U.s. Eagle Mortgage Rates, Fees & Info

Albuquerque, NM

LEI: 549300H6J0XZXQGKDW16

Tax ID: 85-0102181

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

U.s. Eagle is a smaller mortgage company specializing in Other loans. U.s. Eagle has a high proportion of conventional loans. Their top markets by origination volume include: Albuquerque, Farmington, Santa Fe, Las Vegas, and Prescott Valley among others. We have data for 9 markets. (Some data included below & more in-depth data is available with an active subscription.)

U.s. Eagle has an average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders.

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Originations

300

Origination Dollar Volume (All Markets)

$27,140,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
ALBUQUERQUE, NM (FHA|USDA|VA) 263 $24,515,000 $93,213 $0 0.00%
FARMINGTON, NM (FHA|USDA|VA) 24 $1,530,000 $63,750 $0 0.00%
SANTA FE, NM (FHA|USDA|VA) 6 $350,000 $58,333 $0 0.00%
Las Vegas, NM (FHA|USDA|VA) 2 $300,000 $150,000 $0 0.00%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $155,000 $155,000 $0 0.00%
LAS CRUCES, NM (FHA|USDA|VA) 1 $125,000 $125,000 $0 0.00%
Ruidoso, NM (FHA|USDA|VA) 1 $85,000 $85,000 $0 0.00%
Outside of Metro Areas 1 $55,000 $55,000 $0 0.00%
Grants, NM (FHA|USDA|VA) 1 $25,000 $25,000 $0 0.00%
U.s. Eagle's top markets include Albuquerque, Farmington, Santa Fe, Las Vegas, and Prescott Valley among others.

Their top states include:
  • New Mexico (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 293 $24,515,000 $83,669 $0 0.00%
    VA 7 $2,625,000 $375,000 $0 0.00%

    For 2023, U.s. Eagle's most frequently originated type of loan was Conventional, with 293 originations. Their 2nd most popular type was VA, with 7 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Other 260 $16,190,000 $62,269 $0 0.00%
    Refi 18 $5,390,000 $299,444 $0 0.00%
    Home Purchase 17 $5,365,000 $315,588 $0 0.00%
    Cash Out Refi 5 $195,000 $39,000 $0 0.00%

    For 2023, U.s. Eagle's most frequently cited loan purpose was Other, with 260 originations. The 2nd most popular reason was Refi, with 18 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 300 $27,140,000 $90,467 $0 0.00%

    For 2023, U.s. Eagle's most frequently cited loan duration was Other, with 300 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 228 $11,580,000 $50,789 $0 0.00%
    $100k-200k 47 $6,265,000 $133,298 $0 0.00%
    $200k-400k 18 $5,020,000 $278,889 $0 0.00%
    $400k-600k 6 $3,060,000 $510,000 $0 0.00%
    $1MM+ 1 $1,215,000 $1,215,000 $0 0.00%

    2023 saw U.s. Eagle place emphasis on $100,000 or less loans with 228 originations, totaling $11,580,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 75 $6,925,000 $92,333 $0 0.00%
    $75k-100k 66 $5,010,000 $75,909 $0 0.00%
    $150k-250k 61 $6,325,000 $103,689 $0 0.00%
    $50k-75k 61 $3,975,000 $65,164 $0 0.00%
    $50k or less 28 $1,380,000 $49,286 $0 0.00%
    $250k+ 9 $3,525,000 $391,667 $0 0.00%

    U.s. Eagle lent most frequently to those with incomes in the $100k-150k range, with 75 originations. The second most popular income band? $75k-100k, with 66 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 300 $27,140,000 $90,467 $0 0.00%

    U.s. Eagle lent most frequently to those with DTI ratios of Exempt%, with 300 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 205 $17,865,000 $87,146 $0 0.00%
    Not provided 67 $7,345,000 $109,627 $0 0.00%
    American Indian 20 $1,340,000 $67,000 $0 0.00%
    Black 4 $270,000 $67,500 $0 0.00%
    Asian 3 $215,000 $71,667 $0 0.00%
    Other Asian 1 $105,000 $105,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    88.02%

    U.s. Eagle has an average approval rate.

    Pick Rate

    Approvals leading to origination
    90.67%

    U.s. Eagle has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 300 $27,140,000 $90,467

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    300 $27,140,000 $90,467