ELIZABETHTOWN - FORT KNOX Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Elizabethtown - Fort Knox averaged 6.9% for the week of 2024-04-18, compared to the national average of 7.1% for the same period.

The average rate for the prior week (2024-04-11) was 6.68% and one month ago for the week of 2024-03-14, the average rate was 6.44%.

Elizabethtown - Fort Knox's average rate one year ago was 6.37%.

For refis of the same type during the week of 2024-04-18, the average rate was 7.64%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-04-18 7.1%
Elizabethtown - Fort Knox 30 Year Fixed Rate 2024-04-18 6.9%
Elizabethtown - Fort Knox 30 Year Fixed Rate Refi 2024-04-18 7.64%
Elizabethtown - Fort Knox 15 Year Fixed Rate 2024-04-18 6.59%
Elizabethtown - Fort Knox 15 Year Fixed Rate Refi 2024-04-18 6.99%
Elizabethtown - Fort Knox 30 Year FHA 2024-04-18 6.76%
Elizabethtown - Fort Knox 30 Year FHA Refi 2024-04-18 6.96%
Elizabethtown - Fort Knox 30 Year USDA 2024-04-18 6.76%
Elizabethtown - Fort Knox 30 Year USDA Refi 2024-04-18 7.06%
Elizabethtown - Fort Knox 30 Year VA 2024-04-18 6.49%
Elizabethtown - Fort Knox 30 Year VA Refi 2024-04-18 6.76%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ELIZABETHTOWN-FORT KNOX, KY.

ELIZABETHTOWN - FORT KNOX Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ELIZABETHTOWN-FORT KNOX, KY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Abound Federal Credit Union 90 5.87% $2,652
The Cecilian Bank 80 6.45% $2,789
SOUTH CENTRAL BANK, INC. 61 6.68% $3,105
UNITED WHOLESALE MORTGAGE, LLC 53 6.86% $4,868
QUICKEN LOANS, LLC 51 6.92% $6,020
Stock Yards Bank & Trust Company 18 6.11% $3,210
Wilson & Muir Bank & Trust Company 17 7.09% $2,370
JPMorgan Chase Bank 15 6.70% $3,696
Northpointe Bank 15 6.47% $6,741
Magnolia Bank 14 7.10% $4,068
RUOFF MORTGAGE COMPANY, INC. 11 6.64% $3,843
NAVY FEDERAL CREDIT UNION 10 6.18% $3,163
PNC Bank 10 6.55% $4,180
EVERETT FINANCIAL, INC. 10 6.91% $5,336
Farm Credit Mid-America, ACA 9 7.00% $5,658
Mr. Cooper ( Nationstar Mortgage ) 9 7.06% $6,222
VANDERBILT MORTGAGE AND FINANCE, INC. 9 8.67% $5,906
Prosperity Home Mortgage, LLC 8 6.75% $6,493
Truist 7 6.39% $2,977
Citizens Bank 7 6.55% $4,301
PLAZA HOME MORTGAGE, INC. 7 7.13% $6,179
DHI MORTGAGE COMPANY, LTD. 6 6.10% $3,489
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 6 7.45% $3,912
STOCKTON MORTGAGE CORPORATION 6 6.52% $5,735
Bank of Buffalo 6 8.50% $2,585
German American Bank 6 6.71% $3,592
Flagstar Bank, FSB 5 7.20% $3,797
Mortgage Research Center, LLC 5 6.55% $2,316
PROVIDENT FUNDING ASSOCIATES, L.P. 5 6.23% $6,568
WesBanco 5 6.50% $3,938
THRIVE MORTGAGE, LLC 5 6.83% $3,744
EVANSVILLE TEACHERS 5 6.35% $3,860
PARK COMMUNITY CREDIT UNION, INC. 5 7.15% $2,582
INSPIRE HOME LOANS INC. 5 7.33% $3,793
21ST MORTGAGE CORPORATION 4 7.50% $5,767
Wells Fargo Bank 4 7.03% $3,314
USAA Federal Savings Bank 4 7.34% $4,998
Republic Bank & Trust Company 3 6.54% $4,382
First Harrison Bank 3 7.21% $3,428
First Savings Bank 3 6.54% $3,230
PENNYMAC LOAN SERVICES, LLC 3 7.04% $6,801
Plains Commerce Bank 3 6.79% $4,580
U.S. Bank 3 6.04% $3,441
MORTGAGE ACCESS CORP. 2 7.31% $9,444
ENDEAVOR CAPITAL, LLC. 2 6.38% $6,457
L & N Federal Credit Union 2 6.38% $2,014
BETTER MORTGAGE CORPORATION 2 5.44% $8,844
The Federal Savings Bank 2 6.44% $11,735
THE MORTGAGE WAREHOUSE,LLC 2 6.13% $3,558
First Financial Bank 2 6.44% $5,965
FIRST COMMUNITY MORTGAGE, INC. 2 5.94% $3,361
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 2 7.00% $5,121
UNION HOME MORTGAGE CORP. 2 7.19% $7,820
Armed Forces Bank 2 6.75% $2,832
Fifth Third Bank 2 6.88% $4,142
ZILLOW HOME LOANS, LLC 2 6.75% $4,578
MUTUAL OF OMAHA MORTGAGE, INC. 2 7.56% $6,958
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 2 6.38% $4,845
ROYAL UNITED MORTGAGE LLC 2 7.31% $6,782
INTERLINC MORTGAGE SERVICES, LLC 2 7.25% $3,544
Century Mortgage Company DBA Century Lending Company 2 7.38% $4,656
HOMESIDE FINANCIAL, LLC 2 6.38% $3,292
Regions Bank 1 5.75% $4,258
CHURCHILL MORTGAGE CORPORATION 1 7.99% $3,480
CHERRY CREEK MORTGAGE, LLC 1 7.38% $4,817
CARDINAL FINANCIAL 1 6.75% $4,719
BROKER SOLUTIONS, INC. 1 6.63% $8,589
T2 FINANCIAL LLC 1 7.50% $4,949
The Park National Bank 1 6.88% $2,698
Bank of America 1 4.75% $13,553
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 7.25% $2,794
Arbor Bank 1 6.12% $2,990
V.I.P. MORTGAGE, INC. 1 7.75% $6,127
AMERISAVE MORTGAGE CORPORATION 1 7.63% $7,441
GUARANTEED RATE, INC. 1 6.55% $3,219
Guardian Savings Bank, A Federal Savings Bank 1 6.00% $1,390
Discover Bank 1 6.99% $0
FREEDOM MORTGAGE CORPORATION 1 6.63% $8,934
Morgantown Bank & Trust Company, Incorporated 1 5.49% $2,019
MORTGAGE INVESTORS GROUP, INC. 1 6.50% $3,636
First Financial Bank 1 6.75% $3,213
MYCUMORTGAGE, LLC 1 8.63% $2,980
FIRST COLONY MORTGAGE CORPORATION 1 7.00% $3,721
NEWREZ LLC 1 6.88% $5,652
FirstBank 1 7.59% $3,768
Old National Bank 1 7.50% $2,781
ON Q FINANCIAL, INC. 1 7.49% $6,452
AMERICAN FINANCING CORPORATION 1 6.88% $6,777
Ally Bank 1 7.25% $2,532
PLANET HOME LENDING, LLC 1 6.75% $11,454
ENVOY MORTGAGE, LTD 1 6.63% $5,073
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.50% $3,193
EMM LOANS LLC 1 8.13% $7,840
GUARANTEED RATE AFFINITY, LLC 1 6.99% $6,342
COMMONWEALTH 1 6.00% $2,816

ELIZABETHTOWN - FORT KNOX Average Closing Costs & Other Stats

ELIZABETHTOWN-FORT KNOX, KY's 95 lenders originated 3,637 loans during 2023. The total origination value was $812,245,000, with an average loan value of $223,328.

ELIZABETHTOWN - FORT KNOX's average closing costs are $4,600.

The top ELIZABETHTOWN - FORT KNOX lender as defined by loan originations is Abound Federal Credit Union, with 90 loans originated. Their average total fees are $2,652, which is $138 lower than the next largest lender, The Cecilian Bank.

The lowest fee ELIZABETHTOWN - FORT KNOX lenders (with over 10 loans originated) are Wilson & Muir Bank & Trust Company ($2,370), Abound Federal Credit Union ($2,652), The Cecilian Bank ($2,789), SOUTH CENTRAL BANK, INC. ($3,105) and NAVY FEDERAL CREDIT UNION ($3,163).

The lowest rate ELIZABETHTOWN - FORT KNOX lenders (with over 10 loans originated) are Abound Federal Credit Union (5.87%), Stock Yards Bank & Trust Company (6.11%), NAVY FEDERAL CREDIT UNION (6.18%), The Cecilian Bank (6.45%) and Northpointe Bank (6.47%).

ELIZABETHTOWN-FORT KNOX, KY Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
UNITED WHOLESALE MORTGAGE, LLC $66,865,000 $63,620,000 -4.9% 7.8%
Abound Federal Credit Union $62,470,000 $55,735,000 -10.8% 6.9%
SOUTH CENTRAL BANK, INC. $61,830,000 $48,845,000 -21.0% 6.0%
QUICKEN LOANS, LLC $40,685,000 $45,930,000 12.9% 5.7%
West Point Bank $55,190,000 $45,240,000 -18.0% 5.6%
The Cecilian Bank $82,880,000 $42,310,000 -49.0% 5.2%
Mortgage Research Center, LLC $57,760,000 $37,355,000 -35.3% 4.6%
Republic Bank & Trust Company $1,920,000 $37,125,000 1,833.6% 4.6%
Limestone Bank, Inc. $895,000 $33,445,000 3,636.9% 4.1%
Meade County Bank $31,385,000 $20,755,000 -33.9% 2.6%
WesBanco $24,295,000 $17,620,000 -27.5% 2.2%
NAVY FEDERAL CREDIT UNION $15,970,000 $16,485,000 3.2% 2.0%
Northpointe Bank $13,070,000 $16,405,000 25.5% 2.0%
WALKER & DUNLOP, LLC $5,005,000 $14,665,000 193.0% 1.8%
PLAZA HOME MORTGAGE, INC. $10,680,000 $14,175,000 32.7% 1.7%
Stock Yards Bank & Trust Company $3,600,000 $12,670,000 251.9% 1.6%
Magnolia Bank $21,515,000 $10,965,000 -49.0% 1.3%
Wilson & Muir Bank & Trust Company $11,495,000 $10,910,000 -5.1% 1.3%
The Lincoln National Bank of Hodgenville $14,505,000 $10,890,000 -24.9% 1.3%
Forcht Bank $2,100,000 $10,250,000 388.1% 1.3%
EVERETT FINANCIAL, INC. $13,190,000 $9,620,000 -27.1% 1.2%
VANDERBILT MORTGAGE AND FINANCE, INC. $2,725,000 $9,335,000 242.6% 1.1%
Prosperity Home Mortgage, LLC $12,585,000 $8,260,000 -34.4% 1.0%
PENNYMAC LOAN SERVICES, LLC $9,600,000 $7,685,000 -19.9% 0.9%
DHI MORTGAGE COMPANY, LTD. $415,000 $7,370,000 1,675.9% 0.9%
FREEDOM MORTGAGE CORPORATION $23,655,000 $7,005,000 -70.4% 0.9%
STOCKTON MORTGAGE CORPORATION $7,590,000 $6,875,000 -9.4% 0.8%
USAA Federal Savings Bank $8,975,000 $6,505,000 -27.5% 0.8%
NEW DAY FINANCIAL, LLC $9,950,000 $6,125,000 -38.4% 0.8%
RUOFF MORTGAGE COMPANY, INC. $4,490,000 $5,910,000 31.6% 0.7%
The Federal Savings Bank $6,085,000 $5,870,000 -3.5% 0.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $8,100,000 $5,800,000 -28.4% 0.7%
Southern Bank $5,355,000 n/a 0.7%
Mr. Cooper ( Nationstar Mortgage ) $6,990,000 $4,745,000 -32.1% 0.6%
PNC Bank $9,800,000 $4,715,000 -51.9% 0.6%
JPMorgan Chase Bank $5,610,000 $4,515,000 -19.5% 0.6%
INSPIRE HOME LOANS INC. $4,420,000 n/a 0.5%
GREYSTONE SERVICING COMPANY LLC $4,035,000 n/a 0.5%
Farm Credit Mid-America, ACA $3,330,000 $3,970,000 19.2% 0.5%
Citizens Bank $11,755,000 $3,815,000 -67.5% 0.5%
Morgantown Bank & Trust Company, Incorporated $3,510,000 n/a 0.4%
Bank of Buffalo $3,365,000 n/a 0.4%
German American Bank $9,370,000 $3,305,000 -64.7% 0.4%
VILLAGE CAPITAL MORTGAGE $585,000 $3,200,000 447.0% 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $6,075,000 $2,900,000 -52.3% 0.4%
Carrington Mortgage Services, LLC $4,580,000 $2,840,000 -38.0% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $4,000,000 $2,745,000 -31.4% 0.3%
Wells Fargo Bank $6,965,000 $2,740,000 -60.7% 0.3%
AMERISAVE MORTGAGE CORPORATION $7,425,000 $2,635,000 -64.5% 0.3%
Century Mortgage Company DBA Century Lending Company $2,775,000 $2,530,000 -8.8% 0.3%
GUARANTEED RATE, INC. $3,780,000 $2,530,000 -33.1% 0.3%
T2 FINANCIAL LLC $155,000 $2,295,000 1,380.6% 0.3%
INTERLINC MORTGAGE SERVICES, LLC $4,840,000 $2,210,000 -54.3% 0.3%
NEWREZ LLC $1,665,000 $2,165,000 30.0% 0.3%
PENTAGON FEDERAL CREDIT UNION $3,070,000 $2,150,000 -30.0% 0.3%
EVANSVILLE TEACHERS $24,105,000 $2,015,000 -91.6% 0.2%
PARK COMMUNITY CREDIT UNION, INC. $1,760,000 $1,970,000 11.9% 0.2%
LOANDEPOT.COM, LLC $5,400,000 $1,955,000 -63.8% 0.2%
HOMESIDE FINANCIAL, LLC $865,000 $1,905,000 120.2% 0.2%
Truist $4,545,000 $1,880,000 -58.6% 0.2%
CARDINAL FINANCIAL $450,000 $1,835,000 307.8% 0.2%
River City Bank, Inc. $255,000 $1,795,000 603.9% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $955,000 $1,725,000 80.6% 0.2%
First Financial Bank $1,290,000 $1,565,000 21.3% 0.2%
21ST MORTGAGE CORPORATION $935,000 $1,560,000 66.8% 0.2%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $375,000 $1,465,000 290.7% 0.2%
U.S. Bank $2,570,000 $1,445,000 -43.8% 0.2%
Fifth Third Bank $3,520,000 $1,315,000 -62.6% 0.2%
MID AMERICA MORTGAGE, INC. $275,000 $1,270,000 361.8% 0.2%
Armed Forces Bank $3,165,000 $1,255,000 -60.3% 0.2%
CALCON MUTUAL MORTGAGE LLC $1,205,000 n/a 0.1%
MORTGAGE ACCESS CORP. $1,195,000 n/a 0.1%
BROKER SOLUTIONS, INC. $2,435,000 $1,175,000 -51.7% 0.1%
First Harrison Bank $700,000 $1,145,000 63.6% 0.1%
Flagstar Bank, FSB $2,060,000 $1,120,000 -45.6% 0.1%
First Financial Bank $1,290,000 $1,115,000 -13.6% 0.1%
Discover Bank $185,000 $1,110,000 500.0% 0.1%
THRIVE MORTGAGE, LLC $1,270,000 $1,110,000 -12.6% 0.1%
The Huntington National Bank $1,215,000 $1,070,000 -11.9% 0.1%
First Savings Bank $820,000 $1,010,000 23.2% 0.1%
L & N Federal Credit Union $1,915,000 $1,000,000 -47.8% 0.1%
UNION HOME MORTGAGE CORP. $2,455,000 $975,000 -60.3% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $880,000 $960,000 9.1% 0.1%
DAS Acquisition Company, LLC $945,000 n/a 0.1%
Equity Prime Mortgage LLC $450,000 $945,000 110.0% 0.1%
COMMONWEALTH $790,000 $900,000 13.9% 0.1%
Paramount Residential Mortgage Group, Inc. $2,490,000 $835,000 -66.5% 0.1%
FIRST COMMUNITY MORTGAGE, INC. $1,355,000 $830,000 -38.7% 0.1%
THE MORTGAGE WAREHOUSE,LLC $970,000 $795,000 -18.0% 0.1%
RELIANCE FIRST CAPITAL, LLC $1,525,000 $780,000 -48.9% 0.1%
ENVOY MORTGAGE, LTD $1,885,000 $760,000 -59.7% 0.1%
Plains Commerce Bank $870,000 $740,000 -14.9% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $945,000 $720,000 -23.8% 0.1%
Coastal Community Bank $640,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $165,000 $635,000 284.8% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $635,000 n/a 0.1%
PLANET HOME LENDING, LLC $700,000 $630,000 -10.0% 0.1%
ZILLOW HOME LOANS, LLC $585,000 $625,000 6.8% 0.1%
BETTER MORTGAGE CORPORATION $450,000 $620,000 37.8% 0.1%
ENDEAVOR CAPITAL, LLC. $290,000 $595,000 105.2% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $2,740,000 $595,000 -78.3% 0.1%
American Mortgage & Equity Consultants, Inc. $590,000 n/a 0.1%
FirstBank $380,000 $560,000 47.4% 0.1%
AMERICAN FINANCING CORPORATION $545,000 $515,000 -5.5% 0.1%
Citizens Bank $11,755,000 $485,000 -95.9% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $185,000 $480,000 159.5% 0.1%
FAIR WAY LENDING LLC $475,000 n/a 0.1%
Brighton Bank $465,000 n/a 0.1%
North American Savings Bank, F.S.B. $1,630,000 $455,000 -72.1% 0.1%
EMM LOANS LLC $295,000 $450,000 52.5% 0.1%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $450,000 n/a 0.1%
The Farmers Bank $445,000 $445,000 0.0% 0.1%
CHERRY CREEK MORTGAGE, LLC $55,000 $440,000 700.0% 0.1%
Peoples Bank $185,000 $440,000 137.8% 0.1%
Waterstone Mortgage Corporation $365,000 $440,000 20.5% 0.1%
MORTGAGE INVESTORS GROUP, INC. $430,000 n/a 0.1%
LENDINGHOME FUNDING CORPORATION $195,000 $415,000 112.8% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $930,000 $415,000 -55.4% 0.1%
Barrington Bank & Trust Company, N.A. $945,000 $410,000 -56.6% 0.1%
Advanz Federal Credit Union $395,000 n/a 0.0%
FLAT BRANCH MORTGAGE, INC. $455,000 $395,000 -13.2% 0.0%
Third Federal Savings and Loan Association of Cleveland $915,000 $380,000 -58.5% 0.0%
ROYAL UNITED MORTGAGE LLC $395,000 $375,000 -5.1% 0.0%
Bank of America $425,000 $370,000 -12.9% 0.0%
LAKEVIEW LOAN SERVICING, LLC $2,120,000 $350,000 -83.5% 0.0%
Regions Bank $415,000 $350,000 -15.7% 0.0%
ROSS MORTGAGE CORPORATION $325,000 $345,000 6.2% 0.0%
Legends Bank $335,000 n/a 0.0%
M&T Bank $870,000 $335,000 -61.5% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $325,000 n/a 0.0%
Regional Missouri Bank $325,000 n/a 0.0%
CLASS ACT FEDERAL CREDIT UNION $115,000 $310,000 169.6% 0.0%
V.I.P. MORTGAGE, INC. $305,000 n/a 0.0%
Ally Bank $325,000 $295,000 -9.2% 0.0%
Arbor Bank $295,000 n/a 0.0%
Guardian Savings Bank, A Federal Savings Bank $245,000 $295,000 20.4% 0.0%
Neighborhood Loans, Inc. $285,000 n/a 0.0%
NORWICH COMMERCIAL GROUP, INC. $285,000 n/a 0.0%
BEACON CREDIT UNION $275,000 n/a 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $275,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $275,000 n/a 0.0%
GoPrime Mortgage, Inc. $380,000 $265,000 -30.3% 0.0%
Logan Finance Corporation $265,000 n/a 0.0%
POLARIS HOME FUNDING CORP. $265,000 n/a 0.0%
AMERICAN FINANCIAL NETWORK, INC. $255,000 n/a 0.0%
GUARANTEED RATE AFFINITY, LLC $255,000 n/a 0.0%
FIRST MORTGAGE COMPANY, INC. $250,000 n/a 0.0%
AMWEST FUNDING CORP. $265,000 $235,000 -11.3% 0.0%
Capital Bank $235,000 n/a 0.0%
BNC National Bank $615,000 $225,000 -63.4% 0.0%
COMMUNITYAMERICA $225,000 n/a 0.0%
PREMIA MORTGAGE, LLC $435,000 $215,000 -50.6% 0.0%
FIRST ALLIANCE HOME MORTGAGE, LLC $205,000 n/a 0.0%
Montgomery Bank $205,000 n/a 0.0%
NETWORK CAPITAL FUNDING CORPORATION $610,000 $205,000 -66.4% 0.0%
RESIDENTIAL BANCORP $175,000 $205,000 17.1% 0.0%
The Park National Bank $200,000 n/a 0.0%
A&D Mortgage LLC $195,000 n/a 0.0%
Carrollton Bank $195,000 n/a 0.0%
CLEARPATH LENDING $1,010,000 $195,000 -80.7% 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $195,000 n/a 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $645,000 $185,000 -71.3% 0.0%
TOTAL MORTGAGE SERVICES, LLC $185,000 n/a 0.0%
TOWNE MORTGAGE COMPANY $165,000 $185,000 12.1% 0.0%
CHURCHILL MORTGAGE CORPORATION $675,000 $175,000 -74.1% 0.0%
First Federal Bank $550,000 $165,000 -70.0% 0.0%
ON Q FINANCIAL, INC. $165,000 n/a 0.0%
SOUTHWEST STAGE FUNDING, LLC $790,000 $165,000 -79.1% 0.0%
1ST SIGNATURE LENDING, LLC $155,000 n/a 0.0%
DOMINION FINANCIAL SERVICES, LLC $155,000 n/a 0.0%
GUILD MORTGAGE COMPANY $620,000 $155,000 -75.0% 0.0%
Old National Bank $895,000 $145,000 -83.8% 0.0%
Troy Bank and Trust Company $145,000 n/a 0.0%
Citibank $140,000 n/a 0.0%
Community Trust Bank, Inc. $245,000 $135,000 -44.9% 0.0%
INTERCAP LENDING INC. $135,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $195,000 $125,000 -35.9% 0.0%
Centier Bank $95,000 n/a 0.0%
Secured Investment Corp. $95,000 n/a 0.0%
UNIVERSITY CREDIT UNION $75,000 n/a 0.0%
Edmonton State Bank $455,000 $65,000 -85.7% 0.0%
FIRST COLONY MORTGAGE CORPORATION $65,000 n/a 0.0%
HANSCOM $65,000 n/a 0.0%
UNIVERSITY OF KENTUCKY $570,000 $65,000 -88.6% 0.0%
ALLIANT CREDIT UNION $55,000 n/a 0.0%
Connexus Credit Union $55,000 n/a 0.0%
MYCUMORTGAGE, LLC $135,000 $55,000 -59.3% 0.0%
SPRING EQ, LLC $405,000 $55,000 -86.4% 0.0%
Bethpage Federal Credit Union $35,000 n/a 0.0%
Central Bank $840,000 $25,000 -97.0% 0.0%
Deere Employees Credit Union $15,000 n/a 0.0%

ELIZABETHTOWN - FORT KNOX's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 7.8% market share. In second place, with 6.9%, is Abound Federal Credit Union, having originated $55,735,000 in loans. In third place, with 6.0%, is SOUTH CENTRAL BANK, INC., having originated $48,845,000 in loans. In fourth place, with 5.7%, is QUICKEN LOANS, LLC, having originated $45,930,000 in loans. In fifth place, with 5.6%, is West Point Bank, having originated $45,240,000 in loans.


ELIZABETHTOWN - FORT KNOX Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - ELIZABETHTOWN - FORT KNOX (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $169,900 (6.3%) $196,399 (4.7%) 0.63 492
2018-02-01 $171,250 (7.1%) $202,661 (6.1%) 0.62 460
2018-03-01 $179,900 (9.1%) $213,770 (9.9%) 0.63 443
2018-04-01 $189,900 (11.8%) $215,412 (10.0%) 0.64 457
2018-05-01 $190,425 (12.2%) $217,913 (8.5%) 0.64 460
2018-06-01 $189,900 (11.9%) $218,138 (6.9%) 0.63 500
2018-07-01 $195,225 (14.9%) $223,442 (9.4%) 0.65 523
2018-08-01 $199,900 (15.9%) $221,937 (8.9%) 0.67 539
2018-09-01 $189,700 (11.3%) $216,531 (9.4%) 0.64 569
2018-10-01 $189,700 (10.5%) $212,448 (6.7%) 0.64 548
2018-11-01 $194,000 (14.2%) $213,326 (8.7%) 0.66 544
2018-12-01 $190,000 (11.8%) $215,657 (9.7%) 0.66 525
2019-01-01 $194,600 (14.5%) $212,020 (8.0%) 0.67 490
2019-02-01 $189,950 (10.9%) $211,522 (4.4%) 0.64 492
2019-03-01 $199,857 (11.1%) $214,714 (0.4%) 0.65 454
2019-04-01 $204,725 (7.8%) $217,847 (1.1%) 0.65 424
2019-05-01 $212,000 (11.3%) $228,567 (4.9%) 0.66 431
2019-06-01 $204,900 (7.9%) $224,340 (2.8%) 0.64 466
2019-07-01 $200,000 (2.5%) $227,161 (1.7%) 0.63 463
2019-08-01 $204,009 (2.1%) $229,093 (3.2%) 0.65 477
2019-09-01 $210,023 (10.7%) $231,407 (6.9%) 0.67 485
2019-10-01 $216,600 (14.2%) $236,181 (11.2%) 0.70 490
2019-11-01 $215,900 (11.3%) $238,902 (12.0%) 0.71 480
2019-12-01 $219,450 (15.5%) $239,631 (11.1%) 0.73 435
2020-01-01 $215,900 (11.0%) $236,454 (11.5%) 0.72 398
2020-02-01 $219,000 (15.3%) $233,200 (10.3%) 0.72 368
2020-03-01 $215,000 (7.6%) $233,968 (9.0%) 0.67 325
2020-04-01 $219,225 (7.1%) $235,057 (7.9%) 0.69 307
2020-05-01 $232,900 (9.9%) $244,297 (6.9%) 0.71 245
2020-06-01 $225,650 (10.1%) $253,222 (12.9%) 0.66 189
2020-07-01 $244,675 (22.3%) $274,380 (20.8%) 0.71 176
2020-08-01 $242,500 (18.9%) $272,804 (19.1%) 0.69 172
2020-09-01 $243,475 (15.9%) $276,153 (19.3%) 0.70 183
2020-10-01 $234,500 (8.3%) $270,793 (14.7%) 0.67 169
2020-11-01 $199,500 (-7.6%) $255,648 (7.0%) 0.58 177
2020-12-01 $215,000 (-2.0%) $260,950 (8.9%) 0.64 193
2021-01-01 $209,900 (-2.8%) $269,152 (13.8%) 0.63 164
2021-02-01 $223,650 (2.1%) $274,629 (17.8%) 0.65 138
2021-03-01 $249,900 (16.2%) $289,733 (23.8%) 0.71 134
2021-04-01 $266,350 (21.5%) $299,388 (27.4%) 0.72 128
2021-05-01 $239,950 (3.0%) $289,363 (18.5%) 0.64 125
2021-06-01 $259,900 (15.2%) $321,375 (26.9%) 0.68 140
2021-07-01 $275,900 (12.8%) $321,065 (17.0%) 0.73 181
2021-08-01 $275,000 (13.4%) $305,952 (12.2%) 0.73 211
2021-09-01 $272,475 (11.9%) $300,438 (8.8%) 0.73 226
2021-10-01 $269,900 (15.1%) $313,661 (15.8%) 0.72 233
2021-11-01 $273,700 (37.2%) $307,859 (20.4%) 0.73 233
2021-12-01 $251,225 (16.9%) $295,863 (13.4%) 0.68 199
2022-01-01 $250,000 (19.1%) $309,597 (15.0%) 0.68 159
2022-02-01 $269,900 (20.7%) $318,052 (15.8%) 0.70 142
2022-03-01 $268,000 (7.2%) $327,020 (12.9%) 0.67 125
2022-04-01 $265,000 (-0.5%) $299,284 (0.0%) 0.63 119
2022-05-01 $284,900 (18.7%) $316,573 (9.4%) 0.65 130
2022-06-01 $268,950 (3.5%) $303,494 (-5.6%) 0.60 202
2022-07-01 $278,000 (0.8%) $320,605 (-0.1%) 0.63 277
2022-08-01 $299,650 (9.0%) $318,805 (4.2%) 0.69 303
2022-09-01 $306,050 (12.3%) $331,420 (10.3%) 0.72 249
2022-10-01 $319,900 (18.5%) $347,702 (10.9%) 0.75 287
2022-11-01 $308,450 (12.7%) $341,948 (11.1%) 0.74 321
2022-12-01 $302,500 (20.4%) $341,399 (15.4%) 0.75 289
2023-01-01 $316,500 (26.6%) $338,954 (9.5%) 0.78 237
2023-02-01 $316,500 (17.3%) $342,987 (7.8%) 0.76 226
2023-03-01 $317,500 (18.5%) $349,755 (7.0%) 0.75 215
2023-04-01 $316,000 (19.3%) $346,595 (15.8%) 0.73 218
2023-05-01 $315,500 (10.7%) $341,656 (7.9%) 0.72 204
2023-06-01 $322,200 (19.8%) $347,889 (14.6%) 0.72 220
2023-07-01 $325,000 (16.9%) $349,687 (9.1%) 0.74 257
2023-08-01 $323,323 (7.9%) $350,213 (9.9%) 0.74 277
2023-09-01 $319,900 (4.5%) $339,104 (2.3%) 0.74 288
2023-10-01 $319,395 (-0.2%) $344,635 (-0.9%) 0.75 293
2023-11-01 $312,975 (1.5%) $343,863 (0.6%) 0.75 318
2023-12-01 $315,000 (4.1%) $346,331 (1.4%) 0.77 314
2024-01-01 $316,250 (-0.1%) $347,420 (2.5%) 0.77 289
2024-02-01 $318,575 (0.7%) $356,394 (3.9%) 0.77 283
2024-03-01 $334,900 (5.5%) $362,963 (3.8%) 0.79 283
ELIZABETHTOWN - FORT KNOX's median listing price for 2024-03-01 was $334,900, a difference of $17,400 (5.5%) versus the prior year and $16,325 versus the prior month.

ELIZABETHTOWN - FORT KNOX's median listing price comes in at 79% of the national average.

ELIZABETHTOWN - FORT KNOX's average listing price for 2024-03-01 was $362,963, a difference of $13,208 (3.8%) versus the prior year and $6,569 versus the prior month.

For the 2024-03-01 period, ELIZABETHTOWN - FORT KNOX had 283 MLS listings, a difference of 0 listings (0%) versus the prior month and 68 listings (32%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - ELIZABETHTOWN - FORT KNOX (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 82 days 1,800 sqft
2018-02-01 80 days 1,838 sqft
2018-03-01 56 days 1,869 sqft
2018-04-01 55 days 1,960 sqft
2018-05-01 53 days 1,987 sqft
2018-06-01 44 days 2,004 sqft
2018-07-01 46 days 2,012 sqft
2018-08-01 52 days 2,014 sqft
2018-09-01 55 days 1,973 sqft
2018-10-01 65 days 1,969 sqft
2018-11-01 69 days 1,985 sqft
2018-12-01 80 days 1,977 sqft
2019-01-01 80 days 1,983 sqft
2019-02-01 72 days 1,993 sqft
2019-03-01 63 days 2,000 sqft
2019-04-01 54 days 1,999 sqft
2019-05-01 51 days 1,987 sqft
2019-06-01 50 days 1,942 sqft
2019-07-01 53 days 1,937 sqft
2019-08-01 54 days 1,983 sqft
2019-09-01 55 days 2,053 sqft
2019-10-01 56 days 2,122 sqft
2019-11-01 61 days 2,125 sqft
2019-12-01 68 days 2,151 sqft
2020-01-01 80 days 2,123 sqft
2020-02-01 71 days 2,127 sqft
2020-03-01 50 days 1,921 sqft
2020-04-01 50 days 1,926 sqft
2020-05-01 57 days 1,968 sqft
2020-06-01 52 days 2,170 sqft
2020-07-01 40 days 2,204 sqft
2020-08-01 37 days 2,160 sqft
2020-09-01 39 days 2,056 sqft
2020-10-01 38 days 1,920 sqft
2020-11-01 33 days 1,835 sqft
2020-12-01 43 days 1,855 sqft
2021-01-01 54 days 1,859 sqft
2021-02-01 50 days 1,870 sqft
2021-03-01 31 days 1,895 sqft
2021-04-01 30 days 1,967 sqft
2021-05-01 30 days 1,945 sqft
2021-06-01 24 days 1,988 sqft
2021-07-01 24 days 2,012 sqft
2021-08-01 28 days 2,062 sqft
2021-09-01 33 days 2,060 sqft
2021-10-01 39 days 2,010 sqft
2021-11-01 37 days 1,923 sqft
2021-12-01 45 days 1,824 sqft
2022-01-01 58 days 1,828 sqft
2022-02-01 28 days 1,833 sqft
2022-03-01 25 days 1,922 sqft
2022-04-01 24 days 1,923 sqft
2022-05-01 19 days 1,987 sqft
2022-06-01 17 days 1,851 sqft
2022-07-01 29 days 1,890 sqft
2022-08-01 46 days 1,894 sqft
2022-09-01 48 days 1,951 sqft
2022-10-01 42 days 2,128 sqft
2022-11-01 45 days 2,069 sqft
2022-12-01 58 days 2,035 sqft
2023-01-01 67 days 2,039 sqft
2023-02-01 43 days 1,922 sqft
2023-03-01 44 days 2,013 sqft
2023-04-01 36 days 1,904 sqft
2023-05-01 42 days 1,823 sqft
2023-06-01 41 days 1,939 sqft
2023-07-01 36 days 1,984 sqft
2023-08-01 44 days 2,004 sqft
2023-09-01 44 days 1,967 sqft
2023-10-01 46 days 1,924 sqft
2023-11-01 46 days 1,923 sqft
2023-12-01 53 days 1,924 sqft
2024-01-01 67 days 1,902 sqft
2024-02-01 52 days 1,934 sqft
2024-03-01 37 days 1,948 sqft
ELIZABETHTOWN - FORT KNOX's median listing age (time on market) for 2024-03-01 was 37 days. This is -15% shorter than the same period one year ago.

ELIZABETHTOWN - FORT KNOX's median square footage for active listings during the 2024-03-01 period was 1,948 sqft. One year prior, the average listing was 2,013 sqft.

ELIZABETHTOWN-FORT KNOX, KY Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
40051 Elizabethtown, KY HUD Metro FMR Area $570 $580 $760 $1,050 $1,280
40052 Elizabethtown, KY HUD Metro FMR Area $600 $600 $780 $1,070 $1,330
40115 Elizabethtown, KY HUD Metro FMR Area $670 $680 $880 $1,210 $1,500
40121 Elizabethtown, KY HUD Metro FMR Area $750 $760 $990 $1,370 $1,680
40122 Elizabethtown, KY HUD Metro FMR Area $670 $680 $880 $1,210 $1,500
40140 Elizabethtown, KY HUD Metro FMR Area $670 $680 $880 $1,210 $1,500
40150 Elizabethtown, KY HUD Metro FMR Area $660 $740 $900 $1,190 $1,370
40159 Elizabethtown, KY HUD Metro FMR Area $670 $680 $880 $1,210 $1,500
40160 Elizabethtown, KY HUD Metro FMR Area $630 $630 $820 $1,120 $1,400
40162 Elizabethtown, KY HUD Metro FMR Area $570 $580 $760 $1,050 $1,280
40175 Elizabethtown, KY HUD Metro FMR Area $740 $750 $970 $1,360 $1,660
40177 Elizabethtown, KY HUD Metro FMR Area $630 $720 $870 $1,160 $1,350
42701 Elizabethtown, KY HUD Metro FMR Area $730 $740 $960 $1,320 $1,640
42702 Elizabethtown, KY HUD Metro FMR Area $670 $680 $880 $1,210 $1,500
42712 Elizabethtown, KY HUD Metro FMR Area $570 $580 $760 $1,050 $1,280
42716 Elizabethtown, KY HUD Metro FMR Area $700 $700 $910 $1,250 $1,550
42718 Elizabethtown, KY HUD Metro FMR Area $570 $580 $760 $1,050 $1,280
42724 Elizabethtown, KY HUD Metro FMR Area $630 $640 $830 $1,140 $1,410
42732 Elizabethtown, KY HUD Metro FMR Area $570 $580 $760 $1,050 $1,280
42740 Elizabethtown, KY HUD Metro FMR Area $630 $630 $820 $1,120 $1,400
42748 Elizabethtown, KY HUD Metro FMR Area $600 $600 $780 $1,070 $1,330
42757 Elizabethtown, KY HUD Metro FMR Area $650 $650 $850 $1,160 $1,450
42764 Elizabethtown, KY HUD Metro FMR Area $660 $660 $860 $1,180 $1,470
42776 Elizabethtown, KY HUD Metro FMR Area $590 $590 $770 $1,050 $1,310
42784 Elizabethtown, KY HUD Metro FMR Area $600 $600 $780 $1,070 $1,330
42788 Elizabethtown, KY HUD Metro FMR Area $580 $580 $760 $1,050 $1,290

2022 Average & Median Rent Data Statistics
ELIZABETHTOWN-FORT KNOX, KY average 1BR rent: $650, median: $645
ELIZABETHTOWN-FORT KNOX, KY average 2BR rent: $840, median: $840
ELIZABETHTOWN-FORT KNOX, KY average 3BR rent: $1,153, median: $1,150

ELIZABETHTOWN-FORT KNOX, KY Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 2,087 $597,105,000 $286,107
Cash Out Refi 530 $94,890,000 $179,038
Home Improvement 368 $30,390,000 $82,582
Other 351 $28,035,000 $79,872
Refi 295 $60,975,000 $206,695
NA 6 $850,000 $141,667

Elizabethtown - Fort Knox's most frequently cited loan purpose was Home Purchase, with 2,087 originations. The 2nd most popular reason was Cash Out Refi, with 530 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 982 $288,100,000 $293,381
7-8% 797 $162,775,000 $204,235
Over 8% 646 $60,620,000 $93,839
5-6% 543 $152,835,000 $281,464
3-4% 85 $4,965,000 $58,412
4-5% 57 $13,965,000 $245,000
<2.5% 54 $4,160,000 $77,037
2.5-3% 4 $1,220,000 $305,000

During 2023, Elizabethtown - Fort Knox's most frequently originated rate bucket was 6-7%, with 982 originations.

Loan Sizing (ELIZABETHTOWN-FORT KNOX, KY MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,312 $362,460,000 $276,265
$100,000 or less 1,064 $57,520,000 $54,060
$100k-200k 1,041 $156,595,000 $150,427
$400k-600k 173 $79,965,000 $462,225
$600k-1000k 27 $18,945,000 $701,667
$Over $1MM 20 $136,760,000 $6,838,000

ELIZABETHTOWN - FORT KNOX's loan sizing saw the bucket of loans from $200k-400k with 1,312 originations, totaling $362,460,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,320 $347,080,000 $262,939
60-80% 542 $139,770,000 $257,878
Under 20% 442 $22,700,000 $51,357
20-40% 426 $37,650,000 $88,380
40-60% 246 $87,400,000 $355,285
Over 100% 168 $54,630,000 $325,179

ELIZABETHTOWN - FORT KNOX's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,320 originations, totaling $347,080,000 in origination value.