Roswell Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Roswell averaged 7.26% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2023-03-09) was 6.99% and one month ago for the week of 2023-02-09, the average rate was 6.68%.

    Roswell's average rate one year ago was 4.11%.

    For refis of the same type during the week of 2023-03-16, the average rate was 7.04%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-16 6.6%
    Roswell 30 Year Fixed Rate 2023-03-16 7.26%
    Roswell 30 Year Fixed Rate Refi 2023-03-16 7.04%
    Roswell 15 Year Fixed Rate 2023-03-16 6.64%
    Roswell 15 Year Fixed Rate Refi 2023-03-16 5.98%
    Roswell 30 Year FHA 2023-03-16 6.56%
    Roswell 30 Year FHA Refi 2023-03-16 6.32%
    Roswell 30 Year USDA 2023-03-16 6.77%
    Roswell 30 Year VA 2023-03-16 6.54%
    Roswell 30 Year VA Refi 2023-03-16 5.96%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Roswell, NM.

    Roswell Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Roswell, NM market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
    QUICKEN LOANS, LLC 119 3.12% $4,737
    CMG MORTGAGE, INC. 88 3.41% $4,800
    AMCAP MORTGAGE, LTD. 68 3.37% $3,822
    UNITED WHOLESALE MORTGAGE, LLC 37 2.97% $3,567
    MICHIGAN MUTUAL, INC. 27 3.42% $4,042
    Wells Fargo Bank 20 3.45% $3,536
    AMERISAVE MORTGAGE CORPORATION 16 2.92% $6,789
    First American Bank 16 3.20% $2,620
    LOANDEPOT.COM, LLC 9 3.19% $5,199
    JPMorgan Chase Bank 8 3.19% $2,910
    FINANCE OF AMERICA MORTGAGE LLC 6 3.60% $4,088
    BETTER MORTGAGE CORPORATION 6 3.04% $3,078
    KELLER MORTGAGE, LLC 6 3.27% $2,178
    PRIMARY RESIDENTIAL MORTGAGE, INC. 5 3.15% $2,469
    BROKER SOLUTIONS, INC. 5 3.65% $4,030
    PLAZA HOME MORTGAGE, INC. 4 3.13% $4,783
    PENNYMAC LOAN SERVICES, LLC 4 3.31% $5,413
    NEWREZ LLC 4 3.09% $3,579
    Mr. Cooper ( Nationstar Mortgage ) 4 3.72% $6,178
    Bank of America 4 2.97% $2,285
    Washington Federal Bank 4 3.13% $4,470
    LOANPAL, LLC 4 3.47% $5,477
    Waterstone Mortgage Corporation 3 3.58% $3,910
    GUILD MORTGAGE COMPANY 3 3.41% $3,326
    VAN DYK MORTGAGE CORPORATION 3 3.17% $4,744
    Carrington Mortgage Services, LLC 3 3.29% $4,769
    FREEDOM MORTGAGE CORPORATION 3 3.00% $1,562
    Strong Home Mortgage, LLC 2 2.88% $1,397
    AMERICAN FINANCING CORPORATION 2 3.44% $4,687
    CALIBER HOME LOANS, INC. 2 2.93% $2,069
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 3.06% $6,835
    Flagstar Bank, FSB 2 3.32% $3,342
    GUARANTEED RATE, INC. 2 3.06% $3,958
    U.S. Bank 2 3.06% $45
    HOMESPIRE MORTGAGE CORPORATION 1 2.88% $4,887
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 2.75% $3,428
    Goldwater Bank, N.A. 1 3.13% $3,286
    Gateway First Bank 1 2.63% $2,667
    First Savings Bank 1 3.88% $7,872
    Loan Simple, Inc. 1 3.13% $3,595
    Firefighters First Federal Credit Union 1 3.38% $2,292
    Mortgage Research Center, LLC 1 3.13% $3,731
    MORTGAGE SOLUTIONS OF COLORADO, LLC 1 2.88% $4,266
    Enterprise Bank & Trust 1 3.00% $1,808
    MUTUAL OF OMAHA MORTGAGE, INC. 1 4.00% $4,413
    NAVY FEDERAL CREDIT UNION 1 3.63% $1,309
    Neighborhood Loans, Inc. 1 3.25% $3,632
    EMBRACE HOME LOANS, INC. 1 3.38% $3,332
    NOVA FINANCIAL & INVESTMENT CORPORATION 1 3.38% $2,550
    NUSENDA 1 3.25% $3,251
    OPEN MORTGAGE, LLC 1 2.88% $1,586
    Paramount Residential Mortgage Group, Inc. 1 2.75% $4,282
    Discover Bank 1 3.99% $0
    PHH Mortgage Corporation 1 3.38% $5,629
    Pioneer Bank 1 5.25% $5,968
    Plains Commerce Bank 1 3.25% $2,355
    CROSSCOUNTRY MORTGAGE, LLC 1 3.13% $2,560
    PNC Bank 1 3.00% $4,557
    PREMIA MORTGAGE, LLC 1 3.13% $0
    Colonial Savings, F.A. 1 3.88% $2,240
    Chicago Mortgage Solutions LLC 1 2.74% $1,834
    Rocky Mountain Mortgage Company 1 3.00% $1,465
    ROYAL UNITED MORTGAGE LLC 1 3.00% $4,302
    SANDIA AREA 1 3.50% $6,002
    Sierra Pacific Mortgage Company, Inc. 1 4.13% $8,428
    Southwest Airlines Federal Credit Union 1 3.13% $4,971
    Stifel Bank and Trust 1 2.88% $2,907
    ACADEMY MORTGAGE CORPORATION 1 3.25% $4,885
    Truist 1 3.49% $4,508
    UNITED MORTGAGE CORP. 1 3.25% $3,912
    CALCON MUTUAL MORTGAGE LLC 1 3.00% $3,609
    USAA Federal Savings Bank 1 3.25% $4,129
    AMERICAN FINANCIAL NETWORK, INC. 1 3.00% $5,723
    BOKF 1 3.00% $3,089
    Bell Bank 1 2.88% $3,306
    Amerifirst Financial, Inc. 1 3.38% $3,656
    HOMESIDE FINANCIAL, LLC 1 3.13% $5,204

    Roswell Average Closing Costs & Other Stats

    Roswell, NM's 77 lenders originated 1,531 loans during 2021. The total origination value was $276,465,000, with an average loan value of $180,578.

    Roswell's average closing costs are $4,790.

    The top Roswell lender as defined by loan originations is QUICKEN LOANS, LLC, with 119 loans originated. Their average total fees are $4,737, which is $64 lower than the next largest lender, CMG MORTGAGE, INC..

    The lowest fee Roswell lenders (with over 10 loans originated) are First American Bank ($2,620), Wells Fargo Bank ($3,536), UNITED WHOLESALE MORTGAGE, LLC ($3,567), AMCAP MORTGAGE, LTD. ($3,822) and MICHIGAN MUTUAL, INC. ($4,042).

    The lowest rate Roswell lenders (with over 10 loans originated) are AMERISAVE MORTGAGE CORPORATION (2.92%), UNITED WHOLESALE MORTGAGE, LLC (2.97%), QUICKEN LOANS, LLC (3.12%), First American Bank (3.20%) and AMCAP MORTGAGE, LTD. (3.37%).

    Roswell, NM Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
    QUICKEN LOANS, LLC $37,215,000 $47,155,000 26.7% 17.1%
    CMG MORTGAGE, INC. $31,520,000 $36,370,000 15.4% 13.2%
    AMCAP MORTGAGE, LTD. $21,970,000 $25,750,000 17.2% 9.3%
    MICHIGAN MUTUAL, INC. $6,700,000 $13,605,000 103.1% 4.9%
    UNITED WHOLESALE MORTGAGE, LLC $5,500,000 $13,060,000 137.5% 4.7%
    FREEDOM MORTGAGE CORPORATION $12,190,000 $12,535,000 2.8% 4.5%
    First American Bank $3,535,000 $9,465,000 167.8% 3.4%
    Arbor Realty Trust, Inc. $7,985,000 n/a 2.9%
    Mortgage Research Center, LLC $7,495,000 $7,075,000 -5.6% 2.6%
    Wells Fargo Bank $6,325,000 $6,080,000 -3.9% 2.2%
    AMERISAVE MORTGAGE CORPORATION $2,025,000 $5,990,000 195.8% 2.2%
    21ST MORTGAGE CORPORATION $2,725,000 $5,385,000 97.6% 1.9%
    LOANDEPOT.COM, LLC $3,000,000 $4,895,000 63.2% 1.8%
    Pioneer Bank $6,925,000 $4,445,000 -35.8% 1.6%
    Mr. Cooper ( Nationstar Mortgage ) $3,295,000 $4,105,000 24.6% 1.5%
    PENNYMAC LOAN SERVICES, LLC $1,130,000 $4,075,000 260.6% 1.5%
    LAKEVIEW LOAN SERVICING, LLC $1,730,000 $3,070,000 77.5% 1.1%
    JPMorgan Chase Bank $980,000 $2,520,000 157.1% 0.9%
    BROKER SOLUTIONS, INC. $1,570,000 $2,480,000 58.0% 0.9%
    PLAZA HOME MORTGAGE, INC. $1,105,000 $2,215,000 100.5% 0.8%
    BETTER MORTGAGE CORPORATION $195,000 $2,115,000 984.6% 0.8%
    Waterstone Mortgage Corporation $2,135,000 $2,035,000 -4.7% 0.7%
    Washington Federal Bank $4,470,000 $1,885,000 -57.8% 0.7%
    CLEARPATH LENDING $1,405,000 $1,815,000 29.2% 0.7%
    USAA Federal Savings Bank $3,670,000 $1,785,000 -51.4% 0.6%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $2,320,000 $1,730,000 -25.4% 0.6%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $310,000 $1,640,000 429.0% 0.6%
    Bank of America $785,000 $1,595,000 103.2% 0.6%
    CALIBER HOME LOANS, INC. $1,580,000 $1,490,000 -5.7% 0.5%
    FINANCE OF AMERICA MORTGAGE LLC $1,970,000 $1,475,000 -25.1% 0.5%
    KELLER MORTGAGE, LLC $165,000 $1,470,000 790.9% 0.5%
    GUARANTEED RATE, INC. $125,000 $1,210,000 868.0% 0.4%
    LOANPAL, LLC $900,000 $1,095,000 21.7% 0.4%
    VILLAGE CAPITAL & INVESTMENT LLC $895,000 $1,075,000 20.1% 0.4%
    U.S. Bank $205,000 $1,070,000 422.0% 0.4%
    GUILD MORTGAGE COMPANY $1,005,000 n/a 0.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $545,000 $975,000 78.9% 0.4%
    NAVY FEDERAL CREDIT UNION $725,000 $970,000 33.8% 0.4%
    NEWREZ LLC $685,000 $945,000 38.0% 0.3%
    CASTLE & COOKE MORTGAGE, LLC $920,000 n/a 0.3%
    BOKF $2,130,000 $895,000 -58.0% 0.3%
    NUSENDA $145,000 $850,000 486.2% 0.3%
    Amerifirst Financial, Inc. $135,000 $720,000 433.3% 0.3%
    NEW DAY FINANCIAL, LLC $340,000 $720,000 111.8% 0.3%
    ACADEMY MORTGAGE CORPORATION $415,000 $665,000 60.2% 0.2%
    Visio Financial Services Inc. $660,000 n/a 0.2%
    Paramount Residential Mortgage Group, Inc. $135,000 $655,000 385.2% 0.2%
    ROYAL UNITED MORTGAGE LLC $495,000 $645,000 30.3% 0.2%
    AMERICAN FINANCING CORPORATION $770,000 $610,000 -20.8% 0.2%
    Strong Home Mortgage, LLC $600,000 n/a 0.2%
    Barrington Bank & Trust Company, N.A. $305,000 $585,000 91.8% 0.2%
    Carrington Mortgage Services, LLC $455,000 $580,000 27.5% 0.2%
    Flagstar Bank, FSB $400,000 $575,000 43.8% 0.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $1,215,000 $550,000 -54.7% 0.2%
    SUN WEST MORTGAGE COMPANY, INC. $730,000 $530,000 -27.4% 0.2%
    MANN FINANCIAL INC. $490,000 n/a 0.2%
    AMERICAN FINANCIAL NETWORK, INC. $480,000 n/a 0.2%
    Low VA Rates, LLC $105,000 $480,000 357.1% 0.2%
    PHH Mortgage Corporation $475,000 n/a 0.2%
    VAN DYK MORTGAGE CORPORATION $105,000 $465,000 342.9% 0.2%
    MID AMERICA MORTGAGE, INC. $245,000 $460,000 87.8% 0.2%
    Ixonia Bank $455,000 n/a 0.2%
    PENTAGON FEDERAL CREDIT UNION $175,000 $455,000 160.0% 0.2%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $135,000 $440,000 225.9% 0.2%
    NP, Inc. $440,000 n/a 0.2%
    SOUTHWEST STAGE FUNDING, LLC $230,000 $440,000 91.3% 0.2%
    LEGACY MORTGAGE LLC $375,000 $420,000 12.0% 0.2%
    Goldwater Bank, N.A. $145,000 $405,000 179.3% 0.1%
    First Savings Bank $780,000 $400,000 -48.7% 0.1%
    Loan Simple, Inc. $265,000 $395,000 49.1% 0.1%
    CROSSCOUNTRY MORTGAGE, LLC $390,000 n/a 0.1%
    TRIAD FINANCIAL SERVICES, INC. $55,000 $390,000 609.1% 0.1%
    South State Bank $375,000 n/a 0.1%
    PLANET HOME LENDING, LLC $580,000 $360,000 -37.9% 0.1%
    Plains Commerce Bank $215,000 $355,000 65.1% 0.1%
    Prime Choice Funding Inc. $165,000 $355,000 115.2% 0.1%
    NOVA FINANCIAL & INVESTMENT CORPORATION $75,000 $350,000 366.7% 0.1%
    First Federal Bank of Kansas City $465,000 $325,000 -30.1% 0.1%
    Neighborhood Loans, Inc. $165,000 $320,000 93.9% 0.1%
    HOMESIDE FINANCIAL, LLC $310,000 n/a 0.1%
    Community First National Bank $295,000 n/a 0.1%
    CHURCHILL MORTGAGE CORPORATION $515,000 $275,000 -46.6% 0.1%
    Gateway First Bank $990,000 $275,000 -72.2% 0.1%
    Southwest Airlines Federal Credit Union $275,000 n/a 0.1%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $265,000 n/a 0.1%
    TEXAS TECH $265,000 n/a 0.1%
    F & M Bank $255,000 n/a 0.1%
    MOUNTAIN AMERICA $35,000 $255,000 628.6% 0.1%
    OPEN MORTGAGE, LLC $245,000 n/a 0.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $580,000 $240,000 -58.6% 0.1%
    PREMIA MORTGAGE, LLC $1,100,000 $235,000 -78.6% 0.1%
    FLAT BRANCH MORTGAGE, INC. $225,000 n/a 0.1%
    NBKC BANK $235,000 $225,000 -4.3% 0.1%
    Western Commerce Bank $225,000 n/a 0.1%
    Figure Lending LLC $220,000 n/a 0.1%
    First Guaranty Mortgage Corporation $125,000 $215,000 72.0% 0.1%
    Magnolia Bank $445,000 $215,000 -51.7% 0.1%
    Stifel Bank and Trust $215,000 n/a 0.1%
    Truist Bank $210,000 n/a 0.1%
    Firefighters First Federal Credit Union $205,000 n/a 0.1%
    First National Bank Texas $165,000 $195,000 18.2% 0.1%
    ACCELERATE MORTGAGE, LLC $185,000 n/a 0.1%
    Bell Bank $260,000 $185,000 -28.8% 0.1%
    V.I.P. MORTGAGE, INC. $185,000 $185,000 0.0% 0.1%
    Chicago Mortgage Solutions LLC $175,000 n/a 0.1%
    Colonial Savings, F.A. $365,000 $175,000 -52.1% 0.1%
    PNC Bank $175,000 n/a 0.1%
    CONTOUR MORTGAGE CORPORATION $350,000 $165,000 -52.9% 0.1%
    EMBRACE HOME LOANS, INC. $165,000 n/a 0.1%
    Enterprise Bank & Trust $165,000 n/a 0.1%
    SWBC MORTGAGE CORPORATION $115,000 $165,000 43.5% 0.1%
    Willamette Valley Bank $165,000 n/a 0.1%
    CALCON MUTUAL MORTGAGE LLC $295,000 $160,000 -45.8% 0.1%
    City Bank $155,000 n/a 0.1%
    The Federal Savings Bank $575,000 $155,000 -73.0% 0.1%
    UNITED MORTGAGE CORP. $155,000 n/a 0.1%
    EVERETT FINANCIAL, INC. $145,000 n/a 0.1%
    SANDIA AREA $145,000 n/a 0.1%
    ZILLOW HOME LOANS, LLC $135,000 n/a 0.0%
    Discover Bank $55,000 $130,000 136.4% 0.0%
    HOMESPIRE MORTGAGE CORPORATION $125,000 n/a 0.0%
    InterContinental Capital Group, Inc $125,000 n/a 0.0%
    Sierra Pacific Mortgage Company, Inc. $125,000 n/a 0.0%
    AMERICAN ADVISORS GROUP $215,000 $115,000 -46.5% 0.0%
    CREDIT UNION MORTGAGE ASSOCIATION, INC. $115,000 n/a 0.0%
    FIRST COMMUNITY MORTGAGE, INC. $615,000 $115,000 -81.3% 0.0%
    TIAA, FSB $725,000 $115,000 -84.1% 0.0%
    VANDERBILT MORTGAGE AND FINANCE, INC. $230,000 $115,000 -50.0% 0.0%
    HOME POINT FINANCIAL CORPORATION $660,000 $105,000 -84.1% 0.0%
    LENDINGONE, LLC $105,000 n/a 0.0%
    MORIA DEVELOPMENT, INC. $165,000 $105,000 -36.4% 0.0%
    Nations Lending Corporation $520,000 $105,000 -79.8% 0.0%
    Ally Bank $285,000 $95,000 -66.7% 0.0%
    VELOCITY COMMERCIAL CAPITAL, LLC $95,000 n/a 0.0%
    MUTUAL OF OMAHA MORTGAGE, INC. $270,000 $85,000 -68.5% 0.0%
    Rocky Mountain Mortgage Company $75,000 n/a 0.0%

    Roswell's top lender by overall market share is QUICKEN LOANS, LLC, with 17.1% market share. In second place, with 13.2%, is CMG MORTGAGE, INC., having originated $36,370,000 in loans. In third place, with 9.3%, is AMCAP MORTGAGE, LTD., having originated $25,750,000 in loans. In fourth place, with 4.9%, is MICHIGAN MUTUAL, INC., having originated $13,605,000 in loans. In fifth place, with 4.7%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $13,060,000 in loans.

    Roswell Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Roswell (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $159,975 (13.9%) $201,217 (-66.0%) 0.00 266
    2018-02-01 $165,000 (22.2%) $202,459 (9.5%) 0.00 268
    2018-03-01 $175,000 (25.0%) $206,506 (8.5%) 0.00 267
    2018-04-01 $185,000 (24.2%) $213,523 (9.4%) 0.00 269
    2018-05-01 $192,500 (35.6%) $213,052 (9.6%) 0.00 274
    2018-06-01 $184,000 (26.7%) $213,088 (9.8%) 0.00 294
    2018-07-01 $185,000 (20.9%) $212,666 (6.7%) 0.00 292
    2018-08-01 $185,000 (8.9%) $211,783 (2.2%) 0.00 277
    2018-09-01 $183,000 (12.6%) $208,501 (5.9%) 0.00 270
    2018-10-01 $182,500 (10.6%) $204,263 (1.8%) 0.00 261
    2018-11-01 $179,975 (9.1%) $205,894 (2.5%) 0.00 251
    2018-12-01 $189,000 (18.1%) $219,913 (7.9%) 0.00 241
    2019-01-01 $194,475 (21.6%) $221,678 (10.2%) 0.00 225
    2019-02-01 $201,375 (22.1%) $222,540 (9.9%) 0.00 215
    2019-03-01 $200,850 (14.8%) $221,130 (7.1%) 0.00 201
    2019-04-01 $193,238 (4.5%) $222,472 (4.2%) 0.00 200
    2019-05-01 $189,500 (-1.6%) $218,059 (2.4%) 0.00 198
    2019-06-01 $189,000 (2.7%) $213,767 (0.3%) 0.00 172
    2019-07-01 $181,225 (-2.0%) $209,749 (-1.4%) 0.00 155
    2019-08-01 $190,455 (3.0%) $217,096 (2.5%) 0.00 155
    2019-09-01 $198,636 (8.5%) $226,495 (8.6%) 0.00 155
    2019-10-01 $204,091 (11.8%) $233,512 (14.3%) 0.00 156
    2019-11-01 $209,500 (16.4%) $242,619 (17.8%) 0.00 155
    2019-12-01 $186,750 (-1.2%) $228,888 (4.1%) 0.00 144
    2020-01-01 $181,150 (-6.9%) $215,423 (-2.8%) 0.00 138
    2020-02-01 $191,250 (-5.0%) $238,895 (7.4%) 0.00 124
    2020-03-01 $179,975 (-10.4%) $232,375 (5.1%) 0.00 134
    2020-04-01 $206,250 (6.7%) $245,687 (10.4%) 0.00 135
    2020-05-01 $197,000 (4.0%) $239,437 (9.8%) 0.00 118
    2020-06-01 $205,750 (8.9%) $240,884 (12.7%) 0.00 116
    2020-07-01 $194,975 (7.6%) $230,792 (10.0%) 0.00 113
    2020-08-01 $180,000 (-5.5%) $223,425 (2.9%) 0.00 124
    2020-09-01 $176,250 (-11.3%) $224,941 (-0.7%) 0.00 120
    2020-10-01 $167,400 (-18.0%) $214,743 (-8.0%) 0.00 125
    2020-11-01 $164,975 (-21.3%) $206,213 (-15.0%) 0.00 124
    2020-12-01 $172,750 (-7.5%) $216,641 (-5.4%) 0.00 131
    2021-01-01 $165,000 (-8.9%) $208,624 (-3.2%) 0.00 113
    2021-02-01 $167,150 (-12.6%) $217,466 (-9.0%) 0.00 112
    2021-03-01 $189,750 (5.4%) $238,236 (2.5%) 0.00 106
    2021-04-01 $193,600 (-6.1%) $234,416 (-4.6%) 0.00 117
    2021-05-01 $199,900 (1.5%) $246,221 (2.8%) 0.00 123
    2021-06-01 $202,100 (-1.8%) $249,458 (3.6%) 0.00 135
    2021-07-01 $199,900 (2.5%) $239,907 (4.0%) 0.00 146
    2021-08-01 $199,975 (11.1%) $234,365 (4.9%) 0.00 165
    2021-09-01 $195,975 (11.2%) $224,197 (-0.3%) 0.00 157
    2021-10-01 $191,500 (14.4%) $222,286 (3.5%) 0.00 147
    2021-11-01 $202,500 (22.8%) $238,891 (15.9%) 0.00 136
    2021-12-01 $207,500 (20.1%) $244,023 (12.6%) 0.00 126
    2022-01-01 $230,000 (39.4%) $258,235 (23.8%) 0.00 127
    2022-02-01 $236,125 (41.3%) $276,227 (27.0%) 0.00 123
    2022-03-01 $226,500 (19.4%) $271,723 (14.1%) 0.00 124
    2022-04-01 $244,825 (26.5%) $271,704 (15.9%) 0.00 131
    2022-05-01 $253,750 (26.9%) $291,347 (18.3%) 0.00 145
    2022-06-01 $247,456 (22.4%) $284,311 (14.0%) 0.00 148
    2022-07-01 $241,000 (20.6%) $278,459 (16.1%) 0.00 169
    2022-08-01 $235,000 (17.5%) $269,508 (15.0%) 0.00 169
    2022-09-01 $235,000 (19.9%) $272,775 (21.7%) 0.00 169
    2022-10-01 $224,000 (17.0%) $266,594 (19.9%) 0.00 179
    2022-11-01 $225,000 (11.1%) $274,290 (14.8%) 0.00 179
    2022-12-01 $239,000 (15.2%) $278,518 (14.1%) 0.00 178
    2023-01-01 $237,000 (3.0%) $288,226 (11.6%) 0.00 166
    2023-02-01 $232,319 (-1.6%) $280,303 (1.5%) 0.00 152
    Roswell's median listing price for 2023-02-01 was $232,319, a difference of $-3,806 (-1.6%) versus the prior year and $-4,681 versus the prior month.

    Roswell's median listing price comes in at 0% of the national average.

    Roswell's average listing price for 2023-02-01 was $280,303, a difference of $4,076 (1.5%) versus the prior year and $-7,923 versus the prior month.

    For the 2023-02-01 period, Roswell had 152 MLS listings, a difference of -14 listings (-8%) versus the prior month and 29 listings (24%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Roswell (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,973 sqft
    2018-02-01 0 days 1,981 sqft
    2018-03-01 0 days 1,964 sqft
    2018-04-01 0 days 1,978 sqft
    2018-05-01 0 days 2,053 sqft
    2018-06-01 0 days 2,026 sqft
    2018-07-01 0 days 2,008 sqft
    2018-08-01 0 days 1,942 sqft
    2018-09-01 0 days 1,911 sqft
    2018-10-01 0 days 1,911 sqft
    2018-11-01 0 days 1,941 sqft
    2018-12-01 0 days 1,973 sqft
    2019-01-01 0 days 1,991 sqft
    2019-02-01 0 days 2,007 sqft
    2019-03-01 0 days 2,026 sqft
    2019-04-01 0 days 2,049 sqft
    2019-05-01 0 days 2,009 sqft
    2019-06-01 0 days 2,000 sqft
    2019-07-01 0 days 1,957 sqft
    2019-08-01 0 days 1,984 sqft
    2019-09-01 0 days 2,024 sqft
    2019-10-01 0 days 2,061 sqft
    2019-11-01 0 days 2,105 sqft
    2019-12-01 0 days 1,909 sqft
    2020-01-01 0 days 1,879 sqft
    2020-02-01 0 days 1,935 sqft
    2020-03-01 0 days 1,863 sqft
    2020-04-01 0 days 1,974 sqft
    2020-05-01 0 days 1,967 sqft
    2020-06-01 0 days 1,990 sqft
    2020-07-01 0 days 1,900 sqft
    2020-08-01 0 days 1,866 sqft
    2020-09-01 0 days 1,808 sqft
    2020-10-01 0 days 1,729 sqft
    2020-11-01 0 days 1,661 sqft
    2020-12-01 0 days 1,711 sqft
    2021-01-01 0 days 1,672 sqft
    2021-02-01 0 days 1,720 sqft
    2021-03-01 0 days 1,881 sqft
    2021-04-01 0 days 1,892 sqft
    2021-05-01 0 days 1,912 sqft
    2021-06-01 0 days 1,889 sqft
    2021-07-01 0 days 1,832 sqft
    2021-08-01 0 days 1,805 sqft
    2021-09-01 0 days 1,728 sqft
    2021-10-01 0 days 1,731 sqft
    2021-11-01 0 days 1,744 sqft
    2021-12-01 0 days 1,753 sqft
    2022-01-01 0 days 1,820 sqft
    2022-02-01 0 days 1,902 sqft
    2022-03-01 0 days 1,815 sqft
    2022-04-01 0 days 1,815 sqft
    2022-05-01 0 days 1,910 sqft
    2022-06-01 0 days 1,875 sqft
    2022-07-01 0 days 1,886 sqft
    2022-08-01 0 days 1,842 sqft
    2022-09-01 0 days 1,858 sqft
    2022-10-01 0 days 1,889 sqft
    2022-11-01 0 days 1,959 sqft
    2022-12-01 0 days 1,930 sqft
    2023-01-01 0 days 1,944 sqft
    2023-02-01 0 days 1,923 sqft
    Roswell's median listing age (time on market) for 2023-02-01 was 0 days.

    Roswell's median square footage for active listings during the 2023-02-01 period was 1,923 sqft. One year prior, the average listing was 1,902 sqft.

    Roswell, NM Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 726 $131,360,000 $180,937
    Refi 517 $90,575,000 $175,193
    Cash Out Refi 268 $52,720,000 $196,716
    Home Improvement 12 $1,300,000 $108,333
    Other 8 $510,000 $63,750

    Roswell's most frequently cited loan purpose was Home Purchase, with 726 originations. The 2nd most popular reason was Refi, with 517 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    3-4% 598 $113,440,000 $189,699
    2.5-3% 509 $95,685,000 $187,986
    <2.5% 244 $43,870,000 $179,795
    4-5% 69 $10,015,000 $145,145
    5-6% 56 $7,260,000 $129,643
    6-7% 20 $2,700,000 $135,000
    Over 8% 19 $2,055,000 $108,158
    7-8% 14 $1,210,000 $86,429

    During 2021, Roswell's most frequently originated rate bucket was 3-4%, with 598 originations.

    Loan Sizing (Roswell, NM MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 745 $111,085,000 $149,107
    $200k-400k 448 $119,380,000 $266,473
    $100,000 or less 304 $20,090,000 $66,086
    $400k-600k 30 $14,440,000 $481,333
    $600k-1000k 2 $1,460,000 $730,000
    $Over $1MM 2 $10,010,000 $5,005,000

    Roswell's loan sizing saw the bucket of loans from $100k-200k with 745 originations, totaling $111,085,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 751 $143,455,000 $191,019
    60-80% 439 $87,505,000 $199,328
    40-60% 138 $19,250,000 $139,493
    Under 20% 47 $385,000 $8,191
    20-40% 43 $3,975,000 $92,442
    Over 100% 18 $4,340,000 $241,111

    Roswell's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 751 originations, totaling $143,455,000 in origination value.