Roswell Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Roswell averaged 6.01% for the week of 2024-10-03, compared to the national average of 6.12% for the same period.

The average rate for the prior week (2024-09-26) was 6.17% and one month ago for the week of 2024-08-29, the average rate was 6.14%.

Roswell's average rate one year ago was 7.3%.

For refis of the same type during the week of 2024-10-03, the average rate was 6.52%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-10-03 6.12%
Roswell 30 Year Fixed Rate 2024-10-03 6.01%
Roswell 30 Year Fixed Rate Refi 2024-10-03 6.52%
Roswell 15 Year Fixed Rate 2024-10-03 5.05%
Roswell 15 Year Fixed Rate Refi 2024-10-03 5.35%
Roswell 30 Year FHA 2024-10-03 5.69%
Roswell 30 Year FHA Refi 2024-10-03 5.69%
Roswell 30 Year USDA 2024-10-03 5.77%
Roswell 30 Year USDA Refi 2024-10-03 5.77%
Roswell 30 Year VA 2024-10-03 5.6%
Roswell 30 Year VA Refi 2024-10-03 5.4%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Roswell, NM.

Roswell Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Roswell, NM market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
QUICKEN LOANS, LLC 36 6.66% $6,744
CMG MORTGAGE, INC. 30 6.85% $6,736
AMCAP MORTGAGE, LTD. 26 6.74% $5,749
MICHIGAN MUTUAL, INC. 8 6.95% $6,307
LOANDEPOT.COM, LLC 8 7.01% $7,042
GUILD MORTGAGE COMPANY 6 6.71% $6,474
Wells Fargo Bank 6 6.60% $3,488
AMERISAVE MORTGAGE CORPORATION 4 6.31% $6,880
Washington Federal Bank 4 7.28% $4,194
UNITED WHOLESALE MORTGAGE, LLC 3 6.67% $4,613
JPMorgan Chase Bank 3 7.29% $6,027
PRIMARY RESIDENTIAL MORTGAGE, INC. 3 6.58% $4,851
Mr. Cooper ( Nationstar Mortgage ) 3 7.08% $6,354
USAA Federal Savings Bank 3 6.71% $6,099
First American Bank 3 7.46% $4,489
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 6.79% $3,901
21ST MORTGAGE CORPORATION 2 8.86% $6,013
BELEM SERVICING LLC 2 7.50% $4,703
BOKF 2 6.81% $4,831
BROKER SOLUTIONS, INC. 2 7.13% $4,824
NAVY FEDERAL CREDIT UNION 2 6.38% $1,631
PNC Bank 2 6.13% $3,662
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 7.50% $10,026
Prosperity Home Mortgage, LLC 2 6.56% $4,456
SANDIA LABORATORY 2 6.75% $2,963
HOMESIDE FINANCIAL, LLC 1 7.50% $4,604
HOMESPIRE MORTGAGE CORPORATION 1 6.00% $4,101
DIRECTORS MORTGAGE, INC. 1 6.85% $6,922
LAKEVIEW LOAN SERVICING, LLC 1 6.13% $6,738
CROSSCOUNTRY MORTGAGE, LLC 1 7.63% $4,236
Loan Simple, Inc. 1 0.00% $134
MASON MCDUFFIE MORTGAGE CORPORATION 1 6.99% $5,707
CRESCENT MORTGAGE COMPANY 1 6.63% $4,098
Mortgage Research Center, LLC 1 6.63% $5,669
MOVEMENT MORTGAGE, LLC 1 6.75% $3,647
City Bank 1 7.63% $14,464
Bank of America 1 6.13% $8,664
NUSENDA 1 5.88% $5,939
Pioneer Bank 1 8.00% $2,759
U.S. Bank 1 6.75% $0
Citizens Bank of Las Cruces 1 7.25% $2,419
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.50% $2,969
AMERICAN FINANCING CORPORATION 1 6.75% $5,255
Century Mortgage Company DBA Century Lending Company 1 7.38% $10,769
West Gate Bank 1 7.00% $1,888
The Central Trust Bank 1 5.75% $1,428
Truist 1 5.75% $8,642
CARDINAL FINANCIAL 1 4.99% $8,412
Farm Credit Mid-America, ACA 1 6.88% $6,041
F & M Bank 1 6.88% $7,001
Discover Bank 1 8.24% $0
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 7.00% $10,114
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 5.99% $6,503

Roswell Average Closing Costs & Other Stats

Roswell, NM's 53 lenders originated 708 loans during 2023. The total origination value was $117,890,000, with an average loan value of $166,511.

Roswell's average closing costs are $5,407.

The top Roswell lender as defined by loan originations is QUICKEN LOANS, LLC, with 36 loans originated. Their average total fees are $6,744, which is $8 higher than the next largest lender, CMG MORTGAGE, INC..

The lowest fee Roswell lenders (with over 10 loans originated) are AMCAP MORTGAGE, LTD. ($5,749), CMG MORTGAGE, INC. ($6,736), QUICKEN LOANS, LLC ($6,744), .

The lowest rate Roswell lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (6.66%), AMCAP MORTGAGE, LTD. (6.74%), CMG MORTGAGE, INC. (6.85%), .

Roswell, NM Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
QUICKEN LOANS, LLC $22,705,000 $15,655,000 -31.1% 13.3%
AMCAP MORTGAGE, LTD. $18,940,000 $14,255,000 -24.7% 12.1%
CMG MORTGAGE, INC. $20,825,000 $13,705,000 -34.2% 11.6%
LOANDEPOT.COM, LLC $11,290,000 $8,490,000 -24.8% 7.2%
Mortgage Research Center, LLC $6,475,000 $5,440,000 -16.0% 4.6%
GUILD MORTGAGE COMPANY $6,060,000 $4,715,000 -22.2% 4.0%
21ST MORTGAGE CORPORATION $2,090,000 $3,635,000 73.9% 3.1%
First American Bank $3,740,000 $2,835,000 -24.2% 2.4%
Bank of the Southwest $2,445,000 n/a 2.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $465,000 $2,025,000 335.5% 1.7%
Prosperity Home Mortgage, LLC $1,380,000 $1,900,000 37.7% 1.6%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,320,000 $1,880,000 42.4% 1.6%
MICHIGAN MUTUAL, INC. $3,870,000 $1,835,000 -52.6% 1.6%
NAVY FEDERAL CREDIT UNION $600,000 $1,595,000 165.8% 1.4%
BROKER SOLUTIONS, INC. $1,115,000 $1,485,000 33.2% 1.3%
Pioneer Bank $5,745,000 $1,440,000 -74.9% 1.2%
UNITED WHOLESALE MORTGAGE, LLC $5,755,000 $1,330,000 -76.9% 1.1%
BMO Harris Bank $1,255,000 n/a 1.1%
Wells Fargo Bank $4,595,000 $1,245,000 -72.9% 1.1%
Mr. Cooper ( Nationstar Mortgage ) $1,805,000 $1,150,000 -36.3% 1.0%
Washington Federal Bank $5,040,000 $1,125,000 -77.7% 1.0%
USAA Federal Savings Bank $735,000 $1,080,000 46.9% 0.9%
PENNYMAC LOAN SERVICES, LLC $440,000 $925,000 110.2% 0.8%
Loan Simple, Inc. $145,000 $900,000 520.7% 0.8%
Arbor Realty Trust, Inc. $835,000 n/a 0.7%
PNC Bank $820,000 n/a 0.7%
PRIMELENDING, A PLAINSCAPITAL COMPANY $730,000 n/a 0.6%
BOKF $80,000 $710,000 787.5% 0.6%
JPMorgan Chase Bank $685,000 $705,000 2.9% 0.6%
AMERISAVE MORTGAGE CORPORATION $1,820,000 $700,000 -61.5% 0.6%
CARDINAL FINANCIAL $485,000 $670,000 38.1% 0.6%
AMERICAN PACIFIC MORTGAGE CORPORATION $470,000 $655,000 39.4% 0.6%
The Federal Savings Bank $580,000 $650,000 12.1% 0.6%
Bank of America $310,000 $625,000 101.6% 0.5%
DIRECTORS MORTGAGE, INC. $585,000 n/a 0.5%
PLAZA HOME MORTGAGE, INC. $1,015,000 $575,000 -43.3% 0.5%
City Bank $525,000 n/a 0.4%
LAKEVIEW LOAN SERVICING, LLC $875,000 $500,000 -42.9% 0.4%
LOANPAL, LLC $1,120,000 $495,000 -55.8% 0.4%
FREEDOM MORTGAGE CORPORATION $1,545,000 $455,000 -70.6% 0.4%
Truist $425,000 n/a 0.4%
SOUTHWEST STAGE FUNDING, LLC $410,000 n/a 0.3%
SUN AMERICAN MORTGAGE COMPANY $405,000 n/a 0.3%
GENEVA FINANCIAL, LLC $1,320,000 $400,000 -69.7% 0.3%
Farm Credit Mid-America, ACA $215,000 $385,000 79.1% 0.3%
SUN WEST MORTGAGE COMPANY, INC. $380,000 n/a 0.3%
CROSSCOUNTRY MORTGAGE, LLC $935,000 $375,000 -59.9% 0.3%
Barrington Bank & Trust Company, N.A. $165,000 $370,000 124.2% 0.3%
NEW DAY FINANCIAL, LLC $760,000 $370,000 -51.3% 0.3%
MORTGAGE SOLUTIONS OF COLORADO, LLC $165,000 $345,000 109.1% 0.3%
Coastal Community Bank $340,000 n/a 0.3%
SANDIA LABORATORY $55,000 $335,000 509.1% 0.3%
PENTAGON FEDERAL CREDIT UNION $175,000 $330,000 88.6% 0.3%
AMERICAN FINANCIAL NETWORK, INC. $325,000 n/a 0.3%
West Gate Bank $325,000 n/a 0.3%
U.S. Bank $1,625,000 $320,000 -80.3% 0.3%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $225,000 $315,000 40.0% 0.3%
Mid-Continent Funding, Inc. $315,000 n/a 0.3%
Nations Lending Corporation $175,000 $310,000 77.1% 0.3%
Century Mortgage Company DBA Century Lending Company $165,000 $295,000 78.8% 0.3%
RELIANCE FIRST CAPITAL, LLC $290,000 n/a 0.2%
Figure Lending LLC $55,000 $280,000 409.1% 0.2%
VANDERBILT MORTGAGE AND FINANCE, INC. $380,000 $280,000 -26.3% 0.2%
Morgan Stanley Private Bank $255,000 n/a 0.2%
F & M Bank $655,000 $245,000 -62.6% 0.2%
First National Bank Texas $185,000 $240,000 29.7% 0.2%
Sierra Pacific Mortgage Company, Inc. $410,000 $235,000 -42.7% 0.2%
Discover Bank $55,000 $225,000 309.1% 0.2%
SPRING EQ, LLC $55,000 $205,000 272.7% 0.2%
ZILLOW HOME LOANS, LLC $1,010,000 $205,000 -79.7% 0.2%
Carrington Mortgage Services, LLC $240,000 $195,000 -18.8% 0.2%
COUNTRYPLACE MORTGAGE, LTD. $195,000 n/a 0.2%
NUSENDA $335,000 $195,000 -41.8% 0.2%
TOP FLITE FINANCIAL, INC. $195,000 n/a 0.2%
Citizens Bank of Las Cruces $175,000 n/a 0.1%
CLEARPATH LENDING $175,000 n/a 0.1%
PHH Mortgage Corporation $275,000 $175,000 -36.4% 0.1%
Waterstone Mortgage Corporation $530,000 $165,000 -68.9% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $115,000 $155,000 34.8% 0.1%
LIMA ONE CAPITAL, LLC $155,000 n/a 0.1%
Paramount Residential Mortgage Group, Inc. $1,495,000 $155,000 -89.6% 0.1%
PLANET HOME LENDING, LLC $155,000 n/a 0.1%
BETTER MORTGAGE CORPORATION $405,000 $145,000 -64.2% 0.1%
CRESCENT MORTGAGE COMPANY $145,000 n/a 0.1%
POLARIS HOME FUNDING CORP. $145,000 n/a 0.1%
The Central Trust Bank $145,000 n/a 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $75,000 $140,000 86.7% 0.1%
BELEM SERVICING LLC $130,000 n/a 0.1%
MASON MCDUFFIE MORTGAGE CORPORATION $125,000 n/a 0.1%
Signature Federal Credit Union $125,000 n/a 0.1%
CHEVRON $115,000 n/a 0.1%
HOMEOWNERS FINANCIAL GROUP USA, LLC $115,000 n/a 0.1%
TRIAD FINANCIAL SERVICES, INC. $465,000 $115,000 -75.3% 0.1%
TEMPLE VIEW CAPITAL FUNDING, LP $105,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $1,220,000 $95,000 -92.2% 0.1%
NEWREZ LLC $640,000 $95,000 -85.2% 0.1%
DOMINION FINANCIAL SERVICES, LLC $85,000 n/a 0.1%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $85,000 n/a 0.1%
HOMESPIRE MORTGAGE CORPORATION $85,000 n/a 0.1%
LONGBRIDGE FINANCIAL, LLC $85,000 n/a 0.1%
HOMESIDE FINANCIAL, LLC $75,000 n/a 0.1%
MOVEMENT MORTGAGE, LLC $540,000 $55,000 -89.8% 0.0%

Roswell's top lender by overall market share is QUICKEN LOANS, LLC, with 13.3% market share. In second place, with 12.1%, is AMCAP MORTGAGE, LTD., having originated $14,255,000 in loans. In third place, with 11.6%, is CMG MORTGAGE, INC., having originated $13,705,000 in loans. In fourth place, with 7.2%, is LOANDEPOT.COM, LLC, having originated $8,490,000 in loans. In fifth place, with 4.6%, is Mortgage Research Center, LLC, having originated $5,440,000 in loans.


Roswell Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Roswell (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $160,000 (13.9%) $205,581 (-65.3%) 0.00 268
2018-02-01 $165,750 (22.6%) $206,463 (9.6%) 0.00 270
2018-03-01 $178,000 (27.1%) $211,054 (8.8%) 0.00 269
2018-04-01 $185,450 (24.5%) $217,860 (9.6%) 0.00 271
2018-05-01 $194,875 (36.6%) $217,292 (9.7%) 0.00 276
2018-06-01 $186,250 (27.5%) $218,168 (10.4%) 0.00 296
2018-07-01 $185,000 (19.6%) $217,556 (7.3%) 0.00 295
2018-08-01 $185,225 (9.0%) $217,005 (3.1%) 0.00 280
2018-09-01 $184,000 (12.4%) $212,995 (7.1%) 0.00 272
2018-10-01 $182,500 (10.6%) $204,263 (-0.1%) 0.00 261
2018-11-01 $181,250 (9.5%) $206,999 (1.1%) 0.00 252
2018-12-01 $189,000 (18.1%) $223,099 (7.3%) 0.00 243
2019-01-01 $196,225 (22.6%) $225,007 (9.5%) 0.00 227
2019-02-01 $203,875 (23.0%) $225,947 (9.4%) 0.00 217
2019-03-01 $203,068 (14.1%) $224,660 (6.5%) 0.00 203
2019-04-01 $194,413 (4.8%) $225,585 (3.6%) 0.00 202
2019-05-01 $189,750 (-2.6%) $220,991 (1.7%) 0.00 199
2019-06-01 $189,950 (2.0%) $217,856 (-0.1%) 0.00 174
2019-07-01 $183,475 (-0.8%) $214,217 (-1.5%) 0.00 157
2019-08-01 $192,182 (3.8%) $221,455 (2.1%) 0.00 157
2019-09-01 $199,955 (8.7%) $230,950 (8.4%) 0.00 157
2019-10-01 $205,136 (12.4%) $237,280 (16.2%) 0.00 158
2019-11-01 $209,700 (15.7%) $243,875 (17.8%) 0.00 156
2019-12-01 $186,750 (-1.2%) $228,888 (2.6%) 0.00 144
2020-01-01 $181,150 (-7.7%) $215,423 (-4.3%) 0.00 138
2020-02-01 $191,250 (-6.2%) $238,895 (5.7%) 0.00 124
2020-03-01 $179,975 (-11.4%) $232,375 (3.4%) 0.00 134
2020-04-01 $206,250 (6.1%) $245,687 (8.9%) 0.00 135
2020-05-01 $197,000 (3.8%) $239,437 (8.4%) 0.00 118
2020-06-01 $205,750 (8.3%) $240,884 (10.6%) 0.00 116
2020-07-01 $194,975 (6.3%) $230,792 (7.7%) 0.00 113
2020-08-01 $180,000 (-6.3%) $223,425 (0.9%) 0.00 124
2020-09-01 $176,250 (-11.9%) $224,941 (-2.6%) 0.00 120
2020-10-01 $167,400 (-18.4%) $214,743 (-9.5%) 0.00 125
2020-11-01 $164,975 (-21.3%) $206,213 (-15.4%) 0.00 124
2020-12-01 $172,750 (-7.5%) $216,641 (-5.4%) 0.00 131
2021-01-01 $165,000 (-8.9%) $208,624 (-3.2%) 0.00 113
2021-02-01 $167,150 (-12.6%) $217,466 (-9.0%) 0.00 112
2021-03-01 $189,750 (5.4%) $238,236 (2.5%) 0.00 106
2021-04-01 $193,600 (-6.1%) $234,416 (-4.6%) 0.00 117
2021-05-01 $199,900 (1.5%) $246,221 (2.8%) 0.00 123
2021-06-01 $202,100 (-1.8%) $249,458 (3.6%) 0.00 135
2021-07-01 $199,900 (2.5%) $239,907 (4.0%) 0.00 146
2021-08-01 $199,975 (11.1%) $234,365 (4.9%) 0.00 165
2021-09-01 $195,975 (11.2%) $224,197 (-0.3%) 0.00 157
2021-10-01 $191,500 (14.4%) $222,286 (3.5%) 0.00 147
2021-11-01 $202,500 (22.8%) $238,891 (15.9%) 0.00 136
2021-12-01 $207,500 (20.1%) $244,023 (12.6%) 0.00 126
2022-01-01 $230,000 (39.4%) $258,235 (23.8%) 0.00 127
2022-02-01 $236,125 (41.3%) $276,227 (27.0%) 0.00 123
2022-03-01 $226,500 (19.4%) $271,723 (14.1%) 0.00 124
2022-04-01 $244,825 (26.5%) $271,704 (15.9%) 0.00 131
2022-05-01 $253,750 (26.9%) $291,347 (18.3%) 0.00 145
2022-06-01 $247,456 (22.4%) $284,311 (14.0%) 0.00 148
2022-07-01 $241,000 (20.6%) $278,459 (16.1%) 0.00 169
2022-08-01 $235,000 (17.5%) $269,508 (15.0%) 0.00 169
2022-09-01 $235,000 (19.9%) $272,775 (21.7%) 0.00 169
2022-10-01 $224,000 (17.0%) $266,594 (19.9%) 0.00 179
2022-11-01 $225,000 (11.1%) $274,290 (14.8%) 0.00 179
2022-12-01 $239,000 (15.2%) $278,518 (14.1%) 0.00 178
2023-01-01 $237,000 (3.0%) $288,226 (11.6%) 0.00 166
2023-02-01 $232,319 (-1.6%) $280,303 (1.5%) 0.00 152
2023-03-01 $246,913 (9.0%) $284,274 (4.6%) 0.00 143
2023-04-01 $269,450 (10.1%) $297,073 (9.3%) 0.00 137
2023-05-01 $295,000 (16.3%) $309,704 (6.3%) 0.00 91
2023-06-01 $260,000 (5.1%) $297,065 (4.5%) 0.00 107
2023-07-01 $249,500 (3.5%) $299,671 (7.6%) 0.00 103
2023-08-01 $240,000 (2.1%) $285,382 (5.9%) 0.00 122
2023-09-01 $233,000 (-0.9%) $278,203 (2.0%) 0.00 131
2023-10-01 $220,500 (-1.6%) $271,251 (1.8%) 0.00 139
2023-11-01 $220,250 (-2.1%) $278,910 (1.7%) 0.00 145
2023-12-01 $220,000 (-8.0%) $284,900 (2.3%) 0.00 144
2024-01-01 $220,250 (-7.1%) $283,239 (-1.7%) 0.00 152
2024-02-01 $225,000 (-3.2%) $284,526 (1.5%) 0.00 147
2024-03-01 $239,000 (-3.2%) $289,941 (2.0%) 0.00 147
2024-04-01 $262,475 (-2.6%) $303,487 (2.2%) 0.00 149
2024-05-01 $271,250 (-8.1%) $310,809 (0.4%) 0.00 158
2024-06-01 $279,450 (7.5%) $318,717 (7.3%) 0.00 167
2024-07-01 $293,450 (17.6%) $321,107 (7.2%) 0.00 186
2024-08-01 $279,900 (16.6%) $319,571 (12.0%) 0.00 193
2024-09-01 $283,200 (21.6%) $324,580 (16.7%) 0.00 192
Roswell's median listing price for 2024-09-01 was $283,200, a difference of $50,200 (21.6%) versus the prior year and $3,300 versus the prior month.

Roswell's median listing price comes in at 0% of the national average.

Roswell's average listing price for 2024-09-01 was $324,580, a difference of $46,377 (16.7%) versus the prior year and $5,009 versus the prior month.

For the 2024-09-01 period, Roswell had 192 MLS listings, a difference of -1 listings (-1%) versus the prior month and 61 listings (47%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Roswell (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,965 sqft
2018-02-01 0 days 1,969 sqft
2018-03-01 0 days 1,958 sqft
2018-04-01 0 days 1,973 sqft
2018-05-01 0 days 2,048 sqft
2018-06-01 0 days 2,017 sqft
2018-07-01 0 days 1,993 sqft
2018-08-01 0 days 1,938 sqft
2018-09-01 0 days 1,910 sqft
2018-10-01 0 days 1,911 sqft
2018-11-01 0 days 1,941 sqft
2018-12-01 0 days 1,973 sqft
2019-01-01 0 days 1,988 sqft
2019-02-01 0 days 1,998 sqft
2019-03-01 0 days 2,016 sqft
2019-04-01 0 days 2,037 sqft
2019-05-01 0 days 2,008 sqft
2019-06-01 0 days 2,000 sqft
2019-07-01 0 days 1,947 sqft
2019-08-01 0 days 1,977 sqft
2019-09-01 0 days 2,016 sqft
2019-10-01 0 days 2,056 sqft
2019-11-01 0 days 2,105 sqft
2019-12-01 0 days 1,909 sqft
2020-01-01 0 days 1,879 sqft
2020-02-01 0 days 1,935 sqft
2020-03-01 0 days 1,863 sqft
2020-04-01 0 days 1,974 sqft
2020-05-01 0 days 1,967 sqft
2020-06-01 0 days 1,990 sqft
2020-07-01 0 days 1,900 sqft
2020-08-01 0 days 1,866 sqft
2020-09-01 0 days 1,808 sqft
2020-10-01 0 days 1,729 sqft
2020-11-01 0 days 1,661 sqft
2020-12-01 0 days 1,711 sqft
2021-01-01 0 days 1,672 sqft
2021-02-01 0 days 1,720 sqft
2021-03-01 0 days 1,881 sqft
2021-04-01 0 days 1,892 sqft
2021-05-01 0 days 1,912 sqft
2021-06-01 0 days 1,889 sqft
2021-07-01 0 days 1,832 sqft
2021-08-01 0 days 1,805 sqft
2021-09-01 0 days 1,728 sqft
2021-10-01 0 days 1,731 sqft
2021-11-01 0 days 1,744 sqft
2021-12-01 0 days 1,753 sqft
2022-01-01 0 days 1,820 sqft
2022-02-01 0 days 1,902 sqft
2022-03-01 0 days 1,815 sqft
2022-04-01 0 days 1,815 sqft
2022-05-01 0 days 1,910 sqft
2022-06-01 0 days 1,875 sqft
2022-07-01 0 days 1,886 sqft
2022-08-01 0 days 1,842 sqft
2022-09-01 0 days 1,858 sqft
2022-10-01 0 days 1,889 sqft
2022-11-01 0 days 1,959 sqft
2022-12-01 0 days 1,930 sqft
2023-01-01 0 days 1,944 sqft
2023-02-01 0 days 1,923 sqft
2023-03-01 0 days 1,965 sqft
2023-04-01 0 days 2,105 sqft
2023-05-01 0 days 2,154 sqft
2023-06-01 0 days 2,095 sqft
2023-07-01 0 days 2,154 sqft
2023-08-01 0 days 2,073 sqft
2023-09-01 0 days 1,965 sqft
2023-10-01 0 days 1,927 sqft
2023-11-01 0 days 1,824 sqft
2023-12-01 0 days 1,766 sqft
2024-01-01 0 days 1,776 sqft
2024-02-01 0 days 1,760 sqft
2024-03-01 0 days 1,800 sqft
2024-04-01 0 days 1,875 sqft
2024-05-01 0 days 1,981 sqft
2024-06-01 0 days 1,994 sqft
2024-07-01 0 days 1,989 sqft
2024-08-01 0 days 1,981 sqft
2024-09-01 0 days 1,968 sqft
Roswell's median listing age (time on market) for 2024-09-01 was 0 days.

Roswell's median square footage for active listings during the 2024-09-01 period was 1,968 sqft. One year prior, the average listing was 1,965 sqft.

Roswell, NM Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 533 $92,275,000 $173,124
Cash Out Refi 93 $15,825,000 $170,161
Refi 46 $6,980,000 $151,739
Other 20 $1,290,000 $64,500
Home Improvement 15 $1,365,000 $91,000
NA 1 $155,000 $155,000

Roswell's most frequently cited loan purpose was Home Purchase, with 533 originations. The 2nd most popular reason was Cash Out Refi, with 93 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 227 $46,775,000 $206,057
7-8% 159 $27,605,000 $173,616
5-6% 154 $28,840,000 $187,273
Over 8% 128 $9,200,000 $71,875
<2.5% 10 $120,000 $12,000
4-5% 7 $1,425,000 $203,571

During 2023, Roswell's most frequently originated rate bucket was 6-7%, with 227 originations.

Loan Sizing (Roswell, NM MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 297 $43,985,000 $148,098
$100,000 or less 196 $9,110,000 $46,480
$200k-400k 192 $51,970,000 $270,677
$400k-600k 20 $9,260,000 $463,000
$Over $1MM 2 $2,730,000 $1,365,000
$600k-1000k 1 $835,000 $835,000

Roswell's loan sizing saw the bucket of loans from $100k-200k with 297 originations, totaling $43,985,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 390 $78,160,000 $200,410
60-80% 129 $22,485,000 $174,302
Under 20% 86 $1,070,000 $12,442
40-60% 29 $4,075,000 $140,517
20-40% 28 $2,280,000 $81,429
Over 100% 19 $5,085,000 $267,632

Roswell's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 390 originations, totaling $78,160,000 in origination value.