ELIZABETHTOWN - FORT KNOX Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Elizabethtown - Fort Knox averaged
6.48%
for the week of 2024-11-14, compared to the national average of
6.78% for the same period.
The average rate for the prior week (2024-11-07) was
6.69% and
one month ago for the week of 2024-10-10, the
average rate was 6.32%.
Elizabethtown - Fort Knox's average rate one year ago was 7.4%.
For refis of the same type during the week of 2024-11-14, the average rate
was 6.82%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-11-14 | 6.78% |
| Elizabethtown - Fort Knox 30 Year Fixed Rate | 2024-11-14 | 6.48% |
| Elizabethtown - Fort Knox 30 Year Fixed Rate Refi | 2024-11-14 | 6.82% |
| Elizabethtown - Fort Knox 15 Year Fixed Rate | 2024-11-14 | 5.99% |
| Elizabethtown - Fort Knox 15 Year Fixed Rate Refi | 2024-11-14 | 6.09% |
| Elizabethtown - Fort Knox 30 Year FHA | 2024-11-14 | -0.1% |
| Elizabethtown - Fort Knox 30 Year FHA Refi | 2024-11-14 | 0.1% |
| Elizabethtown - Fort Knox 30 Year USDA | 2024-11-14 | -0.2% |
| Elizabethtown - Fort Knox 30 Year USDA Refi | 2024-11-14 | -0.2% |
| Elizabethtown - Fort Knox 30 Year VA | 2024-11-14 | -0.36% |
| Elizabethtown - Fort Knox 30 Year VA Refi | 2024-11-14 | -0.1% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ELIZABETHTOWN-FORT KNOX, KY.
ELIZABETHTOWN - FORT KNOX Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ELIZABETHTOWN-FORT KNOX, KY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
ELIZABETHTOWN - FORT KNOX Average Closing Costs & Other Stats
ELIZABETHTOWN-FORT KNOX, KY's 95 lenders originated 3,637
loans during 2023. The total origination value was $812,245,000, with an average loan value of
$223,328.
ELIZABETHTOWN - FORT KNOX's average closing costs are $4,600.
The top ELIZABETHTOWN - FORT KNOX lender as defined by loan originations is Abound Federal Credit Union, with
90 loans originated. Their average total fees are
$2,652, which is $138
lower than the next largest lender,
The Cecilian Bank.
The lowest fee ELIZABETHTOWN - FORT KNOX lenders (with over 10 loans originated) are
Wilson & Muir Bank & Trust Company ($2,370), Abound Federal Credit Union ($2,652), The Cecilian Bank ($2,789), SOUTH CENTRAL BANK, INC. ($3,105) and NAVY FEDERAL CREDIT UNION ($3,163).
The lowest rate ELIZABETHTOWN - FORT KNOX lenders (with over 10 loans originated) are
Abound Federal Credit Union (5.87%), Stock Yards Bank & Trust Company (6.11%), NAVY FEDERAL CREDIT UNION (6.18%), The Cecilian Bank (6.45%) and Northpointe Bank (6.47%).
ELIZABETHTOWN-FORT KNOX, KY Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $66,865,000 | $63,620,000 | -4.9% | 7.8% |
| Abound Federal Credit Union | $62,470,000 | $55,735,000 | -10.8% | 6.9% |
| SOUTH CENTRAL BANK, INC. | $61,830,000 | $48,845,000 | -21.0% | 6.0% |
| QUICKEN LOANS, LLC | $40,685,000 | $45,930,000 | 12.9% | 5.7% |
| West Point Bank | $55,190,000 | $45,240,000 | -18.0% | 5.6% |
| The Cecilian Bank | $82,880,000 | $42,310,000 | -49.0% | 5.2% |
| Mortgage Research Center, LLC | $57,760,000 | $37,355,000 | -35.3% | 4.6% |
| Republic Bank & Trust Company | $1,920,000 | $37,125,000 | 1,833.6% | 4.6% |
| Limestone Bank, Inc. | $895,000 | $33,445,000 | 3,636.9% | 4.1% |
| Meade County Bank | $31,385,000 | $20,755,000 | -33.9% | 2.6% |
| WesBanco | $24,295,000 | $17,620,000 | -27.5% | 2.2% |
| NAVY FEDERAL CREDIT UNION | $15,970,000 | $16,485,000 | 3.2% | 2.0% |
| Northpointe Bank | $13,070,000 | $16,405,000 | 25.5% | 2.0% |
| WALKER & DUNLOP, LLC | $5,005,000 | $14,665,000 | 193.0% | 1.8% |
| PLAZA HOME MORTGAGE, INC. | $10,680,000 | $14,175,000 | 32.7% | 1.7% |
| Stock Yards Bank & Trust Company | $3,600,000 | $12,670,000 | 251.9% | 1.6% |
| Magnolia Bank | $21,515,000 | $10,965,000 | -49.0% | 1.3% |
| Wilson & Muir Bank & Trust Company | $11,495,000 | $10,910,000 | -5.1% | 1.3% |
| The Lincoln National Bank of Hodgenville | $14,505,000 | $10,890,000 | -24.9% | 1.3% |
| Forcht Bank | $2,100,000 | $10,250,000 | 388.1% | 1.3% |
| EVERETT FINANCIAL, INC. | $13,190,000 | $9,620,000 | -27.1% | 1.2% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $2,725,000 | $9,335,000 | 242.6% | 1.1% |
| Prosperity Home Mortgage, LLC | $12,585,000 | $8,260,000 | -34.4% | 1.0% |
| PENNYMAC LOAN SERVICES, LLC | $9,600,000 | $7,685,000 | -19.9% | 0.9% |
| DHI MORTGAGE COMPANY, LTD. | $415,000 | $7,370,000 | 1,675.9% | 0.9% |
| FREEDOM MORTGAGE CORPORATION | $23,655,000 | $7,005,000 | -70.4% | 0.9% |
| STOCKTON MORTGAGE CORPORATION | $7,590,000 | $6,875,000 | -9.4% | 0.8% |
| USAA Federal Savings Bank | $8,975,000 | $6,505,000 | -27.5% | 0.8% |
| NEW DAY FINANCIAL, LLC | $9,950,000 | $6,125,000 | -38.4% | 0.8% |
| RUOFF MORTGAGE COMPANY, INC. | $4,490,000 | $5,910,000 | 31.6% | 0.7% |
| The Federal Savings Bank | $6,085,000 | $5,870,000 | -3.5% | 0.7% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $8,100,000 | $5,800,000 | -28.4% | 0.7% |
| Southern Bank | $5,355,000 | n/a | 0.7% | |
| Mr. Cooper ( Nationstar Mortgage ) | $6,990,000 | $4,745,000 | -32.1% | 0.6% |
| PNC Bank | $9,800,000 | $4,715,000 | -51.9% | 0.6% |
| JPMorgan Chase Bank | $5,610,000 | $4,515,000 | -19.5% | 0.6% |
| INSPIRE HOME LOANS INC. | $4,420,000 | n/a | 0.5% | |
| GREYSTONE SERVICING COMPANY LLC | $4,035,000 | n/a | 0.5% | |
| Farm Credit Mid-America, ACA | $3,330,000 | $3,970,000 | 19.2% | 0.5% |
| Citizens Bank | $11,755,000 | $3,815,000 | -67.5% | 0.5% |
| Morgantown Bank & Trust Company, Incorporated | $3,510,000 | n/a | 0.4% | |
| Bank of Buffalo | $3,365,000 | n/a | 0.4% | |
| German American Bank | $9,370,000 | $3,305,000 | -64.7% | 0.4% |
| VILLAGE CAPITAL MORTGAGE | $585,000 | $3,200,000 | 447.0% | 0.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $6,075,000 | $2,900,000 | -52.3% | 0.4% |
| Carrington Mortgage Services, LLC | $4,580,000 | $2,840,000 | -38.0% | 0.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $4,000,000 | $2,745,000 | -31.4% | 0.3% |
| Wells Fargo Bank | $6,965,000 | $2,740,000 | -60.7% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $7,425,000 | $2,635,000 | -64.5% | 0.3% |
| Century Mortgage Company DBA Century Lending Company | $2,775,000 | $2,530,000 | -8.8% | 0.3% |
| GUARANTEED RATE, INC. | $3,780,000 | $2,530,000 | -33.1% | 0.3% |
| T2 FINANCIAL LLC | $155,000 | $2,295,000 | 1,380.6% | 0.3% |
| INTERLINC MORTGAGE SERVICES, LLC | $4,840,000 | $2,210,000 | -54.3% | 0.3% |
| NEWREZ LLC | $1,665,000 | $2,165,000 | 30.0% | 0.3% |
| PENTAGON FEDERAL CREDIT UNION | $3,070,000 | $2,150,000 | -30.0% | 0.3% |
| EVANSVILLE TEACHERS | $24,105,000 | $2,015,000 | -91.6% | 0.2% |
| PARK COMMUNITY CREDIT UNION, INC. | $1,760,000 | $1,970,000 | 11.9% | 0.2% |
| LOANDEPOT.COM, LLC | $5,400,000 | $1,955,000 | -63.8% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $865,000 | $1,905,000 | 120.2% | 0.2% |
| Truist | $4,545,000 | $1,880,000 | -58.6% | 0.2% |
| CARDINAL FINANCIAL | $450,000 | $1,835,000 | 307.8% | 0.2% |
| River City Bank, Inc. | $255,000 | $1,795,000 | 603.9% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $955,000 | $1,725,000 | 80.6% | 0.2% |
| First Financial Bank | $1,290,000 | $1,565,000 | 21.3% | 0.2% |
| 21ST MORTGAGE CORPORATION | $935,000 | $1,560,000 | 66.8% | 0.2% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $375,000 | $1,465,000 | 290.7% | 0.2% |
| U.S. Bank | $2,570,000 | $1,445,000 | -43.8% | 0.2% |
| Fifth Third Bank | $3,520,000 | $1,315,000 | -62.6% | 0.2% |
| MID AMERICA MORTGAGE, INC. | $275,000 | $1,270,000 | 361.8% | 0.2% |
| Armed Forces Bank | $3,165,000 | $1,255,000 | -60.3% | 0.2% |
| CALCON MUTUAL MORTGAGE LLC | $1,205,000 | n/a | 0.1% | |
| MORTGAGE ACCESS CORP. | $1,195,000 | n/a | 0.1% | |
| BROKER SOLUTIONS, INC. | $2,435,000 | $1,175,000 | -51.7% | 0.1% |
| First Harrison Bank | $700,000 | $1,145,000 | 63.6% | 0.1% |
| Flagstar Bank, FSB | $2,060,000 | $1,120,000 | -45.6% | 0.1% |
| First Financial Bank | $1,290,000 | $1,115,000 | -13.6% | 0.1% |
| Discover Bank | $185,000 | $1,110,000 | 500.0% | 0.1% |
| THRIVE MORTGAGE, LLC | $1,270,000 | $1,110,000 | -12.6% | 0.1% |
| The Huntington National Bank | $1,215,000 | $1,070,000 | -11.9% | 0.1% |
| First Savings Bank | $820,000 | $1,010,000 | 23.2% | 0.1% |
| L & N Federal Credit Union | $1,915,000 | $1,000,000 | -47.8% | 0.1% |
| UNION HOME MORTGAGE CORP. | $2,455,000 | $975,000 | -60.3% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $880,000 | $960,000 | 9.1% | 0.1% |
| DAS Acquisition Company, LLC | $945,000 | n/a | 0.1% | |
| Equity Prime Mortgage LLC | $450,000 | $945,000 | 110.0% | 0.1% |
| COMMONWEALTH | $790,000 | $900,000 | 13.9% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $2,490,000 | $835,000 | -66.5% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $1,355,000 | $830,000 | -38.7% | 0.1% |
| THE MORTGAGE WAREHOUSE,LLC | $970,000 | $795,000 | -18.0% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $1,525,000 | $780,000 | -48.9% | 0.1% |
| ENVOY MORTGAGE, LTD | $1,885,000 | $760,000 | -59.7% | 0.1% |
| Plains Commerce Bank | $870,000 | $740,000 | -14.9% | 0.1% |
| SOVEREIGN LENDING GROUP INCORPORATED | $945,000 | $720,000 | -23.8% | 0.1% |
| Coastal Community Bank | $640,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $165,000 | $635,000 | 284.8% | 0.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $635,000 | n/a | 0.1% | |
| PLANET HOME LENDING, LLC | $700,000 | $630,000 | -10.0% | 0.1% |
| ZILLOW HOME LOANS, LLC | $585,000 | $625,000 | 6.8% | 0.1% |
| BETTER MORTGAGE CORPORATION | $450,000 | $620,000 | 37.8% | 0.1% |
| ENDEAVOR CAPITAL, LLC. | $290,000 | $595,000 | 105.2% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $2,740,000 | $595,000 | -78.3% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $590,000 | n/a | 0.1% | |
| FirstBank | $380,000 | $560,000 | 47.4% | 0.1% |
| AMERICAN FINANCING CORPORATION | $545,000 | $515,000 | -5.5% | 0.1% |
| Citizens Bank | $11,755,000 | $485,000 | -95.9% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $185,000 | $480,000 | 159.5% | 0.1% |
| FAIR WAY LENDING LLC | $475,000 | n/a | 0.1% | |
| Brighton Bank | $465,000 | n/a | 0.1% | |
| North American Savings Bank, F.S.B. | $1,630,000 | $455,000 | -72.1% | 0.1% |
| EMM LOANS LLC | $295,000 | $450,000 | 52.5% | 0.1% |
| MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION | $450,000 | n/a | 0.1% | |
| The Farmers Bank | $445,000 | $445,000 | 0.0% | 0.1% |
| CHERRY CREEK MORTGAGE, LLC | $55,000 | $440,000 | 700.0% | 0.1% |
| Peoples Bank | $185,000 | $440,000 | 137.8% | 0.1% |
| Waterstone Mortgage Corporation | $365,000 | $440,000 | 20.5% | 0.1% |
| MORTGAGE INVESTORS GROUP, INC. | $430,000 | n/a | 0.1% | |
| LENDINGHOME FUNDING CORPORATION | $195,000 | $415,000 | 112.8% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $930,000 | $415,000 | -55.4% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $945,000 | $410,000 | -56.6% | 0.1% |
| Advanz Federal Credit Union | $395,000 | n/a | 0.0% | |
| FLAT BRANCH MORTGAGE, INC. | $455,000 | $395,000 | -13.2% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $915,000 | $380,000 | -58.5% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $395,000 | $375,000 | -5.1% | 0.0% |
| Bank of America | $425,000 | $370,000 | -12.9% | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | $2,120,000 | $350,000 | -83.5% | 0.0% |
| Regions Bank | $415,000 | $350,000 | -15.7% | 0.0% |
| ROSS MORTGAGE CORPORATION | $325,000 | $345,000 | 6.2% | 0.0% |
| Legends Bank | $335,000 | n/a | 0.0% | |
| M&T Bank | $870,000 | $335,000 | -61.5% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $325,000 | n/a | 0.0% | |
| Regional Missouri Bank | $325,000 | n/a | 0.0% | |
| CLASS ACT FEDERAL CREDIT UNION | $115,000 | $310,000 | 169.6% | 0.0% |
| V.I.P. MORTGAGE, INC. | $305,000 | n/a | 0.0% | |
| Ally Bank | $325,000 | $295,000 | -9.2% | 0.0% |
| Arbor Bank | $295,000 | n/a | 0.0% | |
| Guardian Savings Bank, A Federal Savings Bank | $245,000 | $295,000 | 20.4% | 0.0% |
| Neighborhood Loans, Inc. | $285,000 | n/a | 0.0% | |
| NORWICH COMMERCIAL GROUP, INC. | $285,000 | n/a | 0.0% | |
| BEACON CREDIT UNION | $275,000 | n/a | 0.0% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $275,000 | n/a | 0.0% | |
| TOP FLITE FINANCIAL, INC. | $275,000 | n/a | 0.0% | |
| GoPrime Mortgage, Inc. | $380,000 | $265,000 | -30.3% | 0.0% |
| Logan Finance Corporation | $265,000 | n/a | 0.0% | |
| POLARIS HOME FUNDING CORP. | $265,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL NETWORK, INC. | $255,000 | n/a | 0.0% | |
| GUARANTEED RATE AFFINITY, LLC | $255,000 | n/a | 0.0% | |
| FIRST MORTGAGE COMPANY, INC. | $250,000 | n/a | 0.0% | |
| AMWEST FUNDING CORP. | $265,000 | $235,000 | -11.3% | 0.0% |
| Capital Bank | $235,000 | n/a | 0.0% | |
| BNC National Bank | $615,000 | $225,000 | -63.4% | 0.0% |
| COMMUNITYAMERICA | $225,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $435,000 | $215,000 | -50.6% | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $205,000 | n/a | 0.0% | |
| Montgomery Bank | $205,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $610,000 | $205,000 | -66.4% | 0.0% |
| RESIDENTIAL BANCORP | $175,000 | $205,000 | 17.1% | 0.0% |
| The Park National Bank | $200,000 | n/a | 0.0% | |
| A&D Mortgage LLC | $195,000 | n/a | 0.0% | |
| Carrollton Bank | $195,000 | n/a | 0.0% | |
| CLEARPATH LENDING | $1,010,000 | $195,000 | -80.7% | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $195,000 | n/a | 0.0% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $645,000 | $185,000 | -71.3% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $185,000 | n/a | 0.0% | |
| TOWNE MORTGAGE COMPANY | $165,000 | $185,000 | 12.1% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $675,000 | $175,000 | -74.1% | 0.0% |
| First Federal Bank | $550,000 | $165,000 | -70.0% | 0.0% |
| ON Q FINANCIAL, INC. | $165,000 | n/a | 0.0% | |
| SOUTHWEST STAGE FUNDING, LLC | $790,000 | $165,000 | -79.1% | 0.0% |
| 1ST SIGNATURE LENDING, LLC | $155,000 | n/a | 0.0% | |
| DOMINION FINANCIAL SERVICES, LLC | $155,000 | n/a | 0.0% | |
| GUILD MORTGAGE COMPANY | $620,000 | $155,000 | -75.0% | 0.0% |
| Old National Bank | $895,000 | $145,000 | -83.8% | 0.0% |
| Troy Bank and Trust Company | $145,000 | n/a | 0.0% | |
| Citibank | $140,000 | n/a | 0.0% | |
| Community Trust Bank, Inc. | $245,000 | $135,000 | -44.9% | 0.0% |
| INTERCAP LENDING INC. | $135,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $195,000 | $125,000 | -35.9% | 0.0% |
| Centier Bank | $95,000 | n/a | 0.0% | |
| Secured Investment Corp. | $95,000 | n/a | 0.0% | |
| UNIVERSITY CREDIT UNION | $75,000 | n/a | 0.0% | |
| Edmonton State Bank | $455,000 | $65,000 | -85.7% | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | $65,000 | n/a | 0.0% | |
| HANSCOM | $65,000 | n/a | 0.0% | |
| UNIVERSITY OF KENTUCKY | $570,000 | $65,000 | -88.6% | 0.0% |
| ALLIANT CREDIT UNION | $55,000 | n/a | 0.0% | |
| Connexus Credit Union | $55,000 | n/a | 0.0% | |
| MYCUMORTGAGE, LLC | $135,000 | $55,000 | -59.3% | 0.0% |
| SPRING EQ, LLC | $405,000 | $55,000 | -86.4% | 0.0% |
| Bethpage Federal Credit Union | $35,000 | n/a | 0.0% | |
| Central Bank | $840,000 | $25,000 | -97.0% | 0.0% |
| Deere Employees Credit Union | $15,000 | n/a | 0.0% |
ELIZABETHTOWN - FORT KNOX's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 7.8% market share. In second place, with 6.9%, is Abound Federal Credit Union, having originated $55,735,000 in loans. In third place, with 6.0%, is SOUTH CENTRAL BANK, INC., having originated $48,845,000 in loans. In fourth place, with 5.7%, is QUICKEN LOANS, LLC, having originated $45,930,000 in loans. In fifth place, with 5.6%, is West Point Bank, having originated $45,240,000 in loans.
ELIZABETHTOWN - FORT KNOX Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - ELIZABETHTOWN - FORT KNOX (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $169,900 (6.3%) | $196,399 (4.7%) | 0.63 | 492 |
| 2018-02-01 | $171,250 (7.1%) | $202,661 (6.1%) | 0.62 | 460 |
| 2018-03-01 | $179,900 (9.1%) | $213,770 (9.9%) | 0.63 | 443 |
| 2018-04-01 | $189,900 (11.8%) | $215,412 (10.0%) | 0.64 | 457 |
| 2018-05-01 | $190,425 (12.2%) | $217,913 (8.5%) | 0.64 | 460 |
| 2018-06-01 | $189,900 (11.9%) | $218,138 (6.9%) | 0.63 | 500 |
| 2018-07-01 | $195,225 (14.9%) | $223,442 (9.4%) | 0.65 | 523 |
| 2018-08-01 | $199,900 (15.9%) | $221,937 (8.9%) | 0.67 | 539 |
| 2018-09-01 | $189,700 (11.3%) | $216,531 (9.4%) | 0.64 | 569 |
| 2018-10-01 | $189,700 (10.5%) | $212,448 (6.7%) | 0.64 | 548 |
| 2018-11-01 | $194,000 (14.2%) | $213,326 (8.7%) | 0.66 | 544 |
| 2018-12-01 | $190,000 (11.8%) | $215,657 (9.7%) | 0.66 | 525 |
| 2019-01-01 | $194,600 (14.5%) | $212,020 (8.0%) | 0.67 | 490 |
| 2019-02-01 | $189,950 (10.9%) | $211,522 (4.4%) | 0.64 | 492 |
| 2019-03-01 | $199,857 (11.1%) | $214,714 (0.4%) | 0.65 | 454 |
| 2019-04-01 | $204,725 (7.8%) | $217,847 (1.1%) | 0.65 | 424 |
| 2019-05-01 | $212,000 (11.3%) | $228,567 (4.9%) | 0.66 | 431 |
| 2019-06-01 | $204,900 (7.9%) | $224,340 (2.8%) | 0.64 | 466 |
| 2019-07-01 | $200,000 (2.5%) | $227,161 (1.7%) | 0.63 | 463 |
| 2019-08-01 | $204,009 (2.1%) | $229,093 (3.2%) | 0.65 | 477 |
| 2019-09-01 | $210,023 (10.7%) | $231,407 (6.9%) | 0.67 | 485 |
| 2019-10-01 | $216,600 (14.2%) | $236,181 (11.2%) | 0.70 | 490 |
| 2019-11-01 | $215,900 (11.3%) | $238,902 (12.0%) | 0.71 | 480 |
| 2019-12-01 | $219,450 (15.5%) | $239,631 (11.1%) | 0.73 | 435 |
| 2020-01-01 | $215,900 (11.0%) | $236,454 (11.5%) | 0.72 | 398 |
| 2020-02-01 | $219,000 (15.3%) | $233,200 (10.3%) | 0.72 | 368 |
| 2020-03-01 | $215,000 (7.6%) | $233,968 (9.0%) | 0.67 | 325 |
| 2020-04-01 | $219,225 (7.1%) | $235,057 (7.9%) | 0.69 | 307 |
| 2020-05-01 | $232,900 (9.9%) | $244,297 (6.9%) | 0.71 | 245 |
| 2020-06-01 | $225,650 (10.1%) | $253,222 (12.9%) | 0.66 | 189 |
| 2020-07-01 | $244,675 (22.3%) | $274,380 (20.8%) | 0.71 | 176 |
| 2020-08-01 | $242,500 (18.9%) | $272,804 (19.1%) | 0.69 | 172 |
| 2020-09-01 | $243,475 (15.9%) | $276,153 (19.3%) | 0.70 | 183 |
| 2020-10-01 | $234,500 (8.3%) | $270,793 (14.7%) | 0.67 | 169 |
| 2020-11-01 | $199,500 (-7.6%) | $255,648 (7.0%) | 0.58 | 177 |
| 2020-12-01 | $215,000 (-2.0%) | $260,950 (8.9%) | 0.64 | 193 |
| 2021-01-01 | $209,900 (-2.8%) | $269,152 (13.8%) | 0.63 | 164 |
| 2021-02-01 | $223,650 (2.1%) | $274,629 (17.8%) | 0.65 | 138 |
| 2021-03-01 | $249,900 (16.2%) | $289,733 (23.8%) | 0.71 | 134 |
| 2021-04-01 | $266,350 (21.5%) | $299,388 (27.4%) | 0.72 | 128 |
| 2021-05-01 | $239,950 (3.0%) | $289,363 (18.5%) | 0.64 | 125 |
| 2021-06-01 | $259,900 (15.2%) | $321,375 (26.9%) | 0.68 | 140 |
| 2021-07-01 | $275,900 (12.8%) | $321,065 (17.0%) | 0.73 | 181 |
| 2021-08-01 | $275,000 (13.4%) | $305,952 (12.2%) | 0.73 | 211 |
| 2021-09-01 | $272,475 (11.9%) | $300,438 (8.8%) | 0.73 | 226 |
| 2021-10-01 | $269,900 (15.1%) | $313,661 (15.8%) | 0.72 | 233 |
| 2021-11-01 | $273,700 (37.2%) | $307,859 (20.4%) | 0.73 | 233 |
| 2021-12-01 | $251,225 (16.9%) | $295,863 (13.4%) | 0.68 | 199 |
| 2022-01-01 | $250,000 (19.1%) | $309,597 (15.0%) | 0.68 | 159 |
| 2022-02-01 | $269,900 (20.7%) | $318,052 (15.8%) | 0.70 | 142 |
| 2022-03-01 | $268,000 (7.2%) | $327,020 (12.9%) | 0.67 | 125 |
| 2022-04-01 | $265,000 (-0.5%) | $299,284 (0.0%) | 0.63 | 119 |
| 2022-05-01 | $284,900 (18.7%) | $316,573 (9.4%) | 0.65 | 130 |
| 2022-06-01 | $268,950 (3.5%) | $303,494 (-5.6%) | 0.60 | 202 |
| 2022-07-01 | $278,000 (0.8%) | $320,605 (-0.1%) | 0.63 | 277 |
| 2022-08-01 | $299,650 (9.0%) | $318,805 (4.2%) | 0.69 | 303 |
| 2022-09-01 | $306,050 (12.3%) | $331,420 (10.3%) | 0.72 | 249 |
| 2022-10-01 | $319,900 (18.5%) | $347,702 (10.9%) | 0.75 | 287 |
| 2022-11-01 | $308,450 (12.7%) | $341,948 (11.1%) | 0.74 | 321 |
| 2022-12-01 | $302,500 (20.4%) | $341,399 (15.4%) | 0.75 | 289 |
| 2023-01-01 | $316,500 (26.6%) | $338,954 (9.5%) | 0.78 | 237 |
| 2023-02-01 | $316,500 (17.3%) | $342,987 (7.8%) | 0.76 | 226 |
| 2023-03-01 | $317,500 (18.5%) | $349,755 (7.0%) | 0.75 | 215 |
| 2023-04-01 | $316,000 (19.3%) | $346,595 (15.8%) | 0.73 | 218 |
| 2023-05-01 | $315,500 (10.7%) | $341,656 (7.9%) | 0.72 | 204 |
| 2023-06-01 | $322,200 (19.8%) | $347,889 (14.6%) | 0.72 | 220 |
| 2023-07-01 | $325,000 (16.9%) | $349,687 (9.1%) | 0.74 | 257 |
| 2023-08-01 | $323,323 (7.9%) | $350,213 (9.9%) | 0.74 | 277 |
| 2023-09-01 | $319,900 (4.5%) | $339,104 (2.3%) | 0.74 | 288 |
| 2023-10-01 | $319,395 (-0.2%) | $344,635 (-0.9%) | 0.75 | 293 |
| 2023-11-01 | $312,975 (1.5%) | $343,863 (0.6%) | 0.75 | 318 |
| 2023-12-01 | $315,000 (4.1%) | $346,331 (1.4%) | 0.77 | 314 |
| 2024-01-01 | $316,250 (-0.1%) | $347,420 (2.5%) | 0.77 | 289 |
| 2024-02-01 | $318,575 (0.7%) | $356,394 (3.9%) | 0.77 | 283 |
| 2024-03-01 | $334,900 (5.5%) | $362,963 (3.8%) | 0.79 | 283 |
| 2024-04-01 | $329,950 (4.4%) | $364,285 (5.1%) | 0.77 | 292 |
| 2024-05-01 | $329,900 (4.6%) | $363,370 (6.4%) | 0.75 | 313 |
| 2024-06-01 | $329,900 (2.4%) | $362,807 (4.3%) | 0.74 | 319 |
| 2024-07-01 | $329,450 (1.4%) | $369,182 (5.6%) | 0.75 | 344 |
| 2024-08-01 | $326,700 (1.0%) | $372,766 (6.4%) | 0.76 | 381 |
| 2024-09-01 | $325,957 (1.9%) | $376,324 (11.0%) | 0.77 | 386 |
| 2024-10-01 | $322,400 (0.9%) | $372,698 (8.1%) | 0.76 | 405 |
ELIZABETHTOWN - FORT KNOX's median listing price for 2024-10-01 was $322,400, a difference of
$3,005
(0.9%) versus the prior year and
$-3,557 versus the prior month.
ELIZABETHTOWN - FORT KNOX's median listing price comes in at 76% of the national average.
ELIZABETHTOWN - FORT KNOX's average listing price for 2024-10-01 was $372,698, a difference of $28,063 (8.1%) versus the prior year and $-3,626 versus the prior month.
For the 2024-10-01 period, ELIZABETHTOWN - FORT KNOX had 405 MLS listings, a difference of 19 listings (5%) versus the prior month and 112 listings (38%) versus the prior year.
ELIZABETHTOWN - FORT KNOX's median listing price comes in at 76% of the national average.
ELIZABETHTOWN - FORT KNOX's average listing price for 2024-10-01 was $372,698, a difference of $28,063 (8.1%) versus the prior year and $-3,626 versus the prior month.
For the 2024-10-01 period, ELIZABETHTOWN - FORT KNOX had 405 MLS listings, a difference of 19 listings (5%) versus the prior month and 112 listings (38%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - ELIZABETHTOWN - FORT KNOX (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 82 days | 1,800 sqft |
| 2018-02-01 | 80 days | 1,838 sqft |
| 2018-03-01 | 56 days | 1,869 sqft |
| 2018-04-01 | 55 days | 1,960 sqft |
| 2018-05-01 | 53 days | 1,987 sqft |
| 2018-06-01 | 44 days | 2,004 sqft |
| 2018-07-01 | 46 days | 2,012 sqft |
| 2018-08-01 | 52 days | 2,014 sqft |
| 2018-09-01 | 55 days | 1,973 sqft |
| 2018-10-01 | 65 days | 1,969 sqft |
| 2018-11-01 | 69 days | 1,985 sqft |
| 2018-12-01 | 80 days | 1,977 sqft |
| 2019-01-01 | 80 days | 1,983 sqft |
| 2019-02-01 | 72 days | 1,993 sqft |
| 2019-03-01 | 63 days | 2,000 sqft |
| 2019-04-01 | 54 days | 1,999 sqft |
| 2019-05-01 | 51 days | 1,987 sqft |
| 2019-06-01 | 50 days | 1,942 sqft |
| 2019-07-01 | 53 days | 1,937 sqft |
| 2019-08-01 | 54 days | 1,983 sqft |
| 2019-09-01 | 55 days | 2,053 sqft |
| 2019-10-01 | 56 days | 2,122 sqft |
| 2019-11-01 | 61 days | 2,125 sqft |
| 2019-12-01 | 68 days | 2,151 sqft |
| 2020-01-01 | 80 days | 2,123 sqft |
| 2020-02-01 | 71 days | 2,127 sqft |
| 2020-03-01 | 50 days | 1,921 sqft |
| 2020-04-01 | 50 days | 1,926 sqft |
| 2020-05-01 | 57 days | 1,968 sqft |
| 2020-06-01 | 52 days | 2,170 sqft |
| 2020-07-01 | 40 days | 2,204 sqft |
| 2020-08-01 | 37 days | 2,160 sqft |
| 2020-09-01 | 39 days | 2,056 sqft |
| 2020-10-01 | 38 days | 1,920 sqft |
| 2020-11-01 | 33 days | 1,835 sqft |
| 2020-12-01 | 43 days | 1,855 sqft |
| 2021-01-01 | 54 days | 1,859 sqft |
| 2021-02-01 | 50 days | 1,870 sqft |
| 2021-03-01 | 31 days | 1,895 sqft |
| 2021-04-01 | 30 days | 1,967 sqft |
| 2021-05-01 | 30 days | 1,945 sqft |
| 2021-06-01 | 24 days | 1,988 sqft |
| 2021-07-01 | 24 days | 2,012 sqft |
| 2021-08-01 | 28 days | 2,062 sqft |
| 2021-09-01 | 33 days | 2,060 sqft |
| 2021-10-01 | 39 days | 2,010 sqft |
| 2021-11-01 | 37 days | 1,923 sqft |
| 2021-12-01 | 45 days | 1,824 sqft |
| 2022-01-01 | 58 days | 1,828 sqft |
| 2022-02-01 | 28 days | 1,833 sqft |
| 2022-03-01 | 25 days | 1,922 sqft |
| 2022-04-01 | 24 days | 1,923 sqft |
| 2022-05-01 | 19 days | 1,987 sqft |
| 2022-06-01 | 17 days | 1,851 sqft |
| 2022-07-01 | 29 days | 1,890 sqft |
| 2022-08-01 | 46 days | 1,894 sqft |
| 2022-09-01 | 48 days | 1,951 sqft |
| 2022-10-01 | 42 days | 2,128 sqft |
| 2022-11-01 | 45 days | 2,069 sqft |
| 2022-12-01 | 58 days | 2,035 sqft |
| 2023-01-01 | 67 days | 2,039 sqft |
| 2023-02-01 | 43 days | 1,922 sqft |
| 2023-03-01 | 44 days | 2,013 sqft |
| 2023-04-01 | 36 days | 1,904 sqft |
| 2023-05-01 | 42 days | 1,823 sqft |
| 2023-06-01 | 41 days | 1,939 sqft |
| 2023-07-01 | 36 days | 1,984 sqft |
| 2023-08-01 | 44 days | 2,004 sqft |
| 2023-09-01 | 44 days | 1,967 sqft |
| 2023-10-01 | 46 days | 1,924 sqft |
| 2023-11-01 | 46 days | 1,923 sqft |
| 2023-12-01 | 53 days | 1,924 sqft |
| 2024-01-01 | 67 days | 1,902 sqft |
| 2024-02-01 | 52 days | 1,934 sqft |
| 2024-03-01 | 37 days | 1,948 sqft |
| 2024-04-01 | 40 days | 1,905 sqft |
| 2024-05-01 | 32 days | 1,916 sqft |
| 2024-06-01 | 43 days | 1,979 sqft |
| 2024-07-01 | 41 days | 1,980 sqft |
| 2024-08-01 | 41 days | 1,978 sqft |
| 2024-09-01 | 50 days | 2,014 sqft |
| 2024-10-01 | 54 days | 2,014 sqft |
ELIZABETHTOWN - FORT KNOX's median listing age (time on market) for 2024-10-01 was 54 days.
This
is 16%
longer
than the same period one year ago.
ELIZABETHTOWN - FORT KNOX's median square footage for active listings during the 2024-10-01 period was 2,014 sqft. One year prior, the average listing was 1,924 sqft.
ELIZABETHTOWN - FORT KNOX's median square footage for active listings during the 2024-10-01 period was 2,014 sqft. One year prior, the average listing was 1,924 sqft.
ELIZABETHTOWN-FORT KNOX, KY Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 40051 | Elizabethtown, KY HUD Metro FMR Area | $570 | $580 | $760 | $1,050 | $1,280 |
| 40052 | Elizabethtown, KY HUD Metro FMR Area | $600 | $600 | $780 | $1,070 | $1,330 |
| 40115 | Elizabethtown, KY HUD Metro FMR Area | $670 | $680 | $880 | $1,210 | $1,500 |
| 40121 | Elizabethtown, KY HUD Metro FMR Area | $750 | $760 | $990 | $1,370 | $1,680 |
| 40122 | Elizabethtown, KY HUD Metro FMR Area | $670 | $680 | $880 | $1,210 | $1,500 |
| 40140 | Elizabethtown, KY HUD Metro FMR Area | $670 | $680 | $880 | $1,210 | $1,500 |
| 40150 | Elizabethtown, KY HUD Metro FMR Area | $660 | $740 | $900 | $1,190 | $1,370 |
| 40159 | Elizabethtown, KY HUD Metro FMR Area | $670 | $680 | $880 | $1,210 | $1,500 |
| 40160 | Elizabethtown, KY HUD Metro FMR Area | $630 | $630 | $820 | $1,120 | $1,400 |
| 40162 | Elizabethtown, KY HUD Metro FMR Area | $570 | $580 | $760 | $1,050 | $1,280 |
| 40175 | Elizabethtown, KY HUD Metro FMR Area | $740 | $750 | $970 | $1,360 | $1,660 |
| 40177 | Elizabethtown, KY HUD Metro FMR Area | $630 | $720 | $870 | $1,160 | $1,350 |
| 42701 | Elizabethtown, KY HUD Metro FMR Area | $730 | $740 | $960 | $1,320 | $1,640 |
| 42702 | Elizabethtown, KY HUD Metro FMR Area | $670 | $680 | $880 | $1,210 | $1,500 |
| 42712 | Elizabethtown, KY HUD Metro FMR Area | $570 | $580 | $760 | $1,050 | $1,280 |
| 42716 | Elizabethtown, KY HUD Metro FMR Area | $700 | $700 | $910 | $1,250 | $1,550 |
| 42718 | Elizabethtown, KY HUD Metro FMR Area | $570 | $580 | $760 | $1,050 | $1,280 |
| 42724 | Elizabethtown, KY HUD Metro FMR Area | $630 | $640 | $830 | $1,140 | $1,410 |
| 42732 | Elizabethtown, KY HUD Metro FMR Area | $570 | $580 | $760 | $1,050 | $1,280 |
| 42740 | Elizabethtown, KY HUD Metro FMR Area | $630 | $630 | $820 | $1,120 | $1,400 |
| 42748 | Elizabethtown, KY HUD Metro FMR Area | $600 | $600 | $780 | $1,070 | $1,330 |
| 42757 | Elizabethtown, KY HUD Metro FMR Area | $650 | $650 | $850 | $1,160 | $1,450 |
| 42764 | Elizabethtown, KY HUD Metro FMR Area | $660 | $660 | $860 | $1,180 | $1,470 |
| 42776 | Elizabethtown, KY HUD Metro FMR Area | $590 | $590 | $770 | $1,050 | $1,310 |
| 42784 | Elizabethtown, KY HUD Metro FMR Area | $600 | $600 | $780 | $1,070 | $1,330 |
| 42788 | Elizabethtown, KY HUD Metro FMR Area | $580 | $580 | $760 | $1,050 | $1,290 |
2022 Average & Median Rent Data Statistics
ELIZABETHTOWN-FORT KNOX, KY average 1BR rent: $650, median: $645
ELIZABETHTOWN-FORT KNOX, KY average 2BR rent: $840, median: $840
ELIZABETHTOWN-FORT KNOX, KY average 3BR rent: $1,153, median: $1,150
ELIZABETHTOWN-FORT KNOX, KY Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,087 | $597,105,000 | $286,107 |
| Cash Out Refi | 530 | $94,890,000 | $179,038 |
| Home Improvement | 368 | $30,390,000 | $82,582 |
| Other | 351 | $28,035,000 | $79,872 |
| Refi | 295 | $60,975,000 | $206,695 |
| NA | 6 | $850,000 | $141,667 |
Elizabethtown - Fort Knox's most frequently cited loan purpose was Home Purchase, with 2,087 originations. The 2nd most popular reason was Cash Out Refi, with 530 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 982 | $288,100,000 | $293,381 |
| 7-8% | 797 | $162,775,000 | $204,235 |
| Over 8% | 646 | $60,620,000 | $93,839 |
| 5-6% | 543 | $152,835,000 | $281,464 |
| 3-4% | 85 | $4,965,000 | $58,412 |
| 4-5% | 57 | $13,965,000 | $245,000 |
| <2.5% | 54 | $4,160,000 | $77,037 |
| 2.5-3% | 4 | $1,220,000 | $305,000 |
During 2023, Elizabethtown - Fort Knox's most frequently originated rate bucket was 6-7%, with 982 originations.
Loan Sizing (ELIZABETHTOWN-FORT KNOX, KY MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,312 | $362,460,000 | $276,265 |
| $100,000 or less | 1,064 | $57,520,000 | $54,060 |
| $100k-200k | 1,041 | $156,595,000 | $150,427 |
| $400k-600k | 173 | $79,965,000 | $462,225 |
| $600k-1000k | 27 | $18,945,000 | $701,667 |
| $Over $1MM | 20 | $136,760,000 | $6,838,000 |
ELIZABETHTOWN - FORT KNOX's loan sizing saw the bucket of loans from $200k-400k with 1,312 originations, totaling $362,460,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,320 | $347,080,000 | $262,939 |
| 60-80% | 542 | $139,770,000 | $257,878 |
| Under 20% | 442 | $22,700,000 | $51,357 |
| 20-40% | 426 | $37,650,000 | $88,380 |
| 40-60% | 246 | $87,400,000 | $355,285 |
| Over 100% | 168 | $54,630,000 | $325,179 |
ELIZABETHTOWN - FORT KNOX's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,320 originations, totaling $347,080,000 in origination value.