Los Alamos Mortgage Rates & Closing Costs

  • JUMP TO:
  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
  • Time on Market/Property Size
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Los Alamos averaged 6.62% for the week of 2023-03-23, compared to the national average of 6.42% for the same period.

    The average rate for the prior week (2023-03-16) was 6.6% and one month ago for the week of 2023-02-16, the average rate was 6.42%.

    Los Alamos's average rate one year ago was 3.84%.

    For refis of the same type during the week of 2023-03-23, the average rate was 6.81%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-23 6.42%
    Los Alamos 30 Year Fixed Rate 2023-03-23 6.62%
    Los Alamos 30 Year Fixed Rate Refi 2023-03-23 6.81%
    Los Alamos 15 Year Fixed Rate 2023-03-23 6.89%
    Los Alamos 15 Year Fixed Rate Refi 2023-03-23 5.91%
    Los Alamos 30 Year FHA 2023-03-23 6.12%
    Los Alamos 30 Year FHA Refi 2023-03-23 5.43%
    Los Alamos 30 Year USDA 2023-03-23 6.09%
    Los Alamos 30 Year VA 2023-03-23 5.98%
    Los Alamos 30 Year VA Refi 2023-03-23 5.67%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Los Alamos, NM.

    Los Alamos Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Los Alamos, NM market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    Waterstone Mortgage Corporation 50 5.05% $8,562
    Sunflower Bank 39 4.81% $5,892
    Del Norte Credit Union 36 4.69% $4,710
    Enterprise Bank & Trust 27 4.52% $4,688
    QUICKEN LOANS, LLC 24 5.12% $8,614
    BOKF 19 5.67% $6,175
    UNION HOME MORTGAGE CORP. 13 5.77% $6,148
    Gateway First Bank 8 4.88% $5,263
    PRIMARY RESIDENTIAL MORTGAGE, INC. 7 4.96% $11,444
    LOANDEPOT.COM, LLC 6 4.76% $8,944
    GUILD MORTGAGE COMPANY 6 4.65% $8,998
    Wells Fargo Bank 3 4.29% $6,563
    PLAZA HOME MORTGAGE, INC. 3 6.13% $8,240
    FINANCE OF AMERICA MORTGAGE LLC 3 5.41% $7,244
    UNITED WHOLESALE MORTGAGE, LLC 3 5.20% $5,962
    AMERISAVE MORTGAGE CORPORATION 3 4.75% $8,592
    NUSENDA 3 4.58% $3,921
    LAKEVIEW LOAN SERVICING, LLC 2 4.06% $3,981
    Morgan Stanley Private Bank 2 3.18% $3,625
    Mortgage Research Center, LLC 2 5.56% $4,133
    Mr. Cooper ( Nationstar Mortgage ) 2 4.50% $7,340
    FirstBank 2 3.19% $2,930
    Nations Lending Corporation 2 6.13% $7,988
    First Bank & Trust 2 3.88% $7,025
    Neighborhood Loans, Inc. 2 6.74% $4,184
    Bell Bank 2 5.18% $7,094
    Barrington Bank & Trust Company, N.A. 2 5.94% $4,518
    RELIANCE FIRST CAPITAL, LLC 2 3.44% $12,306
    SANDIA LABORATORY 2 4.25% $4,855
    JPMorgan Chase Bank 2 5.81% $5,457
    KeyBank 2 3.63% $6,599
    LEGACY MORTGAGE LLC 2 5.81% $12,725
    WESCOM CENTRAL CREDIT UNION 1 3.00% $3,505
    ZILLOW HOME LOANS, LLC 1 2.88% $7,987
    Zions Bancorporation, N.A. 1 5.63% $4,757
    MUTUAL OF OMAHA MORTGAGE, INC. 1 3.88% $10,038
    Ameris Bank 1 4.38% $6,584
    ANGEL OAK HOME LOANS LLC 1 3.50% $6,713
    Bank of America 1 5.13% $8,088
    BAY EQUITY LLC 1 5.88% $7,528
    BETTER MORTGAGE CORPORATION 1 2.75% $3,750
    BNC National Bank 1 5.00% $5,559
    CALIBER HOME LOANS, INC. 1 4.75% $6,432
    CHERRY CREEK MORTGAGE, LLC 1 3.63% $773
    Chicago Mortgage Solutions LLC 1 2.87% $1,994
    CHURCHILL MORTGAGE CORPORATION 1 5.63% $5,389
    City National Bank 1 4.40% $3,884
    CROSSCOUNTRY MORTGAGE, LLC 1 3.63% $7,583
    DELMAR FINANCIAL COMPANY 1 5.88% $3,803
    FBC MORTGAGE, LLC 1 7.13% $8,396
    First Internet Bank of Indiana 1 5.50% $5,153
    FREEDOM MORTGAGE CORPORATION 1 5.88% $15,356
    HOMESIDE FINANCIAL, LLC 1 5.75% $9,304
    HOMETRUST MORTGAGE COMPANY 1 4.25% $6,042
    KELLER MORTGAGE, LLC 1 3.25% $3,682
    Kirtland Federal Credit Union 1 4.13% $8,326
    MORTGAGE SOLUTIONS OF COLORADO, LLC 1 7.00% $10,329
    AAXY L.L.C. 1 3.75% $3,969
    NBKC BANK 1 3.75% $3,911
    NEWREZ LLC 1 4.25% $7,283
    Plains Commerce Bank 1 3.50% $6,995
    Raymond James Bank 1 3.00% $4,668
    The Huntington National Bank 1 4.88% $7,247
    TOP FLITE FINANCIAL, INC. 1 4.00% $13,615
    Truist 1 3.88% $3,106
    UNIVERSAL LENDING CORPORATION 1 5.88% $12,664
    U.S. Bank 1 4.38% $5,741

    Los Alamos Average Closing Costs & Other Stats

    Los Alamos, NM's 67 lenders originated 617 loans during 2022. The total origination value was $211,275,000, with an average loan value of $342,423.

    Los Alamos's average closing costs are $5,673.

    The top Los Alamos lender as defined by loan originations is Waterstone Mortgage Corporation, with 50 loans originated. Their average total fees are $8,562, which is $2,670 higher than the next largest lender, Sunflower Bank.

    The lowest fee Los Alamos lenders (with over 10 loans originated) are Enterprise Bank & Trust ($4,688), Del Norte Credit Union ($4,710), Sunflower Bank ($5,892), UNION HOME MORTGAGE CORP. ($6,148) and BOKF ($6,175).

    The lowest rate Los Alamos lenders (with over 10 loans originated) are Enterprise Bank & Trust (4.52%), Del Norte Credit Union (4.69%), Sunflower Bank (4.81%), Waterstone Mortgage Corporation (5.05%) and QUICKEN LOANS, LLC (5.12%).

    Los Alamos, NM Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    Waterstone Mortgage Corporation $23,990,000 $28,440,000 18.5% 13.5%
    Sunflower Bank $36,485,000 $20,885,000 -42.8% 9.9%
    Del Norte Credit Union $15,875,000 $18,595,000 17.1% 8.8%
    QUICKEN LOANS, LLC $31,530,000 $15,840,000 -49.8% 7.5%
    Enterprise Bank & Trust $22,150,000 $14,855,000 -32.9% 7.0%
    BOKF $935,000 $14,025,000 1,400.0% 6.6%
    UNION HOME MORTGAGE CORP. $475,000 $7,810,000 1,544.2% 3.7%
    Gateway First Bank $37,030,000 $5,855,000 -84.2% 2.8%
    Mortgage Research Center, LLC $2,940,000 $5,395,000 83.5% 2.6%
    NAVY FEDERAL CREDIT UNION $6,410,000 $4,730,000 -26.2% 2.2%
    Washington Federal Bank $7,555,000 $3,755,000 -50.3% 1.8%
    UNITED WHOLESALE MORTGAGE, LLC $4,890,000 $3,475,000 -28.9% 1.6%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $5,930,000 $3,315,000 -44.1% 1.6%
    Arbor Realty Trust, Inc. $2,930,000 n/a 1.4%
    GUILD MORTGAGE COMPANY $1,455,000 $2,545,000 74.9% 1.2%
    PENNYMAC LOAN SERVICES, LLC $5,110,000 $2,275,000 -55.5% 1.1%
    USAA Federal Savings Bank $2,615,000 $2,105,000 -19.5% 1.0%
    Bank of America $2,380,000 $2,070,000 -13.0% 1.0%
    Mr. Cooper ( Nationstar Mortgage ) $6,065,000 $1,920,000 -68.3% 0.9%
    LOANDEPOT.COM, LLC $13,655,000 $1,915,000 -86.0% 0.9%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,585,000 n/a 0.8%
    LEGACY MORTGAGE LLC $2,305,000 $1,395,000 -39.5% 0.7%
    SANDIA LABORATORY $1,320,000 n/a 0.6%
    AMERISAVE MORTGAGE CORPORATION $7,165,000 $1,290,000 -82.0% 0.6%
    Bell Bank $1,390,000 $1,170,000 -15.8% 0.6%
    Morgan Stanley Private Bank $175,000 $1,140,000 551.4% 0.5%
    NUSENDA $910,000 $1,125,000 23.6% 0.5%
    Wells Fargo Bank $5,740,000 $1,125,000 -80.4% 0.5%
    The Union Bank Company $1,100,000 n/a 0.5%
    FREEDOM MORTGAGE CORPORATION $14,045,000 $1,060,000 -92.5% 0.5%
    KeyBank $1,060,000 n/a 0.5%
    PLAZA HOME MORTGAGE, INC. $205,000 $1,035,000 404.9% 0.5%
    U.S. Bank $3,250,000 $1,010,000 -68.9% 0.5%
    JPMorgan Chase Bank $3,275,000 $985,000 -69.9% 0.5%
    The Federal Savings Bank $665,000 $950,000 42.9% 0.4%
    21ST MORTGAGE CORPORATION $335,000 $930,000 177.6% 0.4%
    First Bank & Trust $195,000 $890,000 356.4% 0.4%
    FINANCE OF AMERICA MORTGAGE LLC $2,805,000 $835,000 -70.2% 0.4%
    Fidelity Bank $3,810,000 $820,000 -78.5% 0.4%
    AAXY L.L.C. $1,295,000 $750,000 -42.1% 0.4%
    Century Mortgage Company DBA Century Lending Company $745,000 n/a 0.4%
    Barrington Bank & Trust Company, N.A. $720,000 n/a 0.3%
    ZILLOW HOME LOANS, LLC $1,330,000 $720,000 -45.9% 0.3%
    Plains Commerce Bank $2,130,000 $715,000 -66.4% 0.3%
    CALIBER HOME LOANS, INC. $985,000 $710,000 -27.9% 0.3%
    ANGEL OAK HOME LOANS LLC $705,000 n/a 0.3%
    Neighborhood Loans, Inc. $680,000 n/a 0.3%
    Nations Lending Corporation $145,000 $640,000 341.4% 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $3,335,000 $635,000 -81.0% 0.3%
    GUARANTEED RATE, INC. $460,000 $630,000 37.0% 0.3%
    TRIAD FINANCIAL SERVICES, INC. $510,000 $625,000 22.5% 0.3%
    CHURCHILL MORTGAGE CORPORATION $605,000 n/a 0.3%
    BETTER MORTGAGE CORPORATION $15,160,000 $595,000 -96.1% 0.3%
    FirstBank $255,000 $590,000 131.4% 0.3%
    FBC MORTGAGE, LLC $575,000 n/a 0.3%
    RELIANCE FIRST CAPITAL, LLC $570,000 n/a 0.3%
    Raymond James Bank $565,000 n/a 0.3%
    AMCAP MORTGAGE, LTD. $555,000 n/a 0.3%
    BNC National Bank $555,000 n/a 0.3%
    BAY EQUITY LLC $755,000 $535,000 -29.1% 0.3%
    AMERICAN ADVISORS GROUP $525,000 n/a 0.2%
    Sierra Pacific Mortgage Company, Inc. $495,000 n/a 0.2%
    Zions Bancorporation, N.A. $465,000 n/a 0.2%
    Commerce Home Mortgage, Inc. $455,000 n/a 0.2%
    NBKC BANK $1,285,000 $435,000 -66.1% 0.2%
    HOMESIDE FINANCIAL, LLC $430,000 n/a 0.2%
    Truist $125,000 $430,000 244.0% 0.2%
    The Huntington National Bank $425,000 n/a 0.2%
    Ameris Bank $405,000 n/a 0.2%
    City National Bank $405,000 n/a 0.2%
    UNIVERSAL LENDING CORPORATION $405,000 n/a 0.2%
    DAS Acquisition Company, LLC $395,000 n/a 0.2%
    LAKEVIEW LOAN SERVICING, LLC $1,050,000 $390,000 -62.9% 0.2%
    VANDERBILT MORTGAGE AND FINANCE, INC. $385,000 n/a 0.2%
    Regent Bank $375,000 n/a 0.2%
    Chicago Mortgage Solutions LLC $365,000 n/a 0.2%
    CMG MORTGAGE, INC. $530,000 $365,000 -31.1% 0.2%
    PENTAGON FEDERAL CREDIT UNION $1,335,000 $365,000 -72.7% 0.2%
    Discover Bank $135,000 $360,000 166.7% 0.2%
    NEWREZ LLC $2,385,000 $360,000 -84.9% 0.2%
    STATE EMPLOYEES $515,000 $355,000 -31.1% 0.2%
    KELLER MORTGAGE, LLC $345,000 n/a 0.2%
    WESCOM CENTRAL CREDIT UNION $345,000 n/a 0.2%
    SPRING EQ, LLC $185,000 $330,000 78.4% 0.2%
    CHERRY CREEK MORTGAGE, LLC $700,000 $315,000 -55.0% 0.1%
    TOP FLITE FINANCIAL, INC. $315,000 n/a 0.1%
    BMO Harris Bank $355,000 $305,000 -14.1% 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $285,000 n/a 0.1%
    EMBRACE HOME LOANS, INC. $330,000 $275,000 -16.7% 0.1%
    HOMETRUST MORTGAGE COMPANY $255,000 n/a 0.1%
    Kirtland Federal Credit Union $285,000 $255,000 -10.5% 0.1%
    New Mexico Bank & Trust $680,000 $235,000 -65.4% 0.1%
    CROSSCOUNTRY MORTGAGE, LLC $225,000 n/a 0.1%
    First Internet Bank of Indiana $225,000 $215,000 -4.4% 0.1%
    First New Mexico Bank, Las Cruces $215,000 n/a 0.1%
    LOANPAL, LLC $835,000 $205,000 -75.4% 0.1%
    BROKER SOLUTIONS, INC. $3,350,000 $185,000 -94.5% 0.1%
    Hometown Equity Mortgage, LLC $165,000 n/a 0.1%
    PNC Bank $125,000 $155,000 24.0% 0.1%
    Figure Lending LLC $35,000 $120,000 242.9% 0.1%
    CHEVRON $115,000 n/a 0.1%
    MOUNTAIN AMERICA $205,000 $100,000 -51.2% 0.0%
    CALCON MUTUAL MORTGAGE LLC $440,000 $75,000 -83.0% 0.0%
    DELMAR FINANCIAL COMPANY $65,000 n/a 0.0%

    Los Alamos's top lender by overall market share is Waterstone Mortgage Corporation, with 13.5% market share. In second place, with 9.9%, is Sunflower Bank, having originated $20,885,000 in loans. In third place, with 8.8%, is Del Norte Credit Union, having originated $18,595,000 in loans. In fourth place, with 7.5%, is QUICKEN LOANS, LLC, having originated $15,840,000 in loans. In fifth place, with 7.0%, is Enterprise Bank & Trust, having originated $14,855,000 in loans.

    Los Alamos Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Los Alamos (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $426,000 (77.5%) $494,592 (40.0%) 0.00 22
    2018-02-01 $382,250 (30.1%) $403,152 (3.3%) 0.00 23
    2018-03-01 $399,500 (36.7%) $406,050 (4.4%) 0.00 20
    2018-04-01 $353,500 (6.3%) $377,006 (-4.5%) 0.00 23
    2018-05-01 $346,250 (-7.5%) $391,745 (-10.4%) 0.00 19
    2018-06-01 $340,000 (-21.4%) $365,819 (-19.9%) 0.00 25
    2018-07-01 $407,500 (1.9%) $421,461 (1.0%) 0.00 24
    2018-08-01 $398,422 (0.4%) $435,790 (4.7%) 0.00 26
    2018-09-01 $419,500 (15.7%) $415,851 (4.6%) 0.00 26
    2018-10-01 $399,000 (-0.1%) $441,337 (7.2%) 0.00 20
    2018-11-01 $387,625 (-13.3%) $424,587 (-3.6%) 0.00 15
    2018-12-01 $371,000 (-13.1%) $394,990 (-11.7%) 0.00 14
    2019-01-01 $380,000 (-10.8%) $419,115 (-15.3%) 0.00 10
    2019-02-01 $371,500 (-2.8%) $398,380 (-1.2%) 0.00 9
    2019-03-01 $436,764 (9.3%) $430,381 (6.0%) 0.00 8
    2019-04-01 $426,514 (20.7%) $396,992 (5.3%) 0.00 13
    2019-05-01 $378,375 (9.3%) $387,717 (-1.0%) 0.00 17
    2019-06-01 $389,000 (14.4%) $410,627 (12.3%) 0.00 22
    2019-07-01 $395,000 (-3.1%) $425,212 (0.9%) 0.00 19
    2019-08-01 $446,002 (11.9%) $435,685 (0.0%) 0.00 19
    2019-09-01 $440,004 (4.9%) $418,815 (0.7%) 0.00 19
    2019-10-01 $435,348 (9.1%) $407,569 (-7.7%) 0.00 20
    2019-11-01 $411,983 (6.3%) $400,859 (-5.6%) 0.00 12
    2019-12-01 $417,250 (12.5%) $412,158 (4.4%) 0.00 9
    2020-01-01 $371,000 (-2.4%) $383,822 (-8.4%) 0.00 10
    2020-02-01 $397,500 (7.0%) $341,191 (-14.4%) 0.00 8
    2020-03-01 $412,000 (-5.7%) $398,731 (-7.4%) 0.00 11
    2020-04-01 $397,000 (-6.9%) $403,419 (1.6%) 0.00 16
    2020-05-01 $392,000 (3.6%) $435,571 (12.3%) 0.00 15
    2020-06-01 $448,250 (15.2%) $474,401 (15.5%) 0.00 25
    2020-07-01 $459,250 (16.3%) $460,150 (8.2%) 0.00 27
    2020-08-01 $445,000 (-0.2%) $451,151 (3.6%) 0.00 22
    2020-09-01 $541,000 (23.0%) $488,333 (16.6%) 0.00 29
    2020-10-01 $535,000 (22.9%) $493,953 (21.2%) 0.00 23
    2020-11-01 $524,060 (27.2%) $489,733 (22.2%) 0.00 23
    2020-12-01 $499,125 (19.6%) $450,340 (9.3%) 0.00 23
    2021-01-01 $487,000 (31.3%) $461,097 (20.1%) 0.00 17
    2021-02-01 $378,249 (-4.8%) $407,392 (19.4%) 0.00 11
    2021-03-01 $334,750 (-18.8%) $346,938 (-13.0%) 0.00 8
    2021-04-01 $411,500 (3.7%) $416,134 (3.2%) 0.00 7
    2021-05-01 $425,000 (8.4%) $452,716 (3.9%) 0.00 12
    2021-06-01 $476,500 (6.3%) $460,413 (-3.0%) 0.00 9
    2021-07-01 $427,000 (-7.0%) $460,361 (0.1%) 0.00 10
    2021-08-01 $492,000 (10.6%) $510,076 (13.1%) 0.00 10
    2021-09-01 $462,000 (-14.6%) $498,041 (2.0%) 0.00 10
    2021-10-01 $499,000 (-6.7%) $590,072 (19.5%) 0.00 11
    2021-11-01 $434,000 (-17.2%) $472,249 (-3.6%) 0.00 8
    2021-12-01 $382,000 (-23.5%) $430,594 (-4.4%) 0.00 8
    2022-01-01 $490,000 (0.6%) $491,667 (6.6%) 0.00 8
    2022-02-01 $437,500 (15.7%) $464,774 (14.1%) 0.00 5
    2022-03-01 $592,250 (76.9%) $598,825 (72.6%) 0.00 8
    2022-04-01 $572,500 (39.1%) $601,188 (44.5%) 0.00 12
    2022-05-01 $534,950 (25.9%) $551,828 (21.9%) 0.00 14
    2022-06-01 $495,750 (4.0%) $529,409 (15.0%) 0.00 15
    2022-07-01 $562,250 (31.7%) $593,389 (28.9%) 0.00 18
    2022-08-01 $538,500 (9.5%) $587,771 (15.2%) 0.00 22
    2022-09-01 $514,500 (11.4%) $582,732 (17.0%) 0.00 17
    2022-10-01 $657,000 (31.7%) $627,800 (6.4%) 0.00 14
    2022-11-01 $640,000 (47.5%) $654,663 (38.6%) 0.00 10
    2022-12-01 $700,000 (83.3%) $692,735 (60.9%) 0.00 9
    2023-01-01 $665,000 (35.7%) $668,584 (36.0%) 0.00 10
    2023-02-01 $706,250 (61.4%) $669,238 (44.0%) 0.00 10
    Los Alamos's median listing price for 2023-02-01 was $706,250, a difference of $268,750 (61.4%) versus the prior year and $41,250 versus the prior month.

    Los Alamos's median listing price comes in at 0% of the national average.

    Los Alamos's average listing price for 2023-02-01 was $669,238, a difference of $204,464 (44.0%) versus the prior year and $654 versus the prior month.

    For the 2023-02-01 period, Los Alamos had 10 MLS listings, a difference of 0 listings (0%) versus the prior month and 5 listings (100%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Los Alamos (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,745 sqft
    2018-02-01 0 days 2,382 sqft
    2018-03-01 0 days 2,338 sqft
    2018-04-01 0 days 2,161 sqft
    2018-05-01 0 days 1,726 sqft
    2018-06-01 0 days 1,895 sqft
    2018-07-01 0 days 2,333 sqft
    2018-08-01 0 days 2,314 sqft
    2018-09-01 0 days 2,473 sqft
    2018-10-01 0 days 2,289 sqft
    2018-11-01 0 days 2,228 sqft
    2018-12-01 0 days 2,068 sqft
    2019-01-01 0 days 2,311 sqft
    2019-02-01 0 days 2,356 sqft
    2019-03-01 0 days 2,511 sqft
    2019-04-01 0 days 2,341 sqft
    2019-05-01 0 days 1,964 sqft
    2019-06-01 0 days 2,409 sqft
    2019-07-01 0 days 2,304 sqft
    2019-08-01 0 days 2,223 sqft
    2019-09-01 0 days 2,038 sqft
    2019-10-01 0 days 1,894 sqft
    2019-11-01 0 days 1,894 sqft
    2019-12-01 0 days 2,103 sqft
    2020-01-01 0 days 1,801 sqft
    2020-02-01 0 days 1,763 sqft
    2020-03-01 0 days 2,011 sqft
    2020-04-01 0 days 1,883 sqft
    2020-05-01 0 days 2,058 sqft
    2020-06-01 0 days 2,215 sqft
    2020-07-01 0 days 2,190 sqft
    2020-08-01 0 days 2,195 sqft
    2020-09-01 0 days 2,312 sqft
    2020-10-01 0 days 2,300 sqft
    2020-11-01 0 days 2,371 sqft
    2020-12-01 0 days 2,248 sqft
    2021-01-01 0 days 2,300 sqft
    2021-02-01 0 days 1,792 sqft
    2021-03-01 0 days 1,534 sqft
    2021-04-01 0 days 1,965 sqft
    2021-05-01 0 days 1,927 sqft
    2021-06-01 0 days 1,952 sqft
    2021-07-01 0 days 1,779 sqft
    2021-08-01 0 days 2,031 sqft
    2021-09-01 0 days 2,048 sqft
    2021-10-01 0 days 2,349 sqft
    2021-11-01 0 days 1,949 sqft
    2021-12-01 0 days 1,755 sqft
    2022-01-01 0 days 1,917 sqft
    2022-02-01 0 days 1,771 sqft
    2022-03-01 0 days 2,580 sqft
    2022-04-01 0 days 2,292 sqft
    2022-05-01 0 days 2,141 sqft
    2022-06-01 0 days 1,908 sqft
    2022-07-01 0 days 2,078 sqft
    2022-08-01 0 days 2,230 sqft
    2022-09-01 0 days 2,022 sqft
    2022-10-01 0 days 2,479 sqft
    2022-11-01 0 days 2,359 sqft
    2022-12-01 0 days 2,284 sqft
    2023-01-01 0 days 2,293 sqft
    2023-02-01 0 days 2,229 sqft
    Los Alamos's median listing age (time on market) for 2023-02-01 was 0 days.

    Los Alamos's median square footage for active listings during the 2023-02-01 period was 2,229 sqft. One year prior, the average listing was 1,771 sqft.

    Los Alamos, NM Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 403 $159,175,000 $394,975
    Cash Out Refi 110 $33,090,000 $300,818
    Refi 46 $13,010,000 $282,826
    Other 36 $3,830,000 $106,389
    Home Improvement 22 $2,170,000 $98,636

    Los Alamos's most frequently cited loan purpose was Home Purchase, with 403 originations. The 2nd most popular reason was Cash Out Refi, with 110 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    3-4% 156 $53,450,000 $342,628
    4-5% 148 $52,540,000 $355,000
    5-6% 136 $54,890,000 $403,603
    6-7% 80 $25,670,000 $320,875
    7-8% 32 $6,650,000 $207,813
    2.5-3% 31 $12,145,000 $391,774
    Over 8% 21 $1,875,000 $89,286
    <2.5% 11 $3,465,000 $315,000

    During 2022, Los Alamos's most frequently originated rate bucket was 3-4%, with 156 originations.

    Loan Sizing (Los Alamos, NM MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 244 $73,200,000 $300,000
    $400k-600k 161 $77,985,000 $484,379
    $100k-200k 77 $11,845,000 $153,831
    $100,000 or less 76 $4,170,000 $54,868
    $600k-1000k 54 $36,160,000 $669,630
    $Over $1MM 5 $7,915,000 $1,583,000

    Los Alamos's loan sizing saw the bucket of loans from $200k-400k with 244 originations, totaling $73,200,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 243 $100,255,000 $412,572
    60-80% 188 $76,160,000 $405,106
    40-60% 62 $16,460,000 $265,484
    20-40% 44 $7,020,000 $159,545
    Under 20% 40 $2,230,000 $55,750
    Over 100% 13 $5,615,000 $431,923

    Los Alamos's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 243 originations, totaling $100,255,000 in origination value.