Rockport Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Rockport averaged 5.78% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 5.79% and one month ago for the week of 2022-05-26, the average rate was 5.28%.

Rockport's average rate one year ago was 3.56%.

For refis of the same type during the week of 2022-06-30, the average rate was 5.59%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Rockport 30 Year Fixed Rate 2022-06-30 5.78%
Rockport 30 Year Fixed Rate Refi 2022-06-30 5.59%
Rockport 15 Year Fixed Rate 2022-06-30 5.23%
Rockport 15 Year Fixed Rate Refi 2022-06-30 4.89%
Rockport 30 Year FHA 2022-06-30 5.55%
Rockport 30 Year FHA Refi 2022-06-30 5.7%
Rockport 30 Year USDA 2022-06-30 5.42%
Rockport 30 Year VA 2022-06-30 5.9%
Rockport 30 Year VA Refi 2022-06-30 5.29%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Rockport, TX.

Rockport Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Rockport, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
GUILD MORTGAGE COMPANY 60 3.41% $5,816
QUICKEN LOANS, LLC 44 3.11% $4,565
Gateway First Bank 25 3.20% $3,922
CALIBER HOME LOANS, INC. 22 3.16% $4,976
UNITED WHOLESALE MORTGAGE, LLC 21 3.11% $6,248
NFM, INC. 18 3.21% $5,651
GUARANTEED RATE, INC. 14 3.25% $5,628
Prosperity Bank 12 2.86% $5,920
SECURITY SERVICE 12 3.17% $3,877
Wells Fargo Bank 12 2.97% $5,430
PRIMELENDING, A PLAINSCAPITAL COMPANY 11 3.83% $8,958
Flagstar Bank, FSB 10 3.35% $6,136
CORNERSTONE HOME LENDING, INC. 10 2.96% $5,484
HOME POINT FINANCIAL CORPORATION 9 2.87% $5,148
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 8 2.91% $3,575
LOANDEPOT.COM, LLC 7 2.86% $7,489
BETTER MORTGAGE CORPORATION 6 2.79% $4,877
JPMorgan Chase Bank 6 3.08% $4,806
HOMEBRIDGE FINANCIAL SERVICES, INC. 6 3.15% $6,423
PENNYMAC LOAN SERVICES, LLC 6 3.04% $5,335
Network Funding, L.P. 6 3.46% $8,265
Citizens Bank 6 3.10% $6,890
AMERISAVE MORTGAGE CORPORATION 6 2.98% $5,064
PRIMARY RESIDENTIAL MORTGAGE, INC. 5 3.17% $5,803
Mr. Cooper ( Nationstar Mortgage ) 5 3.68% $5,982
WILLOW BEND MORTGAGE COMPANY, LLC 5 3.23% $5,883
BROKER SOLUTIONS, INC. 5 3.25% $3,673
AMCAP MORTGAGE, LTD. 5 3.83% $5,420
NEWREZ LLC 5 3.25% $4,179
MUTUAL OF OMAHA MORTGAGE, INC. 4 3.09% $5,177
Northpointe Bank 4 3.13% $6,971
FREEDOM MORTGAGE CORPORATION 4 3.34% $3,147
TEXAS DOW EMPLOYEES CREDIT UNION 4 3.06% $6,413
ARK-LA-TEX FINANCIAL SERVICES, LLC. 4 3.15% $4,052
NAVY FEDERAL CREDIT UNION 4 3.97% $3,170
Bank of America 4 2.72% $4,226
Hometown Lenders, Inc. 4 3.00% $6,814
CMG MORTGAGE, INC. 4 3.25% $4,404
Independent Bank 4 2.88% $6,573
Paramount Residential Mortgage Group, Inc. 4 3.06% $4,964
THRIVE MORTGAGE, LLC 4 2.97% $7,922
Truist Bank 3 3.04% $6,158
MOVEMENT MORTGAGE, LLC 3 3.42% $6,440
CERTAINTY HOME LOANS, LLC 3 3.71% $4,626
RANDOLPH-BROOKS 3 3.13% $4,194
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 3 3.21% $4,319
ACADEMY MORTGAGE CORPORATION 2 3.13% $3,939
A+ Federal Credit Union 2 3.19% $6,772
AMERICAN PACIFIC MORTGAGE CORPORATION 2 2.56% $6,969
AmeriHome Mortgage Company, LLC 2 3.25% $4,154
AMPLIFY 2 3.19% $8,488
ARC HOME LLC 2 3.79% $5,564
BancorpSouth Bank 2 3.50% $6,522
BARTON CREEK LENDING GROUP, LLC 2 3.25% $4,507
BBVA USA 2 3.19% $4,942
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 2 3.06% $4,979
Chicago Mortgage Solutions LLC 2 3.55% $7,196
CROSSCOUNTRY MORTGAGE, LLC 2 3.12% $4,200
FINANCE OF AMERICA MORTGAGE LLC 2 3.44% $8,913
First Financial Bank 2 3.25% $5,158
First National Bank 2 3.31% $4,316
GROUP MORTGAGE, LLC 2 3.00% $6,505
INTERLINC MORTGAGE SERVICES, LLC 2 3.45% $3,999
International Bank of Commerce 2 3.38% $3,977
LENDERFI, INC. 2 2.93% $3,326
North American Savings Bank, F.S.B. 2 2.94% $4,331
PANORAMA MORTGAGE GROUP, LLC 2 4.01% $5,913
PLANET HOME LENDING, LLC 2 3.44% $5,387
S1L, Inc. 2 3.31% $4,618
SENTE MORTGAGE, INC. 2 3.43% $5,549
Wyndham Capital Mortgage, Inc. 2 3.06% $3,914
Wallick & Volk, Inc. 1 3.88% $6,036
LHM FINANCIAL CORPORATION 1 3.50% $5,100
Goldwater Bank, N.A. 1 3.00% $7,753
LOANPAL, LLC 1 2.99% $10,466
LRS FINANCIAL NETWORK, INC. 1 3.63% $7,738
MID AMERICA MORTGAGE, INC. 1 2.88% $4,201
Morgan Stanley Private Bank 1 2.90% $5,349
MORTGAGE FINANCIAL SERVICES, LLC 1 2.63% $8,740
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 3.63% $5,494
First United Bank and Trust Company 1 2.63% $5,095
First State Bank of St. Charles, Missouri 1 3.50% $4,082
First Savings Bank 1 2.63% $3,549
NATIONS RELIABLE LENDING, LLC 1 4.25% $3,763
FIRST COMMUNITY CREDIT UNION 1 3.38% $4,319
FIRST CENTENNIAL MORTGAGE CORPORATION 1 2.75% $5,943
FBC MORTGAGE, LLC 1 3.25% $2,951
ENVOY MORTGAGE, LTD 1 3.25% $4,519
Watermark Capital, Inc. 1 3.25% $4,001
EAGLE HOME MORTGAGE, LLC 1 2.75% $4,513
NOVA FINANCIAL & INVESTMENT CORPORATION 1 2.75% $4,216
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 3.50% $4,270
Crockett National Bank 1 4.25% $11,527
CLM MORTGAGE, INC 1 3.88% $8,307
PENTAGON FEDERAL CREDIT UNION 1 2.75% $2,690
PHH Mortgage Corporation 1 3.75% $5,848
PILGRIM MORTGAGE LLC 1 3.38% $11,368
WESTSTAR MORTGAGE CORPORATION 1 2.75% $3,132
CELEBRITY HOME LOANS, LLC 1 3.50% $4,719
CADENCE LENDING GROUP, INC. 1 3.63% $4,624
BOKF 1 3.00% $3,669
BAY EQUITY LLC 1 3.38% $4,340
BANKWEST, INC. 1 2.63% $3,338
Regions Bank 1 3.25% $8,969
Renasant Bank 1 2.63% $4,424
Republic State Mortgage Co. 1 3.50% $8,550
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 3.13% $4,137
AMERICAN FINANCIAL NETWORK, INC. 1 3.25% $7,951
AUSTIN TELCO Federal Credit Union 1 3.00% $3,064
Zions Bancorporation, N.A. 1 2.63% $5,650
SFMC, LP 1 2.88% $8,820
SOUTHWEST FUNDING, LP 1 4.00% $8,661
Strong Home Mortgage, LLC 1 2.88% $4,626
SWBC MORTGAGE CORPORATION 1 2.88% $3,919
Texas Capital Bank 1 2.88% $14,433
Austin Capital Bank SSB 1 3.13% $3,385
Texas Mortgage Lending, LLC 1 3.25% $3,203
TEXAS TECH 1 3.00% $3,245
The Home Loan Expert LLC 1 3.25% $5,486
ASPIRE FINANCIAL, INC. 1 3.00% $8,371
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 4.75% $27,816
Trustmark National Bank 1 2.88% $4,930
ANGEL OAK HOME LOANS LLC 1 3.25% $4,834
UNIVERSITY Federal Credit Union 1 2.63% $3,764
HOMESIDE FINANCIAL, LLC 1 3.49% $6,598
HOMETRUST MORTGAGE COMPANY 1 3.25% $3,810
HOME FINANCING UNLIMITED, INC. 1 2.88% $4,208
InterContinental Capital Group, Inc 1 2.88% $4,133
U.S. Bank 1 3.00% $7,420
VeraBank 1 3.50% $3,028
Jefferson Bank 1 3.13% $7,342
GUARANTEED RATE AFFINITY, LLC 1 2.75% $6,259
JSC 1 3.25% $2,287

Rockport, TX's 133 lenders originated 1,093 loans during 2021. The total origination value was $311,085,000, with an average loan value of $284,616.

The top Rockport lender as defined by loan originations is GUILD MORTGAGE COMPANY, with 60 loans originated. Their average total fees are $5,816, which is $1,250 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Rockport lenders (with over 10 loans originated) are SECURITY SERVICE ($3,877), Gateway First Bank ($3,922), QUICKEN LOANS, LLC ($4,565), CALIBER HOME LOANS, INC. ($4,976) and Wells Fargo Bank ($5,430).

The lowest rate Rockport lenders (with over 10 loans originated) are Prosperity Bank (2.86%), CORNERSTONE HOME LENDING, INC. (2.96%), Wells Fargo Bank (2.97%), QUICKEN LOANS, LLC (3.11%) and UNITED WHOLESALE MORTGAGE, LLC (3.11%).

Rockport, TX Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
GUILD MORTGAGE COMPANY $14,595,000 $21,530,000 47.5% 6.9%
Prosperity Bank $6,955,000 $21,335,000 206.8% 6.9%
QUICKEN LOANS, LLC $17,095,000 $18,725,000 9.5% 6.0%
CALIBER HOME LOANS, INC. $7,165,000 $10,330,000 44.2% 3.3%
UNITED WHOLESALE MORTGAGE, LLC $3,505,000 $10,190,000 190.7% 3.3%
First Community Bank $6,990,000 $9,625,000 37.7% 3.1%
Gateway First Bank $6,330,000 $8,505,000 34.4% 2.7%
NAVY ARMY COMMUNITY CREDIT UNION $7,400,000 $7,055,000 -4.7% 2.3%
Wells Fargo Bank $4,195,000 $6,370,000 51.8% 2.0%
NFM, INC. $6,730,000 $6,315,000 -6.2% 2.0%
GUARANTEED RATE, INC. $940,000 $5,840,000 521.3% 1.9%
American Bank $5,665,000 $5,025,000 -11.3% 1.6%
HOME POINT FINANCIAL CORPORATION $1,695,000 $4,945,000 191.7% 1.6%
SECURITY SERVICE $3,305,000 $4,675,000 41.5% 1.5%
JPMorgan Chase Bank $5,490,000 $4,660,000 -15.1% 1.5%
RANDOLPH-BROOKS $5,645,000 $4,605,000 -18.4% 1.5%
BOKF $1,805,000 $4,165,000 130.7% 1.3%
FREEDOM MORTGAGE CORPORATION $4,160,000 $4,130,000 -0.7% 1.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $2,900,000 $4,105,000 41.6% 1.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,710,000 $4,100,000 139.8% 1.3%
Flagstar Bank, FSB $1,560,000 $3,955,000 153.5% 1.3%
CORNERSTONE HOME LENDING, INC. $3,595,000 $3,400,000 -5.4% 1.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $770,000 $3,165,000 311.0% 1.0%
NEWREZ LLC $700,000 $3,005,000 329.3% 1.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $830,000 $2,955,000 256.0% 0.9%
THRIVE MORTGAGE, LLC $1,690,000 $2,905,000 71.9% 0.9%
LOANDEPOT.COM, LLC $3,175,000 $2,840,000 -10.6% 0.9%
Mortgage Research Center, LLC $2,690,000 $2,825,000 5.0% 0.9%
AMCAP MORTGAGE, LTD. $1,910,000 $2,690,000 40.8% 0.9%
PENNYMAC LOAN SERVICES, LLC $215,000 $2,545,000 1,083.7% 0.8%
Security State Bank & Trust $255,000 $2,495,000 878.4% 0.8%
Independent Bank $2,225,000 $2,455,000 10.3% 0.8%
WILLOW BEND MORTGAGE COMPANY, LLC $2,695,000 $2,365,000 -12.2% 0.8%
Mr. Cooper ( Nationstar Mortgage ) $1,430,000 $2,290,000 60.1% 0.7%
AMPLIFY $65,000 $2,235,000 3,338.5% 0.7%
ANGEL OAK MORTGAGE SOLUTIONS LLC $425,000 $2,160,000 408.2% 0.7%
Bank of America $4,250,000 $1,975,000 -53.5% 0.6%
CMG MORTGAGE, INC. $1,100,000 $1,970,000 79.1% 0.6%
Citizens Bank $2,315,000 $1,865,000 -19.4% 0.6%
LENDINGHOME FUNDING CORPORATION $1,810,000 n/a 0.6%
HOMETRUST MORTGAGE COMPANY $1,795,000 n/a 0.6%
Network Funding, L.P. $575,000 $1,740,000 202.6% 0.6%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $560,000 $1,715,000 206.3% 0.6%
NAVY FEDERAL CREDIT UNION $2,770,000 $1,700,000 -38.6% 0.5%
BROKER SOLUTIONS, INC. $1,180,000 $1,675,000 41.9% 0.5%
TEXAS DOW EMPLOYEES CREDIT UNION $1,590,000 $1,665,000 4.7% 0.5%
Hometown Lenders, Inc. $850,000 $1,660,000 95.3% 0.5%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,180,000 $1,635,000 38.6% 0.5%
USAA Federal Savings Bank $2,690,000 $1,630,000 -39.4% 0.5%
AMERISAVE MORTGAGE CORPORATION $145,000 $1,565,000 979.3% 0.5%
BETTER MORTGAGE CORPORATION $280,000 $1,525,000 444.6% 0.5%
MUTUAL OF OMAHA MORTGAGE, INC. $1,045,000 $1,475,000 41.1% 0.5%
TrustTexas Bank, SSB $820,000 $1,430,000 74.4% 0.5%
Truist Bank $385,000 $1,425,000 270.1% 0.5%
21ST MORTGAGE CORPORATION $2,705,000 $1,390,000 -48.6% 0.4%
Paramount Residential Mortgage Group, Inc. $1,310,000 $1,385,000 5.7% 0.4%
Northpointe Bank $395,000 $1,360,000 244.3% 0.4%
Kleberg Bank, N.A $440,000 $1,350,000 206.8% 0.4%
HOME FINANCING UNLIMITED, INC. $1,405,000 $1,315,000 -6.4% 0.4%
International Bank of Commerce $1,070,000 $1,290,000 20.6% 0.4%
First Commercial Bank $1,205,000 $1,230,000 2.1% 0.4%
Broadway National Bank $2,595,000 $1,205,000 -53.6% 0.4%
Texas Community Bank $1,205,000 n/a 0.4%
BBVA USA $2,320,000 $1,110,000 -52.2% 0.4%
ARC HOME LLC $215,000 $1,015,000 372.1% 0.3%
ALL REVERSE MORTGAGE, INC. $995,000 n/a 0.3%
FINANCE OF AMERICA REVERSE LLC $995,000 n/a 0.3%
MOVEMENT MORTGAGE, LLC $1,195,000 $990,000 -17.2% 0.3%
Jefferson Bank $1,680,000 $945,000 -43.8% 0.3%
BancorpSouth Bank $1,535,000 $935,000 -39.1% 0.3%
CERTAINTY HOME LOANS, LLC $2,620,000 $895,000 -65.8% 0.3%
Wyndham Capital Mortgage, Inc. $560,000 $890,000 58.9% 0.3%
Crockett National Bank $885,000 n/a 0.3%
Regions Bank $845,000 $850,000 0.6% 0.3%
GROUP MORTGAGE, LLC $825,000 $840,000 1.8% 0.3%
North American Savings Bank, F.S.B. $305,000 $830,000 172.1% 0.3%
PANORAMA MORTGAGE GROUP, LLC $825,000 n/a 0.3%
ACADEMY MORTGAGE CORPORATION $490,000 $815,000 66.3% 0.3%
Assurance Financial Group, L.L.C. $805,000 n/a 0.3%
Strong Home Mortgage, LLC $800,000 n/a 0.3%
LRS FINANCIAL NETWORK, INC. $515,000 $795,000 54.4% 0.3%
U.S. Bank $2,350,000 $790,000 -66.4% 0.3%
PLANET HOME LENDING, LLC $370,000 $785,000 112.2% 0.3%
The Moody National Bank $785,000 n/a 0.3%
Morgan Stanley Private Bank $505,000 $775,000 53.5% 0.2%
AmeriHome Mortgage Company, LLC $215,000 $770,000 258.1% 0.2%
FINANCE OF AMERICA MORTGAGE LLC $195,000 $770,000 294.9% 0.2%
Alliance Bank Central Texas $745,000 n/a 0.2%
Texas Capital Bank $735,000 n/a 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $370,000 $725,000 95.9% 0.2%
BAY EQUITY LLC $720,000 n/a 0.2%
INTERLINC MORTGAGE SERVICES, LLC $485,000 $710,000 46.4% 0.2%
Republic State Mortgage Co. $695,000 n/a 0.2%
SYNERGY FEDERAL CREDIT UNION $595,000 $670,000 12.6% 0.2%
Frost Bank $390,000 $650,000 66.7% 0.2%
LENDERFI, INC. $640,000 n/a 0.2%
S1L, Inc. $620,000 n/a 0.2%
Visio Financial Services Inc. $620,000 n/a 0.2%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $885,000 $605,000 -31.6% 0.2%
First Financial Bank $580,000 n/a 0.2%
First National Bank $580,000 n/a 0.2%
First National Bank in Port Lavaca $3,135,000 $580,000 -81.5% 0.2%
LAKEVIEW LOAN SERVICING, LLC $235,000 $565,000 140.4% 0.2%
ASPIRE FINANCIAL, INC. $560,000 n/a 0.2%
BARTON CREEK LENDING GROUP, LLC $255,000 $560,000 119.6% 0.2%
A+ Federal Credit Union $285,000 $550,000 93.0% 0.2%
GUARANTEED RATE AFFINITY, LLC $545,000 n/a 0.2%
City Bank $540,000 n/a 0.2%
FIRST CENTENNIAL MORTGAGE CORPORATION $195,000 $505,000 159.0% 0.2%
Texas Regional Bank $505,000 n/a 0.2%
SENTE MORTGAGE, INC. $985,000 $500,000 -49.2% 0.2%
The Home Loan Expert LLC $315,000 $495,000 57.1% 0.2%
Chicago Mortgage Solutions LLC $460,000 n/a 0.1%
Central National Bank $455,000 n/a 0.1%
MID AMERICA MORTGAGE, INC. $1,795,000 $445,000 -75.2% 0.1%
SFMC, LP $55,000 $430,000 681.8% 0.1%
AMWEST FUNDING CORP. $425,000 n/a 0.1%
NOVA FINANCIAL & INVESTMENT CORPORATION $425,000 n/a 0.1%
MORTGAGE FINANCIAL SERVICES, LLC $1,275,000 $415,000 -67.5% 0.1%
Priority Bank $1,095,000 $415,000 -62.1% 0.1%
CLM MORTGAGE, INC $405,000 n/a 0.1%
Low VA Rates, LLC $320,000 $400,000 25.0% 0.1%
Zions Bancorporation, N.A. $485,000 $375,000 -22.7% 0.1%
CROSSCOUNTRY MORTGAGE, LLC $1,080,000 $370,000 -65.7% 0.1%
FINANCE OF AMERICA COMMERCIAL LLC $370,000 n/a 0.1%
COUNTRYPLACE MORTGAGE, LTD. $520,000 $355,000 -31.7% 0.1%
Watermark Capital, Inc. $355,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $265,000 $345,000 30.2% 0.1%
PILGRIM MORTGAGE LLC $215,000 $345,000 60.5% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $880,000 $340,000 -61.4% 0.1%
Bank of England $760,000 $335,000 -55.9% 0.1%
Goldwater Bank, N.A. $365,000 $335,000 -8.2% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $335,000 n/a 0.1%
Wallick & Volk, Inc. $175,000 $335,000 91.4% 0.1%
NEW DAY FINANCIAL, LLC $330,000 n/a 0.1%
First United Bank and Trust Company $2,360,000 $325,000 -86.2% 0.1%
Carrington Mortgage Services, LLC $155,000 $320,000 106.5% 0.1%
KELLER MORTGAGE, LLC $315,000 n/a 0.1%
ANGEL OAK HOME LOANS LLC $520,000 $305,000 -41.3% 0.1%
AUSTIN TELCO Federal Credit Union $355,000 $305,000 -14.1% 0.1%
FBC MORTGAGE, LLC $405,000 $305,000 -24.7% 0.1%
REVERSE MORTGAGE FUNDING LLC $290,000 n/a 0.1%
Lakeview Community Capital, LLC $275,000 $285,000 3.6% 0.1%
The Bank of San Antonio $285,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $450,000 $280,000 -37.8% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $275,000 n/a 0.1%
SOUTHWEST FUNDING, LP $580,000 $275,000 -52.6% 0.1%
Trustmark National Bank $275,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $570,000 $265,000 -53.5% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $270,000 $265,000 -1.9% 0.1%
Renasant Bank $265,000 n/a 0.1%
Mid-Continent Funding, Inc. $255,000 n/a 0.1%
PLAZA HOME MORTGAGE, INC. $375,000 $255,000 -32.0% 0.1%
CHERRY CREEK MORTGAGE, LLC $245,000 n/a 0.1%
Commerce Home Mortgage, Inc. $245,000 n/a 0.1%
Stifel Bank and Trust $245,000 n/a 0.1%
Vantage Bank Texas $245,000 n/a 0.1%
SOUTHWEST STAGE FUNDING, LLC $375,000 $240,000 -36.0% 0.1%
GULF COAST $520,000 $235,000 -54.8% 0.1%
LHM FINANCIAL CORPORATION $235,000 n/a 0.1%
Affiliated Bank $1,230,000 $225,000 -81.7% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $365,000 $225,000 -38.4% 0.1%
Austin Capital Bank SSB $225,000 n/a 0.1%
HOMEOWNERS FINANCIAL GROUP USA, LLC $570,000 $225,000 -60.5% 0.1%
HOMESIDE FINANCIAL, LLC $395,000 $225,000 -43.0% 0.1%
LOANPAL, LLC $225,000 n/a 0.1%
TEXAS TECH $255,000 $225,000 -11.8% 0.1%
ADVANCIAL $215,000 n/a 0.1%
CELEBRITY HOME LOANS, LLC $215,000 n/a 0.1%
AMERICAN FINANCIAL NETWORK, INC. $175,000 $205,000 17.1% 0.1%
First National Bank Texas $105,000 $205,000 95.2% 0.1%
First State Bank of St. Charles, Missouri $205,000 n/a 0.1%
JSC $205,000 n/a 0.1%
Lamar National Bank $205,000 n/a 0.1%
UNITED BUILT HOMES, L.L.C. $205,000 $205,000 0.0% 0.1%
First Savings Bank $195,000 n/a 0.1%
InterContinental Capital Group, Inc $195,000 n/a 0.1%
WESTSTAR MORTGAGE CORPORATION $85,000 $195,000 129.4% 0.1%
BANKWEST, INC. $185,000 n/a 0.1%
DIRECTIONS EQUITY, LLC $225,000 $185,000 -17.8% 0.1%
EAGLE HOME MORTGAGE, LLC $185,000 n/a 0.1%
PHH Mortgage Corporation $175,000 n/a 0.1%
CERTIFIED FUNDING, L.P. $170,000 n/a 0.1%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $85,000 $165,000 94.1% 0.1%
SWBC MORTGAGE CORPORATION $2,005,000 $165,000 -91.8% 0.1%
NATIONS RELIABLE LENDING, LLC $1,055,000 $155,000 -85.3% 0.0%
VeraBank $155,000 n/a 0.0%
CIVIC FINANCIAL SERVICES, LLC $145,000 n/a 0.0%
ENVOY MORTGAGE, LTD $135,000 n/a 0.0%
NTFN, INC. $135,000 n/a 0.0%
VILLAGE CAPITAL & INVESTMENT LLC $170,000 $135,000 -20.6% 0.0%
Commercial Bank of Texas $125,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $115,000 $125,000 8.7% 0.0%
AMERICAN ADVISORS GROUP $105,000 n/a 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $95,000 n/a 0.0%
CADENCE LENDING GROUP, INC. $85,000 n/a 0.0%
FIRST COMMUNITY CREDIT UNION $285,000 $85,000 -70.2% 0.0%
RED RIVER EMPLOYEES $85,000 n/a 0.0%
Texas Mortgage Lending, LLC $255,000 $85,000 -66.7% 0.0%
UNIVERSITY Federal Credit Union $830,000 $85,000 -89.8% 0.0%
Nations Lending Corporation $300,000 $75,000 -75.0% 0.0%

Rockport's top lender by overall market share is GUILD MORTGAGE COMPANY, with 6.9% market share. In second place, with 6.9%, is Prosperity Bank, having originated $21,335,000 in loans. In third place, with 6.0%, is QUICKEN LOANS, LLC, having originated $18,725,000 in loans. In third place, with 3.3%, is CALIBER HOME LOANS, INC., having originated $10,330,000 in loans. In third place, with 3.3%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $10,190,000 in loans.


Rockport, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 655 $204,485,000 $312,191
Refi 282 $69,170,000 $245,284
Cash Out Refi 124 $30,820,000 $248,548
Other 19 $4,165,000 $219,211
Home Improvement 12 $1,840,000 $153,333
NA 1 $605,000 $605,000

Rockport's most frequently cited loan purpose was Home Purchase, with 655 originations. The 2nd most popular reason was Refi, with 282 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 395 $109,005,000 $275,962
2.5-3% 370 $109,320,000 $295,459
<2.5% 160 $39,310,000 $245,688
4-5% 58 $13,750,000 $237,069
5-6% 16 $6,270,000 $391,875
Over 8% 13 $1,735,000 $133,462
6-7% 12 $2,920,000 $243,333
7-8% 6 $730,000 $121,667

During 2021, Rockport's most frequently originated rate bucket was 3-4%, with 395 originations.

Loan Sizing (Rockport, TX MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 473 $130,825,000 $276,586
$100k-200k 327 $49,795,000 $152,278
$400k-600k 137 $66,235,000 $483,467
$100,000 or less 101 $7,005,000 $69,356
$600k-1000k 40 $29,780,000 $744,500
$Over $1MM 15 $27,445,000 $1,829,667

Rockport's loan sizing saw the bucket of loans from $200k-400k with 473 originations, totaling $130,825,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 409 $129,065,000 $315,562
80-100% 351 $97,185,000 $276,880
40-60% 152 $35,500,000 $233,553
20-40% 61 $9,365,000 $153,525
Under 20% 19 $1,075,000 $56,579
Over 100% 17 $5,845,000 $343,824

Rockport's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 409 originations, totaling $129,065,000 in origination value.