WENATCHEE Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Wenatchee averaged 6.75% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

The average rate for the prior week (2024-12-05) was 6.74% and one month ago for the week of 2024-11-07, the average rate was 7.04%.

Wenatchee's average rate one year ago was 7.18%.

For refis of the same type during the week of 2024-12-12, the average rate was 7.1%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-12-12 6.6%
Wenatchee 30 Year Fixed Rate 2024-12-12 6.75%
Wenatchee 30 Year Fixed Rate Refi 2024-12-12 7.1%
Wenatchee 15 Year Fixed Rate 2024-12-12 5.74%
Wenatchee 15 Year Fixed Rate Refi 2024-12-12 5.94%
Wenatchee 30 Year FHA 2024-12-12 6.2%
Wenatchee 30 Year FHA Refi 2024-12-12 6.38%
Wenatchee 30 Year USDA 2024-12-12 6.5%
Wenatchee 30 Year USDA Refi 2024-12-12 6.4%
Wenatchee 30 Year VA 2024-12-12 6.11%
Wenatchee 30 Year VA Refi 2024-12-12 6.08%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within WENATCHEE, WA.

WENATCHEE Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the WENATCHEE, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
GUILD MORTGAGE COMPANY 68 6.82% $11,289
UNITED WHOLESALE MORTGAGE, LLC 61 6.67% $12,235
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 57 7.05% $11,062
QUICKEN LOANS, LLC 57 6.83% $6,578
Banner Bank 51 6.75% $8,381
Cashmere Valley Bank 46 6.95% $7,185
MOVEMENT MORTGAGE, LLC 38 7.04% $10,945
Peoples Bank 25 6.72% $11,005
Glacier Bank 21 6.65% $11,621
U.S. Bank 21 6.34% $6,019
Wheatland Bank 20 6.69% $10,686
CROSSCOUNTRY MORTGAGE, LLC 18 6.90% $8,721
PRIMELENDING, A PLAINSCAPITAL COMPANY 15 6.48% $11,678
Boeing Employees Credit Union 14 6.63% $9,155
NUMERICA CREDIT UNION 14 7.09% $9,295
PREMIER MORTGAGE RESOURCES, L.L.C. 14 6.80% $11,818
EVERETT FINANCIAL, INC. 12 6.62% $7,223
Washington Federal Bank 12 6.70% $14,963
KeyBank 11 6.66% $6,678
Washington Trust Bank 10 7.06% $7,141
PACIFIC RESIDENTIAL MORTGAGE, LLC 10 7.46% $8,680
CARDINAL FINANCIAL 10 6.46% $15,056
Wells Fargo Bank 9 6.67% $5,386
AMERICAN PACIFIC MORTGAGE CORPORATION 9 7.33% $11,827
GESA 7 6.68% $6,945
BROKER SOLUTIONS, INC. 7 7.07% $11,770
DAS Acquisition Company, LLC 7 7.05% $7,787
JPMorgan Chase Bank 7 7.05% $4,833
CORNERSTONE HOME LENDING, INC. 6 5.98% $13,561
CMG MORTGAGE, INC. 6 7.02% $9,704
CALIBER HOME LOANS, INC. 6 6.66% $7,250
PENNYMAC LOAN SERVICES, LLC 6 6.37% $9,582
MANN FINANCIAL INC. 5 6.88% $6,512
INTERNATIONAL CITY MORTGAGE, INC. 5 6.93% $5,789
1st Security Bank of Washington 5 7.05% $6,878
PROVIDENT FUNDING ASSOCIATES, L.P. 5 6.78% $7,314
The Huntington National Bank 5 6.35% $4,849
BAY EQUITY LLC 4 6.62% $12,385
HOMEBRIDGE FINANCIAL SERVICES, INC. 4 6.72% $11,260
Bank of America 4 6.47% $9,174
Umpqua Bank 4 6.41% $7,947
SAMMAMISH MORTGAGE COMPANY 4 6.75% $3,937
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4 7.12% $5,957
WASHINGTON STATE EMPLOYEES Credit Union 4 5.84% $6,048
Mr. Cooper ( Nationstar Mortgage ) 4 7.25% $12,443
MUTUAL OF OMAHA MORTGAGE, INC. 3 6.91% $4,415
HomeStreet Bank 3 7.00% $6,493
Morgan Stanley Private Bank 3 6.57% $4,666
AMERICAN FINANCING CORPORATION 3 7.37% $8,363
Stifel Bank and Trust 3 5.75% $3,522
PENRITH HOME LOANS LLC 3 6.21% $3,597
NBKC BANK 3 6.75% $4,770
TRISTAR FINANCE, INC. 2 8.38% $29,225
ARC HOME LLC 2 7.06% $8,210
BMO Harris Bank 2 7.63% $7,632
Century Mortgage Company DBA Century Lending Company 2 6.94% $5,745
CHURCHILL MORTGAGE CORPORATION 2 7.50% $8,361
Citadel Servicing Corporation 2 9.19% $10,053
Flagstar Bank, FSB 2 6.50% $4,801
GUARANTEED RATE, INC. 2 6.50% $7,152
LAKEVIEW LOAN SERVICING, LLC 2 6.00% $6,366
LENDSURE MORTGAGE CORP. 2 8.00% $13,574
LOANDEPOT.COM, LLC 2 6.00% $7,239
MLD MORTGAGE INC. 2 6.00% $13,375
MORTGAGE EXPRESS, LLC 2 7.75% $8,362
NAVY FEDERAL CREDIT UNION 2 6.56% $2,594
NEWREZ LLC 2 7.06% $10,590
NEXERA HOLDING LLC 2 7.56% $13,537
Potlatch No. 1 Financial Credit Union 2 6.75% $6,420
Sierra Pacific Mortgage Company, Inc. 2 6.50% $15,105
T2 FINANCIAL LLC 2 7.56% $18,935
The Federal Savings Bank 2 5.94% $23,282
The Loan Store, Inc. 2 6.25% $7,283
TOGETHER CREDIT UNION 2 6.13% $4,098
TWINSTAR 2 6.81% $3,146
USAA Federal Savings Bank 2 6.88% $5,755
ZILLOW HOME LOANS, LLC 2 6.38% $8,085
AXIA FINANCIAL, LLC 1 6.99% $9,787
V.I.P. MORTGAGE, INC. 1 6.62% $5,108
NFM, INC. 1 6.50% $4,631
North American Savings Bank, F.S.B. 1 5.88% $15,739
Northpointe Bank 1 7.63% $5,338
Northwest Farm Credit Services, FLCA 1 7.40% $3,435
First Horizon Bank 1 7.50% $3,670
O BEE 1 6.38% $5,626
OCMBC, INC. 1 7.00% $15,700
First Federal Savings and Loan Association of Port Angeles 1 7.38% $4,329
Paramount Residential Mortgage Group, Inc. 1 6.50% $9,082
FIRST COMMUNITY MORTGAGE, INC. 1 7.50% $7,344
Firefighters First Federal Credit Union 1 5.63% $0
Evolve Bank & Trust 1 5.99% $5,726
PNC Bank 1 6.88% $3,988
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 9.63% $13,871
DEEPHAVEN MORTGAGE LLC 1 8.63% $26,303
CU HOME MORTGAGE SOLUTIONS, LLC 1 5.13% $6,153
Cornerstone First Mortgage, Inc 1 7.99% $4,778
Commerce Home Mortgage, Inc. 1 7.75% $10,855
Raymond James Bank 1 5.63% $2,106
RESIDENTIAL MORTGAGE, LLC 1 7.38% $7,226
RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 7.38% $6,366
ROYAL UNITED MORTGAGE LLC 1 7.13% $10,789
CLIFFCO, INC. 1 7.62% $7,925
AMERISAVE MORTGAGE CORPORATION 1 6.75% $14,226
SIRVA MORTGAGE, INC. 1 6.38% $0
SPOKANE TEACHERS 1 7.25% $4,557
Charles Schwab Bank, SSB 1 6.05% $5,273
Ally Bank 1 5.88% $18,144
Alaska USA Federal Credit Union 1 5.88% $10,942
BNC National Bank 1 7.00% $5,049
WHATCOM EDUCATIONAL CREDIT UNION 1 5.00% $6,658
ACADEMY MORTGAGE CORPORATION 1 6.38% $4,852
HOMEXPRESS MORTGAGE CORP. 1 9.50% $5,729
HOMESIDE FINANCIAL, LLC 1 5.99% $12,278
HomePromise Corporation 1 7.63% $17,828
BETTER MORTGAGE CORPORATION 1 5.88% $5,394
WINGS FINANCIAL 1 5.88% $7,225
Bethpage Federal Credit Union 1 6.75% $4,556
HighTechLending Inc 1 7.88% $26,619
UNION HOME MORTGAGE CORP. 1 7.75% $4,420
GUARANTEED RATE AFFINITY, LLC 1 6.88% $3,897
BAY-VALLEY MORTGAGE GROUP 1 6.38% $3,811
Mortgage Research Center, LLC 1 7.63% $8,309
FREEDOM MORTGAGE CORPORATION 1 7.63% $14,626
Franklin Loan Corporation 1 5.38% $11,870
First Savings Bank 1 7.13% $1,608
NATIONS DIRECT MORTGAGE, LLC 1 6.88% $9,312
Zions Bank 1 7.25% $3,959
First National Bank of America 1 8.50% $12,353

WENATCHEE Average Closing Costs & Other Stats

WENATCHEE, WA's 128 lenders originated 2,034 loans during 2023. The total origination value was $733,230,000, with an average loan value of $360,487.

WENATCHEE's average closing costs are $6,186.

The top WENATCHEE lender as defined by loan originations is GUILD MORTGAGE COMPANY, with 68 loans originated. Their average total fees are $11,289, which is $946 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee WENATCHEE lenders (with over 10 loans originated) are U.S. Bank ($6,019), QUICKEN LOANS, LLC ($6,578), KeyBank ($6,678), Washington Trust Bank ($7,141) and Cashmere Valley Bank ($7,185).

The lowest rate WENATCHEE lenders (with over 10 loans originated) are U.S. Bank (6.34%), CARDINAL FINANCIAL (6.46%), PRIMELENDING, A PLAINSCAPITAL COMPANY (6.48%), EVERETT FINANCIAL, INC. (6.62%) and Boeing Employees Credit Union (6.63%).

WENATCHEE, WA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Banner Bank $97,380,000 $57,665,000 -40.8% 7.9%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $66,480,000 $41,570,000 -37.5% 5.7%
GUILD MORTGAGE COMPANY $51,890,000 $39,900,000 -23.1% 5.4%
UNITED WHOLESALE MORTGAGE, LLC $46,620,000 $39,365,000 -15.6% 5.4%
Cashmere Valley Bank $46,740,000 $38,565,000 -17.5% 5.3%
GREYSTONE SERVICING COMPANY LLC $38,370,000 n/a 5.2%
QUICKEN LOANS, LLC $52,020,000 $30,640,000 -41.1% 4.2%
NUMERICA CREDIT UNION $50,755,000 $26,980,000 -46.8% 3.7%
MOVEMENT MORTGAGE, LLC $5,860,000 $23,840,000 306.8% 3.3%
Boeing Employees Credit Union $25,505,000 $19,870,000 -22.1% 2.7%
Washington Federal Bank $43,975,000 $19,605,000 -55.4% 2.7%
Glacier Bank $42,035,000 $18,790,000 -55.3% 2.6%
Peoples Bank $41,260,000 $16,255,000 -60.6% 2.2%
U.S. Bank $30,215,000 $16,255,000 -46.2% 2.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $25,170,000 $13,120,000 -47.9% 1.8%
Wheatland Bank $15,185,000 $12,935,000 -14.8% 1.8%
PREMIER MORTGAGE RESOURCES, L.L.C. $5,920,000 $10,800,000 82.4% 1.5%
CROSSCOUNTRY MORTGAGE, LLC $12,560,000 $10,775,000 -14.2% 1.5%
Umpqua Bank $14,720,000 $10,760,000 -26.9% 1.5%
Washington Trust Bank $20,710,000 $10,625,000 -48.7% 1.4%
CARDINAL FINANCIAL $16,965,000 $10,490,000 -38.2% 1.4%
KeyBank $24,625,000 $7,825,000 -68.2% 1.1%
EVERETT FINANCIAL, INC. $6,865,000 $6,795,000 -1.0% 0.9%
GESA $14,110,000 $6,335,000 -55.1% 0.9%
AMERICAN PACIFIC MORTGAGE CORPORATION $8,240,000 $6,305,000 -23.5% 0.9%
Alaska USA Federal Credit Union $45,000 $5,440,000 11,988.9% 0.7%
CMG MORTGAGE, INC. $2,050,000 $5,385,000 162.7% 0.7%
BROKER SOLUTIONS, INC. $5,685,000 $5,360,000 -5.7% 0.7%
DAS Acquisition Company, LLC $11,380,000 $5,230,000 -54.0% 0.7%
CORNERSTONE HOME LENDING, INC. $8,910,000 $4,955,000 -44.4% 0.7%
Wells Fargo Bank $23,970,000 $4,935,000 -79.4% 0.7%
Bank of America $10,500,000 $4,730,000 -55.0% 0.6%
PACIFIC RESIDENTIAL MORTGAGE, LLC $4,440,000 n/a 0.6%
1st Security Bank of Washington $5,120,000 $4,300,000 -16.0% 0.6%
HOMEBRIDGE FINANCIAL SERVICES, INC. $14,700,000 $4,220,000 -71.3% 0.6%
HomeStreet Bank $46,890,000 $4,055,000 -91.4% 0.6%
Mortgage Research Center, LLC $8,460,000 $3,970,000 -53.1% 0.5%
CALIBER HOME LOANS, INC. $69,070,000 $3,785,000 -94.5% 0.5%
The Huntington National Bank $1,085,000 $3,435,000 216.6% 0.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $14,325,000 $3,415,000 -76.2% 0.5%
WASHINGTON STATE EMPLOYEES Credit Union $2,445,000 $3,095,000 26.6% 0.4%
CHURCHILL MORTGAGE CORPORATION $1,095,000 $3,075,000 180.8% 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $5,830,000 $2,995,000 -48.6% 0.4%
LOANDEPOT.COM, LLC $11,845,000 $2,985,000 -74.8% 0.4%
JPMorgan Chase Bank $23,180,000 $2,980,000 -87.1% 0.4%
Morgan Stanley Private Bank $6,175,000 $2,655,000 -57.0% 0.4%
BAY EQUITY LLC $1,745,000 $2,485,000 42.4% 0.3%
SAMMAMISH MORTGAGE COMPANY $1,285,000 $2,445,000 90.3% 0.3%
PENNYMAC LOAN SERVICES, LLC $9,620,000 $2,415,000 -74.9% 0.3%
ACADEMY MORTGAGE CORPORATION $6,905,000 $2,390,000 -65.4% 0.3%
NEWREZ LLC $2,670,000 $1,950,000 -27.0% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $5,045,000 $1,935,000 -61.6% 0.3%
OCMBC, INC. $385,000 $1,890,000 390.9% 0.3%
NAVY FEDERAL CREDIT UNION $2,965,000 $1,855,000 -37.4% 0.3%
PENRITH HOME LOANS LLC $2,380,000 $1,855,000 -22.1% 0.3%
PROVIDENT FUNDING ASSOCIATES, L.P. $3,935,000 $1,835,000 -53.4% 0.3%
MANN FINANCIAL INC. $800,000 $1,815,000 126.9% 0.2%
FIRST TECHNOLOGY $2,350,000 $1,800,000 -23.4% 0.2%
Citadel Servicing Corporation $450,000 $1,795,000 298.9% 0.2%
INTERNATIONAL CITY MORTGAGE, INC. $1,760,000 n/a 0.2%
TRISTAR FINANCE, INC. $645,000 $1,730,000 168.2% 0.2%
Coastal Community Bank $1,695,000 n/a 0.2%
BETTER MORTGAGE CORPORATION $5,000,000 $1,685,000 -66.3% 0.2%
Flagstar Bank, FSB $3,930,000 $1,655,000 -57.9% 0.2%
ZILLOW HOME LOANS, LLC $1,115,000 $1,620,000 45.3% 0.2%
Commerce Home Mortgage, Inc. $1,660,000 $1,550,000 -6.6% 0.2%
Stifel Bank and Trust $4,595,000 $1,495,000 -67.5% 0.2%
FREEDOM MORTGAGE CORPORATION $6,640,000 $1,480,000 -77.7% 0.2%
HighTechLending Inc $195,000 $1,465,000 651.3% 0.2%
TOGETHER CREDIT UNION $1,400,000 n/a 0.2%
CALCON MUTUAL MORTGAGE LLC $345,000 $1,375,000 298.6% 0.2%
Carrington Mortgage Services, LLC $255,000 $1,375,000 439.2% 0.2%
FINANCE OF AMERICA REVERSE LLC $2,470,000 $1,365,000 -44.7% 0.2%
BMO Harris Bank $715,000 $1,360,000 90.2% 0.2%
AMERISAVE MORTGAGE CORPORATION $6,275,000 $1,310,000 -79.1% 0.2%
Sierra Pacific Mortgage Company, Inc. $830,000 $1,170,000 41.0% 0.2%
Discover Bank $585,000 $1,095,000 87.2% 0.1%
NFM, INC. $1,885,000 $1,090,000 -42.2% 0.1%
MORTGAGE EXPRESS, LLC $365,000 $1,080,000 195.9% 0.1%
HOMEXPRESS MORTGAGE CORP. $1,780,000 $1,075,000 -39.6% 0.1%
NBKC BANK $2,230,000 $1,035,000 -53.6% 0.1%
Third Federal Savings and Loan Association of Cleveland $855,000 $995,000 16.4% 0.1%
ALLIANT CREDIT UNION $1,295,000 $975,000 -24.7% 0.1%
The Loan Store, Inc. $975,000 n/a 0.1%
DIRECTORS MORTGAGE, INC. $1,030,000 $965,000 -6.3% 0.1%
Evolve Bank & Trust $945,000 n/a 0.1%
Northpointe Bank $945,000 n/a 0.1%
The Federal Savings Bank $2,685,000 $940,000 -65.0% 0.1%
Potlatch No. 1 Financial Credit Union $330,000 $880,000 166.7% 0.1%
T2 FINANCIAL LLC $395,000 $860,000 117.7% 0.1%
ARC HOME LLC $1,975,000 $840,000 -57.5% 0.1%
MLD MORTGAGE INC. $605,000 $830,000 37.2% 0.1%
Charles Schwab Bank, SSB $3,835,000 $825,000 -78.5% 0.1%
Paramount Residential Mortgage Group, Inc. $1,890,000 $820,000 -56.6% 0.1%
Wintrust Bank, N.A. $795,000 n/a 0.1%
NATIONS DIRECT MORTGAGE, LLC $790,000 n/a 0.1%
TWINSTAR $780,000 n/a 0.1%
DEEPHAVEN MORTGAGE LLC $775,000 n/a 0.1%
WINGS FINANCIAL $455,000 $775,000 70.3% 0.1%
SPOKANE TEACHERS $6,750,000 $750,000 -88.9% 0.1%
AMERICAN FINANCING CORPORATION $1,445,000 $745,000 -48.4% 0.1%
FIRST COMMUNITY MORTGAGE, INC. $745,000 n/a 0.1%
LAKEVIEW LOAN SERVICING, LLC $900,000 $735,000 -18.3% 0.1%
Century Mortgage Company DBA Century Lending Company $720,000 n/a 0.1%
V.I.P. MORTGAGE, INC. $715,000 n/a 0.1%
Cornerstone First Mortgage, Inc $705,000 n/a 0.1%
NEXERA HOLDING LLC $425,000 $705,000 65.9% 0.1%
Bethpage Federal Credit Union $670,000 n/a 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $1,190,000 $635,000 -46.6% 0.1%
NETWORK CAPITAL FUNDING CORPORATION $1,135,000 $635,000 -44.1% 0.1%
USAA Federal Savings Bank $3,200,000 $630,000 -80.3% 0.1%
Zions Bank $625,000 n/a 0.1%
Truist $4,805,000 $620,000 -87.1% 0.1%
First Horizon Bank $415,000 $615,000 48.2% 0.1%
Figure Lending LLC $285,000 $590,000 107.0% 0.1%
BNC National Bank $1,965,000 $585,000 -70.2% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $560,000 $575,000 2.7% 0.1%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $575,000 n/a 0.1%
First Federal Savings and Loan Association of Port Angeles $3,355,000 $565,000 -83.2% 0.1%
GUARANTEED RATE, INC. $2,245,000 $560,000 -75.1% 0.1%
IDAHO CENTRAL $820,000 $540,000 -34.1% 0.1%
LENDSURE MORTGAGE CORP. $1,755,000 $540,000 -69.2% 0.1%
PNC Bank $2,960,000 $540,000 -81.8% 0.1%
21ST MORTGAGE CORPORATION $210,000 $520,000 147.6% 0.1%
ADVANCIAL $870,000 $500,000 -42.5% 0.1%
MORTGAGE LENDING GROUP LLC $990,000 $485,000 -51.0% 0.1%
Plains Commerce Bank $485,000 n/a 0.1%
VELOCITY COMMERCIAL CAPITAL, LLC $475,000 n/a 0.1%
CU HOME MORTGAGE SOLUTIONS, LLC $465,000 n/a 0.1%
Firefighters First Federal Credit Union $460,000 n/a 0.1%
Community First National Bank $455,000 n/a 0.1%
RED CANOE CREDIT UNION $25,000 $455,000 1,720.0% 0.1%
RESIDENTIAL MORTGAGE, LLC $455,000 n/a 0.1%
CLIFFCO, INC. $435,000 n/a 0.1%
SPRING EQ, LLC $620,000 $430,000 -30.6% 0.1%
WHATCOM EDUCATIONAL CREDIT UNION $350,000 $430,000 22.9% 0.1%
Equity Prime Mortgage LLC $530,000 $415,000 -21.7% 0.1%
Sound Community Bank $65,000 $410,000 530.8% 0.1%
First Savings Bank $565,000 $400,000 -29.2% 0.1%
AXIA FINANCIAL, LLC $1,560,000 $395,000 -74.7% 0.1%
Franklin Loan Corporation $385,000 n/a 0.1%
MEMBER FIRST MORTGAGE, LLC $385,000 n/a 0.1%
UNION HOME MORTGAGE CORP. $385,000 n/a 0.1%
Ally Bank $710,000 $375,000 -47.2% 0.1%
BAY-VALLEY MORTGAGE GROUP $375,000 n/a 0.1%
North American Savings Bank, F.S.B. $5,445,000 $365,000 -93.3% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $85,000 $360,000 323.5% 0.0%
SaviBank $350,000 n/a 0.0%
SUMMIT FUNDING, INC. $1,425,000 $330,000 -76.8% 0.0%
HomePromise Corporation $305,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $1,045,000 $305,000 -70.8% 0.0%
Raymond James Bank $935,000 $305,000 -67.4% 0.0%
CANOPY MORTGAGE, LLC $980,000 $285,000 -70.9% 0.0%
LENDINGHOME FUNDING CORPORATION $715,000 $285,000 -60.1% 0.0%
Nations Lending Corporation $285,000 n/a 0.0%
SIRVA MORTGAGE, INC. $285,000 n/a 0.0%
First National Bank of America $1,180,000 $275,000 -76.7% 0.0%
HOMESIDE FINANCIAL, LLC $1,975,000 $275,000 -86.1% 0.0%
O BEE $370,000 $275,000 -25.7% 0.0%
PLANET HOME LENDING, LLC $225,000 $265,000 17.8% 0.0%
KITSAP Credit Union $255,000 n/a 0.0%
ON Q FINANCIAL, INC. $880,000 $255,000 -71.0% 0.0%
OPEN MORTGAGE, LLC $205,000 $245,000 19.5% 0.0%
VERITAS FUNDING, LLC $225,000 n/a 0.0%
GUARANTEED RATE AFFINITY, LLC $215,000 n/a 0.0%
NEW DAY FINANCIAL, LLC $875,000 $215,000 -75.4% 0.0%
GEORGIA'S OWN $55,000 $210,000 281.8% 0.0%
Greenbox Loans, Inc. $730,000 $205,000 -71.9% 0.0%
AMWEST FUNDING CORP. $645,000 $195,000 -69.8% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $195,000 n/a 0.0%
GTE Federal Credit Union $195,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $185,000 $165,000 -10.8% 0.0%
Northwest Farm Credit Services, FLCA $4,405,000 $135,000 -96.9% 0.0%
SALAL $1,985,000 $135,000 -93.2% 0.0%
Heritage Bank $1,935,000 $125,000 -93.5% 0.0%
Deere Employees Credit Union $105,000 n/a 0.0%
Fidelity Bank $105,000 n/a 0.0%
HAPO COMMUNITY CREDIT UNION $55,000 $105,000 90.9% 0.0%
LADERA LENDING, INC. $595,000 $105,000 -82.4% 0.0%
STANFORD Federal Credit Union $105,000 n/a 0.0%
NASA Federal Credit Union $75,000 n/a 0.0%
RANLIFE, INC. $75,000 n/a 0.0%
HomeTrust Bank $55,000 n/a 0.0%
PENTAGON FEDERAL CREDIT UNION $925,000 $55,000 -94.1% 0.0%
Seattle Metropolitan Credit Union $245,000 $35,000 -85.7% 0.0%
CASCADE FEDERAL CREDIT UNION $25,000 n/a 0.0%

WENATCHEE's top lender by overall market share is Banner Bank, with 7.9% market share. In second place, with 5.7%, is EVERGREEN MONEYSOURCE MORTGAGE COMPANY, having originated $41,570,000 in loans. In third place, with 5.4%, is GUILD MORTGAGE COMPANY, having originated $39,900,000 in loans. In fourth place, with 5.4%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $39,365,000 in loans. In fifth place, with 5.3%, is Cashmere Valley Bank, having originated $38,565,000 in loans.


WENATCHEE Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - WENATCHEE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $398,000 (14.9%) $493,503 (-0.3%) 0.00 328
2018-02-01 $401,950 (15.6%) $506,773 (3.9%) 0.00 317
2018-03-01 $424,900 (21.4%) $539,631 (9.2%) 0.00 311
2018-04-01 $424,900 (17.3%) $543,699 (9.6%) 0.00 329
2018-05-01 $408,725 (4.3%) $536,501 (4.6%) 0.00 407
2018-06-01 $429,000 (7.3%) $557,494 (6.0%) 0.00 449
2018-07-01 $432,923 (8.3%) $544,393 (3.6%) 0.00 526
2018-08-01 $429,450 (7.8%) $543,259 (4.8%) 0.00 552
2018-09-01 $429,900 (7.5%) $554,610 (6.0%) 0.00 575
2018-10-01 $421,950 (5.6%) $557,205 (6.6%) 0.00 551
2018-11-01 $399,225 (0.1%) $542,926 (7.5%) 0.00 497
2018-12-01 $380,000 (-2.3%) $527,028 (5.6%) 0.00 434
2019-01-01 $382,925 (-3.8%) $528,686 (7.1%) 0.00 384
2019-02-01 $389,950 (-3.0%) $528,126 (4.2%) 0.00 371
2019-03-01 $397,286 (-6.5%) $542,437 (0.5%) 0.00 361
2019-04-01 $397,511 (-6.5%) $548,269 (0.8%) 0.00 358
2019-05-01 $433,950 (6.2%) $585,439 (9.1%) 0.00 425
2019-06-01 $439,000 (2.3%) $588,046 (5.5%) 0.00 481
2019-07-01 $448,475 (3.6%) $577,540 (6.1%) 0.00 516
2019-08-01 $441,727 (2.9%) $571,452 (5.2%) 0.00 535
2019-09-01 $445,818 (3.7%) $566,579 (2.2%) 0.00 530
2019-10-01 $443,545 (5.1%) $563,403 (1.1%) 0.00 520
2019-11-01 $445,000 (11.5%) $574,092 (5.7%) 0.00 465
2019-12-01 $439,900 (15.8%) $570,482 (8.3%) 0.00 397
2020-01-01 $458,450 (19.7%) $571,994 (8.2%) 0.00 323
2020-02-01 $464,950 (19.2%) $580,626 (9.9%) 0.00 299
2020-03-01 $461,950 (16.3%) $573,460 (5.7%) 0.00 342
2020-04-01 $445,000 (12.0%) $563,218 (2.7%) 0.00 347
2020-05-01 $463,900 (6.9%) $578,479 (-1.2%) 0.00 382
2020-06-01 $467,400 (6.5%) $580,591 (-1.3%) 0.00 360
2020-07-01 $459,200 (2.4%) $572,078 (-1.0%) 0.00 331
2020-08-01 $479,500 (8.6%) $602,346 (5.4%) 0.00 290
2020-09-01 $456,725 (2.5%) $580,242 (2.4%) 0.00 282
2020-10-01 $459,000 (3.5%) $584,322 (3.7%) 0.00 259
2020-11-01 $437,248 (-1.7%) $557,521 (-2.9%) 0.00 218
2020-12-01 $426,675 (-3.0%) $555,073 (-2.7%) 0.00 163
2021-01-01 $425,000 (-7.3%) $557,866 (-2.5%) 0.00 139
2021-02-01 $422,500 (-9.1%) $624,411 (7.5%) 0.00 115
2021-03-01 $437,075 (-5.4%) $646,206 (12.7%) 0.00 122
2021-04-01 $441,625 (-0.8%) $635,543 (12.8%) 0.00 123
2021-05-01 $469,900 (1.3%) $702,228 (21.4%) 0.00 138
2021-06-01 $592,175 (26.7%) $787,708 (35.7%) 0.00 161
2021-07-01 $579,900 (26.3%) $812,709 (42.1%) 0.00 192
2021-08-01 $579,950 (21.0%) $805,967 (33.8%) 0.00 225
2021-09-01 $569,450 (24.7%) $805,782 (38.9%) 0.00 248
2021-10-01 $587,000 (27.9%) $813,908 (39.3%) 0.00 262
2021-11-01 $580,725 (32.8%) $837,961 (50.3%) 0.00 237
2021-12-01 $589,500 (38.2%) $892,890 (60.9%) 0.00 192
2022-01-01 $599,000 (40.9%) $867,031 (55.4%) 0.00 153
2022-02-01 $652,450 (54.4%) $882,556 (41.3%) 0.00 95
2022-03-01 $661,000 (51.2%) $867,996 (34.3%) 0.00 122
2022-04-01 $679,900 (54.0%) $867,459 (36.5%) 0.00 145
2022-05-01 $701,000 (49.2%) $909,999 (29.6%) 0.00 211
2022-06-01 $699,000 (18.0%) $888,430 (12.8%) 0.00 262
2022-07-01 $684,000 (18.0%) $855,762 (5.3%) 0.00 323
2022-08-01 $677,450 (16.8%) $855,484 (6.1%) 0.00 363
2022-09-01 $661,998 (16.3%) $849,859 (5.5%) 0.00 357
2022-10-01 $642,000 (9.4%) $804,464 (-1.2%) 0.00 342
2022-11-01 $615,000 (5.9%) $787,320 (-6.0%) 0.00 320
2022-12-01 $627,500 (6.5%) $796,002 (-10.9%) 0.00 250
2023-01-01 $667,248 (11.4%) $846,300 (-2.4%) 0.00 221
2023-02-01 $674,998 (3.5%) $880,901 (-0.2%) 0.00 204
2023-03-01 $660,945 (0.0%) $849,939 (-2.1%) 0.00 222
2023-04-01 $649,000 (-4.5%) $810,354 (-6.6%) 0.00 238
2023-05-01 $652,000 (-7.0%) $828,286 (-9.0%) 0.00 236
2023-06-01 $654,700 (-6.3%) $867,397 (-2.4%) 0.00 284
2023-07-01 $679,495 (-0.7%) $910,939 (6.5%) 0.00 318
2023-08-01 $695,995 (2.7%) $908,661 (6.2%) 0.00 346
2023-09-01 $679,990 (2.7%) $888,170 (4.5%) 0.00 350
2023-10-01 $665,950 (3.7%) $866,932 (7.8%) 0.00 345
2023-11-01 $649,475 (5.6%) $850,309 (8.0%) 0.00 310
2023-12-01 $644,450 (2.7%) $830,034 (4.3%) 0.00 285
2024-01-01 $646,700 (-3.1%) $828,883 (-2.1%) 0.00 219
2024-02-01 $641,100 (-5.0%) $810,556 (-8.0%) 0.00 188
2024-03-01 $699,000 (5.8%) $859,432 (1.1%) 0.00 230
2024-04-01 $731,000 (12.6%) $918,556 (13.4%) 0.00 305
2024-05-01 $749,000 (14.9%) $953,900 (15.2%) 0.00 429
2024-06-01 $650,000 (-0.7%) $793,733 (-8.5%) 0.00 568
2024-07-01 $650,000 (-4.3%) $798,665 (-12.3%) 0.00 593
2024-08-01 $645,000 (-7.3%) $796,963 (-12.3%) 0.00 624
2024-09-01 $627,450 (-7.7%) $789,993 (-11.1%) 0.00 630
2024-10-01 $607,975 (-8.7%) $771,099 (-11.1%) 0.00 603
2024-11-01 $595,000 (-8.4%) $754,807 (-11.2%) 0.00 523
WENATCHEE's median listing price for 2024-11-01 was $595,000, a difference of $-54,475 (-8.4%) versus the prior year and $-12,975 versus the prior month.

WENATCHEE's median listing price comes in at 0% of the national average.

WENATCHEE's average listing price for 2024-11-01 was $754,807, a difference of $-95,502 (-11.2%) versus the prior year and $-16,292 versus the prior month.

For the 2024-11-01 period, WENATCHEE had 523 MLS listings, a difference of -80 listings (-13%) versus the prior month and 213 listings (69%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - WENATCHEE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,024 sqft
2018-02-01 0 days 2,019 sqft
2018-03-01 0 days 2,000 sqft
2018-04-01 0 days 1,938 sqft
2018-05-01 0 days 1,953 sqft
2018-06-01 0 days 2,016 sqft
2018-07-01 0 days 1,998 sqft
2018-08-01 0 days 1,986 sqft
2018-09-01 0 days 1,986 sqft
2018-10-01 0 days 1,990 sqft
2018-11-01 0 days 1,950 sqft
2018-12-01 0 days 1,900 sqft
2019-01-01 0 days 1,879 sqft
2019-02-01 0 days 1,855 sqft
2019-03-01 0 days 1,902 sqft
2019-04-01 0 days 1,983 sqft
2019-05-01 0 days 2,004 sqft
2019-06-01 0 days 2,016 sqft
2019-07-01 0 days 2,105 sqft
2019-08-01 0 days 2,048 sqft
2019-09-01 0 days 1,981 sqft
2019-10-01 0 days 1,915 sqft
2019-11-01 0 days 1,901 sqft
2019-12-01 0 days 1,825 sqft
2020-01-01 0 days 1,815 sqft
2020-02-01 0 days 1,824 sqft
2020-03-01 0 days 1,827 sqft
2020-04-01 0 days 1,884 sqft
2020-05-01 0 days 1,841 sqft
2020-06-01 0 days 1,919 sqft
2020-07-01 0 days 2,038 sqft
2020-08-01 0 days 2,100 sqft
2020-09-01 0 days 2,089 sqft
2020-10-01 0 days 2,045 sqft
2020-11-01 0 days 1,920 sqft
2020-12-01 0 days 1,848 sqft
2021-01-01 0 days 1,874 sqft
2021-02-01 0 days 1,904 sqft
2021-03-01 0 days 1,899 sqft
2021-04-01 0 days 1,890 sqft
2021-05-01 0 days 1,980 sqft
2021-06-01 0 days 2,004 sqft
2021-07-01 0 days 2,021 sqft
2021-08-01 0 days 2,080 sqft
2021-09-01 0 days 2,096 sqft
2021-10-01 0 days 2,150 sqft
2021-11-01 0 days 2,123 sqft
2021-12-01 0 days 2,180 sqft
2022-01-01 0 days 2,178 sqft
2022-02-01 0 days 2,003 sqft
2022-03-01 0 days 2,099 sqft
2022-04-01 0 days 2,078 sqft
2022-05-01 0 days 2,129 sqft
2022-06-01 0 days 2,021 sqft
2022-07-01 0 days 2,000 sqft
2022-08-01 0 days 2,023 sqft
2022-09-01 0 days 2,009 sqft
2022-10-01 0 days 1,982 sqft
2022-11-01 0 days 1,952 sqft
2022-12-01 0 days 2,000 sqft
2023-01-01 0 days 2,182 sqft
2023-02-01 0 days 2,268 sqft
2023-03-01 0 days 2,180 sqft
2023-04-01 0 days 2,081 sqft
2023-05-01 0 days 1,996 sqft
2023-06-01 0 days 2,107 sqft
2023-07-01 0 days 2,080 sqft
2023-08-01 0 days 2,166 sqft
2023-09-01 0 days 2,144 sqft
2023-10-01 0 days 2,099 sqft
2023-11-01 0 days 2,005 sqft
2023-12-01 0 days 2,001 sqft
2024-01-01 0 days 1,986 sqft
2024-02-01 0 days 1,993 sqft
2024-03-01 0 days 2,020 sqft
2024-04-01 0 days 2,096 sqft
2024-05-01 0 days 2,124 sqft
2024-06-01 0 days 1,882 sqft
2024-07-01 0 days 1,865 sqft
2024-08-01 0 days 1,837 sqft
2024-09-01 0 days 1,790 sqft
2024-10-01 0 days 1,733 sqft
2024-11-01 0 days 1,690 sqft
WENATCHEE's median listing age (time on market) for 2024-11-01 was 0 days.

WENATCHEE's median square footage for active listings during the 2024-11-01 period was 1,690 sqft. One year prior, the average listing was 2,005 sqft.

WENATCHEE, WA Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
98801 Wenatchee, WA MSA $870 $1,070 $1,300 $1,780 $2,050
98802 Wenatchee, WA MSA $860 $1,060 $1,290 $1,760 $2,030
98807 Wenatchee, WA MSA $850 $1,040 $1,270 $1,740 $2,000
98811 Wenatchee, WA MSA $1,060 $1,300 $1,580 $2,160 $2,490
98812 Wenatchee, WA MSA $720 $880 $1,070 $1,460 $1,690
98813 Wenatchee, WA MSA $680 $830 $1,020 $1,400 $1,620
98815 Wenatchee, WA MSA $740 $910 $1,110 $1,520 $1,750
98816 Wenatchee, WA MSA $800 $980 $1,190 $1,630 $1,870
98817 Wenatchee, WA MSA $860 $1,050 $1,280 $1,750 $2,020
98821 Wenatchee, WA MSA $740 $910 $1,110 $1,520 $1,750
98822 Wenatchee, WA MSA $1,060 $1,300 $1,580 $2,160 $2,490
98823 Wenatchee, WA MSA $750 $920 $1,120 $1,530 $1,760
98826 Wenatchee, WA MSA $920 $1,140 $1,380 $1,890 $2,170
98828 Wenatchee, WA MSA $850 $1,040 $1,270 $1,740 $2,000
98830 Wenatchee, WA MSA $740 $900 $1,100 $1,500 $1,730
98831 Wenatchee, WA MSA $1,030 $1,270 $1,540 $2,110 $2,430
98836 Wenatchee, WA MSA $780 $960 $1,170 $1,600 $1,840
98843 Wenatchee, WA MSA $940 $1,150 $1,400 $1,910 $2,210
98845 Wenatchee, WA MSA $780 $960 $1,160 $1,590 $1,830
98846 Wenatchee, WA MSA $850 $1,040 $1,270 $1,740 $2,000
98847 Wenatchee, WA MSA $840 $1,030 $1,250 $1,720 $1,980
98848 Wenatchee, WA MSA $810 $1,000 $1,210 $1,650 $1,910
98850 Wenatchee, WA MSA $980 $1,200 $1,460 $2,000 $2,300
98852 Wenatchee, WA MSA $850 $1,040 $1,270 $1,740 $2,000
98858 Wenatchee, WA MSA $700 $860 $1,040 $1,420 $1,640
99115 Wenatchee, WA MSA $680 $830 $1,020 $1,400 $1,620
99116 Wenatchee, WA MSA $730 $900 $1,090 $1,490 $1,720
99133 Wenatchee, WA MSA $750 $920 $1,120 $1,530 $1,760

2022 Average & Median Rent Data Statistics
WENATCHEE, WA average 1BR rent: $1,018, median: $1,015
WENATCHEE, WA average 2BR rent: $1,238, median: $1,230
WENATCHEE, WA average 3BR rent: $1,694, median: $1,685

WENATCHEE, WA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,143 $523,415,000 $457,931
Home Improvement 306 $36,950,000 $120,752
Cash Out Refi 265 $69,265,000 $261,377
Other 200 $28,770,000 $143,850
Refi 120 $74,830,000 $623,583

Wenatchee's most frequently cited loan purpose was Home Purchase, with 1,143 originations. The 2nd most popular reason was Home Improvement, with 306 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 662 $283,620,000 $428,429
Over 8% 545 $94,825,000 $173,991
7-8% 496 $198,060,000 $399,315
5-6% 226 $98,170,000 $434,381
4-5% 63 $14,505,000 $230,238
<2.5% 27 $355,000 $13,148
3-4% 2 $150,000 $75,000
2.5-3% 2 $960,000 $480,000

During 2023, Wenatchee's most frequently originated rate bucket was 6-7%, with 662 originations.

Loan Sizing (WENATCHEE, WA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 669 $205,395,000 $307,018
$400k-600k 449 $216,825,000 $482,906
$100k-200k 350 $47,840,000 $136,686
$100,000 or less 345 $18,685,000 $54,159
$600k-1000k 172 $124,170,000 $721,919
$Over $1MM 49 $120,315,000 $2,455,408

WENATCHEE's loan sizing saw the bucket of loans from $200k-400k with 669 originations, totaling $205,395,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 634 $287,910,000 $454,117
Under 20% 441 $34,545,000 $78,333
60-80% 403 $239,385,000 $594,007
20-40% 322 $66,310,000 $205,932
40-60% 214 $95,040,000 $444,112
Over 100% 11 $5,515,000 $501,364

WENATCHEE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 634 originations, totaling $287,910,000 in origination value.