ELIZABETHTOWN - FORT KNOX Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Elizabethtown - Fort Knox averaged
6.46%
for the week of 2023-03-23, compared to the national average of
6.42% for the same period.
The average rate for the prior week (2023-03-16) was
6.64% and
one month ago for the week of 2023-02-16, the
average rate was 6.56%.
Elizabethtown - Fort Knox's average rate one year ago was 3.88%.
For refis of the same type during the week of 2023-03-23, the average rate
was 6.96%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-03-23 | 6.42% |
| Elizabethtown - Fort Knox 30 Year Fixed Rate | 2023-03-23 | 6.46% |
| Elizabethtown - Fort Knox 30 Year Fixed Rate Refi | 2023-03-23 | 6.96% |
| Elizabethtown - Fort Knox 15 Year Fixed Rate | 2023-03-23 | 6.32% |
| Elizabethtown - Fort Knox 15 Year Fixed Rate Refi | 2023-03-23 | 6.37% |
| Elizabethtown - Fort Knox 30 Year FHA | 2023-03-23 | 6.25% |
| Elizabethtown - Fort Knox 30 Year FHA Refi | 2023-03-23 | 6.26% |
| Elizabethtown - Fort Knox 30 Year USDA | 2023-03-23 | 5.91% |
| Elizabethtown - Fort Knox 30 Year USDA Refi | 2023-03-23 | 6.01% |
| Elizabethtown - Fort Knox 30 Year VA | 2023-03-23 | 6.21% |
| Elizabethtown - Fort Knox 30 Year VA Refi | 2023-03-23 | 5.63% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ELIZABETHTOWN-FORT KNOX, KY.
ELIZABETHTOWN - FORT KNOX Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ELIZABETHTOWN-FORT KNOX, KY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
ELIZABETHTOWN - FORT KNOX Average Closing Costs & Other Stats
ELIZABETHTOWN-FORT KNOX, KY's 130 lenders originated 4,704
loans during 2022. The total origination value was $1,012,120,000, with an average loan value of
$215,162.
ELIZABETHTOWN - FORT KNOX's average closing costs are $4,327.
The top ELIZABETHTOWN - FORT KNOX lender as defined by loan originations is Abound Federal Credit Union, with
89 loans originated. Their average total fees are
$2,214, which is $1,132
lower than the next largest lender,
SOUTH CENTRAL BANK, INC..
The lowest fee ELIZABETHTOWN - FORT KNOX lenders (with over 10 loans originated) are
EVERETT FINANCIAL, INC. ($2,028), Wilson & Muir Bank & Trust Company ($2,163), Abound Federal Credit Union ($2,214), The Cecilian Bank ($2,526) and Stock Yards Bank & Trust Company ($2,849).
The lowest rate ELIZABETHTOWN - FORT KNOX lenders (with over 10 loans originated) are
Truist (3.99%), AMERISAVE MORTGAGE CORPORATION (4.15%), Citizens Bank (4.53%), SOUTH CENTRAL BANK, INC. (4.59%) and Wells Fargo Bank (4.60%).
ELIZABETHTOWN-FORT KNOX, KY Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| The Cecilian Bank | $35,395,000 | $82,880,000 | 134.2% | 8.2% |
| UNITED WHOLESALE MORTGAGE, LLC | $61,330,000 | $66,865,000 | 9.0% | 6.6% |
| Abound Federal Credit Union | $89,350,000 | $62,470,000 | -30.1% | 6.2% |
| SOUTH CENTRAL BANK, INC. | $96,130,000 | $61,830,000 | -35.7% | 6.1% |
| Mortgage Research Center, LLC | $83,575,000 | $57,760,000 | -30.9% | 5.7% |
| West Point Bank | $38,110,000 | $55,190,000 | 44.8% | 5.5% |
| American Bank & Trust Company, Inc. | $47,235,000 | n/a | 4.7% | |
| QUICKEN LOANS, LLC | $84,225,000 | $40,685,000 | -51.7% | 4.0% |
| Meade County Bank | $27,990,000 | $31,385,000 | 12.1% | 3.1% |
| WesBanco Bank, Inc. | $25,100,000 | $24,295,000 | -3.2% | 2.4% |
| EVANSVILLE TEACHERS | $4,045,000 | $24,105,000 | 495.9% | 2.4% |
| FREEDOM MORTGAGE CORPORATION | $77,220,000 | $23,655,000 | -69.4% | 2.3% |
| Magnolia Bank | $18,765,000 | $21,515,000 | 14.7% | 2.1% |
| AMERIFIRST FINANCIAL CORPORATION | $28,260,000 | $18,170,000 | -35.7% | 1.8% |
| NAVY FEDERAL CREDIT UNION | $21,010,000 | $15,970,000 | -24.0% | 1.6% |
| The Lincoln National Bank of Hodgenville | $15,320,000 | $14,505,000 | -5.3% | 1.4% |
| EVERETT FINANCIAL, INC. | $5,060,000 | $13,190,000 | 160.7% | 1.3% |
| Northpointe Bank | $2,175,000 | $13,070,000 | 500.9% | 1.3% |
| Prosperity Home Mortgage, LLC | $21,795,000 | $12,585,000 | -42.3% | 1.2% |
| Citizens Bank | $21,925,000 | $11,755,000 | -46.4% | 1.2% |
| Wilson & Muir Bank & Trust Company | $20,750,000 | $11,495,000 | -44.6% | 1.1% |
| PLAZA HOME MORTGAGE, INC. | $11,345,000 | $10,680,000 | -5.9% | 1.1% |
| NEW DAY FINANCIAL, LLC | $10,835,000 | $9,950,000 | -8.2% | 1.0% |
| PNC Bank | $6,880,000 | $9,800,000 | 42.4% | 1.0% |
| PENNYMAC LOAN SERVICES, LLC | $19,225,000 | $9,600,000 | -50.1% | 0.9% |
| German American Bank | $14,620,000 | $9,370,000 | -35.9% | 0.9% |
| HOME POINT FINANCIAL CORPORATION | $23,855,000 | $9,275,000 | -61.1% | 0.9% |
| USAA Federal Savings Bank | $14,155,000 | $8,975,000 | -36.6% | 0.9% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $8,455,000 | $8,100,000 | -4.2% | 0.8% |
| STOCKTON MORTGAGE CORPORATION | $9,885,000 | $7,590,000 | -23.2% | 0.7% |
| AMERISAVE MORTGAGE CORPORATION | $14,170,000 | $7,425,000 | -47.6% | 0.7% |
| Mr. Cooper ( Nationstar Mortgage ) | $11,240,000 | $6,990,000 | -37.8% | 0.7% |
| Wells Fargo Bank | $16,855,000 | $6,965,000 | -58.7% | 0.7% |
| The Federal Savings Bank | $9,210,000 | $6,085,000 | -33.9% | 0.6% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $6,190,000 | $6,075,000 | -1.9% | 0.6% |
| JPMorgan Chase Bank | $14,575,000 | $5,610,000 | -61.5% | 0.6% |
| LOANDEPOT.COM, LLC | $9,745,000 | $5,400,000 | -44.6% | 0.5% |
| WALKER & DUNLOP, LLC | $5,005,000 | n/a | 0.5% | |
| INTERLINC MORTGAGE SERVICES, LLC | $2,935,000 | $4,840,000 | 64.9% | 0.5% |
| CMG MORTGAGE, INC. | $2,185,000 | $4,815,000 | 120.4% | 0.5% |
| Carrington Mortgage Services, LLC | $4,885,000 | $4,580,000 | -6.2% | 0.5% |
| Truist | $3,525,000 | $4,545,000 | 28.9% | 0.4% |
| RUOFF MORTGAGE COMPANY, INC. | $3,530,000 | $4,490,000 | 27.2% | 0.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $5,815,000 | $4,000,000 | -31.2% | 0.4% |
| GUARANTEED RATE, INC. | $3,780,000 | $3,780,000 | 0.0% | 0.4% |
| The Paducah Bank and Trust Company | $235,000 | $3,720,000 | 1,483.0% | 0.4% |
| Stock Yards Bank & Trust Company | $4,720,000 | $3,600,000 | -23.7% | 0.4% |
| Fifth Third Bank | $3,440,000 | $3,520,000 | 2.3% | 0.3% |
| Farm Credit Mid-America, ACA | $8,845,000 | $3,330,000 | -62.4% | 0.3% |
| Armed Forces Bank | $565,000 | $3,165,000 | 460.2% | 0.3% |
| PENTAGON FEDERAL CREDIT UNION | $3,100,000 | $3,070,000 | -1.0% | 0.3% |
| Century Mortgage Company DBA Century Lending Company | $1,675,000 | $2,775,000 | 65.7% | 0.3% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $2,740,000 | n/a | 0.3% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $4,270,000 | $2,725,000 | -36.2% | 0.3% |
| The Monticello Banking Company | $1,830,000 | $2,580,000 | 41.0% | 0.3% |
| U.S. Bank | $4,315,000 | $2,570,000 | -40.4% | 0.3% |
| Paramount Residential Mortgage Group, Inc. | $3,420,000 | $2,490,000 | -27.2% | 0.2% |
| UNION HOME MORTGAGE CORP. | $2,180,000 | $2,455,000 | 12.6% | 0.2% |
| BROKER SOLUTIONS, INC. | $4,575,000 | $2,435,000 | -46.8% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $5,625,000 | $2,120,000 | -62.3% | 0.2% |
| Forcht Bank | $145,000 | $2,100,000 | 1,348.3% | 0.2% |
| CALIBER HOME LOANS, INC. | $5,885,000 | $2,065,000 | -64.9% | 0.2% |
| Flagstar Bank, FSB | $3,320,000 | $2,060,000 | -38.0% | 0.2% |
| Republic Bank & Trust Company | $5,350,000 | $1,920,000 | -64.1% | 0.2% |
| L & N Federal Credit Union | $5,435,000 | $1,915,000 | -64.8% | 0.2% |
| ENVOY MORTGAGE, LTD | $2,985,000 | $1,885,000 | -36.9% | 0.2% |
| PARK COMMUNITY CREDIT UNION, INC. | $380,000 | $1,760,000 | 363.2% | 0.2% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $1,700,000 | n/a | 0.2% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,755,000 | $1,685,000 | -4.0% | 0.2% |
| NEWREZ LLC | $3,750,000 | $1,665,000 | -55.6% | 0.2% |
| Nations Lending Corporation | $1,780,000 | $1,660,000 | -6.7% | 0.2% |
| North American Savings Bank, F.S.B. | $2,975,000 | $1,630,000 | -45.2% | 0.2% |
| RELIANCE FIRST CAPITAL, LLC | $1,370,000 | $1,525,000 | 11.3% | 0.2% |
| FIRST COMMUNITY MORTGAGE, INC. | $1,825,000 | $1,355,000 | -25.8% | 0.1% |
| First Financial Bank | $335,000 | $1,290,000 | 285.1% | 0.1% |
| BAY EQUITY LLC | $3,470,000 | $1,285,000 | -63.0% | 0.1% |
| THRIVE MORTGAGE, LLC | $3,405,000 | $1,270,000 | -62.7% | 0.1% |
| The Huntington National Bank | $1,130,000 | $1,215,000 | 7.5% | 0.1% |
| MOVEMENT MORTGAGE, LLC | $3,010,000 | $1,175,000 | -61.0% | 0.1% |
| Bank of Edmonson County | $1,155,000 | n/a | 0.1% | |
| GUARANTY HOME MORTGAGE CORPORATION | $350,000 | $1,095,000 | 212.9% | 0.1% |
| CLEARPATH LENDING | $3,320,000 | $1,010,000 | -69.6% | 0.1% |
| THE MORTGAGE WAREHOUSE,LLC | $3,740,000 | $970,000 | -74.1% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $715,000 | $955,000 | 33.6% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $1,395,000 | $945,000 | -32.3% | 0.1% |
| SOVEREIGN LENDING GROUP INCORPORATED | $440,000 | $945,000 | 114.8% | 0.1% |
| 21ST MORTGAGE CORPORATION | $2,995,000 | $935,000 | -68.8% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,060,000 | $930,000 | -12.3% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $1,310,000 | $915,000 | -30.2% | 0.1% |
| Limestone Bank, Inc. | $530,000 | $895,000 | 68.9% | 0.1% |
| Old National Bank | $650,000 | $895,000 | 37.7% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $890,000 | $880,000 | -1.1% | 0.1% |
| M&T Bank | $945,000 | $870,000 | -7.9% | 0.1% |
| Plains Commerce Bank | $870,000 | n/a | 0.1% | |
| HOMESIDE FINANCIAL, LLC | $2,370,000 | $865,000 | -63.5% | 0.1% |
| Lakeview Community Capital, LLC | $1,755,000 | $860,000 | -51.0% | 0.1% |
| NBKC BANK | $860,000 | $860,000 | 0.0% | 0.1% |
| Central Bank & Trust Company | $305,000 | $840,000 | 175.4% | 0.1% |
| AMERICAN MORTGAGE SERVICE COMPANY | $2,740,000 | $820,000 | -70.1% | 0.1% |
| First Savings Bank | $2,230,000 | $820,000 | -63.2% | 0.1% |
| COMMONWEALTH | $1,550,000 | $790,000 | -49.0% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $1,205,000 | $790,000 | -34.4% | 0.1% |
| SOUTHWEST FUNDING, LP | $990,000 | $780,000 | -21.2% | 0.1% |
| NBH Bank | $730,000 | n/a | 0.1% | |
| Texana Bank | $720,000 | n/a | 0.1% | |
| First Harrison Bank | $805,000 | $700,000 | -13.0% | 0.1% |
| PLANET HOME LENDING, LLC | $1,255,000 | $700,000 | -44.2% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $960,000 | $675,000 | -29.7% | 0.1% |
| First Guaranty Mortgage Corporation | $1,890,000 | $675,000 | -64.3% | 0.1% |
| KELLER MORTGAGE, LLC | $470,000 | $655,000 | 39.4% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,905,000 | $645,000 | -66.1% | 0.1% |
| GENEVA FINANCIAL, LLC | $315,000 | $640,000 | 103.2% | 0.1% |
| Traditional Bank, Inc. | $630,000 | n/a | 0.1% | |
| GUILD MORTGAGE COMPANY | $620,000 | n/a | 0.1% | |
| BNC National Bank | $1,285,000 | $615,000 | -52.1% | 0.1% |
| NETWORK CAPITAL FUNDING CORPORATION | $610,000 | n/a | 0.1% | |
| VILLAGE CAPITAL MORTGAGE | $9,755,000 | $585,000 | -94.0% | 0.1% |
| ZILLOW HOME LOANS, LLC | $930,000 | $585,000 | -37.1% | 0.1% |
| AmeriHome Mortgage Company, LLC | $770,000 | $580,000 | -24.7% | 0.1% |
| Independence Bank of Kentucky | $125,000 | $580,000 | 364.0% | 0.1% |
| UNIVERSITY OF KENTUCKY | $215,000 | $570,000 | 165.1% | 0.1% |
| Farmers & Stockmens Bank | $550,000 | n/a | 0.1% | |
| First Federal Bank | $990,000 | $550,000 | -44.4% | 0.1% |
| AMERICAN FINANCING CORPORATION | $655,000 | $545,000 | -16.8% | 0.1% |
| Commonwealth Bank and Trust Company | $53,405,000 | $535,000 | -99.0% | 0.1% |
| GERSHMAN INVESTMENT CORP. | $525,000 | n/a | 0.1% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $255,000 | $510,000 | 100.0% | 0.1% |
| Union Savings Bank | $165,000 | $510,000 | 209.1% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $870,000 | $505,000 | -42.0% | 0.0% |
| UMB Bank | $505,000 | n/a | 0.0% | |
| First Federal Bank of the Midwest | $255,000 | $495,000 | 94.1% | 0.0% |
| Ameris Bank | $545,000 | $475,000 | -12.8% | 0.0% |
| Edmonton State Bank | $460,000 | $455,000 | -1.1% | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | $255,000 | $455,000 | 78.4% | 0.0% |
| BETTER MORTGAGE CORPORATION | $3,660,000 | $450,000 | -87.7% | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $2,835,000 | $450,000 | -84.1% | 0.0% |
| Equity Prime Mortgage LLC | $265,000 | $450,000 | 69.8% | 0.0% |
| F&M Bank | $325,000 | $445,000 | 36.9% | 0.0% |
| The Farmers Bank | $445,000 | n/a | 0.0% | |
| Pinnacle Bank | $440,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $435,000 | n/a | 0.0% | |
| Bank of America | $2,005,000 | $425,000 | -78.8% | 0.0% |
| Hometown Lenders, Inc. | $1,065,000 | $420,000 | -60.6% | 0.0% |
| Low VA Rates, LLC | $3,065,000 | $420,000 | -86.3% | 0.0% |
| DHI MORTGAGE COMPANY, LTD. | $415,000 | n/a | 0.0% | |
| Regions Bank | $415,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $115,000 | $405,000 | 252.2% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $825,000 | $395,000 | -52.1% | 0.0% |
| ANGEL OAK HOME LOANS LLC | $385,000 | n/a | 0.0% | |
| FirstBank | $380,000 | n/a | 0.0% | |
| GoPrime Mortgage, Inc. | $125,000 | $380,000 | 204.0% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $275,000 | $380,000 | 38.2% | 0.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $375,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $940,000 | $365,000 | -61.2% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $345,000 | n/a | 0.0% | |
| The Hometown Bank of Alabama | $345,000 | n/a | 0.0% | |
| The Central Trust Bank | $335,000 | n/a | 0.0% | |
| Ally Bank | $430,000 | $325,000 | -24.4% | 0.0% |
| ROSS MORTGAGE CORPORATION | $350,000 | $325,000 | -7.1% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $320,000 | n/a | 0.0% | |
| AMERICAN ADVISORS GROUP | $305,000 | $300,000 | -1.6% | 0.0% |
| EMM LOANS LLC | $480,000 | $295,000 | -38.5% | 0.0% |
| ENDEAVOR CAPITAL, LLC. | $290,000 | n/a | 0.0% | |
| Morgan Stanley Private Bank | $285,000 | n/a | 0.0% | |
| Service Federal Credit Union | $285,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $310,000 | $275,000 | -11.3% | 0.0% |
| AMWEST FUNDING CORP. | $265,000 | n/a | 0.0% | |
| MORTGAGE MASTERS OF INDIANA, INC. | $255,000 | n/a | 0.0% | |
| River City Bank, Inc. | $660,000 | $255,000 | -61.4% | 0.0% |
| SIRVA MORTGAGE, INC. | $255,000 | n/a | 0.0% | |
| TOWER | $255,000 | n/a | 0.0% | |
| AMERICAN INTERNET MORTGAGE, INC. | $340,000 | $245,000 | -27.9% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $465,000 | $245,000 | -47.3% | 0.0% |
| Community Trust Bank, Inc. | $1,170,000 | $245,000 | -79.1% | 0.0% |
| Guardian Savings Bank, A Federal Savings Bank | $350,000 | $245,000 | -30.0% | 0.0% |
| TRANSCEND | $750,000 | $245,000 | -67.3% | 0.0% |
| REVERSE MORTGAGE FUNDING LLC | $235,000 | n/a | 0.0% | |
| CIS Financial Services, Inc. | $225,000 | n/a | 0.0% | |
| Quontic Bank | $225,000 | n/a | 0.0% | |
| SERVICE ONE | $225,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $590,000 | $220,000 | -62.7% | 0.0% |
| NORTH COUNTRY | $205,000 | n/a | 0.0% | |
| OCMBC, INC. | $205,000 | n/a | 0.0% | |
| CANOPY MORTGAGE, LLC | $195,000 | n/a | 0.0% | |
| Fortera Federal Credit Union | $195,000 | n/a | 0.0% | |
| LENDINGHOME FUNDING CORPORATION | $190,000 | $195,000 | 2.6% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $325,000 | $195,000 | -40.0% | 0.0% |
| Strong Home Mortgage, LLC | $195,000 | n/a | 0.0% | |
| Discover Bank | $290,000 | $185,000 | -36.2% | 0.0% |
| F&A Federal Credit Union | $185,000 | n/a | 0.0% | |
| First Federal Bank of Kansas City | $185,000 | n/a | 0.0% | |
| NP, Inc. | $1,600,000 | $185,000 | -88.4% | 0.0% |
| Peoples Bank | $325,000 | $185,000 | -43.1% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,855,000 | $185,000 | -90.0% | 0.0% |
| Bank of England | $300,000 | $175,000 | -41.7% | 0.0% |
| Colten Mortgage, LLC | $125,000 | $175,000 | 40.0% | 0.0% |
| MLD MORTGAGE INC. | $175,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP. | $175,000 | n/a | 0.0% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $265,000 | $175,000 | -34.0% | 0.0% |
| Wyndham Capital Mortgage, Inc. | $1,160,000 | $175,000 | -84.9% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $570,000 | $165,000 | -71.1% | 0.0% |
| First Internet Bank of Indiana | $125,000 | $165,000 | 32.0% | 0.0% |
| TOWNE MORTGAGE COMPANY | $165,000 | n/a | 0.0% | |
| T2 FINANCIAL LLC | $270,000 | $155,000 | -42.6% | 0.0% |
| Austin Capital Bank SSB | $165,000 | $145,000 | -12.1% | 0.0% |
| Dieterich Bank | $145,000 | n/a | 0.0% | |
| Republic State Mortgage Co. | $3,485,000 | $145,000 | -95.8% | 0.0% |
| EMBRACE HOME LOANS, INC. | $935,000 | $135,000 | -85.6% | 0.0% |
| MYCUMORTGAGE, LLC | $800,000 | $135,000 | -83.1% | 0.0% |
| CLASS ACT FEDERAL CREDIT UNION | $175,000 | $115,000 | -34.3% | 0.0% |
| FIELD & MAIN BANK, INC. | $115,000 | n/a | 0.0% | |
| NEXERA HOLDING LLC | $115,000 | n/a | 0.0% | |
| ANDREWS FEDERAL CREDIT UNION | $95,000 | n/a | 0.0% | |
| CSL Financial, LLC | $95,000 | n/a | 0.0% | |
| FAY SERVICING, LLC | $85,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $75,000 | n/a | 0.0% | |
| First Community Bank | $65,000 | n/a | 0.0% | |
| CHERRY CREEK MORTGAGE, LLC | $55,000 | n/a | 0.0% | |
| Transportation Federal Credit Union | $45,000 | n/a | 0.0% | |
| Georgia Banking Company | $35,000 | n/a | 0.0% | |
| Baxter Credit Union | $25,000 | n/a | 0.0% | |
| CHEVRON | $25,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $25,000 | n/a | 0.0% |
ELIZABETHTOWN - FORT KNOX's top lender by overall market share is The Cecilian Bank, with 8.2% market share. In second place, with 6.6%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $66,865,000 in loans. In third place, with 6.2%, is Abound Federal Credit Union, having originated $62,470,000 in loans. In fourth place, with 6.1%, is SOUTH CENTRAL BANK, INC., having originated $61,830,000 in loans. In fifth place, with 5.7%, is Mortgage Research Center, LLC, having originated $57,760,000 in loans.
ELIZABETHTOWN - FORT KNOX Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - ELIZABETHTOWN - FORT KNOX (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $169,900 (6.3%) | $196,097 (4.5%) | 0.63 | 493 |
| 2018-02-01 | $170,975 (6.9%) | $202,077 (6.1%) | 0.62 | 463 |
| 2018-03-01 | $179,250 (8.7%) | $213,090 (9.8%) | 0.63 | 446 |
| 2018-04-01 | $189,750 (11.8%) | $214,949 (10.0%) | 0.64 | 459 |
| 2018-05-01 | $189,900 (11.9%) | $217,680 (8.5%) | 0.63 | 462 |
| 2018-06-01 | $189,900 (12.0%) | $217,779 (6.9%) | 0.63 | 503 |
| 2018-07-01 | $194,575 (14.8%) | $223,063 (9.8%) | 0.65 | 525 |
| 2018-08-01 | $199,900 (16.7%) | $221,764 (9.2%) | 0.67 | 541 |
| 2018-09-01 | $189,700 (11.6%) | $216,385 (9.4%) | 0.64 | 571 |
| 2018-10-01 | $189,700 (10.9%) | $212,299 (6.9%) | 0.64 | 550 |
| 2018-11-01 | $194,000 (14.2%) | $213,325 (8.8%) | 0.66 | 545 |
| 2018-12-01 | $190,000 (11.8%) | $215,736 (9.9%) | 0.66 | 527 |
| 2019-01-01 | $194,475 (14.5%) | $211,847 (8.0%) | 0.67 | 492 |
| 2019-02-01 | $189,950 (11.1%) | $211,174 (4.5%) | 0.64 | 493 |
| 2019-03-01 | $199,571 (11.3%) | $214,514 (0.7%) | 0.65 | 455 |
| 2019-04-01 | $204,725 (7.9%) | $217,820 (1.3%) | 0.65 | 426 |
| 2019-05-01 | $212,000 (11.6%) | $228,719 (5.1%) | 0.66 | 431 |
| 2019-06-01 | $204,900 (7.9%) | $224,494 (3.1%) | 0.64 | 467 |
| 2019-07-01 | $200,000 (2.8%) | $227,161 (1.8%) | 0.63 | 463 |
| 2019-08-01 | $204,009 (2.1%) | $229,093 (3.3%) | 0.64 | 477 |
| 2019-09-01 | $210,023 (10.7%) | $231,407 (6.9%) | 0.67 | 485 |
| 2019-10-01 | $216,600 (14.2%) | $236,181 (11.3%) | 0.70 | 490 |
| 2019-11-01 | $215,900 (11.3%) | $238,902 (12.0%) | 0.71 | 480 |
| 2019-12-01 | $219,450 (15.5%) | $239,211 (10.9%) | 0.73 | 436 |
| 2020-01-01 | $215,900 (11.0%) | $236,000 (11.4%) | 0.72 | 399 |
| 2020-02-01 | $219,000 (15.3%) | $232,720 (10.2%) | 0.71 | 369 |
| 2020-03-01 | $215,000 (7.7%) | $234,039 (9.1%) | 0.67 | 324 |
| 2020-04-01 | $218,225 (6.6%) | $234,484 (7.7%) | 0.68 | 308 |
| 2020-05-01 | $231,400 (9.2%) | $243,521 (6.5%) | 0.70 | 246 |
| 2020-06-01 | $223,650 (9.2%) | $252,168 (12.3%) | 0.66 | 190 |
| 2020-07-01 | $244,450 (22.2%) | $273,126 (20.2%) | 0.71 | 177 |
| 2020-08-01 | $241,250 (18.3%) | $271,530 (18.5%) | 0.69 | 173 |
| 2020-09-01 | $243,350 (15.9%) | $275,703 (19.1%) | 0.70 | 184 |
| 2020-10-01 | $232,250 (7.2%) | $269,934 (14.3%) | 0.67 | 170 |
| 2020-11-01 | $199,475 (-7.6%) | $254,924 (6.7%) | 0.58 | 178 |
| 2020-12-01 | $212,725 (-3.1%) | $259,396 (8.4%) | 0.63 | 195 |
| 2021-01-01 | $199,900 (-7.4%) | $267,197 (13.2%) | 0.60 | 166 |
| 2021-02-01 | $221,800 (1.3%) | $273,412 (17.5%) | 0.64 | 139 |
| 2021-03-01 | $249,900 (16.2%) | $288,415 (23.2%) | 0.71 | 135 |
| 2021-04-01 | $263,700 (20.8%) | $297,943 (27.1%) | 0.71 | 129 |
| 2021-05-01 | $239,900 (3.7%) | $287,903 (18.2%) | 0.63 | 126 |
| 2021-06-01 | $259,900 (16.2%) | $321,375 (27.4%) | 0.68 | 140 |
| 2021-07-01 | $275,900 (12.9%) | $321,065 (17.6%) | 0.73 | 181 |
| 2021-08-01 | $275,000 (14.0%) | $304,872 (12.3%) | 0.73 | 211 |
| 2021-09-01 | $271,200 (11.4%) | $298,403 (8.2%) | 0.72 | 228 |
| 2021-10-01 | $269,900 (16.2%) | $310,800 (15.1%) | 0.72 | 236 |
| 2021-11-01 | $268,450 (34.6%) | $304,371 (19.4%) | 0.72 | 236 |
| 2021-12-01 | $251,225 (18.1%) | $295,863 (14.1%) | 0.68 | 199 |
| 2022-01-01 | $250,000 (25.1%) | $309,597 (15.9%) | 0.68 | 159 |
| 2022-02-01 | $269,900 (21.7%) | $318,052 (16.3%) | 0.70 | 142 |
| 2022-03-01 | $268,000 (7.2%) | $327,020 (13.4%) | 0.67 | 125 |
| 2022-04-01 | $265,000 (0.5%) | $299,284 (0.5%) | 0.63 | 119 |
| 2022-05-01 | $284,900 (18.8%) | $316,573 (10.0%) | 0.65 | 130 |
| 2022-06-01 | $268,950 (3.5%) | $303,494 (-5.6%) | 0.60 | 202 |
| 2022-07-01 | $278,000 (0.8%) | $320,605 (-0.1%) | 0.62 | 277 |
| 2022-08-01 | $297,275 (8.1%) | $317,957 (4.3%) | 0.68 | 303 |
| 2022-09-01 | $305,050 (12.5%) | $331,330 (11.0%) | 0.71 | 250 |
| 2022-10-01 | $319,900 (18.5%) | $347,702 (11.9%) | 0.75 | 287 |
| 2022-11-01 | $308,450 (14.9%) | $341,948 (12.4%) | 0.74 | 321 |
| 2022-12-01 | $302,500 (20.4%) | $341,399 (15.4%) | 0.75 | 289 |
| 2023-01-01 | $318,475 (27.4%) | $339,255 (9.6%) | 0.78 | 237 |
| 2023-02-01 | $316,500 (17.3%) | $343,059 (7.9%) | 0.76 | 226 |
ELIZABETHTOWN - FORT KNOX's median listing price for 2023-02-01 was $316,500, a difference of
$46,600
(17.3%) versus the prior year and
$-1,975 versus the prior month.
ELIZABETHTOWN - FORT KNOX's median listing price comes in at 76% of the national average.
ELIZABETHTOWN - FORT KNOX's average listing price for 2023-02-01 was $343,059, a difference of $25,007 (7.9%) versus the prior year and $3,804 versus the prior month.
For the 2023-02-01 period, ELIZABETHTOWN - FORT KNOX had 226 MLS listings, a difference of -11 listings (-5%) versus the prior month and 84 listings (59%) versus the prior year.
ELIZABETHTOWN - FORT KNOX's median listing price comes in at 76% of the national average.
ELIZABETHTOWN - FORT KNOX's average listing price for 2023-02-01 was $343,059, a difference of $25,007 (7.9%) versus the prior year and $3,804 versus the prior month.
For the 2023-02-01 period, ELIZABETHTOWN - FORT KNOX had 226 MLS listings, a difference of -11 listings (-5%) versus the prior month and 84 listings (59%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - ELIZABETHTOWN - FORT KNOX (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 86 days | 1,800 sqft |
| 2018-02-01 | 84 days | 1,835 sqft |
| 2018-03-01 | 60 days | 1,868 sqft |
| 2018-04-01 | 58 days | 1,956 sqft |
| 2018-05-01 | 57 days | 1,984 sqft |
| 2018-06-01 | 47 days | 2,004 sqft |
| 2018-07-01 | 48 days | 2,010 sqft |
| 2018-08-01 | 53 days | 2,011 sqft |
| 2018-09-01 | 58 days | 1,972 sqft |
| 2018-10-01 | 69 days | 1,968 sqft |
| 2018-11-01 | 73 days | 1,984 sqft |
| 2018-12-01 | 85 days | 1,973 sqft |
| 2019-01-01 | 83 days | 1,978 sqft |
| 2019-02-01 | 77 days | 1,991 sqft |
| 2019-03-01 | 69 days | 1,999 sqft |
| 2019-04-01 | 59 days | 1,999 sqft |
| 2019-05-01 | 53 days | 1,987 sqft |
| 2019-06-01 | 52 days | 1,943 sqft |
| 2019-07-01 | 56 days | 1,937 sqft |
| 2019-08-01 | 57 days | 1,983 sqft |
| 2019-09-01 | 57 days | 2,053 sqft |
| 2019-10-01 | 58 days | 2,122 sqft |
| 2019-11-01 | 64 days | 2,125 sqft |
| 2019-12-01 | 71 days | 2,144 sqft |
| 2020-01-01 | 82 days | 2,118 sqft |
| 2020-02-01 | 74 days | 2,124 sqft |
| 2020-03-01 | 53 days | 1,921 sqft |
| 2020-04-01 | 52 days | 1,926 sqft |
| 2020-05-01 | 59 days | 1,968 sqft |
| 2020-06-01 | 56 days | 2,167 sqft |
| 2020-07-01 | 42 days | 2,198 sqft |
| 2020-08-01 | 39 days | 2,150 sqft |
| 2020-09-01 | 39 days | 2,054 sqft |
| 2020-10-01 | 38 days | 1,910 sqft |
| 2020-11-01 | 35 days | 1,816 sqft |
| 2020-12-01 | 43 days | 1,844 sqft |
| 2021-01-01 | 54 days | 1,838 sqft |
| 2021-02-01 | 55 days | 1,865 sqft |
| 2021-03-01 | 34 days | 1,883 sqft |
| 2021-04-01 | 32 days | 1,966 sqft |
| 2021-05-01 | 35 days | 1,945 sqft |
| 2021-06-01 | 24 days | 1,988 sqft |
| 2021-07-01 | 25 days | 2,012 sqft |
| 2021-08-01 | 29 days | 2,060 sqft |
| 2021-09-01 | 33 days | 2,054 sqft |
| 2021-10-01 | 43 days | 1,990 sqft |
| 2021-11-01 | 39 days | 1,902 sqft |
| 2021-12-01 | 45 days | 1,824 sqft |
| 2022-01-01 | 59 days | 1,828 sqft |
| 2022-02-01 | 28 days | 1,833 sqft |
| 2022-03-01 | 26 days | 1,922 sqft |
| 2022-04-01 | 24 days | 1,923 sqft |
| 2022-05-01 | 20 days | 1,987 sqft |
| 2022-06-01 | 17 days | 1,851 sqft |
| 2022-07-01 | 29 days | 1,890 sqft |
| 2022-08-01 | 48 days | 1,894 sqft |
| 2022-09-01 | 48 days | 1,947 sqft |
| 2022-10-01 | 42 days | 2,128 sqft |
| 2022-11-01 | 45 days | 2,069 sqft |
| 2022-12-01 | 58 days | 2,035 sqft |
| 2023-01-01 | 68 days | 2,043 sqft |
| 2023-02-01 | 45 days | 1,923 sqft |
ELIZABETHTOWN - FORT KNOX's median listing age (time on market) for 2023-02-01 was 45 days.
This
is 62%
longer
than the same period one year ago.
ELIZABETHTOWN - FORT KNOX's median square footage for active listings during the 2023-02-01 period was 1,923 sqft. One year prior, the average listing was 1,833 sqft.
ELIZABETHTOWN - FORT KNOX's median square footage for active listings during the 2023-02-01 period was 1,923 sqft. One year prior, the average listing was 1,833 sqft.
ELIZABETHTOWN-FORT KNOX, KY Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 40051 | Elizabethtown, KY | $580 | $580 | $770 | $1,090 | $1,320 |
| 40052 | Elizabethtown, KY | $580 | $580 | $770 | $1,090 | $1,320 |
| 40115 | Elizabethtown, KY | $640 | $650 | $850 | $1,180 | $1,440 |
| 40121 | Elizabethtown, KY | $720 | $730 | $950 | $1,330 | $1,620 |
| 40122 | Elizabethtown, KY | $640 | $650 | $850 | $1,180 | $1,440 |
| 40140 | Elizabethtown, KY | $640 | $650 | $850 | $1,180 | $1,440 |
| 40150 | Elizabethtown, KY | $630 | $730 | $870 | $1,160 | $1,330 |
| 40159 | Elizabethtown, KY | $640 | $650 | $850 | $1,180 | $1,440 |
| 40160 | Elizabethtown, KY | $590 | $590 | $780 | $1,090 | $1,320 |
| 40162 | Elizabethtown, KY | $580 | $580 | $770 | $1,090 | $1,320 |
| 40175 | Elizabethtown, KY | $670 | $680 | $890 | $1,250 | $1,510 |
| 40177 | Elizabethtown, KY | $590 | $690 | $830 | $1,110 | $1,320 |
| 42701 | Elizabethtown, KY | $670 | $680 | $890 | $1,240 | $1,510 |
| 42702 | Elizabethtown, KY | $640 | $650 | $850 | $1,180 | $1,440 |
| 42712 | Elizabethtown, KY | $580 | $580 | $770 | $1,090 | $1,320 |
| 42716 | Elizabethtown, KY | $690 | $690 | $910 | $1,260 | $1,540 |
| 42718 | Elizabethtown, KY | $580 | $580 | $770 | $1,090 | $1,320 |
| 42724 | Elizabethtown, KY | $640 | $650 | $850 | $1,180 | $1,440 |
| 42732 | Elizabethtown, KY | $580 | $580 | $770 | $1,090 | $1,320 |
| 42740 | Elizabethtown, KY | $630 | $630 | $830 | $1,150 | $1,400 |
| 42748 | Elizabethtown, KY | $580 | $580 | $770 | $1,090 | $1,320 |
| 42757 | Elizabethtown, KY | $630 | $630 | $830 | $1,150 | $1,400 |
| 42764 | Elizabethtown, KY | $580 | $580 | $770 | $1,090 | $1,320 |
| 42776 | Elizabethtown, KY | $580 | $580 | $770 | $1,090 | $1,320 |
| 42784 | Elizabethtown, KY | $580 | $580 | $770 | $1,090 | $1,320 |
| 42788 | Elizabethtown, KY | $580 | $580 | $770 | $1,090 | $1,320 |
2022 Average & Median Rent Data Statistics
ELIZABETHTOWN-FORT KNOX, KY average 1BR rent: $628, median: $630
ELIZABETHTOWN-FORT KNOX, KY average 2BR rent: $821, median: $830
ELIZABETHTOWN-FORT KNOX, KY average 3BR rent: $1,147, median: $1,130
ELIZABETHTOWN-FORT KNOX, KY Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,452 | $667,320,000 | $272,153 |
| Cash Out Refi | 873 | $155,355,000 | $177,955 |
| Refi | 611 | $110,475,000 | $180,810 |
| Home Improvement | 458 | $52,210,000 | $113,996 |
| Other | 307 | $26,375,000 | $85,912 |
| NA | 3 | $385,000 | $128,333 |
Elizabethtown - Fort Knox's most frequently cited loan purpose was Home Purchase, with 2,452 originations. The 2nd most popular reason was Cash Out Refi, with 873 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 1,018 | $253,290,000 | $248,811 |
| 4-5% | 983 | $224,065,000 | $227,940 |
| 5-6% | 970 | $197,770,000 | $203,887 |
| 6-7% | 477 | $85,325,000 | $178,878 |
| 2.5-3% | 254 | $50,230,000 | $197,756 |
| <2.5% | 183 | $24,005,000 | $131,175 |
| 7-8% | 134 | $18,740,000 | $139,851 |
| Over 8% | 84 | $6,940,000 | $82,619 |
During 2022, Elizabethtown - Fort Knox's most frequently originated rate bucket was 3-4%, with 1,018 originations.
Loan Sizing (ELIZABETHTOWN-FORT KNOX, KY MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 1,636 | $244,710,000 | $149,578 |
| $200k-400k | 1,566 | $425,450,000 | $271,679 |
| $100,000 or less | 1,228 | $67,620,000 | $55,065 |
| $400k-600k | 210 | $98,370,000 | $468,429 |
| $600k-1000k | 39 | $26,785,000 | $686,795 |
| $Over $1MM | 25 | $149,185,000 | $5,967,400 |
ELIZABETHTOWN - FORT KNOX's loan sizing saw the bucket of loans from $100k-200k with 1,636 originations, totaling $244,710,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,791 | $492,165,000 | $274,799 |
| 60-80% | 796 | $179,360,000 | $225,327 |
| 20-40% | 485 | $44,785,000 | $92,340 |
| Under 20% | 436 | $17,620,000 | $40,413 |
| 40-60% | 381 | $63,055,000 | $165,499 |
| Over 100% | 166 | $55,130,000 | $332,108 |
ELIZABETHTOWN - FORT KNOX's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,791 originations, totaling $492,165,000 in origination value.