Catahoula Lasalle Bank Mortgage Rates, Fees & Info
Jonesville, LALEI: 549300I6BXTT1NLNPE10
Tax ID: 72-0393098
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Catahoula Lasalle Bank is a smaller bank specializing in Home Purchase and Refi loans. Catahoula Lasalle Bank has a high proportion of conventional loans. Their top markets by origination volume include: Lafayette, Jennings, Alexandria, Baton Rouge, and Natchitoches among others. We have data for 10 markets. (Some data included below & more in-depth data is available with an active subscription.)Catahoula Lasalle Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
129Origination Dollar Volume (All Markets)
$18,655,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| LAFAYETTE, LA (FHA|USDA|VA) | 41 | $6,575,000 | $160,366 | $0 | 0.00% |
| Outside of Metro Areas | 57 | $5,585,000 | $97,982 | $0 | 0.00% |
| Jennings, LA (FHA|USDA|VA) | 1 | $2,605,000 | $2,605,000 | $0 | 0.00% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 20 | $2,200,000 | $110,000 | $0 | 0.00% |
| BATON ROUGE, LA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $0 | 0.00% |
| Natchitoches, LA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $0 | 0.00% |
| Opelousas, LA (FHA|USDA|VA) | 4 | $320,000 | $80,000 | $0 | 0.00% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 0.00% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 0.00% |
| MONROE, LA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 129 | $18,655,000 | $144,612 | $0 | 0.00% |
For 2023, Catahoula Lasalle Bank's most frequently originated type of loan was Conventional, with 129 originations.
Loan Reason
For 2023, Catahoula Lasalle Bank's most frequently cited loan purpose was Home Purchase, with 86 originations. The 2nd most popular reason was Refi, with 35 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 129 | $18,655,000 | $144,612 | $0 | 0.00% |
For 2023, Catahoula Lasalle Bank's most frequently cited loan duration was Other, with 129 originations.
Loan Sizing
2023 saw Catahoula Lasalle Bank place emphasis on $100,000 or less loans with 67 originations, totaling $3,885,000 in origination value.
Applicant Income
Catahoula Lasalle Bank lent most frequently to those with incomes in the $50k-75k range, with 23 originations. The second most popular income band? $75k-100k, with 18 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 129 | $18,655,000 | $144,612 | $0 | 0.00% |
Catahoula Lasalle Bank lent most frequently to those with DTI ratios of Exempt%, with 129 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.07%
Catahoula Lasalle Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination95.35%
Catahoula Lasalle Bank has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 129 | $18,655,000 | $144,612 |