Los Alamos Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Los Alamos averaged
7.07%
for the week of 2023-09-21, compared to the national average of
7.19% for the same period.
The average rate for the prior week (2023-09-14) was
6.66% and
one month ago for the week of 2023-08-17, the
average rate was 6.57%.
Los Alamos's average rate one year ago was 5.6%.
For refis of the same type during the week of 2023-09-21, the average rate
was 7.59%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-09-21 | 7.19% |
Los Alamos 30 Year Fixed Rate | 2023-09-21 | 7.07% |
Los Alamos 30 Year Fixed Rate Refi | 2023-09-21 | 7.59% |
Los Alamos 15 Year Fixed Rate | 2023-09-21 | 6.44% |
Los Alamos 15 Year Fixed Rate Refi | 2023-09-21 | 7.14% |
Los Alamos 30 Year FHA | 2023-09-21 | 7.24% |
Los Alamos 30 Year FHA Refi | 2023-09-21 | 6.94% |
Los Alamos 30 Year USDA | 2023-09-21 | 7.12% |
Los Alamos 30 Year USDA Refi | 2023-09-21 | 7.02% |
Los Alamos 30 Year VA | 2023-09-21 | 7.02% |
Los Alamos 30 Year VA Refi | 2023-09-21 | 6.82% |
Los Alamos Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Los Alamos, NM market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Los Alamos Average Closing Costs & Other Stats
Los Alamos, NM's 67 lenders originated 617
loans during 2022. The total origination value was $211,275,000, with an average loan value of
$342,423.
Los Alamos's average closing costs are $5,673.
The top Los Alamos lender as defined by loan originations is Waterstone Mortgage Corporation, with
50 loans originated. Their average total fees are
$8,562, which is $2,670
higher than the next largest lender,
Sunflower Bank.
The lowest fee Los Alamos lenders (with over 10 loans originated) are
Enterprise Bank & Trust ($4,688), Del Norte Credit Union ($4,710), Sunflower Bank ($5,892), UNION HOME MORTGAGE CORP. ($6,148) and BOKF ($6,175).
The lowest rate Los Alamos lenders (with over 10 loans originated) are
Enterprise Bank & Trust (4.52%), Del Norte Credit Union (4.69%), Sunflower Bank (4.81%), Waterstone Mortgage Corporation (5.05%) and QUICKEN LOANS, LLC (5.12%).
Los Alamos, NM Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
Waterstone Mortgage Corporation | $23,990,000 | $28,440,000 | 18.5% | 13.5% |
Sunflower Bank | $36,485,000 | $20,885,000 | -42.8% | 9.9% |
Del Norte Credit Union | $15,875,000 | $18,595,000 | 17.1% | 8.8% |
QUICKEN LOANS, LLC | $31,530,000 | $15,840,000 | -49.8% | 7.5% |
Enterprise Bank & Trust | $22,150,000 | $14,855,000 | -32.9% | 7.0% |
BOKF | $935,000 | $14,025,000 | 1,400.0% | 6.6% |
UNION HOME MORTGAGE CORP. | $475,000 | $7,810,000 | 1,544.2% | 3.7% |
Gateway First Bank | $37,030,000 | $5,855,000 | -84.2% | 2.8% |
Mortgage Research Center, LLC | $2,940,000 | $5,395,000 | 83.5% | 2.6% |
NAVY FEDERAL CREDIT UNION | $6,410,000 | $4,730,000 | -26.2% | 2.2% |
Washington Federal Bank | $7,555,000 | $3,755,000 | -50.3% | 1.8% |
UNITED WHOLESALE MORTGAGE, LLC | $4,890,000 | $3,475,000 | -28.9% | 1.6% |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $5,930,000 | $3,315,000 | -44.1% | 1.6% |
Arbor Realty Trust, Inc. | $2,930,000 | n/a | 1.4% | |
GUILD MORTGAGE COMPANY | $1,455,000 | $2,545,000 | 74.9% | 1.2% |
PENNYMAC LOAN SERVICES, LLC | $5,110,000 | $2,275,000 | -55.5% | 1.1% |
USAA Federal Savings Bank | $2,615,000 | $2,105,000 | -19.5% | 1.0% |
Bank of America | $2,380,000 | $2,070,000 | -13.0% | 1.0% |
Mr. Cooper ( Nationstar Mortgage ) | $6,065,000 | $1,920,000 | -68.3% | 0.9% |
LOANDEPOT.COM, LLC | $13,655,000 | $1,915,000 | -86.0% | 0.9% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,585,000 | n/a | 0.8% | |
LEGACY MORTGAGE LLC | $2,305,000 | $1,395,000 | -39.5% | 0.7% |
SANDIA LABORATORY | $1,320,000 | n/a | 0.6% | |
AMERISAVE MORTGAGE CORPORATION | $7,165,000 | $1,290,000 | -82.0% | 0.6% |
Bell Bank | $1,390,000 | $1,170,000 | -15.8% | 0.6% |
Morgan Stanley Private Bank | $175,000 | $1,140,000 | 551.4% | 0.5% |
NUSENDA | $910,000 | $1,125,000 | 23.6% | 0.5% |
Wells Fargo Bank | $5,740,000 | $1,125,000 | -80.4% | 0.5% |
The Union Bank Company | $1,100,000 | n/a | 0.5% | |
FREEDOM MORTGAGE CORPORATION | $14,045,000 | $1,060,000 | -92.5% | 0.5% |
KeyBank | $1,060,000 | n/a | 0.5% | |
PLAZA HOME MORTGAGE, INC. | $205,000 | $1,035,000 | 404.9% | 0.5% |
U.S. Bank | $3,250,000 | $1,010,000 | -68.9% | 0.5% |
JPMorgan Chase Bank | $3,275,000 | $985,000 | -69.9% | 0.5% |
The Federal Savings Bank | $665,000 | $950,000 | 42.9% | 0.4% |
21ST MORTGAGE CORPORATION | $335,000 | $930,000 | 177.6% | 0.4% |
First Bank & Trust | $195,000 | $890,000 | 356.4% | 0.4% |
FINANCE OF AMERICA MORTGAGE LLC | $2,805,000 | $835,000 | -70.2% | 0.4% |
Fidelity Bank | $3,810,000 | $820,000 | -78.5% | 0.4% |
AAXY L.L.C. | $1,295,000 | $750,000 | -42.1% | 0.4% |
Century Mortgage Company DBA Century Lending Company | $745,000 | n/a | 0.4% | |
Barrington Bank & Trust Company, N.A. | $720,000 | n/a | 0.3% | |
ZILLOW HOME LOANS, LLC | $1,330,000 | $720,000 | -45.9% | 0.3% |
Plains Commerce Bank | $2,130,000 | $715,000 | -66.4% | 0.3% |
CALIBER HOME LOANS, INC. | $985,000 | $710,000 | -27.9% | 0.3% |
ANGEL OAK HOME LOANS LLC | $705,000 | n/a | 0.3% | |
Neighborhood Loans, Inc. | $680,000 | n/a | 0.3% | |
Nations Lending Corporation | $145,000 | $640,000 | 341.4% | 0.3% |
MUTUAL OF OMAHA MORTGAGE, INC. | $3,335,000 | $635,000 | -81.0% | 0.3% |
GUARANTEED RATE, INC. | $460,000 | $630,000 | 37.0% | 0.3% |
TRIAD FINANCIAL SERVICES, INC. | $510,000 | $625,000 | 22.5% | 0.3% |
CHURCHILL MORTGAGE CORPORATION | $605,000 | n/a | 0.3% | |
BETTER MORTGAGE CORPORATION | $15,160,000 | $595,000 | -96.1% | 0.3% |
FirstBank | $255,000 | $590,000 | 131.4% | 0.3% |
FBC MORTGAGE, LLC | $575,000 | n/a | 0.3% | |
RELIANCE FIRST CAPITAL, LLC | $570,000 | n/a | 0.3% | |
Raymond James Bank | $565,000 | n/a | 0.3% | |
AMCAP MORTGAGE, LTD. | $555,000 | n/a | 0.3% | |
BNC National Bank | $555,000 | n/a | 0.3% | |
BAY EQUITY LLC | $755,000 | $535,000 | -29.1% | 0.3% |
AMERICAN ADVISORS GROUP | $525,000 | n/a | 0.2% | |
Sierra Pacific Mortgage Company, Inc. | $495,000 | n/a | 0.2% | |
Zions Bancorporation, N.A. | $465,000 | n/a | 0.2% | |
Commerce Home Mortgage, Inc. | $455,000 | n/a | 0.2% | |
NBKC BANK | $1,285,000 | $435,000 | -66.1% | 0.2% |
HOMESIDE FINANCIAL, LLC | $430,000 | n/a | 0.2% | |
Truist | $125,000 | $430,000 | 244.0% | 0.2% |
The Huntington National Bank | $425,000 | n/a | 0.2% | |
Ameris Bank | $405,000 | n/a | 0.2% | |
City National Bank | $405,000 | n/a | 0.2% | |
UNIVERSAL LENDING CORPORATION | $405,000 | n/a | 0.2% | |
DAS Acquisition Company, LLC | $395,000 | n/a | 0.2% | |
LAKEVIEW LOAN SERVICING, LLC | $1,050,000 | $390,000 | -62.9% | 0.2% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $385,000 | n/a | 0.2% | |
Regent Bank | $375,000 | n/a | 0.2% | |
Chicago Mortgage Solutions LLC | $365,000 | n/a | 0.2% | |
CMG MORTGAGE, INC. | $530,000 | $365,000 | -31.1% | 0.2% |
PENTAGON FEDERAL CREDIT UNION | $1,335,000 | $365,000 | -72.7% | 0.2% |
Discover Bank | $135,000 | $360,000 | 166.7% | 0.2% |
NEWREZ LLC | $2,385,000 | $360,000 | -84.9% | 0.2% |
STATE EMPLOYEES | $515,000 | $355,000 | -31.1% | 0.2% |
KELLER MORTGAGE, LLC | $345,000 | n/a | 0.2% | |
WESCOM CENTRAL CREDIT UNION | $345,000 | n/a | 0.2% | |
SPRING EQ, LLC | $185,000 | $330,000 | 78.4% | 0.2% |
CHERRY CREEK MORTGAGE, LLC | $700,000 | $315,000 | -55.0% | 0.1% |
TOP FLITE FINANCIAL, INC. | $315,000 | n/a | 0.1% | |
BMO Harris Bank | $355,000 | $305,000 | -14.1% | 0.1% |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $285,000 | n/a | 0.1% | |
EMBRACE HOME LOANS, INC. | $330,000 | $275,000 | -16.7% | 0.1% |
HOMETRUST MORTGAGE COMPANY | $255,000 | n/a | 0.1% | |
Kirtland Federal Credit Union | $285,000 | $255,000 | -10.5% | 0.1% |
New Mexico Bank & Trust | $680,000 | $235,000 | -65.4% | 0.1% |
CROSSCOUNTRY MORTGAGE, LLC | $225,000 | n/a | 0.1% | |
First Internet Bank of Indiana | $225,000 | $215,000 | -4.4% | 0.1% |
First New Mexico Bank, Las Cruces | $215,000 | n/a | 0.1% | |
LOANPAL, LLC | $835,000 | $205,000 | -75.4% | 0.1% |
BROKER SOLUTIONS, INC. | $3,350,000 | $185,000 | -94.5% | 0.1% |
Hometown Equity Mortgage, LLC | $165,000 | n/a | 0.1% | |
PNC Bank | $125,000 | $155,000 | 24.0% | 0.1% |
Figure Lending LLC | $35,000 | $120,000 | 242.9% | 0.1% |
CHEVRON | $115,000 | n/a | 0.1% | |
MOUNTAIN AMERICA | $205,000 | $100,000 | -51.2% | 0.0% |
CALCON MUTUAL MORTGAGE LLC | $440,000 | $75,000 | -83.0% | 0.0% |
DELMAR FINANCIAL COMPANY | $65,000 | n/a | 0.0% |
Los Alamos's top lender by overall market share is Waterstone Mortgage Corporation, with 13.5% market share. In second place, with 9.9%, is Sunflower Bank, having originated $20,885,000 in loans. In third place, with 8.8%, is Del Norte Credit Union, having originated $18,595,000 in loans. In fourth place, with 7.5%, is QUICKEN LOANS, LLC, having originated $15,840,000 in loans. In fifth place, with 7.0%, is Enterprise Bank & Trust, having originated $14,855,000 in loans.
Los Alamos Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Los Alamos (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $426,000 (77.5%) | $494,592 (40.0%) | 0.00 | 22 |
2018-02-01 | $382,250 (30.1%) | $403,152 (3.3%) | 0.00 | 23 |
2018-03-01 | $399,500 (36.7%) | $406,050 (4.4%) | 0.00 | 20 |
2018-04-01 | $353,500 (6.3%) | $377,006 (-4.5%) | 0.00 | 23 |
2018-05-01 | $346,250 (-7.5%) | $391,745 (-10.4%) | 0.00 | 19 |
2018-06-01 | $340,000 (-21.4%) | $365,819 (-19.9%) | 0.00 | 25 |
2018-07-01 | $407,500 (1.9%) | $421,461 (1.0%) | 0.00 | 24 |
2018-08-01 | $398,422 (0.4%) | $435,790 (4.7%) | 0.00 | 26 |
2018-09-01 | $419,500 (15.7%) | $415,851 (4.6%) | 0.00 | 26 |
2018-10-01 | $399,000 (-0.1%) | $441,337 (7.2%) | 0.00 | 20 |
2018-11-01 | $387,625 (-13.3%) | $424,587 (-3.6%) | 0.00 | 15 |
2018-12-01 | $371,000 (-13.1%) | $394,990 (-11.7%) | 0.00 | 14 |
2019-01-01 | $380,000 (-10.8%) | $419,115 (-15.3%) | 0.00 | 10 |
2019-02-01 | $371,500 (-2.8%) | $398,380 (-1.2%) | 0.00 | 9 |
2019-03-01 | $436,764 (9.3%) | $430,381 (6.0%) | 0.00 | 8 |
2019-04-01 | $426,514 (20.7%) | $396,992 (5.3%) | 0.00 | 13 |
2019-05-01 | $378,375 (9.3%) | $387,717 (-1.0%) | 0.00 | 17 |
2019-06-01 | $389,000 (14.4%) | $410,627 (12.3%) | 0.00 | 22 |
2019-07-01 | $395,000 (-3.1%) | $425,212 (0.9%) | 0.00 | 19 |
2019-08-01 | $446,002 (11.9%) | $435,685 (0.0%) | 0.00 | 19 |
2019-09-01 | $440,004 (4.9%) | $418,815 (0.7%) | 0.00 | 19 |
2019-10-01 | $435,348 (9.1%) | $407,569 (-7.7%) | 0.00 | 20 |
2019-11-01 | $411,983 (6.3%) | $400,859 (-5.6%) | 0.00 | 12 |
2019-12-01 | $417,250 (12.5%) | $412,158 (4.4%) | 0.00 | 9 |
2020-01-01 | $371,000 (-2.4%) | $383,822 (-8.4%) | 0.00 | 10 |
2020-02-01 | $397,500 (7.0%) | $341,191 (-14.4%) | 0.00 | 8 |
2020-03-01 | $412,000 (-5.7%) | $398,731 (-7.4%) | 0.00 | 11 |
2020-04-01 | $397,000 (-6.9%) | $403,419 (1.6%) | 0.00 | 16 |
2020-05-01 | $392,000 (3.6%) | $435,571 (12.3%) | 0.00 | 15 |
2020-06-01 | $448,250 (15.2%) | $474,401 (15.5%) | 0.00 | 25 |
2020-07-01 | $459,250 (16.3%) | $460,150 (8.2%) | 0.00 | 27 |
2020-08-01 | $445,000 (-0.2%) | $451,151 (3.6%) | 0.00 | 22 |
2020-09-01 | $541,000 (23.0%) | $488,333 (16.6%) | 0.00 | 29 |
2020-10-01 | $535,000 (22.9%) | $493,953 (21.2%) | 0.00 | 23 |
2020-11-01 | $524,060 (27.2%) | $489,733 (22.2%) | 0.00 | 23 |
2020-12-01 | $499,125 (19.6%) | $450,340 (9.3%) | 0.00 | 23 |
2021-01-01 | $487,000 (31.3%) | $461,097 (20.1%) | 0.00 | 17 |
2021-02-01 | $378,249 (-4.8%) | $407,392 (19.4%) | 0.00 | 11 |
2021-03-01 | $334,750 (-18.8%) | $346,938 (-13.0%) | 0.00 | 8 |
2021-04-01 | $411,500 (3.7%) | $416,134 (3.2%) | 0.00 | 7 |
2021-05-01 | $425,000 (8.4%) | $452,716 (3.9%) | 0.00 | 12 |
2021-06-01 | $476,500 (6.3%) | $460,413 (-3.0%) | 0.00 | 9 |
2021-07-01 | $427,000 (-7.0%) | $460,361 (0.1%) | 0.00 | 10 |
2021-08-01 | $492,000 (10.6%) | $510,076 (13.1%) | 0.00 | 10 |
2021-09-01 | $462,000 (-14.6%) | $498,041 (2.0%) | 0.00 | 10 |
2021-10-01 | $499,000 (-6.7%) | $590,072 (19.5%) | 0.00 | 11 |
2021-11-01 | $434,000 (-17.2%) | $472,249 (-3.6%) | 0.00 | 8 |
2021-12-01 | $382,000 (-23.5%) | $430,594 (-4.4%) | 0.00 | 8 |
2022-01-01 | $490,000 (0.6%) | $491,667 (6.6%) | 0.00 | 8 |
2022-02-01 | $437,500 (15.7%) | $464,774 (14.1%) | 0.00 | 5 |
2022-03-01 | $592,250 (76.9%) | $598,825 (72.6%) | 0.00 | 8 |
2022-04-01 | $572,500 (39.1%) | $601,188 (44.5%) | 0.00 | 12 |
2022-05-01 | $534,950 (25.9%) | $551,828 (21.9%) | 0.00 | 14 |
2022-06-01 | $495,750 (4.0%) | $529,409 (15.0%) | 0.00 | 15 |
2022-07-01 | $562,250 (31.7%) | $593,389 (28.9%) | 0.00 | 18 |
2022-08-01 | $538,500 (9.5%) | $587,771 (15.2%) | 0.00 | 22 |
2022-09-01 | $514,500 (11.4%) | $582,732 (17.0%) | 0.00 | 17 |
2022-10-01 | $657,000 (31.7%) | $627,800 (6.4%) | 0.00 | 14 |
2022-11-01 | $640,000 (47.5%) | $654,663 (38.6%) | 0.00 | 10 |
2022-12-01 | $700,000 (83.3%) | $692,735 (60.9%) | 0.00 | 9 |
2023-01-01 | $665,000 (35.7%) | $668,584 (36.0%) | 0.00 | 10 |
2023-02-01 | $706,250 (61.4%) | $669,238 (44.0%) | 0.00 | 10 |
2023-03-01 | $804,060 (35.8%) | $701,448 (17.1%) | 0.00 | 9 |
2023-04-01 | $750,000 (31.0%) | $738,836 (22.9%) | 0.00 | 14 |
2023-05-01 | $620,250 (16.0%) | $651,715 (18.1%) | 0.00 | 16 |
2023-06-01 | $730,000 (47.3%) | $675,852 (27.7%) | 0.00 | 17 |
2023-07-01 | $712,000 (26.6%) | $717,200 (20.9%) | 0.00 | 17 |
2023-08-01 | $739,500 (37.3%) | $733,596 (24.8%) | 0.00 | 22 |
Los Alamos's median listing price comes in at 0% of the national average.
Los Alamos's average listing price for 2023-08-01 was $733,596, a difference of $145,825 (24.8%) versus the prior year and $16,396 versus the prior month.
For the 2023-08-01 period, Los Alamos had 22 MLS listings, a difference of 5 listings (29%) versus the prior month and 0 listings (0%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Los Alamos (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 2,745 sqft |
2018-02-01 | 0 days | 2,382 sqft |
2018-03-01 | 0 days | 2,338 sqft |
2018-04-01 | 0 days | 2,161 sqft |
2018-05-01 | 0 days | 1,726 sqft |
2018-06-01 | 0 days | 1,895 sqft |
2018-07-01 | 0 days | 2,333 sqft |
2018-08-01 | 0 days | 2,314 sqft |
2018-09-01 | 0 days | 2,473 sqft |
2018-10-01 | 0 days | 2,289 sqft |
2018-11-01 | 0 days | 2,228 sqft |
2018-12-01 | 0 days | 2,068 sqft |
2019-01-01 | 0 days | 2,311 sqft |
2019-02-01 | 0 days | 2,356 sqft |
2019-03-01 | 0 days | 2,511 sqft |
2019-04-01 | 0 days | 2,341 sqft |
2019-05-01 | 0 days | 1,964 sqft |
2019-06-01 | 0 days | 2,409 sqft |
2019-07-01 | 0 days | 2,304 sqft |
2019-08-01 | 0 days | 2,223 sqft |
2019-09-01 | 0 days | 2,038 sqft |
2019-10-01 | 0 days | 1,894 sqft |
2019-11-01 | 0 days | 1,894 sqft |
2019-12-01 | 0 days | 2,103 sqft |
2020-01-01 | 0 days | 1,801 sqft |
2020-02-01 | 0 days | 1,763 sqft |
2020-03-01 | 0 days | 2,011 sqft |
2020-04-01 | 0 days | 1,883 sqft |
2020-05-01 | 0 days | 2,058 sqft |
2020-06-01 | 0 days | 2,215 sqft |
2020-07-01 | 0 days | 2,190 sqft |
2020-08-01 | 0 days | 2,195 sqft |
2020-09-01 | 0 days | 2,312 sqft |
2020-10-01 | 0 days | 2,300 sqft |
2020-11-01 | 0 days | 2,371 sqft |
2020-12-01 | 0 days | 2,248 sqft |
2021-01-01 | 0 days | 2,300 sqft |
2021-02-01 | 0 days | 1,792 sqft |
2021-03-01 | 0 days | 1,534 sqft |
2021-04-01 | 0 days | 1,965 sqft |
2021-05-01 | 0 days | 2,009 sqft |
2021-06-01 | 0 days | 1,952 sqft |
2021-07-01 | 0 days | 1,779 sqft |
2021-08-01 | 0 days | 2,031 sqft |
2021-09-01 | 0 days | 2,048 sqft |
2021-10-01 | 0 days | 2,349 sqft |
2021-11-01 | 0 days | 1,949 sqft |
2021-12-01 | 0 days | 1,755 sqft |
2022-01-01 | 0 days | 1,917 sqft |
2022-02-01 | 0 days | 1,771 sqft |
2022-03-01 | 0 days | 2,580 sqft |
2022-04-01 | 0 days | 2,292 sqft |
2022-05-01 | 0 days | 2,141 sqft |
2022-06-01 | 0 days | 1,908 sqft |
2022-07-01 | 0 days | 2,078 sqft |
2022-08-01 | 0 days | 2,230 sqft |
2022-09-01 | 0 days | 2,022 sqft |
2022-10-01 | 0 days | 2,479 sqft |
2022-11-01 | 0 days | 2,359 sqft |
2022-12-01 | 0 days | 2,284 sqft |
2023-01-01 | 0 days | 2,293 sqft |
2023-02-01 | 0 days | 2,229 sqft |
2023-03-01 | 0 days | 2,470 sqft |
2023-04-01 | 0 days | 2,344 sqft |
2023-05-01 | 0 days | 2,173 sqft |
2023-06-01 | 0 days | 2,427 sqft |
2023-07-01 | 0 days | 2,470 sqft |
2023-08-01 | 0 days | 2,528 sqft |
Los Alamos's median square footage for active listings during the 2023-08-01 period was 2,528 sqft. One year prior, the average listing was 2,230 sqft.
Los Alamos, NM Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 403 | $159,175,000 | $394,975 |
Cash Out Refi | 110 | $33,090,000 | $300,818 |
Refi | 46 | $13,010,000 | $282,826 |
Other | 36 | $3,830,000 | $106,389 |
Home Improvement | 22 | $2,170,000 | $98,636 |
Los Alamos's most frequently cited loan purpose was Home Purchase, with 403 originations. The 2nd most popular reason was Cash Out Refi, with 110 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
3-4% | 156 | $53,450,000 | $342,628 |
4-5% | 148 | $52,540,000 | $355,000 |
5-6% | 136 | $54,890,000 | $403,603 |
6-7% | 80 | $25,670,000 | $320,875 |
7-8% | 32 | $6,650,000 | $207,813 |
2.5-3% | 31 | $12,145,000 | $391,774 |
Over 8% | 21 | $1,875,000 | $89,286 |
<2.5% | 11 | $3,465,000 | $315,000 |
During 2022, Los Alamos's most frequently originated rate bucket was 3-4%, with 156 originations.
Loan Sizing (Los Alamos, NM MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$200k-400k | 244 | $73,200,000 | $300,000 |
$400k-600k | 161 | $77,985,000 | $484,379 |
$100k-200k | 77 | $11,845,000 | $153,831 |
$100,000 or less | 76 | $4,170,000 | $54,868 |
$600k-1000k | 54 | $36,160,000 | $669,630 |
$Over $1MM | 5 | $7,915,000 | $1,583,000 |
Los Alamos's loan sizing saw the bucket of loans from $200k-400k with 244 originations, totaling $73,200,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 243 | $100,255,000 | $412,572 |
60-80% | 188 | $76,160,000 | $405,106 |
40-60% | 62 | $16,460,000 | $265,484 |
20-40% | 44 | $7,020,000 | $159,545 |
Under 20% | 40 | $2,230,000 | $55,750 |
Over 100% | 13 | $5,615,000 | $431,923 |
Los Alamos's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 243 originations, totaling $100,255,000 in origination value.