Seattle VA Loan Rates, Closing Costs & Stats

Seattle-Tacoma-Bellevue, WA

A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

For additional benefits of VA loans, click here.

Seattle's 268 lenders originated 18,430 VA loans during 2021. The total origination value was $8,102,660,000, with an average VA loan value of $439,645.

Seattle VA Loans, 30 Year Fixed Rates

30 Year VA mortgages in Seattle averaged 6.65% for the week of 2022-12-02, compared to the national average (all VA variants) of 6.292% for the same period.

Seattle's average VA mortgage closing costs are $7,591.

The average rate for the prior week (2022-11-25) was 6.59% and one month ago for the week of 2022-10-28, the average rate was 6.78%.

The average rate one year ago was 3.36%.

For refis of the same type during the week of 2022-12-02, the average rate was 6.47%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Seattle VA Loan Lenders by Rates & Fees

The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Seattle level.

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
QUICKEN LOANS, LLC 1,223 2.40% $6,553
FREEDOM MORTGAGE CORPORATION 1,222 2.40% $3,862
CALIBER HOME LOANS, INC. 1,117 2.54% $8,474
Mortgage Research Center, LLC 1,056 2.77% $9,213
PENNYMAC LOAN SERVICES, LLC 902 2.32% $7,410
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 716 2.87% $10,114
GUILD MORTGAGE COMPANY 628 2.59% $7,868
UNITED WHOLESALE MORTGAGE, LLC 574 2.46% $7,541
LAKEVIEW LOAN SERVICING, LLC 541 2.41% $2,931
CROSSCOUNTRY MORTGAGE, LLC 532 2.84% $11,717
LOANDEPOT.COM, LLC 495 2.50% $6,872
NAVY FEDERAL CREDIT UNION 464 2.47% $7,621
The Federal Savings Bank 334 2.47% $9,789
HOME POINT FINANCIAL CORPORATION 292 2.42% $6,377
USAA Federal Savings Bank 239 2.87% $5,491
Mr. Cooper ( Nationstar Mortgage ) 218 2.62% $5,265
MOVEMENT MORTGAGE, LLC 215 2.94% $9,018
AMERICAN PACIFIC MORTGAGE CORPORATION 208 2.82% $12,037
NEW DAY FINANCIAL, LLC 200 2.80% $12,738
Wells Fargo Bank 192 2.49% $5,391
HOMEBRIDGE FINANCIAL SERVICES, INC. 175 2.61% $11,732
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 147 3.21% $12,883
BAY EQUITY LLC 141 2.80% $10,186
Paramount Residential Mortgage Group, Inc. 140 2.90% $10,027
HomeStreet Bank 133 2.66% $8,353
VILLAGE CAPITAL MORTGAGE 131 2.33% $4,539
BROKER SOLUTIONS, INC. 127 2.73% $8,929
FINANCE OF AMERICA MORTGAGE LLC 126 2.80% $10,556
ACADEMY MORTGAGE CORPORATION 117 2.73% $10,113
NEWREZ LLC 116 2.53% $5,918
PLANET HOME LENDING, LLC 101 2.47% $4,725
LENDUS, LLC 96 2.57% $9,386
PENTAGON FEDERAL CREDIT UNION 96 2.35% $4,477
AMERICAN FINANCIAL NETWORK, INC. 93 2.57% $12,098
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 88 2.72% $12,511
1st Security Bank of Washington 85 2.68% $11,482
SUN WEST MORTGAGE COMPANY, INC. 84 2.45% $4,987
Carrington Mortgage Services, LLC 77 2.91% $6,749
PREMIER MORTGAGE RESOURCES, L.L.C. 77 2.82% $13,177
Lakeview Community Capital, LLC 75 2.43% $2,647
GUARANTEED RATE, INC. 75 2.57% $10,179
AMERISAVE MORTGAGE CORPORATION 73 2.64% $7,385
CORNERSTONE HOME LENDING, INC. 70 2.94% $11,369
DHI MORTGAGE COMPANY, LTD. 67 2.50% $10,231
NP, Inc. 62 2.32% $4,564
Umpqua Bank 60 2.70% $10,732
NBKC BANK 56 2.49% $6,520
CMG MORTGAGE, INC. 54 2.76% $9,820
AXIA FINANCIAL, LLC 53 2.77% $10,885
LEADERONE FINANCIAL CORPORATION 53 2.80% $9,264
EAGLE HOME MORTGAGE, LLC 51 2.77% $9,589
MUTUAL OF OMAHA MORTGAGE, INC. 50 2.58% $7,766
First Home Bank 48 2.60% $8,539
BNC National Bank 48 2.34% $4,737
Flagstar Bank, FSB 45 2.72% $9,500
Barrington Bank & Trust Company, N.A. 44 2.70% $7,986
North American Savings Bank, F.S.B. 44 2.33% $5,804
Victorian Finance, LLC 44 2.58% $12,153
NFM, INC. 43 2.97% $12,793
HOMEAMERICAN MORTGAGE CORPORATION 42 2.47% $5,698
Hometown Lenders, Inc. 41 2.81% $11,022
Strong Home Mortgage, LLC 38 2.40% $7,798
Alaska USA Mortgage Company LLC 34 2.85% $7,734
Alaska USA Federal Credit Union 34 2.85% $7,734
PENRITH HOME LOANS LLC 33 2.64% $10,331
MORTGAGE SOLUTIONS OF COLORADO, LLC 33 3.03% $11,335
TJC Mortgage, Inc. 32 2.41% $8,159
DIRECTORS MORTGAGE, INC. 31 2.91% $14,138
SOVEREIGN LENDING GROUP INCORPORATED 30 2.53% $6,901
PRIMELENDING, A PLAINSCAPITAL COMPANY 29 3.04% $15,997
First Guaranty Mortgage Corporation 28 2.44% $8,304
Commerce Home Mortgage, Inc. 28 2.81% $6,288
AMCAP MORTGAGE, LTD. 28 2.76% $6,318
Plains Commerce Bank 28 2.40% $16,654
Wyndham Capital Mortgage, Inc. 26 2.36% $2,409
MORTGAGE MASTER SERVICE CORPORATION 26 2.78% $9,651
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 24 2.90% $13,564
Banner Bank 23 2.51% $11,848
Armed Forces Bank 23 2.40% $6,597
FIRST CONTINENTAL MORTGAGE, LTD. 23 2.99% $11,446
PRIMARY RESIDENTIAL MORTGAGE, INC. 22 3.14% $14,142
Magnolia Bank 22 2.72% $10,302
Mid-Continent Funding, Inc. 21 2.49% $9,874
GENEVA FINANCIAL, LLC 20 2.72% $11,849
InterContinental Capital Group, Inc 20 2.68% $9,845
NATIONS DIRECT MORTGAGE, LLC 20 2.50% $10,886
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 19 2.93% $11,324
Nations Lending Corporation 19 2.95% $10,809
CELEBRITY HOME LOANS, LLC 18 2.62% $8,864
CHURCHILL MORTGAGE CORPORATION 17 2.70% $9,456
PRIORITY HOME LENDING, LLC 17 3.10% $9,873
ACCELERATE MORTGAGE, LLC 16 2.26% $6,008
SOUND 16 2.33% $3,497
First Federal Bank 16 3.15% $15,486
Low VA Rates, LLC 15 2.49% $6,424
KS StateBank 15 2.30% $4,381
Prosperity Home Mortgage, LLC 15 2.63% $4,777
Goldwater Bank, N.A. 15 2.74% $11,230
TRISTAR FINANCE, INC. 15 2.43% $4,970
First Mortgage Solutions, LLC 14 2.23% $6,984
Wallick & Volk, Inc. 14 2.91% $12,157
MANN FINANCIAL INC. 14 2.94% $8,858
SAMMAMISH MORTGAGE COMPANY 14 2.45% $7,729
Bank of England 14 2.87% $13,326
AMERICAN FINANCIAL RESOURCES, INC. 13 2.91% $11,873
NETWORK CAPITAL FUNDING CORPORATION 13 2.38% $3,029
U.S. Bank 13 2.83% $8,545
PULTE MORTGAGE LLC 12 2.77% $6,922
ARK-LA-TEX FINANCIAL SERVICES, LLC. 12 2.58% $7,983
DAS Acquisition Company, LLC 12 3.10% $25,405
Boeing Employees Credit Union 12 2.67% $7,682
KeyBank 11 2.68% $3,811
CITYWIDE HOME LOANS, LLC 11 2.52% $6,237
Sunflower Bank 11 2.61% $11,227
WESTWOOD MORTGAGE, INC. 11 2.60% $6,924
HOMESIDE FINANCIAL, LLC 11 2.48% $12,196
INTERNATIONAL CITY MORTGAGE, INC. 11 3.23% $13,964
Amerifirst Financial, Inc. 11 3.25% $8,571
Meridian Bank Corporation 11 2.39% $6,255
Columbia State Bank 10 2.66% $6,626
CU HOME MORTGAGE SOLUTIONS, LLC 10 2.35% $3,052
LAND HOME FINANCIAL SERVICES, INC. 10 2.63% $6,381
ON Q FINANCIAL, INC. 10 2.71% $14,120
ENVOY MORTGAGE, LTD 10 2.83% $10,139
SUMMIT FUNDING, INC. 9 2.90% $19,156
M&T Bank 9 2.92% $8,967
LIBERTY HOME MORTGAGE CORPORATION 9 2.33% $4,689
First Federal Bank of Kansas City 9 2.31% $6,661
Paramount Bank 9 2.49% $9,656
STEARNS LENDING, LLC 8 2.44% $12,319
LADERA LENDING, INC. 8 2.50% $6,198
PLAZA HOME MORTGAGE, INC. 8 2.33% $4,888
Credence Funding Corporation 7 2.32% $3,159
AMERICAN FINANCING CORPORATION 7 2.59% $10,161
Northpointe Bank 7 2.77% $18,309
TOP FLITE FINANCIAL, INC. 7 2.77% $25,849
EVERETT FINANCIAL, INC. 7 2.98% $2,594
ROUNDPOINT MORTGAGE SERVICING CORPORATION 7 2.88% $7,318
Capital Bank 7 2.41% $9,413
LOANPAL, LLC 6 2.46% $9,963
CONTOUR MORTGAGE CORPORATION 6 2.54% $11,133
KBHS HOME LOANS, LLC 6 2.67% $5,523
Shea Mortgage Inc. 6 2.60% $5,800
UNION HOME MORTGAGE CORP. 6 2.38% $13,248
BELEM SERVICING LLC 5 2.58% $9,645
MLD MORTGAGE INC. 5 2.80% $9,191
KELLER MORTGAGE, LLC 5 2.58% $5,270
LENOX FINANCIAL MORTGAGE CORPORATION 5 2.58% $4,113
FirstBank 5 2.30% $7,277
Truist 5 2.76% $2,422
CHERRY CREEK MORTGAGE, LLC 5 2.43% $7,583
UNITED MORTGAGE CORP. 5 2.68% $13,851
ONY GLO, INC. 4 2.31% $5,946
EMBRACE HOME LOANS, INC. 4 2.38% $3,445
First Savings Bank 4 2.34% $10,405
Florida Capital Bank 4 2.53% $4,762
GUARANTEED RATE AFFINITY, LLC 4 2.28% $1,694
INTERCAP LENDING INC. 4 2.31% $6,676
JAMES B. NUTTER & COMPANY 4 2.25% $3,716
BKCO MORTGAGE, LLC 4 3.12% $10,091
MUFG Union Bank 4 2.47% $3,347
NATIONS RELIABLE LENDING, LLC 4 3.09% $9,754
OCMBC, INC. 4 2.47% $6,127
PHH Mortgage Corporation 4 2.69% $10,242
Texana Bank 4 2.34% $6,428
First Midwest Bank 3 2.29% $1,705
MID AMERICA MORTGAGE, INC. 3 2.50% $2,592
AmeriHome Mortgage Company, LLC 3 2.88% $3,139
Heritage Bank 3 2.38% $3,572
JPMorgan Chase Bank 3 3.00% $16,990
GUARANTY HOME MORTGAGE CORPORATION 3 2.29% $8,332
South Pacific Financial Corporation 3 2.54% $10,217
AMERICAN PORTFOLIO MORTGAGE CORPORATION 3 2.58% $4,402
Willamette Valley Bank 3 3.00% $12,634
INTELLILOAN, INC. 3 2.62% $13,854
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 3 2.29% $7,800
TBI MORTGAGE COMPANY 3 2.75% $4,777
ZILLOW HOME LOANS, LLC 3 2.46% $5,544
The Central Trust Bank 3 2.25% $2,508
NOVA FINANCIAL & INVESTMENT CORPORATION 3 2.63% $2,267
FIRST CENTENNIAL MORTGAGE CORPORATION 3 2.42% $2,648
Arvest Bank 3 2.50% $4,957
ALL WESTERN MORTGAGE, INC. 3 3.04% $8,457
Equity Prime Mortgage LLC 3 3.42% $8,360
MEGASTAR FINANCIAL CORP. 3 2.38% $5,729
HOMESTEAD FUNDING CORP. 3 2.42% $2,584
OPEN MORTGAGE, LLC 3 2.71% $10,683
ML Mortgage Corp. 3 3.00% $11,756
Bank of the Pacific 3 2.42% $12,165
MORIA DEVELOPMENT, INC. 3 3.13% $19,620
Washington Trust Bank 2 2.38% $3,082
MICHIGAN MUTUAL, INC. 2 3.31% $7,639
Wolfe Financial, Inc 2 2.88% $5,569
Watermark Capital, Inc. 2 2.50% $2,572
BECKAM FUNDING CORP. 2 3.44% $5,381
RESIDENTIAL MORTGAGE, LLC 2 2.25% $17,451
WESTERN EXPRESS LENDING 2 2.50% $1,565
UNITED SECURITY FINANCIAL CORP 2 2.31% $7,787
Community First National Bank 2 2.69% $3,718
Gateway First Bank 2 2.88% $11,101
Bank of America 2 3.38% $12,511
BEST CAPITAL FUNDING 2 2.50% $10,229
Peoples Bank 2 2.38% $12,768
MORTGAGEONE, INC. 2 2.50% $6,891
NBH Bank 2 2.37% $2,447
VAN DYK MORTGAGE CORPORATION 2 3.06% $4,292
HOME FUNDING CORPORATION 2 2.56% $5,264
LPMC, LLC 2 2.56% $3,358
PACIFIC RESIDENTIAL MORTGAGE, LLC 2 2.68% $19,778
V.I.P. MORTGAGE, INC. 2 2.50% $5,103
INSPIRE HOME LOANS INC. 2 3.00% $15,612
THRIVE MORTGAGE, LLC 2 2.88% $8,070
RELIANCE FIRST CAPITAL, LLC 2 2.63% $26,036
Colonial Savings, F.A. 2 2.88% $5,686
PREMIA MORTGAGE, LLC 2 2.38% $1,989
ARC HOME LLC 2 2.38% $2,634
MORTGAGE MANAGEMENT CONSULTANTS, INC. 1 2.50% $0
ALAMEDA MORTGAGE CORPORATION 1 2.63% $9,431
NATIONWIDE MORTGAGE BANKERS, INC. 1 2.75% $2,104
NexBank 1 2.75% $33,693
LOANLEADERS OF AMERICA, INC. 1 2.75% $3,219
Lend Smart Mortgage, LLC 1 2.25% $12,627
NORTHWEST COMMUNITY 1 2.75% $8,245
NuVision Federal Credit Union 1 2.75% $3,080
OCEANSIDE MORTGAGE COMPANY 1 2.75% $3,773
Legends Bank 1 2.13% $4,946
Opportunity Bank of Montana 1 2.25% $2,566
PANORAMA MORTGAGE GROUP, LLC 1 2.75% $9,980
KITSAP Credit Union 1 3.00% $14,844
PARKSIDE LENDING, LLC 1 2.75% $4,171
Ixonia Bank 1 2.25% $2,644
COMMUNITYAMERICA 1 2.75% $3,135
PNC Bank 1 3.13% $1,881
PREMIER LENDING, INC. 1 2.25% $4,931
AMERICAN INTERNET MORTGAGE, INC. 1 2.50% $522
Presidential Bank, FSB 1 2.25% $0
Independent Bank 1 2.50% $10,994
IMPAC MORTGAGE CORP. 1 2.75% $17,611
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 2.88% $17,259
Home Mortgage Alliance Corp 1 2.38% $13,937
RANLIFE, INC. 1 3.13% $2,421
RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 2.75% $5,741
CANOPY MORTGAGE, LLC 1 2.25% $2,191
S1L, Inc. 1 2.50% $5,742
HighTechLending Inc 1 2.63% $10,547
SECURITYNATIONAL MORTGAGE COMPANY 1 2.88% $4,538
SIRVA MORTGAGE, INC. 1 2.38% $3,072
SRE MORTGAGE ALLIANCE INC. 1 2.50% $2,543
Century Mortgage Company DBA Century Lending Company 1 3.00% $5,266
First State Bank of St. Charles, Missouri 1 2.38% $3,373
SUMMIT MORTGAGE CORPORATION 1 2.25% $2,659
First Interstate Bank 1 2.75% $1,584
First Horizon Bank 1 3.63% $26,476
First Federal Savings and Loan Association of Port Angeles 1 2.88% $13,075
TIAA, FSB 1 2.38% $17,559
Financial Funding Solutions, Inc. 1 2.38% $6,270
TOWNE MORTGAGE COMPANY 1 2.63% $21,222
Chambers Bank 1 2.50% $18,554
Triumph Bank 1 2.25% $2,244
Farmers & Stockmens Bank 1 2.75% $17,288
EMM LOANS LLC 1 3.00% $11,381
Citizens Bank 1 2.50% $710
EagleBank 1 2.25% $4,197
DRAPER AND KRAMER MORTGAGE CORP. 1 2.50% $1,245
VERITAS FUNDING, LLC 1 2.62% $13,858
DIRECT MORTGAGE, CORP. 1 2.75% $30,612
VISION ONE MORTGAGE, INC. 1 2.75% $4,347
Core Bank 1 2.13% $3,043

The top Seattle VA lender as defined by loan originations is QUICKEN LOANS, LLC, with 1,223 VA loans originated. Their average total fees are $6,553, which is $2,690 higher than the next largest lender, FREEDOM MORTGAGE CORPORATION.

The lowest fee Seattle VA lenders (with over 10 loans originated) are Wyndham Capital Mortgage, Inc. ($2,409), Lakeview Community Capital, LLC ($2,647), LAKEVIEW LOAN SERVICING, LLC ($2,931), NETWORK CAPITAL FUNDING CORPORATION ($3,029) and CU HOME MORTGAGE SOLUTIONS, LLC ($3,052).

The lowest rate Seattle VA lenders (with over 10 loans originated) are First Mortgage Solutions, LLC (2.23%), ACCELERATE MORTGAGE, LLC (2.26%), KS StateBank (2.30%), NP, Inc. (2.32%) and PENNYMAC LOAN SERVICES, LLC (2.32%).


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Seattle (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $494,878 (13.3%) $817,476 (17.5%) 1.83 2,935
2018-02-01 $522,475 (13.7%) $837,160 (12.5%) 1.90 2,977
2018-03-01 $550,000 (14.9%) $855,943 (13.2%) 1.93 3,291
2018-04-01 $559,975 (12.9%) $860,533 (10.6%) 1.90 3,916
2018-05-01 $571,500 (14.4%) $860,439 (9.9%) 1.91 4,776
2018-06-01 $575,000 (15.0%) $858,001 (10.4%) 1.92 5,926
2018-07-01 $565,925 (13.3%) $823,717 (7.1%) 1.89 7,217
2018-08-01 $550,971 (13.0%) $794,974 (6.7%) 1.84 8,156
2018-09-01 $549,950 (12.5%) $784,270 (4.8%) 1.85 9,206
2018-10-01 $552,500 (12.8%) $782,006 (3.0%) 1.87 9,384
2018-11-01 $549,998 (11.7%) $781,745 (0.8%) 1.86 8,294
2018-12-01 $550,000 (11.1%) $789,581 (-0.7%) 1.90 6,850
2019-01-01 $562,475 (13.7%) $817,211 (0.0%) 1.94 5,558
2019-02-01 $593,745 (13.6%) $859,510 (2.7%) 2.00 5,429
2019-03-01 $608,423 (10.6%) $873,910 (2.1%) 1.99 5,655
2019-04-01 $627,450 (12.1%) $899,040 (4.5%) 1.99 5,935
2019-05-01 $623,714 (9.1%) $881,336 (2.4%) 1.95 7,098
2019-06-01 $614,950 (7.0%) $859,290 (0.2%) 1.92 7,808
2019-07-01 $599,995 (6.0%) $850,205 (3.2%) 1.88 7,785
2019-08-01 $595,836 (8.1%) $841,677 (5.9%) 1.89 8,178
2019-09-01 $589,741 (7.2%) $834,128 (6.4%) 1.89 8,311
2019-10-01 $585,677 (6.0%) $829,095 (6.0%) 1.89 8,319
2019-11-01 $579,000 (5.3%) $833,861 (6.7%) 1.90 6,741
2019-12-01 $579,950 (5.5%) $846,246 (7.2%) 1.93 4,770
2020-01-01 $587,500 (4.5%) $866,985 (6.1%) 1.96 3,868
2020-02-01 $599,900 (1.0%) $889,351 (3.5%) 1.96 3,792
2020-03-01 $606,495 (-0.3%) $882,093 (0.9%) 1.90 4,301
2020-04-01 $599,950 (-4.4%) $850,981 (-5.4%) 1.88 4,890
2020-05-01 $607,300 (-2.6%) $859,836 (-2.4%) 1.85 5,650
2020-06-01 $621,495 (1.1%) $887,285 (3.3%) 1.83 5,730
2020-07-01 $627,000 (4.5%) $895,943 (5.4%) 1.82 5,736
2020-08-01 $625,000 (4.9%) $885,058 (5.2%) 1.79 5,960
2020-09-01 $624,998 (6.0%) $885,190 (6.1%) 1.79 6,060
2020-10-01 $619,990 (5.9%) $890,063 (7.4%) 1.78 5,839
2020-11-01 $626,475 (8.2%) $922,227 (10.6%) 1.83 4,130
2020-12-01 $624,975 (7.8%) $930,546 (10.0%) 1.86 3,093
2021-01-01 $636,500 (8.3%) $958,413 (10.6%) 1.90 2,425
2021-02-01 $648,500 (8.1%) $953,127 (7.2%) 1.89 2,220
2021-03-01 $652,500 (7.6%) $923,949 (4.8%) 1.85 2,585
2021-04-01 $669,963 (11.7%) $940,235 (10.5%) 1.81 2,764
2021-05-01 $679,700 (11.9%) $945,967 (10.0%) 1.80 2,938
2021-06-01 $682,500 (9.8%) $944,464 (6.4%) 1.80 3,425
2021-07-01 $689,950 (10.0%) $943,488 (5.3%) 1.82 3,641
2021-08-01 $674,975 (8.0%) $912,251 (3.1%) 1.80 3,751
2021-09-01 $675,000 (8.0%) $918,559 (3.8%) 1.80 3,744
2021-10-01 $675,000 (8.9%) $939,515 (5.6%) 1.80 3,323
2021-11-01 $674,995 (7.7%) $947,503 (2.7%) 1.80 2,510
2021-12-01 $662,500 (6.0%) $933,523 (0.3%) 1.80 1,659
2022-01-01 $685,000 (7.6%) $1,001,255 (4.5%) 1.85 1,316
2022-02-01 $722,450 (11.4%) $1,051,000 (10.3%) 1.88 1,540
2022-03-01 $749,950 (14.9%) $1,075,895 (16.5%) 1.88 1,868
2022-04-01 $799,900 (19.4%) $1,128,637 (20.0%) 1.91 2,208
2022-05-01 $824,985 (21.4%) $1,161,901 (22.8%) 1.89 3,972
2022-06-01 $802,248 (17.6%) $1,135,792 (20.3%) 1.79 5,458
2022-07-01 $789,950 (14.5%) $1,083,574 (14.9%) 1.79 6,959
2022-08-01 $774,975 (14.8%) $1,075,489 (17.9%) 1.79 6,960
2022-09-01 $762,450 (13.0%) $1,078,900 (17.5%) 1.78 6,691
2022-10-01 $750,000 (11.1%) $1,060,904 (12.9%) 1.76 6,697
2022-11-01 $737,450 (9.3%) $1,057,166 (11.6%) 1.77 6,004
Seattle's median listing price for 2022-11-01 was $737,450, a difference of $62,455 (9.3%) versus the prior year and $-12,550 versus the prior month.

Seattle's median listing price comes in at 177% of the national average.

Seattle's average listing price for 2022-11-01 was $1,057,166, a difference of $109,663 (11.6%) versus the prior year and $-3,738 versus the prior month.

For the 2022-11-01 period, Seattle had 6,004 MLS listings, a difference of -693 listings (-10%) versus the prior month and 3,494 listings (139%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Seattle (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 45 days 2,184 sqft
2018-02-01 27 days 2,179 sqft
2018-03-01 22 days 2,172 sqft
2018-04-01 23 days 2,153 sqft
2018-05-01 19 days 2,180 sqft
2018-06-01 23 days 2,180 sqft
2018-07-01 29 days 2,136 sqft
2018-08-01 31 days 2,105 sqft
2018-09-01 36 days 2,041 sqft
2018-10-01 38 days 2,036 sqft
2018-11-01 46 days 2,018 sqft
2018-12-01 60 days 2,040 sqft
2019-01-01 65 days 2,085 sqft
2019-02-01 44 days 2,142 sqft
2019-03-01 33 days 2,137 sqft
2019-04-01 25 days 2,160 sqft
2019-05-01 28 days 2,118 sqft
2019-06-01 32 days 2,110 sqft
2019-07-01 37 days 2,110 sqft
2019-08-01 39 days 2,084 sqft
2019-09-01 41 days 2,059 sqft
2019-10-01 44 days 2,045 sqft
2019-11-01 51 days 2,020 sqft
2019-12-01 63 days 2,043 sqft
2020-01-01 68 days 2,051 sqft
2020-02-01 33 days 2,065 sqft
2020-03-01 24 days 2,089 sqft
2020-04-01 31 days 2,077 sqft
2020-05-01 36 days 2,054 sqft
2020-06-01 33 days 2,038 sqft
2020-07-01 31 days 2,010 sqft
2020-08-01 31 days 1,920 sqft
2020-09-01 34 days 1,840 sqft
2020-10-01 36 days 1,776 sqft
2020-11-01 42 days 1,712 sqft
2020-12-01 50 days 1,689 sqft
2021-01-01 44 days 1,664 sqft
2021-02-01 31 days 1,680 sqft
2021-03-01 24 days 1,748 sqft
2021-04-01 24 days 1,773 sqft
2021-05-01 22 days 1,800 sqft
2021-06-01 20 days 1,819 sqft
2021-07-01 24 days 1,824 sqft
2021-08-01 27 days 1,825 sqft
2021-09-01 29 days 1,855 sqft
2021-10-01 33 days 1,845 sqft
2021-11-01 36 days 1,825 sqft
2021-12-01 40 days 1,793 sqft
2022-01-01 37 days 1,790 sqft
2022-02-01 17 days 1,818 sqft
2022-03-01 18 days 1,887 sqft
2022-04-01 17 days 1,963 sqft
2022-05-01 16 days 2,067 sqft
2022-06-01 22 days 2,050 sqft
2022-07-01 28 days 2,041 sqft
2022-08-01 34 days 2,030 sqft
2022-09-01 40 days 2,014 sqft
2022-10-01 39 days 1,974 sqft
2022-11-01 46 days 1,956 sqft
Seattle's median listing age (time on market) for 2022-11-01 was 46 days. This is 26% longer than the same period one year ago.

Seattle's median square footage for active listings during the 2022-11-01 period was 1,956 sqft. One year prior, the average listing was 1,825 sqft.

VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.