2,235,000 24.9% 0.0%
First Savings Bank $4,385,000 $2,215,000 -49.5% 0.0%
TJC Mortgage, Inc. $4,305,000 $2,210,000 -48.7% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $4,910,000 $2,185,000 -55.5% 0.0%
NATIONS DIRECT MORTGAGE, LLC $2,575,000 $2,080,000 -19.2% 0.0%
LENDINGHOME FUNDING CORPORATION $2,060,000 n/a 0.0%
First Mortgage Solutions, LLC $895,000 $2,050,000 129.1% 0.0%
Lakeview Community Capital, LLC $4,280,000 $2,020,000 -52.8% 0.0%
LENDERFI, INC. $950,000 $1,995,000 110.0% 0.0%
TOP FLITE FINANCIAL, INC. $1,020,000 $1,995,000 95.6% 0.0%
SPRING EQ, LLC $1,170,000 $1,990,000 70.1% 0.0%
NBH Bank $2,055,000 $1,980,000 -3.6% 0.0%
UBS Bank USA $1,400,000 $1,955,000 39.6% 0.0%
Bank of the West $1,570,000 $1,950,000 24.2% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $2,375,000 $1,935,000 -18.5% 0.0%
The Central Trust Bank $1,930,000 n/a 0.0%
ADVANTAGE PLUS $1,905,000 n/a 0.0%
Figure Lending LLC $1,450,000 $1,900,000 31.0% 0.0%
Kwik Mortgage Corporation $2,380,000 $1,895,000 -20.4% 0.0%
Plains Commerce Bank $1,545,000 $1,890,000 22.3% 0.0%
CONTOUR MORTGAGE CORPORATION $1,155,000 $1,850,000 60.2% 0.0%
First Federal Savings and Loan Association of Port Angeles $1,845,000 n/a 0.0%
CIVIC FINANCIAL SERVICES, LLC $2,480,000 $1,840,000 -25.8% 0.0%
Arvest Bank $920,000 $1,825,000 98.4% 0.0%
NEXERA HOLDING LLC $1,225,000 $1,815,000 48.2% 0.0%
HighTechLending Inc $1,650,000 $1,805,000 9.4% 0.0%
Amerifirst Financial, Inc. $1,325,000 $1,725,000 30.2% 0.0%
ACCELERATE MORTGAGE, LLC $560,000 $1,710,000 205.4% 0.0%
VISION ONE MORTGAGE, INC. $1,675,000 n/a 0.0%
LPMC, LLC $260,000 $1,665,000 540.4% 0.0%
NFM, INC. $1,440,000 $1,655,000 14.9% 0.0%
BMO Harris Bank $2,125,000 $1,645,000 -22.6% 0.0%
OnPoint Community Credit Union $2,535,000 $1,585,000 -37.5% 0.0%
Farmers Bank & Trust $1,575,000 n/a 0.0%
EMBRACE HOME LOANS, INC. $945,000 $1,545,000 63.5% 0.0%
Victorian Finance, LLC $395,000 $1,535,000 288.6% 0.0%
CHEVRON $1,080,000 $1,520,000 40.7% 0.0%
Low VA Rates, LLC $2,625,000 $1,485,000 -43.4% 0.0%
WHATCOM EDUCATIONAL CREDIT UNION $1,905,000 $1,465,000 -23.1% 0.0%
RANLIFE, INC. $2,600,000 $1,450,000 -44.2% 0.0%
Seattle Metropolitan Credit Union $700,000 $1,450,000 107.1% 0.0%
LOANSNAP, INC. $1,395,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $2,410,000 $1,380,000 -42.7% 0.0%
iQ Credit Union $520,000 $1,370,000 163.5% 0.0%
First Horizon Bank $1,365,000 n/a 0.0%
SWBC MORTGAGE CORPORATION $155,000 $1,360,000 777.4% 0.0%
KS StateBank $1,210,000 $1,340,000 10.7% 0.0%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $1,340,000 n/a 0.0%
Baker Boyer National Bank $415,000 $1,325,000 219.3% 0.0%
RESIDENTIAL BANCORP. $1,320,000 n/a 0.0%
NMSI, INC. $1,315,000 n/a 0.0%
UMB Bank $1,315,000 n/a 0.0%
Solarity Credit Union $10,080,000 $1,280,000 -87.3% 0.0%
LENDINGONE, LLC $1,270,000 n/a 0.0%
Franklin Loan Corporation $450,000 $1,255,000 178.9% 0.0%
Community First Bank $1,250,000 n/a 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $385,000 $1,235,000 220.8% 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $900,000 $1,235,000 37.2% 0.0%
Loan Simple, Inc. $1,925,000 $1,225,000 -36.4% 0.0%
Mid-Continent Funding, Inc. $335,000 $1,220,000 264.2% 0.0%
Cornerstone First Mortgage, Inc $1,200,000 n/a 0.0%
Cf Bank $1,990,000 $1,195,000 -39.9% 0.0%
Mortgage Bank of California $1,195,000 n/a 0.0%
Qualstar Credit Union $330,000 $1,185,000 259.1% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $1,205,000 $1,165,000 -3.3% 0.0%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $420,000 $1,145,000 172.6% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $1,195,000 $1,120,000 -6.3% 0.0%
The Huntington National Bank $215,000 $1,105,000 414.0% 0.0%
MEMBER FIRST MORTGAGE, LLC $1,095,000 n/a 0.0%
Toyota Financial Savings Bank $305,000 $1,085,000 255.7% 0.0%
First State Bank of St. Charles, Missouri $435,000 $1,045,000 140.2% 0.0%
FUNDLOANS CAPITAL $1,025,000 n/a 0.0%
Florida Capital Bank $1,350,000 $1,015,000 -24.8% 0.0%
Credence Funding Corporation $185,000 $1,000,000 440.5% 0.0%
Visio Financial Services Inc. $985,000 n/a 0.0%
WINGS FINANCIAL $980,000 $985,000 0.5% 0.0%
OPEN MORTGAGE, LLC $225,000 $940,000 317.8% 0.0%
JMJ FINANCIAL GROUP $925,000 n/a 0.0%
OAKTREE FUNDING CORP. $735,000 $925,000 25.9% 0.0%
Academy Bank $900,000 n/a 0.0%
CHARTWAY FEDERAL CREDIT UNION $900,000 n/a 0.0%
Prosperity Home Mortgage, LLC $700,000 $900,000 28.6% 0.0%
TRISTAR FINANCE, INC. $155,000 $900,000 480.6% 0.0%
LOANLEADERS OF AMERICA, INC. $1,825,000 $895,000 -51.0% 0.0%
WESTERN EXPRESS LENDING $725,000 $890,000 22.8% 0.0%
ATHAS CAPITAL GROUP, INC. $360,000 $865,000 140.3% 0.0%
Quontic Bank $865,000 n/a 0.0%
First Internet Bank of Indiana $615,000 $860,000 39.8% 0.0%
HOME MORTGAGE ALLIANCE, LLC $860,000 n/a 0.0%
First Midwest Bank $1,035,000 $855,000 -17.4% 0.0%
ALL WESTERN MORTGAGE, INC. $850,000 n/a 0.0%
GUARANTY HOME MORTGAGE CORPORATION $315,000 $845,000 168.3% 0.0%
Unitus Community Credit Union $1,005,000 $845,000 -15.9% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $4,795,000 $840,000 -82.5% 0.0%
Opportunity Bank of Montana $1,390,000 $835,000 -39.9% 0.0%
RBC Bank, (Georgia) $645,000 $830,000 28.7% 0.0%
VERITAS FUNDING, LLC $165,000 $830,000 403.0% 0.0%
Bank of the Pacific $615,000 $815,000 32.5% 0.0%
Ameris Bank $1,555,000 $810,000 -47.9% 0.0%
Meridian Bank Corporation $790,000 n/a 0.0%
First Republic Bank $235,000 $785,000 234.0% 0.0%
Waterstone Mortgage Corporation $1,240,000 $785,000 -36.7% 0.0%
RELIANCE FIRST CAPITAL, LLC $720,000 $770,000 6.9% 0.0%
Heritage Bank $745,000 n/a 0.0%
Chicago Financial Services, Inc. $740,000 n/a 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $1,800,000 $740,000 -58.9% 0.0%
UNIVERSAL LENDING CORPORATION $740,000 n/a 0.0%
21ST MORTGAGE CORPORATION $1,225,000 $715,000 -41.6% 0.0%
ADVANTIS $690,000 $715,000 3.6% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $1,315,000 $705,000 -46.4% 0.0%
INTERCAP LENDING INC. $1,000,000 $705,000 -29.5% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $5,310,000 $705,000 -86.7% 0.0%
Pacific NW Federal Credit Union $750,000 $700,000 -6.7% 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $295,000 $695,000 135.6% 0.0%
BOKF $2,490,000 $680,000 -72.7% 0.0%
HOMESTEAD FUNDING CORP. $865,000 $680,000 -21.4% 0.0%
CRESCENT MORTGAGE COMPANY $655,000 $675,000 3.1% 0.0%
STAR ONE CREDIT UNION $405,000 $675,000 66.7% 0.0%
ALL REVERSE MORTGAGE, INC. $405,000 $660,000 63.0% 0.0%
BEST FINANCE CAPITAL, INC. $650,000 n/a 0.0%
BM Real Estate Services, Inc. $650,000 n/a 0.0%
Hometown Equity Mortgage, LLC $275,000 $650,000 136.4% 0.0%
Baxter Credit Union $725,000 $640,000 -11.7% 0.0%
CITYWIDE HOME LOANS, LLC $390,000 $640,000 64.1% 0.0%
First Federal Bank of Kansas City $275,000 $640,000 132.7% 0.0%
Amalgamated Bank $635,000 n/a 0.0%
Raymond James Bank $105,000 $635,000 504.8% 0.0%
Colonial Savings, F.A. $575,000 $630,000 9.6% 0.0%
MORTGAGE EXPRESS, LLC $1,705,000 $615,000 -63.9% 0.0%
THRIVENT Federal Credit Union $635,000 $615,000 -3.1% 0.0%
QUORUM FEDERAL CREDIT UNION $630,000 $610,000 -3.2% 0.0%
BNY Mellon $605,000 n/a 0.0%
First Financial Northwest Bank $595,000 n/a 0.0%
Advisors Mortgage Group, L.L.C. $585,000 n/a 0.0%
PURDUE FEDERAL CREDIT UNION $575,000 n/a 0.0%
The Loan Store, Inc. $995,000 $570,000 -42.7% 0.0%
DAS Acquisition Company, LLC $1,285,000 $560,000 -56.4% 0.0%
Evolve Bank & Trust $560,000 n/a 0.0%
BECKAM FUNDING CORP. $555,000 n/a 0.0%
RESIDENTIAL MORTGAGE, LLC $970,000 $550,000 -43.3% 0.0%
First International Bank & Trust $245,000 $545,000 122.4% 0.0%
First National Bank $545,000 n/a 0.0%
INTELLILOAN, INC. $545,000 n/a 0.0%
OCMBC, INC. $275,000 $540,000 96.4% 0.0%
Extraco Banks $535,000 n/a 0.0%
HomeTrust Bank $535,000 n/a 0.0%
Century Mortgage Company DBA Century Lending Company $530,000 n/a 0.0%
FIRST COMMUNITY MORTGAGE, INC. $525,000 n/a 0.0%
Peoples Bank $1,220,000 $505,000 -58.6% 0.0%
First Western Trust Bank $495,000 n/a 0.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $785,000 $495,000 -36.9% 0.0%
SIRVA MORTGAGE, INC. $1,660,000 $495,000 -70.2% 0.0%
UNITED MORTGAGE CORP. $460,000 $485,000 5.4% 0.0%
NORTHWEST COMMUNITY $505,000 $475,000 -5.9% 0.0%
ANGEL OAK HOME LOANS LLC $470,000 n/a 0.0%
Equity Prime Mortgage LLC $465,000 n/a 0.0%
SOUND $680,000 $465,000 -31.6% 0.0%
STARBOARD FINANCIAL MANAGEMENT, LLC $465,000 n/a 0.0%
Austin Capital Bank SSB $450,000 $460,000 2.2% 0.0%
Financial Funding Solutions, Inc. $460,000 n/a 0.0%
GEORGIA'S OWN $460,000 n/a 0.0%
5TH STREET CAPITAL, INC. $455,000 n/a 0.0%
FIRST CENTENNIAL MORTGAGE CORPORATION $455,000 n/a 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $450,000 n/a 0.0%
CALCULATED RISK ANALYTICS LLC $445,000 n/a 0.0%
First Bank $365,000 $445,000 21.9% 0.0%
First United Bank and Trust Company $430,000 n/a 0.0%
PREMIA MORTGAGE, LLC $435,000 $415,000 -4.6% 0.0%
GUARANTEED RATE AFFINITY, LLC $520,000 $405,000 -22.1% 0.0%
Southwest Airlines Federal Credit Union $405,000 n/a 0.0%
Kirkwood Bank & Trust Co. $235,000 $395,000 68.1% 0.0%
HAPO COMMUNITY CREDIT UNION $1,415,000 $390,000 -72.4% 0.0%
COMMUNITY MORTGAGE FUNDING, LLC $385,000 n/a 0.0%
HANCOCK MORTGAGE PARTNERS, LLC $385,000 n/a 0.0%
Merchants Bank of Indiana $435,000 $385,000 -11.5% 0.0%
TCF National Bank $1,375,000 $385,000 -72.0% 0.0%
CU HOME MORTGAGE SOLUTIONS, LLC $1,240,000 $370,000 -70.2% 0.0%
RED CANOE CREDIT UNION $340,000 $370,000 8.8% 0.0%
DHA FINANCIAL, LLC $365,000 n/a 0.0%
FIRST STATE MORTGAGE SERVICES, LLC $365,000 n/a 0.0%
BKCO MORTGAGE, LLC $195,000 $355,000 82.1% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $410,000 $355,000 -13.4% 0.0%
Greenbox Loans, Inc. $155,000 $355,000 129.0% 0.0%
Lend Smart Mortgage, LLC $355,000 n/a 0.0%
NORTHROP GRUMMAN Federal Credit Union $355,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $350,000 n/a 0.0%
DIGITAL Federal Credit Union $345,000 n/a 0.0%
NATIONS RELIABLE LENDING, LLC $345,000 n/a 0.0%
Silicon Valley Bank $345,000 n/a 0.0%
VAN DYK MORTGAGE CORPORATION $1,110,000 $345,000 -68.9% 0.0%
AmRes Corporation $1,045,000 $335,000 -67.9% 0.0%
Farmers Bank & Trust Company $335,000 n/a 0.0%
INFINITY EQUITY GROUP, INC. $335,000 n/a 0.0%
T2 FINANCIAL LLC $115,000 $330,000 187.0% 0.0%
Pinnacle Bank $325,000 n/a 0.0%
Wolfe Financial, Inc $325,000 n/a 0.0%
BEST CAPITAL FUNDING $2,420,000 $320,000 -86.8% 0.0%
Colten Mortgage, LLC $1,045,000 $315,000 -69.9% 0.0%
Timberland Bank $560,000 $315,000 -43.8% 0.0%
Fidelity Bank $305,000 n/a 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $305,000 n/a 0.0%
Neighborhood Loans, Inc. $305,000 n/a 0.0%
Open Bank $305,000 n/a 0.0%
Texas Security Bank $305,000 n/a 0.0%
UIF CORPORATION $300,000 n/a 0.0%
Luxury Mortgage Corp. $295,000 n/a 0.0%
RUOFF MORTGAGE COMPANY, INC. $295,000 n/a 0.0%
State Department Federal Credit Union $290,000 n/a 0.0%
FOUR POINTS $285,000 n/a 0.0%
KINECTA $1,045,000 $285,000 -72.7% 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION $285,000 n/a 0.0%
Bank of Tennessee $275,000 n/a 0.0%
JMAC LENDING, INC. $560,000 $275,000 -50.9% 0.0%
Texana Bank $275,000 n/a 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $270,000 n/a 0.0%
DEEPHAVEN MORTGAGE LLC $205,000 $265,000 29.3% 0.0%
Goldwater Bank, N.A. $365,000 $265,000 -27.4% 0.0%
OCEANSIDE MORTGAGE COMPANY $1,350,000 $265,000 -80.4% 0.0%
South State Bank $265,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $370,000 $260,000 -29.7% 0.0%
DIRECT MORTGAGE, CORP. $185,000 $255,000 37.8% 0.0%
GET A RATE LLC $255,000 n/a 0.0%
Hiawatha National Bank $255,000 n/a 0.0%
Chickasaw Community Bank $280,000 $245,000 -12.5% 0.0%
D. L. Evans Bank $245,000 n/a 0.0%
COUNTRYPLACE MORTGAGE, LTD. $235,000 $235,000 0.0% 0.0%
FIBRE FEDERAL CREDIT UNION $595,000 $235,000 -60.5% 0.0%
ONY GLO, INC. $4,505,000 $235,000 -94.8% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $470,000 $225,000 -52.1% 0.0%
The Union Bank Company $225,000 n/a 0.0%
Community First National Bank $215,000 n/a 0.0%
STANFORD Federal Credit Union $215,000 n/a 0.0%
First National Bank of America $235,000 $205,000 -12.8% 0.0%
LENDSURE MORTGAGE CORP. $435,000 $205,000 -52.9% 0.0%
TOTAL MORTGAGE SERVICES, LLC $205,000 n/a 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $195,000 n/a 0.0%
BELEM SERVICING LLC $790,000 $185,000 -76.6% 0.0%
COMMUNITYAMERICA $185,000 n/a 0.0%
U S WIDE FINANCIAL LLC $615,000 $185,000 -69.9% 0.0%
ASSEMBLIES OF GOD Credit Union $175,000 n/a 0.0%
First National Bank of Omaha $225,000 $175,000 -22.2% 0.0%
GREAT LAKES $175,000 n/a 0.0%
UNION HOME MORTGAGE CORP. $630,000 $175,000 -72.2% 0.0%
KITSAP Credit Union $150,000 $165,000 10.0% 0.0%
AMWEST FUNDING CORP. $790,000 $155,000 -80.4% 0.0%
IMPAC MORTGAGE CORP. $1,065,000 $155,000 -85.4% 0.0%
Secured Investment Corp. $385,000 $155,000 -59.7% 0.0%
Elements Financial Federal Credit Union $145,000 n/a 0.0%
LANTZMAN MANAGEMENT, INC. $135,000 n/a 0.0%
Bethpage Federal Credit Union $130,000 n/a 0.0%
BLUELEAF LENDING, LLC $125,000 n/a 0.0%
CHU & ASSOCIATES, INC. $125,000 n/a 0.0%
Congressional Bank $985,000 $125,000 -87.3% 0.0%
NW PRIORITY CREDIT UNION $125,000 n/a 0.0%
WESCOM CENTRAL CREDIT UNION $125,000 n/a 0.0%
UNITED $115,000 n/a 0.0%
VERITY $125,000 $105,000 -16.0% 0.0%
Home Loan Investment Bank, F.S.B. $50,000 $75,000 50.0% 0.0%
Deseret First Credit Union $65,000 n/a 0.0%
MERIWEST $65,000 n/a 0.0%
ATLANTA POSTAL $185,000 $55,000 -70.3% 0.0%
TWINSTAR $475,000 $45,000 -90.5% 0.0%

SPOKANE - SPOKANE VALLEY's top lender by overall market share is SPOKANE TEACHERS, with 7.5% market share. In second place, with 7.2%, is QUICKEN LOANS, LLC, having originated $695,780,000 in loans. In third place, with 4.2%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $399,420,000 in loans. In third place, with 3.9%, is NUMERICA CREDIT UNION, having originated $376,520,000 in loans. In third place, with 3.5%, is Washington Trust Bank, having originated $332,625,000 in loans.


SPOKANE-SPOKANE VALLEY, WA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 10,719 $3,729,815,000 $347,963
Cash Out Refi 10,575 $2,806,455,000 $265,386
Refi 10,451 $2,598,825,000 $248,668
Home Improvement 2,472 $247,280,000 $100,032
Other 1,719 $231,455,000 $134,645
NA 1 $135,000 $135,000

Spokane - Spokane Valley's most frequently cited loan purpose was Home Purchase, with 10,719 originations. The 2nd most popular reason was Cash Out Refi, with 10,575 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 14,785 $4,116,325,000 $278,412
2.5-3% 12,866 $3,624,550,000 $281,715
<2.5% 6,003 $1,518,735,000 $252,996
4-5% 1,656 $290,270,000 $175,284
5-6% 281 $34,245,000 $121,868
6-7% 127 $10,285,000 $80,984
Over 8% 78 $7,750,000 $99,359
7-8% 39 $2,725,000 $69,872

During 2021, Spokane - Spokane Valley's most frequently originated rate bucket was 3-4%, with 14,785 originations.

Loan Sizing (SPOKANE-SPOKANE VALLEY, WA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 17,370 $4,892,720,000 $281,676
$100k-200k 9,645 $1,465,905,000 $151,986
$100,000 or less 4,146 $229,030,000 $55,241
$400k-600k 3,998 $1,894,770,000 $473,929
$600k-1000k 584 $421,650,000 $722,003
$Over $1MM 194 $709,890,000 $3,659,227

SPOKANE - SPOKANE VALLEY's loan sizing saw the bucket of loans from $200k-400k with 17,370 originations, totaling $4,892,720,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 11,432 $3,844,110,000 $336,259
80-100% 8,526 $2,868,380,000 $336,427
40-60% 7,491 $1,761,415,000 $235,137
20-40% 3,996 $559,720,000 $140,070
Under 20% 3,074 $177,710,000 $57,811
Over 100% 337 $137,935,000 $409,303

SPOKANE - SPOKANE VALLEY's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 11,432 originations, totaling $3,844,110,000 in origination value.