The Hondo National Bank Mortgage Rates, Fees & Info
Hondo, TXLEI: 549300FVFWA3UDV3I702
Tax ID: 74-0689714
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Mortgage Data
Review & Overview
The Hondo National Bank is a smaller bank specializing in Home Purchase loans. The Hondo National Bank has a high proportion of conventional loans. Their top markets by origination volume include: San Antonio, Uvalde, Rockport, Austin, and Kerrville among others. We have data for 8 markets. (Some data included below & more in-depth data is available with an active subscription.)The Hondo National Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
68Origination Dollar Volume (All Markets)
$11,730,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 29 | $5,195,000 | $179,138 | $0 | 0.00% |
| Outside of Metro Areas | 17 | $3,275,000 | $192,647 | $0 | 0.00% |
| Uvalde, TX (FHA|USDA|VA) | 17 | $2,215,000 | $130,294 | $0 | 0.00% |
| Rockport, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 0.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 0.00% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 0.00% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 0.00% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 68 | $11,730,000 | $172,500 | $0 | 0.00% |
For 2019, The Hondo National Bank's most frequently originated type of loan was Conventional, with 68 originations.
Loan Reason
For 2019, The Hondo National Bank's most frequently cited loan purpose was Home Purchase, with 46 originations. The 2nd most popular reason was Cash Out Refi, with 8 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 68 | $11,730,000 | $172,500 | $0 | 0.00% |
For 2019, The Hondo National Bank's most frequently cited loan duration was Other, with 68 originations.
Loan Sizing
2019 saw The Hondo National Bank place emphasis on $100,000 or less loans with 25 originations, totaling $1,465,000 in origination value.
Applicant Income
The Hondo National Bank lent most frequently to those with incomes in the $100k-150k range, with 16 originations. The second most popular income band? $50k-75k, with 11 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 68 | $11,730,000 | $172,500 | $0 | 0.00% |
The Hondo National Bank lent most frequently to those with DTI ratios of Exempt%, with 68 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications70.42%
The Hondo National Bank has a below average approval rate.
Pick Rate
Approvals leading to origination54.41%
The Hondo National Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 68 | $11,730,000 | $172,500 |