Roswell Mortgage Rates & Closing Costs

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  • Trends
  • Rates vs. Fees
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  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Roswell averaged 7.02% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 6.73% and one month ago for the week of 2025-02-27, the average rate was 7.24%.

    Roswell's average rate one year ago was 7.27%.

    For refis of the same type during the week of 2025-04-03, the average rate was 6.94%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Roswell 30 Year Fixed Rate 2025-04-03 7.02%
    Roswell 30 Year Fixed Rate Refi 2025-04-03 6.94%
    Roswell 15 Year Fixed Rate 2025-04-03 5.62%
    Roswell 15 Year Fixed Rate Refi 2025-04-03 6.12%
    Roswell 30 Year FHA 2025-04-03 6.22%
    Roswell 30 Year FHA Refi 2025-04-03 6.36%
    Roswell 30 Year USDA 2025-04-03 6.42%
    Roswell 30 Year USDA Refi 2025-04-03 6.22%
    Roswell 30 Year VA 2025-04-03 5.86%
    Roswell 30 Year VA Refi 2025-04-03 6.26%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Roswell, NM.

    Roswell Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Roswell, NM market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    QUICKEN LOANS, LLC 27 6.69% $7,422
    CMG MORTGAGE, INC. 25 6.69% $6,024
    BROKER SOLUTIONS, INC. 21 7.17% $5,734
    LOANDEPOT.COM, LLC 18 7.00% $6,335
    Wells Fargo Bank 12 6.77% $5,108
    MICHIGAN MUTUAL, INC. 6 7.16% $7,113
    First American Bank 6 7.00% $2,717
    NAVY FEDERAL CREDIT UNION 5 6.53% $3,684
    GUILD MORTGAGE COMPANY 5 6.55% $6,412
    Prosperity Home Mortgage, LLC 5 6.98% $3,954
    UNITED WHOLESALE MORTGAGE, LLC 4 6.69% $4,703
    PRIMARY RESIDENTIAL MORTGAGE, INC. 3 7.21% $5,535
    21ST MORTGAGE CORPORATION 3 8.53% $5,846
    JPMorgan Chase Bank 3 7.29% $3,678
    ZILLOW HOME LOANS, LLC 3 7.04% $4,255
    DIRECTORS MORTGAGE, INC. 2 7.31% $5,058
    AMERICAN FINANCIAL RESOURCES, INC. 2 6.63% $7,450
    AMERISAVE MORTGAGE CORPORATION 2 6.68% $8,500
    Discover Bank 2 7.38% $0
    Farm Credit Mid-America, ACA 2 7.13% $7,018
    ROYAL UNITED MORTGAGE LLC 2 7.13% $6,477
    Washington Federal Bank 2 7.06% $5,875
    Ixonia Bank 1 5.50% $5,912
    First National Bank of America 1 8.99% $6,898
    Kirtland Federal Credit Union 1 5.63% $6,678
    LENDSURE MORTGAGE CORP. 1 8.63% $35,273
    FIRST COMMUNITY MORTGAGE, INC. 1 6.99% $4,878
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 8.49% $5,088
    Mortgage Research Center, LLC 1 7.00% $6,057
    MOVEMENT MORTGAGE, LLC 1 6.94% $3,052
    Mr. Cooper ( Nationstar Mortgage ) 1 6.49% $8,258
    Del Norte Credit Union 1 5.88% $3,753
    NexBank 1 7.00% $2,332
    Pioneer Bank 1 8.13% $9,935
    PNC Bank 1 6.50% $6,045
    CROSSCOUNTRY MORTGAGE, LLC 1 7.63% $7,222
    Comerica Bank 1 6.99% $2,368
    BOKF 1 7.50% $4,042
    Quontic Bank 1 8.63% $9,619
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 7.63% $7,143
    Sierra Pacific Mortgage Company, Inc. 1 6.99% $7,393
    TIB The Independent Bankersbank 1 6.00% $1,927
    BETTER MORTGAGE CORPORATION 1 6.50% $1,182
    U.S. Bank 1 6.88% $3,021
    AMERICAN FINANCIAL NETWORK, INC. 1 6.50% $668
    Waterstone Mortgage Corporation 1 6.13% $5,933
    Gateway First Bank 1 7.13% $2,737
    FUNDLOANS CAPITAL 1 7.13% $14,693

    Roswell Average Closing Costs & Other Stats

    Roswell, NM's 48 lenders originated 775 loans during 2024. The total origination value was $132,525,000, with an average loan value of $171,000.

    Roswell's average closing costs are $5,676.

    The top Roswell lender as defined by loan originations is QUICKEN LOANS, LLC, with 27 loans originated. Their average total fees are $7,422, which is $1,398 higher than the next largest lender, CMG MORTGAGE, INC..

    The lowest fee Roswell lenders (with over 10 loans originated) are Wells Fargo Bank ($5,108), BROKER SOLUTIONS, INC. ($5,734), CMG MORTGAGE, INC. ($6,024), LOANDEPOT.COM, LLC ($6,335) and QUICKEN LOANS, LLC ($7,422).

    The lowest rate Roswell lenders (with over 10 loans originated) are CMG MORTGAGE, INC. (6.69%), QUICKEN LOANS, LLC (6.69%), Wells Fargo Bank (6.77%), LOANDEPOT.COM, LLC (7.00%) and BROKER SOLUTIONS, INC. (7.17%).

    Roswell, NM Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    CMG MORTGAGE, INC. $13,705,000 $21,130,000 54.2% 15.9%
    LOANDEPOT.COM, LLC $8,490,000 $16,885,000 98.9% 12.7%
    QUICKEN LOANS, LLC $15,655,000 $13,380,000 -14.5% 10.1%
    BROKER SOLUTIONS, INC. $1,485,000 $10,555,000 610.8% 8.0%
    GUILD MORTGAGE COMPANY $4,715,000 $5,015,000 6.4% 3.8%
    Mortgage Research Center, LLC $5,440,000 $4,700,000 -13.6% 3.5%
    21ST MORTGAGE CORPORATION $3,635,000 $4,010,000 10.3% 3.0%
    UNITED WHOLESALE MORTGAGE, LLC $1,330,000 $3,985,000 199.6% 3.0%
    MICHIGAN MUTUAL, INC. $1,835,000 $3,045,000 65.9% 2.3%
    NAVY FEDERAL CREDIT UNION $1,595,000 $2,615,000 63.9% 2.0%
    FREEDOM MORTGAGE CORPORATION $455,000 $2,370,000 420.9% 1.8%
    First American Bank $2,835,000 $2,300,000 -18.9% 1.7%
    Prosperity Home Mortgage, LLC $1,900,000 $2,130,000 12.1% 1.6%
    Wells Fargo Bank $1,245,000 $2,115,000 69.9% 1.6%
    PENNYMAC LOAN SERVICES, LLC $925,000 $1,865,000 101.6% 1.4%
    Bank of the Southwest $2,445,000 $1,800,000 -26.4% 1.4%
    Pioneer Bank $1,440,000 $1,785,000 24.0% 1.3%
    Washington Federal Bank $1,125,000 $1,625,000 44.4% 1.2%
    Mr. Cooper ( Nationstar Mortgage ) $1,150,000 $1,500,000 30.4% 1.1%
    LENDSURE MORTGAGE CORP. $1,335,000 n/a 1.0%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $1,880,000 $1,315,000 -30.1% 1.0%
    USAA Federal Savings Bank $1,080,000 $1,180,000 9.3% 0.9%
    Farm Credit Mid-America, ACA $385,000 $1,120,000 190.9% 0.8%
    BOKF $710,000 $1,025,000 44.4% 0.8%
    CROSSCOUNTRY MORTGAGE, LLC $375,000 $850,000 126.7% 0.6%
    AMERICAN FINANCIAL NETWORK, INC. $325,000 $805,000 147.7% 0.6%
    CORNERSTONE HOME LENDING, INC. $800,000 n/a 0.6%
    AMERICAN PACIFIC MORTGAGE CORPORATION $655,000 $780,000 19.1% 0.6%
    MOVEMENT MORTGAGE, LLC $55,000 $770,000 1,300.0% 0.6%
    Discover Bank $225,000 $665,000 195.6% 0.5%
    AMERISAVE MORTGAGE CORPORATION $700,000 $630,000 -10.0% 0.5%
    PNC Bank $820,000 $625,000 -23.8% 0.5%
    Century Mortgage Company DBA Century Lending Company $295,000 $610,000 106.8% 0.5%
    ROYAL UNITED MORTGAGE LLC $565,000 n/a 0.4%
    ZILLOW HOME LOANS, LLC $205,000 $550,000 168.3% 0.4%
    JPMorgan Chase Bank $705,000 $495,000 -29.8% 0.4%
    NEW DAY FINANCIAL, LLC $370,000 $490,000 32.4% 0.4%
    Gateway First Bank $485,000 n/a 0.4%
    MID AMERICA MORTGAGE, INC. $485,000 n/a 0.4%
    NBKC BANK $485,000 n/a 0.4%
    TIB The Independent Bankersbank $475,000 n/a 0.4%
    MUTUAL OF OMAHA MORTGAGE, INC. $140,000 $470,000 235.7% 0.4%
    VILLAGE CAPITAL MORTGAGE $460,000 n/a 0.3%
    SOUTHWEST STAGE FUNDING, LLC $410,000 $450,000 9.8% 0.3%
    FUNDLOANS CAPITAL $435,000 n/a 0.3%
    AMERICAN FINANCIAL RESOURCES, INC. $420,000 n/a 0.3%
    LIMA ONE CAPITAL, LLC $155,000 $410,000 164.5% 0.3%
    Ixonia Bank $365,000 n/a 0.3%
    COUNTRYPLACE MORTGAGE, LTD. $195,000 $360,000 84.6% 0.3%
    DIRECTORS MORTGAGE, INC. $585,000 $355,000 -39.3% 0.3%
    Carrington Mortgage Services, LLC $195,000 $345,000 76.9% 0.3%
    Plains Commerce Bank $345,000 n/a 0.3%
    Texana Bank $335,000 n/a 0.3%
    The Federal Savings Bank $650,000 $335,000 -48.5% 0.3%
    TJC Mortgage, Inc. $325,000 n/a 0.2%
    Waterstone Mortgage Corporation $165,000 $295,000 78.8% 0.2%
    AmeriHome Mortgage Company, LLC $275,000 n/a 0.2%
    Coastal Community Bank $340,000 $275,000 -19.1% 0.2%
    NOVA FINANCIAL & INVESTMENT CORPORATION $275,000 n/a 0.2%
    FIRST COMMUNITY MORTGAGE, INC. $265,000 n/a 0.2%
    Kirtland Federal Credit Union $265,000 n/a 0.2%
    U.S. Bank $320,000 $265,000 -17.2% 0.2%
    Equity Prime Mortgage LLC $260,000 n/a 0.2%
    MOUNTAIN AMERICA $260,000 n/a 0.2%
    BETTER MORTGAGE CORPORATION $145,000 $235,000 62.1% 0.2%
    Figure Lending LLC $280,000 $235,000 -16.1% 0.2%
    GENEVA FINANCIAL, LLC $400,000 $230,000 -42.5% 0.2%
    Bank of America $625,000 $225,000 -64.0% 0.2%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,025,000 $225,000 -88.9% 0.2%
    Sierra Pacific Mortgage Company, Inc. $235,000 $225,000 -4.3% 0.2%
    LENDINGONE, LLC $220,000 n/a 0.2%
    CITY-COUNTY CREDIT UNION $215,000 n/a 0.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $345,000 $215,000 -37.7% 0.2%
    Quontic Bank $215,000 n/a 0.2%
    Servion, Inc. $215,000 n/a 0.2%
    OCMBC, INC. $205,000 n/a 0.2%
    NEWREZ LLC $95,000 $190,000 100.0% 0.1%
    Comerica Bank $185,000 n/a 0.1%
    SANDIA LABORATORY $335,000 $175,000 -47.8% 0.1%
    AMERICAN FINANCING CORPORATION $95,000 $165,000 73.7% 0.1%
    PREMIA MORTGAGE, LLC $165,000 n/a 0.1%
    LAKEVIEW LOAN SERVICING, LLC $500,000 $155,000 -69.0% 0.1%
    NexBank $155,000 n/a 0.1%
    First National Bank of America $135,000 n/a 0.1%
    Barrington Bank & Trust Company, N.A. $370,000 $125,000 -66.2% 0.1%
    Del Norte Credit Union $120,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $115,000 n/a 0.1%
    Secured Investment Corp. $115,000 n/a 0.1%
    BMO Harris Bank $1,255,000 $105,000 -91.6% 0.1%
    PURDUE FEDERAL CREDIT UNION $105,000 n/a 0.1%
    SPRING EQ, LLC $205,000 $105,000 -48.8% 0.1%
    CHURCHILL MORTGAGE CORPORATION $95,000 n/a 0.1%
    STATE EMPLOYEES $75,000 n/a 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $280,000 $45,000 -83.9% 0.0%
    PENTAGON FEDERAL CREDIT UNION $330,000 $25,000 -92.4% 0.0%
    NUSENDA $195,000 $15,000 -92.3% 0.0%

    Roswell's top lender by overall market share is CMG MORTGAGE, INC., with 15.9% market share. In second place, with 12.7%, is LOANDEPOT.COM, LLC, having originated $16,885,000 in loans. In third place, with 10.1%, is QUICKEN LOANS, LLC, having originated $13,380,000 in loans. In fourth place, with 8.0%, is BROKER SOLUTIONS, INC., having originated $10,555,000 in loans. In fifth place, with 3.8%, is GUILD MORTGAGE COMPANY, having originated $5,015,000 in loans.

    Roswell Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Roswell (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $160,000 (13.9%) $203,605 (-65.7%) 0.00 267
    2018-02-01 $163,750 (21.1%) $204,490 (8.6%) 0.00 269
    2018-03-01 $176,500 (26.1%) $208,997 (7.7%) 0.00 268
    2018-04-01 $185,225 (24.3%) $215,900 (8.6%) 0.00 270
    2018-05-01 $193,688 (35.8%) $215,376 (8.7%) 0.00 275
    2018-06-01 $185,000 (26.6%) $216,360 (9.5%) 0.00 295
    2018-07-01 $185,000 (19.6%) $215,778 (6.4%) 0.00 294
    2018-08-01 $185,000 (8.8%) $215,146 (2.2%) 0.00 279
    2018-09-01 $183,000 (11.8%) $211,042 (6.1%) 0.00 271
    2018-10-01 $182,500 (10.6%) $204,263 (0.8%) 0.00 261
    2018-11-01 $181,250 (9.9%) $206,999 (1.9%) 0.00 252
    2018-12-01 $189,000 (18.1%) $221,017 (7.2%) 0.00 242
    2019-01-01 $195,450 (22.2%) $222,829 (9.4%) 0.00 226
    2019-02-01 $202,000 (23.4%) $223,648 (9.4%) 0.00 216
    2019-03-01 $202,564 (14.8%) $222,190 (6.3%) 0.00 202
    2019-04-01 $193,238 (4.3%) $223,159 (3.4%) 0.00 201
    2019-05-01 $189,500 (-2.2%) $218,623 (1.5%) 0.00 198
    2019-06-01 $189,475 (2.4%) $215,113 (-0.6%) 0.00 173
    2019-07-01 $182,950 (-1.1%) $211,229 (-2.1%) 0.00 156
    2019-08-01 $191,318 (3.4%) $218,513 (1.6%) 0.00 156
    2019-09-01 $199,295 (8.9%) $227,908 (8.0%) 0.00 156
    2019-10-01 $204,614 (12.1%) $234,895 (15.0%) 0.00 157
    2019-11-01 $209,700 (15.7%) $243,875 (17.8%) 0.00 156
    2019-12-01 $186,750 (-1.2%) $228,888 (3.6%) 0.00 144
    2020-01-01 $181,150 (-7.3%) $215,423 (-3.3%) 0.00 138
    2020-02-01 $191,250 (-5.3%) $238,895 (6.8%) 0.00 124
    2020-03-01 $179,975 (-11.2%) $232,375 (4.6%) 0.00 134
    2020-04-01 $206,250 (6.7%) $245,687 (10.1%) 0.00 135
    2020-05-01 $197,000 (4.0%) $239,437 (9.5%) 0.00 118
    2020-06-01 $205,750 (8.6%) $240,884 (12.0%) 0.00 116
    2020-07-01 $194,975 (6.6%) $230,792 (9.3%) 0.00 113
    2020-08-01 $180,000 (-5.9%) $223,425 (2.3%) 0.00 124
    2020-09-01 $176,250 (-11.6%) $224,941 (-1.3%) 0.00 120
    2020-10-01 $167,400 (-18.2%) $214,743 (-8.6%) 0.00 125
    2020-11-01 $164,975 (-21.3%) $206,213 (-15.4%) 0.00 124
    2020-12-01 $172,750 (-7.5%) $216,641 (-5.4%) 0.00 131
    2021-01-01 $165,000 (-8.9%) $208,624 (-3.2%) 0.00 113
    2021-02-01 $167,150 (-12.6%) $217,466 (-9.0%) 0.00 112
    2021-03-01 $189,750 (5.4%) $238,236 (2.5%) 0.00 106
    2021-04-01 $193,600 (-6.1%) $234,416 (-4.6%) 0.00 117
    2021-05-01 $199,900 (1.5%) $246,221 (2.8%) 0.00 123
    2021-06-01 $202,100 (-1.8%) $249,458 (3.6%) 0.00 135
    2021-07-01 $199,900 (2.5%) $239,907 (4.0%) 0.00 146
    2021-08-01 $199,975 (11.1%) $234,365 (4.9%) 0.00 165
    2021-09-01 $195,975 (11.2%) $224,197 (-0.3%) 0.00 157
    2021-10-01 $191,500 (14.4%) $222,286 (3.5%) 0.00 147
    2021-11-01 $202,500 (22.8%) $238,891 (15.9%) 0.00 136
    2021-12-01 $207,500 (20.1%) $244,023 (12.6%) 0.00 126
    2022-01-01 $230,000 (39.4%) $258,235 (23.8%) 0.00 127
    2022-02-01 $236,125 (41.3%) $276,227 (27.0%) 0.00 123
    2022-03-01 $226,500 (19.4%) $271,723 (14.1%) 0.00 124
    2022-04-01 $244,825 (26.5%) $271,704 (15.9%) 0.00 131
    2022-05-01 $253,750 (26.9%) $291,347 (18.3%) 0.00 145
    2022-06-01 $247,456 (22.4%) $284,311 (14.0%) 0.00 148
    2022-07-01 $241,000 (20.6%) $278,459 (16.1%) 0.00 169
    2022-08-01 $235,000 (17.5%) $269,508 (15.0%) 0.00 169
    2022-09-01 $235,000 (19.9%) $272,775 (21.7%) 0.00 169
    2022-10-01 $224,000 (17.0%) $266,594 (19.9%) 0.00 179
    2022-11-01 $225,000 (11.1%) $274,290 (14.8%) 0.00 179
    2022-12-01 $239,000 (15.2%) $278,518 (14.1%) 0.00 178
    2023-01-01 $237,000 (3.0%) $288,226 (11.6%) 0.00 166
    2023-02-01 $232,319 (-1.6%) $280,303 (1.5%) 0.00 152
    2023-03-01 $246,913 (9.0%) $284,274 (4.6%) 0.00 143
    2023-04-01 $269,450 (10.1%) $297,073 (9.3%) 0.00 137
    2023-05-01 $295,000 (16.3%) $309,704 (6.3%) 0.00 91
    2023-06-01 $260,000 (5.1%) $297,065 (4.5%) 0.00 107
    2023-07-01 $249,500 (3.5%) $299,671 (7.6%) 0.00 103
    2023-08-01 $240,000 (2.1%) $285,382 (5.9%) 0.00 122
    2023-09-01 $233,000 (-0.9%) $278,203 (2.0%) 0.00 131
    2023-10-01 $220,500 (-1.6%) $271,251 (1.8%) 0.00 139
    2023-11-01 $220,250 (-2.1%) $278,910 (1.7%) 0.00 145
    2023-12-01 $220,000 (-8.0%) $284,900 (2.3%) 0.00 144
    2024-01-01 $220,250 (-7.1%) $283,239 (-1.7%) 0.00 152
    2024-02-01 $225,000 (-3.2%) $284,526 (1.5%) 0.00 147
    2024-03-01 $239,000 (-3.2%) $289,941 (2.0%) 0.00 147
    2024-04-01 $262,475 (-2.6%) $303,487 (2.2%) 0.00 149
    2024-05-01 $267,250 (-9.4%) $307,866 (-0.6%) 0.00 158
    2024-06-01 $276,250 (6.3%) $310,920 (4.7%) 0.00 168
    2024-07-01 $293,450 (17.6%) $321,107 (7.2%) 0.00 186
    2024-08-01 $279,900 (16.6%) $319,571 (12.0%) 0.00 193
    2024-09-01 $283,200 (21.6%) $324,580 (16.7%) 0.00 192
    2024-10-01 $275,000 (24.7%) $321,624 (18.6%) 0.00 196
    2024-11-01 $270,000 (22.6%) $314,580 (12.8%) 0.00 199
    2024-12-01 $264,875 (20.4%) $302,393 (6.1%) 0.00 191
    2025-01-01 $267,250 (21.3%) $302,273 (6.7%) 0.00 183
    2025-02-01 $265,750 (18.1%) $299,007 (5.1%) 0.00 176
    2025-03-01 $285,250 (19.4%) $315,320 (8.8%) 0.00 160
    Roswell's median listing price for 2025-03-01 was $285,250, a difference of $46,250 (19.4%) versus the prior year and $19,500 versus the prior month.

    Roswell's median listing price comes in at 0% of the national average.

    Roswell's average listing price for 2025-03-01 was $315,320, a difference of $25,379 (8.8%) versus the prior year and $16,313 versus the prior month.

    For the 2025-03-01 period, Roswell had 160 MLS listings, a difference of -16 listings (-9%) versus the prior month and 13 listings (9%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Roswell (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,971 sqft
    2018-02-01 0 days 1,975 sqft
    2018-03-01 0 days 1,961 sqft
    2018-04-01 0 days 1,976 sqft
    2018-05-01 0 days 2,050 sqft
    2018-06-01 0 days 2,024 sqft
    2018-07-01 0 days 2,004 sqft
    2018-08-01 0 days 1,940 sqft
    2018-09-01 0 days 1,911 sqft
    2018-10-01 0 days 1,911 sqft
    2018-11-01 0 days 1,941 sqft
    2018-12-01 0 days 1,973 sqft
    2019-01-01 0 days 1,991 sqft
    2019-02-01 0 days 2,007 sqft
    2019-03-01 0 days 2,024 sqft
    2019-04-01 0 days 2,043 sqft
    2019-05-01 0 days 2,009 sqft
    2019-06-01 0 days 2,000 sqft
    2019-07-01 0 days 1,957 sqft
    2019-08-01 0 days 1,984 sqft
    2019-09-01 0 days 2,024 sqft
    2019-10-01 0 days 2,061 sqft
    2019-11-01 0 days 2,105 sqft
    2019-12-01 0 days 1,909 sqft
    2020-01-01 0 days 1,879 sqft
    2020-02-01 0 days 1,935 sqft
    2020-03-01 0 days 1,863 sqft
    2020-04-01 0 days 1,974 sqft
    2020-05-01 0 days 1,967 sqft
    2020-06-01 0 days 1,990 sqft
    2020-07-01 0 days 1,900 sqft
    2020-08-01 0 days 1,866 sqft
    2020-09-01 0 days 1,808 sqft
    2020-10-01 0 days 1,729 sqft
    2020-11-01 0 days 1,661 sqft
    2020-12-01 0 days 1,711 sqft
    2021-01-01 0 days 1,672 sqft
    2021-02-01 0 days 1,720 sqft
    2021-03-01 0 days 1,881 sqft
    2021-04-01 0 days 1,892 sqft
    2021-05-01 0 days 1,912 sqft
    2021-06-01 0 days 1,889 sqft
    2021-07-01 0 days 1,832 sqft
    2021-08-01 0 days 1,805 sqft
    2021-09-01 0 days 1,728 sqft
    2021-10-01 0 days 1,731 sqft
    2021-11-01 0 days 1,744 sqft
    2021-12-01 0 days 1,753 sqft
    2022-01-01 0 days 1,820 sqft
    2022-02-01 0 days 1,902 sqft
    2022-03-01 0 days 1,815 sqft
    2022-04-01 0 days 1,815 sqft
    2022-05-01 0 days 1,910 sqft
    2022-06-01 0 days 1,875 sqft
    2022-07-01 0 days 1,886 sqft
    2022-08-01 0 days 1,842 sqft
    2022-09-01 0 days 1,858 sqft
    2022-10-01 0 days 1,889 sqft
    2022-11-01 0 days 1,959 sqft
    2022-12-01 0 days 1,930 sqft
    2023-01-01 0 days 1,944 sqft
    2023-02-01 0 days 1,923 sqft
    2023-03-01 0 days 1,965 sqft
    2023-04-01 0 days 2,105 sqft
    2023-05-01 0 days 2,154 sqft
    2023-06-01 0 days 2,095 sqft
    2023-07-01 0 days 2,154 sqft
    2023-08-01 0 days 2,073 sqft
    2023-09-01 0 days 1,965 sqft
    2023-10-01 0 days 1,927 sqft
    2023-11-01 0 days 1,824 sqft
    2023-12-01 0 days 1,766 sqft
    2024-01-01 0 days 1,776 sqft
    2024-02-01 0 days 1,760 sqft
    2024-03-01 0 days 1,800 sqft
    2024-04-01 0 days 1,875 sqft
    2024-05-01 0 days 1,960 sqft
    2024-06-01 0 days 1,984 sqft
    2024-07-01 0 days 1,989 sqft
    2024-08-01 0 days 1,981 sqft
    2024-09-01 0 days 1,968 sqft
    2024-10-01 0 days 1,931 sqft
    2024-11-01 0 days 1,964 sqft
    2024-12-01 0 days 1,974 sqft
    2025-01-01 0 days 2,031 sqft
    2025-02-01 0 days 1,994 sqft
    2025-03-01 0 days 2,090 sqft
    Roswell's median listing age (time on market) for 2025-03-01 was 0 days.

    Roswell's median square footage for active listings during the 2025-03-01 period was 2,090 sqft. One year prior, the average listing was 1,800 sqft.

    Roswell, NM Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 524 $94,800,000 $180,916
    Cash Out Refi 122 $18,890,000 $154,836
    Refi 71 $14,315,000 $201,620
    Other 31 $1,925,000 $62,097
    Home Improvement 27 $2,595,000 $96,111

    Roswell's most frequently cited loan purpose was Home Purchase, with 524 originations. The 2nd most popular reason was Cash Out Refi, with 122 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 301 $60,315,000 $200,382
    7-8% 179 $32,445,000 $181,257
    Over 8% 136 $14,680,000 $107,941
    5-6% 101 $20,955,000 $207,475
    <2.5% 22 $300,000 $13,636
    4-5% 7 $1,355,000 $193,571
    3-4% 1 $155,000 $155,000
    2.5-3% 1 $295,000 $295,000

    During 2024, Roswell's most frequently originated rate bucket was 6-7%, with 301 originations.

    Loan Sizing (Roswell, NM MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 270 $39,450,000 $146,111
    $200k-400k 257 $69,655,000 $271,031
    $100,000 or less 219 $8,635,000 $39,429
    $400k-600k 27 $12,255,000 $453,889
    $Over $1MM 2 $2,530,000 $1,265,000

    Roswell's loan sizing saw the bucket of loans from $100k-200k with 270 originations, totaling $39,450,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 395 $88,295,000 $223,532
    Under 20% 128 $2,670,000 $20,859
    60-80% 117 $22,785,000 $194,744
    40-60% 55 $7,475,000 $135,909
    20-40% 44 $3,800,000 $86,364
    Over 100% 12 $3,340,000 $278,333

    Roswell's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 395 originations, totaling $88,295,000 in origination value.