Port Angeles VA Loan Rates, Closing Costs & Stats

Port Angeles, WA

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Port Angeles's 42 lenders originated 147 VA loans during 2024. The total origination value was $67,145,000, with an average VA loan value of $456,769.

    Port Angeles VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Port Angeles averaged 0.35% for the week of 2025-06-20, compared to the national average (all VA variants) of 0% for the same period.

    Port Angeles's average VA mortgage closing costs are $7,365.

    The average rate for the prior week (2025-06-13) was 6.99% and one month ago for the week of 2025-05-16, the average rate was 6.75%.

    The average rate one year ago was 6.75%.

    For refis of the same type during the week of 2025-06-20, the average rate was -0.23%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Port Angeles VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Port Angeles level.

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    CROSSCOUNTRY MORTGAGE, LLC 17 6.09% $6,774
    UNITED WHOLESALE MORTGAGE, LLC 17 6.09% $11,690
    Mortgage Research Center, LLC 10 6.10% $8,407
    QUICKEN LOANS, LLC 10 5.76% $14,889
    NAVY FEDERAL CREDIT UNION 8 5.73% $8,755
    NEWREZ LLC 8 6.09% $11,288
    USAA Federal Savings Bank 7 5.80% $12,631
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 6 6.62% $13,534
    FREEDOM MORTGAGE CORPORATION 6 5.83% $5,136
    PENNYMAC LOAN SERVICES, LLC 5 5.47% $8,130
    NEW DAY FINANCIAL, LLC 4 7.37% $10,019
    CARDINAL FINANCIAL 3 6.66% $19,329
    AMERICAN FINANCIAL NETWORK, INC. 3 6.46% $1,692
    Flagstar Bank, FSB 3 6.42% $10,880
    AMERICAN PACIFIC MORTGAGE CORPORATION 2 5.81% $11,918
    GUILD MORTGAGE COMPANY 2 6.06% $26,381
    VILLAGE CAPITAL MORTGAGE 2 5.37% $9,561
    Equity Prime Mortgage LLC 2 6.81% $11,657
    NBKC BANK 1 5.00% $11,355
    Paramount Residential Mortgage Group, Inc. 1 7.13% $4,841
    PNC Bank 1 6.50% $4,242
    Presidential Bank, FSB 1 6.63% $17,768
    The Federal Savings Bank 1 6.75% $24,646
    Wallick & Volk, Inc. 1 7.25% $11,074
    Mr. Cooper ( Nationstar Mortgage ) 1 5.75% $17,221
    American Mortgage & Equity Consultants, Inc. 1 6.75% $11,987
    Barrington Bank & Trust Company, N.A. 1 7.25% $11,344
    BROKER SOLUTIONS, INC. 1 5.75% $24,364
    CANOPY MORTGAGE, LLC 1 6.13% $14,970
    Carrington Mortgage Services, LLC 1 5.63% $7,976
    DAS Acquisition Company, LLC 1 5.75% $9,852
    EVERETT FINANCIAL, INC. 1 6.63% $21,433
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY 1 6.75% $11,150
    GENEVA FINANCIAL, LLC 1 6.00% $22,103
    HOMESIDE FINANCIAL, LLC 1 6.25% $4,964
    LAKEVIEW LOAN SERVICING, LLC 1 5.63% $2,100
    LOANDEPOT.COM, LLC 1 5.50% $10,227
    MLD MORTGAGE INC. 1 5.50% $8,848
    MORTGAGEONE, INC. 1 7.50% $9,688
    MOVEMENT MORTGAGE, LLC 1 7.00% $3,400
    Alaska USA Federal Credit Union 1 5.63% $2,240
    Nations Lending Corporation 1 6.13% $10,985

    The top Port Angeles VA lender as defined by loan originations is CROSSCOUNTRY MORTGAGE, LLC, with 17 VA loans originated. Their average total fees are $6,774, which is $4,916 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

    The lowest fee Port Angeles VA lenders (with over 10 loans originated) are CROSSCOUNTRY MORTGAGE, LLC ($6,774), Mortgage Research Center, LLC ($8,407), UNITED WHOLESALE MORTGAGE, LLC ($11,690), QUICKEN LOANS, LLC ($14,889) and .

    The lowest rate Port Angeles VA lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (5.76%), CROSSCOUNTRY MORTGAGE, LLC (6.09%), UNITED WHOLESALE MORTGAGE, LLC (6.09%), Mortgage Research Center, LLC (6.10%) and .

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.