SPOKANE - SPOKANE VALLEY Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Spokane - Spokane Valley averaged 3.21% for the week of 2021-11-24, compared to the national average of 3.1% for the same period.

The average rate for the prior week (2021-11-18) was 3.51% and one month ago for the week of 2021-10-21, the average rate was 3.3%.

Spokane - Spokane Valley's average rate one year ago was 2.83%.

For refis of the same type during the week of 2021-11-24, the average rate was 3.09%.

Loan Type Date Rate
US 30 Year Fixed Rate 2021-11-24 3.1%
Spokane - Spokane Valley 30 Year Fixed Rate 2021-11-24 3.21%
Spokane - Spokane Valley 30 Year Fixed Rate Refi 2021-11-24 3.09%
Spokane - Spokane Valley 15 Year Fixed Rate 2021-11-24 2.6%
Spokane - Spokane Valley 15 Year Fixed Rate Refi 2021-11-24 2.39%
Spokane - Spokane Valley 30 Year FHA 2021-11-24 3.27%
Spokane - Spokane Valley 30 Year FHA Refi 2021-11-24 3.25%
Spokane - Spokane Valley 30 Year USDA 2021-11-24 3.18%
Spokane - Spokane Valley 30 Year USDA Refi 2021-11-24 3.18%
Spokane - Spokane Valley 30 Year VA 2021-11-24 3.05%
Spokane - Spokane Valley 30 Year VA Refi 2021-11-24 2.87%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SPOKANE-SPOKANE VALLEY, WA.

SPOKANE - SPOKANE VALLEY Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the SPOKANE-SPOKANE VALLEY, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2020 Avg. 30yFix Rate 2020 Avg. Total Fees
SPOKANE TEACHERS 1,344 3.22% $4,315
QUICKEN LOANS, LLC 1,299 3.27% $5,107
UNITED WHOLESALE MORTGAGE, LLC 645 3.15% $4,876
Washington Trust Bank 611 3.37% $3,285
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 543 3.25% $5,158
CALIBER HOME LOANS, INC. 533 3.32% $4,084
GUILD MORTGAGE COMPANY 519 3.22% $4,391
HOMEBRIDGE FINANCIAL SERVICES, INC. 508 3.30% $4,979
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 456 3.33% $4,569
Flagstar Bank, FSB 418 3.30% $4,475
NUMERICA CREDIT UNION 412 3.30% $4,892
Sunflower Bank, National Association 355 3.45% $4,731
Glacier Bank 344 3.29% $5,284
HOMESIDE FINANCIAL, LLC 312 3.09% $4,834
LEADERONE FINANCIAL CORPORATION 274 3.25% $4,030
Umpqua Bank 274 3.43% $4,117
JPMorgan Chase Bank, National Association 265 3.39% $3,512
Wheatland Bank 257 3.26% $4,083
BROKER SOLUTIONS, INC. 236 3.21% $4,833
Banner Bank 233 3.34% $4,186
Wells Fargo Bank, National Association 231 3.45% $3,427
GESA 217 3.35% $5,574
Sierra Pacific Mortgage Company, Inc. 211 3.30% $4,350
MOVEMENT MORTGAGE, LLC 203 3.44% $3,969
LOANDEPOT.COM, LLC 197 3.22% $4,778
U.S. Bank National Association 193 3.37% $3,366
ENVOY MORTGAGE, LTD 187 3.34% $4,626
AMERICAN PACIFIC MORTGAGE CORPORATION 186 3.25% $4,789
Boeing Employees Credit Union 182 3.44% $3,184
Willamette Valley Bank 172 3.36% $4,363
FINANCE OF AMERICA MORTGAGE LLC 169 3.29% $3,882
HomeStreet Bank 158 3.31% $4,388
PENRITH HOME LOANS LLC 157 3.18% $4,492
HORIZON 147 3.45% $5,134
PRIORITY HOME LENDING, LLC 144 3.18% $5,264
MANN FINANCIAL INC. 142 3.17% $5,329
WASHINGTON STATE EMPLOYEES Credit Union 136 3.32% $4,539
ACADEMY MORTGAGE CORPORATION 134 3.41% $3,773
SUMMIT FUNDING, INC. 114 3.28% $5,185
GENEVA FINANCIAL, LLC 113 3.32% $4,694
AMERISAVE MORTGAGE CORPORATION 107 2.91% $4,501
PENNYMAC LOAN SERVICES, LLC 106 3.31% $4,819
CHURCHILL MORTGAGE CORPORATION 105 3.40% $4,985
CHERRY CREEK MORTGAGE, LLC 103 3.29% $1,828
Bank of America, National Association 102 3.33% $4,003
NEWREZ LLC 100 3.45% $3,581
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 95 3.36% $4,936
GLOBAL 94 3.15% $3,059
First Interstate Bank 93 3.27% $3,377
BETTER MORTGAGE CORPORATION 90 3.07% $2,953
NATIONSTAR MORTGAGE LLC 89 3.52% $5,551
DHI MORTGAGE COMPANY, LTD. 81 2.93% $2,840
PREMIER MORTGAGE RESOURCES, L.L.C. 79 3.37% $5,195
Paramount Residential Mortgage Group, Inc. 74 3.39% $4,401
HOME POINT FINANCIAL CORPORATION 71 3.21% $4,610
DIRECTORS MORTGAGE, INC. 70 3.54% $4,587
MUTUAL OF OMAHA MORTGAGE, INC. 61 3.21% $2,542
PRIMELENDING, A PLAINSCAPITAL COMPANY 59 3.80% $5,330
LAND HOME FINANCIAL SERVICES, INC. 59 3.45% $4,524
KELLER MORTGAGE, LLC 56 3.01% $2,106
Northpointe Bank 53 3.24% $3,992
NBKC BANK 46 3.33% $2,367
CORNERSTONE HOME LENDING, INC. 44 3.30% $4,829
KeyBank National Association 44 3.32% $3,357
PROVIDENT FUNDING ASSOCIATES, L.P. 42 3.34% $3,240
Strong Home Mortgage, LLC 39 3.13% $1,247
SPOKANE FIREFIGHTERS CREDIT UNION 38 3.14% $3,136
Columbia State Bank 38 2.92% $2,919
NAVY FEDERAL CREDIT UNION 37 3.47% $5,184
STEARNS LENDING, LLC 36 3.44% $3,582
USAA Federal Savings Bank 35 3.61% $4,574
AMERICAN FINANCING CORPORATION 33 3.25% $4,392
IDAHO CENTRAL 31 3.05% $4,686
CMG MORTGAGE, INC. 29 3.17% $4,771
FREEDOM MORTGAGE CORPORATION 29 3.48% $2,488
Platinum Home Mortgage Corporation 28 3.38% $5,677
CROSSCOUNTRY MORTGAGE, LLC 27 3.17% $3,670
Washington Federal Bank, National Association 27 3.63% $4,324
FirstBank 25 3.15% $1,932
ON Q FINANCIAL, INC. 23 3.45% $5,198
The Federal Savings Bank 21 3.28% $6,809
Northwest Farm Credit Services, FLCA 20 3.51% $6,909
SAMMAMISH MORTGAGE COMPANY 19 3.25% $3,847
ZILLOW HOME LOANS, LLC 19 3.20% $2,533
SUMMIT MORTGAGE CORPORATION 19 3.41% $3,967
AMERICAN FINANCIAL NETWORK, INC. 19 3.07% $5,015
1st Security Bank of Washington 19 3.09% $4,054
LADERA LENDING, INC. 19 3.09% $4,329
Potlatch No. 1 Financial Credit Union 18 2.88% $4,413
Wallick & Volk, Inc. 18 3.58% $3,638
PRIMARY RESIDENTIAL MORTGAGE, INC. 18 3.23% $3,307
SUN WEST MORTGAGE COMPANY, INC. 17 3.25% $513
BAY EQUITY LLC 16 3.37% $5,070
GUARANTEED RATE, INC. 16 3.16% $4,274
LAKEVIEW LOAN SERVICING, LLC 15 3.68% $3,057
MICHIGAN MUTUAL, INC. 14 3.17% $4,848
Truist Bank 14 3.54% $2,981
Stifel Bank and Trust 13 2.95% $2,673
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 13 3.04% $4,565
Solarity Credit Union 12 3.17% $4,874
ROUNDPOINT MORTGAGE SERVICING CORPORATION 12 3.64% $1,902
AXIA FINANCIAL, LLC 12 3.42% $4,432
FIRST TECHNOLOGY 11 3.31% $3,149
InterContinental Capital Group, Inc 11 3.20% $5,332
ROYAL UNITED MORTGAGE LLC 11 3.00% $7,480
SOFI LENDING CORP. 11 3.33% $5,480
Servion, Inc. 11 3.58% $4,309
Carrington Mortgage Services, LLC 11 3.68% $4,537
Nations Lending Corporation 10 3.26% $7,864
First Guaranty Mortgage Corporation 10 3.75% $4,572
IVY MORTGAGE, INC. 9 3.42% $2,441
PLANET HOME LENDING, LLC 9 3.32% $3,991
Kwik Mortgage Corporation 9 3.47% $1,721
TIAA, FSB 9 3.55% $3,084
ONY GLO, INC. 8 3.08% $3,064
First Savings Bank 8 3.27% $3,959
Wyndham Capital Mortgage, Inc. 8 3.08% $2,535
Ally Bank 8 3.17% $3,863
Watermark Capital, Inc. 8 3.13% $2,738
North American Savings Bank, F.S.B. 8 3.02% $2,048
Citizens Bank, National Association 7 3.32% $3,795
Hometown Lenders, Inc. 7 3.44% $3,991
OnPoint Community Credit Union 7 3.04% $3,185
HighTechLending Inc 7 2.93% $1,976
EVERETT FINANCIAL, INC. 7 3.12% $1,740
PLAZA HOME MORTGAGE, INC. 7 3.38% $5,681
LENDUS, LLC 7 3.64% $3,766
AMERICAN INTERNET MORTGAGE, INC. 6 3.33% $3,314
Cf Bank, National Association 6 3.25% $1,441
SOVEREIGN LENDING GROUP INCORPORATED 6 3.12% $5,164
Sound Community Bank 6 3.08% $2,687
EMM LOANS LLC 6 3.73% $6,557
Axos Bank 6 3.00% $2,310
WHATCOM EDUCATIONAL CREDIT UNION 6 3.33% $4,272
NETWORK CAPITAL FUNDING CORPORATION 6 3.23% $4,439
Peoples Bank 5 3.25% $3,262
MORTGAGE MASTER SERVICE CORPORATION 5 3.15% $5,325
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 5 3.20% $3,659
Alaska USA Mortgage Company LLC 5 2.85% $2,674
First Home Bank 5 3.13% $3,997
CELEBRITY HOME LOANS, LLC 5 3.10% $3,365
AMERICAN FINANCIAL RESOURCES, INC. 5 3.55% $7,971
CANOPY MORTGAGE, LLC 5 3.12% $2,473
LOANPAL, LLC 5 3.45% $6,620
Morgan Stanley Private Bank, National Association 5 2.96% $3,261
LOANLEADERS OF AMERICA, INC. 4 3.16% $3,786
Golden Empire Mortgage, Inc. 4 2.94% $4,021
Gateway First Bank 4 3.00% $1,321
FLAT BRANCH MORTGAGE, INC. 4 2.81% $2,313
PNC Bank, National Association 4 3.44% $3,552
LENOX FINANCIAL MORTGAGE CORPORATION 4 3.53% $3,657
Charles Schwab Bank, SSB 4 3.01% $2,673
NFM, INC. 4 2.84% $2,665
RANLIFE, INC. 4 2.97% $5,661
TOP FLITE FINANCIAL, INC. 4 3.63% $6,388
S1L, Inc. 4 3.16% $2,662
SECURITYNATIONAL MORTGAGE COMPANY 4 3.38% $5,419
BEST CAPITAL FUNDING 4 3.34% $4,634
DAS Acquisition Company, LLC 4 3.20% $4,015
Loan Simple, Inc. 4 3.09% $4,062
MORTGAGE EXPRESS, LLC 4 3.13% $3,922
PENTAGON FEDERAL CREDIT UNION 4 3.13% $1,797
Commerce Home Mortgage, Inc. 4 2.94% $4,227
Waterstone Mortgage Corporation 4 3.09% $5,285
HAPO COMMUNITY CREDIT UNION 4 3.44% $3,228
AmeriHome Mortgage Company, LLC 4 3.56% $3,679
PHH Mortgage Corporation 4 4.38% $5,066
Opportunity Bank of Montana 4 3.38% $3,239
GSF Mortgage Corporation 4 3.38% $11,173
LENDERFI, INC. 3 2.83% $1,078
Ameris Bank 3 3.08% $4,753
ARC HOME LLC 3 3.41% $10,130
Arvest Bank 3 3.42% $3,853
Bank of England 3 3.08% $6,728
BMO Harris Bank National Association 3 3.71% $4,405
BNC National Bank 3 2.92% $2,818
Colten Mortgage, LLC 3 3.12% $2,720
Congressional Bank 3 3.13% $3,165
CU HOME MORTGAGE SOLUTIONS, LLC 3 3.04% $2,136
DRAPER AND KRAMER MORTGAGE CORP. 3 3.46% $3,141
First Federal Bank 3 4.25% $4,781
Franklin Loan Corporation 3 4.00% $2,975
MORTGAGE SOLUTIONS OF COLORADO, LLC 3 3.96% $6,119
NATIONS DIRECT MORTGAGE, LLC 3 3.50% $4,036
NEXERA HOLDING LLC 3 3.25% $2,417
NOVA FINANCIAL & INVESTMENT CORPORATION 3 3.29% $1,432
OAKTREE FUNDING CORP. 3 3.13% $2,861
PACIFIC RESIDENTIAL MORTGAGE, LLC 3 3.58% $7,739
RBC Bank, (Georgia) National Association 3 3.46% $1,699
Rivermark Community Credit Union 3 2.83% $3,145
The Loan Store, Inc. 3 2.88% $5,332
TJC Mortgage, Inc. 3 2.92% $3,407
WESTERN EXPRESS LENDING 3 3.04% $4,861
WESTWOOD MORTGAGE, INC. 3 3.38% $5,843
WINGS FINANCIAL 3 3.13% $4,900
Citibank, National Association 2 2.88% $3,427
Reliant Bank 2 2.94% $3,644
Citadel Servicing Corporation 2 7.81% $7,732
CHEVRON 2 3.44% $6,237
GUARANTEED RATE AFFINITY, LLC 2 3.56% $1,653
Cashmere Valley Bank 2 3.13% $2,309
LPMC, LLC 2 3.38% $3,399
BOKF, National Association 2 3.44% $3,320
KS StateBank 2 2.94% $3,368
LHM FINANCIAL CORPORATION 2 2.63% $4,878
LO, INC. 2 3.63% $3,458
OCEANSIDE MORTGAGE COMPANY 2 3.19% $830
First Mortgage Solutions, LLC 2 2.81% $5,804
BBVA USA 2 3.50% $3,420
Zions Bancorporation, N.A. 2 3.06% $6,041
BAYSHORE MORTGAGE FUNDING, LLC 2 3.44% $4,297
SALAL 2 3.63% $7,370
Old National Bank 2 3.56% $2,373
UBS Bank USA 2 3.50% $3,343
First Internet Bank of Indiana 2 2.88% $3,277
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 2 3.69% $3,293
UNITED MORTGAGE CORP. 2 3.50% $4,980
Bank of the Pacific 2 2.75% $2,722
Unitus Community Credit Union 2 3.44% $4,572
NBH Bank 2 2.88% $1,421
Low VA Rates, LLC 2 3.75% $1,347
SIRVA MORTGAGE, INC. 2 3.13% $1,396
VANDERBILT MORTGAGE AND FINANCE, INC. 2 3.81% $3,048
SKYONE Federal Credit Union 2 3.13% $3,173
Lakeview Community Capital, LLC 2 4.06% $2,024
CREDIT UNION MORTGAGE ASSOCIATION, INC. 2 3.38% $5,623
Qualstar Credit Union 2 3.19% $2,088
Austin Capital Bank SSB 2 3.63% $4,568
ATHAS CAPITAL GROUP, INC. 2 7.25% $7,869
ADVANTIS 2 3.38% $4,805
ANGEL OAK MORTGAGE SOLUTIONS LLC 2 4.75% $6,024
MORIA DEVELOPMENT, INC. 2 3.44% $6,256
MLD MORTGAGE INC. 2 2.81% $4,204
INTERCAP LENDING INC. 2 2.88% $2,794
AmRes Corporation 2 3.63% $4,934
COLUMBIA COMMUNITY CREDIT UNION 2 2.63% $4,154
MID AMERICA MORTGAGE, INC. 2 3.31% $2,359
MUFG Union Bank, National Association 2 3.13% $3,116
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 2 2.81% $4,951
Pacific Lending LLC 2 4.13% $6,502
Amerifirst Financial, Inc. 2 3.38% $5,408
MEGASTAR FINANCIAL CORP. 2 3.19% $7,794
SRE MORTGAGE ALLIANCE INC. 2 3.06% $3,448
Manufacturers and Traders Trust Company 2 3.81% $5,480
SPRING EQ, LLC 1 2.75% $2,113
CIT Bank, National Association 1 3.75% $19,497
Summit Mortgage Corporation 1 3.50% $3,672
Call Federal Credit Union 1 3.30% $2,432
SWBC MORTGAGE CORPORATION 1 3.50% $3,114
BKCO MORTGAGE, LLC 1 3.99% $2,080
ALLIANT CREDIT UNION 1 3.63% $3,131
Third Federal Savings and Loan Association of Cleveland 1 3.14% $295
THRIVENT Federal Credit Union 1 3.63% $4,563
Baxter Credit Union 1 3.25% $2,275
TWINSTAR 1 3.38% $7,252
Barrington Bank & Trust Company, N.A. 1 3.63% $7,412
UNION HOME MORTGAGE CORP. 1 3.50% $4,752
Bank of Idaho 1 3.63% $5,706
BancorpSouth Bank 1 3.25% $2,898
U S WIDE FINANCIAL LLC 1 3.25% $1,587
VAN DYK MORTGAGE CORPORATION 1 3.75% $3,022
VERITAS FUNDING, LLC 1 3.25% $4,301
Victorian Finance, LLC 1 2.63% $8,158
V.I.P. MORTGAGE, INC. 1 2.88% $4,078
Armed Forces Bank, National Association 1 3.25% $3,334
Mortgage Research Center, LLC 1 2.75% $5,068
MOUNTAIN AMERICA 1 3.00% $5,238
Merchants Bank of Indiana 1 3.13% $3,263
NASA Federal Credit Union 1 3.63% $5,382
Mazuma Credit Union 1 2.50% $7,628
DEEPHAVEN MORTGAGE LLC 1 6.50% $4,987
Network Funding, L.P. 1 2.88% $2,660
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 2.50% $3,666
Lincoln Savings Bank 1 3.63% $1,826
LENDSURE MORTGAGE CORP. 1 5.50% $12,827
NORTHWEST COMMUNITY 1 3.13% $12,685
NP, Inc. 1 3.50% $6,396
NuVision Federal Credit Union 1 3.38% $3,263
WESTSTAR MORTGAGE CORPORATION 1 2.50% $1,895
KINECTA 1 3.38% $4,381
JMAC LENDING, INC. 1 2.88% $3,418
iQ Credit Union 1 3.13% $3,510
Pacific NW Federal Credit Union 1 3.00% $5,166
ADVANCIAL 1 3.38% $3,191
Paramount Bank 1 3.13% $0
IMPAC MORTGAGE CORP. 1 2.63% $0
Iberiabank 1 3.00% $6,051
IAA Credit Union 1 2.75% $1,577
HOMEXPRESS MORTGAGE CORP. 1 6.63% $4,368
HOMESTEAD FUNDING CORP. 1 2.88% $3,086
GUIDANCE RESIDENTIAL, LLC 1 3.50% $3,152
Plains Commerce Bank 1 3.63% $7,001
GUARANTY HOME MORTGAGE CORPORATION 1 2.99% $5,250
Great Southern Bank 1 3.38% $1,844
First State Bank of St. Charles, Missouri 1 3.25% $3,706
First Republic Bank 1 3.35% $2,281
PREMIA MORTGAGE, LLC 1 2.50% $5,014
First National Bank of Omaha 1 3.88% $2,373
First Midwest Bank 1 3.00% $2,679
Prosperity Home Mortgage, LLC 1 3.25% $2,936
First International Bank & Trust 1 3.25% $4,735
FIRST CHOICE LOAN SERVICES INC. 1 3.50% $5,326
First Bank 1 2.88% $3,638
RELIANCE FIRST CAPITAL, LLC 1 3.50% $3,729
Republic Bank & Trust Company 1 2.88% $2,151
RESIDENTIAL MORTGAGE, LLC 1 2.38% $6,869
RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 2.99% $2,790
AMCAP MORTGAGE, LTD. 1 2.75% $6,769
Firefighters First Federal Credit Union 1 3.38% $2,955
FBC MORTGAGE, LLC 1 2.99% $1,444
EMBRACE HOME LOANS, INC. 1 3.38% $1,939
DIGNIFIED HOME LOANS, LLC 1 3.75% $4,258
Seattle Metropolitan Credit Union 1 3.13% $10,025
DATA MORTGAGE, INC. 1 3.63% $5,973
CRESCENT MORTGAGE COMPANY 1 3.13% $8,181
SOUND 1 2.63% $2,692
COUNTRYPLACE MORTGAGE, LTD. 1 4.75% $8,469
Comerica Bank 1 2.88% $5,426
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 3.00% $4,567

SPOKANE-SPOKANE VALLEY, WA's 319 lenders originated 35,353 loans during 2020. The total origination value was $8,532,135,000, with an average loan value of $241,341.

The top SPOKANE - SPOKANE VALLEY lender as defined by loan originations is SPOKANE TEACHERS, with 1,344 loans originated. Their average total fees are $4,315, which is $792 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee SPOKANE - SPOKANE VALLEY lenders (with over 10 loans originated) are SUN WEST MORTGAGE COMPANY, INC. ($513), Strong Home Mortgage, LLC ($1,247), CHERRY CREEK MORTGAGE, LLC ($1,828), ROUNDPOINT MORTGAGE SERVICING CORPORATION ($1,902) and FirstBank ($1,932).

The lowest rate SPOKANE - SPOKANE VALLEY lenders (with over 10 loans originated) are Potlatch No. 1 Financial Credit Union (2.88%), AMERISAVE MORTGAGE CORPORATION (2.91%), Columbia State Bank (2.92%), DHI MORTGAGE COMPANY, LTD. (2.93%) and Stifel Bank and Trust (2.95%).

SPOKANE-SPOKANE VALLEY, WA Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2019 Loan Value 2020 Loan Value % Change 2020 Market Share
Spokane Teachers Credit Union $395,785,000 $646,180,000 63.3% 7.6%
Quicken Loans $317,385,000 $644,215,000 103.0% 7.6%
Washington Trust Bank $226,650,000 $323,180,000 42.6% 3.8%
Numerica Credit Union $219,920,000 $322,390,000 46.6% 3.8%
United Shore Financial Services LLC $201,975,000 $311,065,000 54.0% 3.6%
HomeBridge Financial Services, Inc. $94,485,000 $230,140,000 143.6% 2.7%
Cardinal Financial Company LP $141,640,000 $225,985,000 59.5% 2.6%
Caliber Home Loans Inc $140,895,000 $225,635,000 60.1% 2.6%
Freedom Mortgage Corporation $48,750,000 $221,405,000 354.2% 2.6%
Guild Mortgage Company $110,735,000 $213,405,000 92.7% 2.5%
FAIRWAY INDEPENDENT MORT CORP $117,210,000 $179,485,000 53.1% 2.1%
Glacier Bank $115,125,000 $166,000,000 44.2% 1.9%
Flagstar Bank $102,185,000 $157,340,000 54.0% 1.8%
Banner Bank $98,190,000 $152,260,000 55.1% 1.8%
Sunflower Bank, N.A. $70,055,000 $148,965,000 112.6% 1.7%
Umpqua Bank $107,330,000 $140,585,000 31.0% 1.6%
Boeing Employees' Credit Union (BECU) $113,020,000 $129,375,000 14.5% 1.5%
US BANK, N.A. $92,570,000 $128,365,000 38.7% 1.5%
Homeside Financial LLC $118,455,000 n/a 1.4%
FIRST INTERSTATE BANK $82,400,000 $111,720,000 35.6% 1.3%
HomeStreet Bank $165,005,000 $109,885,000 -33.4% 1.3%
WELLS FARGO BANK NA $157,650,000 $107,420,000 -31.9% 1.3%
New American Funding (dba for Broker Solutions Inc) $43,995,000 $103,910,000 136.2% 1.2%
loanDepot LLC $50,980,000 $101,660,000 99.4% 1.2%
LeaderOne Financial Corp. $59,665,000 $99,800,000 67.3% 1.2%
JPMorgan Chase Bank, NA $82,965,000 $99,640,000 20.1% 1.2%
Envoy Mortgage Ltd. $49,580,000 $89,420,000 80.4% 1.0%
MOVEMENT MORTGAGE, LLC $58,485,000 $88,555,000 51.4% 1.0%
GESA Credit Union $60,530,000 $86,720,000 43.3% 1.0%
American Pacific Mortgage Corporation $46,955,000 $85,435,000 82.0% 1.0%
Sierra Pacific Mortgage $44,205,000 $82,180,000 85.9% 1.0%
Mortgage Research Center LLC $54,565,000 $76,175,000 39.6% 0.9%
Nationstar Mortgage $39,630,000 $75,295,000 90.0% 0.9%
Finance of America Mortgage LLC $28,360,000 $69,465,000 144.9% 0.8%
PENNYMAC LOAN SERVICES LLC $37,970,000 $65,700,000 73.0% 0.8%
Willamette Valley Bank $49,140,000 $63,145,000 28.5% 0.7%
Bank of America NA $61,650,000 $61,220,000 -0.7% 0.7%
Mann Mortgage LLC $29,425,000 $57,500,000 95.4% 0.7%
WMS Series LLC $43,175,000 $55,295,000 28.1% 0.6%
USAA FEDERAL SAVINGS BANK $76,310,000 $51,920,000 -32.0% 0.6%
Horizon Credit Union $34,520,000 $50,600,000 46.6% 0.6%
PRIORITY HOME LENDING, LLC $28,410,000 $49,405,000 73.9% 0.6%
Washington State Employees Credit Union $39,155,000 $48,015,000 22.6% 0.6%
Academy Mortgage Corporation $30,740,000 $47,270,000 53.8% 0.6%
Churchill Mortgage Corporation $19,145,000 $47,185,000 146.5% 0.6%
NEWREZ LLC $13,020,000 $46,145,000 254.4% 0.5%
Premier Mortgage Resources LLC $22,745,000 $46,085,000 102.6% 0.5%
DHI Mortgage Company Limited $13,800,000 $45,665,000 230.9% 0.5%
Evergreen Moneysource Mortgage Company $25,430,000 $44,775,000 76.1% 0.5%
Cherry Creek Mortgage Co. Inc. $16,580,000 $44,575,000 168.8% 0.5%
Summit Funding Inc. $8,015,000 $43,390,000 441.4% 0.5%
Amerisave Mortgage Corporation $13,895,000 $43,255,000 211.3% 0.5%
Geneva Financial LLC $4,480,000 $42,185,000 841.6% 0.5%
The Federal Savings Bank $19,590,000 $39,900,000 103.7% 0.5%
Global Credit Union $24,070,000 $39,445,000 63.9% 0.5%
Better Mortgage Corporation $11,125,000 $39,375,000 253.9% 0.5%
Lakeview Loan Servicing, LLC $12,130,000 $37,885,000 212.3% 0.4%
Home Point Financial Corporation $10,465,000 $36,220,000 246.1% 0.4%
Paramount Residential Mortgage Group Inc. $15,635,000 $32,755,000 109.5% 0.4%
NBKC Bank $16,290,000 $32,065,000 96.8% 0.4%
NAVY FEDERAL CREDIT UNION $27,135,000 $30,935,000 14.0% 0.4%
Spokane Firefighters Credit Un $27,925,000 n/a 0.3%
Northpointe Bank $3,445,000 $27,315,000 692.9% 0.3%
SPOKANE FEDERAL CREDIT UNION $12,335,000 $26,630,000 115.9% 0.3%
Directors Mortgage, Inc. $9,140,000 $26,060,000 185.1% 0.3%
Land Home Financial Services Inc. $11,030,000 $25,730,000 133.3% 0.3%
PRIMELENDING $89,880,000 $24,880,000 -72.3% 0.3%
Synergy One Lending $7,970,000 $24,285,000 204.7% 0.3%
Columbia State Bank $10,835,000 $23,800,000 119.7% 0.3%
Keller Mortgage LLC $7,865,000 $22,820,000 190.1% 0.3%
CORNERSTONE HOME LENDING, INC. $24,120,000 $21,070,000 -12.6% 0.2%
KeyBank National Association $7,045,000 $21,010,000 198.2% 0.2%
Sun West Mortgage Company Inc. $6,745,000 $20,740,000 207.5% 0.2%
Stearns Lending $17,225,000 $18,415,000 6.9% 0.2%
NewDay Financial LLC dba NewDay USA $14,610,000 $16,135,000 10.4% 0.2%
Washington Federal $13,270,000 $15,690,000 18.2% 0.2%
WALKER & DUNLOP, LLC $113,740,000 $15,005,000 -86.8% 0.2%
Provident Funding Associates $14,295,000 $14,930,000 4.4% 0.2%
M&T REALTY CAPITAL CORPORATION $13,825,000 n/a 0.2%
CMG Mortgage Inc. $7,935,000 $13,750,000 73.3% 0.2%
Idaho Central Credit Union $3,135,000 $13,440,000 328.7% 0.2%
Berkadia Commercial Mortgage $16,605,000 $13,435,000 -19.1% 0.2%
CARRINGTON MORTGAGE SERVICES $19,040,000 $13,415,000 -29.5% 0.2%
Platinum Home Mortgage Corporation $7,870,000 $12,840,000 63.2% 0.2%
American Financial Network Inc. $12,245,000 $12,740,000 4.0% 0.1%
American Financing Corporation $4,705,000 $11,680,000 148.2% 0.1%
Arbor Realty Trust Inc $11,585,000 n/a 0.1%
Summit Mortgage Corporation $235,000 $11,030,000 4,593.6% 0.1%
On Q Financial Inc. $6,920,000 $10,895,000 57.4% 0.1%
FirstBank $4,915,000 $10,405,000 111.7% 0.1%
Village Capital & Investment $115,000 $10,315,000 8,869.6% 0.1%
Solarity Credit Union $995,000 $10,080,000 913.1% 0.1%
Guaranteed Rate Inc. $6,120,000 $9,885,000 61.5% 0.1%
Northwest Farm Credit Services, FLCA $2,375,000 $8,865,000 273.3% 0.1%
Bay Equity LLC $4,740,000 $8,675,000 83.0% 0.1%
North American Savings Bank $5,955,000 $8,655,000 45.3% 0.1%
1st Security Bank of Washington $2,570,000 $8,465,000 229.4% 0.1%
Branch Banking And Trust Co $8,365,000 n/a 0.1%
American Financial Resources Inc. $5,870,000 $8,225,000 40.1% 0.1%
Mortgage Lenders of America LLC $1,425,000 $7,585,000 432.3% 0.1%
Sammamish Mortgage Company $3,400,000 $6,820,000 100.6% 0.1%
Ladera Lending, Inc. $3,035,000 $6,810,000 124.4% 0.1%
Potlatch No.1 Federal Credit Union $1,045,000 $6,785,000 549.3% 0.1%
Stifel Bank and Trust $3,970,000 $6,720,000 69.3% 0.1%
SoFi Lending Corp $2,770,000 $6,680,000 141.2% 0.1%
First Guaranty Mortgage Corporation $2,150,000 $6,395,000 197.4% 0.1%
Primary Residential Mortgage Inc. $2,395,000 $6,320,000 163.9% 0.1%
AAG $2,275,000 $6,300,000 176.9% 0.1%
PHH MORTGAGE CORPORATION $1,735,000 $6,045,000 248.4% 0.1%
Planet Home Lending LLC $2,680,000 $5,835,000 117.7% 0.1%
Michigan Mutual, Inc. DBA MiMutual Mortgage $5,695,000 n/a 0.1%
Nations Lending Corporation $2,915,000 $5,510,000 89.0% 0.1%
Alaska USA Mortgage Company, LLC $3,950,000 $5,375,000 36.1% 0.1%
Mortgage Solutions of Colorado LLC $3,215,000 $5,310,000 65.2% 0.1%
TIAA, FSB $3,705,000 $5,035,000 35.9% 0.1%
PNC BANK NA $1,755,000 $4,895,000 178.9% 0.1%
Mid America Mortgage Inc. $1,620,000 $4,815,000 197.2% 0.1%
Bayshore Mortgage Funding LLC $2,490,000 $4,795,000 92.6% 0.1%
BNC NATIONAL BANK $5,730,000 $4,665,000 -18.6% 0.1%
CBNA $505,000 $4,605,000 811.9% 0.1%
First Technology Credit Union $2,010,000 $4,595,000 128.6% 0.1%
Finance of America Reverse LLC $3,340,000 $4,585,000 37.3% 0.1%
LendUS LLC dba RPM Mortgage $1,680,000 $4,520,000 169.0% 0.1%
OGI Mortgage Bankers $145,000 $4,505,000 3,006.9% 0.1%
First Savings Bank $1,385,000 $4,385,000 216.6% 0.1%
Pentagon Federal Credit Union $1,940,000 $4,380,000 125.8% 0.1%
Sovereign Lending Group, Inc $2,390,000 $4,335,000 81.4% 0.1%
TJC Mortgage, Inc. $1,720,000 $4,305,000 150.3% 0.1%
Lakeview Community Capital, LLC $115,000 $4,280,000 3,621.7% 0.1%
Servion, Inc. $3,175,000 $4,250,000 33.9% 0.0%
Highlands Residential Mortgage Ltd $4,220,000 n/a 0.0%
Network Capital Funding Corporation $2,880,000 $4,085,000 41.8% 0.0%
Barrington Bank & Trust $3,505,000 $4,020,000 14.7% 0.0%
Axia Financial LLC $615,000 $3,915,000 536.6% 0.0%
Wyndham Capital Mortgage $2,910,000 $3,815,000 31.1% 0.0%
AimLoan.com $3,040,000 $3,745,000 23.2% 0.0%
Intercontinental Capital Group, Inc. $1,540,000 $3,705,000 140.6% 0.0%
Supreme Lending/ Everett Financial Inc. $2,660,000 $3,505,000 31.8% 0.0%
US Mortgage of Florida $3,220,000 n/a 0.0%
Plaza Home Mortgage Inc. $7,245,000 $3,205,000 -55.8% 0.0%
AmeriHomeMortgageCompany,LL $1,390,000 $3,150,000 126.6% 0.0%
Morgan Stanley Private Bank NA $1,380,000 $3,070,000 122.5% 0.0%
LoanPal $3,905,000 $3,055,000 -21.8% 0.0%
Third Federal Savings and Loan $2,700,000 $3,045,000 12.8% 0.0%
GSF Mortgage Corporation $3,060,000 $2,925,000 -4.4% 0.0%
Credit Human Federal Credit Union $1,900,000 $2,885,000 51.8% 0.0%
WEI Mortgage LLC $285,000 $2,860,000 903.5% 0.0%
Commerce Home Mortgage Inc. $195,000 $2,695,000 1,282.1% 0.0%
First Home Bank $360,000 $2,650,000 636.1% 0.0%
Low VA Rates $1,365,000 $2,625,000 92.3% 0.0%
RANLife, Inc. $1,180,000 $2,600,000 120.3% 0.0%
Nations Direct Mortgage LLC $1,525,000 $2,575,000 68.9% 0.0%
OnPoint Community Credit Union $1,100,000 $2,535,000 130.5% 0.0%
Watermark Home Loans $235,000 $2,525,000 974.5% 0.0%
BOKF NA $770,000 $2,490,000 223.4% 0.0%
Civic Financial Services $1,450,000 $2,480,000 71.0% 0.0%
Liberty Home Equity Solutions, Inc. $2,050,000 $2,460,000 20.0% 0.0%
Best Capital Funding $180,000 $2,420,000 1,244.4% 0.0%
Royal United Mortgage LLC $2,285,000 $2,410,000 5.5% 0.0%
Kwik Mortgage Corp. $2,380,000 n/a 0.0%
Lenox Financial Mortgage Corp. $555,000 $2,375,000 327.9% 0.0%
Ivy Mortgage, Inc. $3,055,000 $2,355,000 -22.9% 0.0%
Hometown Lenders LLC $9,235,000 $2,315,000 -74.9% 0.0%
Mortgage Master Service Corporation $2,075,000 $2,295,000 10.6% 0.0%
Nudge Funding LLC $2,250,000 n/a 0.0%
BMO Harris Bank N.A. $475,000 $2,125,000 347.4% 0.0%
Bank of England $3,245,000 $2,105,000 -35.1% 0.0%
NBH Bank $960,000 $2,055,000 114.1% 0.0%
Cf Bank National Association $1,105,000 $1,990,000 80.1% 0.0%
Axos Bank $1,935,000 $1,980,000 2.3% 0.0%
Loan Simple Inc $1,925,000 n/a 0.0%
Whatcom Educational Credit Union $665,000 $1,905,000 186.5% 0.0%
MUFG Union Bank, NA $4,420,000 $1,865,000 -57.8% 0.0%
SecurityNational Mortgage Company $320,000 $1,800,000 462.5% 0.0%
Charles Schwab Bank $495,000 $1,790,000 261.6% 0.0%
Flat Branch Mortgage Inc. $405,000 $1,785,000 340.7% 0.0%
Mortgage Express $460,000 $1,705,000 270.7% 0.0%
Sirva Mortgage Inc. $1,370,000 $1,660,000 21.2% 0.0%
HighTechLending Inc. $1,035,000 $1,650,000 59.4% 0.0%
E Mortgage Management LLC $1,810,000 $1,590,000 -12.2% 0.0%
BANK OF THE WEST $5,355,000 $1,570,000 -70.7% 0.0%
First Choice Loan Services Inc. $2,290,000 $1,560,000 -31.9% 0.0%
AMERIS BANK $255,000 $1,555,000 509.8% 0.0%
Plains Commerce Bank $1,545,000 n/a 0.0%
Midwest Equity Mortgage LLC $390,000 $1,465,000 275.6% 0.0%
Mountain America Credit Union $405,000 $1,450,000 258.0% 0.0%
NFM, Inc. $1,440,000 n/a 0.0%
HAPO COMMUNITY CREDIT UNION $540,000 $1,415,000 162.0% 0.0%
Sound Community Bank $1,410,000 n/a 0.0%
UBS Bank USA $2,700,000 $1,400,000 -48.1% 0.0%
Opportunity Bank of Montana $1,250,000 $1,390,000 11.2% 0.0%
Reverse Mortgage Funding LLC $1,275,000 $1,385,000 8.6% 0.0%
Greystone Servicing Corporation, Inc. $1,375,000 n/a 0.0%
TCF National Bank $1,455,000 $1,375,000 -5.5% 0.0%
Florida Capital Bank National Association $815,000 $1,350,000 65.6% 0.0%
Oceanside Mortgage Company $1,195,000 $1,350,000 13.0% 0.0%
Alliant Credit Union $1,240,000 $1,325,000 6.9% 0.0%
Amerifirst Financial Inc. $235,000 $1,325,000 463.8% 0.0%
Gold Star Mortgage Financial Group, Corporation $280,000 $1,315,000 369.6% 0.0%
DAS Acquisition Company, LLC $665,000 $1,285,000 93.2% 0.0%
ZB, N.A. $760,000 $1,270,000 67.1% 0.0%
Residential Wholesale Mortgage $1,265,000 n/a 0.0%
CU Home Mortgage Solutions LLC $610,000 $1,240,000 103.3% 0.0%
Waterstone Mortgage Corp $1,240,000 n/a 0.0%
21ST MORTGAGE $3,165,000 $1,225,000 -61.3% 0.0%
Nexera Holding LLC $3,090,000 $1,225,000 -60.4% 0.0%
Peoples Bank $590,000 $1,220,000 106.8% 0.0%
KS StateBank $1,590,000 $1,210,000 -23.9% 0.0%
Draper and Kramer Mortgage Corp. $195,000 $1,205,000 517.9% 0.0%
GATEWAY MORTGAGE GROUP $3,385,000 $1,200,000 -64.5% 0.0%
Liberty Home Mortgage Corp $1,195,000 n/a 0.0%
Alaska USA Federal Credit Union $620,000 $1,185,000 91.1% 0.0%
SPRING EQ, LLC $725,000 $1,170,000 61.4% 0.0%
Contour Mortgage Corporation $320,000 $1,155,000 260.9% 0.0%
VanDyk Mortgage Corporation $1,110,000 n/a 0.0%
Chevron Federal Credit Union $1,520,000 $1,080,000 -28.9% 0.0%
East West Bank $1,065,000 n/a 0.0%
Impac Mortgage Corp. dba CashCall Mortgage $1,215,000 $1,065,000 -12.3% 0.0%
Golden Empire Mortgage, Inc. $335,000 $1,055,000 214.9% 0.0%
American Residential Lending $1,835,000 $1,045,000 -43.1% 0.0%
Colten Mortgage $1,045,000 n/a 0.0%
KINECTA FEDERAL CREDIT UNION $285,000 $1,045,000 266.7% 0.0%
First Midwest Bank $1,035,000 n/a 0.0%
Magnolia Bank Incorporated $480,000 $1,030,000 114.6% 0.0%
top flite financial, inc. $2,535,000 $1,020,000 -59.8% 0.0%
Unitus Community Credit Union $75,000 $1,005,000 1,240.0% 0.0%
Cashmere Valley Bank $675,000 $1,000,000 48.1% 0.0%
Intercap Lending Inc $705,000 $1,000,000 41.8% 0.0%
Ethos Lending LLC $815,000 $995,000 22.1% 0.0%
Congressional Bank $985,000 n/a 0.0%
Wings Financial Credit Union $500,000 $980,000 96.0% 0.0%
Discover Bank $1,440,000 $970,000 -32.6% 0.0%
Residential Mortgage LLC $970,000 n/a 0.0%
Columbia Credit Union $315,000 $960,000 204.8% 0.0%
LenderFi, Inc. $1,670,000 $950,000 -43.1% 0.0%
Embrace Home Loans, Inc. $780,000 $945,000 21.2% 0.0%
Paramount Bank $565,000 $935,000 65.5% 0.0%
ARVEST BANK $965,000 $920,000 -4.7% 0.0%
NOVA Financial & Investment Corporation dba: Nova Home Loans $900,000 n/a 0.0%
First Mortgage Solutions LLC $1,735,000 $895,000 -48.4% 0.0%
American Nationwide Mortgage Company $890,000 n/a 0.0%
Silver Hill Funding, LLC $885,000 n/a 0.0%
Homestead Funding Corp. $865,000 n/a 0.0%
Westwood Mortgage $1,930,000 $855,000 -55.7% 0.0%
COMPASS BANK $840,000 n/a 0.0%
James B. Nutter & Company $815,000 n/a 0.0%
MLD Mortgage Inc. $810,000 n/a 0.0%
Citibank, N.A. $15,870,000 $795,000 -95.0% 0.0%
AmWest Funding Corp. $790,000 n/a 0.0%
Belem Servicing, LLC dba Patriot Home Mortgage $815,000 $790,000 -3.1% 0.0%
Pacific Residential Mortgage LLC $605,000 $785,000 29.8% 0.0%
M&T Bank $1,825,000 $760,000 -58.4% 0.0%
Pacific NW FCU $425,000 $750,000 76.5% 0.0%
Oaktree Funding Corporation $735,000 n/a 0.0%
Peoples Mortgage Company $1,000,000 $730,000 -27.0% 0.0%
Angel Oak Mortgage Solutions $1,500,000 $725,000 -51.7% 0.0%
Baxter Credit Union $95,000 $725,000 663.2% 0.0%
Reliance First Capital LLC $1,655,000 $720,000 -56.5% 0.0%
CIT BANK N.A. $205,000 $715,000 248.8% 0.0%
Prosperity Home Mortgage LLC $700,000 n/a 0.0%
Seattle Credit Union $580,000 $700,000 20.7% 0.0%
Advantis Credit Union $255,000 $690,000 170.6% 0.0%
Semper Home Loans, Inc $490,000 $680,000 38.8% 0.0%
Sound Credit Union $500,000 $680,000 36.0% 0.0%
Reliant Bank $670,000 n/a 0.0%
Parkside Lending LLC $315,000 $665,000 111.1% 0.0%
Crescent Mortgage Company $185,000 $655,000 254.1% 0.0%
SALAL CREDIT UNION $1,400,000 $655,000 -53.2% 0.0%
RBC Bank (Georgia), N.A. $225,000 $645,000 186.7% 0.0%
Megastar Financial Corporation $640,000 n/a 0.0%
Republic Bank & Trust Company $185,000 $635,000 243.2% 0.0%
Rivermark Community Credit Union $35,000 $635,000 1,714.3% 0.0%
Thrivent Federal Credit Union $160,000 $635,000 296.9% 0.0%
Quorum Federal Credit Union $630,000 n/a 0.0%
Union Home Mortgage Company $630,000 n/a 0.0%
Bank of The Pacific $515,000 $615,000 19.4% 0.0%
First Internet Bank $1,775,000 $615,000 -65.4% 0.0%
US Wide Financial $615,000 n/a 0.0%
Fibre Federal Credit Union $205,000 $595,000 190.2% 0.0%
Colonial Savings $710,000 $575,000 -19.0% 0.0%
Accelerate Mortgage $475,000 $560,000 17.9% 0.0%
JMAC Lending Incorporated $1,360,000 $560,000 -58.8% 0.0%
Timberland Bank $75,000 $560,000 646.7% 0.0%
HOMEXPRESS MORTGAGE CORP. $825,000 $535,000 -35.2% 0.0%
Guaranteed Rate Affinity LLC $225,000 $520,000 131.1% 0.0%
IQ CREDIT UNION $270,000 $520,000 92.6% 0.0%
V.I.P. Mortgage Inc. $520,000 n/a 0.0%
Old National Bank $255,000 $510,000 100.0% 0.0%
COMERICA BANK $505,000 n/a 0.0%
Northwest Community Credit Union $505,000 n/a 0.0%
United Security Financial $1,315,000 $500,000 -62.0% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC $510,000 $495,000 -2.9% 0.0%
IBERIABANK $475,000 n/a 0.0%
TwinStar Credit Union $305,000 $475,000 55.7% 0.0%
Cornerstone National Bank & Trust Company $470,000 n/a 0.0%
Credit Union Mortgage Association Inc. $325,000 $470,000 44.6% 0.0%
Longbridge Financial, LLC $310,000 $470,000 51.6% 0.0%
Call Federal Credit Union $460,000 n/a 0.0%
Farmers & Stockmens Bank $460,000 n/a 0.0%
LHM Financial DBA CNN Mortgage $460,000 n/a 0.0%
United Mortgage Corp $225,000 $460,000 104.4% 0.0%
Ark-La-Tex Financial Services LLC $450,000 n/a 0.0%
AUSTIN CAPITAL BANK SSB $1,610,000 $450,000 -72.0% 0.0%
CITY 1ST MORTGAGE SERVICES, LC $450,000 n/a 0.0%
Franklin Loan Center $395,000 $450,000 13.9% 0.0%
Citadel Servicing Corporation $605,000 $445,000 -26.4% 0.0%
NuVision Federal Credit Union $445,000 n/a 0.0%
Firefighters First Credit Union $155,000 $435,000 180.6% 0.0%
First State Bank Of St. Charles Missouri $435,000 n/a 0.0%
LendSure Mortgage Corp $435,000 n/a 0.0%
Merchants Bank of Indiana $435,000 n/a 0.0%
Premia Mortgage, LLC $865,000 $435,000 -49.7% 0.0%
Skyone Federal Credit Union $615,000 $430,000 -30.1% 0.0%
AKT American Capital Inc $420,000 n/a 0.0%
DIAMOND RESIDENTIAL MTG CORP $205,000 $420,000 104.9% 0.0%
Baker Boyer Natinal Bank $1,085,000 $415,000 -61.8% 0.0%
Graystone Mortgage LLC $415,000 n/a 0.0%
Farmers Insurance Group Federal Credit Union $205,000 $410,000 100.0% 0.0%
All Reverse Mortgage Inc $725,000 $405,000 -44.1% 0.0%
Aurora Financial $405,000 n/a 0.0%
Main Street Bank $405,000 n/a 0.0%
Star One Credit Union $65,000 $405,000 523.1% 0.0%
Essex Mortgage $395,000 n/a 0.0%
Victorian Finance, LLC $395,000 n/a 0.0%
Citywide Home Loans A Utah Corporation $205,000 $390,000 90.2% 0.0%
American Neighborhood Mortgage dba AnnieMac Home Mortgage $985,000 $385,000 -60.9% 0.0%
Mortgage Lending Group LLC $1,605,000 $385,000 -76.0% 0.0%
Secured Investment Corp $420,000 $385,000 -8.3% 0.0%
Summit Mortgage Corporation $235,000 $385,000 63.8% 0.0%
Mazuma Credit Union $375,000 n/a 0.0%
Triad Financial Services Inc $310,000 $370,000 19.4% 0.0%
FBC Mortgage LLC $365,000 $365,000 0.0% 0.0%
Goldwater Bank National Association $980,000 $365,000 -62.8% 0.0%
Athas Capital Group $360,000 n/a 0.0%
Georgia Banking Company $325,000 $360,000 10.8% 0.0%
Bank of Idaho $345,000 n/a 0.0%
Red Canoe Credit Union $340,000 n/a 0.0%
Mid-Continent Funding, Inc. $335,000 n/a 0.0%
Qualstar Credit Union $960,000 $330,000 -65.6% 0.0%
Amcap Mortgage Ltd. $325,000 n/a 0.0%
Armed Forces Bank $325,000 n/a 0.0%
Guaranty Trust Company $315,000 n/a 0.0%
PEOPLE'S INTERMOUNTAIN BANK $315,000 n/a 0.0%
Tradition Capital Bank $315,000 n/a 0.0%
The Money Source Inc. $1,260,000 $310,000 -75.4% 0.0%
Great Southern Bank $305,000 n/a 0.0%
Guidance Residential LLC $305,000 n/a 0.0%
Toyota Financial Savings Bank $980,000 $305,000 -68.9% 0.0%
AMERICAN BANK, NA $295,000 n/a 0.0%
Finance of America Commercial LLC $895,000 $295,000 -67.0% 0.0%
NETWORK FUNDING, L.P. $285,000 n/a 0.0%
Bank 2 $530,000 $280,000 -47.2% 0.0%
First Federal Bank of Kansas City $275,000 n/a 0.0%
Hometown Equity Mortgage LLC $275,000 n/a 0.0%
OCMBC Inc. $135,000 $275,000 103.7% 0.0%
Advancial Federal Credit Union $175,000 $265,000 51.4% 0.0%
Landmark Professional Mortgage Corporation $280,000 $260,000 -7.1% 0.0%
First International Bank & Trust $245,000 n/a 0.0%
Northwest Federal Credit Union $25,000 $245,000 880.0% 0.0%
Tower Federal Credit Union $725,000 $245,000 -66.2% 0.0%
CAPITAL BANK, NA $235,000 n/a 0.0%
CountryPlace Mortgage Ltd. $235,000 n/a 0.0%
FIRST NATIONAL BANK OF AMERICA $470,000 $235,000 -50.0% 0.0%
FIRST REPUBLIC BANK $235,000 n/a 0.0%
Kirkwood Bank & Trust Co $235,000 n/a 0.0%
BancorpSouth Bank $225,000 n/a 0.0%
Energy One Federal Credit Union $225,000 n/a 0.0%
FIRST NATIONAL BANK OF OMAHA $225,000 n/a 0.0%
Great Plains National Bank $215,000 $225,000 4.7% 0.0%
Open Mortgage LLC $225,000 n/a 0.0%
Weststar Mortgage Corporation $225,000 n/a 0.0%
Connexus Credit Union $295,000 $220,000 -25.4% 0.0%
One Reverse Mortgage, LLC $805,000 $220,000 -72.7% 0.0%
Huntington National Bank $305,000 $215,000 -29.5% 0.0%
IAA CREDIT UNION $215,000 n/a 0.0%
NASA Federal Credit Union $215,000 n/a 0.0%
Cascade Financial Services $190,000 n/a 0.0%
Atlanta Postal Credit Union $465,000 $185,000 -60.2% 0.0%
DIRECT MORTGAGE CORP $185,000 n/a 0.0%
My Move Mortgage LLC dba Momentum Loans $185,000 n/a 0.0%
Veritas Funding LLC $165,000 n/a 0.0%
Dignified Home Loans, LLC $155,000 n/a 0.0%
Greenbox Loans Inc. $155,000 n/a 0.0%
SWBC Mortgage Corporation $155,000 n/a 0.0%
Kitsap Credit Union $155,000 $150,000 -3.2% 0.0%
Utah Power Credit Union $125,000 n/a 0.0%
Verity Credit Union $125,000 n/a 0.0%
Lincoln Savings Bank $115,000 n/a 0.0%
T2 Financial LLC $205,000 $115,000 -43.9% 0.0%
O Bee Credit Union $110,000 n/a 0.0%
Raymond James Bank National Association $105,000 n/a 0.0%
Velocity Commercial Capital LLC $205,000 $105,000 -48.8% 0.0%
Clearview Federal Credit Union $85,000 n/a 0.0%
Home Loan Investment Bank $50,000 $50,000 0.0% 0.0%
Admiral's Bank $125,000 $25,000 -80.0% 0.0%

SPOKANE - SPOKANE VALLEY's top lender by overall market share is Spokane Teachers Credit Union, with 7.6% market share. In second place, with 7.6%, is Quicken Loans, having originated $644,215,000 in loans. In third place, with 3.8%, is Washington Trust Bank, having originated $323,180,000 in loans. In third place, with 3.8%, is Numerica Credit Union, having originated $322,390,000 in loans. In third place, with 3.6%, is United Shore Financial Services LLC, having originated $311,065,000 in loans.


SPOKANE-SPOKANE VALLEY, WA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 13,296 $3,350,190,000 $251,970
Home Purchase 10,742 $2,932,980,000 $273,039
Cash Out Refi 7,904 $1,918,490,000 $242,724
Home Improvement 2,001 $180,645,000 $90,277
Other 1,410 $149,830,000 $106,262

Spokane - Spokane Valley's most frequently cited loan purpose was Refi, with 13,296 originations. The 2nd most popular reason was Home Purchase, with 10,742 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 16,382 $4,082,290,000 $249,194
2.5-3% 11,918 $3,100,790,000 $260,177
<2.5% 3,364 $763,490,000 $226,959
4-5% 2,534 $458,580,000 $180,971
5-6% 702 $76,930,000 $109,587
6-7% 209 $18,335,000 $87,727
Over 8% 75 $5,025,000 $67,000
7-8% 67 $5,825,000 $86,940

During 2020, Spokane - Spokane Valley's most frequently originated rate bucket was 3-4%, with 16,382 originations.

Loan Sizing (SPOKANE-SPOKANE VALLEY, WA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 17,541 $4,834,935,000 $275,636
$100k-200k 10,288 $1,587,930,000 $154,348
$100,000 or less 4,305 $219,445,000 $50,974
$400k-600k 2,793 $1,291,385,000 $462,365
$600k-1000k 327 $232,935,000 $712,339
$Over $1MM 99 $365,505,000 $3,691,970

SPOKANE - SPOKANE VALLEY's loan sizing saw the bucket of loans from $200k-400k with 17,541 originations, totaling $4,834,935,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 11,924 $3,373,580,000 $282,924
80-100% 10,065 $2,876,905,000 $285,833
40-60% 6,017 $1,321,245,000 $219,585
20-40% 2,862 $357,770,000 $125,007
Under 20% 2,712 $110,090,000 $40,594
Over 100% 457 $151,905,000 $332,396

SPOKANE - SPOKANE VALLEY's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 11,924 originations, totaling $3,373,580,000 in origination value.