ELIZABETHTOWN - FORT KNOX Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Elizabethtown - Fort Knox averaged
5.96%
for the week of 2022-06-23, compared to the national average of
5.81% for the same period.
The average rate for the prior week (2022-06-16) was
5.83% and
one month ago for the week of 2022-05-19, the
average rate was 5.4%.
Elizabethtown - Fort Knox's average rate one year ago was 3.27%.
For refis of the same type during the week of 2022-06-23, the average rate
was 6.08%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-06-23 | 5.81% |
| Elizabethtown - Fort Knox 30 Year Fixed Rate | 2022-06-23 | 5.96% |
| Elizabethtown - Fort Knox 30 Year Fixed Rate Refi | 2022-06-23 | 6.08% |
| Elizabethtown - Fort Knox 15 Year Fixed Rate | 2022-06-23 | 5.42% |
| Elizabethtown - Fort Knox 15 Year Fixed Rate Refi | 2022-06-23 | 5.17% |
| Elizabethtown - Fort Knox 30 Year FHA | 2022-06-23 | 0.25% |
| Elizabethtown - Fort Knox 30 Year FHA Refi | 2022-06-23 | -0.28% |
| Elizabethtown - Fort Knox 30 Year USDA | 2022-06-23 | 0.16% |
| Elizabethtown - Fort Knox 30 Year USDA Refi | 2022-06-23 | 0.48% |
| Elizabethtown - Fort Knox 30 Year VA | 2022-06-23 | 0.3% |
| Elizabethtown - Fort Knox 30 Year VA Refi | 2022-06-23 | -0.17% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ELIZABETHTOWN-FORT KNOX, KY.
ELIZABETHTOWN - FORT KNOX Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the ELIZABETHTOWN-FORT KNOX, KY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
ELIZABETHTOWN-FORT KNOX, KY's 143 lenders originated 6,690
loans during 2021. The total origination value was $1,278,900,000, with an average loan value of
$191,166.
The top ELIZABETHTOWN - FORT KNOX lender as defined by loan originations is Abound Federal Credit Union, with
200 loans originated. Their average total fees are
$2,118, which is $460
lower than the next largest lender,
SOUTH CENTRAL BANK, INC..
The lowest fee ELIZABETHTOWN - FORT KNOX lenders (with over 10 loans originated) are
The Cecilian Bank ($1,928), Abound Federal Credit Union ($2,118), Mortgage Research Center, LLC ($2,156), L & N Federal Credit Union ($2,191) and Stock Yards Bank & Trust Company ($2,372).
The lowest rate ELIZABETHTOWN - FORT KNOX lenders (with over 10 loans originated) are
SOUTH CENTRAL BANK, INC. (2.89%), Republic State Mortgage Co. (2.93%), Mortgage Research Center, LLC (2.94%), Truist Bank (2.94%) and LOANDEPOT.COM, LLC (3.03%).
ELIZABETHTOWN-FORT KNOX, KY Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| SOUTH CENTRAL BANK, INC. | $89,655,000 | $96,130,000 | 7.2% | 7.5% |
| Abound Federal Credit Union | $111,660,000 | $89,350,000 | -20.0% | 7.0% |
| QUICKEN LOANS, LLC | $67,355,000 | $84,225,000 | 25.0% | 6.6% |
| Mortgage Research Center, LLC | $87,805,000 | $83,575,000 | -4.8% | 6.5% |
| FREEDOM MORTGAGE CORPORATION | $75,155,000 | $77,220,000 | 2.7% | 6.0% |
| UNITED WHOLESALE MORTGAGE, LLC | $20,030,000 | $61,330,000 | 206.2% | 4.8% |
| Commonwealth Bank and Trust Company | $94,895,000 | $53,405,000 | -43.7% | 4.2% |
| West Point Bank | $27,720,000 | $38,110,000 | 37.5% | 3.0% |
| The Cecilian Bank | $41,670,000 | $35,395,000 | -15.1% | 2.8% |
| AMERIFIRST FINANCIAL CORPORATION | $44,570,000 | $28,260,000 | -36.6% | 2.2% |
| Meade County Bank | $23,480,000 | $27,990,000 | 19.2% | 2.2% |
| WesBanco Bank, Inc. | $29,235,000 | $25,100,000 | -14.1% | 2.0% |
| HOME POINT FINANCIAL CORPORATION | $13,090,000 | $23,855,000 | 82.2% | 1.9% |
| Citizens Bank | $20,730,000 | $21,925,000 | 5.8% | 1.7% |
| Prosperity Home Mortgage, LLC | $22,285,000 | $21,795,000 | -2.2% | 1.7% |
| NAVY FEDERAL CREDIT UNION | $18,740,000 | $21,010,000 | 12.1% | 1.6% |
| Wilson & Muir Bank & Trust Company | $25,600,000 | $20,750,000 | -18.9% | 1.6% |
| PENNYMAC LOAN SERVICES, LLC | $10,185,000 | $19,225,000 | 88.8% | 1.5% |
| Magnolia Bank | $21,720,000 | $18,765,000 | -13.6% | 1.5% |
| Wells Fargo Bank | $8,545,000 | $16,855,000 | 97.2% | 1.3% |
| The Lincoln National Bank of Hodgenville | $16,840,000 | $15,320,000 | -9.0% | 1.2% |
| German American Bank | $1,390,000 | $14,620,000 | 951.8% | 1.1% |
| JPMorgan Chase Bank | $8,815,000 | $14,575,000 | 65.3% | 1.1% |
| AMERISAVE MORTGAGE CORPORATION | $5,475,000 | $14,170,000 | 158.8% | 1.1% |
| USAA Federal Savings Bank | $19,340,000 | $14,155,000 | -26.8% | 1.1% |
| PLAZA HOME MORTGAGE, INC. | $1,895,000 | $11,345,000 | 498.7% | 0.9% |
| Mr. Cooper ( Nationstar Mortgage ) | $12,345,000 | $11,240,000 | -9.0% | 0.9% |
| NEW DAY FINANCIAL, LLC | $12,820,000 | $10,835,000 | -15.5% | 0.8% |
| STOCKTON MORTGAGE CORPORATION | $8,370,000 | $9,885,000 | 18.1% | 0.8% |
| VILLAGE CAPITAL & INVESTMENT LLC | $6,870,000 | $9,755,000 | 42.0% | 0.8% |
| LOANDEPOT.COM, LLC | $5,240,000 | $9,745,000 | 86.0% | 0.8% |
| The Federal Savings Bank | $11,290,000 | $9,210,000 | -18.4% | 0.7% |
| Farm Credit Mid-America, ACA | $11,375,000 | $8,845,000 | -22.2% | 0.7% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $6,415,000 | $8,455,000 | 31.8% | 0.7% |
| PNC Bank | $9,185,000 | $6,880,000 | -25.1% | 0.5% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $8,735,000 | $6,190,000 | -29.1% | 0.5% |
| CALIBER HOME LOANS, INC. | $4,625,000 | $5,885,000 | 27.2% | 0.5% |
| CROSSCOUNTRY MORTGAGE, LLC | $3,210,000 | $5,815,000 | 81.2% | 0.5% |
| LAKEVIEW LOAN SERVICING, LLC | $8,280,000 | $5,625,000 | -32.1% | 0.4% |
| L & N Federal Credit Union | $3,275,000 | $5,435,000 | 66.0% | 0.4% |
| Republic Bank & Trust Company | $6,425,000 | $5,350,000 | -16.7% | 0.4% |
| EVERETT FINANCIAL, INC. | $22,095,000 | $5,060,000 | -77.1% | 0.4% |
| Carrington Mortgage Services, LLC | $5,355,000 | $4,885,000 | -8.8% | 0.4% |
| Stock Yards Bank & Trust Company | $1,980,000 | $4,720,000 | 138.4% | 0.4% |
| BROKER SOLUTIONS, INC. | $1,845,000 | $4,575,000 | 148.0% | 0.4% |
| U.S. Bank | $2,675,000 | $4,315,000 | 61.3% | 0.3% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $4,775,000 | $4,270,000 | -10.6% | 0.3% |
| EVANSVILLE TEACHERS | $4,550,000 | $4,045,000 | -11.1% | 0.3% |
| GUARANTEED RATE, INC. | $3,730,000 | $3,780,000 | 1.3% | 0.3% |
| NEWREZ LLC | $3,035,000 | $3,750,000 | 23.6% | 0.3% |
| THE MORTGAGE WAREHOUSE,LLC | $1,270,000 | $3,740,000 | 194.5% | 0.3% |
| BETTER MORTGAGE CORPORATION | $1,560,000 | $3,660,000 | 134.6% | 0.3% |
| Citizens Union Bank of Shelbyville | $3,075,000 | $3,590,000 | 16.7% | 0.3% |
| RUOFF MORTGAGE COMPANY, INC. | $1,475,000 | $3,530,000 | 139.3% | 0.3% |
| Truist Bank | $5,370,000 | $3,525,000 | -34.4% | 0.3% |
| Republic State Mortgage Co. | $3,230,000 | $3,485,000 | 7.9% | 0.3% |
| BAY EQUITY LLC | $5,120,000 | $3,470,000 | -32.2% | 0.3% |
| Fifth Third Bank | $3,125,000 | $3,440,000 | 10.1% | 0.3% |
| Paramount Residential Mortgage Group, Inc. | $3,675,000 | $3,420,000 | -6.9% | 0.3% |
| THRIVE MORTGAGE, LLC | $225,000 | $3,405,000 | 1,413.3% | 0.3% |
| CLEARPATH LENDING | $2,040,000 | $3,320,000 | 62.7% | 0.3% |
| Flagstar Bank, FSB | $880,000 | $3,320,000 | 277.3% | 0.3% |
| PENTAGON FEDERAL CREDIT UNION | $1,595,000 | $3,100,000 | 94.4% | 0.2% |
| Low VA Rates, LLC | $2,115,000 | $3,065,000 | 44.9% | 0.2% |
| MOVEMENT MORTGAGE, LLC | $2,465,000 | $3,010,000 | 22.1% | 0.2% |
| 21ST MORTGAGE CORPORATION | $1,105,000 | $2,995,000 | 171.0% | 0.2% |
| ENVOY MORTGAGE, LTD | $2,660,000 | $2,985,000 | 12.2% | 0.2% |
| North American Savings Bank, F.S.B. | $2,725,000 | $2,975,000 | 9.2% | 0.2% |
| Capital One | $2,945,000 | n/a | 0.2% | |
| INTERLINC MORTGAGE SERVICES, LLC | $2,905,000 | $2,935,000 | 1.0% | 0.2% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $2,345,000 | $2,835,000 | 20.9% | 0.2% |
| AMERICAN MORTGAGE SERVICE COMPANY | $2,855,000 | $2,740,000 | -4.0% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $1,115,000 | $2,370,000 | 112.6% | 0.2% |
| First Savings Bank | $4,965,000 | $2,230,000 | -55.1% | 0.2% |
| CMG MORTGAGE, INC. | $2,220,000 | $2,185,000 | -1.6% | 0.2% |
| UNION HOME MORTGAGE CORP. | $4,260,000 | $2,180,000 | -48.8% | 0.2% |
| Northpointe Bank | $595,000 | $2,175,000 | 265.5% | 0.2% |
| InterContinental Capital Group, Inc | $2,475,000 | $2,085,000 | -15.8% | 0.2% |
| Bank of America | $1,175,000 | $2,005,000 | 70.6% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $3,750,000 | $1,905,000 | -49.2% | 0.1% |
| First Guaranty Mortgage Corporation | $520,000 | $1,890,000 | 263.5% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,630,000 | $1,855,000 | 13.8% | 0.1% |
| The Monticello Banking Company | $180,000 | $1,830,000 | 916.7% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $675,000 | $1,825,000 | 170.4% | 0.1% |
| Nations Lending Corporation | $1,685,000 | $1,780,000 | 5.6% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $925,000 | $1,755,000 | 89.7% | 0.1% |
| Lakeview Community Capital, LLC | $1,310,000 | $1,755,000 | 34.0% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $1,675,000 | n/a | 0.1% | |
| NP, Inc. | $955,000 | $1,600,000 | 67.5% | 0.1% |
| COMMONWEALTH | $1,290,000 | $1,550,000 | 20.2% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $3,495,000 | $1,395,000 | -60.1% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $760,000 | $1,370,000 | 80.3% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $105,000 | $1,310,000 | 1,147.6% | 0.1% |
| 1ST SIGNATURE LENDING, LLC | $440,000 | $1,300,000 | 195.5% | 0.1% |
| BNC National Bank | $560,000 | $1,285,000 | 129.5% | 0.1% |
| PLANET HOME LENDING, LLC | $3,730,000 | $1,255,000 | -66.4% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $1,910,000 | $1,205,000 | -36.9% | 0.1% |
| Community Trust Bank, Inc. | $805,000 | $1,170,000 | 45.3% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $620,000 | $1,160,000 | 87.1% | 0.1% |
| The Huntington National Bank | $880,000 | $1,130,000 | 28.4% | 0.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $310,000 | $1,115,000 | 259.7% | 0.1% |
| Hometown Lenders, Inc. | $1,365,000 | $1,065,000 | -22.0% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,380,000 | $1,060,000 | -23.2% | 0.1% |
| First Federal Bank | $2,630,000 | $990,000 | -62.4% | 0.1% |
| SOUTHWEST FUNDING, LP | $320,000 | $990,000 | 209.4% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $1,010,000 | $960,000 | -5.0% | 0.1% |
| Manufacturers and Traders Trust Company | $945,000 | n/a | 0.1% | |
| Waterstone Mortgage Corporation | $940,000 | n/a | 0.1% | |
| EMBRACE HOME LOANS, INC. | $520,000 | $935,000 | 79.8% | 0.1% |
| ZILLOW HOME LOANS, LLC | $930,000 | n/a | 0.1% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,185,000 | $890,000 | -24.9% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $545,000 | $870,000 | 59.6% | 0.1% |
| NBKC BANK | $1,625,000 | $860,000 | -47.1% | 0.1% |
| Hancock Bank & Trust Company | $2,705,000 | $855,000 | -68.4% | 0.1% |
| HAMILTON HOME LOANS, INC. | $840,000 | n/a | 0.1% | |
| ROYAL UNITED MORTGAGE LLC | $1,195,000 | $825,000 | -31.0% | 0.1% |
| First Harrison Bank | $410,000 | $805,000 | 96.3% | 0.1% |
| MYCUMORTGAGE, LLC | $1,725,000 | $800,000 | -53.6% | 0.1% |
| AmeriHome Mortgage Company, LLC | $650,000 | $770,000 | 18.5% | 0.1% |
| TRANSCEND | $750,000 | n/a | 0.1% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $1,655,000 | $715,000 | -56.8% | 0.1% |
| SOFI LENDING CORP. | $235,000 | $685,000 | 191.5% | 0.1% |
| OCEANSIDE MORTGAGE COMPANY | $825,000 | $670,000 | -18.8% | 0.1% |
| River City Bank, Inc. | $660,000 | n/a | 0.1% | |
| AMERICAN FINANCING CORPORATION | $885,000 | $655,000 | -26.0% | 0.1% |
| Old National Bank | $1,500,000 | $650,000 | -56.7% | 0.1% |
| Paramount Bank | $590,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $415,000 | $590,000 | 42.2% | 0.0% |
| First Midwest Bank | $585,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,300,000 | $570,000 | -56.2% | 0.0% |
| Armed Forces Bank | $330,000 | $565,000 | 71.2% | 0.0% |
| Goldwater Bank, N.A. | $245,000 | $555,000 | 126.5% | 0.0% |
| Ameris Bank | $545,000 | n/a | 0.0% | |
| STEARNS LENDING, LLC | $1,310,000 | $535,000 | -59.2% | 0.0% |
| Limestone Bank, Inc. | $45,000 | $530,000 | 1,077.8% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $530,000 | n/a | 0.0% | |
| AgFirst Farm Credit Bank | $525,000 | $525,000 | 0.0% | 0.0% |
| KS StateBank | $420,000 | $510,000 | 21.4% | 0.0% |
| FAIR WAY LENDING LLC | $435,000 | $505,000 | 16.1% | 0.0% |
| FINANCE OF AMERICA MORTGAGE LLC | $495,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL NETWORK, INC. | $2,185,000 | $480,000 | -78.0% | 0.0% |
| EMM LOANS LLC | $530,000 | $480,000 | -9.4% | 0.0% |
| KELLER MORTGAGE, LLC | $360,000 | $470,000 | 30.6% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $1,335,000 | $465,000 | -65.2% | 0.0% |
| Edmonton State Bank | $305,000 | $460,000 | 50.8% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $1,375,000 | $440,000 | -68.0% | 0.0% |
| Ally Bank | $540,000 | $430,000 | -20.4% | 0.0% |
| BEST CAPITAL FUNDING | $430,000 | n/a | 0.0% | |
| GVC MORTGAGE, INC. | $420,000 | n/a | 0.0% | |
| FBC MORTGAGE, LLC | $430,000 | $395,000 | -8.1% | 0.0% |
| PARK COMMUNITY CREDIT UNION, INC. | $1,235,000 | $380,000 | -69.2% | 0.0% |
| UNITED MORTGAGE CORP. | $280,000 | $380,000 | 35.7% | 0.0% |
| COMMUNITYAMERICA | $355,000 | $355,000 | 0.0% | 0.0% |
| First United Bank and Trust Company | $355,000 | n/a | 0.0% | |
| INLAND BANK & TRUST | $355,000 | n/a | 0.0% | |
| GUARANTY HOME MORTGAGE CORPORATION | $485,000 | $350,000 | -27.8% | 0.0% |
| Guardian Savings Bank, A Federal Savings Bank | $350,000 | n/a | 0.0% | |
| ROSS MORTGAGE CORPORATION | $350,000 | n/a | 0.0% | |
| AMERICAN INTERNET MORTGAGE, INC. | $340,000 | n/a | 0.0% | |
| First Financial Bank | $410,000 | $335,000 | -18.3% | 0.0% |
| HOMESTEAD FUNDING CORP. | $335,000 | n/a | 0.0% | |
| Stifel Bank and Trust | $335,000 | $335,000 | 0.0% | 0.0% |
| CELEBRITY HOME LOANS, LLC | $145,000 | $330,000 | 127.6% | 0.0% |
| F&M Bank | $325,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $325,000 | n/a | 0.0% | |
| Peoples Bank | $325,000 | n/a | 0.0% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $285,000 | $320,000 | 12.3% | 0.0% |
| GENEVA FINANCIAL, LLC | $315,000 | n/a | 0.0% | |
| Montgomery Bank | $315,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $1,085,000 | $310,000 | -71.4% | 0.0% |
| AMERICAN ADVISORS GROUP | $165,000 | $305,000 | 84.8% | 0.0% |
| Central Bank & Trust Company | $305,000 | n/a | 0.0% | |
| Bank of England | $1,725,000 | $300,000 | -82.6% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $400,000 | $295,000 | -26.3% | 0.0% |
| Discover Bank | $185,000 | $290,000 | 56.8% | 0.0% |
| First Southern National Bank | $235,000 | $290,000 | 23.4% | 0.0% |
| Academy Bank | $275,000 | n/a | 0.0% | |
| EQUITY RESOURCES, INC. | $275,000 | n/a | 0.0% | |
| Gateway First Bank | $205,000 | $275,000 | 34.1% | 0.0% |
| INB | $225,000 | $275,000 | 22.2% | 0.0% |
| JAMES B. NUTTER & COMPANY | $500,000 | $275,000 | -45.0% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $440,000 | $275,000 | -37.5% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $275,000 | n/a | 0.0% | |
| The Union Bank Company | $275,000 | n/a | 0.0% | |
| T2 FINANCIAL LLC | $270,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $265,000 | n/a | 0.0% | |
| First Option Mortgage, LLC | $145,000 | $265,000 | 82.8% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $265,000 | n/a | 0.0% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $880,000 | $265,000 | -69.9% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $255,000 | n/a | 0.0% | |
| Farmers Bank & Trust | $255,000 | n/a | 0.0% | |
| First Federal Bank of the Midwest | $600,000 | $255,000 | -57.5% | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | $255,000 | n/a | 0.0% | |
| The Park National Bank | $240,000 | n/a | 0.0% | |
| TCF National Bank | $225,000 | $235,000 | 4.4% | 0.0% |
| The Paducah Bank and Trust Company | $235,000 | n/a | 0.0% | |
| ARC HOME LLC | $195,000 | $215,000 | 10.3% | 0.0% |
| UNIVERSITY OF KENTUCKY | $345,000 | $215,000 | -37.7% | 0.0% |
| VICTORY MORTGAGE, L.L.C. | $215,000 | n/a | 0.0% | |
| Tyndall Federal Credit Union | $205,000 | n/a | 0.0% | |
| Citibank | $195,000 | n/a | 0.0% | |
| Renasant Bank | $195,000 | n/a | 0.0% | |
| Servion, Inc. | $125,000 | $195,000 | 56.0% | 0.0% |
| LENDINGHOME FUNDING CORPORATION | $190,000 | n/a | 0.0% | |
| LENDERFI, INC. | $450,000 | $185,000 | -58.9% | 0.0% |
| Assurance Financial Group, L.L.C. | $175,000 | n/a | 0.0% | |
| CLASS ACT FEDERAL CREDIT UNION | $400,000 | $175,000 | -56.3% | 0.0% |
| Ixonia Bank | $175,000 | n/a | 0.0% | |
| Austin Capital Bank SSB | $165,000 | n/a | 0.0% | |
| Independent Bank | $165,000 | n/a | 0.0% | |
| Union Savings Bank | $165,000 | n/a | 0.0% | |
| LENDUS, LLC | $155,000 | n/a | 0.0% | |
| VAN DYK MORTGAGE CORPORATION | $155,000 | n/a | 0.0% | |
| Forcht Bank | $415,000 | $145,000 | -65.1% | 0.0% |
| RAILWAY CREDIT UNION | $145,000 | n/a | 0.0% | |
| First Western Trust Bank | $135,000 | n/a | 0.0% | |
| Centra Credit Union | $125,000 | n/a | 0.0% | |
| Colten Mortgage, LLC | $410,000 | $125,000 | -69.5% | 0.0% |
| First Internet Bank of Indiana | $125,000 | n/a | 0.0% | |
| GoPrime Mortgage, Inc. | $125,000 | n/a | 0.0% | |
| Independence Bank of Kentucky | $345,000 | $125,000 | -63.8% | 0.0% |
| ALTRA | $235,000 | $120,000 | -48.9% | 0.0% |
| CapStar Bank | $185,000 | $115,000 | -37.8% | 0.0% |
| SPRING EQ, LLC | $60,000 | $115,000 | 91.7% | 0.0% |
| United Community Bank | $115,000 | n/a | 0.0% | |
| POLARIS HOME FUNDING CORP. | $85,000 | $95,000 | 11.8% | 0.0% |
| TIAA, FSB | $95,000 | n/a | 0.0% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $75,000 | n/a | 0.0% | |
| Memphis City Employees Credit Union | $60,000 | n/a | 0.0% | |
| PROPONENT Federal Credit Union | $35,000 | n/a | 0.0% |
ELIZABETHTOWN - FORT KNOX's top lender by overall market share is SOUTH CENTRAL BANK, INC., with 7.5% market share. In second place, with 7.0%, is Abound Federal Credit Union, having originated $89,350,000 in loans. In third place, with 6.6%, is QUICKEN LOANS, LLC, having originated $84,225,000 in loans. In third place, with 6.5%, is Mortgage Research Center, LLC, having originated $83,575,000 in loans. In third place, with 6.0%, is FREEDOM MORTGAGE CORPORATION, having originated $77,220,000 in loans.
ELIZABETHTOWN-FORT KNOX, KY Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,718 | $599,710,000 | $220,644 |
| Refi | 2,465 | $446,785,000 | $181,252 |
| Cash Out Refi | 1,079 | $195,605,000 | $181,284 |
| Home Improvement | 255 | $18,465,000 | $72,412 |
| Other | 173 | $18,335,000 | $105,983 |
Elizabethtown - Fort Knox's most frequently cited loan purpose was Home Purchase, with 2,718 originations. The 2nd most popular reason was Refi, with 2,465 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 2,311 | $472,435,000 | $204,429 |
| 3-4% | 1,767 | $340,575,000 | $192,742 |
| <2.5% | 1,589 | $319,575,000 | $201,117 |
| 4-5% | 188 | $23,560,000 | $125,319 |
| 5-6% | 106 | $6,930,000 | $65,377 |
| 6-7% | 22 | $3,830,000 | $174,091 |
| 7-8% | 20 | $1,710,000 | $85,500 |
| Over 8% | 18 | $1,910,000 | $106,111 |
During 2021, Elizabethtown - Fort Knox's most frequently originated rate bucket was 2.5-3%, with 2,311 originations.
Loan Sizing (ELIZABETHTOWN-FORT KNOX, KY MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 2,964 | $440,310,000 | $148,553 |
| $200k-400k | 2,251 | $603,865,000 | $268,265 |
| $100,000 or less | 1,223 | $78,215,000 | $63,953 |
| $400k-600k | 212 | $98,820,000 | $466,132 |
| $600k-1000k | 24 | $17,890,000 | $745,417 |
| $Over $1MM | 16 | $39,800,000 | $2,487,500 |
ELIZABETHTOWN - FORT KNOX's loan sizing saw the bucket of loans from $100k-200k with 2,964 originations, totaling $440,310,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,465 | $550,555,000 | $223,349 |
| 60-80% | 1,534 | $309,340,000 | $201,656 |
| 40-60% | 626 | $85,420,000 | $136,454 |
| 20-40% | 378 | $34,340,000 | $90,847 |
| Over 100% | 235 | $68,115,000 | $289,851 |
| Under 20% | 228 | $16,210,000 | $71,096 |
ELIZABETHTOWN - FORT KNOX's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,465 originations, totaling $550,555,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - ELIZABETHTOWN - FORT KNOX (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $169,400 (5.9%) | $194,761 (3.2%) | 0.62 | 664 |
| 2018-02-01 | $171,200 (7.4%) | $200,389 (5.3%) | 0.62 | 621 |
| 2018-03-01 | $179,000 (8.6%) | $212,037 (8.8%) | 0.62 | 595 |
| 2018-04-01 | $188,500 (11.0%) | $216,529 (10.3%) | 0.63 | 605 |
| 2018-05-01 | $192,000 (13.0%) | $218,381 (7.8%) | 0.64 | 600 |
| 2018-06-01 | $194,900 (14.7%) | $221,027 (7.1%) | 0.65 | 656 |
| 2018-07-01 | $199,900 (17.7%) | $223,703 (8.0%) | 0.67 | 689 |
| 2018-08-01 | $202,200 (14.9%) | $220,689 (8.4%) | 0.68 | 706 |
| 2018-09-01 | $195,000 (9.9%) | $215,818 (8.6%) | 0.65 | 744 |
| 2018-10-01 | $199,200 (13.5%) | $214,287 (8.0%) | 0.67 | 704 |
| 2018-11-01 | $202,250 (19.0%) | $216,932 (10.5%) | 0.68 | 702 |
| 2018-12-01 | $199,900 (17.7%) | $218,511 (12.4%) | 0.68 | 676 |
| 2019-01-01 | $199,950 (18.0%) | $215,250 (10.5%) | 0.69 | 619 |
| 2019-02-01 | $196,200 (14.6%) | $213,987 (6.8%) | 0.66 | 615 |
| 2019-03-01 | $203,800 (13.9%) | $216,311 (2.0%) | 0.66 | 566 |
| 2019-04-01 | $206,350 (9.5%) | $218,172 (0.8%) | 0.65 | 538 |
| 2019-05-01 | $211,400 (10.1%) | $225,069 (3.1%) | 0.65 | 540 |
| 2019-06-01 | $210,000 (7.8%) | $224,407 (1.5%) | 0.65 | 598 |
| 2019-07-01 | $208,000 (4.1%) | $226,895 (1.4%) | 0.65 | 598 |
| 2019-08-01 | $209,243 (3.5%) | $229,482 (4.0%) | 0.66 | 619 |
| 2019-09-01 | $214,900 (10.2%) | $232,491 (7.7%) | 0.68 | 636 |
| 2019-10-01 | $217,450 (9.2%) | $237,449 (10.8%) | 0.69 | 663 |
| 2019-11-01 | $219,900 (8.7%) | $240,346 (10.8%) | 0.71 | 651 |
| 2019-12-01 | $222,450 (11.3%) | $243,178 (11.3%) | 0.74 | 578 |
| 2020-01-01 | $219,900 (10.0%) | $241,018 (12.0%) | 0.73 | 518 |
| 2020-02-01 | $220,000 (12.1%) | $236,719 (10.6%) | 0.71 | 486 |
| 2020-03-01 | $215,450 (5.7%) | $233,804 (8.1%) | 0.67 | 404 |
| 2020-04-01 | $224,950 (9.0%) | $239,207 (9.6%) | 0.70 | 388 |
| 2020-05-01 | $232,900 (10.2%) | $247,561 (10.0%) | 0.71 | 308 |
| 2020-06-01 | $224,900 (7.1%) | $257,114 (14.6%) | 0.66 | 227 |
| 2020-07-01 | $245,000 (17.8%) | $283,904 (25.1%) | 0.70 | 214 |
| 2020-08-01 | $249,000 (19.0%) | $281,345 (22.6%) | 0.71 | 212 |
| 2020-09-01 | $246,450 (14.7%) | $281,983 (21.3%) | 0.70 | 228 |
| 2020-10-01 | $232,000 (6.7%) | $274,284 (15.5%) | 0.66 | 202 |
| 2020-11-01 | $215,000 (-2.2%) | $264,987 (10.3%) | 0.62 | 211 |
| 2020-12-01 | $217,500 (-2.2%) | $270,008 (11.0%) | 0.64 | 231 |
| 2021-01-01 | $209,900 (-4.6%) | $271,821 (12.8%) | 0.62 | 202 |
| 2021-02-01 | $232,900 (5.9%) | $287,296 (21.4%) | 0.67 | 165 |
| 2021-03-01 | $254,900 (18.3%) | $293,364 (25.5%) | 0.71 | 158 |
| 2021-04-01 | $269,750 (19.9%) | $307,742 (28.7%) | 0.72 | 159 |
| 2021-05-01 | $249,900 (7.3%) | $301,072 (21.6%) | 0.66 | 154 |
| 2021-06-01 | $284,950 (26.7%) | $338,651 (31.7%) | 0.74 | 177 |
| 2021-07-01 | $287,450 (17.3%) | $324,975 (14.5%) | 0.75 | 216 |
| 2021-08-01 | $277,450 (11.4%) | $313,730 (11.5%) | 0.73 | 253 |
| 2021-09-01 | $275,000 (11.6%) | $304,728 (8.1%) | 0.72 | 274 |
| 2021-10-01 | $269,000 (16.0%) | $311,194 (13.5%) | 0.71 | 285 |
| 2021-11-01 | $269,900 (25.5%) | $307,167 (15.9%) | 0.71 | 358 |
| 2021-12-01 | $254,500 (17.0%) | $298,171 (10.4%) | 0.68 | 245 |
| 2022-01-01 | $250,000 (19.1%) | $308,142 (13.4%) | 0.67 | 183 |
| 2022-02-01 | $269,900 (15.9%) | $313,766 (9.2%) | 0.69 | 167 |
| 2022-03-01 | $264,950 (3.9%) | $320,778 (9.3%) | 0.65 | 153 |
| 2022-04-01 | $265,900 (-1.4%) | $293,125 (-4.8%) | 0.63 | 144 |
| 2022-05-01 | $289,000 (15.7%) | $315,800 (4.9%) | 0.65 | 159 |
ELIZABETHTOWN - FORT KNOX's median listing price for 2022-05-01 was $289,000, a difference of
$39,100
(15.7%) versus the prior year and
$23,100 versus the prior month.
ELIZABETHTOWN - FORT KNOX's median listing price comes in at 65% of the national average.
ELIZABETHTOWN - FORT KNOX's average listing price for 2022-05-01 was $315,800, a difference of $14,728 (4.9%) versus the prior year and $22,675 versus the prior month.
For the 2022-05-01 period, ELIZABETHTOWN - FORT KNOX had 159 MLS listings, a difference of 15 listings (10%) versus the prior month and 5 listings (3%) versus the prior year.
ELIZABETHTOWN - FORT KNOX's median listing price comes in at 65% of the national average.
ELIZABETHTOWN - FORT KNOX's average listing price for 2022-05-01 was $315,800, a difference of $14,728 (4.9%) versus the prior year and $22,675 versus the prior month.
For the 2022-05-01 period, ELIZABETHTOWN - FORT KNOX had 159 MLS listings, a difference of 15 listings (10%) versus the prior month and 5 listings (3%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - ELIZABETHTOWN - FORT KNOX (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 83 days | 1,800 sqft |
| 2018-02-01 | 77 days | 1,854 sqft |
| 2018-03-01 | 53 days | 1,860 sqft |
| 2018-04-01 | 57 days | 1,963 sqft |
| 2018-05-01 | 59 days | 1,997 sqft |
| 2018-06-01 | 50 days | 2,035 sqft |
| 2018-07-01 | 49 days | 2,043 sqft |
| 2018-08-01 | 53 days | 2,040 sqft |
| 2018-09-01 | 54 days | 1,992 sqft |
| 2018-10-01 | 64 days | 2,015 sqft |
| 2018-11-01 | 69 days | 2,035 sqft |
| 2018-12-01 | 82 days | 2,010 sqft |
| 2019-01-01 | 82 days | 2,023 sqft |
| 2019-02-01 | 73 days | 2,010 sqft |
| 2019-03-01 | 59 days | 2,007 sqft |
| 2019-04-01 | 52 days | 2,007 sqft |
| 2019-05-01 | 50 days | 1,997 sqft |
| 2019-06-01 | 50 days | 1,993 sqft |
| 2019-07-01 | 52 days | 1,980 sqft |
| 2019-08-01 | 56 days | 2,020 sqft |
| 2019-09-01 | 53 days | 2,108 sqft |
| 2019-10-01 | 58 days | 2,155 sqft |
| 2019-11-01 | 59 days | 2,186 sqft |
| 2019-12-01 | 69 days | 2,205 sqft |
| 2020-01-01 | 81 days | 2,181 sqft |
| 2020-02-01 | 72 days | 2,200 sqft |
| 2020-03-01 | 56 days | 1,978 sqft |
| 2020-04-01 | 53 days | 2,004 sqft |
| 2020-05-01 | 58 days | 2,012 sqft |
| 2020-06-01 | 53 days | 2,185 sqft |
| 2020-07-01 | 40 days | 2,299 sqft |
| 2020-08-01 | 39 days | 2,256 sqft |
| 2020-09-01 | 42 days | 2,092 sqft |
| 2020-10-01 | 39 days | 2,016 sqft |
| 2020-11-01 | 35 days | 1,894 sqft |
| 2020-12-01 | 42 days | 1,916 sqft |
| 2021-01-01 | 58 days | 1,944 sqft |
| 2021-02-01 | 52 days | 2,012 sqft |
| 2021-03-01 | 31 days | 1,932 sqft |
| 2021-04-01 | 31 days | 2,016 sqft |
| 2021-05-01 | 37 days | 2,016 sqft |
| 2021-06-01 | 28 days | 2,029 sqft |
| 2021-07-01 | 26 days | 2,015 sqft |
| 2021-08-01 | 33 days | 2,060 sqft |
| 2021-09-01 | 35 days | 2,053 sqft |
| 2021-10-01 | 17 days | 2,018 sqft |
| 2021-11-01 | 20 days | 1,911 sqft |
| 2021-12-01 | 23 days | 1,834 sqft |
| 2022-01-01 | 31 days | 1,828 sqft |
| 2022-02-01 | 28 days | 1,844 sqft |
| 2022-03-01 | 28 days | 1,904 sqft |
| 2022-04-01 | 28 days | 1,847 sqft |
| 2022-05-01 | 24 days | 1,962 sqft |
ELIZABETHTOWN - FORT KNOX's median listing age (time on market) for 2022-05-01 was 24 days.
This
is -36%
shorter
than the same period one year ago.
ELIZABETHTOWN - FORT KNOX's median square footage for active listings during the 2022-05-01 period was 1,962 sqft. One year prior, the average listing was 2,016 sqft.
ELIZABETHTOWN - FORT KNOX's median square footage for active listings during the 2022-05-01 period was 1,962 sqft. One year prior, the average listing was 2,016 sqft.
