Los Alamos Mortgage Rates & Closing Costs

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  • Trends
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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Los Alamos averaged 6.32% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

    The average rate for the prior week (2025-04-03) was 6.74% and one month ago for the week of 2025-03-06, the average rate was 6.73%.

    Los Alamos's average rate one year ago was 6.52%.

    For refis of the same type during the week of 2025-04-10, the average rate was 6.62%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-10 6.62%
    Los Alamos 30 Year Fixed Rate 2025-04-10 6.32%
    Los Alamos 30 Year Fixed Rate Refi 2025-04-10 6.62%
    Los Alamos 15 Year Fixed Rate 2025-04-10 5.72%
    Los Alamos 15 Year Fixed Rate Refi 2025-04-10 5.92%
    Los Alamos 30 Year FHA 2025-04-10 6.43%
    Los Alamos 30 Year FHA Refi 2025-04-10 6.23%
    Los Alamos 30 Year USDA 2025-04-10 6.35%
    Los Alamos 30 Year USDA Refi 2025-04-10 6.65%
    Los Alamos 30 Year VA 2025-04-10 6.29%
    Los Alamos 30 Year VA Refi 2025-04-10 6.49%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Los Alamos, NM.

    Los Alamos Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Los Alamos, NM market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Waterstone Mortgage Corporation 60 6.73% $8,142
    BOKF 54 6.61% $7,563
    Del Norte Credit Union 31 6.17% $5,099
    QUICKEN LOANS, LLC 21 6.80% $9,442
    Sunflower Bank 17 6.55% $8,156
    UNITED WHOLESALE MORTGAGE, LLC 6 7.08% $9,163
    NAVY FEDERAL CREDIT UNION 5 5.65% $6,115
    PRIMARY RESIDENTIAL MORTGAGE, INC. 5 6.57% $10,243
    Bell Bank 3 6.83% $8,357
    SANDIA LABORATORY 3 6.96% $4,743
    Gateway First Bank 3 6.58% $8,687
    Mr. Cooper ( Nationstar Mortgage ) 3 7.54% $11,963
    NUSENDA 3 6.29% $5,175
    NBKC BANK 3 5.88% $3,583
    Morgan Stanley Private Bank 3 6.12% $3,966
    BETTER MORTGAGE CORPORATION 3 6.17% $5,999
    CMG MORTGAGE, INC. 2 7.12% $8,750
    Ally Bank 2 6.69% $9,862
    Bank of America 2 6.81% $4,753
    GUILD MORTGAGE COMPANY 2 6.81% $7,426
    JPMorgan Chase Bank 2 6.00% $7,385
    PLAZA HOME MORTGAGE, INC. 2 6.75% $6,665
    USAA Federal Savings Bank 2 5.75% $10,965
    U.S. Bank 2 6.75% $4,730
    LOANDEPOT.COM, LLC 1 5.38% $12,170
    FREEDOM MORTGAGE CORPORATION 1 7.25% $11,404
    DIGITAL Federal Credit Union 1 5.50% $10,992
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.75% $13,536
    DHI MORTGAGE COMPANY, LTD. 1 7.00% $5,463
    CROSSCOUNTRY MORTGAGE, LLC 1 6.99% $4,887
    NEWREZ LLC 1 6.99% $3,532
    AAXY L.L.C. 1 6.25% $5,857
    PENNYMAC LOAN SERVICES, LLC 1 6.25% $7,174
    Plains Commerce Bank 1 7.13% $17,489
    AMERISAVE MORTGAGE CORPORATION 1 7.50% $16,155
    Citibank 1 6.75% $13,536
    CALCON MUTUAL MORTGAGE LLC 1 7.49% $9,278
    S1L, Inc. 1 6.63% $11,352
    BROKER SOLUTIONS, INC. 1 6.63% $5,412
    Servion, Inc. 1 7.13% $8,427
    SUMMIT FUNDING, INC. 1 7.63% $4,433
    BMO Harris Bank 1 6.88% $5,238
    The Central Trust Bank 1 5.75% $4,785
    General Mortgage Capital Corporation 1 7.00% $4,419
    GUARANTEED RATE, INC. 1 7.13% $6,346
    UNION HOME MORTGAGE CORP. 1 8.13% $5,342
    Ameris Bank 1 6.88% $2,857
    LAKEVIEW LOAN SERVICING, LLC 1 6.13% $21,813

    Los Alamos Average Closing Costs & Other Stats

    Los Alamos, NM's 48 lenders originated 489 loans during 2024. The total origination value was $191,785,000, with an average loan value of $392,198.

    Los Alamos's average closing costs are $6,291.

    The top Los Alamos lender as defined by loan originations is Waterstone Mortgage Corporation, with 60 loans originated. Their average total fees are $8,142, which is $579 higher than the next largest lender, BOKF.

    The lowest fee Los Alamos lenders (with over 10 loans originated) are Del Norte Credit Union ($5,099), BOKF ($7,563), Waterstone Mortgage Corporation ($8,142), Sunflower Bank ($8,156) and QUICKEN LOANS, LLC ($9,442).

    The lowest rate Los Alamos lenders (with over 10 loans originated) are Del Norte Credit Union (6.17%), Sunflower Bank (6.55%), BOKF (6.61%), Waterstone Mortgage Corporation (6.73%) and QUICKEN LOANS, LLC (6.80%).

    Los Alamos, NM Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    BOKF $19,400,000 $32,950,000 69.8% 17.2%
    Waterstone Mortgage Corporation $26,600,000 $31,825,000 19.6% 16.6%
    Del Norte Credit Union $14,155,000 $16,975,000 19.9% 8.9%
    QUICKEN LOANS, LLC $8,485,000 $12,925,000 52.3% 6.7%
    Sunflower Bank $7,215,000 $11,215,000 55.4% 5.8%
    Enterprise Bank & Trust $5,965,000 $8,230,000 38.0% 4.3%
    UNITED WHOLESALE MORTGAGE, LLC $2,750,000 $6,690,000 143.3% 3.5%
    NAVY FEDERAL CREDIT UNION $5,590,000 $6,655,000 19.1% 3.5%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $4,590,000 $4,495,000 -2.1% 2.3%
    Mortgage Research Center, LLC $2,335,000 $4,245,000 81.8% 2.2%
    FREEDOM MORTGAGE CORPORATION $1,070,000 $3,345,000 212.6% 1.7%
    GUILD MORTGAGE COMPANY $1,690,000 $2,800,000 65.7% 1.5%
    NUSENDA $1,490,000 $2,390,000 60.4% 1.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $565,000 $1,985,000 251.3% 1.0%
    NEWREZ LLC $435,000 $1,955,000 349.4% 1.0%
    NBKC BANK $820,000 $1,890,000 130.5% 1.0%
    SANDIA LABORATORY $2,045,000 $1,855,000 -9.3% 1.0%
    Morgan Stanley Private Bank $565,000 $1,785,000 215.9% 0.9%
    Mr. Cooper ( Nationstar Mortgage ) $565,000 $1,745,000 208.8% 0.9%
    BETTER MORTGAGE CORPORATION $1,010,000 $1,625,000 60.9% 0.8%
    CMG MORTGAGE, INC. $1,615,000 n/a 0.8%
    21ST MORTGAGE CORPORATION $150,000 $1,520,000 913.3% 0.8%
    USAA Federal Savings Bank $890,000 $1,495,000 68.0% 0.8%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $365,000 $1,420,000 289.0% 0.7%
    Bell Bank $4,775,000 $1,335,000 -72.0% 0.7%
    Gateway First Bank $3,550,000 $1,250,000 -64.8% 0.7%
    JPMorgan Chase Bank $1,185,000 $1,145,000 -3.4% 0.6%
    Bank of America $1,105,000 $1,090,000 -1.4% 0.6%
    U.S. Bank $215,000 $1,080,000 402.3% 0.6%
    Citibank $995,000 n/a 0.5%
    Ally Bank $570,000 $970,000 70.2% 0.5%
    CROSSCOUNTRY MORTGAGE, LLC $730,000 $900,000 23.3% 0.5%
    PLAZA HOME MORTGAGE, INC. $880,000 n/a 0.5%
    PENNYMAC LOAN SERVICES, LLC $360,000 $840,000 133.3% 0.4%
    DIGITAL Federal Credit Union $835,000 n/a 0.4%
    BMO Harris Bank $750,000 n/a 0.4%
    PENTAGON FEDERAL CREDIT UNION $2,340,000 $745,000 -68.2% 0.4%
    Wells Fargo Bank $1,135,000 $700,000 -38.3% 0.4%
    LOANDEPOT.COM, LLC $940,000 $690,000 -26.6% 0.4%
    AMERISAVE MORTGAGE CORPORATION $255,000 $655,000 156.9% 0.3%
    CARDINAL FINANCIAL $625,000 $625,000 0.0% 0.3%
    S1L, Inc. $605,000 $625,000 3.3% 0.3%
    LAKEVIEW LOAN SERVICING, LLC $605,000 n/a 0.3%
    Plains Commerce Bank $455,000 $555,000 22.0% 0.3%
    BROKER SOLUTIONS, INC. $545,000 n/a 0.3%
    STATE EMPLOYEES $200,000 $520,000 160.0% 0.3%
    Ameris Bank $515,000 n/a 0.3%
    Nations Lending Corporation $1,200,000 $515,000 -57.1% 0.3%
    The Central Trust Bank $575,000 $505,000 -12.2% 0.3%
    AAXY L.L.C. $495,000 n/a 0.3%
    CALCON MUTUAL MORTGAGE LLC $495,000 n/a 0.3%
    AmeriHome Mortgage Company, LLC $465,000 n/a 0.2%
    Farmers Bank & Trust $325,000 $405,000 24.6% 0.2%
    GUARANTEED RATE, INC. $2,055,000 $405,000 -80.3% 0.2%
    Servion, Inc. $405,000 n/a 0.2%
    DHI MORTGAGE COMPANY, LTD. $395,000 n/a 0.2%
    MEMBER FIRST MORTGAGE, LLC $395,000 n/a 0.2%
    SPRING EQ, LLC $395,000 n/a 0.2%
    Discover Bank $145,000 $365,000 151.7% 0.2%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $325,000 n/a 0.2%
    AMWEST FUNDING CORP. $305,000 n/a 0.2%
    First Federal Bank $305,000 n/a 0.2%
    UNION HOME MORTGAGE CORP. $4,165,000 $285,000 -93.2% 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $280,000 n/a 0.1%
    SUMMIT FUNDING, INC. $525,000 $275,000 -47.6% 0.1%
    DIRECTORS MORTGAGE, INC. $255,000 n/a 0.1%
    DOMINION FINANCIAL SERVICES, LLC $255,000 n/a 0.1%
    General Mortgage Capital Corporation $235,000 n/a 0.1%
    NEW DAY FINANCIAL, LLC $205,000 n/a 0.1%
    Figure Lending LLC $215,000 $200,000 -7.0% 0.1%
    LONGBRIDGE FINANCIAL, LLC $185,000 n/a 0.1%
    Fidelity Bank $545,000 $85,000 -84.4% 0.0%
    TRIAD FINANCIAL SERVICES, INC. $65,000 n/a 0.0%

    Los Alamos's top lender by overall market share is BOKF, with 17.2% market share. In second place, with 16.6%, is Waterstone Mortgage Corporation, having originated $31,825,000 in loans. In third place, with 8.9%, is Del Norte Credit Union, having originated $16,975,000 in loans. In fourth place, with 6.7%, is QUICKEN LOANS, LLC, having originated $12,925,000 in loans. In fifth place, with 5.8%, is Sunflower Bank, having originated $11,215,000 in loans.

    Los Alamos Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Los Alamos (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $426,000 (77.5%) $494,592 (40.0%) 0.00 22
    2018-02-01 $382,250 (30.1%) $403,152 (3.3%) 0.00 23
    2018-03-01 $399,500 (36.7%) $406,050 (4.4%) 0.00 20
    2018-04-01 $353,500 (6.3%) $377,006 (-4.5%) 0.00 23
    2018-05-01 $346,250 (-7.5%) $391,745 (-10.4%) 0.00 19
    2018-06-01 $340,000 (-21.4%) $365,819 (-19.9%) 0.00 25
    2018-07-01 $407,500 (1.9%) $421,461 (1.0%) 0.00 24
    2018-08-01 $398,422 (0.4%) $435,790 (4.7%) 0.00 26
    2018-09-01 $419,500 (15.7%) $415,851 (4.6%) 0.00 26
    2018-10-01 $399,000 (-0.1%) $441,337 (7.2%) 0.00 20
    2018-11-01 $387,625 (-13.3%) $424,587 (-3.6%) 0.00 15
    2018-12-01 $371,000 (-13.1%) $394,990 (-11.7%) 0.00 14
    2019-01-01 $380,000 (-10.8%) $419,115 (-15.3%) 0.00 10
    2019-02-01 $371,500 (-2.8%) $398,380 (-1.2%) 0.00 9
    2019-03-01 $436,764 (9.3%) $430,381 (6.0%) 0.00 8
    2019-04-01 $426,514 (20.7%) $396,992 (5.3%) 0.00 13
    2019-05-01 $378,375 (9.3%) $387,717 (-1.0%) 0.00 17
    2019-06-01 $389,000 (14.4%) $410,627 (12.3%) 0.00 22
    2019-07-01 $395,000 (-3.1%) $425,212 (0.9%) 0.00 19
    2019-08-01 $446,002 (11.9%) $435,685 (0.0%) 0.00 19
    2019-09-01 $440,004 (4.9%) $418,815 (0.7%) 0.00 19
    2019-10-01 $435,348 (9.1%) $407,569 (-7.7%) 0.00 20
    2019-11-01 $411,983 (6.3%) $400,859 (-5.6%) 0.00 12
    2019-12-01 $417,250 (12.5%) $412,158 (4.4%) 0.00 9
    2020-01-01 $371,000 (-2.4%) $383,822 (-8.4%) 0.00 10
    2020-02-01 $397,500 (7.0%) $341,191 (-14.4%) 0.00 8
    2020-03-01 $412,000 (-5.7%) $398,731 (-7.4%) 0.00 11
    2020-04-01 $397,000 (-6.9%) $403,419 (1.6%) 0.00 16
    2020-05-01 $392,000 (3.6%) $435,571 (12.3%) 0.00 15
    2020-06-01 $448,250 (15.2%) $474,401 (15.5%) 0.00 25
    2020-07-01 $459,250 (16.3%) $460,150 (8.2%) 0.00 27
    2020-08-01 $445,000 (-0.2%) $451,151 (3.6%) 0.00 22
    2020-09-01 $541,000 (23.0%) $488,333 (16.6%) 0.00 29
    2020-10-01 $535,000 (22.9%) $493,953 (21.2%) 0.00 23
    2020-11-01 $524,060 (27.2%) $489,733 (22.2%) 0.00 23
    2020-12-01 $499,125 (19.6%) $450,340 (9.3%) 0.00 23
    2021-01-01 $487,000 (31.3%) $461,097 (20.1%) 0.00 17
    2021-02-01 $378,249 (-4.8%) $407,392 (19.4%) 0.00 11
    2021-03-01 $334,750 (-18.8%) $346,938 (-13.0%) 0.00 8
    2021-04-01 $411,500 (3.7%) $416,134 (3.2%) 0.00 7
    2021-05-01 $425,000 (8.4%) $452,716 (3.9%) 0.00 12
    2021-06-01 $476,500 (6.3%) $460,413 (-3.0%) 0.00 9
    2021-07-01 $427,000 (-7.0%) $460,361 (0.1%) 0.00 10
    2021-08-01 $492,000 (10.6%) $510,076 (13.1%) 0.00 10
    2021-09-01 $462,000 (-14.6%) $498,041 (2.0%) 0.00 10
    2021-10-01 $499,000 (-6.7%) $590,072 (19.5%) 0.00 11
    2021-11-01 $434,000 (-17.2%) $472,249 (-3.6%) 0.00 8
    2021-12-01 $382,000 (-23.5%) $430,594 (-4.4%) 0.00 8
    2022-01-01 $490,000 (0.6%) $491,667 (6.6%) 0.00 8
    2022-02-01 $437,500 (15.7%) $464,774 (14.1%) 0.00 5
    2022-03-01 $592,250 (76.9%) $598,825 (72.6%) 0.00 8
    2022-04-01 $572,500 (39.1%) $601,188 (44.5%) 0.00 12
    2022-05-01 $534,950 (25.9%) $551,828 (21.9%) 0.00 14
    2022-06-01 $495,750 (4.0%) $529,409 (15.0%) 0.00 15
    2022-07-01 $549,500 (28.7%) $577,232 (25.4%) 0.00 19
    2022-08-01 $538,500 (9.5%) $587,771 (15.2%) 0.00 22
    2022-09-01 $514,500 (11.4%) $582,732 (17.0%) 0.00 17
    2022-10-01 $657,000 (31.7%) $627,800 (6.4%) 0.00 14
    2022-11-01 $640,000 (47.5%) $654,663 (38.6%) 0.00 10
    2022-12-01 $700,000 (83.3%) $692,735 (60.9%) 0.00 9
    2023-01-01 $665,000 (35.7%) $668,584 (36.0%) 0.00 10
    2023-02-01 $706,250 (61.4%) $669,238 (44.0%) 0.00 10
    2023-03-01 $804,060 (35.8%) $701,448 (17.1%) 0.00 9
    2023-04-01 $750,000 (31.0%) $738,836 (22.9%) 0.00 14
    2023-05-01 $620,250 (16.0%) $651,715 (18.1%) 0.00 16
    2023-06-01 $730,000 (47.3%) $675,852 (27.7%) 0.00 17
    2023-07-01 $712,000 (29.6%) $717,200 (24.3%) 0.00 17
    2023-08-01 $739,500 (37.3%) $733,596 (24.8%) 0.00 22
    2023-09-01 $732,000 (42.3%) $700,206 (20.2%) 0.00 23
    2023-10-01 $738,000 (12.3%) $750,550 (19.6%) 0.00 22
    2023-11-01 $743,500 (16.2%) $793,324 (21.2%) 0.00 24
    2023-12-01 $750,000 (7.1%) $828,093 (19.5%) 0.00 21
    2024-01-01 $795,750 (19.7%) $847,417 (26.8%) 0.00 15
    2024-02-01 $834,500 (18.2%) $859,498 (28.4%) 0.00 13
    2024-03-01 $799,000 (-0.6%) $815,361 (16.2%) 0.00 11
    2024-04-01 $725,000 (-3.3%) $786,079 (6.4%) 0.00 14
    2024-05-01 $667,750 (7.7%) $729,243 (11.9%) 0.00 14
    2024-06-01 $698,000 (-4.4%) $688,083 (1.8%) 0.00 11
    2024-07-01 $659,500 (-7.4%) $692,988 (-3.4%) 0.00 22
    2024-08-01 $630,000 (-14.8%) $673,356 (-8.2%) 0.00 20
    2024-09-01 $684,500 (-6.5%) $715,822 (2.2%) 0.00 32
    2024-10-01 $706,625 (-4.3%) $723,913 (-3.6%) 0.00 36
    2024-11-01 $699,000 (-6.0%) $677,476 (-14.6%) 0.00 43
    2024-12-01 $655,500 (-12.6%) $687,860 (-16.9%) 0.00 44
    2025-01-01 $749,750 (-5.8%) $725,562 (-14.4%) 0.00 39
    2025-02-01 $798,000 (-4.4%) $771,132 (-10.3%) 0.00 36
    2025-03-01 $750,000 (-6.1%) $742,704 (-8.9%) 0.00 49
    Los Alamos's median listing price for 2025-03-01 was $750,000, a difference of $-49,000 (-6.1%) versus the prior year and $-48,000 versus the prior month.

    Los Alamos's median listing price comes in at 0% of the national average.

    Los Alamos's average listing price for 2025-03-01 was $742,704, a difference of $-72,657 (-8.9%) versus the prior year and $-28,428 versus the prior month.

    For the 2025-03-01 period, Los Alamos had 49 MLS listings, a difference of 13 listings (36%) versus the prior month and 38 listings (345%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Los Alamos (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,745 sqft
    2018-02-01 0 days 2,382 sqft
    2018-03-01 0 days 2,338 sqft
    2018-04-01 0 days 2,161 sqft
    2018-05-01 0 days 1,726 sqft
    2018-06-01 0 days 1,895 sqft
    2018-07-01 0 days 2,333 sqft
    2018-08-01 0 days 2,314 sqft
    2018-09-01 0 days 2,473 sqft
    2018-10-01 0 days 2,261 sqft
    2018-11-01 0 days 2,228 sqft
    2018-12-01 0 days 2,068 sqft
    2019-01-01 0 days 2,311 sqft
    2019-02-01 0 days 2,356 sqft
    2019-03-01 0 days 2,511 sqft
    2019-04-01 0 days 2,341 sqft
    2019-05-01 0 days 1,964 sqft
    2019-06-01 0 days 2,409 sqft
    2019-07-01 0 days 2,305 sqft
    2019-08-01 0 days 2,223 sqft
    2019-09-01 0 days 2,038 sqft
    2019-10-01 0 days 1,894 sqft
    2019-11-01 0 days 1,894 sqft
    2019-12-01 0 days 2,103 sqft
    2020-01-01 0 days 1,801 sqft
    2020-02-01 0 days 1,763 sqft
    2020-03-01 0 days 2,011 sqft
    2020-04-01 0 days 1,883 sqft
    2020-05-01 0 days 2,058 sqft
    2020-06-01 0 days 2,228 sqft
    2020-07-01 0 days 2,190 sqft
    2020-08-01 0 days 2,195 sqft
    2020-09-01 0 days 2,312 sqft
    2020-10-01 0 days 2,300 sqft
    2020-11-01 0 days 2,371 sqft
    2020-12-01 0 days 2,248 sqft
    2021-01-01 0 days 2,300 sqft
    2021-02-01 0 days 1,792 sqft
    2021-03-01 0 days 1,534 sqft
    2021-04-01 0 days 1,965 sqft
    2021-05-01 0 days 2,009 sqft
    2021-06-01 0 days 1,952 sqft
    2021-07-01 0 days 1,779 sqft
    2021-08-01 0 days 2,031 sqft
    2021-09-01 0 days 2,048 sqft
    2021-10-01 0 days 2,349 sqft
    2021-11-01 0 days 1,949 sqft
    2021-12-01 0 days 1,755 sqft
    2022-01-01 0 days 1,917 sqft
    2022-02-01 0 days 1,771 sqft
    2022-03-01 0 days 2,580 sqft
    2022-04-01 0 days 2,292 sqft
    2022-05-01 0 days 2,141 sqft
    2022-06-01 0 days 1,908 sqft
    2022-07-01 0 days 2,002 sqft
    2022-08-01 0 days 2,230 sqft
    2022-09-01 0 days 2,022 sqft
    2022-10-01 0 days 2,479 sqft
    2022-11-01 0 days 2,359 sqft
    2022-12-01 0 days 2,284 sqft
    2023-01-01 0 days 2,293 sqft
    2023-02-01 0 days 2,229 sqft
    2023-03-01 0 days 2,470 sqft
    2023-04-01 0 days 2,344 sqft
    2023-05-01 0 days 2,173 sqft
    2023-06-01 0 days 2,427 sqft
    2023-07-01 0 days 2,470 sqft
    2023-08-01 0 days 2,528 sqft
    2023-09-01 0 days 2,509 sqft
    2023-10-01 0 days 2,640 sqft
    2023-11-01 0 days 2,463 sqft
    2023-12-01 0 days 2,585 sqft
    2024-01-01 0 days 2,497 sqft
    2024-02-01 0 days 2,777 sqft
    2024-03-01 0 days 2,432 sqft
    2024-04-01 0 days 2,420 sqft
    2024-05-01 0 days 2,051 sqft
    2024-06-01 0 days 2,267 sqft
    2024-07-01 0 days 2,265 sqft
    2024-08-01 0 days 2,252 sqft
    2024-09-01 0 days 2,383 sqft
    2024-10-01 0 days 2,423 sqft
    2024-11-01 0 days 2,296 sqft
    2024-12-01 0 days 2,164 sqft
    2025-01-01 0 days 2,322 sqft
    2025-02-01 0 days 2,260 sqft
    2025-03-01 0 days 2,244 sqft
    Los Alamos's median listing age (time on market) for 2025-03-01 was 0 days.

    Los Alamos's median square footage for active listings during the 2025-03-01 period was 2,244 sqft. One year prior, the average listing was 2,432 sqft.

    Los Alamos, NM Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 341 $150,325,000 $440,836
    Cash Out Refi 52 $14,700,000 $282,692
    Refi 36 $17,950,000 $498,611
    Other 32 $5,360,000 $167,500
    Home Improvement 28 $3,450,000 $123,214

    Los Alamos's most frequently cited loan purpose was Home Purchase, with 341 originations. The 2nd most popular reason was Cash Out Refi, with 52 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 219 $99,805,000 $455,731
    5-6% 87 $41,215,000 $473,736
    7-8% 80 $30,910,000 $386,375
    Over 8% 61 $7,315,000 $119,918
    4-5% 14 $3,300,000 $235,714
    <2.5% 10 $150,000 $15,000
    3-4% 1 $605,000 $605,000
    2.5-3% 1 $255,000 $255,000

    During 2024, Los Alamos's most frequently originated rate bucket was 6-7%, with 219 originations.

    Loan Sizing (Los Alamos, NM MSA)

    Loan Size Originations Total Value Average Loan
    $400k-600k 144 $70,930,000 $492,569
    $200k-400k 134 $42,250,000 $315,299
    $600k-1000k 94 $66,950,000 $712,234
    $100,000 or less 75 $3,375,000 $45,000
    $100k-200k 40 $5,980,000 $149,500
    $Over $1MM 2 $2,300,000 $1,150,000

    Los Alamos's loan sizing saw the bucket of loans from $400k-600k with 144 originations, totaling $70,930,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 200 $100,800,000 $504,000
    60-80% 113 $51,125,000 $452,434
    Under 20% 68 $3,520,000 $51,765
    40-60% 36 $13,190,000 $366,389
    20-40% 34 $6,670,000 $196,176
    Over 100% 3 $2,495,000 $831,667

    Los Alamos's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 200 originations, totaling $100,800,000 in origination value.