Roswell Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Roswell averaged 7.15% for the week of 2023-11-30, compared to the national average of 7.22% for the same period.

    The average rate for the prior week (2023-11-22) was 7.32% and one month ago for the week of 2023-10-26, the average rate was 7.42%.

    Roswell's average rate one year ago was 6.61%.

    For refis of the same type during the week of 2023-11-30, the average rate was 7.22%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-11-30 7.22%
    Roswell 30 Year Fixed Rate 2023-11-30 7.15%
    Roswell 30 Year Fixed Rate Refi 2023-11-30 7.22%
    Roswell 15 Year Fixed Rate 2023-11-30 6.46%
    Roswell 15 Year Fixed Rate Refi 2023-11-30 7.06%
    Roswell 30 Year FHA 2023-11-30 6.25%
    Roswell 30 Year FHA Refi 2023-11-30 7.05%
    Roswell 30 Year USDA 2023-11-30 6.8%
    Roswell 30 Year USDA Refi 2023-11-30 7.2%
    Roswell 30 Year VA 2023-11-30 6.66%
    Roswell 30 Year VA Refi 2023-11-30 6.57%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Roswell, NM.

    Roswell Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Roswell, NM market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    QUICKEN LOANS, LLC 59 4.92% $5,924
    AMCAP MORTGAGE, LTD. 48 5.48% $5,800
    CMG MORTGAGE, INC. 46 5.13% $5,309
    LOANDEPOT.COM, LLC 24 5.36% $7,489
    Wells Fargo Bank 15 4.84% $3,654
    UNITED WHOLESALE MORTGAGE, LLC 14 4.16% $4,148
    MICHIGAN MUTUAL, INC. 10 5.36% $6,223
    GUILD MORTGAGE COMPANY 7 4.77% $6,284
    AMERISAVE MORTGAGE CORPORATION 7 4.80% $6,610
    Washington Federal Bank 7 3.91% $5,457
    First American Bank 6 4.96% $3,978
    Prosperity Home Mortgage, LLC 4 6.41% $2,938
    AMERICAN FINANCING CORPORATION 4 4.15% $4,403
    FINANCE OF AMERICA MORTGAGE LLC 4 5.19% $7,347
    BROKER SOLUTIONS, INC. 3 5.24% $6,081
    PRIMARY RESIDENTIAL MORTGAGE, INC. 3 4.08% $4,300
    PHH Mortgage Corporation 3 5.04% $4,311
    NEWREZ LLC 3 4.46% $5,017
    Mr. Cooper ( Nationstar Mortgage ) 3 5.66% $4,232
    BETTER MORTGAGE CORPORATION 3 4.25% $5,154
    LOANPAL, LLC 3 4.04% $5,865
    ZILLOW HOME LOANS, LLC 3 4.54% $4,484
    CALIBER HOME LOANS, INC. 3 4.36% $3,895
    U.S. Bank 3 5.46% $14,857
    Plains Commerce Bank 2 5.38% $5,677
    FIRST COMMUNITY MORTGAGE, INC. 2 4.75% $8,977
    Flagstar Bank, FSB 2 3.38% $8,235
    F & M Bank 2 4.50% $3,897
    FREEDOM MORTGAGE CORPORATION 2 5.44% $8,696
    GENEVA FINANCIAL, LLC 2 5.19% $20,064
    KELLER MORTGAGE, LLC 2 4.50% $2,309
    LAKEVIEW LOAN SERVICING, LLC 2 4.56% $7,564
    Pioneer Bank 2 6.94% $3,810
    PLAZA HOME MORTGAGE, INC. 2 3.88% $6,750
    Waterstone Mortgage Corporation 2 5.88% $4,007
    Watermark Capital, Inc. 1 4.50% $3,115
    LEADERONE FINANCIAL CORPORATION 1 5.99% $10,137
    Financial Funding Solutions, Inc. 1 5.13% $8,043
    Farm Credit Mid-America, ACA 1 3.75% $8,162
    Loan Simple, Inc. 1 4.49% $5,297
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.13% $4,473
    MORTGAGE SOLUTIONS OF COLORADO, LLC 1 3.25% $8,286
    EVERETT FINANCIAL, INC. 1 3.99% $3,625
    MUTUAL OF OMAHA MORTGAGE, INC. 1 7.00% $4,247
    Nations Lending Corporation 1 3.38% $8,056
    NAVY FEDERAL CREDIT UNION 1 3.25% $4,224
    NEW DAY FINANCIAL, LLC 1 3.25% $3,516
    EUSTIS AND AMERICAN MORTGAGE COMPANY 1 6.00% $5,677
    NUSENDA 1 3.75% $3,764
    PENTAGON FEDERAL CREDIT UNION 1 3.50% $2,554
    Discover Bank 1 6.25% $0
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 3.25% $5,506
    21ST MORTGAGE CORPORATION 1 5.80% $6,041
    AmeriHome Mortgage Company, LLC 1 3.63% $5,736
    CROSSCOUNTRY MORTGAGE, LLC 1 4.38% $3,288
    CHERRY CREEK MORTGAGE, LLC 1 6.75% $745
    CENTENNIAL LENDING, LLC 1 5.38% $5,903
    Quontic Bank 1 7.50% $8,950
    Renasant Bank 1 5.25% $3,426
    SANDIA AREA 1 7.25% $4,346
    Sierra Pacific Mortgage Company, Inc. 1 4.88% $3,459
    FLAT BRANCH MORTGAGE, INC. 1 5.25% $2,905
    Stifel Bank and Trust 1 4.38% $2,780
    Carrington Mortgage Services, LLC 1 5.75% $7,852
    Bank of the West 1 4.25% $9,519
    First United Bank and Trust Company 1 3.50% $4,536
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 5.75% $2,823
    JPMorgan Chase Bank 1 5.49% $2,618
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 5.38% $6,016

    Roswell Average Closing Costs & Other Stats

    Roswell, NM's 69 lenders originated 938 loans during 2022. The total origination value was $165,190,000, with an average loan value of $176,109.

    Roswell's average closing costs are $5,139.

    The top Roswell lender as defined by loan originations is QUICKEN LOANS, LLC, with 59 loans originated. Their average total fees are $5,924, which is $124 higher than the next largest lender, AMCAP MORTGAGE, LTD..

    The lowest fee Roswell lenders (with over 10 loans originated) are Wells Fargo Bank ($3,654), UNITED WHOLESALE MORTGAGE, LLC ($4,148), CMG MORTGAGE, INC. ($5,309), AMCAP MORTGAGE, LTD. ($5,800) and QUICKEN LOANS, LLC ($5,924).

    The lowest rate Roswell lenders (with over 10 loans originated) are UNITED WHOLESALE MORTGAGE, LLC (4.16%), Wells Fargo Bank (4.84%), QUICKEN LOANS, LLC (4.92%), CMG MORTGAGE, INC. (5.13%) and MICHIGAN MUTUAL, INC. (5.36%).

    Roswell, NM Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    QUICKEN LOANS, LLC $47,155,000 $22,705,000 -51.9% 13.7%
    CMG MORTGAGE, INC. $36,370,000 $20,825,000 -42.7% 12.6%
    AMCAP MORTGAGE, LTD. $25,750,000 $18,940,000 -26.4% 11.5%
    LOANDEPOT.COM, LLC $4,895,000 $11,290,000 130.6% 6.8%
    Mortgage Research Center, LLC $7,075,000 $6,475,000 -8.5% 3.9%
    GUILD MORTGAGE COMPANY $1,005,000 $6,060,000 503.0% 3.7%
    UNITED WHOLESALE MORTGAGE, LLC $13,060,000 $5,755,000 -55.9% 3.5%
    Pioneer Bank $4,445,000 $5,745,000 29.2% 3.5%
    Washington Federal Bank $1,885,000 $5,040,000 167.4% 3.1%
    Wells Fargo Bank $6,080,000 $4,595,000 -24.4% 2.8%
    MICHIGAN MUTUAL, INC. $13,605,000 $3,870,000 -71.6% 2.3%
    First American Bank $9,465,000 $3,740,000 -60.5% 2.3%
    FINANCE OF AMERICA MORTGAGE LLC $1,475,000 $3,085,000 109.2% 1.9%
    21ST MORTGAGE CORPORATION $5,385,000 $2,090,000 -61.2% 1.3%
    AMERISAVE MORTGAGE CORPORATION $5,990,000 $1,820,000 -69.6% 1.1%
    Mr. Cooper ( Nationstar Mortgage ) $4,105,000 $1,805,000 -56.0% 1.1%
    U.S. Bank $1,070,000 $1,625,000 51.9% 1.0%
    FREEDOM MORTGAGE CORPORATION $12,535,000 $1,545,000 -87.7% 0.9%
    Paramount Residential Mortgage Group, Inc. $655,000 $1,495,000 128.2% 0.9%
    Prosperity Home Mortgage, LLC $1,380,000 n/a 0.8%
    GENEVA FINANCIAL, LLC $1,320,000 n/a 0.8%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $1,730,000 $1,320,000 -23.7% 0.8%
    AMERICAN FINANCING CORPORATION $610,000 $1,220,000 100.0% 0.7%
    LOANPAL, LLC $1,095,000 $1,120,000 2.3% 0.7%
    BROKER SOLUTIONS, INC. $2,480,000 $1,115,000 -55.0% 0.7%
    PLAZA HOME MORTGAGE, INC. $2,215,000 $1,015,000 -54.2% 0.6%
    ZILLOW HOME LOANS, LLC $135,000 $1,010,000 648.1% 0.6%
    CROSSCOUNTRY MORTGAGE, LLC $390,000 $935,000 139.7% 0.6%
    LAKEVIEW LOAN SERVICING, LLC $3,070,000 $875,000 -71.5% 0.5%
    NEW DAY FINANCIAL, LLC $720,000 $760,000 5.6% 0.5%
    USAA Federal Savings Bank $1,785,000 $735,000 -58.8% 0.4%
    JPMorgan Chase Bank $2,520,000 $685,000 -72.8% 0.4%
    Flagstar Bank, FSB $575,000 $660,000 14.8% 0.4%
    F & M Bank $255,000 $655,000 156.9% 0.4%
    NEWREZ LLC $945,000 $640,000 -32.3% 0.4%
    CALIBER HOME LOANS, INC. $1,490,000 $610,000 -59.1% 0.4%
    NAVY FEDERAL CREDIT UNION $970,000 $600,000 -38.1% 0.4%
    The Federal Savings Bank $155,000 $580,000 274.2% 0.4%
    MOVEMENT MORTGAGE, LLC $540,000 n/a 0.3%
    KELLER MORTGAGE, LLC $1,470,000 $535,000 -63.6% 0.3%
    Waterstone Mortgage Corporation $2,035,000 $530,000 -74.0% 0.3%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $440,000 $485,000 10.2% 0.3%
    AMERICAN PACIFIC MORTGAGE CORPORATION $240,000 $470,000 95.8% 0.3%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $975,000 $465,000 -52.3% 0.3%
    GUARANTEED RATE, INC. $1,210,000 $465,000 -61.6% 0.3%
    TRIAD FINANCIAL SERVICES, INC. $390,000 $465,000 19.2% 0.3%
    Plains Commerce Bank $355,000 $460,000 29.6% 0.3%
    FIRST COMMUNITY MORTGAGE, INC. $115,000 $450,000 291.3% 0.3%
    ACADEMY MORTGAGE CORPORATION $665,000 $440,000 -33.8% 0.3%
    PENNYMAC LOAN SERVICES, LLC $4,075,000 $440,000 -89.2% 0.3%
    LEADERONE FINANCIAL CORPORATION $425,000 n/a 0.3%
    Sierra Pacific Mortgage Company, Inc. $125,000 $410,000 228.0% 0.2%
    BETTER MORTGAGE CORPORATION $2,115,000 $405,000 -80.9% 0.2%
    VANDERBILT MORTGAGE AND FINANCE, INC. $115,000 $380,000 230.4% 0.2%
    CHERRY CREEK MORTGAGE, LLC $365,000 n/a 0.2%
    Western Commerce Bank $225,000 $340,000 51.1% 0.2%
    NUSENDA $850,000 $335,000 -60.6% 0.2%
    First United Bank and Trust Company $330,000 n/a 0.2%
    CENTENNIAL LENDING, LLC $325,000 n/a 0.2%
    AmeriHome Mortgage Company, LLC $320,000 n/a 0.2%
    Bank of America $1,595,000 $310,000 -80.6% 0.2%
    North American Savings Bank, F.S.B. $305,000 n/a 0.2%
    Encompass Lending Group, LP $295,000 n/a 0.2%
    NBKC BANK $225,000 $295,000 31.1% 0.2%
    AMERICAN ADVISORS GROUP $115,000 $290,000 152.2% 0.2%
    Financial Funding Solutions, Inc. $285,000 n/a 0.2%
    Hometown Lenders, Inc. $275,000 n/a 0.2%
    PHH Mortgage Corporation $475,000 $275,000 -42.1% 0.2%
    CHURCHILL MORTGAGE CORPORATION $275,000 $255,000 -7.3% 0.2%
    LENDINGONE, LLC $105,000 $250,000 138.1% 0.2%
    RANLIFE, INC. $245,000 n/a 0.1%
    Renasant Bank $245,000 n/a 0.1%
    Carrington Mortgage Services, LLC $580,000 $240,000 -58.6% 0.1%
    Bank of the West $235,000 n/a 0.1%
    Quontic Bank $235,000 n/a 0.1%
    Axos Bank $225,000 n/a 0.1%
    EVERETT FINANCIAL, INC. $145,000 $225,000 55.2% 0.1%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $265,000 $225,000 -15.1% 0.1%
    Magnolia Bank $215,000 $225,000 4.7% 0.1%
    EMBRACE HOME LOANS, INC. $165,000 $215,000 30.3% 0.1%
    Farm Credit Mid-America, ACA $215,000 n/a 0.1%
    Amerifirst Financial, Inc. $720,000 $195,000 -72.9% 0.1%
    LEGACY MORTGAGE LLC $420,000 $190,000 -54.8% 0.1%
    First National Bank Texas $195,000 $185,000 -5.1% 0.1%
    SOVEREIGN LENDING GROUP INCORPORATED $185,000 n/a 0.1%
    Bank of England $175,000 n/a 0.1%
    FLAT BRANCH MORTGAGE, INC. $225,000 $175,000 -22.2% 0.1%
    Nations Lending Corporation $105,000 $175,000 66.7% 0.1%
    PENTAGON FEDERAL CREDIT UNION $455,000 $175,000 -61.5% 0.1%
    Texana Bank $175,000 n/a 0.1%
    Barrington Bank & Trust Company, N.A. $585,000 $165,000 -71.8% 0.1%
    Century Mortgage Company DBA Century Lending Company $165,000 n/a 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $550,000 $165,000 -70.0% 0.1%
    Stifel Bank and Trust $215,000 $165,000 -23.3% 0.1%
    LADERA LENDING, INC. $155,000 n/a 0.1%
    Watermark Capital, Inc. $155,000 n/a 0.1%
    Loan Simple, Inc. $395,000 $145,000 -63.3% 0.1%
    SANDIA AREA $145,000 $135,000 -6.9% 0.1%
    CONTOUR MORTGAGE CORPORATION $165,000 $125,000 -24.2% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $1,640,000 $125,000 -92.4% 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $115,000 n/a 0.1%
    NOVA FINANCIAL & INVESTMENT CORPORATION $350,000 $115,000 -67.1% 0.1%
    AMERICAN HERITAGE LENDING, INC. $105,000 n/a 0.1%
    DAS Acquisition Company, LLC $105,000 n/a 0.1%
    Gateway First Bank $275,000 $105,000 -61.8% 0.1%
    MANN FINANCIAL INC. $490,000 $100,000 -79.6% 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $95,000 n/a 0.1%
    Citibank $95,000 n/a 0.1%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $85,000 n/a 0.1%
    EUSTIS AND AMERICAN MORTGAGE COMPANY $85,000 n/a 0.1%
    BOKF $895,000 $80,000 -91.1% 0.0%
    MUTUAL OF OMAHA MORTGAGE, INC. $85,000 $75,000 -11.8% 0.0%
    Discover Bank $130,000 $55,000 -57.7% 0.0%
    Figure Lending LLC $220,000 $55,000 -75.0% 0.0%
    FirstLight Federal Credit Union $55,000 n/a 0.0%
    SANDIA LABORATORY $55,000 n/a 0.0%
    SPRING EQ, LLC $55,000 n/a 0.0%
    Firefighters First Federal Credit Union $205,000 $45,000 -78.0% 0.0%
    STATE EMPLOYEES $45,000 n/a 0.0%
    Kirtland Federal Credit Union $25,000 n/a 0.0%
    MOUNTAIN AMERICA $255,000 $25,000 -90.2% 0.0%

    Roswell's top lender by overall market share is QUICKEN LOANS, LLC, with 13.7% market share. In second place, with 12.6%, is CMG MORTGAGE, INC., having originated $20,825,000 in loans. In third place, with 11.5%, is AMCAP MORTGAGE, LTD., having originated $18,940,000 in loans. In fourth place, with 6.8%, is LOANDEPOT.COM, LLC, having originated $11,290,000 in loans. In fifth place, with 3.9%, is Mortgage Research Center, LLC, having originated $6,475,000 in loans.

    Roswell Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Roswell (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $159,975 (13.9%) $201,217 (-66.0%) 0.00 266
    2018-02-01 $162,500 (20.4%) $202,106 (9.3%) 0.00 268
    2018-03-01 $175,000 (25.0%) $206,506 (8.5%) 0.00 267
    2018-04-01 $185,000 (24.2%) $213,523 (9.4%) 0.00 269
    2018-05-01 $192,500 (35.6%) $213,052 (9.6%) 0.00 274
    2018-06-01 $184,000 (26.7%) $213,088 (9.8%) 0.00 294
    2018-07-01 $185,000 (20.9%) $212,622 (6.7%) 0.00 292
    2018-08-01 $185,000 (8.9%) $211,783 (2.2%) 0.00 277
    2018-09-01 $183,000 (12.6%) $208,751 (6.1%) 0.00 270
    2018-10-01 $182,500 (10.6%) $204,263 (1.8%) 0.00 261
    2018-11-01 $179,975 (9.1%) $205,894 (2.5%) 0.00 251
    2018-12-01 $189,000 (18.1%) $219,913 (7.9%) 0.00 241
    2019-01-01 $194,475 (21.6%) $221,678 (10.2%) 0.00 225
    2019-02-01 $201,375 (23.9%) $222,540 (10.1%) 0.00 215
    2019-03-01 $200,282 (14.5%) $220,996 (7.0%) 0.00 201
    2019-04-01 $191,988 (3.8%) $221,989 (4.0%) 0.00 200
    2019-05-01 $189,500 (-1.6%) $218,059 (2.4%) 0.00 198
    2019-06-01 $189,000 (2.7%) $213,767 (0.3%) 0.00 172
    2019-07-01 $181,225 (-2.0%) $209,749 (-1.4%) 0.00 155
    2019-08-01 $190,455 (3.0%) $217,096 (2.5%) 0.00 155
    2019-09-01 $198,636 (8.5%) $226,495 (8.5%) 0.00 155
    2019-10-01 $204,091 (11.8%) $233,512 (14.3%) 0.00 156
    2019-11-01 $209,500 (16.4%) $242,619 (17.8%) 0.00 155
    2019-12-01 $186,750 (-1.2%) $228,888 (4.1%) 0.00 144
    2020-01-01 $181,150 (-6.9%) $215,423 (-2.8%) 0.00 138
    2020-02-01 $191,250 (-5.0%) $238,895 (7.4%) 0.00 124
    2020-03-01 $179,975 (-10.1%) $232,375 (5.2%) 0.00 134
    2020-04-01 $206,250 (7.4%) $245,687 (10.7%) 0.00 135
    2020-05-01 $197,000 (4.0%) $239,437 (9.8%) 0.00 118
    2020-06-01 $205,750 (8.9%) $240,884 (12.7%) 0.00 116
    2020-07-01 $194,975 (7.6%) $230,792 (10.0%) 0.00 113
    2020-08-01 $180,000 (-5.5%) $223,425 (2.9%) 0.00 124
    2020-09-01 $176,250 (-11.3%) $224,941 (-0.7%) 0.00 120
    2020-10-01 $167,400 (-18.0%) $214,743 (-8.0%) 0.00 125
    2020-11-01 $164,975 (-21.3%) $206,213 (-15.0%) 0.00 124
    2020-12-01 $172,750 (-7.5%) $216,641 (-5.4%) 0.00 131
    2021-01-01 $165,000 (-8.9%) $208,624 (-3.2%) 0.00 113
    2021-02-01 $167,150 (-12.6%) $217,466 (-9.0%) 0.00 112
    2021-03-01 $189,750 (5.4%) $238,236 (2.5%) 0.00 106
    2021-04-01 $193,600 (-6.1%) $234,416 (-4.6%) 0.00 117
    2021-05-01 $199,900 (1.5%) $246,221 (2.8%) 0.00 123
    2021-06-01 $202,100 (-1.8%) $249,458 (3.6%) 0.00 135
    2021-07-01 $199,900 (2.5%) $239,907 (4.0%) 0.00 146
    2021-08-01 $199,975 (11.1%) $234,365 (4.9%) 0.00 165
    2021-09-01 $195,975 (11.2%) $224,197 (-0.3%) 0.00 157
    2021-10-01 $191,500 (14.4%) $222,286 (3.5%) 0.00 147
    2021-11-01 $202,500 (22.8%) $238,891 (15.9%) 0.00 136
    2021-12-01 $207,500 (20.1%) $244,023 (12.6%) 0.00 126
    2022-01-01 $230,000 (39.4%) $258,235 (23.8%) 0.00 127
    2022-02-01 $236,125 (41.3%) $276,227 (27.0%) 0.00 123
    2022-03-01 $226,500 (19.4%) $271,723 (14.1%) 0.00 124
    2022-04-01 $244,825 (26.5%) $271,704 (15.9%) 0.00 131
    2022-05-01 $253,750 (26.9%) $291,347 (18.3%) 0.00 145
    2022-06-01 $247,456 (22.4%) $284,311 (14.0%) 0.00 148
    2022-07-01 $241,000 (20.6%) $278,459 (16.1%) 0.00 169
    2022-08-01 $235,000 (17.5%) $269,508 (15.0%) 0.00 169
    2022-09-01 $235,000 (19.9%) $272,775 (21.7%) 0.00 169
    2022-10-01 $224,000 (17.0%) $266,594 (19.9%) 0.00 179
    2022-11-01 $225,000 (11.1%) $274,290 (14.8%) 0.00 179
    2022-12-01 $239,000 (15.2%) $278,518 (14.1%) 0.00 178
    2023-01-01 $237,000 (3.0%) $288,226 (11.6%) 0.00 166
    2023-02-01 $232,319 (-1.6%) $280,303 (1.5%) 0.00 152
    2023-03-01 $246,913 (9.0%) $284,274 (4.6%) 0.00 143
    2023-04-01 $269,450 (10.1%) $297,073 (9.3%) 0.00 137
    2023-05-01 $295,000 (16.3%) $309,704 (6.3%) 0.00 91
    2023-06-01 $260,000 (5.1%) $297,065 (4.5%) 0.00 107
    2023-07-01 $249,500 (3.5%) $299,671 (7.6%) 0.00 103
    2023-08-01 $240,000 (2.1%) $285,382 (5.9%) 0.00 122
    2023-09-01 $233,000 (-0.9%) $278,203 (2.0%) 0.00 131
    2023-10-01 $220,500 (-1.6%) $271,251 (1.8%) 0.00 139
    2023-11-01 $220,250 (-2.1%) $278,910 (1.7%) 0.00 145
    Roswell's median listing price for 2023-11-01 was $220,250, a difference of $-4,750 (-2.1%) versus the prior year and $-250 versus the prior month.

    Roswell's median listing price comes in at 0% of the national average.

    Roswell's average listing price for 2023-11-01 was $278,910, a difference of $4,620 (1.7%) versus the prior year and $7,659 versus the prior month.

    For the 2023-11-01 period, Roswell had 145 MLS listings, a difference of 6 listings (4%) versus the prior month and -34 listings (-19%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Roswell (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,973 sqft
    2018-02-01 0 days 1,977 sqft
    2018-03-01 0 days 1,964 sqft
    2018-04-01 0 days 1,978 sqft
    2018-05-01 0 days 2,053 sqft
    2018-06-01 0 days 2,026 sqft
    2018-07-01 0 days 2,013 sqft
    2018-08-01 0 days 1,942 sqft
    2018-09-01 0 days 1,911 sqft
    2018-10-01 0 days 1,911 sqft
    2018-11-01 0 days 1,941 sqft
    2018-12-01 0 days 1,973 sqft
    2019-01-01 0 days 1,991 sqft
    2019-02-01 0 days 2,007 sqft
    2019-03-01 0 days 2,024 sqft
    2019-04-01 0 days 2,043 sqft
    2019-05-01 0 days 2,009 sqft
    2019-06-01 0 days 2,000 sqft
    2019-07-01 0 days 1,957 sqft
    2019-08-01 0 days 1,984 sqft
    2019-09-01 0 days 2,024 sqft
    2019-10-01 0 days 2,061 sqft
    2019-11-01 0 days 2,105 sqft
    2019-12-01 0 days 1,909 sqft
    2020-01-01 0 days 1,879 sqft
    2020-02-01 0 days 1,935 sqft
    2020-03-01 0 days 1,863 sqft
    2020-04-01 0 days 1,974 sqft
    2020-05-01 0 days 1,967 sqft
    2020-06-01 0 days 1,990 sqft
    2020-07-01 0 days 1,900 sqft
    2020-08-01 0 days 1,866 sqft
    2020-09-01 0 days 1,808 sqft
    2020-10-01 0 days 1,729 sqft
    2020-11-01 0 days 1,661 sqft
    2020-12-01 0 days 1,711 sqft
    2021-01-01 0 days 1,672 sqft
    2021-02-01 0 days 1,720 sqft
    2021-03-01 0 days 1,881 sqft
    2021-04-01 0 days 1,892 sqft
    2021-05-01 0 days 1,912 sqft
    2021-06-01 0 days 1,889 sqft
    2021-07-01 0 days 1,832 sqft
    2021-08-01 0 days 1,805 sqft
    2021-09-01 0 days 1,728 sqft
    2021-10-01 0 days 1,731 sqft
    2021-11-01 0 days 1,744 sqft
    2021-12-01 0 days 1,753 sqft
    2022-01-01 0 days 1,820 sqft
    2022-02-01 0 days 1,902 sqft
    2022-03-01 0 days 1,815 sqft
    2022-04-01 0 days 1,815 sqft
    2022-05-01 0 days 1,910 sqft
    2022-06-01 0 days 1,875 sqft
    2022-07-01 0 days 1,886 sqft
    2022-08-01 0 days 1,842 sqft
    2022-09-01 0 days 1,858 sqft
    2022-10-01 0 days 1,889 sqft
    2022-11-01 0 days 1,959 sqft
    2022-12-01 0 days 1,930 sqft
    2023-01-01 0 days 1,944 sqft
    2023-02-01 0 days 1,923 sqft
    2023-03-01 0 days 1,965 sqft
    2023-04-01 0 days 2,105 sqft
    2023-05-01 0 days 2,154 sqft
    2023-06-01 0 days 2,095 sqft
    2023-07-01 0 days 2,154 sqft
    2023-08-01 0 days 2,073 sqft
    2023-09-01 0 days 1,965 sqft
    2023-10-01 0 days 1,927 sqft
    2023-11-01 0 days 1,824 sqft
    Roswell's median listing age (time on market) for 2023-11-01 was 0 days.

    Roswell's median square footage for active listings during the 2023-11-01 period was 1,824 sqft. One year prior, the average listing was 1,959 sqft.

    Roswell, NM Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 595 $111,885,000 $188,042
    Cash Out Refi 193 $28,095,000 $145,570
    Refi 108 $18,670,000 $172,870
    Home Improvement 21 $5,225,000 $248,810
    Other 21 $1,315,000 $62,619

    Roswell's most frequently cited loan purpose was Home Purchase, with 595 originations. The 2nd most popular reason was Cash Out Refi, with 193 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 263 $51,785,000 $196,901
    4-5% 211 $42,685,000 $202,299
    3-4% 203 $35,445,000 $174,606
    6-7% 132 $18,970,000 $143,712
    7-8% 46 $5,000,000 $108,696
    2.5-3% 40 $6,360,000 $159,000
    Over 8% 21 $1,925,000 $91,667
    <2.5% 19 $2,675,000 $140,789

    During 2022, Roswell's most frequently originated rate bucket was 5-6%, with 263 originations.

    Loan Sizing (Roswell, NM MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 434 $62,850,000 $144,816
    $200k-400k 261 $70,295,000 $269,330
    $100,000 or less 215 $11,945,000 $55,558
    $400k-600k 22 $9,850,000 $447,727
    $Over $1MM 5 $9,345,000 $1,869,000
    $600k-1000k 1 $905,000 $905,000

    Roswell's loan sizing saw the bucket of loans from $100k-200k with 434 originations, totaling $62,850,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 483 $96,465,000 $199,720
    60-80% 262 $50,760,000 $193,740
    40-60% 76 $10,270,000 $135,132
    Under 20% 68 $850,000 $12,500
    20-40% 26 $1,770,000 $68,077
    Over 100% 15 $3,825,000 $255,000

    Roswell's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 483 originations, totaling $96,465,000 in origination value.