Carlsbad - Artesia Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Carlsbad - Artesia averaged 5.94% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

The average rate for the prior week (2022-06-16) was 6.01% and one month ago for the week of 2022-05-19, the average rate was 5.48%.

Carlsbad - Artesia's average rate one year ago was 3.17%.

For refis of the same type during the week of 2022-06-23, the average rate was 6.1%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-23 5.81%
Carlsbad - Artesia 30 Year Fixed Rate 2022-06-23 5.94%
Carlsbad - Artesia 30 Year Fixed Rate Refi 2022-06-23 6.1%
Carlsbad - Artesia 15 Year Fixed Rate 2022-06-23 5.23%
Carlsbad - Artesia 15 Year Fixed Rate Refi 2022-06-23 4.9%
Carlsbad - Artesia 30 Year FHA 2022-06-23 0.12%
Carlsbad - Artesia 30 Year FHA Refi 2022-06-23 0.05%
Carlsbad - Artesia 30 Year USDA 2022-06-23 0.27%
Carlsbad - Artesia 30 Year VA 2022-06-23 0.18%
Carlsbad - Artesia 30 Year VA Refi 2022-06-23 -0.15%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Carlsbad-Artesia, NM.

Carlsbad - Artesia Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Carlsbad-Artesia, NM market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 158 3.14% $5,519
Wells Fargo Bank 39 3.15% $3,283
First American Bank 27 3.00% $2,729
PRIMARY RESIDENTIAL MORTGAGE, INC. 23 3.34% $3,823
ACADEMY MORTGAGE CORPORATION 19 3.41% $4,164
LOANDEPOT.COM, LLC 18 3.08% $4,497
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 17 3.32% $3,446
Gateway First Bank 16 3.28% $3,312
AMERISAVE MORTGAGE CORPORATION 16 2.96% $4,983
UNITED WHOLESALE MORTGAGE, LLC 14 3.00% $4,495
BROKER SOLUTIONS, INC. 11 3.06% $5,426
JPMorgan Chase Bank 11 3.06% $2,010
AMCAP MORTGAGE, LTD. 10 3.30% $4,549
Goldwater Bank, N.A. 9 3.19% $3,394
GUILD MORTGAGE COMPANY 9 3.40% $4,854
PREMIA MORTGAGE, LLC 8 3.22% $1,025
PENNYMAC LOAN SERVICES, LLC 8 3.00% $5,312
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 7 3.66% $2,885
CALIBER HOME LOANS, INC. 6 3.02% $2,765
BETTER MORTGAGE CORPORATION 6 3.00% $2,277
Wyndham Capital Mortgage, Inc. 6 3.25% $2,742
FREEDOM MORTGAGE CORPORATION 6 3.10% $3,761
SOUTHWEST FUNDING, LP 6 3.63% $7,150
NEWREZ LLC 5 2.83% $3,156
CMG MORTGAGE, INC. 5 3.45% $5,491
PRIMELENDING, A PLAINSCAPITAL COMPANY 5 3.30% $3,239
FINANCE OF AMERICA MORTGAGE LLC 4 3.84% $3,353
AMERICAN FINANCING CORPORATION 4 2.97% $7,039
CHEVRON 4 2.25% $1,802
CELEBRITY HOME LOANS, LLC 4 3.00% $4,780
Truity Federal Credit Union 3 2.83% $1,836
S1L, Inc. 3 3.16% $5,989
Flagstar Bank, FSB 3 2.78% $4,984
Waterstone Mortgage Corporation 3 3.79% $6,132
MUTUAL OF OMAHA MORTGAGE, INC. 3 2.83% $6,687
LOANPAL, LLC 3 3.04% $4,424
Ally Bank 3 3.42% $2,396
Bank of America 2 2.81% $3,864
AMERICAN INTERNET MORTGAGE, INC. 2 2.88% $3,609
AMERICAN PACIFIC MORTGAGE CORPORATION 2 3.44% $6,627
BOKF 2 3.31% $5,565
Carrington Mortgage Services, LLC 2 3.19% $3,651
DRAPER AND KRAMER MORTGAGE CORP. 2 3.24% $3,570
GUARANTEED RATE AFFINITY, LLC 2 3.00% $1,483
HOMESPIRE MORTGAGE CORPORATION 2 2.88% $3,905
LAKEVIEW LOAN SERVICING, LLC 2 3.32% $5,898
Loan Simple, Inc. 2 3.69% $4,211
MORTGAGE SOLUTIONS OF COLORADO, LLC 2 2.81% $5,626
MOUNTAIN AMERICA 2 2.81% $6,704
MOVEMENT MORTGAGE, LLC 2 2.78% $2,197
Nations Lending Corporation 2 3.19% $9,140
NAVY FEDERAL CREDIT UNION 2 3.75% $3,377
NBKC BANK 2 3.25% $2,993
Paramount Residential Mortgage Group, Inc. 2 2.94% $2,801
RESIDENTIAL BANCORP. 2 3.62% $3,411
ROYAL UNITED MORTGAGE LLC 2 3.69% $6,968
SUN AMERICAN MORTGAGE COMPANY 2 2.63% $3,955
SUN WEST MORTGAGE COMPANY, INC. 2 3.88% $4,948
ADVANCIAL 1 3.50% $4,610
The Central Trust Bank 1 2.88% $3,342
TOP FLITE FINANCIAL, INC. 1 2.88% $4,249
Discover Bank 1 3.99% $0
Truist Bank 1 2.99% $4,972
Axos Bank 1 2.99% $1,380
Arvest Bank 1 3.38% $4,064
CROSSCOUNTRY MORTGAGE, LLC 1 3.25% $3,888
North American Savings Bank, F.S.B. 1 2.63% $4,797
USAA Federal Savings Bank 1 3.50% $3,975
CORNERSTONE HOME LENDING, INC. 1 2.75% $5,230
Plains Commerce Bank 1 2.75% $8,050
PLAZA HOME MORTGAGE, INC. 1 4.25% $4,905
PNC Bank 1 3.00% $4,874
CONTOUR MORTGAGE CORPORATION 1 2.75% $7,329
Commerce Home Mortgage, Inc. 1 3.99% $5,721
CLEARPATH LENDING 1 3.00% $10,658
CHURCHILL MORTGAGE CORPORATION 1 3.50% $3,895
RANLIFE, INC. 1 3.88% $5,568
U.S. Bank 1 2.88% $854
ANGEL OAK HOME LOANS LLC 1 3.38% $3,398
Chicago Mortgage Solutions LLC 1 3.37% $2,300
SECURITYNATIONAL MORTGAGE COMPANY 1 3.88% $6,135
Bethpage Federal Credit Union 1 3.00% $7,566
GUARANTEED RATE, INC. 1 3.00% $8,220
Gate City Bank 1 2.63% $4,866
FLAT BRANCH MORTGAGE, INC. 1 3.25% $3,462
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 3.50% $5,129
HOME POINT FINANCIAL CORPORATION 1 2.49% $9,293
HOMESIDE FINANCIAL, LLC 1 3.13% $4,990
STEARNS LENDING, LLC 1 3.38% $2,767
First United Bank and Trust Company 1 3.25% $2,783
KS StateBank 1 3.00% $4,443
Amarillo National Bank 1 2.75% $3,345
FirstBank 1 3.00% $2,931
EMBRACE HOME LOANS, INC. 1 3.49% $2,670
Sunflower Bank 1 4.99% $7,978
MICHIGAN MUTUAL, INC. 1 3.25% $17,834

Carlsbad-Artesia, NM's 96 lenders originated 1,620 loans during 2021. The total origination value was $337,000,000, with an average loan value of $208,025.

The top Carlsbad - Artesia lender as defined by loan originations is QUICKEN LOANS, LLC, with 158 loans originated. Their average total fees are $5,519, which is $2,236 higher than the next largest lender, Wells Fargo Bank.

The lowest fee Carlsbad - Artesia lenders (with over 10 loans originated) are JPMorgan Chase Bank ($2,010), First American Bank ($2,729), Wells Fargo Bank ($3,283), Gateway First Bank ($3,312) and HIGHLANDS RESIDENTIAL MORTGAGE, LTD. ($3,446).

The lowest rate Carlsbad - Artesia lenders (with over 10 loans originated) are AMERISAVE MORTGAGE CORPORATION (2.96%), First American Bank (3.00%), UNITED WHOLESALE MORTGAGE, LLC (3.00%), JPMorgan Chase Bank (3.06%) and BROKER SOLUTIONS, INC. (3.06%).

Carlsbad-Artesia, NM Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $66,960,000 $70,150,000 4.8% 20.8%
ACADEMY MORTGAGE CORPORATION $14,435,000 $16,250,000 12.6% 4.8%
First American Bank $16,040,000 $15,475,000 -3.5% 4.6%
Western Commerce Bank $22,195,000 $14,770,000 -33.5% 4.4%
Wells Fargo Bank $24,690,000 $13,225,000 -46.4% 3.9%
FREEDOM MORTGAGE CORPORATION $14,635,000 $10,585,000 -27.7% 3.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $8,960,000 $9,805,000 9.4% 2.9%
Gateway First Bank $9,930,000 $9,680,000 -2.5% 2.9%
Mortgage Research Center, LLC $5,600,000 $7,165,000 27.9% 2.1%
LOANDEPOT.COM, LLC $4,765,000 $7,125,000 49.5% 2.1%
WALKER & DUNLOP, LLC $6,825,000 n/a 2.0%
UNITED WHOLESALE MORTGAGE, LLC $3,715,000 $6,705,000 80.5% 2.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $4,290,000 $5,945,000 38.6% 1.8%
AMCAP MORTGAGE, LTD. $7,270,000 $5,805,000 -20.2% 1.7%
AMERISAVE MORTGAGE CORPORATION $3,125,000 $4,930,000 57.8% 1.5%
PENNYMAC LOAN SERVICES, LLC $2,365,000 $4,860,000 105.5% 1.4%
CMG MORTGAGE, INC. $4,155,000 $4,785,000 15.2% 1.4%
BROKER SOLUTIONS, INC. $2,650,000 $4,630,000 74.7% 1.4%
LAKEVIEW LOAN SERVICING, LLC $1,450,000 $4,535,000 212.8% 1.3%
Paramount Residential Mortgage Group, Inc. $520,000 $4,165,000 701.0% 1.2%
JPMorgan Chase Bank $5,525,000 $3,685,000 -33.3% 1.1%
21ST MORTGAGE CORPORATION $6,495,000 $3,545,000 -45.4% 1.1%
Goldwater Bank, N.A. $6,080,000 $3,530,000 -41.9% 1.0%
SOUTHWEST FUNDING, LP $4,105,000 $3,130,000 -23.8% 0.9%
PREMIA MORTGAGE, LLC $7,235,000 $3,005,000 -58.5% 0.9%
Mr. Cooper ( Nationstar Mortgage ) $4,320,000 $2,990,000 -30.8% 0.9%
USAA Federal Savings Bank $3,565,000 $2,685,000 -24.7% 0.8%
PRIMELENDING, A PLAINSCAPITAL COMPANY $2,950,000 $2,640,000 -10.5% 0.8%
CALIBER HOME LOANS, INC. $2,435,000 $2,530,000 3.9% 0.8%
NEWREZ LLC $1,500,000 $2,380,000 58.7% 0.7%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $2,060,000 $2,165,000 5.1% 0.6%
GUILD MORTGAGE COMPANY $1,810,000 $2,160,000 19.3% 0.6%
PLAZA HOME MORTGAGE, INC. $2,050,000 $2,120,000 3.4% 0.6%
BETTER MORTGAGE CORPORATION $1,000,000 $1,930,000 93.0% 0.6%
MID AMERICA MORTGAGE, INC. $1,920,000 n/a 0.6%
NAVY FEDERAL CREDIT UNION $1,380,000 $1,710,000 23.9% 0.5%
SUN WEST MORTGAGE COMPANY, INC. $420,000 $1,710,000 307.1% 0.5%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,910,000 $1,500,000 -21.5% 0.4%
CELEBRITY HOME LOANS, LLC $1,470,000 n/a 0.4%
Wyndham Capital Mortgage, Inc. $1,430,000 n/a 0.4%
AMERICAN FINANCING CORPORATION $235,000 $1,395,000 493.6% 0.4%
Truity Federal Credit Union $1,250,000 $1,355,000 8.4% 0.4%
SOUTHWEST STAGE FUNDING, LLC $2,200,000 $1,350,000 -38.6% 0.4%
Waterstone Mortgage Corporation $2,775,000 $1,325,000 -52.3% 0.4%
VILLAGE CAPITAL & INVESTMENT LLC $1,275,000 $1,290,000 1.2% 0.4%
MOVEMENT MORTGAGE, LLC $870,000 $1,280,000 47.1% 0.4%
CROSSCOUNTRY MORTGAGE, LLC $1,235,000 n/a 0.4%
Flagstar Bank, FSB $275,000 $1,235,000 349.1% 0.4%
First Guaranty Mortgage Corporation $1,055,000 $1,230,000 16.6% 0.4%
Carrington Mortgage Services, LLC $310,000 $1,225,000 295.2% 0.4%
Nations Lending Corporation $620,000 $1,200,000 93.5% 0.4%
AMERICAN PACIFIC MORTGAGE CORPORATION $1,275,000 $1,195,000 -6.3% 0.4%
CHEVRON $930,000 $1,090,000 17.2% 0.3%
The Federal Savings Bank $815,000 $1,065,000 30.7% 0.3%
Ally Bank $510,000 $965,000 89.2% 0.3%
Loan Simple, Inc. $390,000 $960,000 146.2% 0.3%
LOANPAL, LLC $665,000 $950,000 42.9% 0.3%
Neighborhood Loans, Inc. $1,220,000 $950,000 -22.1% 0.3%
Bank of America $1,005,000 $945,000 -6.0% 0.3%
AMERICAN FINANCIAL RESOURCES, INC. $1,355,000 $935,000 -31.0% 0.3%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,970,000 $900,000 -54.3% 0.3%
FINANCE OF AMERICA MORTGAGE LLC $890,000 $890,000 0.0% 0.3%
S1L, Inc. $885,000 n/a 0.3%
HOME POINT FINANCIAL CORPORATION $295,000 $880,000 198.3% 0.3%
Pioneer Bank $3,525,000 $810,000 -77.0% 0.2%
SECURITYNATIONAL MORTGAGE COMPANY $800,000 n/a 0.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,190,000 $795,000 -33.2% 0.2%
KS StateBank $920,000 $780,000 -15.2% 0.2%
MOUNTAIN AMERICA $255,000 $775,000 203.9% 0.2%
HOMESIDE FINANCIAL, LLC $745,000 n/a 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $745,000 n/a 0.2%
NBKC BANK $680,000 $740,000 8.8% 0.2%
Commerce Home Mortgage, Inc. $215,000 $715,000 232.6% 0.2%
GUARANTEED RATE, INC. $135,000 $705,000 422.2% 0.2%
TOP FLITE FINANCIAL, INC. $1,650,000 $690,000 -58.2% 0.2%
MICHIGAN MUTUAL, INC. $695,000 $650,000 -6.5% 0.2%
BOKF $1,085,000 $635,000 -41.5% 0.2%
PENTAGON FEDERAL CREDIT UNION $385,000 $635,000 64.9% 0.2%
Northpointe Bank $620,000 n/a 0.2%
GUARANTEED RATE AFFINITY, LLC $560,000 $610,000 8.9% 0.2%
ZILLOW HOME LOANS, LLC $375,000 $610,000 62.7% 0.2%
NEW DAY FINANCIAL, LLC $1,090,000 $590,000 -45.9% 0.2%
U.S. Bank $330,000 $590,000 78.8% 0.2%
CLEARPATH LENDING $960,000 $580,000 -39.6% 0.2%
Plains Commerce Bank $155,000 $580,000 274.2% 0.2%
RANLIFE, INC. $945,000 $575,000 -39.2% 0.2%
North American Savings Bank, F.S.B. $175,000 $570,000 225.7% 0.2%
HOMESPIRE MORTGAGE CORPORATION $560,000 n/a 0.2%
CHURCHILL MORTGAGE CORPORATION $830,000 $555,000 -33.1% 0.2%
IMPAC MORTGAGE CORP. $530,000 n/a 0.2%
SUN AMERICAN MORTGAGE COMPANY $325,000 $530,000 63.1% 0.2%
EMBRACE HOME LOANS, INC. $185,000 $525,000 183.8% 0.2%
AMERICAN INTERNET MORTGAGE, INC. $520,000 n/a 0.2%
DRAPER AND KRAMER MORTGAGE CORP. $490,000 n/a 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $910,000 $490,000 -46.2% 0.1%
Barrington Bank & Trust Company, N.A. $1,485,000 $440,000 -70.4% 0.1%
ADVANCIAL $415,000 n/a 0.1%
COUNTRYPLACE MORTGAGE, LTD. $410,000 n/a 0.1%
STEARNS LENDING, LLC $1,135,000 $405,000 -64.3% 0.1%
First Federal Bank $385,000 n/a 0.1%
CANOPY MORTGAGE, LLC $375,000 n/a 0.1%
BancFirst $365,000 n/a 0.1%
RESIDENTIAL BANCORP. $360,000 n/a 0.1%
Amerifirst Financial, Inc. $355,000 n/a 0.1%
First United Bank and Trust Company $800,000 $335,000 -58.1% 0.1%
NUSENDA $440,000 $335,000 -23.9% 0.1%
PLANET HOME LENDING, LLC $360,000 $335,000 -6.9% 0.1%
Chicago Mortgage Solutions LLC $330,000 n/a 0.1%
DHI MORTGAGE COMPANY, LTD. $385,000 $325,000 -15.6% 0.1%
PNC Bank $325,000 n/a 0.1%
FLAT BRANCH MORTGAGE, INC. $320,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $365,000 $315,000 -13.7% 0.1%
UNION HOME MORTGAGE CORP. $315,000 n/a 0.1%
HOME FUNDING CORPORATION $1,820,000 $305,000 -83.2% 0.1%
RELIANCE FIRST CAPITAL, LLC $340,000 $305,000 -10.3% 0.1%
Magnolia Bank $575,000 $285,000 -50.4% 0.1%
The Central Trust Bank $285,000 n/a 0.1%
Florida Capital Bank $275,000 $275,000 0.0% 0.1%
Texana Bank $275,000 n/a 0.1%
Axos Bank $265,000 n/a 0.1%
F & M Bank $580,000 $260,000 -55.2% 0.1%
Colonial Savings, F.A. $255,000 n/a 0.1%
Gate City Bank $135,000 $255,000 88.9% 0.1%
Citibank $145,000 $250,000 72.4% 0.1%
FirstBank $245,000 $245,000 0.0% 0.1%
AMERICAN ADVISORS GROUP $55,000 $235,000 327.3% 0.1%
CONTOUR MORTGAGE CORPORATION $285,000 $235,000 -17.5% 0.1%
CORNERSTONE HOME LENDING, INC. $235,000 n/a 0.1%
FIRST COMMUNITY MORTGAGE, INC. $365,000 $225,000 -38.4% 0.1%
InterContinental Capital Group, Inc $195,000 $225,000 15.4% 0.1%
JAMES B. NUTTER & COMPANY $225,000 n/a 0.1%
OCEANSIDE MORTGAGE COMPANY $225,000 n/a 0.1%
Equity Prime Mortgage LLC $215,000 n/a 0.1%
SWBC MORTGAGE CORPORATION $215,000 n/a 0.1%
Discover Bank $445,000 $210,000 -52.8% 0.1%
Low VA Rates, LLC $460,000 $195,000 -57.6% 0.1%
NP, Inc. $185,000 n/a 0.1%
NTFN, INC. $185,000 n/a 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $185,000 n/a 0.1%
Amarillo National Bank $565,000 $175,000 -69.0% 0.1%
Mid-Continent Funding, Inc. $175,000 n/a 0.1%
Sunflower Bank $175,000 n/a 0.1%
The First National Bank of Sonora $175,000 n/a 0.1%
Truist Bank $175,000 n/a 0.1%
Watermark Capital, Inc. $175,000 n/a 0.1%
Arvest Bank $165,000 n/a 0.0%
City Bank $295,000 $155,000 -47.5% 0.0%
Figure Lending LLC $65,000 $145,000 123.1% 0.0%
ANGEL OAK HOME LOANS LLC $550,000 $125,000 -77.3% 0.0%
First Bank & Trust $325,000 $115,000 -64.6% 0.0%
Bethpage Federal Credit Union $105,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $105,000 $105,000 0.0% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $105,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $105,000 n/a 0.0%

Carlsbad - Artesia's top lender by overall market share is QUICKEN LOANS, LLC, with 20.8% market share. In second place, with 4.8%, is ACADEMY MORTGAGE CORPORATION, having originated $16,250,000 in loans. In third place, with 4.6%, is First American Bank, having originated $15,475,000 in loans. In third place, with 4.4%, is Western Commerce Bank, having originated $14,770,000 in loans. In third place, with 3.9%, is Wells Fargo Bank, having originated $13,225,000 in loans.


Carlsbad-Artesia, NM Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 816 $169,790,000 $208,076
Refi 565 $121,975,000 $215,885
Cash Out Refi 221 $43,435,000 $196,538
Other 11 $1,085,000 $98,636
Home Improvement 7 $715,000 $102,143

Carlsbad - Artesia's most frequently cited loan purpose was Home Purchase, with 816 originations. The 2nd most popular reason was Refi, with 565 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 608 $132,450,000 $217,845
3-4% 537 $120,215,000 $223,864
<2.5% 242 $50,870,000 $210,207
4-5% 59 $10,605,000 $179,746
5-6% 52 $2,860,000 $55,000
Over 8% 23 $2,445,000 $106,304
7-8% 13 $1,345,000 $103,462
6-7% 11 $1,265,000 $115,000

During 2021, Carlsbad - Artesia's most frequently originated rate bucket was 2.5-3%, with 608 originations.

Loan Sizing (Carlsbad-Artesia, NM MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 722 $195,960,000 $271,413
$100k-200k 665 $101,835,000 $153,135
$100,000 or less 187 $10,415,000 $55,695
$400k-600k 43 $19,745,000 $459,186
$Over $1MM 2 $8,070,000 $4,035,000
$600k-1000k 1 $975,000 $975,000

Carlsbad - Artesia's loan sizing saw the bucket of loans from $200k-400k with 722 originations, totaling $195,960,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 833 $188,465,000 $226,248
60-80% 393 $82,005,000 $208,664
40-60% 144 $20,900,000 $145,139
Under 20% 59 $535,000 $9,068
20-40% 35 $3,495,000 $99,857
Over 100% 17 $5,645,000 $332,059

Carlsbad - Artesia's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 833 originations, totaling $188,465,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Carlsbad - Artesia (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $179,700 (1.9%) $214,916 (0.9%) 0.00 206
2018-02-01 $185,750 (4.3%) $221,955 (4.5%) 0.00 199
2018-03-01 $185,000 (3.1%) $216,679 (2.1%) 0.00 204
2018-04-01 $197,000 (6.5%) $223,413 (4.9%) 0.00 193
2018-05-01 $214,500 (13.5%) $232,837 (9.0%) 0.00 195
2018-06-01 $210,000 (13.5%) $234,876 (11.6%) 0.00 190
2018-07-01 $205,000 (13.9%) $235,350 (13.0%) 0.00 189
2018-08-01 $199,250 (9.2%) $231,962 (9.6%) 0.00 179
2018-09-01 $229,900 (25.6%) $250,043 (17.5%) 0.00 182
2018-10-01 $230,000 (28.9%) $253,269 (23.2%) 0.00 171
2018-11-01 $225,000 (27.1%) $256,833 (22.2%) 0.00 156
2018-12-01 $225,000 (25.7%) $264,530 (24.7%) 0.00 141
2019-01-01 $226,500 (26.0%) $274,465 (27.7%) 0.00 134
2019-02-01 $230,000 (23.8%) $283,605 (27.8%) 0.00 135
2019-03-01 $227,857 (23.2%) $272,778 (25.9%) 0.00 152
2019-04-01 $227,857 (15.7%) $262,516 (17.5%) 0.00 180
2019-05-01 $264,800 (23.5%) $269,993 (16.0%) 0.00 200
2019-06-01 $265,000 (26.2%) $275,343 (17.2%) 0.00 208
2019-07-01 $269,653 (31.5%) $279,145 (18.6%) 0.00 204
2019-08-01 $271,114 (36.1%) $276,415 (19.2%) 0.00 232
2019-09-01 $273,555 (19.0%) $278,512 (11.4%) 0.00 250
2019-10-01 $274,925 (19.5%) $280,912 (10.9%) 0.00 254
2019-11-01 $275,000 (22.2%) $278,371 (8.4%) 0.00 253
2019-12-01 $278,203 (23.7%) $280,807 (6.2%) 0.00 239
2020-01-01 $275,570 (21.7%) $278,465 (1.5%) 0.00 237
2020-02-01 $283,881 (23.4%) $285,005 (0.5%) 0.00 245
2020-03-01 $286,345 (25.7%) $294,354 (7.9%) 0.00 253
2020-04-01 $286,105 (25.6%) $292,749 (11.5%) 0.00 240
2020-05-01 $282,931 (6.9%) $279,335 (3.5%) 0.00 259
2020-06-01 $275,800 (4.1%) $279,221 (1.4%) 0.00 248
2020-07-01 $262,675 (-2.6%) $276,398 (-1.0%) 0.00 248
2020-08-01 $255,000 (-5.9%) $278,914 (0.9%) 0.00 233
2020-09-01 $256,500 (-6.2%) $276,833 (-0.6%) 0.00 233
2020-10-01 $269,500 (-2.0%) $300,542 (7.0%) 0.00 241
2020-11-01 $265,000 (-3.6%) $299,486 (7.6%) 0.00 238
2020-12-01 $263,000 (-5.5%) $295,806 (5.3%) 0.00 233
2021-01-01 $265,650 (-3.6%) $295,996 (6.3%) 0.00 236
2021-02-01 $235,000 (-17.2%) $281,794 (-1.1%) 0.00 273
2021-03-01 $225,000 (-21.4%) $271,333 (-7.8%) 0.00 287
2021-04-01 $225,000 (-21.4%) $270,533 (-7.6%) 0.00 291
2021-05-01 $234,900 (-17.0%) $273,782 (-2.0%) 0.00 279
2021-06-01 $237,750 (-13.8%) $271,322 (-2.8%) 0.00 261
2021-07-01 $243,750 (-7.2%) $278,521 (0.8%) 0.00 256
2021-08-01 $240,000 (-5.9%) $282,904 (1.4%) 0.00 263
2021-09-01 $239,500 (-6.6%) $295,281 (6.7%) 0.00 254
2021-10-01 $239,000 (-11.3%) $290,836 (-3.2%) 0.00 253
2021-11-01 $239,000 (-9.8%) $288,985 (-3.5%) 0.00 259
2021-12-01 $239,000 (-9.1%) $283,687 (-4.1%) 0.00 235
2022-01-01 $250,000 (-5.9%) $292,192 (-1.3%) 0.00 213
2022-02-01 $251,500 (7.0%) $299,767 (6.4%) 0.00 215
2022-03-01 $259,950 (15.5%) $306,429 (12.9%) 0.00 218
2022-04-01 $250,000 (11.1%) $308,814 (14.2%) 0.00 145
2022-05-01 $244,500 (4.1%) $301,634 (10.2%) 0.00 160
Carlsbad - Artesia's median listing price for 2022-05-01 was $244,500, a difference of $9,600 (4.1%) versus the prior year and $-5,500 versus the prior month.

Carlsbad - Artesia's median listing price comes in at 0% of the national average.

Carlsbad - Artesia's average listing price for 2022-05-01 was $301,634, a difference of $27,852 (10.2%) versus the prior year and $-7,180 versus the prior month.

For the 2022-05-01 period, Carlsbad - Artesia had 160 MLS listings, a difference of 15 listings (10%) versus the prior month and -119 listings (-43%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Carlsbad - Artesia (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,712 sqft
2018-02-01 0 days 1,734 sqft
2018-03-01 0 days 1,728 sqft
2018-04-01 0 days 1,729 sqft
2018-05-01 0 days 1,737 sqft
2018-06-01 0 days 1,737 sqft
2018-07-01 0 days 1,738 sqft
2018-08-01 0 days 1,758 sqft
2018-09-01 0 days 1,794 sqft
2018-10-01 0 days 1,794 sqft
2018-11-01 0 days 1,778 sqft
2018-12-01 0 days 1,785 sqft
2019-01-01 0 days 1,967 sqft
2019-02-01 0 days 2,008 sqft
2019-03-01 0 days 1,937 sqft
2019-04-01 0 days 1,844 sqft
2019-05-01 0 days 1,900 sqft
2019-06-01 0 days 1,934 sqft
2019-07-01 0 days 1,937 sqft
2019-08-01 0 days 1,952 sqft
2019-09-01 0 days 1,959 sqft
2019-10-01 0 days 1,889 sqft
2019-11-01 0 days 1,868 sqft
2019-12-01 0 days 1,885 sqft
2020-01-01 0 days 1,890 sqft
2020-02-01 0 days 2,039 sqft
2020-03-01 0 days 2,041 sqft
2020-04-01 0 days 2,006 sqft
2020-05-01 0 days 1,907 sqft
2020-06-01 0 days 1,900 sqft
2020-07-01 0 days 1,860 sqft
2020-08-01 0 days 1,839 sqft
2020-09-01 0 days 1,824 sqft
2020-10-01 0 days 1,844 sqft
2020-11-01 0 days 1,835 sqft
2020-12-01 0 days 1,837 sqft
2021-01-01 0 days 1,839 sqft
2021-02-01 0 days 1,787 sqft
2021-03-01 0 days 1,760 sqft
2021-04-01 0 days 1,758 sqft
2021-05-01 0 days 1,766 sqft
2021-06-01 0 days 1,787 sqft
2021-07-01 0 days 1,826 sqft
2021-08-01 0 days 1,781 sqft
2021-09-01 0 days 1,781 sqft
2021-10-01 0 days 1,758 sqft
2021-11-01 0 days 1,753 sqft
2021-12-01 0 days 1,744 sqft
2022-01-01 0 days 1,760 sqft
2022-02-01 0 days 1,741 sqft
2022-03-01 0 days 1,748 sqft
2022-04-01 0 days 1,775 sqft
2022-05-01 0 days 1,760 sqft
Carlsbad - Artesia's median listing age (time on market) for 2022-05-01 was 0 days.

Carlsbad - Artesia's median square footage for active listings during the 2022-05-01 period was 1,760 sqft. One year prior, the average listing was 1,766 sqft.