YAKIMA Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Yakima averaged 6.86% for the week of 2023-11-22, compared to the national average of 7.29% for the same period.

The average rate for the prior week (2023-11-16) was 7.01% and one month ago for the week of 2023-10-19, the average rate was 7.5%.

Yakima's average rate one year ago was 6.28%.

For refis of the same type during the week of 2023-11-22, the average rate was 6.27%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-11-22 7.29%
Yakima 30 Year Fixed Rate 2023-11-22 6.86%
Yakima 30 Year Fixed Rate Refi 2023-11-22 6.27%
Yakima 15 Year Fixed Rate 2023-11-22 6.87%
Yakima 15 Year Fixed Rate Refi 2023-11-22 5.51%
Yakima 30 Year FHA 2023-11-22 -0.23%
Yakima 30 Year FHA Refi 2023-11-22 0%
Yakima 30 Year USDA 2023-11-22 -0.2%
Yakima 30 Year USDA Refi 2023-11-22 -0.1%
Yakima 30 Year VA 2023-11-22 -0.51%
Yakima 30 Year VA Refi 2023-11-22 -0.2%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within YAKIMA, WA.

YAKIMA Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the YAKIMA, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
HOMESIDE FINANCIAL, LLC 181 5.11% $7,511
CALIBER HOME LOANS, INC. 172 4.66% $6,053
HOMEBRIDGE FINANCIAL SERVICES, INC. 165 5.05% $7,267
Solarity Credit Union 159 4.73% $4,071
QUICKEN LOANS, LLC 155 4.88% $7,396
GESA 89 3.97% $5,661
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 83 4.99% $7,487
Yakima Federal Savings and Loan Association 78 4.59% $5,138
ACADEMY MORTGAGE CORPORATION 61 5.16% $7,577
KeyBank 54 4.35% $3,812
CORNERSTONE HOME LENDING, INC. 54 5.03% $7,969
AMERICAN PACIFIC MORTGAGE CORPORATION 52 5.28% $8,037
UNITED WHOLESALE MORTGAGE, LLC 49 4.92% $7,597
Wells Fargo Bank 49 4.53% $4,335
LOANDEPOT.COM, LLC 39 4.32% $5,944
HAPO COMMUNITY CREDIT UNION 38 5.07% $5,458
U.S. Bank 35 4.46% $3,868
JPMorgan Chase Bank 34 4.59% $4,409
CROSSCOUNTRY MORTGAGE, LLC 32 6.19% $7,342
Banner Bank 31 4.65% $6,519
Wheatland Bank 29 5.49% $5,719
Umpqua Bank 24 4.73% $6,695
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 21 4.87% $5,442
PRIMELENDING, A PLAINSCAPITAL COMPANY 21 5.00% $7,435
Mr. Cooper ( Nationstar Mortgage ) 20 4.64% $8,298
SUMMIT FUNDING, INC. 19 6.04% $7,508
ENVOY MORTGAGE, LTD 19 5.72% $6,770
PENNYMAC LOAN SERVICES, LLC 18 4.80% $8,566
SWBC MORTGAGE CORPORATION 17 4.50% $4,789
WASHINGTON STATE EMPLOYEES Credit Union 17 4.88% $3,148
AMERISAVE MORTGAGE CORPORATION 17 4.32% $6,573
FINANCE OF AMERICA MORTGAGE LLC 17 5.07% $6,870
GUILD MORTGAGE COMPANY 15 5.12% $6,521
Flagstar Bank, FSB 15 4.91% $5,021
Boeing Employees Credit Union 12 5.08% $3,276
BROKER SOLUTIONS, INC. 12 4.56% $6,539
CHURCHILL MORTGAGE CORPORATION 12 5.22% $5,164
Cashmere Valley Bank 11 5.66% $5,585
MUTUAL OF OMAHA MORTGAGE, INC. 11 4.86% $5,822
Willamette Valley Bank 9 4.50% $6,187
NEWREZ LLC 9 4.40% $5,870
BETTER MORTGAGE CORPORATION 9 2.78% $4,525
Bank of America 8 4.94% $5,299
FREEDOM MORTGAGE CORPORATION 7 4.52% $7,350
PRIMARY RESIDENTIAL MORTGAGE, INC. 7 5.11% $8,338
KELLER MORTGAGE, LLC 7 5.20% $5,980
First National Bank of America 6 7.65% $10,013
MOVEMENT MORTGAGE, LLC 6 5.86% $5,311
Northwest Farm Credit Services, FLCA 6 4.76% $7,802
SPOKANE TEACHERS 6 5.96% $6,758
HOME POINT FINANCIAL CORPORATION 6 4.58% $6,846
Columbia State Bank 5 4.52% $4,940
Ally Bank 5 4.33% $5,001
Baker Boyer National Bank 5 3.88% $3,829
NEXERA HOLDING LLC 5 9.08% $9,299
LPMC, LLC 4 5.13% $3,616
Sunflower Bank 4 5.18% $8,365
Seattle Metropolitan Credit Union 4 8.56% $3,522
GUARANTEED RATE, INC. 4 4.28% $5,343
PLANET HOME LENDING, LLC 4 4.97% $6,576
CARDINAL FINANCIAL 4 3.69% $6,250
ZILLOW HOME LOANS, LLC 4 5.00% $4,506
HomeStreet Bank 4 3.63% $4,415
North American Savings Bank, F.S.B. 4 5.47% $4,717
Lakeview Community Capital, LLC 4 4.53% $5,383
LAKEVIEW LOAN SERVICING, LLC 4 4.71% $6,184
MANN FINANCIAL INC. 4 5.00% $8,646
Morgan Stanley Private Bank 4 3.11% $4,416
NAVY FEDERAL CREDIT UNION 4 4.81% $4,515
Bank of the West 3 5.21% $5,344
MORTGAGE SOLUTIONS OF COLORADO, LLC 3 5.50% $10,186
Citadel Servicing Corporation 3 7.62% $7,791
PREMIER LENDING, INC. 3 4.50% $5,737
Northpointe Bank 3 4.88% $8,168
Carrington Mortgage Services, LLC 3 5.08% $7,717
The Federal Savings Bank 3 4.54% $11,194
Mortgage Research Center, LLC 3 6.04% $6,012
Greenbox Loans, Inc. 3 7.46% $8,741
Truist 2 3.35% $3,013
SIRVA MORTGAGE, INC. 2 5.44% $5,188
Unitus Community Credit Union 2 5.13% $4,110
CMG MORTGAGE, INC. 2 3.25% $2,201
MICHIGAN MUTUAL, INC. 2 4.81% $6,594
FIRST TECHNOLOGY 2 4.44% $2,666
MUFG Union Bank 2 3.50% $3,957
VISION ONE MORTGAGE, INC. 2 4.63% $4,903
Paramount Residential Mortgage Group, Inc. 2 4.81% $6,873
AXIA FINANCIAL, LLC 2 5.06% $6,900
ANGEL OAK HOME LOANS LLC 2 5.31% $5,347
AMERICAN FINANCING CORPORATION 2 4.63% $6,475
First Home Bank 2 5.93% $4,905
Hometown Lenders, Inc. 2 5.69% $9,050
Alaska USA Mortgage Company LLC 2 5.38% $4,731
MOUNTAIN AMERICA 2 6.13% $9,824
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 3.88% $3,254
NFM, INC. 2 5.13% $9,628
Charles Schwab Bank, SSB 2 3.50% $2,509
The Huntington National Bank 2 4.31% $11,384
LEADERONE FINANCIAL CORPORATION 2 5.13% $3,259
TOP FLITE FINANCIAL, INC. 1 6.88% $11,939
AMERICAN FINANCIAL RESOURCES, INC. 1 3.50% $10,795
AMERICAN INTERNET MORTGAGE, INC. 1 2.50% $9,667
AmeriHome Mortgage Company, LLC 1 3.88% $7,756
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 6.25% $16,834
ATHAS CAPITAL GROUP, INC. 1 6.25% $5,019
BAY EQUITY LLC 1 4.75% $8,972
Bethpage Federal Credit Union 1 5.38% $4,260
CANOPY MORTGAGE, LLC 1 2.88% $1,227
Citibank 1 3.88% $4,176
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 6.00% $5,749
Commerce Home Mortgage, Inc. 1 6.88% $12,964
CU HOME MORTGAGE SOLUTIONS, LLC 1 5.75% $3,868
DAS Acquisition Company, LLC 1 4.25% $6,548
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 5.75% $13,161
DIRECT MORTGAGE, CORP. 1 4.63% $7,438
Discover Bank 1 4.49% $0
East West Bank 1 4.00% $2,857
EMM LOANS LLC 1 4.99% $12,361
EVERETT FINANCIAL, INC. 1 4.38% $1,507
FirstBank 1 2.88% $1,470
First Federal Savings and Loan Association of Port Angeles 1 4.38% $9,157
First Horizon Bank 1 5.00% $3,464
Goldwater Bank, N.A. 1 5.38% $15,201
GSF Mortgage Corporation 1 3.99% $13,573
GUARANTY HOME MORTGAGE CORPORATION 1 4.00% $3,135
Heritage Bank 1 3.50% $2,761
HOMEXPRESS MORTGAGE CORP. 1 8.00% $19,919
iQ Credit Union 1 4.38% $1,795
LADERA LENDING, INC. 1 3.63% $5,835
LOANPAL, LLC 1 2.88% $8,604
MASON MCDUFFIE MORTGAGE CORPORATION 1 5.00% $5,799
MID AMERICA MORTGAGE, INC. 1 5.50% $5,722
MORTGAGE EXPRESS, LLC 1 5.13% $6,690
M&T Bank 1 4.25% $4,553
Nations Lending Corporation 1 4.13% $11,353
NBKC BANK 1 6.88% $4,215
NETWORK CAPITAL FUNDING CORPORATION 1 3.50% $2,386
Network Funding, L.P. 1 3.38% $4,579
NORTHWEST COMMUNITY 1 6.50% $11,114
NOVA FINANCIAL & INVESTMENT CORPORATION 1 3.38% $2,417
NUMERICA CREDIT UNION 1 5.88% $10,000
Peoples Bank 1 5.00% $4,817
PHH Mortgage Corporation 1 4.25% $3,665
PLAZA HOME MORTGAGE, INC. 1 9.88% $6,560
PNC Bank 1 3.13% $4,204
PREMIER MORTGAGE RESOURCES, L.L.C. 1 4.75% $13,112
PROVIDENT FUNDING ASSOCIATES, L.P. 1 5.63% $3,364
RESIDENTIAL BANCORP 1 4.99% $13,635
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 3.50% $4,638
ROYAL UNITED MORTGAGE LLC 1 5.13% $5,731
SAMMAMISH MORTGAGE COMPANY 1 3.00% $1,986
Simmons Bank 1 5.00% $1,609
S&T Bank 1 3.75% $3,056
STEARNS LENDING, LLC 1 3.50% $1,979
Strong Home Mortgage, LLC 1 3.00% $14,352
The Loan Store, Inc. 1 2.88% $6,956
Third Federal Savings and Loan Association of Cleveland 1 5.49% $0
TJC Mortgage, Inc. 1 3.50% $6,089
1st Security Bank of Washington 1 6.38% $5,954
UBS Bank USA 1 3.88% $3,511
USAA Federal Savings Bank 1 6.75% $7,075
Victorian Finance, LLC 1 3.38% $3,980
Washington Federal Bank 1 5.50% $5,471
Washington Trust Bank 1 5.13% $3,325
Waterstone Mortgage Corporation 1 3.88% $6,644
WINGS FINANCIAL 1 3.25% $3,087
Wyndham Capital Mortgage, Inc. 1 3.38% $1,879

YAKIMA Average Closing Costs & Other Stats

YAKIMA, WA's 167 lenders originated 4,988 loans during 2022. The total origination value was $1,409,550,000, with an average loan value of $282,588.

YAKIMA's average closing costs are $5,793.

The top YAKIMA lender as defined by loan originations is HOMESIDE FINANCIAL, LLC, with 181 loans originated. Their average total fees are $7,511, which is $1,458 higher than the next largest lender, CALIBER HOME LOANS, INC..

The lowest fee YAKIMA lenders (with over 10 loans originated) are WASHINGTON STATE EMPLOYEES Credit Union ($3,148), Boeing Employees Credit Union ($3,276), KeyBank ($3,812), U.S. Bank ($3,868) and Solarity Credit Union ($4,071).

The lowest rate YAKIMA lenders (with over 10 loans originated) are GESA (3.97%), AMERISAVE MORTGAGE CORPORATION (4.32%), LOANDEPOT.COM, LLC (4.32%), KeyBank (4.35%) and U.S. Bank (4.46%).

YAKIMA, WA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
VERITY $1,065,000 $125,075,000 11,644.1% 8.9%
HOMEBRIDGE FINANCIAL SERVICES, INC. $123,165,000 $89,450,000 -27.4% 6.3%
CALIBER HOME LOANS, INC. $180,775,000 $84,545,000 -53.2% 6.0%
HOMESIDE FINANCIAL, LLC $124,455,000 $82,980,000 -33.3% 5.9%
Yakima Federal Savings and Loan Association $81,765,000 $77,070,000 -5.7% 5.5%
Solarity Credit Union $158,440,000 $69,145,000 -56.4% 4.9%
QUICKEN LOANS, LLC $145,020,000 $66,325,000 -54.3% 4.7%
GESA $49,650,000 $50,380,000 1.5% 3.6%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $75,470,000 $42,510,000 -43.7% 3.0%
ACADEMY MORTGAGE CORPORATION $50,115,000 $33,000,000 -34.2% 2.3%
Banner Bank $55,805,000 $31,575,000 -43.4% 2.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $47,620,000 $29,840,000 -37.3% 2.1%
KeyBank $52,340,000 $29,720,000 -43.2% 2.1%
CORNERSTONE HOME LENDING, INC. $52,290,000 $26,750,000 -48.8% 1.9%
U.S. Bank $44,055,000 $25,405,000 -42.3% 1.8%
UNITED WHOLESALE MORTGAGE, LLC $26,755,000 $24,085,000 -10.0% 1.7%
LOANDEPOT.COM, LLC $33,485,000 $18,675,000 -44.2% 1.3%
Wells Fargo Bank $46,355,000 $18,280,000 -60.6% 1.3%
Mortgage Research Center, LLC $15,985,000 $18,010,000 12.7% 1.3%
CROSSCOUNTRY MORTGAGE, LLC $11,450,000 $16,940,000 47.9% 1.2%
Umpqua Bank $30,305,000 $16,165,000 -46.7% 1.1%
HAPO COMMUNITY CREDIT UNION $22,180,000 $15,760,000 -28.9% 1.1%
Wheatland Bank $5,760,000 $15,000,000 160.4% 1.1%
JPMorgan Chase Bank $28,920,000 $13,920,000 -51.9% 1.0%
WASHINGTON STATE EMPLOYEES Credit Union $50,240,000 $12,635,000 -74.9% 0.9%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $24,535,000 $12,365,000 -49.6% 0.9%
PENNYMAC LOAN SERVICES, LLC $26,050,000 $12,055,000 -53.7% 0.9%
SUMMIT FUNDING, INC. $8,635,000 $11,460,000 32.7% 0.8%
First Federal Savings and Loan Association of Port Angeles $1,425,000 $10,995,000 671.6% 0.8%
Mr. Cooper ( Nationstar Mortgage ) $15,950,000 $10,800,000 -32.3% 0.8%
FREEDOM MORTGAGE CORPORATION $41,200,000 $10,510,000 -74.5% 0.7%
PRIMELENDING, A PLAINSCAPITAL COMPANY $14,940,000 $9,780,000 -34.5% 0.7%
AMERISAVE MORTGAGE CORPORATION $17,045,000 $9,050,000 -46.9% 0.6%
FINANCE OF AMERICA MORTGAGE LLC $17,985,000 $8,840,000 -50.8% 0.6%
ENVOY MORTGAGE, LTD $7,135,000 $8,395,000 17.7% 0.6%
GREYSTONE SERVICING COMPANY LLC $7,725,000 n/a 0.5%
GUILD MORTGAGE COMPANY $14,675,000 $7,640,000 -47.9% 0.5%
Flagstar Bank, FSB $14,125,000 $7,495,000 -46.9% 0.5%
SWBC MORTGAGE CORPORATION $3,550,000 $7,485,000 110.8% 0.5%
Boeing Employees Credit Union $6,330,000 $7,270,000 14.8% 0.5%
BROKER SOLUTIONS, INC. $14,725,000 $6,830,000 -53.6% 0.5%
CHURCHILL MORTGAGE CORPORATION $7,275,000 $6,370,000 -12.4% 0.5%
Grandbridge Real Estate Capital LLC $6,205,000 n/a 0.4%
Cashmere Valley Bank $6,980,000 $5,890,000 -15.6% 0.4%
NAVY FEDERAL CREDIT UNION $5,115,000 $5,855,000 14.5% 0.4%
The Federal Savings Bank $7,950,000 $5,640,000 -29.1% 0.4%
Bank of America $6,010,000 $5,125,000 -14.7% 0.4%
Columbia State Bank $4,750,000 $4,275,000 -10.0% 0.3%
USAA Federal Savings Bank $3,105,000 $4,095,000 31.9% 0.3%
BETTER MORTGAGE CORPORATION $17,620,000 $4,050,000 -77.0% 0.3%
HOME POINT FINANCIAL CORPORATION $10,870,000 $3,960,000 -63.6% 0.3%
Heritage Bank $4,160,000 $3,940,000 -5.3% 0.3%
MOVEMENT MORTGAGE, LLC $3,870,000 $3,770,000 -2.6% 0.3%
Northwest Farm Credit Services, FLCA $1,740,000 $3,675,000 111.2% 0.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $10,650,000 $3,645,000 -65.8% 0.3%
NEWREZ LLC $8,130,000 $3,555,000 -56.3% 0.3%
HomeStreet Bank $6,120,000 $3,500,000 -42.8% 0.2%
Morgan Stanley Private Bank $515,000 $3,440,000 568.0% 0.2%
LAKEVIEW LOAN SERVICING, LLC $10,240,000 $3,400,000 -66.8% 0.2%
Baker Boyer National Bank $4,740,000 $3,345,000 -29.4% 0.2%
Self-Help Federal Credit Union $5,080,000 $3,220,000 -36.6% 0.2%
SPOKANE TEACHERS $8,805,000 $3,185,000 -63.8% 0.2%
Pacific Premier Bank $2,805,000 $3,175,000 13.2% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $4,945,000 $3,145,000 -36.4% 0.2%
Willamette Valley Bank $20,235,000 $3,135,000 -84.5% 0.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $5,865,000 $3,110,000 -47.0% 0.2%
NUMERICA CREDIT UNION $3,695,000 $2,930,000 -20.7% 0.2%
Carrington Mortgage Services, LLC $4,025,000 $2,875,000 -28.6% 0.2%
KELLER MORTGAGE, LLC $4,860,000 $2,565,000 -47.2% 0.2%
MID AMERICA MORTGAGE, INC. $1,325,000 $2,520,000 90.2% 0.2%
AMERICAN ADVISORS GROUP $1,615,000 $2,390,000 48.0% 0.2%
Ally Bank $3,550,000 $2,385,000 -32.8% 0.2%
Paramount Residential Mortgage Group, Inc. $3,655,000 $1,950,000 -46.6% 0.1%
NFM, INC. $340,000 $1,910,000 461.8% 0.1%
MANN FINANCIAL INC. $1,390,000 $1,865,000 34.2% 0.1%
Lakeview Community Capital, LLC $1,835,000 $1,845,000 0.5% 0.1%
Sunflower Bank $2,195,000 $1,845,000 -15.9% 0.1%
AXIA FINANCIAL, LLC $270,000 $1,795,000 564.8% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,665,000 n/a 0.1%
TRIAD FINANCIAL SERVICES, INC. $1,280,000 $1,655,000 29.3% 0.1%
First National Bank of America $605,000 $1,625,000 168.6% 0.1%
MARION AND POLK SCHOOLS CREDIT UNION $1,975,000 $1,480,000 -25.1% 0.1%
Nations Lending Corporation $930,000 $1,360,000 46.2% 0.1%
GUARANTEED RATE, INC. $2,425,000 $1,340,000 -44.7% 0.1%
The Huntington National Bank $1,330,000 n/a 0.1%
FINANCE OF AMERICA REVERSE LLC $875,000 $1,325,000 51.4% 0.1%
Charles Schwab Bank, SSB $1,300,000 n/a 0.1%
North American Savings Bank, F.S.B. $1,850,000 $1,290,000 -30.3% 0.1%
NEXERA HOLDING LLC $355,000 $1,215,000 242.3% 0.1%
Greenbox Loans, Inc. $985,000 $1,210,000 22.8% 0.1%
PLANET HOME LENDING, LLC $2,510,000 $1,210,000 -51.8% 0.1%
SPRING EQ, LLC $1,140,000 $1,210,000 6.1% 0.1%
Strong Home Mortgage, LLC $1,470,000 $1,205,000 -18.0% 0.1%
PREMIER MORTGAGE RESOURCES, L.L.C. $3,360,000 $1,185,000 -64.7% 0.1%
LPMC, LLC $2,220,000 $1,165,000 -47.5% 0.1%
Luther Burbank Savings $2,195,000 $1,145,000 -47.8% 0.1%
VILLAGE CAPITAL MORTGAGE $2,465,000 $1,070,000 -56.6% 0.1%
Northpointe Bank $390,000 $1,045,000 167.9% 0.1%
MOUNTAIN AMERICA $110,000 $1,020,000 827.3% 0.1%
Alaska USA Mortgage Company LLC $530,000 $1,015,000 91.5% 0.1%
SOUND $720,000 $1,005,000 39.6% 0.1%
First Home Bank $1,350,000 $960,000 -28.9% 0.1%
Washington Trust Bank $2,745,000 $955,000 -65.2% 0.1%
Citadel Servicing Corporation $255,000 $940,000 268.6% 0.1%
Truist $770,000 $895,000 16.2% 0.1%
CMG MORTGAGE, INC. $3,200,000 $855,000 -73.3% 0.1%
HomeTrust Bank $135,000 $855,000 533.3% 0.1%
PREMIER LENDING, INC. $365,000 $855,000 134.2% 0.1%
Washington Federal Bank $4,015,000 $855,000 -78.7% 0.1%
SIRVA MORTGAGE, INC. $405,000 $850,000 109.9% 0.1%
PHH Mortgage Corporation $1,400,000 $840,000 -40.0% 0.1%
ZILLOW HOME LOANS, LLC $2,010,000 $840,000 -58.2% 0.1%
NEW DAY FINANCIAL, LLC $3,850,000 $830,000 -78.4% 0.1%
MUFG Union Bank $1,425,000 $820,000 -42.5% 0.1%
Figure Lending LLC $685,000 $790,000 15.3% 0.1%
PNC Bank $745,000 $780,000 4.7% 0.1%
LENDINGONE, LLC $775,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $1,555,000 $760,000 -51.1% 0.1%
NATIONS DIRECT MORTGAGE, LLC $400,000 $750,000 87.5% 0.1%
Seattle Metropolitan Credit Union $660,000 $750,000 13.6% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $460,000 $745,000 62.0% 0.1%
SILVER HILL FUNDING, LLC $715,000 n/a 0.1%
First Savings Bank $695,000 n/a 0.0%
VERITAS FUNDING, LLC $670,000 n/a 0.0%
Unitus Community Credit Union $35,000 $665,000 1,800.0% 0.0%
Discover Bank $655,000 $655,000 0.0% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $1,120,000 $645,000 -42.4% 0.0%
Hometown Lenders, Inc. $460,000 $645,000 40.2% 0.0%
Network Funding, L.P. $645,000 n/a 0.0%
ANGEL OAK HOME LOANS LLC $640,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $1,280,000 $635,000 -50.4% 0.0%
1st Security Bank of Washington $5,905,000 $630,000 -89.3% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $215,000 $615,000 186.0% 0.0%
S&T Bank $615,000 n/a 0.0%
CANOPY MORTGAGE, LLC $1,055,000 $610,000 -42.2% 0.0%
BM Real Estate Services, Inc. $630,000 $600,000 -4.8% 0.0%
MICHIGAN MUTUAL, INC. $600,000 n/a 0.0%
LOANPAL, LLC $300,000 $590,000 96.7% 0.0%
Peoples Bank $775,000 $580,000 -25.2% 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $435,000 $570,000 31.0% 0.0%
FIRST TECHNOLOGY $1,390,000 $570,000 -59.0% 0.0%
HOMEXPRESS MORTGAGE CORP. $535,000 $565,000 5.6% 0.0%
Citibank $355,000 $530,000 49.3% 0.0%
NBKC BANK $3,280,000 $530,000 -83.8% 0.0%
Bethpage Federal Credit Union $525,000 n/a 0.0%
First Guaranty Mortgage Corporation $2,065,000 $520,000 -74.8% 0.0%
UBS Bank USA $505,000 n/a 0.0%
Zions Bancorporation, N.A. $505,000 n/a 0.0%
Bank of the Pacific $500,000 n/a 0.0%
AMWEST FUNDING CORP. $495,000 n/a 0.0%
LADERA LENDING, INC. $2,185,000 $495,000 -77.3% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $425,000 $490,000 15.3% 0.0%
FirstBank $1,605,000 $480,000 -70.1% 0.0%
BAY EQUITY LLC $2,050,000 $470,000 -77.1% 0.0%
Bank of the West $2,465,000 $460,000 -81.3% 0.0%
RELIANCE FIRST CAPITAL, LLC $390,000 $460,000 17.9% 0.0%
JAMES B. NUTTER & COMPANY $450,000 n/a 0.0%
STEARNS LENDING, LLC $15,400,000 $450,000 -97.1% 0.0%
GSF Mortgage Corporation $1,945,000 $445,000 -77.1% 0.0%
Barrington Bank & Trust Company, N.A. $1,085,000 $440,000 -59.4% 0.0%
RESIDENTIAL BANCORP. $710,000 $435,000 -38.7% 0.0%
Summit Mortgage Corporation $435,000 n/a 0.0%
Qualstar Credit Union $975,000 $430,000 -55.9% 0.0%
The Loan Store, Inc. $855,000 $425,000 -50.3% 0.0%
Third Federal Savings and Loan Association of Cleveland $125,000 $425,000 240.0% 0.0%
ATHAS CAPITAL GROUP, INC. $395,000 $420,000 6.3% 0.0%
LEADERONE FINANCIAL CORPORATION $475,000 $420,000 -11.6% 0.0%
PLAZA HOME MORTGAGE, INC. $400,000 $415,000 3.8% 0.0%
21ST MORTGAGE CORPORATION $965,000 $405,000 -58.0% 0.0%
Commerce Home Mortgage, Inc. $480,000 $405,000 -15.6% 0.0%
TOP FLITE FINANCIAL, INC. $420,000 $400,000 -4.8% 0.0%
SUMMIT MORTGAGE CORPORATION $280,000 $390,000 39.3% 0.0%
Goldwater Bank, N.A. $385,000 $385,000 0.0% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $355,000 $385,000 8.5% 0.0%
LENDINGHOME FUNDING CORPORATION $260,000 $380,000 46.2% 0.0%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $375,000 n/a 0.0%
NETWORK CAPITAL FUNDING CORPORATION $1,550,000 $370,000 -76.1% 0.0%
DEEPHAVEN MORTGAGE LLC $245,000 $365,000 49.0% 0.0%
Simmons Bank $365,000 n/a 0.0%
VISION ONE MORTGAGE, INC. $215,000 $360,000 67.4% 0.0%
Wallick & Volk, Inc. $425,000 $360,000 -15.3% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $4,055,000 $355,000 -91.2% 0.0%
WINGS FINANCIAL $345,000 n/a 0.0%
First Horizon Bank $375,000 $335,000 -10.7% 0.0%
OPEN MORTGAGE, LLC $185,000 $330,000 78.4% 0.0%
PRIORITY HOME LENDING, LLC $405,000 $325,000 -19.8% 0.0%
ALLIANT CREDIT UNION $305,000 $310,000 1.6% 0.0%
ROYAL UNITED MORTGAGE LLC $530,000 $305,000 -42.5% 0.0%
Waterstone Mortgage Corporation $305,000 n/a 0.0%
CONTOUR MORTGAGE CORPORATION $290,000 $295,000 1.7% 0.0%
East West Bank $295,000 n/a 0.0%
Equity Prime Mortgage LLC $945,000 $295,000 -68.8% 0.0%
Arvest Bank $215,000 $290,000 34.9% 0.0%
CHERRY CREEK MORTGAGE, LLC $1,440,000 $285,000 -80.2% 0.0%
LONGBRIDGE FINANCIAL, LLC $565,000 $280,000 -50.4% 0.0%
CALCON MUTUAL MORTGAGE LLC $275,000 n/a 0.0%
CIVIC FINANCIAL SERVICES, LLC $275,000 n/a 0.0%
Cornerstone First Mortgage, Inc $185,000 $275,000 48.6% 0.0%
DAS Acquisition Company, LLC $275,000 n/a 0.0%
GUARANTY HOME MORTGAGE CORPORATION $455,000 $275,000 -39.6% 0.0%
HighTechLending Inc $115,000 $265,000 130.4% 0.0%
Wyndham Capital Mortgage, Inc. $2,395,000 $265,000 -88.9% 0.0%
Credence Funding Corporation $255,000 n/a 0.0%
First Interstate Bank $4,205,000 $255,000 -93.9% 0.0%
DIRECTORS MORTGAGE, INC. $1,560,000 $245,000 -84.3% 0.0%
First Federal Bank $875,000 $245,000 -72.0% 0.0%
M&T Bank $755,000 $245,000 -67.5% 0.0%
NORTHWEST COMMUNITY $245,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $15,000 $245,000 1,533.3% 0.0%
Chickasaw Community Bank $460,000 $235,000 -48.9% 0.0%
CU HOME MORTGAGE SOLUTIONS, LLC $235,000 n/a 0.0%
REVERSE MORTGAGE FUNDING LLC $330,000 $235,000 -28.8% 0.0%
USAlliance Federal Credit Union $235,000 n/a 0.0%
AmeriHome Mortgage Company, LLC $1,345,000 $225,000 -83.3% 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION $225,000 n/a 0.0%
SALAL $475,000 $225,000 -52.6% 0.0%
City National Bank $215,000 n/a 0.0%
EMM LOANS LLC $1,210,000 $215,000 -82.2% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $2,085,000 $215,000 -89.7% 0.0%
Advisors Mortgage Group, L.L.C. $205,000 n/a 0.0%
MORTGAGE EXPRESS, LLC $205,000 n/a 0.0%
MORTGAGE MASTER SERVICE CORPORATION $165,000 $205,000 24.2% 0.0%
IMPAC MORTGAGE CORP. $390,000 $195,000 -50.0% 0.0%
Mutual Federal Bank $195,000 n/a 0.0%
SAMMAMISH MORTGAGE COMPANY $1,725,000 $195,000 -88.7% 0.0%
TJC Mortgage, Inc. $175,000 $185,000 5.7% 0.0%
iQ Credit Union $105,000 $175,000 66.7% 0.0%
LIMA ONE CAPITAL, LLC $175,000 n/a 0.0%
PENTAGON FEDERAL CREDIT UNION $2,465,000 $165,000 -93.3% 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $3,300,000 $155,000 -95.3% 0.0%
Deere Employees Credit Union $590,000 $150,000 -74.6% 0.0%
DIRECT MORTGAGE, CORP. $125,000 $145,000 16.0% 0.0%
EVERETT FINANCIAL, INC. $560,000 $145,000 -74.1% 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $145,000 n/a 0.0%
IDAHO CENTRAL $590,000 $140,000 -76.3% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $2,535,000 $135,000 -94.7% 0.0%
Peoples Bank $775,000 $125,000 -83.9% 0.0%
BayCoast Bank $105,000 n/a 0.0%
MEMBER FIRST MORTGAGE, LLC $105,000 n/a 0.0%
Northwest Federal Credit Union $105,000 n/a 0.0%
O BEE $105,000 n/a 0.0%
TWINSTAR $180,000 $105,000 -41.7% 0.0%
Victorian Finance, LLC $1,305,000 $105,000 -92.0% 0.0%
Rivermark Community Credit Union $95,000 n/a 0.0%
HARBORSTONE $90,000 n/a 0.0%
Alaska USA Federal Credit Union $605,000 $85,000 -86.0% 0.0%
CASCADE FEDERAL CREDIT UNION $75,000 n/a 0.0%
ADVANTIS $280,000 $65,000 -76.8% 0.0%
MidFirst Bank $75,000 $45,000 -40.0% 0.0%
WHATCOM EDUCATIONAL CREDIT UNION $145,000 $45,000 -69.0% 0.0%

YAKIMA's top lender by overall market share is VERITY, with 8.9% market share. In second place, with 6.3%, is HOMEBRIDGE FINANCIAL SERVICES, INC., having originated $89,450,000 in loans. In third place, with 6.0%, is CALIBER HOME LOANS, INC., having originated $84,545,000 in loans. In fourth place, with 5.9%, is HOMESIDE FINANCIAL, LLC, having originated $82,980,000 in loans. In fifth place, with 5.5%, is Yakima Federal Savings and Loan Association, having originated $77,070,000 in loans.


YAKIMA Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - YAKIMA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $256,050 (5.8%) $322,997 (10.6%) 0.95 312
2018-02-01 $270,798 (12.9%) $349,371 (19.2%) 0.98 286
2018-03-01 $289,500 (23.2%) $369,237 (29.3%) 1.02 275
2018-04-01 $298,975 (30.1%) $379,533 (32.8%) 1.01 291
2018-05-01 $291,451 (17.4%) $366,815 (26.4%) 0.97 312
2018-06-01 $290,000 (17.8%) $373,681 (27.0%) 0.97 332
2018-07-01 $289,950 (17.4%) $368,571 (25.6%) 0.97 353
2018-08-01 $291,500 (19.0%) $380,951 (29.0%) 0.98 353
2018-09-01 $295,000 (18.0%) $370,659 (21.1%) 0.99 375
2018-10-01 $284,196 (13.7%) $360,992 (18.4%) 0.96 388
2018-11-01 $291,725 (16.7%) $367,838 (19.6%) 0.99 365
2018-12-01 $299,950 (15.8%) $364,494 (16.6%) 1.03 335
2019-01-01 $289,900 (13.2%) $357,344 (10.6%) 1.00 305
2019-02-01 $298,450 (10.2%) $366,937 (5.0%) 1.01 296
2019-03-01 $319,979 (10.5%) $377,020 (2.1%) 1.05 292
2019-04-01 $329,979 (10.4%) $379,570 (0.0%) 1.05 294
2019-05-01 $324,800 (11.4%) $369,742 (0.8%) 1.02 308
2019-06-01 $335,000 (15.5%) $377,186 (0.9%) 1.05 346
2019-07-01 $326,125 (12.5%) $378,251 (2.6%) 1.02 340
2019-08-01 $318,564 (9.3%) $372,652 (-2.2%) 1.01 331
2019-09-01 $316,559 (7.3%) $364,032 (-1.8%) 1.01 348
2019-10-01 $317,723 (11.8%) $360,869 (0.0%) 1.03 350
2019-11-01 $322,500 (10.6%) $366,948 (-0.2%) 1.06 331
2019-12-01 $319,950 (6.7%) $363,134 (-0.4%) 1.07 306
2020-01-01 $303,700 (4.8%) $363,781 (1.8%) 1.01 269
2020-02-01 $296,750 (-0.6%) $363,870 (-0.8%) 0.97 256
2020-03-01 $334,925 (4.7%) $394,527 (4.6%) 1.05 246
2020-04-01 $338,750 (2.7%) $384,581 (1.3%) 1.06 244
2020-05-01 $345,000 (6.2%) $390,166 (5.5%) 1.05 228
2020-06-01 $360,000 (7.5%) $400,171 (6.1%) 1.06 223
2020-07-01 $386,125 (18.4%) $421,393 (11.4%) 1.12 194
2020-08-01 $385,000 (20.9%) $413,073 (10.9%) 1.10 167
2020-09-01 $375,000 (18.5%) $416,813 (14.5%) 1.07 184
2020-10-01 $342,000 (7.6%) $411,988 (14.2%) 0.98 199
2020-11-01 $349,000 (8.2%) $433,834 (18.2%) 1.02 186
2020-12-01 $342,560 (7.1%) $425,599 (17.2%) 1.02 170
2021-01-01 $349,000 (14.9%) $421,451 (15.9%) 1.04 155
2021-02-01 $335,000 (12.9%) $405,155 (11.4%) 0.98 136
2021-03-01 $346,500 (3.5%) $425,235 (7.8%) 0.98 133
2021-04-01 $347,250 (2.5%) $404,975 (5.3%) 0.94 134
2021-05-01 $337,500 (-2.2%) $395,090 (1.3%) 0.90 150
2021-06-01 $330,000 (-8.3%) $386,061 (-3.5%) 0.87 175
2021-07-01 $355,000 (-8.1%) $414,220 (-1.7%) 0.94 202
2021-08-01 $349,962 (-9.1%) $413,190 (0.0%) 0.93 220
2021-09-01 $369,425 (-1.5%) $412,712 (-1.0%) 0.99 253
2021-10-01 $369,000 (7.9%) $411,716 (-0.1%) 0.98 243
2021-11-01 $381,675 (9.4%) $423,640 (-2.4%) 1.02 242
2021-12-01 $386,187 (12.7%) $433,491 (1.9%) 1.05 220
2022-01-01 $386,449 (10.7%) $426,043 (1.1%) 1.04 174
2022-02-01 $401,938 (20.0%) $462,517 (14.2%) 1.05 157
2022-03-01 $392,838 (13.4%) $472,314 (11.1%) 0.98 152
2022-04-01 $425,000 (22.4%) $498,386 (23.1%) 1.01 159
2022-05-01 $430,000 (27.4%) $483,203 (22.3%) 0.98 193
2022-06-01 $425,000 (28.8%) $499,719 (29.4%) 0.95 216
2022-07-01 $429,950 (21.1%) $487,904 (17.8%) 0.97 281
2022-08-01 $414,475 (18.4%) $472,701 (14.4%) 0.96 313
2022-09-01 $399,200 (8.1%) $464,293 (12.5%) 0.93 319
2022-10-01 $393,850 (6.7%) $448,760 (9.0%) 0.93 307
2022-11-01 $387,000 (1.4%) $438,210 (3.4%) 0.93 321
2022-12-01 $384,500 (-0.4%) $433,182 (-0.1%) 0.95 275
2023-01-01 $370,000 (-4.3%) $429,103 (0.7%) 0.92 237
2023-02-01 $379,725 (-5.5%) $433,252 (-6.3%) 0.92 235
2023-03-01 $384,900 (-2.0%) $487,135 (3.1%) 0.91 214
2023-04-01 $399,000 (-6.1%) $505,787 (1.5%) 0.93 223
2023-05-01 $415,000 (-3.5%) $510,011 (5.6%) 0.94 235
2023-06-01 $406,600 (-4.3%) $505,896 (1.2%) 0.91 252
2023-07-01 $408,950 (-4.9%) $515,666 (5.7%) 0.93 267
2023-08-01 $425,000 (2.5%) $523,630 (10.8%) 0.98 276
2023-09-01 $429,900 (7.7%) $522,680 (12.6%) 1.00 317
2023-10-01 $427,900 (8.7%) $503,521 (12.2%) 1.01 352
YAKIMA's median listing price for 2023-10-01 was $427,900, a difference of $34,050 (8.7%) versus the prior year and $-2,000 versus the prior month.

YAKIMA's median listing price comes in at 101% of the national average.

YAKIMA's average listing price for 2023-10-01 was $503,521, a difference of $54,761 (12.2%) versus the prior year and $-19,159 versus the prior month.

For the 2023-10-01 period, YAKIMA had 352 MLS listings, a difference of 35 listings (11%) versus the prior month and 45 listings (15%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - YAKIMA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 85 days 1,981 sqft
2018-02-01 75 days 1,982 sqft
2018-03-01 45 days 2,009 sqft
2018-04-01 45 days 2,027 sqft
2018-05-01 40 days 1,965 sqft
2018-06-01 42 days 1,984 sqft
2018-07-01 48 days 1,955 sqft
2018-08-01 51 days 1,981 sqft
2018-09-01 46 days 1,987 sqft
2018-10-01 48 days 1,918 sqft
2018-11-01 58 days 1,988 sqft
2018-12-01 78 days 1,999 sqft
2019-01-01 76 days 1,946 sqft
2019-02-01 66 days 1,990 sqft
2019-03-01 55 days 2,009 sqft
2019-04-01 47 days 2,032 sqft
2019-05-01 39 days 1,988 sqft
2019-06-01 40 days 2,051 sqft
2019-07-01 44 days 2,017 sqft
2019-08-01 50 days 1,985 sqft
2019-09-01 48 days 1,938 sqft
2019-10-01 48 days 1,920 sqft
2019-11-01 53 days 1,986 sqft
2019-12-01 59 days 2,039 sqft
2020-01-01 73 days 1,970 sqft
2020-02-01 57 days 1,961 sqft
2020-03-01 45 days 2,052 sqft
2020-04-01 48 days 2,091 sqft
2020-05-01 51 days 2,064 sqft
2020-06-01 45 days 2,112 sqft
2020-07-01 41 days 2,056 sqft
2020-08-01 39 days 2,116 sqft
2020-09-01 28 days 2,052 sqft
2020-10-01 30 days 1,915 sqft
2020-11-01 43 days 1,905 sqft
2020-12-01 47 days 1,927 sqft
2021-01-01 55 days 1,853 sqft
2021-02-01 32 days 1,820 sqft
2021-03-01 24 days 1,769 sqft
2021-04-01 24 days 1,821 sqft
2021-05-01 21 days 1,770 sqft
2021-06-01 24 days 1,747 sqft
2021-07-01 22 days 1,761 sqft
2021-08-01 23 days 1,756 sqft
2021-09-01 29 days 1,790 sqft
2021-10-01 36 days 1,800 sqft
2021-11-01 35 days 1,834 sqft
2021-12-01 45 days 1,780 sqft
2022-01-01 53 days 1,697 sqft
2022-02-01 61 days 1,792 sqft
2022-03-01 39 days 1,794 sqft
2022-04-01 31 days 1,924 sqft
2022-05-01 25 days 1,975 sqft
2022-06-01 27 days 2,057 sqft
2022-07-01 32 days 2,014 sqft
2022-08-01 39 days 2,014 sqft
2022-09-01 41 days 1,988 sqft
2022-10-01 51 days 1,952 sqft
2022-11-01 50 days 1,941 sqft
2022-12-01 66 days 1,919 sqft
2023-01-01 75 days 1,940 sqft
2023-02-01 61 days 1,900 sqft
2023-03-01 45 days 1,846 sqft
2023-04-01 43 days 1,881 sqft
2023-05-01 40 days 1,907 sqft
2023-06-01 42 days 1,891 sqft
2023-07-01 44 days 1,897 sqft
2023-08-01 41 days 1,934 sqft
2023-09-01 38 days 1,941 sqft
2023-10-01 45 days 1,902 sqft
YAKIMA's median listing age (time on market) for 2023-10-01 was 45 days. This is -12% shorter than the same period one year ago.

YAKIMA's median square footage for active listings during the 2023-10-01 period was 1,902 sqft. One year prior, the average listing was 1,952 sqft.

YAKIMA, WA Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
98901 Yakima, WA $680 $720 $940 $1,330 $1,440
98902 Yakima, WA $760 $790 $1,040 $1,480 $1,590
98903 Yakima, WA $830 $860 $1,130 $1,610 $1,730
98907 Yakima, WA $770 $800 $1,050 $1,490 $1,610
98908 Yakima, WA $940 $970 $1,280 $1,820 $1,960
98909 Yakima, WA $770 $800 $1,050 $1,490 $1,610
98921 Yakima, WA $850 $880 $1,160 $1,650 $1,780
98923 Yakima, WA $870 $900 $1,190 $1,690 $1,820
98929 Yakima, WA $770 $800 $1,050 $1,490 $1,610
98930 Yakima, WA $740 $770 $1,010 $1,440 $1,560
98932 Yakima, WA $920 $950 $1,250 $1,780 $1,910
98933 Yakima, WA $740 $770 $1,010 $1,430 $1,550
98935 Yakima, WA $750 $780 $1,020 $1,450 $1,560
98936 Yakima, WA $1,010 $1,040 $1,370 $1,950 $2,100
98937 Yakima, WA $910 $1,020 $1,320 $1,890 $2,280
98938 Yakima, WA $1,050 $1,090 $1,430 $2,030 $2,190
98939 Yakima, WA $690 $720 $940 $1,340 $1,440
98942 Yakima, WA $880 $900 $1,190 $1,690 $1,820
98944 Yakima, WA $740 $760 $1,000 $1,420 $1,550
98947 Yakima, WA $800 $830 $1,090 $1,550 $1,670
98948 Yakima, WA $680 $720 $940 $1,330 $1,440
98951 Yakima, WA $690 $720 $940 $1,340 $1,440
98952 Yakima, WA $810 $840 $1,100 $1,560 $1,680
98953 Yakima, WA $870 $900 $1,180 $1,680 $1,810
99322 Yakima, WA $770 $800 $1,050 $1,490 $1,610
99350 Yakima, WA $650 $750 $940 $1,330 $1,550

2022 Average & Median Rent Data Statistics
YAKIMA, WA average 1BR rent: $842, median: $800
YAKIMA, WA average 2BR rent: $1,103, median: $1,050
YAKIMA, WA average 3BR rent: $1,567, median: $1,490

YAKIMA, WA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 2,521 $799,045,000 $316,956
Cash Out Refi 1,239 $290,925,000 $234,806
Refi 593 $127,065,000 $214,275
Home Improvement 365 $161,115,000 $441,411
Other 270 $31,400,000 $116,296

Yakima's most frequently cited loan purpose was Home Purchase, with 2,521 originations. The 2nd most popular reason was Cash Out Refi, with 1,239 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 1,266 $374,930,000 $296,153
5-6% 1,181 $325,785,000 $275,855
4-5% 1,102 $310,020,000 $281,325
6-7% 615 $247,735,000 $402,821
2.5-3% 308 $71,050,000 $230,682
<2.5% 215 $31,265,000 $145,419
7-8% 166 $33,970,000 $204,639
Over 8% 124 $13,860,000 $111,774

During 2022, Yakima's most frequently originated rate bucket was 3-4%, with 1,266 originations.

Loan Sizing (YAKIMA, WA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 2,354 $672,180,000 $285,548
$100k-200k 1,173 $177,175,000 $151,044
$100,000 or less 798 $42,940,000 $53,810
$400k-600k 517 $241,075,000 $466,296
$600k-1000k 116 $82,160,000 $708,276
$Over $1MM 30 $194,020,000 $6,467,333

YAKIMA's loan sizing saw the bucket of loans from $200k-400k with 2,354 originations, totaling $672,180,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,805 $592,965,000 $328,512
60-80% 1,368 $430,690,000 $314,832
40-60% 712 $152,700,000 $214,466
Under 20% 518 $24,300,000 $46,911
20-40% 512 $59,890,000 $116,973
Over 100% 49 $143,745,000 $2,933,571

YAKIMA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,805 originations, totaling $592,965,000 in origination value.