Spokane VA Loan Rates, Closing Costs & Stats

SPOKANE-SPOKANE VALLEY, WA

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Spokane's 113 lenders originated 1,282 VA loans during 2024. The total origination value was $541,630,000, with an average VA loan value of $422,488.

    Spokane VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Spokane averaged 7.05% for the week of 2025-05-23, compared to the national average (all VA variants) of 6.52% for the same period.

    Spokane's average VA mortgage closing costs are $7,058.

    The average rate for the prior week (2025-05-16) was 6.64% and one month ago for the week of 2025-04-18, the average rate was 6.81%.

    The average rate one year ago was 6.93%.

    For refis of the same type during the week of 2025-05-23, the average rate was 6.66%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Spokane VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Spokane level.

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    UNITED WHOLESALE MORTGAGE, LLC 200 5.89% $8,148
    Mortgage Research Center, LLC 116 6.29% $7,020
    FREEDOM MORTGAGE CORPORATION 62 6.04% $8,697
    DHI MORTGAGE COMPANY, LTD. 59 5.18% $7,249
    QUICKEN LOANS, LLC 58 5.84% $11,434
    Sunflower Bank 53 6.09% $12,142
    CMG MORTGAGE, INC. 38 6.05% $14,437
    PENNYMAC LOAN SERVICES, LLC 33 5.61% $8,079
    GUILD MORTGAGE COMPANY 30 6.23% $9,811
    NAVY FEDERAL CREDIT UNION 29 5.83% $6,931
    CANOPY MORTGAGE, LLC 25 6.59% $15,364
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 23 6.12% $10,331
    CROSSCOUNTRY MORTGAGE, LLC 22 6.27% $8,156
    AMERICAN PACIFIC MORTGAGE CORPORATION 22 6.30% $13,279
    VILLAGE CAPITAL MORTGAGE 20 5.59% $6,114
    USAA Federal Savings Bank 19 5.99% $9,991
    The Federal Savings Bank 17 6.29% $20,692
    PLANET HOME LENDING, LLC 15 5.57% $4,343
    GUARANTEED RATE, INC. 15 5.87% $5,972
    LOANDEPOT.COM, LLC 14 5.82% $13,942
    PREMIER MORTGAGE RESOURCES, L.L.C. 13 6.10% $16,215
    EAGLE HOME MORTGAGE, LLC 13 5.35% $8,241
    American Mortgage & Equity Consultants, Inc. 12 6.73% $13,562
    CORNERSTONE HOME LENDING, INC. 12 6.54% $6,153
    Century Mortgage Company DBA Century Lending Company 11 6.14% $9,013
    NEW DAY FINANCIAL, LLC 11 7.64% $16,147
    NEWREZ LLC 10 6.20% $9,871
    Glacier Bank 10 5.98% $12,917
    NBKC BANK 10 5.62% $4,915
    Sierra Pacific Mortgage Company, Inc. 9 6.04% $12,604
    MOVEMENT MORTGAGE, LLC 8 6.47% $22,124
    BAY EQUITY LLC 7 6.34% $5,086
    T2 FINANCIAL LLC 7 6.50% $15,220
    BROKER SOLUTIONS, INC. 7 6.59% $11,984
    U.S. Bank 7 6.23% $10,007
    GUARANTEED RATE AFFINITY, LLC 6 6.37% $6,102
    NUMERICA CREDIT UNION 6 5.79% $4,330
    IDAHO CENTRAL 6 6.13% $5,492
    LAKEVIEW LOAN SERVICING, LLC 6 5.56% $11,085
    Flagstar Bank, FSB 6 6.02% $11,154
    SCENIC OAKS FUNDING, INC. 6 6.08% $9,171
    Mr. Cooper ( Nationstar Mortgage ) 6 5.81% $16,386
    Paramount Residential Mortgage Group, Inc. 6 6.17% $10,859
    PREMIER LENDING, INC. 5 6.35% $13,092
    SUMMIT FUNDING, INC. 5 6.53% $14,658
    Washington Trust Bank 5 5.85% $9,331
    LOANPAL, LLC 5 5.67% $12,613
    LEADERONE FINANCIAL CORPORATION 5 6.07% $14,962
    S1L, Inc. 5 6.20% $11,531
    Boeing Employees Credit Union 5 6.15% $7,621
    HOMESIDE FINANCIAL, LLC 4 6.75% $24,511
    AMERISAVE MORTGAGE CORPORATION 4 5.66% $20,597
    Banner Bank 4 6.13% $20,163
    Barrington Bank & Trust Company, N.A. 4 6.38% $4,239
    CARDINAL FINANCIAL 4 6.22% $6,961
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 4 6.50% $10,733
    HomeStreet Bank 4 5.69% $12,923
    MUTUAL OF OMAHA MORTGAGE, INC. 4 6.19% $12,026
    Northpointe Bank 4 6.16% $12,046
    MORTGAGE SOLUTIONS OF COLORADO, LLC 3 7.08% $4,403
    Credence Funding Corporation 3 5.54% $6,086
    SUN WEST MORTGAGE COMPANY, INC. 3 6.00% $6,377
    Carrington Mortgage Services, LLC 3 6.04% $12,680
    Willamette Valley Bank 3 6.25% $16,942
    Plains Commerce Bank 3 6.13% $15,328
    Equity Prime Mortgage LLC 3 6.50% $7,262
    ENVOY MORTGAGE, LTD 3 6.17% $6,227
    GENEVA FINANCIAL, LLC 3 7.33% $16,936
    INTELLILOAN, INC. 3 6.63% $2,173
    STARBOARD FINANCIAL MANAGEMENT, LLC 2 6.38% $24,756
    Opportunity Bank of Montana 2 5.94% $7,119
    CHURCHILL MORTGAGE CORPORATION 2 5.88% $14,767
    Alaska USA Federal Credit Union 2 6.00% $5,753
    NATIONS DIRECT MORTGAGE, LLC 2 6.50% $6,294
    Armed Forces Bank 2 5.50% $12,247
    The Loan Store, Inc. 2 5.50% $10,716
    Umpqua Bank 2 7.06% $11,981
    WASHINGTON STATE EMPLOYEES Credit Union 2 5.87% $4,494
    JPMorgan Chase Bank 2 5.56% $4,782
    SAMMAMISH MORTGAGE COMPANY 1 5.63% $7,318
    SIRVA MORTGAGE, INC. 1 6.63% $7,438
    MORTGAGE EXPRESS, LLC 1 6.75% $13,221
    SUCCESS MORTGAGE PARTNERS, INC. 1 6.13% $20,886
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 5.75% $6,976
    America's Credit Union 1 6.49% $3,769
    AMERICAN FINANCING CORPORATION 1 6.88% $6,454
    AMERICAN FINANCIAL RESOURCES, INC. 1 6.63% $16,340
    V.I.P. MORTGAGE, INC. 1 6.75% $21,109
    Wallick & Volk, Inc. 1 7.25% $1,286
    AMERICAN FINANCIAL NETWORK, INC. 1 5.13% $8,034
    Waterstone Mortgage Corporation 1 5.99% $11,652
    Wells Fargo Bank 1 6.88% $8,320
    MORTGAGEONE, INC. 1 6.63% $807
    Strong Home Mortgage, LLC 1 5.63% $2,777
    MLD MORTGAGE INC. 1 6.13% $6,010
    Nations Lending Corporation 1 6.13% $29,747
    LENOX FINANCIAL MORTGAGE CORPORATION 1 5.63% $2,071
    NBH Bank 1 6.13% $32,783
    INTERCAP LENDING INC. 1 5.63% $7,847
    ZILLOW HOME LOANS, LLC 1 6.63% $19,429
    HORIZON 1 5.75% $7,217
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 6.75% $1,008
    PENRITH HOME LOANS LLC 1 5.75% $10,820
    PENTAGON FEDERAL CREDIT UNION 1 5.63% $4,665
    PHH Mortgage Corporation 1 5.13% $4,106
    GoPrime Mortgage, Inc. 1 5.63% $15,004
    PLAZA HOME MORTGAGE, INC. 1 4.99% $15,761
    First National Bank Texas 1 5.75% $4,968
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.13% $9,674
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.13% $30,421
    First Federal Bank 1 5.63% $5,568
    RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 7.50% $9,035
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY 1 6.25% $25,829

    The top Spokane VA lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 200 VA loans originated. Their average total fees are $8,148, which is $1,128 higher than the next largest lender, Mortgage Research Center, LLC.

    The lowest fee Spokane VA lenders (with over 10 loans originated) are PLANET HOME LENDING, LLC ($4,343), NBKC BANK ($4,915), GUARANTEED RATE, INC. ($5,972), VILLAGE CAPITAL MORTGAGE ($6,114) and CORNERSTONE HOME LENDING, INC. ($6,153).

    The lowest rate Spokane VA lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (5.18%), EAGLE HOME MORTGAGE, LLC (5.35%), PLANET HOME LENDING, LLC (5.57%), VILLAGE CAPITAL MORTGAGE (5.59%) and PENNYMAC LOAN SERVICES, LLC (5.61%).

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Spokane (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $285,000 (13.3%) $356,733 (11.9%) 1.06 1,073
    2018-02-01 $299,250 (14.0%) $373,678 (13.9%) 1.09 990
    2018-03-01 $309,900 (12.7%) $381,271 (11.0%) 1.09 979
    2018-04-01 $319,225 (12.0%) $392,806 (12.5%) 1.08 1,110
    2018-05-01 $319,070 (10.4%) $395,916 (11.7%) 1.07 1,260
    2018-06-01 $315,000 (9.2%) $395,583 (11.1%) 1.05 1,421
    2018-07-01 $317,500 (11.4%) $399,237 (14.0%) 1.06 1,543
    2018-08-01 $309,463 (12.5%) $391,344 (14.5%) 1.04 1,605
    2018-09-01 $300,000 (9.1%) $388,146 (13.8%) 1.01 1,633
    2018-10-01 $312,250 (14.6%) $397,319 (16.3%) 1.06 1,559
    2018-11-01 $319,500 (19.2%) $403,049 (19.2%) 1.08 1,342
    2018-12-01 $318,500 (15.8%) $402,314 (15.2%) 1.10 1,127
    2019-01-01 $327,995 (15.1%) $415,262 (16.4%) 1.13 950
    2019-02-01 $335,845 (12.2%) $422,619 (13.1%) 1.13 859
    2019-03-01 $341,043 (10.1%) $427,846 (12.2%) 1.12 892
    2019-04-01 $346,818 (8.6%) $430,929 (9.7%) 1.10 1,003
    2019-05-01 $349,985 (9.7%) $426,538 (7.7%) 1.09 1,170
    2019-06-01 $349,990 (11.1%) $419,145 (6.0%) 1.09 1,287
    2019-07-01 $344,950 (8.7%) $408,021 (2.2%) 1.08 1,470
    2019-08-01 $340,273 (10.0%) $410,035 (4.8%) 1.08 1,492
    2019-09-01 $340,682 (13.6%) $415,430 (7.0%) 1.09 1,474
    2019-10-01 $340,955 (9.2%) $419,683 (5.6%) 1.10 1,451
    2019-11-01 $345,000 (8.0%) $422,492 (4.8%) 1.13 1,256
    2019-12-01 $342,970 (7.7%) $420,764 (4.6%) 1.14 1,044
    2020-01-01 $342,498 (4.4%) $419,674 (1.1%) 1.14 813
    2020-02-01 $359,900 (7.2%) $438,812 (3.8%) 1.18 747
    2020-03-01 $379,924 (11.4%) $448,389 (4.8%) 1.19 795
    2020-04-01 $379,350 (9.4%) $451,379 (4.8%) 1.19 932
    2020-05-01 $385,604 (10.2%) $455,230 (6.7%) 1.17 940
    2020-06-01 $384,975 (10.0%) $450,694 (7.5%) 1.13 938
    2020-07-01 $393,963 (14.2%) $459,805 (12.7%) 1.14 885
    2020-08-01 $388,073 (14.1%) $464,389 (13.3%) 1.11 858
    2020-09-01 $387,419 (13.7%) $462,065 (11.2%) 1.11 842
    2020-10-01 $376,156 (10.3%) $462,780 (10.3%) 1.08 751
    2020-11-01 $374,950 (8.7%) $466,012 (10.3%) 1.10 614
    2020-12-01 $369,849 (7.8%) $470,358 (11.8%) 1.10 464
    2021-01-01 $369,900 (8.0%) $490,305 (16.8%) 1.10 324
    2021-02-01 $378,155 (5.1%) $512,838 (16.9%) 1.10 286
    2021-03-01 $377,450 (-0.7%) $508,198 (13.3%) 1.07 323
    2021-04-01 $399,900 (5.4%) $529,689 (17.4%) 1.08 331
    2021-05-01 $413,000 (7.1%) $530,315 (16.5%) 1.10 395
    2021-06-01 $422,450 (9.7%) $569,547 (26.4%) 1.11 514
    2021-07-01 $439,995 (11.7%) $570,861 (24.2%) 1.16 647
    2021-08-01 $454,400 (17.1%) $567,544 (22.2%) 1.21 728
    2021-09-01 $450,000 (16.2%) $565,649 (22.4%) 1.20 850
    2021-10-01 $450,000 (19.6%) $551,467 (19.2%) 1.20 839
    2021-11-01 $449,975 (20.0%) $557,558 (19.6%) 1.20 627
    2021-12-01 $459,725 (24.3%) $576,341 (22.5%) 1.25 479
    2022-01-01 $480,825 (30.0%) $617,610 (26.0%) 1.30 328
    2022-02-01 $480,480 (27.1%) $631,296 (23.1%) 1.25 306
    2022-03-01 $479,995 (27.2%) $633,895 (24.7%) 1.20 333
    2022-04-01 $500,000 (25.0%) $642,876 (21.4%) 1.19 440
    2022-05-01 $509,625 (23.4%) $635,058 (19.8%) 1.17 719
    2022-06-01 $517,450 (22.5%) $642,778 (12.9%) 1.15 955
    2022-07-01 $499,000 (13.4%) $607,213 (6.4%) 1.12 1,276
    2022-08-01 $489,951 (7.8%) $594,388 (4.7%) 1.13 1,375
    2022-09-01 $476,125 (5.8%) $579,690 (2.5%) 1.11 1,376
    2022-10-01 $469,900 (4.4%) $571,775 (3.7%) 1.11 1,355
    2022-11-01 $449,935 (0.0%) $554,290 (-0.6%) 1.08 1,219
    2022-12-01 $449,032 (-2.3%) $545,111 (-5.4%) 1.11 966
    2023-01-01 $449,463 (-6.5%) $548,437 (-11.2%) 1.11 762
    2023-02-01 $479,000 (-0.3%) $577,990 (-8.4%) 1.16 682
    2023-03-01 $497,475 (3.6%) $591,683 (-6.7%) 1.17 676
    2023-04-01 $512,500 (2.5%) $604,916 (-5.9%) 1.19 780
    2023-05-01 $524,924 (3.0%) $622,699 (-2.0%) 1.19 941
    2023-06-01 $532,488 (2.9%) $633,820 (-1.4%) 1.20 1,136
    2023-07-01 $535,000 (7.2%) $629,070 (3.6%) 1.22 1,335
    2023-08-01 $525,000 (7.2%) $620,305 (4.4%) 1.21 1,401
    2023-09-01 $513,495 (7.9%) $618,446 (6.7%) 1.20 1,456
    2023-10-01 $499,450 (6.3%) $604,890 (5.8%) 1.18 1,447
    2023-11-01 $496,675 (10.4%) $597,836 (7.9%) 1.18 1,323
    2023-12-01 $490,000 (9.1%) $602,920 (10.6%) 1.20 1,113
    2024-01-01 $497,995 (10.8%) $612,352 (11.7%) 1.22 916
    2024-02-01 $502,995 (5.0%) $617,540 (6.8%) 1.21 876
    2024-03-01 $509,995 (2.5%) $619,832 (4.8%) 1.20 916
    2024-04-01 $522,500 (2.0%) $647,699 (7.1%) 1.22 1,079
    2024-05-01 $532,498 (1.4%) $650,116 (4.4%) 1.21 1,342
    2024-06-01 $524,990 (-1.4%) $639,555 (0.9%) 1.19 1,580
    2024-07-01 $525,000 (-1.9%) $633,632 (0.7%) 1.20 1,747
    2024-08-01 $515,000 (-1.9%) $624,397 (0.7%) 1.20 1,767
    2024-09-01 $505,000 (-1.7%) $623,689 (0.9%) 1.19 1,791
    2024-10-01 $497,250 (-0.4%) $615,281 (1.7%) 1.17 1,793
    2024-11-01 $489,970 (-1.4%) $607,587 (1.6%) 1.18 1,674
    2024-12-01 $484,973 (-1.0%) $596,098 (-1.1%) 1.20 1,339
    2025-01-01 $479,948 (-3.6%) $586,052 (-4.3%) 1.20 1,189
    2025-02-01 $482,500 (-4.1%) $590,519 (-4.4%) 1.17 1,088
    2025-03-01 $500,310 (-1.9%) $616,624 (-0.5%) 1.18 1,153
    2025-04-01 $522,225 (-0.1%) $633,549 (-2.2%) 1.21 1,401
    Spokane's median listing price for 2025-04-01 was $522,225, a difference of $-275 (-0.1%) versus the prior year and $21,915 versus the prior month.

    Spokane's median listing price comes in at 121% of the national average.

    Spokane's average listing price for 2025-04-01 was $633,549, a difference of $-14,150 (-2.2%) versus the prior year and $16,925 versus the prior month.

    For the 2025-04-01 period, Spokane had 1,401 MLS listings, a difference of 248 listings (22%) versus the prior month and 322 listings (30%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Spokane (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 69 days 2,255 sqft
    2018-02-01 47 days 2,310 sqft
    2018-03-01 44 days 2,349 sqft
    2018-04-01 36 days 2,369 sqft
    2018-05-01 33 days 2,404 sqft
    2018-06-01 36 days 2,360 sqft
    2018-07-01 39 days 2,389 sqft
    2018-08-01 41 days 2,353 sqft
    2018-09-01 44 days 2,352 sqft
    2018-10-01 46 days 2,319 sqft
    2018-11-01 53 days 2,324 sqft
    2018-12-01 66 days 2,316 sqft
    2019-01-01 66 days 2,351 sqft
    2019-02-01 49 days 2,349 sqft
    2019-03-01 41 days 2,360 sqft
    2019-04-01 30 days 2,349 sqft
    2019-05-01 32 days 2,380 sqft
    2019-06-01 35 days 2,429 sqft
    2019-07-01 37 days 2,401 sqft
    2019-08-01 38 days 2,391 sqft
    2019-09-01 39 days 2,373 sqft
    2019-10-01 41 days 2,359 sqft
    2019-11-01 47 days 2,275 sqft
    2019-12-01 62 days 2,228 sqft
    2020-01-01 69 days 2,196 sqft
    2020-02-01 53 days 2,240 sqft
    2020-03-01 40 days 2,318 sqft
    2020-04-01 40 days 2,325 sqft
    2020-05-01 43 days 2,321 sqft
    2020-06-01 39 days 2,321 sqft
    2020-07-01 39 days 2,348 sqft
    2020-08-01 39 days 2,308 sqft
    2020-09-01 43 days 2,307 sqft
    2020-10-01 47 days 2,264 sqft
    2020-11-01 52 days 2,215 sqft
    2020-12-01 57 days 2,150 sqft
    2021-01-01 52 days 2,121 sqft
    2021-02-01 40 days 2,092 sqft
    2021-03-01 30 days 2,152 sqft
    2021-04-01 25 days 2,140 sqft
    2021-05-01 27 days 2,161 sqft
    2021-06-01 21 days 2,214 sqft
    2021-07-01 26 days 2,214 sqft
    2021-08-01 29 days 2,209 sqft
    2021-09-01 31 days 2,254 sqft
    2021-10-01 35 days 2,219 sqft
    2021-11-01 50 days 2,144 sqft
    2021-12-01 72 days 2,145 sqft
    2022-01-01 61 days 2,035 sqft
    2022-02-01 33 days 2,024 sqft
    2022-03-01 25 days 2,035 sqft
    2022-04-01 22 days 2,165 sqft
    2022-05-01 20 days 2,220 sqft
    2022-06-01 22 days 2,215 sqft
    2022-07-01 28 days 2,187 sqft
    2022-08-01 32 days 2,193 sqft
    2022-09-01 39 days 2,178 sqft
    2022-10-01 39 days 2,157 sqft
    2022-11-01 44 days 2,130 sqft
    2022-12-01 57 days 2,118 sqft
    2023-01-01 52 days 2,101 sqft
    2023-02-01 43 days 2,122 sqft
    2023-03-01 37 days 2,166 sqft
    2023-04-01 30 days 2,194 sqft
    2023-05-01 29 days 2,256 sqft
    2023-06-01 30 days 2,304 sqft
    2023-07-01 35 days 2,314 sqft
    2023-08-01 37 days 2,318 sqft
    2023-09-01 41 days 2,305 sqft
    2023-10-01 39 days 2,276 sqft
    2023-11-01 47 days 2,253 sqft
    2023-12-01 56 days 2,258 sqft
    2024-01-01 46 days 2,247 sqft
    2024-02-01 39 days 2,210 sqft
    2024-03-01 39 days 2,202 sqft
    2024-04-01 31 days 2,242 sqft
    2024-05-01 28 days 2,293 sqft
    2024-06-01 33 days 2,288 sqft
    2024-07-01 38 days 2,298 sqft
    2024-08-01 44 days 2,285 sqft
    2024-09-01 43 days 2,265 sqft
    2024-10-01 45 days 2,246 sqft
    2024-11-01 54 days 2,201 sqft
    2024-12-01 65 days 2,194 sqft
    2025-01-01 74 days 2,124 sqft
    2025-02-01 44 days 2,121 sqft
    2025-03-01 41 days 2,160 sqft
    2025-04-01 30 days 2,214 sqft
    Spokane's median listing age (time on market) for 2025-04-01 was 30 days. This is -3% shorter than the same period one year ago.

    Spokane's median square footage for active listings during the 2025-04-01 period was 2,214 sqft. One year prior, the average listing was 2,242 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.