YAKIMA Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Yakima averaged 6.93% for the week of 2024-05-16, compared to the national average of 7.02% for the same period.

The average rate for the prior week (2024-05-09) was 6.9% and one month ago for the week of 2024-04-11, the average rate was 6.99%.

Yakima's average rate one year ago was 6.26%.

For refis of the same type during the week of 2024-05-16, the average rate was 7.49%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-05-16 7.02%
Yakima 30 Year Fixed Rate 2024-05-16 6.93%
Yakima 30 Year Fixed Rate Refi 2024-05-16 7.49%
Yakima 15 Year Fixed Rate 2024-05-16 6.18%
Yakima 15 Year Fixed Rate Refi 2024-05-16 6.18%
Yakima 30 Year FHA 2024-05-16 6.84%
Yakima 30 Year FHA Refi 2024-05-16 6.74%
Yakima 30 Year USDA 2024-05-16 6.85%
Yakima 30 Year USDA Refi 2024-05-16 6.95%
Yakima 30 Year VA 2024-05-16 6.39%
Yakima 30 Year VA Refi 2024-05-16 6.5%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within YAKIMA, WA.

YAKIMA Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the YAKIMA, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
AMERICAN PACIFIC MORTGAGE CORPORATION 130 7.04% $9,217
CMG MORTGAGE, INC. 109 6.80% $7,563
QUICKEN LOANS, LLC 77 6.68% $7,913
Solarity Credit Union 64 6.51% $4,457
CROSSCOUNTRY MORTGAGE, LLC 54 6.87% $7,790
Yakima Federal Savings and Loan Association 50 6.10% $4,818
HOMEBRIDGE FINANCIAL SERVICES, INC. 41 6.39% $8,517
ACADEMY MORTGAGE CORPORATION 35 7.08% $9,855
GESA 30 6.93% $5,614
HOMESIDE FINANCIAL, LLC 30 6.44% $8,491
HAPO COMMUNITY CREDIT UNION 27 6.73% $6,710
UNITED WHOLESALE MORTGAGE, LLC 27 6.82% $9,322
CORNERSTONE HOME LENDING, INC. 26 7.10% $10,672
JPMorgan Chase Bank 23 6.69% $4,769
U.S. Bank 23 6.77% $4,785
Wheatland Bank 22 6.72% $6,518
BROKER SOLUTIONS, INC. 21 7.17% $7,157
SUMMIT FUNDING, INC. 19 7.03% $8,537
KeyBank 18 6.58% $6,375
Banner Bank 16 6.88% $5,029
Flagstar Bank, FSB 13 6.65% $7,289
CHURCHILL MORTGAGE CORPORATION 12 6.58% $8,893
Wells Fargo Bank 10 7.11% $5,096
LOANDEPOT.COM, LLC 10 6.74% $6,563
MOVEMENT MORTGAGE, LLC 8 7.24% $7,314
Umpqua Bank 8 6.80% $5,733
AMERICAN FINANCIAL NETWORK, INC. 8 6.70% $8,245
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 7 6.07% $8,069
GUILD MORTGAGE COMPANY 7 7.09% $7,238
PENNYMAC LOAN SERVICES, LLC 6 6.68% $6,348
PRIMELENDING, A PLAINSCAPITAL COMPANY 6 6.98% $9,595
Cashmere Valley Bank 6 7.42% $6,001
Boeing Employees Credit Union 5 6.40% $2,833
MOUNTAIN AMERICA 5 7.35% $8,915
WASHINGTON STATE EMPLOYEES Credit Union 5 6.10% $4,862
Mr. Cooper ( Nationstar Mortgage ) 4 6.31% $10,686
NAVY FEDERAL CREDIT UNION 4 5.47% $1,637
MUTUAL OF OMAHA MORTGAGE, INC. 4 6.94% $9,489
ENVOY MORTGAGE, LTD 4 6.12% $8,449
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4 7.12% $7,044
SAMMAMISH MORTGAGE COMPANY 3 6.42% $4,743
LOANPAL, LLC 3 6.74% $5,257
SPOKANE TEACHERS 3 7.33% $8,504
FIBRE FEDERAL CREDIT UNION 3 6.11% $5,043
KELLER MORTGAGE, LLC 3 5.88% $5,768
Discover Bank 3 6.77% $0
GUARANTEED RATE, INC. 3 6.25% $9,930
The Huntington National Bank 2 5.50% $5,752
Bank of America 2 6.25% $6,983
BAY EQUITY LLC 2 6.75% $10,905
BETTER MORTGAGE CORPORATION 2 6.44% $2,239
CARDINAL FINANCIAL 2 6.25% $7,160
Commerce Home Mortgage, Inc. 2 8.06% $13,603
Cornerstone First Mortgage, Inc 2 6.56% $6,007
GUARANTEED RATE AFFINITY, LLC 2 6.95% $2,928
LAKEVIEW LOAN SERVICING, LLC 2 6.50% $7,552
Morgan Stanley Private Bank 2 6.93% $4,366
NBKC BANK 2 6.63% $4,352
North American Savings Bank, F.S.B. 2 8.06% $3,609
Northwest Farm Credit Services, FLCA 2 6.80% $9,013
Plains Commerce Bank 2 6.63% $6,016
PLANET HOME LENDING, LLC 2 6.94% $7,837
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 6.88% $7,163
ROYAL UNITED MORTGAGE LLC 2 7.50% $8,325
1st Security Bank of Washington 2 6.81% $13,232
FREEDOM MORTGAGE CORPORATION 1 5.63% $7,608
First National Bank of America 1 8.50% $3,273
First Federal Bank 1 6.63% $3,510
FIRST COMMUNITY MORTGAGE, INC. 1 7.13% $15,850
NATIONS DIRECT MORTGAGE, LLC 1 6.99% $5,853
Nations Lending Corporation 1 5.75% $10,499
First-Citizens Bank & Trust Company 1 5.70% $9,530
Bank of Idaho 1 7.38% $4,137
NEWREZ LLC 1 6.99% $3,754
NexBank 1 6.99% $8,942
Axos Bank 1 5.75% $7,132
Northpointe Bank 1 6.50% $3,974
V.I.P. MORTGAGE, INC. 1 7.13% $4,091
OCMBC, INC. 1 8.00% $13,803
OnPoint Community Credit Union 1 6.63% $9,206
Farmers Bank & Trust 1 7.50% $3,808
Washington Federal Bank 1 6.63% $18,713
AMERISAVE MORTGAGE CORPORATION 1 6.38% $14,349
PNC Bank 1 6.13% $3,660
PREMIER MORTGAGE RESOURCES, L.L.C. 1 5.88% $6,456
American Mortgage & Equity Consultants, Inc. 1 7.13% $16,708
DIRECTORS MORTGAGE, INC. 1 7.63% $13,865
Prosperity Home Mortgage, LLC 1 5.63% $6,796
Citibank 1 5.88% $5,358
RED CANOE CREDIT UNION 1 4.75% $14,685
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 1 7.50% $12,314
Rivermark Community Credit Union 1 7.13% $2,513
Ally Bank 1 6.63% $4,285
SALAL 1 5.88% $4,795
Citadel Servicing Corporation 1 8.50% $8,466
Sierra Pacific Mortgage Company, Inc. 1 6.75% $21,342
CANOPY MORTGAGE, LLC 1 6.88% $10,247
BMO Harris Bank 1 7.50% $6,602
Stifel Bank and Trust 1 7.00% $11,210
Strong Home Mortgage, LLC 1 6.62% $2,823
Bethpage Federal Credit Union 1 5.63% $3,811
Sunflower Bank 1 6.99% $4,821
The Federal Savings Bank 1 7.13% $18,402
Alaska USA Federal Credit Union 1 7.13% $4,860
THRIVE MORTGAGE, LLC 1 6.75% $8,861
Timberland Bank 1 6.50% $10,761
TRISTAR FINANCE, INC. 1 5.50% $4,850
UBS Bank USA 1 6.00% $4,910
HOMEXPRESS MORTGAGE CORP. 1 7.75% $11,283
Bell Bank 1 7.88% $3,665
LEADERONE FINANCIAL CORPORATION 1 7.13% $12,262
Heritage Bank 1 6.50% $6,063
GSF Mortgage Corporation 1 6.63% $16,505
Loan Simple, Inc. 1 6.50% $10,181
MICHIGAN MUTUAL, INC. 1 5.75% $6,382
MID AMERICA MORTGAGE, INC. 1 6.50% $6,378
UNION HOME MORTGAGE CORP. 1 6.63% $7,348
Mortgage Research Center, LLC 1 6.25% $3,546

YAKIMA Average Closing Costs & Other Stats

YAKIMA, WA's 118 lenders originated 2,952 loans during 2023. The total origination value was $733,170,000, with an average loan value of $248,364.

YAKIMA's average closing costs are $6,103.

The top YAKIMA lender as defined by loan originations is AMERICAN PACIFIC MORTGAGE CORPORATION, with 130 loans originated. Their average total fees are $9,217, which is $1,654 higher than the next largest lender, CMG MORTGAGE, INC..

The lowest fee YAKIMA lenders (with over 10 loans originated) are Solarity Credit Union ($4,457), JPMorgan Chase Bank ($4,769), U.S. Bank ($4,785), Yakima Federal Savings and Loan Association ($4,818) and Banner Bank ($5,029).

The lowest rate YAKIMA lenders (with over 10 loans originated) are Yakima Federal Savings and Loan Association (6.10%), HOMEBRIDGE FINANCIAL SERVICES, INC. (6.39%), HOMESIDE FINANCIAL, LLC (6.44%), Solarity Credit Union (6.51%) and KeyBank (6.58%).

YAKIMA, WA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
AMERICAN PACIFIC MORTGAGE CORPORATION $29,840,000 $75,575,000 153.3% 10.3%
CMG MORTGAGE, INC. $855,000 $63,100,000 7,280.1% 8.6%
QUICKEN LOANS, LLC $66,325,000 $41,460,000 -37.5% 5.7%
Yakima Federal Savings and Loan Association $77,070,000 $40,605,000 -47.3% 5.5%
CROSSCOUNTRY MORTGAGE, LLC $16,940,000 $35,650,000 110.4% 4.9%
ACADEMY MORTGAGE CORPORATION $33,000,000 $31,280,000 -5.2% 4.3%
Solarity Credit Union $69,145,000 $21,990,000 -68.2% 3.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $89,450,000 $21,185,000 -76.3% 2.9%
UNITED WHOLESALE MORTGAGE, LLC $24,085,000 $20,825,000 -13.5% 2.8%
U.S. Bank $25,405,000 $18,525,000 -27.1% 2.5%
BROKER SOLUTIONS, INC. $6,830,000 $18,020,000 163.8% 2.5%
SUMMIT FUNDING, INC. $11,460,000 $17,710,000 54.5% 2.4%
GESA $50,380,000 $17,290,000 -65.7% 2.4%
Umpqua Bank $16,165,000 $15,830,000 -2.1% 2.2%
HOMESIDE FINANCIAL, LLC $82,980,000 $14,630,000 -82.4% 2.0%
Banner Bank $31,575,000 $14,000,000 -55.7% 1.9%
CORNERSTONE HOME LENDING, INC. $26,750,000 $11,535,000 -56.9% 1.6%
WASHINGTON STATE EMPLOYEES Credit Union $12,635,000 $11,215,000 -11.2% 1.5%
HAPO COMMUNITY CREDIT UNION $15,760,000 $10,855,000 -31.1% 1.5%
KeyBank $29,720,000 $10,525,000 -64.6% 1.4%
Mortgage Research Center, LLC $18,010,000 $10,045,000 -44.2% 1.4%
Wheatland Bank $15,000,000 $10,000,000 -33.3% 1.4%
PENNYMAC LOAN SERVICES, LLC $12,055,000 $8,265,000 -31.4% 1.1%
ENVOY MORTGAGE, LTD $8,395,000 $7,130,000 -15.1% 1.0%
JPMorgan Chase Bank $13,920,000 $6,190,000 -55.5% 0.8%
CHURCHILL MORTGAGE CORPORATION $6,370,000 $6,145,000 -3.5% 0.8%
Flagstar Bank, FSB $7,495,000 $6,035,000 -19.5% 0.8%
PRIMELENDING, A PLAINSCAPITAL COMPANY $9,780,000 $5,820,000 -40.5% 0.8%
LOANDEPOT.COM, LLC $18,675,000 $5,765,000 -69.1% 0.8%
MUTUAL OF OMAHA MORTGAGE, INC. $3,145,000 $5,320,000 69.2% 0.7%
AMERICAN FINANCIAL NETWORK, INC. $5,085,000 n/a 0.7%
Wells Fargo Bank $18,280,000 $4,465,000 -75.6% 0.6%
GUILD MORTGAGE COMPANY $7,640,000 $4,425,000 -42.1% 0.6%
MOVEMENT MORTGAGE, LLC $3,770,000 $4,330,000 14.9% 0.6%
CARDINAL FINANCIAL $3,645,000 $4,230,000 16.0% 0.6%
Boeing Employees Credit Union $7,270,000 $4,120,000 -43.3% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $10,800,000 $3,695,000 -65.8% 0.5%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $42,510,000 $3,445,000 -91.9% 0.5%
AMERISAVE MORTGAGE CORPORATION $9,050,000 $3,090,000 -65.9% 0.4%
Pacific Premier Bank $3,175,000 $3,085,000 -2.8% 0.4%
The Federal Savings Bank $5,640,000 $2,860,000 -49.3% 0.4%
FREEDOM MORTGAGE CORPORATION $10,510,000 $2,720,000 -74.1% 0.4%
Washington Federal Bank $855,000 $2,620,000 206.4% 0.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $12,365,000 $2,430,000 -80.3% 0.3%
Heritage Bank $3,940,000 $2,425,000 -38.5% 0.3%
Bank of America $5,125,000 $2,385,000 -53.5% 0.3%
Cornerstone First Mortgage, Inc $275,000 $2,275,000 727.3% 0.3%
BAY EQUITY LLC $470,000 $2,185,000 364.9% 0.3%
1st Security Bank of Washington $630,000 $2,165,000 243.7% 0.3%
Lakeview Community Capital, LLC $1,845,000 $2,125,000 15.2% 0.3%
Morgan Stanley Private Bank $3,440,000 $1,980,000 -42.4% 0.3%
TRIAD FINANCIAL SERVICES, INC. $1,655,000 $1,845,000 11.5% 0.3%
MID AMERICA MORTGAGE, INC. $2,520,000 $1,740,000 -31.0% 0.2%
PLANET HOME LENDING, LLC $1,210,000 $1,725,000 42.6% 0.2%
Cashmere Valley Bank $5,890,000 $1,720,000 -70.8% 0.2%
Carrington Mortgage Services, LLC $2,875,000 $1,710,000 -40.5% 0.2%
T2 FINANCIAL LLC $1,675,000 n/a 0.2%
NAVY FEDERAL CREDIT UNION $5,855,000 $1,670,000 -71.5% 0.2%
Discover Bank $655,000 $1,560,000 138.2% 0.2%
NEWREZ LLC $3,555,000 $1,500,000 -57.8% 0.2%
MOUNTAIN AMERICA $1,020,000 $1,485,000 45.6% 0.2%
SPOKANE TEACHERS $3,185,000 $1,460,000 -54.2% 0.2%
GUARANTEED RATE, INC. $1,340,000 $1,435,000 7.1% 0.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $3,110,000 $1,420,000 -54.3% 0.2%
HOMEXPRESS MORTGAGE CORP. $565,000 $1,335,000 136.3% 0.2%
TEMPLE VIEW CAPITAL FUNDING, LP $1,225,000 n/a 0.2%
Self-Help Federal Credit Union $3,220,000 $1,180,000 -63.4% 0.2%
Commerce Home Mortgage, Inc. $405,000 $1,160,000 186.4% 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $745,000 $1,150,000 54.4% 0.2%
FINANCE OF AMERICA REVERSE LLC $1,325,000 $1,135,000 -14.3% 0.2%
The Huntington National Bank $1,330,000 $1,100,000 -17.3% 0.2%
Loan Simple, Inc. $1,090,000 n/a 0.1%
Northwest Farm Credit Services, FLCA $3,675,000 $1,080,000 -70.6% 0.1%
American Mortgage & Equity Consultants, Inc. $1,065,000 n/a 0.1%
CANOPY MORTGAGE, LLC $610,000 $1,015,000 66.4% 0.1%
PNC Bank $780,000 $1,015,000 30.1% 0.1%
LOANPAL, LLC $590,000 $1,005,000 70.3% 0.1%
NUMERICA CREDIT UNION $2,930,000 $975,000 -66.7% 0.1%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $965,000 n/a 0.1%
Equity Prime Mortgage LLC $295,000 $935,000 216.9% 0.1%
NEW DAY FINANCIAL, LLC $830,000 $930,000 12.0% 0.1%
GENEVA FINANCIAL, LLC $925,000 n/a 0.1%
NBKC BANK $530,000 $920,000 73.6% 0.1%
Plains Commerce Bank $895,000 n/a 0.1%
KELLER MORTGAGE, LLC $2,565,000 $875,000 -65.9% 0.1%
SAMMAMISH MORTGAGE COMPANY $195,000 $875,000 348.7% 0.1%
First-Citizens Bank & Trust Company $845,000 n/a 0.1%
BMO Harris Bank $775,000 n/a 0.1%
HomeStreet Bank $3,500,000 $760,000 -78.3% 0.1%
Bethpage Federal Credit Union $525,000 $755,000 43.8% 0.1%
21ST MORTGAGE CORPORATION $405,000 $750,000 85.2% 0.1%
UBS Bank USA $505,000 $745,000 47.5% 0.1%
DIRECTORS MORTGAGE, INC. $245,000 $725,000 195.9% 0.1%
Paramount Residential Mortgage Group, Inc. $1,950,000 $700,000 -64.1% 0.1%
Figure Lending LLC $790,000 $685,000 -13.3% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $490,000 $675,000 37.8% 0.1%
LENDINGHOME FUNDING CORPORATION $380,000 $675,000 77.6% 0.1%
NEXERA HOLDING LLC $1,215,000 $660,000 -45.7% 0.1%
North American Savings Bank, F.S.B. $1,290,000 $660,000 -48.8% 0.1%
LENDINGONE, LLC $775,000 $645,000 -16.8% 0.1%
FIBRE FEDERAL CREDIT UNION $635,000 n/a 0.1%
GUARANTEED RATE AFFINITY, LLC $630,000 n/a 0.1%
IDAHO CENTRAL $140,000 $610,000 335.7% 0.1%
LAKEVIEW LOAN SERVICING, LLC $3,400,000 $595,000 -82.5% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $615,000 $575,000 -6.5% 0.1%
Timberland Bank $575,000 n/a 0.1%
FIRST COMMUNITY MORTGAGE, INC. $565,000 n/a 0.1%
Nations Lending Corporation $1,360,000 $560,000 -58.8% 0.1%
CALCON MUTUAL MORTGAGE LLC $275,000 $550,000 100.0% 0.1%
GSF Mortgage Corporation $445,000 $545,000 22.5% 0.1%
Sierra Pacific Mortgage Company, Inc. $515,000 n/a 0.1%
BETTER MORTGAGE CORPORATION $4,050,000 $510,000 -87.4% 0.1%
MICHIGAN MUTUAL, INC. $600,000 $510,000 -15.0% 0.1%
USAA Federal Savings Bank $4,095,000 $500,000 -87.8% 0.1%
Stifel Bank and Trust $495,000 n/a 0.1%
Prosperity Home Mortgage, LLC $490,000 n/a 0.1%
V.I.P. MORTGAGE, INC. $485,000 n/a 0.1%
Baker Boyer National Bank $3,345,000 $480,000 -85.7% 0.1%
RED CANOE CREDIT UNION $475,000 n/a 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $470,000 n/a 0.1%
VERITAS FUNDING, LLC $670,000 $460,000 -31.3% 0.1%
Northpointe Bank $1,045,000 $455,000 -56.5% 0.1%
ZILLOW HOME LOANS, LLC $840,000 $455,000 -45.8% 0.1%
CIS Financial Services, Inc. $425,000 n/a 0.1%
First Interstate Bank $255,000 $410,000 60.8% 0.1%
BAY-VALLEY MORTGAGE GROUP $405,000 n/a 0.1%
MEMBER FIRST MORTGAGE, LLC $105,000 $405,000 285.7% 0.1%
OnPoint Community Credit Union $405,000 n/a 0.1%
PREMIER MORTGAGE RESOURCES, L.L.C. $1,185,000 $385,000 -67.5% 0.1%
TRISTAR FINANCE, INC. $385,000 n/a 0.1%
VILLAGE CAPITAL MORTGAGE $1,070,000 $380,000 -64.5% 0.1%
ALLIANT CREDIT UNION $310,000 $375,000 21.0% 0.1%
Alaska USA Federal Credit Union $85,000 $365,000 329.4% 0.0%
TOP FLITE FINANCIAL, INC. $400,000 $360,000 -10.0% 0.0%
LEADERONE FINANCIAL CORPORATION $420,000 $355,000 -15.5% 0.0%
MANN FINANCIAL INC. $1,865,000 $355,000 -81.0% 0.0%
SeaTrust Mortgage Company $355,000 n/a 0.0%
Third Federal Savings and Loan Association of Cleveland $425,000 $355,000 -16.5% 0.0%
Ixonia Bank $345,000 n/a 0.0%
Mid-Continent Funding, Inc. $345,000 n/a 0.0%
First National Bank of America $1,625,000 $340,000 -79.1% 0.0%
Axos Bank $335,000 n/a 0.0%
HighTechLending Inc $265,000 $330,000 24.5% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,665,000 $325,000 -80.5% 0.0%
Bell Bank $315,000 n/a 0.0%
ALL REVERSE MORTGAGE, INC. $305,000 n/a 0.0%
CLIFFCO, INC. $295,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $305,000 $295,000 -3.3% 0.0%
SIRVA MORTGAGE, INC. $850,000 $295,000 -65.3% 0.0%
OCMBC, INC. $285,000 n/a 0.0%
Sunflower Bank $1,845,000 $285,000 -84.6% 0.0%
AMERITRUST MORTGAGE CORPORATION $275,000 n/a 0.0%
SUN WEST MORTGAGE COMPANY, INC. $135,000 $275,000 103.7% 0.0%
Citadel Servicing Corporation $940,000 $255,000 -72.9% 0.0%
CIVIC FINANCIAL SERVICES, LLC $275,000 $255,000 -7.3% 0.0%
HomeTrust Bank $855,000 $250,000 -70.8% 0.0%
NexBank $245,000 n/a 0.0%
SPRING EQ, LLC $1,210,000 $245,000 -79.8% 0.0%
Ally Bank $2,385,000 $235,000 -90.1% 0.0%
AMCAP MORTGAGE, LTD. $235,000 n/a 0.0%
General Mortgage Capital Corporation $235,000 n/a 0.0%
THRIVE MORTGAGE, LLC $225,000 n/a 0.0%
First Federal Bank $245,000 $215,000 -12.2% 0.0%
M&T Bank $245,000 $205,000 -16.3% 0.0%
SALAL $225,000 $205,000 -8.9% 0.0%
UNION HOME MORTGAGE CORP. $205,000 n/a 0.0%
Bank of Idaho $195,000 n/a 0.0%
CONTOUR MORTGAGE CORPORATION $295,000 $195,000 -33.9% 0.0%
First Savings Bank $695,000 $185,000 -73.4% 0.0%
Peoples Bank $125,000 $185,000 48.0% 0.0%
Farmers Bank & Trust $175,000 n/a 0.0%
Rivermark Community Credit Union $95,000 $175,000 84.2% 0.0%
NATIONS DIRECT MORTGAGE, LLC $750,000 $165,000 -78.0% 0.0%
State Department Federal Credit Union $155,000 n/a 0.0%
TJC Mortgage, Inc. $185,000 $145,000 -21.6% 0.0%
LONGBRIDGE FINANCIAL, LLC $280,000 $135,000 -51.8% 0.0%
Strong Home Mortgage, LLC $1,205,000 $135,000 -88.8% 0.0%
Citibank $530,000 $125,000 -76.4% 0.0%
Bank of the West $460,000 $105,000 -77.2% 0.0%
Deere Employees Credit Union $150,000 $85,000 -43.3% 0.0%
HARBORSTONE $90,000 $75,000 -16.7% 0.0%
KITSAP Credit Union $75,000 n/a 0.0%
TWINSTAR $105,000 $75,000 -28.6% 0.0%
America's Credit Union $65,000 n/a 0.0%
Merchants Bank of Indiana $65,000 n/a 0.0%
Potlatch No. 1 Financial Credit Union $55,000 n/a 0.0%
Unitus Community Credit Union $665,000 $55,000 -91.7% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $55,000 n/a 0.0%
S1L, Inc. $45,000 n/a 0.0%
Coastal Community Bank $25,000 n/a 0.0%
SOUND $1,005,000 $25,000 -97.5% 0.0%
FIRST TECHNOLOGY $570,000 $15,000 -97.4% 0.0%

YAKIMA's top lender by overall market share is AMERICAN PACIFIC MORTGAGE CORPORATION, with 10.3% market share. In second place, with 8.6%, is CMG MORTGAGE, INC., having originated $63,100,000 in loans. In third place, with 5.7%, is QUICKEN LOANS, LLC, having originated $41,460,000 in loans. In fourth place, with 5.5%, is Yakima Federal Savings and Loan Association, having originated $40,605,000 in loans. In fifth place, with 4.9%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $35,650,000 in loans.


YAKIMA Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - YAKIMA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $257,300 (6.3%) $323,394 (10.8%) 0.95 312
2018-02-01 $270,798 (12.9%) $349,371 (19.2%) 0.98 286
2018-03-01 $289,500 (23.2%) $369,237 (29.3%) 1.02 275
2018-04-01 $298,975 (30.1%) $379,533 (32.8%) 1.01 291
2018-05-01 $291,451 (17.4%) $366,815 (26.4%) 0.97 312
2018-06-01 $290,000 (17.8%) $369,889 (25.7%) 0.97 333
2018-07-01 $287,475 (15.9%) $365,676 (24.3%) 0.96 353
2018-08-01 $289,500 (18.2%) $374,271 (26.4%) 0.97 353
2018-09-01 $295,000 (18.0%) $364,647 (19.0%) 0.99 375
2018-10-01 $283,221 (13.3%) $355,046 (16.2%) 0.96 387
2018-11-01 $290,959 (16.4%) $365,461 (18.6%) 0.99 364
2018-12-01 $299,950 (15.8%) $364,494 (16.4%) 1.03 335
2019-01-01 $289,900 (12.7%) $357,344 (10.5%) 1.00 305
2019-02-01 $298,450 (10.2%) $366,937 (5.0%) 1.01 296
2019-03-01 $319,979 (10.5%) $377,020 (2.1%) 1.05 292
2019-04-01 $329,979 (10.4%) $379,570 (0.0%) 1.05 294
2019-05-01 $324,800 (11.4%) $369,742 (0.8%) 1.02 308
2019-06-01 $335,000 (15.5%) $377,539 (2.1%) 1.05 346
2019-07-01 $326,125 (13.4%) $378,251 (3.4%) 1.02 340
2019-08-01 $318,564 (10.0%) $372,652 (-0.4%) 1.01 331
2019-09-01 $316,559 (7.3%) $364,032 (-0.2%) 1.01 348
2019-10-01 $317,723 (12.2%) $360,869 (1.6%) 1.03 350
2019-11-01 $322,500 (10.8%) $366,948 (0.4%) 1.06 331
2019-12-01 $319,950 (6.7%) $363,134 (-0.4%) 1.07 306
2020-01-01 $303,700 (4.8%) $363,781 (1.8%) 1.01 269
2020-02-01 $296,750 (-0.6%) $363,870 (-0.8%) 0.97 256
2020-03-01 $334,925 (4.7%) $394,527 (4.6%) 1.05 246
2020-04-01 $338,750 (2.7%) $384,581 (1.3%) 1.06 244
2020-05-01 $345,000 (6.2%) $390,166 (5.5%) 1.05 228
2020-06-01 $360,000 (7.5%) $400,171 (6.0%) 1.06 223
2020-07-01 $386,125 (18.4%) $421,393 (11.4%) 1.12 194
2020-08-01 $385,000 (20.9%) $413,073 (10.9%) 1.10 167
2020-09-01 $375,000 (18.5%) $416,813 (14.5%) 1.07 184
2020-10-01 $342,000 (7.6%) $411,988 (14.2%) 0.98 199
2020-11-01 $349,000 (8.2%) $433,834 (18.2%) 1.02 186
2020-12-01 $342,560 (7.1%) $425,599 (17.2%) 1.02 170
2021-01-01 $349,000 (14.9%) $421,451 (15.9%) 1.04 155
2021-02-01 $335,000 (12.9%) $405,155 (11.4%) 0.98 136
2021-03-01 $346,500 (3.5%) $425,235 (7.8%) 0.98 133
2021-04-01 $347,250 (2.5%) $404,975 (5.3%) 0.94 134
2021-05-01 $337,500 (-2.2%) $395,090 (1.3%) 0.90 150
2021-06-01 $330,000 (-8.3%) $386,061 (-3.5%) 0.87 175
2021-07-01 $355,000 (-8.1%) $414,220 (-1.7%) 0.94 202
2021-08-01 $349,962 (-9.1%) $413,190 (0.0%) 0.93 220
2021-09-01 $369,425 (-1.5%) $412,712 (-1.0%) 0.99 253
2021-10-01 $369,000 (7.9%) $411,716 (-0.1%) 0.98 243
2021-11-01 $381,675 (9.4%) $423,640 (-2.4%) 1.02 242
2021-12-01 $386,187 (12.7%) $433,491 (1.9%) 1.05 220
2022-01-01 $386,449 (10.7%) $426,043 (1.1%) 1.04 174
2022-02-01 $401,938 (20.0%) $462,517 (14.2%) 1.05 157
2022-03-01 $392,838 (13.4%) $472,314 (11.1%) 0.98 152
2022-04-01 $425,000 (22.4%) $498,386 (23.1%) 1.01 159
2022-05-01 $430,000 (27.4%) $483,203 (22.3%) 0.98 193
2022-06-01 $425,000 (28.8%) $499,719 (29.4%) 0.95 216
2022-07-01 $429,950 (21.1%) $487,904 (17.8%) 0.97 281
2022-08-01 $414,475 (18.4%) $472,701 (14.4%) 0.96 313
2022-09-01 $398,950 (8.0%) $464,185 (12.5%) 0.93 319
2022-10-01 $393,850 (6.7%) $448,760 (9.0%) 0.93 307
2022-11-01 $387,000 (1.4%) $438,210 (3.4%) 0.93 321
2022-12-01 $384,500 (-0.4%) $433,182 (-0.1%) 0.95 275
2023-01-01 $370,000 (-4.3%) $429,103 (0.7%) 0.92 237
2023-02-01 $379,725 (-5.5%) $433,252 (-6.3%) 0.92 235
2023-03-01 $384,900 (-2.0%) $487,135 (3.1%) 0.91 214
2023-04-01 $399,000 (-6.1%) $505,787 (1.5%) 0.93 223
2023-05-01 $415,000 (-3.5%) $510,011 (5.6%) 0.94 235
2023-06-01 $406,600 (-4.3%) $505,896 (1.2%) 0.91 252
2023-07-01 $408,950 (-4.9%) $515,666 (5.7%) 0.93 267
2023-08-01 $425,000 (2.5%) $523,630 (10.8%) 0.98 276
2023-09-01 $429,900 (7.8%) $522,680 (12.6%) 1.00 317
2023-10-01 $427,900 (8.7%) $503,521 (12.2%) 1.01 352
2023-11-01 $417,250 (7.8%) $503,273 (14.9%) 0.99 339
2023-12-01 $415,000 (7.9%) $494,709 (14.2%) 1.01 322
2024-01-01 $414,950 (12.2%) $485,674 (13.2%) 1.01 302
2024-02-01 $409,725 (7.9%) $474,843 (9.6%) 0.99 270
2024-03-01 $415,000 (7.8%) $465,180 (-4.5%) 0.98 275
2024-04-01 $417,500 (4.6%) $465,485 (-8.0%) 0.97 300
YAKIMA's median listing price for 2024-04-01 was $417,500, a difference of $18,500 (4.6%) versus the prior year and $2,500 versus the prior month.

YAKIMA's median listing price comes in at 97% of the national average.

YAKIMA's average listing price for 2024-04-01 was $465,485, a difference of $-40,302 (-8.0%) versus the prior year and $305 versus the prior month.

For the 2024-04-01 period, YAKIMA had 300 MLS listings, a difference of 25 listings (9%) versus the prior month and 77 listings (35%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - YAKIMA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 85 days 1,981 sqft
2018-02-01 75 days 1,982 sqft
2018-03-01 45 days 2,009 sqft
2018-04-01 45 days 2,027 sqft
2018-05-01 40 days 1,965 sqft
2018-06-01 41 days 1,983 sqft
2018-07-01 48 days 1,950 sqft
2018-08-01 51 days 1,975 sqft
2018-09-01 46 days 1,983 sqft
2018-10-01 47 days 1,915 sqft
2018-11-01 58 days 1,985 sqft
2018-12-01 78 days 1,999 sqft
2019-01-01 76 days 1,946 sqft
2019-02-01 66 days 1,990 sqft
2019-03-01 55 days 2,009 sqft
2019-04-01 47 days 2,032 sqft
2019-05-01 39 days 1,988 sqft
2019-06-01 40 days 2,052 sqft
2019-07-01 44 days 2,017 sqft
2019-08-01 50 days 1,985 sqft
2019-09-01 48 days 1,938 sqft
2019-10-01 48 days 1,920 sqft
2019-11-01 53 days 1,986 sqft
2019-12-01 59 days 2,039 sqft
2020-01-01 73 days 1,970 sqft
2020-02-01 57 days 1,961 sqft
2020-03-01 45 days 2,052 sqft
2020-04-01 48 days 2,091 sqft
2020-05-01 51 days 2,064 sqft
2020-06-01 45 days 2,112 sqft
2020-07-01 41 days 2,056 sqft
2020-08-01 39 days 2,116 sqft
2020-09-01 28 days 2,052 sqft
2020-10-01 30 days 1,915 sqft
2020-11-01 43 days 1,905 sqft
2020-12-01 47 days 1,927 sqft
2021-01-01 55 days 1,853 sqft
2021-02-01 32 days 1,820 sqft
2021-03-01 24 days 1,769 sqft
2021-04-01 24 days 1,821 sqft
2021-05-01 21 days 1,770 sqft
2021-06-01 24 days 1,747 sqft
2021-07-01 22 days 1,761 sqft
2021-08-01 23 days 1,756 sqft
2021-09-01 29 days 1,790 sqft
2021-10-01 36 days 1,800 sqft
2021-11-01 35 days 1,834 sqft
2021-12-01 45 days 1,780 sqft
2022-01-01 53 days 1,697 sqft
2022-02-01 61 days 1,792 sqft
2022-03-01 39 days 1,794 sqft
2022-04-01 31 days 1,924 sqft
2022-05-01 25 days 1,975 sqft
2022-06-01 27 days 2,057 sqft
2022-07-01 32 days 2,014 sqft
2022-08-01 39 days 2,014 sqft
2022-09-01 41 days 1,986 sqft
2022-10-01 51 days 1,952 sqft
2022-11-01 50 days 1,941 sqft
2022-12-01 66 days 1,919 sqft
2023-01-01 75 days 1,940 sqft
2023-02-01 61 days 1,900 sqft
2023-03-01 45 days 1,846 sqft
2023-04-01 43 days 1,881 sqft
2023-05-01 40 days 1,907 sqft
2023-06-01 42 days 1,891 sqft
2023-07-01 44 days 1,897 sqft
2023-08-01 41 days 1,934 sqft
2023-09-01 38 days 1,941 sqft
2023-10-01 45 days 1,902 sqft
2023-11-01 51 days 1,881 sqft
2023-12-01 65 days 1,883 sqft
2024-01-01 72 days 1,861 sqft
2024-02-01 81 days 1,777 sqft
2024-03-01 63 days 1,789 sqft
2024-04-01 45 days 1,857 sqft
YAKIMA's median listing age (time on market) for 2024-04-01 was 45 days. This is 3% longer than the same period one year ago.

YAKIMA's median square footage for active listings during the 2024-04-01 period was 1,857 sqft. One year prior, the average listing was 1,881 sqft.

YAKIMA, WA Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
98901 Yakima, WA MSA $760 $770 $1,010 $1,440 $1,510
98902 Yakima, WA MSA $830 $840 $1,100 $1,560 $1,640
98903 Yakima, WA MSA $940 $950 $1,250 $1,780 $1,870
98907 Yakima, WA MSA $860 $870 $1,140 $1,620 $1,700
98908 Yakima, WA MSA $1,050 $1,060 $1,390 $1,980 $2,080
98909 Yakima, WA MSA $860 $870 $1,140 $1,620 $1,700
98921 Yakima, WA MSA $960 $960 $1,270 $1,800 $1,900
98923 Yakima, WA MSA $880 $890 $1,170 $1,660 $1,750
98929 Yakima, WA MSA $830 $840 $1,100 $1,560 $1,640
98930 Yakima, WA MSA $820 $830 $1,090 $1,540 $1,630
98932 Yakima, WA MSA $1,010 $1,020 $1,340 $1,900 $2,000
98933 Yakima, WA MSA $830 $840 $1,100 $1,560 $1,640
98935 Yakima, WA MSA $860 $870 $1,140 $1,620 $1,700
98936 Yakima, WA MSA $1,140 $1,150 $1,510 $2,150 $2,260
98937 Yakima, WA MSA $960 $1,050 $1,340 $1,900 $2,290
98938 Yakima, WA MSA $1,080 $1,090 $1,430 $2,030 $2,140
98939 Yakima, WA MSA $760 $770 $1,010 $1,440 $1,510
98942 Yakima, WA MSA $980 $990 $1,300 $1,850 $1,940
98944 Yakima, WA MSA $830 $840 $1,100 $1,560 $1,640
98947 Yakima, WA MSA $900 $900 $1,190 $1,690 $1,780
98948 Yakima, WA MSA $750 $760 $1,000 $1,420 $1,490
98951 Yakima, WA MSA $760 $770 $1,010 $1,440 $1,510
98952 Yakima, WA MSA $940 $940 $1,240 $1,760 $1,850
98953 Yakima, WA MSA $960 $960 $1,270 $1,800 $1,900
99322 Yakima, WA MSA $860 $870 $1,140 $1,620 $1,700
99350 Yakima, WA MSA $700 $810 $1,010 $1,350 $1,660

2022 Average & Median Rent Data Statistics
YAKIMA, WA average 1BR rent: $904, median: $870
YAKIMA, WA average 2BR rent: $1,184, median: $1,140
YAKIMA, WA average 3BR rent: $1,679, median: $1,620

YAKIMA, WA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,776 $534,670,000 $301,053
Cash Out Refi 445 $93,255,000 $209,562
Other 285 $28,435,000 $99,772
Home Improvement 276 $27,760,000 $100,580
Refi 170 $49,050,000 $288,529

Yakima's most frequently cited loan purpose was Home Purchase, with 1,776 originations. The 2nd most popular reason was Cash Out Refi, with 445 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 1,056 $320,390,000 $303,400
7-8% 770 $206,210,000 $267,805
Over 8% 537 $61,015,000 $113,622
5-6% 408 $128,050,000 $313,848
<2.5% 105 $2,275,000 $21,667
4-5% 52 $13,490,000 $259,423
3-4% 2 $600,000 $300,000
2.5-3% 1 $215,000 $215,000

During 2023, Yakima's most frequently originated rate bucket was 6-7%, with 1,056 originations.

Loan Sizing (YAKIMA, WA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,358 $399,140,000 $293,918
$100,000 or less 668 $33,270,000 $49,805
$100k-200k 543 $80,785,000 $148,775
$400k-600k 308 $143,720,000 $466,623
$600k-1000k 57 $40,375,000 $708,333
$Over $1MM 18 $35,880,000 $1,993,333

YAKIMA's loan sizing saw the bucket of loans from $200k-400k with 1,358 originations, totaling $399,140,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,205 $397,615,000 $329,971
60-80% 582 $199,060,000 $342,027
Under 20% 496 $22,150,000 $44,657
20-40% 343 $40,965,000 $119,431
40-60% 296 $62,100,000 $209,797
Over 100% 21 $8,845,000 $421,190

YAKIMA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,205 originations, totaling $397,615,000 in origination value.