Rockport Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Rockport averaged 6.84% for the week of 2024-02-22, compared to the national average of 6.9% for the same period.

The average rate for the prior week (2024-02-15) was 6.61% and one month ago for the week of 2024-01-18, the average rate was 6.54%.

Rockport's average rate one year ago was 6.59%.

For refis of the same type during the week of 2024-02-22, the average rate was 6.8%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-02-22 6.9%
Rockport 30 Year Fixed Rate 2024-02-22 6.84%
Rockport 30 Year Fixed Rate Refi 2024-02-22 6.8%
Rockport 15 Year Fixed Rate 2024-02-22 6.39%
Rockport 15 Year Fixed Rate Refi 2024-02-22 6.89%
Rockport 30 Year FHA 2024-02-22 -0.1%
Rockport 30 Year FHA Refi 2024-02-22 -0.1%
Rockport 30 Year USDA 2024-02-22 -0.1%
Rockport 30 Year USDA Refi 2024-02-22 0.1%
Rockport 30 Year VA 2024-02-22 -0.2%
Rockport 30 Year VA Refi 2024-02-22 0.1%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Rockport, TX.

Rockport Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Rockport, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
GUILD MORTGAGE COMPANY 39 5.38% $8,882
QUICKEN LOANS, LLC 38 5.54% $8,531
NAVY ARMY COMMUNITY CREDIT UNION 14 4.77% $5,216
Prosperity Bank 13 4.20% $4,018
CALIBER HOME LOANS, INC. 12 4.61% $7,829
CMG MORTGAGE, INC. 12 4.73% $8,552
SECURITY SERVICE 12 3.70% $4,394
LOANDEPOT.COM, LLC 11 4.81% $4,612
UNITED WHOLESALE MORTGAGE, LLC 11 5.76% $7,738
NFM, INC. 8 4.64% $7,125
PRIMELENDING, A PLAINSCAPITAL COMPANY 7 5.46% $8,354
Citizens Bank 6 4.96% $8,467
Hometown Lenders, Inc. 6 5.83% $9,826
Wells Fargo Bank 6 4.63% $7,948
Jefferson Bank 6 4.60% $8,081
ARK-LA-TEX FINANCIAL SERVICES, LLC. 4 5.19% $7,139
JPMorgan Chase Bank 4 3.88% $6,993
ACADEMY MORTGAGE CORPORATION 4 5.03% $10,627
EVERETT FINANCIAL, INC. 4 4.50% $2,774
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4 5.09% $6,178
Northpointe Bank 4 6.38% $8,742
GUARANTEED RATE, INC. 4 3.95% $8,244
AMPLIFY 4 4.38% $10,030
Morgan Stanley Private Bank 4 3.95% $4,505
RANDOLPH-BROOKS 4 3.59% $3,619
HOME POINT FINANCIAL CORPORATION 4 3.97% $8,678
Flagstar Bank, FSB 3 4.96% $8,672
AmeriHome Mortgage Company, LLC 3 4.08% $4,788
CARDINAL FINANCIAL 3 4.50% $6,069
Paramount Residential Mortgage Group, Inc. 3 4.88% $12,357
AMCAP MORTGAGE, LTD. 3 5.50% $6,812
LOANPAL, LLC 3 4.66% $8,973
THRIVE MORTGAGE, LLC 3 5.29% $8,347
SWBC MORTGAGE CORPORATION 3 5.00% $10,358
Mr. Cooper ( Nationstar Mortgage ) 3 6.92% $5,708
ANGEL OAK MORTGAGE SOLUTIONS LLC 3 6.46% $15,380
HOMEBRIDGE FINANCIAL SERVICES, INC. 3 3.88% $6,231
Zions Bank 2 4.81% $7,899
Nations Lending Corporation 2 4.94% $9,758
CERTAINTY HOME LOANS, LLC 2 4.19% $9,160
Gateway First Bank 2 4.75% $6,805
PENNYMAC LOAN SERVICES, LLC 2 5.00% $7,113
GULF COAST 2 4.00% $5,588
AMERICAN PACIFIC MORTGAGE CORPORATION 2 5.44% $8,845
CROSSCOUNTRY MORTGAGE, LLC 2 4.10% $7,353
HOMEOWNERS FINANCIAL GROUP USA, LLC 2 4.69% $9,444
DIRECTIONS EQUITY, LLC 2 3.88% $11,100
IMPAC MORTGAGE CORP. 2 6.56% $7,022
Independent Bank 2 3.56% $9,684
BAY EQUITY LLC 2 4.93% $4,085
TEXAS TECH 2 6.13% $4,760
Truist 2 4.75% $8,396
UBS Bank USA 2 3.81% $5,655
AMERISAVE MORTGAGE CORPORATION 2 3.56% $8,412
U.S. Bank 2 4.50% $5,581
WILLOW BEND MORTGAGE COMPANY, LLC 2 5.19% $15,341
LOANPEOPLE, LLC 2 7.06% $8,919
ANGEL OAK HOME LOANS LLC 2 5.50% $6,163
SENTE MORTGAGE, INC. 1 3.88% $13,079
SFMC, LP 1 2.50% $7,481
SIRVA MORTGAGE, INC. 1 5.38% $4,500
STAR ONE CREDIT UNION 1 3.50% $1,778
Stride Bank 1 6.13% $7,992
SUMMIT FUNDING, INC. 1 3.99% $7,263
Texas Mortgage Lending, LLC 1 5.88% $7,969
THRIVENT Federal Credit Union 1 4.38% $4,284
UMB Bank 1 3.99% $6,801
UNION HOME MORTGAGE CORP. 1 4.88% $17,391
UNIVERSITY Federal Credit Union 1 5.38% $8,521
USAA Federal Savings Bank 1 6.00% $3,750
Wyndham Capital Mortgage, Inc. 1 2.88% $3,811
TEXAS DOW EMPLOYEES CREDIT UNION 1 5.88% $6,487
A+ Federal Credit Union 1 3.38% $0
AMERICAN FEDERAL MORTGAGE CORPORATION 1 5.75% $5,357
AMERICAN INTERNET MORTGAGE, INC. 1 3.63% $3,864
American Mortgage & Equity Consultants, Inc. 1 5.63% $5,715
BancorpSouth 1 6.88% $7,861
Bank of America 1 3.25% $6,230
BARTON CREEK LENDING GROUP, LLC 1 5.38% $3,351
BETTER MORTGAGE CORPORATION 1 5.63% $2,429
BROKER SOLUTIONS, INC. 1 5.75% $8,865
CALCON MUTUAL MORTGAGE LLC 1 6.25% $6,293
Carrington Mortgage Services, LLC 1 8.75% $15,934
CHEVRON 1 2.63% $1,474
Citadel Servicing Corporation 1 6.75% $10,979
COUNTRYPLACE MORTGAGE, LTD. 1 7.14% $0
EMBRACE HOME LOANS, INC. 1 6.13% $4,100
Encompass Lending Group, LP 1 6.13% $7,523
FINANCE OF AMERICA MORTGAGE LLC 1 5.25% $4,243
FIRST CENTENNIAL MORTGAGE CORPORATION 1 4.50% $5,939
First Federal Bank 1 5.50% $5,836
First Financial Bank 1 5.38% $4,841
First Guaranty Mortgage Corporation 1 4.63% $7,298
Florida Capital Bank 1 5.50% $8,603
FUNDLOANS CAPITAL 1 8.12% $52,573
Generations Community Federal Credit Union 1 4.70% $4,494
GENEVA FINANCIAL, LLC 1 6.50% $7,627
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 5.25% $11,751
GUARANTY HOME MORTGAGE CORPORATION 1 6.38% $11,995
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.00% $3,160
HOME FINANCING UNLIMITED, INC. 1 3.88% $6,028
HOMESIDE FINANCIAL, LLC 1 5.50% $4,116
HOMEXPRESS MORTGAGE CORP. 1 5.50% $22,200
KELLER MORTGAGE, LLC 1 7.00% $8,921
LAKEVIEW LOAN SERVICING, LLC 1 5.75% $3,323
LEADERONE FINANCIAL CORPORATION 1 4.38% $4,006
LEGEND LENDING CORPORATION 1 6.75% $23,147
LENDSURE MORTGAGE CORP. 1 4.75% $9,609
Low VA Rates, LLC 1 4.75% $5,234
MORTGAGE FINANCIAL SERVICES, LLC 1 5.75% $12,062
Mortgage Research Center, LLC 1 5.50% $4,982
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 5.63% $5,472
MOVEMENT MORTGAGE, LLC 1 5.13% $10,573
NATIONS RELIABLE LENDING, LLC 1 4.88% $10,484
NAVY FEDERAL CREDIT UNION 1 5.63% $3,241
NEWREZ LLC 1 5.13% $9,577
NexBank 1 3.88% $6,249
NTFN, INC. 1 4.50% $7,606
OPEN MORTGAGE, LLC 1 6.63% $21,576
Origin Bank 1 4.38% $12,370
PENTAGON FEDERAL CREDIT UNION 1 3.25% $1,637
PILGRIM MORTGAGE LLC 1 5.99% $7,459
PNC Bank 1 4.00% $6,778
Prosperity Home Mortgage, LLC 1 4.50% $9,366
Quontic Bank 1 7.25% $12,981
R Bank 1 4.50% $8,138
RB MORTGAGE LLC 1 4.50% $6,156
Regions Bank 1 5.00% $10,328
RESIDENTIAL BANCORP 1 3.25% $3,675

Rockport Average Closing Costs & Other Stats

Rockport, TX's 129 lenders originated 746 loans during 2022. The total origination value was $242,150,000, with an average loan value of $324,598.

Rockport's average closing costs are $5,992.

The top Rockport lender as defined by loan originations is GUILD MORTGAGE COMPANY, with 39 loans originated. Their average total fees are $8,882, which is $351 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Rockport lenders (with over 10 loans originated) are Prosperity Bank ($4,018), SECURITY SERVICE ($4,394), LOANDEPOT.COM, LLC ($4,612), NAVY ARMY COMMUNITY CREDIT UNION ($5,216) and UNITED WHOLESALE MORTGAGE, LLC ($7,738).

The lowest rate Rockport lenders (with over 10 loans originated) are SECURITY SERVICE (3.70%), Prosperity Bank (4.20%), CALIBER HOME LOANS, INC. (4.61%), CMG MORTGAGE, INC. (4.73%) and NAVY ARMY COMMUNITY CREDIT UNION (4.77%).

Rockport, TX Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
GUILD MORTGAGE COMPANY $21,530,000 $21,515,000 -0.1% 8.9%
Prosperity Bank $21,335,000 $19,690,000 -7.7% 8.1%
QUICKEN LOANS, LLC $18,725,000 $13,900,000 -25.8% 5.7%
CALIBER HOME LOANS, INC. $10,330,000 $6,630,000 -35.8% 2.7%
RANDOLPH-BROOKS $4,605,000 $6,025,000 30.8% 2.5%
CMG MORTGAGE, INC. $1,970,000 $5,155,000 161.7% 2.1%
NAVY ARMY COMMUNITY CREDIT UNION $7,055,000 $5,070,000 -28.1% 2.1%
UNITED WHOLESALE MORTGAGE, LLC $10,190,000 $4,600,000 -54.9% 1.9%
SECURITY SERVICE $4,675,000 $4,235,000 -9.4% 1.7%
The Bank of Missouri $4,065,000 n/a 1.7%
Jefferson Bank $945,000 $3,930,000 315.9% 1.6%
Wells Fargo Bank $6,370,000 $3,800,000 -40.3% 1.6%
First Community Bank $9,625,000 $3,575,000 -62.9% 1.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $4,100,000 $3,475,000 -15.2% 1.4%
NFM, INC. $6,315,000 $3,285,000 -48.0% 1.4%
LOANDEPOT.COM, LLC $2,840,000 $3,135,000 10.4% 1.3%
The Bank of San Antonio $285,000 $3,125,000 996.5% 1.3%
AMPLIFY $2,235,000 $2,810,000 25.7% 1.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $4,105,000 $2,655,000 -35.3% 1.1%
JPMorgan Chase Bank $4,660,000 $2,640,000 -43.3% 1.1%
Mortgage Research Center, LLC $2,825,000 $2,575,000 -8.8% 1.1%
Broadway National Bank $1,205,000 $2,440,000 102.5% 1.0%
American Bank $5,025,000 $2,435,000 -51.5% 1.0%
GUARANTEED RATE, INC. $5,840,000 $2,360,000 -59.6% 1.0%
21ST MORTGAGE CORPORATION $1,390,000 $2,255,000 62.2% 0.9%
Citizens Bank $1,865,000 $2,200,000 18.0% 0.9%
Independent Bank $2,455,000 $2,150,000 -12.4% 0.9%
First National Bank $580,000 $2,145,000 269.8% 0.9%
Security State Bank & Trust $2,495,000 $2,115,000 -15.2% 0.9%
ANGEL OAK MORTGAGE SOLUTIONS LLC $2,160,000 $2,080,000 -3.7% 0.9%
Morgan Stanley Private Bank $775,000 $2,020,000 160.6% 0.8%
AMCAP MORTGAGE, LTD. $2,690,000 $1,995,000 -25.8% 0.8%
WILLOW BEND MORTGAGE COMPANY, LLC $2,365,000 $1,910,000 -19.2% 0.8%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $605,000 $1,885,000 211.6% 0.8%
Truist $1,425,000 $1,880,000 31.9% 0.8%
ACADEMY MORTGAGE CORPORATION $815,000 $1,825,000 123.9% 0.8%
Hometown Lenders, Inc. $1,660,000 $1,790,000 7.8% 0.7%
First National Bank in Port Lavaca $580,000 $1,680,000 189.7% 0.7%
FUNDLOANS CAPITAL $1,665,000 n/a 0.7%
HOME POINT FINANCIAL CORPORATION $4,945,000 $1,660,000 -66.4% 0.7%
SWBC MORTGAGE CORPORATION $165,000 $1,515,000 818.2% 0.6%
Third Coast Bank SSB $1,505,000 n/a 0.6%
Northpointe Bank $1,360,000 $1,390,000 2.2% 0.6%
EVERETT FINANCIAL, INC. $1,335,000 n/a 0.6%
Zions Bancorporation, N.A. $375,000 $1,330,000 254.7% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $2,290,000 $1,310,000 -42.8% 0.5%
U.S. Bank $790,000 $1,310,000 65.8% 0.5%
CERTAINTY HOME LOANS, LLC $895,000 $1,305,000 45.8% 0.5%
Paramount Residential Mortgage Group, Inc. $1,385,000 $1,275,000 -7.9% 0.5%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,635,000 $1,250,000 -23.5% 0.5%
Gateway First Bank $8,505,000 $1,240,000 -85.4% 0.5%
Bank of America $1,975,000 $1,170,000 -40.8% 0.5%
LOANPEOPLE, LLC $1,090,000 n/a 0.5%
AMERISAVE MORTGAGE CORPORATION $1,565,000 $1,085,000 -30.7% 0.4%
LEGEND LENDING CORPORATION $1,080,000 n/a 0.4%
MID AMERICA MORTGAGE, INC. $445,000 $1,080,000 142.7% 0.4%
DIRECTIONS EQUITY, LLC $185,000 $1,060,000 473.0% 0.4%
THRIVE MORTGAGE, LLC $2,905,000 $1,050,000 -63.9% 0.4%
PENNYMAC LOAN SERVICES, LLC $2,545,000 $1,020,000 -59.9% 0.4%
BARTON CREEK LENDING GROUP, LLC $560,000 $1,005,000 79.5% 0.4%
BAY EQUITY LLC $720,000 $990,000 37.5% 0.4%
FREEDOM MORTGAGE CORPORATION $4,130,000 $990,000 -76.0% 0.4%
Citadel Servicing Corporation $975,000 n/a 0.4%
HOMEXPRESS MORTGAGE CORP. $955,000 n/a 0.4%
Flagstar Bank, FSB $3,955,000 $925,000 -76.6% 0.4%
Carrington Mortgage Services, LLC $320,000 $915,000 185.9% 0.4%
AmeriHome Mortgage Company, LLC $770,000 $895,000 16.2% 0.4%
SYNERGY FEDERAL CREDIT UNION $670,000 $895,000 33.6% 0.4%
Allegiance Bank $875,000 n/a 0.4%
UMB Bank $845,000 n/a 0.3%
PNC Bank $830,000 n/a 0.3%
Regions Bank $850,000 $830,000 -2.4% 0.3%
ANGEL OAK HOME LOANS LLC $305,000 $810,000 165.6% 0.3%
International Bank of Commerce $1,290,000 $795,000 -38.4% 0.3%
UBS Bank USA $780,000 n/a 0.3%
BancorpSouth Bank $935,000 $765,000 -18.2% 0.3%
SouthStar Bank, S.S.B. $755,000 n/a 0.3%
Crossroads Bank $725,000 n/a 0.3%
Kleberg Bank, N.A $1,350,000 $725,000 -46.3% 0.3%
OPEN MORTGAGE, LLC $715,000 n/a 0.3%
Amerifirst Financial, Inc. $700,000 n/a 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $3,165,000 $695,000 -78.0% 0.3%
NAVY FEDERAL CREDIT UNION $1,700,000 $685,000 -59.7% 0.3%
KELLER MORTGAGE, LLC $315,000 $670,000 112.7% 0.3%
RB MORTGAGE LLC $670,000 n/a 0.3%
TEXAS TECH $225,000 $650,000 188.9% 0.3%
OAKTREE FUNDING CORP. $645,000 n/a 0.3%
PILGRIM MORTGAGE LLC $345,000 $645,000 87.0% 0.3%
The Bank & Trust $640,000 n/a 0.3%
SFMC, LP $430,000 $635,000 47.7% 0.3%
LEADERONE FINANCIAL CORPORATION $600,000 n/a 0.2%
SENTE MORTGAGE, INC. $500,000 $595,000 19.0% 0.2%
UNION HOME MORTGAGE CORP. $595,000 n/a 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $725,000 $590,000 -18.6% 0.2%
GULF COAST $235,000 $570,000 142.6% 0.2%
North American Savings Bank, F.S.B. $830,000 $565,000 -31.9% 0.2%
FINANCE OF AMERICA REVERSE LLC $995,000 $560,000 -43.7% 0.2%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $525,000 n/a 0.2%
First Bank $515,000 n/a 0.2%
UNIVERSITY Federal Credit Union $85,000 $515,000 505.9% 0.2%
The First National Bank of Sonora $505,000 n/a 0.2%
The Moody National Bank $785,000 $505,000 -35.7% 0.2%
ASPIRE FINANCIAL, INC. $560,000 $500,000 -10.7% 0.2%
IMPAC MORTGAGE CORP. $480,000 n/a 0.2%
LOANPAL, LLC $225,000 $475,000 111.1% 0.2%
HOMEOWNERS FINANCIAL GROUP USA, LLC $225,000 $460,000 104.4% 0.2%
CORNERSTONE HOME LENDING, INC. $3,400,000 $445,000 -86.9% 0.2%
First Federal Bank $425,000 n/a 0.2%
Nations Lending Corporation $75,000 $420,000 460.0% 0.2%
NEWREZ LLC $3,005,000 $420,000 -86.0% 0.2%
LAKEVIEW LOAN SERVICING, LLC $565,000 $410,000 -27.4% 0.2%
PENTAGON FEDERAL CREDIT UNION $345,000 $410,000 18.8% 0.2%
TRIAD FINANCIAL SERVICES, INC. $125,000 $410,000 228.0% 0.2%
BRAZOS VALLEY SCHOOLS $390,000 n/a 0.2%
CROSSCOUNTRY MORTGAGE, LLC $370,000 $380,000 2.7% 0.2%
CALCON MUTUAL MORTGAGE LLC $375,000 n/a 0.2%
SIRVA MORTGAGE, INC. $375,000 n/a 0.2%
First Guaranty Mortgage Corporation $370,000 n/a 0.2%
HOME FINANCING UNLIMITED, INC. $1,315,000 $365,000 -72.2% 0.2%
Wyndham Capital Mortgage, Inc. $890,000 $365,000 -59.0% 0.2%
CREDIT HUMAN FEDERAL CREDIT UNION $265,000 $355,000 34.0% 0.1%
CHEVRON $345,000 n/a 0.1%
Florida Capital Bank $345,000 n/a 0.1%
Origin Bank $345,000 n/a 0.1%
AMERICAN FEDERAL MORTGAGE CORPORATION $335,000 n/a 0.1%
NATIONS RELIABLE LENDING, LLC $155,000 $335,000 116.1% 0.1%
Prosperity Home Mortgage, LLC $335,000 n/a 0.1%
AMERICAN HERITAGE LENDING, INC. $330,000 n/a 0.1%
FBC MORTGAGE, LLC $305,000 $325,000 6.6% 0.1%
BECKAM FUNDING CORP. $315,000 n/a 0.1%
Quontic Bank $315,000 n/a 0.1%
SUMMIT FUNDING, INC. $315,000 n/a 0.1%
GUARANTY HOME MORTGAGE CORPORATION $305,000 n/a 0.1%
HOMESIDE FINANCIAL, LLC $225,000 $305,000 35.6% 0.1%
BETTER MORTGAGE CORPORATION $1,525,000 $300,000 -80.3% 0.1%
First Financial Bank $580,000 $295,000 -49.1% 0.1%
GENEVA FINANCIAL, LLC $295,000 n/a 0.1%
UNITED BUILT HOMES, L.L.C. $205,000 $295,000 43.9% 0.1%
MORTGAGE FINANCIAL SERVICES, LLC $415,000 $285,000 -31.3% 0.1%
NATIONWIDE MORTGAGE BANKERS, INC. $285,000 n/a 0.1%
R Bank $285,000 n/a 0.1%
RESIDENTIAL BANCORP. $285,000 n/a 0.1%
BROKER SOLUTIONS, INC. $1,675,000 $280,000 -83.3% 0.1%
TEXAS DOW EMPLOYEES CREDIT UNION $1,665,000 $275,000 -83.5% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $340,000 $275,000 -19.1% 0.1%
LONGBRIDGE FINANCIAL, LLC $265,000 n/a 0.1%
Texas Mortgage Lending, LLC $85,000 $265,000 211.8% 0.1%
Chicago Mortgage Solutions LLC $460,000 $255,000 -44.6% 0.1%
MOVEMENT MORTGAGE, LLC $990,000 $255,000 -74.2% 0.1%
NexBank $235,000 n/a 0.1%
NTFN, INC. $135,000 $235,000 74.1% 0.1%
Watermark Capital, Inc. $355,000 $235,000 -33.8% 0.1%
COUNTRYPLACE MORTGAGE, LTD. $355,000 $225,000 -36.6% 0.1%
Central Bank $220,000 n/a 0.1%
AMERICAN INTERNET MORTGAGE, INC. $215,000 n/a 0.1%
American Mortgage & Equity Consultants, Inc. $215,000 n/a 0.1%
CANOPY MORTGAGE, LLC $215,000 n/a 0.1%
Generations Community Federal Credit Union $205,000 n/a 0.1%
Low VA Rates, LLC $400,000 $205,000 -48.8% 0.1%
RUOFF MORTGAGE COMPANY, INC. $205,000 n/a 0.1%
Citizens 1st Bank $195,000 n/a 0.1%
LENDSURE MORTGAGE CORP. $195,000 n/a 0.1%
Encompass Lending Group, LP $185,000 n/a 0.1%
A+ Federal Credit Union $550,000 $165,000 -70.0% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $335,000 $165,000 -50.7% 0.1%
STAR ONE CREDIT UNION $165,000 n/a 0.1%
Truity Federal Credit Union $165,000 n/a 0.1%
Frost Bank $650,000 $160,000 -75.4% 0.1%
Arvest Bank $155,000 n/a 0.1%
USAA Federal Savings Bank $1,630,000 $155,000 -90.5% 0.1%
REVERSE MORTGAGE FUNDING LLC $290,000 $145,000 -50.0% 0.1%
Stride Bank $145,000 n/a 0.1%
FINANCE OF AMERICA MORTGAGE LLC $770,000 $135,000 -82.5% 0.1%
FIRST CENTENNIAL MORTGAGE CORPORATION $505,000 $135,000 -73.3% 0.1%
LIBERTY HOME MORTGAGE CORPORATION $135,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $125,000 n/a 0.1%
EMBRACE HOME LOANS, INC. $125,000 n/a 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $1,715,000 $125,000 -92.7% 0.1%
MEMBER HOME LOAN, L.L.C. $115,000 n/a 0.0%
THRIVENT Federal Credit Union $105,000 n/a 0.0%
WESTSTAR MORTGAGE CORPORATION $195,000 $105,000 -46.2% 0.0%
FirstBank $95,000 n/a 0.0%
PHH Mortgage Corporation $175,000 $95,000 -45.7% 0.0%
SOUTHWEST STAGE FUNDING, LLC $240,000 $85,000 -64.6% 0.0%
HomeBank Texas $55,000 n/a 0.0%
AMERICAN ADVISORS GROUP $105,000 $35,000 -66.7% 0.0%

Rockport's top lender by overall market share is GUILD MORTGAGE COMPANY, with 8.9% market share. In second place, with 8.1%, is Prosperity Bank, having originated $19,690,000 in loans. In third place, with 5.7%, is QUICKEN LOANS, LLC, having originated $13,900,000 in loans. In fourth place, with 2.7%, is CALIBER HOME LOANS, INC., having originated $6,630,000 in loans. In fifth place, with 2.5%, is RANDOLPH-BROOKS, having originated $6,025,000 in loans.

Rockport, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 529 $185,265,000 $350,217
Cash Out Refi 105 $24,195,000 $230,429
Refi 79 $24,675,000 $312,342
Other 19 $5,315,000 $279,737
Home Improvement 12 $1,770,000 $147,500
NA 2 $930,000 $465,000

Rockport's most frequently cited loan purpose was Home Purchase, with 529 originations. The 2nd most popular reason was Cash Out Refi, with 105 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 185 $56,005,000 $302,730
4-5% 155 $49,755,000 $321,000
3-4% 142 $55,640,000 $391,831
6-7% 99 $27,615,000 $278,939
2.5-3% 42 $13,030,000 $310,238
7-8% 30 $6,470,000 $215,667
Over 8% 29 $7,905,000 $272,586
<2.5% 19 $5,355,000 $281,842

During 2022, Rockport's most frequently originated rate bucket was 5-6%, with 185 originations.

Loan Sizing (Rockport, TX MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 329 $94,895,000 $288,435
$100k-200k 181 $27,445,000 $151,630
$400k-600k 101 $48,235,000 $477,574
$600k-1000k 65 $48,805,000 $750,846
$100,000 or less 57 $4,165,000 $73,070
$Over $1MM 13 $18,605,000 $1,431,154

Rockport's loan sizing saw the bucket of loans from $200k-400k with 329 originations, totaling $94,895,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 270 $86,700,000 $321,111
60-80% 252 $94,360,000 $374,444
40-60% 112 $29,000,000 $258,929
20-40% 42 $7,480,000 $178,095
Under 20% 14 $1,070,000 $76,429
Over 100% 7 $1,975,000 $282,143

Rockport's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 270 originations, totaling $86,700,000 in origination value.