ELIZABETHTOWN - FORT KNOX Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Elizabethtown - Fort Knox averaged
7.25%
for the week of 2026-11-05, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2026-10-29) was
7.41% and
one month ago for the week of 2026-10-01, the
average rate was 7.05%.
Elizabethtown - Fort Knox's average rate one year ago was 6.34%.
For refis of the same type during the week of 2026-11-05, the average rate
was 7.01%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2026-11-05 | 7.18% |
| Elizabethtown - Fort Knox 30 Year Fixed Rate | 2026-11-05 | 7.25% |
| Elizabethtown - Fort Knox 30 Year Fixed Rate Refi | 2026-11-05 | 7.01% |
| Elizabethtown - Fort Knox 15 Year Fixed Rate | 2026-11-05 | 6.47% |
| Elizabethtown - Fort Knox 15 Year Fixed Rate Refi | 2026-11-05 | 6.77% |
| Elizabethtown - Fort Knox 30 Year FHA | 2026-11-05 | 6.76% |
| Elizabethtown - Fort Knox 30 Year FHA Refi | 2026-11-05 | 7.03% |
| Elizabethtown - Fort Knox 30 Year USDA | 2026-11-05 | 7.2% |
| Elizabethtown - Fort Knox 30 Year USDA Refi | 2026-11-05 | 6.8% |
| Elizabethtown - Fort Knox 30 Year VA | 2026-11-05 | 6.62% |
| Elizabethtown - Fort Knox 30 Year VA Refi | 2026-11-05 | 6.58% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ELIZABETHTOWN-FORT KNOX, KY.
ELIZABETHTOWN - FORT KNOX Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ELIZABETHTOWN-FORT KNOX, KY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
ELIZABETHTOWN - FORT KNOX Average Closing Costs & Other Stats
ELIZABETHTOWN-FORT KNOX, KY's 99 lenders originated 4,424
loans during 2025. The total origination value was $1,029,290,000, with an average loan value of
$232,660.
ELIZABETHTOWN - FORT KNOX's average closing costs are $5,065.
The top ELIZABETHTOWN - FORT KNOX lender as defined by loan originations is Abound Federal Credit Union, with
172 loans originated. Their average total fees are
$2,932, which is $2,725
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee ELIZABETHTOWN - FORT KNOX lenders (with over 10 loans originated) are
Community Trust Bank, Inc. ($2,618), Abound Federal Credit Union ($2,932), SOUTH CENTRAL BANK, INC. ($3,165), JPMorgan Chase Bank ($3,287) and INTERLINC MORTGAGE SERVICES, LLC ($3,378).
The lowest rate ELIZABETHTOWN - FORT KNOX lenders (with over 10 loans originated) are
Abound Federal Credit Union (5.99%), Community Trust Bank, Inc. (6.03%), JPMorgan Chase Bank (6.31%), UNION HOME MORTGAGE CORP. (6.35%) and SOUTH CENTRAL BANK, INC. (6.50%).
ELIZABETHTOWN-FORT KNOX, KY Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2024 Loan Value | 2025 Loan Value | % Change | 2025 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $97,955,000 | $120,010,000 | 22.5% | 11.7% |
| Abound Federal Credit Union | $61,300,000 | $85,850,000 | 40.0% | 8.3% |
| Mortgage Research Center, LLC | $52,130,000 | $69,975,000 | 34.2% | 6.8% |
| The Cecilian Bank | $60,705,000 | $57,070,000 | -6.0% | 5.5% |
| SOUTH CENTRAL BANK, INC. | $53,125,000 | $56,810,000 | 6.9% | 5.5% |
| QUICKEN LOANS, LLC | $47,925,000 | $54,730,000 | 14.2% | 5.3% |
| West Point Bank | $43,580,000 | $37,320,000 | -14.4% | 3.6% |
| FREEDOM MORTGAGE CORPORATION | $26,950,000 | $35,145,000 | 30.4% | 3.4% |
| NAVY FEDERAL CREDIT UNION | $16,465,000 | $24,340,000 | 47.8% | 2.4% |
| Prudential Huntoon Paige Associates, LLC | $32,555,000 | $21,825,000 | -33.0% | 2.1% |
| WesBanco | $14,500,000 | $21,795,000 | 50.3% | 2.1% |
| Northpointe Bank | $18,675,000 | $21,335,000 | 14.2% | 2.1% |
| DHI MORTGAGE COMPANY, LTD. | $10,145,000 | $21,160,000 | 108.6% | 2.1% |
| Meade County Bank | $26,240,000 | $19,135,000 | -27.1% | 1.9% |
| PENNYMAC LOAN SERVICES, LLC | $19,715,000 | $16,280,000 | -17.4% | 1.6% |
| Magnolia Bank | $10,125,000 | $16,220,000 | 60.2% | 1.6% |
| CROSSCOUNTRY MORTGAGE, LLC | $3,440,000 | $13,175,000 | 283.0% | 1.3% |
| PREMIER LENDING, INC. | $4,795,000 | $11,725,000 | 144.5% | 1.1% |
| Wilson & Muir Bank & Trust Company | $7,630,000 | $11,630,000 | 52.4% | 1.1% |
| The Lincoln National Bank of Hodgenville | $12,975,000 | $10,910,000 | -15.9% | 1.1% |
| Prosperity Home Mortgage, LLC | $9,945,000 | $10,695,000 | 7.5% | 1.0% |
| Banterra Bank | $10,005,000 | n/a | 1.0% | |
| UNION HOME MORTGAGE CORP. | $4,445,000 | $8,925,000 | 100.8% | 0.9% |
| INSPIRE HOME LOANS INC. | $11,275,000 | $8,610,000 | -23.6% | 0.8% |
| EVERETT FINANCIAL, INC. | $7,450,000 | $8,340,000 | 11.9% | 0.8% |
| German American Bank | $8,915,000 | $8,110,000 | -9.0% | 0.8% |
| PLAZA HOME MORTGAGE, INC. | $2,935,000 | $7,950,000 | 170.9% | 0.8% |
| NEW DAY FINANCIAL, LLC | $6,130,000 | $7,510,000 | 22.5% | 0.7% |
| Farm Credit Mid-America, ACA | $3,065,000 | $7,105,000 | 131.8% | 0.7% |
| PNC Bank | $5,760,000 | $7,095,000 | 23.2% | 0.7% |
| USAA Federal Savings Bank | $7,565,000 | $6,475,000 | -14.4% | 0.6% |
| The Federal Savings Bank | $4,730,000 | $6,470,000 | 36.8% | 0.6% |
| STOCKTON MORTGAGE CORPORATION | $4,200,000 | $6,220,000 | 48.1% | 0.6% |
| LAKEVIEW LOAN SERVICING, LLC | $2,670,000 | $6,040,000 | 126.2% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $4,940,000 | $5,750,000 | 16.4% | 0.6% |
| Community Trust Bank, Inc. | $3,155,000 | $5,665,000 | 79.6% | 0.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $5,050,000 | $4,755,000 | -5.8% | 0.5% |
| JPMorgan Chase Bank | $6,365,000 | $4,715,000 | -25.9% | 0.5% |
| HOMESIDE FINANCIAL, LLC | $2,610,000 | $4,680,000 | 79.3% | 0.5% |
| NEWREZ LLC | $5,000,000 | $4,665,000 | -6.7% | 0.5% |
| BROKER SOLUTIONS, INC. | $3,405,000 | $4,660,000 | 36.9% | 0.5% |
| Bank of Buffalo | $4,310,000 | $4,595,000 | 6.6% | 0.4% |
| LOANDEPOT.COM, LLC | $3,345,000 | $4,365,000 | 30.5% | 0.4% |
| Central Bank | $375,000 | $4,335,000 | 1,056.0% | 0.4% |
| Century Mortgage Company DBA Century Lending Company | $1,985,000 | $4,330,000 | 118.1% | 0.4% |
| Equity Prime Mortgage LLC | $2,245,000 | $4,175,000 | 86.0% | 0.4% |
| Stock Yards Bank & Trust Company | $4,200,000 | $4,160,000 | -1.0% | 0.4% |
| PLANET HOME LENDING, LLC | $2,760,000 | $3,805,000 | 37.9% | 0.4% |
| INTERLINC MORTGAGE SERVICES, LLC | $1,240,000 | $3,795,000 | 206.0% | 0.4% |
| GUARANTEED RATE, INC. | $5,705,000 | $3,645,000 | -36.1% | 0.4% |
| Carrington Mortgage Services, LLC | $3,935,000 | $3,550,000 | -9.8% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $1,925,000 | $3,430,000 | 78.2% | 0.3% |
| VILLAGE CAPITAL MORTGAGE | $3,785,000 | $3,160,000 | -16.5% | 0.3% |
| CMG MORTGAGE, INC. | $1,865,000 | $3,105,000 | 66.5% | 0.3% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $4,615,000 | $2,815,000 | -39.0% | 0.3% |
| The Loan Store, Inc. | $2,530,000 | $2,400,000 | -5.1% | 0.2% |
| AMERICAN FINANCIAL RESOURCES, INC. | $2,165,000 | $2,395,000 | 10.6% | 0.2% |
| L & N Federal Credit Union | $2,315,000 | $2,380,000 | 2.8% | 0.2% |
| Fifth Third Bank | $2,425,000 | $2,295,000 | -5.4% | 0.2% |
| EVANSVILLE TEACHERS | $2,380,000 | $2,250,000 | -5.5% | 0.2% |
| U.S. Bank | $1,280,000 | $1,975,000 | 54.3% | 0.2% |
| PIKE CREEK MORTGAGE SERVICES, INC. | $1,770,000 | n/a | 0.2% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $2,110,000 | $1,590,000 | -24.6% | 0.2% |
| A&D Mortgage LLC | $400,000 | $1,575,000 | 293.8% | 0.2% |
| Town & Country Bank and Trust Company | $2,470,000 | $1,515,000 | -38.7% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $980,000 | $1,470,000 | 50.0% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $475,000 | $1,445,000 | 204.2% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $910,000 | $1,355,000 | 48.9% | 0.1% |
| BAY EQUITY LLC | $155,000 | $1,345,000 | 767.7% | 0.1% |
| MOVEMENT MORTGAGE, LLC | $1,325,000 | n/a | 0.1% | |
| Republic Bank & Trust Company | $800,000 | $1,315,000 | 64.4% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,135,000 | $1,310,000 | 15.4% | 0.1% |
| 21ST MORTGAGE CORPORATION | $2,295,000 | $1,265,000 | -44.9% | 0.1% |
| RUOFF MORTGAGE COMPANY, INC. | $5,540,000 | $1,265,000 | -77.2% | 0.1% |
| Plains Commerce Bank | $725,000 | $1,260,000 | 73.8% | 0.1% |
| NBKC BANK | $955,000 | $1,255,000 | 31.4% | 0.1% |
| COMMONWEALTH | $1,060,000 | $1,190,000 | 12.3% | 0.1% |
| MORTGAGE ACCESS CORP. | $950,000 | $1,175,000 | 23.7% | 0.1% |
| Armed Forces Bank | $355,000 | $1,170,000 | 229.6% | 0.1% |
| GoPrime Mortgage, Inc. | $245,000 | $1,160,000 | 373.5% | 0.1% |
| The Park National Bank | $1,115,000 | n/a | 0.1% | |
| GUILD MORTGAGE COMPANY | $325,000 | $1,105,000 | 240.0% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $380,000 | $1,105,000 | 190.8% | 0.1% |
| River City Bank, Inc. | $895,000 | $1,085,000 | 21.2% | 0.1% |
| Wells Fargo Bank | $1,055,000 | $1,075,000 | 1.9% | 0.1% |
| Truist | $435,000 | $1,050,000 | 141.4% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,000,000 | $1,015,000 | 1.5% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $1,000,000 | n/a | 0.1% | |
| Flagstar Bank, FSB | $2,660,000 | $995,000 | -62.6% | 0.1% |
| PARK COMMUNITY CREDIT UNION, INC. | $1,415,000 | $985,000 | -30.4% | 0.1% |
| Texana Bank | $430,000 | $985,000 | 129.1% | 0.1% |
| EMM LOANS LLC | $1,155,000 | $980,000 | -15.2% | 0.1% |
| Peoples Bank | $230,000 | $900,000 | 291.3% | 0.1% |
| First Federal Bank | $345,000 | $885,000 | 156.5% | 0.1% |
| OCMBC, INC. | $860,000 | n/a | 0.1% | |
| Bank of America | $1,170,000 | $845,000 | -27.8% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $1,090,000 | $845,000 | -22.5% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $275,000 | $830,000 | 201.8% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $345,000 | $780,000 | 126.1% | 0.1% |
| TJC Mortgage, Inc. | $55,000 | $770,000 | 1,300.0% | 0.1% |
| T2 FINANCIAL LLC | $8,830,000 | $755,000 | -91.4% | 0.1% |
| ENDEAVOR CAPITAL, LLC. | $300,000 | $750,000 | 150.0% | 0.1% |
| JMAC LENDING, INC. | $700,000 | n/a | 0.1% | |
| UNIVERSITY OF KENTUCKY | $370,000 | $675,000 | 82.4% | 0.1% |
| Independence Bank of Kentucky | $55,000 | $670,000 | 1,118.2% | 0.1% |
| SPRING EQ, LLC | $240,000 | $665,000 | 177.1% | 0.1% |
| Fortera Federal Credit Union | $450,000 | $660,000 | 46.7% | 0.1% |
| First Harrison Bank | $970,000 | $650,000 | -33.0% | 0.1% |
| AMERICAN HERITAGE LENDING, INC. | $275,000 | $615,000 | 123.6% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $455,000 | $605,000 | 33.0% | 0.1% |
| CLEARPATH LENDING | $655,000 | $570,000 | -13.0% | 0.1% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $2,020,000 | $545,000 | -73.0% | 0.1% |
| GREENSTATE CREDIT UNION | $215,000 | $545,000 | 153.5% | 0.1% |
| NFM, INC. | $530,000 | n/a | 0.1% | |
| HOMEXPRESS MORTGAGE CORP. | $515,000 | n/a | 0.1% | |
| M&T Bank | $395,000 | $515,000 | 30.4% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $510,000 | n/a | 0.0% | |
| Peoples Bank | $230,000 | $500,000 | 117.4% | 0.0% |
| Ameris Bank | $495,000 | n/a | 0.0% | |
| AMERICAN FINANCING CORPORATION | $1,030,000 | $465,000 | -54.9% | 0.0% |
| AMWEST FUNDING CORP. | $765,000 | $460,000 | -39.9% | 0.0% |
| CARDINAL FINANCIAL | $525,000 | $460,000 | -12.4% | 0.0% |
| Citizens Bank | $375,000 | $460,000 | 22.7% | 0.0% |
| Forcht Bank | $455,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $410,000 | $440,000 | 7.3% | 0.0% |
| Discover Bank | $1,010,000 | $435,000 | -56.9% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $195,000 | $430,000 | 120.5% | 0.0% |
| AmeriHome Mortgage Company, LLC | $425,000 | n/a | 0.0% | |
| MORTGAGEONE, INC. | $295,000 | $415,000 | 40.7% | 0.0% |
| Bank of Edmonson County | $390,000 | n/a | 0.0% | |
| First Financial Bank | $330,000 | $390,000 | 18.2% | 0.0% |
| Presidential Bank, FSB | $385,000 | n/a | 0.0% | |
| Barrington Bank & Trust Company, N.A. | $1,060,000 | $370,000 | -65.1% | 0.0% |
| FirstBank | $65,000 | $370,000 | 469.2% | 0.0% |
| United Nations Federal Credit Union | $365,000 | n/a | 0.0% | |
| Figure Lending LLC | $60,000 | $355,000 | 491.7% | 0.0% |
| Legends Bank | $355,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $355,000 | n/a | 0.0% | |
| TOP FLITE FINANCIAL, INC. | $470,000 | $350,000 | -25.5% | 0.0% |
| ALLIANT CREDIT UNION | $265,000 | $345,000 | 30.2% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $345,000 | n/a | 0.0% | |
| GERSHMAN INVESTMENT CORP. | $345,000 | n/a | 0.0% | |
| Regions Bank | $310,000 | $340,000 | 9.7% | 0.0% |
| ROSS MORTGAGE CORPORATION | $340,000 | n/a | 0.0% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $335,000 | n/a | 0.0% | |
| ARIZONA | $325,000 | n/a | 0.0% | |
| Service Federal Credit Union | $325,000 | n/a | 0.0% | |
| Nations Lending Corporation | $145,000 | $320,000 | 120.7% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $225,000 | $315,000 | 40.0% | 0.0% |
| Bank of the Bluegrass & Trust Co. | $305,000 | n/a | 0.0% | |
| BETTER MORTGAGE CORPORATION | $305,000 | n/a | 0.0% | |
| MYCUMORTGAGE, LLC | $630,000 | $295,000 | -53.2% | 0.0% |
| RESIDENTIAL BANCORP | $125,000 | $295,000 | 136.0% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $640,000 | $285,000 | -55.5% | 0.0% |
| Eagle Bank and Trust Company | $355,000 | $285,000 | -19.7% | 0.0% |
| First Southern National Bank | $285,000 | n/a | 0.0% | |
| NATIONS DIRECT MORTGAGE, LLC | $285,000 | n/a | 0.0% | |
| UNITED MORTGAGE CORP | $285,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $1,235,000 | $275,000 | -77.7% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $235,000 | $275,000 | 17.0% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $270,000 | n/a | 0.0% | |
| ALTRA | $265,000 | n/a | 0.0% | |
| EQUITY RESOURCES, INC. | $255,000 | n/a | 0.0% | |
| The Dart Bank | $255,000 | n/a | 0.0% | |
| Coastal Community Bank | $655,000 | $245,000 | -62.6% | 0.0% |
| Logan Finance Corporation | $245,000 | n/a | 0.0% | |
| THE MORTGAGE WAREHOUSE,LLC | $475,000 | $245,000 | -48.4% | 0.0% |
| Traditional Bank, Inc. | $230,000 | n/a | 0.0% | |
| FIRST COMMUNITY MORTGAGE, INC. | $3,160,000 | $225,000 | -92.9% | 0.0% |
| Florida Capital Bank | $225,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $225,000 | n/a | 0.0% | |
| POLARIS HOME FUNDING CORP. | $225,000 | n/a | 0.0% | |
| Gateway First Bank | $215,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $560,000 | $210,000 | -62.5% | 0.0% |
| TOWNE MORTGAGE COMPANY | $375,000 | $195,000 | -48.0% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $185,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $295,000 | $185,000 | -37.3% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $175,000 | n/a | 0.0% | |
| First State Bank | $175,000 | n/a | 0.0% | |
| First National Bank of America | $165,000 | n/a | 0.0% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $165,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $165,000 | n/a | 0.0% | |
| FIRST COLONY MORTGAGE CORPORATION | $155,000 | n/a | 0.0% | |
| ZILLOW HOME LOANS, LLC | $435,000 | $135,000 | -69.0% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $55,000 | $125,000 | 127.3% | 0.0% |
| MEMBERS HERITAGE Credit Union | $125,000 | n/a | 0.0% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $125,000 | n/a | 0.0% | |
| ENVOY MORTGAGE, LTD | $1,475,000 | $115,000 | -92.2% | 0.0% |
| LENDINGHOME FUNDING CORPORATION | $300,000 | $115,000 | -61.7% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $200,000 | $105,000 | -47.5% | 0.0% |
| The Huntington National Bank | $655,000 | $105,000 | -84.0% | 0.0% |
| The Peoples Bank | $105,000 | n/a | 0.0% | |
| Transportation Federal Credit Union | $105,000 | n/a | 0.0% | |
| PENTAGON FEDERAL CREDIT UNION | $2,005,000 | $95,000 | -95.3% | 0.0% |
| First Financial Bank | $330,000 | $85,000 | -74.2% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $95,000 | $85,000 | -10.5% | 0.0% |
| BEACON CREDIT UNION | $75,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $65,000 | n/a | 0.0% | |
| Advanz Federal Credit Union | $25,000 | $55,000 | 120.0% | 0.0% |
| Montgomery Bank | $55,000 | n/a | 0.0% | |
| CSL Financial, LLC | $45,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $45,000 | n/a | 0.0% | |
| Old National Bank | $35,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $25,000 | $25,000 | 0.0% | 0.0% |
ELIZABETHTOWN - FORT KNOX's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 11.7% market share. In second place, with 8.3%, is Abound Federal Credit Union, having originated $85,850,000 in loans. In third place, with 6.8%, is Mortgage Research Center, LLC, having originated $69,975,000 in loans. In fourth place, with 5.5%, is The Cecilian Bank, having originated $57,070,000 in loans. In fifth place, with 5.5%, is SOUTH CENTRAL BANK, INC., having originated $56,810,000 in loans.
ELIZABETHTOWN - FORT KNOX Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - ELIZABETHTOWN - FORT KNOX (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $166,875 (4.4%) | $194,077 (2.0%) | 0.63 | 411 |
| 2018-02-01 | $173,250 (8.5%) | $202,880 (4.8%) | 0.62 | 389 |
| 2018-03-01 | $179,950 (10.0%) | $212,838 (8.1%) | 0.63 | 376 |
| 2018-04-01 | $190,450 (12.1%) | $217,049 (9.1%) | 0.64 | 396 |
| 2018-05-01 | $190,950 (12.4%) | $216,682 (7.6%) | 0.64 | 399 |
| 2018-06-01 | $189,950 (11.9%) | $217,644 (5.9%) | 0.63 | 414 |
| 2018-07-01 | $198,900 (17.1%) | $222,324 (8.5%) | 0.65 | 436 |
| 2018-08-01 | $199,950 (14.6%) | $219,653 (6.3%) | 0.67 | 453 |
| 2018-09-01 | $188,500 (10.9%) | $212,842 (7.3%) | 0.64 | 476 |
| 2018-10-01 | $189,900 (10.2%) | $210,131 (5.1%) | 0.64 | 455 |
| 2018-11-01 | $194,925 (14.7%) | $212,464 (8.3%) | 0.66 | 449 |
| 2018-12-01 | $194,950 (14.7%) | $215,098 (10.3%) | 0.66 | 435 |
| 2019-01-01 | $196,450 (17.7%) | $211,135 (8.8%) | 0.67 | 406 |
| 2019-02-01 | $193,250 (11.5%) | $209,404 (3.2%) | 0.64 | 408 |
| 2019-03-01 | $203,686 (13.2%) | $214,935 (1.0%) | 0.65 | 377 |
| 2019-04-01 | $209,975 (10.3%) | $221,642 (2.1%) | 0.65 | 351 |
| 2019-05-01 | $216,125 (13.2%) | $234,062 (8.0%) | 0.66 | 354 |
| 2019-06-01 | $210,000 (10.6%) | $229,372 (5.4%) | 0.64 | 395 |
| 2019-07-01 | $209,925 (5.5%) | $232,074 (4.4%) | 0.63 | 392 |
| 2019-08-01 | $210,909 (5.5%) | $232,965 (6.1%) | 0.65 | 397 |
| 2019-09-01 | $213,210 (13.1%) | $234,078 (10.0%) | 0.67 | 405 |
| 2019-10-01 | $217,500 (14.5%) | $236,428 (12.5%) | 0.70 | 411 |
| 2019-11-01 | $219,900 (12.8%) | $236,885 (11.5%) | 0.71 | 404 |
| 2019-12-01 | $219,675 (12.7%) | $238,194 (10.7%) | 0.73 | 363 |
| 2020-01-01 | $217,975 (11.0%) | $235,800 (11.7%) | 0.72 | 329 |
| 2020-02-01 | $218,500 (13.1%) | $231,393 (10.5%) | 0.72 | 308 |
| 2020-03-01 | $219,900 (8.0%) | $239,674 (11.5%) | 0.67 | 272 |
| 2020-04-01 | $221,150 (5.3%) | $239,317 (8.0%) | 0.69 | 262 |
| 2020-05-01 | $234,900 (8.7%) | $247,763 (5.9%) | 0.71 | 214 |
| 2020-06-01 | $228,900 (9.0%) | $256,655 (11.9%) | 0.66 | 171 |
| 2020-07-01 | $244,475 (16.5%) | $272,081 (17.2%) | 0.71 | 159 |
| 2020-08-01 | $247,000 (17.1%) | $275,341 (18.2%) | 0.69 | 149 |
| 2020-09-01 | $244,690 (14.8%) | $277,176 (18.4%) | 0.70 | 159 |
| 2020-10-01 | $220,000 (1.2%) | $267,418 (13.1%) | 0.67 | 149 |
| 2020-11-01 | $194,700 (-11.5%) | $248,065 (4.7%) | 0.58 | 155 |
| 2020-12-01 | $202,350 (-7.9%) | $255,699 (7.4%) | 0.64 | 170 |
| 2021-01-01 | $197,450 (-9.4%) | $261,649 (11.0%) | 0.63 | 147 |
| 2021-02-01 | $211,850 (-3.0%) | $271,599 (17.4%) | 0.65 | 122 |
| 2021-03-01 | $239,175 (8.8%) | $286,517 (19.5%) | 0.71 | 116 |
| 2021-04-01 | $249,900 (13.0%) | $294,044 (22.9%) | 0.72 | 108 |
| 2021-05-01 | $229,900 (-2.1%) | $285,171 (15.1%) | 0.64 | 106 |
| 2021-06-01 | $251,200 (9.7%) | $311,550 (21.4%) | 0.68 | 111 |
| 2021-07-01 | $271,900 (11.2%) | $307,065 (12.9%) | 0.73 | 149 |
| 2021-08-01 | $273,000 (10.5%) | $293,108 (6.5%) | 0.73 | 178 |
| 2021-09-01 | $268,125 (9.6%) | $287,115 (3.6%) | 0.73 | 190 |
| 2021-10-01 | $260,000 (18.2%) | $304,944 (14.0%) | 0.72 | 195 |
| 2021-11-01 | $259,225 (33.1%) | $296,036 (19.3%) | 0.73 | 201 |
| 2021-12-01 | $239,175 (18.2%) | $286,840 (12.2%) | 0.68 | 165 |
| 2022-01-01 | $246,000 (24.6%) | $307,673 (17.6%) | 0.68 | 134 |
| 2022-02-01 | $259,900 (22.7%) | $315,061 (16.0%) | 0.70 | 115 |
| 2022-03-01 | $254,450 (6.4%) | $319,107 (11.4%) | 0.67 | 104 |
| 2022-04-01 | $250,000 (0.0%) | $294,131 (0.0%) | 0.63 | 92 |
| 2022-05-01 | $272,000 (18.3%) | $313,122 (9.8%) | 0.65 | 96 |
| 2022-06-01 | $256,850 (2.3%) | $294,770 (-5.4%) | 0.60 | 167 |
| 2022-07-01 | $262,500 (-3.5%) | $307,370 (0.1%) | 0.63 | 228 |
| 2022-08-01 | $271,700 (-0.5%) | $298,936 (2.0%) | 0.69 | 251 |
| 2022-09-01 | $296,725 (10.7%) | $315,571 (9.9%) | 0.72 | 190 |
| 2022-10-01 | $312,000 (20.0%) | $337,538 (10.7%) | 0.75 | 216 |
| 2022-11-01 | $308,175 (18.9%) | $337,410 (14.0%) | 0.74 | 246 |
| 2022-12-01 | $299,950 (25.4%) | $335,797 (17.1%) | 0.75 | 216 |
| 2023-01-01 | $319,475 (29.9%) | $344,892 (12.1%) | 0.78 | 174 |
| 2023-02-01 | $319,500 (22.9%) | $350,173 (11.1%) | 0.76 | 169 |
| 2023-03-01 | $317,500 (24.8%) | $353,770 (10.9%) | 0.75 | 167 |
| 2023-04-01 | $309,450 (23.8%) | $352,316 (19.8%) | 0.73 | 173 |
| 2023-05-01 | $305,000 (12.1%) | $342,912 (9.5%) | 0.72 | 168 |
| 2023-06-01 | $318,700 (24.1%) | $349,645 (18.6%) | 0.72 | 181 |
| 2023-07-01 | $330,000 (25.7%) | $355,556 (15.7%) | 0.74 | 209 |
| 2023-08-01 | $327,450 (20.5%) | $358,529 (19.9%) | 0.74 | 224 |
| 2023-09-01 | $319,900 (7.8%) | $348,275 (10.4%) | 0.74 | 224 |
| 2023-10-01 | $319,874 (2.5%) | $351,761 (4.2%) | 0.75 | 234 |
| 2023-11-01 | $318,798 (3.5%) | $351,161 (4.1%) | 0.75 | 255 |
| 2023-12-01 | $319,900 (6.7%) | $352,451 (5.0%) | 0.77 | 250 |
| 2024-01-01 | $315,500 (-1.2%) | $344,896 (0.0%) | 0.77 | 238 |
| 2024-02-01 | $316,875 (-0.8%) | $351,772 (0.5%) | 0.77 | 232 |
| 2024-03-01 | $339,900 (7.1%) | $362,179 (2.4%) | 0.79 | 235 |
| 2024-04-01 | $333,675 (7.8%) | $361,893 (2.7%) | 0.77 | 242 |
| 2024-05-01 | $324,950 (6.5%) | $357,521 (4.3%) | 0.75 | 261 |
| 2024-06-01 | $329,250 (3.3%) | $355,742 (1.7%) | 0.74 | 255 |
| 2024-07-01 | $323,750 (-1.9%) | $364,422 (2.5%) | 0.75 | 278 |
| 2024-08-01 | $324,900 (-0.8%) | $365,747 (2.0%) | 0.76 | 309 |
| 2024-09-01 | $321,100 (0.4%) | $372,666 (7.0%) | 0.77 | 316 |
| 2024-10-01 | $315,000 (-1.5%) | $367,478 (4.5%) | 0.76 | 353 |
| 2024-11-01 | $301,370 (-5.5%) | $366,981 (4.5%) | 0.75 | 393 |
| 2024-12-01 | $299,990 (-6.2%) | $356,462 (1.1%) | 0.78 | 385 |
| 2025-01-01 | $309,825 (-1.8%) | $355,934 (3.2%) | 0.00 | 379 |
| 2025-02-01 | $300,000 (-5.3%) | $350,803 (-0.3%) | 0.00 | 369 |
| 2025-03-01 | $310,000 (-8.8%) | $359,074 (-0.9%) | 0.00 | 361 |
| 2025-04-01 | $312,975 (-6.2%) | $364,492 (0.7%) | 0.00 | 372 |
| 2025-05-01 | $312,500 (-3.8%) | $359,670 (0.6%) | 0.00 | 386 |
| 2025-06-01 | $322,450 (-2.1%) | $371,721 (4.5%) | 0.00 | 412 |
| 2025-07-01 | $321,950 (-0.6%) | $376,171 (3.2%) | 0.00 | 407 |
| 2025-08-01 | $316,105 (-2.7%) | $375,853 (2.8%) | 0.00 | 432 |
| 2025-09-01 | $319,997 (-0.3%) | $622,754 (67.1%) | 0.00 | 468 |
| 2025-10-01 | $320,400 (1.7%) | $366,216 (-0.3%) | 0.00 | 485 |
| 2025-11-01 | $315,000 (4.5%) | $358,197 (-2.4%) | 0.00 | 480 |
| 2025-12-01 | $313,100 (4.4%) | $348,618 (-2.2%) | 0.00 | 456 |
| 2026-01-01 | $309,900 (0.0%) | $355,143 (-0.2%) | 0.00 | 447 |
| 2026-02-01 | $312,425 (4.1%) | $364,847 (4.0%) | 0.00 | 429 |
| 2026-03-01 | $314,950 (1.6%) | $363,113 (1.1%) | 0.00 | 435 |
| 2026-04-01 | $314,675 (0.5%) | $369,208 (1.3%) | 0.00 | 446 |
| 2026-05-01 | $312,950 (0.1%) | $367,276 (2.1%) | 0.00 | 456 |
| 2026-06-01 | $310,000 (-3.9%) | $360,046 (-3.1%) | 0.00 | 489 |
| 2026-07-01 | $307,248 (-4.6%) | $357,408 (-5.0%) | 0.00 | 501 |
| 2026-08-01 | $315,000 (-0.4%) | $364,737 (-3.0%) | 0.00 | 513 |
| 2026-09-01 | $319,000 (-0.3%) | $367,729 (-41.0%) | 0.00 | 532 |
| 2026-10-01 | $315,000 (-1.7%) | $359,934 (-1.7%) | 0.00 | 518 |
ELIZABETHTOWN - FORT KNOX's median listing price for 2026-10-01 was $315,000, a difference of
$-5,400
(-1.7%) versus the prior year and
$-4,000 versus the prior month.
ELIZABETHTOWN - FORT KNOX's median listing price comes in at 0% of the national average.
ELIZABETHTOWN - FORT KNOX's average listing price for 2026-10-01 was $359,934, a difference of $-6,282 (-1.7%) versus the prior year and $-7,795 versus the prior month.
For the 2026-10-01 period, ELIZABETHTOWN - FORT KNOX had 518 MLS listings, a difference of -14 listings (-3%) versus the prior month and 33 listings (7%) versus the prior year.
ELIZABETHTOWN - FORT KNOX's median listing price comes in at 0% of the national average.
ELIZABETHTOWN - FORT KNOX's average listing price for 2026-10-01 was $359,934, a difference of $-6,282 (-1.7%) versus the prior year and $-7,795 versus the prior month.
For the 2026-10-01 period, ELIZABETHTOWN - FORT KNOX had 518 MLS listings, a difference of -14 listings (-3%) versus the prior month and 33 listings (7%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - ELIZABETHTOWN - FORT KNOX (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 82 days | 1,752 sqft |
| 2018-02-01 | 80 days | 1,810 sqft |
| 2018-03-01 | 56 days | 1,856 sqft |
| 2018-04-01 | 55 days | 1,933 sqft |
| 2018-05-01 | 53 days | 1,977 sqft |
| 2018-06-01 | 44 days | 1,994 sqft |
| 2018-07-01 | 46 days | 1,999 sqft |
| 2018-08-01 | 52 days | 1,994 sqft |
| 2018-09-01 | 55 days | 1,953 sqft |
| 2018-10-01 | 65 days | 1,967 sqft |
| 2018-11-01 | 69 days | 1,988 sqft |
| 2018-12-01 | 80 days | 1,993 sqft |
| 2019-01-01 | 80 days | 2,005 sqft |
| 2019-02-01 | 72 days | 2,000 sqft |
| 2019-03-01 | 63 days | 2,019 sqft |
| 2019-04-01 | 54 days | 2,042 sqft |
| 2019-05-01 | 51 days | 2,007 sqft |
| 2019-06-01 | 50 days | 1,968 sqft |
| 2019-07-01 | 53 days | 1,939 sqft |
| 2019-08-01 | 54 days | 1,981 sqft |
| 2019-09-01 | 55 days | 2,061 sqft |
| 2019-10-01 | 56 days | 2,138 sqft |
| 2019-11-01 | 61 days | 2,107 sqft |
| 2019-12-01 | 68 days | 2,150 sqft |
| 2020-01-01 | 80 days | 2,117 sqft |
| 2020-02-01 | 71 days | 2,107 sqft |
| 2020-03-01 | 50 days | 1,957 sqft |
| 2020-04-01 | 50 days | 1,927 sqft |
| 2020-05-01 | 57 days | 2,046 sqft |
| 2020-06-01 | 52 days | 2,179 sqft |
| 2020-07-01 | 40 days | 2,208 sqft |
| 2020-08-01 | 37 days | 2,240 sqft |
| 2020-09-01 | 39 days | 2,081 sqft |
| 2020-10-01 | 38 days | 1,899 sqft |
| 2020-11-01 | 33 days | 1,755 sqft |
| 2020-12-01 | 43 days | 1,820 sqft |
| 2021-01-01 | 54 days | 1,817 sqft |
| 2021-02-01 | 50 days | 1,857 sqft |
| 2021-03-01 | 31 days | 1,875 sqft |
| 2021-04-01 | 30 days | 1,966 sqft |
| 2021-05-01 | 30 days | 1,921 sqft |
| 2021-06-01 | 24 days | 1,967 sqft |
| 2021-07-01 | 24 days | 1,981 sqft |
| 2021-08-01 | 28 days | 2,046 sqft |
| 2021-09-01 | 33 days | 2,010 sqft |
| 2021-10-01 | 39 days | 1,932 sqft |
| 2021-11-01 | 37 days | 1,854 sqft |
| 2021-12-01 | 45 days | 1,754 sqft |
| 2022-01-01 | 58 days | 1,790 sqft |
| 2022-02-01 | 28 days | 1,725 sqft |
| 2022-03-01 | 25 days | 1,818 sqft |
| 2022-04-01 | 24 days | 1,846 sqft |
| 2022-05-01 | 19 days | 1,932 sqft |
| 2022-06-01 | 17 days | 1,775 sqft |
| 2022-07-01 | 29 days | 1,800 sqft |
| 2022-08-01 | 46 days | 1,786 sqft |
| 2022-09-01 | 48 days | 1,849 sqft |
| 2022-10-01 | 42 days | 2,105 sqft |
| 2022-11-01 | 45 days | 2,096 sqft |
| 2022-12-01 | 58 days | 2,045 sqft |
| 2023-01-01 | 67 days | 2,059 sqft |
| 2023-02-01 | 43 days | 1,985 sqft |
| 2023-03-01 | 44 days | 2,000 sqft |
| 2023-04-01 | 36 days | 1,904 sqft |
| 2023-05-01 | 42 days | 1,806 sqft |
| 2023-06-01 | 41 days | 1,926 sqft |
| 2023-07-01 | 36 days | 2,042 sqft |
| 2023-08-01 | 44 days | 2,044 sqft |
| 2023-09-01 | 44 days | 1,982 sqft |
| 2023-10-01 | 46 days | 1,930 sqft |
| 2023-11-01 | 46 days | 1,934 sqft |
| 2023-12-01 | 53 days | 1,960 sqft |
| 2024-01-01 | 67 days | 1,889 sqft |
| 2024-02-01 | 52 days | 1,926 sqft |
| 2024-03-01 | 37 days | 1,926 sqft |
| 2024-04-01 | 40 days | 1,901 sqft |
| 2024-05-01 | 32 days | 1,874 sqft |
| 2024-06-01 | 43 days | 1,920 sqft |
| 2024-07-01 | 41 days | 1,921 sqft |
| 2024-08-01 | 41 days | 1,920 sqft |
| 2024-09-01 | 50 days | 1,992 sqft |
| 2024-10-01 | 54 days | 1,983 sqft |
| 2024-11-01 | 53 days | 2,000 sqft |
| 2024-12-01 | 60 days | 1,987 sqft |
| 2025-01-01 | 0 days | 1,994 sqft |
| 2025-02-01 | 0 days | 1,939 sqft |
| 2025-03-01 | 0 days | 1,939 sqft |
| 2025-04-01 | 0 days | 1,888 sqft |
| 2025-05-01 | 0 days | 1,955 sqft |
| 2025-06-01 | 0 days | 1,990 sqft |
| 2025-07-01 | 0 days | 2,014 sqft |
| 2025-08-01 | 0 days | 1,980 sqft |
| 2025-09-01 | 0 days | 2,007 sqft |
| 2025-10-01 | 0 days | 1,958 sqft |
| 2025-11-01 | 0 days | 1,968 sqft |
| 2025-12-01 | 0 days | 1,939 sqft |
| 2026-01-01 | 0 days | 1,926 sqft |
| 2026-02-01 | 0 days | 1,920 sqft |
| 2026-03-01 | 0 days | 1,921 sqft |
| 2026-04-01 | 0 days | 1,913 sqft |
| 2026-05-01 | 0 days | 1,873 sqft |
| 2026-06-01 | 0 days | 1,857 sqft |
| 2026-07-01 | 0 days | 1,889 sqft |
| 2026-08-01 | 0 days | 1,971 sqft |
| 2026-09-01 | 0 days | 1,986 sqft |
| 2026-10-01 | 0 days | 1,917 sqft |
ELIZABETHTOWN - FORT KNOX's median listing age (time on market) for 2026-10-01 was 0 days.
ELIZABETHTOWN - FORT KNOX's median square footage for active listings during the 2026-10-01 period was 1,917 sqft. One year prior, the average listing was 1,958 sqft.
ELIZABETHTOWN - FORT KNOX's median square footage for active listings during the 2026-10-01 period was 1,917 sqft. One year prior, the average listing was 1,958 sqft.
ELIZABETHTOWN-FORT KNOX, KY Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,155 | $607,655,000 | $281,974 |
| Refi | 803 | $208,905,000 | $260,156 |
| Cash Out Refi | 728 | $147,650,000 | $202,816 |
| Home Improvement | 390 | $35,560,000 | $91,179 |
| Other | 345 | $29,085,000 | $84,304 |
| NA | 3 | $435,000 | $145,000 |
Elizabethtown - Fort Knox's most frequently cited loan purpose was Home Purchase, with 2,155 originations. The 2nd most popular reason was Refi, with 803 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,648 | $454,600,000 | $275,850 |
| 5-6% | 895 | $279,085,000 | $311,827 |
| 7-8% | 770 | $140,670,000 | $182,688 |
| Over 8% | 462 | $37,210,000 | $80,541 |
| 3-4% | 103 | $10,855,000 | $105,388 |
| 4-5% | 54 | $11,050,000 | $204,630 |
| <2.5% | 25 | $4,335,000 | $173,400 |
| 2.5-3% | 6 | $1,750,000 | $291,667 |
During 2025, Elizabethtown - Fort Knox's most frequently originated rate bucket was 6-7%, with 1,648 originations.
Loan Sizing (ELIZABETHTOWN-FORT KNOX, KY MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,896 | $535,800,000 | $282,595 |
| $100k-200k | 1,120 | $168,720,000 | $150,643 |
| $100,000 or less | 1,010 | $55,170,000 | $54,624 |
| $400k-600k | 316 | $148,550,000 | $470,095 |
| $600k-1000k | 63 | $44,695,000 | $709,444 |
| $Over $1MM | 19 | $76,355,000 | $4,018,684 |
ELIZABETHTOWN - FORT KNOX's loan sizing saw the bucket of loans from $200k-400k with 1,896 originations, totaling $535,800,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,668 | $483,260,000 | $289,724 |
| 60-80% | 613 | $197,045,000 | $321,444 |
| 20-40% | 519 | $49,815,000 | $95,983 |
| Under 20% | 474 | $23,390,000 | $49,346 |
| 40-60% | 292 | $52,920,000 | $181,233 |
| Over 100% | 206 | $81,280,000 | $394,563 |
ELIZABETHTOWN - FORT KNOX's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,668 originations, totaling $483,260,000 in origination value.