Limestone Bank Mortgage Rates, Fees & Info
Louisville, KYLEI: 549300FOE3Q0OTXTQ820
Tax ID: 75-3010758
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Limestone Bank is a smaller bank specializing in Home Purchase loans. Limestone Bank has a high proportion of conventional loans. Their top markets by origination volume include: Elizabethtown, Louisville, Owensboro, Lexington, and Glasgow among others. We have data for 11 markets. (Some data included below & more in-depth data is available with an active subscription.)Limestone Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
58Origination Dollar Volume (All Markets)
$54,390,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $33,445,000 | $33,445,000 | $0 | 0.00% |
| LOUISVILLE, KY (FHA|USDA|VA) | 16 | $10,790,000 | $674,375 | $0 | 0.00% |
| OWENSBORO, KY (FHA|USDA|VA) | 6 | $3,490,000 | $581,667 | $0 | 0.00% |
| Outside of Metro Areas | 20 | $2,570,000 | $128,500 | $0 | 0.00% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 3 | $2,165,000 | $721,667 | $0 | 0.00% |
| Glasgow, KY (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $0 | 0.00% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $0 | 0.00% |
| Frankfort, KY (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 0.00% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 0.00% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 0.00% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 58 | $54,390,000 | $937,759 | $0 | 0.00% |
For 2023, Limestone Bank's most frequently originated type of loan was Conventional, with 58 originations.
Loan Reason
For 2023, Limestone Bank's most frequently cited loan purpose was Home Purchase, with 47 originations. The 2nd most popular reason was Refi, with 8 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 58 | $54,390,000 | $937,759 | $0 | 0.00% |
For 2023, Limestone Bank's most frequently cited loan duration was Other, with 58 originations.
Loan Sizing
2023 saw Limestone Bank place emphasis on $100k-200k loans with 27 originations, totaling $4,015,000 in origination value.
Applicant Income
Limestone Bank lent most frequently to those with incomes in the $50k or less range, with 15 originations. The second most popular income band? $50k-75k, with 11 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 58 | $54,390,000 | $937,759 | $0 | 0.00% |
Limestone Bank lent most frequently to those with DTI ratios of Exempt%, with 58 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.20%
Limestone Bank has an average approval rate.
Pick Rate
Approvals leading to origination87.93%
Limestone Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 58 | $54,390,000 | $937,759 |