Port Angeles Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Port Angeles averaged 6.21% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

The average rate for the prior week (2022-06-16) was 5.78% and one month ago for the week of 2022-05-19, the average rate was 5.45%.

Port Angeles's average rate one year ago was 3.18%.

For refis of the same type during the week of 2022-06-23, the average rate was 5.93%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-23 5.81%
Port Angeles 30 Year Fixed Rate 2022-06-23 6.21%
Port Angeles 30 Year Fixed Rate Refi 2022-06-23 5.93%
Port Angeles 15 Year Fixed Rate 2022-06-23 5.29%
Port Angeles 15 Year Fixed Rate Refi 2022-06-23 5.21%
Port Angeles 30 Year FHA 2022-06-23 0.2%
Port Angeles 30 Year FHA Refi 2022-06-23 -0.31%
Port Angeles 30 Year USDA 2022-06-23 -0.08%
Port Angeles 30 Year USDA Refi 2022-06-23 -0.04%
Port Angeles 30 Year VA 2022-06-23 0.22%
Port Angeles 30 Year VA Refi 2022-06-23 -0.3%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Port Angeles, WA.

Port Angeles Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Port Angeles, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 272 3.27% $4,363
CALIBER HOME LOANS, INC. 261 3.22% $4,605
QUICKEN LOANS, LLC 169 3.02% $4,993
Sound Community Bank 149 3.15% $3,511
First Federal Savings and Loan Association of Port Angeles 123 3.05% $3,236
CROSSCOUNTRY MORTGAGE, LLC 110 3.15% $3,682
UNITED WHOLESALE MORTGAGE, LLC 109 3.08% $4,350
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 68 3.16% $3,994
JPMorgan Chase Bank 45 3.10% $3,250
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 41 3.14% $4,402
LOANDEPOT.COM, LLC 41 2.92% $6,108
Flagstar Bank, FSB 39 3.21% $3,787
Umpqua Bank 32 3.05% $4,275
KeyBank 30 3.23% $2,581
BETTER MORTGAGE CORPORATION 29 2.90% $3,141
Wells Fargo Bank 29 3.25% $3,708
BROKER SOLUTIONS, INC. 25 3.30% $5,310
U.S. Bank 24 3.04% $3,082
AMERISAVE MORTGAGE CORPORATION 23 2.87% $5,474
1st Security Bank of Washington 22 3.12% $5,756
Boeing Employees Credit Union 20 3.03% $2,993
Paramount Residential Mortgage Group, Inc. 19 3.37% $6,474
GUILD MORTGAGE COMPANY 18 3.15% $5,033
ACADEMY MORTGAGE CORPORATION 17 3.22% $6,158
PENNYMAC LOAN SERVICES, LLC 17 2.91% $4,898
HOME POINT FINANCIAL CORPORATION 14 2.76% $2,929
Bank of America 14 2.88% $3,389
HOMEBRIDGE FINANCIAL SERVICES, INC. 12 3.02% $5,139
MOVEMENT MORTGAGE, LLC 11 3.15% $5,765
AMERICAN PACIFIC MORTGAGE CORPORATION 11 3.14% $4,935
First Guaranty Mortgage Corporation 10 3.10% $6,490
MUTUAL OF OMAHA MORTGAGE, INC. 9 3.12% $2,850
Strong Home Mortgage, LLC 9 2.97% $1,757
FREEDOM MORTGAGE CORPORATION 9 3.17% $2,758
Mr. Cooper ( Nationstar Mortgage ) 9 3.15% $3,494
Washington Federal Bank 9 3.58% $6,733
CORNERSTONE HOME LENDING, INC. 8 3.19% $6,152
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 8 3.00% $3,747
NEWREZ LLC 8 2.94% $3,880
Wallick & Volk, Inc. 7 3.29% $4,372
NAVY FEDERAL CREDIT UNION 7 2.86% $2,587
NBKC BANK 6 3.12% $2,431
ZILLOW HOME LOANS, LLC 6 3.00% $4,599
InterContinental Capital Group, Inc 6 3.08% $4,675
RANLIFE, INC. 5 3.50% $4,703
Carrington Mortgage Services, LLC 5 3.10% $5,053
CANOPY MORTGAGE, LLC 5 3.18% $2,846
HomeStreet Bank 4 2.97% $5,215
KELLER MORTGAGE, LLC 4 3.03% $2,142
LADERA LENDING, INC. 4 3.06% $2,302
WASHINGTON STATE EMPLOYEES Credit Union 4 2.94% $4,871
Servion, Inc. 4 3.34% $4,076
CELEBRITY HOME LOANS, LLC 4 3.09% $2,701
PREMIER MORTGAGE RESOURCES, L.L.C. 4 3.03% $4,770
Ally Bank 4 2.66% $10,193
PLANET HOME LENDING, LLC 4 3.15% $3,557
PENRITH HOME LOANS LLC 4 3.19% $3,646
AMERICAN FINANCIAL NETWORK, INC. 4 3.31% $9,759
FirstBank 4 2.84% $1,976
GUARANTEED RATE, INC. 4 3.03% $3,336
HOMESIDE FINANCIAL, LLC 4 3.13% $3,387
Morgan Stanley Private Bank 4 3.05% $3,314
AMERICAN INTERNET MORTGAGE, INC. 3 2.63% $3,114
Commerce Home Mortgage, Inc. 3 3.08% $5,585
PRIMELENDING, A PLAINSCAPITAL COMPANY 3 3.04% $7,225
Qualstar Credit Union 3 3.42% $4,255
NETWORK CAPITAL FUNDING CORPORATION 3 3.17% $1,647
CHERRY CREEK MORTGAGE, LLC 3 2.79% $469
SOUND 3 3.00% $3,041
STEARNS LENDING, LLC 3 3.21% $6,171
MUFG Union Bank 3 3.08% $4,202
Alaska USA Mortgage Company LLC 3 2.92% $3,121
SUMMIT FUNDING, INC. 3 3.33% $5,640
Hometown Lenders, Inc. 3 3.29% $4,384
The Huntington National Bank 3 3.54% $4,386
Timberland Bank 3 3.17% $2,873
Alaska USA Federal Credit Union 3 2.92% $3,121
LAND HOME FINANCIAL SERVICES, INC. 3 3.38% $4,080
EMBRACE HOME LOANS, INC. 3 3.08% $3,442
PACIFIC RESIDENTIAL MORTGAGE, LLC 3 3.29% $5,806
LENDUS, LLC 3 3.04% $4,788
North American Savings Bank, F.S.B. 3 2.92% $2,462
TJC Mortgage, Inc. 2 2.88% $3,372
ADVANTIS 2 2.88% $3,929
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 3.00% $6,838
Arvest Bank 2 3.06% $2,910
BAY EQUITY LLC 2 2.87% $4,227
Citibank 2 2.81% $3,353
CMG MORTGAGE, INC. 2 3.06% $6,722
Columbia State Bank 2 3.00% $3,137
EMM LOANS LLC 2 2.93% $10,237
First Federal Bank 2 3.25% $3,228
KITSAP Credit Union 2 3.06% $4,460
LAKEVIEW LOAN SERVICING, LLC 2 3.12% $2,218
LEADERONE FINANCIAL CORPORATION 2 3.12% $4,204
LENOX FINANCIAL MORTGAGE CORPORATION 2 3.00% $4,828
MORTGAGE MASTER SERVICE CORPORATION 2 3.13% $4,281
Mortgage Research Center, LLC 2 3.31% $8,149
NEXERA HOLDING LLC 2 3.38% $2,534
ON Q FINANCIAL, INC. 2 3.06% $4,739
PENINSULA COMMUNITY 2 3.44% $5,435
PNC Bank 2 2.94% $3,365
PROVIDENT FUNDING ASSOCIATES, L.P. 2 2.56% $2,807
RBC Bank, (Georgia) 2 3.63% $2,520
S1L, Inc. 2 3.19% $5,833
SAMMAMISH MORTGAGE COMPANY 2 3.13% $3,975
Sierra Pacific Mortgage Company, Inc. 2 3.18% $4,081
TIAA, FSB 2 2.88% $5,538
USAA Federal Savings Bank 2 2.94% $3,410
V.I.P. MORTGAGE, INC. 2 2.50% $3,779
WINGS FINANCIAL 2 2.75% $4,263
Wyndham Capital Mortgage, Inc. 2 3.00% $3,336
Heritage Bank 1 3.13% $3,202
FIRST TECHNOLOGY 1 3.00% $4,788
First Savings Bank 1 3.13% $3,066
Nations Lending Corporation 1 2.75% $9,968
NATIONWIDE MORTGAGE BANKERS, INC. 1 2.99% $9,602
FIRST NATIONS HOME FINANCE CORPORATION 1 2.63% $6,649
First Mortgage Solutions, LLC 1 3.25% $1,717
First Interstate Bank 1 3.38% $3,390
First Internet Bank of Indiana 1 3.00% $3,150
NexBank 1 2.75% $1,988
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 4.38% $5,310
FIRST CENTENNIAL MORTGAGE CORPORATION 1 3.13% $2,347
NorthWest Plus Credit Union 1 3.13% $2,332
NOVA FINANCIAL & INVESTMENT CORPORATION 1 2.49% $2,294
NP, Inc. 1 3.37% $13,418
VANDERBILT MORTGAGE AND FINANCE, INC. 1 3.00% $2,349
FINANCE OF AMERICA MORTGAGE LLC 1 3.50% $3,873
DIRECTORS MORTGAGE, INC. 1 3.25% $6,856
Victorian Finance, LLC 1 3.00% $4,174
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 3.00% $3,526
DATA MORTGAGE, INC. 1 2.88% $2,769
Peoples Bank 1 3.25% $3,359
CONTOUR MORTGAGE CORPORATION 1 2.75% $8,521
ALLIANT CREDIT UNION 1 2.63% $5,026
Citizens Bank 1 3.38% $3,641
Citadel Servicing Corporation 1 4.50% $23,153
AmRes Corporation 1 3.00% $7,102
CHU & ASSOCIATES, INC. 1 2.99% $5,481
Charles Schwab Bank, SSB 1 2.25% $2,708
Cf Bank 1 2.50% $1,252
AmeriHome Mortgage Company, LLC 1 3.88% $2,363
RESIDENTIAL BANCORP. 1 2.50% $8,071
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 3.13% $3,492
Amerifirst Financial, Inc. 1 3.13% $3,623
Watermark Capital, Inc. 1 3.00% $2,596
BNY Mellon 1 2.63% $4,711
ALL WESTERN MORTGAGE, INC. 1 3.25% $5,982
SKYONE Federal Credit Union 1 2.75% $5,453
Solarity Credit Union 1 3.75% $5,208
BNC National Bank 1 2.63% $3,631
BKCO MORTGAGE, LLC 1 3.25% $2,586
SOVEREIGN LENDING GROUP INCORPORATED 1 3.00% $4,240
SPOKANE TEACHERS 1 2.88% $4,314
SPRING EQ, LLC 1 2.75% $0
STARBOARD FINANCIAL MANAGEMENT, LLC 1 3.00% $1,150
BEST CAPITAL FUNDING 1 3.25% $3,532
Banner Bank 1 3.25% $2,497
Bank of the West 1 3.00% $2,147
Sunflower Bank 1 2.88% $5,030
The Federal Savings Bank 1 3.25% $12,083
Bank of the Pacific 1 3.00% $5,553
WESTWOOD MORTGAGE, INC. 1 3.38% $5,685
Bank of England 1 2.88% $4,044
Axos Bank 1 3.25% $5,338
Truist Bank 1 3.38% $5,685
TWINSTAR 1 3.00% $3,262
UBS Bank USA 1 2.63% $5,381
AXIA FINANCIAL, LLC 1 2.99% $4,395
Lakeview Community Capital, LLC 1 2.99% $4,212
UNITED 1 2.75% $3,816
KINECTA 1 2.88% $3,078
UNITED MORTGAGE CORP. 1 3.75% $7,876
LENDERFI, INC. 1 2.99% $968
IDAHO CENTRAL 1 2.88% $5,620
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 2.99% $4,273
HSBC BANK USA, NATIONAL ASSOCIATION 1 3.33% $4,110
LOANPAL, LLC 1 3.25% $8,194
Loan Simple, Inc. 1 2.63% $6,546
LO, INC. 1 2.50% $3,838
MANN FINANCIAL INC. 1 3.13% $5,947
MASON MCDUFFIE MORTGAGE CORPORATION 1 3.25% $4,922
MID AMERICA MORTGAGE, INC. 1 2.88% $1,010
Hometown Equity Mortgage, LLC 1 3.38% $9,019
Unitus Community Credit Union 1 3.50% $3,051
WHATCOM EDUCATIONAL CREDIT UNION 1 2.88% $1,990
MOUNTAIN AMERICA 1 3.38% $6,411
HOMESTEAD FUNDING CORP. 1 2.88% $2,893

Port Angeles, WA's 189 lenders originated 4,051 loans during 2021. The total origination value was $1,169,935,000, with an average loan value of $288,802.

The top Port Angeles lender as defined by loan originations is EVERGREEN MONEYSOURCE MORTGAGE COMPANY, with 272 loans originated. Their average total fees are $4,363, which is $242 lower than the next largest lender, CALIBER HOME LOANS, INC..

The lowest fee Port Angeles lenders (with over 10 loans originated) are KeyBank ($2,581), HOME POINT FINANCIAL CORPORATION ($2,929), Boeing Employees Credit Union ($2,993), U.S. Bank ($3,082) and BETTER MORTGAGE CORPORATION ($3,141).

The lowest rate Port Angeles lenders (with over 10 loans originated) are HOME POINT FINANCIAL CORPORATION (2.76%), AMERISAVE MORTGAGE CORPORATION (2.87%), Bank of America (2.88%), BETTER MORTGAGE CORPORATION (2.90%) and PENNYMAC LOAN SERVICES, LLC (2.91%).

Port Angeles, WA Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $110,355,000 $124,570,000 12.9% 10.6%
CALIBER HOME LOANS, INC. $102,645,000 $120,040,000 16.9% 10.3%
First Federal Savings and Loan Association of Port Angeles $111,345,000 $86,645,000 -22.2% 7.4%
QUICKEN LOANS, LLC $70,065,000 $73,295,000 4.6% 6.3%
Sound Community Bank $96,330,000 $61,795,000 -35.9% 5.3%
CROSSCOUNTRY MORTGAGE, LLC $39,260,000 $52,965,000 34.9% 4.5%
UNITED WHOLESALE MORTGAGE, LLC $33,115,000 $51,630,000 55.9% 4.4%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $34,355,000 $30,360,000 -11.6% 2.6%
FREEDOM MORTGAGE CORPORATION $34,530,000 $27,095,000 -21.5% 2.3%
First Interstate Bank $135,000 $23,980,000 17,663.0% 2.0%
LOANDEPOT.COM, LLC $14,105,000 $21,625,000 53.3% 1.8%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $16,705,000 $19,955,000 19.5% 1.7%
Wells Fargo Bank $17,235,000 $19,385,000 12.5% 1.7%
Umpqua Bank $20,035,000 $18,505,000 -7.6% 1.6%
JPMorgan Chase Bank $8,965,000 $17,805,000 98.6% 1.5%
KeyBank $16,655,000 $15,705,000 -5.7% 1.3%
Flagstar Bank, FSB $15,860,000 $13,655,000 -13.9% 1.2%
PENNYMAC LOAN SERVICES, LLC $12,580,000 $13,635,000 8.4% 1.2%
U.S. Bank $10,230,000 $12,315,000 20.4% 1.1%
Boeing Employees Credit Union $8,595,000 $11,905,000 38.5% 1.0%
Washington Federal Bank $13,390,000 $11,220,000 -16.2% 1.0%
BROKER SOLUTIONS, INC. $9,070,000 $11,145,000 22.9% 1.0%
Paramount Residential Mortgage Group, Inc. $5,015,000 $10,755,000 114.5% 0.9%
BETTER MORTGAGE CORPORATION $3,755,000 $9,790,000 160.7% 0.8%
Mortgage Research Center, LLC $8,215,000 $9,445,000 15.0% 0.8%
GUILD MORTGAGE COMPANY $8,690,000 $9,305,000 7.1% 0.8%
1st Security Bank of Washington $12,520,000 $8,660,000 -30.8% 0.7%
HOME POINT FINANCIAL CORPORATION $3,815,000 $8,520,000 123.3% 0.7%
AMERISAVE MORTGAGE CORPORATION $2,645,000 $8,450,000 219.5% 0.7%
MOVEMENT MORTGAGE, LLC $3,410,000 $6,790,000 99.1% 0.6%
NAVY FEDERAL CREDIT UNION $8,340,000 $6,770,000 -18.8% 0.6%
LAKEVIEW LOAN SERVICING, LLC $5,720,000 $6,740,000 17.8% 0.6%
First Guaranty Mortgage Corporation $5,150,000 $6,420,000 24.7% 0.5%
ACADEMY MORTGAGE CORPORATION $3,035,000 $6,410,000 111.2% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $6,925,000 $6,385,000 -7.8% 0.5%
HOMEBRIDGE FINANCIAL SERVICES, INC. $5,020,000 $5,915,000 17.8% 0.5%
NEWREZ LLC $10,740,000 $5,630,000 -47.6% 0.5%
USAA Federal Savings Bank $9,310,000 $5,345,000 -42.6% 0.5%
MUTUAL OF OMAHA MORTGAGE, INC. $3,200,000 $5,190,000 62.2% 0.4%
Bank of America $3,215,000 $5,005,000 55.7% 0.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $3,430,000 $4,510,000 31.5% 0.4%
Wallick & Volk, Inc. $1,890,000 $4,205,000 122.5% 0.4%
AMERICAN PACIFIC MORTGAGE CORPORATION $5,855,000 $4,180,000 -28.6% 0.4%
Strong Home Mortgage, LLC $3,585,000 $3,465,000 -3.3% 0.3%
Kitsap Bank $4,945,000 $3,360,000 -32.1% 0.3%
Carrington Mortgage Services, LLC $5,025,000 $3,255,000 -35.2% 0.3%
NEW DAY FINANCIAL, LLC $2,120,000 $3,235,000 52.6% 0.3%
NBKC BANK $4,005,000 $3,170,000 -20.8% 0.3%
CORNERSTONE HOME LENDING, INC. $2,350,000 $3,165,000 34.7% 0.3%
CANOPY MORTGAGE, LLC $165,000 $3,040,000 1,742.4% 0.3%
FINANCE OF AMERICA REVERSE LLC $1,790,000 $2,995,000 67.3% 0.3%
Alaska USA Federal Credit Union $390,000 $2,955,000 657.7% 0.3%
WASHINGTON STATE EMPLOYEES Credit Union $2,640,000 $2,865,000 8.5% 0.2%
AMERICAN ADVISORS GROUP $980,000 $2,780,000 183.7% 0.2%
AMERICAN FINANCIAL RESOURCES, INC. $6,700,000 $2,770,000 -58.7% 0.2%
NUMERICA CREDIT UNION $965,000 $2,470,000 156.0% 0.2%
GUARANTEED RATE, INC. $570,000 $2,395,000 320.2% 0.2%
PLANET HOME LENDING, LLC $1,910,000 $2,385,000 24.9% 0.2%
InterContinental Capital Group, Inc $675,000 $2,355,000 248.9% 0.2%
HomeStreet Bank $1,725,000 $2,350,000 36.2% 0.2%
KELLER MORTGAGE, LLC $1,400,000 $2,280,000 62.9% 0.2%
ZILLOW HOME LOANS, LLC $570,000 $2,280,000 300.0% 0.2%
Timberland Bank $3,970,000 $2,115,000 -46.7% 0.2%
The Federal Savings Bank $7,700,000 $2,100,000 -72.7% 0.2%
LEADERONE FINANCIAL CORPORATION $2,065,000 $2,025,000 -1.9% 0.2%
STEARNS LENDING, LLC $735,000 $1,970,000 168.0% 0.2%
HARBORSTONE $1,890,000 n/a 0.2%
CHERRY CREEK MORTGAGE, LLC $1,510,000 $1,855,000 22.8% 0.2%
CIVIC FINANCIAL SERVICES, LLC $1,845,000 n/a 0.2%
REVERSE MORTGAGE FUNDING LLC $1,845,000 n/a 0.2%
LADERA LENDING, INC. $1,420,000 $1,835,000 29.2% 0.2%
Ally Bank $1,205,000 $1,815,000 50.6% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $1,055,000 $1,795,000 70.1% 0.2%
EMBRACE HOME LOANS, INC. $165,000 $1,715,000 939.4% 0.1%
RANLIFE, INC. $1,800,000 $1,690,000 -6.1% 0.1%
SUMMIT FUNDING, INC. $450,000 $1,640,000 264.4% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $1,365,000 $1,620,000 18.7% 0.1%
CELEBRITY HOME LOANS, LLC $795,000 $1,615,000 103.1% 0.1%
LONGBRIDGE FINANCIAL, LLC $1,270,000 $1,560,000 22.8% 0.1%
HOMESIDE FINANCIAL, LLC $635,000 $1,500,000 136.2% 0.1%
LENDUS, LLC $1,515,000 $1,495,000 -1.3% 0.1%
North American Savings Bank, F.S.B. $2,875,000 $1,485,000 -48.3% 0.1%
KITSAP Credit Union $1,240,000 $1,475,000 19.0% 0.1%
Pacific Premier Bank $1,465,000 n/a 0.1%
NETWORK CAPITAL FUNDING CORPORATION $670,000 $1,420,000 111.9% 0.1%
FirstBank $730,000 $1,385,000 89.7% 0.1%
ADVANTIS $85,000 $1,335,000 1,470.6% 0.1%
Hometown Lenders, Inc. $1,340,000 $1,335,000 -0.4% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,955,000 $1,335,000 -31.7% 0.1%
Morgan Stanley Private Bank $515,000 $1,320,000 156.3% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $1,590,000 $1,280,000 -19.5% 0.1%
Hometown Equity Mortgage, LLC $1,275,000 n/a 0.1%
MID AMERICA MORTGAGE, INC. $2,885,000 $1,250,000 -56.7% 0.1%
Nations Lending Corporation $1,015,000 $1,235,000 21.7% 0.1%
GESA $485,000 $1,215,000 150.5% 0.1%
Servion, Inc. $1,190,000 n/a 0.1%
PNC Bank $330,000 $1,165,000 253.0% 0.1%
BNY Mellon $1,155,000 n/a 0.1%
KS StateBank $395,000 $1,145,000 189.9% 0.1%
PACIFIC RESIDENTIAL MORTGAGE, LLC $305,000 $1,095,000 259.0% 0.1%
PENRITH HOME LOANS LLC $515,000 $1,085,000 110.7% 0.1%
PHH Mortgage Corporation $375,000 $1,070,000 185.3% 0.1%
S1L, Inc. $670,000 $1,035,000 54.5% 0.1%
Meridian Bank Corporation $930,000 $1,030,000 10.8% 0.1%
Alaska USA Mortgage Company LLC $510,000 $1,025,000 101.0% 0.1%
WINGS FINANCIAL $315,000 $1,020,000 223.8% 0.1%
SOUND $505,000 $980,000 94.1% 0.1%
NP, Inc. $900,000 $945,000 5.0% 0.1%
Arvest Bank $925,000 n/a 0.1%
AMERICAN INTERNET MORTGAGE, INC. $745,000 $905,000 21.5% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $485,000 $905,000 86.6% 0.1%
NEXERA HOLDING LLC $900,000 n/a 0.1%
PREMIER MORTGAGE RESOURCES, L.L.C. $255,000 $900,000 252.9% 0.1%
SAMMAMISH MORTGAGE COMPANY $895,000 n/a 0.1%
Qualstar Credit Union $300,000 $890,000 196.7% 0.1%
CMG MORTGAGE, INC. $1,675,000 $865,000 -48.4% 0.1%
BAY EQUITY LLC $645,000 $855,000 32.6% 0.1%
Mid-Continent Funding, Inc. $855,000 n/a 0.1%
FINANCE OF AMERICA MORTGAGE LLC $2,255,000 $835,000 -63.0% 0.1%
MORTGAGE MASTER SERVICE CORPORATION $285,000 $835,000 193.0% 0.1%
PENTAGON FEDERAL CREDIT UNION $880,000 $825,000 -6.3% 0.1%
AMERICAN FINANCING CORPORATION $2,045,000 $820,000 -59.9% 0.1%
Charles Schwab Bank, SSB $3,695,000 $815,000 -77.9% 0.1%
Bank of the West $155,000 $810,000 422.6% 0.1%
Sunflower Bank $810,000 n/a 0.1%
Commerce Home Mortgage, Inc. $275,000 $805,000 192.7% 0.1%
STAR ONE CREDIT UNION $115,000 $805,000 600.0% 0.1%
UBS Bank USA $365,000 $805,000 120.5% 0.1%
UNITED MORTGAGE CORP. $805,000 n/a 0.1%
FINANCE OF AMERICA COMMERCIAL LLC $225,000 $755,000 235.6% 0.1%
MUFG Union Bank $405,000 $755,000 86.4% 0.1%
LAND HOME FINANCIAL SERVICES, INC. $155,000 $745,000 380.6% 0.1%
Northpointe Bank $745,000 n/a 0.1%
SOUTHWEST STAGE FUNDING, LLC $400,000 $745,000 86.3% 0.1%
First Midwest Bank $730,000 $740,000 1.4% 0.1%
Sierra Pacific Mortgage Company, Inc. $105,000 $735,000 600.0% 0.1%
Magnolia Bank $405,000 $710,000 75.3% 0.1%
FIRST TECHNOLOGY $675,000 $705,000 4.4% 0.1%
Solarity Credit Union $700,000 n/a 0.1%
Truist Bank $600,000 $690,000 15.0% 0.1%
Bank of the Pacific $860,000 $685,000 -20.3% 0.1%
LENDERFI, INC. $235,000 $680,000 189.4% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $670,000 n/a 0.1%
BNC National Bank $1,270,000 $660,000 -48.0% 0.1%
Citibank $300,000 $655,000 118.3% 0.1%
ON Q FINANCIAL, INC. $3,205,000 $650,000 -79.7% 0.1%
Citadel Servicing Corporation $645,000 n/a 0.1%
Wyndham Capital Mortgage, Inc. $985,000 $630,000 -36.0% 0.1%
Banner Bank $2,050,000 $605,000 -70.5% 0.1%
PENINSULA COMMUNITY $605,000 n/a 0.1%
The Huntington National Bank $605,000 n/a 0.1%
TIAA, FSB $975,000 $600,000 -38.5% 0.1%
First Federal Bank $580,000 n/a 0.0%
OPEN MORTGAGE, LLC $715,000 $575,000 -19.6% 0.0%
Loan Simple, Inc. $405,000 $550,000 35.8% 0.0%
Toyota Financial Savings Bank $550,000 n/a 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $545,000 n/a 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $415,000 $530,000 27.7% 0.0%
WESTWOOD MORTGAGE, INC. $525,000 n/a 0.0%
V.I.P. MORTGAGE, INC. $520,000 n/a 0.0%
ALL REVERSE MORTGAGE, INC. $510,000 n/a 0.0%
NBH Bank $295,000 $510,000 72.9% 0.0%
VILLAGE CAPITAL & INVESTMENT LLC $1,415,000 $495,000 -65.0% 0.0%
DATA MORTGAGE, INC. $490,000 n/a 0.0%
TJC Mortgage, Inc. $540,000 $490,000 -9.3% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $2,125,000 $485,000 -77.2% 0.0%
SPOKANE TEACHERS $275,000 $475,000 72.7% 0.0%
EVERETT FINANCIAL, INC. $425,000 $465,000 9.4% 0.0%
IDAHO CENTRAL $465,000 n/a 0.0%
EMM LOANS LLC $480,000 $460,000 -4.2% 0.0%
Glacier Bank $455,000 n/a 0.0%
MANN FINANCIAL INC. $630,000 $455,000 -27.8% 0.0%
Columbia State Bank $995,000 $450,000 -54.8% 0.0%
DIRECTORS MORTGAGE, INC. $850,000 $450,000 -47.1% 0.0%
Third Federal Savings and Loan Association of Cleveland $225,000 $445,000 97.8% 0.0%
NATIONS DIRECT MORTGAGE, LLC $925,000 $440,000 -52.4% 0.0%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $345,000 $425,000 23.2% 0.0%
Figure Lending LLC $215,000 $420,000 95.3% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $695,000 $420,000 -39.6% 0.0%
RBC Bank, (Georgia) $410,000 n/a 0.0%
SPRING EQ, LLC $175,000 $410,000 134.3% 0.0%
Amerifirst Financial, Inc. $395,000 n/a 0.0%
Cf Bank $385,000 $395,000 2.6% 0.0%
Farmers Bank & Trust $315,000 $395,000 25.4% 0.0%
LOANPAL, LLC $565,000 $385,000 -31.9% 0.0%
First Internet Bank of Indiana $375,000 n/a 0.0%
UNION HOME MORTGAGE CORP. $375,000 n/a 0.0%
AmeriHome Mortgage Company, LLC $315,000 $365,000 15.9% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $355,000 n/a 0.0%
Olympia Federal Savings & Loan Association $165,000 $355,000 115.2% 0.0%
Watermark Capital, Inc. $590,000 $350,000 -40.7% 0.0%
AMCAP MORTGAGE, LTD. $405,000 $345,000 -14.8% 0.0%
BKCO MORTGAGE, LLC $335,000 n/a 0.0%
FIRST CENTENNIAL MORTGAGE CORPORATION $335,000 n/a 0.0%
TWINSTAR $335,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $335,000 n/a 0.0%
BEST CAPITAL FUNDING $325,000 n/a 0.0%
iQ Credit Union $325,000 n/a 0.0%
LO, INC. $325,000 n/a 0.0%
AXIA FINANCIAL, LLC $550,000 $315,000 -42.7% 0.0%
Discover Bank $435,000 $310,000 -28.7% 0.0%
FIRST NATIONS HOME FINANCE CORPORATION $305,000 n/a 0.0%
21ST MORTGAGE CORPORATION $85,000 $300,000 252.9% 0.0%
ALLIANT CREDIT UNION $300,000 n/a 0.0%
Victorian Finance, LLC $295,000 n/a 0.0%
Bank of England $905,000 $285,000 -68.5% 0.0%
RESIDENTIAL BANCORP. $285,000 n/a 0.0%
Citizens Bank $335,000 $275,000 -17.9% 0.0%
CONTOUR MORTGAGE CORPORATION $275,000 n/a 0.0%
GEORGIA'S OWN $275,000 n/a 0.0%
SOFI LENDING CORP. $795,000 $275,000 -65.4% 0.0%
Heritage Bank $270,000 n/a 0.0%
Lakeview Community Capital, LLC $165,000 $270,000 63.6% 0.0%
MORTGAGE LENDING GROUP LLC $260,000 n/a 0.0%
AmRes Corporation $255,000 n/a 0.0%
Firefighters First Federal Credit Union $570,000 $255,000 -55.3% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $935,000 $255,000 -72.7% 0.0%
UNITED $255,000 n/a 0.0%
WHATCOM EDUCATIONAL CREDIT UNION $570,000 $250,000 -56.1% 0.0%
Goldwater Bank, N.A. $345,000 $245,000 -29.0% 0.0%
HighTechLending Inc $740,000 $245,000 -66.9% 0.0%
HOMESTEAD FUNDING CORP. $245,000 n/a 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $245,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $245,000 $245,000 0.0% 0.0%
Peoples Bank $195,000 $245,000 25.6% 0.0%
CHU & ASSOCIATES, INC. $235,000 n/a 0.0%
MOUNTAIN AMERICA $235,000 n/a 0.0%
STARBOARD FINANCIAL MANAGEMENT, LLC $235,000 n/a 0.0%
THRIVENT Federal Credit Union $235,000 n/a 0.0%
NexBank $230,000 n/a 0.0%
KINECTA $225,000 n/a 0.0%
ALL WESTERN MORTGAGE, INC. $205,000 n/a 0.0%
First Republic Bank $195,000 n/a 0.0%
MEMBER FIRST MORTGAGE, LLC $195,000 n/a 0.0%
TRISTAR FINANCE, INC. $195,000 n/a 0.0%
Unitus Community Credit Union $195,000 n/a 0.0%
SKYONE Federal Credit Union $185,000 n/a 0.0%
First Savings Bank $315,000 $175,000 -44.4% 0.0%
LENDINGHOME FUNDING CORPORATION $175,000 n/a 0.0%
Peoples Bank $195,000 $175,000 -10.3% 0.0%
First Mortgage Solutions, LLC $640,000 $155,000 -75.8% 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION $155,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $700,000 $145,000 -79.3% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $145,000 n/a 0.0%
NorthWest Plus Credit Union $145,000 n/a 0.0%
Potlatch No. 1 Financial Credit Union $435,000 $145,000 -66.7% 0.0%
Colonial Savings, F.A. $135,000 n/a 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $280,000 $125,000 -55.4% 0.0%
Axos Bank $805,000 $105,000 -87.0% 0.0%
City National Bank $105,000 n/a 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $95,000 $105,000 10.5% 0.0%
Southwest Airlines Federal Credit Union $105,000 n/a 0.0%
Chickasaw Community Bank $95,000 n/a 0.0%
FIBRE FEDERAL CREDIT UNION $85,000 n/a 0.0%
Pacific NW Federal Credit Union $85,000 n/a 0.0%
Connexus Credit Union $65,000 $35,000 -46.2% 0.0%
Seattle Metropolitan Credit Union $1,200,000 $35,000 -97.1% 0.0%
HIWAY $255,000 $25,000 -90.2% 0.0%

Port Angeles's top lender by overall market share is EVERGREEN MONEYSOURCE MORTGAGE COMPANY, with 10.6% market share. In second place, with 10.3%, is CALIBER HOME LOANS, INC., having originated $120,040,000 in loans. In third place, with 7.4%, is First Federal Savings and Loan Association of Port Angeles, having originated $86,645,000 in loans. In third place, with 6.3%, is QUICKEN LOANS, LLC, having originated $73,295,000 in loans. In third place, with 5.3%, is Sound Community Bank, having originated $61,795,000 in loans.


Port Angeles, WA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 1,448 $358,580,000 $247,638
Home Purchase 1,302 $491,820,000 $377,742
Cash Out Refi 1,109 $292,575,000 $263,819
Home Improvement 97 $10,635,000 $109,639
Other 95 $16,325,000 $171,842

Port Angeles's most frequently cited loan purpose was Refi, with 1,448 originations. The 2nd most popular reason was Home Purchase, with 1,302 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 1,606 $443,860,000 $276,376
3-4% 1,562 $481,450,000 $308,227
<2.5% 673 $196,785,000 $292,400
4-5% 121 $35,435,000 $292,851
5-6% 35 $5,495,000 $157,000
Over 8% 14 $1,100,000 $78,571
7-8% 11 $1,205,000 $109,545
6-7% 10 $800,000 $80,000

During 2021, Port Angeles's most frequently originated rate bucket was 2.5-3%, with 1,606 originations.

Loan Sizing (Port Angeles, WA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 2,165 $621,295,000 $286,972
$100k-200k 958 $150,520,000 $157,119
$400k-600k 566 $269,690,000 $476,484
$100,000 or less 255 $15,565,000 $61,039
$600k-1000k 91 $67,345,000 $740,055
$Over $1MM 16 $45,520,000 $2,845,000

Port Angeles's loan sizing saw the bucket of loans from $200k-400k with 2,165 originations, totaling $621,295,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 1,323 $460,785,000 $348,288
40-60% 973 $239,195,000 $245,832
80-100% 888 $316,430,000 $356,340
20-40% 475 $74,535,000 $156,916
Under 20% 171 $16,455,000 $96,228
Over 100% 58 $22,060,000 $380,345

Port Angeles's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 1,323 originations, totaling $460,785,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Port Angeles (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $315,200 (5.1%) $375,229 (-5.4%) 0.00 293
2018-02-01 $325,000 (1.6%) $374,831 (-6.5%) 0.00 287
2018-03-01 $349,000 (11.7%) $422,668 (7.6%) 0.00 187
2018-04-01 $387,000 (21.3%) $442,176 (10.1%) 0.00 205
2018-05-01 $399,475 (20.2%) $472,419 (12.5%) 0.00 222
2018-06-01 $415,000 (25.0%) $496,495 (18.3%) 0.00 246
2018-07-01 $399,000 (22.8%) $478,488 (17.6%) 0.00 297
2018-08-01 $390,975 (24.1%) $467,334 (15.7%) 0.00 341
2018-09-01 $379,000 (22.3%) $452,241 (11.7%) 0.00 361
2018-10-01 $380,000 (25.6%) $437,093 (12.2%) 0.00 349
2018-11-01 $382,450 (27.8%) $441,356 (15.6%) 0.00 327
2018-12-01 $385,000 (24.2%) $434,600 (11.9%) 0.00 298
2019-01-01 $387,000 (22.8%) $432,590 (15.3%) 0.00 257
2019-02-01 $379,000 (16.6%) $447,556 (19.4%) 0.00 230
2019-03-01 $389,243 (11.5%) $461,325 (9.2%) 0.00 240
2019-04-01 $406,950 (5.2%) $476,221 (7.7%) 0.00 262
2019-05-01 $419,000 (4.9%) $480,243 (1.7%) 0.00 284
2019-06-01 $425,000 (2.4%) $493,443 (-0.6%) 0.00 308
2019-07-01 $427,000 (7.0%) $496,717 (3.8%) 0.00 327
2019-08-01 $427,286 (9.3%) $502,192 (7.5%) 0.00 331
2019-09-01 $425,286 (12.2%) $503,674 (11.4%) 0.00 337
2019-10-01 $426,500 (12.2%) $507,062 (16.0%) 0.00 344
2019-11-01 $439,950 (15.0%) $517,107 (17.2%) 0.00 292
2019-12-01 $437,425 (13.6%) $526,602 (21.2%) 0.00 236
2020-01-01 $434,950 (12.4%) $519,489 (20.1%) 0.00 218
2020-02-01 $429,000 (13.2%) $516,178 (15.3%) 0.00 204
2020-03-01 $435,000 (11.8%) $520,836 (12.9%) 0.00 217
2020-04-01 $424,975 (4.4%) $512,554 (7.6%) 0.00 242
2020-05-01 $449,000 (7.2%) $534,352 (11.3%) 0.00 228
2020-06-01 $470,950 (10.8%) $552,681 (12.0%) 0.00 228
2020-07-01 $449,450 (5.3%) $554,450 (11.6%) 0.00 230
2020-08-01 $439,000 (2.7%) $563,864 (12.3%) 0.00 227
2020-09-01 $417,450 (-1.8%) $605,531 (20.2%) 0.00 204
2020-10-01 $419,900 (-1.6%) $631,833 (24.6%) 0.00 166
2020-11-01 $439,475 (-0.1%) $617,662 (19.5%) 0.00 119
2020-12-01 $455,000 (4.0%) $639,608 (21.5%) 0.00 84
2021-01-01 $410,000 (-5.7%) $632,499 (21.8%) 0.00 69
2021-02-01 $484,450 (12.9%) $633,878 (22.8%) 0.00 62
2021-03-01 $462,500 (6.3%) $613,768 (17.8%) 0.00 61
2021-04-01 $518,500 (22.0%) $639,060 (24.7%) 0.00 64
2021-05-01 $520,000 (15.8%) $630,748 (18.0%) 0.00 77
2021-06-01 $522,450 (10.9%) $629,527 (13.9%) 0.00 110
2021-07-01 $498,925 (11.0%) $636,495 (14.8%) 0.00 143
2021-08-01 $525,000 (19.6%) $670,368 (18.9%) 0.00 155
2021-09-01 $567,475 (35.9%) $683,694 (12.9%) 0.00 158
2021-10-01 $575,000 (36.9%) $692,203 (9.6%) 0.00 139
2021-11-01 $570,000 (29.7%) $708,807 (14.8%) 0.00 106
2021-12-01 $625,000 (37.4%) $752,456 (17.6%) 0.00 84
2022-01-01 $629,950 (53.7%) $760,401 (20.2%) 0.00 64
2022-02-01 $627,425 (29.5%) $755,331 (19.2%) 0.00 86
2022-03-01 $598,000 (29.3%) $759,819 (23.8%) 0.00 87
2022-04-01 $615,000 (18.6%) $792,179 (24.0%) 0.00 95
2022-05-01 $625,000 (20.2%) $771,611 (22.3%) 0.00 134
Port Angeles's median listing price for 2022-05-01 was $625,000, a difference of $105,000 (20.2%) versus the prior year and $10,000 versus the prior month.

Port Angeles's median listing price comes in at 0% of the national average.

Port Angeles's average listing price for 2022-05-01 was $771,611, a difference of $140,863 (22.3%) versus the prior year and $-20,568 versus the prior month.

For the 2022-05-01 period, Port Angeles had 134 MLS listings, a difference of 39 listings (41%) versus the prior month and 57 listings (74%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Port Angeles (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,828 sqft
2018-02-01 0 days 1,830 sqft
2018-03-01 0 days 1,980 sqft
2018-04-01 0 days 2,050 sqft
2018-05-01 0 days 1,987 sqft
2018-06-01 0 days 2,014 sqft
2018-07-01 0 days 2,028 sqft
2018-08-01 0 days 1,992 sqft
2018-09-01 0 days 1,954 sqft
2018-10-01 0 days 1,931 sqft
2018-11-01 0 days 1,965 sqft
2018-12-01 0 days 1,937 sqft
2019-01-01 0 days 1,964 sqft
2019-02-01 0 days 1,934 sqft
2019-03-01 0 days 1,950 sqft
2019-04-01 0 days 1,946 sqft
2019-05-01 0 days 1,953 sqft
2019-06-01 0 days 1,988 sqft
2019-07-01 0 days 1,978 sqft
2019-08-01 0 days 1,983 sqft
2019-09-01 0 days 1,994 sqft
2019-10-01 0 days 2,031 sqft
2019-11-01 0 days 2,040 sqft
2019-12-01 0 days 2,045 sqft
2020-01-01 0 days 2,048 sqft
2020-02-01 0 days 2,043 sqft
2020-03-01 0 days 1,971 sqft
2020-04-01 0 days 1,959 sqft
2020-05-01 0 days 2,014 sqft
2020-06-01 0 days 2,086 sqft
2020-07-01 0 days 2,045 sqft
2020-08-01 0 days 2,024 sqft
2020-09-01 0 days 1,952 sqft
2020-10-01 0 days 1,950 sqft
2020-11-01 0 days 1,940 sqft
2020-12-01 0 days 1,923 sqft
2021-01-01 0 days 1,762 sqft
2021-02-01 0 days 1,731 sqft
2021-03-01 0 days 1,735 sqft
2021-04-01 0 days 1,953 sqft
2021-05-01 0 days 2,068 sqft
2021-06-01 0 days 1,914 sqft
2021-07-01 0 days 1,924 sqft
2021-08-01 0 days 1,932 sqft
2021-09-01 0 days 2,026 sqft
2021-10-01 0 days 2,000 sqft
2021-11-01 0 days 2,033 sqft
2021-12-01 0 days 2,040 sqft
2022-01-01 0 days 2,006 sqft
2022-02-01 0 days 1,930 sqft
2022-03-01 0 days 1,963 sqft
2022-04-01 0 days 1,993 sqft
2022-05-01 0 days 2,007 sqft
Port Angeles's median listing age (time on market) for 2022-05-01 was 0 days.

Port Angeles's median square footage for active listings during the 2022-05-01 period was 2,007 sqft. One year prior, the average listing was 2,068 sqft.