ELIZABETHTOWN - FORT KNOX Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Elizabethtown - Fort Knox averaged
6.89%
for the week of 2025-05-22, compared to the national average of
6.86% for the same period.
The average rate for the prior week (2025-05-15) was
7.04% and
one month ago for the week of 2025-04-17, the
average rate was 6.76%.
Elizabethtown - Fort Knox's average rate one year ago was 7.05%.
For refis of the same type during the week of 2025-05-22, the average rate
was 6.65%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-05-22 | 6.86% |
| Elizabethtown - Fort Knox 30 Year Fixed Rate | 2025-05-22 | 6.89% |
| Elizabethtown - Fort Knox 30 Year Fixed Rate Refi | 2025-05-22 | 6.65% |
| Elizabethtown - Fort Knox 15 Year Fixed Rate | 2025-05-22 | 5.91% |
| Elizabethtown - Fort Knox 15 Year Fixed Rate Refi | 2025-05-22 | 6.01% |
| Elizabethtown - Fort Knox 30 Year FHA | 2025-05-22 | 6.74% |
| Elizabethtown - Fort Knox 30 Year FHA Refi | 2025-05-22 | 6.41% |
| Elizabethtown - Fort Knox 30 Year USDA | 2025-05-22 | 6.23% |
| Elizabethtown - Fort Knox 30 Year USDA Refi | 2025-05-22 | 6.53% |
| Elizabethtown - Fort Knox 30 Year VA | 2025-05-22 | 6.39% |
| Elizabethtown - Fort Knox 30 Year VA Refi | 2025-05-22 | 6.17% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ELIZABETHTOWN-FORT KNOX, KY.
ELIZABETHTOWN - FORT KNOX Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ELIZABETHTOWN-FORT KNOX, KY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
ELIZABETHTOWN - FORT KNOX Average Closing Costs & Other Stats
ELIZABETHTOWN-FORT KNOX, KY's 103 lenders originated 3,937
loans during 2024. The total origination value was $879,765,000, with an average loan value of
$223,461.
ELIZABETHTOWN - FORT KNOX's average closing costs are $4,847.
The top ELIZABETHTOWN - FORT KNOX lender as defined by loan originations is Abound Federal Credit Union, with
113 loans originated. Their average total fees are
$2,817, which is $181
lower than the next largest lender,
SOUTH CENTRAL BANK, INC..
The lowest fee ELIZABETHTOWN - FORT KNOX lenders (with over 10 loans originated) are
Community Trust Bank, Inc. ($2,206), Abound Federal Credit Union ($2,817), SOUTH CENTRAL BANK, INC. ($2,997), Bank of Buffalo ($3,519) and NAVY FEDERAL CREDIT UNION ($3,535).
The lowest rate ELIZABETHTOWN - FORT KNOX lenders (with over 10 loans originated) are
Community Trust Bank, Inc. (5.74%), Abound Federal Credit Union (5.99%), JPMorgan Chase Bank (6.56%), SOUTH CENTRAL BANK, INC. (6.59%) and UNITED WHOLESALE MORTGAGE, LLC (6.76%).
ELIZABETHTOWN-FORT KNOX, KY Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $63,620,000 | $97,955,000 | 54.0% | 11.1% |
| Abound Federal Credit Union | $55,735,000 | $61,300,000 | 10.0% | 7.0% |
| The Cecilian Bank | $42,310,000 | $60,705,000 | 43.5% | 6.9% |
| SOUTH CENTRAL BANK, INC. | $48,845,000 | $53,125,000 | 8.8% | 6.0% |
| Mortgage Research Center, LLC | $37,355,000 | $52,130,000 | 39.6% | 5.9% |
| QUICKEN LOANS, LLC | $45,930,000 | $47,925,000 | 4.3% | 5.4% |
| West Point Bank | $45,240,000 | $43,580,000 | -3.7% | 5.0% |
| Prudential Huntoon Paige Associates, LLC | $32,555,000 | n/a | 3.7% | |
| FREEDOM MORTGAGE CORPORATION | $7,005,000 | $26,950,000 | 284.7% | 3.1% |
| Meade County Bank | $20,755,000 | $26,240,000 | 26.4% | 3.0% |
| PENNYMAC LOAN SERVICES, LLC | $7,685,000 | $19,715,000 | 156.5% | 2.2% |
| Northpointe Bank | $16,405,000 | $18,675,000 | 13.8% | 2.1% |
| NAVY FEDERAL CREDIT UNION | $16,485,000 | $16,465,000 | -0.1% | 1.9% |
| WesBanco | $17,620,000 | $14,500,000 | -17.7% | 1.6% |
| The Lincoln National Bank of Hodgenville | $10,890,000 | $12,975,000 | 19.1% | 1.5% |
| INSPIRE HOME LOANS INC. | $4,420,000 | $11,275,000 | 155.1% | 1.3% |
| DHI MORTGAGE COMPANY, LTD. | $7,370,000 | $10,145,000 | 37.7% | 1.2% |
| Magnolia Bank | $10,965,000 | $10,125,000 | -7.7% | 1.2% |
| Prosperity Home Mortgage, LLC | $8,260,000 | $9,945,000 | 20.4% | 1.1% |
| German American Bank | $3,305,000 | $8,915,000 | 169.7% | 1.0% |
| T2 FINANCIAL LLC | $2,295,000 | $8,830,000 | 284.7% | 1.0% |
| Wilson & Muir Bank & Trust Company | $10,910,000 | $7,630,000 | -30.1% | 0.9% |
| USAA Federal Savings Bank | $6,505,000 | $7,565,000 | 16.3% | 0.9% |
| EVERETT FINANCIAL, INC. | $9,620,000 | $7,450,000 | -22.6% | 0.8% |
| JPMorgan Chase Bank | $4,515,000 | $6,365,000 | 41.0% | 0.7% |
| NEW DAY FINANCIAL, LLC | $6,125,000 | $6,130,000 | 0.1% | 0.7% |
| PNC Bank | $4,715,000 | $5,760,000 | 22.2% | 0.7% |
| GUARANTEED RATE, INC. | $2,530,000 | $5,705,000 | 125.5% | 0.6% |
| RUOFF MORTGAGE COMPANY, INC. | $5,910,000 | $5,540,000 | -6.3% | 0.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $5,800,000 | $5,050,000 | -12.9% | 0.6% |
| NEWREZ LLC | $2,165,000 | $5,000,000 | 130.9% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $4,745,000 | $4,940,000 | 4.1% | 0.6% |
| PREMIER LENDING, INC. | $4,795,000 | n/a | 0.5% | |
| The Federal Savings Bank | $5,870,000 | $4,730,000 | -19.4% | 0.5% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $9,335,000 | $4,615,000 | -50.6% | 0.5% |
| UNION HOME MORTGAGE CORP. | $975,000 | $4,445,000 | 355.9% | 0.5% |
| Bank of Buffalo | $3,365,000 | $4,310,000 | 28.1% | 0.5% |
| STOCKTON MORTGAGE CORPORATION | $6,875,000 | $4,200,000 | -38.9% | 0.5% |
| Stock Yards Bank & Trust Company | $12,670,000 | $4,200,000 | -66.9% | 0.5% |
| Carrington Mortgage Services, LLC | $2,840,000 | $3,935,000 | 38.6% | 0.4% |
| VILLAGE CAPITAL MORTGAGE | $3,200,000 | $3,785,000 | 18.3% | 0.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $2,745,000 | $3,440,000 | 25.3% | 0.4% |
| BROKER SOLUTIONS, INC. | $1,175,000 | $3,405,000 | 189.8% | 0.4% |
| LOANDEPOT.COM, LLC | $1,955,000 | $3,345,000 | 71.1% | 0.4% |
| FIRST COMMUNITY MORTGAGE, INC. | $830,000 | $3,160,000 | 280.7% | 0.4% |
| Community Trust Bank, Inc. | $135,000 | $3,155,000 | 2,237.0% | 0.4% |
| Farm Credit Mid-America, ACA | $3,970,000 | $3,065,000 | -22.8% | 0.3% |
| PLAZA HOME MORTGAGE, INC. | $14,175,000 | $2,935,000 | -79.3% | 0.3% |
| PLANET HOME LENDING, LLC | $630,000 | $2,760,000 | 338.1% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $350,000 | $2,670,000 | 662.9% | 0.3% |
| Flagstar Bank, FSB | $1,120,000 | $2,660,000 | 137.5% | 0.3% |
| HOMESIDE FINANCIAL, LLC | $1,905,000 | $2,610,000 | 37.0% | 0.3% |
| The Loan Store, Inc. | $2,530,000 | n/a | 0.3% | |
| Town & Country Bank and Trust Company | $2,470,000 | n/a | 0.3% | |
| RiverHills Bank | $2,435,000 | n/a | 0.3% | |
| Fifth Third Bank | $1,315,000 | $2,425,000 | 84.4% | 0.3% |
| EVANSVILLE TEACHERS | $2,015,000 | $2,380,000 | 18.1% | 0.3% |
| L & N Federal Credit Union | $1,000,000 | $2,315,000 | 131.5% | 0.3% |
| 21ST MORTGAGE CORPORATION | $1,560,000 | $2,295,000 | 47.1% | 0.3% |
| Equity Prime Mortgage LLC | $945,000 | $2,245,000 | 137.6% | 0.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | $635,000 | $2,165,000 | 240.9% | 0.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $960,000 | $2,110,000 | 119.8% | 0.2% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $1,465,000 | $2,020,000 | 37.9% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $2,150,000 | $2,005,000 | -6.7% | 0.2% |
| Century Mortgage Company DBA Century Lending Company | $2,530,000 | $1,985,000 | -21.5% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $2,635,000 | $1,925,000 | -26.9% | 0.2% |
| CMG MORTGAGE, INC. | $1,865,000 | n/a | 0.2% | |
| ENVOY MORTGAGE, LTD | $760,000 | $1,475,000 | 94.1% | 0.2% |
| PARK COMMUNITY CREDIT UNION, INC. | $1,970,000 | $1,415,000 | -28.2% | 0.2% |
| U.S. Bank | $1,445,000 | $1,280,000 | -11.4% | 0.1% |
| INTERLINC MORTGAGE SERVICES, LLC | $2,210,000 | $1,240,000 | -43.9% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $1,270,000 | $1,235,000 | -2.8% | 0.1% |
| Bank of America | $370,000 | $1,170,000 | 216.2% | 0.1% |
| EMM LOANS LLC | $450,000 | $1,155,000 | 156.7% | 0.1% |
| Lakeview Community Capital, LLC | $1,155,000 | n/a | 0.1% | |
| Peoples Bank | $440,000 | $1,155,000 | 162.5% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $185,000 | $1,135,000 | 513.5% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $835,000 | $1,090,000 | 30.5% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $410,000 | $1,060,000 | 158.5% | 0.1% |
| COMMONWEALTH | $900,000 | $1,060,000 | 17.8% | 0.1% |
| Wells Fargo Bank | $2,740,000 | $1,055,000 | -61.5% | 0.1% |
| AMERICAN FINANCING CORPORATION | $515,000 | $1,030,000 | 100.0% | 0.1% |
| Discover Bank | $1,110,000 | $1,010,000 | -9.0% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $480,000 | $1,000,000 | 108.3% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $415,000 | $980,000 | 136.1% | 0.1% |
| First Harrison Bank | $1,145,000 | $970,000 | -15.3% | 0.1% |
| NBKC BANK | $955,000 | n/a | 0.1% | |
| MORTGAGE ACCESS CORP. | $1,195,000 | $950,000 | -20.5% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $595,000 | $910,000 | 52.9% | 0.1% |
| River City Bank, Inc. | $1,795,000 | $895,000 | -50.1% | 0.1% |
| Republic Bank & Trust Company | $37,125,000 | $800,000 | -97.8% | 0.1% |
| AMWEST FUNDING CORP. | $235,000 | $765,000 | 225.5% | 0.1% |
| First Federal Bank | $165,000 | $730,000 | 342.4% | 0.1% |
| Plains Commerce Bank | $740,000 | $725,000 | -2.0% | 0.1% |
| The Paducah Bank and Trust Company | $675,000 | n/a | 0.1% | |
| CLEARPATH LENDING | $195,000 | $655,000 | 235.9% | 0.1% |
| Coastal Community Bank | $640,000 | $655,000 | 2.3% | 0.1% |
| The Huntington National Bank | $1,070,000 | $655,000 | -38.8% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $640,000 | n/a | 0.1% | |
| MYCUMORTGAGE, LLC | $55,000 | $630,000 | 1,045.5% | 0.1% |
| Guardian Savings Bank, A Federal Savings Bank | $295,000 | $625,000 | 111.9% | 0.1% |
| LEADERONE FINANCIAL CORPORATION | $590,000 | n/a | 0.1% | |
| Great Plains National Bank | $565,000 | n/a | 0.1% | |
| PHH Mortgage Corporation | $560,000 | n/a | 0.1% | |
| MORIA DEVELOPMENT, INC. | $555,000 | n/a | 0.1% | |
| CARDINAL FINANCIAL | $1,835,000 | $525,000 | -71.4% | 0.1% |
| The Farmers Bank | $445,000 | $505,000 | 13.5% | 0.1% |
| Union Savings Bank | $500,000 | n/a | 0.1% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,900,000 | $475,000 | -83.6% | 0.1% |
| THE MORTGAGE WAREHOUSE,LLC | $795,000 | $475,000 | -40.3% | 0.1% |
| EMBRACE HOME LOANS, INC. | $470,000 | n/a | 0.1% | |
| TOP FLITE FINANCIAL, INC. | $275,000 | $470,000 | 70.9% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $455,000 | n/a | 0.1% | |
| DELMAR FINANCIAL COMPANY | $455,000 | n/a | 0.1% | |
| Fortera Federal Credit Union | $450,000 | n/a | 0.1% | |
| Bank of England | $440,000 | n/a | 0.1% | |
| Truist | $1,880,000 | $435,000 | -76.9% | 0.0% |
| ZILLOW HOME LOANS, LLC | $625,000 | $435,000 | -30.4% | 0.0% |
| Texana Bank | $430,000 | n/a | 0.0% | |
| First Financial Bank | $1,115,000 | $415,000 | -62.8% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $410,000 | n/a | 0.0% | |
| A&D Mortgage LLC | $195,000 | $400,000 | 105.1% | 0.0% |
| Arvest Bank | $400,000 | n/a | 0.0% | |
| M&T Bank | $335,000 | $395,000 | 17.9% | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $380,000 | n/a | 0.0% | |
| Central Bank | $25,000 | $375,000 | 1,400.0% | 0.0% |
| Citizens Bank | $485,000 | $375,000 | -22.7% | 0.0% |
| TOWNE MORTGAGE COMPANY | $185,000 | $375,000 | 102.7% | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | $370,000 | n/a | 0.0% | |
| UNIVERSITY OF KENTUCKY | $65,000 | $370,000 | 469.2% | 0.0% |
| Armed Forces Bank | $1,255,000 | $355,000 | -71.7% | 0.0% |
| Eagle Bank and Trust Company | $355,000 | n/a | 0.0% | |
| Peoples Exchange Bank | $355,000 | n/a | 0.0% | |
| First Federal Bank | $165,000 | $345,000 | 109.1% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $375,000 | $345,000 | -8.0% | 0.0% |
| Countybank | $335,000 | n/a | 0.0% | |
| First Financial Bank | $1,115,000 | $330,000 | -70.4% | 0.0% |
| Farmers Bank & Trust | $325,000 | n/a | 0.0% | |
| GUILD MORTGAGE COMPANY | $155,000 | $325,000 | 109.7% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $325,000 | n/a | 0.0% | |
| First Savings Bank | $1,010,000 | $320,000 | -68.3% | 0.0% |
| Towne Bank | $315,000 | n/a | 0.0% | |
| Regions Bank | $350,000 | $310,000 | -11.4% | 0.0% |
| Cornerstone First Mortgage, Inc | $305,000 | n/a | 0.0% | |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $205,000 | $305,000 | 48.8% | 0.0% |
| ENDEAVOR CAPITAL, LLC. | $595,000 | $300,000 | -49.6% | 0.0% |
| LENDINGHOME FUNDING CORPORATION | $415,000 | $300,000 | -27.7% | 0.0% |
| DAS Acquisition Company, LLC | $945,000 | $295,000 | -68.8% | 0.0% |
| MORTGAGEONE, INC. | $295,000 | n/a | 0.0% | |
| ProFed Federal Credit Union | $285,000 | n/a | 0.0% | |
| AMERICAN HERITAGE LENDING, INC. | $275,000 | n/a | 0.0% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $1,725,000 | $275,000 | -84.1% | 0.0% |
| ALLIANT CREDIT UNION | $55,000 | $265,000 | 381.8% | 0.0% |
| GoPrime Mortgage, Inc. | $265,000 | $245,000 | -7.5% | 0.0% |
| SPRING EQ, LLC | $55,000 | $240,000 | 336.4% | 0.0% |
| HOMESPIRE MORTGAGE CORPORATION | $235,000 | n/a | 0.0% | |
| SOUTHWEST STAGE FUNDING, LLC | $165,000 | $235,000 | 42.4% | 0.0% |
| Peoples Bank | $440,000 | $230,000 | -47.7% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $380,000 | $230,000 | -39.5% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $225,000 | n/a | 0.0% | |
| ISERVE RESIDENTIAL LENDING, LLC | $225,000 | n/a | 0.0% | |
| CLIFFCO, INC. | $215,000 | n/a | 0.0% | |
| GREENSTATE CREDIT UNION | $215,000 | n/a | 0.0% | |
| 1ST SIGNATURE LENDING, LLC | $155,000 | $205,000 | 32.3% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $325,000 | $200,000 | -38.5% | 0.0% |
| TOWER | $200,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $195,000 | n/a | 0.0% | |
| SOUTHWEST FUNDING, LP | $195,000 | n/a | 0.0% | |
| ALLIED MORTGAGE GROUP, INC. | $185,000 | n/a | 0.0% | |
| BancorpSouth | $175,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $175,000 | n/a | 0.0% | |
| NEXERA HOLDING LLC | $165,000 | n/a | 0.0% | |
| BAY EQUITY LLC | $155,000 | n/a | 0.0% | |
| Citadel Servicing Corporation | $155,000 | n/a | 0.0% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $155,000 | n/a | 0.0% | |
| COMPASS MORTGAGE, INC. | $145,000 | n/a | 0.0% | |
| Nations Lending Corporation | $145,000 | n/a | 0.0% | |
| MEMBER FIRST MORTGAGE, LLC | $135,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP | $205,000 | $125,000 | -39.0% | 0.0% |
| Park Lane Finance Solutions, LLC | $120,000 | n/a | 0.0% | |
| Flanagan State Bank | $115,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $125,000 | $95,000 | -24.0% | 0.0% |
| LIMA ONE CAPITAL, LLC | $85,000 | n/a | 0.0% | |
| CLASS ACT FEDERAL CREDIT UNION | $310,000 | $75,000 | -75.8% | 0.0% |
| FirstBank | $560,000 | $65,000 | -88.4% | 0.0% |
| Figure Lending LLC | $60,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $55,000 | n/a | 0.0% | |
| Independence Bank of Kentucky | $55,000 | n/a | 0.0% | |
| TJC Mortgage, Inc. | $55,000 | n/a | 0.0% | |
| Advanz Federal Credit Union | $395,000 | $25,000 | -93.7% | 0.0% |
| Baxter Credit Union | $25,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $25,000 | n/a | 0.0% |
ELIZABETHTOWN - FORT KNOX's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 11.1% market share. In second place, with 7.0%, is Abound Federal Credit Union, having originated $61,300,000 in loans. In third place, with 6.9%, is The Cecilian Bank, having originated $60,705,000 in loans. In fourth place, with 6.0%, is SOUTH CENTRAL BANK, INC., having originated $53,125,000 in loans. In fifth place, with 5.9%, is Mortgage Research Center, LLC, having originated $52,130,000 in loans.
ELIZABETHTOWN - FORT KNOX Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - ELIZABETHTOWN - FORT KNOX (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $166,875 (4.4%) | $194,077 (2.0%) | 0.63 | 411 |
| 2018-02-01 | $173,250 (8.5%) | $202,880 (4.8%) | 0.62 | 389 |
| 2018-03-01 | $179,950 (10.0%) | $212,838 (8.1%) | 0.63 | 376 |
| 2018-04-01 | $190,450 (12.1%) | $217,049 (9.1%) | 0.64 | 396 |
| 2018-05-01 | $190,950 (12.4%) | $216,682 (7.6%) | 0.64 | 399 |
| 2018-06-01 | $189,950 (11.9%) | $217,644 (5.9%) | 0.63 | 414 |
| 2018-07-01 | $198,900 (17.1%) | $222,324 (8.5%) | 0.65 | 436 |
| 2018-08-01 | $199,950 (14.6%) | $219,653 (6.3%) | 0.67 | 453 |
| 2018-09-01 | $188,500 (10.9%) | $212,842 (7.3%) | 0.64 | 476 |
| 2018-10-01 | $189,900 (10.2%) | $210,131 (5.1%) | 0.64 | 455 |
| 2018-11-01 | $194,925 (14.7%) | $212,464 (8.3%) | 0.66 | 449 |
| 2018-12-01 | $194,950 (14.7%) | $215,098 (10.3%) | 0.66 | 435 |
| 2019-01-01 | $196,450 (17.7%) | $211,135 (8.8%) | 0.67 | 406 |
| 2019-02-01 | $193,250 (11.5%) | $209,404 (3.2%) | 0.64 | 408 |
| 2019-03-01 | $203,686 (13.2%) | $214,935 (1.0%) | 0.65 | 377 |
| 2019-04-01 | $209,975 (10.3%) | $221,642 (2.1%) | 0.65 | 351 |
| 2019-05-01 | $216,125 (13.2%) | $234,062 (8.0%) | 0.66 | 354 |
| 2019-06-01 | $210,000 (10.6%) | $229,372 (5.4%) | 0.64 | 395 |
| 2019-07-01 | $209,925 (5.5%) | $232,074 (4.4%) | 0.63 | 392 |
| 2019-08-01 | $210,909 (5.5%) | $232,965 (6.1%) | 0.65 | 397 |
| 2019-09-01 | $213,210 (13.1%) | $234,078 (10.0%) | 0.67 | 405 |
| 2019-10-01 | $217,500 (14.5%) | $236,428 (12.5%) | 0.70 | 411 |
| 2019-11-01 | $219,900 (12.8%) | $236,885 (11.5%) | 0.71 | 404 |
| 2019-12-01 | $219,675 (12.7%) | $238,194 (10.7%) | 0.73 | 363 |
| 2020-01-01 | $217,975 (11.0%) | $235,800 (11.7%) | 0.72 | 329 |
| 2020-02-01 | $218,500 (13.1%) | $231,393 (10.5%) | 0.72 | 308 |
| 2020-03-01 | $219,900 (8.0%) | $239,674 (11.5%) | 0.67 | 272 |
| 2020-04-01 | $221,150 (5.3%) | $239,317 (8.0%) | 0.69 | 262 |
| 2020-05-01 | $234,900 (8.7%) | $247,763 (5.9%) | 0.71 | 214 |
| 2020-06-01 | $228,900 (9.0%) | $256,655 (11.9%) | 0.66 | 171 |
| 2020-07-01 | $244,475 (16.5%) | $272,081 (17.2%) | 0.71 | 159 |
| 2020-08-01 | $247,000 (17.1%) | $275,341 (18.2%) | 0.69 | 149 |
| 2020-09-01 | $244,690 (14.8%) | $277,176 (18.4%) | 0.70 | 159 |
| 2020-10-01 | $220,000 (1.2%) | $267,418 (13.1%) | 0.67 | 149 |
| 2020-11-01 | $194,700 (-11.5%) | $248,065 (4.7%) | 0.58 | 155 |
| 2020-12-01 | $202,350 (-7.9%) | $255,699 (7.4%) | 0.64 | 170 |
| 2021-01-01 | $197,450 (-9.4%) | $261,649 (11.0%) | 0.63 | 147 |
| 2021-02-01 | $211,850 (-3.0%) | $271,599 (17.4%) | 0.65 | 122 |
| 2021-03-01 | $239,175 (8.8%) | $286,517 (19.5%) | 0.71 | 116 |
| 2021-04-01 | $249,900 (13.0%) | $294,044 (22.9%) | 0.72 | 108 |
| 2021-05-01 | $229,900 (-2.1%) | $285,171 (15.1%) | 0.64 | 106 |
| 2021-06-01 | $251,200 (9.7%) | $311,550 (21.4%) | 0.68 | 111 |
| 2021-07-01 | $271,900 (11.2%) | $307,065 (12.9%) | 0.73 | 149 |
| 2021-08-01 | $273,000 (10.5%) | $293,108 (6.5%) | 0.73 | 178 |
| 2021-09-01 | $268,125 (9.6%) | $287,115 (3.6%) | 0.73 | 190 |
| 2021-10-01 | $260,000 (18.2%) | $304,944 (14.0%) | 0.72 | 195 |
| 2021-11-01 | $259,225 (33.1%) | $296,036 (19.3%) | 0.73 | 201 |
| 2021-12-01 | $239,175 (18.2%) | $286,840 (12.2%) | 0.68 | 165 |
| 2022-01-01 | $246,000 (24.6%) | $307,673 (17.6%) | 0.68 | 134 |
| 2022-02-01 | $259,900 (22.7%) | $315,061 (16.0%) | 0.70 | 115 |
| 2022-03-01 | $254,450 (6.4%) | $319,107 (11.4%) | 0.67 | 104 |
| 2022-04-01 | $250,000 (0.0%) | $294,131 (0.0%) | 0.63 | 92 |
| 2022-05-01 | $272,000 (18.3%) | $313,122 (9.8%) | 0.65 | 96 |
| 2022-06-01 | $256,850 (2.3%) | $294,770 (-5.4%) | 0.60 | 167 |
| 2022-07-01 | $262,500 (-3.5%) | $307,370 (0.1%) | 0.63 | 228 |
| 2022-08-01 | $271,700 (-0.5%) | $298,936 (2.0%) | 0.69 | 251 |
| 2022-09-01 | $296,725 (10.7%) | $315,571 (9.9%) | 0.72 | 190 |
| 2022-10-01 | $312,000 (20.0%) | $337,538 (10.7%) | 0.75 | 216 |
| 2022-11-01 | $308,175 (18.9%) | $337,410 (14.0%) | 0.74 | 246 |
| 2022-12-01 | $299,950 (25.4%) | $335,797 (17.1%) | 0.75 | 216 |
| 2023-01-01 | $319,475 (29.9%) | $344,892 (12.1%) | 0.78 | 174 |
| 2023-02-01 | $319,500 (22.9%) | $350,173 (11.1%) | 0.76 | 169 |
| 2023-03-01 | $317,500 (24.8%) | $353,770 (10.9%) | 0.75 | 167 |
| 2023-04-01 | $309,450 (23.8%) | $352,316 (19.8%) | 0.73 | 173 |
| 2023-05-01 | $305,000 (12.1%) | $342,912 (9.5%) | 0.72 | 168 |
| 2023-06-01 | $318,700 (24.1%) | $349,645 (18.6%) | 0.72 | 181 |
| 2023-07-01 | $330,000 (25.7%) | $355,556 (15.7%) | 0.74 | 209 |
| 2023-08-01 | $327,675 (20.6%) | $358,953 (20.1%) | 0.74 | 223 |
| 2023-09-01 | $319,950 (7.8%) | $348,275 (10.4%) | 0.74 | 223 |
| 2023-10-01 | $319,874 (2.5%) | $351,761 (4.2%) | 0.75 | 234 |
| 2023-11-01 | $318,798 (3.5%) | $351,161 (4.1%) | 0.75 | 255 |
| 2023-12-01 | $319,900 (6.7%) | $352,451 (5.0%) | 0.77 | 250 |
| 2024-01-01 | $315,500 (-1.2%) | $344,896 (0.0%) | 0.77 | 238 |
| 2024-02-01 | $316,875 (-0.8%) | $351,772 (0.5%) | 0.77 | 232 |
| 2024-03-01 | $339,900 (7.1%) | $362,179 (2.4%) | 0.79 | 235 |
| 2024-04-01 | $333,675 (7.8%) | $361,893 (2.7%) | 0.77 | 242 |
| 2024-05-01 | $324,950 (6.5%) | $357,521 (4.3%) | 0.75 | 261 |
| 2024-06-01 | $329,250 (3.3%) | $355,742 (1.7%) | 0.74 | 255 |
| 2024-07-01 | $323,750 (-1.9%) | $364,422 (2.5%) | 0.75 | 278 |
| 2024-08-01 | $324,900 (-0.9%) | $365,747 (1.9%) | 0.76 | 309 |
| 2024-09-01 | $320,281 (0.1%) | $370,743 (6.5%) | 0.77 | 318 |
| 2024-10-01 | $314,950 (-1.5%) | $364,601 (3.7%) | 0.76 | 340 |
| 2024-11-01 | $301,370 (-5.5%) | $366,981 (4.5%) | 0.75 | 393 |
| 2024-12-01 | $299,995 (-6.2%) | $356,764 (1.2%) | 0.78 | 385 |
| 2025-01-01 | $309,888 (-1.8%) | $356,270 (3.3%) | 0.00 | 378 |
| 2025-02-01 | $300,725 (-5.1%) | $351,264 (-0.1%) | 0.00 | 368 |
| 2025-03-01 | $310,000 (-8.8%) | $359,473 (-0.8%) | 0.00 | 360 |
| 2025-04-01 | $314,375 (-5.8%) | $364,901 (0.8%) | 0.00 | 371 |
ELIZABETHTOWN - FORT KNOX's median listing price for 2025-04-01 was $314,375, a difference of
$-19,300
(-5.8%) versus the prior year and
$4,375 versus the prior month.
ELIZABETHTOWN - FORT KNOX's median listing price comes in at 0% of the national average.
ELIZABETHTOWN - FORT KNOX's average listing price for 2025-04-01 was $364,901, a difference of $3,008 (0.8%) versus the prior year and $5,428 versus the prior month.
For the 2025-04-01 period, ELIZABETHTOWN - FORT KNOX had 371 MLS listings, a difference of 11 listings (3%) versus the prior month and 129 listings (53%) versus the prior year.
ELIZABETHTOWN - FORT KNOX's median listing price comes in at 0% of the national average.
ELIZABETHTOWN - FORT KNOX's average listing price for 2025-04-01 was $364,901, a difference of $3,008 (0.8%) versus the prior year and $5,428 versus the prior month.
For the 2025-04-01 period, ELIZABETHTOWN - FORT KNOX had 371 MLS listings, a difference of 11 listings (3%) versus the prior month and 129 listings (53%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - ELIZABETHTOWN - FORT KNOX (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 82 days | 1,752 sqft |
| 2018-02-01 | 80 days | 1,810 sqft |
| 2018-03-01 | 56 days | 1,856 sqft |
| 2018-04-01 | 55 days | 1,933 sqft |
| 2018-05-01 | 53 days | 1,977 sqft |
| 2018-06-01 | 44 days | 1,994 sqft |
| 2018-07-01 | 46 days | 1,999 sqft |
| 2018-08-01 | 52 days | 1,994 sqft |
| 2018-09-01 | 55 days | 1,953 sqft |
| 2018-10-01 | 65 days | 1,967 sqft |
| 2018-11-01 | 69 days | 1,988 sqft |
| 2018-12-01 | 80 days | 1,993 sqft |
| 2019-01-01 | 80 days | 2,008 sqft |
| 2019-02-01 | 72 days | 2,005 sqft |
| 2019-03-01 | 63 days | 2,023 sqft |
| 2019-04-01 | 54 days | 2,042 sqft |
| 2019-05-01 | 51 days | 2,007 sqft |
| 2019-06-01 | 50 days | 1,968 sqft |
| 2019-07-01 | 53 days | 1,939 sqft |
| 2019-08-01 | 54 days | 1,981 sqft |
| 2019-09-01 | 55 days | 2,061 sqft |
| 2019-10-01 | 56 days | 2,138 sqft |
| 2019-11-01 | 61 days | 2,107 sqft |
| 2019-12-01 | 68 days | 2,150 sqft |
| 2020-01-01 | 80 days | 2,117 sqft |
| 2020-02-01 | 71 days | 2,107 sqft |
| 2020-03-01 | 50 days | 1,957 sqft |
| 2020-04-01 | 50 days | 1,927 sqft |
| 2020-05-01 | 57 days | 2,046 sqft |
| 2020-06-01 | 52 days | 2,179 sqft |
| 2020-07-01 | 40 days | 2,208 sqft |
| 2020-08-01 | 37 days | 2,240 sqft |
| 2020-09-01 | 39 days | 2,081 sqft |
| 2020-10-01 | 38 days | 1,899 sqft |
| 2020-11-01 | 33 days | 1,755 sqft |
| 2020-12-01 | 43 days | 1,820 sqft |
| 2021-01-01 | 54 days | 1,817 sqft |
| 2021-02-01 | 50 days | 1,857 sqft |
| 2021-03-01 | 31 days | 1,875 sqft |
| 2021-04-01 | 30 days | 1,966 sqft |
| 2021-05-01 | 30 days | 1,921 sqft |
| 2021-06-01 | 24 days | 1,967 sqft |
| 2021-07-01 | 24 days | 1,981 sqft |
| 2021-08-01 | 28 days | 2,046 sqft |
| 2021-09-01 | 33 days | 2,010 sqft |
| 2021-10-01 | 39 days | 1,932 sqft |
| 2021-11-01 | 37 days | 1,854 sqft |
| 2021-12-01 | 45 days | 1,754 sqft |
| 2022-01-01 | 58 days | 1,790 sqft |
| 2022-02-01 | 28 days | 1,725 sqft |
| 2022-03-01 | 25 days | 1,818 sqft |
| 2022-04-01 | 24 days | 1,846 sqft |
| 2022-05-01 | 19 days | 1,920 sqft |
| 2022-06-01 | 17 days | 1,769 sqft |
| 2022-07-01 | 29 days | 1,800 sqft |
| 2022-08-01 | 46 days | 1,779 sqft |
| 2022-09-01 | 48 days | 1,844 sqft |
| 2022-10-01 | 42 days | 2,104 sqft |
| 2022-11-01 | 45 days | 2,094 sqft |
| 2022-12-01 | 58 days | 2,045 sqft |
| 2023-01-01 | 67 days | 2,059 sqft |
| 2023-02-01 | 43 days | 1,985 sqft |
| 2023-03-01 | 44 days | 2,000 sqft |
| 2023-04-01 | 36 days | 1,904 sqft |
| 2023-05-01 | 42 days | 1,806 sqft |
| 2023-06-01 | 41 days | 1,926 sqft |
| 2023-07-01 | 36 days | 2,042 sqft |
| 2023-08-01 | 44 days | 2,056 sqft |
| 2023-09-01 | 44 days | 1,988 sqft |
| 2023-10-01 | 46 days | 1,930 sqft |
| 2023-11-01 | 46 days | 1,934 sqft |
| 2023-12-01 | 53 days | 1,960 sqft |
| 2024-01-01 | 67 days | 1,889 sqft |
| 2024-02-01 | 52 days | 1,926 sqft |
| 2024-03-01 | 37 days | 1,926 sqft |
| 2024-04-01 | 40 days | 1,901 sqft |
| 2024-05-01 | 32 days | 1,874 sqft |
| 2024-06-01 | 43 days | 1,917 sqft |
| 2024-07-01 | 41 days | 1,920 sqft |
| 2024-08-01 | 41 days | 1,920 sqft |
| 2024-09-01 | 50 days | 1,991 sqft |
| 2024-10-01 | 54 days | 1,955 sqft |
| 2024-11-01 | 53 days | 2,000 sqft |
| 2024-12-01 | 60 days | 1,987 sqft |
| 2025-01-01 | 0 days | 1,999 sqft |
| 2025-02-01 | 0 days | 1,939 sqft |
| 2025-03-01 | 0 days | 1,939 sqft |
| 2025-04-01 | 0 days | 1,889 sqft |
ELIZABETHTOWN - FORT KNOX's median listing age (time on market) for 2025-04-01 was 0 days.
This
is -100%
shorter
than the same period one year ago.
ELIZABETHTOWN - FORT KNOX's median square footage for active listings during the 2025-04-01 period was 1,889 sqft. One year prior, the average listing was 1,901 sqft.
ELIZABETHTOWN - FORT KNOX's median square footage for active listings during the 2025-04-01 period was 1,889 sqft. One year prior, the average listing was 1,901 sqft.
ELIZABETHTOWN-FORT KNOX, KY Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,080 | $583,880,000 | $280,712 |
| Refi | 575 | $131,155,000 | $228,096 |
| Cash Out Refi | 545 | $105,095,000 | $192,835 |
| Home Improvement | 408 | $31,600,000 | $77,451 |
| Other | 326 | $27,580,000 | $84,601 |
| NA | 3 | $455,000 | $151,667 |
Elizabethtown - Fort Knox's most frequently cited loan purpose was Home Purchase, with 2,080 originations. The 2nd most popular reason was Refi, with 575 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,276 | $353,630,000 | $277,139 |
| Over 8% | 827 | $79,745,000 | $96,427 |
| 5-6% | 595 | $195,985,000 | $329,387 |
| 7-8% | 501 | $115,625,000 | $230,788 |
| 3-4% | 123 | $10,785,000 | $87,683 |
| 4-5% | 69 | $21,555,000 | $312,391 |
| <2.5% | 22 | $3,110,000 | $141,364 |
| 2.5-3% | 10 | $3,000,000 | $300,000 |
During 2024, Elizabethtown - Fort Knox's most frequently originated rate bucket was 6-7%, with 1,276 originations.
Loan Sizing (ELIZABETHTOWN-FORT KNOX, KY MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,644 | $460,620,000 | $280,182 |
| $100k-200k | 1,008 | $152,830,000 | $151,617 |
| $100,000 or less | 997 | $53,825,000 | $53,987 |
| $400k-600k | 228 | $106,010,000 | $464,956 |
| $600k-1000k | 46 | $31,720,000 | $689,565 |
| $Over $1MM | 14 | $74,760,000 | $5,340,000 |
ELIZABETHTOWN - FORT KNOX's loan sizing saw the bucket of loans from $200k-400k with 1,644 originations, totaling $460,620,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,469 | $405,185,000 | $275,824 |
| 60-80% | 515 | $178,315,000 | $346,243 |
| Under 20% | 446 | $21,550,000 | $48,318 |
| 20-40% | 424 | $38,930,000 | $91,816 |
| 40-60% | 243 | $40,595,000 | $167,058 |
| Over 100% | 210 | $69,020,000 | $328,667 |
ELIZABETHTOWN - FORT KNOX's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,469 originations, totaling $405,185,000 in origination value.