YAKIMA Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Yakima averaged
6.56%
for the week of 2023-06-01, compared to the national average of
6.79% for the same period.
The average rate for the prior week (2023-05-25) was
6.44% and
one month ago for the week of 2023-04-27, the
average rate was 6.1%.
Yakima's average rate one year ago was 4.87%.
For refis of the same type during the week of 2023-06-01, the average rate
was 6.17%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-06-01 | 6.79% |
| Yakima 30 Year Fixed Rate | 2023-06-01 | 6.56% |
| Yakima 30 Year Fixed Rate Refi | 2023-06-01 | 6.17% |
| Yakima 15 Year Fixed Rate | 2023-06-01 | 6.38% |
| Yakima 15 Year Fixed Rate Refi | 2023-06-01 | 4.82% |
| Yakima 30 Year FHA | 2023-06-01 | -0.43% |
| Yakima 30 Year FHA Refi | 2023-06-01 | 0.1% |
| Yakima 30 Year USDA | 2023-06-01 | 0% |
| Yakima 30 Year USDA Refi | 2023-06-01 | -0.1% |
| Yakima 30 Year VA | 2023-06-01 | -0.31% |
| Yakima 30 Year VA Refi | 2023-06-01 | -0.1% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within YAKIMA, WA.
YAKIMA Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the YAKIMA, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
YAKIMA Average Closing Costs & Other Stats
YAKIMA, WA's 167 lenders originated 4,988
loans during 2022. The total origination value was $1,409,550,000, with an average loan value of
$282,588.
YAKIMA's average closing costs are $5,793.
The top YAKIMA lender as defined by loan originations is HOMESIDE FINANCIAL, LLC, with
181 loans originated. Their average total fees are
$7,511, which is $1,458
higher than the next largest lender,
CALIBER HOME LOANS, INC..
The lowest fee YAKIMA lenders (with over 10 loans originated) are
WASHINGTON STATE EMPLOYEES Credit Union ($3,148), Boeing Employees Credit Union ($3,276), KeyBank ($3,812), U.S. Bank ($3,868) and Solarity Credit Union ($4,071).
The lowest rate YAKIMA lenders (with over 10 loans originated) are
GESA (3.97%), AMERISAVE MORTGAGE CORPORATION (4.32%), LOANDEPOT.COM, LLC (4.32%), KeyBank (4.35%) and U.S. Bank (4.46%).
YAKIMA, WA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| VERITY | $1,065,000 | $125,075,000 | 11,644.1% | 8.9% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $123,165,000 | $89,450,000 | -27.4% | 6.3% |
| CALIBER HOME LOANS, INC. | $180,775,000 | $84,545,000 | -53.2% | 6.0% |
| HOMESIDE FINANCIAL, LLC | $124,455,000 | $82,980,000 | -33.3% | 5.9% |
| Yakima Federal Savings and Loan Association | $81,765,000 | $77,070,000 | -5.7% | 5.5% |
| Solarity Credit Union | $158,440,000 | $69,145,000 | -56.4% | 4.9% |
| QUICKEN LOANS, LLC | $145,020,000 | $66,325,000 | -54.3% | 4.7% |
| GESA | $49,650,000 | $50,380,000 | 1.5% | 3.6% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $75,470,000 | $42,510,000 | -43.7% | 3.0% |
| ACADEMY MORTGAGE CORPORATION | $50,115,000 | $33,000,000 | -34.2% | 2.3% |
| Banner Bank | $55,805,000 | $31,575,000 | -43.4% | 2.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $47,620,000 | $29,840,000 | -37.3% | 2.1% |
| KeyBank | $52,340,000 | $29,720,000 | -43.2% | 2.1% |
| CORNERSTONE HOME LENDING, INC. | $52,290,000 | $26,750,000 | -48.8% | 1.9% |
| U.S. Bank | $44,055,000 | $25,405,000 | -42.3% | 1.8% |
| UNITED WHOLESALE MORTGAGE, LLC | $26,755,000 | $24,085,000 | -10.0% | 1.7% |
| LOANDEPOT.COM, LLC | $33,485,000 | $18,675,000 | -44.2% | 1.3% |
| Wells Fargo Bank | $46,355,000 | $18,280,000 | -60.6% | 1.3% |
| Mortgage Research Center, LLC | $15,985,000 | $18,010,000 | 12.7% | 1.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $11,450,000 | $16,940,000 | 47.9% | 1.2% |
| Umpqua Bank | $30,305,000 | $16,165,000 | -46.7% | 1.1% |
| HAPO COMMUNITY CREDIT UNION | $22,180,000 | $15,760,000 | -28.9% | 1.1% |
| Wheatland Bank | $5,760,000 | $15,000,000 | 160.4% | 1.1% |
| JPMorgan Chase Bank | $28,920,000 | $13,920,000 | -51.9% | 1.0% |
| WASHINGTON STATE EMPLOYEES Credit Union | $50,240,000 | $12,635,000 | -74.9% | 0.9% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $24,535,000 | $12,365,000 | -49.6% | 0.9% |
| PENNYMAC LOAN SERVICES, LLC | $26,050,000 | $12,055,000 | -53.7% | 0.9% |
| SUMMIT FUNDING, INC. | $8,635,000 | $11,460,000 | 32.7% | 0.8% |
| First Federal Savings and Loan Association of Port Angeles | $1,425,000 | $10,995,000 | 671.6% | 0.8% |
| Mr. Cooper ( Nationstar Mortgage ) | $15,950,000 | $10,800,000 | -32.3% | 0.8% |
| FREEDOM MORTGAGE CORPORATION | $41,200,000 | $10,510,000 | -74.5% | 0.7% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $14,940,000 | $9,780,000 | -34.5% | 0.7% |
| AMERISAVE MORTGAGE CORPORATION | $17,045,000 | $9,050,000 | -46.9% | 0.6% |
| FINANCE OF AMERICA MORTGAGE LLC | $17,985,000 | $8,840,000 | -50.8% | 0.6% |
| ENVOY MORTGAGE, LTD | $7,135,000 | $8,395,000 | 17.7% | 0.6% |
| GREYSTONE SERVICING COMPANY LLC | $7,725,000 | n/a | 0.5% | |
| GUILD MORTGAGE COMPANY | $14,675,000 | $7,640,000 | -47.9% | 0.5% |
| Flagstar Bank, FSB | $14,125,000 | $7,495,000 | -46.9% | 0.5% |
| SWBC MORTGAGE CORPORATION | $3,550,000 | $7,485,000 | 110.8% | 0.5% |
| Boeing Employees Credit Union | $6,330,000 | $7,270,000 | 14.8% | 0.5% |
| BROKER SOLUTIONS, INC. | $14,725,000 | $6,830,000 | -53.6% | 0.5% |
| CHURCHILL MORTGAGE CORPORATION | $7,275,000 | $6,370,000 | -12.4% | 0.5% |
| Grandbridge Real Estate Capital LLC | $6,205,000 | n/a | 0.4% | |
| Cashmere Valley Bank | $6,980,000 | $5,890,000 | -15.6% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $5,115,000 | $5,855,000 | 14.5% | 0.4% |
| The Federal Savings Bank | $7,950,000 | $5,640,000 | -29.1% | 0.4% |
| Bank of America | $6,010,000 | $5,125,000 | -14.7% | 0.4% |
| Columbia State Bank | $4,750,000 | $4,275,000 | -10.0% | 0.3% |
| USAA Federal Savings Bank | $3,105,000 | $4,095,000 | 31.9% | 0.3% |
| BETTER MORTGAGE CORPORATION | $17,620,000 | $4,050,000 | -77.0% | 0.3% |
| HOME POINT FINANCIAL CORPORATION | $10,870,000 | $3,960,000 | -63.6% | 0.3% |
| Heritage Bank | $4,160,000 | $3,940,000 | -5.3% | 0.3% |
| MOVEMENT MORTGAGE, LLC | $3,870,000 | $3,770,000 | -2.6% | 0.3% |
| Northwest Farm Credit Services, FLCA | $1,740,000 | $3,675,000 | 111.2% | 0.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $10,650,000 | $3,645,000 | -65.8% | 0.3% |
| NEWREZ LLC | $8,130,000 | $3,555,000 | -56.3% | 0.3% |
| HomeStreet Bank | $6,120,000 | $3,500,000 | -42.8% | 0.2% |
| Morgan Stanley Private Bank | $515,000 | $3,440,000 | 568.0% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $10,240,000 | $3,400,000 | -66.8% | 0.2% |
| Baker Boyer National Bank | $4,740,000 | $3,345,000 | -29.4% | 0.2% |
| Self-Help Federal Credit Union | $5,080,000 | $3,220,000 | -36.6% | 0.2% |
| SPOKANE TEACHERS | $8,805,000 | $3,185,000 | -63.8% | 0.2% |
| Pacific Premier Bank | $2,805,000 | $3,175,000 | 13.2% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $4,945,000 | $3,145,000 | -36.4% | 0.2% |
| Willamette Valley Bank | $20,235,000 | $3,135,000 | -84.5% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $5,865,000 | $3,110,000 | -47.0% | 0.2% |
| NUMERICA CREDIT UNION | $3,695,000 | $2,930,000 | -20.7% | 0.2% |
| Carrington Mortgage Services, LLC | $4,025,000 | $2,875,000 | -28.6% | 0.2% |
| KELLER MORTGAGE, LLC | $4,860,000 | $2,565,000 | -47.2% | 0.2% |
| MID AMERICA MORTGAGE, INC. | $1,325,000 | $2,520,000 | 90.2% | 0.2% |
| AMERICAN ADVISORS GROUP | $1,615,000 | $2,390,000 | 48.0% | 0.2% |
| Ally Bank | $3,550,000 | $2,385,000 | -32.8% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $3,655,000 | $1,950,000 | -46.6% | 0.1% |
| NFM, INC. | $340,000 | $1,910,000 | 461.8% | 0.1% |
| MANN FINANCIAL INC. | $1,390,000 | $1,865,000 | 34.2% | 0.1% |
| Lakeview Community Capital, LLC | $1,835,000 | $1,845,000 | 0.5% | 0.1% |
| Sunflower Bank | $2,195,000 | $1,845,000 | -15.9% | 0.1% |
| AXIA FINANCIAL, LLC | $270,000 | $1,795,000 | 564.8% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,665,000 | n/a | 0.1% | |
| TRIAD FINANCIAL SERVICES, INC. | $1,280,000 | $1,655,000 | 29.3% | 0.1% |
| First National Bank of America | $605,000 | $1,625,000 | 168.6% | 0.1% |
| MARION AND POLK SCHOOLS CREDIT UNION | $1,975,000 | $1,480,000 | -25.1% | 0.1% |
| Nations Lending Corporation | $930,000 | $1,360,000 | 46.2% | 0.1% |
| GUARANTEED RATE, INC. | $2,425,000 | $1,340,000 | -44.7% | 0.1% |
| The Huntington National Bank | $1,330,000 | n/a | 0.1% | |
| FINANCE OF AMERICA REVERSE LLC | $875,000 | $1,325,000 | 51.4% | 0.1% |
| Charles Schwab Bank, SSB | $1,300,000 | n/a | 0.1% | |
| North American Savings Bank, F.S.B. | $1,850,000 | $1,290,000 | -30.3% | 0.1% |
| NEXERA HOLDING LLC | $355,000 | $1,215,000 | 242.3% | 0.1% |
| Greenbox Loans, Inc. | $985,000 | $1,210,000 | 22.8% | 0.1% |
| PLANET HOME LENDING, LLC | $2,510,000 | $1,210,000 | -51.8% | 0.1% |
| SPRING EQ, LLC | $1,140,000 | $1,210,000 | 6.1% | 0.1% |
| Strong Home Mortgage, LLC | $1,470,000 | $1,205,000 | -18.0% | 0.1% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $3,360,000 | $1,185,000 | -64.7% | 0.1% |
| LPMC, LLC | $2,220,000 | $1,165,000 | -47.5% | 0.1% |
| Luther Burbank Savings | $2,195,000 | $1,145,000 | -47.8% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $2,465,000 | $1,070,000 | -56.6% | 0.1% |
| Northpointe Bank | $390,000 | $1,045,000 | 167.9% | 0.1% |
| MOUNTAIN AMERICA | $110,000 | $1,020,000 | 827.3% | 0.1% |
| Alaska USA Mortgage Company LLC | $530,000 | $1,015,000 | 91.5% | 0.1% |
| SOUND | $720,000 | $1,005,000 | 39.6% | 0.1% |
| First Home Bank | $1,350,000 | $960,000 | -28.9% | 0.1% |
| Washington Trust Bank | $2,745,000 | $955,000 | -65.2% | 0.1% |
| Citadel Servicing Corporation | $255,000 | $940,000 | 268.6% | 0.1% |
| Truist | $770,000 | $895,000 | 16.2% | 0.1% |
| CMG MORTGAGE, INC. | $3,200,000 | $855,000 | -73.3% | 0.1% |
| HomeTrust Bank | $135,000 | $855,000 | 533.3% | 0.1% |
| PREMIER LENDING, INC. | $365,000 | $855,000 | 134.2% | 0.1% |
| Washington Federal Bank | $4,015,000 | $855,000 | -78.7% | 0.1% |
| SIRVA MORTGAGE, INC. | $405,000 | $850,000 | 109.9% | 0.1% |
| PHH Mortgage Corporation | $1,400,000 | $840,000 | -40.0% | 0.1% |
| ZILLOW HOME LOANS, LLC | $2,010,000 | $840,000 | -58.2% | 0.1% |
| NEW DAY FINANCIAL, LLC | $3,850,000 | $830,000 | -78.4% | 0.1% |
| MUFG Union Bank | $1,425,000 | $820,000 | -42.5% | 0.1% |
| Figure Lending LLC | $685,000 | $790,000 | 15.3% | 0.1% |
| PNC Bank | $745,000 | $780,000 | 4.7% | 0.1% |
| LENDINGONE, LLC | $775,000 | n/a | 0.1% | |
| AMERICAN FINANCING CORPORATION | $1,555,000 | $760,000 | -51.1% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $400,000 | $750,000 | 87.5% | 0.1% |
| Seattle Metropolitan Credit Union | $660,000 | $750,000 | 13.6% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $460,000 | $745,000 | 62.0% | 0.1% |
| SILVER HILL FUNDING, LLC | $715,000 | n/a | 0.1% | |
| First Savings Bank | $695,000 | n/a | 0.0% | |
| VERITAS FUNDING, LLC | $670,000 | n/a | 0.0% | |
| Unitus Community Credit Union | $35,000 | $665,000 | 1,800.0% | 0.0% |
| Discover Bank | $655,000 | $655,000 | 0.0% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $1,120,000 | $645,000 | -42.4% | 0.0% |
| Hometown Lenders, Inc. | $460,000 | $645,000 | 40.2% | 0.0% |
| Network Funding, L.P. | $645,000 | n/a | 0.0% | |
| ANGEL OAK HOME LOANS LLC | $640,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,280,000 | $635,000 | -50.4% | 0.0% |
| 1st Security Bank of Washington | $5,905,000 | $630,000 | -89.3% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $215,000 | $615,000 | 186.0% | 0.0% |
| S&T Bank | $615,000 | n/a | 0.0% | |
| CANOPY MORTGAGE, LLC | $1,055,000 | $610,000 | -42.2% | 0.0% |
| BM Real Estate Services, Inc. | $630,000 | $600,000 | -4.8% | 0.0% |
| MICHIGAN MUTUAL, INC. | $600,000 | n/a | 0.0% | |
| LOANPAL, LLC | $300,000 | $590,000 | 96.7% | 0.0% |
| Peoples Bank | $775,000 | $580,000 | -25.2% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $435,000 | $570,000 | 31.0% | 0.0% |
| FIRST TECHNOLOGY | $1,390,000 | $570,000 | -59.0% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $535,000 | $565,000 | 5.6% | 0.0% |
| Citibank | $355,000 | $530,000 | 49.3% | 0.0% |
| NBKC BANK | $3,280,000 | $530,000 | -83.8% | 0.0% |
| Bethpage Federal Credit Union | $525,000 | n/a | 0.0% | |
| First Guaranty Mortgage Corporation | $2,065,000 | $520,000 | -74.8% | 0.0% |
| UBS Bank USA | $505,000 | n/a | 0.0% | |
| Zions Bancorporation, N.A. | $505,000 | n/a | 0.0% | |
| Bank of the Pacific | $500,000 | n/a | 0.0% | |
| AMWEST FUNDING CORP. | $495,000 | n/a | 0.0% | |
| LADERA LENDING, INC. | $2,185,000 | $495,000 | -77.3% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $425,000 | $490,000 | 15.3% | 0.0% |
| FirstBank | $1,605,000 | $480,000 | -70.1% | 0.0% |
| BAY EQUITY LLC | $2,050,000 | $470,000 | -77.1% | 0.0% |
| Bank of the West | $2,465,000 | $460,000 | -81.3% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $390,000 | $460,000 | 17.9% | 0.0% |
| JAMES B. NUTTER & COMPANY | $450,000 | n/a | 0.0% | |
| STEARNS LENDING, LLC | $15,400,000 | $450,000 | -97.1% | 0.0% |
| GSF Mortgage Corporation | $1,945,000 | $445,000 | -77.1% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $1,085,000 | $440,000 | -59.4% | 0.0% |
| RESIDENTIAL BANCORP. | $710,000 | $435,000 | -38.7% | 0.0% |
| Summit Mortgage Corporation | $435,000 | n/a | 0.0% | |
| Qualstar Credit Union | $975,000 | $430,000 | -55.9% | 0.0% |
| The Loan Store, Inc. | $855,000 | $425,000 | -50.3% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $125,000 | $425,000 | 240.0% | 0.0% |
| ATHAS CAPITAL GROUP, INC. | $395,000 | $420,000 | 6.3% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $475,000 | $420,000 | -11.6% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $400,000 | $415,000 | 3.8% | 0.0% |
| 21ST MORTGAGE CORPORATION | $965,000 | $405,000 | -58.0% | 0.0% |
| Commerce Home Mortgage, Inc. | $480,000 | $405,000 | -15.6% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $420,000 | $400,000 | -4.8% | 0.0% |
| SUMMIT MORTGAGE CORPORATION | $280,000 | $390,000 | 39.3% | 0.0% |
| Goldwater Bank, N.A. | $385,000 | $385,000 | 0.0% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $355,000 | $385,000 | 8.5% | 0.0% |
| LENDINGHOME FUNDING CORPORATION | $260,000 | $380,000 | 46.2% | 0.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $375,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $1,550,000 | $370,000 | -76.1% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $245,000 | $365,000 | 49.0% | 0.0% |
| Simmons Bank | $365,000 | n/a | 0.0% | |
| VISION ONE MORTGAGE, INC. | $215,000 | $360,000 | 67.4% | 0.0% |
| Wallick & Volk, Inc. | $425,000 | $360,000 | -15.3% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $4,055,000 | $355,000 | -91.2% | 0.0% |
| WINGS FINANCIAL | $345,000 | n/a | 0.0% | |
| First Horizon Bank | $375,000 | $335,000 | -10.7% | 0.0% |
| OPEN MORTGAGE, LLC | $185,000 | $330,000 | 78.4% | 0.0% |
| PRIORITY HOME LENDING, LLC | $405,000 | $325,000 | -19.8% | 0.0% |
| ALLIANT CREDIT UNION | $305,000 | $310,000 | 1.6% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $530,000 | $305,000 | -42.5% | 0.0% |
| Waterstone Mortgage Corporation | $305,000 | n/a | 0.0% | |
| CONTOUR MORTGAGE CORPORATION | $290,000 | $295,000 | 1.7% | 0.0% |
| East West Bank | $295,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $945,000 | $295,000 | -68.8% | 0.0% |
| Arvest Bank | $215,000 | $290,000 | 34.9% | 0.0% |
| CHERRY CREEK MORTGAGE, LLC | $1,440,000 | $285,000 | -80.2% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $565,000 | $280,000 | -50.4% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $275,000 | n/a | 0.0% | |
| CIVIC FINANCIAL SERVICES, LLC | $275,000 | n/a | 0.0% | |
| Cornerstone First Mortgage, Inc | $185,000 | $275,000 | 48.6% | 0.0% |
| DAS Acquisition Company, LLC | $275,000 | n/a | 0.0% | |
| GUARANTY HOME MORTGAGE CORPORATION | $455,000 | $275,000 | -39.6% | 0.0% |
| HighTechLending Inc | $115,000 | $265,000 | 130.4% | 0.0% |
| Wyndham Capital Mortgage, Inc. | $2,395,000 | $265,000 | -88.9% | 0.0% |
| Credence Funding Corporation | $255,000 | n/a | 0.0% | |
| First Interstate Bank | $4,205,000 | $255,000 | -93.9% | 0.0% |
| DIRECTORS MORTGAGE, INC. | $1,560,000 | $245,000 | -84.3% | 0.0% |
| First Federal Bank | $875,000 | $245,000 | -72.0% | 0.0% |
| M&T Bank | $755,000 | $245,000 | -67.5% | 0.0% |
| NORTHWEST COMMUNITY | $245,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $15,000 | $245,000 | 1,533.3% | 0.0% |
| Chickasaw Community Bank | $460,000 | $235,000 | -48.9% | 0.0% |
| CU HOME MORTGAGE SOLUTIONS, LLC | $235,000 | n/a | 0.0% | |
| REVERSE MORTGAGE FUNDING LLC | $330,000 | $235,000 | -28.8% | 0.0% |
| USAlliance Federal Credit Union | $235,000 | n/a | 0.0% | |
| AmeriHome Mortgage Company, LLC | $1,345,000 | $225,000 | -83.3% | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $225,000 | n/a | 0.0% | |
| SALAL | $475,000 | $225,000 | -52.6% | 0.0% |
| City National Bank | $215,000 | n/a | 0.0% | |
| EMM LOANS LLC | $1,210,000 | $215,000 | -82.2% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $2,085,000 | $215,000 | -89.7% | 0.0% |
| Advisors Mortgage Group, L.L.C. | $205,000 | n/a | 0.0% | |
| MORTGAGE EXPRESS, LLC | $205,000 | n/a | 0.0% | |
| MORTGAGE MASTER SERVICE CORPORATION | $165,000 | $205,000 | 24.2% | 0.0% |
| IMPAC MORTGAGE CORP. | $390,000 | $195,000 | -50.0% | 0.0% |
| Mutual Federal Bank | $195,000 | n/a | 0.0% | |
| SAMMAMISH MORTGAGE COMPANY | $1,725,000 | $195,000 | -88.7% | 0.0% |
| TJC Mortgage, Inc. | $175,000 | $185,000 | 5.7% | 0.0% |
| iQ Credit Union | $105,000 | $175,000 | 66.7% | 0.0% |
| LIMA ONE CAPITAL, LLC | $175,000 | n/a | 0.0% | |
| PENTAGON FEDERAL CREDIT UNION | $2,465,000 | $165,000 | -93.3% | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $3,300,000 | $155,000 | -95.3% | 0.0% |
| Deere Employees Credit Union | $590,000 | $150,000 | -74.6% | 0.0% |
| DIRECT MORTGAGE, CORP. | $125,000 | $145,000 | 16.0% | 0.0% |
| EVERETT FINANCIAL, INC. | $560,000 | $145,000 | -74.1% | 0.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $145,000 | n/a | 0.0% | |
| IDAHO CENTRAL | $590,000 | $140,000 | -76.3% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $2,535,000 | $135,000 | -94.7% | 0.0% |
| Peoples Bank | $775,000 | $125,000 | -83.9% | 0.0% |
| BayCoast Bank | $105,000 | n/a | 0.0% | |
| MEMBER FIRST MORTGAGE, LLC | $105,000 | n/a | 0.0% | |
| Northwest Federal Credit Union | $105,000 | n/a | 0.0% | |
| O BEE | $105,000 | n/a | 0.0% | |
| TWINSTAR | $180,000 | $105,000 | -41.7% | 0.0% |
| Victorian Finance, LLC | $1,305,000 | $105,000 | -92.0% | 0.0% |
| Rivermark Community Credit Union | $95,000 | n/a | 0.0% | |
| HARBORSTONE | $90,000 | n/a | 0.0% | |
| Alaska USA Federal Credit Union | $605,000 | $85,000 | -86.0% | 0.0% |
| CASCADE FEDERAL CREDIT UNION | $75,000 | n/a | 0.0% | |
| ADVANTIS | $280,000 | $65,000 | -76.8% | 0.0% |
| MidFirst Bank | $75,000 | $45,000 | -40.0% | 0.0% |
| WHATCOM EDUCATIONAL CREDIT UNION | $145,000 | $45,000 | -69.0% | 0.0% |
YAKIMA's top lender by overall market share is VERITY, with 8.9% market share. In second place, with 6.3%, is HOMEBRIDGE FINANCIAL SERVICES, INC., having originated $89,450,000 in loans. In third place, with 6.0%, is CALIBER HOME LOANS, INC., having originated $84,545,000 in loans. In fourth place, with 5.9%, is HOMESIDE FINANCIAL, LLC, having originated $82,980,000 in loans. In fifth place, with 5.5%, is Yakima Federal Savings and Loan Association, having originated $77,070,000 in loans.
YAKIMA Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - YAKIMA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $256,050 (5.8%) | $322,997 (10.6%) | 0.95 | 312 |
| 2018-02-01 | $270,798 (12.9%) | $349,371 (19.2%) | 0.98 | 286 |
| 2018-03-01 | $289,500 (23.2%) | $369,237 (29.3%) | 1.02 | 275 |
| 2018-04-01 | $298,975 (30.1%) | $379,533 (32.8%) | 1.01 | 291 |
| 2018-05-01 | $291,451 (17.4%) | $366,815 (26.4%) | 0.97 | 312 |
| 2018-06-01 | $290,000 (17.8%) | $373,681 (27.0%) | 0.97 | 332 |
| 2018-07-01 | $289,950 (17.4%) | $368,571 (25.6%) | 0.97 | 353 |
| 2018-08-01 | $291,500 (19.0%) | $380,951 (29.0%) | 0.98 | 353 |
| 2018-09-01 | $295,000 (18.0%) | $370,659 (21.1%) | 0.99 | 375 |
| 2018-10-01 | $284,196 (13.7%) | $360,992 (18.4%) | 0.96 | 388 |
| 2018-11-01 | $291,725 (16.7%) | $367,838 (19.6%) | 0.99 | 365 |
| 2018-12-01 | $299,950 (15.8%) | $364,494 (16.6%) | 1.03 | 335 |
| 2019-01-01 | $289,900 (13.2%) | $357,344 (10.6%) | 1.00 | 305 |
| 2019-02-01 | $298,450 (10.2%) | $366,937 (5.0%) | 1.01 | 296 |
| 2019-03-01 | $319,979 (10.5%) | $377,020 (2.1%) | 1.05 | 292 |
| 2019-04-01 | $329,979 (10.4%) | $379,570 (0.0%) | 1.05 | 294 |
| 2019-05-01 | $324,800 (11.4%) | $369,742 (0.8%) | 1.02 | 308 |
| 2019-06-01 | $335,000 (15.5%) | $377,186 (0.9%) | 1.05 | 346 |
| 2019-07-01 | $326,125 (12.5%) | $378,251 (2.6%) | 1.02 | 340 |
| 2019-08-01 | $318,564 (9.3%) | $372,652 (-2.2%) | 1.01 | 331 |
| 2019-09-01 | $316,559 (7.3%) | $364,032 (-1.8%) | 1.01 | 348 |
| 2019-10-01 | $317,723 (11.8%) | $360,869 (0.0%) | 1.03 | 350 |
| 2019-11-01 | $322,500 (10.6%) | $366,948 (-0.2%) | 1.06 | 331 |
| 2019-12-01 | $319,950 (6.7%) | $363,134 (-0.4%) | 1.07 | 306 |
| 2020-01-01 | $303,700 (4.8%) | $363,781 (1.8%) | 1.01 | 269 |
| 2020-02-01 | $296,750 (-0.6%) | $363,870 (-0.8%) | 0.97 | 256 |
| 2020-03-01 | $334,925 (4.7%) | $394,527 (4.6%) | 1.05 | 246 |
| 2020-04-01 | $338,750 (2.7%) | $384,581 (1.3%) | 1.06 | 244 |
| 2020-05-01 | $345,000 (6.2%) | $390,166 (5.5%) | 1.05 | 228 |
| 2020-06-01 | $360,000 (7.5%) | $400,171 (6.1%) | 1.06 | 223 |
| 2020-07-01 | $386,125 (18.4%) | $421,393 (11.4%) | 1.12 | 194 |
| 2020-08-01 | $385,000 (20.9%) | $413,073 (10.9%) | 1.10 | 167 |
| 2020-09-01 | $375,000 (18.5%) | $416,813 (14.5%) | 1.07 | 184 |
| 2020-10-01 | $342,000 (7.6%) | $411,988 (14.2%) | 0.98 | 199 |
| 2020-11-01 | $349,000 (8.2%) | $433,834 (18.2%) | 1.02 | 186 |
| 2020-12-01 | $342,560 (7.1%) | $425,599 (17.2%) | 1.02 | 170 |
| 2021-01-01 | $349,000 (14.9%) | $421,451 (15.9%) | 1.04 | 155 |
| 2021-02-01 | $335,000 (12.9%) | $405,155 (11.4%) | 0.98 | 136 |
| 2021-03-01 | $346,500 (3.5%) | $425,235 (7.8%) | 0.98 | 133 |
| 2021-04-01 | $347,250 (2.5%) | $404,975 (5.3%) | 0.94 | 134 |
| 2021-05-01 | $337,500 (-2.2%) | $395,090 (1.3%) | 0.90 | 150 |
| 2021-06-01 | $330,000 (-8.3%) | $386,061 (-3.5%) | 0.87 | 175 |
| 2021-07-01 | $355,000 (-8.1%) | $414,220 (-1.7%) | 0.94 | 202 |
| 2021-08-01 | $349,962 (-9.1%) | $413,190 (0.0%) | 0.93 | 220 |
| 2021-09-01 | $369,425 (-1.5%) | $412,712 (-1.0%) | 0.99 | 253 |
| 2021-10-01 | $369,000 (7.9%) | $411,716 (-0.1%) | 0.98 | 243 |
| 2021-11-01 | $381,675 (9.4%) | $423,640 (-2.4%) | 1.02 | 242 |
| 2021-12-01 | $386,187 (12.7%) | $433,491 (1.9%) | 1.05 | 220 |
| 2022-01-01 | $386,449 (10.7%) | $426,043 (1.1%) | 1.04 | 174 |
| 2022-02-01 | $401,938 (20.0%) | $462,517 (14.2%) | 1.05 | 157 |
| 2022-03-01 | $392,838 (13.4%) | $472,314 (11.1%) | 0.98 | 152 |
| 2022-04-01 | $425,000 (22.4%) | $498,386 (23.1%) | 1.01 | 159 |
| 2022-05-01 | $430,000 (27.4%) | $483,203 (22.3%) | 0.98 | 193 |
| 2022-06-01 | $425,000 (28.8%) | $499,719 (29.4%) | 0.95 | 216 |
| 2022-07-01 | $429,950 (21.1%) | $487,904 (17.8%) | 0.97 | 281 |
| 2022-08-01 | $414,475 (18.4%) | $472,701 (14.4%) | 0.96 | 313 |
| 2022-09-01 | $399,200 (8.1%) | $464,293 (12.5%) | 0.93 | 319 |
| 2022-10-01 | $393,850 (6.7%) | $448,760 (9.0%) | 0.93 | 307 |
| 2022-11-01 | $387,000 (1.4%) | $438,210 (3.4%) | 0.93 | 321 |
| 2022-12-01 | $384,500 (-0.4%) | $433,182 (-0.1%) | 0.95 | 275 |
| 2023-01-01 | $370,000 (-4.3%) | $429,103 (0.7%) | 0.92 | 237 |
| 2023-02-01 | $379,725 (-5.5%) | $433,252 (-6.3%) | 0.92 | 235 |
| 2023-03-01 | $384,900 (-2.0%) | $487,135 (3.1%) | 0.91 | 214 |
| 2023-04-01 | $399,000 (-6.1%) | $505,787 (1.5%) | 0.93 | 223 |
| 2023-05-01 | $415,000 (-3.5%) | $510,011 (5.6%) | 0.94 | 235 |
YAKIMA's median listing price for 2023-05-01 was $415,000, a difference of
$-15,000
(-3.5%) versus the prior year and
$16,000 versus the prior month.
YAKIMA's median listing price comes in at 94% of the national average.
YAKIMA's average listing price for 2023-05-01 was $510,011, a difference of $26,808 (5.6%) versus the prior year and $4,224 versus the prior month.
For the 2023-05-01 period, YAKIMA had 235 MLS listings, a difference of 12 listings (5%) versus the prior month and 42 listings (22%) versus the prior year.
YAKIMA's median listing price comes in at 94% of the national average.
YAKIMA's average listing price for 2023-05-01 was $510,011, a difference of $26,808 (5.6%) versus the prior year and $4,224 versus the prior month.
For the 2023-05-01 period, YAKIMA had 235 MLS listings, a difference of 12 listings (5%) versus the prior month and 42 listings (22%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - YAKIMA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 85 days | 1,981 sqft |
| 2018-02-01 | 75 days | 1,982 sqft |
| 2018-03-01 | 45 days | 2,009 sqft |
| 2018-04-01 | 45 days | 2,027 sqft |
| 2018-05-01 | 40 days | 1,965 sqft |
| 2018-06-01 | 42 days | 1,984 sqft |
| 2018-07-01 | 48 days | 1,955 sqft |
| 2018-08-01 | 51 days | 1,981 sqft |
| 2018-09-01 | 46 days | 1,987 sqft |
| 2018-10-01 | 48 days | 1,918 sqft |
| 2018-11-01 | 58 days | 1,988 sqft |
| 2018-12-01 | 78 days | 1,999 sqft |
| 2019-01-01 | 76 days | 1,946 sqft |
| 2019-02-01 | 66 days | 1,990 sqft |
| 2019-03-01 | 55 days | 2,009 sqft |
| 2019-04-01 | 47 days | 2,032 sqft |
| 2019-05-01 | 39 days | 1,988 sqft |
| 2019-06-01 | 40 days | 2,051 sqft |
| 2019-07-01 | 44 days | 2,017 sqft |
| 2019-08-01 | 50 days | 1,985 sqft |
| 2019-09-01 | 48 days | 1,938 sqft |
| 2019-10-01 | 48 days | 1,920 sqft |
| 2019-11-01 | 53 days | 1,986 sqft |
| 2019-12-01 | 59 days | 2,039 sqft |
| 2020-01-01 | 73 days | 1,970 sqft |
| 2020-02-01 | 57 days | 1,961 sqft |
| 2020-03-01 | 45 days | 2,052 sqft |
| 2020-04-01 | 48 days | 2,091 sqft |
| 2020-05-01 | 51 days | 2,064 sqft |
| 2020-06-01 | 45 days | 2,112 sqft |
| 2020-07-01 | 41 days | 2,056 sqft |
| 2020-08-01 | 39 days | 2,116 sqft |
| 2020-09-01 | 28 days | 2,052 sqft |
| 2020-10-01 | 30 days | 1,915 sqft |
| 2020-11-01 | 43 days | 1,905 sqft |
| 2020-12-01 | 47 days | 1,927 sqft |
| 2021-01-01 | 55 days | 1,853 sqft |
| 2021-02-01 | 32 days | 1,820 sqft |
| 2021-03-01 | 24 days | 1,769 sqft |
| 2021-04-01 | 24 days | 1,821 sqft |
| 2021-05-01 | 21 days | 1,770 sqft |
| 2021-06-01 | 24 days | 1,747 sqft |
| 2021-07-01 | 22 days | 1,761 sqft |
| 2021-08-01 | 23 days | 1,756 sqft |
| 2021-09-01 | 29 days | 1,790 sqft |
| 2021-10-01 | 36 days | 1,800 sqft |
| 2021-11-01 | 35 days | 1,834 sqft |
| 2021-12-01 | 45 days | 1,780 sqft |
| 2022-01-01 | 53 days | 1,697 sqft |
| 2022-02-01 | 61 days | 1,792 sqft |
| 2022-03-01 | 39 days | 1,794 sqft |
| 2022-04-01 | 31 days | 1,924 sqft |
| 2022-05-01 | 25 days | 1,975 sqft |
| 2022-06-01 | 27 days | 2,057 sqft |
| 2022-07-01 | 32 days | 2,014 sqft |
| 2022-08-01 | 39 days | 2,014 sqft |
| 2022-09-01 | 41 days | 1,988 sqft |
| 2022-10-01 | 51 days | 1,952 sqft |
| 2022-11-01 | 50 days | 1,941 sqft |
| 2022-12-01 | 66 days | 1,919 sqft |
| 2023-01-01 | 75 days | 1,940 sqft |
| 2023-02-01 | 61 days | 1,900 sqft |
| 2023-03-01 | 45 days | 1,846 sqft |
| 2023-04-01 | 43 days | 1,881 sqft |
| 2023-05-01 | 40 days | 1,907 sqft |
YAKIMA's median listing age (time on market) for 2023-05-01 was 40 days.
This
is 59%
longer
than the same period one year ago.
YAKIMA's median square footage for active listings during the 2023-05-01 period was 1,907 sqft. One year prior, the average listing was 1,975 sqft.
YAKIMA's median square footage for active listings during the 2023-05-01 period was 1,907 sqft. One year prior, the average listing was 1,975 sqft.
YAKIMA, WA Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 98901 | Yakima, WA | $680 | $720 | $940 | $1,330 | $1,440 |
| 98902 | Yakima, WA | $760 | $790 | $1,040 | $1,480 | $1,590 |
| 98903 | Yakima, WA | $830 | $860 | $1,130 | $1,610 | $1,730 |
| 98907 | Yakima, WA | $770 | $800 | $1,050 | $1,490 | $1,610 |
| 98908 | Yakima, WA | $940 | $970 | $1,280 | $1,820 | $1,960 |
| 98909 | Yakima, WA | $770 | $800 | $1,050 | $1,490 | $1,610 |
| 98921 | Yakima, WA | $850 | $880 | $1,160 | $1,650 | $1,780 |
| 98923 | Yakima, WA | $870 | $900 | $1,190 | $1,690 | $1,820 |
| 98929 | Yakima, WA | $770 | $800 | $1,050 | $1,490 | $1,610 |
| 98930 | Yakima, WA | $740 | $770 | $1,010 | $1,440 | $1,560 |
| 98932 | Yakima, WA | $920 | $950 | $1,250 | $1,780 | $1,910 |
| 98933 | Yakima, WA | $740 | $770 | $1,010 | $1,430 | $1,550 |
| 98935 | Yakima, WA | $750 | $780 | $1,020 | $1,450 | $1,560 |
| 98936 | Yakima, WA | $1,010 | $1,040 | $1,370 | $1,950 | $2,100 |
| 98937 | Yakima, WA | $910 | $1,020 | $1,320 | $1,890 | $2,280 |
| 98938 | Yakima, WA | $1,050 | $1,090 | $1,430 | $2,030 | $2,190 |
| 98939 | Yakima, WA | $690 | $720 | $940 | $1,340 | $1,440 |
| 98942 | Yakima, WA | $880 | $900 | $1,190 | $1,690 | $1,820 |
| 98944 | Yakima, WA | $740 | $760 | $1,000 | $1,420 | $1,550 |
| 98947 | Yakima, WA | $800 | $830 | $1,090 | $1,550 | $1,670 |
| 98948 | Yakima, WA | $680 | $720 | $940 | $1,330 | $1,440 |
| 98951 | Yakima, WA | $690 | $720 | $940 | $1,340 | $1,440 |
| 98952 | Yakima, WA | $810 | $840 | $1,100 | $1,560 | $1,680 |
| 98953 | Yakima, WA | $870 | $900 | $1,180 | $1,680 | $1,810 |
| 99322 | Yakima, WA | $770 | $800 | $1,050 | $1,490 | $1,610 |
| 99350 | Yakima, WA | $650 | $750 | $940 | $1,330 | $1,550 |
2022 Average & Median Rent Data Statistics
YAKIMA, WA average 1BR rent: $842, median: $800
YAKIMA, WA average 2BR rent: $1,103, median: $1,050
YAKIMA, WA average 3BR rent: $1,567, median: $1,490
YAKIMA, WA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,521 | $799,045,000 | $316,956 |
| Cash Out Refi | 1,239 | $290,925,000 | $234,806 |
| Refi | 593 | $127,065,000 | $214,275 |
| Home Improvement | 365 | $161,115,000 | $441,411 |
| Other | 270 | $31,400,000 | $116,296 |
Yakima's most frequently cited loan purpose was Home Purchase, with 2,521 originations. The 2nd most popular reason was Cash Out Refi, with 1,239 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 1,266 | $374,930,000 | $296,153 |
| 5-6% | 1,181 | $325,785,000 | $275,855 |
| 4-5% | 1,102 | $310,020,000 | $281,325 |
| 6-7% | 615 | $247,735,000 | $402,821 |
| 2.5-3% | 308 | $71,050,000 | $230,682 |
| <2.5% | 215 | $31,265,000 | $145,419 |
| 7-8% | 166 | $33,970,000 | $204,639 |
| Over 8% | 124 | $13,860,000 | $111,774 |
During 2022, Yakima's most frequently originated rate bucket was 3-4%, with 1,266 originations.
Loan Sizing (YAKIMA, WA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 2,354 | $672,180,000 | $285,548 |
| $100k-200k | 1,173 | $177,175,000 | $151,044 |
| $100,000 or less | 798 | $42,940,000 | $53,810 |
| $400k-600k | 517 | $241,075,000 | $466,296 |
| $600k-1000k | 116 | $82,160,000 | $708,276 |
| $Over $1MM | 30 | $194,020,000 | $6,467,333 |
YAKIMA's loan sizing saw the bucket of loans from $200k-400k with 2,354 originations, totaling $672,180,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,805 | $592,965,000 | $328,512 |
| 60-80% | 1,368 | $430,690,000 | $314,832 |
| 40-60% | 712 | $152,700,000 | $214,466 |
| Under 20% | 518 | $24,300,000 | $46,911 |
| 20-40% | 512 | $59,890,000 | $116,973 |
| Over 100% | 49 | $143,745,000 | $2,933,571 |
YAKIMA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,805 originations, totaling $592,965,000 in origination value.