Ruidoso Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Ruidoso averaged 6% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

The average rate for the prior week (2022-06-16) was 6.07% and one month ago for the week of 2022-05-19, the average rate was 5.44%.

Ruidoso's average rate one year ago was 3.1%.

For refis of the same type during the week of 2022-06-23, the average rate was 5.75%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-23 5.81%
Ruidoso 30 Year Fixed Rate 2022-06-23 6%
Ruidoso 30 Year Fixed Rate Refi 2022-06-23 5.75%
Ruidoso 15 Year Fixed Rate 2022-06-23 5.75%
Ruidoso 15 Year Fixed Rate Refi 2022-06-23 5.02%
Ruidoso 30 Year FHA 2022-06-23 0.55%
Ruidoso 30 Year FHA Refi 2022-06-23 0.1%
Ruidoso 30 Year USDA 2022-06-23 0.71%
Ruidoso 30 Year USDA Refi 2022-06-23 4.62%
Ruidoso 30 Year VA 2022-06-23 0.42%
Ruidoso 30 Year VA Refi 2022-06-23 0.06%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Ruidoso, NM.

Ruidoso Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Ruidoso, NM market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
City Bank 86 3.24% $4,696
Flagstar Bank, FSB 77 3.19% $3,433
UNITED WHOLESALE MORTGAGE, LLC 51 3.17% $3,479
QUICKEN LOANS, LLC 41 3.05% $4,791
BROKER SOLUTIONS, INC. 28 3.09% $3,490
First American Bank 18 3.12% $2,200
CALIBER HOME LOANS, INC. 16 3.20% $4,416
Wells Fargo Bank 14 2.98% $4,839
Century Mortgage Company DBA Century Lending Company 14 3.28% $3,010
AMCAP MORTGAGE, LTD. 11 3.58% $3,978
LOANDEPOT.COM, LLC 8 3.03% $4,854
Waterstone Mortgage Corporation 7 3.29% $3,599
JPMorgan Chase Bank 7 2.93% $4,520
AMERISAVE MORTGAGE CORPORATION 7 2.86% $3,854
Bank of America 6 2.81% $3,658
NEWREZ LLC 5 3.18% $3,681
Washington Federal Bank 5 3.23% $6,019
Gateway First Bank 4 3.28% $3,210
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4 3.50% $2,526
PRIMARY RESIDENTIAL MORTGAGE, INC. 4 3.16% $3,715
BETTER MORTGAGE CORPORATION 4 3.00% $2,885
Citizens Bank of Las Cruces 4 3.00% $2,647
LRS FINANCIAL NETWORK, INC. 4 3.06% $4,450
LEGACY MORTGAGE LLC 4 3.22% $5,817
The Federal Savings Bank 3 3.08% $6,369
ANGEL OAK HOME LOANS LLC 3 3.83% $7,174
GUARANTEED RATE, INC. 3 3.54% $3,702
First United Bank and Trust Company 3 3.38% $3,556
Mr. Cooper ( Nationstar Mortgage ) 3 3.29% $5,263
FREEDOM MORTGAGE CORPORATION 3 2.83% $3,450
First Financial Bank 3 3.08% $6,761
CORNERSTONE HOME LENDING, INC. 3 3.16% $3,693
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3 3.04% $3,410
CADENCE LENDING GROUP, INC. 3 2.75% $3,548
PRIMELENDING, A PLAINSCAPITAL COMPANY 3 3.21% $3,205
STEARNS LENDING, LLC 2 3.31% $4,085
Amarillo National Bank 2 3.25% $2,489
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 3.13% $3,379
BAY EQUITY LLC 2 3.25% $4,247
BOKF 2 3.19% $4,528
CERTAINTY HOME LOANS, LLC 2 3.31% $3,742
Charles Schwab Bank, SSB 2 2.30% $3,200
First Bank & Trust 2 3.63% $4,398
First United Bank 2 3.19% $4,809
KELLER MORTGAGE, LLC 2 3.25% $2,989
LOANPAL, LLC 2 2.99% $7,121
Morgan Stanley Private Bank 2 2.50% $2,431
MOVEMENT MORTGAGE, LLC 2 3.03% $3,474
Nations Lending Corporation 2 2.75% $7,194
NBKC BANK 2 2.88% $1,925
PENNYMAC LOAN SERVICES, LLC 2 2.81% $9,484
ROYAL UNITED MORTGAGE LLC 2 3.19% $5,879
SIWELL, INC. 2 2.69% $2,455
SOUTHWEST FUNDING, LP 2 4.00% $5,397
TEXAS TECH 2 2.88% $3,250
U.S. Bank 2 2.94% $2,156
V.I.P. MORTGAGE, INC. 2 3.00% $5,164
ACADEMY MORTGAGE CORPORATION 1 3.38% $3,122
CROSSCOUNTRY MORTGAGE, LLC 1 3.25% $2,990
LENDUS, LLC 1 3.50% $2,371
LENOX FINANCIAL MORTGAGE CORPORATION 1 3.13% $6,904
Commerce Home Mortgage, Inc. 1 3.50% $9,429
Stifel Bank and Trust 1 2.50% $1,869
Colonial Savings, F.A. 1 3.00% $2,435
SUN WEST MORTGAGE COMPANY, INC. 1 3.00% $3,267
Mortgage Research Center, LLC 1 3.88% $5,379
AMERICAN FINANCIAL RESOURCES, INC. 1 2.88% $5,847
City National Bank 1 3.05% $4,253
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 3.25% $2,605
NAVY FEDERAL CREDIT UNION 1 3.75% $3,185
TIAA, FSB 1 2.63% $2,554
Citizens Bank 1 3.13% $3,503
North American Savings Bank, F.S.B. 1 3.13% $4,478
NOVA FINANCIAL & INVESTMENT CORPORATION 1 2.63% $3,410
Paramount Residential Mortgage Group, Inc. 1 2.63% $1,656
AMERICAN FINANCING CORPORATION 1 3.13% $4,663
PENTAGON FEDERAL CREDIT UNION 1 2.88% $4,170
Plains Commerce Bank 1 3.38% $2,022
PLAZA HOME MORTGAGE, INC. 1 2.88% $3,240
PNC Bank 1 3.00% $2,626
Bell Bank 1 3.00% $3,550
Prime Choice Funding Inc. 1 2.75% $3,889
BBVA USA 1 3.50% $3,029
Bank of the West 1 3.13% $5,035
USAA Federal Savings Bank 1 2.88% $6,572
Simmons Bank 1 2.63% $2,391
Ally Bank 1 2.75% $4,369
Affiliated Bank 1 2.88% $3,056
SOVEREIGN LENDING GROUP INCORPORATED 1 3.50% $3,535
First Savings Bank 1 4.13% $13,291
First Internet Bank of Indiana 1 2.88% $4,920
FINANCE OF AMERICA MORTGAGE LLC 1 3.38% $3,230
EVERETT FINANCIAL, INC. 1 3.13% $3,102
GRANITE FEDERAL CREDIT UNION 1 3.38% $2,689
Enterprise Bank & Trust 1 2.88% $3,325
GUILD MORTGAGE COMPANY 1 3.50% $2,879
Happy State Bank 1 3.63% $4,487
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 3.38% $5,232
HOMESIDE FINANCIAL, LLC 1 3.50% $2,694
HOMESTEAD FUNDING CORP. 1 2.75% $3,982
Ixonia Bank 1 2.25% $8,019
DRAPER AND KRAMER MORTGAGE CORP. 1 3.13% $2,640

Ruidoso, NM's 102 lenders originated 1,007 loans during 2021. The total origination value was $255,435,000, with an average loan value of $253,659.

The top Ruidoso lender as defined by loan originations is City Bank, with 86 loans originated. Their average total fees are $4,696, which is $1,263 higher than the next largest lender, Flagstar Bank, FSB.

The lowest fee Ruidoso lenders (with over 10 loans originated) are First American Bank ($2,200), Century Mortgage Company DBA Century Lending Company ($3,010), Flagstar Bank, FSB ($3,433), UNITED WHOLESALE MORTGAGE, LLC ($3,479) and BROKER SOLUTIONS, INC. ($3,490).

The lowest rate Ruidoso lenders (with over 10 loans originated) are Wells Fargo Bank (2.98%), QUICKEN LOANS, LLC (3.05%), BROKER SOLUTIONS, INC. (3.09%), First American Bank (3.12%) and UNITED WHOLESALE MORTGAGE, LLC (3.17%).

Ruidoso, NM Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
City Bank $26,525,000 $28,575,000 7.7% 11.2%
Flagstar Bank, FSB $37,055,000 $27,755,000 -25.1% 10.9%
UNITED WHOLESALE MORTGAGE, LLC $3,810,000 $22,260,000 484.3% 8.7%
QUICKEN LOANS, LLC $16,850,000 $18,365,000 9.0% 7.2%
BROKER SOLUTIONS, INC. $795,000 $11,635,000 1,363.5% 4.6%
Wells Fargo Bank $4,330,000 $9,170,000 111.8% 3.6%
CALIBER HOME LOANS, INC. $6,135,000 $8,205,000 33.7% 3.2%
First American Bank $12,580,000 $6,915,000 -45.0% 2.7%
Century Mortgage Company DBA Century Lending Company $5,830,000 n/a 2.3%
JPMorgan Chase Bank $3,840,000 $4,845,000 26.2% 1.9%
FREEDOM MORTGAGE CORPORATION $3,205,000 $4,205,000 31.2% 1.6%
LOANDEPOT.COM, LLC $4,525,000 $3,465,000 -23.4% 1.4%
Waterstone Mortgage Corporation $770,000 $3,060,000 297.4% 1.2%
Mortgage Research Center, LLC $2,035,000 $2,760,000 35.6% 1.1%
AMCAP MORTGAGE, LTD. $935,000 $2,545,000 172.2% 1.0%
Bank of America $960,000 $2,400,000 150.0% 0.9%
AMERISAVE MORTGAGE CORPORATION $380,000 $2,285,000 501.3% 0.9%
Community National Bank $305,000 $2,240,000 634.4% 0.9%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $470,000 $2,130,000 353.2% 0.8%
First Financial Bank $2,070,000 $2,110,000 1.9% 0.8%
Pioneer Bank $2,345,000 $1,900,000 -19.0% 0.7%
Washington Federal Bank $375,000 $1,890,000 404.0% 0.7%
LRS FINANCIAL NETWORK, INC. $2,965,000 $1,835,000 -38.1% 0.7%
PENNYMAC LOAN SERVICES, LLC $1,005,000 $1,830,000 82.1% 0.7%
Mr. Cooper ( Nationstar Mortgage ) $1,140,000 $1,695,000 48.7% 0.7%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $415,000 $1,670,000 302.4% 0.7%
PRIMARY RESIDENTIAL MORTGAGE, INC. $200,000 $1,585,000 692.5% 0.6%
Morgan Stanley Private Bank $515,000 $1,490,000 189.3% 0.6%
Citizens Bank of Las Cruces $1,035,000 $1,425,000 37.7% 0.6%
First Savings Bank $1,425,000 $1,400,000 -1.8% 0.5%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,245,000 $1,385,000 11.2% 0.5%
First Bank & Trust $3,700,000 $1,365,000 -63.1% 0.5%
NEWREZ LLC $960,000 $1,345,000 40.1% 0.5%
LEGACY MORTGAGE LLC $1,300,000 n/a 0.5%
BETTER MORTGAGE CORPORATION $1,295,000 n/a 0.5%
Prosperity Bank $930,000 $1,285,000 38.2% 0.5%
CERTAINTY HOME LOANS, LLC $1,275,000 n/a 0.5%
21ST MORTGAGE CORPORATION $2,330,000 $1,245,000 -46.6% 0.5%
The Federal Savings Bank $1,235,000 n/a 0.5%
TEXAS TECH $2,080,000 $1,175,000 -43.5% 0.5%
STEARNS LENDING, LLC $10,120,000 $1,135,000 -88.8% 0.4%
BBVA USA $785,000 $1,080,000 37.6% 0.4%
Charles Schwab Bank, SSB $1,080,000 n/a 0.4%
Barrington Bank & Trust Company, N.A. $215,000 $1,070,000 397.7% 0.4%
PLAZA HOME MORTGAGE, INC. $1,065,000 n/a 0.4%
First United Bank and Trust Company $1,040,000 n/a 0.4%
CORNERSTONE HOME LENDING, INC. $985,000 n/a 0.4%
SUN WEST MORTGAGE COMPANY, INC. $955,000 n/a 0.4%
GUARANTEED RATE, INC. $770,000 $865,000 12.3% 0.3%
MICHIGAN MUTUAL, INC. $845,000 n/a 0.3%
Gateway First Bank $1,615,000 $835,000 -48.3% 0.3%
CADENCE LENDING GROUP, INC. $265,000 $830,000 213.2% 0.3%
NEW DAY FINANCIAL, LLC $825,000 $820,000 -0.6% 0.3%
Truist Bank $265,000 $810,000 205.7% 0.3%
Nations Lending Corporation $550,000 $770,000 40.0% 0.3%
Western Commerce Bank $540,000 $760,000 40.7% 0.3%
First United Bank $1,050,000 $730,000 -30.5% 0.3%
USAA Federal Savings Bank $2,450,000 $730,000 -70.2% 0.3%
FirstLight Federal Credit Union $165,000 $710,000 330.3% 0.3%
V.I.P. MORTGAGE, INC. $700,000 n/a 0.3%
CASTLE & COOKE MORTGAGE, LLC $680,000 n/a 0.3%
LENDUS, LLC $680,000 n/a 0.3%
Amarillo National Bank $930,000 $665,000 -28.5% 0.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $850,000 $665,000 -21.8% 0.3%
MOVEMENT MORTGAGE, LLC $265,000 $660,000 149.1% 0.3%
BOKF $495,000 $655,000 32.3% 0.3%
Commerce Home Mortgage, Inc. $105,000 $650,000 519.0% 0.3%
PNC Bank $195,000 $635,000 225.6% 0.2%
PLANET HOME LENDING, LLC $205,000 $630,000 207.3% 0.2%
White Sands Federal Credit Union $1,240,000 $625,000 -49.6% 0.2%
SouthStar Bank, S.S.B. $605,000 n/a 0.2%
CLEARPATH LENDING $405,000 $585,000 44.4% 0.2%
FirstCapital Bank of Texas $585,000 n/a 0.2%
FINANCE OF AMERICA MORTGAGE LLC $565,000 n/a 0.2%
U.S. Bank $95,000 $560,000 489.5% 0.2%
City National Bank $555,000 n/a 0.2%
First Savings Bank $1,425,000 $545,000 -61.8% 0.2%
KELLER MORTGAGE, LLC $530,000 n/a 0.2%
IMPAC MORTGAGE CORP. $525,000 n/a 0.2%
ANGEL OAK HOME LOANS LLC $455,000 $505,000 11.0% 0.2%
NAVY FEDERAL CREDIT UNION $1,185,000 $490,000 -58.6% 0.2%
The First National Bank of Anson $485,000 n/a 0.2%
Prime Choice Funding Inc. $165,000 $475,000 187.9% 0.2%
LOANPAL, LLC $335,000 $470,000 40.3% 0.2%
TIAA, FSB $135,000 $465,000 244.4% 0.2%
NBKC BANK $460,000 n/a 0.2%
Happy State Bank $225,000 $445,000 97.8% 0.2%
LAKEVIEW LOAN SERVICING, LLC $650,000 $445,000 -31.5% 0.2%
LONGBRIDGE FINANCIAL, LLC $445,000 n/a 0.2%
Bank of the West $345,000 $420,000 21.7% 0.2%
SOUTHWEST FUNDING, LP $155,000 $420,000 171.0% 0.2%
CMG MORTGAGE, INC. $1,265,000 $410,000 -67.6% 0.2%
ROYAL UNITED MORTGAGE LLC $205,000 $410,000 100.0% 0.2%
Vantage Bank Texas $405,000 n/a 0.2%
SIWELL, INC. $260,000 $400,000 53.8% 0.2%
Bell Bank $395,000 n/a 0.2%
First State Bank $395,000 n/a 0.2%
HOMESTEAD FUNDING CORP. $385,000 $395,000 2.6% 0.2%
AMERICAN INTERNET MORTGAGE, INC. $390,000 n/a 0.2%
Citizens Bank $385,000 n/a 0.2%
EL PASO AREA TEACHERS $380,000 n/a 0.1%
Loan Simple, Inc. $380,000 n/a 0.1%
EVERETT FINANCIAL, INC. $1,665,000 $375,000 -77.5% 0.1%
FIRST NATIONAL BANK OF WEATHERFORD $375,000 n/a 0.1%
LEADERONE FINANCIAL CORPORATION $375,000 n/a 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $255,000 $375,000 47.1% 0.1%
ZILLOW HOME LOANS, LLC $325,000 $365,000 12.3% 0.1%
TBK BANK, SSB $355,000 n/a 0.1%
Carrington Mortgage Services, LLC $185,000 $350,000 89.2% 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $495,000 $345,000 -30.3% 0.1%
The First National Bank of McGregor $335,000 n/a 0.1%
BAY EQUITY LLC $330,000 n/a 0.1%
Affiliated Bank $325,000 n/a 0.1%
Veritex Community Bank $325,000 n/a 0.1%
American Airlines Federal Credit Union $315,000 n/a 0.1%
Equity Prime Mortgage LLC $315,000 n/a 0.1%
Sunflower Bank $315,000 n/a 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $360,000 $310,000 -13.9% 0.1%
HOME POINT FINANCIAL CORPORATION $1,025,000 $305,000 -70.2% 0.1%
Kirtland Federal Credit Union $55,000 $305,000 454.5% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $105,000 $300,000 185.7% 0.1%
GUILD MORTGAGE COMPANY $300,000 n/a 0.1%
GoPrime Mortgage, Inc. $295,000 n/a 0.1%
MID AMERICA MORTGAGE, INC. $295,000 n/a 0.1%
Ally Bank $1,550,000 $285,000 -81.6% 0.1%
Ixonia Bank $275,000 n/a 0.1%
Paramount Residential Mortgage Group, Inc. $275,000 n/a 0.1%
Simmons Bank $275,000 n/a 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $270,000 n/a 0.1%
ACCELERATE MORTGAGE, LLC $265,000 n/a 0.1%
NP, Inc. $255,000 n/a 0.1%
Flanagan State Bank $195,000 $245,000 25.6% 0.1%
North Dallas Bank & Trust Co. $245,000 n/a 0.1%
First Internet Bank of Indiana $240,000 n/a 0.1%
CALCON MUTUAL MORTGAGE LLC $235,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $290,000 $230,000 -20.7% 0.1%
LENOX FINANCIAL MORTGAGE CORPORATION $215,000 n/a 0.1%
ACADEMY MORTGAGE CORPORATION $205,000 n/a 0.1%
Enterprise Bank & Trust $215,000 $205,000 -4.7% 0.1%
Legend Bank, N.A. $205,000 n/a 0.1%
Colonial Savings, F.A. $310,000 $195,000 -37.1% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $195,000 n/a 0.1%
HOMESIDE FINANCIAL, LLC $195,000 n/a 0.1%
KeyBank $195,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $260,000 $185,000 -28.8% 0.1%
PENTAGON FEDERAL CREDIT UNION $600,000 $185,000 -69.2% 0.1%
Western Bank $185,000 n/a 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $180,000 n/a 0.1%
CROSSCOUNTRY MORTGAGE, LLC $175,000 n/a 0.1%
InterContinental Capital Group, Inc $175,000 n/a 0.1%
North American Savings Bank, F.S.B. $435,000 $165,000 -62.1% 0.1%
NOVA FINANCIAL & INVESTMENT CORPORATION $165,000 n/a 0.1%
TRIAD FINANCIAL SERVICES, INC. $165,000 n/a 0.1%
Amerifirst Financial, Inc. $175,000 $155,000 -11.4% 0.1%
GRANITE FEDERAL CREDIT UNION $155,000 n/a 0.1%
Network Funding, L.P. $505,000 $155,000 -69.3% 0.1%
Plains Commerce Bank $145,000 n/a 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $490,000 $145,000 -70.4% 0.1%
Southwest Bank $460,000 $145,000 -68.5% 0.1%
RELIANCE FIRST CAPITAL, LLC $430,000 $135,000 -68.6% 0.1%
VeraBank $135,000 n/a 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $125,000 n/a 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $125,000 n/a 0.0%
Northpointe Bank $720,000 $125,000 -82.6% 0.0%
Stifel Bank and Trust $125,000 n/a 0.0%
EVOLVE $115,000 $115,000 0.0% 0.0%
First New Mexico Bank, Las Cruces $105,000 n/a 0.0%
STATE EMPLOYEES $25,000 $95,000 280.0% 0.0%
Austin Capital Bank SSB $85,000 n/a 0.0%
AMERICAN ADVISORS GROUP $65,000 n/a 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. $580,000 $65,000 -88.8% 0.0%

Ruidoso's top lender by overall market share is City Bank, with 11.2% market share. In second place, with 10.9%, is Flagstar Bank, FSB, having originated $27,755,000 in loans. In third place, with 8.7%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $22,260,000 in loans. In third place, with 7.2%, is QUICKEN LOANS, LLC, having originated $18,365,000 in loans. In third place, with 4.6%, is BROKER SOLUTIONS, INC., having originated $11,635,000 in loans.


Ruidoso, NM Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 578 $158,400,000 $274,048
Refi 285 $64,685,000 $226,965
Cash Out Refi 116 $24,040,000 $207,241
Other 17 $6,325,000 $372,059
Home Improvement 11 $1,985,000 $180,455

Ruidoso's most frequently cited loan purpose was Home Purchase, with 578 originations. The 2nd most popular reason was Refi, with 285 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 384 $94,950,000 $247,266
2.5-3% 355 $88,545,000 $249,423
<2.5% 166 $48,110,000 $289,819
4-5% 46 $11,410,000 $248,043
5-6% 20 $2,610,000 $130,500
6-7% 7 $565,000 $80,714
7-8% 1 $245,000 $245,000
Over 8% 1 $115,000 $115,000

During 2021, Ruidoso's most frequently originated rate bucket was 3-4%, with 384 originations.

Loan Sizing (Ruidoso, NM MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 436 $119,800,000 $274,771
$100k-200k 355 $54,185,000 $152,634
$400k-600k 111 $52,355,000 $471,667
$100,000 or less 77 $5,745,000 $74,610
$600k-1000k 24 $17,800,000 $741,667
$Over $1MM 4 $5,550,000 $1,387,500

Ruidoso's loan sizing saw the bucket of loans from $200k-400k with 436 originations, totaling $119,800,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 381 $103,815,000 $272,480
60-80% 342 $90,920,000 $265,848
40-60% 170 $35,700,000 $210,000
20-40% 46 $7,780,000 $169,130
Over 100% 11 $3,775,000 $343,182
Under 20% 6 $210,000 $35,000

Ruidoso's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 381 originations, totaling $103,815,000 in origination value.