SPOKANE - SPOKANE VALLEY Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Spokane - Spokane Valley averaged
5.46%
for the week of 2022-05-19, compared to the national average of
5.25% for the same period.
The average rate for the prior week (2022-05-12) was
5.71% and
one month ago for the week of 2022-04-14, the
average rate was 5.41%.
Spokane - Spokane Valley's average rate one year ago was 3.28%.
For refis of the same type during the week of 2022-05-19, the average rate
was 5.24%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-05-19 | 5.25% |
| Spokane - Spokane Valley 30 Year Fixed Rate | 2022-05-19 | 5.46% |
| Spokane - Spokane Valley 30 Year Fixed Rate Refi | 2022-05-19 | 5.24% |
| Spokane - Spokane Valley 15 Year Fixed Rate | 2022-05-19 | 4.91% |
| Spokane - Spokane Valley 15 Year Fixed Rate Refi | 2022-05-19 | 4.8% |
| Spokane - Spokane Valley 30 Year FHA | 2022-05-19 | 5.46% |
| Spokane - Spokane Valley 30 Year FHA Refi | 2022-05-19 | 5.25% |
| Spokane - Spokane Valley 30 Year USDA | 2022-05-19 | 5.46% |
| Spokane - Spokane Valley 30 Year USDA Refi | 2022-05-19 | 5.36% |
| Spokane - Spokane Valley 30 Year VA | 2022-05-19 | 5.09% |
| Spokane - Spokane Valley 30 Year VA Refi | 2022-05-19 | 5.02% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SPOKANE-SPOKANE VALLEY, WA.
SPOKANE - SPOKANE VALLEY Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the SPOKANE-SPOKANE VALLEY, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
SPOKANE-SPOKANE VALLEY, WA's 340 lenders originated 35,937
loans during 2021. The total origination value was $9,613,965,000, with an average loan value of
$267,523.
The top SPOKANE - SPOKANE VALLEY lender as defined by loan originations is QUICKEN LOANS, LLC, with
1,600 loans originated. Their average total fees are
$4,874, which is $139
higher than the next largest lender,
SPOKANE TEACHERS.
The lowest fee SPOKANE - SPOKANE VALLEY lenders (with over 10 loans originated) are
Strong Home Mortgage, LLC ($1,376), North American Savings Bank, F.S.B. ($1,623), FirstBank ($1,937), CHERRY CREEK MORTGAGE, LLC ($2,263) and Wyndham Capital Mortgage, Inc. ($2,361).
The lowest rate SPOKANE - SPOKANE VALLEY lenders (with over 10 loans originated) are
Morgan Stanley Private Bank (2.69%), PROVIDENT FUNDING ASSOCIATES, L.P. (2.78%), North American Savings Bank, F.S.B. (2.78%), Potlatch No. 1 Financial Credit Union (2.82%) and DHI MORTGAGE COMPANY, LTD. (2.83%).
SPOKANE-SPOKANE VALLEY, WA Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| SPOKANE TEACHERS | $646,180,000 | $721,905,000 | 11.7% | 7.5% |
| QUICKEN LOANS, LLC | $644,215,000 | $695,780,000 | 8.0% | 7.2% |
| UNITED WHOLESALE MORTGAGE, LLC | $311,065,000 | $399,420,000 | 28.4% | 4.2% |
| NUMERICA CREDIT UNION | $322,390,000 | $376,520,000 | 16.8% | 3.9% |
| Washington Trust Bank | $323,180,000 | $332,625,000 | 2.9% | 3.5% |
| CALIBER HOME LOANS, INC. | $225,635,000 | $253,580,000 | 12.4% | 2.6% |
| Sunflower Bank | $148,965,000 | $218,860,000 | 46.9% | 2.3% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $179,485,000 | $215,855,000 | 20.3% | 2.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $230,140,000 | $209,150,000 | -9.1% | 2.2% |
| FREEDOM MORTGAGE CORPORATION | $221,405,000 | $192,860,000 | -12.9% | 2.0% |
| GUILD MORTGAGE COMPANY | $213,405,000 | $187,475,000 | -12.2% | 2.0% |
| Umpqua Bank | $140,585,000 | $185,430,000 | 31.9% | 1.9% |
| Wells Fargo Bank | $107,420,000 | $169,940,000 | 58.2% | 1.8% |
| CELEBRITY HOME LOANS, LLC | $1,465,000 | $163,175,000 | 11,038.2% | 1.7% |
| LOANDEPOT.COM, LLC | $101,660,000 | $157,215,000 | 54.6% | 1.6% |
| Flagstar Bank, FSB | $157,340,000 | $156,710,000 | -0.4% | 1.6% |
| Boeing Employees Credit Union | $129,375,000 | $145,305,000 | 12.3% | 1.5% |
| HOMESIDE FINANCIAL, LLC | $118,455,000 | $135,250,000 | 14.2% | 1.4% |
| Wheatland Bank | $113,280,000 | $135,035,000 | 19.2% | 1.4% |
| Glacier Bank | $166,000,000 | $134,005,000 | -19.3% | 1.4% |
| Banner Bank | $152,260,000 | $132,210,000 | -13.2% | 1.4% |
| U.S. Bank | $128,365,000 | $127,605,000 | -0.6% | 1.3% |
| HomeStreet Bank | $109,885,000 | $121,340,000 | 10.4% | 1.3% |
| PENNYMAC LOAN SERVICES, LLC | $65,700,000 | $115,395,000 | 75.6% | 1.2% |
| JPMorgan Chase Bank | $99,640,000 | $107,495,000 | 7.9% | 1.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $85,435,000 | $104,490,000 | 22.3% | 1.1% |
| LEADERONE FINANCIAL CORPORATION | $99,800,000 | $101,180,000 | 1.4% | 1.1% |
| ENVOY MORTGAGE, LTD | $89,420,000 | $98,210,000 | 9.8% | 1.0% |
| First Interstate Bank | $111,720,000 | $95,985,000 | -14.1% | 1.0% |
| BETTER MORTGAGE CORPORATION | $39,375,000 | $87,040,000 | 121.1% | 0.9% |
| Mortgage Research Center, LLC | $76,175,000 | $86,150,000 | 13.1% | 0.9% |
| MOVEMENT MORTGAGE, LLC | $88,555,000 | $85,925,000 | -3.0% | 0.9% |
| GESA | $86,720,000 | $85,295,000 | -1.6% | 0.9% |
| Sierra Pacific Mortgage Company, Inc. | $82,180,000 | $83,565,000 | 1.7% | 0.9% |
| Mr. Cooper ( Nationstar Mortgage ) | $75,295,000 | $79,110,000 | 5.1% | 0.8% |
| PRIORITY HOME LENDING, LLC | $49,405,000 | $73,700,000 | 49.2% | 0.8% |
| HOME POINT FINANCIAL CORPORATION | $36,220,000 | $73,350,000 | 102.5% | 0.8% |
| Willamette Valley Bank | $63,145,000 | $72,995,000 | 15.6% | 0.8% |
| AMERISAVE MORTGAGE CORPORATION | $43,255,000 | $72,635,000 | 67.9% | 0.8% |
| GUARANTEED RATE, INC. | $9,885,000 | $66,930,000 | 577.1% | 0.7% |
| WASHINGTON STATE EMPLOYEES Credit Union | $48,015,000 | $65,435,000 | 36.3% | 0.7% |
| SUMMIT FUNDING, INC. | $43,390,000 | $65,420,000 | 50.8% | 0.7% |
| BROKER SOLUTIONS, INC. | $103,910,000 | $60,080,000 | -42.2% | 0.6% |
| FINANCE OF AMERICA MORTGAGE LLC | $69,465,000 | $60,055,000 | -13.5% | 0.6% |
| PENRITH HOME LOANS LLC | $55,295,000 | $59,515,000 | 7.6% | 0.6% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $225,985,000 | $57,950,000 | -74.4% | 0.6% |
| Northpointe Bank | $27,315,000 | $57,870,000 | 111.9% | 0.6% |
| NEWREZ LLC | $46,145,000 | $57,740,000 | 25.1% | 0.6% |
| ACADEMY MORTGAGE CORPORATION | $47,270,000 | $56,125,000 | 18.7% | 0.6% |
| DHI MORTGAGE COMPANY, LTD. | $45,665,000 | $53,480,000 | 17.1% | 0.6% |
| GLOBAL | $39,445,000 | $52,475,000 | 33.0% | 0.5% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $44,775,000 | $51,595,000 | 15.2% | 0.5% |
| Bank of America | $61,220,000 | $51,340,000 | -16.1% | 0.5% |
| CHERRY CREEK MORTGAGE, LLC | $44,575,000 | $50,665,000 | 13.7% | 0.5% |
| MANN FINANCIAL INC. | $57,500,000 | $48,795,000 | -15.1% | 0.5% |
| LAKEVIEW LOAN SERVICING, LLC | $37,885,000 | $48,610,000 | 28.3% | 0.5% |
| WALKER & DUNLOP, LLC | $15,005,000 | $47,295,000 | 215.2% | 0.5% |
| Citibank | $795,000 | $43,035,000 | 5,313.2% | 0.4% |
| NORTHMARQ CAPITAL FINANCE, L.L.C. | $41,260,000 | n/a | 0.4% | |
| HORIZON | $50,600,000 | $40,020,000 | -20.9% | 0.4% |
| GENEVA FINANCIAL, LLC | $42,185,000 | $39,995,000 | -5.2% | 0.4% |
| Paramount Residential Mortgage Group, Inc. | $32,755,000 | $38,905,000 | 18.8% | 0.4% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $46,085,000 | $36,875,000 | -20.0% | 0.4% |
| CMG MORTGAGE, INC. | $13,750,000 | $35,305,000 | 156.8% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $30,935,000 | $34,895,000 | 12.8% | 0.4% |
| CHURCHILL MORTGAGE CORPORATION | $47,185,000 | $31,990,000 | -32.2% | 0.3% |
| USAA Federal Savings Bank | $51,920,000 | $30,385,000 | -41.5% | 0.3% |
| IDAHO CENTRAL | $13,440,000 | $28,715,000 | 113.7% | 0.3% |
| STEARNS LENDING, LLC | $18,415,000 | $28,695,000 | 55.8% | 0.3% |
| The Federal Savings Bank | $39,900,000 | $27,395,000 | -31.3% | 0.3% |
| KeyBank | $21,010,000 | $26,240,000 | 24.9% | 0.3% |
| Columbia State Bank | $23,800,000 | $26,140,000 | 9.8% | 0.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $15,935,000 | $26,115,000 | 63.9% | 0.3% |
| GREYSTONE SERVICING COMPANY LLC | $1,375,000 | $23,635,000 | 1,618.9% | 0.2% |
| AMERICAN FINANCING CORPORATION | $11,680,000 | $23,360,000 | 100.0% | 0.2% |
| NEW DAY FINANCIAL, LLC | $16,135,000 | $23,310,000 | 44.5% | 0.2% |
| Alaska USA Federal Credit Union | $1,185,000 | $22,530,000 | 1,801.3% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $24,285,000 | $22,150,000 | -8.8% | 0.2% |
| North American Savings Bank, F.S.B. | $8,655,000 | $21,735,000 | 151.1% | 0.2% |
| Pacific Premier Bank | $21,300,000 | n/a | 0.2% | |
| SUN WEST MORTGAGE COMPANY, INC. | $20,740,000 | $20,260,000 | -2.3% | 0.2% |
| DIRECTORS MORTGAGE, INC. | $26,060,000 | $19,690,000 | -24.4% | 0.2% |
| Strong Home Mortgage, LLC | $18,525,000 | $19,145,000 | 3.3% | 0.2% |
| Washington Federal Bank | $15,690,000 | $18,125,000 | 15.5% | 0.2% |
| NBKC BANK | $32,065,000 | $17,610,000 | -45.1% | 0.2% |
| KELLER MORTGAGE, LLC | $22,820,000 | $16,560,000 | -27.4% | 0.2% |
| CANOPY | $26,630,000 | $15,600,000 | -41.4% | 0.2% |
| SPOKANE FIREFIGHTERS CREDIT UNION | $27,925,000 | $15,065,000 | -46.1% | 0.2% |
| Carrington Mortgage Services, LLC | $13,415,000 | $14,730,000 | 9.8% | 0.2% |
| S1L, Inc. | $1,130,000 | $14,290,000 | 1,164.6% | 0.1% |
| Wallick & Volk, Inc. | $9,225,000 | $13,965,000 | 51.4% | 0.1% |
| SUMMIT MORTGAGE CORPORATION | $11,030,000 | $13,910,000 | 26.1% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $12,740,000 | $13,755,000 | 8.0% | 0.1% |
| Ally Bank | $4,240,000 | $12,560,000 | 196.2% | 0.1% |
| PHH Mortgage Corporation | $6,045,000 | $11,970,000 | 98.0% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $24,880,000 | $11,550,000 | -53.6% | 0.1% |
| LAND HOME FINANCIAL SERVICES, INC. | $25,730,000 | $11,075,000 | -57.0% | 0.1% |
| BAY EQUITY LLC | $8,675,000 | $10,955,000 | 26.3% | 0.1% |
| Potlatch No. 1 Financial Credit Union | $6,785,000 | $10,800,000 | 59.2% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $4,585,000 | $10,700,000 | 133.4% | 0.1% |
| LADERA LENDING, INC. | $6,810,000 | $10,655,000 | 56.5% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $3,815,000 | $9,900,000 | 159.5% | 0.1% |
| PLANET HOME LENDING, LLC | $5,835,000 | $9,825,000 | 68.4% | 0.1% |
| AMERICAN ADVISORS GROUP | $6,300,000 | $9,540,000 | 51.4% | 0.1% |
| LENDUS, LLC | $4,520,000 | $9,525,000 | 110.7% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $14,930,000 | $8,955,000 | -40.0% | 0.1% |
| FirstBank | $10,405,000 | $8,910,000 | -14.4% | 0.1% |
| Gateway First Bank | $1,200,000 | $8,775,000 | 631.3% | 0.1% |
| Morgan Stanley Private Bank | $3,070,000 | $8,770,000 | 185.7% | 0.1% |
| Platinum Home Mortgage Corporation | $12,840,000 | $8,645,000 | -32.7% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $470,000 | $8,585,000 | 1,726.6% | 0.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $4,220,000 | $8,305,000 | 96.8% | 0.1% |
| ZILLOW HOME LOANS, LLC | $7,585,000 | $8,040,000 | 6.0% | 0.1% |
| First Guaranty Mortgage Corporation | $6,395,000 | $8,035,000 | 25.6% | 0.1% |
| SOFI LENDING CORP. | $6,680,000 | $7,855,000 | 17.6% | 0.1% |
| VILLAGE CAPITAL & INVESTMENT LLC | $10,315,000 | $7,650,000 | -25.8% | 0.1% |
| CORNERSTONE HOME LENDING, INC. | $21,070,000 | $7,485,000 | -64.5% | 0.1% |
| READYCAP COMMERCIAL, LLC | $7,255,000 | n/a | 0.1% | |
| PENTAGON FEDERAL CREDIT UNION | $4,380,000 | $7,180,000 | 63.9% | 0.1% |
| FIRST TECHNOLOGY | $4,595,000 | $7,030,000 | 53.0% | 0.1% |
| Truist Bank | $8,365,000 | $6,975,000 | -16.6% | 0.1% |
| InterContinental Capital Group, Inc | $3,705,000 | $6,955,000 | 87.7% | 0.1% |
| PREMIER LENDING, INC. | $6,685,000 | n/a | 0.1% | |
| 1st Security Bank of Washington | $8,465,000 | $6,585,000 | -22.2% | 0.1% |
| TIAA, FSB | $5,035,000 | $6,395,000 | 27.0% | 0.1% |
| ON Q FINANCIAL, INC. | $10,895,000 | $6,305,000 | -42.1% | 0.1% |
| PNC Bank | $4,895,000 | $6,230,000 | 27.3% | 0.1% |
| SOVEREIGN LENDING GROUP INCORPORATED | $4,335,000 | $6,160,000 | 42.1% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $6,320,000 | $6,000,000 | -5.1% | 0.1% |
| MICHIGAN MUTUAL, INC. | $5,695,000 | $5,695,000 | 0.0% | 0.1% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $1,265,000 | $5,450,000 | 330.8% | 0.1% |
| Servion, Inc. | $4,250,000 | $5,445,000 | 28.1% | 0.1% |
| CANOPY MORTGAGE, LLC | $2,250,000 | $5,370,000 | 138.7% | 0.1% |
| Stifel Bank and Trust | $6,720,000 | $5,360,000 | -20.2% | 0.1% |
| NETWORK CAPITAL FUNDING CORPORATION | $4,085,000 | $5,120,000 | 25.3% | 0.1% |
| Bank of England | $2,105,000 | $5,015,000 | 138.2% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $3,745,000 | $4,725,000 | 26.2% | 0.0% |
| NexBank | $215,000 | $4,640,000 | 2,058.1% | 0.0% |
| Commerce Home Mortgage, Inc. | $2,695,000 | $4,375,000 | 62.3% | 0.0% |
| AXIA FINANCIAL, LLC | $3,915,000 | $4,345,000 | 11.0% | 0.0% |
| First Home Bank | $2,650,000 | $4,310,000 | 62.6% | 0.0% |
| Watermark Capital, Inc. | $2,525,000 | $4,175,000 | 65.3% | 0.0% |
| Nations Lending Corporation | $5,510,000 | $4,060,000 | -26.3% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $8,225,000 | $3,990,000 | -51.5% | 0.0% |
| Northwest Farm Credit Services, FLCA | $8,865,000 | $3,945,000 | -55.5% | 0.0% |
| SAMMAMISH MORTGAGE COMPANY | $6,820,000 | $3,885,000 | -43.0% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $3,045,000 | $3,875,000 | 27.3% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $725,000 | $3,870,000 | 433.8% | 0.0% |
| AMCAP MORTGAGE, LTD. | $325,000 | $3,860,000 | 1,087.7% | 0.0% |
| Alaska USA Mortgage Company LLC | $5,375,000 | $3,795,000 | -29.4% | 0.0% |
| LOANPAL, LLC | $3,055,000 | $3,775,000 | 23.6% | 0.0% |
| NP, Inc. | $3,220,000 | $3,690,000 | 14.6% | 0.0% |
| Zions Bancorporation, N.A. | $1,270,000 | $3,620,000 | 185.0% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $4,020,000 | $3,495,000 | -13.1% | 0.0% |
| MORTGAGE LENDING GROUP LLC | $385,000 | $3,290,000 | 754.5% | 0.0% |
| Citadel Servicing Corporation | $445,000 | $3,275,000 | 636.0% | 0.0% |
| COLUMBIA COMMUNITY CREDIT UNION | $960,000 | $3,190,000 | 232.3% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $4,815,000 | $3,150,000 | -34.6% | 0.0% |
| MORTGAGE MASTER SERVICE CORPORATION | $2,295,000 | $3,150,000 | 37.3% | 0.0% |
| Axos Bank | $1,980,000 | $3,115,000 | 57.3% | 0.0% |
| BNC National Bank | $4,665,000 | $3,040,000 | -34.8% | 0.0% |
| Citizens Bank | $4,605,000 | $3,035,000 | -34.1% | 0.0% |
| Magnolia Bank | $1,030,000 | $2,960,000 | 187.4% | 0.0% |
| Hometown Lenders, Inc. | $2,315,000 | $2,910,000 | 25.7% | 0.0% |
| Manufacturers and Traders Trust Company | $760,000 | $2,775,000 | 265.1% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $535,000 | $2,770,000 | 417.8% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $2,885,000 | $2,740,000 | -5.0% | 0.0% |
| GSF Mortgage Corporation | $2,925,000 | $2,645,000 | -9.6% | 0.0% |
| Peoples Bank | $1,220,000 | $2,580,000 | 111.5% | 0.0% |
| EVERETT FINANCIAL, INC. | $3,505,000 | $2,575,000 | -26.5% | 0.0% |
| First Federal Bank | $4,520,000 | $2,575,000 | -43.0% | 0.0% |
| REVERSE MORTGAGE FUNDING LLC | $1,385,000 | $2,530,000 | 82.7% | 0.0% |
| Armed Forces Bank | $325,000 | $2,520,000 | 675.4% | 0.0% |
| MUFG Union Bank | $1,865,000 | $2,465,000 | 32.2% | 0.0% |
| V.I.P. MORTGAGE, INC. | $520,000 | $2,445,000 | 370.2% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $450,000 | $2,440,000 | 442.2% | 0.0% |
| Discover Bank | $970,000 | $2,410,000 | 148.5% | 0.0% |
| AmeriHome Mortgage Company, LLC | $3,150,000 | $2,395,000 | -24.0% | 0.0% |
| ARC HOME LLC | $2,860,000 | $2,375,000 | -17.0% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $3,205,000 | $2,340,000 | -27.0% | 0.0% |
| EMM LOANS LLC | $1,590,000 | $2,260,000 | 42.1% | 0.0% |
| MORIA DEVELOPMENT, INC. | $730,000 | $2,255,000 | 208.9% | 0.0% |
| ALLIANT CREDIT UNION | $1,325,000 | $2,250,000 | 69.8% | 0.0% |
| MOUNTAIN AMERICA | $1,450,000 | $2,245,000 | 54.8% | 0.0% |
| SALAL | $655,000 | $2,245,000 | 242.7% | 0.0% |
| WESTWOOD MORTGAGE, INC. | $855,000 | $2,240,000 | 162.0% | 0.0% |
| Charles Schwab Bank, SSB | $1,790,000 | $2,235,000 | 24.9% | 0.0% |
| First Savings Bank | $4,385,000 | $2,215,000 | -49.5% | 0.0% |
| TJC Mortgage, Inc. | $4,305,000 | $2,210,000 | -48.7% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $4,910,000 | $2,185,000 | -55.5% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $2,575,000 | $2,080,000 | -19.2% | 0.0% |
| LENDINGHOME FUNDING CORPORATION | $2,060,000 | n/a | 0.0% | |
| First Mortgage Solutions, LLC | $895,000 | $2,050,000 | 129.1% | 0.0% |
| Lakeview Community Capital, LLC | $4,280,000 | $2,020,000 | -52.8% | 0.0% |
| LENDERFI, INC. | $950,000 | $1,995,000 | 110.0% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $1,020,000 | $1,995,000 | 95.6% | 0.0% |
| SPRING EQ, LLC | $1,170,000 | $1,990,000 | 70.1% | 0.0% |
| NBH Bank | $2,055,000 | $1,980,000 | -3.6% | 0.0% |
| UBS Bank USA | $1,400,000 | $1,955,000 | 39.6% | 0.0% |
| Bank of the West | $1,570,000 | $1,950,000 | 24.2% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $2,375,000 | $1,935,000 | -18.5% | 0.0% |
| The Central Trust Bank | $1,930,000 | n/a | 0.0% | |
| ADVANTAGE PLUS | $1,905,000 | n/a | 0.0% | |
| Figure Lending LLC | $1,450,000 | $1,900,000 | 31.0% | 0.0% |
| Kwik Mortgage Corporation | $2,380,000 | $1,895,000 | -20.4% | 0.0% |
| Plains Commerce Bank | $1,545,000 | $1,890,000 | 22.3% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $1,155,000 | $1,850,000 | 60.2% | 0.0% |
| First Federal Savings and Loan Association of Port Angeles | $1,845,000 | n/a | 0.0% | |
| CIVIC FINANCIAL SERVICES, LLC | $2,480,000 | $1,840,000 | -25.8% | 0.0% |
| Arvest Bank | $920,000 | $1,825,000 | 98.4% | 0.0% |
| NEXERA HOLDING LLC | $1,225,000 | $1,815,000 | 48.2% | 0.0% |
| HighTechLending Inc | $1,650,000 | $1,805,000 | 9.4% | 0.0% |
| Amerifirst Financial, Inc. | $1,325,000 | $1,725,000 | 30.2% | 0.0% |
| ACCELERATE MORTGAGE, LLC | $560,000 | $1,710,000 | 205.4% | 0.0% |
| VISION ONE MORTGAGE, INC. | $1,675,000 | n/a | 0.0% | |
| LPMC, LLC | $260,000 | $1,665,000 | 540.4% | 0.0% |
| NFM, INC. | $1,440,000 | $1,655,000 | 14.9% | 0.0% |
| BMO Harris Bank | $2,125,000 | $1,645,000 | -22.6% | 0.0% |
| OnPoint Community Credit Union | $2,535,000 | $1,585,000 | -37.5% | 0.0% |
| Farmers Bank & Trust | $1,575,000 | n/a | 0.0% | |
| EMBRACE HOME LOANS, INC. | $945,000 | $1,545,000 | 63.5% | 0.0% |
| Victorian Finance, LLC | $395,000 | $1,535,000 | 288.6% | 0.0% |
| CHEVRON | $1,080,000 | $1,520,000 | 40.7% | 0.0% |
| Low VA Rates, LLC | $2,625,000 | $1,485,000 | -43.4% | 0.0% |
| WHATCOM EDUCATIONAL CREDIT UNION | $1,905,000 | $1,465,000 | -23.1% | 0.0% |
| RANLIFE, INC. | $2,600,000 | $1,450,000 | -44.2% | 0.0% |
| Seattle Metropolitan Credit Union | $700,000 | $1,450,000 | 107.1% | 0.0% |
| LOANSNAP, INC. | $1,395,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $2,410,000 | $1,380,000 | -42.7% | 0.0% |
| iQ Credit Union | $520,000 | $1,370,000 | 163.5% | 0.0% |
| First Horizon Bank | $1,365,000 | n/a | 0.0% | |
| SWBC MORTGAGE CORPORATION | $155,000 | $1,360,000 | 777.4% | 0.0% |
| KS StateBank | $1,210,000 | $1,340,000 | 10.7% | 0.0% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $1,340,000 | n/a | 0.0% | |
| Baker Boyer National Bank | $415,000 | $1,325,000 | 219.3% | 0.0% |
| RESIDENTIAL BANCORP. | $1,320,000 | n/a | 0.0% | |
| NMSI, INC. | $1,315,000 | n/a | 0.0% | |
| UMB Bank | $1,315,000 | n/a | 0.0% | |
| Solarity Credit Union | $10,080,000 | $1,280,000 | -87.3% | 0.0% |
| LENDINGONE, LLC | $1,270,000 | n/a | 0.0% | |
| Franklin Loan Corporation | $450,000 | $1,255,000 | 178.9% | 0.0% |
| Community First Bank | $1,250,000 | n/a | 0.0% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $385,000 | $1,235,000 | 220.8% | 0.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $900,000 | $1,235,000 | 37.2% | 0.0% |
| Loan Simple, Inc. | $1,925,000 | $1,225,000 | -36.4% | 0.0% |
| Mid-Continent Funding, Inc. | $335,000 | $1,220,000 | 264.2% | 0.0% |
| Cornerstone First Mortgage, Inc | $1,200,000 | n/a | 0.0% | |
| Cf Bank | $1,990,000 | $1,195,000 | -39.9% | 0.0% |
| Mortgage Bank of California | $1,195,000 | n/a | 0.0% | |
| Qualstar Credit Union | $330,000 | $1,185,000 | 259.1% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $1,205,000 | $1,165,000 | -3.3% | 0.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $420,000 | $1,145,000 | 172.6% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $1,195,000 | $1,120,000 | -6.3% | 0.0% |
| The Huntington National Bank | $215,000 | $1,105,000 | 414.0% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $1,095,000 | n/a | 0.0% | |
| Toyota Financial Savings Bank | $305,000 | $1,085,000 | 255.7% | 0.0% |
| First State Bank of St. Charles, Missouri | $435,000 | $1,045,000 | 140.2% | 0.0% |
| FUNDLOANS CAPITAL | $1,025,000 | n/a | 0.0% | |
| Florida Capital Bank | $1,350,000 | $1,015,000 | -24.8% | 0.0% |
| Credence Funding Corporation | $185,000 | $1,000,000 | 440.5% | 0.0% |
| Visio Financial Services Inc. | $985,000 | n/a | 0.0% | |
| WINGS FINANCIAL | $980,000 | $985,000 | 0.5% | 0.0% |
| OPEN MORTGAGE, LLC | $225,000 | $940,000 | 317.8% | 0.0% |
| JMJ FINANCIAL GROUP | $925,000 | n/a | 0.0% | |
| OAKTREE FUNDING CORP. | $735,000 | $925,000 | 25.9% | 0.0% |
| Academy Bank | $900,000 | n/a | 0.0% | |
| CHARTWAY FEDERAL CREDIT UNION | $900,000 | n/a | 0.0% | |
| Prosperity Home Mortgage, LLC | $700,000 | $900,000 | 28.6% | 0.0% |
| TRISTAR FINANCE, INC. | $155,000 | $900,000 | 480.6% | 0.0% |
| LOANLEADERS OF AMERICA, INC. | $1,825,000 | $895,000 | -51.0% | 0.0% |
| WESTERN EXPRESS LENDING | $725,000 | $890,000 | 22.8% | 0.0% |
| ATHAS CAPITAL GROUP, INC. | $360,000 | $865,000 | 140.3% | 0.0% |
| Quontic Bank | $865,000 | n/a | 0.0% | |
| First Internet Bank of Indiana | $615,000 | $860,000 | 39.8% | 0.0% |
| HOME MORTGAGE ALLIANCE, LLC | $860,000 | n/a | 0.0% | |
| First Midwest Bank | $1,035,000 | $855,000 | -17.4% | 0.0% |
| ALL WESTERN MORTGAGE, INC. | $850,000 | n/a | 0.0% | |
| GUARANTY HOME MORTGAGE CORPORATION | $315,000 | $845,000 | 168.3% | 0.0% |
| Unitus Community Credit Union | $1,005,000 | $845,000 | -15.9% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $4,795,000 | $840,000 | -82.5% | 0.0% |
| Opportunity Bank of Montana | $1,390,000 | $835,000 | -39.9% | 0.0% |
| RBC Bank, (Georgia) | $645,000 | $830,000 | 28.7% | 0.0% |
| VERITAS FUNDING, LLC | $165,000 | $830,000 | 403.0% | 0.0% |
| Bank of the Pacific | $615,000 | $815,000 | 32.5% | 0.0% |
| Ameris Bank | $1,555,000 | $810,000 | -47.9% | 0.0% |
| Meridian Bank Corporation | $790,000 | n/a | 0.0% | |
| First Republic Bank | $235,000 | $785,000 | 234.0% | 0.0% |
| Waterstone Mortgage Corporation | $1,240,000 | $785,000 | -36.7% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $720,000 | $770,000 | 6.9% | 0.0% |
| Heritage Bank | $745,000 | n/a | 0.0% | |
| Chicago Financial Services, Inc. | $740,000 | n/a | 0.0% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $1,800,000 | $740,000 | -58.9% | 0.0% |
| UNIVERSAL LENDING CORPORATION | $740,000 | n/a | 0.0% | |
| 21ST MORTGAGE CORPORATION | $1,225,000 | $715,000 | -41.6% | 0.0% |
| ADVANTIS | $690,000 | $715,000 | 3.6% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $1,315,000 | $705,000 | -46.4% | 0.0% |
| INTERCAP LENDING INC. | $1,000,000 | $705,000 | -29.5% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $5,310,000 | $705,000 | -86.7% | 0.0% |
| Pacific NW Federal Credit Union | $750,000 | $700,000 | -6.7% | 0.0% |
| FINANCE OF AMERICA COMMERCIAL LLC | $295,000 | $695,000 | 135.6% | 0.0% |
| BOKF | $2,490,000 | $680,000 | -72.7% | 0.0% |
| HOMESTEAD FUNDING CORP. | $865,000 | $680,000 | -21.4% | 0.0% |
| CRESCENT MORTGAGE COMPANY | $655,000 | $675,000 | 3.1% | 0.0% |
| STAR ONE CREDIT UNION | $405,000 | $675,000 | 66.7% | 0.0% |
| ALL REVERSE MORTGAGE, INC. | $405,000 | $660,000 | 63.0% | 0.0% |
| BEST FINANCE CAPITAL, INC. | $650,000 | n/a | 0.0% | |
| BM Real Estate Services, Inc. | $650,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $275,000 | $650,000 | 136.4% | 0.0% |
| Baxter Credit Union | $725,000 | $640,000 | -11.7% | 0.0% |
| CITYWIDE HOME LOANS, LLC | $390,000 | $640,000 | 64.1% | 0.0% |
| First Federal Bank of Kansas City | $275,000 | $640,000 | 132.7% | 0.0% |
| Amalgamated Bank | $635,000 | n/a | 0.0% | |
| Raymond James Bank | $105,000 | $635,000 | 504.8% | 0.0% |
| Colonial Savings, F.A. | $575,000 | $630,000 | 9.6% | 0.0% |
| MORTGAGE EXPRESS, LLC | $1,705,000 | $615,000 | -63.9% | 0.0% |
| THRIVENT Federal Credit Union | $635,000 | $615,000 | -3.1% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $630,000 | $610,000 | -3.2% | 0.0% |
| BNY Mellon | $605,000 | n/a | 0.0% | |
| First Financial Northwest Bank | $595,000 | n/a | 0.0% | |
| Advisors Mortgage Group, L.L.C. | $585,000 | n/a | 0.0% | |
| PURDUE FEDERAL CREDIT UNION | $575,000 | n/a | 0.0% | |
| The Loan Store, Inc. | $995,000 | $570,000 | -42.7% | 0.0% |
| DAS Acquisition Company, LLC | $1,285,000 | $560,000 | -56.4% | 0.0% |
| Evolve Bank & Trust | $560,000 | n/a | 0.0% | |
| BECKAM FUNDING CORP. | $555,000 | n/a | 0.0% | |
| RESIDENTIAL MORTGAGE, LLC | $970,000 | $550,000 | -43.3% | 0.0% |
| First International Bank & Trust | $245,000 | $545,000 | 122.4% | 0.0% |
| First National Bank | $545,000 | n/a | 0.0% | |
| INTELLILOAN, INC. | $545,000 | n/a | 0.0% | |
| OCMBC, INC. | $275,000 | $540,000 | 96.4% | 0.0% |
| Extraco Banks | $535,000 | n/a | 0.0% | |
| HomeTrust Bank | $535,000 | n/a | 0.0% | |
| Century Mortgage Company DBA Century Lending Company | $530,000 | n/a | 0.0% | |
| FIRST COMMUNITY MORTGAGE, INC. | $525,000 | n/a | 0.0% | |
| Peoples Bank | $1,220,000 | $505,000 | -58.6% | 0.0% |
| First Western Trust Bank | $495,000 | n/a | 0.0% | |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $785,000 | $495,000 | -36.9% | 0.0% |
| SIRVA MORTGAGE, INC. | $1,660,000 | $495,000 | -70.2% | 0.0% |
| UNITED MORTGAGE CORP. | $460,000 | $485,000 | 5.4% | 0.0% |
| NORTHWEST COMMUNITY | $505,000 | $475,000 | -5.9% | 0.0% |
| ANGEL OAK HOME LOANS LLC | $470,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $465,000 | n/a | 0.0% | |
| SOUND | $680,000 | $465,000 | -31.6% | 0.0% |
| STARBOARD FINANCIAL MANAGEMENT, LLC | $465,000 | n/a | 0.0% | |
| Austin Capital Bank SSB | $450,000 | $460,000 | 2.2% | 0.0% |
| Financial Funding Solutions, Inc. | $460,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $460,000 | n/a | 0.0% | |
| 5TH STREET CAPITAL, INC. | $455,000 | n/a | 0.0% | |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $455,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $450,000 | n/a | 0.0% | |
| CALCULATED RISK ANALYTICS LLC | $445,000 | n/a | 0.0% | |
| First Bank | $365,000 | $445,000 | 21.9% | 0.0% |
| First United Bank and Trust Company | $430,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $435,000 | $415,000 | -4.6% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $520,000 | $405,000 | -22.1% | 0.0% |
| Southwest Airlines Federal Credit Union | $405,000 | n/a | 0.0% | |
| Kirkwood Bank & Trust Co. | $235,000 | $395,000 | 68.1% | 0.0% |
| HAPO COMMUNITY CREDIT UNION | $1,415,000 | $390,000 | -72.4% | 0.0% |
| COMMUNITY MORTGAGE FUNDING, LLC | $385,000 | n/a | 0.0% | |
| HANCOCK MORTGAGE PARTNERS, LLC | $385,000 | n/a | 0.0% | |
| Merchants Bank of Indiana | $435,000 | $385,000 | -11.5% | 0.0% |
| TCF National Bank | $1,375,000 | $385,000 | -72.0% | 0.0% |
| CU HOME MORTGAGE SOLUTIONS, LLC | $1,240,000 | $370,000 | -70.2% | 0.0% |
| RED CANOE CREDIT UNION | $340,000 | $370,000 | 8.8% | 0.0% |
| DHA FINANCIAL, LLC | $365,000 | n/a | 0.0% | |
| FIRST STATE MORTGAGE SERVICES, LLC | $365,000 | n/a | 0.0% | |
| BKCO MORTGAGE, LLC | $195,000 | $355,000 | 82.1% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $410,000 | $355,000 | -13.4% | 0.0% |
| Greenbox Loans, Inc. | $155,000 | $355,000 | 129.0% | 0.0% |
| Lend Smart Mortgage, LLC | $355,000 | n/a | 0.0% | |
| NORTHROP GRUMMAN Federal Credit Union | $355,000 | n/a | 0.0% | |
| LIMA ONE CAPITAL, LLC | $350,000 | n/a | 0.0% | |
| DIGITAL Federal Credit Union | $345,000 | n/a | 0.0% | |
| NATIONS RELIABLE LENDING, LLC | $345,000 | n/a | 0.0% | |
| Silicon Valley Bank | $345,000 | n/a | 0.0% | |
| VAN DYK MORTGAGE CORPORATION | $1,110,000 | $345,000 | -68.9% | 0.0% |
| AmRes Corporation | $1,045,000 | $335,000 | -67.9% | 0.0% |
| Farmers Bank & Trust Company | $335,000 | n/a | 0.0% | |
| INFINITY EQUITY GROUP, INC. | $335,000 | n/a | 0.0% | |
| T2 FINANCIAL LLC | $115,000 | $330,000 | 187.0% | 0.0% |
| Pinnacle Bank | $325,000 | n/a | 0.0% | |
| Wolfe Financial, Inc | $325,000 | n/a | 0.0% | |
| BEST CAPITAL FUNDING | $2,420,000 | $320,000 | -86.8% | 0.0% |
| Colten Mortgage, LLC | $1,045,000 | $315,000 | -69.9% | 0.0% |
| Timberland Bank | $560,000 | $315,000 | -43.8% | 0.0% |
| Fidelity Bank | $305,000 | n/a | 0.0% | |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $305,000 | n/a | 0.0% | |
| Neighborhood Loans, Inc. | $305,000 | n/a | 0.0% | |
| Open Bank | $305,000 | n/a | 0.0% | |
| Texas Security Bank | $305,000 | n/a | 0.0% | |
| UIF CORPORATION | $300,000 | n/a | 0.0% | |
| Luxury Mortgage Corp. | $295,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $295,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $290,000 | n/a | 0.0% | |
| FOUR POINTS | $285,000 | n/a | 0.0% | |
| KINECTA | $1,045,000 | $285,000 | -72.7% | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $285,000 | n/a | 0.0% | |
| Bank of Tennessee | $275,000 | n/a | 0.0% | |
| JMAC LENDING, INC. | $560,000 | $275,000 | -50.9% | 0.0% |
| Texana Bank | $275,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $270,000 | n/a | 0.0% | |
| DEEPHAVEN MORTGAGE LLC | $205,000 | $265,000 | 29.3% | 0.0% |
| Goldwater Bank, N.A. | $365,000 | $265,000 | -27.4% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $1,350,000 | $265,000 | -80.4% | 0.0% |
| South State Bank | $265,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $370,000 | $260,000 | -29.7% | 0.0% |
| DIRECT MORTGAGE, CORP. | $185,000 | $255,000 | 37.8% | 0.0% |
| GET A RATE LLC | $255,000 | n/a | 0.0% | |
| Hiawatha National Bank | $255,000 | n/a | 0.0% | |
| Chickasaw Community Bank | $280,000 | $245,000 | -12.5% | 0.0% |
| D. L. Evans Bank | $245,000 | n/a | 0.0% | |
| COUNTRYPLACE MORTGAGE, LTD. | $235,000 | $235,000 | 0.0% | 0.0% |
| FIBRE FEDERAL CREDIT UNION | $595,000 | $235,000 | -60.5% | 0.0% |
| ONY GLO, INC. | $4,505,000 | $235,000 | -94.8% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $470,000 | $225,000 | -52.1% | 0.0% |
| The Union Bank Company | $225,000 | n/a | 0.0% | |
| Community First National Bank | $215,000 | n/a | 0.0% | |
| STANFORD Federal Credit Union | $215,000 | n/a | 0.0% | |
| First National Bank of America | $235,000 | $205,000 | -12.8% | 0.0% |
| LENDSURE MORTGAGE CORP. | $435,000 | $205,000 | -52.9% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $205,000 | n/a | 0.0% | |
| INTERNATIONAL CITY MORTGAGE, INC. | $195,000 | n/a | 0.0% | |
| BELEM SERVICING LLC | $790,000 | $185,000 | -76.6% | 0.0% |
| COMMUNITYAMERICA | $185,000 | n/a | 0.0% | |
| U S WIDE FINANCIAL LLC | $615,000 | $185,000 | -69.9% | 0.0% |
| ASSEMBLIES OF GOD Credit Union | $175,000 | n/a | 0.0% | |
| First National Bank of Omaha | $225,000 | $175,000 | -22.2% | 0.0% |
| GREAT LAKES | $175,000 | n/a | 0.0% | |
| UNION HOME MORTGAGE CORP. | $630,000 | $175,000 | -72.2% | 0.0% |
| KITSAP Credit Union | $150,000 | $165,000 | 10.0% | 0.0% |
| AMWEST FUNDING CORP. | $790,000 | $155,000 | -80.4% | 0.0% |
| IMPAC MORTGAGE CORP. | $1,065,000 | $155,000 | -85.4% | 0.0% |
| Secured Investment Corp. | $385,000 | $155,000 | -59.7% | 0.0% |
| Elements Financial Federal Credit Union | $145,000 | n/a | 0.0% | |
| LANTZMAN MANAGEMENT, INC. | $135,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $130,000 | n/a | 0.0% | |
| BLUELEAF LENDING, LLC | $125,000 | n/a | 0.0% | |
| CHU & ASSOCIATES, INC. | $125,000 | n/a | 0.0% | |
| Congressional Bank | $985,000 | $125,000 | -87.3% | 0.0% |
| NW PRIORITY CREDIT UNION | $125,000 | n/a | 0.0% | |
| WESCOM CENTRAL CREDIT UNION | $125,000 | n/a | 0.0% | |
| UNITED | $115,000 | n/a | 0.0% | |
| VERITY | $125,000 | $105,000 | -16.0% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $50,000 | $75,000 | 50.0% | 0.0% |
| Deseret First Credit Union | $65,000 | n/a | 0.0% | |
| MERIWEST | $65,000 | n/a | 0.0% | |
| ATLANTA POSTAL | $185,000 | $55,000 | -70.3% | 0.0% |
| TWINSTAR | $475,000 | $45,000 | -90.5% | 0.0% |
SPOKANE - SPOKANE VALLEY's top lender by overall market share is SPOKANE TEACHERS, with 7.5% market share. In second place, with 7.2%, is QUICKEN LOANS, LLC, having originated $695,780,000 in loans. In third place, with 4.2%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $399,420,000 in loans. In third place, with 3.9%, is NUMERICA CREDIT UNION, having originated $376,520,000 in loans. In third place, with 3.5%, is Washington Trust Bank, having originated $332,625,000 in loans.
SPOKANE-SPOKANE VALLEY, WA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 10,719 | $3,729,815,000 | $347,963 |
| Cash Out Refi | 10,575 | $2,806,455,000 | $265,386 |
| Refi | 10,451 | $2,598,825,000 | $248,668 |
| Home Improvement | 2,472 | $247,280,000 | $100,032 |
| Other | 1,719 | $231,455,000 | $134,645 |
| NA | 1 | $135,000 | $135,000 |
Spokane - Spokane Valley's most frequently cited loan purpose was Home Purchase, with 10,719 originations. The 2nd most popular reason was Cash Out Refi, with 10,575 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 14,785 | $4,116,325,000 | $278,412 |
| 2.5-3% | 12,866 | $3,624,550,000 | $281,715 |
| <2.5% | 6,003 | $1,518,735,000 | $252,996 |
| 4-5% | 1,656 | $290,270,000 | $175,284 |
| 5-6% | 281 | $34,245,000 | $121,868 |
| 6-7% | 127 | $10,285,000 | $80,984 |
| Over 8% | 78 | $7,750,000 | $99,359 |
| 7-8% | 39 | $2,725,000 | $69,872 |
During 2021, Spokane - Spokane Valley's most frequently originated rate bucket was 3-4%, with 14,785 originations.
Loan Sizing (SPOKANE-SPOKANE VALLEY, WA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 17,370 | $4,892,720,000 | $281,676 |
| $100k-200k | 9,645 | $1,465,905,000 | $151,986 |
| $100,000 or less | 4,146 | $229,030,000 | $55,241 |
| $400k-600k | 3,998 | $1,894,770,000 | $473,929 |
| $600k-1000k | 584 | $421,650,000 | $722,003 |
| $Over $1MM | 194 | $709,890,000 | $3,659,227 |
SPOKANE - SPOKANE VALLEY's loan sizing saw the bucket of loans from $200k-400k with 17,370 originations, totaling $4,892,720,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 11,432 | $3,844,110,000 | $336,259 |
| 80-100% | 8,526 | $2,868,380,000 | $336,427 |
| 40-60% | 7,491 | $1,761,415,000 | $235,137 |
| 20-40% | 3,996 | $559,720,000 | $140,070 |
| Under 20% | 3,074 | $177,710,000 | $57,811 |
| Over 100% | 337 | $137,935,000 | $409,303 |
SPOKANE - SPOKANE VALLEY's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 11,432 originations, totaling $3,844,110,000 in origination value.
