YAKIMA Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Yakima averaged
6.8%
for the week of 2024-11-07, compared to the national average of
6.79% for the same period.
The average rate for the prior week (2024-10-31) was
6.53% and
one month ago for the week of 2024-10-03, the
average rate was 6.23%.
Yakima's average rate one year ago was 7.77%.
For refis of the same type during the week of 2024-11-07, the average rate
was 7.06%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-11-07 | 6.79% |
| Yakima 30 Year Fixed Rate | 2024-11-07 | 6.8% |
| Yakima 30 Year Fixed Rate Refi | 2024-11-07 | 7.06% |
| Yakima 15 Year Fixed Rate | 2024-11-07 | 5.9% |
| Yakima 15 Year Fixed Rate Refi | 2024-11-07 | 6.4% |
| Yakima 30 Year FHA | 2024-11-07 | 6.72% |
| Yakima 30 Year FHA Refi | 2024-11-07 | 6.43% |
| Yakima 30 Year USDA | 2024-11-07 | 6.38% |
| Yakima 30 Year USDA Refi | 2024-11-07 | 6.38% |
| Yakima 30 Year VA | 2024-11-07 | 6.43% |
| Yakima 30 Year VA Refi | 2024-11-07 | 6.44% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within YAKIMA, WA.
YAKIMA Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the YAKIMA, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
YAKIMA Average Closing Costs & Other Stats
YAKIMA, WA's 118 lenders originated 2,952
loans during 2023. The total origination value was $733,170,000, with an average loan value of
$248,364.
YAKIMA's average closing costs are $6,103.
The top YAKIMA lender as defined by loan originations is AMERICAN PACIFIC MORTGAGE CORPORATION, with
130 loans originated. Their average total fees are
$9,217, which is $1,654
higher than the next largest lender,
CMG MORTGAGE, INC..
The lowest fee YAKIMA lenders (with over 10 loans originated) are
Solarity Credit Union ($4,457), JPMorgan Chase Bank ($4,769), U.S. Bank ($4,785), Yakima Federal Savings and Loan Association ($4,818) and Banner Bank ($5,029).
The lowest rate YAKIMA lenders (with over 10 loans originated) are
Yakima Federal Savings and Loan Association (6.10%), HOMEBRIDGE FINANCIAL SERVICES, INC. (6.39%), HOMESIDE FINANCIAL, LLC (6.44%), Solarity Credit Union (6.51%) and KeyBank (6.58%).
YAKIMA, WA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| AMERICAN PACIFIC MORTGAGE CORPORATION | $29,840,000 | $75,575,000 | 153.3% | 10.3% |
| CMG MORTGAGE, INC. | $855,000 | $63,100,000 | 7,280.1% | 8.6% |
| QUICKEN LOANS, LLC | $66,325,000 | $41,460,000 | -37.5% | 5.7% |
| Yakima Federal Savings and Loan Association | $77,070,000 | $40,605,000 | -47.3% | 5.5% |
| CROSSCOUNTRY MORTGAGE, LLC | $16,940,000 | $35,650,000 | 110.4% | 4.9% |
| ACADEMY MORTGAGE CORPORATION | $33,000,000 | $31,280,000 | -5.2% | 4.3% |
| Solarity Credit Union | $69,145,000 | $21,990,000 | -68.2% | 3.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $89,450,000 | $21,185,000 | -76.3% | 2.9% |
| UNITED WHOLESALE MORTGAGE, LLC | $24,085,000 | $20,825,000 | -13.5% | 2.8% |
| U.S. Bank | $25,405,000 | $18,525,000 | -27.1% | 2.5% |
| BROKER SOLUTIONS, INC. | $6,830,000 | $18,020,000 | 163.8% | 2.5% |
| SUMMIT FUNDING, INC. | $11,460,000 | $17,710,000 | 54.5% | 2.4% |
| GESA | $50,380,000 | $17,290,000 | -65.7% | 2.4% |
| Umpqua Bank | $16,165,000 | $15,830,000 | -2.1% | 2.2% |
| HOMESIDE FINANCIAL, LLC | $82,980,000 | $14,630,000 | -82.4% | 2.0% |
| Banner Bank | $31,575,000 | $14,000,000 | -55.7% | 1.9% |
| CORNERSTONE HOME LENDING, INC. | $26,750,000 | $11,535,000 | -56.9% | 1.6% |
| WASHINGTON STATE EMPLOYEES Credit Union | $12,635,000 | $11,215,000 | -11.2% | 1.5% |
| HAPO COMMUNITY CREDIT UNION | $15,760,000 | $10,855,000 | -31.1% | 1.5% |
| KeyBank | $29,720,000 | $10,525,000 | -64.6% | 1.4% |
| Mortgage Research Center, LLC | $18,010,000 | $10,045,000 | -44.2% | 1.4% |
| Wheatland Bank | $15,000,000 | $10,000,000 | -33.3% | 1.4% |
| PENNYMAC LOAN SERVICES, LLC | $12,055,000 | $8,265,000 | -31.4% | 1.1% |
| ENVOY MORTGAGE, LTD | $8,395,000 | $7,130,000 | -15.1% | 1.0% |
| JPMorgan Chase Bank | $13,920,000 | $6,190,000 | -55.5% | 0.8% |
| CHURCHILL MORTGAGE CORPORATION | $6,370,000 | $6,145,000 | -3.5% | 0.8% |
| Flagstar Bank, FSB | $7,495,000 | $6,035,000 | -19.5% | 0.8% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $9,780,000 | $5,820,000 | -40.5% | 0.8% |
| LOANDEPOT.COM, LLC | $18,675,000 | $5,765,000 | -69.1% | 0.8% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $3,145,000 | $5,320,000 | 69.2% | 0.7% |
| AMERICAN FINANCIAL NETWORK, INC. | $5,085,000 | n/a | 0.7% | |
| Wells Fargo Bank | $18,280,000 | $4,465,000 | -75.6% | 0.6% |
| GUILD MORTGAGE COMPANY | $7,640,000 | $4,425,000 | -42.1% | 0.6% |
| MOVEMENT MORTGAGE, LLC | $3,770,000 | $4,330,000 | 14.9% | 0.6% |
| CARDINAL FINANCIAL | $3,645,000 | $4,230,000 | 16.0% | 0.6% |
| Boeing Employees Credit Union | $7,270,000 | $4,120,000 | -43.3% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $10,800,000 | $3,695,000 | -65.8% | 0.5% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $42,510,000 | $3,445,000 | -91.9% | 0.5% |
| AMERISAVE MORTGAGE CORPORATION | $9,050,000 | $3,090,000 | -65.9% | 0.4% |
| Pacific Premier Bank | $3,175,000 | $3,085,000 | -2.8% | 0.4% |
| The Federal Savings Bank | $5,640,000 | $2,860,000 | -49.3% | 0.4% |
| FREEDOM MORTGAGE CORPORATION | $10,510,000 | $2,720,000 | -74.1% | 0.4% |
| Washington Federal Bank | $855,000 | $2,620,000 | 206.4% | 0.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $12,365,000 | $2,430,000 | -80.3% | 0.3% |
| Heritage Bank | $3,940,000 | $2,425,000 | -38.5% | 0.3% |
| Bank of America | $5,125,000 | $2,385,000 | -53.5% | 0.3% |
| Cornerstone First Mortgage, Inc | $275,000 | $2,275,000 | 727.3% | 0.3% |
| BAY EQUITY LLC | $470,000 | $2,185,000 | 364.9% | 0.3% |
| 1st Security Bank of Washington | $630,000 | $2,165,000 | 243.7% | 0.3% |
| Lakeview Community Capital, LLC | $1,845,000 | $2,125,000 | 15.2% | 0.3% |
| Morgan Stanley Private Bank | $3,440,000 | $1,980,000 | -42.4% | 0.3% |
| TRIAD FINANCIAL SERVICES, INC. | $1,655,000 | $1,845,000 | 11.5% | 0.3% |
| MID AMERICA MORTGAGE, INC. | $2,520,000 | $1,740,000 | -31.0% | 0.2% |
| PLANET HOME LENDING, LLC | $1,210,000 | $1,725,000 | 42.6% | 0.2% |
| Cashmere Valley Bank | $5,890,000 | $1,720,000 | -70.8% | 0.2% |
| Carrington Mortgage Services, LLC | $2,875,000 | $1,710,000 | -40.5% | 0.2% |
| T2 FINANCIAL LLC | $1,675,000 | n/a | 0.2% | |
| NAVY FEDERAL CREDIT UNION | $5,855,000 | $1,670,000 | -71.5% | 0.2% |
| Discover Bank | $655,000 | $1,560,000 | 138.2% | 0.2% |
| NEWREZ LLC | $3,555,000 | $1,500,000 | -57.8% | 0.2% |
| MOUNTAIN AMERICA | $1,020,000 | $1,485,000 | 45.6% | 0.2% |
| SPOKANE TEACHERS | $3,185,000 | $1,460,000 | -54.2% | 0.2% |
| GUARANTEED RATE, INC. | $1,340,000 | $1,435,000 | 7.1% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $3,110,000 | $1,420,000 | -54.3% | 0.2% |
| HOMEXPRESS MORTGAGE CORP. | $565,000 | $1,335,000 | 136.3% | 0.2% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $1,225,000 | n/a | 0.2% | |
| Self-Help Federal Credit Union | $3,220,000 | $1,180,000 | -63.4% | 0.2% |
| Commerce Home Mortgage, Inc. | $405,000 | $1,160,000 | 186.4% | 0.2% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $745,000 | $1,150,000 | 54.4% | 0.2% |
| FINANCE OF AMERICA REVERSE LLC | $1,325,000 | $1,135,000 | -14.3% | 0.2% |
| The Huntington National Bank | $1,330,000 | $1,100,000 | -17.3% | 0.2% |
| Loan Simple, Inc. | $1,090,000 | n/a | 0.1% | |
| Northwest Farm Credit Services, FLCA | $3,675,000 | $1,080,000 | -70.6% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $1,065,000 | n/a | 0.1% | |
| CANOPY MORTGAGE, LLC | $610,000 | $1,015,000 | 66.4% | 0.1% |
| PNC Bank | $780,000 | $1,015,000 | 30.1% | 0.1% |
| LOANPAL, LLC | $590,000 | $1,005,000 | 70.3% | 0.1% |
| NUMERICA CREDIT UNION | $2,930,000 | $975,000 | -66.7% | 0.1% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $965,000 | n/a | 0.1% | |
| Equity Prime Mortgage LLC | $295,000 | $935,000 | 216.9% | 0.1% |
| NEW DAY FINANCIAL, LLC | $830,000 | $930,000 | 12.0% | 0.1% |
| GENEVA FINANCIAL, LLC | $925,000 | n/a | 0.1% | |
| NBKC BANK | $530,000 | $920,000 | 73.6% | 0.1% |
| Plains Commerce Bank | $895,000 | n/a | 0.1% | |
| KELLER MORTGAGE, LLC | $2,565,000 | $875,000 | -65.9% | 0.1% |
| SAMMAMISH MORTGAGE COMPANY | $195,000 | $875,000 | 348.7% | 0.1% |
| First-Citizens Bank & Trust Company | $845,000 | n/a | 0.1% | |
| BMO Harris Bank | $775,000 | n/a | 0.1% | |
| HomeStreet Bank | $3,500,000 | $760,000 | -78.3% | 0.1% |
| Bethpage Federal Credit Union | $525,000 | $755,000 | 43.8% | 0.1% |
| 21ST MORTGAGE CORPORATION | $405,000 | $750,000 | 85.2% | 0.1% |
| UBS Bank USA | $505,000 | $745,000 | 47.5% | 0.1% |
| DIRECTORS MORTGAGE, INC. | $245,000 | $725,000 | 195.9% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $1,950,000 | $700,000 | -64.1% | 0.1% |
| Figure Lending LLC | $790,000 | $685,000 | -13.3% | 0.1% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $490,000 | $675,000 | 37.8% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $380,000 | $675,000 | 77.6% | 0.1% |
| NEXERA HOLDING LLC | $1,215,000 | $660,000 | -45.7% | 0.1% |
| North American Savings Bank, F.S.B. | $1,290,000 | $660,000 | -48.8% | 0.1% |
| LENDINGONE, LLC | $775,000 | $645,000 | -16.8% | 0.1% |
| FIBRE FEDERAL CREDIT UNION | $635,000 | n/a | 0.1% | |
| GUARANTEED RATE AFFINITY, LLC | $630,000 | n/a | 0.1% | |
| IDAHO CENTRAL | $140,000 | $610,000 | 335.7% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $3,400,000 | $595,000 | -82.5% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $615,000 | $575,000 | -6.5% | 0.1% |
| Timberland Bank | $575,000 | n/a | 0.1% | |
| FIRST COMMUNITY MORTGAGE, INC. | $565,000 | n/a | 0.1% | |
| Nations Lending Corporation | $1,360,000 | $560,000 | -58.8% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $275,000 | $550,000 | 100.0% | 0.1% |
| GSF Mortgage Corporation | $445,000 | $545,000 | 22.5% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $515,000 | n/a | 0.1% | |
| BETTER MORTGAGE CORPORATION | $4,050,000 | $510,000 | -87.4% | 0.1% |
| MICHIGAN MUTUAL, INC. | $600,000 | $510,000 | -15.0% | 0.1% |
| USAA Federal Savings Bank | $4,095,000 | $500,000 | -87.8% | 0.1% |
| Stifel Bank and Trust | $495,000 | n/a | 0.1% | |
| Prosperity Home Mortgage, LLC | $490,000 | n/a | 0.1% | |
| V.I.P. MORTGAGE, INC. | $485,000 | n/a | 0.1% | |
| Baker Boyer National Bank | $3,345,000 | $480,000 | -85.7% | 0.1% |
| RED CANOE CREDIT UNION | $475,000 | n/a | 0.1% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $470,000 | n/a | 0.1% | |
| VERITAS FUNDING, LLC | $670,000 | $460,000 | -31.3% | 0.1% |
| Northpointe Bank | $1,045,000 | $455,000 | -56.5% | 0.1% |
| ZILLOW HOME LOANS, LLC | $840,000 | $455,000 | -45.8% | 0.1% |
| CIS Financial Services, Inc. | $425,000 | n/a | 0.1% | |
| First Interstate Bank | $255,000 | $410,000 | 60.8% | 0.1% |
| BAY-VALLEY MORTGAGE GROUP | $405,000 | n/a | 0.1% | |
| MEMBER FIRST MORTGAGE, LLC | $105,000 | $405,000 | 285.7% | 0.1% |
| OnPoint Community Credit Union | $405,000 | n/a | 0.1% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $1,185,000 | $385,000 | -67.5% | 0.1% |
| TRISTAR FINANCE, INC. | $385,000 | n/a | 0.1% | |
| VILLAGE CAPITAL MORTGAGE | $1,070,000 | $380,000 | -64.5% | 0.1% |
| ALLIANT CREDIT UNION | $310,000 | $375,000 | 21.0% | 0.1% |
| Alaska USA Federal Credit Union | $85,000 | $365,000 | 329.4% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $400,000 | $360,000 | -10.0% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $420,000 | $355,000 | -15.5% | 0.0% |
| MANN FINANCIAL INC. | $1,865,000 | $355,000 | -81.0% | 0.0% |
| SeaTrust Mortgage Company | $355,000 | n/a | 0.0% | |
| Third Federal Savings and Loan Association of Cleveland | $425,000 | $355,000 | -16.5% | 0.0% |
| Ixonia Bank | $345,000 | n/a | 0.0% | |
| Mid-Continent Funding, Inc. | $345,000 | n/a | 0.0% | |
| First National Bank of America | $1,625,000 | $340,000 | -79.1% | 0.0% |
| Axos Bank | $335,000 | n/a | 0.0% | |
| HighTechLending Inc | $265,000 | $330,000 | 24.5% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,665,000 | $325,000 | -80.5% | 0.0% |
| Bell Bank | $315,000 | n/a | 0.0% | |
| ALL REVERSE MORTGAGE, INC. | $305,000 | n/a | 0.0% | |
| CLIFFCO, INC. | $295,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $305,000 | $295,000 | -3.3% | 0.0% |
| SIRVA MORTGAGE, INC. | $850,000 | $295,000 | -65.3% | 0.0% |
| OCMBC, INC. | $285,000 | n/a | 0.0% | |
| Sunflower Bank | $1,845,000 | $285,000 | -84.6% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $275,000 | n/a | 0.0% | |
| SUN WEST MORTGAGE COMPANY, INC. | $135,000 | $275,000 | 103.7% | 0.0% |
| Citadel Servicing Corporation | $940,000 | $255,000 | -72.9% | 0.0% |
| CIVIC FINANCIAL SERVICES, LLC | $275,000 | $255,000 | -7.3% | 0.0% |
| HomeTrust Bank | $855,000 | $250,000 | -70.8% | 0.0% |
| NexBank | $245,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $1,210,000 | $245,000 | -79.8% | 0.0% |
| Ally Bank | $2,385,000 | $235,000 | -90.1% | 0.0% |
| AMCAP MORTGAGE, LTD. | $235,000 | n/a | 0.0% | |
| General Mortgage Capital Corporation | $235,000 | n/a | 0.0% | |
| THRIVE MORTGAGE, LLC | $225,000 | n/a | 0.0% | |
| First Federal Bank | $245,000 | $215,000 | -12.2% | 0.0% |
| M&T Bank | $245,000 | $205,000 | -16.3% | 0.0% |
| SALAL | $225,000 | $205,000 | -8.9% | 0.0% |
| UNION HOME MORTGAGE CORP. | $205,000 | n/a | 0.0% | |
| Bank of Idaho | $195,000 | n/a | 0.0% | |
| CONTOUR MORTGAGE CORPORATION | $295,000 | $195,000 | -33.9% | 0.0% |
| First Savings Bank | $695,000 | $185,000 | -73.4% | 0.0% |
| Peoples Bank | $125,000 | $185,000 | 48.0% | 0.0% |
| Farmers Bank & Trust | $175,000 | n/a | 0.0% | |
| Rivermark Community Credit Union | $95,000 | $175,000 | 84.2% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $750,000 | $165,000 | -78.0% | 0.0% |
| State Department Federal Credit Union | $155,000 | n/a | 0.0% | |
| TJC Mortgage, Inc. | $185,000 | $145,000 | -21.6% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $280,000 | $135,000 | -51.8% | 0.0% |
| Strong Home Mortgage, LLC | $1,205,000 | $135,000 | -88.8% | 0.0% |
| Citibank | $530,000 | $125,000 | -76.4% | 0.0% |
| Bank of the West | $460,000 | $105,000 | -77.2% | 0.0% |
| Deere Employees Credit Union | $150,000 | $85,000 | -43.3% | 0.0% |
| HARBORSTONE | $90,000 | $75,000 | -16.7% | 0.0% |
| KITSAP Credit Union | $75,000 | n/a | 0.0% | |
| TWINSTAR | $105,000 | $75,000 | -28.6% | 0.0% |
| America's Credit Union | $65,000 | n/a | 0.0% | |
| Merchants Bank of Indiana | $65,000 | n/a | 0.0% | |
| Potlatch No. 1 Financial Credit Union | $55,000 | n/a | 0.0% | |
| Unitus Community Credit Union | $665,000 | $55,000 | -91.7% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $55,000 | n/a | 0.0% | |
| S1L, Inc. | $45,000 | n/a | 0.0% | |
| Coastal Community Bank | $25,000 | n/a | 0.0% | |
| SOUND | $1,005,000 | $25,000 | -97.5% | 0.0% |
| FIRST TECHNOLOGY | $570,000 | $15,000 | -97.4% | 0.0% |
YAKIMA's top lender by overall market share is AMERICAN PACIFIC MORTGAGE CORPORATION, with 10.3% market share. In second place, with 8.6%, is CMG MORTGAGE, INC., having originated $63,100,000 in loans. In third place, with 5.7%, is QUICKEN LOANS, LLC, having originated $41,460,000 in loans. In fourth place, with 5.5%, is Yakima Federal Savings and Loan Association, having originated $40,605,000 in loans. In fifth place, with 4.9%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $35,650,000 in loans.
YAKIMA Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - YAKIMA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $257,300 (6.3%) | $323,394 (10.8%) | 0.95 | 312 |
| 2018-02-01 | $270,798 (12.9%) | $349,371 (19.2%) | 0.98 | 286 |
| 2018-03-01 | $289,500 (23.2%) | $369,237 (29.3%) | 1.02 | 275 |
| 2018-04-01 | $298,975 (30.1%) | $379,533 (32.8%) | 1.01 | 291 |
| 2018-05-01 | $291,451 (17.4%) | $366,815 (26.4%) | 0.97 | 312 |
| 2018-06-01 | $290,000 (17.8%) | $369,889 (25.7%) | 0.97 | 333 |
| 2018-07-01 | $287,475 (15.9%) | $365,676 (24.3%) | 0.96 | 353 |
| 2018-08-01 | $289,500 (18.2%) | $374,271 (26.4%) | 0.97 | 353 |
| 2018-09-01 | $295,000 (18.0%) | $364,647 (19.0%) | 0.99 | 375 |
| 2018-10-01 | $283,221 (13.3%) | $355,046 (16.2%) | 0.96 | 387 |
| 2018-11-01 | $290,959 (16.4%) | $365,461 (18.6%) | 0.99 | 364 |
| 2018-12-01 | $299,950 (15.8%) | $364,494 (16.4%) | 1.03 | 335 |
| 2019-01-01 | $289,900 (12.7%) | $357,344 (10.5%) | 1.00 | 305 |
| 2019-02-01 | $298,450 (10.2%) | $366,937 (5.0%) | 1.01 | 296 |
| 2019-03-01 | $319,979 (10.5%) | $377,020 (2.1%) | 1.05 | 292 |
| 2019-04-01 | $329,979 (10.4%) | $379,570 (0.0%) | 1.05 | 294 |
| 2019-05-01 | $324,800 (11.4%) | $369,742 (0.8%) | 1.02 | 308 |
| 2019-06-01 | $335,000 (15.5%) | $377,539 (2.1%) | 1.05 | 346 |
| 2019-07-01 | $326,125 (13.4%) | $378,251 (3.4%) | 1.02 | 340 |
| 2019-08-01 | $318,564 (10.0%) | $372,652 (-0.4%) | 1.01 | 331 |
| 2019-09-01 | $316,559 (7.3%) | $364,032 (-0.2%) | 1.01 | 348 |
| 2019-10-01 | $317,723 (12.2%) | $360,869 (1.6%) | 1.03 | 350 |
| 2019-11-01 | $322,500 (10.8%) | $366,948 (0.4%) | 1.06 | 331 |
| 2019-12-01 | $319,950 (6.7%) | $363,134 (-0.4%) | 1.07 | 306 |
| 2020-01-01 | $303,700 (4.8%) | $363,781 (1.8%) | 1.01 | 269 |
| 2020-02-01 | $296,750 (-0.6%) | $363,870 (-0.8%) | 0.97 | 256 |
| 2020-03-01 | $334,925 (4.7%) | $394,527 (4.6%) | 1.05 | 246 |
| 2020-04-01 | $338,750 (2.7%) | $384,581 (1.3%) | 1.06 | 244 |
| 2020-05-01 | $345,000 (6.2%) | $390,166 (5.5%) | 1.05 | 228 |
| 2020-06-01 | $360,000 (7.5%) | $400,171 (6.0%) | 1.06 | 223 |
| 2020-07-01 | $386,125 (18.4%) | $421,393 (11.4%) | 1.12 | 194 |
| 2020-08-01 | $385,000 (20.9%) | $413,073 (10.9%) | 1.10 | 167 |
| 2020-09-01 | $375,000 (18.5%) | $416,813 (14.5%) | 1.07 | 184 |
| 2020-10-01 | $342,000 (7.6%) | $411,988 (14.2%) | 0.98 | 199 |
| 2020-11-01 | $349,000 (8.2%) | $433,834 (18.2%) | 1.02 | 186 |
| 2020-12-01 | $342,560 (7.1%) | $425,599 (17.2%) | 1.02 | 170 |
| 2021-01-01 | $349,000 (14.9%) | $421,451 (15.9%) | 1.04 | 155 |
| 2021-02-01 | $335,000 (12.9%) | $405,155 (11.4%) | 0.98 | 136 |
| 2021-03-01 | $346,500 (3.5%) | $425,235 (7.8%) | 0.98 | 133 |
| 2021-04-01 | $347,250 (2.5%) | $404,975 (5.3%) | 0.94 | 134 |
| 2021-05-01 | $337,500 (-2.2%) | $395,090 (1.3%) | 0.90 | 150 |
| 2021-06-01 | $330,000 (-8.3%) | $386,061 (-3.5%) | 0.87 | 175 |
| 2021-07-01 | $355,000 (-8.1%) | $414,220 (-1.7%) | 0.94 | 202 |
| 2021-08-01 | $349,962 (-9.1%) | $413,190 (0.0%) | 0.93 | 220 |
| 2021-09-01 | $369,425 (-1.5%) | $412,712 (-1.0%) | 0.99 | 253 |
| 2021-10-01 | $369,000 (7.9%) | $411,716 (-0.1%) | 0.98 | 243 |
| 2021-11-01 | $381,675 (9.4%) | $423,640 (-2.4%) | 1.02 | 242 |
| 2021-12-01 | $386,187 (12.7%) | $433,491 (1.9%) | 1.05 | 220 |
| 2022-01-01 | $386,449 (10.7%) | $426,043 (1.1%) | 1.04 | 174 |
| 2022-02-01 | $401,938 (20.0%) | $462,517 (14.2%) | 1.05 | 157 |
| 2022-03-01 | $392,838 (13.4%) | $472,314 (11.1%) | 0.98 | 152 |
| 2022-04-01 | $425,000 (22.4%) | $498,386 (23.1%) | 1.01 | 159 |
| 2022-05-01 | $430,000 (27.4%) | $483,203 (22.3%) | 0.98 | 193 |
| 2022-06-01 | $425,000 (28.8%) | $499,719 (29.4%) | 0.95 | 216 |
| 2022-07-01 | $429,950 (21.1%) | $487,904 (17.8%) | 0.97 | 281 |
| 2022-08-01 | $414,475 (18.4%) | $472,701 (14.4%) | 0.96 | 313 |
| 2022-09-01 | $398,950 (8.0%) | $464,185 (12.5%) | 0.93 | 319 |
| 2022-10-01 | $393,850 (6.7%) | $448,760 (9.0%) | 0.93 | 307 |
| 2022-11-01 | $387,000 (1.4%) | $438,210 (3.4%) | 0.93 | 321 |
| 2022-12-01 | $384,500 (-0.4%) | $433,182 (-0.1%) | 0.95 | 275 |
| 2023-01-01 | $370,000 (-4.3%) | $429,103 (0.7%) | 0.92 | 237 |
| 2023-02-01 | $379,725 (-5.5%) | $433,252 (-6.3%) | 0.92 | 235 |
| 2023-03-01 | $384,900 (-2.0%) | $487,135 (3.1%) | 0.91 | 214 |
| 2023-04-01 | $399,000 (-6.1%) | $505,787 (1.5%) | 0.93 | 223 |
| 2023-05-01 | $415,000 (-3.5%) | $510,011 (5.6%) | 0.94 | 235 |
| 2023-06-01 | $406,600 (-4.3%) | $505,896 (1.2%) | 0.91 | 252 |
| 2023-07-01 | $408,950 (-4.9%) | $515,666 (5.7%) | 0.93 | 267 |
| 2023-08-01 | $425,000 (2.5%) | $523,630 (10.8%) | 0.98 | 276 |
| 2023-09-01 | $429,900 (7.8%) | $522,680 (12.6%) | 1.00 | 317 |
| 2023-10-01 | $427,900 (8.7%) | $503,521 (12.2%) | 1.01 | 352 |
| 2023-11-01 | $417,250 (7.8%) | $503,273 (14.9%) | 0.99 | 339 |
| 2023-12-01 | $415,000 (7.9%) | $494,709 (14.2%) | 1.01 | 322 |
| 2024-01-01 | $414,950 (12.2%) | $485,674 (13.2%) | 1.01 | 302 |
| 2024-02-01 | $409,725 (7.9%) | $474,843 (9.6%) | 0.99 | 270 |
| 2024-03-01 | $415,000 (7.8%) | $465,180 (-4.5%) | 0.98 | 275 |
| 2024-04-01 | $417,500 (4.6%) | $465,485 (-8.0%) | 0.97 | 300 |
| 2024-05-01 | $424,750 (2.4%) | $472,513 (-7.4%) | 0.96 | 313 |
| 2024-06-01 | $434,000 (6.7%) | $489,322 (-3.3%) | 0.98 | 328 |
| 2024-07-01 | $425,725 (4.1%) | $490,918 (-4.8%) | 0.97 | 342 |
| 2024-08-01 | $430,995 (1.4%) | $496,166 (-5.2%) | 1.00 | 368 |
| 2024-09-01 | $433,874 (0.9%) | $493,248 (-5.6%) | 1.02 | 382 |
| 2024-10-01 | $431,000 (0.7%) | $493,917 (-1.9%) | 1.01 | 392 |
YAKIMA's median listing price for 2024-10-01 was $431,000, a difference of
$3,100
(0.7%) versus the prior year and
$-2,874 versus the prior month.
YAKIMA's median listing price comes in at 101% of the national average.
YAKIMA's average listing price for 2024-10-01 was $493,917, a difference of $-9,604 (-1.9%) versus the prior year and $669 versus the prior month.
For the 2024-10-01 period, YAKIMA had 392 MLS listings, a difference of 10 listings (3%) versus the prior month and 40 listings (11%) versus the prior year.
YAKIMA's median listing price comes in at 101% of the national average.
YAKIMA's average listing price for 2024-10-01 was $493,917, a difference of $-9,604 (-1.9%) versus the prior year and $669 versus the prior month.
For the 2024-10-01 period, YAKIMA had 392 MLS listings, a difference of 10 listings (3%) versus the prior month and 40 listings (11%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - YAKIMA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 85 days | 1,981 sqft |
| 2018-02-01 | 75 days | 1,982 sqft |
| 2018-03-01 | 45 days | 2,009 sqft |
| 2018-04-01 | 45 days | 2,027 sqft |
| 2018-05-01 | 40 days | 1,965 sqft |
| 2018-06-01 | 41 days | 1,983 sqft |
| 2018-07-01 | 48 days | 1,950 sqft |
| 2018-08-01 | 51 days | 1,975 sqft |
| 2018-09-01 | 46 days | 1,983 sqft |
| 2018-10-01 | 47 days | 1,915 sqft |
| 2018-11-01 | 58 days | 1,985 sqft |
| 2018-12-01 | 78 days | 1,999 sqft |
| 2019-01-01 | 76 days | 1,946 sqft |
| 2019-02-01 | 66 days | 1,990 sqft |
| 2019-03-01 | 55 days | 2,009 sqft |
| 2019-04-01 | 47 days | 2,032 sqft |
| 2019-05-01 | 39 days | 1,988 sqft |
| 2019-06-01 | 40 days | 2,052 sqft |
| 2019-07-01 | 44 days | 2,017 sqft |
| 2019-08-01 | 50 days | 1,985 sqft |
| 2019-09-01 | 48 days | 1,938 sqft |
| 2019-10-01 | 48 days | 1,920 sqft |
| 2019-11-01 | 53 days | 1,986 sqft |
| 2019-12-01 | 59 days | 2,039 sqft |
| 2020-01-01 | 73 days | 1,970 sqft |
| 2020-02-01 | 57 days | 1,961 sqft |
| 2020-03-01 | 45 days | 2,052 sqft |
| 2020-04-01 | 48 days | 2,091 sqft |
| 2020-05-01 | 51 days | 2,064 sqft |
| 2020-06-01 | 45 days | 2,112 sqft |
| 2020-07-01 | 41 days | 2,056 sqft |
| 2020-08-01 | 39 days | 2,116 sqft |
| 2020-09-01 | 28 days | 2,052 sqft |
| 2020-10-01 | 30 days | 1,915 sqft |
| 2020-11-01 | 43 days | 1,905 sqft |
| 2020-12-01 | 47 days | 1,927 sqft |
| 2021-01-01 | 55 days | 1,853 sqft |
| 2021-02-01 | 32 days | 1,820 sqft |
| 2021-03-01 | 24 days | 1,769 sqft |
| 2021-04-01 | 24 days | 1,821 sqft |
| 2021-05-01 | 21 days | 1,770 sqft |
| 2021-06-01 | 24 days | 1,747 sqft |
| 2021-07-01 | 22 days | 1,761 sqft |
| 2021-08-01 | 23 days | 1,756 sqft |
| 2021-09-01 | 29 days | 1,790 sqft |
| 2021-10-01 | 36 days | 1,800 sqft |
| 2021-11-01 | 35 days | 1,834 sqft |
| 2021-12-01 | 45 days | 1,780 sqft |
| 2022-01-01 | 53 days | 1,697 sqft |
| 2022-02-01 | 61 days | 1,792 sqft |
| 2022-03-01 | 39 days | 1,794 sqft |
| 2022-04-01 | 31 days | 1,924 sqft |
| 2022-05-01 | 25 days | 1,975 sqft |
| 2022-06-01 | 27 days | 2,057 sqft |
| 2022-07-01 | 32 days | 2,014 sqft |
| 2022-08-01 | 39 days | 2,014 sqft |
| 2022-09-01 | 41 days | 1,986 sqft |
| 2022-10-01 | 51 days | 1,952 sqft |
| 2022-11-01 | 50 days | 1,941 sqft |
| 2022-12-01 | 66 days | 1,919 sqft |
| 2023-01-01 | 75 days | 1,940 sqft |
| 2023-02-01 | 61 days | 1,900 sqft |
| 2023-03-01 | 45 days | 1,846 sqft |
| 2023-04-01 | 43 days | 1,881 sqft |
| 2023-05-01 | 40 days | 1,907 sqft |
| 2023-06-01 | 42 days | 1,891 sqft |
| 2023-07-01 | 44 days | 1,897 sqft |
| 2023-08-01 | 41 days | 1,934 sqft |
| 2023-09-01 | 38 days | 1,941 sqft |
| 2023-10-01 | 45 days | 1,902 sqft |
| 2023-11-01 | 51 days | 1,881 sqft |
| 2023-12-01 | 65 days | 1,883 sqft |
| 2024-01-01 | 72 days | 1,861 sqft |
| 2024-02-01 | 81 days | 1,777 sqft |
| 2024-03-01 | 63 days | 1,789 sqft |
| 2024-04-01 | 45 days | 1,857 sqft |
| 2024-05-01 | 44 days | 1,887 sqft |
| 2024-06-01 | 45 days | 1,921 sqft |
| 2024-07-01 | 47 days | 1,901 sqft |
| 2024-08-01 | 49 days | 1,963 sqft |
| 2024-09-01 | 47 days | 1,923 sqft |
| 2024-10-01 | 45 days | 1,956 sqft |
YAKIMA's median listing age (time on market) for 2024-10-01 was 45 days.
This
is -1%
shorter
than the same period one year ago.
YAKIMA's median square footage for active listings during the 2024-10-01 period was 1,956 sqft. One year prior, the average listing was 1,902 sqft.
YAKIMA's median square footage for active listings during the 2024-10-01 period was 1,956 sqft. One year prior, the average listing was 1,902 sqft.
YAKIMA, WA Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 98901 | Yakima, WA MSA | $760 | $770 | $1,010 | $1,440 | $1,510 |
| 98902 | Yakima, WA MSA | $830 | $840 | $1,100 | $1,560 | $1,640 |
| 98903 | Yakima, WA MSA | $940 | $950 | $1,250 | $1,780 | $1,870 |
| 98907 | Yakima, WA MSA | $860 | $870 | $1,140 | $1,620 | $1,700 |
| 98908 | Yakima, WA MSA | $1,050 | $1,060 | $1,390 | $1,980 | $2,080 |
| 98909 | Yakima, WA MSA | $860 | $870 | $1,140 | $1,620 | $1,700 |
| 98921 | Yakima, WA MSA | $960 | $960 | $1,270 | $1,800 | $1,900 |
| 98923 | Yakima, WA MSA | $880 | $890 | $1,170 | $1,660 | $1,750 |
| 98929 | Yakima, WA MSA | $830 | $840 | $1,100 | $1,560 | $1,640 |
| 98930 | Yakima, WA MSA | $820 | $830 | $1,090 | $1,540 | $1,630 |
| 98932 | Yakima, WA MSA | $1,010 | $1,020 | $1,340 | $1,900 | $2,000 |
| 98933 | Yakima, WA MSA | $830 | $840 | $1,100 | $1,560 | $1,640 |
| 98935 | Yakima, WA MSA | $860 | $870 | $1,140 | $1,620 | $1,700 |
| 98936 | Yakima, WA MSA | $1,140 | $1,150 | $1,510 | $2,150 | $2,260 |
| 98937 | Yakima, WA MSA | $960 | $1,050 | $1,340 | $1,900 | $2,290 |
| 98938 | Yakima, WA MSA | $1,080 | $1,090 | $1,430 | $2,030 | $2,140 |
| 98939 | Yakima, WA MSA | $760 | $770 | $1,010 | $1,440 | $1,510 |
| 98942 | Yakima, WA MSA | $980 | $990 | $1,300 | $1,850 | $1,940 |
| 98944 | Yakima, WA MSA | $830 | $840 | $1,100 | $1,560 | $1,640 |
| 98947 | Yakima, WA MSA | $900 | $900 | $1,190 | $1,690 | $1,780 |
| 98948 | Yakima, WA MSA | $750 | $760 | $1,000 | $1,420 | $1,490 |
| 98951 | Yakima, WA MSA | $760 | $770 | $1,010 | $1,440 | $1,510 |
| 98952 | Yakima, WA MSA | $940 | $940 | $1,240 | $1,760 | $1,850 |
| 98953 | Yakima, WA MSA | $960 | $960 | $1,270 | $1,800 | $1,900 |
| 99322 | Yakima, WA MSA | $860 | $870 | $1,140 | $1,620 | $1,700 |
| 99350 | Yakima, WA MSA | $700 | $810 | $1,010 | $1,350 | $1,660 |
2022 Average & Median Rent Data Statistics
YAKIMA, WA average 1BR rent: $904, median: $870
YAKIMA, WA average 2BR rent: $1,184, median: $1,140
YAKIMA, WA average 3BR rent: $1,679, median: $1,620
YAKIMA, WA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,776 | $534,670,000 | $301,053 |
| Cash Out Refi | 445 | $93,255,000 | $209,562 |
| Other | 285 | $28,435,000 | $99,772 |
| Home Improvement | 276 | $27,760,000 | $100,580 |
| Refi | 170 | $49,050,000 | $288,529 |
Yakima's most frequently cited loan purpose was Home Purchase, with 1,776 originations. The 2nd most popular reason was Cash Out Refi, with 445 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,056 | $320,390,000 | $303,400 |
| 7-8% | 770 | $206,210,000 | $267,805 |
| Over 8% | 537 | $61,015,000 | $113,622 |
| 5-6% | 408 | $128,050,000 | $313,848 |
| <2.5% | 105 | $2,275,000 | $21,667 |
| 4-5% | 52 | $13,490,000 | $259,423 |
| 3-4% | 2 | $600,000 | $300,000 |
| 2.5-3% | 1 | $215,000 | $215,000 |
During 2023, Yakima's most frequently originated rate bucket was 6-7%, with 1,056 originations.
Loan Sizing (YAKIMA, WA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,358 | $399,140,000 | $293,918 |
| $100,000 or less | 668 | $33,270,000 | $49,805 |
| $100k-200k | 543 | $80,785,000 | $148,775 |
| $400k-600k | 308 | $143,720,000 | $466,623 |
| $600k-1000k | 57 | $40,375,000 | $708,333 |
| $Over $1MM | 18 | $35,880,000 | $1,993,333 |
YAKIMA's loan sizing saw the bucket of loans from $200k-400k with 1,358 originations, totaling $399,140,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,205 | $397,615,000 | $329,971 |
| 60-80% | 582 | $199,060,000 | $342,027 |
| Under 20% | 496 | $22,150,000 | $44,657 |
| 20-40% | 343 | $40,965,000 | $119,431 |
| 40-60% | 296 | $62,100,000 | $209,797 |
| Over 100% | 21 | $8,845,000 | $421,190 |
YAKIMA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,205 originations, totaling $397,615,000 in origination value.